BASIC STATISTICAL RETURNS OF SCHEDULED ...

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BASIC STATISTICAL RETURNS OF SCHEDULED COMMERCIAL BANKS IN INDIA VOLUME - 35 MARCH 2006 RESERVE BANK OF INDIA

Transcript of BASIC STATISTICAL RETURNS OF SCHEDULED ...

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BASIC STATISTICAL RETURNS

OF

SCHEDULED COMMERCIAL BANKS IN INDIA

VOLUME - 35

MARCH 2006

RESERVE BANK OF INDIA

BASIC STATISTICAL RETURNS OF SCHEDULED COMMERCIAL BANKS IN INDIAVOLUME - 35 MARCH 2006

BASIC STATISTICAL RETURNS

OF

SCHEDULED COMMERCIAL BANKS IN INDIA

VOLUME - 35 MARCH 2006

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Published by Shri A.P. Gaur, Director, Banking Statistics Division,Department of Statistical Analysis and Computer Services, Reserve Bank of India,

C-8/9, Bandra-Kurla Complex, Post Box No. 8128, Bandra (East), Mumbai - 400 051and printed by him at Mouj Printing Bureau, Khatau Wadi, Girgaon, Mumbai 400 004, India

Tel. 2388 6977, 2387 1050.

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This Volume, thirty fifth in the series, presentscomprehensive data on deposits and credit ofscheduled commercial banks and the informationon number of employees of these banks, as on31st March 2006. The data are collected throughthe annual statistical surveys, Basic StatisticalReturns (BSR)-1 & 2, from the offices ofscheduled commercial banks in India includingRegional Rural Banks. The earlier title of thepublication, i.e. ‘Banking Statistics’ has beenchanged to ‘Basic Statistical Returns ofScheduled Commercial Banks in India’ fromVolume 29 issue relating to March 2000. Thishas been done with a view to highlight the sourceand the nature of the data published in theVolume and also to indicate the basic distinctionbetween the banking statistics presented inanother publication of the Bank, viz., ‘StatisticalTables Relating to Banks in India’, which is basedon data collected through various statutoryreturns and other statistical returns. Informationon other publications of the Bank on BankingStatistics is given in the Appendix.

2. The BSR-1 & 2 returns have been revisedwith effect from March 2002 Survey in line withpolicy changes, developments in the bankingsector and also with a view to have uniformcoding system for occupation/activityclassification as per the National IndustrialClassification (NIC), 1998. The significantfeatures of the revision are:

(i) A new BSR coding system in respect ofactivity/occupation classification of borrowalaccounts based on NIC 1998 classificationhave been incorporated in BSR system.

(ii) The loans extended through credit cards areincluded in ‘Demand Loans’.

(iii) ‘Inland Bills’ include both, trade bills & otherbills.

BASIC STATISTICAL RETURNS-1 AND 2 OF SCHEDULED COMMERCIAL BANKS IN INDIA

INTRODUCTION

(iv) ‘Artisans and Village & Tiny Industries’comprise Artisans/Craftsman, Village/Cottage Industries and Tiny Industries.These are classif ied as Small ScaleIndustries.

(v) Consequent upon the changes in theActivity/Occupation Codes, there aremodifications/changes in the description/details of some Occupation Codes.Accordingly, ‘Rubber & Rubber Products’under Industry at II.7 has been changed as‘Rubber & Plastic Products’.

(vi) All borrowal accounts with the credit limit ofRs. 2 lakh or less of all scheduledcommercial banks including Regional RuralBanks, are classified as ‘small borrowalaccounts’, from March 1999 onwards.

As a result of these changes, the data presentedin some of the tables in this Volume are notstrictly comparable with those of the years priorto 2002.

3. BSR-1 relates to gross bank credit andcomprises term loans, cash credit, overdrafts,bil ls purchased and discounted, bil ls re-discounted under the New Bill Market Schemeand also dues from banks, whereas, the bankcredit data, based on returns under Section 42(2)of the RBI Act, 1934, is exclusive of dues frombanks and bills re-discounted under the New BillMarket Scheme. The BSR-1 return is divided intotwo parts - Part A and Part B (termed as BSR-1A and BSR-1B). Till 1998, the BSR-1A returncovered accounts with individual credit limit ofover Rs. 25,000. Consequent upon the revisionin the cut-off credit limit from March 1999 survey,BSR-1A return for scheduled commercial banksother than Regional Rural Banks, coveredaccounts with individual credit limit of over Rs. 2lakh. In the case of Regional Rural Banks, the

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cut off limit then was Rs. 25,000. The revision ofcut off limit for classifying accounts in BSR-1Ahas been made as Rs. 2 lakh for Regional RuralBanks also from March 2002 onwards. In BSR-1A, information in respect of each of the borrowalaccounts is collected on various characteristics,such as place (district and population group) ofutilisation of credit, type of account, type oforganisation, occupational category, nature ofborrowal account, rate of interest, credit limit andamount outstanding. In BSR-1B, information inrespect of accounts with individual credit limitupto Rs. 2 lakh is obtained in consolidated formfor broad occupational categories. The BSR-1BReturn has two separate credit limit size groups,i.e., ‘up to Rs. 25,000’ and ‘over Rs. 25,000 to Rs.2 lakh’. The information on small borrowal accountsare obtained in BSR-1B return from all scheduledcommercial banks (including regional rural banks).

4. In BSR-2, each bank off ice submitsinformation on deposits with their break-up intocurrent, savings and term deposits. Informationon deposit accounts of females is givenseparately. Information of term depositsaccording to different maturity periods is alsofurnished in this return. In addition, BSR-2provides information on staff strength, classifiedaccording to gender and category (i.e. officers,clerical and subordinates), in individual bankoffices as on the reference date of the returns.Deposits exclude inter-bank deposits. Currentdeposits comprise (i) deposits subject towithdrawal on demand (other than savingsdeposits) or on notice of less than 14 days, orterm deposits with a maturity period of less than7 days (ii) call deposits withdrawable not laterthan 14 days; (iii) unclaimed deposits; (iv)overdue fixed deposits; (v) credit balance in cashcredit and overdraft accounts and (vi)contingency unadjusted account if in the natureof deposits. Savings deposits are depositsaccepted by banks under their savings bankdeposit rules. Term deposits are deposits with afixed maturity of not less than 7 days and aboveor subject to notice of not less than 14 days.These would also include (a) deposits payableafter 14 days notice; (b) cash certificates; (c)

cumulative or recurring deposits; (d) Kuri & Chitdeposits and (e) special deposits in the natureof term deposits. Conceptually, the deposits datain BSR-2 and the aggregate deposits in Section42(2) return are the same. In BSR-2, bankbranches also give classification of term depositsaccording to broad interest rate ranges as wellas size of deposits. Based on these data, tablesgiving percentage distribution of term depositsaccording to interest rate range and size ofdeposits are presented in the Volume. The dataon residual maturity of term deposits, introducedin March 2003, are collected through Part-V ofthis return in respect of computerised branchesof scheduled commercial banks, except regionalrural banks; and their percentage distribution arepresented in the Volume.

5. Out of the 70,776 offices of scheduledcommercial banks functioning as on the last dayof March 2006, BSR-1 return was received from64,400 offices. BSR-2 return was received from64,442 offices. In the case of non-reportingoffices the data have been estimated based onthe previous round of the survey and from theavailable information in the Quarterly Return onAggregate Deposits and Gross Bank Credit(BSR-7) as of 31st March 2006.

Outline of the Volume

6. This Volume is divided into five Sectionsdisseminating the data on deposits and credit ofscheduled commercial banks with reference tovarious classificatory characteristics. Section 1presents general information on commercialbanking and also the summary data on depositsand credit at the All-India level and state level.Section 2 gives State / District-wise distributionof deposits and outstanding credit classifiedaccording to population groups and bank groups.Data on distribution of deposits by type ofdeposits are presented in Section 3.Classification of outstanding credit according todifferent characteristics such as size of creditlimit, rate of interest, type of organisation, typeof account, bank group, state and populationgroup, etc., are given in Section 4. In Section 5,

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these data are further classified according tooccupation of the borrower. District andoccupation-wise distribution of outstanding creditis also given in Section 5.

7. BSR-1A return provides the identification ofthe district and population group of the placewhere the credit is utilised. However, in BSR-1Breturn, such information is not being collected.It is presumed that in respect of these accounts,the credit is utilised in the same place where ithas been sanctioned. State and populationgroup-wise data on credit given in Sections 4and 5 are based on place of utilisation of credit,whereas in Section 2, these are based on placeof sanction of credit. In Section 1, data on creditwhen presented with deposits (Tables 1.3, 1.4and 1.5) are as per place of sanction and whenpresented separately (Tables 1.10 and 1.11) theyare based on place of utilisation. Tables 1.6 to1.8 present the data on credit according to boththe place of sanction and the place of utilisationso as to facilitate comparison. A listing of tableson credit, which are based on place on sanction/utilisation, is also given in the ‘Notes on Tables’.

Explanatory Notes

8. Brief explanatory notes on some of thetables presented in various Sections of thisVolume are given below:

In Section 1, Table 1.1 presents the progress ofcommercial banking at a glance, based on datacollected from different sources as per detailsgiven in the ‘Notes on Tables’. Table 1.9 presentsclassification of outstanding credit according todetailed occupations. Tables 1.13, 1.14 and 1.15provide truncated distributions of outstandingcredit of scheduled commercial banks accordingto interest rate range, type of account andorganisation, respectively, for accounts havingindividual credit limit above Rs.2 lakh. Table 1.16gives percentage distribution of small borrowalaccounts according to broad category ofborrowers into ‘individuals’ & ‘others’ and gender-wise classification of individual borrowers. Table1.17 gives population group and occupation-wise

classification of small borrowal accounts eachwith credit limit of Rs. 2 lakh and less. Tables1.21 to 1.23 give the information on deposits ofscheduled commercial banks according to broadownership category. Tables 1.24 to 1.26 give(original) maturity pattern of term depositsaccording to broad ownership category,population group and bank group, respectively.Table 1.27 presents the percentage distributionof the term deposits of scheduled commercialbanks, except regional rural banks, as per theresidual maturity period. Table 1.28 gives interestrate range-wise percentage distribution of termdeposits. Table 1.29 presents the percentagedistribution of the term deposits of scheduledcommercial banks as per the size of deposits.Tables 3.4 to 3.5 give (original) maturity patternof term deposits according to broad ownershipcategory with population group and state. Tables4.1 to 4.6 in Section 4 and Tables 5.1 to 5.3 inSection 5 provide truncated distributionaccording to different characteristics ofoutstanding credit of scheduled commercialbanks, for accounts having individual credit limitabove Rs. 2 lakh. Table 5.8 provides informationon small borrowal accounts having individualcredit limit of Rs. 2 lakh and less.

9. Population groups of the banked centrespresented in this Volume are based on the 2001census. As such, the population group-wise datapresented in the tables in this Volume are notstrictly comparable with those of published inearlier volumes. The population groups aredefined as follows:

(i) ‘Rural’ group includes all centres withpopulation of less than 10,000

(ii) ‘Semi-urban’ group includes centres withpopulation of 10,000 and above but lessthan 1 lakh

(iii) ‘Urban’ group includes centres with populationof 1 lakh and above but less than 10 lakh

(iv) ‘Metropolitan’ group includes centres withpopulation of 10 lakh and more.

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10. Banks have been grouped as under:

(i) State Bank of India and its Associates

(ii) Nationalised banks

(iii) Foreign banks

(iv) Regional rural banks

(v) Other scheduled commercial banks.

11. The bank group, ‘Nationalised Banks’, alsoincludes the data of IDBI Ltd.

12. Significant features relating to credit anddeposits of Scheduled Commercial Banks basedon information in various tables in this volumeare covered in the Highlights.

13. The totals given in the tables may not exactlytally with the sum of the constituent items onaccount of rounding off of the figures. The unit

one lakh is equal to 1,00,000. The symbol ‘ - ’indicates ‘nil’ or ‘negligible’ throughout thisVolume. Figures in brackets indicate percentagesto respective total. Notes on tables asappropriate to each table are given at the end ofthe Volume.

14. This Volume is prepared in the BankingStatistics Division of the Department ofStatistical Analysis and Computer Services.

RESERVE BANK OF INDIADEPARTMENT OF STATISTICALANALYSIS AND COMPUTER SERVICESC-8/9, BANDRA-KURLA COMPLEXPOST BOX No. 8128BANDRA (EAST)MUMBAI - 400 051.

Dated: March 15, 2007.

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1. The Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 35, is based on datacollected through BSR 1 and 2 surveys as on March 31, 2006, which covered 70,776 offices of scheduledcommercial banks including regional rural banks. These returns are collected from each branch/office of ascheduled commercial bank in India. The salient features are set out below:

Impact of updation of population of centres as per Census 2001

2. Population group-wise distribution of credit & deposits

• On account of updation of population group classification as per 2001 census in March 2006 survey,there had been changes in the composition of branches/offices of bank across population groups.This was mainly due to upgradation of population group of banked centres from lower populationgroup to higher population group consequent upon growth in the population of centres as per 2001census compared to that based on 1991 census. Population group wise data pertaining to March31, 2006 are, therefore, not exactly comparable with corresponding data pertaining to earlier years.The comparative position of 31st March 2006 with 31st March 2005 taking into account populationclassified based on 1991 census and also based on 2001 census is given in the table below:-

HIGHLIGHTS

Aggregate Deposits and Gross Bank Credit 2005 and 2006(effect of updation of population groups based on 1991 census to 2001 census)

2005 2005 2006(1991 Census) (Re-classified as per 2001 census) (2001 Census)

PopulationGroup Offices Credit Deposits Offices Credit Deposits Offices Credit Deposits

Rural 45.7 9.5 12.2 43.8 8.9 11.5 43.2 8.3 10.8Semi-Urban 22.3 11.3 16.9 21.8 10.2 15.0 21.9 10.0 14.5Urban 17.6 16.4 21.5 17.6 16.3 20.7 17.9 16.2 20.6Metropolitan 14.4 62.7 49.4 16.7 64.6 52.8 17.0 65.4 54.1

Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0(69969) (1152468) (1746814) (69969) (1152468) (1746814) (70776) (1513842) (2091174)

Figures in bracket indicate total number of offices and Credit/Deposits amount in Rupees Crore

Growth rate in Growth rate in2006 (2001 census) 2006 (2001 census) C-D Ratio (place of sanction)

over 2005 (1991 census) over 2005 (2001 census)2005 2005 2006

Population (1991 (2001 (2001Group Offices Credit Deposits Offices Credit Deposits census) census) census)

Rural –4.4 14.8 6.0 –0.2 22.5 12.4 51.6 51.0 55.8Semi-Urban –0.7 16.2 2.7 1.6 28.8 15.7 44.2 45.1 50.1Urban 2.9 29.8 14.7 2.9 30.6 19.1 50.5 51.8 57.0Metropolitan 19.4 37.0 31.1 3.0 33.0 22.7 83.7 80.7 87.5

All-India 1.2 31.4 19.7 1.2 31.4 19.7 66.0 66.0 72.4

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• Based on comparative population classification of 2005, the share of credit in rural, semi-urban andurban population groups declined marginally, while that of metropolitan group improved from 64.6per cent in 2005 to 65.4 per cent in 2006.

• Similar trend was observed in respect of deposits, showing improvement in the share of metropolitancentres from 52.8 per cent to 54.1 per cent in the corresponding years.

Outstanding Credit of Scheduled Commercial Banks

3. Growth of gross outstanding credit

• At the end of March 2006 gross outstanding credit of scheduled commercial banks amounted to Rs.15,13,842 crore registering an increase of 31.4 per cent as against an increase of 30.9 per cent inthe previous year (Table No.1.3).

• The number of borrowal accounts increased by 10.7 per cent to 8.54 crore in 2006 compared to7.72 crore in 2005 (Chart - 1).

4. Bank group-wise distribution of credit

• 28 public sector banks continued to have a major share in total bank credit, showing an increase to71.0 per cent in 2006 compared with 70.9 per cent in the previous year. The share of other scheduledcommercial banks marginally increased to 20.0 per cent in 2006 from 19.7 per cent in 2005. Theshare of foreign banks remained at 6.6 per cent in 2006, at the same level a year ago (Table No.1.4).

• Other scheduled commercial banks had the highest credit growth at 33.5 per cent in 2006. The SBI& Associates as well as the Nationalised banks witnessed growth in credit at 31.5 per cent, each, in2006 respectively. Foreign banks recorded a credit growth of 31.4 per cent, whereas, the regionalrural banks recorded a growth of 12.1 per cent only in 2006.

• Of the incremental credit SBI & Associates, Nationalised banks and Other Scheduled Commercialbanks shared 23.2, 48.1 and 21.0 per cent respectively.

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5. Sectoral (occupation-wise) deployment of bank credit

• Occupation-wise distribution has undergone marginal changes between March 2005 and March2006. The share of Non Food credit in gross bank credit was marginally higher at 97.4 per cent inMarch 2006 than 96.5 per cent in 2005 (Table No. 1.9).

• The share of agriculture in gross bank credit increased to 11.4 per cent from 10.8 per cent in 2005.The share of credit to industry decreased from 38.8 per cent in 2005 to 37.4 per cent in 2006 (Table1.11 and Chart - 2).

• The share of small-scale industries (including village industries) in gross bank credit decreased to4.1 per cent in 2006 from 4.6 per cent in 2005, and that of medium and large-scale industriesdecreased to 33.3 per cent from 34.2 per cent in 2005.

• The share of personal loans increased to 23.3 per cent of gross bank credit in 2006 from the level of22.2 per cent in the previous year.

• The share of credit to transport operators and professionals also increased to 1.6 per cent and 5.4per cent, respectively, in 2006 as against 1.2 per cent and 4.8 per cent in 2005.

6. Sectoral (Occupation-wise) credit off-take

• The growth of bank credit to agriculture increased by 38.8 per cent in 2006 as against 29.2 per centin the preceding year (Table 1.9).

• The growth of credit to industry decelerated to 26.7 per cent in 2006 from 33.5 per cent recorded in2005 (Chart – 3).

• Personal Loans registered a growth of 38.0 per cent in 2006 compared to 42.9 per cent in 2005.Housing loans, which forms a part of personal loans, grew by 43.7 per cent compared to 48.6 percent in the previous year.

• The growth in credit to transport operators and professionals were significantly higher at 72.9 and48.1 per cent in 2006 as against 22.8 and 25.8 per cent in 2005 respectively.

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7. Incremental Bank Credit (Occupation-wise)

• The industry sector, with 41.2 per cent share in the incremental credit in 2005, continued to capturethe major share in 2006 at 33.0 per cent.

• The agriculture sector absorbed about 13.4 per cent of the incremental credit in 2006 up from 10.3per cent in 2005.

• The personal loans accounted for 26.9 per cent of incremental credit, in which share of housingloans were 15.3 per cent.

• The share of credit to transport operators and professional in the incremental credit in 2006 increasedto 2.8 per cent and 7.4 per cent in 2006 respectively up from 0.9 per cent and 4.2 per cent in 2005(Chart-4).

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8. Size-wise distribution of bank credit

• The number of small borrowal accounts (with credit limit up to Rs 2 lakh) contributed 90.3 per centof total number of accounts as against 92.2 per cent in 2005, while the share of outstanding creditof small borrowal accounts was 16.4 per cent as compared to 17.3 in 2005 (Table No.1.12).

• In terms of incremental credit, the number of accounts with credit limit in the range of Rs. 25,000 to2 lakh increased from 67.3 per cent in 2005 to 76.4 per cent in 2006. But the share of these accountsin incremental credit amount was only 12.8 per cent in 2006 as against 12.0 per cent in 2005.

• The share of credit with credit limit above Rs. 25 crore increased to 31.1 per cent in 2006 from 30.3per cent in the previous year. For loans having credit limit above Rs. 25 crore, the outstanding creditper account also increased from Rs 55.0 crore in 2005 to Rs 62.5 crore in 2006.

9. Organisation – wise bank credit

• Organisation-wise share of outstanding credit (available for borrowal accounts each with credit limitof over Rs.2 lakh) to public sector in total bank credit declined to 13.4 per cent in 2006 from 15.4 percent in 2005 (Table No.1.15).

• The share of credit to private corporate sector remained at 42.3 per cent in 2006, same as in 2005.Their share in incremental credit remained the highest at 42.3 per cent in 2006, which was at 39.0per cent in 2005.

• Individuals’ share of credit accounted for 22.6 per cent to total credit in 2006 as compared to 21.4per cent in 2005.

• The share of credit to co-operative sector also increased to 5.2 per cent in 2006 as compared to 4.2per cent in 2005.

• The credit to co-operative sector grew by 63.2 per cent followed by individuals at 40.5 per cent,private sector at 32.0 per cent and public sector at 15.6 per cent. Though, the growth of credit to jointsector was the highest at 83.0 per cent in 2006, their share in total credit was only at 0.8 per cent in2006.

10. Interest rate on bank credit

• The distribution of outstanding credit according to interest rate ranges (accounts each with creditlimit of over Rs.2 lakh) revealed that the proportion of outstanding amount was the highest at 25.3per cent in 6 – 10 % interest rate range followed by 21.6 per cent in 14 – 15 % and 18.8 per cent in10 – 12 % interest rate ranges respectively (Table No. 1.13).

• The weighted average interest rate in respect of all loans and advances with credit limit of over Rs.2lakh worked out to 11.97 per cent as at the end of March 2006, 60 basis points lower than that of theprevious year.

Aggregate Deposits

11. Growth in aggregate deposits

• Aggregate deposits amounted to Rs. 20,91,174 crore registering a growth of 19.7 per cent in 2006as against 15.6 per cent a year ago (deposits exclusive of the proceeds of India Millennium Depositsin 2005) (Table No.1.18).

• The number of deposit accounts increased by 3.9 per cent to 48.50 crore from about 46.68 crore inMarch 2005.

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12. Bank group-wise distribution of deposits

• 28 public sector banks continued to have a major share in aggregate bank deposits, showing adecline to 71.8 per cent in 2006 from 74.2 per cent in the previous year. The share of other scheduledcommercial banks and foreign banks were at 19.4 and 5.3 per cent in 2006 as compared to 17.9and 4.4 per cent respectively in 2005 (Table No.1.4).

• The deposits of foreign banks and other scheduled commercial banks grew by 45.6 and 29.8 percent respectively in 2006 as compared to 5.3 and 16.1 per cent in 2005.

13. Type of deposits

• The share of term deposits in total deposits marginally declined to 59.6 per cent in 2006 from 60.9per cent in 2005. The shares of current deposits and saving deposits increased and were at 12.3 percent and 28.1 per cent, respectively in 2006 as against 12.1 and 26.9 per cent in 2005 (TableNo.1.18).

14. Maturity pattern of term deposits

• The share of term deposits with original maturity period of 5 years and above in total term depositsdeclined to 8.3 per cent in 2006 from 8.4 per cent in the previous year (Table No.1.24).

• While 23.0 per cent of the term deposits was of maturity less than 6 months in 2006, down from 24.4per cent in 2005, the share of deposits with maturity period ranging from 3 years to less than 5 yearsalso decreased to 16.1 per cent in 2006 from 18.1 per cent in 2005.

• The maturity period 1 to 2 years had 26.5 per cent of the total term deposit amount in 2006 up from23.4 per cent in 2005 and also maturity period 6 months to 1 year witnessed increase in its share to16.6 per cent from 15.0 per cent in corresponding periods.

• The maturity preference of term deposits for rural and semi-urban population groups was more than2 years (especially in 3 to 5 years segment) while urban/metropolitan population groups preferredmaturity of less than 2 years (especially between 1 to 2 years) of deposits (Table No.1.25).

15. Interest rate on term deposits

• The weighted average interest rate of term deposits outstanding in 2006 worked out to 6.51 percent, higher by 33 basis points as compared to the weighted average interest rate of 6.18 per centas at end-March 2005 (Table No.1.28).

16. Interest rate spread

• The interest rate spread on bank credit (large borrowal account with credit limit over Rs 2 lakhs)over term deposits reduced from 639 basis point in 2005 to 546 basis points in 2006.

Credit - Deposit Ratio(As per Place of Sanction and Utilisation of Credit)

17. Population group-wise C-D Ratio

• The All-India C-D ratio increased to 72.4 per cent in 2006 as compared to 66.0 per cent in 2005.

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• The population group-wise C-D ratio in respect of rural areas at the end of March 2006 was at 55.8per cent as per place of sanction of credit. In the case of semi-urban and urban areas the C-D ratioswere 50.1 per cent and 57.0 per cent, respectively. The C-D ratios as per place of utilisation for rural,semi-urban and urban areas were 88.2 per cent, 57.8 per cent and 64.1 per cent respectively. TheC-D ratio recorded in metropolitan centres as per place of sanction and utilisation were 87.5 percent and 76.3 per cent as compared to 83.7 per cent and 73.8 per cent respectively in 2005 (TableNo.1.6).

18. Migration of credit among the states

• The analysis of migration of credit among the states has been done though the Credit-Deposit(C-D) ratios, calculated as per the place of sanction of credit and place of utilisation of credit (TableNo. 1.7 and Chart – 5).

• Rajasthan, Chandigarh, Maharashtra, Andhra Pradesh, Karnataka and Tamil Nadu had C-D Ratio,both as per place of sanction and utilisation above the All-India C-D Ratio (72.4 per cent).

• Among these states Rajasthan, Chandigarh, Andhra Pradesh and Karnataka also had higher C-Dratios as per utilisation than sanction, meaning net inflow of credit to these states.

• The states of Maharashtra and Tamil Nadu had C-D Ratio as per sanction more than the C-D Ratioas per utilisation, showing net outflow of credit from the states.

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CONTENTS

SECTION 1 : SUMMARY TABLES

Table No. Page No.

1. 1 Progress of Commercial Banking at a glance 1

1.2 Distribution of banking centres according to state and population group (As at 2the end of March 2005 and 2006)

1.3 Deposits and credit of scheduled commercial banks according to population 3group

1.4 Deposits and credit of scheduled commercial banks according to bank group 3

1.5 Deposits and credit of scheduled commercial banks according to state 4

1.6 Population group-wise outstanding credit of scheduled commercial banks 5according to place of sanction and utilisation

1.7 State-wise outstanding credit of scheduled commercial banks according to 6place of sanction and utilisation

1.8 State and population group-wise outstanding credit of scheduled commercial 7banks according to place of sanction and utilisation

1.9 Outstanding credit of scheduled commercial banks according to occupation 8

1.10 Population group-wise outstanding credit of scheduled commercial banks 9according to occupation

1.11 Percentage distribution of outstanding credit of scheduled commercial banks 10according to population group and occupation

1.12 Outstanding credit of scheduled commercial banks according to size of credit 11limit

1.13 Outstanding credit of scheduled commercial banks according to interest rate 11range

1.14 Outstanding credit of scheduled commercial banks according to type of account 12

1.15 Outstanding credit of scheduled commercial banks according to organisation 13

1.16 Percentage distribution of outstanding credit of small borrowal accounts of 13scheduled commercial banks according to broad category of borrowers

1.17 Population group-wise outstanding credit of small borrowal accounts of 14scheduled commercial banks according to occupation

1.18 Population group-wise deposits of scheduled commercial banks according to 15type of deposits

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Table No. Page No.

1.19 Bank group-wise deposits of scheduled commercial banks according to type 15of deposits

1.20 State-wise deposits of scheduled commercial banks according to type of 16deposits

1.21 Population group-wise deposits of scheduled commercial banks according to 17broad ownership category

1.22 Bank group-wise deposits of scheduled commercial banks according to broad 17ownership category

1.23 State-wise deposits of scheduled commercial banks according to broad 18ownership category

1.24 Maturity pattern of term deposits of scheduled commercial banks according to broad 19ownership category

1.25 Maturity pattern of term deposits of scheduled commercial banks according to 19population group

1.26 Maturity pattern of term deposits of scheduled commercial banks according to 20bank group

1.27 Percentage distribution of term deposits of scheduled commercial banks 20according to residual maturity and broad ownership category

1.28 Percentage distribution of term deposits of scheduled commercial banks 21according to interest rate range and broad ownership category

1.29 Percentage distribution of term deposits of scheduled commercial banks 21according to size of deposits and broad ownership category

1.30 State-wise distribution of employees of scheduled commercial banks according 22to category

1.31 Bank group and population group-wise distribution of employees of scheduled 23-24commercial banks according to category

SECTION 2 : DEPOSITS AND CREDIT

2.1 Population group and bank group-wise deposits and credit (total credit and 25-26credit of small borrowal accounts) of scheduled commercial banks

2.2 State and bank group-wise deposits and credit (total credit and credit of small 27-32borrowal accounts) of scheduled commercial banks

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Table No. Page No.

2.3 State and population group-wise deposits and credit (total credit and credit of 33-36small borrowal accounts) of scheduled commercial banks

2.4 District and population group-wise deposits and credit of scheduled 37-61commercial banks

SECTION 3 : DEPOSITS

3.1 State and population group-wise deposits of scheduled commercial banks 62-64according to type of deposits

3.2 State and bank group-wise deposits of scheduled commercial banks according 65-69to type of deposits

3.3 Population group and bank group-wise deposits of scheduled commercial banks 70-71according to type of deposits

3.4 Maturity pattern of term deposits of scheduled commercial banks according to 72-73population group and broad ownership category

3.5 Maturity pattern of term deposits of scheduled commercial banks according to 74-78state

SECTION 4 : CREDIT

4.1 Size of credit limit and interest rate range-wise classification of outstanding 79-80loans and advances of scheduled commercial banks

4.2 Interest rate range and type of account-wise classification of outstanding loans 81and advances of scheduled commercial banks

4.3 Interest rate range and organisation-wise classification of outstanding loans and 82advances of scheduled commercial banks

4.4 Type of account and organisation-wise classification of outstanding credit of 83scheduled commercial banks

4.5 Size of credit limit and organisation-wise classification of outstanding credit of 84scheduled commercial banks

4.6 Size of credit limit and type of account-wise classification of outstanding credit 85of scheduled commercial banks

xvi

Table No. Page No.

4.7 Bank group-wise outstanding credit of scheduled commercial banks according 86to size of credit limit

4.8 Population group and bank group-wise outstanding credit of scheduled 87-88commercial banks according to broad ranges of credit limit

4.9 State and population group-wise outstanding credit of scheduled commercial 89-90banks

4.10 State and bank group-wise outstanding credit of scheduled commercial banks 91-93

SECTION 5 : OCCUPATION-WISE CLASSIFICATIONOF CREDIT

5.1 Type of account-wise classification of outstanding credit of scheduled commercial 94-100banks according to occupation

5.2 Organisation-wise classification of outstanding credit of scheduled commercial 101-106banks according to occupation

5.3 Interest rate range-wise classification of outstanding loans and advances of 107-112scheduled commercial banks according to occupation

5.4 Size of credit limit-wise classification of outstanding credit of scheduled 113-118commercial banks according to occupation

5.5 Population group and bank group-wise classification of outstanding credit of 120-129scheduled commercial banks according to occupation

5.6 State and bank group-wise classification of outstanding credit of scheduled 130-199commercial banks according to occupation

5.7 State and population group-wise classification of outstanding credit of 200-261scheduled commercial banks according to occupation

5.8 State and population group-wise classification of outstanding credit of small 262-279borrowal accounts of scheduled commercial banks according to occupation

5.9 District-wise classification of outstanding credit of scheduled commercial banks 280-340according to occupation

Notes on Tables 341-342

Appendix 343-344

1

TABLE NO. 1.1 - PROGRESS OF COMMERCIAL BANKING AT A GLANCE

June March March March March March March March March MarchIMPORTANT INDICATORS 1969 1998 1999 2000 2001 2002 2003 2004 2005 2006

1 2 3 4 5 6 7 8 9 10

No. of Commercial Banks 89 300 303 297 301 298 294 291 288 222

(a) Scheduled Commercial Banks 73 299 302 297 296 294 289 286 284 218Of which: Regional Rural Banks — 196 196 196 196 196 196 196 196 133

(b) Non-Scheduled Commercial Banks 16 1 1 — 5 4 5 5 4 4

Number of Offices of Scheduled CommercialBanks in India ^ 8262 64218 64939 65412 65919 66190 66535 67188 68355 69471

(a) Rural 1833 32878 32857 32734 32562 32380 32303 32121 32082 30579

(b) Semi-Urban 3342 13980 14168 14407 14597 14747 14859 15091 15403 15556

(c) Urban 1584 9597 9898 10052 10293 10477 10693 11000 11500 12032

(d) Metropolitan 1503 7763 8016 8219 8467 8586 8680 8976 9370 11304

Population per office (in thousands) 64 15 15 15 15 16 16 16 16 16

Deposits of Scheduled Commercial Banksin India (Rs.Crore) 4646 598485 714025@ 851593@ 989141 # 1131187 # 1311761 # 1542284 & 1732858& 2109049

of which: (a) Demand 2104 102513 117423 145283 159407 169103 187837 245943 265033 364640

(b) Time 2542 495972 596602 706310 829734 962085 1123924 1296342 1467824 1744409

Credit of Scheduled Commercial Banksin India (Rs.Crore) 3599 324079 368837 454069 529272 609053 746432 865594 1124300 1507077

Deposits of Scheduled Commercial Banksper office (Rs.Lakh) 56 932 1100 1302 1501 1709 1972 2295 2535 3036

Credit of Scheduled Commercial Banksper office (Rs. Lakh) 44 505 568 694 803 920 1122 1288 1645 2169

Per Capita Deposits of ScheduledCommercial Banks (Rs.) 88 6170 7237 8498 9758 10994 12554 14550 16091 19276

Per Capita Credit of ScheduledCommercial Banks (Rs.) 68 3356 3738 4531 5221 5919 7143 8166 10440 13774

Deposits of Scheduled Commercial Banksas percentage of National Income(at current prices) 15.5 47.3 49.8 53.5 58.9 60.7 65.3 68.5 68.5 73.8

Scheduled Commercial Banks’ Advancesto Priority Sector (Rs.Crore) 504 108905 126309 155779 182255 205604 250989 311335 400775 546774 *

Share of Priority Sector Advances inTotal Credit of ScheduledCommercial Banks (per cent) 14.0 34.6 35.3 35.4 35.5 34.8 34.6 37.1 36.7 37.2 *

Share of Priority Sector Advances inTotal Non-Food Credit of ScheduledCommercial Banks (per cent) 15.0 36.1 37.0 37.4 38.5 38.2 37.1 38.8 38.1 38.2 *

Credit Deposit Ratio 77.5 54.2 51.7 53.3 53.5 53.8 56.9 56.1 64.9 71.5

Investment Deposit Ratio 29.3 36.5 35.7 36.6 37.1 38.7 41.3 43.8 41.6 35.5

Cash Deposit Ratio 8.2 10.2 9.5 9.8 8.4 7.1 6.3 5.6 6.9 6.6

@ Includes Resurgent India Bonds (RIB) (Rs.17,945 crore)# Includes Resurgent India Bonds (RIB) (Rs.17,945 crore) and also India Millennium Deposits (IMD) (Rs.25,662 Crore)& Includes India Millennium Deposits (IMD) (Rs.25,662 Crore)* Provisional^ Excludes Administrative OfficesSee Notes on Tables.

2

TABLE NO. 1.2 - DISTRIBUTION OF BANKING CENTRES ACCORDING TOSTATE AND POPULATION GROUP (AS AT THE END OF MARCH 2005-2006)

POPULATION GROUP RURAL SEMI-URBAN URBAN METROPOLITAN ALL CENTRES

2005 2006 2005 2006 2005 2006 2005 2006 2005 2006REGION/ STATE/UNION TERRITORY

1 2 3 4 5 6 7 8 9 10

NORTHERN REGION 4305 4298 611 607 54 53 5 5 4975 4963Haryana 584 586 134 134 19 19 1 1 738 740Himachal Pradesh 604 605 12 12 1 1 – – 617 618Jammu & Kashmir 445 442 40 40 2 2 – – 487 484Punjab 985 984 132 128 13 12 2 2 1132 1126Rajasthan 1630 1624 270 270 18 18 1 1 1919 1913Chandigarh 12 12 1 1 1 1 – – 14 14Delhi 45 45 22 22 – – 1 1 68 68

NORTH-EASTERN REGION 1104 1101 141 141 12 12 – – 1257 1254Arunachal Pradesh 48 48 9 9 – – – – 57 57Assam 719 716 64 64 6 6 – – 789 786Manipur 35 35 13 13 2 2 – – 50 50Meghalaya 117 117 12 12 2 2 – – 131 131Mizoram 57 57 8 8 1 1 – – 66 66Nagaland 32 32 11 11 – – – – 43 43Tripura 96 96 24 24 1 1 – – 121 121

EASTERN REGION 6743 6742 889 889 88 88 3 3 7723 7722Bihar 2211 2210 403 403 18 18 1 1 2633 2632Jharkhand 883 883 95 95 7 7 – – 985 985Orissa 1500 1499 102 102 7 7 – – 1609 1608Sikkim 32 32 1 1 – – – – 33 33West Bengal 2102 2103 286 286 56 56 2 2 2446 2447Andaman & Nicobar Islands 15 15 2 2 – – – – 17 17

CENTRAL REGION 6943 6909 1010 1009 79 79 8 8 8040 8005Chhattisgarh 581 575 72 72 7 7 – – 660 654Madhya Pradesh 1566 1549 265 265 22 22 2 2 1855 1838Uttar Pradesh 4312 4301 634 633 47 47 6 6 4999 4987Uttaranchal 484 484 39 39 3 3 – – 526 526

WESTERN REGION 3442 3396 782 778 56 57 11 11 4291 4242Goa 127 127 21 21 – – – – 148 148Gujarat 1323 1302 280 276 22 22 4 4 1629 1604Maharashtra 1988 1963 476 476 34 35 7 7 2505 2481Dadra & Nagar Haveli 4 4 2 2 – – – – 6 6Daman & Diu – – 3 3 – – – – 3 3

SOUTHERN REGION 5903 5887 2382 2387 113 113 4 4 8402 8391Andhra Pradesh 2124 2120 535 533 47 47 2 2 2708 2702Karnataka 1957 1951 305 304 30 30 1 1 2293 2286Kerala 277 277 1003 1008 10 10 – – 1290 1295Tamil Nadu 1521 1515 531 534 25 25 1 1 2078 2075Lakshadweep 7 7 2 2 – – – – 9 9Pondicherry 17 17 6 6 1 1 – – 24 24

ALL-INDIA 28440 28333 5815 5811 402 402 31 31 34688 34577

The data are based on Master Office File of bank branches, which is regularly updated, as such, the information presented in this table is the latest and maynot match with those published earlier.

See Notes on Tables

3

TABLE NO. 1.3 - DEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO POPULATION GROUP

MARCH 2006

(Amount in Rupees Lakh)

DEPOSITS CREDITNo. of

POPULATION GROUP Offices No. of Amount No. of AmountAccounts Accounts Outstanding

1 2 3 4 5

RURAL 30,610 1395,70,235 226061,18 285,76,751 126078,34(43.2) (28.8) (10.8) (33.4) (8.3)

SEMI-URBAN 15,471 1216,63,824 302212,81 212,82,079 151445,46(21.9) (25.1) (14.5) (24.9) (10.0)

URBAN 12,697 1061,71,627 430813,23 127,76,733 245777,29(17.9) (21.9) (20.6) (15.0) (16.2)

METROPOLITAN 11,998 1176,92,085 1132087,02 227,99,818 990541,04(17.0) (24.3) (54.1) (26.7) (65.4)

ALL-INDIA 70,776 4850,97,771 2091174,24 854,35,381 1513842,13(100.0) (100.0) (100.0) (100.0) (100.0)

TABLE NO. 1.4 - DEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO BANK GROUP

MARCH 2006(Amount in Rupees Lakh)

DEPOSITS CREDITNo. of

BANK GROUP Offices No. of Amount No. of AmountAccounts Accounts Outstanding

1 2 3 4 5

STATE BANK OF INDIA 14,016 1089,66,702 487989,37 188,79,658 349942,78AND ITS ASSOCIATES (19.8) (22.5) (23.3) (22.1) (23.1)

NATIONALISED BANKS 35,225 2606,79,268 1015162,19 317,13,638 725130,38(49.8) (53.7) (48.5) (37.1) (47.9)

FOREIGN BANKS 245 33,30,604 111462,18 97,15,237 99184,89(0.3) (0.7) (5.3) (11.4) (6.6)

REGIONAL RURAL BANKS 14,607 597,90,675 70434,24 133,93,759 36643,51(20.6) (12.3) (3.4) (15.7) (2.4)

OTHER SCHEDULED 6,683 523,30,522 406126,26 117,33,089 302940,57COMMERCIAL BANKS (9.4) (10.8) (19.4) (13.7) (20.0)

ALL SCHEDULED 70,776 4850,97,771 2091174,24 854,35,381 1513842,13COMMERCIAL BANKS (100.0) (100.0) (100.0) (100.0) (100.0)

4

TABLE NO. 1.5 - DEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO STATEMARCH 2006

(Amount in Rupees Lakh)

DEPOSITS CREDITREGION / STATE / No. ofUNION TERRITORY Offices No. of Amount No. of Amount

Accounts Accounts Outstanding

1 2 3 4 5

NORTHERN REGION 11,821 833,02,811 492589,64 92,47,193 318317,89Haryana 1,764 123,29,055 49365,38 14,33,817 28328,71Himachal Pradesh 820 42,88,839 14050,32 4,39,445 5765,18Jammu & Kashmir 873 56,99,817 19254,22 4,73,338 9093,03Punjab 2,824 205,31,722 72797,27 18,05,499 41320,22Rajasthan 3,512 193,33,405 48900,14 29,03,912 37781,20Chandigarh 244 17,47,100 18468,12 1,64,271 14183,76Delhi 1,784 193,72,873 269754,19 20,26,911 181845,79

NORTH-EASTERN REGION 1,949 113,92,103 33034,34 16,38,893 13454,87Arunachal Pradesh 69 3,43,855 1440,73 41,094 381,58Assam 1,273 84,10,266 20745,66 10,30,912 8835,42Manipur 78 2,97,456 1217,84 65,845 610,27Meghalaya 189 6,84,976 3246,21 1,22,433 1562,04Mizoram 80 1,88,713 965,51 41,605 494,33Nagaland 73 3,19,485 1971,32 54,903 439,93Tripura 187 11,47,352 3447,05 2,82,101 1131,30

EASTERN REGION 12,308 779,09,873 237953,06 109,67,315 117015,20Bihar 3,647 193,84,886 45722,72 28,65,760 13864,60Jharkhand 1,525 93,48,299 31298,16 12,83,334 9758,28Orissa 2,333 117,11,315 32714,75 28,64,208 21605,21Sikkim 56 2,39,819 1308,11 35,336 592,98West Bengal 4,713 370,23,549 126034,60 38,99,133 70940,35Andaman & Nicobar Islands 34 2,02,005 874,71 19,544 253,78

CENTRAL REGION 14,104 954,94,162 252316,45 122,70,019 111642,93Chhattisgarh 1,061 53,39,275 20585,68 8,01,964 9365,10Madhya Pradesh 3,563 190,93,510 55515,74 30,29,315 33602,80Uttar Pradesh 8,562 657,76,416 152645,31 78,10,526 62584,70Uttaranchal 918 52,84,961 23569,72 6,28,214 6090,34

WESTERN REGION 10,996 843,80,879 608257,01 123,23,419 559364,89Goa 357 27,66,697 15891,71 1,78,388 3689,96Gujarat 3,840 277,70,078 105120,20 26,97,437 58461,91Maharashtra 6,771 535,53,315 486022,09 94,36,084 496908,24Dadra & Nagar Haveli 12 1,40,210 436,45 6,621 215,10Daman & Diu 16 1,50,579 786,55 4,889 89,67

SOUTHERN REGION 19,598 1326,17,943 467023,74 389,88,542 394046,36Andhra Pradesh 5,578 392,19,664 117197,59 101,03,913 95336,56

Karnataka 5,176 315,33,794 133376,42 76,68,702 101258,21

Kerala 3,668 243,83,620 80435,04 62,26,847 49390,78

Tamil Nadu 5,074 366,21,182 132699,83 148,39,773 146613,01

Lakshadweep 10 29,177 130,27 3,035 15,04

Pondicherry 92 8,30,506 3184,59 1,46,272 1432,75

ALL-INDIA 70,776 4850,97,771 2091174,24 854,35,381 1513842,13

5

TABLE NO. 1.6 - POPULATION GROUP-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO PLACE OF SANCTION AND UTILISATION

MARCH 2006

(Amount in Rupees Lakh)

AS PER PLACE OF SANCTION AS PER PLACE OF UTILISATION

No. of Amount Credit No. of Amount CreditPOPULATION GROUP Accounts Outstanding Deposit Accounts Outstanding Deposit

Ratio Ratio

1 2 3 4 5 6

RURAL 285,76,751 126078,34 55.8 290,53,685 199422,87 88.2

SEMI-URBAN 212,82,079 151445,46 50.1 214,74,702 174794,36 57.8

URBAN 127,76,733 245777,29 57.0 129,18,689 276365,41 64.1

METROPOLITAN 227,99,818 990541,04 87.5 219,88,305 863259,49 76.3

ALL-INDIA 854,35,381 1513842,13 72.4 854,35,381 1513842,13 72.4

6

TABLE NO. 1.7 - STATE-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO PLACE OF SANCTION AND UTILISATION

MARCH 2006(Amount in Rupees Lakh)

Total Credit Credit Credit Credit Total Credit-Deposit RatioSanctioned Utilised Sanctioned Utilised Creditin the State in the in the State in the Utilised As per As per

REGION / STATE / State of but Utilised State but in the Sanction UtilisationUNION TERRITORY Sanction in Other Sanctioned in State (per cent) (per cent)

States Other States

1 2 3 4 5 6 7

NORTHERN REGION 318317,89 307601,58 10716,30 26711,27 334312,85 64.6 67.9Haryana 28328,71 28071,95 256,76 6265,65 34337,60 57.4 69.6Himachal Pradesh 5765,18 5667,60 97,58 1777,46 7445,07 41.0 53.0Jammu & Kashmir 9093,03 9083,22 9,81 1071,96 10155,17 47.2 52.7Punjab 41320,22 37549,01 3771,21 3422,46 40971,47 56.8 56.3Rajasthan 37781,20 37395,58 385,61 4681,33 42076,92 77.3 86.0Chandigarh 14183,76 13253,65 930,11 2586,44 15840,09 76.8 85.8Delhi 181845,79 166267,66 15578,13 17218,87 183486,53 67.4 68.0

NORTH-EASTERN REGION 13454,87 13416,14 38,73 3851,23 17267,37 40.7 52.3Arunachal Pradesh 381,58 368,87 12,71 230,99 599,86 26.5 41.6Assam 8835,42 8802,23 33,19 1393,80 10196,03 42.6 49.1Manipur 610,27 607,69 2,58 23,10 630,79 50.1 51.8Meghalaya 1562,04 1541,06 20,98 2156,25 3697,31 48.1 113.9Mizoram 494,33 494,22 12 24,25 518,47 51.2 53.7Nagaland 439,93 438,33 1,60 19,21 457,55 22.3 23.2Tripura 1131,30 1127,02 4,28 40,34 1167,36 32.8 33.9

EASTERN REGION 117015,20 114976,18 2039,02 17334,20 132310,38 49.2 55.6Bihar 13864,60 13632,01 232,59 4664,32 18296,33 30.3 40.0Jharkhand 9758,28 9617,39 140,88 259,17 9876,56 31.2 31.6Orissa 21605,21 21541,83 63,38 4188,85 25730,68 66.0 78.7Sikkim 592,98 569,73 23,25 15,83 585,57 45.3 44.8West Bengal 70940,35 68955,51 1984,84 8435,55 77391,06 56.3 61.4Andaman & Nicobar Islands 253,78 236,37 17,42 193,81 430,18 29.0 49.2

CENTRAL REGION 111642,93 109332,68 2310,25 16787,90 126120,58 44.2 50.0Chhattisgarh 9365,10 9308,05 57,05 1500,35 10808,40 45.5 52.5Madhya Pradesh 33602,80 33150,02 452,78 4154,98 37304,99 60.5 67.2Uttar Pradesh 62584,70 60424,82 2159,88 10294,57 70719,39 41.0 46.3Uttaranchal 6090,34 6015,74 74,59 1272,06 7287,80 25.8 30.9

WESTERN REGION 559364,89 470454,67 88910,22 9454,41 479909,08 92.0 78.9Goa 3689,96 3673,95 16,01 719,60 4393,55 23.2 27.6Gujarat 58461,91 57186,56 1275,35 22003,94 79190,50 55.6 75.3Maharashtra 496908,24 390921,82 105986,42 4447,00 395368,82 102.2 81.3Dadra & Nagar Haveli 215,10 211,99 3,12 384,80 596,78 49.3 136.7Daman & Diu 89,67 88,90 77 270,53 359,43 11.4 45.7

SOUTHERN REGION 394046,36 379978,85 14067,51 43943,01 423921,86 84.4 90.8Andhra Pradesh 95336,56 87254,50 8082,07 13752,04 101006,54 81.3 86.2Karnataka 101258,21 100581,41 676,80 23926,74 124508,16 75.9 93.4Kerala 49390,78 49029,51 361,28 2700,62 51730,13 61.4 64.3Tamil Nadu 146613,01 134659,91 11953,10 10411,77 145071,68 110.5 109.3Lakshadweep 15,04 15,04 – 39,15 54,19 11.5 41.6Pondicherry 1432,75 1407,63 25,12 143,54 1551,17 45.0 48.7

ALL-INDIA 1513842,13 1513842,13 72.4 72.4

7

TABLE NO. 1.8 - STATE AND POPULATION GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF SANCTION AND UTILISATION

MARCH 2006(Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN METROPOLITAN TOTAL

REGION / STATE / Sanc- Utili- Sanc- Utili- Sanc- Utili- Sanc- Utili- Sanc- Utili-UNION TERRITORY tion sation tion sation tion sation tion sation tion sation

1 2 3 4 5 6 7 8 9 10

NORTHERN REGION 26344,94 38931,39 22160,15 27637,77 58968,88 68702,75 210843,93 199040,94 318317,89 334312,85Haryana 4459,94 7191,01 4534,57 5903,32 16521,25 20402,05 2812,95 841,23 28328,71 34337,60Himachal Pradesh 2925,28 4598,82 969,72 1020,64 1870,19 1825,61 – – 5765,18 7445,07Jammu & Kashmir 1597,98 2556,70 1198,28 1219,97 6296,77 6378,50 – – 9093,03 10155,17Punjab 8920,31 7350,30 8589,66 9943,70 10071,00 15261,76 13739,25 8415,71 41320,22 40971,47Rajasthan 6760,72 10557,23 6676,43 8697,38 10323,46 9817,21 14020,59 13005,10 37781,20 42076,92Chandigarh 291,22 434,18 6,33 388,29 13886,21 15017,62 – – 14183,76 15840,09Delhi 1389,49 6243,14 185,15 464,48 – – 180271,14 176778,91 181845,79 183486,53

NORTH-EASTERN REGION 3296,79 6942,07 3853,37 4349,17 6304,71 5976,12 – – 13454,87 17267,37Arunachal Pradesh 111,55 332,83 270,03 267,04 – – – – 381,58 599,86Assam 2294,55 3511,38 2453,64 2826,34 4087,24 3858,31 – – 8835,42 10196,03Manipur 123,88 136,80 122,06 124,62 364,33 369,37 – – 610,27 630,79Meghalaya 262,41 2339,67 215,42 230,77 1084,21 1126,87 – – 1562,04 3697,31Mizoram 97,49 138,80 121,14 252,71 275,71 126,96 – – 494,33 518,47Nagaland 69,03 93,27 370,89 364,27 – – – – 439,93 457,55Tripura 337,88 389,33 300,19 283,43 493,22 494,61 – – 1131,30 1167,36

EASTERN REGION 19868,65 29314,01 14353,84 17967,80 26610,89 28498,50 56181,81 56530,07 117015,20 132310,38Bihar 4958,53 8165,31 3272,17 4071,01 2807,07 5140,45 2826,82 919,56 13864,60 18296,33Jharkhand 2156,58 2951,31 2081,53 2418,19 5520,16 4507,05 – – 9758,28 9876,56Orissa 6326,89 9422,72 4507,53 5510,63 10770,79 10797,33 – – 21605,21 25730,68Sikkim 237,86 270,23 355,12 315,34 – – – – 592,98 585,57West Bengal 6134,87 8324,64 3937,62 5402,25 7512,86 8053,67 53354,99 55610,51 70940,35 77391,06Andaman & Nicobar Islands 53,92 179,80 199,87 250,37 – – – – 253,78 430,18

CENTRAL REGION 24073,51 30648,03 21264,43 25567,11 33209,14 36509,88 33095,85 33395,56 111642,93 126120,58Chhattisgarh 1541,95 2027,20 1602,74 1984,70 6220,41 6796,50 – – 9365,10 10808,40Madhya Pradesh 6233,48 7709,86 7079,10 8638,37 7310,75 7524,69 12979,47 13432,08 33602,80 37304,99Uttar Pradesh 14649,57 18777,51 10455,44 12266,47 17363,30 19711,93 20116,39 19963,48 62584,70 70719,39Uttaranchal 1648,51 2133,47 2127,15 2677,57 2314,67 2476,75 – – 6090,34 7287,80

WESTERN REGION 15271,59 31833,19 21252,62 26679,84 20560,24 34106,33 502280,44 387289,73 559364,89 479909,08Goa 446,54 916,18 3243,42 3477,37 – – – – 3689,96 4393,55Gujarat 5131,53 12401,57 6335,19 9833,89 7902,70 18011,84 39092,49 38943,21 58461,91 79190,50Maharashtra 9686,84 18196,32 11375,91 12731,48 12657,54 16094,49 463187,95 348346,52 496908,24 395368,82Dadra & Nagar Haveli 6,67 319,12 208,43 277,66 – – – – 215,10 596,78Daman & Diu – – 89,67 359,43 – – – – 89,67 359,43

SOUTHERN REGION 37222,86 61754,17 68561,05 72592,67 100123,44 102571,83 188139,01 187003,20 394046,36 423921,86Andhra Pradesh 13571,92 22623,47 16026,26 16302,05 21871,12 22057,89 43867,27 40023,13 95336,56 101006,54Karnataka 10057,42 21701,45 10474,77 11964,80 17527,60 19622,47 63198,42 71219,43 101258,21 124508,16Kerala 2933,54 3864,80 23100,47 24747,10 23356,78 23118,23 – – 49390,78 51730,13Tamil Nadu 10541,06 13273,33 18720,96 19320,04 36277,68 36717,67 81073,32 75760,64 146613,01 145071,68Lakshadweep 7,36 46,23 7,68 7,95 – – – – 15,04 54,19Pondicherry 111,57 244,89 230,92 250,72 1090,26 1055,56 – – 1432,75 1551,17

ALL-INDIA 126078,34 199422,87 151445,46 174794,36 245777,29 276365,41 990541,04 863259,49 1513842,13 1513842,13

8

TABLE NO. 1.9 - OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATIONMARCH 2006

(Amount in Rupees Lakh)

OCCUPATIONNo. of Accounts Credit Limit Amount Outstanding

1 2 3

I. AGRICULTURE 290,68,113 206863,11 172684,071. Direct Finance 284,18,193 147317,94 124562,942. Indirect Finance 6,49,920 59545,16 48121,13

II. INDUSTRY 33,41,325 852801,36 566215,951. Mining & Quarrying 20,482 24364,95 16317,962. Food Manufacturing & Processing 2,47,331 53882,23 36628,21

(a) Rice Mills, Flour & Dal Mills 1,14,823 12732,30 9265,66(b) Sugar 1,443 9404,69 6751,57(c) Edible Oils & Vanaspati 13,206 6815,28 4862,79(d) Tea Processing 2,255 3910,24 3095,70(e) Processing of Fruits & Vegetables 4,611 1535,84 1190,69(f) Others 1,10,993 19483,88 11461,80

3. Beverage & Tobacco 4,631 6200,75 4495,194. Textiles 3,38,659 102024,90 66077,61

(a) Cotton Textiles 1,47,489 48985,60 32696,75(b) Jute & Other Natural Fibre Textiles 33,162 1529,05 1072,56(c) Handloom Textiles & Khadi 34,524 2847,74 1902,98(d) Other Textiles & Textile Products 1,23,484 48662,51 30405,32

5. Paper, Paper Products & Printing 49,886 18087,65 12777,036. Leather & Leather Products 28,175 7797,17 4516,567. Rubber & Plastic Products 41,850 15613,49 10933,868. Chemicals & Chemical Products 1,23,628 80484,53 47750,37

(a) Heavy Industrial Chemicals 7,270 23329,60 12781,70(b) Fertilisers 1,298 14597,20 9050,99(c) Drugs & Pharmaceuticals 54,175 18773,90 12782,40(d) Non-Edible Oils 855 711,41 459,48(e) Other Chemicals & Chemical Products 60,030 23072,42 12675,80

9. Petroleum, Coal Products & Nuclear Fuels 3,148 42912,70 22516,2410. Manufacture of Cement & Cement Products 19,421 12520,14 9014,3611. Basic Metals & Metal Products 1,00,122 114810,13 72990,00

(a) Iron & Steel 22,537 82103,25 54362,49(b) Non-Ferrous Metals 6,812 13668,02 7363,92(c) Metal Products 70,773 19038,86 11263,58

12. Engineering 1,79,135 65376,50 43810,41(a) Heavy Engineering 16,600 13767,26 8905,98(b) Light Engineering 87,338 20721,13 13046,47(c) Electrical Machinery & Goods 57,685 16493,94 11589,94(d) Electronic Machinery & Goods 17,512 14394,17 10268,02

13. Vehicles, Vehicle Parts & Transport Equipments 61,196 34202,89 23150,7714. Other Industries 17,49,403 99942,72 63867,7915. Electricity, Gas & Water 7,084 65053,09 48060,75

(a) Electricity Generation & Transmission 4,492 59389,70 43874,36(b) Non-Conventional Energy 651 1588,13 1248,26(c) Gas, Steam & Water Supply 1,941 4075,27 2938,14

16. Construction 3,67,174 109527,52 83308,85III. TRANSPORT OPERATORS 6,18,777 29826,21 23717,14IV. PROFESSIONAL AND OTHER SERVICES 15,01,602 111233,20 81870,27V. PERSONAL LOANS 362,27,040 466149,50 353225,38

1. Loans for Purchase of Consumer Durables 14,64,004 9227,85 6714,602. Loans for Housing 45,21,531 209235,24 182167,183. Rest of the Personal Loans 302,41,505 247686,41 164343,60

VI. TRADE 59,34,611 227471,38 150196,871. Wholesale Trade 4,17,386 115515,66 77517,58

OF WHICH : Food Procurement 259 52141,61 39942,622. Retail Trade 55,17,225 111955,72 72679,29

VII. FINANCE 1,11,130 124310,07 95107,62VIII. ALL OTHERS 86,32,783 99872,05 70824,84

TOTAL BANK CREDIT 854,35,381 2118526,88 1513842,13OF WHICH : 1. Artisans and Village & Tiny Industries 11,35,036 9318,45 7290,12

2. Other Small Scale Industries 10,48,960 72847,25 55163,98

9

TABLE NO.1.10 - POPULATION GROUP-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

RURAL SEMI-URBAN

No. of Credit Amount No. of Credit AmountOCCUPATION Accounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 173,68,214 76353,27 64119,32 95,22,811 51483,29 43667,781. Direct Finance 169,65,209 70356,90 59732,83 93,51,917 46295,81 39891,612. Indirect Finance 4,03,005 5996,37 4386,49 1,70,894 5187,47 3776,17

II. INDUSTRY 12,03,587 74842,52 53419,92 7,94,285 51093,20 36898,441. Mining & Quarrying 4,954 3834,97 3315,77 7,140 2140,76 1360,142. Manufacturing & Processing 10,99,980 55346,27 39024,77 6,86,768 41526,94 29609,263. Electricity, Gas & Water 736 7664,40 4743,60 1,135 2902,60 2416,124. Construction 97,917 7996,88 6335,78 99,242 4522,90 3512,91

III. TRANSPORT OPERATORS 2,17,262 3794,84 3191,02 1,23,293 2114,77 1655,96IV. PROFESSIONAL AND OTHER SERVICES 4,88,519 6510,72 4849,35 4,20,119 7881,81 6038,89V. PERSONAL LOANS 48,58,555 50619,62 41117,60 58,75,382 66032,76 53679,57

1. Loans for Purchase of Consumer Durables 3,39,892 1761,60 1331,89 3,29,134 1916,65 1515,602. Loans for Housing 7,26,122 21171,15 18213,36 10,01,159 27850,84 23928,563. Rest of the Personal Loans 37,92,541 27686,86 21572,34 45,45,089 36265,27 28235,41

VI. TRADE 26,52,861 26522,00 22164,72 17,35,013 25644,95 18834,691. Wholesale Trade 1,08,697 13362,98 11684,22 80,035 6686,91 4768,862. Retail Trade 25,44,164 13159,02 10480,51 16,54,978 18958,04 14065,83

VII. FINANCE 46,877 2410,22 1892,84 27,342 1198,59 732,96VIII. ALL OTHERS 22,17,810 10956,98 8668,10 29,76,457 17728,16 13286,08

TOTAL BANK CREDIT 290,53,685 252010,17 199422,87 214,74,702 223177,52 174794,36OF WHICH : 1. Artisans and Village & Tiny Industries 7,45,205 2631,07 2009,78 2,86,434 4407,86 3420,48

2. Other Small Scale Industries 2,55,172 6824,11 5109,48 2,64,550 10871,07 8144,62

URBAN METROPOLITAN

No. of Credit Amount No. of Credit AmountOCCUPATION Accounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 19,96,628 28594,35 23814,74 1,80,460 50432,20 41082,231. Direct Finance 19,39,273 18850,28 15640,04 1,61,794 11814,94 9298,452. Indirect Finance 57,355 9744,06 8174,70 18,666 38617,26 31783,78

II. INDUSTRY 6,42,550 141786,46 96521,89 7,00,903 585079,18 379375,711. Mining & Quarrying 4,943 3959,96 2453,90 3,445 14429,25 9188,152. Manufacturing & Processing 5,37,804 113823,32 75486,12 6,22,033 443159,27 274408,233. Electricity, Gas & Water 1,472 8108,01 5957,83 3,741 46378,08 34943,214. Construction 98,331 15895,16 12624,04 71,684 81112,58 60836,12

III. TRANSPORT OPERATORS 1,38,605 4342,73 3777,23 1,39,617 19573,86 15092,93IV. PROFESSIONAL AND OTHER SERVICES 3,27,545 17536,93 13314,31 2,65,419 79303,75 57667,72V. PERSONAL LOANS 69,57,352 107450,87 86790,00 185,35,751 242046,26 171638,20

1. Loans for Purchase of Consumer Durables 2,88,539 1855,64 1472,05 5,06,439 3693,96 2395,052. Loans for Housing 13,43,216 52857,58 45829,57 14,51,034 107355,66 94195,693. Rest of the Personal Loans 53,25,597 52737,65 39488,39 165,78,278 130996,63 75047,46

VI. TRADE 10,69,119 47982,84 31599,58 4,77,618 127321,59 77597,881. Wholesale Trade 1,00,141 22748,03 12494,93 1,28,513 72717,74 48569,582. Retail Trade 9,68,978 25234,80 19104,66 3,49,105 54603,85 29028,30

VII. FINANCE 16,576 7921,25 4001,89 20,335 112780,02 88479,94VIII. ALL OTHERS 17,70,314 21616,38 16545,76 16,68,202 49570,54 32324,90

TOTAL BANK CREDIT 129,18,689 377231,80 276365,41 219,88,305 1266107,40 863259,49OF WHICH : 1. Artisans and Village & Tiny Industries 79,042 999,28 798,11 24,355 1280,24 1061,75

2. Other Small Scale Industries 2,73,891 23204,96 17546,31 2,55,347 31947,11 24363,57

10

TABLE NO.1.11 - PERCENTAGE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO POPULATION GROUP AND OCCUPATION

MARCH 2006

A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION (Per cent)

RURAL SEMI-URBAN URBAN METROPOLITAN ALL-INDIAOCCUPATION

1 2 3 4 5

I. AGRICULTURE 32.2 25.0 8.6 4.8 11.41. Direct Finance 30.0 22.8 5.7 1.1 8.22. Indirect Finance 2.2 2.2 3.0 3.7 3.2

II. INDUSTRY 26.8 21.1 34.9 43.9 37.41. Mining & Quarrying 1.7 0.8 0.9 1.1 1.12. Manufacturing & Processing 19.6 16.9 27.3 31.8 27.63. Electricity, Gas & Water 2.4 1.4 2.2 4.0 3.24. Construction 3.2 2.0 4.6 7.0 5.5

III. TRANSPORT OPERATORS 1.6 0.9 1.4 1.7 1.6IV. PROFESSIONAL AND OTHER SERVICES 2.4 3.5 4.8 6.7 5.4V. PERSONAL LOANS 20.6 30.7 31.4 19.9 23.3

1. Loans for Purchase of Consumer Durables 0.7 0.9 0.5 0.3 0.42. Loans for Housing 9.1 13.7 16.6 10.9 12.03. Rest of the Personal Loans 10.8 16.2 14.3 8.7 10.9

VI. TRADE 11.1 10.8 11.4 9.0 9.91. Wholesale Trade 5.9 2.7 4.5 5.6 5.12. Retail Trade 5.3 8.0 6.9 3.4 4.8

VII. FINANCE 0.9 0.4 1.4 10.2 6.3VIII. ALL OTHERS 4.3 7.6 6.0 3.7 4.7

TOTAL BANK CREDIT 100.0 100.0 100.0 100.0 100.0OF WHICH : 1. Artisans and Village & Tiny Industries 1.0 2.0 0.3 0.1 0.5

2. Other Small Scale Industries 2.6 4.7 6.3 2.8 3.6

B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP (Per cent)

RURAL SEMI-URBAN URBAN METROPOLITAN ALL-INDIAOCCUPATION

6 7 8 9 10

I. AGRICULTURE 37.1 25.3 13.8 23.8 100.01. Direct Finance 48.0 32.0 12.6 7.5 100.02. Indirect Finance 9.1 7.8 17.0 66.0 100.0

II. INDUSTRY 9.4 6.5 17.0 67.0 100.01. Mining & Quarrying 20.3 8.3 15.0 56.3 100.02. Manufacturing & Processing 9.3 7.1 18.0 65.6 100.03. Electricity, Gas & Water 9.9 5.0 12.4 72.7 100.04. Construction 7.6 4.2 15.2 73.0 100.0

III. TRANSPORT OPERATORS 13.5 7.0 15.9 63.6 100.0IV. PROFESSIONAL AND OTHER SERVICES 5.9 7.4 16.3 70.4 100.0V. PERSONAL LOANS 11.6 15.2 24.6 48.6 100.0

1. Loans for Purchase of Consumer Durables 19.8 22.6 21.9 35.7 100.02. Loans for Housing 10.0 13.1 25.2 51.7 100.03. Rest of the Personal Loans 13.1 17.2 24.0 45.7 100.0

VI. TRADE 14.8 12.5 21.0 51.7 100.01. Wholesale Trade 15.1 6.2 16.1 62.7 100.02. Retail Trade 14.4 19.4 26.3 39.9 100.0

VII. FINANCE 2.0 0.8 4.2 93.0 100.0VIII. ALL OTHERS 12.2 18.8 23.4 45.6 100.0

TOTAL BANK CREDIT 13.2 11.5 18.3 57.0 100.0OF WHICH : 1. Artisans and Village & Tiny Industries 27.6 46.9 10.9 14.6 100.0

2. Other Small Scale Industries 9.3 14.8 31.8 44.2 100.0

11

TABLE NO.1.12 - OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO SIZE OF CREDIT LIMIT

MARCH 2006(Amount in Rupees Lakh)

CREDIT LIMIT RANGENo. of Accounts Credit Limit Amount Outstanding

1 2 3

Rs. 25,000 and Less 384,19,104 56429,53 45217,34(45.0) (2.7) (3.0)

Above Rs. 25,000 and upto Rs.2 Lakh 387,03,221 274490,62 203280,82(45.3) (13.0) (13.4)

Above Rs. 2 Lakh and upto Rs.5 Lakh 55,89,163 183120,40 147586,23(6.5) (8.6) (9.7)

Above Rs. 5 Lakh and upto Rs.10 Lakh 15,93,827 118297,37 96194,26(1.9) (5.6) (6.4)

Above Rs. 10 Lakh and upto Rs.25 Lakh 7,47,494 118306,60 97202,38(0.9) (5.6) (6.4)

Above Rs. 25 Lakh and upto Rs.50 Lakh 1,89,769 69895,86 54019,07(0.2) (3.3) (3.6)

Above Rs. 50 Lakh and upto Rs.1 Crore 80,999 61033,96 45917,29(0.1) (2.9) (3.0)

Above Rs. 1 Crore and upto Rs.4 Crore 69,399 143568,28 108470,41(0.1) (6.8) (7.2)

Above Rs. 4 Crore and upto Rs.6 Crore 13,200 66147,89 48944,61(–) (3.1) (3.2)

Above Rs. 6 Crore and upto Rs.10 Crore 10,736 88263,70 63872,75(–) (4.2) (4.2)

Above Rs. 10 Crore and upto Rs.25 Crore 10,944 181222,06 132635,64(–) (8.6) (8.8)

Above Rs. 25 Crore 7,525 757750,62 470501,33(–) (35.8) (31.1)

TOTAL 854,35,381 2118526,88 1513842,13(100.0) (100.0) (100.0)

TABLE NO.1.13 - OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO INTEREST RATE RANGE

MARCH 2006(Amount in Rupees Lakh)

RATE OF INTERESTNo. of Accounts Credit Limit Amount Outstanding

1 2 3Less than 6% 99,400 4554,06 4348,17

(1.2) (0.3) (0.4)6% and above but less than 10% 26,90,219 378333,14 302310,21

(32.8) (23.1) (25.3)10% and above but less than 12% 18,59,364 323897,57 224285,91

(22.7) (19.8) (18.8)12% and above but less than 13% 6,37,133 135744,12 80609,94

(7.8) (8.3) (6.8)13% and above but less than 14% 3,86,776 201160,69 149511,61

(4.7) (12.3) (12.5)14% and above but less than 15% 3,49,985 340937,62 257787,74

(4.3) (20.8) (21.6)15% and above but less than 16% 15,42,544 121661,56 82982,31

(18.8) (7.4) (6.9)16% and above but less than 17% 1,21,763 85162,09 63484,84

(1.5) (5.2) (5.3)17% and above but less than 18% 1,66,443 31078,09 23527,67

(2.0) (1.9) (2.0)18% and above but less than 20% 1,60,968 9749,79 3857,90

(2.0) (0.6) (0.3)20% and above 1,88,128 6100,00 1331,87

(2.3) (0.4) (0.1)Total Loans & Advances 82,02,723 1638378,72 1194038,18

(100.0) (100.0) (100.0)Inland & Foreign Bills Purchased/Discounted 1,10,333 149228,01 71305,80

TOTAL 83,13,056 1787606,74 1265343,98

See Notes on Tables.

12

TABLE NO.1.14 - OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO TYPE OF ACCOUNT

MARCH 2006(Amount in Rupees Lakh)

No. of Accounts Credit Limit Amount OutstandingTYPE OF ACCOUNT

1 2 3

Cash Credit 7,82,221 369426,02 213845,37(9.4) (20.7) (16.9)

Overdraft 4,95,411 121460,41 61358,27(6.0) (6.8) (4.8)

Demand Loans 6,86,509 164907,42 130498,31(8.3) (9.2) (10.3)

Medium Term Loans 12,71,666 197955,34 158501,53(15.3) (11.1) (12.5)

Long Term Loans 49,32,160 716300,75 586480,82(59.3) (40.1) (46.3)

Packing Credit 34,756 68328,78 43353,88(0.4) (3.8) (3.4)

Export Trade Bills Purchased 14,253 37416,13 14734,99(0.2) (2.1) (1.2)

Export Trade Bills Discounted 10,669 25515,40 15333,32(0.1) (1.4) (1.2)

Export Trade Bills Advanced Against 2,384 3714,65 2536,40(–) (0.2) (0.2)

Advances Against Export Cash Incentives and Duty Drawback Claims 344 483,99 341,23(–) (–) (–)

Inland Bills - Purchased 26,275 40187,01 13830,63(0.3) (2.2) (1.1)

Inland Bills - Discounted 47,815 36569,29 20807,94(0.6) (2.0) (1.6)

Advances Against Import Bills 6,868 3056,65 1979,57(0.1) (0.2) (0.2)

Foreign Currency Cheques 1,725 2284,90 1741,72TCs/DDs/MTs/TTs Purchased (–) (0.1) (0.1)

TOTAL 83,13,056 1787606,74 1265343,98(100.0) (100.0) (100.0)

See Notes on Tables

13

TABLE NO.1.15 - OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO ORGANISATIONMARCH 2006

(Amount in Rupees Lakh)

ORGANISATIONNo. of Accounts Credit Limit Amount Outstanding

1 2 3

1. PUBLIC SECTOR 30,409 242294,33 169810,12(0.4) (13.6) (13.4)

a) Central Government Owned Undertakings 18,012 169226,20 115817,73(0.2) (9.5) (9.2)

b) State Government 2,188 14895,20 10556,09(–) (0.8) (0.8)

c) State Government Owned Undertakings 7,516 32756,52 26044,73(0.1) (1.8) (2.1)

d) Quasi Government Bodies 2,693 25416,42 17391,57(–) (1.4) (1.4)

2. CO-OPERATIVE SECTOR 1,35,180 81877,63 66066,44(1.6) (4.6) (5.2)

3. PRIVATE SECTOR 15,03,703 1097716,14 732520,29(18.1) (61.4) (57.9)

3.1 PRIVATE CORPORATE SECTOR 3,78,416 823926,04 535600,79(4.6) (46.1) (42.3)

a) Public and Private Limited Companies 46,165 114406,05 55857,35not owned but managed by Government (0.6) (6.4) (4.4)

b) Public and Private Limited Companies other than Government 3,32,251 709519,99 479743,44owned and / or managed Companies & Corporations (4.0) (39.7) (37.9)

3.2 PRIVATE SECTOR-OTHERS 11,25,287 273790,10 196919,50(13.5) (15.3) (15.6)

a) Partnerships, Propriety concerns and Joint families 10,27,511 253790,72 183995,75(12.4) (14.2) (14.5)

b) Self-Help Groups and NGOs 62,986 4989,79 3380,58(0.8) (0.3) (0.3)

c) Associations, Clubs, Trusts and Groups 34,790 15009,59 9543,17(0.4) (0.8) (0.8)

4. INDIVIDUALS 66,41,026 352616,78 286198,07(79.9) (19.7) (22.6)

a) Males 58,62,387 310441,20 251835,74(70.5) (17.4) (19.9)

b) Females 7,78,639 42175,58 34362,33(9.4) (2.4) (2.7)

5. JOINT SECTOR UNDERTAKINGS 2,518 12861,63 10660,50(–) (0.7) (0.8)

6. FOREIGN GOVERNMENTS/ FOREIGN BANKS 220 240,23 88,54(–) (–) (–)

TOTAL 83,13,056 1787606,74 1265343,98(100.0) (100.0) (100.0)

See Notes on Tables

TABLE NO.1.16 - PERCENTAGE DISTRIBUTION OF OUTSTANDING CREDIT OF SMALL BORROWAL ACCOUNTSOF SCHEDULED COMMERCIAL BANKS ACCORDING TO BROAD CATEGORY OF BORROWERS

MARCH 2006(Per cent)

INDIVIDUALS OTHERS TOTAL

MALE FEMALE

POPULATION No. of Amount No. of Amount No. of Amount No. of AmountGROUP Accounts Outstanding Accounts Outstanding Accounts Outstanding Accounts Outstanding

1 2 3 4 5 6 7 8

RURAL 80.4 82.3 17.2 14.4 2.4 3.3 100.0 100.0SEMI-URBAN 78.2 79.9 17.6 14.6 4.3 5.4 100.0 100.0URBAN 78.4 79.6 17.3 15.3 4.3 5.1 100.0 100.0METROPOLITAN 84.2 83.1 12.7 12.4 3.1 4.5 100.0 100.0

ALL-INDIA 80.1 81.3 16.6 14.2 3.3 4.5 100.0 100.0

See Notes on Tables

14

TABLE NO.1.17 - POPULATION GROUP-WISE OUTSTANDING CREDIT OF SMALL BORROWAL ACCOUNTSOF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATIONNo. of Credit Amount No. of Credit Amount

Accounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 168,29,646 50579,05 43486,21 91,38,097 31063,33 27003,811. Direct Finance 164,52,956 49508,40 42626,38 89,93,176 30522,84 26563,022. Indirect Finance 3,76,690 1070,64 859,83 1,44,921 540,49 440,79

II. INDUSTRY 11,05,261 2968,98 2348,05 6,36,944 2908,89 2364,48III. TRANSPORT OPERATORS 1,62,315 736,61 567,99 97,682 604,38 486,80IV. PROFESSIONAL AND OTHER SERVICES 4,63,510 1344,61 1075,76 3,80,266 1439,61 1186,13V. PERSONAL LOANS 42,33,439 20109,59 16062,96 50,30,538 27441,47 22038,40

1. Loans for Purchase of Consumer Durables 3,37,778 1688,84 1277,40 3,24,533 1748,23 1381,462. Loans for Housing 4,13,941 4012,45 3381,44 5,50,896 6045,84 5119,183. Rest of the Personal Loans 34,81,720 14408,30 11404,11 41,55,109 19647,40 15537,77

VI. TRADE 25,69,913 7889,28 6324,96 15,71,946 6659,15 5445,281. Wholesale Trade 98,089 474,27 388,30 52,640 340,19 277,662. Retail Trade 24,71,824 7415,01 5936,66 15,19,306 6318,96 5167,62

VII. FINANCE 44,674 156,48 116,97 23,743 106,59 76,39VIII. ALL OTHERS 21,68,325 6913,38 5800,83 29,18,254 10566,59 8799,45

TOTAL BANK CREDIT 275,77,083 90697,99 75783,73 197,97,470 80790,00 67400,75OF WHICH : 1. Artisans and Village & Tiny Industries 7,30,323 1451,60 1105,28 2,54,946 854,57 684,92

2. Other Small Scale Industries 2,23,487 696,47 567,00 2,21,038 953,44 766,06

URBAN / METROPOLITAN ALL-INDIA

OCCUPATIONNo. of Credit Amount No. of Credit Amount

Accounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 18,87,702 7962,72 6733,53 278,55,445 89605,10 77223,551. Direct Finance 18,41,619 7722,06 6524,44 272,87,751 87753,30 75713,852. Indirect Finance 46,083 240,66 209,09 5,67,694 1851,79 1509,71

II. INDUSTRY 8,89,187 5980,28 5145,92 26,31,392 11858,15 9858,45III. TRANSPORT OPERATORS 2,05,981 1775,44 1423,86 4,65,978 3116,44 2478,65IV. PROFESSIONAL AND OTHER SERVICES 4,25,764 2336,35 1939,38 12,69,540 5120,58 4201,27V. PERSONAL LOANS 220,19,086 115435,54 68166,73 312,83,063 162986,60 106268,09

1. Loans for Purchase of Consumer Durables 7,86,286 5182,99 3568,01 14,48,597 8620,06 6226,862. Loans for Housing 11,42,085 13099,18 11103,94 21,06,922 23157,47 19604,553. Rest of the Personal Loans 200,90,715 97153,38 53494,79 277,27,544 131209,07 80436,67

VI. TRADE 12,28,735 6906,63 5686,91 53,70,594 21455,06 17457,151. Wholesale Trade 1,36,937 1016,37 872,70 2,87,666 1830,83 1538,672. Retail Trade 10,91,798 5890,26 4814,20 50,82,928 19624,23 15918,48

VII. FINANCE 18,795 127,47 95,09 87,212 390,54 288,45VIII. ALL OTHERS 30,72,522 18907,72 16122,26 81,59,101 36387,69 30722,54

TOTAL BANK CREDIT 297,47,772 159432,16 105313,67 771,22,325 330920,15 248498,15OF WHICH : 1. Artisans and Village & Tiny Industries 82,366 357,29 295,43 10,67,635 2663,45 2085,63

2. Other Small Scale Industries 3,74,877 2033,20 1680,17 8,19,402 3683,11 3013,23

See Notes on Tables.

15

TABLE NO. 1.18 - POPULATION GROUP-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO TYPE OF DEPOSITS

MARCH 2006

(No. of Accounts in Thousand, Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

POPULATION GROUPNo. of Amount No. of Amount No. of Amount No. of Amount

Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

RURAL 25,61 12117,04 1060,17 102393,24 309,92 111550,90 1395,70 226061,18(1.8) (5.4) (76.0) (45.3) (22.2) (49.3) (100.0) (100.0)

SEMI-URBAN 42,44 26890,15 883,39 124709,54 290,80 150613,12 1216,64 302212,81(3.5) (8.9) (72.6) (41.3) (23.9) (49.8) (100.0) (100.0)

URBAN 56,92 52844,62 723,95 146623,84 280,85 231344,77 1061,72 430813,23(5.4) (12.3) (68.2) (34.0) (26.5) (53.7) (100.0) (100.0)

METROPOLITAN 74,51 166064,97 766,67 213177,74 335,74 752844,31 1176,92 1132087,02(6.3) (14.7) (65.1) (18.8) (28.5) (66.5) (100.0) (100.0)

ALL-INDIA 199,49 257916,77 3434,18 586904,36 1217,31 1246353,10 4850,98 2091174,24(4.1) (12.3) (70.8) (28.1) (25.1) (59.6) (100.0) (100.0)

TABLE NO. 1.19 - BANK GROUP-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO TYPE OF DEPOSITS

MARCH 2006(No. of Accounts in Thousand, Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

BANK GROUPNo. of Amount No. of Amount No. of Amount No. of Amount

Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 31,13 51387,10 761,62 158930,90 296,91 277671,37 1089,67 487989,37AND ITS ASSOCIATES (2.9) (10.5) (69.9) (32.6) (27.2) (56.9) (100.0) (100.0)

NATIONALISED BANKS 115,24 106588,38 1854,55 299819,64 637,01 608754,17 2606,79 1015162,19(4.4) (10.5) (71.1) (29.5) (24.4) (60.0) (100.0) (100.0)

FOREIGN BANKS 3,28 39363,23 23,11 17002,56 6,91 55096,39 33,31 111462,18(9.8) (35.3) (69.4) (15.3) (20.8) (49.4) (100.0) (100.0)

REGIONAL RURAL BANKS 9,01 3449,38 474,78 37559,48 114,12 29425,38 597,91 70434,24(1.5) (4.9) (79.4) (53.3) (19.1) (41.8) (100.0) (100.0)

OTHER SCHEDULED 40,83 57128,69 320,12 73591,79 162,35 275405,78 523,31 406126,26COMMERCIAL BANKS (7.8) (14.1) (61.2) (18.1) (31.0) (67.8) (100.0) (100.0)

ALL SCHEDULED 199,49 257916,77 3434,18 586904,36 1217,31 1246353,10 4850,98 2091174,24COMMERCIAL BANKS (4.1) (12.3) (70.8) (28.1) (25.1) (59.6) (100.0) (100.0)

16

TABLE NO. 1.20 - STATE-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO TYPE OF DEPOSITS

MARCH 2006

(No. of Accounts in Thousand, Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

NORTHERN REGION 48,41 62569,91 585,84 129709,63 198,79 300310,10 833,03 492589,64Haryana 6,82 6476,52 91,57 20259,24 24,90 22629,63 123,29 49365,38Himachal Pradesh 1,73 1044,27 26,72 4451,35 14,43 8554,70 42,89 14050,32Jammu & Kashmir 4,05 3181,34 36,71 7615,08 16,24 8457,80 57,00 19254,22Punjab 12,32 6310,30 147,80 29652,64 45,20 36834,34 205,32 72797,27Rajasthan 8,15 5394,53 141,19 19190,47 43,99 24315,14 193,33 48900,14Chandigarh 1,05 3059,08 11,91 4091,19 4,52 11317,85 17,47 18468,12Delhi 14,29 37103,87 129,94 44449,67 49,50 188200,65 193,73 269754,19

NORTH-EASTERN REGION 6,12 5505,10 81,80 13529,09 26,00 14000,15 113,92 33034,34Arunachal Pradesh 11 307,77 2,54 532,43 78 600,53 3,44 1440,73Assam 4,84 3127,06 59,93 8830,94 19,33 8787,66 84,10 20745,66Manipur 10 249,69 2,50 633,43 38 334,72 2,97 1217,84Meghalaya 31 322,51 5,03 1270,94 1,51 1652,77 6,85 3246,21Mizoram 10 214,93 1,66 357,65 13 392,93 1,89 965,51Nagaland 18 701,69 2,39 498,97 62 770,66 3,19 1971,32Tripura 47 581,44 7,75 1404,74 3,25 1460,88 11,47 3447,05

EASTERN REGION 19,56 27283,37 547,16 91050,55 212,38 119619,14 779,10 237953,06Bihar 3,66 5060,64 145,43 24041,89 44,76 16620,19 193,85 45722,72Jharkhand 2,09 3694,38 68,18 13601,32 23,22 14002,46 93,48 31298,16Orissa 2,50 3138,37 82,46 11693,40 32,16 17882,99 117,11 32714,75Sikkim 5 115,60 1,73 407,03 62 785,48 2,40 1308,11West Bengal 11,16 15168,21 247,88 40968,14 111,20 69898,25 370,24 126034,60Andaman & Nicobar Islands 11 106,17 1,49 338,78 42 429,76 2,02 874,71

CENTRAL REGION 25,80 25553,16 717,17 107824,19 211,97 118939,09 954,94 252316,45Chhattisgarh 2,09 2827,74 38,46 7828,38 12,85 9929,57 53,39 20585,68Madhya Pradesh 6,24 5303,97 132,49 21159,53 52,20 29052,24 190,94 55515,74Uttar Pradesh 15,24 14803,03 508,82 71150,55 133,70 66691,73 657,76 152645,31Uttaranchal 2,22 2618,43 37,41 7685,74 13,22 13265,56 52,85 23569,72

WESTERN REGION 39,79 86138,38 572,11 113694,59 231,91 408424,04 843,81 608257,01Goa 1,06 976,80 16,93 3062,50 9,67 11852,41 27,67 15891,71Gujarat 12,11 9941,88 189,58 31877,90 76,01 63300,43 277,70 105120,20Maharashtra 26,40 75041,42 363,69 78256,67 145,44 332723,99 535,53 486022,09Dadra & Nagar Haveli 12 109,66 1,01 153,83 27 172,96 1,40 436,45Daman & Diu 10 68,63 89 343,68 51 374,25 1,51 786,55

SOUTHERN REGION 59,82 50866,85 930,10 131096,31 336,26 285060,58 1326,18 467023,74Andhra Pradesh 12,56 13442,63 282,82 34068,88 96,82 69686,09 392,20 117197,59Karnataka 12,33 14818,37 221,01 34885,42 82,01 83672,62 315,34 133376,42Kerala 13,51 6099,84 164,95 23463,81 65,38 50871,39 243,84 80435,04Tamil Nadu 20,96 16165,78 254,91 37572,09 90,34 78961,96 366,21 132699,83Lakshadweep – 12,86 27 76,49 2 40,92 29 130,27Pondicherry 47 327,38 6,15 1029,61 1,69 1827,60 8,31 3184,59

ALL-INDIA 199,49 257916,77 3434,18 586904,36 1217,31 1246353,10 4850,98 2091174,24

17

TABLE No 1.21 - POPULATION GROUP-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO BROAD OWNERSHIP CATEGORY

MARCH 2006(No. of Accounts in Thousand, Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

MALE FEMALE

POPULATION GROUP No. of Amount No. of Amount No. of Amount No. of AmountAccounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

RURAL 1032,98 162264,62 331,06 42805,22 31,67 20991,35 1395,70 226061,18(74.0) (71.8) (23.7) (18.9) (2.3) (9.3) (100.0) (100.0)

SEMI-URBAN 881,30 197984,81 274,22 51033,46 61,11 53194,54 1216,64 302212,81(72.4) (65.5) (22.5) (16.9) (5.0) (17.6) (100.0) (100.0)

URBAN 732,79 238018,36 234,93 60933,14 94,00 131861,73 1061,72 430813,23(69.0) (55.2) (22.1) (14.1) (8.9) (30.6) (100.0) (100.0)

METROPOLITAN 767,18 373663,78 277,94 104606,63 131,80 653816,61 1176,92 1132087,02(65.2) (33.0) (23.6) (9.2) (11.2) (57.8) (100.0) (100.0)

ALL-INDIA 3414,25 971931,56 1118,15 259378,45 318,58 859864,23 4850,98 2091174,24(70.4) (46.5) (23.1) (12.4) (6.6) (41.1) (100.0) (100.0)

See Notes on Tables.

TABLE No 1.22 - BANK GROUP-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO BROAD OWNERSHIP CATEGORY

MARCH 2006

(No. of Accounts in Thousand, Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

MALE FEMALE

BANK GROUP No. of Amount No. of Amount No. of Amount No. of AmountAccounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 769,31 243740,77 179,51 49111,89 140,84 195136,71 1089,67 487989,37AND ITS ASSOCIATES (70.6) (49.9) (16.5) (10.1) (12.9) (40.0) (100.0) (100.0)

NATIONALISED BANKS 1825,04 528149,10 663,95 148178,73 117,80 338834,36 2606,79 1015162,19(70.0) (52.0) (25.5) (14.6) (4.5) (33.4) (100.0) (100.0)

FOREIGN BANKS 21,67 29949,12 8,18 9074,74 3,46 72438,32 33,31 111462,18(65.1) (26.9) (24.5) (8.1) (10.4) (65.0) (100.0) (100.0)

REGIONAL RURAL BANKS 440,67 50742,69 147,73 13892,01 9,51 5799,54 597,91 70434,24(73.7) (72.0) (24.7) (19.7) (1.6) (8.2) (100.0) (100.0)

OTHER SCHEDULED 357,55 119349,88 118,79 39121,08 46,97 247655,29 523,31 406126,26COMMERCIAL BANKS (68.3) (29.4) (22.7) (9.6) (9.0) (61.0) (100.0) (100.0)

ALL SCHEDULED 3414,25 971931,56 1118,15 259378,45 318,58 859864,23 4850,98 2091174,24COMMERCIAL BANKS (70.4) (46.5) (23.1) (12.4) (6.6) (41.1) (100.0) (100.0)

See Notes on Tables.

18

TABLE NO. 1.23 - STATE-WISE DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO BROAD OWNERSHIP CATEGORY

MARCH 2006(No. of Accounts in Thousand, Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

MALE FEMALE

REGION/STATE/ No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

NORTHERN REGION 577,61 207004,76 190,59 57063,18 64,82 228521,70 833,03 492589,64Haryana 87,05 28075,64 28,15 7090,82 8,09 14198,92 123,29 49365,38Himachal Pradesh 30,62 9331,98 11,06 2425,21 1,21 2293,13 42,89 14050,32Jammu & Kashmir 39,93 11948,85 13,81 3112,45 3,26 4192,91 57,00 19254,22Punjab 142,35 47455,43 51,78 14754,18 11,19 10587,67 205,32 72797,27Rajasthan 143,62 30475,34 36,57 7315,91 13,14 11108,89 193,33 48900,14Chandigarh 11,81 8418,11 3,82 1711,77 1,84 8338,25 17,47 18468,12Delhi 122,24 71299,41 45,40 20652,85 26,09 177801,93 193,73 269754,19

NORTH-EASTERN REGION 83,06 19228,68 24,61 4374,19 6,26 9431,47 113,92 33034,34Arunachal Pradesh 2,75 969,79 60 195,61 9 275,34 3,44 1440,73Assam 62,79 12359,63 17,33 2519,20 3,98 5866,83 84,10 20745,66Manipur 2,00 777,43 67 162,99 31 277,43 2,97 1217,84Meghalaya 3,89 1642,78 2,22 707,46 73 895,97 6,85 3246,21Mizoram 1,19 455,01 48 129,94 22 380,57 1,89 965,51Nagaland 2,25 1029,17 60 184,20 35 757,95 3,19 1971,32Tripura 8,18 1994,88 2,72 474,79 57 977,38 11,47 3447,05

EASTERN REGION 585,36 142543,91 162,14 29178,60 31,60 66230,55 779,10 237953,06Bihar 149,94 32716,43 38,95 6139,55 4,96 6866,74 193,85 45722,72Jharkhand 71,98 21826,13 18,73 3693,24 2,77 5778,80 93,48 31298,16Orissa 91,26 19409,55 20,49 3132,37 5,36 10172,83 117,11 32714,75Sikkim 1,83 806,03 46 125,86 11 376,22 2,40 1308,11West Bengal 268,87 67316,95 83,09 15972,88 18,28 42744,77 370,24 126034,60Andaman & Nicobar Islands 1,48 468,82 42 114,71 12 291,18 2,02 874,71

CENTRAL REGION 706,57 160170,07 198,71 33990,21 49,66 58156,18 954,94 252316,45Chhattisgarh 38,57 12210,05 10,56 2332,30 4,26 6043,34 53,39 20585,68Madhya Pradesh 133,84 32750,12 35,24 6951,10 21,86 15814,51 190,94 55515,74Uttar Pradesh 495,06 103463,66 143,15 22197,47 19,56 26984,18 657,76 152645,31Uttaranchal 39,10 11746,24 9,77 2509,34 3,98 9314,15 52,85 23569,72

WESTERN REGION 579,73 214102,05 197,68 60717,27 66,40 333437,69 843,81 608257,01Goa 17,58 6917,01 8,00 2694,48 2,09 6280,22 27,67 15891,71Gujarat 197,71 57496,79 55,64 14369,64 24,35 33253,78 277,70 105120,20Maharashtra 362,47 149121,86 133,52 43503,13 39,54 293397,09 535,53 486022,09Dadra & Nagar Haveli 1,02 197,13 24 49,87 14 189,45 1,40 436,45Daman & Diu 94 369,25 28 100,15 29 317,15 1,51 786,55

SOUTHERN REGION 881,92 228882,10 344,41 74054,99 99,84 164086,65 1326,18 467023,74Andhra Pradesh 275,63 56126,15 90,54 16221,41 26,03 44850,03 392,20 117197,59Karnataka 202,31 57299,44 86,21 19024,42 26,82 57052,57 315,34 133376,42Kerala 155,82 47614,94 71,62 17672,62 16,40 15147,48 243,84 80435,04Tamil Nadu 242,49 65977,03 93,83 20587,04 29,89 46135,77 366,21 132699,83Lakshadweep 22 65,70 6 19,29 1 45,28 29 130,27Pondicherry 5,46 1798,85 2,14 530,21 71 855,53 8,31 3184,59

ALL-INDIA 3414,25 971931,56 1118,15 259378,45 318,58 859864,23 4850,98 2091174,24

See Notes on Tables

19

TABLE NO. 1.24 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO BROAD OWNERSHIP CATEGORY

MARCH 2006(Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

1 2 3 4 5 6

Upto 90 Days 8971,496 62727,66 702,917 105520,08 9674,413 168247,74(8.0) (9.8) (7.1) (17.4) (7.9) (13.5)

91 Days & above but 6572,196 45505,56 382,382 72422,13 6954,578 117927,69Less than 6 Months (5.9) (7.1) (3.9) (12.0) (5.7) (9.5)

6 Months & above but 12240,046 79503,66 781,031 126825,25 13021,077 206328,91Less than 1 Year (10.9) (12.4) (7.9) (20.9) (10.7) (16.6)

1 Year & above but 23782,752 155496,45 2034,611 174879,24 25817,363 330375,69Less than 2 Years (21.3) (24.3) (20.5) (28.9) (21.2) (26.5)

2 Years & above but 16389,952 84953,79 1305,410 33329,10 17695,362 118282,89Less than 3 Years (14.7) (13.3) (13.2) (5.5) (14.5) (9.5)

3 Years & above but 26216,950 142450,71 2911,600 58776,43 29128,550 201227,14Less than 5 Years (23.4) (22.2) (29.4) (9.7) (23.9) (16.1)

5 Years & above 17651,767 69791,15 1787,545 34171,89 19439,312 103963,04(15.8) (10.9) (18.0) (5.6) (16.0) (8.3)

GRAND TOTAL 111825,159 640428,97 9905,496 605924,12 121730,655 1246353,10(100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

See Notes on Tables.

TABLE NO. 1.25 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO POPULATION GROUP

MARCH 2006(Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN METROPOLITAN ALL-INDIA

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8 9 10

Upto 90 Days 2150,826 9333,18 2785,673 18806,30 2353,293 25336,35 2384,621 114771,91 9674,413 168247,74(6.9) (8.4) (9.6) (12.5) (8.4) (11.0) (7.1) (15.2) (7.9) (13.5)

91 Days & above but 1621,465 7091,02 1815,598 10223,91 1717,372 20962,58 1800,143 79650,18 6954,578 117927,69Less than 6 Months (5.2) (6.4) (6.2) (6.8) (6.1) (9.1) (5.4) (10.6) (5.7) (9.5)

6 Months & above but 2978,042 12090,85 3463,552 19272,33 3184,008 28911,53 3395,475 146054,20 13021,077 206328,91Less than 1 Year (9.6) (10.8) (11.9) (12.8) (11.3) (12.5) (10.1) (19.4) (10.7) (16.6)

1 Year & above but 5643,844 22198,23 5490,757 30266,58 6274,868 57580,99 8407,894 220329,90 25817,363 330375,69Less than 2 Years (18.2) (19.9) (18.9) (20.1) (22.3) (24.9) (25.0) (29.3) (21.2) (26.5)

2 Years & above but 4765,402 16308,00 4669,198 21720,60 4019,970 29170,69 4240,792 51083,60 17695,362 118282,89Less than 3 Years (15.4) (14.6) (16.1) (14.4) (14.3) (12.6) (12.6) (6.8) (14.5) (9.5)

3 Years & above but 7852,474 27588,41 6120,650 33273,95 6548,430 46583,68 8606,996 93781,10 29128,550 201227,14Less than 5 Years (25.3) (24.7) (21.0) (22.1) (23.3) (20.1) (25.6) (12.5) (23.9) (16.1)

5 Years & above 5979,839 16941,22 4734,853 17049,44 3986,763 22798,95 4737,857 47173,43 19439,312 103963,04(19.3) (15.2) (16.3) (11.3) (14.2) (9.9) (14.1) (6.3) (16.0) (8.3)

GRAND TOTAL 30991,892 111550,90 29080,281 150613,12 28084,704 231344,77 33573,778 752844,31 121730,655 1246353,10(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

20

TABLE NO. 1.26 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO BANK GROUP

MARCH 2006(Amount in Rupees Lakh)

STATE BANK OF INDIA NATIONALISED FOREIGN REGIONAL RURAL OTHER SCHEDULEDAND ITS ASSOCIATES BANKS BANKS BANKS COMMERCIAL BANKS

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8 9 10

Upto 90 Days 3372,012 37076,33 5196,364 77510,71 45,364 17260,26 468,819 1824,73 591,854 34575,71(11.4) (13.4) (8.2) (12.7) (6.6) (31.3) (4.1) (6.2) (3.6) (12.6)

91 Days & above but 1945,498 23425,29 4031,283 54492,61 24,589 5067,65 389,658 1478,90 563,550 33463,24Less than 6 Months (6.6) (8.4) (6.3) (9.0) (3.6) (9.2) (3.4) (5.0) (3.5) (12.2)

6 Months & above but 3826,004 50257,25 7072,193 93478,12 86,396 6135,15 709,705 2286,54 1326,779 54171,85Less than 1 Year (12.9) (18.1) (11.1) (15.4) (12.5) (11.1) (6.2) (7.8) (8.2) (19.7)

1 Year & above but 5444,642 62881,70 13011,344 161536,46 268,607 19223,36 1940,540 5418,30 5152,230 81315,87Less than 2 Years (18.3) (22.6) (20.4) (26.5) (38.9) (34.9) (17.0) (18.4) (31.7) (29.5)

2 Years & above but 5430,440 39599,98 8808,881 56931,81 89,671 2520,74 1784,761 4395,01 1581,609 14835,34Less than 3 Years (18.3) (14.3) (13.8) (9.4) (13.0) (4.6) (15.6) (14.9) (9.7) (5.4)

3 Years & above but 5857,302 42566,66 15699,868 117698,96 138,861 4198,71 3404,957 8226,81 4027,562 28536,00Less than 5 Years (19.7) (15.3) (24.6) (19.3) (20.1) (7.6) (29.8) (28.0) (24.8) (10.4)

5 Years & above 3815,512 21864,16 9880,677 47105,50 37,792 690,51 2713,562 5795,10 2991,769 28507,77(12.9) (7.9) (15.5) (7.7) (5.5) (1.3) (23.8) (19.7) (18.4) (10.4)

GRAND TOTAL 29691,410 277671,37 63700,610 608754,17 691,280 55096,39 11412,002 29425,38 16235,353 275405,78(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

TABLE NO. 1.27 - PERCENTAGE DISTRIBUTION OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO RESIDUAL MATURITY AND BROAD OWNERSHIP CATEGORY

MARCH 2006(Per cent)

INDIVIDUALS OTHERS TOTAL

RESIDUAL PERIOD OF MATURITY No. of Amount No. of Amount No. of AmountAccounts Accounts Accounts

1 2 3 4 5 6

1 day to 14 days 3.5 4.2 3.4 8.2 3.5 6.0

15 days to 28 days 2.9 3.3 2.4 5.6 2.8 4.3

29 days to 90 days 8.0 9.5 8.4 17.2 8.1 13.0

91 days & above but less than 6 months 12.8 12.5 12.1 13.8 12.7 13.1

6 months & above but less than 1 year 19.2 21.1 20.9 25.4 19.4 23.0

1 year & above but less than 3 years 30.3 30.2 31.8 22.8 30.5 26.9

3 years & above but less than 5 years 16.9 14.6 14.6 5.6 16.6 10.5

5 years & above 6.3 4.5 6.4 1.5 6.4 3.1

TOTAL 100.0 100.0 100.0 100.0 100.0 100.0

See Notes on Tables.

21

TABLE NO. 1.28 - PERCENTAGE DISTRIBUTION OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO INTEREST RATE RANGE AND BROAD OWNERSHIP CATEGORY

MARCH 2006(Per cent)

INDIVIDUALS OTHERS TOTAL

No. of Amount No. of Amount No. of AmountINTEREST RATE RANGE Accounts Accounts Accounts

1 2 3 4 5 6

Less than 6 per cent 40.0 46.1 46.7 21.2 40.5 34.1

6 per cent and above but less than 8 per cent 41.8 40.1 41.9 54.5 41.8 47.1

8 per cent and above but less than 9 per cent 6.6 6.7 4.4 17.0 6.4 11.7

9 per cent and above but less than 10 per cent 4.5 3.2 2.7 6.5 4.3 4.8

10 per cent and above but less than 11 per cent 4.0 2.4 2.5 0.5 3.9 1.5

11 per cent and above but less than 12 per cent 1.8 0.9 0.8 0.1 1.7 0.5

12 per cent and above but less than 13 per cent 0.9 0.4 0.4 0.1 0.8 0.2

13 per cent and above 0.4 0.3 0.7 0.1 0.5 0.2

TOTAL 100.0 100.0 100.0 100.0 100.0 100.0

See Notes on Tables.

TABLE NO. 1.29 - PERCENTAGE DISTRIBUTION OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO SIZE OF DEPOSITS AND BROAD OWNERSHIP CATEGORY

MARCH 2006(Per cent)

INDIVIDUALS OTHERS TOTAL

SIZE OF DEPOSITS No. of Amount No. of Amount No. of AmountAccounts Accounts Accounts

1 2 3 4 5 6

Less than Rs.25,000 53.7 12.6 42.7 1.1 52.8 7.1

Rs.25,000 and above but less than Rs. 1 Lakh 38.1 32.2 38.9 3.6 38.1 18.6

Rs. 1 Lakh and above but less than Rs. 15 Lakh 8.1 33.2 16.2 9.2 8.7 21.8

Rs. 15 Lakh and above but less than Rs. 1 Crore 0.2 10.5 1.6 9.8 0.3 10.2

Rs. 1 Crore and above – 11.5 0.6 76.3 0.1 42.3

TOTAL 100.0 100.0 100.0 100.0 100.0 100.0

See Notes on Tables.

22

TABLE NO. 1.30 - STATE-WISE DISTRIBUTION OF EMPLOYEES OF SCHEDULED COMMERCIAL BANKSACCORDING TO CATEGORY

MARCH 2006

TOTAL EMPLOYEES OF WHICH : FEMALES

REGION/STATE/ Officers Clerks Sub- Total Officers Clerks Sub- TotalUNION TERRITORY ordinates ordinates

1 2 3 4 5 6 7 8

NORTHERN REGION 63,405 63,508 31,632 158,545 6,149 13,071 3,461 22,681Haryana 7,783 8,879 4,137 20,799 684 1,670 454 2,808Himachal Pradesh 2,263 2,683 1,690 6,636 76 301 209 586Jammu & Kashmir 3,718 3,274 2,216 9,208 407 630 94 1,131Punjab 12,431 14,749 7,347 34,527 843 2,873 1,150 4,866Rajasthan 12,416 12,161 7,379 31,956 450 1,057 441 1,948Chandigarh 3,523 2,456 1,216 7,195 515 797 168 1,480Delhi 21,271 19,306 7,647 48,224 3,174 5,743 945 9,862

NORTH-EASTERN REGION 6,561 9,029 4,900 20,490 335 1,510 416 2,261Arunachal Pradesh 191 255 172 618 3 17 17 37Assam 4,440 6,176 3,221 13,837 204 902 224 1,330Manipur 209 382 185 776 7 53 7 67Meghalaya 586 737 493 1,816 59 258 82 399Mizoram 201 232 151 584 20 79 17 116Nagaland 264 294 192 750 13 65 23 101Tripura 670 953 486 2,109 29 136 46 211

EASTERN REGION 45,917 62,705 32,761 141,383 2,032 5,849 1,878 9,759Bihar 10,919 12,488 7,410 30,817 155 650 262 1,067Jharkhand 5,175 6,245 3,335 14,755 243 628 174 1,045Orissa 8,006 9,008 5,041 22,055 245 606 247 1,098Sikkim 165 149 121 435 22 24 11 57West Bengal 21,552 34,684 16,779 73,015 1,358 3,888 1,180 6,426Andaman & Nicobar Islands 100 131 75 306 9 53 4 66

CENTRAL REGION 51,193 57,835 32,245 141,273 1,989 6,010 2,101 10,100Chhattisgarh 3,682 3,593 1,976 9,251 133 497 104 734Madhya Pradesh 13,401 15,054 8,076 36,531 754 2,365 525 3,644Uttar Pradesh 30,838 35,504 19,971 86,313 1,008 2,791 1,288 5,087Uttaranchal 3,272 3,684 2,222 9,178 94 357 184 635

WESTERN REGION 71,151 86,297 36,357 193,805 9,974 27,274 3,203 40,451Goa 1,484 2,076 791 4,351 213 998 129 1,340Gujarat 16,506 22,600 11,553 50,659 1,022 4,012 873 5,907Maharashtra 53,030 61,471 23,927 138,428 8,727 22,244 2,191 33,162Dadra & Nagar Haveli 61 52 26 139 6 6 1 13Daman & Diu 70 98 60 228 6 14 9 29

SOUTHERN REGION 91,866 105,447 47,315 244,628 10,087 31,129 6,280 47,496Andhra Pradesh 26,463 24,420 13,158 64,041 2,322 4,910 1,884 9,116Karnataka 23,366 27,348 12,002 62,716 2,819 8,761 1,454 13,034Kerala 15,075 20,474 8,419 43,968 2,131 7,849 1,234 11,214Tamil Nadu 26,453 32,535 13,467 72,455 2,756 9,435 1,673 13,864Lakshadweep 28 21 15 64 – 4 1 5Pondicherry 481 649 254 1,384 59 170 34 263

ALL-INDIA 330,093 384,821 185,210 900,124 30,566 84,843 17,339 132,748

23

TABLE NO. 1.31 - BANK GROUP AND POPULATION GROUP-WISE DISTRIBUTION OF EMPLOYEES OFSCHEDULED COMMERCIAL BANKS ACCORDING TO CATEGORY

MARCH 2006RURAL

TOTAL EMPLOYEES OF WHICH : FEMALES

BANK GROUP Officers Clerks Sub- Total Officers Clerks Sub- Totalordinates ordinates

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 11,633 16,451 11,759 39,843 285 1,335 748 2,368AND ITS ASSOCIATES

NATIONALISED BANKS 25,991 32,916 21,507 80,414 689 2,672 1,723 5,084

FOREIGN BANKS – – – – – – – –

REGIONAL RURAL BANKS 18,093 14,285 10,700 43,078 246 535 58 839

OTHER SCHEDULED 2,133 2,373 1,247 5,753 141 257 49 447COMMERCIAL BANKS

ALL SCHEDULED 57,850 66,025 45,213 169,088 1,361 4,799 2,578 8,738COMMERCIAL BANKS

SEMI-URBAN

TOTAL EMPLOYEES OF WHICH : FEMALES

BANK GROUP Officers Clerks Sub- Total Officers Clerks Sub- Totalordinates ordinates

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 18,427 32,444 19,225 70,096 710 5,450 1,490 7,650AND ITS ASSOCIATES

NATIONALISED BANKS 24,294 34,368 17,166 75,828 1,111 5,486 2,004 8,601

FOREIGN BANKS 6 – – 6 – – – –

REGIONAL RURAL BANKS 6,443 5,481 2,696 14,620 240 667 63 970

OTHER SCHEDULED 6,801 6,146 2,607 15,554 749 1,448 254 2,451COMMERCIAL BANKS

ALL SCHEDULED 55,971 78,439 41,694 176,104 2,810 13,051 3,811 19,672COMMERCIAL BANKS

24

TABLE NO. 1.31 - BANK GROUP AND POPULATION GROUP-WISE DISTRIBUTION OF EMPLOYEES OFSCHEDULED COMMERCIAL BANKS ACCORDING TO CATEGORY

MARCH 2006URBAN/ METROPOLITAN

TOTAL EMPLOYEES OF WHICH : FEMALES

BANK GROUP Officers Clerks Sub- Total Officers Clerks Sub- Totalordinates ordinates

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 46,703 71,676 31,426 149,805 3,117 18,785 2,998 24,900AND ITS ASSOCIATES

NATIONALISED BANKS 110,606 138,327 59,370 308,303 10,984 37,911 7,373 56,268

FOREIGN BANKS 14,552 1,620 618 16,790 4,317 723 102 5,142

REGIONAL RURAL BANKS 3,007 2,602 1,082 6,691 151 554 72 777

OTHER SCHEDULED 41,404 26,132 5,807 73,343 7,826 9,020 405 17,251COMMERCIAL BANKS

ALL SCHEDULED 216,272 240,357 98,303 554,932 26,395 66,993 10,950 104,338COMMERCIAL BANKS

ALL-INDIA

TOTAL EMPLOYEES OF WHICH : FEMALES

BANK GROUP Officers Clerks Sub- Total Officers Clerks Sub- Totalordinates ordinates

1 2 3 4 5 6 7 8

STATE BANK OF INDIA 76,763 120,571 62,410 259,744 4,112 25,570 5,236 34,918AND ITS ASSOCIATES

NATIONALISED BANKS 160,891 205,611 98,043 464,545 12,784 46,069 11,100 69,953

FOREIGN BANKS 14,558 1,620 618 16,796 4,317 723 102 5,142

REGIONAL RURAL BANKS 27,543 22,368 14,478 64,389 637 1,756 193 2,586

OTHER SCHEDULED 50,338 34,651 9,661 94,650 8,716 10,725 708 20,149COMMERCIAL BANKS

ALL SCHEDULED 330,093 384,821 185,210 900,124 30,566 84,843 17,339 132,748COMMERCIAL BANKS

25

TABLE NO. 2.1 - POPULATION GROUP AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

STATE BANK OF INDIA AND ITS ASSOCIATES (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

1 2 3 4 5 6 7

RURAL 5,211 245,18 54740,71 56,94 30731,12 53,73 17442,50

SEMI-URBAN 4,041 374,32 108852,56 77,94 59310,21 70,94 25668,01

URBAN 2,550 255,74 117765,39 34,67 74644,39 27,88 13385,21

METROPOLITAN 2,214 214,43 206630,71 19,25 185257,06 14,36 6686,66

ALL-INDIA 14,016 1089,67 487989,37 188,80 349942,78 166,91 63182,39

NATIONALISED BANKS

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

8 9 10 11 12 13 14

RURAL 12,974 670,72 115477,84 122,41 65917,12 117,34 35265,11

SEMI-URBAN 7,140 602,74 140502,35 86,53 68113,78 80,38 28891,54

URBAN 7,481 624,52 231243,92 64,55 128539,41 54,31 26018,59

METROPOLITAN 7,630 708,82 527938,09 43,64 462560,08 32,85 19006,28

ALL-INDIA 35,225 2606,79 1015162,19 317,14 725130,38 284,89 109181,52

FOREIGN BANKS

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

15 16 17 18 19 20 21

RURAL – – – – – – –

SEMI-URBAN 1 – 3,88 – 2,04 – 2,04

URBAN 36 2,33 3200,17 2,75 1229,94 2,64 308,80

METROPOLITAN 208 30,97 108258,14 94,40 97952,91 88,16 11227,05

ALL-INDIA 245 33,31 111462,18 97,15 99184,89 90,80 11537,90

26

TABLE NO. 2.1 - POPULATION GROUP AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

REGIONAL RURAL BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

22 23 24 25 26 27 28

RURAL 11,393 432,89 44359,98 97,61 24453,53 96,39 20779,51

SEMI-URBAN 2,515 130,83 17978,85 30,26 9124,13 29,76 7397,83

URBAN 641 31,23 7403,50 5,72 2825,82 5,49 1840,97

METROPOLITAN 58 2,96 691,91 34 240,03 31 144,55

ALL-INDIA 14,607 597,91 70434,24 133,94 36643,51 131,95 30162,86

OTHER SCHEDULED COMMERCIAL BANKS

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

29 30 31 32 33 34 35

RURAL 1,032 46,91 11482,66 8,81 4976,56 8,31 2296,61

SEMI-URBAN 1,774 108,75 34875,18 18,09 14895,30 16,89 5441,33

URBAN 1,989 147,90 71200,25 20,07 38537,73 17,55 6234,26

METROPOLITAN 1,888 219,74 288568,17 70,36 244530,97 53,92 20461,29

ALL-INDIA 6,683 523,31 406126,26 117,33 302940,57 96,68 34433,49

ALL SCHEDULED COMMERCIAL BANKS

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

POPULATION GROUP No. of No. of Amount No. of Amount No. of AmountOffices Accounts Accounts Outstanding Accounts Outstanding

36 37 38 39 40 41 42

RURAL 30,610 1395,70 226061,18 285,77 126078,34 275,77 75783,73

SEMI-URBAN 15,471 1216,64 302212,81 212,82 151445,46 197,97 67400,75

URBAN 12,697 1061,72 430813,23 127,77 245777,29 107,88 47787,83

METROPOLITAN 11,998 1176,92 1132087,02 228,00 990541,04 189,60 57525,84

ALL-INDIA 70,776 4850,98 2091174,24 854,35 1513842,13 771,22 248498,15

27

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

STATE BANK OF INDIA AND ITS ASSOCIATES (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

1 2 3 4 5 6 7

NORTHERN REGION 2,603 200,37 108728,37 25,17 81241,59 20,89 10478,54Haryana 350 25,29 8350,50 3,43 8136,45 2,72 1668,46Himachal Pradesh 229 13,92 5180,31 1,56 2062,95 1,32 602,05Jammu & Kashmir 125 8,88 3334,18 62 854,55 50 263,12Punjab 631 48,06 17750,55 6,12 13828,05 4,87 3007,14Rajasthan 891 64,60 17263,88 10,40 12829,54 9,11 3956,59Chandigarh 58 4,51 3555,17 38 4591,71 26 158,50Delhi 319 35,11 53293,78 2,67 38938,33 2,12 822,68

NORTH-EASTERN REGION 463 31,85 14307,98 5,36 5406,32 4,69 2263,84Arunachal Pradesh 42 2,53 1031,72 28 221,20 25 122,51Assam 213 19,62 8224,55 3,01 3221,08 2,62 1294,56Manipur 17 1,14 567,97 33 326,05 27 146,98Meghalaya 88 3,15 1591,64 65 712,44 57 257,87Mizoram 25 96 601,98 23 327,61 17 93,27Nagaland 44 1,93 1131,75 43 276,88 41 195,62Tripura 34 2,51 1158,37 44 321,06 40 153,03

EASTERN REGION 2,286 178,17 68007,43 24,75 32963,97 22,18 9144,68Bihar 572 46,26 15992,57 6,28 4624,32 5,80 2451,92Jharkhand 379 25,98 11500,34 3,55 3714,08 3,25 1299,05Orissa 499 32,08 11256,21 7,75 7757,44 6,98 3332,26Sikkim 26 1,14 582,33 17 282,12 12 68,70West Bengal 792 71,69 28283,10 6,90 16465,76 5,94 1953,16Andaman & Nicobar Islands 18 1,02 392,88 10 120,24 8 39,61

CENTRAL REGION 2,613 212,06 71815,79 28,35 34994,79 24,46 10377,23Chhattisgarh 255 17,31 7543,34 2,75 4133,58 2,38 991,83Madhya Pradesh 843 62,14 21194,62 10,78 14016,40 9,13 4226,38Uttar Pradesh 1,230 113,03 31338,24 12,37 14808,12 10,73 4292,32Uttaranchal 285 19,58 11739,58 2,45 2036,70 2,21 866,70

WESTERN REGION 2,017 160,65 101747,80 19,93 92807,70 17,11 6705,32Goa 58 4,82 2692,16 28 807,35 19 92,01Gujarat 851 62,60 22831,21 8,28 15430,94 7,47 3014,35Maharashtra 1,100 92,33 75689,68 11,34 76514,68 9,40 3581,87Dadra & Nagar Haveli 1 12 36,01 1 13,53 1 3,92Daman & Diu 7 78 498,74 3 41,21 3 13,17

SOUTHERN REGION 4,034 306,57 123382,01 85,23 102528,41 77,58 24212,77Andhra Pradesh 1,464 109,82 39813,15 31,21 30426,70 28,84 8681,49Karnataka 991 62,19 30838,84 12,17 24032,77 10,41 4593,00Kerala 830 74,96 27261,12 24,10 17265,19 22,21 5463,20Tamil Nadu 733 58,20 24670,02 17,47 30405,60 15,86 5373,89Lakshadweep 1 2 27,33 – 2,61 – 2,43

Pondicherry 15 1,39 771,56 29 395,54 25 98,77

ALL-INDIA 14,016 1089,67 487989,37 188,80 349942,78 166,91 63182,39

28

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

NATIONALISED BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

8 9 10 11 12 13 14

NORTHERN REGION 5,859 448,29 247294,73 36,71 168484,73 29,79 16106,55Haryana 979 74,71 28802,90 7,95 17231,48 6,40 3835,74Himachal Pradesh 444 23,85 7773,55 2,21 3363,03 1,96 784,27Jammu & Kashmir 147 9,25 2999,61 65 1150,75 54 260,10Punjab 1,776 135,58 46835,73 9,78 24004,37 7,84 4527,75Rajasthan 1,264 76,05 19860,39 10,12 18273,17 8,93 3934,14Chandigarh 149 9,36 10634,01 92 7501,09 55 391,99Delhi 1,100 119,49 130388,53 5,08 96960,85 3,57 2372,56

NORTH-EASTERN REGION 810 48,92 14304,12 5,63 6212,30 5,14 2282,85Arunachal Pradesh 9 37 346,00 6 131,54 6 53,11Assam 640 39,69 9834,31 4,09 4403,70 3,73 1609,07Manipur 31 1,42 603,35 22 256,10 18 103,51Meghalaya 46 2,25 1276,18 29 778,96 26 228,05Mizoram 3 14 203,71 2 62,89 1 5,60Nagaland 19 1,07 705,26 9 144,44 7 41,33Tripura 62 3,98 1335,30 86 434,67 83 242,18

EASTERN REGION 6,130 436,70 127686,53 44,48 63976,54 40,88 14505,34Bihar 1,579 97,90 22903,55 10,91 6810,02 10,31 3511,40Jharkhand 726 52,81 16326,42 5,65 5091,09 5,22 1869,53Orissa 959 51,25 15899,03 9,87 10602,06 9,15 3670,74Sikkim 27 1,01 615,63 18 280,75 14 77,76West Bengal 2,824 232,86 71496,68 17,78 41064,00 15,98 5322,02Andaman & Nicobar Islands 15 86 445,22 10 128,63 8 53,90

CENTRAL REGION 6,636 504,94 142616,68 55,89 61950,87 50,70 20478,18Chhattisgarh 351 21,38 9929,22 2,30 4172,76 1,99 787,62Madhya Pradesh 1,588 92,25 26288,33 12,00 15513,31 10,59 5475,40Uttar Pradesh 4,290 364,95 96646,07 38,90 38960,06 35,73 13252,97Uttaranchal 407 26,37 9753,07 2,70 3304,74 2,39 962,19

WESTERN REGION 6,659 500,08 276740,99 36,83 245002,04 30,74 13132,14Goa 242 19,41 11134,98 98 2299,40 79 354,70Gujarat 2,344 177,46 64961,27 11,83 32729,68 10,11 3947,74Maharashtra 4,058 301,94 200172,44 23,95 209887,88 19,78 8810,00Dadra & Nagar Haveli 8 76 268,88 5 40,84 5 13,80Daman & Diu 7 51 203,42 2 44,24 1 5,90

SOUTHERN REGION 9,131 667,86 206519,15 137,59 179503,91 127,63 42676,46Andhra Pradesh 2,476 198,71 52156,03 45,95 46617,50 43,44 13752,45Karnataka 2,378 160,44 60611,32 27,05 52120,80 24,04 10029,86Kerala 1,270 80,93 24530,77 16,26 16463,89 14,87 4961,53Tamil Nadu 2,944 222,12 67319,09 47,46 63579,58 44,47 13669,98Lakshadweep 9 28 102,94 3 12,43 3 10,40Pondicherry 54 5,39 1799,01 85 709,70 78 252,22

ALL-INDIA 35,225 2606,79 1015162,19 317,14 725130,38 284,89 109181,52

29

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

FOREIGN BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

15 16 17 18 19 20 21

NORTHERN REGION 56 8,81 22166,95 9,02 24765,35 7,07 2559,40Haryana 8 68 1189,73 3 116,07 2 26,37Himachal Pradesh – – – – – – –Jammu & Kashmir – – – – – – –Punjab 6 29 278,75 5 85,75 3 32,92Rajasthan 3 17 168,50 6 163,85 5 20,36Chandigarh 3 24 374,64 6 72,31 4 16,06Delhi 36 7,42 20155,34 8,82 24327,38 6,93 2463,69

NORTH-EASTERN REGION 1 15 192,74 – 1,18 – 10Arunachal Pradesh – – – – – – –Assam 1 15 192,74 – 1,18 – 10Manipur – – – – – – –Meghalaya – – – – – – –Mizoram – – – – – – –Nagaland – – – – – – –Tripura – – – – – – –

EASTERN REGION 34 4,67 6928,81 98 3866,74 71 454,10Bihar 1 4 24,65 – 3 – –Jharkhand – – – – – – –Orissa 2 2 136,84 1 60 1 49Sikkim – – – – – – –West Bengal 31 4,60 6767,32 97 3866,12 71 453,60Andaman & Nicobar Islands – – – – – – –

CENTRAL REGION 16 1,08 956,64 2,58 377,03 2,51 227,31Chhattisgarh – – – – – – –Madhya Pradesh 5 9 85,33 3 64,42 2 12,89Uttar Pradesh 11 98 871,31 2,55 312,61 2,50 214,41Uttaranchal – – – – – – –

WESTERN REGION 82 10,61 62390,14 5,42 38846,89 4,56 1409,44Goa – – – – – – –Gujarat 14 87 1416,31 23 903,75 12 68,02Maharashtra 68 9,74 60973,83 5,18 37943,15 4,44 1341,42Dadra & Nagar Haveli – – – – – – –Daman & Diu – – – – – – –

SOUTHERN REGION 56 7,99 18826,91 79,16 31327,70 75,94 6887,56Andhra Pradesh 11 1,55 2200,52 27 2014,58 9 77,11Karnataka 15 3,25 9515,06 22,96 7954,99 21,99 2688,74Kerala 6 41 516,08 7 181,69 5 32,15Tamil Nadu 23 2,78 6587,57 55,86 21174,11 53,81 4089,19Lakshadweep – – – – – – –Pondicherry 1 – 7,67 – 2,32 – 38

ALL-INDIA 245 33,31 111462,18 97,15 99184,89 90,80 11537,90

30

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

REGIONAL RURAL BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

22 23 24 25 26 27 28

NORTHERN REGION 1,930 58,49 9591,50 10,37 5087,36 10,03 4108,14Haryana 314 10,86 2231,52 2,35 1370,11 2,29 1178,46Himachal Pradesh 138 4,62 770,83 61 269,27 59 187,62Jammu & Kashmir 245 7,00 1065,52 51 267,12 47 159,58Punjab 207 6,08 1154,55 92 647,69 87 503,51Rajasthan 1,026 29,93 4369,09 5,97 2533,18 5,81 2078,96Chandigarh – – – – – – –Delhi – – – – – – –

NORTH-EASTERN REGION 656 31,38 3248,12 5,13 1507,10 5,03 1128,72Arunachal Pradesh 18 54 63,01 7 28,84 7 19,60Assam 406 23,33 1795,82 2,96 900,98 2,91 711,27Manipur 30 41 46,52 11 28,12 11 14,84Meghalaya 51 1,29 250,76 28 65,92 27 47,82Mizoram 52 79 159,83 17 103,83 15 51,19Nagaland 9 7 16,08 3 7,26 3 5,27Tripura 90 4,95 916,10 1,51 372,15 1,48 278,73

EASTERN REGION 3,606 134,82 16195,66 36,09 7369,52 35,75 6000,22Bihar 1,476 47,89 6146,92 11,42 2387,53 11,34 1917,04Jharkhand 394 11,96 1866,40 3,39 540,50 3,36 458,22Orissa 838 30,92 3620,20 10,41 2419,45 10,26 1902,78Sikkim – – – – – – –West Bengal 898 44,06 4562,14 10,87 2022,04 10,78 1722,17Andaman & Nicobar Islands – – – – – – –

CENTRAL REGION 4,527 211,01 23695,67 32,48 9514,72 31,85 7684,11Chhattisgarh 435 13,30 1941,45 2,81 645,71 2,77 532,47Madhya Pradesh 1,050 30,11 4939,09 6,42 2512,83 6,23 1943,02Uttar Pradesh 2,871 163,35 16065,74 22,56 6067,81 22,19 5006,88Uttaranchal 171 4,25 749,39 69 288,37 66 201,74

WESTERN REGION 973 35,22 3890,67 6,65 1951,70 6,53 1574,87Goa – – – – – – –Gujarat 393 14,22 1875,96 2,92 934,85 2,86 757,81Maharashtra 580 20,99 2014,71 3,74 1016,84 3,67 817,06Dadra & Nagar Haveli – – – – – – –Daman & Diu – – – – – – –

SOUTHERN REGION 2,915 126,99 13812,62 43,22 11213,10 42,77 9666,80Andhra Pradesh 1,163 51,46 5796,93 18,63 4359,72 18,53 4035,79Karnataka 1,147 45,20 4979,02 8,66 3468,70 8,41 2584,67Kerala 382 23,31 2030,17 9,41 2289,79 9,33 2001,88Tamil Nadu 223 7,02 1006,49 6,52 1094,88 6,49 1044,46Lakshadweep – – – – – – –Pondicherry – – – – – – –

ALL-INDIA 14,607 597,91 70434,24 133,94 36643,51 131,95 30162,86

31

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

OTHER SCHEDULED COMMERCIAL BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

29 30 31 32 33 34 35

NORTHERN REGION 1,373 117,07 104808,10 11,20 38738,85 9,16 4243,72Haryana 113 11,75 8790,74 58 1474,60 44 193,20Himachal Pradesh 9 50 325,64 2 69,94 1 5,67Jammu & Kashmir 356 31,87 11854,90 2,95 6820,61 2,60 1425,51Punjab 204 15,31 6777,70 1,18 2754,37 86 391,29Rajasthan 328 22,58 7238,28 2,49 3981,46 2,11 811,29Chandigarh 34 3,36 3904,30 29 2018,65 21 89,39Delhi 329 31,71 65916,54 3,70 21619,23 2,93 1327,38

NORTH-EASTERN REGION 19 1,62 981,39 27 327,97 23 111,98Arunachal Pradesh – – – – – – –Assam 13 1,31 698,25 25 308,48 21 101,69Manipur – – – – – – –Meghalaya 4 16 127,63 – 4,72 – 1,77Mizoram – – – – – – –Nagaland 1 11 118,22 1 11,35 1 5,10Tripura 1 3 37,28 – 3,42 – 3,42

EASTERN REGION 252 24,74 19134,63 3,38 8838,42 2,92 1387,30Bihar 19 1,76 655,03 4 42,70 3 10,58Jharkhand 26 2,73 1605,01 24 412,61 19 73,29Orissa 35 2,84 1802,47 61 825,66 54 142,39Sikkim 3 24 110,15 1 30,11 – 3,77West Bengal 168 17,02 14925,35 2,48 7522,43 2,15 1156,35Andaman & Nicobar Islands 1 14 36,61 – 4,92 – 91

CENTRAL REGION 312 25,85 13231,68 3,40 4805,53 2,99 995,33Chhattisgarh 20 1,41 1171,67 16 413,06 12 42,61Madhya Pradesh 77 6,34 3008,37 1,07 1495,84 92 288,62Uttar Pradesh 160 15,45 7723,96 1,73 2436,10 1,54 513,66Uttaranchal 55 2,65 1327,68 45 460,53 40 150,44

WESTERN REGION 1,265 137,25 163487,40 54,40 180756,56 40,77 15354,14Goa 57 3,43 2064,57 53 583,21 48 146,05Gujarat 238 22,55 14035,45 3,71 8462,70 3,11 1006,39Maharashtra 965 110,53 147171,43 50,16 171545,69 37,18 14200,43Dadra & Nagar Haveli 3 51 131,57 – 160,74 – 89Daman & Diu 2 22 84,39 – 4,22 – 39

SOUTHERN REGION 3,462 216,77 104483,06 44,68 69473,24 40,61 12341,02Andhra Pradesh 464 30,67 17230,96 4,98 11918,05 4,27 1515,82Karnataka 645 44,25 27432,18 5,86 13680,94 5,05 1969,98Kerala 1,180 64,22 26096,90 12,43 13190,22 11,40 3510,47Tamil Nadu 1,151 76,10 33116,67 21,10 30358,84 19,59 5247,96Lakshadweep – – – – – – –Pondicherry 22 1,53 606,34 32 325,19 30 96,78

ALL-INDIA 6,683 523,31 406126,26 117,33 302940,57 96,68 34433,49

32

TABLE NO. 2.2 - STATE AND BANK GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

ALL SCHEDULED COMMERCIAL BANKS (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

36 37 38 39 40 41 42

NORTHERN REGION 11,821 833,03 492589,64 92,47 318317,89 76,95 37496,35Haryana 1,764 123,29 49365,38 14,34 28328,71 11,86 6902,23Himachal Pradesh 820 42,89 14050,32 4,39 5765,18 3,89 1579,62Jammu & Kashmir 873 57,00 19254,22 4,73 9093,03 4,11 2108,31Punjab 2,824 205,32 72797,27 18,05 41320,22 14,48 8462,61Rajasthan 3,512 193,33 48900,14 29,04 37781,20 26,01 10801,34Chandigarh 244 17,47 18468,12 1,64 14183,76 1,06 655,94Delhi 1,784 193,73 269754,19 20,27 181845,79 15,55 6986,31

NORTH-EASTERN REGION 1,949 113,92 33034,34 16,39 13454,87 15,09 5787,49Arunachal Pradesh 69 3,44 1440,73 41 381,58 37 195,22Assam 1,273 84,10 20745,66 10,31 8835,42 9,48 3716,68Manipur 78 2,97 1217,84 66 610,27 56 265,34Meghalaya 189 6,85 3246,21 1,22 1562,04 1,11 535,51Mizoram 80 1,89 965,51 42 494,33 34 150,06Nagaland 73 3,19 1971,32 55 439,93 51 247,32Tripura 187 11,47 3447,05 2,82 1131,30 2,72 677,36

EASTERN REGION 12,308 779,10 237953,06 109,67 117015,20 102,44 31491,63Bihar 3,647 193,85 45722,72 28,66 13864,60 27,49 7890,94Jharkhand 1,525 93,48 31298,16 12,83 9758,28 12,03 3700,08Orissa 2,333 117,11 32714,75 28,64 21605,21 26,93 9048,66Sikkim 56 2,40 1308,11 35 592,98 27 150,23West Bengal 4,713 370,24 126034,60 38,99 70940,35 35,56 10607,31Andaman & Nicobar Islands 34 2,02 874,71 20 253,78 17 94,42

CENTRAL REGION 14,104 954,94 252316,45 122,70 111642,93 112,50 39762,15Chhattisgarh 1,061 53,39 20585,68 8,02 9365,10 7,27 2354,53Madhya Pradesh 3,563 190,94 55515,74 30,29 33602,80 26,89 11946,32Uttar Pradesh 8,562 657,76 152645,31 78,11 62584,70 72,69 23280,24Uttaranchal 918 52,85 23569,72 6,28 6090,34 5,66 2181,06

WESTERN REGION 10,996 843,81 608257,01 123,23 559364,89 99,71 38175,92Goa 357 27,67 15891,71 1,78 3689,96 1,46 592,76Gujarat 3,840 277,70 105120,20 26,97 58461,91 23,68 8794,31Maharashtra 6,771 535,53 486022,09 94,36 496908,24 74,47 28750,79Dadra & Nagar Haveli 12 1,40 436,45 7 215,10 6 18,61Daman & Diu 16 1,51 786,55 5 89,67 4 19,45

SOUTHERN REGION 19,598 1326,18 467023,74 389,89 394046,36 364,53 95784,62Andhra Pradesh 5,578 392,20 117197,59 101,04 95336,56 95,17 28062,66Karnataka 5,176 315,34 133376,42 76,69 101258,21 69,90 21866,25Kerala 3,668 243,84 80435,04 62,27 49390,78 57,87 15969,24Tamil Nadu 5,074 366,21 132699,83 148,40 146613,01 140,22 29425,48Lakshadweep 10 29 130,27 3 15,04 3 12,83Pondicherry 92 8,31 3184,59 1,46 1432,75 1,33 448,16

ALL-INDIA 70,776 4850,98 2091174,24 854,35 1513842,13 771,22 248498,15

33

TABLE NO. 2.3 - STATE AND POPULATION GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

RURAL (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

1 2 3 4 5 6 7

NORTHERN REGION 4,724 210,55 49855,17 30,13 26344,94 27,77 12457,88Haryana 647 29,00 6775,48 5,03 4459,94 4,60 2511,84Himachal Pradesh 692 35,01 8622,40 3,62 2925,28 3,28 1263,72Jammu & Kashmir 511 24,98 5906,38 2,04 1597,98 1,84 850,19Punjab 1,086 58,94 16796,95 6,43 8920,31 5,67 3194,81Rajasthan 1,719 55,83 8733,89 12,76 6760,72 12,19 4538,92Chandigarh 20 1,27 883,56 9 291,22 6 33,68Delhi 49 5,52 2136,50 16 1389,49 13 64,73

NORTH-EASTERN REGION 1,188 49,86 6599,95 8,12 3296,79 7,83 2221,61Arunachal Pradesh 51 1,91 567,74 21 111,55 19 70,03Assam 784 38,93 4223,59 5,26 2294,55 5,07 1556,59Manipur 36 66 114,74 24 123,88 22 76,12Meghalaya 124 2,85 657,89 61 262,41 58 153,54Mizoram 57 62 149,42 15 97,49 14 50,03Nagaland 34 55 98,27 15 69,03 14 59,58Tripura 102 4,35 788,30 1,51 337,88 1,48 255,72

EASTERN REGION 7,219 319,00 48140,21 63,55 19868,65 62,02 13325,62Bihar 2,353 92,24 13477,18 17,10 4958,53 16,80 3724,58Jharkhand 958 40,13 7931,29 7,63 2156,58 7,46 1560,52Orissa 1,592 64,22 9168,61 18,18 6326,89 17,69 4193,46Sikkim 37 1,00 340,80 19 237,86 15 67,20West Bengal 2,262 120,69 17013,53 20,39 6134,87 19,86 3751,94Andaman & Nicobar Islands 17 73 208,80 7 53,92 6 27,93

CENTRAL REGION 7,529 383,80 53485,15 60,02 24073,51 57,78 16766,66Chhattisgarh 640 21,70 3878,22 4,24 1541,95 4,09 1006,44Madhya Pradesh 1,755 53,03 8819,04 11,71 6233,48 11,00 4128,52Uttar Pradesh 4,603 285,30 35615,98 40,85 14649,57 39,64 10641,26Uttaranchal 531 23,77 5171,92 3,22 1648,51 3,06 990,44

WESTERN REGION 3,616 141,31 25974,28 22,19 15271,59 21,08 6622,47Goa 142 9,23 2928,80 49 446,54 43 167,00Gujarat 1,395 58,18 12272,98 8,91 5131,53 8,52 2691,21Maharashtra 2,075 73,67 10718,75 12,77 9686,84 12,12 3760,36Dadra & Nagar Haveli 4 24 53,75 1 6,67 1 3,89Daman & Diu – – – – – – –

SOUTHERN REGION 6,334 291,16 42006,43 101,76 37222,86 99,29 24389,50Andhra Pradesh 2,255 105,16 13111,51 43,67 13571,92 43,07 9951,59Karnataka 2,096 88,10 12380,39 19,71 10057,42 18,86 6056,45Kerala 350 20,45 3870,32 6,84 2933,54 6,59 1505,55Tamil Nadu 1,607 75,84 12326,64 31,15 10541,06 30,39 6788,79Lakshadweep 7 20 52,47 2 7,36 2 6,39Pondicherry 19 1,42 265,10 37 111,57 36 80,73

ALL-INDIA 30,610 1395,70 226061,18 285,77 126078,34 275,77 75783,73

34

TABLE NO. 2.3 - STATE AND POPULATION GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

SEMI-URBAN (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

8 9 10 11 12 13 14

NORTHERN REGION 2,126 168,50 46422,43 19,12 22160,15 16,59 8569,13Haryana 329 25,53 6867,83 3,38 4534,57 2,92 1753,41Himachal Pradesh 79 5,11 2253,46 51 969,72 41 211,61Jammu & Kashmir 148 12,46 3748,35 99 1198,28 87 435,33Punjab 707 61,86 19446,74 5,54 8589,66 4,49 2790,75Rajasthan 828 59,96 12627,01 8,59 6676,43 7,82 3334,82Chandigarh 1 5 18,75 – 6,33 – 1,42Delhi 34 3,53 1460,28 10 185,15 8 41,79

NORTH-EASTERN REGION 429 34,08 11594,91 4,92 3853,37 4,50 1906,02Arunachal Pradesh 18 1,53 872,99 21 270,03 18 125,20Assam 269 23,98 7000,75 2,90 2453,64 2,64 1176,26Manipur 19 78 202,86 14 122,06 13 61,30Meghalaya 24 1,39 672,72 22 215,42 18 93,77Mizoram 12 50 152,67 12 121,14 11 52,43Nagaland 39 2,65 1873,06 40 370,89 37 187,75Tripura 48 3,24 819,88 92 300,19 90 209,32

EASTERN REGION 1,896 156,26 41309,10 21,45 14353,84 20,07 7444,08Bihar 732 50,24 11434,94 6,95 3272,17 6,65 2116,75Jharkhand 273 24,89 8996,49 2,75 2081,53 2,55 1049,50Orissa 338 25,24 8214,16 5,56 4507,53 5,13 2231,21Sikkim 19 1,40 967,31 17 355,12 12 83,03West Bengal 517 53,20 11030,29 5,90 3937,62 5,52 1897,10Andaman & Nicobar Islands 17 1,29 665,91 13 199,87 11 66,49

CENTRAL REGION 2,641 214,29 47861,01 29,39 21264,43 27,10 10774,61Chhattisgarh 183 12,65 3896,36 1,84 1602,74 1,67 599,55Madhya Pradesh 793 50,87 13374,55 8,79 7079,10 7,89 3936,97Uttar Pradesh 1,450 135,05 24941,73 17,03 10455,44 16,01 5527,41Uttaranchal 215 15,73 5648,37 1,74 2127,15 1,53 710,67

WESTERN REGION 2,262 175,94 48363,96 19,14 21252,62 17,21 6491,20Goa 215 18,44 12962,91 1,29 3243,42 1,04 425,75Gujarat 830 70,72 17514,69 6,83 6335,19 6,27 2368,19Maharashtra 1,193 84,12 16717,11 10,91 11375,91 9,81 3663,07Dadra & Nagar Haveli 8 1,16 382,70 5 208,43 5 14,73Daman & Diu 16 1,51 786,55 5 89,67 4 19,45

SOUTHERN REGION 6,117 467,57 106661,39 118,79 68561,05 112,50 32215,71Andhra Pradesh 1,286 118,31 20342,02 32,32 16026,26 31,10 8886,42Karnataka 1,023 73,56 14567,80 13,10 10474,77 11,99 4819,76Kerala 2,394 161,40 46219,99 42,31 23100,47 39,86 10447,75Tamil Nadu 1,390 112,37 24831,08 30,72 18720,96 29,26 7961,51Lakshadweep 3 10 77,80 1 7,68 1 6,44Pondicherry 21 1,84 622,71 32 230,92 29 93,83

ALL-INDIA 15,471 1216,64 302212,81 212,82 151445,46 197,97 67400,75

35

TABLE NO. 2.3 - STATE AND POPULATION GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

URBAN (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

15 16 17 18 19 20 21

NORTHERN REGION 2,426 197,69 99016,33 17,75 58968,88 13,44 7542,86Haryana 696 58,07 31092,10 5,35 16521,25 3,93 2373,36Himachal Pradesh 49 2,77 3174,46 26 1870,19 20 104,29Jammu & Kashmir 214 19,55 9599,49 1,70 6296,77 1,41 822,78Punjab 597 49,43 22451,04 3,71 10071,00 2,73 1584,51Rajasthan 647 51,72 15133,43 5,17 10323,46 4,16 2037,07Chandigarh 223 16,15 17565,82 1,55 13886,21 1,01 620,85Delhi – – – – – – –

NORTH-EASTERN REGION 332 29,98 14839,47 3,34 6304,71 2,76 1659,86Arunachal Pradesh – – – – – – –Assam 220 21,19 9521,33 2,15 4087,24 1,77 983,83Manipur 23 1,54 900,25 28 364,33 22 127,92Meghalaya 41 2,61 1915,60 39 1084,21 34 288,20Mizoram 11 76 663,42 14 275,71 9 47,60Nagaland – – – – – – –Tripura 37 3,89 1838,88 39 493,22 34 212,31

EASTERN REGION 1,769 172,78 65870,20 15,58 26610,89 13,22 6984,43Bihar 340 32,04 10261,26 3,27 2807,07 2,95 1420,08Jharkhand 294 28,46 14370,38 2,46 5520,16 2,03 1090,06Orissa 403 27,66 15331,98 4,90 10770,79 4,11 2623,99Sikkim – – – – – – –West Bengal 732 84,62 25906,58 4,94 7512,86 4,13 1850,31Andaman & Nicobar Islands – – – – – – –

CENTRAL REGION 2,267 204,22 82967,73 21,29 33209,14 18,02 7503,27Chhattisgarh 238 19,04 12811,11 1,95 6220,41 1,51 748,53Madhya Pradesh 584 50,48 15545,62 5,62 7310,75 4,70 2292,55Uttar Pradesh 1,273 121,34 41861,56 12,40 17363,30 10,74 3982,23Uttaranchal 172 13,35 12749,44 1,32 2314,67 1,07 479,96

WESTERN REGION 1,447 120,81 47166,67 10,17 20560,24 8,29 3758,38Goa – – – – – – –Gujarat 545 51,47 24028,47 3,21 7902,70 2,59 1186,68Maharashtra 902 69,34 23138,21 6,96 12657,54 5,70 2571,70Dadra & Nagar Haveli – – – – – – –Daman & Diu – – – – – – –

SOUTHERN REGION 4,456 336,24 120952,82 59,64 100123,44 52,15 20339,03Andhra Pradesh 1,227 99,89 29536,85 16,44 21871,12 14,39 5976,03Karnataka 1,100 74,35 25400,45 10,99 17527,60 9,33 4408,31Kerala 924 61,99 30344,73 13,12 23356,78 11,43 4015,94Tamil Nadu 1,153 94,97 33374,00 18,33 36277,68 16,33 5665,15Lakshadweep – – – – – – –Pondicherry 52 5,04 2296,78 77 1090,26 68 273,60

ALL-INDIA 12,697 1061,72 430813,23 127,77 245777,29 107,88 47787,83

36

TABLE NO. 2.3 - STATE AND POPULATION GROUP-WISE DEPOSITS AND CREDIT(TOTAL CREDIT AND CREDIT OF SMALL BORROWAL ACCOUNTS)

OF SCHEDULED COMMERCIAL BANKSMARCH 2006

METROPOLITAN (No. of Accounts in Thousand, Amount in Rupees Lakh)

OF WHICH: CREDIT TODEPOSITS TOTAL CREDIT SMALL BORROWERS

REGION / STATE / No. of No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Outstanding Accounts Outstanding

22 23 24 25 26 27 28

NORTHERN REGION 2,545 256,29 297295,71 25,47 210843,93 19,16 8926,47Haryana 92 10,69 4629,97 57 2812,95 41 263,61Himachal Pradesh – – – – – – –Jammu & Kashmir – – – – – – –Punjab 434 35,08 14102,54 2,37 13739,25 1,58 892,54Rajasthan 318 25,83 12405,80 2,52 14020,59 1,83 890,53Chandigarh – – – – – – –Delhi 1,701 184,68 266157,41 20,01 180271,14 15,34 6879,79

NORTH-EASTERN REGION – – – – – – –Arunachal Pradesh – – – – – – –Assam – – – – – – –Manipur – – – – – – –Meghalaya – – – – – – –Mizoram – – – – – – –Nagaland – – – – – – –Tripura – – – – – – –

EASTERN REGION 1,424 131,05 82633,54 9,09 56181,81 7,14 3737,50Bihar 222 19,33 10549,34 1,34 2826,82 1,09 629,53Jharkhand – – – – – – –Orissa – – – – – – –Sikkim – – – – – – –West Bengal 1,202 111,72 72084,21 7,76 53354,99 6,05 3107,97Andaman & Nicobar Islands – – – – – – –

CENTRAL REGION 1,667 152,63 68002,57 12,00 33095,85 9,60 4717,62Chhattisgarh – – – – – – –Madhya Pradesh 431 36,56 17776,53 4,17 12979,47 3,29 1588,28Uttar Pradesh 1,236 116,07 50226,04 7,83 20116,39 6,30 3129,34Uttaranchal – – – – – – –

WESTERN REGION 3,671 405,74 486752,08 71,73 502280,44 53,12 21303,87Goa – – – – – – –Gujarat 1,070 97,34 51304,07 8,02 39092,49 6,29 2548,22Maharashtra 2,601 308,41 435448,02 63,71 463187,95 46,84 18755,66Dadra & Nagar Haveli – – – – – – –Daman & Diu – – – – – – –

SOUTHERN REGION 2,691 231,21 197403,11 109,70 188139,01 100,58 18840,38Andhra Pradesh 810 68,84 54207,21 8,61 43867,27 6,61 3248,62Karnataka 957 79,33 81027,78 32,89 63198,42 29,73 6581,72Kerala – – – – – – –Tamil Nadu 924 83,04 62168,12 68,20 81073,32 64,24 9010,03Lakshadweep – – – – – – –Pondicherry – – – – – – –

ALL-INDIA 11,998 1176,92 1132087,02 228,00 990541,04 189,60 57525,84

37

HARYANA 1,764 123,29,055 49365,38 28328,71Rural 647 28,99,667 6775,48 4459,94Semi-urban 329 25,53,028 6867,83 4534,57Urban 696 58,06,955 31092,10 16521,25Metropolitan 92 10,69,405 4629,97 2812,95Ambala 117 8,56,697 2677,23 1526,46Rural 30 1,35,209 312,87 266,72Semi-urban 21 1,71,098 567,81 278,63Urban 66 5,50,390 1796,55 981,11Bhiwani 101 6,28,615 1398,64 956,64Rural 52 1,91,308 283,15 290,62Semi-urban 25 2,10,693 372,84 270,67Urban 24 2,26,614 742,65 395,35Faridabad 156 15,16,281 5910,70 3296,88Rural 37 2,05,988 588,70 222,54Semi-urban 14 1,29,601 372,93 144,52Urban 13 1,11,287 319,10 116,87Metropolitan 92 10,69,405 4629,97 2812,95Fatehabad 53 2,62,431 823,01 707,29Rural 26 1,10,469 291,22 264,40Semi-urban 27 1,51,962 531,78 442,90Gurgaon 164 14,61,718 11571,53 3310,69Rural 26 1,65,652 781,63 159,88Semi-urban 27 2,11,337 1229,56 300,03Urban 111 10,84,729 9560,34 2850,78Hisar 113 6,73,928 2083,05 2508,25Rural 39 1,38,158 239,57 287,40Semi-urban 22 1,63,048 353,65 289,97Urban 52 3,72,722 1489,82 1930,88Jhajjar 54 4,10,350 1181,52 611,56Rural 30 2,08,211 494,85 219,16Semi-urban 7 54,716 130,27 45,62Urban 17 1,47,423 556,40 346,78Jind 63 3,53,325 885,94 835,73Rural 32 1,04,142 169,82 243,60Semi-urban 18 1,21,138 255,03 331,81Urban 13 1,28,045 461,09 260,33Kaithal 60 3,55,043 908,26 859,48Rural 22 71,747 128,69 201,71Semi-urban 21 1,07,036 216,08 317,37Urban 17 1,76,260 563,49 340,39Karnal 112 6,56,555 2065,69 2334,39Rural 29 1,12,196 230,04 233,77Semi-urban 24 1,44,612 336,06 616,30Urban 59 3,99,747 1499,59 1484,32

Kurukshetra 67 4,44,245 1495,97 1110,89Rural 25 91,854 296,35 276,78Semi-urban 18 1,88,992 470,56 451,75Urban 24 1,63,399 729,05 382,36Mahendragarh 49 3,67,722 641,22 359,69Rural 32 1,61,508 195,93 168,09Semi-urban 17 2,06,214 445,29 191,60Mewat 41 1,76,776 283,37 150,32Rural 24 87,551 119,02 83,20Semi-urban 17 89,225 164,34 67,12Panchkula 77 5,62,177 6073,64 2690,94Rural 26 1,93,859 556,52 272,32Urban 51 3,68,318 5517,13 2418,62Panipat 92 6,02,292 2130,23 2141,03Rural 22 98,779 235,65 186,25Semi-urban 13 1,10,223 229,40 164,99Urban 57 3,93,290 1665,17 1789,79Rewari 65 4,75,918 1253,25 531,00Rural 39 2,15,052 374,38 192,35Semi-urban 6 54,772 160,11 59,76Urban 20 2,06,094 718,75 278,89Rohtak 102 7,26,326 2477,94 1344,77Rural 33 1,51,181 347,92 141,20Semi-urban 11 72,116 144,47 82,13Urban 58 5,03,029 1985,55 1121,44Sirsa 92 4,29,652 1128,96 972,14Rural 47 1,14,193 210,22 269,26Semi-urban 21 1,31,293 304,88 267,14Urban 24 1,84,166 613,86 435,74Sonipat 87 6,75,874 2533,23 850,50Rural 39 1,66,427 549,40 226,10Semi-urban 15 1,84,738 484,45 134,44Urban 33 3,24,709 1499,38 489,96Yamunanagar 99 6,93,130 1842,03 1230,07Rural 37 1,76,183 369,53 254,59Semi-urban 5 50,214 98,31 77,82Urban 57 4,66,733 1374,18 897,65HIMACHAL PRADESH 820 42,88,839 14050,32 5765,18Rural 692 35,01,369 8622,40 2925,28Semi-urban 79 5,10,966 2253,46 969,72Urban 49 2,76,504 3174,46 1870,19Bilaspur 46 2,18,397 567,24 180,28Rural 39 1,68,052 388,32 112,35Semi-urban 7 50,345 178,92 67,93

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTHERN REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

38

HIMACHAL PRADESH (Contd.)Chamba 53 2,15,674 542,19 175,16Rural 53 2,15,674 542,19 175,16Hamirpur 58 4,23,416 1015,16 235,30Rural 58 4,23,416 1015,16 235,30Kangra 155 10,67,310 2988,21 763,68Rural 142 9,97,594 2406,10 664,77Semi-urban 13 69,716 582,12 98,91Kinnaur 19 44,714 147,78 49,51Rural 19 44,714 147,78 49,51Kulu 51 2,35,736 661,86 342,42Rural 40 1,75,383 446,57 236,26Semi-urban 11 60,353 215,29 106,17Lahul & Spiti 9 23,513 71,09 12,09Rural 9 23,513 71,09 12,09Mandi 103 5,38,188 1291,39 477,72Rural 82 3,76,835 734,93 223,30Semi-urban 21 1,61,353 556,46 254,42Simla 138 5,78,207 4068,03 2172,73Rural 89 3,01,703 893,57 302,54Urban 49 2,76,504 3174,46 1870,19Sirmaur 49 1,83,325 467,19 359,70Rural 38 1,11,699 212,18 179,91Semi-urban 11 71,626 255,01 179,79Solan 83 3,82,475 1320,28 704,11Rural 67 2,84,902 854,61 441,61Semi-urban 16 97,573 465,67 262,51Una 56 3,77,884 909,90 292,48Rural 56 3,77,884 909,90 292,48JAMMU & KASHMIR 873 56,99,817 19254,22 9093,03Rural 511 24,98,301 5906,38 1597,98Semi-urban 148 12,46,071 3748,35 1198,28Urban 214 19,55,445 9599,49 6296,77Anantnag 74 4,24,180 1022,07 354,44Rural 65 3,47,694 825,53 288,86Semi-urban 9 76,486 196,54 65,58Badgam 41 2,60,546 741,63 265,21Rural 32 2,01,631 561,18 211,63Semi-urban 9 58,915 180,45 53,58Baramulla 105 4,57,548 1120,15 346,76Rural 75 2,63,875 514,20 141,61Semi-urban 30 1,93,673 605,96 205,16Doda 41 2,30,259 638,49 111,88Rural 31 1,27,237 329,02 58,70Semi-urban 10 1,03,022 309,47 53,18

Jammu 194 17,32,740 6195,21 1959,16Rural 67 4,36,886 900,02 249,60Semi-urban 18 1,86,631 458,12 248,28Urban 109 11,09,223 4837,07 1461,28Kargil 9 52,737 181,91 18,15Rural 7 23,047 57,53 8,14Semi-urban 2 29,690 124,39 10,01Kathua 53 3,44,223 795,33 316,65Rural 43 2,55,262 545,11 121,60Semi-urban 10 88,961 250,22 195,05Kupwara 39 1,82,816 418,42 81,23Rural 29 1,16,316 212,24 36,34Semi-urban 10 66,500 206,17 44,90Ladakh 15 96,303 400,52 52,13Rural 9 33,694 109,14 15,10Semi-urban 6 62,609 291,38 37,03Poonch 21 1,25,863 347,38 61,89Rural 15 79,968 206,44 36,00Semi-urban 6 45,895 140,93 25,88Pulwama 43 2,41,047 613,74 259,71Rural 27 1,04,078 233,36 136,38Semi-urban 16 1,36,969 380,38 123,33Rajouri 39 1,94,913 511,78 89,69Rural 34 1,56,889 358,21 65,71Semi-urban 5 38,024 153,57 23,98Srinagar 140 10,16,193 5181,48 4957,54Rural 32 1,38,653 354,82 102,03Semi-urban 3 31,318 64,24 20,03Urban 105 8,46,222 4762,42 4835,49Udhampur 59 3,40,449 1086,10 218,59Rural 45 2,13,071 699,60 126,29Semi-urban 14 1,27,378 386,51 92,29PUNJAB 2,824 205,31,722 72797,27 41320,22Rural 1,086 58,94,213 16796,95 8920,31Semi-urban 707 61,85,906 19446,74 8589,66Urban 597 49,43,351 22451,04 10071,00Metropolitan 434 35,08,252 14102,54 13739,25Amritsar 358 25,74,945 7882,90 3775,43Rural 140 7,11,533 1550,46 726,20Semi-urban 34 3,35,160 779,03 358,82Metropolitan 184 15,28,252 5553,41 2690,41Bathinda 127 7,55,810 1817,33 1410,53Rural 44 1,76,961 313,64 279,01Semi-urban 27 1,91,321 412,15 371,69Urban 56 3,87,528 1091,54 759,83

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

39

PUNJAB (Contd.)Faridkot 50 3,43,485 863,36 516,00Rural 20 1,09,503 184,65 142,76Semi-urban 30 2,33,982 678,71 373,24Fatehgarh Sahib 54 3,67,265 1069,58 770,39Rural 23 1,33,310 321,03 166,98Semi-urban 31 2,33,955 748,55 603,41Ferozpur 139 8,56,358 1818,18 1506,64Rural 60 1,89,473 311,14 348,60Semi-urban 63 5,22,807 1158,31 894,97Urban 16 1,44,078 348,73 263,07Gurdaspur 180 14,85,874 3433,66 1467,30Rural 94 5,98,054 1030,35 478,48Semi-urban 39 4,37,193 1113,69 403,65Urban 47 4,50,627 1289,62 585,18Hoshiarpur 165 14,65,123 5070,38 1129,01Rural 83 6,06,888 1703,50 336,19Semi-urban 41 4,61,881 1657,65 403,46Urban 41 3,96,354 1709,24 389,36Jalandhar 362 27,90,191 15193,30 4180,15Rural 110 7,64,974 3800,80 522,31Semi-urban 67 5,66,555 3206,59 613,49Urban 185 14,58,662 8185,91 3044,34Kapurthala 128 8,72,038 4330,86 928,78Rural 52 2,54,152 1048,97 175,68Semi-urban 34 2,69,442 1115,39 358,41Urban 42 3,48,444 2166,50 394,69Ludhiana 415 32,26,998 12801,61 15489,86Rural 95 5,90,863 2032,29 3623,36Semi-urban 47 4,72,328 1649,46 567,92Urban 23 1,83,807 570,73 249,74Metropolitan 250 19,80,000 8549,13 11048,84Mansa 45 2,43,526 471,66 407,08Rural 20 67,817 93,28 120,62Semi-urban 25 1,75,709 378,39 286,46Moga 94 6,26,583 1838,05 770,94Rural 47 2,30,360 535,22 263,75Semi-urban 14 97,702 220,76 151,99Urban 33 2,98,521 1082,07 355,20Muktsar 64 4,15,163 844,86 653,27Rural 30 1,08,419 153,66 142,03Semi-urban 34 3,06,744 691,20 511,24Nawanshahr 89 6,02,341 2628,70 458,14Rural 57 3,35,504 1476,89 206,41Semi-urban 32 2,66,837 1151,81 251,73

Patiala 233 17,30,318 5661,97 4450,35Rural 70 3,51,998 742,06 591,69Semi-urban 66 5,58,046 1426,99 961,47Urban 97 8,20,274 3492,92 2897,19Rupnagar 151 11,12,814 4469,35 1601,91Rural 58 3,49,063 867,91 230,65Semi-urban 47 4,22,813 1380,59 379,80Urban 46 3,40,938 2220,86 991,45Sangrur 170 10,62,890 2601,52 1804,44Rural 83 3,15,341 631,12 565,59Semi-urban 76 6,33,431 1677,47 1097,91Urban 11 1,14,118 292,93 140,94RAJASTHAN 3,512 193,33,405 48900,14 37781,20Rural 1,719 55,82,641 8733,89 6760,72Semi-urban 828 59,95,744 12627,01 6676,43Urban 647 51,71,605 15133,43 10323,46Metropolitan 318 25,83,415 12405,80 14020,59Ajmer 167 10,67,463 2850,93 1523,79Rural 60 2,17,442 275,42 185,87Semi-urban 20 1,38,169 257,45 145,13Urban 87 7,11,852 2318,06 1192,79Alwar 169 9,79,135 2004,62 1645,72Rural 101 4,25,151 685,28 881,04Semi-urban 34 2,33,897 529,91 339,96Urban 34 3,20,087 789,43 424,72Banswara 84 3,19,579 836,77 457,04Rural 66 1,80,332 382,29 136,37Semi-urban 18 1,39,247 454,48 320,67Baran 57 1,97,312 429,01 387,27Rural 33 76,729 124,66 189,30Semi-urban 24 1,20,583 304,35 197,97Barmer 74 3,22,887 660,55 423,75Rural 52 1,54,250 234,18 200,15Semi-urban 22 1,68,637 426,37 223,60Bharatpur 111 5,18,186 1010,55 948,41Rural 56 1,72,025 240,30 377,27Semi-urban 27 1,73,245 334,35 330,20Urban 28 1,72,916 435,90 240,94Bhilwara 126 6,85,390 1294,61 1831,00Rural 68 2,39,227 331,02 217,65Semi-urban 23 1,43,486 234,11 255,04Urban 35 3,02,677 729,48 1358,30Bikaner 143 8,12,301 1633,90 1022,82Rural 61 1,51,828 223,85 240,65Semi-urban 16 1,02,330 142,68 111,85Urban 66 5,58,143 1267,37 670,32

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

40

RAJASTHAN (Contd.)Bundi 61 2,54,502 414,52 361,75Rural 41 1,27,131 156,01 181,42Semi-urban 20 1,27,371 258,51 180,33Chittaurgarh 109 5,02,223 1172,24 533,52Rural 73 2,32,082 379,04 217,60Semi-urban 36 2,70,141 793,20 315,91Churu 113 6,49,830 1029,20 549,13Rural 54 1,46,754 151,17 117,05Semi-urban 47 4,08,378 670,13 338,50Urban 12 94,698 207,90 93,59Dausa 60 3,00,202 544,91 304,07Rural 32 1,00,654 143,69 116,16Semi-urban 28 1,99,548 401,22 187,91Dholpur 36 1,64,609 333,49 282,10Rural 19 46,932 69,41 114,99Semi-urban 17 1,17,677 264,08 167,10Dungarpur 63 2,84,798 716,83 188,63Rural 50 1,77,303 315,93 110,40Semi-urban 13 1,07,495 400,89 78,22Ganganagar 145 7,42,544 1391,20 1507,95Rural 57 1,58,127 218,39 362,61Semi-urban 45 2,71,032 461,60 561,09Urban 43 3,13,385 711,21 584,26Hanumangarh 91 4,25,183 729,78 777,14Rural 51 1,34,536 183,98 319,98Semi-urban 22 1,60,519 261,93 210,75Urban 18 1,30,128 283,87 246,41Jaipur 471 32,53,330 13897,14 14768,21Rural 103 3,25,960 739,45 481,70Semi-urban 50 3,43,955 751,89 265,93Metropolitan 318 25,83,415 12405,80 14020,59Jaisalmer 35 1,42,041 265,60 126,66Rural 27 57,349 72,80 66,77Semi-urban 8 84,692 192,80 59,89Jalor 63 2,74,858 535,04 354,97Rural 45 1,47,509 228,15 151,27Semi-urban 18 1,27,349 306,89 203,69Jhalawar 64 2,13,591 434,38 293,67Rural 37 82,581 119,90 120,15Semi-urban 27 1,31,010 314,48 173,52Jhunjhunu 100 6,80,869 1200,28 443,95Rural 46 1,62,178 216,36 124,09Semi-urban 41 3,94,420 670,19 215,21Urban 13 1,24,271 313,73 104,65

Jodhpur 178 12,45,514 3388,53 2496,98Rural 64 2,26,432 345,13 234,83Semi-urban 19 1,43,847 258,86 152,11Urban 95 8,75,235 2784,54 2110,04Karauli 45 2,39,189 395,47 207,06Rural 28 1,00,827 131,22 102,45Semi-urban 17 1,38,362 264,25 104,62Kota 140 8,04,735 2256,38 1713,39Rural 46 1,28,148 227,25 199,14Semi-urban 16 83,104 153,56 142,97Urban 78 5,93,483 1875,57 1371,28Nagaur 128 6,13,858 1092,68 577,62Rural 79 2,35,537 333,11 251,00Semi-urban 49 3,78,321 759,57 326,61Pali 119 5,94,518 1107,70 502,20Rural 68 2,66,426 398,98 137,38Semi-urban 35 2,33,280 456,55 194,43Urban 16 94,812 252,17 170,39Rajsamand 61 3,18,241 684,42 244,48Rural 41 1,60,005 273,35 81,11Semi-urban 20 1,58,236 411,07 163,38Sawai Madhopur 72 3,00,532 488,57 340,54Rural 37 1,04,746 119,82 129,36Semi-urban 21 1,43,700 253,24 139,62Urban 14 52,086 115,50 71,56Sikar 121 7,68,154 1445,77 684,88Rural 62 2,16,393 312,16 228,85Semi-urban 37 3,77,784 688,86 252,22Urban 22 1,73,977 444,75 203,81Sirohi 60 3,17,432 758,96 242,97Rural 30 1,22,551 207,02 80,86Semi-urban 30 1,94,881 551,94 162,11Tonk 69 3,28,118 523,70 315,37Rural 45 1,46,890 158,50 149,67Semi-urban 16 1,16,763 218,42 94,59Urban 8 64,465 146,78 71,11Udaipur 177 10,12,281 3372,42 1724,17Rural 87 3,58,606 736,08 253,59Semi-urban 12 64,285 179,16 61,29Urban 78 5,89,390 2457,18 1409,29CHANDIGARH 244 17,47,100 18468,12 14183,76Rural 20 1,26,999 883,56 291,22Semi-urban 1 5,209 18,75 6,33Urban 223 16,14,892 17565,82 13886,21

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

41

DELHI 1,784 193,72,873 269754,19 181845,79Rural 49 5,52,121 2136,50 1389,49Semi-urban 34 3,52,815 1460,28 185,15Metropolitan 1,701 184,67,937 266157,41 180271,14ARUNACHAL PRADESH 69 3,43,855 1440,73 381,58Rural 51 1,90,691 567,74 111,55Semi-urban 18 1,53,164 872,99 270,03Anjaw 1 2,857 4,87 90Rural 1 2,857 4,87 90Chunglang 4 23,565 67,37 12,20Rural 4 23,565 67,37 12,20Dibang Valley 1 1,918 6,59 1,01Rural 1 1,918 6,59 1,01East Kameng 2 8,944 28,04 6,30Rural 1 1,200 3,56 1,60Semi-urban 1 7,744 24,48 4,70East Siang 9 38,464 97,05 38,97Rural 6 12,622 18,82 7,34Semi-urban 3 25,842 78,23 31,63Kurung Kumey 1 1,862 7,06 2,17Rural 1 1,862 7,06 2,17Lohit 5 28,856 77,08 17,67Rural 3 8,408 23,93 9,36Semi-urban 2 20,448 53,15 8,31Lower Dibang Valley 1 10,900 39,84 6,59Rural 1 10,900 39,84 6,59Lower Subansiri 5 25,022 64,33 16,76Rural 4 14,849 9,70 5,80Semi-urban 1 10,173 54,63 10,95Papumpare 14 81,542 644,61 192,58Rural 5 14,740 67,93 13,81Semi-urban 9 66,802 576,68 178,78Tawang 3 9,713 63,95 6,50Rural 3 9,713 63,95 6,50Tirap 4 18,687 65,35 10,11Rural 4 18,687 65,35 10,11Upper Siang 2 8,691 30,37 2,80Rural 2 8,691 30,37 2,80Upper Subansiri 3 17,714 38,48 15,60Rural 2 9,847 10,57 3,95Semi-urban 1 7,867 27,91 11,65West Kameng 7 27,867 113,82 16,32Rural 7 27,867 113,82 16,32West Siang 7 37,253 91,94 35,10Rural 6 22,965 34,03 11,08Semi-urban 1 14,288 57,90 24,02

ASSAM 1,273 84,10,266 20745,66 8835,42Rural 784 38,92,934 4223,59 2294,55Semi-urban 269 23,98,281 7000,75 2453,64Urban 220 21,19,051 9521,33 4087,24Barpeta 58 3,41,574 482,89 248,38Rural 44 2,32,316 256,69 144,76Semi-urban 14 1,09,258 226,20 103,62Bongaigaon 38 2,56,192 502,94 237,31Rural 22 1,15,141 184,37 155,08Semi-urban 16 1,41,051 318,57 82,23Cachar 74 4,56,031 1154,49 466,07Rural 46 2,10,746 323,81 133,26Urban 28 2,45,285 830,68 332,81Darrang 48 3,32,673 335,99 205,79Rural 36 2,37,738 229,56 120,43Semi-urban 12 94,935 106,43 85,36Dhemaji 17 1,03,483 169,39 62,55Rural 12 60,205 46,04 34,10Semi-urban 5 43,278 123,36 28,45Dhubri 39 2,39,134 333,07 143,92Rural 22 94,604 86,15 49,88Semi-urban 17 1,44,530 246,93 94,04Dibrugarh 75 5,12,359 2349,25 646,97Rural 36 1,91,588 242,49 111,60Semi-urban 15 1,28,780 1546,48 242,91Urban 24 1,91,991 560,28 292,46Goalpara 33 2,15,251 275,99 142,16Rural 24 1,33,517 119,60 78,50Semi-urban 9 81,734 156,39 63,67Golaghat 49 3,00,325 368,64 216,06Rural 38 2,06,795 184,51 104,81Semi-urban 11 93,530 184,14 111,25Hailakandi 19 97,292 186,37 58,74Rural 12 41,578 62,99 16,56Semi-urban 7 55,714 123,39 42,17Jorhat 67 4,14,782 973,22 461,85Rural 31 1,71,880 198,65 95,49Semi-urban 36 2,42,902 774,58 366,36Kakrojhar 25 2,03,241 325,53 130,84Rural 20 1,35,092 147,60 79,38Semi-urban 5 68,149 177,93 51,46Kamrup 71 4,36,535 640,89 799,78Rural 52 3,22,602 337,21 193,42Semi-urban 8 81,170 137,87 57,29Urban 11 32,763 165,81 549,07

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTHERN REGION (Concld.) AND NORTH-EASTERN REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

42

ASSAM (Contd.)Kamrup Metropolitan 133 13,58,676 7263,56 2585,12Rural 12 84,116 199,38 86,51Semi-urban 2 19,488 41,64 26,04Urban 119 12,55,072 7022,54 2472,56Karbi Anglong 52 1,63,232 325,61 118,69Rural 44 1,03,147 93,27 65,13Semi-urban 8 60,085 232,34 53,56Karimganj 45 2,43,677 497,85 183,65Rural 33 1,32,981 165,43 46,48Semi-urban 12 1,10,696 332,41 137,17Lakhimpur 46 2,17,127 329,95 149,76Rural 36 1,46,433 126,04 68,36Semi-urban 10 70,694 203,92 81,41Morigaon 28 1,35,153 168,26 102,53Rural 24 1,09,697 119,54 72,83Semi-urban 4 25,456 48,73 29,70Nagaon 88 6,39,405 986,74 445,40Rural 59 2,93,792 255,85 160,34Semi-urban 12 1,42,881 288,47 90,79Urban 17 2,02,732 442,42 194,27Nalbari 46 3,10,310 348,52 233,46Rural 40 2,29,983 183,23 147,60Semi-urban 6 80,327 165,29 85,86North Cachar Hills 16 67,352 183,94 57,38Rural 12 32,326 59,70 28,97Semi-urban 4 35,026 124,24 28,42Sibsagar 58 3,95,248 839,01 323,93Rural 41 2,08,569 232,88 98,42Semi-urban 17 1,86,679 606,13 225,51Sonitpur 81 5,35,417 775,70 443,96Rural 53 2,65,331 215,70 145,39Semi-urban 28 2,70,086 560,00 298,58Tinsukia 67 4,35,797 927,86 371,11Rural 35 1,32,757 152,93 57,25Semi-urban 11 1,11,832 275,33 67,79Urban 21 1,91,208 499,60 246,07MANIPUR 78 2,97,456 1217,84 610,27Rural 36 65,552 114,74 123,88Semi-urban 19 78,359 202,86 122,06Urban 23 1,53,545 900,25 364,33Bishenpur 5 9,342 11,60 16,97Rural 1 668 27 24Semi-urban 4 8,674 11,33 16,73

Chandel 5 12,636 17,64 31,33Rural 4 10,686 14,73 27,58Semi-urban 1 1,950 2,90 3,76Churachandpur 4 22,943 57,25 40,71Rural 1 3,611 7,24 11,76Semi-urban 3 19,332 50,02 28,95Imphal East 8 23,540 35,69 23,03Rural 3 9,957 9,90 6,81Semi-urban 1 1,162 3,11 1,17Urban 4 12,421 22,69 15,05Imphal West 26 1,67,805 977,63 417,47Rural 5 12,827 16,64 19,37Semi-urban 2 13,854 83,43 48,82Urban 19 1,41,124 877,56 349,28Senapati 12 24,264 67,61 56,17Rural 11 20,524 62,23 54,52Semi-urban 1 3,740 5,38 1,65Tamenglong 5 2,868 4,97 2,57Rural 4 1,270 61 16Semi-urban 1 1,598 4,36 2,41Thoubal 9 25,275 26,81 18,37Rural 5 6,007 3,11 3,39Semi-urban 4 19,268 23,70 14,98Ukhrul 4 8,783 18,64 3,65Rural 2 2 1 5Semi-urban 2 8,781 18,63 3,59MEGHALAYA 189 6,84,976 3246,21 1562,04Rural 124 2,85,184 657,89 262,41Semi-urban 24 1,39,208 672,72 215,42Urban 41 2,60,584 1915,60 1084,21East Garo Hills 15 35,749 92,97 49,67Rural 13 26,330 60,90 24,73Semi-urban 2 9,419 32,07 24,94East Khasi Hills 83 4,00,324 2386,34 1209,40Rural 34 83,672 134,43 52,55Semi-urban 8 56,068 336,31 72,64Urban 41 2,60,584 1915,60 1084,21Jaintia Hills 22 60,258 270,69 41,88Rural 19 43,898 170,96 19,20Semi-urban 3 16,360 99,74 22,68Ri Bhoi 15 50,436 166,48 78,71Rural 13 40,223 138,05 66,36Semi-urban 2 10,213 28,43 12,35South Garo Hills 3 5,249 24,42 9,02Rural 3 5,249 24,42 9,02

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTH–EASTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

43

MEGHALAYA (Contd.)West Garo Hills 31 84,455 219,91 132,15Rural 25 55,215 92,65 69,22Semi-urban 6 29,240 127,26 62,94West Khasi Hills 20 48,505 85,39 41,21Rural 17 30,597 36,48 21,33Semi-urban 3 17,908 48,91 19,88MIZORAM 80 1,88,713 965,51 494,33Rural 57 62,422 149,42 97,49Semi-urban 12 50,401 152,67 121,14Urban 11 75,890 663,42 275,71Aizawl 27 1,03,919 739,46 324,30Rural 15 26,326 72,79 45,11Semi-urban 1 1,703 3,24 3,48Urban 11 75,890 663,42 275,71Champhai 8 11,696 25,88 22,29Rural 6 4,367 5,10 3,66Semi-urban 2 7,329 20,78 18,63Kolasib 9 15,742 41,23 22,37Rural 7 7,198 15,21 9,43Semi-urban 2 8,544 26,02 12,94Lawngtlai 2 4,663 30,70 22,83Rural 1 1,598 6,68 3,32Semi-urban 1 3,065 24,02 19,52Lunglei 12 28,604 61,76 55,53Rural 9 7,571 14,24 11,93Semi-urban 3 21,033 47,53 43,60Mamit 10 8,590 25,08 14,15Rural 10 8,590 25,08 14,15Saiha 4 4,499 22,41 15,14Rural 3 1,485 1,79 2,49Semi-urban 1 3,014 20,62 12,65Serchhip 8 11,000 18,99 17,71Rural 6 5,287 8,53 7,39Semi-urban 2 5,713 10,46 10,32NAGALAND 73 3,19,485 1971,32 439,93Rural 34 54,623 98,27 69,03Semi-urban 39 2,64,862 1873,06 370,89Dimapur 17 1,32,810 813,89 192,32Rural 3 9,008 31,79 11,74Semi-urban 14 1,23,802 782,10 180,58Kiphire 1 3,876 7,99 6,22Semi-urban 1 3,876 7,99 6,22Kohima 16 73,896 939,85 86,92Rural 4 6,689 11,23 5,97Semi-urban 12 67,207 928,63 80,95

Longleng 1 2,581 4,72 4,51Rural 1 2,581 4,72 4,51Mokokchung 9 23,631 53,03 35,81Rural 5 7,052 7,29 10,46Semi-urban 4 16,579 45,73 25,35Mon 3 15,443 39,14 22,04Rural 2 4,350 6,56 3,01Semi-urban 1 11,093 32,58 19,02Peren 2 6,330 12,90 8,27Rural 2 6,330 12,90 8,27Phek 6 13,374 21,95 20,33Rural 4 4,965 4,95 7,08Semi-urban 2 8,409 17,01 13,24Tuensang 5 15,086 27,81 22,67Rural 4 4,622 6,10 8,53Semi-urban 1 10,464 21,71 14,14Wokha 7 17,082 28,67 26,18Rural 4 4,588 6,06 5,21Semi-urban 3 12,494 22,61 20,97Zunheboto 6 15,376 21,37 14,65Rural 5 4,438 6,66 4,24Semi-urban 1 10,938 14,71 10,41TRIPURA 187 11,47,352 3447,05 1131,30Rural 102 4,34,841 788,30 337,88Semi-urban 48 3,23,638 819,88 300,19Urban 37 3,88,873 1838,88 493,22Dhalai 15 70,243 169,19 70,11Rural 15 70,243 169,19 70,11North Tripura 33 1,55,988 330,45 138,96Rural 20 64,987 75,71 53,16Semi-urban 13 91,001 254,74 85,80South Tripura 46 2,13,908 415,57 175,31Rural 34 1,36,327 178,80 98,83Semi-urban 12 77,581 236,77 76,48West Tripura 93 7,07,213 2531,84 746,92Rural 33 1,63,284 364,60 115,79Semi-urban 23 1,55,056 328,37 137,91Urban 37 3,88,873 1838,88 493,22BIHAR 3,647 193,84,886 45722,72 13864,60Rural 2,353 92,23,678 13477,18 4958,53Semi-urban 732 50,24,308 11434,94 3272,17Urban 340 32,03,851 10261,26 2807,07Metropolitan 222 19,33,049 10549,34 2826,82Araria 69 2,27,220 523,13 265,82Rural 44 94,547 127,20 89,13Semi-urban 25 1,32,673 395,93 176,69

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

NORTH–EASTERN REGION (Concld.) AND EASTERN REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

44

BIHAR (Contd.)Arwal 27 1,28,374 210,41 43,34Rural 25 1,14,524 194,88 40,13

Semi-urban 2 13,850 15,53 3,22Aurangabad 83 4,45,328 883,94 220,66Rural 68 2,58,109 372,91 115,41Semi-urban 15 1,87,219 511,04 105,25

Banka 54 2,47,646 417,83 184,22Rural 46 1,94,637 249,90 132,94

Semi-urban 8 53,009 167,93 51,28Begusarai 105 4,95,486 1051,82 424,73Rural 55 1,81,579 280,20 135,96Semi-urban 50 3,13,907 771,62 288,77

Bhagalpur 123 6,51,892 1558,95 566,89Rural 66 2,58,240 384,53 182,19

Semi-urban 18 1,04,218 247,22 66,32Urban 39 2,89,434 927,19 318,38

Bhojpur 104 8,33,687 1591,07 360,64Rural 71 4,18,531 587,20 151,37

Semi-urban 16 1,91,879 270,58 47,56Urban 17 2,23,277 733,29 161,70

Buxar 68 4,51,598 854,53 240,74Rural 46 2,27,810 323,33 113,55

Semi-urban 22 2,23,788 531,20 127,20Darbhanga 142 6,30,359 1378,91 353,06Rural 94 3,10,697 442,70 134,46Semi-urban 19 76,314 117,06 32,02

Urban 29 2,43,348 819,15 186,58Gaya 167 9,66,038 1981,14 515,19Rural 116 4,75,075 633,88 167,78Semi-urban 12 1,02,333 250,49 69,85

Urban 39 3,88,630 1096,77 277,56Gopalganj 91 5,47,479 1118,97 491,57Rural 74 3,67,938 616,90 368,15Semi-urban 17 1,79,541 502,07 123,43

Jamui 55 2,52,918 520,15 136,06Rural 44 1,70,369 288,42 87,37

Semi-urban 11 82,549 231,73 48,68Jehanabad 37 2,16,371 434,71 94,06Rural 28 96,865 161,13 45,97Semi-urban 9 1,19,506 273,58 48,09

Kaimur 62 3,16,669 509,41 227,36Rural 51 2,06,221 276,12 159,57

Semi-urban 11 1,10,448 233,29 67,79

Katihar 95 3,41,729 728,55 455,48Rural 69 1,82,084 251,52 211,03Semi-urban 8 38,504 50,65 41,96

Urban 18 1,21,141 426,38 202,49Khagaria 48 1,67,099 432,77 150,95Rural 22 55,547 91,70 42,62Semi-urban 26 1,11,552 341,07 108,33

Kishanganj 48 1,42,564 278,23 141,66Rural 34 69,831 105,32 64,84

Semi-urban 14 72,733 172,91 76,82Lakhisarai 35 2,04,394 401,39 102,33Rural 25 1,03,776 158,72 49,71Semi-urban 10 1,00,618 242,66 52,62

Madhepura 56 1,84,421 388,48 167,66Rural 32 87,226 126,98 67,29

Semi-urban 24 97,195 261,50 100,37Madhubani 145 5,66,672 1047,68 294,00Rural 96 2,94,725 411,50 116,39Semi-urban 49 2,71,947 636,18 177,61

Munger 58 4,54,769 954,34 196,57Rural 33 1,86,733 262,35 65,49

Semi-urban 11 1,29,505 241,54 37,48Urban 14 1,38,531 450,45 93,60

Muzaffarpur 190 9,94,309 2200,74 654,88Rural 112 4,52,432 684,00 225,22

Semi-urban 22 1,04,681 154,59 50,59Urban 56 4,37,196 1362,15 379,07

Nalanda 110 5,49,599 1136,64 278,50Rural 79 2,86,490 407,79 106,83

Semi-urban 17 1,35,658 270,37 49,27Urban 14 1,27,451 458,49 122,40

Nawada 66 2,96,635 587,03 125,60Rural 51 1,65,274 211,31 56,15

Semi-urban 15 1,31,361 375,73 69,45Paschimi Champaran 120 5,11,580 876,18 500,92Rural 90 2,88,335 314,89 206,94Semi-urban 20 1,18,508 229,16 180,23

Urban 10 1,04,737 332,12 113,75Patna 370 27,77,022 12313,12 3216,11Rural 113 4,82,624 885,08 220,30Semi-urban 30 2,87,989 671,38 121,22

Urban 5 73,360 207,33 47,77Metropolitan 222 19,33,049 10549,34 2826,82

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

EASTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

45

BIHAR (Contd.)

Purbi Champaran 158 7,46,767 1219,68 485,52Rural 97 3,57,414 437,66 217,38

Semi-urban 50 2,55,621 414,22 164,76

Urban 11 1,33,732 367,80 103,37

Purnia 84 3,32,453 740,05 377,45Rural 52 1,33,191 168,42 133,32

Semi-urban 13 61,459 102,12 55,13

Urban 19 1,37,803 469,50 189,01

Rohtas 105 7,30,264 1299,16 450,46Rural 73 3,81,441 456,18 227,70

Semi-urban 14 1,37,136 245,64 73,57

Urban 18 2,11,687 597,35 149,19

Saharsa 58 1,92,782 477,15 178,38Rural 41 97,734 149,41 78,48

Semi-urban 9 21,843 38,03 15,10

Urban 8 73,205 289,71 84,79

Samastipur 148 6,64,178 1313,04 441,13Rural 102 3,76,800 600,43 222,74

Semi-urban 46 2,87,378 712,60 218,38

Saran 137 8,96,551 1750,09 433,72Rural 106 5,58,034 854,34 233,50

Semi-urban 14 1,47,934 269,49 52,14

Urban 17 1,90,583 626,26 148,08

Sheikhpura 22 1,08,981 248,57 52,11Rural 13 35,048 68,79 17,81

Semi-urban 9 73,933 179,79 34,30

Sheohar 17 47,163 114,94 26,37Rural 10 15,819 24,55 8,92

Semi-urban 7 31,344 90,39 17,46

Sitamarhi 96 3,49,927 698,15 255,52Rural 56 1,47,191 183,15 99,16

Semi-urban 40 2,02,736 515,00 156,37

Siwan 122 8,53,082 1742,89 272,69Rural 96 5,72,361 902,47 153,99

Semi-urban 13 1,19,148 241,11 33,74

Urban 13 1,61,573 599,31 84,95

Supaul 66 2,20,141 486,97 157,90Rural 47 1,38,524 215,30 79,12

Semi-urban 19 81,617 271,67 78,78

Vaishali 106 6,40,739 1251,95 324,35Rural 76 3,79,902 566,04 129,59

Semi-urban 17 1,12,674 187,90 50,37

Urban 13 1,48,163 498,01 144,39

JHARKHAND 1,525 93,48,299 31298,16 9758,28Rural 958 40,12,990 7931,29 2156,58Semi-urban 273 24,89,494 8996,49 2081,53Urban 294 28,45,815 14370,38 5520,16Bokaro 114 9,27,614 3145,08 1155,37Rural 49 3,01,791 745,44 162,43Semi-urban 34 3,14,010 968,55 238,09Urban 31 3,11,813 1431,09 754,85Chatra 33 1,64,101 474,88 82,48Rural 30 1,29,362 211,82 61,44Semi-urban 3 34,739 263,06 21,04Deoghar 68 3,03,420 906,21 300,65Rural 47 1,31,487 203,52 89,34Semi-urban 21 1,71,933 702,69 211,31Dhanbad 116 10,39,078 4247,20 987,82Rural 44 2,97,523 728,76 169,10Semi-urban 30 3,62,002 1029,43 243,60Urban 42 3,79,553 2489,01 575,12Dumka 70 2,41,447 599,61 181,34Rural 59 1,69,985 252,52 110,24Semi-urban 11 71,462 347,09 71,10Garhwa 38 1,53,629 353,12 99,66Rural 31 1,14,821 158,27 64,73Semi-urban 7 38,808 194,84 34,92Giridih 96 5,37,777 1232,51 377,36Rural 82 4,14,257 753,66 188,69Semi-urban 14 1,23,520 478,85 188,67Godda 58 1,95,894 516,09 165,25Rural 54 1,50,783 277,71 120,76Semi-urban 4 45,111 238,38 44,49Gumla 42 2,05,672 419,88 83,95Rural 35 1,49,402 185,67 50,41Semi-urban 7 56,270 234,21 33,53Hazaribag 111 8,71,691 2625,74 666,29Rural 67 4,00,817 845,22 210,26Semi-urban 21 2,40,190 732,12 197,40Urban 23 2,30,684 1048,39 258,63Jamtara 32 1,32,794 306,61 79,92Rural 25 79,292 118,09 46,21Semi-urban 7 53,502 188,52 33,71Koderma 26 1,93,336 463,75 115,71Rural 16 84,192 165,13 35,40Semi-urban 10 1,09,144 298,62 80,31Latehar 22 96,557 247,71 50,25Rural 18 79,696 152,94 36,39Semi-urban 4 16,861 94,78 13,86

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

EASTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

46

JHARKHAND (Contd.)Lohardagga 17 99,667 219,59 62,00Rural 12 50,262 61,42 25,29Semi-urban 5 49,405 158,17 36,71Pakur 37 99,497 299,69 77,22Rural 32 66,716 121,39 49,61Semi-urban 5 32,781 178,30 27,61Palamau 81 3,68,882 976,23 218,99Rural 62 2,31,855 401,87 101,30Semi-urban 19 1,37,027 574,35 117,69Paschimi Singhbhum 76 3,56,165 1290,28 262,42Rural 57 1,61,468 308,72 84,33Semi-urban 19 1,94,697 981,56 178,09Purbi Singhbhum 159 13,13,432 4792,21 2261,37Rural 60 2,43,684 507,96 120,17Semi-urban 16 1,41,672 409,78 117,46Urban 83 9,28,076 3874,46 2023,74Ranchi 207 15,25,645 6867,27 2023,65Rural 83 4,16,331 1159,71 258,04Semi-urban 16 1,61,798 414,62 97,62Urban 108 9,47,516 5292,94 1667,99Sahebganj 47 1,84,785 400,36 121,76Rural 37 1,02,403 145,10 59,74Semi-urban 10 82,382 255,25 62,02Seraikela-Kharsawan 49 2,29,883 672,22 340,25Rural 39 1,67,974 338,77 91,57Semi-urban 3 13,736 98,96 8,84Urban 7 48,173 234,49 239,83Simdega 26 1,07,333 241,94 44,59Rural 19 68,889 87,58 21,12Semi-urban 7 38,444 154,36 23,47ORISSA 2,333 117,11,315 32714,75 21605,21Rural 1,592 64,21,669 9168,61 6326,89Semi-urban 338 25,23,512 8214,16 4507,53Urban 403 27,66,134 15331,98 10770,79Angul 70 3,92,209 924,79 586,73Rural 49 2,21,657 402,62 270,38Semi-urban 21 1,70,552 522,18 316,35Balangir 70 3,22,742 506,13 422,01Rural 54 1,99,932 196,50 153,13Semi-urban 16 1,22,810 309,63 268,88Baleshwar 120 6,51,768 1077,84 1133,00Rural 90 3,97,765 464,57 345,43Semi-urban 8 58,219 101,52 88,03Urban 22 1,95,784 511,74 699,54

Bargarh 71 2,78,443 416,58 485,14Rural 55 1,77,830 195,20 225,01Semi-urban 16 1,00,613 221,38 260,12Bhadrak 62 2,96,883 551,01 363,37Rural 51 2,09,577 298,56 202,27Semi-urban 11 87,306 252,45 161,10Boudh 21 54,261 111,07 59,81Rural 18 38,318 74,58 44,47Semi-urban 3 15,943 36,50 15,34Cuttack 183 11,45,867 2928,45 2144,92Rural 102 5,47,811 695,54 468,11Semi-urban 5 41,114 85,43 54,41Urban 76 5,56,942 2147,48 1622,40Deogarh 19 69,138 98,89 52,99Rural 15 47,634 46,01 21,79Semi-urban 4 21,504 52,88 31,20Dhenkanal 65 3,33,044 675,34 529,71Rural 46 2,12,363 349,40 283,65Semi-urban 19 1,20,681 325,94 246,07Gajapati 27 1,16,529 183,79 96,32Rural 21 67,798 66,69 37,81Semi-urban 6 48,731 117,10 58,50Ganjam 201 10,81,563 2252,44 1313,25Rural 122 4,86,654 756,01 636,66Semi-urban 35 2,82,092 583,39 220,15Urban 44 3,12,817 913,04 456,44Jagatsinghpur 73 3,96,836 1635,52 501,64Rural 52 2,68,380 340,31 280,19Semi-urban 21 1,28,456 1295,21 221,45Jajpur 84 4,93,054 831,38 538,71Rural 74 4,09,285 567,20 339,33Semi-urban 10 83,769 264,18 199,39Jharsuguda 38 2,03,155 450,61 358,20Rural 20 69,761 104,88 108,34Semi-urban 18 1,33,394 345,73 249,85Kalahandi 78 2,14,538 463,53 404,13Rural 65 1,44,333 215,91 214,66Semi-urban 13 70,205 247,62 189,47Kandhamal 36 1,07,044 238,34 125,93Rural 28 60,798 91,54 59,63Semi-urban 8 46,246 146,81 66,30Kendrapara 68 4,07,295 574,29 295,82Rural 61 3,29,807 377,40 202,21Semi-urban 7 77,488 196,89 93,61

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

EASTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

47

ORISSA (Contd.)Keonjhar 92 4,25,323 1033,65 610,50Rural 80 3,34,586 633,90 371,49

Semi-urban 12 90,737 399,75 239,01

Khurda 234 12,95,150 9583,34 6065,54Rural 62 2,08,885 337,14 253,43

Semi-urban 17 1,21,496 348,26 309,51

Urban 155 9,64,769 8897,95 5502,60

Koraput 62 2,77,739 793,66 416,47Rural 43 1,33,462 201,19 154,58

Semi-urban 19 1,44,277 592,47 261,89

Malkangiri 19 61,688 160,53 72,71Rural 17 48,063 91,14 43,85

Semi-urban 2 13,625 69,40 28,86

Mayurbhanj 142 7,14,962 1072,89 678,59Rural 134 6,46,288 923,84 546,37

Semi-urban 8 68,674 149,05 132,21

Nawapara 28 1,06,022 271,20 114,79Rural 23 72,680 165,10 70,54

Semi-urban 5 33,342 106,10 44,25

Nawrangpur 29 1,01,172 194,72 133,96Rural 25 66,943 79,59 68,67

Semi-urban 4 34,229 115,14 65,29

Nayagarh 53 1,99,318 286,16 224,27Rural 47 1,56,907 198,33 145,92

Semi-urban 6 42,411 87,84 78,35

Puri 103 4,85,763 943,13 682,29Rural 70 2,64,767 359,16 297,13

Semi-urban 8 61,985 105,91 81,19

Urban 25 1,59,011 478,06 303,97

Rayagada 47 1,80,989 384,05 228,05Rural 39 1,02,224 173,28 103,67

Semi-urban 8 78,765 210,77 124,38

Sambalpur 89 4,16,311 1773,75 771,21Rural 45 1,53,196 210,63 121,02

Semi-urban 10 70,971 493,89 83,73

Urban 34 1,92,144 1069,24 566,46

Sonepur 28 1,09,036 167,52 124,69Rural 24 84,448 89,85 80,85

Semi-urban 4 24,588 77,66 43,83

Sundargarh 121 7,73,473 2130,09 2070,47Rural 60 2,59,517 462,55 176,29

Semi-urban 14 1,29,289 353,07 274,81

Urban 47 3,84,667 1314,47 1619,38

SIKKIM 56 2,39,819 1308,11 592,98Rural 37 99,955 340,80 237,86Semi-urban 19 1,39,864 967,31 355,12East Sikkim 32 1,84,519 1134,38 453,29Rural 13 44,655 167,07 98,18Semi-urban 19 1,39,864 967,31 355,12North Sikkim 6 10,427 28,58 13,16Rural 6 10,427 28,58 13,16South Sikkim 10 27,444 96,79 94,46Rural 10 27,444 96,79 94,46West Sikkim 8 17,429 48,36 32,06Rural 8 17,429 48,36 32,06WEST BENGAL 4,713 370,23,549 126034,60 70940,35Rural 2,262 120,69,118 17013,53 6134,87Semi-urban 517 53,20,153 11030,29 3937,62Urban 732 84,62,450 25906,58 7512,86Metropolitan 1,202 111,71,828 72084,21 53354,99Bankura 170 9,85,429 1584,13 552,71Rural 146 7,67,827 955,65 337,16Semi-urban 11 86,550 192,12 66,56Urban 13 1,31,052 436,35 148,98Barddhaman 402 29,31,823 8119,51 2526,66Rural 219 11,66,310 2015,11 693,82Semi-urban 40 4,03,960 1229,03 290,46Urban 143 13,61,553 4875,37 1542,38Birbhum 178 10,24,776 1605,77 666,35Rural 133 6,54,862 804,43 338,56Semi-urban 45 3,69,914 801,35 327,79Dakshin Dinajpur 64 2,82,880 450,30 268,17Rural 52 1,95,054 215,29 162,26Semi-urban 3 16,153 28,78 27,14Urban 9 71,673 206,23 78,76Darjiling 124 9,57,560 2550,48 1468,55Rural 43 2,17,229 302,14 100,00Semi-urban 13 1,32,375 329,48 129,36Urban 68 6,07,956 1918,86 1239,19Haora 233 21,79,068 5181,72 1564,81Rural 99 7,40,474 1252,73 280,81Semi-urban 28 3,07,564 675,97 115,86Urban 25 2,36,444 641,56 292,81Metropolitan 81 8,94,586 2611,46 875,34Hugli 261 32,06,685 4663,51 1257,46Rural 147 11,79,829 1413,42 422,51Semi-urban 43 7,14,161 1114,67 343,24Urban 71 13,12,695 2135,42 491,71

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

EASTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

48

WEST BENGAL (Contd.)Jalpaiguri 137 9,06,948 1975,90 618,03Rural 90 4,51,591 957,70 182,39Semi-urban 28 2,62,913 525,73 200,64Urban 19 1,92,444 492,47 235,00Koch Bihar 111 5,38,579 804,77 442,83Rural 78 2,98,582 243,44 185,68Semi-urban 33 2,39,997 561,33 257,14Kolkata 1,121 102,77,242 69472,75 52479,66Metropolitan 1,121 102,77,242 69472,75 52479,66Maldah 149 7,52,162 1255,10 606,16Rural 115 4,99,728 603,60 331,71Semi-urban 22 1,65,037 348,31 125,07Urban 12 87,397 303,19 149,38Murshidabad 226 12,55,690 2059,20 813,73Rural 141 6,22,099 774,28 333,33Semi-urban 61 4,46,681 692,40 255,01Urban 24 1,86,910 592,52 225,40Nadia 186 16,94,774 2512,45 811,07Rural 106 6,33,789 778,68 287,04Semi-urban 52 6,76,450 1121,53 318,01Urban 28 3,84,535 612,24 206,02North 24 Parganas 411 46,01,690 13109,29 2695,18Rural 156 10,99,668 1479,59 565,88Semi-urban 38 5,24,939 1307,97 258,97Urban 217 29,77,083 10321,73 1870,33Paschim Medinipur 302 14,83,006 2985,57 1378,62Rural 240 9,34,474 1328,50 679,43Semi-urban 17 1,38,248 299,43 171,81Urban 45 4,10,284 1357,63 527,38Purba Medinipur 200 10,75,233 2536,46 1352,22Rural 159 8,07,250 1150,86 465,46Semi-urban 19 1,60,304 421,48 677,31Urban 22 1,07,679 964,11 209,44Puruliya 115 6,76,822 1292,68 310,57Rural 93 4,74,624 698,31 155,91Semi-urban 9 84,352 187,64 35,67Urban 13 1,17,846 406,72 118,99South 24 Parganas 240 18,08,678 3210,73 738,86Rural 179 10,81,643 1694,95 395,37Semi-urban 48 5,45,831 1103,35 272,96Urban 13 1,81,204 412,43 70,53Uttar Dinajpur 83 3,84,504 664,28 388,71Rural 66 2,44,085 344,85 217,54Semi-urban 7 44,724 89,69 64,60Urban 10 95,695 229,74 106,57

ANDAMAN & NICOBAR 34 2,02,005 874,71 253,78ISLANDSRural 17 72,970 208,80 53,92Semi-urban 17 1,29,035 665,91 199,87Andaman 31 1,88,946 800,63 247,94Rural 15 63,897 166,12 50,72Semi-urban 16 1,25,049 634,51 197,23Nicobar 3 13,059 74,08 5,84Rural 2 9,073 42,68 3,20Semi-urban 1 3,986 31,40 2,64CHHATTISGARH 1,061 53,39,275 20585,68 9365,10Rural 640 21,70,284 3878,22 1541,95Semi-urban 183 12,64,871 3896,36 1602,74Urban 238 19,04,120 12811,11 6220,41Bastar 60 2,70,457 593,21 218,96Rural 42 1,23,589 155,90 67,00Semi-urban 18 1,46,868 437,31 151,96Bilaspur 96 5,16,160 4589,36 840,77Rural 48 1,44,364 374,38 115,12Semi-urban 12 74,788 177,66 74,87Urban 36 2,97,008 4037,33 650,78Dantewada 32 1,22,792 353,21 321,24Rural 29 1,02,020 258,88 54,07Semi-urban 3 20,772 94,33 267,16Dhamtari 27 1,34,029 428,59 172,09Rural 15 37,836 48,13 26,27Semi-urban 12 96,193 380,46 145,82Durg 161 10,21,258 3177,25 1577,87Rural 75 2,76,385 479,43 144,20Semi-urban 18 1,21,986 313,60 90,11Urban 68 6,22,887 2384,22 1343,57Janjgir-Champa 54 2,45,160 551,53 221,49Rural 39 1,38,348 236,60 98,44Semi-urban 15 1,06,812 314,93 123,04Jashpur 37 1,59,677 338,80 93,59Rural 29 1,08,237 153,57 46,21Semi-urban 8 51,440 185,23 47,38Kanker 21 1,15,903 245,24 98,55Rural 18 84,197 122,80 70,99Semi-urban 3 31,706 122,44 27,56Kawardha 21 65,056 181,60 63,69Rural 15 33,046 44,46 28,20Semi-urban 6 32,010 137,15 35,49Korba 54 2,87,384 967,92 490,60Rural 26 1,19,808 314,94 111,56Semi-urban 6 33,249 79,06 37,14Urban 22 1,34,327 573,92 341,91

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

EASTERN REGION (Concld.) AND CENTRAL REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

49

CHHATTISGARH (Contd.)Koriya 40 2,11,973 557,76 146,77Rural 22 88,082 152,95 52,82Semi-urban 18 1,23,891 404,82 93,94Mahasamund 37 1,28,925 269,30 167,00Rural 26 63,196 81,36 70,35Semi-urban 11 65,729 187,94 96,65Raigarh 65 2,82,142 751,44 465,35Rural 47 1,45,101 270,72 127,95Semi-urban 8 64,319 151,87 74,25Urban 10 72,722 328,85 263,15Raipur 180 9,99,264 5923,04 3779,71Rural 70 2,16,881 488,56 218,51Semi-urban 23 1,30,087 303,98 150,47Urban 87 6,52,296 5130,50 3410,73Rajnandgaon 71 3,28,237 670,53 317,63Rural 46 1,42,511 174,58 62,72Semi-urban 10 60,846 139,65 44,63Urban 15 1,24,880 356,30 210,27Surguja 105 4,50,858 986,89 389,80Rural 93 3,46,683 520,95 247,54Semi-urban 12 1,04,175 465,94 142,26MADHYA PRADESH 3,563 190,93,510 55515,74 33602,80Rural 1,755 53,03,006 8819,04 6233,48Semi-urban 793 50,86,633 13374,55 7079,10Urban 584 50,48,369 15545,62 7310,75Metropolitan 431 36,55,502 17776,53 12979,47Anuppur 35 1,79,703 434,05 151,16Rural 24 1,09,860 219,41 75,57Semi-urban 11 69,843 214,64 75,60Ashoknagar 33 1,12,663 306,70 222,75Rural 22 44,245 87,08 117,02Semi-urban 11 68,418 219,62 105,73Balaghat 80 2,68,669 521,87 245,93Rural 58 1,40,822 199,48 105,59Semi-urban 22 1,27,847 322,39 140,34Barwani 46 1,95,159 501,56 361,39Rural 26 61,595 103,38 84,29Semi-urban 20 1,33,564 398,18 277,10Betul 65 3,47,262 788,04 316,18Rural 46 1,77,847 337,63 139,33Semi-urban 19 1,69,415 450,40 176,84Bhind 53 2,64,158 576,37 304,31Rural 26 71,455 131,56 95,70Semi-urban 17 85,867 167,22 96,65Urban 10 1,06,836 277,59 111,96

Bhopal 232 18,59,847 9973,84 4612,96Rural 23 71,467 169,26 83,14Semi-urban 3 16,595 34,59 26,09Metropolitan 206 17,71,785 9769,99 4503,73Burhanpur 36 1,47,841 371,56 297,46Rural 19 43,319 84,49 101,12Semi-urban 2 11,388 23,86 10,49Urban 15 93,134 263,21 185,85Chhatarpur 69 3,04,542 734,11 360,45Rural 34 63,431 99,56 58,15Semi-urban 22 1,39,958 318,77 131,21Urban 13 1,01,153 315,77 171,09Chhindwara 106 5,06,901 1092,24 513,72Rural 62 2,06,085 366,23 150,88Semi-urban 24 1,49,975 364,13 158,37Urban 20 1,50,841 361,88 204,48Damoh 57 1,98,188 478,60 300,83Rural 38 80,373 111,07 108,97Semi-urban 7 37,465 78,57 60,54Urban 12 80,350 288,96 131,32Datia 40 1,55,108 314,72 205,86Rural 24 54,722 74,82 101,79Semi-urban 16 1,00,386 239,90 104,07Dewas 83 3,98,398 780,25 668,33Rural 47 1,43,043 175,20 175,95Semi-urban 17 1,01,520 155,91 136,22Urban 19 1,53,835 449,14 356,15Dhar 109 4,93,027 1014,63 697,78Rural 76 2,50,534 421,39 298,91Semi-urban 33 2,42,493 593,25 398,86Dindori 25 64,386 141,23 53,95Rural 20 49,911 65,91 31,44Semi-urban 5 14,475 75,32 22,51East Nimar 65 3,06,676 720,11 325,78Rural 42 1,42,139 235,29 132,65Semi-urban 5 30,142 47,96 16,86Urban 18 1,34,395 436,86 176,27Guna 51 2,38,004 535,90 437,03Rural 28 74,980 122,83 176,30Semi-urban 9 52,329 84,61 88,06Urban 14 1,10,695 328,45 172,67Gwalior 133 11,20,661 3223,79 1460,44Rural 32 81,178 156,18 111,04Semi-urban 15 88,451 195,61 143,59Urban 86 9,51,032 2872,01 1205,81

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

50

MADHYA PRADESH (Contd.)Harda 27 1,18,328 382,75 260,06Rural 13 27,424 49,94 50,77Semi-urban 14 90,904 332,81 209,29Hoshangabad 73 3,55,646 849,59 621,68Rural 29 69,794 107,23 118,48Semi-urban 44 2,85,852 742,36 503,20Indore 284 22,40,158 8845,59 8929,25Rural 38 1,77,309 410,31 277,04Semi-urban 21 1,79,132 428,73 176,48Metropolitan 225 18,83,717 8006,54 8475,73Jabalpur 169 12,53,571 3900,80 1617,92Rural 43 1,41,928 227,25 133,79Semi-urban 17 1,00,842 176,45 121,36Urban 109 10,10,801 3497,10 1362,77Jhabua 51 2,26,723 484,59 169,15Rural 31 89,928 127,56 55,73Semi-urban 20 1,36,795 357,02 113,43Katni 62 2,96,604 722,80 355,54Rural 39 1,21,889 229,50 117,08Semi-urban 4 23,738 57,98 15,50Urban 19 1,50,977 435,31 222,97Mandla 48 1,57,263 411,96 139,86Rural 34 86,369 135,68 64,48Semi-urban 14 70,894 276,28 75,39Mandsaur 59 2,95,898 566,22 454,46Rural 23 71,109 95,44 133,17Semi-urban 19 98,465 153,29 118,04Urban 17 1,26,324 317,50 203,24Morena 60 3,22,963 652,36 522,74Rural 20 42,942 57,77 57,96Semi-urban 26 1,55,888 286,50 156,77Urban 14 1,24,133 308,09 308,00Narsimhapur 62 2,44,192 499,18 345,01Rural 43 1,33,604 209,51 172,44Semi-urban 19 1,10,588 289,67 172,57Neemuch 45 2,14,700 486,06 273,81Rural 19 56,183 94,13 81,67Semi-urban 12 63,858 114,60 68,36Urban 14 94,659 277,33 123,77Panna 37 1,49,057 359,88 136,19Rural 23 58,910 105,96 52,11Semi-urban 14 90,147 253,92 84,08Raisen 61 2,05,147 404,28 980,84Rural 39 85,188 138,55 207,77Semi-urban 22 1,19,959 265,73 773,07

Rajgarh 73 2,79,662 433,34 374,81Rural 47 1,12,579 155,86 186,44Semi-urban 26 1,67,083 277,48 188,37

Ratlam 79 4,55,632 1003,46 663,74Rural 27 72,290 108,77 114,32

Semi-urban 18 1,04,601 194,19 156,17Urban 34 2,78,741 700,50 393,25

Rewa 105 6,37,519 1583,81 469,96Rural 68 3,20,034 520,42 146,82

Semi-urban 13 90,340 177,72 48,30Urban 24 2,27,145 885,68 274,83

Sagar 105 5,60,547 1295,99 661,68Rural 49 1,55,832 252,92 207,68

Semi-urban 24 1,28,290 242,36 146,04Urban 32 2,76,425 800,72 307,96

Satna 112 5,76,059 1316,55 634,89Rural 75 2,66,372 399,60 167,05

Semi-urban 14 1,20,536 242,78 150,94Urban 23 1,89,151 674,17 316,90

Sehore 61 2,65,567 529,96 501,62Rural 39 1,19,414 218,54 254,61

Semi-urban 22 1,46,153 311,41 247,01Seoni 61 2,21,039 446,28 202,24Rural 45 1,15,785 163,04 97,39Semi-urban 16 1,05,254 283,24 104,85

Shahdol 48 2,46,254 582,50 179,17Rural 26 86,836 117,49 54,46

Semi-urban 22 1,59,418 465,01 124,72Shajapur 66 2,52,317 440,57 453,02Rural 39 99,910 125,46 189,47Semi-urban 27 1,52,407 315,11 263,55

Sheopur 19 66,066 164,86 109,88Rural 12 31,698 50,85 41,23

Semi-urban 7 34,368 114,01 68,66Shivpuri 58 2,56,450 668,90 309,43Rural 31 78,514 129,56 87,03Semi-urban 13 75,967 174,67 76,57

Urban 14 1,01,969 364,67 145,84Sidhi 79 4,26,477 2245,96 277,81Rural 61 2,93,334 569,74 171,61Semi-urban 18 1,33,143 1676,22 106,20

Tikamgarh 56 2,33,271 494,29 192,75Rural 39 1,11,889 156,57 71,32

Semi-urban 17 1,21,382 337,72 121,42

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

51

MADHYA PRADESH (Contd.)Ujjain 125 7,20,413 1590,77 1224,48Rural 50 1,16,090 152,62 289,71Semi-urban 22 1,67,484 294,43 291,63Urban 53 4,36,839 1143,71 643,13Umaria 25 1,34,242 357,58 98,94Rural 18 80,956 178,99 52,50Semi-urban 7 53,286 178,59 46,44Vidisha 65 2,21,569 595,40 497,24Rural 42 93,725 184,96 244,34Semi-urban 8 40,805 83,39 50,62Urban 15 87,039 327,05 202,28West Nimar 70 2,98,983 689,90 408,31Rural 46 1,18,165 184,05 187,19Semi-urban 15 1,18,923 285,94 130,93Urban 9 61,895 219,91 90,19UTTAR PRADESH 8,562 657,76,416 152645,31 62584,70Rural 4,603 285,29,917 35615,98 14649,57Semi-urban 1,450 135,05,164 24941,73 10455,44Urban 1,273 121,33,904 41861,56 17363,30Metropolitan 1,236 116,07,431 50226,04 20116,39Agra 251 20,01,844 5649,36 2998,03Rural 56 3,05,360 503,46 393,12Semi-urban 40 3,08,749 458,68 335,52Metropolitan 155 13,87,735 4687,23 2269,39Aligarh 166 12,17,929 2767,97 1331,98Rural 69 3,79,284 383,80 401,11Semi-urban 30 2,32,844 392,31 220,85Urban 67 6,05,801 1991,85 710,02Allahabad 269 25,45,800 6567,15 1861,54Rural 116 8,63,769 1014,14 317,75Semi-urban 17 2,35,107 374,32 72,86Metropolitan 136 14,46,924 5178,68 1470,93Ambedkar Nagar 75 6,60,372 886,38 207,12Rural 57 4,86,198 487,14 85,25Semi-urban 18 1,74,174 399,24 121,87Auraiya 52 2,99,496 462,97 119,23Rural 35 1,74,348 204,91 47,96Semi-urban 17 1,25,148 258,06 71,27Azamgarh 185 15,79,454 2648,09 595,27Rural 148 11,81,170 1628,82 337,67Semi-urban 37 3,98,284 1019,27 257,60Baghpat 48 3,43,348 680,77 318,50Rural 21 1,04,514 162,61 82,57Semi-urban 27 2,38,834 518,16 235,93

Bahraich 103 6,87,076 889,78 445,84Rural 78 4,60,230 409,03 237,30

Semi-urban 9 93,723 121,12 47,85

Urban 16 1,33,123 359,64 160,69

Ballia 139 10,98,197 1965,37 401,88Rural 99 5,74,892 777,30 186,87

Semi-urban 27 3,12,213 588,71 93,43

Urban 13 2,11,092 599,36 121,59

Balrampur 69 5,02,518 788,55 241,40Rural 54 3,44,082 412,76 129,43

Semi-urban 15 1,58,436 375,79 111,98

Banda 78 2,92,252 577,89 161,31Rural 58 1,49,861 223,22 61,06

Semi-urban 10 67,823 112,39 35,34

Urban 10 74,568 242,28 64,92

Bara Banki 140 9,11,123 1302,11 605,04Rural 101 5,77,832 622,29 332,14

Semi-urban 39 3,33,291 679,82 272,89

Bareilly 202 14,12,421 2660,35 1365,09Rural 76 3,68,051 342,01 228,63

Semi-urban 34 2,61,056 286,16 213,90

Urban 92 7,83,314 2032,19 922,56

Basti 91 7,35,613 1181,27 365,92Rural 76 5,79,043 719,91 225,36

Semi-urban 2 18,490 29,50 12,99

Urban 13 1,38,080 431,85 127,57

Bijnor 138 10,01,842 1962,23 1111,17Rural 68 3,57,430 490,73 196,21

Semi-urban 70 6,44,412 1471,50 914,96

Budaun 123 6,62,124 887,29 562,73Rural 73 2,56,122 239,65 207,59

Semi-urban 37 2,63,517 325,65 234,31

Urban 13 1,42,485 321,99 120,83

Bulandshahr 142 9,29,028 1941,86 804,75Rural 76 3,14,290 448,47 250,51

Semi-urban 42 3,78,791 835,70 340,97

Urban 24 2,35,947 657,69 213,27

Chandauli 57 4,10,916 782,52 288,04Rural 46 2,80,151 385,70 157,72

Semi-urban 11 1,30,765 396,82 130,33

Chitrakoot 39 1,75,672 285,69 77,58Rural 32 1,25,247 218,01 52,02

Semi-urban 7 50,425 67,68 25,56

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

52

UTTAR PRADESH (Contd.)Deoria 106 9,55,441 1723,94 425,79Rural 76 5,73,613 689,74 189,73Semi-urban 18 2,25,971 413,62 86,12Urban 12 1,55,857 620,59 149,94Etah 114 7,25,597 1058,46 487,89Rural 61 2,59,145 238,60 164,13Semi-urban 40 3,36,785 485,94 225,94Urban 13 1,29,667 333,91 97,83Etawah 66 4,40,497 859,05 264,83Rural 39 1,56,238 175,15 96,53Semi-urban 10 96,205 182,00 63,82Urban 17 1,88,054 501,89 104,47Faizabad 90 8,28,127 1542,48 442,36Rural 49 4,36,713 490,02 93,42Semi-urban 12 1,20,001 219,29 50,72Urban 29 2,71,413 833,17 298,23Farrukhabad 74 4,98,544 844,76 347,22Rural 40 1,77,991 169,19 101,80Semi-urban 14 1,14,343 192,72 67,32Urban 20 2,06,210 482,84 178,09Fatehpur 101 6,29,552 916,67 295,82Rural 71 3,55,643 356,15 148,10Semi-urban 22 1,74,879 234,37 73,42Urban 8 99,030 326,15 74,31Firozabad 83 6,30,989 1203,21 607,15Rural 38 1,82,221 172,29 149,23Semi-urban 25 2,54,413 477,76 251,16Urban 20 1,94,355 553,16 206,75Gautam Buddha Nagar 130 12,16,460 8986,34 3227,14Rural 31 2,52,562 1245,00 309,47Semi-urban 8 90,384 228,61 76,43Urban 91 8,73,514 7512,73 2841,25Ghaziabad 244 22,12,718 7842,34 3874,69Rural 59 3,53,758 957,14 345,15Semi-urban 24 2,18,048 557,79 160,77Urban 161 16,40,912 6327,41 3368,77Ghazipur 147 12,61,759 2075,06 448,30Rural 100 6,56,924 826,39 192,10Semi-urban 33 4,27,872 745,98 147,09Urban 14 1,76,963 502,68 109,11Gonda 117 9,31,785 1414,16 473,05Rural 88 6,48,462 770,81 261,31Semi-urban 15 1,34,115 209,85 65,75Urban 14 1,49,208 433,50 145,99

Gorakhpur 191 17,28,070 4120,22 1359,13Rural 107 8,33,318 1212,84 325,58Semi-urban 16 1,77,318 362,71 73,76Urban 68 7,17,434 2544,68 959,78Hamirpur 56 2,57,772 405,12 220,88Rural 36 1,08,104 107,44 114,50Semi-urban 20 1,49,668 297,68 106,38Hardoi 130 8,69,444 1192,27 620,60Rural 96 4,75,012 454,32 299,76Semi-urban 20 2,34,850 323,03 153,87Urban 14 1,59,582 414,92 166,96Hathras 70 5,15,225 756,96 496,10Rural 32 1,82,873 177,62 183,38Semi-urban 18 1,68,770 233,59 163,10Urban 20 1,63,582 345,75 149,62Jalaun 86 4,43,033 733,41 366,65Rural 48 1,68,351 152,89 136,46Semi-urban 24 1,60,744 239,56 140,46Urban 14 1,13,938 340,97 89,72Jaunpur 173 17,84,865 2789,44 572,13Rural 139 13,38,245 1675,33 360,41Semi-urban 15 2,42,676 467,88 79,30Urban 19 2,03,944 646,24 132,42Jhansi 108 7,43,830 1958,65 786,17Rural 30 1,27,548 184,53 127,99Semi-urban 28 1,97,093 338,47 190,05Urban 50 4,19,189 1435,65 468,13Jyotiba Phule Nagar 67 4,83,808 735,94 472,98Rural 39 2,45,322 249,07 227,45Semi-urban 15 1,29,812 225,72 112,33Urban 13 1,08,674 261,15 133,19Kanauj 59 3,80,466 571,43 310,28Rural 32 1,47,202 151,62 92,59Semi-urban 27 2,33,264 419,81 217,69Kanpur Dehat 121 7,57,405 846,01 440,36Rural 102 5,43,370 518,80 308,80Semi-urban 19 2,14,035 327,21 131,56Kanpur Nagar 346 32,72,043 11755,46 4836,04Rural 24 1,51,987 247,08 95,62Semi-urban 5 44,375 62,96 12,60Metropolitan 317 30,75,681 11445,41 4727,82Kaushambi 46 3,07,057 421,02 103,84Rural 40 2,30,736 282,86 80,31Semi-urban 6 76,321 138,16 23,53

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

53

UTTAR PRADESH (Contd.)Kheri 132 8,87,623 1289,09 844,85Rural 85 4,97,521 507,43 320,49Semi-urban 31 2,44,507 382,98 361,54Urban 16 1,45,595 398,68 162,83Kushi Nagar 96 8,09,456 1126,25 444,21Rural 78 6,10,806 706,87 302,28Semi-urban 18 1,98,650 419,37 141,93Lalitpur 44 2,03,745 389,15 254,93Rural 31 1,00,519 133,61 157,14Semi-urban 3 19,895 31,68 19,84Urban 10 83,331 223,86 77,94Lucknow 404 37,16,444 21493,86 8347,14Rural 59 4,73,781 1042,51 271,53Semi-urban 7 69,105 96,26 36,86Metropolitan 338 31,73,558 20355,09 8038,74Maharajganj 79 5,90,473 744,34 285,71Rural 67 4,77,932 521,37 196,26Semi-urban 12 1,12,541 222,97 89,45Mahoba 33 1,55,940 285,50 205,19Rural 18 57,081 66,93 51,00Semi-urban 15 98,859 218,57 154,19Mainpuri 69 5,08,233 753,53 344,93Rural 45 2,12,556 195,24 133,77Semi-urban 12 1,52,456 209,88 85,08Urban 12 1,43,221 348,41 126,08Mathura 134 9,04,700 1950,20 1011,18Rural 60 3,15,916 391,62 408,94Semi-urban 30 2,27,317 536,95 226,54Urban 44 3,61,467 1021,62 375,70Mau 78 7,04,701 1251,66 275,31Rural 52 4,18,013 569,94 139,36Semi-urban 16 1,93,626 364,91 76,88Urban 10 93,062 316,81 59,07Meerut 227 18,12,387 4497,28 2405,34Rural 63 3,61,248 545,79 340,58Semi-urban 30 2,96,130 498,64 214,72Metropolitan 134 11,55,009 3452,84 1850,05Mirzapur 96 7,50,156 1126,14 452,79Rural 63 4,77,701 474,61 232,51Semi-urban 11 86,758 132,19 32,37Urban 22 1,85,697 519,34 187,91Moradabad 214 14,72,928 3106,95 2096,55Rural 84 4,76,367 450,51 399,99Semi-urban 31 2,51,573 323,49 156,72Urban 99 7,44,988 2332,95 1539,84

Muzaffarnagar 191 12,70,902 2630,81 1726,71Rural 81 3,77,277 587,83 281,99Semi-urban 63 5,14,997 984,71 549,67Urban 47 3,78,628 1058,26 895,05Pilibhit 79 4,81,567 681,57 522,12Rural 47 2,27,205 208,58 197,69Semi-urban 17 1,30,024 185,19 151,27Urban 15 1,24,338 287,80 173,15Pratapgarh 131 11,24,444 1538,31 244,45Rural 113 8,99,565 1052,60 153,06Semi-urban 18 2,24,879 485,72 91,39Rai Bareli 130 10,51,988 1524,47 332,67Rural 100 7,38,162 797,96 120,65Semi-urban 16 1,64,706 261,48 47,80Urban 14 1,49,120 465,03 164,22Rampur 99 5,01,805 751,68 593,00Rural 60 2,18,041 184,07 276,73Semi-urban 20 1,38,125 163,13 167,83Urban 19 1,45,639 404,48 148,43Saharanpur 154 11,43,847 2183,68 1452,68Rural 69 4,04,506 534,95 470,62Semi-urban 27 2,38,886 402,32 300,03Urban 58 5,00,455 1246,40 682,02Sant Kabir Nagar 54 4,20,538 514,82 145,21Rural 46 3,14,489 334,38 92,44Semi-urban 8 1,06,049 180,44 52,77Sant Ravidas Nagar 54 4,57,205 1028,98 464,14Rural 30 2,25,317 394,41 100,06Semi-urban 24 2,31,888 634,57 364,08Shahjahanpur 127 8,36,391 1213,32 708,48Rural 80 3,95,653 382,07 293,60Semi-urban 25 2,05,315 226,77 175,32Urban 22 2,35,423 604,47 239,56Shravasti 54 3,27,998 327,43 171,06Rural 50 2,94,555 259,90 151,37Semi-urban 4 33,443 67,53 19,69Sidharthanagar 82 5,49,876 764,30 206,35Rural 77 4,97,192 632,24 186,26Semi-urban 5 52,684 132,05 20,08Sitapur 160 11,37,330 1382,73 621,80Rural 118 6,84,128 526,46 287,28Semi-urban 24 2,74,914 342,05 137,49Urban 18 1,78,288 514,22 197,04Sonbhadra 67 5,32,452 1329,35 381,63Rural 45 2,98,365 586,94 193,45Semi-urban 22 2,34,087 742,40 188,18

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

54

UTTAR PRADESH (Contd.)Sultanpur 144 13,61,828 1689,84 309,33Rural 127 10,56,037 1069,03 159,75Semi-urban 7 92,500 133,44 28,92Urban 10 2,13,291 487,37 120,66Unnao 114 7,56,641 1430,27 410,11Rural 82 4,54,515 590,26 220,63Semi-urban 20 1,46,701 262,40 91,69Urban 12 1,55,425 577,60 97,79Varanasi 224 19,63,306 5999,81 1985,03Rural 57 4,78,257 688,99 176,07Semi-urban 11 1,16,525 204,05 49,51Metropolitan 156 13,68,524 5106,77 1759,45UTTARANCHAL 918 52,84,961 23569,72 6090,34Rural 531 23,77,209 5171,92 1648,51Semi-urban 215 15,72,622 5648,37 2127,15Urban 172 13,35,130 12749,44 2314,67Almora 72 3,27,133 813,07 158,07Rural 57 2,10,690 444,52 81,33Semi-urban 15 1,16,443 368,55 76,75Bageshwar 26 1,00,105 228,56 56,18Rural 26 1,00,105 228,56 56,18Chamoli 34 1,67,403 462,22 99,64Rural 26 1,26,356 288,74 65,14Semi-urban 8 41,047 173,48 34,50Champawat 20 86,724 232,04 54,77Rural 18 73,883 193,68 44,34Semi-urban 2 12,841 38,37 10,43Dehra Dun 198 15,59,676 13054,03 2305,28Rural 50 3,32,100 732,72 229,70Semi-urban 36 2,86,815 1205,54 317,01Urban 112 9,40,761 11115,77 1758,57Garhwal 100 4,65,990 1249,49 229,67Rural 80 3,11,246 661,27 109,83Semi-urban 20 1,54,744 588,22 119,84Haridwar 108 8,19,905 2651,57 1002,79Rural 40 2,73,463 721,13 332,08Semi-urban 36 3,58,413 1173,00 447,49Urban 32 1,88,029 757,44 223,22Nainital 94 4,90,274 1719,09 587,20Rural 43 1,60,661 310,85 109,95Semi-urban 23 1,23,273 532,01 144,37Urban 28 2,06,340 876,23 332,88Pithoragarh 50 2,37,524 571,62 146,07Rural 45 1,79,252 366,85 94,05Semi-urban 5 58,272 204,77 52,02

Rudraprayag 20 87,746 201,18 48,63Rural 20 87,746 201,18 48,63Tehri Garhwal 68 2,97,873 690,61 108,43Rural 59 2,49,844 460,76 82,68Semi-urban 9 48,029 229,85 25,75Udham Singh Nagar 102 5,39,840 1440,13 1220,40Rural 45 1,99,529 453,83 343,59Semi-urban 57 3,40,311 986,30 876,82Uttar Kashi 26 1,04,768 256,11 73,21Rural 22 72,334 107,82 51,02Semi-urban 4 32,434 148,29 22,19GOA 357 27,66,697 15891,71 3689,96Rural 142 9,22,881 2928,80 446,54Semi-urban 215 18,43,816 12962,91 3243,42North Goa 216 15,43,349 8074,50 2251,36Rural 90 5,48,615 1727,78 274,99Semi-urban 126 9,94,734 6346,72 1976,37South Goa 141 12,23,348 7817,22 1438,60Rural 52 3,74,266 1201,02 171,55Semi-urban 89 8,49,082 6616,20 1267,05GUJARAT 3,840 277,70,078 105120,20 58461,91Rural 1,395 58,17,718 12272,98 5131,53Semi-urban 830 70,71,667 17514,69 6335,19Urban 545 51,47,074 24028,47 7902,70Metropolitan 1,070 97,33,619 51304,07 39092,49Ahmedabad 650 51,51,394 30457,81 23335,11Rural 49 1,38,258 224,66 121,08Semi-urban 52 3,77,931 1035,85 536,07Urban 11 89,250 298,96 41,88Metropolitan 538 45,45,955 28898,34 22636,07Amreli 92 4,65,095 912,52 434,32Rural 54 1,54,186 232,76 178,26Semi-urban 38 3,10,909 679,75 256,06Anand 170 13,77,252 5817,58 1217,06Rural 58 3,14,922 840,20 150,70Semi-urban 75 7,29,771 2444,66 485,29Urban 37 3,32,559 2532,71 581,06Banas Kantha 90 4,66,074 911,63 572,06Rural 52 1,74,685 254,72 175,21Semi-urban 29 1,81,425 317,75 301,85Urban 9 1,09,964 339,16 95,00Bharuch 126 7,89,591 2115,77 1047,56Rural 66 2,54,705 459,95 145,10Semi-urban 32 2,68,881 770,76 449,05Urban 28 2,66,005 885,05 453,40

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

CENTRAL REGION (Concld.) AND WESTERN REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

55

GUJARAT (Contd.)Bhavnagar 156 10,42,699 3210,26 1300,91Rural 57 1,80,026 294,60 143,93Semi-urban 34 2,43,190 482,42 187,36Urban 65 6,19,483 2433,24 969,63Dahod 62 3,92,564 681,49 202,77Rural 42 2,16,310 218,72 96,21Semi-urban 20 1,76,254 462,76 106,57Dangs 8 57,704 102,19 24,31Rural 5 24,838 28,18 11,58Semi-urban 3 32,866 74,00 12,73Gandhinagar 95 6,47,747 3421,92 2081,94Rural 41 1,78,033 327,80 229,17Semi-urban 11 81,022 156,26 39,66Urban 43 3,88,692 2937,85 1813,11Jamnagar 160 11,35,719 3282,31 1073,03Rural 68 2,24,582 427,31 259,25Semi-urban 34 3,48,212 712,55 222,35Urban 58 5,62,925 2142,44 591,43Junagadh 147 9,52,694 2331,35 888,25Rural 61 2,17,260 394,40 230,53Semi-urban 45 3,57,415 824,97 329,57Urban 41 3,78,019 1111,99 328,15Kachchh 180 11,76,984 6996,15 1365,87Rural 79 3,75,984 2038,19 200,19Semi-urban 39 3,04,399 917,99 216,34Urban 62 4,96,601 4039,97 949,34Kheda 140 9,60,367 2642,34 523,50Rural 69 2,86,992 519,29 181,06Semi-urban 40 3,12,835 634,88 164,71Urban 31 3,60,540 1488,17 177,72Mahesana 128 8,20,979 1831,89 863,29Rural 51 2,00,064 298,90 91,58Semi-urban 53 4,02,935 893,08 371,19Urban 24 2,17,980 639,91 400,52Narmada 24 1,47,238 220,05 73,10Rural 18 76,103 94,47 38,07Semi-urban 6 71,135 125,57 35,03Navsari 142 11,59,492 4353,24 565,95Rural 80 5,02,659 1582,36 179,28Semi-urban 22 2,44,040 663,69 113,98Urban 40 4,12,793 2107,19 272,69Panch Mahals 88 5,65,544 1098,88 353,54Rural 57 2,82,148 325,65 146,19Semi-urban 16 1,52,994 366,95 94,77Urban 15 1,30,402 406,27 112,59

Patan 65 3,66,398 660,37 287,92Rural 33 1,19,156 142,63 68,30

Semi-urban 19 1,42,459 270,31 132,97

Urban 13 1,04,783 247,44 86,65

Porbandar 49 4,24,066 1669,62 454,97Rural 14 43,344 100,62 48,50

Semi-urban 7 91,661 144,39 62,19

Urban 28 2,89,061 1424,61 344,29

Rajkot 264 17,67,316 6056,48 3544,54Rural 79 2,41,818 370,80 287,48

Semi-urban 38 3,06,346 701,96 243,78

Urban 25 2,41,700 592,53 548,82

Metropolitan 122 9,77,452 4391,19 2464,45

Sabar Kantha 119 6,53,790 1112,50 676,95Rural 76 2,77,875 342,80 255,03

Semi-urban 43 3,75,915 769,70 421,92

Surat 326 28,19,391 9658,98 5733,89Rural 92 4,60,452 1225,76 913,91

Semi-urban 48 4,30,146 1215,61 292,29

Metropolitan 186 19,28,793 7217,61 4527,69

Surendranagar 94 4,96,805 944,41 594,45Rural 49 1,37,333 153,42 233,09

Semi-urban 30 2,13,155 390,02 224,94

Urban 15 1,46,317 400,98 136,42

Vadodara 359 30,44,138 12320,90 10283,50Rural 111 5,29,338 1005,03 657,44

Semi-urban 24 2,33,381 518,93 161,79

Metropolitan 224 22,81,419 10796,93 9464,27

Valsad 106 8,89,037 2309,58 963,10Rural 34 2,06,647 369,72 90,37

Semi-urban 72 6,82,390 1939,86 872,73

MAHARASHTRA 6,771 535,53,315 486022,09 496908,24Rural 2,075 73,66,636 10718,75 9686,84

Semi-urban 1,193 84,11,653 16717,11 11375,91

Urban 902 69,34,358 23138,21 12657,54

Metropolitan 2,601 308,40,668 435448,02 463187,95

Ahmednagar 212 9,59,771 1855,28 1480,54Rural 111 3,13,269 384,64 447,52

Semi-urban 67 3,95,766 764,99 631,76

Urban 34 2,50,736 705,64 401,27

Akola 106 4,15,476 778,66 531,50Rural 44 96,130 90,49 87,53

Semi-urban 25 1,24,820 177,41 115,67

Urban 37 1,94,526 510,76 328,30

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

WESTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

56

MAHARASHTRA (Contd.)

Amravati 146 6,89,296 1409,74 725,81Rural 67 1,75,723 205,84 127,54

Semi-urban 35 1,75,194 305,43 177,19

Urban 44 3,38,379 898,47 421,08

Aurangabad 171 10,08,524 2882,82 2209,43

Rural 64 2,37,084 295,71 219,46

Semi-urban 19 1,30,757 220,37 102,47

Urban 88 6,40,683 2366,74 1887,49

Bhandara 64 3,31,361 585,92 245,29

Rural 40 1,54,331 176,21 87,93

Semi-urban 24 1,77,030 409,71 157,36

Bid 99 4,89,294 778,23 499,18

Rural 57 1,93,639 169,67 103,72

Semi-urban 35 2,24,718 414,44 291,19

Urban 7 70,937 194,13 104,28

Brihan Mumbai 1,699 220,26,400 388628,81 431776,59

Metropolitan 1,699 220,26,400 388628,81 431776,59

Buldhana 102 4,02,531 583,88 510,10

Rural 56 1,39,173 124,41 154,80

Semi-urban 46 2,63,358 459,47 355,30

Chandrapur 150 7,49,193 1644,93 645,51

Rural 84 2,48,266 345,72 190,59

Semi-urban 38 2,97,602 615,94 205,10

Urban 28 2,03,325 683,26 249,81

Dhule 76 3,54,207 690,99 516,19Rural 38 98,297 113,18 135,74

Semi-urban 15 76,820 117,18 133,77

Urban 23 1,79,090 460,63 246,67

Gadchiroli 42 1,97,743 329,34 150,07

Rural 31 1,14,727 152,97 73,94

Semi-urban 11 83,016 176,37 76,13

Gondia 61 3,18,220 503,02 287,40

Rural 43 1,69,309 151,17 87,77

Semi-urban 6 40,645 51,27 20,87

Urban 12 1,08,266 300,59 178,75

Hingoli 38 1,55,618 307,89 155,75

Rural 21 54,866 64,54 42,55

Semi-urban 17 1,00,752 243,35 113,20

Jalgaon 178 8,44,113 1661,19 1362,66

Rural 75 1,67,587 223,39 235,88

Semi-urban 55 3,42,645 586,14 382,91

Urban 48 3,33,881 851,66 743,87

Jalna 78 3,99,774 621,73 473,25Rural 46 1,94,035 164,77 174,63Semi-urban 13 73,862 114,48 57,90Urban 19 1,31,877 342,48 240,72Kolhapur 236 13,00,908 2658,98 2683,80Rural 94 3,75,647 431,51 478,93Semi-urban 43 2,65,139 406,00 351,40Urban 99 6,60,122 1821,47 1853,48Latur 100 4,89,541 909,69 679,67Rural 48 1,47,721 140,69 100,31Semi-urban 30 1,73,784 294,42 202,33Urban 22 1,68,036 474,58 377,03Nagpur 317 22,90,724 9346,87 5570,36Rural 81 3,24,182 652,32 289,41Semi-urban 27 2,55,625 469,77 177,54Metropolitan 209 17,10,917 8224,78 5103,41Nanded 132 6,51,050 1416,01 686,21Rural 60 1,89,697 178,37 126,01Semi-urban 38 2,27,166 380,91 189,46Urban 34 2,34,187 856,72 370,75Nandurbar 45 2,02,222 366,98 211,03Rural 29 57,942 68,42 63,77Semi-urban 16 1,44,280 298,56 147,26Nasik 243 16,52,996 5282,47 2836,35Rural 87 3,15,082 413,73 516,44Semi-urban 55 4,69,979 962,31 548,18Urban 11 90,429 184,37 115,77Metropolitan 90 7,77,506 3722,07 1655,95Osmanabad 71 3,63,829 548,08 281,72Rural 38 1,36,414 121,27 59,65Semi-urban 33 2,27,415 426,81 222,08Parbhani 71 3,11,496 601,90 403,45Rural 34 78,069 67,65 55,23Semi-urban 23 1,27,940 232,27 173,14Urban 14 1,05,487 301,98 175,09Pune 653 57,35,941 29409,63 22797,08Rural 118 5,71,114 1368,29 820,39Semi-urban 101 9,41,654 2118,12 1028,61Metropolitan 434 42,23,173 25923,22 20948,08Raigad 155 10,24,739 3376,10 3029,45Rural 92 4,62,246 1554,91 1431,78Semi-urban 44 3,84,175 942,23 1304,87Urban 19 1,78,318 878,96 292,80Ratnagiri 138 8,26,776 1556,93 657,83Rural 86 4,16,205 612,47 249,02Semi-urban 52 4,10,571 944,46 408,82

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

WESTERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

57

MAHARASHTRA (Contd.)Sangli 187 8,81,585 1830,25 1426,55Rural 71 2,36,360 282,41 174,70Semi-urban 55 2,85,458 486,06 415,16Urban 61 3,59,767 1061,78 836,69Satara 154 9,66,323 1711,94 1027,89Rural 82 3,84,770 474,65 320,40Semi-urban 53 3,95,519 730,59 449,67Urban 19 1,86,034 506,70 257,83Sindhudurg 81 5,03,995 850,49 350,27Rural 58 2,85,464 441,34 168,00Semi-urban 23 2,18,531 409,16 182,27Solapur 224 11,58,942 1997,57 1602,01Rural 96 3,24,637 306,63 345,69Semi-urban 58 3,47,589 556,07 549,40Urban 70 4,86,716 1134,87 706,92Thane 496 47,38,071 18906,06 9891,32Rural 78 3,18,547 473,38 1950,11Semi-urban 66 5,51,534 1564,54 1706,84Urban 183 17,65,318 7919,00 2530,45Metropolitan 169 21,02,672 8949,13 3703,92Wardha 74 3,94,969 735,38 452,63Rural 43 1,29,611 168,23 129,77Semi-urban 18 1,42,848 249,28 164,73Urban 13 1,22,510 317,87 158,12Washim 54 1,73,645 241,71 177,45Rural 38 81,191 93,56 79,10Semi-urban 16 92,454 148,16 98,35Yavatmal 118 5,44,042 1012,63 573,89Rural 65 1,75,301 206,23 158,55Semi-urban 36 2,43,007 440,86 234,97Urban 17 1,25,734 365,54 180,37DADRA & NAGAR HAVELI 12 1,40,210 436,45 215,10Rural 4 24,217 53,75 6,67Semi-urban 8 1,15,993 382,70 208,43DAMAN & DIU 16 1,50,579 786,55 89,67Semi-urban 16 1,50,579 786,55 89,67Daman 11 83,137 458,47 74,34Semi-urban 11 83,137 458,47 74,34Diu 5 67,442 328,08 15,33Semi-urban 5 67,442 328,08 15,33ANDHRA PRADESH 5,578 392,19,664 117197,59 95336,56Rural 2,255 105,15,794 13111,51 13571,92Semi-urban 1,286 118,30,695 20342,02 16026,26Urban 1,227 99,88,806 29536,85 21871,12Metropolitan 810 68,84,369 54207,21 43867,27

Adilabad 144 9,37,657 1911,99 1088,78Rural 96 4,03,120 641,53 410,66Semi-urban 39 4,31,440 915,00 447,39Urban 9 1,03,097 355,47 230,74Anantapur 229 19,38,013 3131,42 2192,59Rural 102 6,47,380 502,87 641,48Semi-urban 69 6,94,849 1203,56 738,77Urban 58 5,95,784 1424,99 812,34Chittoor 263 18,24,942 5074,39 2865,72Rural 114 5,57,849 1328,94 689,40Semi-urban 70 6,14,410 914,73 810,42Urban 79 6,52,683 2830,72 1365,90Cuddapah 175 13,54,158 2070,51 1774,66Rural 91 5,09,809 543,14 666,88Semi-urban 42 4,23,834 640,60 494,81Urban 42 4,20,515 886,77 612,97East Godavari 348 26,35,369 4081,50 4548,14Rural 119 7,49,479 708,21 849,01Semi-urban 105 9,73,081 1143,81 1450,99Urban 124 9,12,809 2229,47 2248,14Guntur 342 23,97,554 4378,33 5164,10Rural 132 6,28,357 643,12 993,62Semi-urban 95 9,19,316 1156,71 1155,34Urban 115 8,49,881 2578,50 3015,14Hyderabad 664 58,45,246 45012,34 40082,58Rural 2 22,269 87,98 31,49Semi-urban 2 47,278 232,14 78,14Urban 13 80,303 345,39 358,77Metropolitan 647 56,95,396 44346,83 39614,17Karimnagar 194 16,00,723 3127,08 1700,61Rural 98 5,38,313 696,70 524,90Semi-urban 62 7,61,383 1509,82 766,23Urban 34 3,01,027 920,55 409,48Khammam 163 9,44,702 1952,43 1130,68Rural 88 3,58,908 375,59 356,54Semi-urban 47 3,83,473 896,79 382,52Urban 28 2,02,321 680,04 391,62Krishna 378 25,42,939 5284,69 5245,15Rural 129 5,82,195 643,83 759,63Semi-urban 64 6,47,199 941,34 863,69Urban 185 13,13,545 3699,51 3621,83Kurnool 220 15,24,564 2381,66 2211,65Rural 84 4,08,036 359,07 481,32Semi-urban 58 4,48,834 570,47 592,52Urban 78 6,67,694 1452,12 1137,81

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

WESTERN REGION (Concld.) AND SOUTHERN REGION (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

58

ANDHRA PRADESH (Contd.)Mahbubnagar 193 9,24,921 1827,24 1129,44Rural 117 3,62,130 497,93 412,36Semi-urban 58 4,09,557 773,98 479,86Urban 18 1,53,234 555,33 237,21Medak 163 8,69,290 1974,67 2235,11Rural 97 3,26,116 437,07 1315,56Semi-urban 66 5,43,174 1537,60 919,55Nalgonda 186 10,14,845 1610,54 1404,51Rural 105 3,69,158 388,38 459,38Semi-urban 69 5,20,826 817,36 776,16Urban 12 1,24,861 404,81 168,98Nellore 215 14,37,996 2178,80 2474,49Rural 102 4,67,410 367,62 644,07Semi-urban 55 5,17,491 563,27 718,07Urban 58 4,53,095 1247,92 1112,34Nizamabad 168 10,33,090 1725,73 1402,95Rural 98 4,55,935 517,28 544,62Semi-urban 35 3,28,260 573,13 380,90Urban 35 2,48,895 635,33 477,43Prakasam 235 15,77,037 2111,71 2374,48Rural 133 6,12,846 534,09 870,43Semi-urban 60 6,10,897 731,91 731,53Urban 42 3,53,294 845,70 772,53Rangareddy 227 17,57,646 6324,94 3540,82Rural 93 4,66,598 1556,96 815,81Semi-urban 39 3,55,760 926,77 995,89Urban 95 9,35,288 3841,21 1729,12Srikakulam 137 9,55,519 1221,63 817,38Rural 84 4,04,419 323,63 226,26Semi-urban 34 3,87,750 489,89 374,59Urban 19 1,63,350 408,12 216,53Vishakhapatnam 318 21,83,334 13102,77 5582,11Rural 92 4,50,976 742,93 433,90Semi-urban 47 3,88,145 1802,49 546,51Urban 16 1,55,240 696,96 348,60Metropolitan 163 11,88,973 9860,39 4253,09Vizianagaram 130 7,03,433 1082,39 718,92Rural 77 2,77,751 249,83 167,71Semi-urban 27 2,20,015 311,64 185,73Urban 26 2,05,667 520,92 365,48Warangal 195 12,25,702 2703,28 1623,61Rural 85 3,08,820 365,77 313,76Semi-urban 41 3,58,534 517,44 427,96Urban 69 5,58,348 1820,08 881,89

West Godavari 291 19,90,984 2927,56 4028,09Rural 117 6,07,920 599,06 963,12

Semi-urban 102 8,45,189 1171,56 1708,70

Urban 72 5,37,875 1156,94 1356,27

KARNATAKA 5,176 315,33,794 133376,42 101258,21Rural 2,096 88,09,734 12380,39 10057,42

Semi-urban 1,023 73,55,858 14567,80 10474,77

Urban 1,100 74,35,170 25400,45 17527,60

Metropolitan 957 79,33,032 81027,78 63198,42

Bagalkote 128 7,01,867 1223,86 1140,06Rural 59 2,64,651 278,03 378,83

Semi-urban 69 4,37,216 945,83 761,24

Bangalore Rural 112 6,13,574 1543,61 758,26Rural 66 2,50,494 788,47 363,79

Semi-urban 46 3,63,080 755,14 394,48

Bangalore Urban 1,057 88,14,894 84761,16 65397,98Rural 39 3,14,190 1101,83 438,05

Semi-urban 42 4,04,138 1746,44 1241,22

Urban 19 1,63,534 885,12 520,29

Metropolitan 957 79,33,032 81027,78 63198,42

Belgaum 350 22,13,665 4081,26 3119,25Rural 130 7,10,536 623,23 731,38

Semi-urban 118 8,15,116 1255,87 1139,09

Urban 102 6,88,013 2202,16 1248,78

Bellary 169 8,64,571 2475,43 2191,76Rural 78 2,98,858 419,42 337,10

Semi-urban 30 1,76,326 332,38 309,02

Urban 61 3,89,387 1723,64 1545,64

Bidar 87 3,44,914 756,00 479,18Rural 57 1,28,427 186,13 201,77

Semi-urban 14 99,864 184,29 117,88

Urban 16 1,16,623 385,58 159,54

Bijapur 126 6,89,643 1105,14 1167,78Rural 67 2,82,436 238,21 372,56

Semi-urban 27 1,87,927 265,23 244,61

Urban 32 2,19,280 601,69 550,61

Chamarajanagar 55 2,59,900 364,27 342,57Rural 35 1,21,149 144,05 122,26

Semi-urban 20 1,38,751 220,22 220,30

Chikmagalur 140 6,71,235 1265,56 1355,20Rural 105 4,18,306 657,54 658,32

Semi-urban 14 99,767 177,44 107,08

Urban 21 1,53,162 430,58 589,80

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

SOUTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

59

KARNATAKA (Contd.)

Chitradurga 116 5,50,874 854,40 566,84

Rural 80 2,58,726 257,89 156,77

Semi-urban 21 1,58,331 258,74 219,96

Urban 15 1,33,817 337,77 190,11

Dakshin Kannad 334 20,81,062 6935,16 3782,61Rural 116 6,33,528 1124,78 586,07

Semi-urban 46 3,76,853 791,05 427,43

Urban 172 10,70,681 5019,33 2769,10

Davangere 131 6,63,092 1175,22 1126,29

Rural 67 2,59,468 228,32 300,31

Semi-urban 22 1,54,144 288,55 223,00

Urban 42 2,49,480 658,35 602,98

Dharwad 221 13,99,453 3390,41 2807,80

Rural 51 2,15,237 203,07 224,88

Semi-urban 20 1,20,364 150,37 147,04

Urban 150 10,63,852 3036,98 2435,88

Gadag 80 4,51,857 622,30 561,77Rural 34 1,39,363 102,81 153,82

Semi-urban 29 1,77,114 217,10 233,18

Urban 17 1,35,380 302,40 174,77

Gulbarga 178 8,86,048 1965,58 1916,48

Rural 91 2,75,298 348,48 547,80

Semi-urban 43 2,71,798 523,92 517,13

Urban 44 3,38,952 1093,18 851,55

Hassan 172 8,71,619 1399,19 1279,28

Rural 113 4,27,820 433,09 526,46

Semi-urban 33 2,58,438 450,73 360,08

Urban 26 1,85,361 515,37 392,74

Haveri 99 6,04,469 715,22 752,93Rural 56 2,63,977 183,26 309,96

Semi-urban 43 3,40,492 531,96 442,98

Kodagu 110 4,17,350 943,80 872,90

Rural 84 2,65,508 491,14 521,86

Semi-urban 26 1,51,842 452,66 351,04

Kolar 183 8,97,179 1384,03 960,74Rural 122 4,22,045 443,83 331,80

Semi-urban 44 3,42,911 622,94 445,61

Urban 17 1,32,223 317,26 183,33

Koppal 81 4,00,644 589,43 553,29

Rural 43 2,01,100 160,48 110,03

Semi-urban 27 1,42,745 309,24 183,40

Urban 11 56,799 119,70 259,87

Mandya 128 6,30,678 930,61 835,84Rural 89 3,55,406 391,01 427,87Semi-urban 20 1,48,143 229,88 183,51Urban 19 1,27,129 309,72 224,46Mysore 266 15,91,764 4650,90 3181,85Rural 79 3,02,265 405,74 432,78Semi-urban 33 2,34,922 362,92 305,82Urban 154 10,54,577 3882,24 2443,25Raichur 106 5,29,000 902,07 866,42Rural 39 1,37,534 119,82 99,70Semi-urban 38 2,27,199 319,70 425,75Urban 29 1,64,267 462,55 340,98Shimoga 167 9,76,922 1869,94 1553,07Rural 79 3,35,848 440,25 385,36Semi-urban 24 2,21,223 397,80 252,46Urban 64 4,19,851 1031,89 915,25Tumkur 180 8,89,595 1498,91 1293,57Rural 103 3,58,911 389,19 524,09Semi-urban 39 2,89,663 504,98 305,39Urban 38 2,41,021 604,74 464,09Udipi 225 14,63,012 4036,70 1602,18Rural 131 7,89,059 1665,07 582,21Semi-urban 43 3,42,172 891,43 355,40Urban 51 3,31,781 1480,21 664,57Uttar Kannad 175 10,54,913 1936,27 792,29Rural 83 3,79,594 555,27 231,60Semi-urban 92 6,75,319 1381,00 560,70KERALA 3,668 243,83,620 80435,04 49390,78Rural 350 20,45,028 3870,32 2933,54Semi-urban 2,394 161,39,708 46219,99 23100,47Urban 924 61,98,884 30344,73 23356,78Alapuzha 227 15,52,552 5068,76 2896,93Rural 16 69,076 151,82 184,95Semi-urban 163 11,61,073 3980,32 1634,22Urban 48 3,22,403 936,62 1077,76Ernakulam 564 36,01,296 17512,10 12051,67Rural 28 1,76,393 491,69 313,83Semi-urban 261 16,59,321 6412,70 3274,92Urban 275 17,65,582 10607,70 8462,92Idukki 101 5,13,175 892,56 1160,61Rural 17 88,448 117,79 149,33Semi-urban 84 4,24,727 774,77 1011,28Kannur 233 17,46,053 4019,05 2214,40Rural 31 1,95,791 212,84 179,99Semi-urban 202 15,50,262 3806,21 2034,40

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

SOUTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

60

KERALA (Contd.)Kasaragod 132 8,67,846 1406,50 1064,56Rural 26 1,55,371 152,83 148,97Semi-urban 82 5,33,838 870,28 655,64Urban 24 1,78,637 383,39 259,95Kollam 204 16,08,334 4666,20 3169,24Rural 13 94,524 207,38 108,22Semi-urban 139 11,33,680 2941,90 1551,43Urban 52 3,80,130 1516,92 1509,60Kottayam 285 16,88,206 6101,88 3779,15Rural 26 1,23,515 306,22 436,30Semi-urban 199 11,84,487 3669,97 2106,54Urban 60 3,80,204 2125,69 1236,31Kozhikode 275 20,23,951 4113,69 3314,10Rural 13 99,149 67,99 81,42Semi-urban 141 11,35,677 1668,94 1193,45Urban 121 7,89,125 2376,76 2039,24Malappuram 241 16,97,568 3739,45 1898,59Rural 18 1,30,349 125,71 145,57Semi-urban 223 15,67,219 3613,74 1753,01Palakkad 266 14,95,878 3675,00 2527,59Rural 37 1,52,642 244,26 247,05Semi-urban 174 10,32,543 2207,32 1484,61Urban 55 3,10,693 1223,42 795,93Pathanamthitta 258 15,52,099 7518,69 2034,14Rural 3 24,639 88,08 27,74Semi-urban 255 15,27,460 7430,61 2006,40Thiruvananthapuram 391 27,56,290 11793,35 8348,82Rural 16 1,20,200 319,72 185,23Semi-urban 170 11,95,810 3077,41 1825,25Urban 205 14,40,280 8396,22 6338,34Thrissur 415 28,37,712 9468,90 4128,99Rural 95 5,37,781 1332,12 603,07Semi-urban 236 16,68,101 5358,78 1889,18Urban 84 6,31,830 2778,00 1636,74Wayanad 76 4,42,660 458,90 802,01Rural 11 77,150 51,86 121,86Semi-urban 65 3,65,510 407,04 680,15TAMIL NADU 5,074 366,21,182 132699,83 146613,01Rural 1,607 75,84,184 12326,64 10541,06Semi-urban 1,390 112,36,909 24831,08 18720,96Urban 1,153 94,96,511 33374,00 36277,68Metropolitan 924 83,03,578 62168,12 81073,32Chennai 924 83,03,578 62168,12 81073,32Metropolitan 924 83,03,578 62168,12 81073,32

Coimbatore 466 33,71,080 13354,94 20459,31Rural 83 4,78,680 1275,67 906,86Semi-urban 101 8,46,212 2131,93 1732,85Urban 282 20,46,188 9947,34 17819,61Cuddalore 145 8,99,108 2568,17 1421,41Rural 59 2,21,436 252,87 357,24Semi-urban 48 3,80,599 869,61 507,75Urban 38 2,97,073 1445,68 556,42Dharmapuri 63 3,35,166 557,41 576,34Rural 33 1,38,586 151,44 216,61Semi-urban 30 1,96,580 405,96 359,73Dindigul 139 7,72,468 1622,87 1714,77Rural 64 2,33,471 344,80 259,94Semi-urban 46 3,02,460 623,62 416,57Urban 29 2,36,537 654,45 1038,26Erode 217 14,82,005 3710,52 3627,61Rural 81 4,62,152 873,88 601,10Semi-urban 80 6,15,157 1445,55 1244,00Urban 56 4,04,696 1391,09 1782,51Kancheepuram 171 15,72,898 4639,56 2007,40Rural 55 3,02,002 841,25 388,74Semi-urban 46 5,19,949 1341,22 592,64Urban 70 7,50,947 2457,10 1026,02Kanyakumari 135 10,91,054 2315,98 1846,00Rural 35 2,59,282 456,80 631,85Semi-urban 60 4,82,640 838,74 648,07Urban 40 3,49,132 1020,44 566,07Karur 84 5,34,288 1174,76 1309,91Rural 30 1,40,749 249,07 194,92Semi-urban 54 3,93,539 925,70 1115,00Krishnagiri 92 5,57,324 1067,62 919,28Rural 53 2,63,219 383,45 437,72Semi-urban 39 2,94,105 684,17 481,55Madurai 225 16,41,309 4510,24 4329,79Rural 54 2,33,735 334,77 533,79Semi-urban 30 2,38,343 440,49 303,72Urban 141 11,69,231 3734,97 3492,27Nagapattinam 97 6,86,693 1543,99 928,54Rural 52 2,70,993 438,32 474,47Semi-urban 45 4,15,700 1105,67 454,07Namakkal 104 7,64,260 1872,22 1682,58Rural 52 3,10,581 622,56 384,60Semi-urban 52 4,53,679 1249,66 1297,98Nilgiris 76 4,04,259 951,93 739,72Rural 15 60,625 84,10 70,65Semi-urban 61 3,43,634 867,83 669,07

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

SOUTHERN REGION (Contd.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

61

TAMIL NADU (Contd.)Perambalur 65 3,58,381 581,55 526,10Rural 54 2,77,742 441,81 409,09Semi-urban 11 80,639 139,75 117,00Pudukkottai 90 4,59,944 892,95 659,33Rural 63 2,49,914 385,88 296,96Semi-urban 14 79,891 141,34 147,15Urban 13 1,30,139 365,74 215,21Ramanathapuram 79 3,89,682 849,11 573,64Rural 39 1,28,011 220,63 212,43Semi-urban 40 2,61,671 628,48 361,21Salem 183 13,30,700 3321,78 3326,98Rural 57 2,85,677 451,74 416,51Semi-urban 41 3,05,242 663,08 432,27Urban 85 7,39,781 2206,96 2478,20Sivaganga 116 6,42,435 1500,25 784,29Rural 63 2,05,385 344,64 234,87Semi-urban 53 4,37,050 1155,61 549,42Thanjavur 168 11,20,790 2457,64 1878,36Rural 62 2,77,942 406,01 336,28Semi-urban 38 3,04,542 566,71 376,63Urban 68 5,38,306 1484,93 1165,45Theni 77 4,14,437 734,02 912,46Rural 23 86,863 108,96 117,77Semi-urban 54 3,27,574 625,06 794,69Thiruvallur 155 14,51,140 3235,89 2217,56Rural 58 3,67,484 551,61 409,69Semi-urban 55 5,69,564 1279,42 620,86Urban 42 5,14,092 1404,86 1187,01Thiruvarur 72 4,56,113 926,86 500,47Rural 37 1,62,684 272,38 158,02Semi-urban 35 2,93,429 654,48 342,46Tiruchirapalli 211 15,37,203 4312,33 2694,66Rural 61 3,13,655 423,69 406,06Semi-urban 36 3,08,120 781,58 576,14Urban 114 9,15,428 3107,06 1712,46Tirunelvali 215 15,63,299 3051,38 2038,72Rural 74 3,22,895 462,67 309,14Semi-urban 80 7,20,634 1199,43 831,89Urban 61 5,19,770 1389,27 897,69

Tiruvannamalai 98 6,10,109 999,62 779,84

Rural 60 2,69,864 282,88 308,90

Semi-urban 26 2,20,036 319,52 269,96

Urban 12 1,20,209 397,22 200,99

Toothukudi 137 8,61,473 2031,93 1505,77

Rural 60 2,85,942 467,88 297,40

Semi-urban 33 2,67,145 496,06 390,48

Urban 44 3,08,386 1068,00 817,88

Vellore 199 13,97,119 2650,22 2011,29

Rural 87 3,95,083 469,68 443,73

Semi-urban 73 6,78,813 1253,35 1033,51

Urban 39 3,23,223 927,20 534,05

Villupuram 143 7,81,773 1168,95 1104,17

Rural 97 4,14,428 477,10 553,32

Semi-urban 46 3,67,345 691,86 550,85

Virudhunagar 128 8,31,094 1927,02 2463,40

Rural 46 1,65,104 250,09 172,38

Semi-urban 63 5,32,617 1305,24 1503,43

Urban 19 1,33,373 371,69 787,58

LAKSHADWEEP 10 29,177 130,27 15,04

Rural 7 19,628 52,47 7,36

Semi-urban 3 9,549 77,80 7,68

PONDICHERRY 92 8,30,506 3184,59 1432,75

Rural 19 1,42,061 265,10 111,57

Semi-urban 21 1,84,089 622,71 230,92

Urban 52 5,04,356 2296,78 1090,26

Karaikal 19 1,45,430 467,95 180,05

Rural 6 29,208 71,32 26,39

Semi-urban 13 1,16,222 396,63 153,66

Mahe 5 40,071 153,38 42,30

Semi-urban 5 40,071 153,38 42,30

Pondicherry 66 6,26,276 2524,06 1192,09

Rural 13 1,12,853 193,78 85,18

Semi-urban 1 9,067 33,50 16,65

Urban 52 5,04,356 2296,78 1090,26

Yanam 2 18,729 39,20 18,30

Semi-urban 2 18,729 39,20 18,30

TABLE NO. 2.4 - DISTRICT AND POPULATION GROUP-WISEDEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006

SOUTHERN REGION (Concld.) (Amount in Rupees Lakh)

DEPOSITS CREDIT DEPOSITS CREDITSTATE / STATE /UNION TERRITORY / No. of No. of Amount Amount UNION TERRITORY / No. of No. of Amount AmountDISTRICT Offices Accounts Outstanding DISTRICT Offices Accounts Outstanding

1 2 3 4 1 2 3 4

62

TABLE NO. 3.1 - STATE AND POPULATION GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

RURAL (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8 9

NORTHERN REGION 4,724 787,293 2992,72 15230,887 21632,78 5037,131 25229,67 21055,311 49855,17Haryana 647 113,825 519,82 2268,122 3432,84 517,720 2822,83 2899,667 6775,48Himachal Pradesh 692 128,892 496,91 2165,468 3012,52 1207,009 5112,98 3501,369 8622,40Jammu & Kashmir 511 120,623 708,37 1644,545 2602,86 733,133 2595,15 2498,301 5906,38Punjab 1,086 281,590 668,67 4453,997 7499,47 1158,626 8628,80 5894,213 16796,95Rajasthan 1,719 127,408 401,78 4166,865 3733,71 1288,368 4598,40 5582,641 8733,89Chandigarh 20 5,882 122,18 92,858 210,08 28,259 551,30 126,999 883,56Delhi 49 9,073 74,99 439,032 1141,30 104,016 920,21 552,121 2136,50

NORTH-EASTERN REGION 1,188 166,481 561,92 3795,467 3364,40 1024,299 2673,63 4986,247 6599,95Arunachal Pradesh 51 4,508 120,19 143,223 207,48 42,960 240,08 190,691 567,74Assam 784 136,851 282,34 2958,560 2268,05 797,523 1673,19 3892,934 4223,59Manipur 36 1,984 13,64 56,590 65,62 6,978 35,49 65,552 114,74Meghalaya 124 5,699 34,13 225,776 327,51 53,709 296,25 285,184 657,89Mizoram 57 646 16,62 56,998 87,68 4,778 45,12 62,422 149,42Nagaland 34 1,393 12,17 43,542 42,36 9,688 43,74 54,623 98,27Tripura 102 15,400 82,84 310,778 365,70 108,663 339,76 434,841 788,30

EASTERN REGION 7,219 320,405 2246,76 23490,504 24354,49 8089,471 21538,96 31900,380 48140,21Bihar 2,353 109,412 530,86 7097,660 7563,85 2016,606 5382,48 9223,678 13477,18Jharkhand 958 33,899 455,44 3015,256 3772,16 963,835 3703,70 4012,990 7931,29Orissa 1,592 61,801 508,73 4615,727 4428,36 1744,141 4231,51 6421,669 9168,61Sikkim 37 1,566 16,09 78,218 140,29 20,171 184,42 99,955 340,80West Bengal 2,262 112,309 714,86 8630,582 8349,22 3326,227 7949,45 12069,118 17013,53Andaman & Nicobar Islands 17 1,418 20,79 53,061 100,61 18,491 87,40 72,970 208,80

CENTRAL REGION 7,529 454,200 2859,95 31301,159 29017,50 6625,057 21607,69 38380,416 53485,15Chhattisgarh 640 57,142 409,69 1655,599 2106,15 457,543 1362,38 2170,284 3878,22Madhya Pradesh 1,755 107,499 456,71 3972,348 3972,49 1223,159 4389,84 5303,006 8819,04Uttar Pradesh 4,603 242,201 1712,84 23914,113 20355,41 4373,603 13547,73 28529,917 35615,98Uttaranchal 531 47,358 280,72 1759,099 2583,45 570,752 2307,75 2377,209 5171,92

WESTERN REGION 3,616 244,309 1427,24 10678,936 9672,94 3208,207 14874,11 14131,452 25974,28Goa 142 19,667 87,81 578,581 791,75 324,633 2049,23 922,881 2928,80Gujarat 1,395 74,344 325,37 4228,051 4442,13 1515,323 7505,48 5817,718 12272,98Maharashtra 2,075 149,747 1010,43 5852,992 4407,27 1363,897 5301,04 7366,636 10718,75Dadra & Nagar Haveli 4 551 3,62 19,312 31,78 4,354 18,34 24,217 53,75Daman & Diu – – – – – – – – –

SOUTHERN REGION 6,334 588,270 2028,44 21520,432 14351,13 7007,727 25626,85 29116,429 42006,43Andhra Pradesh 2,255 148,066 635,70 7991,542 4397,00 2376,186 8078,82 10515,794 13111,51Karnataka 2,096 167,022 615,60 6297,277 4284,29 2345,435 7480,50 8809,734 12380,39Kerala 350 68,517 98,26 1478,787 1277,81 497,724 2494,24 2045,028 3870,32Tamil Nadu 1,607 201,507 650,00 5617,306 4243,91 1765,371 7432,73 7584,184 12326,64Lakshadweep 7 197 1,54 17,984 42,78 1,447 8,16 19,628 52,47Pondicherry 19 2,961 27,35 117,536 105,35 21,564 132,40 142,061 265,10

ALL-INDIA 30,610 2560,958 12117,04 106017,385 102393,24 30991,892 111550,90 139570,235 226061,18

63

TABLE NO. 3.1 - STATE AND POPULATION GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

SEMI-URBAN (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

10 11 12 13 14 15 16 17 18

NORTHERN REGION 2,126 900,885 4732,44 12459,341 21358,94 3489,513 20331,05 16849,739 46422,43Haryana 329 139,169 855,85 1970,782 3577,44 443,077 2434,54 2553,028 6867,83Himachal Pradesh 79 26,345 213,70 329,384 932,61 155,237 1107,15 510,966 2253,46Jammu & Kashmir 148 95,587 644,14 836,573 1826,24 313,911 1277,97 1246,071 3748,35Punjab 707 392,569 1621,04 4583,501 8737,62 1209,836 9088,09 6185,906 19446,74Rajasthan 828 235,760 1271,59 4461,383 5521,63 1298,601 5833,79 5995,744 12627,01Chandigarh 1 138 24 3,957 9,65 1,114 8,86 5,209 18,75Delhi 34 11,317 125,88 273,761 753,75 67,737 580,66 352,815 1460,28

NORTH-EASTERN REGION 429 175,491 1870,03 2440,143 4847,85 792,279 4877,03 3407,913 11594,91Arunachal Pradesh 18 6,973 187,59 110,901 324,96 35,290 360,44 153,164 872,99Assam 269 130,158 741,74 1684,604 3124,89 583,519 3134,12 2398,281 7000,75Manipur 19 2,299 26,23 68,842 121,83 7,218 54,80 78,359 202,86Meghalaya 24 6,944 47,97 102,286 348,03 29,978 276,72 139,208 672,72Mizoram 12 661 27,94 46,888 82,92 2,852 41,81 50,401 152,67Nagaland 39 17,003 689,52 195,387 456,61 52,472 726,92 264,862 1873,06Tripura 48 11,453 149,05 231,235 388,61 80,950 282,22 323,638 819,88

EASTERN REGION 1,896 283,023 3953,14 11422,403 20922,79 3920,940 16433,17 15626,366 41309,10Bihar 732 74,208 975,32 3860,748 7059,56 1089,352 3400,07 5024,308 11434,94Jharkhand 273 49,804 1070,31 1825,215 4620,43 614,475 3305,75 2489,494 8996,49Orissa 338 58,793 1018,88 1813,522 3319,57 651,197 3875,71 2523,512 8214,16Sikkim 19 3,227 99,51 94,904 266,74 41,733 601,07 139,864 967,31West Bengal 517 87,681 703,74 3731,875 5418,33 1500,597 4908,21 5320,153 11030,29Andaman & Nicobar Islands 17 9,310 85,38 96,139 238,17 23,586 342,36 129,035 665,91

CENTRAL REGION 2,641 466,229 4400,11 16474,294 24474,45 4488,767 18986,45 21429,290 47861,01Chhattisgarh 183 36,842 517,54 913,764 1939,32 314,265 1439,50 1264,871 3896,36Madhya Pradesh 793 131,642 1166,10 3599,924 5549,94 1355,067 6658,51 5086,633 13374,55Uttar Pradesh 1,450 220,861 2009,28 10833,713 14357,53 2450,590 8574,92 13505,164 24941,73Uttaranchal 215 76,884 707,19 1126,893 2627,66 368,845 2313,52 1572,622 5648,37

WESTERN REGION 2,262 557,549 4166,09 12753,901 16867,29 4282,258 27330,59 17593,708 48363,96Goa 215 86,460 888,99 1114,902 2270,75 642,454 9803,18 1843,816 12962,91Gujarat 830 228,869 1362,25 4977,435 7006,56 1865,363 9145,88 7071,667 17514,69Maharashtra 1,193 220,353 1740,19 6490,445 7124,26 1700,855 7852,67 8411,653 16717,11Dadra & Nagar Haveli 8 11,717 106,03 82,105 122,05 22,171 154,62 115,993 382,70Daman & Diu 16 10,150 68,63 89,014 343,68 51,415 374,25 150,579 786,55

SOUTHERN REGION 6,117 1861,034 7768,35 32789,250 36238,22 12106,524 62654,82 46756,808 106661,39Andhra Pradesh 1,286 269,297 1505,86 8451,477 6760,76 3109,921 12075,40 11830,695 20342,02Karnataka 1,023 229,015 1181,96 5177,700 5639,55 1949,143 7746,29 7355,858 14567,80Kerala 2,394 776,111 3060,95 11030,135 14552,19 4333,462 28606,86 16139,708 46219,99Tamil Nadu 1,390 575,730 1963,01 7984,791 9037,09 2676,388 13830,98 11236,909 24831,08Lakshadweep 3 159 11,32 8,933 33,72 457 32,77 9,549 77,80Pondicherry 21 10,722 45,25 136,214 214,92 37,153 362,54 184,089 622,71

ALL-INDIA 15,471 4244,211 26890,15 88339,332 124709,54 29080,281 150613,12 121663,824 302212,81

64

TABLE NO. 3.1 - STATE AND POPULATION GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

URBAN / METROPOLITAN (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

19 20 21 22 23 24 25 26 27

NORTHERN REGION 4,971 3152,411 54844,75 30893,286 86717,91 11352,064 254749,38 45397,761 396312,05Haryana 788 429,165 5100,85 4918,001 13248,95 1529,194 17372,27 6876,360 35722,07Himachal Pradesh 49 18,186 333,66 177,216 506,22 81,102 2334,58 276,504 3174,46Jammu & Kashmir 214 188,309 1828,82 1189,721 3185,98 577,415 4584,68 1955,445 9599,49Punjab 1,031 558,137 4020,59 5742,214 13415,55 2151,252 19117,45 8451,603 36553,58Rajasthan 965 451,644 3721,17 5490,975 9935,13 1812,401 13882,94 7755,020 27539,24Chandigarh 223 98,576 2936,67 1093,953 3871,46 422,363 10757,69 1614,892 17565,82Delhi 1,701 1408,394 36903,00 12281,206 42554,63 4778,337 186699,78 18467,937 266157,41

NORTH-EASTERN REGION 332 269,934 3073,14 1944,107 5316,84 783,902 6449,49 2997,943 14839,47Arunachal Pradesh – – – – – – – – –Assam 220 217,316 2102,98 1349,426 3438,00 552,309 3980,35 2119,051 9521,33Manipur 23 5,252 209,82 124,794 445,98 23,499 244,44 153,545 900,25Meghalaya 41 18,585 240,41 174,997 595,39 67,002 1079,80 260,584 1915,60Mizoram 11 8,351 170,38 62,228 187,04 5,311 306,00 75,890 663,42Nagaland – – – – – – – – –Tripura 37 20,430 349,55 232,662 650,43 135,781 838,90 388,873 1838,88

EASTERN REGION 3,193 1352,094 21083,47 19803,257 45773,27 9227,776 81647,01 30383,127 148503,75Bihar 562 182,256 3554,46 3584,467 9418,48 1370,177 7837,65 5136,900 20810,60Jharkhand 294 124,962 2168,64 1977,077 5208,73 743,776 6993,01 2845,815 14370,38Orissa 403 128,940 1610,75 1816,593 3945,47 820,601 9775,76 2766,134 15331,98Sikkim – – – – – – – – –West Bengal 1,934 915,936 13749,61 12425,120 27200,59 6293,222 57040,58 19634,278 97990,79Andaman & Nicobar Islands – – – – – – – – –

CENTRAL REGION 3,934 1659,542 18293,10 23941,876 54332,24 10083,038 78344,95 35684,456 150970,30Chhattisgarh 238 115,149 1900,50 1276,272 3782,91 512,699 7127,69 1904,120 12811,11Madhya Pradesh 1,015 385,180 3681,17 5676,746 11637,09 2641,945 18003,90 8703,871 33322,15Uttar Pradesh 2,509 1061,046 11080,92 16134,100 36437,60 6546,189 44569,08 23741,335 92087,60Uttaranchal 172 98,167 1630,52 854,758 2474,63 382,205 8644,29 1335,130 12749,44

WESTERN REGION 5,118 3177,264 80545,06 33778,190 87154,36 15700,265 366219,34 52655,719 533918,76Goa – – – – – – – – –Gujarat 1,615 907,455 8254,26 9752,578 20429,22 4220,660 46649,06 14880,693 75332,53Maharashtra 3,503 2269,809 72290,80 24025,612 66725,14 11479,605 319570,28 37775,026 458586,22Dadra & Nagar Haveli – – – – – – – – –Daman & Diu – – – – – – – – –

SOUTHERN REGION 7,147 3532,491 41070,06 38700,778 80506,96 14511,437 196778,91 56744,706 318355,93Andhra Pradesh 2,037 838,192 11301,07 11838,831 22911,12 4196,152 49531,87 16873,175 83744,06Karnataka 2,057 836,723 13020,81 10625,526 24961,59 3905,953 68445,83 15368,202 106428,23Kerala 924 506,261 2940,63 3986,292 7633,81 1706,331 19770,30 6198,884 30344,73Tamil Nadu 2,077 1318,443 13552,77 11889,357 24291,10 4592,289 57698,25 17800,089 95542,12Lakshadweep – – – – – – – – –Pondicherry 52 32,872 254,78 360,772 709,34 110,712 1332,66 504,356 2296,78

ALL-INDIA 24,695 13143,736 218909,58 149061,494 359801,59 61658,482 984189,08 223863,712 1562900,25

65

TABLE NO. 3.2 - STATE AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

STATE BANK OF INDIA AND ITS ASSOCIATES (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8 9

NORTHERN REGION 2,603 488,828 11592,57 14803,139 32434,08 4745,051 64701,72 20037,018 108728,37Haryana 350 60,788 704,22 1973,666 4288,43 494,204 3357,85 2528,658 8350,50Himachal Pradesh 229 19,994 367,93 893,993 1796,06 477,913 3016,32 1391,900 5180,31Jammu & Kashmir 125 20,112 348,35 601,693 1301,48 266,271 1684,35 888,076 3334,18Punjab 631 121,172 1245,11 3606,576 7204,23 1078,407 9301,21 4806,155 17750,55Rajasthan 891 158,773 1885,91 4882,595 7369,98 1419,032 8007,99 6460,400 17263,88Chandigarh 58 13,267 414,93 328,549 1166,50 108,903 1973,75 450,719 3555,17Delhi 319 94,722 6626,12 2516,067 9307,41 900,321 37360,25 3511,110 53293,78

NORTH-EASTERN REGION 463 72,500 3267,76 2495,613 6074,45 617,141 4965,77 3185,254 14307,98Arunachal Pradesh 42 6,700 272,71 191,012 404,69 55,062 354,32 252,774 1031,72Assam 213 36,209 1745,98 1545,998 3600,49 380,194 2878,08 1962,401 8224,55Manipur 17 1,535 81,78 100,498 384,97 12,170 101,22 114,203 567,97Meghalaya 88 6,473 155,91 246,330 730,33 62,615 705,40 315,418 1591,64Mizoram 25 8,090 157,93 80,380 205,71 7,397 238,34 95,867 601,98Nagaland 44 8,648 582,46 154,358 279,41 30,248 269,88 193,254 1131,75Tripura 34 4,845 270,98 177,037 468,85 69,455 418,53 251,337 1158,37

EASTERN REGION 2,286 304,288 8589,50 12728,056 29569,31 4784,487 29848,62 17816,831 68007,43Bihar 572 56,126 2406,88 3524,414 8488,47 1045,715 5097,22 4626,255 15992,57Jharkhand 379 36,475 1401,92 1892,932 5017,89 668,182 5080,53 2597,589 11500,34Orissa 499 46,419 1200,79 2286,635 4853,97 874,720 5201,45 3207,774 11256,21Sikkim 26 1,500 39,66 75,307 207,78 37,430 334,89 114,237 582,33West Bengal 792 161,903 3487,68 4869,220 10799,62 2137,677 13995,81 7168,800 28283,10Andaman & Nicobar Islands 18 1,865 52,57 79,548 201,58 20,763 138,73 102,176 392,88

CENTRAL REGION 2,613 393,852 7383,42 15604,894 29950,24 5207,247 34482,13 21205,993 71815,79Chhattisgarh 255 43,841 1163,90 1265,778 3036,35 421,287 3343,09 1730,906 7543,34Madhya Pradesh 843 146,331 1978,84 4289,031 8281,16 1778,795 10934,62 6214,157 21194,62Uttar Pradesh 1,230 186,090 2826,19 8588,523 15638,48 2527,921 12873,57 11302,534 31338,24Uttaranchal 285 17,590 1414,48 1461,562 2994,25 479,244 7330,85 1958,396 11739,58

WESTERN REGION 2,017 486,943 9700,98 11139,620 23883,75 4438,320 68163,07 16064,883 101747,80Goa 58 5,575 147,68 279,551 695,55 197,068 1848,94 482,194 2692,16Gujarat 851 207,659 1570,08 4119,360 8297,60 1932,557 12963,53 6259,576 22831,21Maharashtra 1,100 272,917 7976,18 6687,121 14598,65 2272,953 53114,85 9232,991 75689,68Dadra & Nagar Haveli 1 2 8 10,100 25,99 2,367 9,94 12,469 36,01Daman & Diu 7 790 6,97 43,488 265,97 33,375 225,81 77,653 498,74

SOUTHERN REGION 4,034 1366,866 10852,87 19390,693 37019,08 9899,164 75510,06 30656,723 123382,01Andhra Pradesh 1,464 233,704 4471,53 7597,008 11378,96 3150,852 23962,66 10981,564 39813,15Karnataka 991 160,390 2512,26 4100,018 8990,44 1958,737 19336,14 6219,145 30838,84Kerala 830 742,779 1652,11 3596,895 8627,07 3156,474 16981,94 7496,148 27261,12Tamil Nadu 733 224,656 2178,47 3997,777 7744,04 1597,157 14747,51 5819,590 24670,02Lakshadweep 1 58 45 1,551 2,66 56 24,23 1,665 27,33Pondicherry 15 5,279 38,06 97,444 275,91 35,888 457,59 138,611 771,56

ALL-INDIA 14,016 3113,277 51387,10 76162,015 158930,90 29691,410 277671,37 108966,702 487989,37

66

TABLE NO. 3.2 - STATE AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

NATIONALISED BANKS (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

10 11 12 13 14 15 16 17 18

NORTHERN REGION 5,859 3174,763 29019,43 30934,333 67395,66 10719,710 150879,63 44828,806 247294,73Haryana 979 502,192 4141,37 5360,790 11709,62 1608,246 12951,91 7471,228 28802,90Himachal Pradesh 444 144,036 641,10 1456,979 2308,50 783,929 4823,94 2384,944 7773,55Jammu & Kashmir 147 82,974 393,92 544,968 1098,33 297,115 1507,37 925,057 2999,61Punjab 1,776 976,581 3968,90 9575,746 19077,00 3005,485 23789,82 13557,812 46835,73Rajasthan 1,264 447,237 2125,31 5373,216 7267,10 1784,578 10467,99 7605,031 19860,39Chandigarh 149 60,759 1283,09 635,304 2087,15 240,081 7263,77 936,144 10634,01Delhi 1,100 960,984 16465,74 7987,330 23847,95 3000,276 90074,83 11948,590 130388,53

NORTH-EASTERN REGION 810 336,579 1757,82 3248,452 5387,39 1307,113 7158,91 4892,144 14304,12Arunachal Pradesh 9 3,471 28,24 24,960 97,65 8,626 220,12 37,057 346,00Assam 640 280,148 1101,96 2651,314 3961,06 1037,061 4771,29 3968,523 9834,31Manipur 31 5,293 158,03 115,332 228,03 21,177 217,29 141,802 603,35Meghalaya 46 19,705 114,31 140,706 391,68 64,576 770,19 224,987 1276,18Mizoram 3 891 51,61 11,991 56,96 1,459 95,15 14,341 203,71Nagaland 19 9,085 107,74 71,156 190,76 27,145 406,76 107,386 705,26Tripura 62 17,986 195,93 232,993 461,25 147,069 678,12 398,048 1335,30

EASTERN REGION 6,130 1271,728 13017,08 30002,087 45938,58 12395,978 68730,87 43669,793 127686,53Bihar 1,579 264,105 2283,38 7191,137 11666,41 2334,905 8953,76 9790,147 22903,55Jharkhand 726 140,700 1922,53 3811,490 6922,02 1328,843 7481,87 5281,033 16326,42Orissa 959 151,759 1504,30 3545,871 4542,90 1427,828 9851,83 5125,458 15899,03Sikkim 27 2,384 60,95 76,054 157,39 22,983 397,29 101,421 615,63West Bengal 2,824 704,425 7198,81 15320,603 22536,08 7260,706 41761,80 23285,734 71496,68Andaman & Nicobar Islands 15 8,355 47,11 56,932 113,78 20,713 284,32 86,000 445,22

CENTRAL REGION 6,636 1689,528 13932,15 36619,868 59470,01 12184,913 69214,52 50494,309 142616,68Chhattisgarh 351 103,595 1297,77 1466,531 3382,66 567,499 5248,79 2137,625 9929,22Madhya Pradesh 1,588 337,691 2499,70 6313,429 9610,53 2574,110 14178,11 9225,230 26288,33Uttar Pradesh 4,290 1065,617 9104,77 27064,467 42624,63 8364,516 44916,66 36494,600 96646,07Uttaranchal 407 182,625 1029,91 1775,441 3852,20 678,788 4870,96 2636,854 9753,07

WESTERN REGION 6,659 2238,090 27666,12 35100,742 61499,05 12669,094 187575,81 50007,926 276740,99Goa 242 71,433 478,81 1198,097 1842,50 671,501 8813,66 1941,031 11134,98Gujarat 2,344 721,374 5365,68 12051,103 18800,13 4973,435 40795,46 17745,912 64961,27Maharashtra 4,058 1435,837 21746,40 21770,565 40720,87 6987,339 137705,16 30193,741 200172,44Dadra & Nagar Haveli 8 4,003 51,29 52,100 84,98 20,287 132,61 76,390 268,88Daman & Diu 7 5,443 23,93 28,877 50,57 16,532 128,92 50,852 203,42

SOUTHERN REGION 9,131 2813,021 21195,78 49549,467 60128,95 14423,802 125194,42 66786,290 206519,15Andhra Pradesh 2,476 714,145 5253,68 14515,202 15122,23 4641,884 31780,13 19871,231 52156,03Karnataka 2,378 701,588 6479,77 11755,074 16119,82 3587,305 38011,73 16043,967 60611,32Kerala 1,270 311,147 1319,23 6357,511 7623,35 1424,345 15588,18 8093,003 24530,77Tamil Nadu 2,944 1061,897 7924,37 16474,406 20600,23 4675,490 38794,49 22211,793 67319,09Lakshadweep 9 298 12,41 25,366 73,84 1,848 16,69 27,512 102,94Pondicherry 54 23,946 206,32 421,908 589,49 92,930 1003,20 538,784 1799,01

ALL-INDIA 35,225 11523,709 106588,38 185454,949 299819,64 63700,610 608754,17 260679,268 1015162,19

67

TABLE NO. 3.2 - STATE AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

FOREIGN BANKS (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

19 20 21 22 23 24 25 26 27

NORTHERN REGION 56 116,483 7230,80 627,499 5072,41 136,567 9863,74 880,549 22166,95Haryana 8 3,966 358,76 58,503 411,41 5,735 419,56 68,204 1189,73Himachal Pradesh – – – – – – – – –Jammu & Kashmir – – – – – – – – –Punjab 6 2,664 60,46 21,358 141,93 4,933 76,35 28,955 278,75Rajasthan 3 2,668 64,73 11,677 66,00 2,615 37,77 16,960 168,50Chandigarh 3 1,732 90,46 20,304 182,12 2,458 102,06 24,494 374,64Delhi 36 105,453 6656,39 515,657 4270,94 120,826 9228,00 741,936 20155,34

NORTH-EASTERN REGION 1 1,167 61,37 11,931 63,69 2,130 67,68 15,228 192,74Arunachal Pradesh – – – – – – – – –Assam 1 1,167 61,37 11,931 63,69 2,130 67,68 15,228 192,74Manipur – – – – – – – – –Meghalaya – – – – – – – – –Mizoram – – – – – – – – –Nagaland – – – – – – – – –Tripura – – – – – – – – –

EASTERN REGION 34 43,652 1728,41 283,954 2058,64 139,085 3141,77 466,691 6928,81Bihar 1 178 2,22 3,521 12,14 215 10,30 3,914 24,65Jharkhand – – – – – – – – –Orissa 2 127 4,40 2,124 9,66 80 122,78 2,331 136,84Sikkim – – – – – – – – –West Bengal 31 43,347 1721,79 278,309 2036,84 138,790 3008,69 460,446 6767,32Andaman & Nicobar Islands – – – – – – – – –

CENTRAL REGION 16 8,230 289,08 83,580 452,21 15,968 215,35 107,778 956,64Chhattisgarh – – – – – – – – –Madhya Pradesh 5 1,114 38,90 7,705 29,66 582 16,77 9,401 85,33Uttar Pradesh 11 7,116 250,18 75,875 422,56 15,386 198,57 98,377 871,31Uttaranchal – – – – – – – – –

WESTERN REGION 82 99,868 25446,55 681,562 5958,84 279,753 30984,76 1061,183 62390,14Goa – – – – – – – – –Gujarat 14 13,697 369,34 65,554 349,74 7,656 697,23 86,907 1416,31Maharashtra 68 86,171 25077,21 616,008 5609,09 272,097 30287,53 974,276 60973,83Dadra & Nagar Haveli – – – – – – – – –Daman & Diu – – – – – – – – –

SOUTHERN REGION 56 58,641 4607,03 622,757 3396,78 117,777 10823,10 799,175 18826,91Andhra Pradesh 11 9,939 549,13 130,447 747,86 14,179 903,53 154,565 2200,52Karnataka 15 22,890 2366,93 242,625 1216,91 59,924 5931,22 325,439 9515,06Kerala 6 3,051 77,97 29,396 142,24 8,691 295,87 41,138 516,08Tamil Nadu 23 22,713 1611,88 219,965 1286,64 34,953 3689,05 277,631 6587,57Lakshadweep – – – – – – – – –Pondicherry 1 48 1,13 324 3,12 30 3,42 402 7,67

ALL-INDIA 245 328,041 39363,23 2311,283 17002,56 691,280 55096,39 3330,604 111462,18

68

TABLE NO. 3.2 - STATE AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

REGIONAL RURAL BANKS (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

28 29 30 31 32 33 34 35 36

NORTHERN REGION 1,930 111,642 384,78 4570,253 5073,74 1167,273 4132,99 5849,168 9591,50Haryana 314 6,926 53,25 946,040 1475,02 133,477 703,25 1086,443 2231,52Himachal Pradesh 138 5,233 16,79 288,438 281,38 167,935 472,65 461,606 770,83Jammu & Kashmir 245 25,344 54,87 510,431 543,21 163,920 467,44 699,695 1065,52Punjab 207 13,016 55,41 509,012 589,44 86,063 509,71 608,091 1154,55Rajasthan 1,026 61,123 204,46 2316,332 2184,69 615,878 1979,94 2993,333 4369,09Chandigarh – – – – – – – – –Delhi – – – – – – – – –

NORTH-EASTERN REGION 656 186,138 239,81 2315,996 1727,79 635,723 1280,51 3137,857 3248,12Arunachal Pradesh 18 1,310 6,82 38,152 30,10 14,562 26,09 54,024 63,01Assam 406 153,681 70,28 1695,287 999,14 484,128 726,39 2333,096 1795,82Manipur 30 2,707 9,88 34,396 20,43 4,348 16,21 41,451 46,52Meghalaya 51 3,406 38,85 106,528 112,59 18,839 99,32 128,773 250,76Mizoram 52 677 5,39 73,743 94,98 4,085 59,45 78,505 159,83Nagaland 9 247 2,70 6,191 7,28 1,008 6,11 7,446 16,08Tripura 90 24,110 105,89 361,699 463,27 108,753 346,94 494,562 916,10

EASTERN REGION 3,606 82,652 528,09 10063,383 8970,45 3336,414 6697,11 13482,449 16195,66Bihar 1,476 26,471 263,88 3702,655 3588,37 1059,374 2294,67 4788,500 6146,92Jharkhand 394 6,541 84,45 932,234 1131,82 257,437 650,13 1196,212 1866,40Orissa 838 20,937 134,56 2224,182 1823,49 846,417 1662,15 3091,536 3620,20Sikkim – – – – – – – – –West Bengal 898 28,703 45,21 3204,312 2426,77 1173,186 2090,17 4406,201 4562,14Andaman & Nicobar Islands – – – – – – – – –

CENTRAL REGION 4,527 242,059 1620,41 17710,277 13908,60 3148,453 8166,66 21100,789 23695,67Chhattisgarh 435 46,486 187,29 1015,657 1148,37 267,428 605,79 1329,571 1941,45Madhya Pradesh 1,050 79,238 298,41 2248,429 2430,98 683,476 2209,70 3011,143 4939,09Uttar Pradesh 2,871 110,749 1084,34 14131,606 9927,24 2093,085 5054,16 16335,440 16065,74Uttaranchal 171 5,586 50,37 314,585 402,02 104,464 297,00 424,635 749,39

WESTERN REGION 973 54,356 125,07 2991,785 2168,60 475,414 1597,00 3521,555 3890,67Goa – – – – – – – – –Gujarat 393 20,144 56,75 1168,940 939,20 233,240 880,01 1422,324 1875,96Maharashtra 580 34,212 68,32 1822,845 1229,41 242,174 716,99 2099,231 2014,71Dadra & Nagar Haveli – – – – – – – – –Daman & Diu – – – – – – – – –

SOUTHERN REGION 2,915 224,243 551,22 9825,889 5710,30 2648,725 7551,11 12698,857 13812,62Andhra Pradesh 1,163 63,207 214,84 4068,669 2314,62 1013,829 3267,48 5145,705 5796,93Karnataka 1,147 81,467 254,95 3278,613 2234,42 1159,725 2489,65 4519,805 4979,02Kerala 382 71,930 72,33 1947,781 753,12 311,356 1204,72 2331,067 2030,17Tamil Nadu 223 7,639 9,10 530,826 408,14 163,815 589,26 702,280 1006,49Lakshadweep – – – – – – – – –Pondicherry – – – – – – – – –

ALL-INDIA 14,607 901,090 3449,38 47477,583 37559,48 11412,002 29425,38 59790,675 70434,24

69

TABLE NO. 3.2 - STATE AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

OTHER SCHEDULED COMMERCIAL BANKS (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

REGION / STATE / No. of No. of Amount No. of Amount No. of Amount No. of AmountUNION TERRITORY Offices Accounts Accounts Accounts Accounts

37 38 39 40 41 42 43 44 45

NORTHERN REGION 1,373 948,873 14342,34 7648,290 19733,75 3110,107 70732,01 11707,270 104808,10Haryana 113 108,287 1218,91 817,906 2374,77 248,329 5197,06 1174,522 8790,74Himachal Pradesh 9 4,160 18,46 32,658 65,40 13,571 241,78 50,389 325,64Jammu & Kashmir 356 276,089 2384,20 2013,747 4672,06 897,153 4798,65 3186,989 11854,90Punjab 204 118,863 980,43 1067,020 2640,03 344,826 3157,24 1530,709 6777,70Rajasthan 328 145,011 1114,13 1535,403 2302,69 577,267 3821,45 2257,681 7238,28Chandigarh 34 28,838 1270,61 206,611 655,42 100,294 1978,27 335,743 3904,30Delhi 329 267,625 7355,61 1974,945 7023,37 928,667 51537,56 3171,237 65916,54

NORTH-EASTERN REGION 19 15,522 178,33 107,725 275,78 38,373 527,28 161,620 981,39Arunachal Pradesh – – – – – – – – –Assam 13 13,120 147,46 88,060 206,57 29,838 344,23 131,018 698,25Manipur – – – – – – – – –Meghalaya 4 1,644 13,44 9,495 36,33 4,659 77,86 15,798 127,63Mizoram – – – – – – – – –Nagaland 1 416 8,80 7,224 21,52 3,759 87,91 11,399 118,22Tripura 1 342 8,64 2,946 11,36 117 17,28 3,405 37,28

EASTERN REGION 252 253,202 3420,29 1638,684 4513,58 582,223 11200,76 2474,109 19134,63Bihar 19 18,996 104,29 121,148 286,50 35,926 264,24 176,070 655,03Jharkhand 26 24,949 285,48 180,892 529,59 67,624 789,94 273,465 1605,01Orissa 35 30,292 294,32 187,030 463,38 66,894 1044,77 284,216 1802,47Sikkim 3 909 14,99 21,761 41,86 1,491 53,31 24,161 110,15West Bengal 168 177,548 2714,73 1115,133 3168,83 409,687 9041,79 1702,368 14925,35Andaman & Nicobar Islands 1 508 6,49 12,720 23,41 601 6,71 13,829 36,61

CENTRAL REGION 312 246,302 2328,11 1698,710 4043,13 640,281 6860,44 2585,293 13231,68Chhattisgarh 20 15,211 178,77 97,669 261,01 28,293 731,89 141,173 1171,67Madhya Pradesh 77 59,947 488,12 390,424 807,21 183,208 1713,04 633,579 3008,37Uttar Pradesh 160 154,536 1537,55 1021,455 2537,64 369,474 3648,76 1545,465 7723,96Uttaranchal 55 16,608 123,66 189,162 437,27 59,306 766,74 265,076 1327,68

WESTERN REGION 1,265 1099,865 23199,66 7297,318 20184,34 5328,149 120103,40 13725,332 163487,40Goa 57 29,119 350,31 215,835 524,45 98,518 1189,81 343,472 2064,57Gujarat 238 247,794 2580,01 1553,107 3491,24 454,458 7964,20 2255,359 14035,45Maharashtra 965 810,772 20173,32 5472,510 16098,65 4769,794 110899,46 11053,076 147171,43Dadra & Nagar Haveli 3 8,263 58,29 39,217 42,87 3,871 30,41 51,351 131,57Daman & Diu 2 3,917 37,73 16,649 27,14 1,508 19,52 22,074 84,39

SOUTHERN REGION 3,462 1519,024 13659,95 13621,654 24841,21 6536,220 65981,90 21676,898 104483,06Andhra Pradesh 464 234,560 2953,46 1970,524 4505,22 861,515 9772,29 3066,599 17230,96Karnataka 645 266,425 3204,46 2724,173 6323,84 1434,840 17903,88 4425,438 27432,18Kerala 1,180 221,982 2978,19 4563,631 6318,02 1636,651 16800,69 6422,264 26096,90Tamil Nadu 1,151 778,775 4441,97 4268,480 7533,05 2562,633 21141,66 7609,888 33116,67Lakshadweep – – – – – – – – –Pondicherry 22 17,282 81,88 94,846 161,08 40,581 363,39 152,709 606,34

ALL-INDIA 6,683 4082,788 57128,69 32012,381 73591,79 16235,353 275405,78 52330,522 406126,26

70

TABLE NO. 3.3 - POPULATION GROUP AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

STATE BANK OF INDIA AND ITS ASSOCIATES (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

POPULATION No. of No. of Amount No. of Amount No. of Amount No. of AmountGROUP Offices Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8 9

RURAL 5,211 334,139 3713,67 17815,666 24629,66 6368,235 26397,38 24518,040 54740,71

SEMI-URBAN 4,041 1108,948 9838,69 26132,424 47320,21 10190,420 51693,65 37431,792 108852,56

URBAN 2,550 892,052 13444,22 17825,637 43687,37 6856,560 60633,80 25574,249 117765,39

METROPOLITAN 2,214 778,138 24390,52 14388,288 43293,66 6276,195 138946,53 21442,621 206630,71

ALL-INDIA 14,016 3113,277 51387,10 76162,015 158930,90 29691,410 277671,37 108966,702 487989,37

NATIONALISED BANKS

CURRENT SAVINGS TERM TOTAL

POPULATION No. of No. of Amount No. of Amount No. of Amount No. of AmountGROUP Offices Accounts Accounts Accounts Accounts

10 11 12 13 14 15 16 17 18

RURAL 12,974 1529,163 5619,16 50494,979 50309,25 15047,930 59549,43 67072,072 115477,84

SEMI-URBAN 7,140 2168,882 11194,30 44724,724 57297,18 13380,299 72010,87 60273,905 140502,35

URBAN 7,481 3317,019 26088,01 42759,123 78196,78 16375,440 126959,13 62451,582 231243,92

METROPOLITAN 7,630 4508,645 63686,91 47476,123 114016,43 18896,941 350234,75 70881,709 527938,09

ALL-INDIA 35,225 11523,709 106588,38 185454,949 299819,64 63700,610 608754,17 260679,268 1015162,19

FOREIGN BANKS

CURRENT SAVINGS TERM TOTAL

POPULATION No. of No. of Amount No. of Amount No. of Amount No. of AmountGROUP Offices Accounts Accounts Accounts Accounts

19 20 21 22 23 24 25 26 27

RURAL – – – – – – – – –

SEMI-URBAN 1 35 1,94 173 1,94 – – 208 3,88

URBAN 36 16,076 789,19 191,251 1145,37 25,585 1265,62 232,912 3200,17

METROPOLITAN 208 311,930 38572,11 2119,859 15855,25 665,695 53830,78 3097,484 108258,14

ALL-INDIA 245 328,041 39363,23 2311,283 17002,56 691,280 55096,39 3330,604 111462,18

71

TABLE NO. 3.3 - POPULATION GROUP AND BANK GROUP-WISE DEPOSITS OFSCHEDULED COMMERCIAL BANKS ACCORDING TO TYPE OF DEPOSITS

MARCH 2006

REGIONAL RURAL BANKS (Amount in Rupees Lakh)

CURRENT SAVINGS TERM TOTAL

POPULATION No. of No. of Amount No. of Amount No. of Amount No. of AmountGROUP Offices Accounts Accounts Accounts Accounts

28 29 30 31 32 33 34 35 36

RURAL 11,393 488,298 1590,74 34721,738 23779,06 8079,073 18990,18 43289,109 44359,98

SEMI-URBAN 2,515 303,007 1019,89 10279,435 9772,65 2500,600 7186,31 13083,042 17978,85

URBAN 641 99,042 750,12 2259,564 3638,43 763,992 3014,95 3122,598 7403,50

METROPOLITAN 58 10,743 88,62 216,846 369,34 68,337 233,95 295,926 691,91

ALL-INDIA 14,607 901,090 3449,38 47477,583 37559,48 11412,002 29425,38 59790,675 70434,24

OTHER SCHEDULED COMMERCIAL BANKS

CURRENT SAVINGS TERM TOTAL

POPULATION No. of No. of Amount No. of Amount No. of Amount No. of AmountGROUP Offices Accounts Accounts Accounts Accounts

37 38 39 40 41 42 43 44 45

RURAL 1,032 209,358 1193,47 2985,002 3675,28 1496,654 6613,91 4691,014 11482,66

SEMI-URBAN 1,774 663,339 4835,33 7202,576 10317,56 3008,962 19722,29 10874,877 34875,18

URBAN 1,989 1368,066 11773,08 9359,093 19955,89 4063,127 39471,28 14790,286 71200,25

METROPOLITAN 1,888 1842,025 39326,81 12465,710 39643,06 7666,610 209598,30 21974,345 288568,17

ALL-INDIA 6,683 4082,788 57128,69 32012,381 73591,79 16235,353 275405,78 52330,522 406126,26

72

TABLE NO. 3.4 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO POPULATION GROUP AND BROAD OWNERSHIP CATEGORY

MARCH 2006

RURAL (Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

1 2 3 4 5 6

Upto 90 Days 2068,308 7927,89 82,518 1405,29 2150,826 9333,18

91 Days & Above but 1590,152 6115,25 31,313 975,77 1621,465 7091,02Less than 6 Months

6 Months & Above but 2915,457 11123,38 62,585 967,47 2978,042 12090,85Less than 1 Year

1 Year & Above but 5501,090 19740,07 142,754 2458,16 5643,844 22198,23Less than 2 Years

2 Years & Above but 4657,210 15233,47 108,192 1074,53 4765,402 16308,00Less than 3 Years

3 Years & Above but 7596,508 25481,72 255,966 2106,68 7852,474 27588,41Less than 5 Years

5 Years & Above 5781,277 15689,09 198,562 1252,13 5979,839 16941,22

GRAND TOTAL 30110,002 101310,87 881,890 10240,03 30991,892 111550,90

SEMI-URBAN

INDIVIDUALS OTHERS TOTAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

7 8 9 10 11 12

Upto 90 Days 2635,552 12663,92 150,121 6142,39 2785,673 18806,30

91 Days & Above but 1747,270 8171,17 68,328 2052,74 1815,598 10223,91Less than 6 Months

6 Months & Above but 3310,346 16263,14 153,206 3009,19 3463,552 19272,33Less than 1 Year

1 Year & Above but 5166,608 24094,30 324,149 6172,28 5490,757 30266,58Less than 2 Years

2 Years & Above but 4407,458 18849,27 261,740 2871,33 4669,198 21720,60Less than 3 Years

3 Years & Above but 5613,771 28131,88 506,879 5142,07 6120,650 33273,95Less than 5 Years

5 Years & Above 4391,678 14860,10 343,175 2189,34 4734,853 17049,44

GRAND TOTAL 27272,683 123033,77 1807,598 27579,34 29080,281 150613,12

See Notes on Tables.

73

TABLE NO. 3.4 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO POPULATION GROUP AND BROAD OWNERSHIP CATEGORY

MARCH 2006

URBAN (Amount in Rupees Lakh)

INDIVIDUALS OTHERS TOTAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

13 14 15 16 17 18

Upto 90 Days 2185,073 16382,03 168,220 8954,32 2353,293 25336,35

91 Days & Above but 1606,973 11423,00 110,399 9539,58 1717,372 20962,58Less than 6 Months

6 Months & Above but 2969,780 19087,42 214,228 9824,11 3184,008 28911,53Less than 1 Year

1 Year & Above but 5659,665 33851,76 615,203 23729,23 6274,868 57580,99Less than 2 Years

2 Years & Above but 3610,930 19827,27 409,040 9343,42 4019,970 29170,69Less than 3 Years

3 Years & Above but 5647,537 34805,94 900,893 11777,73 6548,430 46583,68Less than 5 Years

5 Years & Above 3416,619 17084,88 570,144 5714,07 3986,763 22798,95

GRAND TOTAL 25096,577 152462,30 2988,127 78882,47 28084,704 231344,77

METROPOLITAN

INDIVIDUALS OTHERS TOTAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

19 20 21 22 23 24

Upto 90 Days 2082,563 25753,82 302,058 89018,09 2384,621 114771,91

91 Days & Above but 1627,801 19796,14 172,342 59854,04 1800,143 79650,18Less than 6 Months

6 Months & Above but 3044,463 33029,72 351,012 113024,47 3395,475 146054,20Less than 1 Year

1 Year & Above but 7455,389 77810,33 952,505 142519,57 8407,894 220329,90Less than 2 Years

2 Years & Above but 3714,354 31043,77 526,438 20039,82 4240,792 51083,60Less than 3 Years

3 Years & Above but 7359,134 54031,16 1247,862 39749,94 8606,996 93781,10Less than 5 Years

5 Years & Above 4062,193 22157,08 675,664 25016,35 4737,857 47173,43

GRAND TOTAL 29345,897 263622,03 4227,881 489222,28 33573,778 752844,31

74

TABLE No 3.5 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO STATE

MARCH 2006(Amount in Rupees Lakh)

ANDAMAN & NICOBARISLANDS ANDHRA PRADESH ARUNACHAL PRADESH ASSAM

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

1 2 3 4 5 6 7 8

Upto 90 Days 3,230 40,18 873,467 9889,29 6,053 87,97 91,150 1111,06(7.7) (9.4) (9.0) (14.2) (7.7) (14.6) (4.7) (12.6)

91 Days & Above but 3,512 26,92 538,830 6488,77 5,375 62,39 83,985 497,49Less than 6 Months (8.3) (6.3) (5.6) (9.3) (6.9) (10.4) (4.3) (5.7)

6 Months & Above but 5,894 38,24 905,728 9537,92 12,995 116,15 169,359 802,33Less than 1 Year (14.0) (8.9) (9.4) (13.7) (16.6) (19.3) (8.8) (9.1)

1 Year & Above but 9,567 155,89 1804,719 19784,97 18,475 108,73 344,132 1712,89Less than 2 Years (22.7) (36.3) (18.6) (28.4) (23.6) (18.1) (17.8) (19.5)

2 Years & Above but 8,058 74,49 1199,991 6615,94 15,682 81,33 336,541 1618,29Less than 3 Years (19.2) (17.3) (12.4) (9.5) (20.0) (13.5) (17.4) (18.4)

3 Years & Above but 7,841 70,58 2016,505 10789,10 14,574 117,90 558,489 1860,22Less than 5 Years (18.6) (16.4) (20.8) (15.5) (18.6) (19.6) (28.9) (21.2)

5 Years & Above 3,975 23,45 2343,019 6580,09 5,096 26,06 349,695 1185,38(9.4) (5.5) (24.2) (9.4) (6.5) (4.3) (18.1) (13.5)

GRAND TOTAL 42,077 429,76 9682,259 69686,09 78,250 600,53 1933,351 8787,66(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

DADRA & NAGARBIHAR CHANDIGARH CHHATTISGARH HAVELI

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

9 10 11 12 13 14 15 16

Upto 90 Days 296,072 1224,49 33,069 1081,75 110,941 1612,01 1,291 49,61(6.6) (7.4) (7.3) (9.6) (8.6) (16.2) (4.9) (28.7)

91 Days & Above but 224,394 928,50 31,626 2627,69 74,462 872,54 2,741 8,54Less than 6 Months (5.0) (5.6) (7.0) (23.2) (5.8) (8.8) (10.3) (4.9)

6 Months & Above but 436,693 1757,39 50,085 1430,10 150,848 2022,93 2,839 31,62 Less than 1 Year (9.8) (10.6) (11.1) (12.6) (11.7) (20.4) (10.7) (18.3)

1 Year & Above but 771,175 3115,11 137,586 3600,16 231,009 1858,38 8,311 20,13Less than 2 Years (17.2) (18.7) (30.5) (31.8) (18.0) (18.7) (31.3) (11.6)

2 Years & Above but 741,716 2656,33 59,761 704,99 200,590 1284,17 3,716 21,53Less than 3 Years (16.6) (16.0) (13.2) (6.2) (15.6) (12.9) (14.0) (12.4)

3 Years & Above but 1193,171 4176,17 94,303 1246,82 287,724 1409,39 4,527 28,96Less than 5 Years (26.7) (25.1) (20.9) (11.0) (22.4) (14.2) (17.1) (16.7)

5 Years & Above 812,914 2762,21 45,306 626,33 228,933 870,14 3,100 12,57(18.2) (16.6) (10.0) (5.5) (17.8) (8.8) (11.7) (7.3)

GRAND TOTAL 4476,135 16620,19 451,736 11317,85 1284,507 9929,57 26,525 172,96(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

75

TABLE No 3.5 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO STATE

MARCH 2006

(Amount in Rupees Lakh)

DAMAN & DIU DELHI GOA GUJARAT

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

17 18 19 20 21 22 23 24

Upto 90 Days 5,988 14,84 347,798 25517,57 49,275 3527,89 689,990 8350,20(11.6) (4.0) (7.0) (13.6) (5.1) (29.8) (9.1) (13.2)

91 Days & Above but 1,266 11,25 266,524 21270,30 50,513 724,31 534,599 5898,06Less than 6 Months (2.5) (3.0) (5.4) (11.3) (5.2) (6.1) (7.0) (9.3)

6 Months & Above but 4,001 33,19 534,581 58462,92 101,169 884,92 1029,667 9686,96Less than 1 Year (7.8) (8.9) (10.8) (31.1) (10.5) (7.5) (13.5) (15.3)

1 Year & Above but 7,324 51,40 1428,503 44990,34 245,535 2262,26 1822,224 14438,96Less than 2 Years (14.2) (13.7) (28.9) (23.9) (25.4) (19.1) (24.0) (22.8)

2 Years & Above but 7,642 58,64 653,677 9536,77 153,023 1056,65 955,833 7118,34Less than 3 Years (14.9) (15.7) (13.2) (5.1) (15.8) (8.9) (12.6) (11.2)

3 Years & Above but 17,124 152,29 1147,984 21168,07 274,988 2717,77 1688,274 12713,57Less than 5 Years (33.3) (40.7) (23.2) (11.2) (28.4) (22.9) (22.2) (20.1)

5 Years & Above 8,070 52,65 571,023 7254,68 92,584 678,63 880,759 5094,34(15.7) (14.1) (11.5) (3.9) (9.6) (5.7) (11.6) (8.0)

GRAND TOTAL 51,415 374,25 4950,090 188200,65 967,087 11852,41 7601,346 63300,43(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

HARYANA HIMACHAL PRADESH JAMMU & KASHMIR JHARKHAND

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

25 26 27 28 29 30 31 32

Upto 90 Days 225,575 2422,49 143,446 1256,05 175,287 1053,33 109,858 1253,53(9.1) (10.7) (9.9) (14.7) (10.8) (12.5) (4.7) (9.0)

91 Days & Above but 185,272 4017,54 113,133 745,44 130,687 702,83 108,733 929,87Less than 6 Months (7.4) (17.8) (7.8) (8.7) (8.0) (8.3) (4.7) (6.6)

6 Months & Above but 325,694 2551,59 222,715 1366,39 209,146 1250,83 213,845 1488,30Less than 1 Year (13.1) (11.3) (15.4) (16.0) (12.9) (14.8) (9.2) (10.6)

1 Year & Above but 696,049 6729,68 340,661 2062,74 329,254 1838,38 385,496 2706,30Less than 2 Years (28.0) (29.7) (23.6) (24.1) (20.3) (21.7) (16.6) (19.3)

2 Years & Above but 331,698 2002,09 252,624 1264,20 247,124 1122,51 343,767 1820,35Less than 3 Years (13.3) (8.8) (17.5) (14.8) (15.2) (13.3) (14.8) (13.0)

3 Years & Above but 486,513 3249,38 283,592 1443,65 292,645 1625,74 629,401 3487,99Less than 5 Years (19.5) (14.4) (19.6) (16.9) (18.0) (19.2) (27.1) (24.9)

5 Years & Above 239,190 1656,86 87,177 416,23 240,316 864,19 530,986 2316,11(9.6) (7.3) (6.0) (4.9) (14.8) (10.2) (22.9) (16.5)

GRAND TOTAL 2489,991 22629,63 1443,348 8554,70 1624,459 8457,80 2322,086 14002,46(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

76

TABLE No 3.5 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO STATE

MARCH 2006

(Amount in Rupees Lakh)

KARNATAKA KERALA LAKSHADWEEP MADHYA PRADESH

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

33 34 35 36 37 38 39 40

Upto 90 Days 780,229 12872,15 950,308 5446,40 31 1,41 343,408 2723,82(9.5) (15.4) (14.5) (10.7) (1.6) (3.4) (6.6) (9.4)

91 Days & Above but 383,411 7641,04 354,673 2526,98 23 3,30 259,319 1920,89Less than 6 Months (4.7) (9.1) (5.4) (5.0) (1.2) (8.1) (5.0) (6.6)

6 Months & Above but 698,394 11053,81 775,446 5338,26 76 11,15 557,794 3696,52 Less than 1 Year (8.5) (13.2) (11.9) (10.5) (4.0) (27.2) (10.7) (12.7)

1 Year & Above but 1858,766 25466,35 1012,659 10009,01 370 14,27 1009,782 6467,10Less than 2 Years (22.7) (30.4) (15.5) (19.7) (19.4) (34.9) (19.3) (22.3)

2 Years & Above but 915,789 7239,23 1417,614 7817,04 194 2,82 790,709 3720,91Less than 3 Years (11.2) (8.7) (21.7) (15.4) (10.2) (6.9) (15.1) (12.8)

3 Years & Above but 2042,759 13129,61 1197,862 13861,29 830 5,77 1320,194 6936,73Less than 5 Years (24.9) (15.7) (18.3) (27.2) (43.6) (14.1) (25.3) (23.9)

5 Years & Above 1521,183 6270,43 828,955 5872,42 380 2,21 938,965 3586,26(18.5) (7.5) (12.7) (11.5) (20.0) (5.4) (18.0) (12.3)

GRAND TOTAL 8200,531 83672,62 6537,517 50871,39 1,904 40,92 5220,171 29052,24(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

MAHARASHTRA MANIPUR MEGHALAYA MIZORAM

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

41 42 43 44 45 46 47 48

Upto 90 Days 1034,378 53174,15 3,687 66,05 8,981 158,00 3,429 68,28(7.1) (16.0) (9.8) (19.7) (6.0) (9.6) (26.5) (17.4)

91 Days & Above but 818,508 35602,32 2,297 33,60 5,922 83,87 1,261 51,24Less than 6 Months (5.6) (10.7) (6.1) (10.0) (3.9) (5.1) (9.7) (13.0)

6 Months & Above but 1404,740 54077,59 3,727 35,92 16,103 306,17 1,867 37,91 Less than 1 Year (9.7) (16.3) (9.9) (10.7) (10.7) (18.5) (14.4) (9.6)

1 Year & Above but 3260,005 104487,51 5,713 50,08 40,609 401,53 2,389 106,14Less than 2 Years (22.4) (31.4) (15.2) (15.0) (26.9) (24.3) (18.5) (27.0)

2 Years & Above but 1650,872 20704,18 5,285 34,36 22,094 163,29 1,609 81,09Less than 3 Years (11.4) (6.2) (14.0) (10.3) (14.7) (9.9) (12.4) (20.6)

3 Years & Above but 3942,588 38817,57 8,628 66,49 37,862 355,99 1,570 36,64Less than 5 Years (27.1) (11.7) (22.9) (19.9) (25.1) (21.5) (12.1) (9.3)

5 Years & Above 2433,266 25860,66 8,358 48,21 19,118 183,93 816 11,62(16.7) (7.8) (22.2) (14.4) (12.7) (11.1) (6.3) (3.0)

GRAND TOTAL 14544,357 332723,99 37,695 334,72 150,689 1652,77 12,941 392,93(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

77

TABLE No 3.5 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO STATE

MARCH 2006

(Amount in Rupees Lakh)

NAGALAND ORISSA PONDICHERRY PUNJAB

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

49 50 51 52 53 54 55 56

Upto 90 Days 5,980 108,22 214,026 1874,47 14,999 321,99 452,771 3253,62(9.6) (14.0) (6.7) (10.5) (8.9) (17.6) (10.0) (8.8)

91 Days & Above but 4,732 53,56 167,387 1469,44 10,387 144,60 333,986 2503,63Less than 6 Months (7.6) (7.0) (5.2) (8.2) (6.1) (7.9) (7.4) (6.8)

6 Months & Above but 5,970 72,42 285,249 2770,34 22,824 246,88 620,488 4703,97Less than 1 Year (9.6) (9.4) (8.9) (15.5) (13.5) (13.5) (13.7) (12.8)

1 Year & Above but 12,474 178,27 561,222 5093,96 42,295 383,55 1237,835 9577,94Less than 2 Years (20.1) (23.1) (17.5) (28.5) (25.0) (21.0) (27.4) (26.0)

2 Years & Above but 10,173 126,77 504,124 1646,20 21,840 213,01 656,502 5161,22Less than 3 Years (16.4) (16.4) (15.7) (9.2) (12.9) (11.7) (14.5) (14.0)

3 Years & Above but 15,009 152,91 821,011 3066,86 35,271 371,83 851,212 8618,07Less than 5 Years (24.1) (19.8) (25.5) (17.1) (20.8) (20.3) (18.8) (23.4)

5 Years & Above 7,822 78,51 662,920 1961,72 21,813 145,73 366,920 3015,89(12.6) (10.2) (20.6) (11.0) (12.9) (8.0) (8.1) (8.2)

GRAND TOTAL 62,160 770,66 3215,939 17882,99 169,429 1827,60 4519,714 36834,34(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

RAJASTHAN SIKKIM TAMIL NADU TRIPURA

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts Accounts

57 58 59 60 61 62 63 64

Upto 90 Days 304,958 2311,20 3,193 87,06 686,392 12260,29 10,997 52,51(6.9) (9.5) (5.2) (11.1) (7.6) (15.5) (3.4) (3.6)

91 Days & Above but 291,175 1743,41 2,690 25,10 510,992 7504,18 10,578 54,95Less than 6 Months (6.6) (7.2) (4.3) (3.2) (5.7) (9.5) (3.3) (3.8)

6 Months & Above but 424,834 2398,49 7,451 139,64 1089,704 10996,18 20,723 87,71Less than 1 Year (9.7) (9.9) (12.0) (17.8) (12.1) (13.9) (6.4) (6.0)

1 Year & Above but 913,498 5235,20 18,333 136,63 2229,316 21002,48 42,292 274,80Less than 2 Years (20.8) (21.5) (29.6) (17.4) (24.7) (26.6) (13.0) (18.8)

2 Years & Above but 645,572 3195,44 9,116 124,62 1459,053 9068,61 42,385 229,21Less than 3 Years (14.7) (13.1) (14.7) (15.9) (16.2) (11.5) (13.0) (15.7)

3 Years & Above but 1245,814 6520,76 11,908 157,15 1874,145 12609,07 106,012 438,63Less than 5 Years (28.3) (26.8) (19.2) (20.0) (20.7) (16.0) (32.6) (30.0)

5 Years & Above 573,519 2910,64 9,213 115,29 1184,446 5521,16 92,407 323,07(13.0) (12.0) (14.9) (14.7) (13.1) (7.0) (28.4) (22.1)

GRAND TOTAL 4399,370 24315,14 61,904 785,48 9034,048 78961,96 325,394 1460,88(100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

78

TABLE No 3.5 - MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED COMMERCIAL BANKSACCORDING TO STATE

MARCH 2006

(Amount in Rupees Lakh)

UTTAR PRADESH UTTARANCHAL WEST BENGAL

PERIOD OF MATURITY No. of Amount No. of Amount No. of Amount(Original) Accounts Accounts Accounts

65 66 67 68 69 70

Upto 90 Days 872,600 5184,44 186,456 1667,91 635,100 8123,50(6.5) (7.8) (14.1) (12.6) (5.7) (11.6)

91 Days & Above but 765,862 5178,25 129,726 794,12 545,997 4780,78Less than 6 Months (5.7) (7.8) (9.8) (6.0) (4.9) (6.8)

6 Months & Above but 1403,286 7994,63 194,971 1193,68 1112,171 9705,87 Less than 1 Year (10.5) (12.0) (14.8) (9.0) (10.0) (13.9)

1 Year & Above but 2689,401 16343,17 278,149 2940,78 2022,235 16770,61Less than 2 Years (20.1) (24.5) (21.0) (22.2) (18.2) (24.0)

2 Years & Above but 2111,440 9160,02 198,503 4662,10 1721,045 7896,15Less than 3 Years (15.8) (13.7) (15.0) (35.1) (15.5) (11.3)

3 Years & Above but 3282,059 14093,08 233,451 1314,13 3102,710 14416,96Less than 5 Years (24.5) (21.1) (17.7) (9.9) (27.9) (20.6)

5 Years & Above 2245,734 8738,14 100,546 692,85 1980,788 8204,38(16.8) (13.1) (7.6) (5.2) (17.8) (11.7)

GRAND TOTAL 13370,382 66691,73 1321,802 13265,56 11120,046 69898,25(100.0) (100.0) (100.0) (100.0) (100.0) (100.0)

79

TABLE NO. 4.1 - SIZE OF CREDIT LIMIT AND INTEREST RATE RANGE-WISE CLASSIFICATION OFOUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

LESS THAN 6% 6% AND ABOVE BUT 10% AND ABOVE BUTLESS THAN 10% LESS THAN 12%

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Above Rs. 2 Lakh and upto Rs.5 Lakh 83,252 2921,39 2810,21 16,10,032 54895,33 46954,43 13,60,487 43750,65 36604,78

Above Rs. 5 Lakh and upto Rs.10 Lakh 15,407 1089,52 1073,18 6,75,268 49969,15 43347,58 2,72,241 20590,31 16452,65

Above Rs. 10 Lakh and upto Rs.25 Lakh 494 74,07 55,52 3,15,726 48519,63 41796,75 1,31,349 22011,47 17369,25

Above Rs. 25 Lakh and upto Rs.50 Lakh 153 55,23 30,34 54,329 18949,33 15429,26 47,862 18664,83 13884,97

Above Rs. 50 Lakh and upto Rs.1 Crore 39 28,68 16,50 17,476 12941,00 10110,76 21,160 16093,28 12115,13

Above Rs. 1 Crore and upto Rs.4 Crore 38 81,54 72,41 11,881 24131,88 19015,55 17,384 35818,33 27061,20

Above Rs. 4 Crore and upto Rs.6 Crore 5 25,90 23,29 1,809 9026,60 7137,69 2,853 14329,96 10570,50

Above Rs. 6 Crore and upto Rs.10 Crore 4 30,25 23,53 1,431 11617,35 9076,83 2,403 19570,95 14173,04

Above Rs. 10 Crore and upto Rs.25 Crore 5 113,59 112,15 1,283 21156,58 16389,84 2,669 44121,52 34269,50

Above Rs. 25 Crore 3 133,90 131,05 984 127126,30 93051,51 956 88946,26 41784,91

TOTAL LOANS & ADVANCES 99,400 4554,06 4348,17 26,90,219 378333,14 302310,21 18,59,364 323897,57 224285,91

12% AND ABOVE BUT 13% AND ABOVE BUT 14% AND ABOVE BUTLESS THAN 13% LESS THAN 14% LESS THAN 15%

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Above Rs. 2 Lakh and upto Rs.5 Lakh 4,26,964 14055,58 11062,22 2,69,847 8853,21 7215,22 2,12,235 6871,68 5460,17

Above Rs. 5 Lakh and upto Rs.10 Lakh 1,08,296 8246,46 6575,65 59,881 4592,32 3600,84 54,811 4172,17 3252,87

Above Rs. 10 Lakh and upto Rs.25 Lakh 54,987 9260,95 7388,57 31,152 5334,05 4317,49 35,855 5951,13 4704,04

Above Rs. 25 Lakh and upto Rs.50 Lakh 25,291 9253,86 7406,79 11,684 4344,45 3446,93 14,451 5369,94 4164,90

Above Rs. 50 Lakh and upto Rs.1 Crore 11,188 8399,29 6617,54 5,750 4284,93 3297,14 10,703 8011,99 6046,47

Above Rs. 1 Crore and upto Rs.4 Crore 7,550 15157,63 11841,78 4,913 10002,42 8056,32 11,241 24147,45 19288,42

Above Rs. 4 Crore and upto Rs.6 Crore 1,068 5366,94 3967,53 1,230 6173,65 5010,29 2,708 13564,19 10993,63

Above Rs. 6 Crore and upto Rs.10 Crore 809 6500,08 4299,33 551 4571,68 3387,56 2,621 21831,03 17494,91

Above Rs. 10 Crore and upto Rs.25 Crore 577 9114,91 5683,90 628 10920,84 8048,10 2,918 48945,51 39017,62

Above Rs. 25 Crore 403 50388,41 15766,64 1,140 142083,13 103131,73 2,442 202072,52 147364,71

TOTAL LOANS & ADVANCES 6,37,133 135744,12 80609,94 3,86,776 201160,69 149511,61 3,49,985 340937,62 257787,74

See Notes on Tables

80

TABLE NO. 4.1 - SIZE OF CREDIT LIMIT AND INTEREST RATE RANGE-WISE CLASSIFICATION OFOUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

15% AND ABOVE BUT 16% AND ABOVE BUT 17% AND ABOVE BUTLESS THAN 16% LESS THAN 17% LESS THAN 18%

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

19 20 21 22 23 24 25 26 27

Above Rs. 2 Lakh and upto Rs.5 Lakh 11,13,870 36017,27 28012,14 86,549 2709,72 2039,55 81,104 2674,76 2136,70

Above Rs. 5 Lakh and upto Rs.10 Lakh 3,03,290 22031,06 16269,48 16,507 1255,51 989,26 50,351 3732,46 3261,33

Above Rs. 10 Lakh and upto Rs.25 Lakh 99,894 14851,61 10986,20 8,383 1385,15 1122,47 25,665 4066,64 3580,03

Above Rs. 25 Lakh and upto Rs.50 Lakh 18,013 6587,30 4772,10 2,929 1081,08 869,29 4,829 1730,85 1458,01

Above Rs. 50 Lakh and upto Rs.1 Crore 3,208 2426,32 1830,79 1,823 1396,64 1105,80 2,098 1538,10 1265,87

Above Rs. 1 Crore and upto Rs.4 Crore 2,958 5966,66 4525,67 2,558 5643,08 4522,60 1,597 3146,39 2586,05

Above Rs. 4 Crore and upto Rs.6 Crore 421 2095,10 1683,77 773 3827,21 3020,34 270 1307,85 975,27

Above Rs. 6 Crore and upto Rs.10 Crore 314 2527,34 1825,69 802 6705,24 5161,01 223 1801,67 1338,89

Above Rs. 10 Crore and upto Rs.25 Crore 384 5816,80 3486,43 844 14434,42 10781,49 183 2897,70 1999,23

Above Rs. 25 Crore 192 23342,11 9590,04 595 46724,04 33873,04 123 8181,67 4926,30

TOTAL LOANS & ADVANCES 15,42,544 121661,56 82982,31 1,21,763 85162,09 63484,84 1,66,443 31078,09 23527,67

18% AND ABOVE BUT 20% AND ABOVE TOTALLESS THAN 20%

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

28 29 30 31 32 33 34 35 36

Above Rs. 2 Lakh and upto Rs.5 Lakh 1,47,744 4569,19 3497,67 1,75,502 5061,98 1189,01 55,67,586 182380,76 146982,11

Above Rs. 5 Lakh and upto Rs.10 Lakh 10,454 700,58 317,52 12,301 763,17 137,58 15,78,807 117142,73 95277,93

Above Rs. 10 Lakh and upto Rs.25 Lakh 2,328 401,36 37,12 245 37,68 4,54 7,06,078 111893,73 91361,98

Above Rs. 25 Lakh and upto Rs.50 Lakh 249 92,93 3,84 33 11,92 45 1,79,823 66141,72 51466,87

Above Rs. 50 Lakh and upto Rs.1 Crore 104 78,66 1,12 21 16,20 14 73,570 55215,09 42407,26

Above Rs. 1 Crore and upto Rs.4 Crore 48 83,25 42 12 25,29 7 60,180 124203,92 96970,49

Above Rs. 4 Crore and upto Rs.6 Crore 11 51,03 6 3 15,03 1 11,151 55783,48 43382,39

Above Rs. 6 Crore and upto Rs.10 Crore 7 58,99 6 3 25,31 1 9,168 75239,89 56780,86

Above Rs. 10 Crore and upto Rs. 25 Crore 18 326,79 8 6 83,05 5 9,515 157931,72 119788,38

Above Rs. 25 Crore 5 3387,00 – 2 60,37 1 6,845 692445,69 449619,92

TOTAL LOANS & ADVANCES 1,60,968 9749,79 3857,90 1,88,128 6100,00 1331,87 82,02,723 1638378,72 1194038,18

81

TABLE NO. 4.2 - INTEREST RATE RANGE AND TYPE OF ACCOUNT-WISE CLASSIFICATION OFOUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

CASH CREDIT OVERDRAFTS DEMAND LOANS

No. of Credit Amount No. of Credit Amount No. of Credit AmountINTEREST RATE RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Less than 6% 7 77 49 55 80,85 60,36 295 109,52 106,27

6% and above but less than 10% 61,174 75471,36 53382,95 44,153 10216,25 6524,54 73,637 17953,32 15385,39

10% and above but less than 12% 4,06,034 107472,60 65740,06 68,611 27333,36 10268,65 1,21,467 16099,25 13084,36

12% and above but less than 13% 1,16,527 62078,68 26739,05 58,445 12177,13 5872,86 54,063 6014,92 4870,82

13% and above but less than 14% 75,975 31023,36 17977,15 44,988 11068,60 8250,38 69,120 38059,98 25396,63

14% and above but less than 15% 62,437 66489,39 36191,49 43,841 18948,14 10963,85 57,777 52897,05 47620,00

15% and above but less than 16% 23,139 12834,49 5278,12 1,73,804 23939,26 10619,41 1,05,692 12370,85 10690,40

16% and above but less than 17% 12,166 6721,56 4285,77 10,123 7333,28 4108,24 32,571 12662,47 10008,44

17% and above but less than 18% 9,725 6292,10 3851,79 23,178 5456,24 4089,12 10,122 3633,71 2563,96

18% and above but less than 20% 14,534 984,62 386,52 27,211 4687,40 583,30 7,413 303,07 196,46

20% and above 503 57,08 11,98 1,002 219,89 17,56 1,54,352 4803,28 575,58

TOTAL LOANS & ADVANCES 7,82,221 369426,02 213845,37 4,95,411 121460,41 61358,27 6,86,509 164907,42 130498,31

MEDIUM TERM LOANS LONG TERM LOANS PACKING CREDIT

No. of Credit Amount No. of Credit Amount No. of Credit AmountINTEREST RATE RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Less than 6% 716 36,84 28,17 98,327 4326,08 4152,88 – – –

6% and above but less than 10% 2,02,027 28828,36 22501,80 22,92,004 216034,63 184616,66 17,224 29829,22 19898,87

10% and above but less than 12% 2,02,143 23861,88 18364,18 10,53,246 124678,75 102085,64 7,863 24451,74 14743,02

12% and above but less than 13% 87,320 9404,89 7507,52 3,17,433 44402,87 34846,89 3,345 1665,63 772,80

13% and above but less than 14% 62,678 38573,10 31206,09 1,32,631 81828,81 66185,86 1,384 606,85 495,51

14% and above but less than 15% 65,911 49248,23 42688,12 1,19,322 152880,62 120010,05 697 474,18 314,23

15% and above but less than 16% 4,78,292 27084,28 18861,01 7,61,321 45197,74 37355,99 296 234,93 177,37

16% and above but less than 17% 31,708 12956,69 11032,90 31,991 35084,32 27547,24 3,204 10403,77 6502,25

17% and above but less than 18% 61,534 5347,82 4528,93 61,149 9689,43 8044,17 735 658,78 449,71

18% and above but less than 20% 57,076 1892,56 1296,43 54,726 1878,46 1395,07 8 3,67 11

20% and above 22,261 720,69 486,39 10,010 299,05 240,35 – – –

TOTAL LOANS & ADVANCES 12,71,666 197955,34 158501,53 49,32,160 716300,75 586480,82 34,756 68328,78 43353,88

See Notes on Tables

82

TABLE NO. 4.3 - INTEREST RATE RANGE AND ORGANISATION-WISE CLASSIFICATION OFOUTSTANDING LOANS AND ADVANCES OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

PUBLIC SECTOR CO-OPERATIVE SECTOR PRIVATE CORPORATE SECTOR

No. of Credit Amount No. of Credit Amount No. of Credit AmountINTEREST RATE RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Less than 6% 143 99,03 92,79 197 169,23 140,06 89 59,09 57,05

6% and above but less than 10% 4,914 54663,47 41699,06 65,854 54334,57 44735,74 18,642 61849,32 42820,15

10% and above but less than 12% 7,281 16421,21 8661,50 40,670 10062,19 7891,64 1,65,475 164997,36 104017,49

12% and above but less than 13% 2,697 2617,00 1605,78 15,870 12382,74 9746,33 29,611 73010,66 32327,75

13% and above but less than 14% 4,581 142913,13 105406,53 4,647 698,78 538,39 22,956 28874,64 21051,94

14% and above but less than 15% 1,162 2564,09 1342,11 2,416 516,80 418,12 41,167 281369,15 213513,04

15% and above but less than 16% 890 2481,10 1835,93 1,709 726,95 439,38 11,274 32568,02 17646,66

16% and above but less than 17% 1,535 5272,11 4288,43 1,705 2269,10 1737,14 17,162 67313,06 49699,56

17% and above but less than 18% 426 491,30 380,95 580 246,74 160,16 5,550 10229,59 6979,82

18% and above but less than 20% 372 3075,68 8,22 971 33,39 24,86 1,031 314,45 25,44

20% and above 211 24,62 3,89 153 21,18 3,93 747 202,53 14,39

TOTAL LOANS & ADVANCES 24,212 230622,74 165325,19 1,34,772 81461,66 65835,76 3,13,704 720787,88 488153,29

PRIVATE SECTOR - OTHERS JOINT SECTOR UNDERTAKINGS INDIVIDUALS

No. of Credit Amount No. of Credit Amount No. of Credit AmountINTEREST RATE RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Less than 6% 203 165,69 140,85 – – – 98,768 4061,02 3917,42

6% and above but less than 10% 1,37,751 56878,79 42821,09 428 2629,09 2308,21 24,62,605 147974,95 127923,18

10% and above but less than 12% 4,46,728 74963,78 56399,67 740 2441,49 1845,98 11,98,430 55007,58 45466,37

12% and above but less than 13% 1,67,513 26038,27 19677,82 329 262,44 194,82 4,21,101 21429,98 17055,69

13% and above but less than 14% 1,08,764 16843,47 12876,86 217 225,16 194,81 2,45,596 11601,00 9439,75

14% and above but less than 15% 1,16,152 41261,86 30200,69 384 5637,14 4772,46 1,88,680 9486,81 7540,24

15% and above but less than 16% 33,970 9155,27 5184,96 76 284,79 280,47 14,94,618 76444,98 57594,58

16% and above but less than 17% 19,388 4379,95 3354,85 107 970,65 732,89 81,831 4906,77 3639,73

17% and above but less than 18% 25,546 10162,99 7514,52 24 14,09 10,33 1,34,317 9933,37 8481,89

18% and above but less than 20% 33,505 1799,28 715,37 16 3,08 18 1,25,072 4523,88 3083,79

20% and above 1,730 86,41 32,67 6 3,43 10 1,85,281 5761,83 1276,90

TOTAL LOANS & ADVANCES 10,91,250 241735,77 178919,36 2,327 12471,35 10340,24 66,36,299 351132,17 285419,54

See Notes on Tables

83

TABLE NO. 4.4 - TYPE OF ACCOUNT AND ORGANISATION-WISE CLASSIFICATION OFOUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

PUBLIC SECTOR CO-OPERATIVE SECTOR PRIVATE CORPORATE SECTOR

No. of Credit Amount No. of Credit Amount No. of Credit AmountTYPE OF ACCOUNT Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Cash Credit 5,264 75925,74 49082,61 18,904 7515,89 4339,56 70,663 178349,07 84202,39

Overdraft 2,993 11809,95 5084,24 5,588 2665,97 1304,76 20,430 51995,88 18398,34

Demand Loans 1,986 32585,02 21335,17 7,880 4882,59 4069,88 19,659 81176,96 69864,03

Medium Term Loans 2,949 36311,79 29560,26 14,667 6696,78 5880,27 38,016 81292,26 68342,03

Long Term Loans 10,819 71982,03 59245,77 87,585 59131,65 49923,19 1,53,174 279469,43 218493,02

Packing Credit 201 2008,19 1017,14 148 568,78 318,11 11,762 48504,28 28853,49

Inland and Foreign Bills Purchased/Discounted 6,197 11671,59 4484,93 408 415,96 230,68 64,712 103138,16 47447,49

TOTAL 30,409 242294,33 169810,12 1,35,180 81877,63 66066,44 3,78,416 823926,04 535600,79

PRIVATE SECTOR - OTHERS JOINT SECTOR UNDERTAKINGS INDIVIDUALS

No. of Credit Amount No. of Credit Amount No. of Credit AmountTYPE OF ACCOUNT Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Cash Credit 5,00,053 92134,83 64192,72 737 1488,70 867,56 1,86,550 14000,83 11156,19

Overdraft 1,54,722 30089,96 20111,87 281 156,69 83,15 3,11,374 24640,02 16375,07

Demand Loans 44,617 22669,13 19096,94 139 682,18 647,40 6,12,214 22904,81 15478,52

Medium Term Loans 1,47,288 22214,84 16900,06 265 667,97 643,34 10,68,467 50765,17 37169,83

Long Term Loans 2,23,273 58120,08 46034,50 818 9020,34 7735,21 44,56,439 238547,51 205028,54

Packing Credit 21,297 16506,94 12583,28 87 455,47 363,58 1,255 273,84 211,40

Inland and Foreign Bills Purchased/Discounted 34,037 32054,33 18000,14 191 390,28 320,26 4,727 1484,61 778,54

TOTAL 11,25,287 273790,10 196919,50 2,518 12861,63 10660,50 66,41,026 352616,78 286198,07

See Notes on Tables

84

TABLE NO. 4.5 - SIZE OF CREDIT LIMIT AND ORGANISATION-WISE CLASSIFICATION OFOUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

PUBLIC SECTOR CO-OPERATIVE SECTOR PRIVATE CORPORATE SECTOR

No. of Credit Amount No. of Credit Amount No. of Credit AmountCREDIT LIMIT RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Above Rs. 2 Lakh and upto Rs.5 Lakh 12,904 427,59 339,59 35,106 1206,91 1012,09 1,32,976 3329,18 2437,67

Above Rs. 5 Lakh and upto Rs. 10 Lakh 6,140 461,92 361,60 24,304 1816,53 1365,47 34,874 2714,88 2045,12

Above Rs. 10 Lakh and upto Rs. 25 Lakh 3,669 610,91 442,59 9,567 1611,46 1134,87 72,962 11952,46 10285,09

Above Rs. 25 Lakh and upto Rs. 50 Lakh 1,725 647,61 403,89 49,878 17093,44 14078,85 40,711 16261,98 12091,34

Above Rs. 50 Lakh and upto Rs. 1 Crore 1,196 938,73 543,82 10,931 7890,14 6352,05 28,567 21940,17 16559,96

Above Rs. 1 Crore and upto Rs. 4 Crore 1,529 3416,70 2076,04 3,916 7220,27 5977,58 38,781 83315,64 63794,65

Above Rs. 4 Crore and upto Rs. 6 Crore 594 3008,06 1493,05 453 2264,37 1801,61 8,862 44442,92 33779,95

Above Rs. 6 Crore and upto Rs.10 Crore 491 4260,73 2548,64 334 2737,40 2113,08 7,575 62334,43 45631,80

Above Rs. 10 Crore and upto Rs. 25 Crore 757 13631,18 9172,60 339 5866,12 4428,61 8,166 134603,21 99412,67

Above Rs. 25 Crore 1,404 214890,90 152428,29 352 34170,97 27802,23 4,942 443031,16 249562,53

TOTAL 30,409 242294,33 169810,12 1,35,180 81877,63 66066,44 3,78,416 823926,04 535600,79

PRIVATE SECTOR - OTHERS JOINT SECTOR UNDERTAKINGS INDIVIDUALS

No. of Credit Amount No. of Credit Amount No. of Credit AmountCREDIT LIMIT RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Above Rs. 2 Lakh and upto Rs.5 Lakh 5,69,069 20059,41 15567,81 783 26,72 21,57 48,38,225 158067,19 128205,20

Above Rs. 5 Lakh and upto Rs.10 Lakh 2,59,798 20324,65 15961,32 359 28,71 22,74 12,68,307 92947,08 76434,94

Above Rs. 10 Lakh and upto Rs.25 Lakh 1,69,993 29164,27 23329,55 387 67,15 52,71 4,90,887 74895,36 61953,38

Above Rs. 25 Lakh and upto Rs.50 Lakh 63,536 23661,14 18241,93 252 95,61 72,31 33,643 12127,59 9124,89

Above Rs. 50 Lakh and upto Rs.1 Crore 34,251 25747,77 19169,58 201 158,48 129,30 5,849 4356,16 3160,66

Above Rs. 1 Crore and upto Rs.4 Crore 21,407 42406,89 31335,48 222 478,53 386,97 3,533 6707,03 4889,58

Above Rs. 4 Crore and upto Rs.6 Crore 2,836 14176,87 10233,41 71 354,89 270,79 382 1890,20 1355,37

Above Rs. 6 Crore and upto Rs.10 Crore 2,066 16742,44 12066,75 69 554,52 432,82 200 1626,18 1074,04

Above Rs. 10 Crore and upto Rs.25 Crore 1,609 25974,49 18722,70 71 1104,60 886,96 – – –

Above Rs. 25 Crore 722 55532,16 32290,96 103 9992,44 8384,33 – – –

TOTAL 11,25,287 273790,10 196919,50 2,518 12861,63 10660,50 66,41,026 352616,78 286198,07

See Notes on Tables

85

TABLE NO. 4.6 - SIZE OF CREDIT LIMIT AND TYPE OF ACCOUNT-WISE CLASSIFICATION OFOUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

CASH CREDIT OVERDRAFTS DEMAND LOANS

No. of Credit Amount No. of Credit Amount No. of Credit AmountCREDIT LIMIT RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Above Rs. 2 Lakh and upto Rs. 5 Lakh 3,93,535 14309,02 11655,73 2,80,939 9517,62 6656,32 5,84,557 17618,98 11572,79

Above Rs. 5 Lakh and upto Rs. 10 Lakh 1,70,375 13752,59 11061,43 1,00,852 7794,97 5493,66 53,612 3810,26 2651,13

Above Rs. 10 Lakh and upto Rs. 25 Lakh 1,16,920 20569,67 16448,52 76,180 13170,82 9113,12 21,588 3470,99 2864,48

Above Rs. 25 Lakh and upto Rs. 50 Lakh 47,381 17923,60 13876,41 19,466 7216,80 5009,22 9,553 3546,63 3114,13

Above Rs. 50 Lakh and upto Rs. 1 Crore 24,813 19000,81 14380,57 9,250 7034,35 4872,06 6,004 4497,97 3844,42

Above Rs. 1 Crore and upto Rs. 4 Crore 20,145 41585,91 30726,86 6,291 12592,92 8551,78 6,418 13509,70 11822,85

Above Rs. 4 Crore and upto Rs. 6 Crore 3,353 16947,01 12045,37 865 4300,88 2692,05 1,439 7127,78 6260,73

Above Rs. 6 Crore and upto Rs. 10 Crore 2,529 20637,78 13802,53 616 5063,51 2979,12 1,347 11057,38 9676,49

Above Rs. 10 Crore and upto Rs. 25 Crore 1,971 31893,90 19076,33 581 9010,07 4178,05 1,149 18969,27 15988,88

Above Rs. 25 Crore 1,199 172805,74 70771,64 371 45758,46 11812,89 842 81298,46 62702,42

TOTAL 7,82,221 369426,02 213845,37 4,95,411 121460,41 61358,27 6,86,509 164907,42 130498,31

MEDIUM TERM LOANS LONG TERM LOANS PACKING CREDIT

No. of Credit Amount No. of Credit Amount No. of Credit AmountCREDIT LIMIT RANGE Accounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Above Rs. 2 Lakh and upto Rs. 5 Lakh 9,49,638 30780,04 22618,26 33,49,622 109822,58 94182,96 9,295 332,51 296,05

Above Rs. 5 Lakh and upto Rs. 10 Lakh 2,23,383 16102,79 11264,86 10,25,159 75255,04 64431,60 5,426 427,08 375,26

Above Rs. 10 Lakh and upto Rs. 25 Lakh 71,367 10770,35 8262,59 4,13,849 62833,28 53753,70 6,174 1078,62 919,57

Above Rs. 25 Lakh and upto Rs. 50 Lakh 13,534 4911,35 3639,36 85,840 31010,42 24585,59 4,049 1532,92 1242,15

Above Rs. 50 Lakh and upto Rs. 1 Crore 5,282 3894,95 2945,78 25,141 18414,73 14489,83 3,080 2372,28 1874,60

Above Rs. 1 Crore and upto Rs. 4 Crore 4,640 9485,36 7794,14 18,699 38509,86 31405,46 3,987 8520,16 6669,41

Above Rs. 4 Crore and upto Rs. 6 Crore 936 4662,96 3813,05 3,705 18535,17 15355,79 853 4209,67 3215,39

Above Rs. 6 Crore and upto Rs. 10 Crore 872 7337,34 6042,87 3,003 24700,04 19483,74 801 6443,84 4796,11

Above Rs. 10 Crore and upto Rs. 25 Crore 1,058 18356,03 15156,28 4,036 68185,95 57012,02 720 11516,51 8376,82

Above Rs. 25 Crore 956 91654,17 76964,33 3,106 269033,67 211780,12 371 31895,18 15588,52

TOTAL 12,71,666 197955,34 158501,53 49,32,160 716300,75 586480,82 34,756 68328,78 43353,88

See Notes on Tables

86

TABLE NO. 4.7 - BANK GROUP-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKSACCORDING TO SIZE OF CREDIT LIMIT

MARCH 2006(Amount in Rupees Lakh)

STATE BANK OF INDIA NATIONALISED BANKS FOREIGN BANKSAND ITS ASSOCIATES

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

Rs. 25,000 and Less 83,79,400 12366,81 10289,22 141,44,208 19897,18 17652,11 29,62,378 4612,66 1031,15

Above Rs. 25,000 and upto Rs. 2 Lakh 83,11,223 66627,12 52893,17 143,44,327 107812,50 91529,41 61,17,629 37762,55 10506,75

Above Rs. 2 Lakh and upto Rs. 5 Lakh 16,20,134 53851,65 44326,71 21,60,824 71425,85 60812,87 4,31,662 13460,81 7347,11

Above Rs. 5 Lakh and upto Rs. 10 Lakh 3,60,081 26692,46 21578,67 6,05,539 45510,06 38376,77 1,12,096 7848,65 5836,92

Above Rs. 10 Lakh and upto Rs. 25 Lakh 1,32,068 21248,04 16268,21 2,83,137 45850,36 37457,56 65,576 10445,89 8985,82

Above Rs. 25 Lakh and upto Rs. 50 Lakh 34,523 12702,64 9338,59 80,676 29760,23 23262,72 13,822 4786,92 3961,16

Above Rs. 50 Lakh and upto Rs. 1 Crore 16,853 12744,61 9153,71 39,411 29815,02 22374,15 4,935 3679,39 2960,87

Above Rs. 1 Crore and upto Rs. 4 Crore 14,949 31290,09 23097,43 35,543 73798,10 55754,13 3,765 8006,31 6212,72

Above Rs. 4 Crore and upto Rs. 6 Crore 3,213 16165,59 11843,42 6,500 32529,73 24078,60 819 4070,21 3020,37

Above Rs. 6 Crore and upto Rs. 10 Crore 2,775 22759,43 16571,06 4,878 39782,65 28341,60 832 6793,93 4769,36

Above Rs. 10 Crore and upto Rs. 25 Crore 2,653 43825,45 30954,29 4,774 78222,32 56585,41 932 15544,90 9735,48

Above Rs. 25 Crore 1,786 212179,22 103628,30 3,821 381788,22 268905,05 791 68774,93 34817,18

TOTAL 188,79,658 532453,10 349942,78 317,13,638 956192,23 725130,38 97,15,237 185787,16 99184,89

REGIONAL RURAL BANKS OTHER SCHEDULED ALL SCHEDULEDCOMMERCIAL BANKS COMMERCIAL BANKS

CREDIT LIMIT RANGE No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

Rs. 25,000 and Less 89,92,762 13152,76 10641,47 39,40,356 6400,11 5603,39 384,19,104 56429,53 45217,34

Above Rs. 25,000 and upto Rs. 2 Lakh 42,02,551 24630,50 19521,39 57,27,491 37657,95 28830,10 387,03,221 274490,62 203280,82

Above Rs. 2 Lakh and upto Rs. 5 Lakh 1,79,907 5584,36 4533,99 11,96,636 38797,73 30565,55 55,89,163 183120,40 147586,23

Above Rs. 5 Lakh and upto Rs. 10 Lakh 14,308 1016,46 823,90 5,01,803 37229,74 29577,99 15,93,827 118297,37 96194,26

Above Rs. 10 Lakh and upto Rs. 25 Lakh 3,143 512,53 406,63 2,63,570 40249,78 34084,17 7,47,494 118306,60 97202,38

Above Rs. 25 Lakh and upto Rs. 50 Lakh 791 287,41 221,23 59,957 22358,67 17235,38 1,89,769 69895,86 54019,07

Above Rs. 50 Lakh and upto Rs. 1 Crore 213 155,59 126,25 19,587 14639,35 11302,31 80,999 61033,96 45917,29

Above Rs. 1 Crore and upto Rs. 4 Crore 66 113,78 96,20 15,076 30359,99 23309,93 69,399 143568,28 108470,41

Above Rs. 4 Crore and upto Rs. 6 Crore 6 31,31 25,00 2,662 13351,05 9977,23 13,200 66147,89 48944,61

Above Rs. 6 Crore and upto Rs. 10 Crore 3 23,46 19,45 2,248 18904,22 14171,27 10,736 88263,70 63872,75

Above Rs. 10 Crore and upto Rs. 25 Crore 3 60,87 52,20 2,582 43568,51 35308,26 10,944 181222,06 132635,64

Above Rs. 25 Crore 6 174,96 175,79 1,121 94833,28 62975,00 7,525 757750,62 470501,33

TOTAL 133,93,759 45744,00 36643,51 117,33,089 398350,39 302940,57 854,35,381 2118526,88 1513842,13

87

TABLE NO. 4.8 - POPULATION GROUP AND BANK GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO BROAD RANGES OF CREDIT LIMIT

MARCH 2006

STATE BANK OF INDIA AND ITS ASSOCIATES (Amount in Rupees Lakh)

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

1 2 3 4 5 6 7 8 9

RURAL 3079,707 4630,45 4016,34 2293,014 16589,58 13426,16 460,155 49603,48 35602,16

SEMI-URBAN 3731,224 5439,60 4524,85 3362,744 26409,45 21143,16 765,721 55247,70 40741,63

URBAN 1006,723 1500,60 1170,27 1781,244 15647,07 12214,94 624,695 99304,35 61412,68

METROPOLITAN 561,746 796,16 577,76 874,221 7981,02 6108,90 338,464 249303,65 149003,92

ALL-INDIA 8379,400 12366,81 10289,22 8311,223 66627,12 52893,17 2189,035 453459,17 286760,39

NATIONALISED BANKS

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

10 11 12 13 14 15 16 17 18

RURAL 7003,210 9726,67 8650,90 4730,505 30849,32 26614,21 652,747 86716,75 68105,10

SEMI-URBAN 4202,477 5936,40 5300,85 3835,927 27536,76 23590,69 645,408 60757,67 46735,20

URBAN 2008,101 2904,20 2552,37 3423,187 27990,57 23466,22 942,147 140692,96 107203,29

METROPOLITAN 930,420 1329,90 1147,99 2354,708 21435,86 17858,29 984,801 540315,17 393905,28

ALL-INDIA 14144,208 19897,18 17652,11 14344,327 107812,50 91529,41 3225,103 828482,55 615948,86

FOREIGN BANKS

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

19 20 21 22 23 24 25 26 27

RURAL – – – – – – 10,780 2195,21 1366,72

SEMI-URBAN – – – 163 2,04 2,04 158 502,52 233,69

URBAN 64,710 132,72 33,29 199,322 1217,20 275,51 27,194 6930,06 3684,87

METROPOLITAN 2897,668 4479,94 997,86 5918,144 36543,31 10229,20 597,098 133784,17 82361,72

ALL-INDIA 2962,378 4612,66 1031,15 6117,629 37762,55 10506,75 635,230 143411,95 87646,99

88

TABLE NO. 4.8 - POPULATION GROUP AND BANK GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO BROAD RANGES OF CREDIT LIMIT

MARCH 2006

REGIONAL RURAL BANKS (Amount in Rupees Lakh)

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

28 29 30 31 32 33 34 35 36

RURAL 6849,829 10045,50 8040,76 2789,501 16084,03 12738,75 128,560 4705,12 3788,56

SEMI-URBAN 1870,055 2688,35 2256,85 1105,714 6377,83 5140,98 44,637 2020,55 1672,16

URBAN 265,402 405,47 333,41 283,576 1984,31 1507,56 22,797 1131,28 936,32

METROPOLITAN 7,476 13,45 10,45 23,760 184,33 134,11 2,452 103,78 83,61

ALL-INDIA 8992,762 13152,76 10641,47 4202,551 24630,50 19521,39 198,446 7960,73 6480,65

OTHER SCHEDULED COMMERCIAL BANKS

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

37 38 39 40 41 42 43 44 45

RURAL 518,706 675,55 621,67 312,611 2096,89 1674,94 224,360 18091,62 14776,59

SEMI-URBAN 978,669 1276,39 1182,46 710,497 5123,17 4258,87 221,308 23859,08 18010,93

URBAN 695,487 1095,70 934,58 1059,775 6746,53 5299,67 514,329 69548,78 55340,42

METROPOLITAN 1747,494 3352,47 2864,67 3644,608 23691,36 17596,62 1105,245 242792,85 180379,14

ALL-INDIA 3940,356 6400,11 5603,39 5727,491 37657,95 28830,10 2065,242 354292,33 268507,08

ALL SCHEDULED COMMERCIAL BANKS

Rs.25,000 AND LESS ABOVE Rs.25,000 AND ABOVE Rs.2 LAKHUPTO RS.2 LAKH

POPULATION GROUP No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out- Accounts Limit Out-

standing standing standing

46 47 48 49 50 51 52 53 54

RURAL 17451,452 25078,17 21329,67 10125,631 65619,82 54454,06 1476,602 161312,18 123639,14

SEMI-URBAN 10782,425 15340,75 13265,02 9015,045 65449,25 54135,73 1677,232 142387,52 107393,61

URBAN 4040,423 6038,70 5023,93 6747,104 53585,68 42763,91 2131,162 317607,42 228577,57

METROPOLITAN 6144,804 9971,92 5598,72 12815,441 89835,87 51927,11 3028,060 1166299,61 805733,66

ALL-INDIA 38419,104 56429,53 45217,34 38703,221 274490,62 203280,82 8313,056 1787606,74 1265343,98

89

TABLE NO. 4.9 - STATE AND POPULATION GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

RURAL SEMI-URBAN

REGION / STATE / No. of Credit Amount No. of Credit AmountUNION TERRITORY Accounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

NORTHERN REGION 31,05,714 48263,93 38931,39 19,48,664 36492,35 27637,77Haryana 5,30,477 8746,61 7191,01 3,48,631 7229,28 5903,32Himachal Pradesh 3,66,741 5828,73 4598,82 49,730 1623,16 1020,64Jammu & Kashmir 2,05,221 3265,56 2556,70 1,00,547 2757,12 1219,97Punjab 6,63,741 9005,08 7350,30 5,68,036 12794,87 9943,70Rajasthan 13,06,666 12654,87 10557,23 8,71,036 10927,48 8697,38Chandigarh 11,978 642,60 434,18 1,389 494,40 388,29Delhi 20,890 8120,48 6243,14 9,295 666,04 464,48

NORTH-EASTERN REGION 8,40,577 9149,97 6942,07 4,98,953 5758,85 4349,17Arunachal Pradesh 22,052 439,28 332,83 20,344 305,75 267,04Assam 5,33,493 4755,59 3511,38 2,96,258 3952,75 2826,34Manipur 23,819 155,83 136,80 14,431 140,55 124,62Meghalaya 77,509 3015,20 2339,67 21,202 280,73 230,77Mizoram 16,158 173,63 138,80 15,237 299,02 252,71Nagaland 15,378 125,18 93,27 39,612 436,44 364,27Tripura 1,52,168 485,26 389,33 91,869 343,61 283,43

EASTERN REGION 64,19,095 36864,94 29314,01 21,89,519 23428,35 17967,80Bihar 17,35,017 10086,23 8165,31 7,08,315 5198,46 4071,01Jharkhand 7,67,417 4667,69 2951,31 2,78,472 3058,08 2418,19Orissa 18,34,247 11327,93 9422,72 5,65,059 6761,08 5510,63Sikkim 19,133 347,95 270,23 15,886 425,51 315,34West Bengal 20,54,526 10209,80 8324,64 6,09,142 7689,39 5402,25Andaman & Nicobar Islands 8,755 225,34 179,80 12,645 295,84 250,37

CENTRAL REGION 60,68,489 39698,34 30648,03 29,74,082 33487,72 25567,11Chhattisgarh 4,29,207 2864,83 2027,20 1,86,545 2706,21 1984,70Madhya Pradesh 11,79,566 9897,41 7709,86 8,98,660 10787,07 8638,37Uttar Pradesh 41,36,180 24141,19 18777,51 17,11,932 16437,90 12266,47Uttaranchal 3,23,536 2794,91 2133,47 1,76,945 3556,54 2677,57

WESTERN REGION 23,04,165 39491,33 31833,19 19,62,565 33624,09 26679,84Goa 51,411 1222,39 916,18 1,32,361 4569,74 3477,37Gujarat 9,42,149 15252,35 12401,57 7,27,673 12861,60 9833,89Maharashtra 13,08,840 22628,78 18196,32 10,91,984 15465,01 12731,48Dadra & Nagar Haveli 1,765 387,80 319,12 5,210 303,02 277,66Daman & Diu – – – 5,337 424,73 359,43

SOUTHERN REGION 103,15,645 78541,66 61754,17 119,00,919 90386,15 72592,67Andhra Pradesh 44,13,696 28013,38 22623,47 32,21,456 19829,44 16302,05Karnataka 20,30,147 28459,91 21701,45 13,25,277 14404,19 11964,80Kerala 6,96,392 4683,99 3864,80 42,45,192 31642,69 24747,10Tamil Nadu 31,35,286 17037,07 13273,33 30,75,777 24193,14 19320,04Lakshadweep 2,260 50,00 46,23 1,223 9,29 7,95Pondicherry 37,864 297,31 244,89 31,994 307,40 250,72

ALL-INDIA 290,53,685 252010,17 199422,87 214,74,702 223177,52 174794,36

90

TABLE NO. 4.9 - STATE AND POPULATION GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

URBAN METROPOLITAN

REGION / STATE / No. of Credit Amount No. of Credit AmountUNION TERRITORY Accounts Limit Out- Accounts Limit Out-

standing standing

7 8 9 10 11 12

NORTHERN REGION 18,21,666 91287,84 68702,75 26,57,441 287402,77 199040,94Haryana 5,46,531 26953,77 20402,05 44,603 1108,51 841,23Himachal Pradesh 25,013 2273,89 1825,61 – – –Jammu & Kashmir 1,71,664 6794,29 6378,50 – – –Punjab 3,91,247 21394,19 15261,76 2,27,859 11220,88 8415,71Rajasthan 5,18,663 12905,01 9817,21 2,58,163 16726,18 13005,10Chandigarh 1,68,548 20966,69 15017,62 – – –Delhi – – – 21,26,816 258347,21 176778,91

NORTH-EASTERN REGION 3,27,432 7946,21 5976,12 – – –Arunachal Pradesh – – – – – –Assam 2,10,556 4951,01 3858,31 – – –Manipur 27,739 429,94 369,37 – – –Meghalaya 39,976 1827,99 1126,87 – – –Mizoram 10,453 152,64 126,96 – – –Nagaland – – – – – –Tripura 38,708 584,63 494,61 – – –

EASTERN REGION 15,75,529 39858,45 28498,50 9,51,392 83747,52 56530,07Bihar 3,52,881 6683,81 5140,45 1,13,632 1225,90 919,56Jharkhand 2,36,931 6627,72 4507,05 – – –Orissa 4,94,282 13085,44 10797,33 – – –Sikkim – – – – – –West Bengal 4,91,435 13461,48 8053,67 8,37,760 82521,62 55610,51Andaman & Nicobar Islands – – – – – –

CENTRAL REGION 21,28,193 50087,22 36509,88 12,24,207 43270,71 33395,56Chhattisgarh 1,92,864 9040,41 6796,50 – – –Madhya Pradesh 5,59,418 10727,47 7524,69 4,30,819 18043,98 13432,08Uttar Pradesh 12,41,524 27046,85 19711,93 7,93,388 25226,73 19963,48Uttaranchal 1,34,387 3272,49 2476,75 – – –

WESTERN REGION 10,95,600 43186,77 34106,33 62,74,939 572916,04 387289,73Goa – – – – – –Gujarat 3,78,628 22856,46 18011,84 7,74,735 57342,39 38943,21Maharashtra 7,16,972 20330,31 16094,49 55,00,204 515573,64 348346,52Dadra & Nagar Haveli – – – – – –Daman & Diu – – – – – –

SOUTHERN REGION 59,70,269 144865,31 102571,83 108,80,326 278770,36 187003,20Andhra Pradesh 16,26,283 28050,78 22057,89 8,42,331 60417,77 40023,13Karnataka 10,99,102 25364,15 19622,47 32,56,459 93480,35 71219,43Kerala 13,23,870 41716,81 23118,23 – – –Tamil Nadu 18,43,068 48377,45 36717,67 67,81,536 124872,25 75760,64Lakshadweep – – – – – –Pondicherry 77,946 1356,13 1055,56 – – –

ALL-INDIA 129,18,689 377231,80 276365,41 219,88,305 1266107,40 863259,49

91

TABLE NO. 4.10 - STATE AND BANK GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES NATIONALISED BANKS

REGION / STATE / No. of Credit Amount No. of Credit AmountUNION TERRITORY Accounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

NORTHERN REGION 25,16,921 113375,97 80923,02 36,62,015 224188,26 164808,90Haryana 3,42,789 10360,88 8267,24 7,96,395 24116,75 19124,63Himachal Pradesh 1,55,838 2675,66 2112,00 2,20,283 5595,68 4583,85Jammu & Kashmir 62,039 1171,31 867,99 67,598 3768,69 2098,66Punjab 6,12,153 18214,11 13788,32 9,75,319 27993,77 21151,84Rajasthan 10,39,990 16578,62 13028,98 10,12,125 24252,38 19387,73Chandigarh 37,634 7259,36 4594,83 87,917 10653,86 7833,69Delhi 2,66,478 57116,03 38263,67 5,02,378 127807,13 90628,51

NORTH-EASTERN REGION 5,56,242 11547,68 8028,91 5,67,888 8700,56 7225,78Arunachal Pradesh 27,500 298,22 234,12 7,443 348,86 284,22Assam 3,04,861 5840,38 3835,13 4,12,659 6136,64 5081,56Manipur 32,681 399,30 340,62 21,807 290,62 259,07Meghalaya 81,228 3901,16 2689,44 29,131 1120,84 930,32Mizoram 22,925 385,64 328,65 2,045 117,55 85,15Nagaland 42,945 343,52 279,30 8,563 174,85 150,42Tripura 44,102 379,46 321,66 86,240 511,20 435,03

EASTERN REGION 25,18,274 57821,15 37049,15 44,52,559 88114,52 67049,57Bihar 6,71,912 10974,68 8302,93 10,91,675 9008,99 7518,12Jharkhand 3,55,282 5717,75 3737,75 5,64,409 7443,74 5231,38Orissa 7,74,846 9926,34 7851,23 9,87,617 14689,41 12728,47Sikkim 16,743 378,72 279,98 17,273 345,27 266,19West Bengal 6,89,658 30672,74 16755,15 17,80,446 56277,83 41015,86Andaman & Nicobar Islands 9,833 150,92 122,10 11,139 349,28 289,55

CENTRAL REGION 28,12,900 45673,35 33931,27 55,91,615 87127,41 67353,08Chhattisgarh 2,76,917 6217,26 4636,99 2,30,603 6468,03 4777,84Madhya Pradesh 10,76,143 19297,05 13833,91 11,99,075 21912,88 16905,00Uttar Pradesh 12,14,596 17372,30 13385,12 38,91,193 53617,58 41756,61Uttaranchal 2,45,244 2786,74 2075,26 2,70,744 5128,92 3913,63

WESTERN REGION 20,30,213 160959,05 92352,71 36,77,848 291049,70 222131,04Goa 27,673 1188,73 868,01 98,051 3305,79 2573,78Gujarat 9,11,909 29645,44 21486,80 11,82,965 53557,16 39332,97Maharashtra 10,86,092 129909,12 69833,22 23,89,889 233548,70 179680,56Dadra & Nagar Haveli 1,329 83,01 57,32 5,094 380,33 321,90Daman & Diu 3,210 132,74 107,38 1,849 257,72 221,85

SOUTHERN REGION 84,45,108 143075,90 97657,72 137,61,713 257011,78 196562,01Andhra Pradesh 30,42,160 32336,25 25232,55 45,93,417 72219,35 50534,62Karnataka 12,16,349 32176,44 24019,92 27,20,129 81372,24 66527,47Kerala 24,09,934 34729,06 17318,62 16,22,480 21303,55 16431,99Tamil Nadu 17,47,406 43338,26 30691,11 47,37,526 81121,35 62288,96Lakshadweep 403 3,10 2,61 2,672 39,15 36,15Pondicherry 28,856 492,80 392,91 85,489 956,13 742,80

ALL-INDIA 188,79,658 532453,10 349942,78 317,13,638 956192,23 725130,38

92

TABLE NO. 4.10 - STATE AND BANK GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

FOREIGN BANKS REGIONAL RURAL BANKS

REGION / STATE / No. of Credit Amount No. of Credit AmountUNION TERRITORY Accounts Limit Out- Accounts Limit Out-

standing standing

7 8 9 10 11 12

NORTHERN REGION 9,61,784 48893,69 28873,15 10,36,535 6193,09 5087,02Haryana 5,599 2589,52 1293,73 2,35,338 1646,35 1369,78Himachal Pradesh 32 16,29 11,80 61,233 355,26 270,31Jammu & Kashmir 18 9,39 3,88 51,093 357,42 266,72Punjab 13,570 679,10 476,55 91,926 775,49 647,46Rajasthan 12,769 818,00 595,85 5,96,941 3058,40 2532,57Chandigarh 10,414 538,67 275,61 1 3 3Delhi 9,19,382 44242,73 26215,72 3 15 15

NORTH-EASTERN REGION 586 23,05 7,43 5,13,115 1934,69 1509,07Arunachal Pradesh 1 2 – 7,098 34,30 29,19Assam 572 17,63 2,37 2,95,820 1168,53 901,56Manipur – – – 11,466 33,54 28,32Meghalaya 5 15 – 27,831 86,42 65,89Mizoram – – – 16,869 121,19 103,86Nagaland 6 5,19 5,05 2,600 9,50 8,09Tripura 2 6 – 1,51,431 481,22 372,15

EASTERN REGION 1,03,449 6420,34 4243,07 36,09,067 9639,81 7372,25Bihar 34 1,98 7 11,41,981 3096,46 2386,29Jharkhand 13 44 2 3,39,410 750,73 539,67Orissa 1,047 57,91 34,94 10,40,595 3083,75 2419,52Sikkim 1 2 2 1 3 2West Bengal 1,02,353 6359,91 4207,94 10,86,923 2702,79 2021,91Andaman & Nicobar Islands 1 8 8 157 6,06 4,83

CENTRAL REGION 2,61,095 2595,87 1123,45 32,47,968 12594,65 9515,11Chhattisgarh 361 34,98 19,85 2,81,168 876,61 642,14Madhya Pradesh 3,090 351,30 233,43 6,41,998 3178,77 2512,86Uttar Pradesh 2,57,616 2188,48 857,47 22,56,093 8146,51 6071,96Uttaranchal 28 21,11 12,71 68,709 392,76 288,16

WESTERN REGION 5,69,217 64160,70 37026,74 6,65,458 2420,14 1951,63Goa 45 100,05 7,15 1 3 3Gujarat 26,150 2790,14 1611,91 2,91,961 1194,76 934,97Maharashtra 5,43,020 61266,73 35405,04 3,73,496 1225,35 1016,62Dadra & Nagar Haveli 1 2,58 2,58 – – –Daman & Diu 1 1,20 6 – – –

SOUTHERN REGION 78,19,106 63693,50 27911,06 43,21,616 12961,61 11208,44Andhra Pradesh 31,977 3099,96 2361,06 18,63,175 5045,07 4359,77Karnataka 22,53,719 17542,88 10127,09 8,65,106 3919,14 3453,22Kerala 7,291 356,72 278,67 9,41,390 2513,36 2287,38Tamil Nadu 55,26,038 42683,03 15139,85 6,51,557 1468,96 1094,07Lakshadweep – – – 378 14,67 13,59Pondicherry 81 10,91 4,39 10 41 42

ALL-INDIA 97,15,237 185787,16 99184,89 133,93,759 45744,00 36643,51

93

TABLE NO. 4.10 - STATE AND BANK GROUP-WISE OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS

MARCH 2006(Amount in Rupees Lakh)

OTHER SCHEDULED COMMERCIAL BANKS ALL SCHEDULED COMMERCIAL BANKS

REGION / STATE / No. of Credit Amount No. of Credit AmountUNION TERRITORY Accounts Limit Out- Accounts Limit Out-

standing standing

13 14 15 16 17 18

NORTHERN REGION 13,56,230 70795,89 54620,77 95,33,485 463446,90 334312,85Haryana 90,121 5324,67 4282,22 14,70,242 44038,17 34337,60Himachal Pradesh 4,098 1082,90 467,11 4,41,484 9725,79 7445,07Jammu & Kashmir 2,96,684 7510,16 6917,92 4,77,432 12816,97 10155,17Punjab 1,57,915 6752,55 4907,30 18,50,883 54415,01 40971,47Rajasthan 2,92,703 8506,15 6531,79 29,54,528 53213,54 42076,92Chandigarh 45,949 3651,77 3135,93 1,81,915 22103,69 15840,09Delhi 4,68,760 37967,69 28378,49 21,57,001 267133,73 183486,53

NORTH-EASTERN REGION 29,131 649,05 496,19 16,66,962 22855,02 17267,37Arunachal Pradesh 354 63,63 52,34 42,396 745,02 599,86Assam 26,395 496,17 375,40 10,40,307 13659,34 10196,03Manipur 35 2,86 2,78 65,989 726,32 630,79Meghalaya 492 15,35 11,66 1,38,687 5123,92 3697,31Mizoram 9 91 80 41,848 625,29 518,47Nagaland 876 28,57 14,68 54,990 561,62 457,55Tripura 970 41,56 38,52 2,82,745 1413,50 1167,36

EASTERN REGION 4,52,186 21903,44 16596,34 111,35,535 183899,26 132310,38Bihar 4,243 112,30 88,92 29,09,845 23194,40 18296,33Jharkhand 23,706 440,83 367,73 12,82,820 14353,49 9876,56Orissa 89,483 3417,01 2696,52 28,93,588 31174,44 25730,68Sikkim 1,001 49,43 39,36 35,019 773,46 585,57West Bengal 3,33,483 17869,02 13390,20 39,92,863 113882,29 77391,06Andaman & Nicobar Islands 270 14,84 13,61 21,400 521,18 430,18

CENTRAL REGION 4,81,393 18552,70 14197,67 123,94,971 166543,99 126120,58Chhattisgarh 19,567 1014,57 731,58 8,08,616 14611,46 10808,40Madhya Pradesh 1,48,157 4715,92 3819,80 30,68,463 49455,93 37304,99Uttar Pradesh 2,63,526 11527,79 8648,24 78,83,024 92852,67 70719,39Uttaranchal 50,143 1294,42 998,05 6,34,868 9623,94 7287,80

WESTERN REGION 46,94,533 170628,64 126446,96 116,37,269 689218,23 479909,08Goa 58,002 1197,54 944,59 1,83,772 5792,14 4393,55Gujarat 4,10,200 21125,29 15823,85 28,23,185 108312,79 79190,50Maharashtra 42,25,503 148047,85 109433,38 86,18,000 573997,75 395368,82Dadra & Nagar Haveli 551 224,90 214,99 6,975 690,82 596,78Daman & Diu 277 33,07 30,14 5,337 424,73 359,43

SOUTHERN REGION 47,19,616 115820,69 90582,64 390,67,159 592563,48 423921,86Andhra Pradesh 5,73,037 23610,72 18518,54 101,03,766 136311,36 101006,54Karnataka 6,55,682 26697,90 20380,45 77,10,985 161708,60 124508,16Kerala 12,84,359 19140,81 15413,46 62,65,454 78043,49 51730,13Tamil Nadu 21,73,140 45868,29 35857,69 148,35,667 214479,90 145071,68Lakshadweep 30 2,37 1,84 3,483 59,29 54,19Pondicherry 33,368 500,59 410,65 1,47,804 1960,84 1551,17

ALL-INDIA 117,33,089 398350,39 302940,57 854,35,381 2118526,88 1513842,13

94

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

CASH CREDIT OVERDRAFT

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 81,949 12791,77 7907,72 24,077 2286,93 1579,261. Direct Finance 67,771 6585,17 4324,06 19,327 1275,55 862,102. Indirect Finance 14,178 6206,60 3583,65 4,750 1011,38 717,16

II. INDUSTRY 2,58,698 208381,35 103607,40 60,298 48847,51 22366,941. Mining & Quarrying 6,889 4556,49 2327,13 2,045 2262,36 676,222. Food Manufacturing & Processing 36,567 24055,82 14219,22 3,985 1726,78 1105,27

(a) Rice Mills, Flour & Dal Mills 17,306 6935,96 4819,92 1,095 267,76 189,57(b) Sugar 738 5580,24 3421,44 90 87,26 65,91(c) Edible Oils & Vanaspati 3,554 2485,99 1728,10 492 257,98 140,11(d) Tea Processing 1,010 1319,20 911,40 136 60,51 48,57(e) Processing of Fruits & Vegetables 2,171 410,14 315,11 258 107,19 92,95(f) Others 11,788 7324,29 3023,26 1,914 946,07 568,17

3. Beverage & Tobacco 2,056 1739,62 1243,04 554 634,01 273,634. Textiles 38,560 28060,41 13826,94 6,802 3497,28 1814,18

(a) Cotton Textiles 13,921 12234,03 6879,33 2,469 1385,60 902,63(b) Jute & Other Natural Fibre Textiles 758 456,12 280,63 127 31,79 26,76(c) Handloom Textiles & Khadi 3,299 1033,42 668,73 415 89,97 53,10(d) Other Textiles & Textile Products 20,582 14336,84 5998,24 3,791 1989,91 831,70

5. Paper, Paper Products & Printing 11,387 5235,37 3443,17 2,080 1427,79 546,716. Leather & Leather Products 2,646 2582,82 774,13 664 190,92 131,997. Rubber & Plastic Products 12,653 5922,09 3692,44 1,618 668,33 494,198. Chemicals & Chemical Products 17,152 26755,63 10664,92 2,556 3073,27 1399,51

(a) Heavy Industrial Chemicals 3,384 7336,20 1892,57 614 915,76 476,25(b) Fertilisers 652 6259,48 2335,30 63 112,75 59,63(c) Drugs & Pharmaceuticals 3,347 4928,90 2702,88 531 989,99 386,54(d) Non-Edible Oils 472 266,50 178,07 49 16,73 9,37(e) Other Chemicals & Chemical Products 9,297 7964,55 3556,11 1,299 1038,04 467,72

9. Petroleum, Coal Products & Nuclear Fuels 1,325 10067,33 1443,62 256 817,08 408,8210. Manufacture of Cement & Cement Products 4,496 2215,85 1307,13 449 263,62 160,8911. Basic Metals & Metal Products 25,170 28981,86 13846,35 3,729 2294,97 1216,73

(a) Iron & Steel 10,290 18949,42 8825,74 1,148 1294,41 677,64(b) Non-Ferrous Metals 3,004 2525,53 1211,75 431 211,69 121,03(c) Metal Products 11,876 7506,92 3808,87 2,150 788,88 418,05

12. Engineering 32,779 20849,91 13101,21 5,829 4214,52 1941,67(a) Heavy Engineering 8,429 3683,28 2140,51 1,387 936,65 418,73(b) Light Engineering 12,981 6872,48 3899,83 2,369 1159,66 555,84(c) Electrical Machinery & Goods 7,766 5998,23 4341,33 1,450 1179,69 632,61(d) Electronic Machinery & Goods 3,603 4295,92 2719,55 623 938,53 334,49

13. Vehicles, Vehicle Parts & Transport Equipments 6,902 6946,83 3440,25 2,657 2361,53 1333,0014. Other Industries 42,503 19896,02 9570,86 14,888 14616,60 2662,6515. Electricity, Gas & Water 1,480 7236,18 2791,33 545 2288,38 1609,86

(a) Electricity Generation & Transmission 588 6234,19 2535,55 247 2163,58 1515,02(b) Non-Conventional Energy 201 208,42 76,70 50 64,25 58,80(c) Gas, Steam & Water Supply 691 793,58 179,08 248 60,56 36,04

16. Construction 16,133 13279,12 7915,67 11,641 8510,07 6591,61III. TRANSPORT OPERATORS 5,004 2213,98 1591,93 2,723 1098,92 920,50IV. PROFESSIONAL AND OTHER SERVICES 31,927 11446,64 6496,50 21,649 6252,73 3845,60V. PERSONAL LOANS – – – 2,27,192 14666,85 9469,97

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – 2,27,192 14666,85 9469,97

VI. TRADE 3,45,011 112698,43 79435,89 93,856 23481,53 13997,441. Wholesale Trade 71,436 79541,04 54359,26 21,838 5836,04 3546,882. Retail Trade 2,73,575 33157,39 25076,64 72,018 17645,50 10450,56

VII. FINANCE 2,851 12431,57 8168,17 4,091 12740,56 3373,48VIII. ALL OTHERS 56,781 9462,28 6637,77 61,525 12085,36 5805,08

TOTAL BANK CREDIT 7,82,221 369426,02 213845,37 4,95,411 121460,41 61358,27OF WHICH : 1. Artisans and Village & Tiny Industries 30,118 3464,22 2786,56 7,575 555,43 410,95

2. Other Small Scale Industries 1,23,852 31490,69 23734,35 14,861 3501,87 2482,47

See Notes on Tables.

95

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

DEMAND LOANS MEDIUM TERM LOANS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 3,15,851 35387,21 29529,68 1,55,776 26206,11 21492,431. Direct Finance 3,05,550 12865,24 10797,55 1,32,328 11762,45 9235,662. Indirect Finance 10,301 22521,97 18732,13 23,448 14443,66 12256,77

II. INDUSTRY 23,215 70299,56 54888,12 53,837 71250,58 58018,021. Mining & Quarrying 614 2395,73 2212,93 1,499 2528,70 2172,722. Food Manufacturing & Processing 2,158 3790,97 3486,31 4,369 2154,82 1777,57

(a) Rice Mills, Flour & Dal Mills 541 550,48 495,05 1,432 379,80 285,23(b) Sugar 119 873,49 821,76 86 366,62 325,18(c) Edible Oils & Vanaspati 353 453,34 409,86 231 284,84 246,14(d) Tea Processing 183 435,94 404,73 115 183,13 162,56(e) Processing of Fruits & Vegetables 119 102,74 95,62 384 56,21 43,23(f) Others 843 1374,99 1259,29 2,121 884,22 715,22

3. Beverage & Tobacco 234 1144,78 1056,34 333 319,19 270,114. Textiles 2,765 4661,34 3906,09 4,344 5493,31 4053,81

(a) Cotton Textiles 1,071 2113,12 1733,38 1,933 3104,60 2175,47(b) Jute & Other Natural Fibre Textiles 34 65,60 40,65 89 30,48 25,64(c) Handloom Textiles & Khadi 103 119,71 46,54 129 98,34 63,33(d) Other Textiles & Textile Products 1,557 2362,91 2085,52 2,193 2259,89 1789,38

5. Paper, Paper Products & Printing 707 1489,49 1390,68 1,510 1877,29 1490,716. Leather & Leather Products 439 329,68 311,32 352 204,05 171,137. Rubber & Plastic Products 679 1317,24 1133,51 1,468 1187,11 1064,868. Chemicals & Chemical Products 1,528 6923,68 6286,92 2,026 4796,48 3913,14

(a) Heavy Industrial Chemicals 351 1211,02 1061,06 442 1578,29 1121,42(b) Fertilisers 93 1895,60 1794,24 78 733,19 570,24(c) Drugs & Pharmaceuticals 409 1584,24 1463,56 419 1294,85 1200,37(d) Non-Edible Oils 28 38,85 33,71 38 30,58 28,77(e) Other Chemicals & Chemical Products 647 2193,97 1934,34 1,049 1159,58 992,34

9. Petroleum, Coal Products & Nuclear Fuels 149 14409,51 6708,37 157 3019,22 2753,7110. Manufacture of Cement & Cement Products 176 578,42 488,58 516 1258,05 1063,4811. Basic Metals & Metal Products 1,812 7374,01 4720,36 3,005 5533,54 4636,17

(a) Iron & Steel 757 3668,36 2908,31 1,518 4015,22 3310,48(b) Non-Ferrous Metals 384 2997,71 1152,16 287 293,05 265,06(c) Metal Products 671 707,95 659,89 1,200 1225,27 1060,63

12. Engineering 2,028 5147,88 4563,34 3,739 5286,85 4047,40(a) Heavy Engineering 439 670,23 573,32 1,111 1043,36 900,66(b) Light Engineering 756 1308,17 1097,61 1,420 1932,72 1466,59(c) Electrical Machinery & Goods 463 1122,10 952,14 786 1457,15 934,85(d) Electronic Machinery & Goods 370 2047,38 1940,28 422 853,62 745,30

13. Vehicles, Vehicle Parts & Transport Equipments 920 2554,88 1963,66 865 1995,75 1664,1614. Other Industries 3,499 5378,97 4974,26 7,910 7459,71 6074,4715. Electricity, Gas & Water 204 5436,29 5133,65 476 8013,08 6586,24

(a) Electricity Generation & Transmission 139 4789,07 4547,81 254 7008,51 5713,94(b) Non-Conventional Energy 17 53,77 30,37 45 229,84 223,28(c) Gas, Steam & Water Supply 48 593,45 555,47 177 774,74 649,01

16. Construction 5,303 7366,69 6551,79 21,268 20123,42 16278,35III. TRANSPORT OPERATORS 6,719 4099,57 2196,47 49,595 5468,86 4594,91IV. PROFESSIONAL AND OTHER SERVICES 8,899 14801,61 12781,08 48,810 14126,32 11309,38V. PERSONAL LOANS 2,91,048 11716,41 6074,78 8,38,976 38347,03 26978,90

1. Loans for Purchase of Consumer Durables – – – 5,144 186,11 145,732. Loans for Housing – – – 48 205,49 200,863. Rest of the Personal Loans 2,91,048 11716,41 6074,78 8,33,784 37955,44 26632,31

VI. TRADE 11,519 6926,28 5594,26 28,510 5957,05 5136,941. Wholesale Trade 2,780 3641,19 2751,63 9,438 1964,76 1701,752. Retail Trade 8,739 3285,10 2842,63 19,072 3992,28 3435,19

VII. FINANCE 1,307 17252,19 16206,18 2,783 28810,44 25265,51VIII. ALL OTHERS 27,951 4424,59 3227,74 93,379 7788,95 5705,45

TOTAL BANK CREDIT 6,86,509 164907,42 130498,31 12,71,666 197955,34 158501,53OF WHICH : 1. Artisans and Village & Tiny Industries 855 68,77 62,02 5,112 349,09 257,25

2. Other Small Scale Industries 4,859 1936,61 1751,35 11,040 2414,12 1964,34

96

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

LONG TERM LOANS PACKING CREDIT

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

13 14 15 16 17 18

I. AGRICULTURE 6,28,564 37926,40 33140,20 889 1012,68 705,541. Direct Finance 6,01,841 25773,24 22614,37 764 843,64 589,652. Indirect Finance 26,723 12153,16 10525,83 125 169,04 115,89

II. INDUSTRY 2,26,478 292564,67 230201,69 22,596 56361,10 35053,321. Mining & Quarrying 7,316 7905,83 6600,73 515 1825,81 866,062. Food Manufacturing & Processing 18,286 12592,46 10008,73 2,036 4243,27 3039,42

(a) Rice Mills, Flour & Dal Mills 7,133 1841,68 1522,85 358 1332,25 1064,81(b) Sugar 386 2316,46 1970,66 8 84,04 63,00(c) Edible Oils & Vanaspati 1,373 2012,06 1527,65 129 770,87 413,99(d) Tea Processing 685 1662,45 1408,99 60 172,47 110,81(e) Processing of Fruits & Vegetables 1,185 415,54 368,75 366 214,46 133,97(f) Others 7,524 4344,28 3209,82 1,115 1669,18 1252,84

3. Beverage & Tobacco 1,220 1910,54 1371,87 35 280,31 185,824. Textiles 20,617 34072,74 26080,31 8,777 11041,02 8050,23

(a) Cotton Textiles 8,372 20566,15 15501,25 1,466 3437,51 2352,43(b) Jute & Other Natural Fibre Textiles 385 300,65 215,13 83 101,32 73,76(c) Handloom Textiles & Khadi 954 772,28 591,28 535 224,61 199,16(d) Other Textiles & Textile Products 10,906 12433,65 9772,64 6,693 7277,58 5424,88

5. Paper, Paper Products & Printing 7,252 5933,53 4432,00 220 294,72 203,776. Leather & Leather Products 1,349 728,27 537,60 2,599 1766,01 1465,947. Rubber & Plastic Products 6,033 3759,85 2770,59 459 768,99 618,928. Chemicals & Chemical Products 7,687 21209,06 16801,94 1,524 8866,59 4397,68

(a) Heavy Industrial Chemicals 1,397 8141,42 6298,41 274 2275,74 967,31(b) Fertilisers 310 4981,62 3986,15 22 325,01 212,94(c) Drugs & Pharmaceuticals 1,995 4149,99 3416,97 551 2643,38 2097,40(d) Non-Edible Oils 149 92,06 61,16 75 164,26 114,86(e) Other Chemicals & Chemical Products 3,836 3843,96 3039,26 602 3458,21 1005,17

9. Petroleum, Coal Products & Nuclear Fuels 592 8356,15 7581,42 58 4375,85 3034,4810. Manufacture of Cement & Cement Products 2,419 7307,47 5610,97 53 294,29 126,2011. Basic Metals & Metal Products 11,383 46579,27 36628,12 2,017 7262,85 3031,12

(a) Iron & Steel 4,951 37712,93 30847,86 649 4851,29 1701,63(b) Non-Ferrous Metals 1,191 5053,06 3034,08 572 793,68 547,58(c) Metal Products 5,241 3813,29 2746,18 796 1617,89 781,91

12. Engineering 14,063 15608,16 11838,28 1,332 3701,26 2363,48(a) Heavy Engineering 3,923 3379,01 2569,65 269 1486,76 1055,11(b) Light Engineering 5,998 4631,61 3485,68 585 1365,41 628,25(c) Electrical Machinery & Goods 2,664 2971,83 2379,36 362 472,01 381,19(d) Electronic Machinery & Goods 1,478 4625,72 3403,58 116 377,08 298,94

13. Vehicles, Vehicle Parts & Transport Equipments 3,624 9987,32 7971,20 505 2271,60 1093,5114. Other Industries 25,679 23366,59 19989,28 2,245 8303,53 5843,0515. Electricity, Gas & Water 1,952 39289,90 30166,81 23 93,81 76,40

(a) Electricity Generation & Transmission 1,025 36695,49 27986,43 12 65,03 60,23(b) Non-Conventional Energy 314 927,96 820,98 6 17,57 10,46(c) Gas, Steam & Water Supply 613 1666,45 1359,40 5 11,21 5,71

16. Construction 97,006 53957,53 41811,84 198 971,17 657,23III. TRANSPORT OPERATORS 88,414 12520,52 10741,43 62 1107,13 1082,71IV. PROFESSIONAL AND OTHER SERVICES 1,18,762 53582,83 40921,59 359 1624,20 741,35V. PERSONAL LOANS 35,86,666 238422,21 204424,03 – – –

1. Loans for Purchase of Consumer Durables 10,263 421,68 342,00 – – –2. Loans for Housing 24,14,561 185872,28 162361,77 – – –3. Rest of the Personal Loans 11,61,842 52128,25 41720,26 – – –

VI. TRADE 66,486 16544,95 13965,44 3,644 6108,56 4006,701. Wholesale Trade 10,027 3621,20 2872,43 2,750 4941,83 3185,172. Retail Trade 56,459 12923,76 11093,02 894 1166,74 821,53

VII. FINANCE 7,197 44170,17 37696,31 45 1058,40 1027,33VIII. ALL OTHERS 2,09,593 20569,00 15390,11 7,161 1056,71 736,92

TOTAL BANK CREDIT 49,32,160 716300,75 586480,82 34,756 68328,78 43353,88OF WHICH : 1. Artisans and Village & Tiny Industries 19,246 1524,07 1139,66 1,543 226,74 202,25

2. Other Small Scale Industries 54,149 12405,96 9802,96 9,309 6980,84 5567,41

97

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

EXPORT BILLS PURCHASED EXPORT BILLS DISCOUNTED

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

19 20 21 22 23 24

I. AGRICULTURE 74 133,87 99,08 35 77,33 58,411. Direct Finance 2 54 47 – – –2. Indirect Finance 72 133,33 98,61 35 77,33 58,41

II. INDUSTRY 10,683 21852,26 12022,65 8,318 20699,59 12307,661. Mining & Quarrying 280 1336,94 560,06 237 219,68 145,132. Food Manufacturing & Processing 748 2161,62 1004,70 417 1124,86 586,53

(a) Rice Mills, Flour & Dal Mills 135 457,06 236,53 92 458,61 266,06(b) Sugar 2 62,95 63,35 2 4,19 3,09(c) Edible Oils & Vanaspati 40 121,30 85,06 51 54,91 48,83(d) Tea Processing 50 46,80 33,98 11 26,87 13,38(e) Processing of Fruits & Vegetables 71 158,73 86,31 27 57,28 43,79(f) Others 450 1314,79 499,47 234 523,00 211,38

3. Beverage & Tobacco 10 12,38 2,63 16 67,78 39,234. Textiles 4,571 6265,48 3362,96 2,712 3835,16 2238,51

(a) Cotton Textiles 960 2112,91 1005,65 650 1603,71 938,51(b) Jute & Other Natural Fibre Textiles 62 82,46 53,68 26 30,29 19,75(c) Handloom Textiles & Khadi 98 288,04 101,44 16 22,80 18,07(d) Other Textiles & Textile Products 3,451 3782,07 2202,19 2,020 2178,36 1262,18

5. Paper, Paper Products & Printing 99 202,93 138,63 58 107,83 48,436. Leather & Leather Products 1,060 1233,82 676,62 341 475,39 254,007. Rubber & Plastic Products 245 335,97 205,85 235 420,44 209,428. Chemicals & Chemical Products 791 1782,61 862,44 852 2353,71 1173,52

(a) Heavy Industrial Chemicals 159 489,00 306,52 185 613,87 305,13(b) Fertilisers 3 1,50 1,03 16 76,52 55,41(c) Drugs & Pharmaceuticals 300 677,84 297,52 307 1049,61 473,52(d) Non-Edible Oils 16 69,09 13,64 6 7,15 6,42(e) Other Chemicals & Chemical Products 313 545,18 243,73 338 606,56 333,03

9. Petroleum, Coal Products & Nuclear Fuels 28 237,21 234,01 27 78,98 54,5710. Manufacture of Cement & Cement Products 26 50,70 12,53 29 75,73 7,6911. Basic Metals & Metal Products 994 2972,02 1595,51 868 2117,92 1412,90

(a) Iron & Steel 380 2050,99 1032,94 479 1368,11 938,28(b) Non-Ferrous Metals 308 260,23 147,90 111 383,09 210,52(c) Metal Products 306 660,81 414,67 278 366,72 264,10

12. Engineering 683 1381,26 670,86 818 1623,05 997,48(a) Heavy Engineering 123 378,74 239,32 105 278,73 211,41(b) Light Engineering 315 730,35 237,95 475 563,09 384,37(c) Electrical Machinery & Goods 139 198,76 132,70 176 580,63 294,68(d) Electronic Machinery & Goods 106 73,40 60,89 62 200,60 107,02

13. Vehicles, Vehicle Parts & Transport Equipments 223 266,91 146,91 166 761,75 343,6714. Other Industries 854 3332,08 2434,25 1,490 7280,49 4685,4615. Electricity, Gas & Water 9 82,24 5,22 2 8,03 21

(a) Electricity Generation & Transmission 6 69,10 4,39 1 3 3(b) Non-Conventional Energy 1 8,00 15 1 8,00 19(c) Gas, Steam & Water Supply 2 5,14 68 – – –

16. Construction 62 198,09 109,46 50 148,80 110,91III. TRANSPORT OPERATORS 10 2,57 1,55 22 5,81 4,70IV. PROFESSIONAL AND OTHER SERVICES 166 499,78 278,74 194 356,01 265,03V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 2,238 13987,72 2020,37 1,618 3929,85 2491,461. Wholesale Trade 1,796 3445,33 1787,55 1,297 2820,93 1801,242. Retail Trade 442 10542,39 232,82 321 1108,92 690,22

VII. FINANCE 51 444,40 114,27 36 207,12 124,10VIII. ALL OTHERS 1,031 495,55 198,33 446 239,68 81,96

TOTAL BANK CREDIT 14,253 37416,13 14734,99 10,669 25515,40 15333,32OF WHICH : 1. Artisans and Village & Tiny Industries 357 112,08 70,53 48 9,62 8,64

2. Other Small Scale Industries 4,186 4332,42 2706,88 2,397 2621,46 1844,73

98

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ADVANCES AGAINST EXPORT CASHEXPORT BILLS ADVANCED AGAINST INCENTIVES AND DUTY DRAWBACK CLAIMS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

25 26 27 28 29 30

I. AGRICULTURE 37 52,93 52,10 2 6 61. Direct Finance – – – 2 6 62. Indirect Finance 37 52,93 52,10 – – –

II. INDUSTRY 1,521 2808,39 1821,27 282 453,64 323,021. Mining & Quarrying 374 34,69 23,21 – – –2. Food Manufacturing & Processing 28 73,74 41,68 4 8,65 83

(a) Rice Mills, Flour & Dal Mills 1 13 11 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 5 1,81 1,81 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 2 2,57 2,48 – – –(f) Others 20 69,23 37,28 4 8,65 83

3. Beverage & Tobacco 3 85 69 1 60 144. Textiles 315 421,39 175,14 55 64,45 30,84

(a) Cotton Textiles 88 86,63 45,79 9 18,28 10,34(b) Jute & Other Natural Fibre Textiles 3 22,00 4,75 – – –(c) Handloom Textiles & Khadi 1 25 – 2 14 15(d) Other Textiles & Textile Products 223 312,52 124,61 44 46,04 20,35

5. Paper, Paper Products & Printing 11 11,13 8,41 2 1,55 1,466. Leather & Leather Products 18 11,24 3,08 31 19,33 19,287. Rubber & Plastic Products 75 50,38 33,60 7 8,88 6,898. Chemicals & Chemical Products 138 177,52 87,21 23 52,18 26,03

(a) Heavy Industrial Chemicals 52 79,75 26,39 8 9,13 4,77(b) Fertilisers 2 4,25 2,34 – – –(c) Drugs & Pharmaceuticals 45 15,80 11,34 6 29,66 8,19(d) Non-Edible Oils 2 6,33 3,60 – – –(e) Other Chemicals & Chemical Products 37 71,39 43,55 9 13,39 13,06

9. Petroleum, Coal Products & Nuclear Fuels 12 7,76 7,76 – – –10. Manufacture of Cement & Cement Products 6 17,49 10,63 – – –11. Basic Metals & Metal Products 87 53,37 51,09 59 118,24 84,29

(a) Iron & Steel 18 32,09 35,99 31 35,86 32,74(b) Non-Ferrous Metals 39 14,24 8,29 1 11 11(c) Metal Products 30 7,04 6,81 27 82,28 51,44

12. Engineering 58 125,31 112,64 72 86,55 73,29(a) Heavy Engineering 8 96,08 95,33 22 14,28 12,97(b) Light Engineering 12 10,69 2,73 8 11,31 6,87(c) Electrical Machinery & Goods 18 13,45 10,66 39 47,10 40,41(d) Electronic Machinery & Goods 20 5,09 3,91 3 13,86 13,04

13. Vehicles, Vehicle Parts & Transport Equipments 7 37,28 14,01 16 37,27 35,7714. Other Industries 372 1689,65 1157,42 10 44,75 33,0415. Electricity, Gas & Water 2 1,48 1,48 1 1,03 1,03

(a) Electricity Generation & Transmission 1 49 49 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 99 99 1 1,03 1,03

16. Construction 15 95,11 93,22 1 10,13 10,13III. TRANSPORT OPERATORS 4 3,79 2,80 1 50 50IV. PROFESSIONAL AND OTHER SERVICES 23 61,12 28,84 1 10 2V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 568 723,34 589,90 47 27,02 16,111. Wholesale Trade 496 451,72 377,87 35 7,18 6,152. Retail Trade 72 271,62 212,03 12 19,84 9,96

VII. FINANCE 19 13,51 9,07 – – –VIII. ALL OTHERS 212 51,57 32,42 11 2,67 1,52

TOTAL BANK CREDIT 2,384 3714,65 2536,40 344 483,99 341,23OF WHICH : 1. Artisans and Village & Tiny Industries 33 8,89 5,86 – – –

2. Other Small Scale Industries 450 547,83 414,58 124 132,30 93,62

99

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

INLAND BILLS - PURCHASED INLAND BILLS - DISCOUNTED

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

31 32 33 34 35 36

I. AGRICULTURE 63 168,76 126,52 2,890 479,60 472,471. Direct Finance 17 34,85 2,65 2,834 423,26 421,922. Indirect Finance 46 133,91 123,86 56 56,34 50,55

II. INDUSTRY 8,566 20467,37 8361,22 31,199 23003,18 14379,841. Mining & Quarrying 240 978,55 505,25 457 306,17 215,302. Food Manufacturing & Processing 313 429,63 197,02 226 608,18 404,79

(a) Rice Mills, Flour & Dal Mills 21 57,12 21,98 52 98,79 69,55(b) Sugar 6 14,31 2,74 5 1,73 1,05(c) Edible Oils & Vanaspati 55 112,62 51,49 60 185,79 147,31(d) Tea Processing 1 5 5 3 2,76 1,17(e) Processing of Fruits & Vegetables 18 6,49 6,41 7 4,00 1,61(f) Others 212 239,03 114,35 99 315,11 184,10

3. Beverage & Tobacco 50 29,60 10,35 111 34,79 26,574. Textiles 833 1701,11 530,45 1,655 1003,92 606,55

(a) Cotton Textiles 438 1157,90 373,64 1,187 463,61 299,91(b) Jute & Other Natural Fibre Textiles 10 8,54 7,01 25 34,73 22,26(c) Handloom Textiles & Khadi 12 3,60 1,63 20 20,87 11,18(d) Other Textiles & Textile Products 373 531,08 148,18 423 484,71 273,20

5. Paper, Paper Products & Printing 858 935,58 638,75 340 233,99 146,336. Leather & Leather Products 81 65,29 38,19 69 41,47 20,227. Rubber & Plastic Products 457 437,23 151,85 414 541,61 408,338. Chemicals & Chemical Products 983 1757,59 540,28 1,358 1875,60 930,48

(a) Heavy Industrial Chemicals 191 361,87 179,93 192 291,90 129,03(b) Fertilisers 14 69,04 21,37 38 133,84 8,87(c) Drugs & Pharmaceuticals 268 547,09 164,21 316 389,97 187,28(d) Non-Edible Oils 12 8,63 1,28 5 3,53 3,53(e) Other Chemicals & Chemical Products 498 770,95 173,49 807 1056,36 601,77

9. Petroleum, Coal Products & Nuclear Fuels 98 1408,04 170,79 436 94,62 77,8510. Manufacture of Cement & Cement Products 96 264,83 76,00 41 72,77 41,1411. Basic Metals & Metal Products 1,426 4324,45 1858,85 2,442 6545,46 3338,38

(a) Iron & Steel 708 2661,54 1265,87 1,562 5180,81 2524,44(b) Non-Ferrous Metals 170 702,82 386,36 289 402,87 249,98(c) Metal Products 548 960,09 206,62 591 961,78 563,97

12. Engineering 1,654 3543,89 1350,90 2,761 2589,49 1676,72(a) Heavy Engineering 339 1167,53 260,39 408 576,53 378,76(b) Light Engineering 658 823,34 263,49 351 623,47 406,54(c) Electrical Machinery & Goods 511 1211,12 597,69 1,640 893,27 575,66(d) Electronic Machinery & Goods 146 341,90 229,32 362 496,21 315,77

13. Vehicles, Vehicle Parts & Transport Equipments 414 1009,63 430,05 18,855 5679,14 4491,4514. Other Industries 636 1507,27 830,69 481 682,71 485,1215. Electricity, Gas & Water 54 730,30 363,88 1,231 1233,53 760,24

(a) Electricity Generation & Transmission 35 677,66 344,30 1,220 1225,17 754,09(b) Non-Conventional Energy 9 36,86 12,05 4 2,54 2,54(c) Gas, Steam & Water Supply 10 15,78 7,54 7 5,83 3,62

16. Construction 373 1344,38 667,93 322 1459,71 750,36III. TRANSPORT OPERATORS 118 112,34 51,68 103 72,41 47,36IV. PROFESSIONAL AND OTHER SERVICES 735 2399,14 451,59 399 904,97 511,97V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 3,514 7930,74 2319,26 6,107 7343,81 2964,721. Wholesale Trade 2,147 3356,83 1109,93 5,001 3818,22 2366,922. Retail Trade 1,367 4573,91 1209,33 1,106 3525,59 597,80

VII. FINANCE 415 2454,07 607,52 5,032 4219,65 2129,37VIII. ALL OTHERS 12,864 6654,59 1912,85 2,085 545,67 302,20

TOTAL BANK CREDIT 26,275 40187,01 13830,63 47,815 36569,29 20807,94OF WHICH : 1. Artisans and Village & Tiny Industries 400 59,06 46,67 364 79,58 78,40

2. Other Small Scale Industries 1,939 753,49 482,51 1,869 1320,89 844,81

100

TABLE NO. 5.1 - TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ADVANCES AGAINST FOREIGN CURRENCY CHEQUES TOTALIMPORT BILLS TCs/DDs/TTs/MTs PURCHASED

OCCUPATION No. of Credit Amount No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding Accounts Limit Outstanding

37 38 39 40 41 42 43 44 45

I. AGRICULTURE 2,455 733,51 296,30 6 85 75 12,12,668 117258,01 95460,521. Direct Finance 3 26 25 3 39 33 11,30,442 59564,64 48849,092. Indirect Finance 2,452 733,25 296,05 3 46 42 82,226 57693,37 46611,43

II. INDUSTRY 3,301 1913,75 1441,74 941 2040,28 1564,60 7,09,933 840943,22 556357,491. Mining & Quarrying 14 2,27 1,50 2 11,74 11,74 20,482 24364,95 16317,962. Food Manufacturing & Processing 47 61,57 39,69 39 93,50 76,58 69,223 53125,86 35988,35

(a) Rice Mills, Flour & Dal Mills 24 10,54 1,44 5 87 60 28,195 12391,05 8973,70(b) Sugar 1 13,38 13,38 – – – 1,443 9404,69 6751,57(c) Edible Oils & Vanaspati 8 18,36 14,05 2 14,86 14,66 6,353 6774,72 4829,05(d) Tea Processing 1 6 6 – – – 2,255 3910,24 3095,70(e) Processing of Fruits & Vegetables 2 45 42 1 5 5 4,611 1535,84 1190,69(f) Others 11 18,78 10,34 31 77,72 61,28 26,366 19109,32 11147,63

3. Beverage & Tobacco 1 1,75 – 7 24,53 14,75 4,631 6200,75 4495,194. Textiles 174 216,93 61,55 113 230,46 118,71 92,293 100564,99 64856,29

(a) Cotton Textiles 76 130,81 16,56 26 45,87 31,80 32,666 48460,71 32266,68(b) Jute & Other Natural Fibre Textiles 5 1,07 89 – – – 1,607 1165,06 770,90(c) Handloom Textiles & Khadi 6 2,39 48 2 45 45 5,592 2676,88 1755,56(d) Other Textiles & Textile Products 87 82,65 43,62 85 184,14 86,46 52,428 48262,34 30063,15

5. Paper, Paper Products & Printing 40 156,20 153,52 6 15,50 3,04 24,570 17922,91 12645,616. Leather & Leather Products 12 8,49 4,19 21 36,98 19,72 9,682 7693,76 4427,417. Rubber & Plastic Products 137 41,02 32,41 20 42,20 22,78 24,500 15501,34 10845,638. Chemicals & Chemical Products 132 77,62 37,14 169 155,05 92,73 36,919 79856,58 47213,94

(a) Heavy Industrial Chemicals 13 12,81 5,73 8 12,84 7,18 7,270 23329,60 12781,70(b) Fertilisers 1 88 88 6 3,53 2,60 1,298 14597,20 9050,99(c) Drugs & Pharmaceuticals 24 28,59 12,98 14 58,10 34,21 8,532 18388,03 12456,98(d) Non-Edible Oils 2 1,70 6 1 6,00 5,02 855 711,41 459,48(e) Other Chemicals & Chemical Products 92 33,64 17,50 140 74,57 43,72 18,964 22830,35 12464,79

9. Petroleum, Coal Products & Nuclear Fuels 5 34,68 34,58 5 6,26 6,26 3,148 42912,70 22516,2410. Manufacture of Cement & Cement Products 40 16,24 14,73 3 2,99 87 8,350 12418,45 8920,8411. Basic Metals & Metal Products 67 143,61 114,34 42 238,85 237,43 53,101 114540,44 72771,64

(a) Iron & Steel 32 106,15 84,20 14 176,08 176,36 22,537 82103,25 54362,49(b) Non-Ferrous Metals 13 13,20 12,97 12 16,76 16,14 6,812 13668,02 7363,92(c) Metal Products 22 24,27 17,16 16 46,01 44,92 23,752 18769,18 11045,22

12. Engineering 412 189,01 136,42 263 64,34 55,23 66,491 64411,48 42928,91(a) Heavy Engineering 11 33,13 31,04 26 22,96 18,80 16,600 13767,26 8905,98(b) Light Engineering 100 62,20 36,35 206 23,35 19,61 26,234 20117,84 12491,70(c) Electrical Machinery & Goods 150 43,79 38,00 13 11,83 10,93 16,177 16200,97 11322,20(d) Electronic Machinery & Goods 151 49,90 31,02 18 6,21 5,89 7,480 14325,41 10209,02

13. Vehicles, Vehicle Parts & Transport Equipments 731 95,42 59,30 17 24,11 21,36 35,902 34029,43 23008,3014. Other Industries 321 73,31 49,25 182 1017,79 815,16 1,01,070 94649,48 59604,9715. Electricity, Gas & Water 1,102 637,75 564,10 3 1,09 31 7,084 65053,09 48060,75

(a) Electricity Generation & Transmission 962 461,18 411,87 2 22 22 4,492 59389,70 43874,36(b) Non-Conventional Energy 2 30,05 12,65 1 87 9 651 1588,13 1248,26(c) Gas, Steam & Water Supply 138 146,52 139,58 – – – 1,941 4075,27 2938,14

16. Construction 66 157,87 139,02 49 74,89 67,92 1,52,487 107697,00 81755,46III. TRANSPORT OPERATORS 12 1,76 1,21 12 1,61 73 1,52,799 26709,77 21238,49IV. PROFESSIONAL AND OTHER SERVICES 87 37,01 21,91 51 20,15 15,41 2,32,062 106112,63 77669,00V. PERSONAL LOANS – – – 95 10,40 9,60 49,43,977 303162,90 246957,28

1. Loans for Purchase of Consumer Durables – – – – – – 15,407 607,79 487,732. Loans for Housing – – – – – – 24,14,609 186077,77 162562,633. Rest of the Personal Loans – – – 95 10,40 9,60 25,13,961 116477,33 83906,93

VI. TRADE 734 266,35 132,75 165 90,68 68,48 5,64,017 206016,32 132739,721. Wholesale Trade 592 188,59 76,67 87 49,98 35,46 1,29,720 113684,83 75978,912. Retail Trade 142 77,76 56,07 78 40,70 33,02 4,34,297 92331,49 56760,81

VII. FINANCE 34 65,25 62,71 57 52,23 35,16 23,918 123919,53 94819,17VIII. ALL OTHERS 245 39,02 22,96 398 68,72 46,99 4,73,682 63484,37 40102,30

TOTAL BANK CREDIT 6,868 3056,65 1979,57 1,725 2284,90 1741,72 83,13,056 1787606,74 1265343,98OF WHICH : 1. Artisans and Village & Tiny Industries 1,522 185,61 126,38 228 11,85 9,34 67,401 6655,00 5204,50

2. Other Small Scale Industries 260 256,39 129,30 263 469,26 331,45 2,29,558 69164,14 52150,75

101

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

CENTRAL GOVERNMENTOWNED UNDERTAKINGS STATE GOVERNMENT

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 4,231 8078,43 6390,53 327 1553,82 1424,051. Direct Finance 1,260 516,99 465,32 164 18,68 13,402. Indirect Finance 2,971 7561,44 5925,21 163 1535,14 1410,65

II. INDUSTRY 5,564 68727,38 41732,97 283 6834,78 6093,621. Mining & Quarrying 538 2945,18 1720,75 4 59 532. Food Manufacturing & Processing 187 353,73 212,28 11 72,81 71,32

(a) Rice Mills, Flour & Dal Mills 56 53,47 16,73 4 1,48 20(b) Sugar 22 4,82 4,85 – – –(c) Edible Oils & Vanaspati 31 106,65 43,44 3 24 21(d) Tea Processing 4 119,71 127,41 1 1,07 1,07(e) Processing of Fruits & Vegetables 3 9 9 – – –(f) Others 71 68,99 19,76 3 70,02 69,84

3. Beverage & Tobacco 17 44,13 21,91 2 5 54. Textiles 374 1255,04 487,37 18 136,27 125,97

(a) Cotton Textiles 208 633,73 264,26 12 79,37 68,89(b) Jute & Other Natural Fibre Textiles 10 9,16 3,98 – – –(c) Handloom Textiles & Khadi 10 35,01 16,14 2 56,72 57,00(d) Other Textiles & Textile Products 146 577,15 203,00 4 17 8

5. Paper, Paper Products & Printing 64 178,85 88,87 5 26 246. Leather & Leather Products 11 30,42 17,73 2 38 207. Rubber & Plastic Products 71 273,65 176,51 – – –8. Chemicals & Chemical Products 528 6073,55 3487,34 19 167,16 144,66

(a) Heavy Industrial Chemicals 130 2879,53 2405,43 15 143,25 134,50(b) Fertilisers 31 601,04 378,65 – – –(c) Drugs & Pharmaceuticals 159 628,23 301,76 1 10 10(d) Non-Edible Oils – – – 1 18 18(e) Other Chemicals & Chemical Products 208 1964,75 401,50 2 23,63 9,88

9. Petroleum, Coal Products & Nuclear Fuels 92 21006,59 9672,05 6 43,71 43,7110. Manufacture of Cement & Cement Products 63 316,44 218,31 7 5,66 5,1911. Basic Metals & Metal Products 317 3511,52 1042,13 3 1,04 95

(a) Iron & Steel 174 2643,27 774,70 – – –(b) Non-Ferrous Metals 34 297,45 96,41 – – –(c) Metal Products 109 570,80 171,03 3 1,04 95

12. Engineering 655 3791,71 2158,62 34 13,26 7,58(a) Heavy Engineering 205 1030,67 387,66 18 1,26 66(b) Light Engineering 224 942,76 614,64 5 6,66 6,64(c) Electrical Machinery & Goods 169 1323,73 747,36 9 5,26 23(d) Electronic Machinery & Goods 57 494,55 408,96 2 8 5

13. Vehicles, Vehicle Parts & Transport Equipments 138 1102,58 587,04 5 22 1314. Other Industries 225 2008,17 1674,69 28 72,37 23,6315. Electricity, Gas & Water 778 11741,41 9642,05 57 2514,63 1914,28

(a) Electricity Generation & Transmission 759 10989,36 8986,21 50 2333,92 1777,93(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 19 752,05 655,84 7 180,71 136,35

16. Construction 1,506 14094,40 10525,31 82 3806,36 3755,17III. TRANSPORT OPERATORS 342 1744,20 1564,25 36 176,56 144,65IV. PROFESSIONAL AND OTHER SERVICES 715 3371,29 739,08 63 203,72 171,32V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 1,554 52256,66 40020,31 108 3616,39 1744,921. Wholesale Trade 824 51870,33 39775,64 29 3503,06 1684,262. Retail Trade 730 386,33 244,68 79 113,33 60,66

VII. FINANCE 2,410 31917,16 24019,23 51 695,28 495,07VIII. ALL OTHERS 3,196 3131,09 1351,36 1,320 1814,65 482,47

TOTAL BANK CREDIT 18,012 169226,20 115817,73 2,188 14895,20 10556,09OF WHICH : 1. Artisans and Village & Tiny Industries – – – – – –

2. Other Small Scale Industries 324 91,48 63,36 28 10,07 8,21

See Notes on Tables.

102

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

STATE GOVERNMENT QUASI GOVERNMENTOWNED UNDERTAKINGS BODIES

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 3,396 7312,16 6131,13 193 1682,21 1363,381. Direct Finance 55 53,29 51,18 27 1,26 982. Indirect Finance 3,341 7258,88 6079,95 166 1680,94 1362,39

II. INDUSTRY 2,261 17290,96 13236,00 1,633 16340,06 12222,321. Mining & Quarrying 25 488,24 265,70 27 1535,37 1318,522. Food Manufacturing & Processing 76 737,26 518,65 14 13,80 8,42

(a) Rice Mills, Flour & Dal Mills 7 71 65 3 2,50 50(b) Sugar 21 251,98 211,83 2 6,13 4,82(c) Edible Oils & Vanaspati 5 135,30 47,94 2 51 6(d) Tea Processing 3 4,88 1,30 1 2,00 48(e) Processing of Fruits & Vegetables 3 14 9 2 16 11(f) Others 37 344,25 256,83 4 2,50 2,45

3. Beverage & Tobacco 5 71,13 70,64 1 24 284. Textiles 67 221,36 174,94 48 686,88 470,64

(a) Cotton Textiles 24 14,28 10,42 18 132,25 131,68(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 26 95,48 65,25 7 15,40 13,77(d) Other Textiles & Textile Products 17 111,60 99,28 23 539,23 325,19

5. Paper, Paper Products & Printing 34 39,99 38,13 3 7,06 6,296. Leather & Leather Products 4 71 35 – – –7. Rubber & Plastic Products 8 3,04 2,95 – – –8. Chemicals & Chemical Products 36 326,64 261,55 132 999,42 334,13

(a) Heavy Industrial Chemicals 9 88,37 79,26 19 991,41 327,92(b) Fertilisers 10 224,20 173,27 1 4 5(c) Drugs & Pharmaceuticals 10 5,80 4,52 4 43 19(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 7 8,26 4,50 108 7,54 5,97

9. Petroleum, Coal Products & Nuclear Fuels 5 296,96 118,03 6 1225,00 1200,0010. Manufacture of Cement & Cement Products 6 43,09 7,10 3 1,58 5411. Basic Metals & Metal Products 46 70,87 62,57 11 163,51 25,56

(a) Iron & Steel 19 30,98 26,35 6 67,90 10,59(b) Non-Ferrous Metals 8 2,16 2,17 2 95,00 14,36(c) Metal Products 19 37,73 34,05 3 61 62

12. Engineering 827 644,12 397,00 23 214,55 91,97(a) Heavy Engineering 11 212,84 135,15 6 30,82 30,04(b) Light Engineering 8 17,54 16,96 8 9,86 9,63(c) Electrical Machinery & Goods 783 385,84 219,59 5 120,63 28,35(d) Electronic Machinery & Goods 25 27,90 25,30 4 53,25 23,95

13. Vehicles, Vehicle Parts & Transport Equipments 54 391,94 172,98 7 155,85 36,5714. Other Industries 73 1472,59 1247,92 33 505,82 173,6115. Electricity, Gas & Water 782 8462,07 6709,98 1,214 7956,11 6421,66

(a) Electricity Generation & Transmission 771 8183,76 6464,32 1,207 7859,32 6334,76(b) Non-Conventional Energy 1 50,01 50,01 1 25,00 25,32(c) Gas, Steam & Water Supply 10 228,30 195,66 6 71,79 61,59

16. Construction 213 4020,96 3187,51 111 2874,86 2134,14III. TRANSPORT OPERATORS 300 1402,18 1061,40 32 2783,48 907,58IV. PROFESSIONAL AND OTHER SERVICES 108 512,65 315,67 148 1225,11 547,98V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 233 859,47 602,58 150 1089,03 525,001. Wholesale Trade 129 475,67 395,47 58 436,74 81,372. Retail Trade 104 383,80 207,11 92 652,29 443,63

VII. FINANCE 243 3864,30 3380,82 65 395,25 293,16VIII. ALL OTHERS 975 1514,80 1317,14 472 1901,28 1532,13

TOTAL BANK CREDIT 7,516 32756,52 26044,73 2,693 25416,42 17391,57OF WHICH : 1. Artisans and Village & Tiny Industries – – – – – –

2. Other Small Scale Industries 132 112,07 66,25 29 31,48 28,94

103

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

PUBLIC AND PRIVATE LTD.COMPANIESCO-OPERATIVE SECTORS NOT OWNED BUT MANAGED BY GOVT.

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

13 14 15 16 17 18

I. AGRICULTURE 52,089 16651,15 12139,80 1,133 2396,00 1834,091. Direct Finance 27,083 10565,90 6945,32 383 246,43 163,722. Indirect Finance 25,006 6085,25 5194,48 750 2149,57 1670,37

II. INDUSTRY 1,089 3040,76 2326,91 25,897 91237,13 43225,311. Mining & Quarrying 60 694,98 498,54 695 2775,95 1488,672. Food Manufacturing & Processing 193 945,55 657,87 2,645 6589,53 2693,18

(a) Rice Mills, Flour & Dal Mills 39 5,46 4,63 816 890,16 660,10(b) Sugar 42 324,83 256,29 82 417,12 334,03(c) Edible Oils & Vanaspati 17 136,23 41,76 316 573,26 479,89(d) Tea Processing 6 62 47 221 225,01 162,49(e) Processing of Fruits & Vegetables 7 1,10 1,13 132 147,05 106,26(f) Others 82 477,31 353,59 1,078 4336,94 950,41

3. Beverage & Tobacco 9 17,01 13,36 147 275,00 213,254. Textiles 161 103,05 54,42 3,623 13431,41 6110,96

(a) Cotton Textiles 38 39,64 25,75 1,417 6561,83 3264,33(b) Jute & Other Natural Fibre Textiles 4 2,52 1,37 81 101,42 78,45(c) Handloom Textiles & Khadi 56 18,89 17,96 144 88,45 65,36(d) Other Textiles & Textile Products 63 42,00 9,34 1,981 6679,71 2702,82

5. Paper, Paper Products & Printing 12 10,57 10,02 1,241 1604,40 794,066. Leather & Leather Products 18 1,50 1,42 525 2420,24 682,497. Rubber & Plastic Products 41 11,31 8,94 1,432 1557,38 1055,248. Chemicals & Chemical Products 53 461,63 435,67 2,693 9014,37 3390,97

(a) Heavy Industrial Chemicals 1 27 23 540 2795,69 1214,67(b) Fertilisers 6 452,50 429,41 100 3198,42 419,21(c) Drugs & Pharmaceuticals 8 2,35 80 631 1537,43 725,64(d) Non-Edible Oils 2 10 3 55 79,63 53,90(e) Other Chemicals & Chemical Products 36 6,42 5,20 1,367 1403,20 977,55

9. Petroleum, Coal Products & Nuclear Fuels 2 23 3 217 5304,20 435,4310. Manufacture of Cement & Cement Products 19 5,25 4,86 257 542,89 340,1711. Basic Metals & Metal Products 34 16,27 10,69 3,568 15145,85 6462,42

(a) Iron & Steel 17 11,06 9,60 2,190 11053,10 4919,16(b) Non-Ferrous Metals 9 88 72 584 711,92 491,94(c) Metal Products 8 4,33 37 794 3380,83 1051,32

12. Engineering 127 38,89 35,83 3,733 8684,93 4018,35(a) Heavy Engineering 15 3,83 3,78 423 838,49 405,54(b) Light Engineering 54 26,30 25,05 1,830 4114,48 1771,63(c) Electrical Machinery & Goods 27 4,84 4,46 1,020 1902,09 1053,48(d) Electronic Machinery & Goods 31 3,92 2,53 460 1829,86 787,70

13. Vehicles, Vehicle Parts & Transport Equipments 60 11,17 8,50 761 2417,31 1705,7214. Other Industries 162 167,19 126,18 2,247 9023,48 4632,6615. Electricity, Gas & Water 8 13,58 7,94 337 4551,71 3069,61

(a) Electricity Generation & Transmission 3 19 15 202 4016,78 2694,85(b) Non-Conventional Energy 2 8,25 7,65 44 222,96 145,20(c) Gas, Steam & Water Supply 3 5,14 14 91 311,97 229,56

16. Construction 130 542,58 452,66 1,776 7898,47 6132,15III. TRANSPORT OPERATORS 33 2,02 98 260 533,44 445,98IV. PROFESSIONAL AND OTHER SERVICES 413 446,60 379,58 2,237 3419,71 2538,63V. PERSONAL LOANS 59,888 46508,60 39572,45 – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing 59,888 46508,60 39572,45 – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 18,955 4296,85 3031,64 3,927 9887,83 3441,331. Wholesale Trade 96 213,08 47,60 1,850 7743,63 1645,642. Retail Trade 18,859 4083,76 2984,05 2,077 2144,20 1795,69

VII. FINANCE 1,954 10514,93 8482,24 179 3583,19 3161,98VIII. ALL OTHERS 759 416,71 132,83 12,532 3348,75 1210,03

TOTAL BANK CREDIT 1,35,180 81877,63 66066,44 46,165 114406,05 55857,35OF WHICH : 1. Artisans and Village & Tiny Industries 366 50,39 40,37 2,003 507,06 390,60

2. Other Small Scale Industries 307 113,75 85,29 9,573 6121,70 4537,24

104

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

PUBLIC & PRIVATE LTD. COMPANIESOTHER THAN GOVT. OWNED & / OR PRIVATE SECTOR - OTHERS

MANAGED COMPANIES & CORPORATIONS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

19 20 21 22 23 24

I. AGRICULTURE 13,809 29246,22 23629,10 95,353 12347,74 9164,771. Direct Finance 4,550 3847,46 3309,58 65,586 7480,12 5585,022. Indirect Finance 9,259 25398,76 20319,52 29,767 4867,62 3579,75

II. INDUSTRY 1,37,464 480169,58 324841,25 3,32,634 129588,87 90249,191. Mining & Quarrying 2,249 12309,61 8224,51 9,959 2849,02 2155,432. Food Manufacturing & Processing 8,942 28389,90 20225,51 43,394 14093,15 10137,32

(a) Rice Mills, Flour & Dal Mills 1,736 3901,88 2984,57 20,500 6677,43 4684,72(b) Sugar 843 8057,13 5701,05 325 300,67 205,55(c) Edible Oils & Vanaspati 1,298 4510,23 3255,18 3,519 1170,23 849,69(d) Tea Processing 1,060 2964,46 2392,86 732 518,91 360,05(e) Processing of Fruits & Vegetables 648 952,21 734,93 2,592 333,77 262,70(f) Others 3,357 8004,00 5156,92 15,726 5092,13 3774,60

3. Beverage & Tobacco 1,173 4455,71 3180,16 2,233 1216,87 898,904. Textiles 20,433 58341,49 41112,51 56,593 24192,99 14796,54

(a) Cotton Textiles 9,057 32270,76 22806,68 17,120 7509,44 4961,60(b) Jute & Other Natural Fibre Textiles 375 820,29 521,74 869 202,07 140,98(c) Handloom Textiles & Khadi 227 1308,69 794,21 4,144 973,59 663,09(d) Other Textiles & Textile Products 10,774 23941,74 16989,88 34,460 15507,90 9030,87

5. Paper, Paper Products & Printing 5,176 12010,60 8431,64 15,110 3704,41 2995,806. Leather & Leather Products 2,264 2740,43 1902,91 6,049 2383,99 1734,557. Rubber & Plastic Products 5,600 9929,11 6983,65 14,863 3310,89 2279,228. Chemicals & Chemical Products 14,021 54534,37 33949,88 16,829 6344,90 4024,63

(a) Heavy Industrial Chemicals 3,183 15035,00 7611,34 3,343 1065,00 763,49(b) Fertilisers 669 8600,20 6817,28 461 299,53 185,88(c) Drugs & Pharmaceuticals 4,470 15009,02 10525,62 2,825 1091,12 804,08(d) Non-Edible Oils 170 423,12 258,02 510 188,62 134,19(e) Other Chemicals & Chemical Products 5,529 15467,04 8737,63 9,690 3700,63 2136,98

9. Petroleum, Coal Products & Nuclear Fuels 1,231 13652,52 10157,89 1,259 407,63 328,4110. Manufacture of Cement & Cement Products 1,624 10319,59 7596,07 4,519 968,63 574,5811. Basic Metals & Metal Products 15,192 83867,26 56628,07 30,026 9979,06 7045,71

(a) Iron & Steel 8,674 63204,40 44587,74 11,057 3846,40 2975,16(b) Non-Ferrous Metals 1,767 9841,02 5275,04 4,321 2604,24 1375,22(c) Metal Products 4,751 10821,84 6765,29 14,648 3528,43 2695,33

12. Engineering 15,414 41235,55 28403,27 36,959 8681,40 6921,64(a) Heavy Engineering 2,821 8906,91 5714,83 9,381 2442,19 1988,87(b) Light Engineering 5,312 11869,78 7697,70 16,211 2805,04 2102,04(c) Electrical Machinery & Goods 4,673 9671,70 6999,23 8,168 2462,14 1988,20(d) Electronic Machinery & Goods 2,608 10787,16 7991,52 3,199 972,02 842,53

13. Vehicles, Vehicle Parts & Transport Equipments 24,709 27114,37 18566,43 8,438 2620,17 1744,4214. Other Industries 7,948 50367,97 29247,30 52,192 27601,05 19755,2115. Electricity, Gas & Water 1,203 25640,44 16499,78 2,087 2117,02 1809,06

(a) Electricity Generation & Transmission 744 22612,26 14502,59 728 1585,52 1352,12(b) Non-Conventional Energy 180 1020,69 810,34 277 189,32 149,55(c) Gas, Steam & Water Supply 279 2007,49 1186,85 1,082 342,18 307,40

16. Construction 10,285 45260,67 33731,67 32,124 19117,68 13047,79III. TRANSPORT OPERATORS 4,158 10751,84 8962,50 17,316 2603,53 2351,14IV. PROFESSIONAL AND OTHER SERVICES 17,098 49071,21 35326,71 78,406 37409,49 29523,67V. PERSONAL LOANS – – – – – –

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing – – – – – –3. Rest of the Personal Loans – – – – – –

VI. TRADE 20,211 56021,02 26849,14 3,75,475 65299,14 46757,521. Wholesale Trade 9,952 21015,28 12115,68 94,178 26305,12 18548,792. Retail Trade 10,259 35005,74 14733,46 2,81,297 38994,02 28208,73

VII. FINANCE 8,931 67086,30 49901,55 4,509 5127,24 4489,08VIII. ALL OTHERS 1,30,580 17173,82 10233,19 2,21,594 21414,10 14384,12

TOTAL BANK CREDIT 3,32,251 709519,99 479743,44 11,25,287 273790,10 196919,50OF WHICH : 1. Artisans and Village & Tiny Industries 2,176 445,41 372,02 34,955 3825,87 2976,24

2. Other Small Scale Industries 31,051 21833,03 16543,20 1,58,063 37319,39 28113,41

105

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

JOINT SECTOR UNDERTAKINGS INDIVIDUALS - MALES

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

25 26 27 28 29 30

I. AGRICULTURE 259 922,32 872,72 9,80,242 34730,73 30463,071. Direct Finance 151 297,72 257,43 9,71,550 34279,24 30080,242. Indirect Finance 108 624,59 615,29 8,692 451,49 382,83

II. INDUSTRY 1,085 10762,35 8925,46 1,79,386 15168,64 12175,411. Mining & Quarrying 57 379,91 340,82 6,113 347,60 273,032. Food Manufacturing & Processing 111 191,37 130,77 12,156 1589,43 1221,14

(a) Rice Mills, Flour & Dal Mills 29 133,29 91,61 4,531 671,58 493,26(b) Sugar 10 8,80 6,30 85 23,82 17,64(c) Edible Oils & Vanaspati 14 6,19 5,65 1,049 120,79 96,23(d) Tea Processing 4 14,15 11,17 202 56,73 35,83(e) Processing of Fruits & Vegetables 2 5,45 5,79 1,092 88,23 73,48(f) Others 52 23,49 10,26 5,197 628,29 504,70

3. Beverage & Tobacco 4 12,47 12,71 956 103,84 81,114. Textiles 163 499,94 307,20 9,395 1420,00 1078,04

(a) Cotton Textiles 60 308,42 124,19 4,125 714,48 532,58(b) Jute & Other Natural Fibre Textiles 3 10 8 248 26,72 22,00(c) Handloom Textiles & Khadi 9 1,74 1,38 794 66,16 50,82(d) Other Textiles & Textile Products 91 189,67 181,55 4,228 612,64 472,65

5. Paper, Paper Products & Printing 45 71,76 63,41 2,541 266,35 193,986. Leather & Leather Products 6 71 50 667 95,68 69,917. Rubber & Plastic Products 50 130,90 128,92 2,199 261,76 195,798. Chemicals & Chemical Products 99 1614,46 945,44 2,198 285,84 214,18

(a) Heavy Industrial Chemicals 30 331,09 244,87 – – –(b) Fertilisers 20 1221,27 647,24 – – –(c) Drugs & Pharmaceuticals 27 42,39 34,83 349 58,03 47,17(d) Non-Edible Oils – – – 105 17,96 12,24(e) Other Chemicals & Chemical Products 22 19,72 18,50 1,744 209,85 154,77

9. Petroleum, Coal Products & Nuclear Fuels 18 934,09 533,51 280 39,81 25,7310. Manufacture of Cement & Cement Products 7 2,51 34 1,599 194,25 157,4611. Basic Metals & Metal Products 92 1294,41 1115,37 3,461 453,52 348,99

(a) Iron & Steel 60 1169,64 1005,42 314 72,34 50,54(b) Non-Ferrous Metals 7 101,88 101,96 74 12,97 5,68(c) Metal Products 25 22,89 7,99 3,073 368,21 292,77

12. Engineering 96 247,60 211,89 7,679 780,90 622,76(a) Heavy Engineering 9 5,29 3,64 3,230 269,21 214,64(b) Light Engineering 41 39,06 28,65 2,351 269,29 206,28(c) Electrical Machinery & Goods 36 165,77 156,90 1,159 135,24 108,29(d) Electronic Machinery & Goods 10 37,48 22,70 939 107,15 93,55

13. Vehicles, Vehicle Parts & Transport Equipments 34 79,40 76,19 1,428 115,95 93,3614. Other Industries 94 423,77 361,61 35,001 2794,47 2195,1815. Electricity, Gas & Water 33 1875,55 1822,78 494 170,27 154,29

(a) Electricity Generation & Transmission 28 1808,59 1761,44 – – –(b) Non-Conventional Energy 2 9,40 8,94 95 56,70 45,93(c) Gas, Steam & Water Supply 3 57,56 52,40 399 113,57 108,35

16. Construction 176 3003,52 2874,02 93,219 6248,98 5250,48III. TRANSPORT OPERATORS 33 244,27 130,44 1,22,477 6092,34 5368,16IV. PROFESSIONAL AND OTHER SERVICES 278 351,39 276,93 1,04,258 7921,37 6073,32V. PERSONAL LOANS – – – 42,55,066 224067,09 180717,83

1. Loans for Purchase of Consumer Durables – – – 13,510 530,52 424,022. Loans for Housing – – – 20,09,722 119107,21 104967,893. Rest of the Personal Loans – – – 22,31,834 104429,36 75325,92

VI. TRADE 316 177,96 96,96 1,28,997 11254,75 8748,071. Wholesale Trade 90 56,97 31,65 20,494 1900,67 1523,782. Retail Trade 226 120,98 65,31 1,08,503 9354,08 7224,29

VII. FINANCE 43 292,93 290,52 4,676 388,61 266,85VIII. ALL OTHERS 504 110,42 67,47 87,285 10817,68 8023,03

TOTAL BANK CREDIT 2,518 12861,63 10660,50 58,62,387 310441,20 251835,74OF WHICH : 1. Artisans and Village & Tiny Industries 23 4,37 3,08 25,386 1687,98 1321,92

2. Other Small Scale Industries 312 172,33 152,77 26,794 3073,11 2326,72

106

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

INDIVIDUALS - FEMALES TOTAL

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

31 32 33 34 35 36

I. AGRICULTURE 61,636 2337,24 2047,89 12,12,668 117258,01 95460,521. Direct Finance 59,633 2257,55 1976,92 11,30,442 59564,64 48849,092. Indirect Finance 2,003 79,69 70,97 82,226 57693,37 46611,43

II. INDUSTRY 22,634 1651,72 1322,82 7,09,933 840943,22 556357,491. Mining & Quarrying 755 38,50 31,47 20,482 24364,95 16317,962. Food Manufacturing & Processing 1,494 149,31 111,88 69,223 53125,86 35988,35

(a) Rice Mills, Flour & Dal Mills 474 53,11 36,73 28,195 12391,05 8973,70(b) Sugar 11 9,39 9,21 1,443 9404,69 6751,57(c) Edible Oils & Vanaspati 99 15,08 9,00 6,353 6774,72 4829,05(d) Tea Processing 21 2,71 2,58 2,255 3910,24 3095,70(e) Processing of Fruits & Vegetables 130 7,64 6,10 4,611 1535,84 1190,69(f) Others 759 61,39 48,27 26,366 19109,32 11147,63

3. Beverage & Tobacco 84 4,31 2,81 4,631 6200,75 4495,194. Textiles 1,417 176,56 137,72 92,293 100564,99 64856,29

(a) Cotton Textiles 586 96,50 76,31 32,666 48460,71 32266,68(b) Jute & Other Natural Fibre Textiles 17 2,78 2,32 1,607 1165,06 770,90(c) Handloom Textiles & Khadi 173 16,75 10,59 5,592 2676,88 1755,56(d) Other Textiles & Textile Products 641 60,53 48,50 52,428 48262,34 30063,15

5. Paper, Paper Products & Printing 339 28,68 23,18 24,570 17922,91 12645,616. Leather & Leather Products 136 19,71 17,37 9,682 7693,76 4427,417. Rubber & Plastic Products 236 23,31 14,42 24,500 15501,34 10845,638. Chemicals & Chemical Products 311 34,24 25,49 36,919 79856,58 47213,94

(a) Heavy Industrial Chemicals – – – 7,270 23329,60 12781,70(b) Fertilisers – – – 1,298 14597,20 9050,99(c) Drugs & Pharmaceuticals 48 13,12 12,27 8,532 18388,03 12456,98(d) Non-Edible Oils 12 1,80 91 855 711,41 459,48(e) Other Chemicals & Chemical Products 251 19,31 12,31 18,964 22830,35 12464,79

9. Petroleum, Coal Products & Nuclear Fuels 32 1,97 1,46 3,148 42912,70 22516,2410. Manufacture of Cement & Cement Products 246 18,56 16,23 8,350 12418,45 8920,8411. Basic Metals & Metal Products 351 37,11 29,17 53,101 114540,44 72771,64

(a) Iron & Steel 26 4,16 3,24 22,537 82103,25 54362,49(b) Non-Ferrous Metals 6 49 43 6,812 13668,02 7363,92(c) Metal Products 319 32,46 25,50 23,752 18769,18 11045,22

12. Engineering 944 78,57 60,00 66,491 64411,48 42928,91(a) Heavy Engineering 481 25,73 21,17 16,600 13767,26 8905,98(b) Light Engineering 190 17,06 12,48 26,234 20117,84 12491,70(c) Electrical Machinery & Goods 128 23,73 16,12 16,177 16200,97 11322,20(d) Electronic Machinery & Goods 145 12,05 10,24 7,480 14325,41 10209,02

13. Vehicles, Vehicle Parts & Transport Equipments 268 20,47 16,98 35,902 34029,43 23008,3014. Other Industries 3,067 212,60 166,97 1,01,070 94649,48 59604,9715. Electricity, Gas & Water 91 10,30 9,32 7,084 65053,09 48060,75

(a) Electricity Generation & Transmission – – – 4,492 59389,70 43874,36(b) Non-Conventional Energy 49 5,80 5,32 651 1588,13 1248,26(c) Gas, Steam & Water Supply 42 4,51 4,00 1,941 4075,27 2938,14

16. Construction 12,863 797,54 658,33 1,52,487 107697,00 81755,46III. TRANSPORT OPERATORS 7,812 375,90 301,40 1,52,799 26709,77 21238,49IV. PROFESSIONAL AND OTHER SERVICES 28,338 2180,10 1776,11 2,32,062 106112,63 77669,00V. PERSONAL LOANS 6,29,023 32587,21 26667,01 49,43,977 303162,90 246957,28

1. Loans for Purchase of Consumer Durables 1,897 77,27 63,72 15,407 607,79 487,732. Loans for Housing 3,44,999 20461,96 18022,29 24,14,609 186077,77 162562,633. Rest of the Personal Loans 2,82,127 12047,98 8581,01 25,13,961 116477,33 83906,93

VI. TRADE 14,091 1257,23 922,25 5,64,017 206016,32 132739,721. Wholesale Trade 2,020 164,26 129,04 1,29,720 113684,83 75978,912. Retail Trade 12,071 1092,97 793,21 4,34,297 92331,49 56760,81

VII. FINANCE 857 54,34 38,67 23,918 123919,53 94819,17VIII. ALL OTHERS 14,248 1731,86 1286,19 4,73,682 63484,37 40102,30

TOTAL BANK CREDIT 7,78,639 42175,58 34362,33 83,13,056 1787606,74 1265343,98OF WHICH : 1. Artisans and Village & Tiny Industries 2,492 133,93 100,29 67,401 6655,00 5204,50

2. Other Small Scale Industries 2,945 285,73 225,35 2,29,558 69164,14 52150,75

107

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

6% AND ABOVE BUTLESS THAN 6% LESS THAN 10%

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 260 93,64 89,03 1,96,011 23848,65 18279,791. Direct Finance 190 5,75 4,12 1,81,771 14027,19 10087,432. Indirect Finance 70 87,89 84,91 14,240 9821,47 8192,36

II. INDUSTRY 78 215,40 201,84 1,35,852 83954,06 59522,321. Mining & Quarrying – – – 1,955 3599,76 2197,122. Food Manufacturing & Processing 7 12,65 12,48 9,969 7421,48 5228,45

(a) Rice Mills, Flour & Dal Mills 2 40 41 5,304 3446,88 2480,17(b) Sugar – – – 62 245,96 230,45(c) Edible Oils & Vanaspati 1 2,00 1,84 419 795,34 384,08(d) Tea Processing 1 5 1 209 275,46 164,09(e) Processing of Fruits & Vegetables – – – 714 195,40 145,89(f) Others 3 10,20 10,22 3,261 2462,43 1823,77

3. Beverage & Tobacco 1 15 15 342 650,06 451,854. Textiles 2 26,96 24,41 11,354 13290,40 9300,34

(a) Cotton Textiles 1 25,00 23,48 3,599 6202,77 4184,06(b) Jute & Other Natural Fibre Textiles – – – 152 113,83 86,36(c) Handloom Textiles & Khadi 1 1,96 93 665 275,66 226,58(d) Other Textiles & Textile Products – – – 6,938 6698,14 4803,34

5. Paper, Paper Products & Printing 1 33,90 31,05 1,891 1029,43 730,376. Leather & Leather Products – – – 1,611 1399,09 1130,057. Rubber & Plastic Products 1 3 2 1,995 1344,48 996,658. Chemicals & Chemical Products 1 1,27 1,27 3,039 8264,18 5521,64

(a) Heavy Industrial Chemicals – – – 528 1679,09 1274,36(b) Fertilisers – – – 103 1748,60 1516,27(c) Drugs & Pharmaceuticals 1 1,27 1,27 687 1419,85 1154,09(d) Non-Edible Oils – – – 61 143,39 84,00(e) Other Chemicals & Chemical Products – – – 1,660 3273,25 1492,93

9. Petroleum, Coal Products & Nuclear Fuels 1 25,00 25,00 174 1028,28 690,5210. Manufacture of Cement & Cement Products – – – 983 416,85 304,6511. Basic Metals & Metal Products – – – 4,510 6874,23 5019,87

(a) Iron & Steel – – – 1,670 4173,96 3260,92(b) Non-Ferrous Metals – – – 612 579,44 310,91(c) Metal Products – – – 2,228 2120,83 1448,05

12. Engineering 1 67 16 7,070 5849,24 3798,88(a) Heavy Engineering – – – 2,613 1363,81 1191,11(b) Light Engineering 1 67 16 2,616 2262,78 1317,20(c) Electrical Machinery & Goods – – – 1,051 1429,11 825,96(d) Electronic Machinery & Goods – – – 790 793,54 464,61

13. Vehicles, Vehicle Parts & Transport Equipments – – – 1,761 1739,96 1287,3514. Other Industries 20 2,16 1,68 10,358 9310,03 6184,2815. Electricity, Gas & Water 4 36 35 501 5245,82 3906,06

(a) Electricity Generation & Transmission 1 8 7 285 4758,38 3503,24(b) Non-Conventional Energy 2 5 5 56 188,57 158,24(c) Gas, Steam & Water Supply 1 23 23 160 298,88 244,58

16. Construction 39 112,25 105,27 78,339 16490,76 12774,25III. TRANSPORT OPERATORS 16 49,20 49,10 37,436 3210,77 2904,63IV. PROFESSIONAL AND OTHER SERVICES 53 21,25 18,24 49,415 19051,51 15262,44V. PERSONAL LOANS 98,803 4123,42 3952,29 21,31,164 159549,73 139129,24

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing 91,655 3890,06 3730,95 19,82,149 154258,33 135257,123. Rest of the Personal Loans 7,148 233,36 221,34 1,49,015 5291,40 3872,12

VI. TRADE 25 15,27 10,63 55,090 67013,71 50546,561. Wholesale Trade 4 33 33 12,208 58237,82 43894,042. Retail Trade 21 14,94 10,30 42,882 8775,89 6652,51

VII. FINANCE 42 16,35 11,07 6,816 11604,40 9580,74VIII. ALL OTHERS 123 19,54 15,97 78,435 10100,31 7084,48

TOTAL LOANS AND ADVANCES 99,400 4554,06 4348,17 26,90,219 378333,14 302310,21OF WHICH: 1. Artisans and Village & Tiny Industries 20 2,24 1,78 9,923 1159,80 871,34

2. Other Small Scale Industries 2 3,22 2,19 21,985 10482,01 7855,59

See Notes on Tables.

108

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

10% AND ABOVE BUT 12% AND ABOVE BUTLESS THAN 12% LESS THAN 13%

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 6,24,867 34418,65 28800,51 1,16,494 8534,09 7149,681. Direct Finance 5,90,753 25499,47 22044,85 1,06,309 5259,53 4360,252. Indirect Finance 34,114 8919,18 6755,66 10,185 3274,56 2789,43

II. INDUSTRY 2,35,503 178515,55 112670,77 85,023 72462,59 34679,711. Mining & Quarrying 8,532 5359,52 3309,91 2,667 1545,88 664,462. Food Manufacturing & Processing 31,793 13853,29 9964,44 9,408 7387,21 3125,32

(a) Rice Mills, Flour & Dal Mills 13,879 4083,45 2821,28 3,491 966,45 762,65(b) Sugar 516 2418,13 1566,63 211 956,35 534,53(c) Edible Oils & Vanaspati 2,852 1684,31 1233,19 993 705,19 500,69(d) Tea Processing 768 1108,61 895,13 370 257,16 201,58(e) Processing of Fruits & Vegetables 1,999 323,34 241,53 638 137,98 110,12(f) Others 11,779 4235,45 3206,67 3,705 4364,08 1015,75

3. Beverage & Tobacco 1,676 1336,63 1055,82 734 668,89 406,114. Textiles 33,451 18857,93 13076,85 12,065 11026,32 5106,40

(a) Cotton Textiles 12,086 7931,29 5691,92 4,394 5073,96 2897,94(b) Jute & Other Natural Fibre Textiles 713 306,08 206,29 219 120,11 82,98(c) Handloom Textiles & Khadi 2,620 456,11 345,16 719 137,81 113,96(d) Other Textiles & Textile Products 18,032 10164,45 6833,48 6,733 5694,44 2011,52

5. Paper, Paper Products & Printing 10,208 4553,08 3271,81 4,040 1760,58 1300,386. Leather & Leather Products 2,162 965,73 812,90 1,910 1988,69 355,797. Rubber & Plastic Products 10,205 3939,25 2704,61 3,910 1476,07 1095,928. Chemicals & Chemical Products 13,548 16311,54 9609,67 5,222 6611,69 2631,41

(a) Heavy Industrial Chemicals 2,423 4252,17 2359,34 1,163 2299,26 766,62(b) Fertilisers 441 4250,67 2141,75 164 1562,17 236,72(c) Drugs & Pharmaceuticals 2,655 3396,30 2106,57 1,162 1165,30 615,87(d) Non-Edible Oils 389 233,86 157,20 142 47,87 37,27(e) Other Chemicals & Chemical Products 7,640 4178,53 2844,81 2,591 1537,10 974,94

9. Petroleum, Coal Products & Nuclear Fuels 1,030 8135,96 3575,68 448 6006,49 1202,6110. Manufacture of Cement & Cement Products 3,662 3881,78 2801,44 1,160 795,44 494,2011. Basic Metals & Metal Products 21,168 31748,57 19226,99 7,480 10638,08 5129,55

(a) Iron & Steel 8,750 23485,16 15181,27 2,928 8359,00 3501,00(b) Non-Ferrous Metals 2,912 2086,53 1179,48 744 708,53 499,62(c) Metal Products 9,506 6176,87 2866,23 3,808 1570,55 1128,93

12. Engineering 26,126 13458,50 9533,22 9,589 7352,13 3781,02(a) Heavy Engineering 6,607 2867,46 1837,19 2,156 1043,85 724,16(b) Light Engineering 11,344 4439,82 2964,13 3,988 2687,73 1138,86(c) Electrical Machinery & Goods 5,815 3499,26 2608,72 2,421 1557,20 1085,45(d) Electronic Machinery & Goods 2,360 2651,95 2123,18 1,024 2063,35 832,55

13. Vehicles, Vehicle Parts & Transport Equipments 5,684 5645,59 3048,97 1,998 1272,48 818,8014. Other Industries 37,674 27899,09 14258,79 13,408 5485,26 2941,8915. Electricity, Gas & Water 1,500 5745,95 4075,79 623 1256,99 620,54

(a) Electricity Generation & Transmission 563 5086,66 3582,24 214 1093,67 510,70(b) Non-Conventional Energy 228 353,81 275,00 108 63,53 41,26(c) Gas, Steam & Water Supply 709 305,47 218,54 301 99,79 68,58

16. Construction 27,084 16823,15 12343,90 10,361 7190,37 5005,29III. TRANSPORT OPERATORS 37,769 4117,63 3327,46 19,835 1837,12 1502,90IV. PROFESSIONAL AND OTHER SERVICES 75,281 20066,97 14884,89 25,752 6671,79 4758,23V. PERSONAL LOANS 4,35,367 22903,01 18259,95 2,54,621 20113,64 15856,06

1. Loans for Purchase of Consumer Durables – – – 1,903 68,94 55,562. Loans for Housing 2,45,005 15168,59 13053,22 95,800 12760,78 10521,333. Rest of the Personal Loans 1,90,362 7734,42 5206,73 1,56,918 7283,92 5279,18

VI. TRADE 2,43,243 38265,03 28265,56 90,370 17347,21 9992,711. Wholesale Trade 39,503 12553,32 8584,05 24,702 9158,78 3792,212. Retail Trade 2,03,740 25711,71 19681,50 65,668 8188,43 6200,50

VII. FINANCE 3,395 7985,59 5520,31 1,371 5032,30 4112,13VIII. ALL OTHERS 2,03,939 17625,14 12556,46 43,667 3745,37 2558,51

TOTAL LOANS AND ADVANCES 18,59,364 323897,57 224285,91 6,37,133 135744,12 80609,94OF WHICH: 1. Artisans and Village & Tiny Industries 33,388 3077,57 2429,16 7,779 906,06 725,05

2. Other Small Scale Industries 1,04,759 23500,66 18156,50 37,115 9096,15 7173,12

109

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

13% AND ABOVE BUT 14% AND ABOVE BUTLESS THAN 14% LESS THAN 15%

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

13 14 15 16 17 18

I. AGRICULTURE 1,16,214 23639,67 19437,14 77,158 15294,26 12717,211. Direct Finance 1,08,715 4553,73 3989,46 71,021 4316,63 3740,942. Indirect Finance 7,499 19085,94 15447,67 6,137 10977,63 8976,27

II. INDUSTRY 51,446 109378,89 79180,83 69,703 207360,56 151286,271. Mining & Quarrying 1,678 3032,83 2349,55 2,104 4625,34 3658,572. Food Manufacturing & Processing 5,105 3327,35 2355,94 5,602 12377,75 9579,96

(a) Rice Mills, Flour & Dal Mills 1,812 363,96 254,80 1,682 1405,26 1095,76(b) Sugar 90 663,18 439,49 374 4484,17 3537,22(c) Edible Oils & Vanaspati 598 930,67 642,09 644 1546,11 1231,89(d) Tea Processing 208 451,53 282,97 342 1262,38 1077,88(e) Processing of Fruits & Vegetables 372 65,47 49,38 439 238,50 185,73(f) Others 2,025 852,54 687,20 2,121 3441,33 2451,48

3. Beverage & Tobacco 491 391,35 315,04 606 1923,47 1478,234. Textiles 6,753 5849,35 4746,06 9,191 27778,51 17733,56

(a) Cotton Textiles 2,458 3490,46 3053,91 3,876 15526,18 10165,49(b) Jute & Other Natural Fibre Textiles 119 69,20 42,75 143 300,85 191,97(c) Handloom Textiles & Khadi 579 219,32 183,01 285 682,79 395,41(d) Other Textiles & Textile Products 3,597 2070,37 1466,39 4,887 11268,69 6980,69

5. Paper, Paper Products & Printing 2,274 666,54 522,67 2,376 6051,62 4315,636. Leather & Leather Products 760 249,49 183,13 769 701,59 520,117. Rubber & Plastic Products 2,225 846,61 663,02 2,078 4096,26 2766,318. Chemicals & Chemical Products 2,715 7987,74 4814,73 4,279 21163,63 14335,10

(a) Heavy Industrial Chemicals 679 4136,59 2932,86 867 7022,70 3370,26(b) Fertilisers 97 929,91 643,12 272 4615,10 3443,96(c) Drugs & Pharmaceuticals 562 840,79 547,94 1,255 5624,02 4479,42(d) Non-Edible Oils 69 24,71 21,40 74 88,20 76,99(e) Other Chemicals & Chemical Products 1,308 2055,74 669,40 1,811 3813,61 2964,47

9. Petroleum, Coal Products & Nuclear Fuels 312 17232,73 9197,65 283 3927,50 3264,3210. Manufacture of Cement & Cement Products 762 704,31 542,85 822 3127,23 2553,7111. Basic Metals & Metal Products 3,938 6728,08 4502,31 5,219 28889,13 21415,54

(a) Iron & Steel 1,456 5288,89 3570,00 2,496 21550,96 16622,47(b) Non-Ferrous Metals 363 623,81 345,77 591 3837,84 2320,72(c) Metal Products 2,119 815,38 586,53 2,132 3500,33 2472,35

12. Engineering 5,230 4721,61 3381,80 6,352 14396,53 10972,47(a) Heavy Engineering 1,301 882,80 547,80 1,637 3103,17 1985,25(b) Light Engineering 2,106 1355,08 1009,60 2,376 4172,17 3038,24(c) Electrical Machinery & Goods 1,210 1718,86 1167,03 1,436 2963,73 2454,00(d) Electronic Machinery & Goods 613 764,87 657,37 903 4157,46 3494,98

13. Vehicles, Vehicle Parts & Transport Equipments 1,328 2419,85 1575,85 1,999 9259,46 6304,2614. Other Industries 9,164 4702,84 3486,66 11,803 21169,13 16337,0015. Electricity, Gas & Water 747 26594,23 21238,59 791 17780,06 13156,39

(a) Electricity Generation & Transmission 465 25354,64 20189,21 464 15584,29 11621,15(b) Non-Conventional Energy 81 111,75 105,55 92 631,70 530,15(c) Gas, Steam & Water Supply 201 1127,84 943,82 235 1564,06 1005,09

16. Construction 7,964 23923,98 19305,00 15,429 30093,35 22895,11III. TRANSPORT OPERATORS 17,476 6373,99 3856,17 16,747 7932,85 6831,33IV. PROFESSIONAL AND OTHER SERVICES 18,568 7987,00 4360,42 22,246 36475,79 28124,30V. PERSONAL LOANS 85,888 3803,70 2905,97 79,434 3300,04 2464,24

1. Loans for Purchase of Consumer Durables 823 33,04 25,07 415 16,79 11,372. Loans for Housing – – – – – –3. Rest of the Personal Loans 85,065 3770,66 2880,90 79,019 3283,25 2452,87

VI. TRADE 62,592 11882,57 8307,87 49,380 17283,11 12655,241. Wholesale Trade 15,097 5811,56 3825,20 14,237 6736,96 4607,922. Retail Trade 47,495 6071,01 4482,68 35,143 10546,15 8047,32

VII. FINANCE 1,078 28566,61 24215,59 2,713 46425,48 39628,55VIII. ALL OTHERS 33,514 9528,27 7247,62 32,604 6865,53 4080,58

TOTAL LOANS AND ADVANCES 3,86,776 201160,69 149511,61 3,49,985 340937,62 257787,74OF WHICH: 1. Artisans and Village & Tiny Industries 4,027 335,27 273,68 3,783 321,96 253,56

2. Other Small Scale Industries 18,412 3868,17 3051,71 18,731 7457,59 5666,96

110

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

15% AND ABOVE BUT 16% AND ABOVE BUTLESS THAN 16% LESS THAN 17%

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

19 20 21 22 23 24

I. AGRICULTURE 25,969 3075,48 2586,54 33,152 5220,26 4082,221. Direct Finance 23,122 1168,83 981,02 31,397 3277,98 2421,762. Indirect Finance 2,847 1906,65 1605,52 1,755 1942,27 1660,47

II. INDUSTRY 21,432 26666,78 16965,92 17,343 53896,31 39573,501. Mining & Quarrying 464 1603,33 1320,44 362 1254,85 943,432. Food Manufacturing & Processing 2,018 1364,65 1064,51 1,412 1777,35 1460,80

(a) Rice Mills, Flour & Dal Mills 779 370,23 344,23 388 403,87 372,90(b) Sugar 87 224,79 111,97 54 211,17 186,13(c) Edible Oils & Vanaspati 244 174,77 127,29 184 284,13 227,13(d) Tea Processing 180 330,04 300,88 40 94,34 84,13(e) Processing of Fruits & Vegetables 64 22,20 22,20 93 227,65 212,42(f) Others 664 242,61 157,93 653 556,17 378,09

3. Beverage & Tobacco 231 457,47 218,68 168 526,14 411,284. Textiles 2,317 2842,59 2366,78 3,153 5613,90 4235,47

(a) Cotton Textiles 753 648,66 459,39 913 3100,01 2437,02(b) Jute & Other Natural Fibre Textiles 48 22,65 19,20 48 33,20 27,47(c) Handloom Textiles & Khadi 203 406,28 287,27 213 131,88 51,59(d) Other Textiles & Textile Products 1,313 1765,00 1600,93 1,979 2348,80 1719,38

5. Paper, Paper Products & Printing 758 387,50 320,54 594 925,75 797,526. Leather & Leather Products 280 159,23 131,21 293 264,28 202,117. Rubber & Plastic Products 656 390,67 352,97 638 947,46 772,958. Chemicals & Chemical Products 1,062 3308,81 1269,81 1,300 5997,18 4162,39

(a) Heavy Industrial Chemicals 264 328,16 219,92 285 844,33 587,88(b) Fertilisers 25 33,46 29,90 81 1052,52 861,57(c) Drugs & Pharmaceuticals 225 451,35 305,41 365 2193,72 1725,24(d) Non-Edible Oils 17 6,86 5,81 14 9,80 3,36(e) Other Chemicals & Chemical Products 531 2488,97 708,78 555 1896,81 984,34

9. Petroleum, Coal Products & Nuclear Fuels 109 1309,83 1266,78 93 3344,33 2678,7310. Manufacture of Cement & Cement Products 256 314,10 267,56 262 2547,41 1711,7111. Basic Metals & Metal Products 1,510 2488,26 1798,29 1,323 8197,10 5503,12

(a) Iron & Steel 604 1463,97 1207,72 559 5252,92 4154,11(b) Non-Ferrous Metals 234 538,49 271,15 205 2177,60 877,24(c) Metal Products 672 485,81 319,43 559 766,58 471,77

12. Engineering 1,635 3202,74 1771,83 1,617 4436,49 3417,89(a) Heavy Engineering 331 410,46 236,10 309 1249,91 910,10(b) Light Engineering 565 675,70 417,04 551 1511,88 1107,63(c) Electrical Machinery & Goods 432 737,49 393,62 467 840,06 676,06(d) Electronic Machinery & Goods 307 1379,09 725,06 290 834,64 724,11

13. Vehicles, Vehicle Parts & Transport Equipments 1,942 1629,99 1144,30 449 3936,48 3121,4514. Other Industries 4,806 4983,45 1974,84 2,708 3919,39 2933,5215. Electricity, Gas & Water 169 684,14 462,52 157 3913,93 2239,05

(a) Electricity Generation & Transmission 96 360,11 272,38 101 3634,51 2030,89(b) Non-Conventional Energy 10 23,74 23,53 28 125,88 84,79(c) Gas, Steam & Water Supply 63 300,28 166,60 28 153,54 123,37

16. Construction 3,219 1540,02 1234,85 2,814 6294,28 4982,09III. TRANSPORT OPERATORS 4,289 665,41 619,90 2,533 1250,72 1038,48IV. PROFESSIONAL AND OTHER SERVICES 6,171 2091,37 1645,70 5,276 5749,33 4105,88V. PERSONAL LOANS 14,52,791 73221,93 55081,21 42,019 1772,80 1384,95

1. Loans for Purchase of Consumer Durables 10,090 401,65 326,97 106 4,40 3,122. Loans for Housing – – – – – –3. Rest of the Personal Loans 14,42,701 72820,28 54754,24 41,913 1768,41 1381,83

VI. TRADE 18,115 8210,19 3942,96 9,599 7264,07 5218,191. Wholesale Trade 4,351 3468,62 1141,59 2,806 2272,97 1588,342. Retail Trade 13,764 4741,57 2801,37 6,793 4991,11 3629,85

VII. FINANCE 643 4559,15 1025,78 857 8403,89 7059,01VIII. ALL OTHERS 13,134 3171,25 1114,29 10,984 1604,71 1022,60

TOTAL LOANS AND ADVANCES 15,42,544 121661,56 82982,31 1,21,763 85162,09 63484,84OF WHICH: 1. Artisans and Village & Tiny Industries 1,568 143,20 120,95 974 82,70 66,66

2. Other Small Scale Industries 5,829 1373,24 1120,82 4,460 1586,82 1269,30

111

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

17% AND ABOVE BUT 18% AND ABOVE BUTLESS THAN 18% LESS THAN 20%

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

25 26 27 28 29 30

I. AGRICULTURE 8,686 1206,75 1008,49 7,777 258,82 192,921. Direct Finance 7,631 776,77 628,34 6,396 209,58 159,242. Indirect Finance 1,055 429,98 380,15 1,381 49,25 33,68

II. INDUSTRY 14,507 14166,13 9692,96 12,502 906,05 325,921. Mining & Quarrying 369 409,03 392,03 732 30,34 19,892. Food Manufacturing & Processing 1,133 967,17 819,29 814 63,99 22,08

(a) Rice Mills, Flour & Dal Mills 322 256,47 239,89 194 8,00 5,05(b) Sugar 23 100,57 61,33 4 14 8(c) Edible Oils & Vanaspati 115 138,55 115,41 73 3,62 1,99(d) Tea Processing 37 42,21 39,49 30 11,73 82(e) Processing of Fruits & Vegetables 116 92,94 80,92 41 2,45 1,25(f) Others 520 336,43 282,25 472 38,06 12,89

3. Beverage & Tobacco 88 70,33 61,53 58 2,57 1,444. Textiles 2,040 1375,65 1102,39 1,293 124,75 34,23

(a) Cotton Textiles 699 788,33 621,57 269 18,28 6,49(b) Jute & Other Natural Fibre Textiles 19 13,71 5,19 12 6,26 27(c) Handloom Textiles & Khadi 72 23,42 16,12 78 3,10 2,11(d) Other Textiles & Textile Products 1,250 550,19 459,52 934 97,11 25,36

5. Paper, Paper Products & Printing 461 801,43 201,82 533 47,20 14,826. Leather & Leather Products 174 67,27 54,59 78 5,75 1,927. Rubber & Plastic Products 533 534,02 404,20 606 46,21 16,208. Chemicals & Chemical Products 829 1898,42 1106,89 359 69,27 9,30

(a) Heavy Industrial Chemicals 186 882,47 304,09 56 13,07 1,42(b) Fertilisers 21 114,74 84,82 13 45 37(c) Drugs & Pharmaceuticals 257 451,86 329,61 75 46,62 2,01(d) Non-Edible Oils 37 53,94 39,72 6 24 19(e) Other Chemicals & Chemical Products 328 395,41 348,66 209 8,89 5,31

9. Petroleum, Coal Products & Nuclear Fuels 66 34,02 28,62 20 96 5010. Manufacture of Cement & Cement Products 123 125,81 79,19 72 3,90 1,7911. Basic Metals & Metal Products 1,362 2417,09 1467,62 549 38,08 14,13

(a) Iron & Steel 707 900,06 770,95 129 15,68 2,93(b) Non-Ferrous Metals 182 1321,25 526,11 25 1,20 65(c) Metal Products 473 195,79 170,57 395 21,20 10,55

12. Engineering 1,131 1305,04 1175,84 728 33,16 18,06(a) Heavy Engineering 261 264,38 220,06 176 7,23 4,11(b) Light Engineering 307 154,32 134,06 236 9,11 6,36(c) Electrical Machinery & Goods 337 442,08 403,72 233 9,97 5,65(d) Electronic Machinery & Goods 226 444,27 418,01 83 6,85 1,93

13. Vehicles, Vehicle Parts & Transport Equipments 189 186,93 161,95 99 26,45 2,4214. Other Industries 2,838 1363,66 899,18 3,417 163,03 85,4215. Electricity, Gas & Water 119 1124,28 663,05 58 3,91 1,64

(a) Electricity Generation & Transmission 62 1073,62 648,77 11 2,31 28(b) Non-Conventional Energy 11 2,14 1,52 13 45 36(c) Gas, Steam & Water Supply 46 48,52 12,76 34 1,15 99

16. Construction 3,052 1485,96 1074,78 3,086 246,51 82,10III. TRANSPORT OPERATORS 8,738 799,87 766,58 7,172 256,90 217,49IV. PROFESSIONAL AND OTHER SERVICES 18,208 3321,60 2687,31 7,421 315,22 197,52V. PERSONAL LOANS 90,220 5489,32 4524,18 92,753 3258,06 2216,15

1. Loans for Purchase of Consumer Durables 341 23,39 21,68 1,629 56,43 41,802. Loans for Housing – – – – – –3. Rest of the Personal Loans 89,879 5465,94 4502,50 91,124 3201,63 2174,35

VI. TRADE 8,347 3566,55 2884,32 11,333 776,22 289,131. Wholesale Trade 2,563 1068,14 915,59 2,723 186,23 66,022. Retail Trade 5,784 2498,42 1968,73 8,610 589,99 223,11

VII. FINANCE 687 650,89 569,86 484 3184,80 10,44VIII. ALL OTHERS 17,050 1876,97 1393,97 21,526 793,71 408,34

TOTAL LOANS AND ADVANCES 1,66,443 31078,09 23527,67 1,60,968 9749,79 3857,90OF WHICH: 1. Artisans and Village & Tiny Industries 960 80,26 67,52 1,634 67,39 41,02

2. Other Small Scale Industries 3,352 1187,98 912,70 3,215 159,33 88,08

112

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS ANDADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

20% AND ABOVE TOTAL

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

31 32 33 34 35 36

I. AGRICULTURE 518 20,83 11,30 12,07,106 115611,10 94354,831. Direct Finance 276 9,82 6,00 11,27,581 59105,29 48423,402. Indirect Finance 242 11,01 5,30 79,525 56505,82 45931,43

II. INDUSTRY 1,733 182,48 35,45 6,45,122 747704,77 504135,501. Mining & Quarrying 15 14,04 37 18,878 21474,91 14855,792. Food Manufacturing & Processing 140 11,23 3,26 67,401 48564,12 33636,52

(a) Rice Mills, Flour & Dal Mills 12 2,95 29 27,865 11307,92 8377,42(b) Sugar 6 3,68 11 1,427 9308,12 6667,96(c) Edible Oils & Vanaspati 9 38 23 6,132 6265,08 4465,85(d) Tea Processing 4 18 7 2,189 3833,70 3047,06(e) Processing of Fruits & Vegetables 7 34 20 4,483 1306,28 1049,63(f) Others 102 3,70 2,36 25,305 16543,02 10028,60

3. Beverage & Tobacco 37 1,39 70 4,432 6028,46 4400,824. Textiles 246 39,74 5,07 81,865 86826,09 57731,57

(a) Cotton Textiles 184 36,06 3,23 29,232 42841,01 29544,49(b) Jute & Other Natural Fibre Textiles 3 10 10 1,476 985,97 662,57(c) Handloom Textiles & Khadi – – – 5,435 2338,34 1622,15(d) Other Textiles & Textile Products 59 3,58 1,74 45,722 40660,78 25902,36

5. Paper, Paper Products & Printing 20 1,18 45 23,156 16258,20 11507,046. Leather & Leather Products 12 61 30 8,049 5801,75 3392,107. Rubber & Plastic Products 63 2,55 1,64 22,910 13623,62 9774,508. Chemicals & Chemical Products 119 10,98 1,89 32,473 71624,71 43464,11

(a) Heavy Industrial Chemicals 11 59 26 6,462 21458,42 11817,02(b) Fertilisers 1 2 3 1,218 14307,65 8958,49(c) Drugs & Pharmaceuticals 8 28 29 7,252 15591,36 11267,73(d) Non-Edible Oils 2 11 – 811 608,98 425,93(e) Other Chemicals & Chemical Products 97 9,98 1,30 16,730 19658,30 10994,94

9. Petroleum, Coal Products & Nuclear Fuels 1 4 3 2,537 41045,14 21930,4310. Manufacture of Cement & Cement Products 7 87 14 8,109 11917,70 8757,2611. Basic Metals & Metal Products 57 7,90 1,44 47,116 98026,51 64078,85

(a) Iron & Steel 14 1,02 29 19,313 70491,62 48271,66(b) Non-Ferrous Metals 1 3 3 5,869 11874,70 6331,65(c) Metal Products 42 6,85 1,12 21,934 15660,19 9475,53

12. Engineering 291 52,47 4,22 59,770 54808,58 37855,38(a) Heavy Engineering 167 6,21 2,09 15,558 11199,29 7657,97(b) Light Engineering 19 78 52 24,109 17270,04 11133,80(c) Electrical Machinery & Goods 89 3,26 1,26 13,491 13201,01 9621,47(d) Electronic Machinery & Goods 16 42,23 35 6,612 13138,25 9442,15

13. Vehicles, Vehicle Parts & Transport Equipments 24 73 44 15,473 26117,92 17465,7814. Other Industries 528 23,39 11,32 96,724 79021,42 49114,5715. Electricity, Gas & Water 11 7,98 32 4,680 62357,64 46364,29

(a) Electricity Generation & Transmission 3 7,57 5 2,265 56955,85 42358,98(b) Non-Conventional Energy 4 18 13 633 1501,81 1220,59(c) Gas, Steam & Water Supply 4 23 14 1,782 3899,98 2784,71

16. Construction 162 7,37 3,87 1,51,549 104208,00 79806,50III. TRANSPORT OPERATORS 506 14,53 13,91 1,52,517 26508,98 21127,95IV. PROFESSIONAL AND OTHER SERVICES 2,015 82,51 50,56 2,30,406 101834,34 76095,49V. PERSONAL LOANS 1,80,822 5616,83 1173,43 49,43,882 303152,50 246947,68

1. Loans for Purchase of Consumer Durables 100 3,16 2,16 15,407 607,79 487,732. Loans for Housing – – – 24,14,609 186077,77 162562,633. Rest of the Personal Loans 1,80,722 5613,67 1171,27 25,13,866 116466,94 83897,32

VI. TRADE 932 92,87 23,51 5,49,026 171716,81 122136,671. Wholesale Trade 75 51,32 1,81 1,18,269 99546,05 68417,112. Retail Trade 857 41,55 21,69 4,30,757 72170,76 53719,56

VII. FINANCE 188 33,86 3,48 18,274 116463,32 91736,98VIII. ALL OTHERS 1,414 56,09 20,24 4,56,390 55386,89 37503,08

TOTAL LOANS AND ADVANCES 1,88,128 6100,00 1331,87 82,02,723 1638378,72 1194038,18OF WHICH: 1. Artisans and Village & Tiny Industries 393 11,86 7,95 64,449 6188,32 4858,68

2. Other Small Scale Industries 210 14,93 5,89 2,18,070 58730,09 45302,88

113

TABLE NO. 5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 25,000 ANDRs. 25,000 AND LESS UPTO Rs. 2 LAKH

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 178,02,496 25969,47 22979,48 100,52,949 63635,63 54244,081. Direct Finance 174,22,090 25414,13 22526,02 98,65,661 62339,17 53187,832. Indirect Finance 3,80,406 555,34 453,46 1,87,288 1296,46 1056,25

II. INDUSTRY 15,70,860 1996,24 1507,45 10,60,532 9861,90 8351,001. Mining & Quarrying .. .. .. .. .. .. .. .. .. .. .. ..2. Food Manufacturing & Processing 1,12,641 123,16 99,74 65,467 633,21 540,13

(a) Rice Mills, Flour & Dal Mills .. .. .. .. .. .. .. .. .. .. .. ..(b) Sugar .. .. .. .. .. .. .. .. .. .. .. ..(c) Edible Oils & Vanaspati .. .. .. .. .. .. .. .. .. .. .. ..(d) Tea Processing .. .. .. .. .. .. .. .. .. .. .. ..(e) Processing of Fruits & Vegetables .. .. .. .. .. .. .. .. .. .. .. ..(f) Others .. .. .. .. .. .. .. .. .. .. .. ..

3. Beverage & Tobacco .. .. .. .. .. .. .. .. .. .. .. ..4. Textiles 1,28,376 184,20 133,19 1,17,990 1275,70 1088,13

(a) Cotton Textiles .. .. .. .. .. .. .. .. .. .. .. ..(b) Jute & Other Natural Fibre Textiles .. .. .. .. .. .. .. .. .. .. .. ..(c) Handloom Textiles & Khadi .. .. .. .. .. .. .. .. .. .. .. ..(d) Other Textiles & Textile Products .. .. .. .. .. .. .. .. .. .. .. ..

5. Paper, Paper Products & Printing 9,785 14,06 11,55 15,531 150,68 119,876. Leather & Leather Products 9,344 13,89 9,81 9,149 89,53 79,347. Rubber & Plastic Products 8,344 13,32 9,80 9,006 98,83 78,428. Chemicals & Chemical Products 21,182 29,80 22,54 65,527 598,15 513,88

(a) Heavy Industrial Chemicals .. .. .. .. .. .. .. .. .. .. .. ..(b) Fertilisers .. .. .. .. .. .. .. .. .. .. .. ..(c) Drugs & Pharmaceuticals .. .. .. .. .. .. .. .. .. .. .. ..(d) Non-Edible Oils .. .. .. .. .. .. .. .. .. .. .. ..(e) Other Chemicals & Chemical Products .. .. .. .. .. .. .. .. .. .. .. ..

9. Petroleum, Coal Products & Nuclear Fuels .. .. .. .. .. .. .. .. .. .. .. ..10. Manufacture of Cement & Cement Products 2,349 3,12 2,56 8,722 98,57 90,9611. Basic Metals & Metal Products 22,591 30,29 22,38 24,430 239,40 195,98

(a) Iron & Steel .. .. .. .. .. .. .. .. .. .. .. ..(b) Non-Ferrous Metals .. .. .. .. .. .. .. .. .. .. .. ..(c) Metal Products .. .. .. .. .. .. .. .. .. .. .. ..

12. Engineering 33,840 45,66 35,36 78,804 919,36 846,14(a) Heavy Engineering .. .. .. .. .. .. .. .. .. .. .. ..(b) Light Engineering .. .. .. .. .. .. .. .. .. .. .. ..(c) Electrical Machinery & Goods .. .. .. .. .. .. .. .. .. .. .. ..(d) Electronic Machinery & Goods .. .. .. .. .. .. .. .. .. .. .. ..

13. Vehicles, Vehicle Parts & Transport Equipments 8,294 11,59 8,21 17,000 161,88 134,2614. Other Industries 11,71,158 1460,49 1096,99 4,77,175 3832,75 3165,8315. Electricity, Gas & Water .. .. .. .. .. .. .. .. .. .. .. ..

(a) Electricity Generation & Transmission .. .. .. .. .. .. .. .. .. .. .. ..(b) Non-Conventional Energy .. .. .. .. .. .. .. .. .. .. .. ..(c) Gas, Steam & Water Supply .. .. .. .. .. .. .. .. .. .. .. ..

16. Construction 42,956 66,67 55,33 1,71,731 1763,85 1498,06III. TRANSPORT OPERATORS 1,52,768 184,73 143,11 3,13,210 2931,71 2335,54IV. PROFESSIONAL AND OTHER SERVICES 6,95,437 1011,72 820,34 5,74,103 4108,86 3380,93V. PERSONAL LOANS 107,42,379 16794,03 11307,74 205,40,684 146192,57 94960,36

1. Loans for Purchase of Consumer Durables 2,99,606 474,15 354,16 11,48,991 8145,91 5872,702. Loans for Housing 2,20,483 342,27 309,60 18,86,439 22815,20 19294,963. Rest of the Personal Loans 102,22,290 15977,62 10643,97 175,05,254 115231,46 69792,70

VI. TRADE 31,80,006 4684,44 3734,77 21,90,588 16770,62 13722,371. Wholesale Trade 1,34,405 200,95 149,88 1,53,261 1629,88 1388,792. Retail Trade 30,45,601 4483,49 3584,90 20,37,327 15140,73 12333,58

VII. FINANCE 48,491 73,90 58,38 38,721 316,64 230,07VIII. ALL OTHERS 42,26,667 5714,99 4666,07 39,32,434 30672,69 26056,47

TOTAL BANK CREDIT 384,19,104 56429,53 45217,34 387,03,221 274490,62 203280,82OF WHICH: 1. Artisans and Village & Tiny Industries 8,42,331 1004,83 745,45 2,25,304 1658,62 1340,18

2. Other Small Scale Industries 4,85,042 646,21 485,97 3,34,360 3036,90 2527,26

.. .. Indicates break-up not available separately.

114

TABLE NO. 5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 2 LAKH AND ABOVE Rs. 5 LAKH ANDUPTO Rs. 5 LAKH UPTO Rs. 10 LAKH

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 10,83,357 33672,46 29417,75 76,025 5457,65 4564,561. Direct Finance 10,35,441 32042,66 28044,38 61,976 4370,33 3694,242. Indirect Finance 47,916 1629,80 1373,37 14,049 1087,32 870,31

II. INDUSTRY 2,87,715 10070,29 8207,46 1,38,433 10842,76 8702,171. Mining & Quarrying 10,165 358,45 295,00 4,457 340,60 274,882. Food Manufacturing & Processing 24,261 871,74 701,52 13,229 1064,45 829,76

(a) Rice Mills, Flour & Dal Mills 7,731 285,84 225,41 5,993 491,08 373,43(b) Sugar 212 7,56 5,93 103 8,36 6,87(c) Edible Oils & Vanaspati 1,949 70,79 56,45 1,157 92,97 73,39(d) Tea Processing 394 13,69 11,26 223 18,16 14,35(e) Processing of Fruits & Vegetables 2,935 103,46 87,85 550 42,45 33,75(f) Others 11,040 390,40 314,61 5,203 411,42 327,96

3. Beverage & Tobacco 1,696 60,40 47,27 835 65,34 50,344. Textiles 29,861 1071,49 856,08 17,132 1360,02 1102,09

(a) Cotton Textiles 10,385 357,81 289,79 5,026 405,23 328,31(b) Jute & Other Natural Fibre Textiles 567 20,53 15,86 314 24,86 19,59(c) Handloom Textiles & Khadi 2,451 90,13 70,21 1,325 105,80 86,24(d) Other Textiles & Textile Products 16,458 603,03 480,23 10,467 824,14 667,95

5. Paper, Paper Products & Printing 9,131 328,70 260,87 5,498 428,40 341,036. Leather & Leather Products 2,730 98,65 84,83 1,884 146,95 125,597. Rubber & Plastic Products 8,374 305,44 243,96 5,511 432,19 347,758. Chemicals & Chemical Products 9,788 357,06 280,10 6,778 537,91 428,61

(a) Heavy Industrial Chemicals 1,709 63,43 50,51 1,193 96,20 76,54(b) Fertilisers 236 8,70 6,50 124 10,31 8,08(c) Drugs & Pharmaceuticals 1,676 60,74 48,44 1,337 106,03 85,79(d) Non-Edible Oils 220 8,10 6,68 168 13,69 10,41(e) Other Chemicals & Chemical Products 5,947 216,10 167,97 3,956 311,67 247,79

9. Petroleum, Coal Products & Nuclear Fuels 925 32,74 24,73 602 46,36 35,5610. Manufacture of Cement & Cement Products 2,659 98,27 78,15 2,291 178,48 147,2711. Basic Metals & Metal Products 15,993 582,41 459,52 10,137 798,18 640,50

(a) Iron & Steel 5,463 200,12 154,49 3,635 286,54 227,31(b) Non-Ferrous Metals 1,727 64,56 51,16 1,289 103,00 84,23(c) Metal Products 8,803 317,72 253,87 5,213 408,64 328,96

12. Engineering 25,672 920,98 721,97 13,205 1048,39 830,87(a) Heavy Engineering 8,035 276,48 220,36 3,048 243,98 198,73(b) Light Engineering 9,646 350,22 269,20 5,731 452,53 353,38(c) Electrical Machinery & Goods 5,218 187,70 146,34 3,179 251,82 201,84(d) Electronic Machinery & Goods 2,773 106,58 86,07 1,247 100,05 76,92

13. Vehicles, Vehicle Parts & Transport Equipments 4,382 156,24 124,21 3,967 316,19 238,1414. Other Industries 51,638 1814,72 1469,42 22,132 1729,41 1397,5615. Electricity, Gas & Water 1,816 64,13 51,75 1,573 126,77 95,46

(a) Electricity Generation & Transmission 903 31,29 26,21 1,040 84,55 61,43(b) Non-Conventional Energy 227 7,84 5,78 92 7,08 5,86(c) Gas, Steam & Water Supply 686 25,00 19,76 441 35,14 28,17

16. Construction 88,624 2948,88 2508,09 29,202 2223,09 1816,75III. TRANSPORT OPERATORS 99,872 3248,12 2724,75 37,925 2709,03 2448,83IV. PROFESSIONAL AND OTHER SERVICES 1,16,239 3995,11 3116,52 57,091 4368,72 3197,94V. PERSONAL LOANS 34,36,992 113616,81 89810,78 10,31,343 75439,16 61986,99

1. Loans for Purchase of Consumer Durables 12,648 398,37 310,70 2,742 207,04 174,662. Loans for Housing 14,41,806 50017,49 44020,11 6,35,462 46764,96 41345,193. Rest of the Personal Loans 19,82,538 63200,96 45479,97 3,93,139 28467,16 20467,14

VI. TRADE 3,08,774 11159,91 9012,59 1,26,218 10059,55 8077,951. Wholesale Trade 47,885 1734,08 1369,75 28,209 2280,46 1808,202. Retail Trade 2,60,889 9425,83 7642,84 98,009 7779,09 6269,76

VII. FINANCE 8,722 292,90 218,05 3,100 241,07 179,34VIII. ALL OTHERS 2,47,492 7064,79 5078,33 1,23,692 9179,44 7036,48

TOTAL BANK CREDIT 55,89,163 183120,40 147586,23 15,93,827 118297,37 96194,26OF WHICH: 1. Artisans and Village & Tiny Industries 36,583 1289,05 1049,20 15,980 1260,43 994,56

2. Other Small Scale Industries 84,545 3101,33 2457,97 53,012 4186,52 3322,40

115

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 10 LAKH AND ABOVE Rs. 25 LAKH ANDUPTO Rs. 25 LAKH UPTO Rs.50 LAKH

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

13 14 15 16 17 18

I. AGRICULTURE 29,317 4758,37 3813,85 10,851 3994,79 3186,741. Direct Finance 21,977 3505,29 2814,83 6,018 2188,39 1653,292. Indirect Finance 7,340 1253,08 999,02 4,833 1806,40 1533,45

II. INDUSTRY 1,28,589 21503,05 17596,80 51,446 19556,10 15012,191. Mining & Quarrying 2,683 450,64 355,77 1,141 433,39 328,092. Food Manufacturing & Processing 12,884 2287,45 1776,63 7,195 2759,03 2057,69

(a) Rice Mills, Flour & Dal Mills 6,474 1157,77 874,99 3,786 1455,59 1048,12(b) Sugar 112 21,13 15,70 111 43,95 31,79(c) Edible Oils & Vanaspati 1,178 213,53 169,40 610 237,01 182,80(d) Tea Processing 275 49,35 37,89 292 114,99 88,16(e) Processing of Fruits & Vegetables 487 82,14 65,84 244 90,66 70,25(f) Others 4,358 763,54 612,81 2,152 816,82 636,57

3. Beverage & Tobacco 696 124,51 95,60 374 146,33 107,784. Textiles 16,481 2879,64 2303,54 9,264 3530,36 2703,11

(a) Cotton Textiles 5,332 944,11 746,85 3,421 1309,69 993,66(b) Jute & Other Natural Fibre Textiles 264 46,59 36,25 138 54,10 43,77(c) Handloom Textiles & Khadi 955 165,72 136,91 393 146,98 116,37(d) Other Textiles & Textile Products 9,930 1723,22 1383,53 5,312 2019,59 1549,31

5. Paper, Paper Products & Printing 4,572 778,76 618,93 1,903 716,70 559,026. Leather & Leather Products 1,984 342,36 277,72 1,122 428,13 328,837. Rubber & Plastic Products 4,906 836,28 660,70 2,231 850,94 670,368. Chemicals & Chemical Products 6,675 1163,22 920,40 3,795 1449,91 1094,28

(a) Heavy Industrial Chemicals 1,352 235,75 184,52 787 302,43 227,08(b) Fertilisers 195 34,44 28,29 103 38,44 28,64(c) Drugs & Pharmaceuticals 1,461 257,35 201,99 995 384,56 288,78(d) Non-Edible Oils 164 29,42 22,99 112 42,30 34,66(e) Other Chemicals & Chemical Products 3,503 606,25 482,62 1,798 682,17 515,12

9. Petroleum, Coal Products & Nuclear Fuels 496 84,57 67,65 253 96,71 72,5910. Manufacture of Cement & Cement Products 1,590 252,62 214,35 461 174,88 129,4911. Basic Metals & Metal Products 9,318 1616,97 1304,73 4,983 1906,11 1494,48

(a) Iron & Steel 3,657 637,27 511,57 2,181 844,31 662,38(b) Non-Ferrous Metals 1,399 245,70 203,48 755 282,77 226,35(c) Metal Products 4,262 734,00 589,68 2,047 779,04 605,74

12. Engineering 11,734 2017,38 1579,05 5,530 2097,64 1591,92(a) Heavy Engineering 2,466 422,80 331,34 1,032 393,86 287,25(b) Light Engineering 5,054 865,97 673,44 2,245 848,49 634,71(c) Electrical Machinery & Goods 3,054 527,92 415,35 1,648 625,56 487,83(d) Electronic Machinery & Goods 1,160 200,69 158,92 605 229,73 182,13

13. Vehicles, Vehicle Parts & Transport Equipments 21,164 3159,48 3022,23 1,779 691,49 510,1414. Other Industries 12,730 2163,73 1742,85 4,840 1806,43 1428,9215. Electricity, Gas & Water 1,191 185,32 142,75 451 169,19 139,29

(a) Electricity Generation & Transmission 722 106,10 80,29 254 94,43 76,52(b) Non-Conventional Energy 66 12,07 9,70 48 19,04 15,21(c) Gas, Steam & Water Supply 403 67,14 52,76 149 55,72 47,57

16. Construction 19,485 3160,12 2513,90 6,124 2298,85 1796,20III. TRANSPORT OPERATORS 12,270 1598,97 1472,07 1,218 452,07 368,84IV. PROFESSIONAL AND OTHER SERVICES 30,780 5029,49 4032,13 9,341 3472,65 2681,17V. PERSONAL LOANS 3,98,033 60282,58 50091,23 63,838 22132,69 17828,52

1. Loans for Purchase of Consumer Durables 17 2,38 2,38 – – –2. Loans for Housing 2,77,189 42381,24 37215,04 47,111 16068,37 13472,133. Rest of the Personal Loans 1,20,827 17898,96 12873,82 16,727 6064,32 4356,39

VI. TRADE 74,030 12762,95 10215,01 26,429 9898,53 7677,551. Wholesale Trade 28,943 5097,06 4094,43 12,312 4653,05 3628,752. Retail Trade 45,087 7665,89 6120,58 14,117 5245,48 4048,80

VII. FINANCE 6,575 1018,44 906,14 1,078 412,86 288,38VIII. ALL OTHERS 67,900 11352,75 9075,15 25,568 9976,18 6975,70

TOTAL BANK CREDIT 7,47,494 118306,60 97202,38 1,89,769 69895,86 54019,07OF WHICH: 1. Artisans and Village & Tiny Industries 9,671 1625,37 1276,76 3,515 1319,29 1013,93

2. Other Small Scale Industries 44,862 7759,49 6099,88 21,636 8172,78 6260,45

116

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 50 LAKH AND ABOVE Rs. 1 CRORE ANDUPTO Rs. 1 CRORE UPTO Rs. 4 CRORE

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

19 20 21 22 23 24

I. AGRICULTURE 5,879 4285,95 3505,84 4,820 9577,07 7800,051. Direct Finance 2,576 1902,44 1488,18 1,646 3221,57 2602,372. Indirect Finance 3,303 2383,50 2017,66 3,174 6355,49 5197,68

II. INDUSTRY 35,552 27214,25 20526,68 39,977 85323,84 64238,081. Mining & Quarrying 698 531,43 391,31 723 1599,28 1185,672. Food Manufacturing & Processing 5,156 3923,90 2949,84 4,412 9006,32 6781,07

(a) Rice Mills, Flour & Dal Mills 2,494 1874,81 1360,48 1,436 2689,95 1967,67(b) Sugar 160 129,74 99,88 237 536,57 422,81(c) Edible Oils & Vanaspati 426 329,51 253,69 695 1534,70 1225,12(d) Tea Processing 392 297,50 236,85 496 1013,48 808,38(e) Processing of Fruits & Vegetables 171 131,08 96,81 147 292,09 229,82(f) Others 1,513 1161,26 902,12 1,401 2939,53 2127,26

3. Beverage & Tobacco 279 221,44 163,11 410 929,76 702,394. Textiles 6,955 5297,71 3953,45 7,824 16470,82 12273,37

(a) Cotton Textiles 2,675 2044,71 1502,50 3,270 6966,52 5313,69(b) Jute & Other Natural Fibre Textiles 118 90,18 65,96 137 288,07 202,77(c) Handloom Textiles & Khadi 229 175,33 128,87 167 355,25 245,27(d) Other Textiles & Textile Products 3,933 2987,50 2256,12 4,250 8860,98 6511,64

5. Paper, Paper Products & Printing 1,303 996,19 761,61 1,460 3050,92 2409,536. Leather & Leather Products 868 653,77 477,89 824 1697,53 1207,257. Rubber & Plastic Products 1,432 1086,39 830,15 1,338 2755,59 2076,748. Chemicals & Chemical Products 2,939 2273,98 1668,77 3,922 8765,59 6493,30

(a) Heavy Industrial Chemicals 662 513,09 364,50 814 1809,06 1274,01(b) Fertilisers 103 81,84 61,58 191 420,45 327,02(c) Drugs & Pharmaceuticals 796 620,47 463,59 1,345 3207,28 2574,15(d) Non-Edible Oils 63 49,30 42,49 87 165,40 125,18(e) Other Chemicals & Chemical Products 1,315 1009,28 736,61 1,485 3163,41 2192,94

9. Petroleum, Coal Products & Nuclear Fuels 226 175,36 125,09 251 543,86 397,1210. Manufacture of Cement & Cement Products 301 228,22 164,89 513 1139,12 726,1511. Basic Metals & Metal Products 3,790 2934,85 2252,38 4,983 10648,64 8195,05

(a) Iron & Steel 1,977 1545,98 1202,25 2,944 6394,58 4975,21(b) Non-Ferrous Metals 497 388,80 295,92 638 1274,12 927,70(c) Metal Products 1,316 1000,08 754,22 1,401 2979,94 2292,14

12. Engineering 3,737 2856,50 2150,21 4,046 8615,98 6391,91(a) Heavy Engineering 693 529,20 388,41 799 1691,89 1196,99(b) Light Engineering 1,391 1061,88 786,39 1,381 2935,48 2174,98(c) Electrical Machinery & Goods 1,172 888,97 689,85 1,175 2497,96 1852,65(d) Electronic Machinery & Goods 481 376,46 285,56 691 1490,64 1167,29

13. Vehicles, Vehicle Parts & Transport Equipments 1,407 1100,76 793,74 1,944 4369,76 3318,3214. Other Industries 3,098 2380,96 1821,93 3,674 7788,46 5633,6015. Electricity, Gas & Water 323 238,95 192,52 496 1117,58 918,54

(a) Electricity Generation & Transmission 197 144,91 119,96 336 767,22 610,22(b) Non-Conventional Energy 40 29,87 23,20 88 197,04 168,45(c) Gas, Steam & Water Supply 86 64,17 49,36 72 153,31 139,87

16. Construction 3,040 2313,83 1829,77 3,157 6824,61 5528,07III. TRANSPORT OPERATORS 665 497,11 390,10 486 979,11 794,19IV. PROFESSIONAL AND OTHER SERVICES 8,444 6292,98 4774,50 6,636 13564,79 11011,12V. PERSONAL LOANS 10,110 7296,52 6015,74 2,970 5289,19 4587,36

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing 9,547 6854,27 5651,59 2,829 5033,32 4351,643. Rest of the Personal Loans 563 442,25 364,15 141 255,87 235,72

VI. TRADE 14,652 11122,74 8363,70 9,938 20147,79 15003,991. Wholesale Trade 6,076 4626,82 3583,89 4,326 8966,11 6599,842. Retail Trade 8,576 6495,92 4779,81 5,612 11181,68 8404,16

VII. FINANCE 801 626,29 455,26 1,488 2706,51 2125,47VIII. ALL OTHERS 4,896 3698,12 1885,47 3,084 5979,98 2910,16

TOTAL BANK CREDIT 80,999 61033,96 45917,29 69,399 143568,28 108470,41OF WHICH: 1. Artisans and Village & Tiny Industries 1,652 1160,87 870,05 – – –

2. Other Small Scale Industries 13,128 9928,20 7472,99 10,172 19858,62 14941,14

117

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 4 CRORE AND ABOVE Rs. 6 CRORE ANDUPTO Rs. 6 CRORE UPTO Rs. 10 CRORE

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

25 26 27 28 29 30

I. AGRICULTURE 804 4004,95 3095,95 591 4758,25 3709,911. Direct Finance 314 1575,59 1186,17 206 1729,13 1328,682. Indirect Finance 490 2429,36 1909,79 385 3029,13 2381,23

II. INDUSTRY 8,715 43703,77 32722,39 7,208 59128,65 42957,731. Mining & Quarrying 214 1017,57 814,44 109 914,11 646,362. Food Manufacturing & Processing 681 3398,43 2585,16 622 5165,85 3742,19

(a) Rice Mills, Flour & Dal Mills 104 514,70 382,03 65 532,73 362,14(b) Sugar 109 550,51 440,14 146 1233,55 920,04(c) Edible Oils & Vanaspati 120 598,86 463,21 117 972,84 721,87(d) Tea Processing 70 341,90 291,41 61 508,93 402,43(e) Processing of Fruits & Vegetables 36 180,85 145,45 23 184,43 154,01(f) Others 242 1211,61 862,92 210 1733,38 1181,69

3. Beverage & Tobacco 124 621,48 516,83 79 641,34 471,794. Textiles 1,955 9866,97 7590,93 1,284 10313,01 7344,71

(a) Cotton Textiles 1,126 5730,85 4645,55 610 4940,37 3659,11(b) Jute & Other Natural Fibre Textiles 27 130,19 73,80 22 178,48 120,11(c) Handloom Textiles & Khadi 18 92,62 56,81 24 193,11 146,23(d) Other Textiles & Textile Products 784 3913,31 2814,77 628 5001,05 3419,26

5. Paper, Paper Products & Printing 248 1247,01 976,48 203 1644,51 1220,566. Leather & Leather Products 120 607,94 458,62 79 611,45 460,697. Rubber & Plastic Products 305 1515,10 1084,35 191 1572,24 1167,528. Chemicals & Chemical Products 945 4698,68 3319,27 855 7086,72 4916,35

(a) Heavy Industrial Chemicals 245 1203,38 790,03 193 1598,42 986,48(b) Fertilisers 51 254,20 179,57 55 475,37 366,08(c) Drugs & Pharmaceuticals 301 1506,62 1118,34 296 2450,03 1730,89(d) Non-Edible Oils 13 62,51 40,46 18 147,58 95,12(e) Other Chemicals & Chemical Products 335 1671,97 1190,88 293 2415,32 1737,77

9. Petroleum, Coal Products & Nuclear Fuels 77 388,68 262,52 69 579,76 404,4310. Manufacture of Cement & Cement Products 129 639,56 445,91 122 996,23 700,9311. Basic Metals & Metal Products 1,061 5296,84 3888,31 958 7817,09 5881,93

(a) Iron & Steel 676 3404,10 2609,31 628 5159,38 4050,37(b) Non-Ferrous Metals 141 672,05 401,66 134 1049,52 656,30(c) Metal Products 244 1220,69 877,35 196 1608,18 1175,27

12. Engineering 881 4427,83 3203,79 703 5733,19 4206,68(a) Heavy Engineering 175 875,04 567,18 133 1084,01 707,05(b) Light Engineering 285 1430,34 1004,48 221 1807,49 1279,00(c) Electrical Machinery & Goods 276 1388,79 1037,84 194 1561,88 1164,30(d) Electronic Machinery & Goods 145 733,66 594,29 155 1279,81 1056,33

13. Vehicles, Vehicle Parts & Transport Equipments 415 2101,83 1518,97 372 3052,87 2248,2214. Other Industries 756 3783,71 2883,62 702 5746,24 4223,0515. Electricity, Gas & Water 154 785,17 608,05 189 1603,68 1080,62

(a) Electricity Generation & Transmission 108 548,93 440,21 148 1266,22 855,26(b) Non-Conventional Energy 22 112,27 89,58 24 194,49 136,85(c) Gas, Steam & Water Supply 24 123,97 78,26 17 142,97 88,51

16. Construction 650 3306,97 2565,13 671 5650,36 4241,70III. TRANSPORT OPERATORS 77 377,18 296,93 61 502,96 361,97IV. PROFESSIONAL AND OTHER SERVICES 1,154 5762,92 4628,95 1,001 8299,53 6496,06V. PERSONAL LOANS 218 1074,98 913,36 166 1345,53 1063,71

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing 199 982,02 829,77 159 1290,67 1017,543. Rest of the Personal Loans 19 92,96 83,58 7 54,86 46,17

VI. TRADE 1,445 7276,81 5182,12 1,084 8791,53 6141,071. Wholesale Trade 717 3636,94 2561,45 546 4451,79 2987,622. Retail Trade 728 3639,87 2620,67 538 4339,73 3153,45

VII. FINANCE 362 1812,87 1325,95 352 3096,76 2184,71VIII. ALL OTHERS 425 2134,40 778,97 273 2340,49 957,61

TOTAL BANK CREDIT 13,200 66147,89 48944,61 10,736 88263,70 63872,75OF WHICH: 1. Artisans and Village & Tiny Industries – – – – – –

2. Other Small Scale Industries 1,109 5532,62 4031,68 739 5833,79 4144,08

118

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006(Amount in Rupees Lakh)

ABOVE Rs. 10 CRORE ANDUPTO Rs. 25 CRORE ABOVE Rs. 25 CRORE

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

31 32 33 34 35 36

I. AGRICULTURE 592 9835,71 7384,10 432 36912,82 28981,781. Direct Finance 215 3810,30 2780,78 73 5218,94 3256,182. Indirect Finance 377 6025,40 4603,32 359 31693,88 25725,61

II. INDUSTRY 7,468 124320,98 90535,67 4,830 439279,53 255858,331. Mining & Quarrying 135 2203,69 1473,19 157 16515,79 10553,252. Food Manufacturing & Processing 556 9084,28 6205,04 227 15564,41 8359,46

(a) Rice Mills, Flour & Dal Mills 74 1339,45 754,64 38 2049,15 1624,80(b) Sugar 164 2681,21 1988,17 89 4192,10 2820,23(c) Edible Oils & Vanaspati 76 1209,48 838,42 25 1515,05 844,70(d) Tea Processing 33 551,26 418,66 19 1000,98 786,31(e) Processing of Fruits & Vegetables 15 229,53 121,48 3 199,14 185,41(f) Others 194 3073,36 2083,67 53 6608,00 2098,01

3. Beverage & Tobacco 107 1670,24 1231,08 31 1719,88 1108,994. Textiles 1,056 16706,85 12017,48 481 33068,11 14711,53

(a) Cotton Textiles 543 8498,01 6034,99 278 17263,43 8752,23(b) Jute & Other Natural Fibre Textiles 17 249,47 144,12 3 82,59 48,68(c) Handloom Textiles & Khadi 15 233,15 171,94 15 1118,80 596,72(d) Other Textiles & Textile Products 481 7726,23 5666,43 185 14603,30 5313,91

5. Paper, Paper Products & Printing 157 2490,61 1782,82 95 6241,11 3714,766. Leather & Leather Products 54 847,51 655,08 17 2259,46 350,927. Rubber & Plastic Products 139 2219,64 1547,61 73 3927,53 2216,498. Chemicals & Chemical Products 779 13092,87 8765,90 443 40430,64 19326,97

(a) Heavy Industrial Chemicals 171 2817,21 1783,01 144 14690,62 7045,04(b) Fertilisers 139 2595,14 2178,52 101 10678,31 5866,72(c) Drugs & Pharmaceuticals 225 3693,92 2417,16 100 6101,02 3527,84(d) Non-Edible Oils 7 104,01 43,25 3 89,10 38,25(e) Other Chemicals & Chemical Products 237 3882,58 2343,96 95 8871,59 2849,13

9. Petroleum, Coal Products & Nuclear Fuels 90 1543,32 1055,41 159 39421,33 20071,1510. Manufacture of Cement & Cement Products 187 3000,51 2374,19 97 5710,55 3939,5211. Basic Metals & Metal Products 1,177 20290,04 15730,81 701 62649,31 32923,92

(a) Iron & Steel 854 15201,94 12413,68 522 48429,03 27555,92(b) Non-Ferrous Metals 127 2007,40 1106,32 105 7580,09 3410,81(c) Metal Products 196 3080,70 2210,81 74 6640,19 1957,19

12. Engineering 647 10633,26 7158,09 336 26060,34 15094,42(a) Heavy Engineering 136 2235,07 1429,65 83 6014,94 3579,02(b) Light Engineering 191 3159,84 2094,88 89 7205,60 3221,24(c) Electrical Machinery & Goods 175 2787,17 1819,04 86 5483,20 3507,17(d) Electronic Machinery & Goods 145 2451,19 1814,52 78 7356,61 4787,00

13. Vehicles, Vehicle Parts & Transport Equipments 274 4389,25 3029,21 198 14691,56 8205,1014. Other Industries 992 16715,42 12893,00 508 50720,38 26111,0115. Electricity, Gas & Water 320 5738,17 4199,10 571 55024,14 40632,67

(a) Electricity Generation & Transmission 262 4809,61 3534,95 522 51536,44 38069,32(b) Non-Conventional Energy 32 512,63 354,16 12 495,78 439,47(c) Gas, Steam & Water Supply 26 415,93 310,00 37 2991,92 2123,88

16. Construction 798 13695,32 10417,66 736 65274,98 48538,17III. TRANSPORT OPERATORS 94 1702,85 1262,55 131 14642,38 11118,26IV. PROFESSIONAL AND OTHER SERVICES 886 14576,82 11282,75 490 40749,60 26447,87V. PERSONAL LOANS 160 2713,87 2200,73 147 13971,57 12458,87

1. Loans for Purchase of Consumer Durables – – – – – –2. Loans for Housing 160 2713,87 2200,73 147 13971,57 12458,873. Rest of the Personal Loans – – – – – –

VI. TRADE 942 14376,83 10480,70 505 100419,67 52585,031. Wholesale Trade 385 6181,87 4161,83 321 72056,64 45183,162. Retail Trade 557 8194,96 6318,87 184 28363,03 7401,88

VII. FINANCE 557 10103,59 8237,11 883 103608,24 78898,77VIII. ALL OTHERS 245 3591,41 1252,02 107 8166,81 4152,41

TOTAL BANK CREDIT 10,944 181222,06 132635,64 7,525 757750,62 470501,33OF WHICH: 1. Artisans and Village & Tiny Industries – – – – – –

2. Other Small Scale Industries 347 4508,67 3145,42 8 282,13 274,74

119

TABLE NO. 5.5 (On Next Page)

120

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

RURAL

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 32,05,149 17356,62 14315,02 79,35,145 39618,11 33765,711. Direct Finance 31,74,100 16151,88 13447,25 78,21,557 35877,94 31084,742. Indirect Finance 31,049 1204,74 867,77 1,13,588 3740,16 2680,97

II. INDUSTRY 2,29,269 23160,85 14971,35 3,24,855 43610,26 32287,391. Mining & Quarrying 2,039 1163,78 897,98 2,374 2533,99 2390,392. Food Manufacturing & Processing 7,524 1614,57 1111,83 66,216 3167,57 2284,14

(a) Rice Mills, Flour & Dal Mills 2,727 588,70 411,87 48,068 953,43 636,77(b) Sugar 65 135,56 111,16 129 774,20 584,17(c) Edible Oils & Vanaspati 529 271,30 154,86 1,820 121,32 81,26(d) Tea Processing 100 18,69 14,25 211 288,38 237,83(e) Processing of Fruits & Vegetables 184 41,23 32,96 1,386 72,61 61,62(f) Others 3,919 559,09 386,72 14,602 957,62 682,48

3. Beverage & Tobacco 190 156,03 142,47 441 130,74 104,064. Textiles 7,230 1955,34 1313,32 23,760 3434,25 2724,13

(a) Cotton Textiles 2,702 591,97 371,99 4,536 1866,34 1538,32(b) Jute & Other Natural Fibre Textiles 466 35,83 26,09 1,442 106,65 72,05(c) Handloom Textiles & Khadi 1,120 86,04 69,09 5,952 102,58 56,97(d) Other Textiles & Textile Products 2,942 1241,51 846,15 11,830 1358,67 1056,79

5. Paper, Paper Products & Printing 1,444 454,41 332,50 2,282 588,78 457,216. Leather & Leather Products 1,445 157,23 126,90 2,360 211,49 164,237. Rubber & Plastic Products 1,370 545,42 365,88 1,819 671,99 461,138. Chemicals & Chemical Products 1,821 1356,23 876,94 3,836 3458,44 2696,41

(a) Heavy Industrial Chemicals 309 363,21 230,60 320 431,44 265,30(b) Fertilisers 63 108,03 61,34 142 2023,47 1638,73(c) Drugs & Pharmaceuticals 312 395,50 193,43 1,301 474,37 330,96(d) Non-Edible Oils 45 17,60 10,66 69 16,33 11,96(e) Other Chemicals & Chemical Products 1,092 471,90 380,90 2,004 512,83 449,45

9. Petroleum, Coal Products & Nuclear Fuels 126 663,50 96,06 183 775,52 563,1010. Manufacture of Cement & Cement Products 736 97,38 71,63 2,001 2361,63 1574,0811. Basic Metals & Metal Products 2,445 2685,85 1955,94 5,015 11586,14 8377,87

(a) Iron & Steel 1,110 1876,36 1360,69 755 9891,23 7442,06(b) Non-Ferrous Metals 371 399,35 287,40 163 1287,48 615,43(c) Metal Products 964 410,14 307,85 4,097 407,43 320,38

12. Engineering 5,075 4079,45 2065,51 7,585 2118,39 1599,22(a) Heavy Engineering 462 317,84 244,49 769 245,61 211,33(b) Light Engineering 2,939 1302,80 674,74 3,788 1065,46 816,01(c) Electrical Machinery & Goods 1,131 876,64 514,12 2,023 437,39 279,83(d) Electronic Machinery & Goods 543 1582,16 632,16 1,005 369,93 292,05

13. Vehicles, Vehicle Parts & Transport Equipments 812 1734,77 772,78 2,983 563,67 314,5814. Other Industries 1,37,553 2201,92 1734,78 1,91,261 2246,77 1913,0815. Electricity, Gas & Water 253 1493,66 1085,12 389 5961,86 3514,52

(a) Electricity Generation & Transmission 124 1454,08 1053,01 176 5790,77 3371,33(b) Non-Conventional Energy 26 24,10 21,16 37 77,97 70,00(c) Gas, Steam & Water Supply 103 15,48 10,94 176 93,11 73,18

16. Construction 59,206 2801,29 2021,71 12,350 3799,04 3149,25III. TRANSPORT OPERATORS 23,604 693,85 472,06 66,989 904,65 746,56IV. PROFESSIONAL AND OTHER SERVICES 41,339 2106,58 1551,24 2,30,800 2939,08 2335,28V. PERSONAL LOANS 16,65,336 19199,07 15318,24 16,13,114 16419,84 13879,33

1. Loans for Purchase of Consumer Durables 25,254 154,80 112,92 1,19,630 601,87 498,402. Loans for Housing 2,22,966 8914,77 7346,57 2,98,794 7087,97 6360,293. Rest of the Personal Loans 14,17,116 10129,51 7858,75 11,94,690 8730,00 7020,64

VI. TRADE 4,44,945 6531,18 5116,92 10,31,536 15920,39 13924,021. Wholesale Trade 4,511 2597,75 2066,28 44,758 9964,46 8998,692. Retail Trade 4,40,434 3933,43 3050,64 9,86,778 5955,93 4925,34

VII. FINANCE 1,395 407,59 323,16 23,970 1667,38 1295,95VIII. ALL OTHERS 2,21,839 1367,76 976,66 11,60,053 6213,04 5135,98

TOTAL BANK CREDIT 58,32,876 70823,51 53044,66 123,86,462 127292,75 103370,22OF WHICH: 1. Artisans and Village & Tiny Industries 1,04,751 1247,37 954,73 1,20,070 511,56 427,16

2. Other Small Scale Industries 47,459 2667,79 1942,60 1,33,062 3554,48 2700,86

121

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

RURAL (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

2 83 63 57,54,740 17392,24 14309,09 4,73,178 1985,47 1728,86 173,68,214 76353,27 64119,32 I1 33 33 55,28,106 16537,87 13620,66 4,41,445 1788,87 1579,84 169,65,209 70356,90 59732,83 11 50 29 2,26,634 854,36 688,43 31,733 196,60 149,02 4,03,005 5996,37 4386,49 2

518 1534,55 910,95 6,20,798 1494,27 1116,95 28,147 5042,60 4133,27 12,03,587 74842,52 53419,92 II1 89,23 – 401 23,63 17,69 139 24,34 9,71 4,954 3834,97 3315,77 1

10 162,02 140,30 7,996 112,00 88,48 1,357 230,80 173,85 83,103 5286,95 3798,60 21 79,00 79,00 4,360 72,85 57,67 431 61,20 45,08 55,587 1755,18 1230,39 2(a)– – – 27 4,23 4,02 9 35,05 27,10 230 949,04 726,45 2(b)– – – 435 5,18 4,07 189 17,70 11,15 2,973 415,49 251,34 2(c)– – – 3 9 10 8 11,69 10,10 322 318,86 262,29 2(d)– – – 87 3,97 2,99 20 2,22 1,80 1,677 120,03 99,37 2(e)9 83,02 61,30 3,084 25,69 19,63 700 102,94 78,62 22,314 1728,35 1228,75 2(f)3 1,07 96 66 3,14 2,45 36 10,10 9,85 736 301,07 259,80 38 10,15 2,05 6,409 44,18 31,44 1,329 186,21 144,95 38,736 5630,12 4215,89 44 1,63 1,63 1,180 18,29 12,88 567 135,69 109,45 8,989 2613,93 2034,27 4(a)– – – 214 2,83 1,65 36 4,84 3,49 2,158 150,15 103,29 4(b)– – – 4,191 10,81 7,96 286 5,65 5,14 11,549 205,08 139,16 4(c)4 8,52 42 824 12,26 8,94 440 40,02 26,88 16,040 2660,97 1939,18 4(d)5 5,20 4,77 176 5,49 4,42 259 121,72 103,29 4,166 1175,61 902,18 5– – – 487 1,60 1,08 154 12,83 9,57 4,446 383,14 301,78 62 3,41 2,77 665 6,06 4,74 499 47,99 35,24 4,355 1274,88 869,76 7

17 189,18 147,10 3,707 16,76 12,91 242 290,93 243,25 9,623 5311,54 3976,61 81 34,00 – 8 44 30 19 35,22 31,06 657 864,31 527,27 8(a)1 35,00 31,98 – – – 13 49,99 36,06 219 2216,49 1768,11 8(b)4 54,49 51,01 570 3,67 3,00 74 121,33 99,69 2,261 1049,36 678,10 8(c)– – – 2 13 13 10 29,04 28,37 126 63,09 51,12 8(d)

11 65,69 64,11 3,127 12,51 9,48 126 55,35 48,07 6,360 1118,28 952,01 8(e)1 26,50 26,50 16 81 62 34 17,55 17,20 360 1483,87 703,48 91 4 – 246 4,33 3,48 736 89,10 81,14 3,720 2552,48 1730,34 10

76 484,26 211,78 1,115 8,80 6,25 296 1969,77 1714,41 8,947 16734,82 12266,25 1130 1,99 1,65 6 18 17 117 1913,06 1669,09 2,018 13682,82 10473,65 11(a)29 367,65 110,51 5 19 9 12 3,58 4,00 580 2058,25 1017,42 11(b)17 114,62 99,61 1,104 8,43 6,00 167 53,13 41,32 6,349 993,75 775,17 11(c)52 102,38 52,71 771 8,02 5,93 410 240,01 162,53 13,893 6548,26 3885,89 1218 35,91 17,25 32 1,41 95 61 111,11 63,72 1,342 711,89 537,74 12(a)17 24,69 21,56 139 2,58 1,77 222 26,14 18,80 7,105 2421,67 1532,88 12(b)

8 38,76 10,90 408 2,89 2,29 80 46,71 43,22 3,650 1402,40 850,37 12(c)9 3,01 3,00 192 1,14 92 47 56,06 36,79 1,796 2012,30 964,91 12(d)

63 311,69 190,81 2,245 13,27 9,87 465 69,70 50,03 6,568 2693,11 1338,06 13103 47,49 40,52 5,83,006 1032,69 756,01 9,404 441,54 331,72 9,21,327 5970,40 4776,13 14

– – – 66 2,51 1,95 28 206,37 142,02 736 7664,40 4743,60 15– – – 20 87 82 13 200,46 136,67 333 7446,19 4561,84 15(a)– – – 29 90 61 8 3,37 2,81 100 106,34 94,57 15(b)– – – 17 74 52 7 2,54 2,55 303 111,87 87,19 15(c)

176 101,93 90,69 13,426 210,98 169,64 12,759 1083,64 904,50 97,917 7996,88 6335,78 1613 1,48 1,16 90,354 486,38 330,54 36,302 1708,48 1640,70 2,17,262 3794,84 3191,02 III

648 78,84 40,04 2,02,580 621,05 467,83 13,152 765,18 454,97 4,88,519 6510,72 4849,35 IV6,534 342,10 271,11 12,27,898 5889,28 4533,92 3,45,673 8769,33 7114,99 48,58,555 50619,62 41117,60 V

– – – 1,81,276 934,08 665,66 13,732 70,84 54,91 3,39,892 1761,60 1331,89 11,305 116,24 116,24 1,34,222 1518,53 1245,05 68,835 3533,65 3145,21 7,26,122 21171,15 18213,36 25,229 225,85 154,87 9,12,400 3436,67 2623,21 2,63,106 5164,84 3914,87 37,92,541 27686,86 21572,34 3

311 114,77 77,00 11,21,153 2647,64 2006,88 54,916 1308,02 1039,90 26,52,861 26522,00 22164,72 VI25 9,69 4,88 56,997 200,39 154,14 2,406 590,69 460,23 1,08,697 13362,98 11684,22 1

286 105,08 72,12 10,64,156 2447,25 1852,74 52,510 717,33 579,67 25,44,164 13159,02 10480,51 221 1,81 1,76 20,409 67,61 48,56 1,082 265,84 223,42 46,877 2410,22 1892,84 VII

2,733 120,85 64,07 7,29,958 2236,19 1754,30 1,03,227 1019,13 737,09 22,17,810 10956,98 8668,10 VIII

10,780 2195,21 1366,72 97,67,890 30834,65 24568,07 10,55,677 20864,06 17073,20 290,53,685 252010,17 199422,87 TOTAL7 59 39 5,15,021 836,20 604,14 5,356 35,35 23,37 7,45,205 2631,07 2009,78 1

19 23,65 10,53 69,229 276,17 214,28 5,403 302,02 241,20 2,55,172 6824,11 5109,48 2

122

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SEMI-URBAN

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 30,41,043 20900,11 17343,46 41,18,258 22500,63 19390,521. Direct Finance 30,09,167 19126,01 16021,84 40,55,272 19695,09 17382,762. Indirect Finance 31,876 1774,10 1321,62 62,986 2805,54 2007,75

II. INDUSTRY 3,25,278 17788,92 12330,51 2,90,535 22425,90 16845,861. Mining & Quarrying 3,820 995,59 687,77 2,691 686,63 518,542. Food Manufacturing & Processing 25,630 3673,95 2701,29 39,609 4669,55 3241,79

(a) Rice Mills, Flour & Dal Mills 9,376 1789,42 1292,67 25,152 1932,05 1308,93(b) Sugar 228 387,49 311,93 162 950,70 644,65(c) Edible Oils & Vanaspati 1,947 441,65 358,69 1,538 441,42 303,17(d) Tea Processing 181 53,35 39,27 327 281,98 163,40(e) Processing of Fruits & Vegetables 376 113,60 80,48 224 38,95 29,17(f) Others 13,522 888,45 618,26 12,206 1024,45 792,47

3. Beverage & Tobacco 551 106,71 85,75 560 177,44 140,854. Textiles 13,662 2906,25 2051,77 22,739 3310,53 2436,70

(a) Cotton Textiles 3,909 1519,13 1025,69 6,898 1576,02 1286,74(b) Jute & Other Natural Fibre Textiles 396 26,59 22,71 1,012 50,69 31,66(c) Handloom Textiles & Khadi 1,986 129,97 88,40 5,056 158,88 122,88(d) Other Textiles & Textile Products 7,371 1230,56 914,96 9,773 1524,94 995,42

5. Paper, Paper Products & Printing 6,355 1135,21 487,94 4,309 682,63 570,076. Leather & Leather Products 2,872 152,29 111,84 2,142 59,26 51,507. Rubber & Plastic Products 8,224 482,59 281,26 3,374 499,85 384,588. Chemicals & Chemical Products 6,002 1026,05 734,38 20,788 1847,61 1496,21

(a) Heavy Industrial Chemicals 487 215,92 159,42 556 431,78 345,44(b) Fertilisers 93 25,58 16,52 107 450,40 416,32(c) Drugs & Pharmaceuticals 2,131 221,49 155,70 16,029 358,77 316,51(d) Non-Edible Oils 116 32,80 23,89 85 19,79 16,10(e) Other Chemicals & Chemical Products 3,175 530,27 378,84 4,011 586,88 401,84

9. Petroleum, Coal Products & Nuclear Fuels 406 138,24 101,81 217 435,13 320,5010. Manufacture of Cement & Cement Products 2,162 150,01 102,89 1,491 186,41 153,6311. Basic Metals & Metal Products 5,446 1779,21 1083,09 8,579 3550,78 2526,64

(a) Iron & Steel 1,798 1010,19 708,95 1,652 2794,16 1971,30(b) Non-Ferrous Metals 554 453,67 124,35 257 189,77 94,00(c) Metal Products 3,094 315,35 249,79 6,670 566,84 461,34

12. Engineering 17,137 1371,50 999,05 9,289 1122,35 910,31(a) Heavy Engineering 688 239,71 179,86 788 312,81 259,72(b) Light Engineering 5,776 543,70 400,07 4,551 400,32 313,63(c) Electrical Machinery & Goods 9,251 452,62 319,04 2,758 285,44 231,69(d) Electronic Machinery & Goods 1,422 135,49 100,08 1,192 123,79 105,27

13. Vehicles, Vehicle Parts & Transport Equipments 4,888 218,26 143,30 3,187 343,49 279,7414. Other Industries 1,65,972 1895,70 1478,31 1,48,828 2369,17 1828,8015. Electricity, Gas & Water 622 160,60 85,34 406 739,18 599,15

(a) Electricity Generation & Transmission 365 74,90 55,84 91 530,47 425,62(b) Non-Conventional Energy 53 56,04 10,36 87 76,27 55,82(c) Gas, Steam & Water Supply 204 29,66 19,14 228 132,44 117,71

16. Construction 61,529 1596,76 1194,72 22,326 1745,88 1386,87III. TRANSPORT OPERATORS 28,940 642,81 479,34 56,107 752,55 615,85IV. PROFESSIONAL AND OTHER SERVICES 83,239 2211,58 1611,63 2,38,041 4207,79 3241,23V. PERSONAL LOANS 26,95,619 31172,31 24573,84 19,94,375 22812,19 19380,96

1. Loans for Purchase of Consumer Durables 64,447 472,61 356,22 1,45,812 843,42 704,652. Loans for Housing 4,15,998 12737,34 10505,13 4,28,255 11141,83 10007,003. Rest of the Personal Loans 22,15,174 17962,37 13712,49 14,20,308 10826,93 8669,31

VI. TRADE 5,05,732 8540,16 6482,60 8,19,099 12901,73 9047,721. Wholesale Trade 16,722 1915,40 1476,31 38,528 3601,15 2422,842. Retail Trade 4,89,010 6624,76 5006,28 7,80,571 9300,58 6624,88

VII. FINANCE 2,069 196,57 101,68 16,547 735,84 488,35VIII. ALL OTHERS 11,77,769 5644,29 3486,59 11,50,850 7894,21 6616,23

TOTAL BANK CREDIT 78,59,689 87096,75 66409,65 86,83,812 94230,83 75626,74OF WHICH: 1. Artisans and Village & Tiny Industries 1,14,959 3598,27 2759,32 69,932 512,45 435,25

2. Other Small Scale Industries 1,03,849 3124,38 2314,04 1,23,882 6231,64 4662,24

123

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

SEMI-URBAN (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 16,74,647 4657,67 3965,70 6,88,863 3424,89 2968,10 95,22,811 51483,29 43667,78 I– – – 16,24,570 4383,85 3739,17 6,62,908 3090,87 2747,83 93,51,917 46295,81 39891,61 1– – – 50,077 273,82 226,53 25,955 334,01 220,27 1,70,894 5187,47 3776,17 2

105 334,76 152,91 1,28,341 618,25 484,68 50,026 9925,37 7084,48 7,94,285 51093,20 36898,44 II– – – 187 15,58 11,71 442 442,96 142,13 7,140 2140,76 1360,14 11 20 19 1,959 51,98 41,99 6,608 954,39 671,96 73,807 9350,08 6657,23 2– – – 792 24,40 19,24 2,957 212,93 173,31 38,277 3958,80 2794,15 2(a)– – – 8 56 53 32 220,87 119,07 430 1559,62 1076,19 2(b)– – – 168 4,22 3,54 439 95,81 76,62 4,092 983,10 742,01 2(c)– – – 5 1,60 1,45 52 98,35 80,88 565 435,28 284,99 2(d)– – – 24 1,48 1,16 67 30,56 22,45 691 184,60 133,26 2(e)1 20 19 962 19,72 16,08 3,061 295,86 199,64 29,752 2228,68 1626,63 2(f)– – – 147 11,11 8,03 136 85,12 66,40 1,394 380,39 301,03 3

20 26,99 11,66 1,633 15,04 11,43 7,476 2108,97 1265,02 45,530 8367,77 5776,57 418 18,19 11,04 181 3,25 2,38 2,097 1519,92 896,10 13,103 4636,51 3221,95 4(a)

– – – 173 1,46 84 226 9,68 7,58 1,807 88,42 62,79 4(b)– – – 804 2,91 2,40 509 115,82 39,97 8,355 407,58 253,65 4(c)2 8,80 61 475 7,41 5,81 4,644 463,55 321,38 22,265 3235,26 2238,18 4(d)– – – 203 7,15 5,91 2,509 187,00 146,28 13,376 2012,00 1210,20 5– – – 244 1,40 1,13 238 16,32 13,20 5,496 229,27 177,67 67 57,10 53,14 60 2,58 1,94 982 313,87 168,45 12,647 1355,99 889,36 79 142,58 11,02 1,153 7,35 5,97 882 460,97 306,01 28,834 3484,57 2553,58 8– – – 2 19 2 70 41,83 18,16 1,115 689,73 523,05 8(a)1 100,00 28 1 30 4 15 27,41 27,10 217 603,69 460,26 8(b)2 10,00 9,57 91 1,19 1,05 211 67,85 51,87 18,464 659,29 534,70 8(c)– – – – – – 24 5,55 4,88 225 58,14 44,87 8(d)6 32,58 1,17 1,059 5,67 4,86 562 318,33 203,99 8,813 1473,72 990,70 8(e)– – – 19 1,18 89 34 5,22 4,35 676 579,77 427,55 9– – – 96 2,29 1,77 226 266,31 178,03 3,975 605,02 436,32 10

10 17,88 10,12 150 6,11 5,04 692 675,73 506,26 14,877 6029,71 4131,15 114 3,70 2,52 12 1,26 1,20 186 479,57 318,08 3,652 4288,88 3002,05 11(a)– – – 5 66 61 33 10,67 9,61 849 654,78 228,57 11(b)6 14,18 7,60 133 4,18 3,23 473 185,49 178,56 10,376 1086,04 900,53 11(c)

33 19,29 10,33 350 8,93 7,12 1,109 865,17 714,49 27,918 3387,24 2641,29 12– – – 18 1,01 70 167 177,36 146,04 1,661 730,89 586,32 12(a)1 65 21 143 3,17 2,52 512 58,32 52,77 10,983 1006,15 769,21 12(b)

32 18,64 10,12 122 3,67 2,94 283 58,26 45,29 12,446 818,63 609,07 12(c)– – – 67 1,07 96 147 571,22 470,39 2,828 831,57 676,68 12(d)8 61,10 52,78 769 7,13 5,22 421 159,66 96,24 9,273 789,63 577,29 136 75 – 1,14,620 296,52 223,73 19,539 393,37 299,16 4,48,965 4955,50 3830,01 14– – – 30 1,92 1,30 77 2000,90 1730,33 1,135 2902,60 2416,12 15– – – 10 1,00 68 40 1977,53 1709,33 506 2583,90 2191,47 15(a)– – – 4 18 10 16 17,01 15,16 160 149,50 81,45 15(b)– – – 16 74 52 21 6,37 5,83 469 169,20 143,20 15(c)

11 8,88 3,66 6,721 181,96 151,50 8,655 989,42 776,15 99,242 4522,90 3512,91 16– – – 22,306 173,09 123,44 15,940 546,33 437,33 1,23,293 2114,77 1655,96 III– – – 66,143 305,57 239,92 32,696 1156,87 946,12 4,20,119 7881,81 6038,89 IV

163 2,04 2,04 5,28,304 2929,18 2322,86 6,56,921 9117,04 7399,86 58,75,382 66032,76 53679,57 V– – – 89,130 416,30 301,43 29,745 184,32 153,31 3,29,134 1916,65 1515,60 1– – – 67,018 941,50 798,65 89,888 3030,18 2617,78 10,01,159 27850,84 23928,56 2

163 2,04 2,04 3,72,156 1571,39 1222,79 5,37,288 5902,54 4628,77 45,45,089 36265,27 28235,41 347 61,48 35,83 3,22,252 1319,49 1075,09 87,883 2822,10 2193,45 17,35,013 25644,95 18834,69 VI34 20,37 12,03 17,395 143,26 116,10 7,356 1006,73 741,58 80,035 6686,91 4768,86 113 41,11 23,81 3,04,857 1176,22 958,99 80,527 1815,37 1451,87 16,54,978 18958,04 14065,83 26 106,28 44,95 6,129 30,51 21,25 2,591 129,39 76,73 27,342 1198,59 732,96 VII– – – 2,72,284 1052,98 837,05 3,75,554 3136,68 2346,20 29,76,457 17728,16 13286,08 VIII

321 504,56 235,73 30,20,406 11086,73 9069,99 19,10,474 30258,65 23452,26 214,74,702 223177,52 174794,36 TOTAL4 32 – 93,810 214,40 160,56 7,729 82,42 65,35 2,86,434 4407,86 3420,48 15 5,20 2,40 20,266 111,53 83,62 16,548 1398,33 1082,33 2,64,550 10871,07 8144,62 2

124

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

URBAN

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 5,14,357 6598,23 5493,60 11,01,409 17521,63 14685,361. Direct Finance 5,07,587 5139,79 4233,00 10,67,241 11036,41 9262,352. Indirect Finance 6,770 1458,45 1260,60 34,168 6485,21 5423,01

II. INDUSTRY 2,37,449 46014,57 26686,75 3,26,418 65299,07 46935,771. Mining & Quarrying 2,236 1937,62 1019,65 2,196 1294,59 916,682. Food Manufacturing & Processing 30,147 7008,02 2905,81 24,679 6279,38 4418,89

(a) Rice Mills, Flour & Dal Mills 4,758 1379,22 1048,70 12,144 1679,86 1202,95(b) Sugar 111 505,47 345,42 193 1466,38 1003,32(c) Edible Oils & Vanaspati 2,307 439,84 324,08 1,320 689,68 538,56(d) Tea Processing 162 96,48 57,51 226 151,84 116,41(e) Processing of Fruits & Vegetables 262 76,63 65,35 1,043 112,47 91,53(f) Others 22,547 4510,36 1064,75 9,753 2179,15 1466,13

3. Beverage & Tobacco 301 182,22 130,34 775 996,08 727,294. Textiles 34,562 14381,38 6470,37 70,730 13730,18 9415,62

(a) Cotton Textiles 15,565 4928,45 3542,90 33,281 7383,43 4894,04(b) Jute & Other Natural Fibre Textiles 5,666 102,66 83,84 17,991 368,76 306,23(c) Handloom Textiles & Khadi 2,007 236,60 178,28 2,768 788,65 558,94(d) Other Textiles & Textile Products 11,324 9113,67 2665,35 16,690 5189,35 3656,41

5. Paper, Paper Products & Printing 5,351 882,87 642,30 7,612 1176,55 901,556. Leather & Leather Products 1,448 148,15 104,75 2,884 596,16 297,237. Rubber & Plastic Products 3,636 1185,07 847,59 6,111 1503,27 1107,708. Chemicals & Chemical Products 5,021 1832,26 1164,87 16,436 2804,96 2014,73

(a) Heavy Industrial Chemicals 505 345,61 155,31 936 799,08 557,44(b) Fertilisers 106 129,28 115,26 165 393,17 246,67(c) Drugs & Pharmaceuticals 1,047 622,31 345,25 11,002 755,40 580,90(d) Non-Edible Oils 93 43,40 38,37 137 114,91 79,38(e) Other Chemicals & Chemical Products 3,270 691,65 510,68 4,196 742,41 550,34

9. Petroleum, Coal Products & Nuclear Fuels 276 385,56 321,81 399 709,04 478,8810. Manufacture of Cement & Cement Products 1,263 418,93 278,18 2,659 954,43 585,7511. Basic Metals & Metal Products 11,049 6376,52 4517,01 18,202 11556,57 8010,88

(a) Iron & Steel 3,418 4435,64 3107,87 3,852 8300,39 5540,36(b) Non-Ferrous Metals 1,234 966,77 653,18 1,495 748,41 607,56(c) Metal Products 6,397 974,12 755,96 12,855 2507,77 1862,95

12. Engineering 18,064 3133,00 2424,84 21,471 4115,92 3221,82(a) Heavy Engineering 1,209 503,60 388,24 4,191 1226,11 934,71(b) Light Engineering 9,762 1400,52 973,96 9,394 1416,66 1054,92(c) Electrical Machinery & Goods 5,320 818,55 712,13 4,366 852,92 674,11(d) Electronic Machinery & Goods 1,773 410,33 350,51 3,520 620,23 558,08

13. Vehicles, Vehicle Parts & Transport Equipments 3,482 1093,41 847,38 6,064 2099,02 1473,4114. Other Industries 62,409 2484,79 1797,30 1,21,487 5294,52 3899,3915. Electricity, Gas & Water 579 1347,85 734,63 736 5530,48 4211,33

(a) Electricity Generation & Transmission 398 1249,98 674,47 335 4770,56 3618,83(b) Non-Conventional Energy 28 47,27 36,35 133 242,58 183,80(c) Gas, Steam & Water Supply 153 50,61 23,81 268 517,33 408,71

16. Construction 57,625 3216,93 2479,91 23,977 6657,92 5254,62III. TRANSPORT OPERATORS 17,502 566,27 421,39 55,368 1233,90 979,81IV. PROFESSIONAL AND OTHER SERVICES 41,099 3544,28 2623,04 2,37,693 8911,69 7203,29V. PERSONAL LOANS 20,09,289 33054,76 26214,06 28,99,230 41809,83 35305,79

1. Loans for Purchase of Consumer Durables 43,001 326,83 243,69 1,70,810 1074,43 879,032. Loans for Housing 4,40,510 17018,80 14080,36 6,71,526 22467,69 19863,613. Rest of the Personal Loans 15,25,778 15709,13 11890,01 20,56,894 18267,71 14563,15

VI. TRADE 2,30,180 19331,18 9791,22 6,96,181 20785,77 15983,201. Wholesale Trade 21,309 12877,20 4848,14 55,529 6344,30 4978,382. Retail Trade 2,08,871 6453,98 4943,09 6,40,652 14441,47 11004,82

VII. FINANCE 1,388 4576,46 1473,83 11,169 2047,35 1488,70VIII. ALL OTHERS 3,61,398 2766,28 2094,01 10,45,967 13978,49 10639,96

TOTAL BANK CREDIT 34,12,662 116452,02 74797,90 63,73,435 171587,73 133221,88OF WHICH: 1. Artisans and Village & Tiny Industries 17,461 151,39 120,86 40,888 689,94 562,86

2. Other Small Scale Industries 1,17,851 7702,62 5879,36 1,34,062 12438,74 9454,76

125

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

URBAN (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

19 72,89 47,77 1,71,582 665,30 534,07 2,09,261 3736,29 3053,95 19,96,628 28594,35 23814,74 I8 54,56 38,71 1,64,153 588,07 469,16 2,00,284 2031,46 1636,83 19,39,273 18850,28 15640,04 1

11 18,34 9,07 7,429 77,23 64,91 8,977 1704,83 1417,12 57,355 9744,06 8174,70 21,215 4348,86 2454,45 25,334 312,58 256,33 52,134 25811,37 20188,59 6,42,550 141786,46 96521,89 II

6 83,85 30,70 33 11,98 11,34 472 631,91 475,54 4,943 3959,96 2453,90 140 59,27 21,28 257 31,75 25,67 3,643 1708,20 1294,18 58,766 15086,61 8665,83 2

1 2 1 98 18,03 13,29 907 325,70 277,39 17,908 3402,83 2542,33 2(a)– – – 1 3 3 50 303,82 220,08 355 2275,69 1568,85 2(b)1 20,00 2 32 5,41 5,11 366 236,86 196,88 4,026 1391,79 1064,64 2(c)9 38 20 – – – 38 51,52 37,59 435 300,22 211,71 2(d)1 11 3 15 49 31 139 80,66 61,22 1,460 270,36 218,43 2(e)

28 38,77 21,03 111 7,79 6,94 2,143 709,65 501,02 34,582 7445,72 3059,87 2(f)27 444,81 240,91 16 2,10 1,36 172 167,85 146,94 1,291 1793,05 1246,84 3

285 819,49 531,23 1,459 10,40 8,03 9,883 4907,26 3491,63 1,16,919 33848,72 19916,88 4130 462,20 358,30 24 1,31 85 4,737 3642,49 2528,88 53,737 16417,88 11324,97 4(a)

– – – 200 1,81 1,02 113 47,68 38,20 23,970 520,91 429,28 4(b)1 67 67 1,063 2,10 1,86 452 38,90 32,14 6,291 1066,91 771,89 4(c)

154 356,62 172,26 172 5,18 4,30 4,581 1178,19 892,42 32,921 15843,01 7390,74 4(d)4 46,42 10,72 263 8,89 5,85 1,555 410,04 306,02 14,785 2524,78 1866,44 56 5,30 3,53 34 50 43 709 186,97 144,31 5,081 937,08 550,26 6

18 102,96 27,43 113 2,28 1,89 921 419,16 328,73 10,799 3212,74 2313,35 7101 601,92 377,95 114 2,13 1,67 1,606 1273,27 961,92 23,278 6514,54 4521,14 815 31,80 12,96 3 20 16 163 461,36 334,92 1,622 1638,04 1060,78 8(a)

3 15,30 1,55 1 2 2 48 277,48 191,62 323 815,24 555,11 8(b)45 408,92 264,61 41 91 74 473 97,74 76,46 12,608 1885,28 1267,97 8(c)

– – – 1 5 3 28 14,85 9,69 259 173,22 127,48 8(d)38 145,90 98,82 68 96 73 894 421,84 349,24 8,466 2002,76 1509,80 8(e)

3 55,89 52,48 4 30 29 83 3375,52 3026,10 765 4526,31 3879,56 93 70,33 30,33 34 1,92 1,20 215 739,52 540,57 4,174 2185,12 1436,04 10

89 231,06 119,85 77 6,79 5,84 1,997 2189,92 1722,71 31,414 20360,85 14376,29 1120 76,91 37,15 15 4,34 3,71 684 1358,53 1072,07 7,989 14175,80 9761,15 11(a)

3 80 41 3 12 12 121 461,70 428,68 2,856 2177,80 1689,95 11(b)66 153,35 82,30 59 2,33 2,01 1,192 369,68 221,96 20,569 4007,25 2925,18 11(c)

254 1007,89 587,71 387 8,26 6,87 2,207 832,42 571,48 42,383 9097,49 6812,72 1246 298,30 114,47 5 40 35 408 155,26 121,59 5,859 2183,67 1559,35 12(a)62 255,25 147,92 115 2,33 1,85 997 180,12 131,88 20,330 3254,87 2310,53 12(b)

115 149,93 107,84 197 5,21 4,39 587 176,31 142,45 10,585 2002,93 1640,93 12(c)31 304,41 217,48 70 33 28 215 320,72 175,56 5,609 1656,01 1301,91 12(d)47 402,05 188,01 283 2,07 1,31 2,692 823,97 619,64 12,568 4420,51 3129,75 13

230 169,29 79,58 18,189 71,98 55,10 13,266 1294,94 939,66 2,15,581 9315,53 6771,03 144 61,38 6,62 13 1,75 1,53 140 1166,55 1003,72 1,472 8108,01 5957,83 154 61,38 6,62 5 88 80 55 1129,78 978,58 797 7212,58 5279,30 15(a)– – – – – – 14 5,60 3,91 175 295,45 224,06 15(b)– – – 8 87 72 71 31,16 21,23 500 599,98 454,47 15(c)

98 186,94 146,13 4,058 149,48 127,95 12,573 5683,90 4615,43 98,331 15895,16 12624,04 1622 25,41 8,36 5,485 59,42 43,26 60,228 2457,73 2324,41 1,38,605 4342,73 3777,23 III

183 612,71 390,87 17,537 123,58 93,82 31,033 4344,67 3003,29 3,27,545 17536,93 13314,31 IV2,84,395 2290,37 657,98 2,04,417 1556,50 1236,19 15,60,021 28739,42 23375,99 69,57,352 107450,87 86790,00 V

3,899 30,72 27,51 33,073 172,09 121,13 37,756 251,58 200,69 2,88,539 1855,64 1472,05 11,704 265,77 253,43 40,431 676,35 573,94 1,89,045 12428,98 11058,23 13,43,216 52857,58 45829,57 2

2,78,792 1993,88 377,04 1,30,913 708,07 541,11 13,33,220 16058,86 12117,07 53,25,597 52737,65 39488,39 3492 709,28 272,91 74,400 386,63 295,40 67,866 6769,97 5256,86 10,69,119 47982,84 31599,58 VI379 562,26 187,01 10,208 62,24 45,87 12,716 2902,04 2435,53 1,00,141 22748,03 12494,93 1113 147,03 85,89 64,192 324,39 249,52 55,150 3867,93 2821,33 9,68,978 25234,80 19104,66 225 156,69 109,77 1,401 14,33 12,14 2,593 1126,42 917,45 16,576 7921,25 4001,89 VII

4,875 63,75 51,56 71,619 402,72 306,09 2,86,455 4405,13 3454,14 17,70,314 21616,38 16545,76 VIII

2,91,226 8279,97 3993,67 5,71,775 3521,06 2777,29 22,69,591 77391,01 61574,67 129,18,689 377231,80 276365,41 TOTAL38 8,25 10 14,844 45,51 34,07 5,811 104,20 80,22 79,042 999,28 798,11 1

160 235,77 141,27 4,907 46,86 34,52 16,911 2780,97 2036,40 2,73,891 23204,96 17546,31 2

126

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

METROPOLITAN

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 17,695 7125,98 5502,24 1,32,041 34498,77 28878,101. Direct Finance 15,322 1150,27 937,42 1,20,662 4626,53 3860,792. Indirect Finance 2,373 5975,71 4564,82 11,379 29872,24 25017,30

II. INDUSTRY 2,15,053 164855,05 87790,16 3,26,518 269980,51 190515,611. Mining & Quarrying 740 5082,02 2374,59 2,045 6687,23 5291,222. Food Manufacturing & Processing 4,492 5807,30 4255,41 24,368 10269,04 7143,27

(a) Rice Mills, Flour & Dal Mills 825 945,29 759,82 1,740 1935,55 1306,45(b) Sugar 127 2439,28 1820,03 180 1062,40 647,95(c) Edible Oils & Vanaspati 737 874,32 611,57 1,037 1998,43 1347,26(d) Tea Processing 132 260,22 171,20 647 1355,10 1087,84(e) Processing of Fruits & Vegetables 90 112,53 69,09 442 452,44 393,35(f) Others 2,581 1175,65 823,69 20,322 3465,13 2360,43

3. Beverage & Tobacco 141 440,80 334,28 659 1609,21 1079,964. Textiles 59,457 15870,61 8986,76 58,965 28313,40 20305,05

(a) Cotton Textiles 51,524 9649,38 4921,02 11,158 10936,68 7954,21(b) Jute & Other Natural Fibre Textiles 506 260,06 143,20 4,651 450,41 294,22(c) Handloom Textiles & Khadi 1,345 507,36 312,51 974 425,49 274,19(d) Other Textiles & Textile Products 6,082 5453,81 3610,02 42,182 16500,81 11782,43

5. Paper, Paper Products & Printing 5,331 2834,68 2050,90 10,283 5668,77 3739,126. Leather & Leather Products 1,957 2891,74 1020,57 10,131 2723,83 1995,847. Rubber & Plastic Products 3,200 2743,74 1608,64 8,899 4663,82 3460,168. Chemicals & Chemical Products 18,677 21806,67 10016,74 33,904 22189,36 14396,19

(a) Heavy Industrial Chemicals 626 9579,06 4645,15 2,494 5483,08 3463,38(b) Fertilisers 109 4645,21 1173,18 258 3257,74 2647,37(c) Drugs & Pharmaceuticals 1,172 3113,93 1937,82 15,247 7043,13 4990,36(d) Non-Edible Oils 56 88,39 54,41 151 275,13 141,29(e) Other Chemicals & Chemical Products 16,714 4380,08 2206,19 15,754 6130,28 3153,79

9. Petroleum, Coal Products & Nuclear Fuels 231 21437,45 6836,12 828 9633,99 7552,2210. Manufacture of Cement & Cement Products 319 888,08 735,09 1,727 3293,55 2529,5911. Basic Metals & Metal Products 19,595 23020,18 11267,58 20,683 30613,24 19140,98

(a) Iron & Steel 1,790 18270,76 9617,79 4,870 20009,09 13009,33(b) Non-Ferrous Metals 662 1453,51 714,13 1,303 3355,02 1744,19(c) Metal Products 17,143 3295,91 935,66 14,510 7249,12 4387,47

12. Engineering 17,101 11994,90 6566,74 32,954 22147,03 16037,28(a) Heavy Engineering 776 1448,87 694,61 5,745 5505,04 3716,03(b) Light Engineering 7,483 5689,36 2685,04 13,441 5643,63 3859,25(c) Electrical Machinery & Goods 7,782 3448,73 2340,22 8,570 5673,98 4184,35(d) Electronic Machinery & Goods 1,060 1407,93 846,87 5,198 5324,38 4277,65

13. Vehicles, Vehicle Parts & Transport Equipments 2,190 4196,54 2596,44 8,556 8514,34 5807,5914. Other Industries 74,286 22773,96 13154,49 67,953 35583,86 20560,5115. Electricity, Gas & Water 379 6812,04 5119,75 3,034 34867,87 27125,97

(a) Electricity Generation & Transmission 249 5882,35 4367,38 2,417 32676,84 25248,35(b) Non-Conventional Energy 32 80,49 56,49 162 851,49 704,48(c) Gas, Steam & Water Supply 98 849,20 695,88 455 1339,55 1173,14

16. Construction 6,957 16254,36 10866,07 41,529 43201,97 34350,65III. TRANSPORT OPERATORS 8,802 4960,31 2784,79 38,191 7353,03 6324,80IV. PROFESSIONAL AND OTHER SERVICES 19,422 12431,51 7109,68 1,62,313 33136,81 25788,83V. PERSONAL LOANS 10,96,550 23679,46 18599,70 25,07,375 61945,15 52408,08

1. Loans for Purchase of Consumer Durables 36,843 298,33 221,51 1,20,519 943,68 788,882. Loans for Housing 2,40,954 13955,83 11383,42 6,28,504 40829,75 36090,083. Rest of the Personal Loans 8,18,753 9425,29 6994,77 17,58,352 20171,73 15529,13

VI. TRADE 84,547 22572,99 16016,36 3,20,365 73198,84 43212,321. Wholesale Trade 28,215 16693,29 11534,11 70,184 43546,09 30079,452. Retail Trade 56,332 5879,70 4482,25 2,50,181 29652,76 13132,88

VII. FINANCE 777 17645,12 14552,52 9,354 57372,59 50265,17VIII. ALL OTHERS 3,31,585 4810,41 3335,14 7,73,772 25595,22 15518,64

TOTAL BANK CREDIT 17,74,431 258080,82 155690,58 42,69,929 563080,93 412911,55OF WHICH: 1. Artisans and Village & Tiny Industries 2,422 56,33 44,25 15,913 965,76 828,36

2. Other Small Scale Industries 1,37,947 7530,45 5378,68 1,06,890 20333,10 15921,71

127

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

METROPOLITAN (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

5,081 896,79 668,49 2,781 14,30 11,56 22,862 7896,36 6021,85 1,80,460 50432,20 41082,23 I4,632 358,60 188,39 2,761 13,36 10,71 18,417 5666,19 4301,14 1,61,794 11814,94 9298,45 1

449 538,19 480,10 20 95 85 4,445 2230,18 1720,71 18,666 38617,26 31783,78 296,805 61697,55 36603,96 1,646 17,29 14,03 60,881 88528,79 64451,94 7,00,903 585079,18 379375,71 II

50 939,68 399,73 1 4 – 609 1720,29 1122,61 3,445 14429,25 9188,15 1682 2814,24 1905,81 9 38 40 2,104 5267,63 4201,65 31,655 24158,58 17506,55 225 224,00 220,19 2 8 8 459 510,57 412,26 3,051 3615,49 2698,79 2(a)

9 84,56 74,78 – – – 112 1034,10 837,32 428 4620,33 3380,09 2(b)16 367,61 241,06 1 1 1 324 784,53 604,89 2,115 4024,90 2804,79 2(c)25 16,75 16,22 – – – 129 1223,81 1061,44 933 2855,88 2336,71 2(d)20 78,64 53,56 1 5 5 230 317,19 223,57 783 960,85 739,63 2(e)

587 2042,67 1300,00 5 24 27 850 1397,43 1062,16 24,345 8081,13 5546,55 2(f)175 986,84 724,34 5 28 7 230 689,10 548,87 1,210 3726,24 2687,52 3

14,750 4399,32 2785,74 40 68 59 4,262 5594,28 4090,12 1,37,474 54178,28 36168,26 47,934 1897,54 1146,66 – – – 1,044 2833,68 2093,67 71,660 25317,28 16115,56 4(a)

19 23,70 19,42 – – – 51 35,39 20,36 5,227 769,57 477,20 4(b)5,947 187,02 107,39 – – – 63 48,30 44,18 8,329 1168,17 738,28 4(c)

850 2291,06 1512,27 40 68 59 3,104 2676,90 1931,91 52,258 26923,26 18837,22 4(d)286 1306,37 915,68 27 1,18 71 1,632 2564,27 2091,79 17,559 12375,27 8798,21 5106 262,66 215,34 16 83 70 942 368,63 254,41 13,152 6247,68 3486,85 6803 937,49 739,28 2 8 6 1,145 1424,75 1053,26 14,049 9769,88 6861,39 7

5,924 10638,83 5754,04 5 24 21 3,383 10538,79 6531,86 61,893 65173,89 36699,04 8286 2888,82 1325,71 – – – 470 2186,55 1236,36 3,876 20137,51 10670,60 8(a)39 782,80 340,09 – – – 133 2276,03 2106,86 539 10961,78 6267,51 8(b)

3,170 2889,55 1820,38 – – – 1,253 2133,38 1553,08 20,842 15179,98 10301,63 8(c)1 1,03 1,03 – – – 37 52,40 39,29 245 416,96 236,02 8(d)

2,428 4076,64 2266,83 5 24 21 1,490 3890,42 1596,28 36,391 18477,65 9223,29 8(e)107 4616,70 2676,60 8 26 20 173 634,34 440,50 1,347 36322,75 17505,65 9

5,098 796,46 427,18 1 15 16 407 2199,28 1719,64 7,552 7177,52 5411,65 101,656 8082,62 3510,40 12 52 57 2,938 9968,18 8296,78 44,884 71684,75 42216,31 111,034 3509,26 1438,08 – – – 1,184 8166,63 7060,44 8,878 49955,74 31125,63 11(a)

256 3079,55 1316,21 4 40 45 302 888,70 653,00 2,527 8777,18 4427,97 11(b)366 1493,81 756,12 8 13 12 1,452 912,85 583,34 33,479 12951,83 6662,70 11(c)

41,270 6447,11 3909,81 111 66 64 3,505 5753,81 3956,05 94,941 46343,51 30470,51 12557 1602,95 903,62 2 9 8 658 1583,85 908,23 7,738 10140,81 6222,57 12(a)

26,574 1611,30 1008,48 97 39 41 1,325 1093,75 880,67 48,920 14038,43 8433,85 12(b)13,861 1446,28 891,70 7 14 11 784 1700,85 1073,20 31,004 12269,98 8489,58 12(c)

278 1786,57 1106,01 5 5 4 738 1375,36 1093,95 7,279 9894,29 7324,51 12(d)560 5124,53 2916,45 4 7 4 21,477 8464,18 6785,14 32,787 26299,65 18105,67 13

12,861 8706,67 6459,67 1,027 6,49 5,28 7,403 12630,30 8310,66 1,63,530 79701,28 48490,61 1477 1296,42 490,59 1 8 8 250 3401,67 2206,82 3,741 46378,08 34943,21 1533 544,82 270,36 – – – 157 3043,03 1955,66 2,856 42147,03 31841,76 15(a)

7 36,41 34,69 – – – 15 68,45 52,52 216 1036,83 848,17 15(b)37 715,19 185,54 1 8 8 78 290,20 198,64 669 3194,22 2253,28 15(c)

12,400 4341,59 2773,29 377 5,35 4,32 10,421 17309,30 12841,78 71,684 81112,58 60836,12 1612,444 1779,22 1593,05 932 11,09 6,56 79,248 5470,21 4383,72 1,39,617 19573,86 15092,93 III25,169 12537,33 8946,67 822 7,92 6,57 57,693 21190,17 15815,97 2,65,419 79303,75 57667,72 IV

91,56,096 71870,17 33656,54 21,646 197,84 147,94 57,54,084 84353,64 66825,95 185,35,751 242046,26 171638,20 V53,136 602,39 587,41 5,405 26,10 16,58 2,90,536 1823,47 780,67 5,06,439 3693,96 2395,05 1

1,21,438 17808,86 15978,78 5,237 96,31 79,20 4,54,901 34664,92 30664,22 14,51,034 107355,66 94195,69 289,81,522 53458,92 17090,34 11,004 75,42 52,16 50,08,647 47865,26 35381,07 165,78,278 130996,63 75047,46 3

28,937 10563,98 3899,91 3,689 31,00 23,32 40,080 20954,77 14445,97 4,77,618 127321,59 77597,88 VI18,970 3520,57 1837,92 318 5,01 3,30 10,826 8952,78 5114,81 1,28,513 72717,74 48569,58 19,967 7043,40 2062,00 3,371 25,98 20,01 29,254 12002,00 9331,16 3,49,105 54603,85 29028,30 21,805 12882,00 6718,76 91 71 60 8,308 24879,60 16942,88 20,335 112780,02 88479,94 VII

86,573 2580,39 1501,38 2,081 21,41 17,58 4,74,191 16563,12 11952,16 16,68,202 49570,54 32324,90 VIII

94,12,910 174807,42 93588,77 33,688 301,56 228,16 64,97,347 269836,68 200840,44 219,88,305 1266107,40 863259,49 TOTAL3133 174,79 125,67 729 2,72 2,03 2,158 80,64 61,44 24,355 1280,24 1061,75 12,135 1326,03 1065,50 306 3,77 3,10 8,069 2753,76 1994,57 2,55,347 31947,11 24363,57 2

128

TABLE NO.5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

ALL–INDIA

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 67,78,244 51980,94 42654,32 132,86,853 114139,13 96719,681. Direct Finance 67,06,176 41567,94 34639,51 130,64,732 71235,97 61590,652. Indirect Finance 72,068 10413,00 8014,81 2,22,121 42903,15 35129,04

II. INDUSTRY 10,07,049 251819,39 141778,77 12,68,326 401315,74 286584,631. Mining & Quarrying 8,835 9179,01 4979,98 9,306 11202,44 9116,832. Food Manufacturing & Processing 67,793 18103,83 10974,34 1,54,872 24385,54 17088,09

(a) Rice Mills, Flour & Dal Mills 17,686 4702,64 3513,06 87,104 6500,89 4455,10(b) Sugar 531 3467,80 2588,54 664 4253,68 2880,09(c) Edible Oils & Vanaspati 5,520 2027,11 1449,21 5,715 3250,85 2270,25(d) Tea Processing 575 428,74 282,23 1,411 2077,30 1605,48(e) Processing of Fruits & Vegetables 912 343,99 247,89 3,095 676,47 575,67(f) Others 42,569 7133,55 2893,41 56,883 7626,36 5301,51

3. Beverage & Tobacco 1,183 885,76 692,84 2,435 2913,48 2052,154. Textiles 1,14,911 35113,58 18822,22 1,76,194 48788,36 34881,51

(a) Cotton Textiles 73,700 16688,93 9861,60 55,873 21762,48 15673,31(b) Jute & Other Natural Fibre Textiles 7,034 425,13 275,85 25,096 976,51 704,17(c) Handloom Textiles & Khadi 6,458 959,97 648,29 14,750 1475,60 1012,97(d) Other Textiles & Textile Products 27,719 17039,55 8036,48 80,475 24573,77 17491,05

5. Paper, Paper Products & Printing 18,481 5307,18 3513,65 24,486 8116,73 5667,956. Leather & Leather Products 7,722 3349,40 1364,06 17,517 3590,74 2508,817. Rubber & Plastic Products 16,430 4956,82 3103,36 20,203 7338,93 5413,578. Chemicals & Chemical Products 31,521 26021,21 12792,92 74,964 30300,37 20603,54

(a) Heavy Industrial Chemicals 1,927 10503,80 5190,48 4,306 7145,39 4631,56(b) Fertilisers 371 4908,10 1366,30 672 6124,78 4949,09(c) Drugs & Pharmaceuticals 4,662 4353,23 2632,21 43,579 8631,65 6218,73(d) Non-Edible Oils 310 182,20 127,33 442 426,16 248,74(e) Other Chemicals & Chemical Products 24,251 6073,89 3476,60 25,965 7972,40 4555,41

9. Petroleum, Coal Products & Nuclear Fuels 1,039 22624,75 7355,81 1,627 11553,68 8914,7010. Manufacture of Cement & Cement Products 4,480 1554,39 1187,80 7,878 6796,02 4843,0411. Basic Metals & Metal Products 38,535 33861,77 18823,62 52,479 57306,72 38056,37

(a) Iron & Steel 8,116 25592,94 14795,29 11,129 40994,88 27963,05(b) Non-Ferrous Metals 2,821 3273,30 1779,06 3,218 5580,69 3061,18(c) Metal Products 27,598 4995,53 2249,26 38,132 10731,15 7032,14

12. Engineering 57,377 20578,85 12056,14 71,299 29503,70 21768,62(a) Heavy Engineering 3,135 2510,02 1507,19 11,493 7289,58 5121,79(b) Light Engineering 25,960 8936,38 4733,81 31,174 8526,06 6043,81(c) Electrical Machinery & Goods 23,484 5596,54 3885,52 17,717 7249,74 5369,98(d) Electronic Machinery & Goods 4,798 3535,91 1929,61 10,915 6438,33 5233,04

13. Vehicles, Vehicle Parts & Transport Equipments 11,372 7242,98 4359,90 20,790 11520,51 7875,3214. Other Industries 4,40,220 29356,37 18164,88 5,29,529 45494,32 28201,7915. Electricity, Gas & Water 1,833 9814,14 7024,83 4,565 47099,39 35450,97

(a) Electricity Generation & Transmission 1,136 8661,31 6150,70 3,019 43768,64 32664,13(b) Non-Conventional Energy 139 207,90 124,36 419 1248,30 1014,10(c) Gas, Steam & Water Supply 558 944,93 749,77 1,127 2082,44 1772,74

16. Construction 1,85,317 23869,33 16562,42 1,00,182 55404,81 44141,38III. TRANSPORT OPERATORS 78,848 6863,24 4157,59 2,16,655 10244,13 8667,01IV. PROFESSIONAL AND OTHER SERVICES 1,85,099 20293,96 12895,59 8,68,847 49195,36 38568,63V. PERSONAL LOANS 74,66,794 107105,60 84705,84 90,14,094 142987,00 120974,16

1. Loans for Purchase of Consumer Durables 1,69,545 1252,57 934,34 5,56,771 3463,40 2870,952. Loans for Housing 13,20,428 52626,73 43315,48 20,27,079 81527,23 72320,983. Rest of the Personal Loans 59,76,821 53226,29 40456,02 64,30,244 57996,37 45782,23

VI. TRADE 12,65,404 56975,51 37407,10 28,67,181 122806,74 82167,271. Wholesale Trade 70,757 34083,64 19924,84 2,08,999 63456,00 46479,352. Retail Trade 11,94,647 22891,88 17482,26 26,58,182 59350,74 35687,92

VII. FINANCE 5,629 22825,73 16451,19 61,040 61823,16 53538,18VIII. ALL OTHERS 20,92,591 14588,74 9892,39 41,30,642 53680,97 37910,82

TOTAL BANK CREDIT 188,79,658 532453,10 349942,78 317,13,638 956192,23 725130,38OF WHICH: 1. Artisans and Village & Tiny Industries 2,39,593 5053,36 3879,16 2,46,803 2679,71 2253,62

2. Other Small Scale Industries 4,07,106 21025,24 15514,68 4,97,896 42557,96 32739,58

129

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ALL–INDIA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

5,102 970,52 716,89 76,03,750 22729,51 18820,42 13,94,164 17043,01 13772,76 290,68,113 206863,11 172684,07 I4,641 413,49 227,43 73,19,590 21523,15 17839,70 13,23,054 12577,39 10265,64 284,18,193 147317,94 124562,94 1

461 557,03 489,46 2,84,160 1206,36 980,72 71,110 4465,62 3507,12 6,49,920 59545,16 48121,13 298,643 67915,72 40122,27 7,76,119 2442,38 1871,99 1,91,188 129308,13 95858,28 33,41,325 852801,36 566215,95 II

57 1112,77 430,43 622 51,23 40,73 1,662 2819,50 1750,00 20,482 24364,95 16317,96 1733 3035,72 2067,58 10,221 196,11 156,55 13,712 8161,02 6341,65 2,47,331 53882,23 36628,21 227 303,03 299,20 5,252 115,36 90,27 4,754 1110,39 908,03 1,14,823 12732,30 9265,66 2(a)

9 84,56 74,78 36 4,81 4,58 203 1593,84 1203,58 1,443 9404,69 6751,57 2(b)17 387,61 241,07 636 14,81 12,72 1,318 1134,90 889,54 13,206 6815,28 4862,79 2(c)34 17,13 16,42 8 1,69 1,55 227 1385,38 1190,02 2,255 3910,24 3095,70 2(d)21 78,75 53,59 127 6,00 4,50 456 430,63 309,04 4,611 1535,84 1190,69 2(e)

625 2164,66 1382,52 4,162 53,44 42,92 6,754 2505,89 1841,44 1,10,993 19483,88 11461,80 2(f)205 1432,72 966,21 234 16,63 11,92 574 952,17 772,06 4,631 6200,75 4495,19 3

15,063 5255,95 3330,68 9,541 70,30 51,48 22,950 12796,71 8991,73 3,38,659 102024,90 66077,61 48,086 2379,56 1517,63 1,385 22,85 16,11 8,445 8131,78 5628,10 1,47,489 48985,60 32696,75 4(a)

19 23,70 19,42 587 6,10 3,50 426 97,60 69,62 33,162 1529,05 1072,56 4(b)5,948 187,69 108,06 6,058 15,81 12,22 1,310 208,67 121,43 34,524 2847,74 1902,98 4(c)1,010 2664,99 1685,56 1,511 25,53 19,64 12,769 4358,67 3172,59 1,23,484 48662,51 30405,32 4(d)

295 1358,00 931,17 669 22,72 16,89 5,955 3283,03 2647,38 49,886 18087,65 12777,03 5112 267,96 218,87 781 4,32 3,34 2,043 584,75 421,48 28,175 7797,17 4516,56 6830 1100,96 822,62 840 11,00 8,63 3,547 2205,77 1585,68 41,850 15613,49 10933,86 7

6,051 11572,51 6290,10 4,979 26,48 20,77 6,113 12563,96 8043,04 1,23,628 80484,53 47750,37 8302 2954,61 1338,67 13 83 48 722 2724,96 1620,50 7,270 23329,60 12781,70 8(a)44 933,10 373,90 2 32 6 209 2630,91 2361,64 1,298 14597,20 9050,99 8(b)

3,221 3362,96 2145,57 702 5,77 4,79 2,011 2420,30 1781,10 54,175 18773,90 12782,40 8(c)1 1,03 1,03 3 18 15 99 101,85 82,23 855 711,41 459,48 8(d)

2,483 4320,80 2430,93 4,259 19,38 15,27 3,072 4685,95 2197,58 60,030 23072,42 12675,80 8(e)111 4699,10 2755,59 47 2,55 1,99 324 4032,62 3488,15 3,148 42912,70 22516,24 9

5,102 866,83 457,52 377 8,69 6,61 1,584 3294,20 2519,39 19,421 12520,14 9014,36 101,831 8815,81 3852,15 1,354 22,22 17,70 5,923 14803,60 12240,15 1,00,122 114810,13 72990,00 111,088 3591,85 1479,39 33 5,78 5,07 2,171 11917,79 10119,68 22,537 82103,25 54362,49 11(a)

288 3448,00 1427,13 17 1,37 1,27 468 1364,66 1095,28 6,812 13668,02 7363,92 11(b)455 1775,96 945,63 1,304 15,06 11,36 3,284 1521,16 1025,19 70,773 19038,86 11263,58 11(c)

41,609 7576,67 4560,55 1,619 25,87 20,56 7,231 7691,41 5404,55 1,79,135 65376,50 43810,41 12621 1937,17 1035,34 57 2,90 2,09 1,294 2027,59 1239,57 16,600 13767,26 8905,98 12(a)

26,654 1891,89 1178,17 494 8,47 6,55 3,056 1358,34 1084,12 87,338 20721,13 13046,47 12(b)14,016 1653,63 1020,55 734 11,91 9,72 1,734 1982,13 1304,17 57,685 16493,94 11589,94 12(c)

318 2093,99 1326,49 334 2,59 2,19 1,147 2323,36 1776,69 17,512 14394,17 10268,02 12(d)678 5899,37 3348,05 3,301 22,54 16,44 25,055 9517,50 7551,06 61,196 34202,89 23150,77 13

13,200 8924,19 6579,78 7,16,842 1407,69 1040,13 49,612 14760,14 9881,21 17,49,403 99942,72 63867,79 1481 1357,80 497,20 110 6,26 4,85 495 6775,50 5082,89 7,084 65053,09 48060,75 1537 606,20 276,98 35 2,75 2,30 265 6350,80 4780,25 4,492 59389,70 43874,36 15(a)

7 36,41 34,69 33 1,08 71 53 94,43 74,40 651 1588,13 1248,26 15(b)37 715,19 185,54 42 2,43 1,85 177 330,27 228,25 1,941 4075,27 2938,14 15(c)

12,685 4639,34 3013,77 24,582 547,78 453,41 44,408 25066,26 19137,86 3,67,174 109527,52 83308,85 1612,479 1806,10 1602,57 1,19,077 729,98 503,81 1,91,718 10182,75 8786,15 6,18,777 29826,21 23717,14 III26,000 13228,87 9377,58 2,87,082 1058,12 808,13 1,34,574 27456,89 20220,34 15,01,602 111233,20 81870,27 IV

94,47,188 74504,68 34587,67 19,82,265 10572,80 8240,91 83,16,699 130979,43 104716,80 362,27,040 466149,50 353225,38 V57,035 633,11 614,92 3,08,884 1548,57 1104,80 3,71,769 2330,21 1189,59 14,64,004 9227,85 6714,60 1

1,24,447 18190,87 16348,45 2,46,908 3232,69 2696,83 8,02,669 53657,73 47485,44 45,21,531 209235,24 182167,18 292,65,706 55680,70 17624,30 14,26,473 5791,54 4439,27 71,42,261 74991,49 56041,77 302,41,505 247686,41 164343,60 3

29,787 11449,50 4285,65 15,21,494 4384,75 3400,68 2,50,745 31854,87 22936,18 59,34,611 227471,38 150196,87 VI19,408 4112,89 2041,84 84,918 410,90 319,41 33,304 13452,24 8752,14 4,17,386 115515,66 77517,58 110,379 7336,62 2243,82 14,36,576 3973,85 3081,27 2,17,441 18402,63 14184,03 55,17,225 111955,72 72679,29 21,857 13146,78 6875,24 28,030 113,16 82,55 14,574 26401,24 18160,47 1,11,130 124310,07 95107,62 VII

94,181 2764,99 1617,02 10,75,942 3713,30 2915,03 12,39,427 25124,06 18489,58 86,32,783 99872,05 70824,84 VIII

97,15,237 185787,16 99184,89 133,93,759 45744,00 36643,51 117,33,089 398350,39 302940,57 854,35,381 2118526,88 1513842,13 TOTAL3,182 183,94 126,16 6,24,404 1098,84 800,80 21,054 302,61 230,38 11,35,036 9318,45 7290,12 12,319 1590,65 1219,71 94,708 438,32 335,52 46,931 7235,08 5354,50 10,48,960 72847,25 55163,98 2

130

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 1,38,589 1976,16 1662,25 3,36,499 5336,61 4504,651. Direct Finance 1,35,621 1828,51 1536,27 3,32,329 4225,67 3600,152. Indirect Finance 2,968 147,65 125,98 4,170 1110,94 904,50

II. INDUSTRY 12,735 3698,89 2731,12 34,042 7562,50 5278,041. Mining & Quarrying 231 23,58 16,85 202 51,49 33,562. Food Manufacturing & Processing 869 630,11 479,66 2,737 1391,33 914,09

(a) Rice Mills, Flour & Dal Mills 404 445,20 344,81 1,626 1114,90 697,19(b) Sugar 9 2,17 1,85 7 30,40 22,51(c) Edible Oils & Vanaspati 131 51,16 38,51 189 41,75 28,96(d) Tea Processing 2 60 59 15 13,78 8,26(e) Processing of Fruits & Vegetables 24 12,22 11,66 30 6,87 4,18(f) Others 299 118,75 82,25 870 183,61 152,99

3. Beverage & Tobacco 16 3,93 3,51 61 22,75 19,874. Textiles 1,592 684,56 437,44 6,294 1569,80 1028,10

(a) Cotton Textiles 384 373,71 223,17 1,825 438,86 273,43(b) Jute & Other Natural Fibre Textiles 27 12,94 10,47 1,144 21,61 18,15(c) Handloom Textiles & Khadi 618 59,80 43,94 1,333 284,62 220,13(d) Other Textiles & Textile Products 563 238,11 159,86 1,992 824,71 516,39

5. Paper, Paper Products & Printing 200 51,24 38,71 864 158,83 129,756. Leather & Leather Products 88 18,99 15,43 174 48,51 28,007. Rubber & Plastic Products 259 115,84 87,17 1,023 291,48 212,258. Chemicals & Chemical Products 378 141,79 111,08 1,589 186,19 143,09

(a) Heavy Industrial Chemicals 50 34,70 24,01 145 29,38 22,82(b) Fertilisers 13 4,89 4,66 5 2,71 2,61(c) Drugs & Pharmaceuticals 77 29,66 21,29 915 56,24 48,85(d) Non-Edible Oils 8 2,29 2,14 11 4,62 4,31(e) Other Chemicals & Chemical Products 230 70,24 58,98 513 93,24 64,49

9. Petroleum, Coal Products & Nuclear Fuels 25 11,69 7,01 63 17,08 13,0110. Manufacture of Cement & Cement Products 51 3,39 2,46 186 30,94 24,8311. Basic Metals & Metal Products 1,005 744,32 507,59 2,551 1086,90 770,66

(a) Iron & Steel 357 556,87 377,92 591 744,85 514,46(b) Non-Ferrous Metals 182 93,11 60,02 124 24,19 21,15(c) Metal Products 466 94,34 69,65 1,836 317,86 235,04

12. Engineering 1,204 199,59 146,52 2,966 877,44 683,04(a) Heavy Engineering 105 32,37 21,79 368 349,01 291,11(b) Light Engineering 890 135,18 99,43 1,556 275,33 195,58(c) Electrical Machinery & Goods 172 25,80 20,85 842 202,92 149,53(d) Electronic Machinery & Goods 37 6,23 4,45 200 50,18 46,82

13. Vehicles, Vehicle Parts & Transport Equipments 199 190,20 143,15 1,068 531,23 336,1814. Other Industries 4,294 172,46 132,08 11,881 670,87 493,7015. Electricity, Gas & Water 23 128,04 68,23 55 272,64 184,32

(a) Electricity Generation & Transmission 10 127,15 67,60 31 269,21 181,26(b) Non-Conventional Energy 2 28 16 7 1,09 83(c) Gas, Steam & Water Supply 11 61 48 17 2,34 2,23

16. Construction 2,301 579,16 534,21 2,328 355,01 263,59III. TRANSPORT OPERATORS 637 19,51 15,79 2,637 100,82 72,31IV. PROFESSIONAL AND OTHER SERVICES 2,988 332,32 239,59 22,283 1587,01 1376,03V. PERSONAL LOANS 1,51,533 2474,06 1984,37 2,70,214 5946,36 5152,56

1. Loans for Purchase of Consumer Durables 3,103 23,32 17,75 7,613 58,42 46,882. Loans for Housing 35,262 1260,34 1057,80 93,634 3828,71 3447,383. Rest of the Personal Loans 1,13,168 1190,40 908,82 1,68,967 2059,23 1658,30

VI. TRADE 26,577 849,94 669,73 85,233 2307,63 1749,251. Wholesale Trade 1,175 277,30 227,21 5,991 665,68 457,842. Retail Trade 25,402 572,64 442,52 79,242 1641,95 1291,41

VII. FINANCE 184 854,43 834,66 543 157,74 101,15VIII. ALL OTHERS 9,546 155,57 129,74 44,944 1118,08 890,64

TOTAL BANK CREDIT 3,42,789 10360,88 8267,24 7,96,395 24116,75 19124,63OF WHICH: 1. Artisans and Village & Tiny Industries 2,423 115,22 87,78 2,015 47,36 38,89

2. Other Small Scale Industries 5,621 762,15 589,93 19,884 2458,80 1827,24

131

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

HARYANA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 1,22,945 912,23 776,29 2,805 189,64 181,42 6,00,838 8414,64 7124,61 I– – – 1,18,999 881,20 749,40 2,690 58,81 51,88 5,89,639 6994,18 5937,69 1– – – 3,946 31,03 26,89 115 130,83 129,54 11,199 1420,46 1186,92 2

301 1880,96 971,11 7,338 51,00 40,62 1,282 1168,96 778,21 55,698 14362,31 9799,09 II– – – – – – 6 10,42 10,29 439 85,49 60,70 19 108,90 99,74 93 1,29 1,00 26 19,84 13,70 3,734 2151,47 1508,20 21 79,00 79,00 7 24 18 11 1,99 1,74 2,049 1641,34 1122,92 2(a)– – – – – – – – – 16 32,57 24,35 2(b)– – – – – – 1 26 16 321 93,17 67,63 2(c)– – – – – – – – – 17 14,38 8,85 2(d)– – – 7 18 10 – – – 61 19,27 15,94 2(e)8 29,90 20,74 79 88 72 14 17,60 11,81 1,270 350,74 268,51 2(f)4 257,51 59,83 – – – 8 5,16 4,52 89 289,35 87,73 3

56 114,35 64,26 140 2,17 1,56 250 112,29 81,35 8,332 2483,17 1612,70 46 6,58 5,40 60 1,98 1,42 41 9,53 8,92 2,316 830,65 512,33 4(a)– – – – – – – – – 1,171 34,55 28,62 4(b)1 67 67 40 6 2 30 2,48 1,85 2,022 347,63 266,61 4(c)

49 107,10 58,19 40 14 12 179 100,28 70,59 2,823 1270,34 805,14 4(d)4 46,42 10,72 4 35 31 32 14,69 7,69 1,104 271,54 187,19 5– – – 5 14 12 9 1,53 1,24 276 69,17 44,79 67 37,24 2,86 1 3 3 48 38,41 29,34 1,338 483,00 331,65 7

13 134,89 49,86 53 42 35 41 37,74 26,09 2,074 501,04 330,47 81 8,80 – – – – 7 20,60 12,47 203 93,48 59,30 8(a)– – – – – – – – – 18 7,60 7,27 8(b)3 87,62 13,01 – – – 12 2,77 1,23 1,007 176,30 84,37 8(c)– – – – – – – – – 19 6,91 6,45 8(d)9 38,47 36,86 53 42 35 22 14,37 12,39 827 216,75 173,07 8(e)1 26,50 26,50 – – – 3 92 79 92 56,20 47,31 9– – – 2 10 9 1 55 – 240 34,98 27,39 10

41 140,35 112,08 5 14 12 141 69,89 61,82 3,743 2041,59 1452,27 1110 17,86 11,78 – – – 46 27,12 26,30 1,004 1346,71 930,47 11(a)

– – – – – – 13 5,40 3,18 319 122,70 84,36 11(b)31 122,48 100,30 5 14 12 82 37,36 32,34 2,420 572,18 437,45 11(c)73 304,80 144,36 4 17 8 114 32,86 19,88 4,361 1414,86 993,88 1215 88,42 51,29 – – – 14 4,38 4,13 502 474,18 368,32 12(a)28 68,22 40,89 1 3 2 59 8,76 5,53 2,534 487,53 341,44 12(b)14 70,71 16,70 3 14 5 29 5,16 4,90 1,060 304,74 192,03 12(c)16 77,45 35,48 – – – 12 14,55 5,33 265 148,42 92,09 12(d)70 532,12 273,32 24 39 28 90 96,58 67,38 1,451 1350,52 820,31 1319 121,75 72,06 6,002 15,78 10,37 193 79,31 48,71 22,389 1060,17 756,92 14

– – – 2 19 18 4 125,45 85,04 84 526,31 337,78 15– – – – – – 2 125,00 84,59 43 521,36 333,45 15(a)– – – – – – – – – 9 1,37 99 15(b)– – – 2 19 18 2 45 45 32 3,59 3,34 15(c)4 56,12 55,51 1,003 29,83 26,13 316 523,33 320,36 5,952 1543,46 1199,79 166 8 8 978 3,65 2,31 4,617 254,20 251,78 8,875 378,27 342,27 III

29 46,85 41,30 1,493 7,07 5,74 690 147,61 116,95 27,483 2120,86 1779,61 IV3,890 152,04 74,99 51,521 403,24 315,83 70,611 2943,49 2444,06 5,47,769 11919,19 9971,80 V

606 7,82 7,15 9,706 59,14 44,86 913 9,21 8,09 21,941 157,90 124,73 1140 47,42 45,03 7,770 96,12 84,85 15,743 1653,20 1491,90 1,52,549 6885,79 6126,96 2

3,144 96,80 22,80 34,045 247,99 186,12 53,955 1281,08 944,08 3,73,279 4875,49 3720,11 342 338,91 78,01 17,074 60,62 46,68 1,864 252,30 195,24 1,30,790 3809,39 2738,91 VI30 246,51 30,88 800 3,35 2,24 354 68,30 52,29 8,350 1261,13 770,45 112 92,39 47,13 16,274 57,28 44,44 1,510 183,99 142,95 1,22,440 2548,26 1968,46 217 144,36 107,51 488 2,95 2,01 49 134,08 132,55 1,281 1293,55 1177,88 VII

1,314 26,33 20,74 33,501 205,60 180,30 8,203 234,40 182,01 97,508 1739,97 1403,43 VIII

5,599 2589,52 1293,73 2,35,338 1646,35 1369,78 90,121 5324,67 4282,22 14,70,242 44038,17 34337,60 TOTAL2 30 – 5,759 14,59 9,54 30 3,04 1,46 10,229 180,51 137,67 1

64 79,00 56,28 295 3,30 2,40 315 56,45 47,58 26,179 3359,70 2523,42 2

132

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 35,430 240,13 191,24 1,10,149 915,15 780,991. Direct Finance 34,683 197,23 151,75 1,09,519 579,55 449,942. Indirect Finance 747 42,90 39,49 630 335,60 331,05

II. INDUSTRY 6,179 441,61 339,12 8,233 2756,70 2290,111. Mining & Quarrying 75 9,30 6,96 61 4,36 3,932. Food Manufacturing & Processing 230 38,06 28,95 788 29,76 20,79

(a) Rice Mills, Flour & Dal Mills 74 10,33 7,71 255 8,64 4,51(b) Sugar 2 7 6 – – –(c) Edible Oils & Vanaspati 10 1,28 98 34 1,67 89(d) Tea Processing 5 77 73 1 5 3(e) Processing of Fruits & Vegetables 27 4,61 4,28 27 4,91 3,73(f) Others 112 21,00 15,19 471 14,50 11,63

3. Beverage & Tobacco 26 13,75 13,20 31 11,93 10,224. Textiles 234 65,93 54,74 401 689,92 584,83

(a) Cotton Textiles 34 48,70 39,61 76 679,33 575,42(b) Jute & Other Natural Fibre Textiles 6 48 42 2 3 3(c) Handloom Textiles & Khadi 125 2,32 1,90 128 1,96 1,61(d) Other Textiles & Textile Products 69 14,43 12,80 195 8,60 7,77

5. Paper, Paper Products & Printing 129 15,08 12,19 144 17,56 14,896. Leather & Leather Products 24 1,59 1,15 27 2,14 2,067. Rubber & Plastic Products 100 7,82 6,35 205 33,16 25,428. Chemicals & Chemical Products 119 55,86 39,33 257 146,42 94,14

(a) Heavy Industrial Chemicals 26 7,21 5,63 24 7,91 5,74(b) Fertilisers – – – 6 65,35 25,86(c) Drugs & Pharmaceuticals 36 23,30 15,76 128 52,14 43,92(d) Non-Edible Oils – – – 5 2,87 2,85(e) Other Chemicals & Chemical Products 57 25,36 17,94 94 18,15 15,76

9. Petroleum, Coal Products & Nuclear Fuels 6 1,04 97 12 10,67 10,1610. Manufacture of Cement & Cement Products 32 2,47 2,04 45 13,76 5,7611. Basic Metals & Metal Products 177 31,01 23,20 410 127,32 108,29

(a) Iron & Steel 111 25,07 18,94 33 47,23 37,59(b) Non-Ferrous Metals 24 3,61 2,24 8 1,92 1,81(c) Metal Products 42 2,32 2,02 369 78,17 68,89

12. Engineering 190 51,49 36,68 472 90,54 77,69(a) Heavy Engineering 10 1,56 1,12 29 2,90 2,61(b) Light Engineering 78 27,43 21,51 226 25,43 21,57(c) Electrical Machinery & Goods 76 14,70 9,10 140 45,81 37,30(d) Electronic Machinery & Goods 26 7,80 4,95 77 16,40 16,22

13. Vehicles, Vehicle Parts & Transport Equipments 27 2,62 1,48 135 22,38 8,4814. Other Industries 3,799 51,41 39,96 4,383 106,57 97,0215. Electricity, Gas & Water 11 55,20 45,68 24 854,32 794,84

(a) Electricity Generation & Transmission 7 54,64 45,16 21 854,19 794,71(b) Non-Conventional Energy 2 43 43 1 5 5(c) Gas, Steam & Water Supply 2 13 9 2 8 8

16. Construction 1,000 38,96 26,22 838 595,90 431,59III. TRANSPORT OPERATORS 2,526 93,46 60,80 3,285 155,88 87,00IV. PROFESSIONAL AND OTHER SERVICES 1,610 74,20 50,38 6,152 122,94 101,14V. PERSONAL LOANS 86,234 1290,20 1035,20 53,395 811,49 702,45

1. Loans for Purchase of Consumer Durables 2,833 19,75 14,45 2,749 16,50 11,742. Loans for Housing 20,809 751,35 636,93 15,001 430,71 407,483. Rest of the Personal Loans 62,592 519,11 383,82 35,645 364,28 283,23

VI. TRADE 20,178 467,69 380,35 27,284 432,18 342,061. Wholesale Trade 488 49,09 42,96 541 39,60 31,752. Retail Trade 19,690 418,60 337,39 26,743 392,58 310,31

VII. FINANCE 117 12,17 9,16 395 86,71 71,98VIII. ALL OTHERS 3,564 56,20 45,75 11,390 314,64 208,12

TOTAL BANK CREDIT 1,55,838 2675,66 2112,00 2,20,283 5595,68 4583,85OF WHICH : 1. Artisans and Village & Tiny Industries 3,512 114,97 87,30 1,836 12,47 10,31

2. Other Small Scale Industries 1,161 47,01 32,41 4,274 257,01 194,11

133

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

HIMACHAL PRADESH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 20,504 61,78 44,97 25 27,97 19,53 1,66,108 1245,04 1036,74 I– – – 19,834 59,48 43,47 19 27,71 19,31 1,64,055 863,97 664,47 1– – – 670 2,30 1,50 6 26 22 2,053 381,07 372,27 29 15,59 11,79 2,716 22,21 16,12 72 683,02 270,26 17,209 3919,12 2927,40 II– – – 8 61 45 – – – 144 14,27 11,34 1– – – 29 1,07 87 3 10,18 10,18 1,050 79,07 60,80 2– – – 10 34 20 – – – 339 19,31 12,42 2(a)– – – – – – – – – 2 7 6 2(b)– – – 2 3 3 – – – 46 2,98 1,90 2(c)– – – – – – – – – 6 82 77 2(d)– – – 1 4 4 – – – 55 9,56 8,05 2(e)– – – 16 65 60 3 10,18 10,18 602 46,33 37,60 2(f)– – – – – – – – – 57 25,68 23,42 3– – – 49 96 71 16 522,29 120,46 700 1279,11 760,75 4– – – – – – 7 521,84 120,01 117 1249,87 735,04 4(a)– – – – – – – – – 8 51 45 4(b)– – – 28 28 23 3 3 3 284 4,59 3,78 4(c)– – – 21 69 48 6 42 42 291 24,15 21,48 4(d)– – – 9 35 27 – – – 282 33,00 27,36 5– – – 1 2 2 1 4 4 53 3,80 3,28 6– – – 6 27 17 – – – 311 41,26 31,94 78 13,79 10,20 494 2,44 1,77 18 49,86 44,69 896 268,37 190,13 8– – – – – – – – – 50 15,12 11,38 8(a)– – – – – – – – – 6 65,35 25,86 8(b)2 4,46 98 1 1 1 18 49,86 44,69 185 129,76 105,36 8(c)– – – – – – – – – 5 2,87 2,85 8(d)6 9,33 9,22 493 2,43 1,77 – – – 650 55,27 44,68 8(e)– – – – – – – – – 18 11,71 11,13 9– – – 2 11 11 – – – 79 16,34 7,91 10– – – 9 37 33 1 35 18 597 159,05 132,00 11– – – – – – 1 35 18 145 72,65 56,71 11(a)– – – – – – – – – 32 5,53 4,05 11(b)– – – 9 37 33 – – – 420 80,87 71,24 11(c)– – – 7 31 25 5 2,91 1,81 674 145,25 116,43 12– – – – – – 2 1,22 1,21 41 5,68 4,94 12(a)– – – – – – – – – 304 52,86 43,08 12(b)– – – – – – – – – 216 60,51 46,39 12(c)– – – 7 31 25 3 1,69 59 113 26,20 22,01 12(d)1 1,80 1,59 41 57 15 3 4,96 77 207 32,33 12,47 13– – – 1,941 10,32 7,01 9 38 34 10,132 168,68 144,33 14– – – – – – 1 50,00 50,00 36 959,52 890,52 15– – – – – – 1 50,00 50,00 29 958,83 889,87 15(a)– – – – – – – – – 3 48 48 15(b)– – – – – – – – – 4 21 17 15(c)– – – 120 4,80 4,00 15 42,05 41,79 1,973 681,72 503,60 16– – – 1,281 29,11 17,92 77 5,23 4,95 7,169 283,69 170,67 III– – – 1,586 13,30 10,41 38 212,80 51,52 9,386 423,23 213,45 IV

23 70 2 19,432 128,06 99,58 3,410 128,59 101,52 1,62,494 2359,04 1938,76 V– – – 1,942 9,38 6,38 41 27 20 7,565 45,91 32,76 1– – – 2,160 43,90 36,72 402 23,35 20,97 38,372 1249,31 1102,10 2

23 70 2 15,330 74,78 56,48 2,967 104,96 80,36 1,16,557 1063,82 803,90 3– – – 6,910 56,44 45,84 230 20,13 15,52 54,602 976,44 783,78 VI– – – 399 5,02 3,86 17 1,63 1,22 1,445 95,34 79,80 1– – – 6,511 51,42 41,98 213 18,50 14,30 53,157 881,10 703,98 2– – – 134 67 47 – – – 646 99,55 81,61 VII– – – 8,670 43,68 34,99 246 5,16 3,80 23,870 419,68 292,66 VIII

32 16,29 11,80 61,233 355,26 270,31 4,098 1082,90 467,11 4,41,484 9725,79 7445,07 TOTAL– – – 1,691 6,08 3,90 2 1 1 7,041 133,54 101,52 13 2,03 1,82 246 3,82 2,83 5 6 6 5,689 309,93 231,22 2

134

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 6,671 67,68 52,87 9,934 137,53 104,421. Direct Finance 6,532 64,48 50,42 9,754 89,75 78,702. Indirect Finance 139 3,20 2,46 180 47,78 25,72

II. INDUSTRY 4,589 196,23 155,95 4,116 707,92 501,931. Mining & Quarrying 27 1,65 1,28 36 18,99 14,742. Food Manufacturing & Processing 296 39,59 32,85 505 88,80 61,00

(a) Rice Mills, Flour & Dal Mills 91 21,27 18,05 180 28,86 21,41(b) Sugar 1 21 23 – – –(c) Edible Oils & Vanaspati 22 2,97 2,15 31 3,83 3,55(d) Tea Processing 1 7 4 1 90 3(e) Processing of Fruits & Vegetables 5 83 53 18 14,72 14,59(f) Others 176 14,25 11,85 275 40,49 21,41

3. Beverage & Tobacco 3 32 30 55 19,58 14,804. Textiles 446 12,73 8,57 423 31,67 19,01

(a) Cotton Textiles 40 61 51 17 6,77 6,51(b) Jute & Other Natural Fibre Textiles 3 38 34 1 3 3(c) Handloom Textiles & Khadi 25 71 35 23 1,37 1,35(d) Other Textiles & Textile Products 378 11,03 7,37 382 23,51 11,13

5. Paper, Paper Products & Printing 72 5,45 4,06 101 18,32 9,006. Leather & Leather Products 43 1,44 1,26 43 1,00 917. Rubber & Plastic Products 22 2,38 2,14 135 13,32 11,828. Chemicals & Chemical Products 62 41,82 32,32 69 22,22 18,86

(a) Heavy Industrial Chemicals 15 27,93 21,16 5 78 46(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 8 1,63 1,21 23 10,77 9,98(d) Non-Edible Oils 1 20 20 – – –(e) Other Chemicals & Chemical Products 38 12,06 9,74 41 10,67 8,42

9. Petroleum, Coal Products & Nuclear Fuels 1 5 5 6 62 5110. Manufacture of Cement & Cement Products 13 1,63 1,31 52 58,51 62,4911. Basic Metals & Metal Products 96 18,24 15,67 196 27,09 21,56

(a) Iron & Steel 56 13,32 12,07 23 6,10 5,65(b) Non-Ferrous Metals 11 4,34 3,15 10 10,57 7,06(c) Metal Products 29 59 46 163 10,42 8,84

12. Engineering 276 20,54 17,44 421 113,14 39,65(a) Heavy Engineering 6 31 29 14 1,62 1,32(b) Light Engineering 130 12,42 10,28 216 8,86 8,21(c) Electrical Machinery & Goods 52 6,45 5,76 151 99,90 27,96(d) Electronic Machinery & Goods 88 1,36 1,10 40 2,77 2,16

13. Vehicles, Vehicle Parts & Transport Equipments 8 99 72 88 14,93 15,0414. Other Industries 2,581 35,97 26,95 1,793 83,44 65,4715. Electricity, Gas & Water 3 57 45 19 126,27 125,79

(a) Electricity Generation & Transmission 1 3 1 17 126,15 125,72(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 2 54 44 2 13 7

16. Construction 640 12,87 10,58 174 70,01 21,28III. TRANSPORT OPERATORS 1,532 51,25 32,21 1,723 57,30 47,91IV. PROFESSIONAL AND OTHER SERVICES 650 33,76 26,04 2,211 287,15 60,32V. PERSONAL LOANS 38,401 521,75 399,21 33,392 433,56 369,93

1. Loans for Purchase of Consumer Durables 893 5,98 4,66 1,221 7,57 5,952. Loans for Housing 4,751 164,34 135,23 4,769 147,47 138,453. Rest of the Personal Loans 32,757 351,44 259,32 27,402 278,53 225,54

VI. TRADE 8,974 241,73 178,57 12,464 1232,38 249,581. Wholesale Trade 200 40,88 34,48 523 822,15 63,042. Retail Trade 8,774 200,85 144,09 11,941 410,23 186,54

VII. FINANCE 5 7 5 308 788,84 672,80VIII. ALL OTHERS 1,217 58,83 23,09 3,450 124,00 91,77

TOTAL BANK CREDIT 62,039 1171,31 867,99 67,598 3768,69 2098,66OF WHICH: 1. Artisans and Village & Tiny Industries 2,476 52,46 38,67 591 6,81 5,87

2. Other Small Scale Industries 1,238 65,01 54,33 2,545 216,56 132,77

135

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

JAMMU & KASHMIR (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 14,157 85,11 65,57 15,049 255,53 192,60 45,811 545,86 415,46 I– – – 13,732 83,48 64,40 14,452 222,60 172,65 44,470 460,31 366,17 1– – – 425 1,63 1,17 597 32,94 19,95 1,341 85,55 49,29 26 6,20 1,96 1,059 7,99 6,46 15,604 2929,30 3187,98 25,374 3847,64 3854,27 II– – – 2 16 17 32 14,29 12,19 97 35,09 28,37 1– – – 21 1,08 93 425 106,84 66,84 1,247 236,31 161,62 2– – – 12 87 77 123 40,53 32,13 406 91,53 72,36 2(a)– – – – – – – – – 1 21 23 2(b)– – – 2 3 3 104 7,43 5,43 159 14,26 11,16 2(c)– – – – – – – – – 2 97 7 2(d)– – – 2 9 8 26 7,25 4,55 51 22,89 19,76 2(e)– – – 5 9 6 172 51,63 24,73 628 106,45 58,04 2(f)– – – – – – 13 5,28 4,84 71 25,17 19,94 33 2,80 1,04 5 8 8 983 197,21 143,48 1,860 244,49 172,18 43 2,80 1,04 – – – 56 170,85 123,15 116 181,02 131,21 4(a)– – – – – – 9 13 9 13 54 46 4(b)– – – 1 – – 497 5,78 3,60 546 7,86 5,30 4(c)– – – 4 8 7 421 20,45 16,63 1,185 55,06 35,20 4(d)– – – – – – 101 20,40 11,03 274 44,17 24,09 5– – – – – – 132 4,17 3,15 218 6,62 5,32 6– – – – – – 56 14,60 9,78 213 30,29 23,75 7– – – 11 12 9 97 45,13 42,26 239 109,30 93,53 8– – – – – – 6 8,31 8,20 26 37,01 29,82 8(a)– – – – – – 3 1,50 1,38 3 1,50 1,38 8(b)– – – 10 12 9 33 14,32 14,01 74 26,84 25,30 8(c)– – – – – – – – – 1 20 20 8(d)– – – 1 – – 55 21,01 18,66 135 43,74 36,83 8(e)– – – – – – 3 1,08 62 10 1,75 1,17 9– – – 1 2 2 58 71,01 56,16 124 131,18 119,98 10– – – 3 13 12 173 70,57 49,82 468 116,03 87,17 11– – – – – – 41 24,33 17,57 120 43,75 35,29 11(a)– – – – – – 10 24,76 16,09 31 39,67 26,29 11(b)– – – 3 13 12 122 21,48 16,16 317 32,61 25,59 11(c)3 3,40 91 17 46 34 161 25,75 21,18 878 163,28 79,52 12– – – – – – 11 1,50 1,13 31 3,43 2,74 12(a)1 2,50 32 11 38 28 48 2,81 2,14 406 26,97 21,23 12(b)2 90 60 2 4 4 77 20,57 17,10 284 127,87 51,46 12(c)– – – 4 3 2 25 86 81 157 5,02 4,09 12(d)– – – 20 22 16 411 12,24 9,16 527 28,39 25,07 13– – – 944 4,62 3,66 10,668 129,07 95,49 15,986 253,10 191,57 14– – – – – – 19 601,38 597,95 41 728,22 724,20 15– – – – – – 3 600,00 596,99 21 726,18 722,73 15(a)– – – – – – 6 36 20 6 36 20 15(b)– – – – – – 10 1,01 76 14 1,67 1,27 15(c)– – – 35 1,10 89 2,272 1610,28 2064,05 3,121 1694,25 2096,80 16– – – 2,254 60,99 38,22 10,998 418,58 298,13 16,507 588,13 416,47 III– – – 392 2,71 1,97 2,269 451,38 378,73 5,522 774,99 467,06 IV7 17 1 22,839 128,59 99,42 1,89,912 1704,74 1271,28 2,84,551 2788,82 2139,85 V– – – 2,048 9,09 5,75 15,811 95,90 69,13 19,973 118,54 85,49 1– – – 1,214 21,59 17,01 11,833 331,68 258,88 22,567 665,07 549,56 27 17 1 19,577 97,92 76,66 1,62,268 1277,15 943,28 2,42,011 2005,21 1504,80 35 3,02 1,91 8,281 58,28 44,10 38,669 1224,83 1124,31 68,393 2760,23 1598,47 VI4 1,82 1,41 498 3,30 2,47 2,158 547,98 591,85 3,383 1416,13 693,24 11 1,20 50 7,783 54,97 41,63 36,511 676,85 532,46 65,010 1344,10 905,23 2– – – 97 86 64 101 7,88 3,19 511 797,65 676,68 VII– – – 2,014 12,88 10,35 24,082 517,92 461,70 30,763 713,64 586,91 VIII

18 9,39 3,88 51,093 357,42 266,72 2,96,684 7510,16 6917,92 4,77,432 12816,97 10155,17 TOTAL– – – 912 3,23 2,38 6,724 46,29 30,83 10,703 108,79 77,75 1– – – 34 46 35 4,118 253,76 185,71 7,935 535,79 373,17 2

136

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 2,77,584 3725,36 3057,67 3,80,548 6005,48 4953,391. Direct Finance 2,71,805 3462,60 2850,07 3,73,879 4934,36 4138,852. Indirect Finance 5,779 262,76 207,60 6,669 1071,12 814,54

II. INDUSTRY 29,124 7763,99 5335,61 48,011 9734,45 6525,421. Mining & Quarrying 806 53,31 43,26 507 77,58 61,642. Food Manufacturing & Processing 2,226 777,27 553,62 4,885 1352,08 814,36

(a) Rice Mills, Flour & Dal Mills 1,510 462,69 313,25 2,757 1000,88 560,51(b) Sugar 32 63,12 47,55 10 56,17 39,71(c) Edible Oils & Vanaspati 98 48,28 38,52 235 143,21 110,84(d) Tea Processing 11 1,70 1,30 4 75 12(e) Processing of Fruits & Vegetables 18 16,71 13,96 28 25,64 17,25(f) Others 557 184,77 139,05 1,851 125,43 85,93

3. Beverage & Tobacco 132 22,39 18,37 69 34,66 30,904. Textiles 4,434 3851,65 2491,25 7,909 2662,84 1653,75

(a) Cotton Textiles 1,512 1894,49 1417,11 953 963,90 583,68(b) Jute & Other Natural Fibre Textiles 36 16,96 14,65 176 22,39 20,66(c) Handloom Textiles & Khadi 304 63,13 55,04 1,024 30,32 17,26(d) Other Textiles & Textile Products 2,582 1877,07 1004,45 5,756 1646,24 1032,15

5. Paper, Paper Products & Printing 623 204,48 135,75 942 517,12 429,306. Leather & Leather Products 132 21,71 18,88 378 77,19 61,167. Rubber & Plastic Products 729 280,56 185,68 1,088 169,65 119,658. Chemicals & Chemical Products 668 132,47 98,04 969 279,27 204,47

(a) Heavy Industrial Chemicals 191 17,97 15,53 151 121,49 82,12(b) Fertilisers 8 3,10 2,64 26 2,28 1,66(c) Drugs & Pharmaceuticals 81 26,25 22,47 213 71,69 64,25(d) Non-Edible Oils 16 3,45 2,58 18 8,06 6,34(e) Other Chemicals & Chemical Products 372 81,69 54,81 561 75,75 50,11

9. Petroleum, Coal Products & Nuclear Fuels 50 6,49 4,69 58 18,08 14,6510. Manufacture of Cement & Cement Products 101 10,47 6,80 178 26,43 22,7911. Basic Metals & Metal Products 2,264 1012,25 737,53 3,918 943,61 673,04

(a) Iron & Steel 883 757,40 547,96 1,223 639,32 453,40(b) Non-Ferrous Metals 317 54,31 42,01 74 21,77 12,87(c) Metal Products 1,064 200,54 147,56 2,621 282,52 206,78

12. Engineering 2,329 482,36 392,71 5,195 756,22 571,92(a) Heavy Engineering 426 45,88 37,56 542 130,66 112,42(b) Light Engineering 1,497 312,20 249,81 2,868 517,87 371,30(c) Electrical Machinery & Goods 319 115,72 97,75 802 85,79 70,21(d) Electronic Machinery & Goods 87 8,56 7,59 983 21,90 17,99

13. Vehicles, Vehicle Parts & Transport Equipments 1,768 368,77 252,62 1,900 593,99 412,2214. Other Industries 8,350 245,39 186,93 17,492 1098,45 601,6315. Electricity, Gas & Water 53 28,14 7,79 50 477,11 450,34

(a) Electricity Generation & Transmission 35 3,14 2,57 20 473,88 447,70(b) Non-Conventional Energy 1 4 2 6 51 52(c) Gas, Steam & Water Supply 17 24,97 5,20 24 2,71 2,13

16. Construction 4,459 266,28 201,68 2,473 650,15 403,58III. TRANSPORT OPERATORS 810 50,31 38,02 5,712 64,70 54,25IV. PROFESSIONAL AND OTHER SERVICES 4,992 484,51 375,86 23,294 1173,48 906,19V. PERSONAL LOANS 2,40,866 3837,95 3072,16 3,49,087 5862,75 4924,24

1. Loans for Purchase of Consumer Durables 8,953 55,06 42,95 9,974 71,02 57,222. Loans for Housing 68,535 2089,40 1751,93 94,060 2938,40 2659,173. Rest of the Personal Loans 1,63,378 1693,48 1277,28 2,45,053 2853,33 2207,84

VI. TRADE 36,089 1988,13 1620,10 93,033 2783,33 2054,431. Wholesale Trade 4,238 740,35 585,41 4,824 556,29 417,782. Retail Trade 31,851 1247,79 1034,69 88,209 2227,05 1636,65

VII. FINANCE 228 37,33 24,09 1,294 194,25 96,67VIII. ALL OTHERS 22,460 326,53 264,82 74,340 2175,33 1637,26

TOTAL BANK CREDIT 6,12,153 18214,11 13788,32 9,75,319 27993,77 21151,84OF WHICH: 1. Artisans and Village & Tiny Industries 5,413 264,25 189,29 3,254 66,10 51,85

2. Other Small Scale Industries 12,157 1706,49 1231,26 30,386 3758,04 2443,10

137

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

PUNJAB (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

2 32 18 61,748 584,30 493,43 14,620 369,66 305,16 7,34,502 10685,12 8809,83 I1 2 2 61,274 577,57 488,51 13,510 302,36 255,23 7,20,469 9276,91 7732,68 11 30 16 474 6,73 4,92 1,110 67,30 49,94 14,033 1408,21 1077,14 2

297 123,50 75,94 5,342 19,10 14,14 1,655 1583,17 952,46 84,429 19224,20 12903,56 II– – – 7 44 39 92 34,53 21,69 1,412 165,86 126,98 11 50 16 5 33 31 65 54,08 45,17 7,182 2184,27 1413,62 2– – – 2 1 – 14 35,06 30,46 4,283 1498,63 904,22 2(a)– – – – – – – – – 42 119,29 87,26 2(b)– – – – – – 13 7,47 5,77 346 198,95 155,12 2(c)– – – – – – – – – 15 2,45 1,42 2(d)– – – – – – – – – 46 42,36 31,21 2(e)1 50 16 3 33 30 38 11,55 8,94 2,450 322,58 234,39 2(f)2 56 45 – – – – – – 203 57,61 49,72 3

26 44,10 19,34 145 1,74 1,04 283 755,16 371,23 12,797 7315,49 4536,61 49 35,60 15,24 1 3 3 83 623,28 295,20 2,558 3517,30 2311,26 4(a)– – – 56 1,03 54 1 – – 269 40,38 35,84 4(b)– – – 76 22 15 5 9 9 1,409 93,75 72,54 4(c)

17 8,50 4,10 12 46 33 194 131,79 75,94 8,561 3664,06 2116,96 4(d)5 7,22 3,57 39 14 8 112 117,32 77,43 1,721 846,28 646,13 54 5,05 3,28 2 1 – 65 44,66 35,01 581 148,61 118,33 63 27 24 – – – 74 44,60 35,44 1,894 495,08 341,02 73 9 6 14 48 17 84 81,14 56,77 1,738 493,44 359,52 82 6 3 – – – 15 64,03 41,82 359 203,55 139,50 8(a)– – – 1 30 4 3 8,87 7,75 38 14,55 12,10 8(b)– – – – – – 38 1,91 1,50 332 99,86 88,22 8(c)– – – – – – 7 1,85 1,66 41 13,36 10,58 8(d)1 3 3 13 18 13 21 4,47 4,04 968 162,12 109,12 8(e)– – – 8 26 20 2 18 1 118 25,02 19,55 9– – – – – – 19 12,96 9,77 298 49,86 39,36 10

76 8,82 2,58 1 3 3 121 128,94 97,77 6,380 2093,64 1510,95 1171 2,99 2,06 – – – 44 115,25 89,21 2,221 1514,95 1092,63 11(a)

– – – – – – – – – 391 76,09 54,87 11(b)5 5,83 52 1 3 3 77 13,69 8,56 3,768 502,60 363,44 11(c)

15 10,92 7,69 3 1 1 156 177,11 97,75 7,698 1426,62 1070,08 122 4,82 4,10 – – – 50 141,55 68,92 1,020 322,91 223,00 12(a)4 12 6 – – – 56 7,38 4,50 4,425 837,57 625,68 12(b)8 5,94 3,49 3 1 1 24 12,53 11,65 1,156 219,99 183,11 12(c)1 4 4 – – – 26 15,64 12,67 1,097 46,15 38,29 12(d)

15 28,26 25,49 4 6 5 163 83,23 61,90 3,850 1074,31 752,28 13131 16,58 12,18 5,021 11,25 7,81 128 21,56 19,27 31,122 1393,25 827,81 14

– – – – – – 1 2 2 104 505,27 458,15 15– – – – – – – – – 55 477,02 450,27 15(a)– – – – – – – – – 7 55 54 15(b)– – – – – – 1 2 2 42 27,70 7,35 15(c)

16 1,14 91 93 4,36 4,06 290 27,68 23,23 7,331 949,60 633,46 16154 5,91 5,86 810 2,16 1,33 3,563 120,81 115,54 11,049 243,89 215,00 III305 26,44 23,77 1,019 7,68 6,22 1,631 279,21 184,44 31,241 1971,33 1496,47 IV

10,002 383,42 289,88 10,911 98,46 80,68 1,26,035 3722,56 2848,84 7,36,901 13905,14 11215,80 V215 1,41 1,39 1,013 6,77 5,12 776 5,79 5,01 20,931 140,06 111,70 1903 76,27 76,27 1,484 29,81 25,79 16,716 1314,55 1173,56 1,81,698 6448,43 5686,73 2

8,884 305,74 212,21 8,414 61,88 49,77 1,08,543 2402,22 1670,28 5,34,272 7316,65 5417,37 3284 39,52 30,25 6,682 21,47 15,10 3,397 455,31 349,09 1,39,485 5287,77 4068,98 VI37 16,26 8,72 548 2,16 1,43 686 177,67 135,45 10,333 1492,73 1148,79 1

247 23,26 21,53 6,134 19,31 13,67 2,711 277,64 213,64 1,29,152 3795,04 2920,19 218 84 74 134 71 60 59 30,82 10,29 1,733 263,93 132,38 VII

2,508 99,15 49,93 5,280 41,61 35,96 6,955 191,02 141,48 1,11,543 2833,64 2129,45 VIII

13,570 679,10 476,55 91,926 775,49 647,46 1,57,915 6752,55 4907,30 18,50,883 54415,01 40971,47 TOTAL8 1,31 17 4,828 10,96 7,61 27 1,25 92 13,530 343,87 249,84 19 15,60 4,82 368 2,03 1,59 558 213,20 148,18 43,478 5695,36 3828,95 2

138

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 4,98,778 4118,53 3444,05 5,18,543 4220,56 3869,641. Direct Finance 4,95,694 3933,08 3301,86 5,14,171 3332,97 3108,172. Indirect Finance 3,084 185,45 142,19 4,372 887,59 761,47

II. INDUSTRY 40,628 4181,15 3114,89 34,512 11212,78 8502,271. Mining & Quarrying 972 190,41 144,89 1,361 189,42 156,812. Food Manufacturing & Processing 4,312 450,46 349,91 2,162 223,81 164,65

(a) Rice Mills, Flour & Dal Mills 634 108,95 68,89 937 66,28 45,54(b) Sugar 30 2,83 2,56 4 7,77 5,29(c) Edible Oils & Vanaspati 620 225,52 195,60 262 60,20 46,34(d) Tea Processing 10 1,13 1,01 8 2,63 2,41(e) Processing of Fruits & Vegetables 20 2,35 2,18 20 1,66 1,60(f) Others 2,998 109,68 79,66 931 85,27 63,47

3. Beverage & Tobacco 47 5,35 3,91 61 42,07 32,874. Textiles 4,334 1307,96 1007,12 6,586 2238,78 1408,93

(a) Cotton Textiles 670 384,60 293,49 3,517 1026,04 629,61(b) Jute & Other Natural Fibre Textiles 181 12,58 10,81 1,073 22,11 18,31(c) Handloom Textiles & Khadi 791 126,78 91,79 154 5,19 2,99(d) Other Textiles & Textile Products 2,692 783,99 611,02 1,842 1185,45 758,02

5. Paper, Paper Products & Printing 660 58,08 48,33 480 60,35 49,766. Leather & Leather Products 2,544 12,04 8,70 571 14,59 12,827. Rubber & Plastic Products 603 95,12 66,77 538 170,33 99,398. Chemicals & Chemical Products 954 177,42 133,19 1,468 670,37 492,60

(a) Heavy Industrial Chemicals 129 40,55 28,76 132 87,28 45,71(b) Fertilisers 16 27,75 23,73 30 414,07 306,03(c) Drugs & Pharmaceuticals 79 15,46 11,53 728 103,52 97,54(d) Non-Edible Oils 21 3,74 2,92 13 5,49 2,00(e) Other Chemicals & Chemical Products 709 89,93 66,26 565 60,00 41,32

9. Petroleum, Coal Products & Nuclear Fuels 30 5,05 4,08 22 53,35 18,0610. Manufacture of Cement & Cement Products 603 226,82 134,61 551 662,58 563,7511. Basic Metals & Metal Products 1,344 305,81 245,29 1,523 680,57 427,69

(a) Iron & Steel 540 198,57 165,36 315 282,85 142,73(b) Non-Ferrous Metals 123 59,44 41,53 103 206,05 127,52(c) Metal Products 681 47,81 38,40 1,105 191,67 157,43

12. Engineering 2,356 346,57 295,28 1,756 438,54 332,06(a) Heavy Engineering 105 40,09 34,85 692 80,40 57,87(b) Light Engineering 1,612 79,36 65,28 423 56,41 40,94(c) Electrical Machinery & Goods 445 155,58 130,76 528 244,65 182,80(d) Electronic Machinery & Goods 194 71,53 64,39 113 57,08 50,46

13. Vehicles, Vehicle Parts & Transport Equipments 149 28,68 18,30 216 69,24 64,1314. Other Industries 16,554 423,76 323,42 14,740 882,20 662,5015. Electricity, Gas & Water 87 251,08 197,86 123 2671,21 2251,54

(a) Electricity Generation & Transmission 38 244,84 194,51 104 2662,13 2243,32(b) Non-Conventional Energy 6 28 27 5 6,89 6,93(c) Gas, Steam & Water Supply 43 5,97 3,08 14 2,18 1,30

16. Construction 5,079 296,56 133,22 2,354 2145,38 1764,71III. TRANSPORT OPERATORS 2,121 49,32 34,44 3,483 217,73 144,38IV. PROFESSIONAL AND OTHER SERVICES 7,216 429,72 353,76 42,636 779,05 617,98V. PERSONAL LOANS 3,83,042 5304,48 4213,66 2,60,028 3843,58 3237,41

1. Loans for Purchase of Consumer Durables 9,122 39,69 24,44 10,683 66,69 53,832. Loans for Housing 72,070 2720,42 2284,00 62,167 2028,02 1869,203. Rest of the Personal Loans 3,01,850 2544,37 1905,22 1,87,178 1748,87 1314,39

VI. TRADE 1,04,328 2290,77 1703,19 1,06,906 2638,94 2055,251. Wholesale Trade 1,241 1055,33 756,22 5,388 864,68 710,082. Retail Trade 1,03,087 1235,44 946,97 1,01,518 1774,26 1345,17

VII. FINANCE 214 120,75 96,66 1,116 261,96 241,98VIII. ALL OTHERS 3,663 83,89 68,33 44,901 1077,77 718,81

TOTAL BANK CREDIT 10,39,990 16578,62 13028,98 10,12,125 24252,38 19387,73OF WHICH: 1. Artisans and Village & Tiny Industries 9,834 90,30 68,92 8,123 72,21 59,06

2. Other Small Scale Industries 22,489 1138,58 867,34 13,041 1540,52 1161,75

139

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

RAJASTHAN (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

2 1,00 59 3,58,284 1906,27 1637,56 24,971 453,02 412,33 14,00,578 10699,38 9364,17 I– – – 3,48,346 1847,18 1588,53 24,416 224,83 200,45 13,82,627 9338,05 8199,02 12 1,00 59 9,938 59,09 49,03 555 228,19 211,87 17,951 1361,32 1165,15 2

196 225,33 121,35 29,423 113,08 80,91 4,030 1298,54 869,97 1,08,789 17030,88 12689,39 II– – – 111 7,88 5,58 42 44,21 11,38 2,486 431,92 318,67 1– – – 190 5,62 4,18 260 42,72 32,48 6,924 722,60 551,22 2– – – 142 4,04 3,01 139 19,15 18,27 1,852 198,41 135,71 2(a)– – – 1 3 3 – – – 35 10,62 7,87 2(b)– – – 10 31 26 68 19,24 11,10 960 305,28 253,30 2(c)– – – – – – – – – 18 3,76 3,42 2(d)– – – 6 40 25 – – – 46 4,40 4,03 2(e)– – – 31 85 64 53 4,33 3,11 4,013 200,13 146,88 2(f)– – – 6 34 22 11 14,49 11,47 125 62,24 48,48 3

21 23,26 16,89 257 8,38 6,31 369 297,96 110,07 11,567 3876,34 2549,31 413 19,55 14,28 60 2,48 1,67 105 59,53 51,66 4,365 1492,20 990,71 4(a)

– – – 44 81 48 2 – – 1,300 35,50 29,60 4(b)– – – 7 9 4 31 5,44 4,95 983 137,51 99,78 4(c)8 3,71 2,60 146 4,99 4,12 231 232,98 53,46 4,919 2211,13 1429,22 4(d)1 3 3 14 97 81 77 11,19 9,23 1,232 130,62 108,16 5– – – 51 53 42 64 44 39 3,230 27,60 22,33 61 2 2 9 47 23 61 33,73 28,39 1,212 299,67 194,80 77 70,41 32,96 255 1,68 1,26 81 35,53 32,00 2,765 955,41 692,01 81 34,00 – – – – 9 68 38 271 162,50 74,86 8(a)2 35,30 32,02 – – – – – – 48 477,12 361,77 8(b)1 25 23 4 1 1 34 28,22 26,65 846 147,46 135,94 8(c)– – – – – – – – – 34 9,23 4,92 8(d)3 86 71 251 1,67 1,25 38 6,63 4,97 1,566 159,09 114,52 8(e)– – – 7 66 44 9 2,61 1,07 68 61,67 23,66 9– – – 25 1,18 92 21 5,13 17 1,200 895,70 699,45 10

13 9,19 3,06 27 87 68 133 82,42 59,94 3,040 1078,86 736,65 1112 1,29 64 6 45 35 31 37,21 34,25 904 520,38 343,33 11(a)

1 7,90 2,42 – – – 10 17,32 13,97 237 290,70 185,43 11(b)– – – 21 42 33 92 27,89 11,72 1,899 267,79 207,89 11(c)

24 86,38 38,08 21 1,20 98 176 230,78 173,80 4,333 1103,47 840,20 121 2 – 4 15 14 16 13,95 11,81 818 134,61 104,66 12(a)1 3,50 2,96 7 79 65 36 9,38 8,58 2,079 149,44 118,42 12(b)

12 6,99 4,12 5 23 17 92 141,33 132,40 1,082 548,80 450,25 12(c)10 75,87 31,00 5 2 1 32 66,11 21,01 354 270,62 166,87 12(d)

6 18,43 17,73 80 47 30 85 27,50 19,03 536 144,31 119,50 1389 9,85 8,73 27,568 66,00 44,82 1,524 163,89 136,94 60,475 1545,71 1176,41 14

– – – 6 82 67 5 56,03 45,10 221 2979,13 2495,18 15– – – – – – 4 55,64 45,10 146 2962,61 2482,93 15(a)– – – – – – – – – 11 7,17 7,20 15(b)– – – 6 82 67 1 39 – 64 9,35 5,05 15(c)

34 7,75 3,86 796 16,03 13,08 1,112 249,91 198,51 9,375 2715,63 2113,38 1614 1,15 97 4,176 20,00 13,69 16,289 496,99 474,64 26,083 785,20 668,12 III

464 123,79 121,09 15,003 51,77 37,92 4,641 434,32 317,43 69,960 1818,65 1448,18 IV10,787 361,34 277,89 1,05,772 615,95 487,30 2,22,838 4587,74 3612,15 9,82,467 14713,09 11828,41 V

253 2,76 2,69 9,279 42,31 31,21 662 5,65 4,79 29,999 157,10 116,96 11,745 143,43 143,40 19,399 185,61 150,64 28,349 1662,08 1521,96 1,83,730 6739,56 5969,20 28,789 215,15 131,79 77,094 388,03 305,45 1,93,827 2920,00 2085,40 7,68,738 7816,42 5742,25 3

369 61,49 47,15 48,048 177,01 129,03 12,551 920,82 623,45 2,72,202 6089,04 4558,07 VI64 31,91 19,66 3,148 22,51 16,86 632 422,19 298,40 10,473 2396,62 1801,22 1

305 29,57 27,49 44,900 154,50 112,17 11,919 498,63 325,04 2,61,729 3692,42 2756,84 224 5,99 5,88 1,547 6,01 4,65 95 130,78 83,43 2,996 525,49 432,59 VII

913 37,91 20,94 34,688 168,30 141,51 7,288 183,95 138,39 91,453 1551,82 1087,98 VIII

12,769 818,00 595,85 5,96,941 3058,40 2532,57 2,92,703 8506,15 6531,79 29,54,528 53213,54 42076,92 TOTAL8 46 43 25,088 54,77 36,88 763 2,39 2,05 43,816 220,14 167,34 12 1,00 36 2,557 24,26 17,44 1,460 147,78 112,80 39,549 2852,14 2159,69 2

140

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Contd.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 2,042 578,24 552,93 14,616 1189,63 787,401. Direct Finance 1,974 76,12 68,83 14,401 534,31 369,092. Indirect Finance 68 502,12 484,10 215 655,32 418,31

II. INDUSTRY 1,124 1605,15 1137,19 9,799 5366,64 3961,981. Mining & Quarrying 1 15 15 18 21,88 17,902. Food Manufacturing & Processing 49 124,84 95,41 173 362,44 269,44

(a) Rice Mills, Flour & Dal Mills 4 1,43 94 48 135,00 92,82(b) Sugar 12 88,61 69,18 – – –(c) Edible Oils & Vanaspati 11 20,16 13,77 9 83,38 47,15(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – 1 5 3(f) Others 22 14,65 11,52 115 144,01 129,44

3. Beverage & Tobacco 6 29,47 19,75 8 12,44 3,944. Textiles 94 261,58 219,41 776 901,39 577,07

(a) Cotton Textiles 62 205,99 174,14 342 51,35 37,79(b) Jute & Other Natural Fibre Textiles 1 40 8 241 3,92 2,97(c) Handloom Textiles & Khadi 1 4 4 – – –(d) Other Textiles & Textile Products 30 55,16 45,16 193 846,13 536,32

5. Paper, Paper Products & Printing 43 47,67 41,60 127 61,05 43,376. Leather & Leather Products 13 12,35 6,01 24 65,30 57,937. Rubber & Plastic Products 21 17,63 16,93 75 9,11 6,778. Chemicals & Chemical Products 115 474,57 248,20 233 471,37 340,15

(a) Heavy Industrial Chemicals 2 1,84 1,67 52 155,91 124,00(b) Fertilisers 1 60 19 3 3,09 3,02(c) Drugs & Pharmaceuticals 80 428,76 208,70 115 261,63 182,52(d) Non-Edible Oils 2 2,50 2,45 – – –(e) Other Chemicals & Chemical Products 30 40,87 35,17 63 50,75 30,61

9. Petroleum, Coal Products & Nuclear Fuels 2 15 1 8 2,44 2,3510. Manufacture of Cement & Cement Products 4 1,00 55 15 13,29 12,2611. Basic Metals & Metal Products 257 247,35 186,39 765 1091,10 630,96

(a) Iron & Steel 109 211,44 158,30 82 986,99 562,31(b) Non-Ferrous Metals 49 13,84 9,39 27 19,28 9,95(c) Metal Products 99 22,08 18,69 656 84,84 58,71

12. Engineering 184 175,50 150,65 449 275,98 194,82(a) Heavy Engineering 17 52,09 39,53 46 128,93 67,31(b) Light Engineering 123 9,51 7,06 266 50,99 45,22(c) Electrical Machinery & Goods 25 52,18 47,70 92 35,96 26,00(d) Electronic Machinery & Goods 19 61,73 56,36 45 60,10 56,30

13. Vehicles, Vehicle Parts & Transport Equipments 80 27,33 21,30 105 112,73 76,0514. Other Industries 171 33,26 25,84 6,850 999,74 958,1615. Electricity, Gas & Water – – – 10 220,49 200,28

(a) Electricity Generation & Transmission – – – 7 220,14 200,03(b) Non-Conventional Energy – – – 1 3 3(c) Gas, Steam & Water Supply – – – 2 32 22

16. Construction 84 152,29 104,99 163 745,88 570,50III. TRANSPORT OPERATORS 42 3,63 2,62 989 7,34 4,99IV. PROFESSIONAL AND OTHER SERVICES 382 104,26 64,24 4,898 680,75 519,46V. PERSONAL LOANS 30,836 652,72 511,91 46,070 1824,92 1601,57

1. Loans for Purchase of Consumer Durables 758 7,74 5,31 1,433 13,21 10,672. Loans for Housing 6,519 314,17 259,43 17,880 1391,90 1273,213. Rest of the Personal Loans 23,559 330,81 247,17 26,757 419,81 317,70

VI. TRADE 1,442 3897,86 1925,01 3,965 841,23 481,341. Wholesale Trade 305 3719,04 1788,77 559 181,43 127,142. Retail Trade 1,137 178,82 136,24 3,406 659,80 354,19

VII. FINANCE 9 349,32 349,24 53 339,88 252,63VIII. ALL OTHERS 1,757 68,17 51,68 7,527 403,46 224,33

TOTAL BANK CREDIT 37,634 7259,36 4594,83 87,917 10653,86 7833,69OF WHICH: 1. Artisans and Village & Tiny Industries 22 33 25 44 1,81 1,20

2. Other Small Scale Industries 405 63,32 48,88 7,595 439,47 369,02

141

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

CHANDIGARH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

2 8 5 – – – 1,319 890,37 852,19 17,979 2658,33 2192,57 I1 2 – – – – 978 126,19 122,71 17,354 736,65 560,63 11 6 5 – – – 341 764,18 729,48 625 1921,69 1631,94 2

132 209,12 56,71 – – – 349 318,51 254,16 11,404 7499,43 5410,03 II– – – – – – 1 20,00 20,01 20 42,03 38,06 12 32 20 – – – 29 12,74 8,60 253 500,34 373,65 21 2 1 – – – 6 4,91 3,40 59 141,36 97,18 2(a)– – – – – – – – – 12 88,61 69,18 2(b)– – – – – – – – – 20 103,54 60,92 2(c)– – – – – – – – – – – – 2(d)– – – – – – 6 7,13 4,73 7 7,18 4,76 2(e)1 30 19 – – – 17 70 48 155 159,65 141,62 2(f)1 75 44 – – – 3 3,86 3,87 18 46,52 28,00 35 6,52 19 – – – 16 11,62 5,64 891 1181,12 802,32 44 2,06 19 – – – 12 11,45 5,51 420 270,85 217,62 4(a)– – – – – – – – – 242 4,32 3,04 4(b)– – – – – – 1 12 9 2 16 13 4(c)1 4,46 – – – – 3 5 4 227 905,79 581,52 4(d)– – – – – – 21 17,86 11,18 191 126,57 96,15 5– – – – – – 3 2 2 40 77,67 63,96 61 40,10 3,22 – – – 15 3,25 2,79 112 70,09 29,71 7

13 49,51 16,51 – – – 62 89,62 75,13 423 1085,07 679,98 8– – – – – – 10 42,05 29,47 64 199,80 155,14 8(a)– – – – – – – – – 4 3,69 3,22 8(b)

12 49,46 16,48 – – – 39 44,28 44,15 246 784,12 451,85 8(c)– – – – – – – – – 2 2,50 2,45 8(d)1 4 3 – – – 13 3,29 1,51 107 94,95 67,32 8(e)1 3 – – – – – – – 11 2,62 2,36 9– – – – – – 4 5,64 4,52 23 19,93 17,33 10

17 1,39 1,25 – – – 19 89 80 1,058 1340,74 819,39 1115 1,19 1,05 – – – 3 25 22 209 1199,86 721,87 11(a)

– – – – – – – – – 76 33,11 19,34 11(b)2 20 20 – – – 16 64 58 773 107,76 78,18 11(c)

26 94,24 21,99 – – – 38 25,51 17,16 697 571,23 384,62 127 55,00 15,82 – – – 8 7,35 5,42 78 243,37 128,08 12(a)

12 37,27 4,88 – – – 14 15,53 11,29 415 113,30 68,44 12(b)4 1,44 77 – – – 6 2,31 38 127 91,89 74,85 12(c)3 52 52 – – – 10 32 7 77 122,68 113,25 12(d)8 13,44 10,99 – – – 11 13,52 11,96 204 167,03 120,30 13

33 1,42 1,16 – – – 24 2,67 1,32 7,078 1037,09 986,49 14– – – – – – 2 5,34 5,23 12 225,83 205,51 15– – – – – – 2 5,34 5,23 9 225,48 205,26 15(a)– – – – – – – – – 1 3 3 15(b)– – – – – – – – – 2 32 22 15(c)

25 1,42 75 – – – 101 105,96 85,94 373 1005,55 762,18 167 54 23 – – – 1,214 89,47 89,41 2,252 100,98 97,25 III

317 17,14 15,57 – – – 473 84,16 58,29 6,070 886,32 657,55 IV8,133 229,89 163,14 1 3 3 40,480 1702,70 1378,88 1,25,520 4410,26 3655,53 V1,265 5,68 3,78 – – – 266 2,02 1,58 3,722 28,65 21,34 1

531 52,36 51,05 – – – 6,846 849,09 727,34 31,776 2607,52 2311,03 26,337 171,85 108,32 1 3 3 33,368 851,59 649,95 90,022 1774,09 1323,17 3

96 21,33 8,82 – – – 348 164,89 121,66 5,851 4925,32 2536,83 VI15 8,00 3,77 – – – 66 98,28 72,00 945 4006,76 1991,68 181 13,33 5,05 – – – 282 66,61 49,66 4,906 918,56 545,15 24 29 29 – – – 78 344,45 343,20 144 1033,94 945,37 VII

1,723 60,27 30,80 – – – 1,688 57,21 38,15 12,695 589,11 344,96 VIII

10,414 538,67 275,61 1 3 3 45,949 3651,77 3135,93 1,81,915 22103,69 15840,09 TOTAL3 24 11 – – – 2 20 16 71 2,58 1,72 1

12 5,75 4,89 – – – 42 21,13 13,91 8,054 529,68 436,70 2

142

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTHERN REGION (Concld.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 1,437 3470,25 2606,37 4,368 10395,64 8445,971. Direct Finance 1,106 773,67 618,33 2,749 475,66 344,472. Indirect Finance 331 2696,58 1988,04 1,619 9919,99 8101,50

II. INDUSTRY 64,718 32526,72 19876,30 36,116 65532,91 42829,811. Mining & Quarrying 118 1133,50 769,48 161 1980,89 1790,862. Food Manufacturing & Processing 472 1629,99 1294,19 1,819 1534,98 958,37

(a) Rice Mills, Flour & Dal Mills 111 911,05 723,34 279 733,74 460,96(b) Sugar 29 319,77 260,99 22 162,37 66,61(c) Edible Oils & Vanaspati 41 88,04 65,45 92 182,04 157,22(d) Tea Processing – – – 8 2,64 2,37(e) Processing of Fruits & Vegetables 6 21,10 14,99 18 22,12 14,12(f) Others 285 290,03 229,41 1,400 432,07 257,09

3. Beverage & Tobacco 30 233,20 186,20 129 347,61 227,814. Textiles 50,993 1429,58 985,76 10,064 5955,36 4120,69

(a) Cotton Textiles 48,976 356,90 248,55 702 1646,04 1151,30(b) Jute & Other Natural Fibre Textiles 291 15,40 11,03 54 9,18 4,63(c) Handloom Textiles & Khadi 885 59,02 44,62 80 26,87 20,72(d) Other Textiles & Textile Products 841 998,26 681,56 9,228 4273,27 2944,04

5. Paper, Paper Products & Printing 1,596 590,27 447,49 1,946 1215,71 960,976. Leather & Leather Products 108 103,31 84,74 1,042 363,07 269,537. Rubber & Plastic Products 895 386,84 279,22 1,788 1054,87 838,008. Chemicals & Chemical Products 684 2757,49 899,74 2,709 3995,01 2787,30

(a) Heavy Industrial Chemicals 88 1814,90 239,57 334 1115,03 701,18(b) Fertilisers 8 276,66 140,81 34 1350,97 1125,35(c) Drugs & Pharmaceuticals 69 266,30 223,43 1,489 1039,76 578,05(d) Non-Edible Oils 6 26,80 18,28 23 36,63 30,80(e) Other Chemicals & Chemical Products 513 372,82 277,65 829 452,63 351,93

9. Petroleum, Coal Products & Nuclear Fuels 18 656,07 366,05 71 1438,30 1414,9110. Manufacture of Cement & Cement Products 34 59,61 54,53 213 1213,86 1011,8811. Basic Metals & Metal Products 800 6517,51 2581,27 1,982 3220,86 2355,14

(a) Iron & Steel 295 3781,33 2110,35 436 2292,84 1596,04(b) Non-Ferrous Metals 182 130,78 66,86 225 143,22 111,67(c) Metal Products 323 2605,40 404,06 1,321 784,80 647,42

12. Engineering 1,598 2507,53 1856,27 4,465 3455,15 2734,79(a) Heavy Engineering 50 111,95 106,17 498 664,74 530,66(b) Light Engineering 729 767,28 647,69 1,330 645,03 459,55(c) Electrical Machinery & Goods 615 1014,07 818,62 1,504 913,25 642,08(d) Electronic Machinery & Goods 204 614,23 283,79 1,133 1232,14 1102,51

13. Vehicles, Vehicle Parts & Transport Equipments 346 794,52 526,16 1,151 1799,84 1555,2714. Other Industries 6,234 2143,65 1678,16 6,274 12260,20 1758,4215. Electricity, Gas & Water 86 2355,03 1595,21 213 14516,64 10945,76

(a) Electricity Generation & Transmission 61 1650,37 1001,75 159 13783,71 10273,36(b) Non-Conventional Energy 5 7,33 4,50 19 218,13 200,19(c) Gas, Steam & Water Supply 20 697,33 588,96 35 514,79 472,21

16. Construction 706 9228,65 6271,83 2,089 11180,58 9100,11III. TRANSPORT OPERATORS 275 55,60 47,99 2,341 692,07 646,49IV. PROFESSIONAL AND OTHER SERVICES 2,267 5030,33 2429,49 20,408 7160,64 4851,49V. PERSONAL LOANS 1,41,031 3462,42 2667,04 3,26,211 9883,84 8187,59

1. Loans for Purchase of Consumer Durables 8,327 93,79 63,82 11,454 112,78 99,712. Loans for Housing 21,982 1941,91 1570,55 71,610 6514,17 5602,453. Rest of the Personal Loans 1,10,722 1426,73 1032,67 2,43,147 3256,90 2485,43

VI. TRADE 5,325 8803,22 7643,34 32,222 12951,81 8986,321. Wholesale Trade 1,022 7733,33 6794,44 10,685 9905,89 6727,432. Retail Trade 4,303 1069,88 848,90 21,537 3045,92 2258,89

VII. FINANCE 98 2490,40 2190,17 856 15378,88 13167,53VIII. ALL OTHERS 51,327 1277,09 802,96 79,856 5811,33 3513,31

TOTAL BANK CREDIT 2,66,478 57116,03 38263,67 5,02,378 127807,13 90628,51OF WHICH: 1. Artisans and Village & Tiny Industries 591 34,04 26,74 684 61,15 46,39

2. Other Small Scale Industries 43,265 1179,80 875,86 13,471 3428,90 2624,23

143

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

DELHI (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

962 204,38 52,76 1 2 2 1,505 701,48 566,32 8,273 14771,78 11671,43 I927 161,57 50,30 1 2 2 690 257,37 235,13 5,473 1668,30 1248,25 135 42,81 2,46 – – – 815 444,11 331,19 2,800 13103,48 10423,19 2

18,676 14608,57 8831,54 – – – 5,804 13465,55 9489,18 1,25,314 126133,76 81026,82 II8 377,41 188,97 – – – 43 151,16 136,63 330 3642,96 2885,95 1

84 1623,89 990,84 – – – 385 921,72 741,85 2,760 5710,58 3985,24 216 216,58 213,79 – – – 231 336,95 289,62 637 2198,32 1687,71 2(a)

1 5,00 1,70 – – – 26 311,20 231,36 78 798,33 560,66 2(b)7 332,44 223,51 – – – 7 7,10 5,87 147 609,63 452,05 2(c)1 10 10 – – – 4 1,89 1,61 13 4,63 4,08 2(d)3 10 9 – – – 22 43,43 31,63 49 86,75 60,84 2(e)

56 1069,67 551,66 – – – 95 221,16 181,75 1,836 2012,92 1219,91 2(f)41 424,49 327,00 – – – 72 162,66 129,38 272 1167,97 870,39 3

3,141 1044,09 611,87 – – – 932 908,03 666,81 65,130 9337,06 6385,12 41,620 386,37 188,01 – – – 89 258,22 190,24 51,387 2647,52 1778,09 4(a)

– – – – – – 4 63 53 349 25,20 16,20 4(b)1,203 113,81 42,25 – – – 15 27,51 24,94 2,183 227,21 132,52 4(c)

318 543,92 381,61 – – – 824 621,67 451,10 11,211 6437,13 4458,31 4(d)83 803,88 603,35 – – – 263 603,78 487,40 3,888 3213,63 2499,21 535 143,53 117,34 – – – 173 84,45 75,16 1,358 694,36 546,76 6

229 39,90 36,51 – – – 181 172,93 124,66 3,093 1654,53 1278,40 71,071 2062,83 1272,61 – – – 361 1773,72 1479,93 4,825 10589,05 6439,59 8

41 673,25 327,41 – – – 41 183,28 92,75 504 3786,46 1360,91 8(a)5 67,65 22,26 – – – 26 985,21 925,62 73 2680,48 2214,04 8(b)

595 328,17 194,88 – – – 93 192,23 141,48 2,246 1826,47 1137,84 8(c)1 1,03 1,03 – – – 27 45,06 35,44 57 109,52 85,55 8(d)

429 992,74 727,03 – – – 174 367,94 284,64 1,945 2186,12 1641,25 8(e)20 439,95 451,17 – – – 15 193,67 80,72 124 2727,99 2312,86 9

1,037 29,44 26,97 – – – 79 412,85 259,86 1,363 1715,75 1353,25 10768 1349,22 607,87 – – – 370 1219,34 718,83 3,920 12306,92 6263,11 11630 435,66 195,99 – – – 137 969,86 609,22 1,498 7479,69 4511,61 11(a)64 682,37 272,99 – – – 18 23,84 9,22 489 980,20 460,74 11(b)74 231,20 138,88 – – – 215 225,64 100,39 1,933 3847,03 1290,76 11(c)

8,316 1531,34 761,62 – – – 456 1151,16 574,29 14,835 8645,18 5926,97 1251 139,21 78,94 – – – 78 175,58 108,57 677 1091,49 824,35 12(a)

5,345 367,35 198,15 – – – 185 107,35 73,01 7,589 1887,01 1378,40 12(b)2,802 241,83 138,97 – – – 100 540,24 166,49 5,021 2709,39 1766,15 12(c)

118 782,95 345,56 – – – 93 327,98 226,22 1,548 2957,29 1958,08 12(d)173 1680,46 805,56 – – – 466 820,31 519,57 2,136 5095,13 3406,55 13

1,412 1267,78 909,92 – – – 512 762,64 530,62 14,432 16434,27 4877,13 146 113,91 35,42 – – – 32 734,12 553,61 337 17719,71 13130,00 153 89,83 11,33 – – – 16 653,28 495,72 239 16177,19 11782,16 15(a)2 23,82 23,82 – – – 5 20,30 20,29 31 269,58 248,80 15(b)1 27 27 – – – 11 60,54 37,60 67 1272,94 1099,04 15(c)

2,252 1676,43 1084,53 – – – 1,464 3393,01 2409,86 6,511 25478,67 18866,32 161,954 165,38 141,35 – – – 3,773 239,19 192,69 8,343 1152,25 1028,53 III

13,778 4777,13 3674,35 1 10 10 10,384 4368,00 3229,86 46,838 21336,20 14185,30 IV8,28,871 16196,93 10664,35 1 3 3 4,08,791 12251,20 9719,29 17,04,905 41794,43 31238,30 V

10,881 118,71 113,87 – – – 2,931 29,07 24,69 33,593 354,34 302,09 122,076 5241,06 4673,50 – – – 49,153 4915,45 4346,81 1,64,821 18612,59 16193,32 2

7,95,914 10837,16 5876,98 1 3 3 3,56,707 7306,69 5347,79 15,06,491 22827,50 14742,89 37,238 4328,58 1046,77 – – – 5,312 3249,33 2197,77 50,097 29332,94 19874,19 VI4,920 1141,54 551,30 – – – 2,077 1413,28 975,37 18,704 20194,04 15048,53 12,318 3187,04 495,46 – – – 3,235 1836,05 1222,40 31,393 9138,90 4825,66 2

322 2200,03 886,03 – – – 331 2571,51 2230,28 1,607 22640,82 18474,01 VII47,581 1761,72 918,58 – – – 32,860 1121,41 753,10 2,11,624 9971,56 5987,95 VIII

9,19,382 44242,73 26215,72 3 15 15 4,68,760 37967,69 28378,49 21,57,001 267133,73 183486,53 TOTAL733 43,49 33,15 – – – 41 3,06 1,91 2,049 141,75 108,19 1109 193,19 140,77 – – – 974 378,17 249,58 57,819 5180,05 3890,44 2

144

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 6,486 23,20 19,13 1,182 32,74 31,161. Direct Finance 6,469 22,99 18,97 1,128 19,13 18,072. Indirect Finance 17 22 16 54 13,61 13,09

II. INDUSTRY 1,397 52,62 41,09 375 116,92 70,911. Mining & Quarrying 8 44 35 1 75 172. Food Manufacturing & Processing 96 3,40 2,75 13 4,00 3,05

(a) Rice Mills, Flour & Dal Mills 4 42 32 2 10 10(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 20 17 15 – – –(d) Tea Processing 2 1,60 1,39 5 1,11 1,06(e) Processing of Fruits & Vegetables 7 30 23 – – –(f) Others 63 92 65 6 2,78 1,90

3. Beverage & Tobacco 2 77 68 – – –4. Textiles 122 10,98 9,60 24 69,19 32,00

(a) Cotton Textiles 10 9 7 5 1,70 1,23(b) Jute & Other Natural Fibre Textiles 5 10 5 – – –(c) Handloom Textiles & Khadi 27 1,69 64 11 58,50 23,21(d) Other Textiles & Textile Products 80 9,11 8,84 8 8,99 7,56

5. Paper, Paper Products & Printing 3 1,17 49 5 3,96 3,666. Leather & Leather Products 1 2 1 2 5 57. Rubber & Plastic Products 7 32 24 9 2,89 2,878. Chemicals & Chemical Products 6 2,54 1,08 13 5,66 6,97

(a) Heavy Industrial Chemicals 1 2,00 62 3 27 27(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 2 38 32 3 5,04 6,37(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 3 16 14 7 35 34

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products 3 15 14 – – –11. Basic Metals & Metal Products 16 6,15 5,06 12 93 65

(a) Iron & Steel 6 5,24 4,51 2 38 23(b) Non-Ferrous Metals – – – 1 10 5(c) Metal Products 10 91 55 9 44 37

12. Engineering 6 48 45 9 1,73 1,40(a) Heavy Engineering – – – 1 3 3(b) Light Engineering 3 16 16 6 50 37(c) Electrical Machinery & Goods 3 32 29 1 1,18 98(d) Electronic Machinery & Goods – – – 1 2 2

13. Vehicles, Vehicle Parts & Transport Equipments 6 31 28 1 4 414. Other Industries 621 16,93 11,99 249 8,12 5,1315. Electricity, Gas & Water 2 5 2 – – –

(a) Electricity Generation & Transmission 2 5 2 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 498 8,91 7,98 37 19,61 14,92III. TRANSPORT OPERATORS 257 5,18 4,11 498 8,15 7,38IV. PROFESSIONAL AND OTHER SERVICES 263 7,33 6,15 315 68,11 62,06V. PERSONAL LOANS 17,000 177,92 135,92 2,385 56,71 48,88

1. Loans for Purchase of Consumer Durables 152 99 69 388 3,78 3,932. Loans for Housing 428 14,63 12,76 411 19,16 17,923. Rest of the Personal Loans 16,420 162,30 122,48 1,586 33,76 27,03

VI. TRADE 2,019 29,18 25,05 348 23,22 21,611. Wholesale Trade 18 1,99 1,78 24 9,04 8,632. Retail Trade 2,001 27,19 23,26 324 14,18 12,98

VII. FINANCE 3 5 1 4 1,55 1,50VIII. ALL OTHERS 75 2,76 2,65 2,336 41,46 40,71

TOTAL BANK CREDIT 27,500 298,22 234,12 7,443 348,86 284,22OF WHICH: 1. Artisans and Village & Tiny Industries 514 6,68 5,47 149 4,01 3,05

2. Other Small Scale Industries 324 6,37 4,32 138 40,02 25,87

145

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ARUNACHAL PRADESH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 3,083 6,21 5,53 26 14,44 9,59 10,777 76,60 65,41 I– – – 2,465 5,58 4,94 6 12,15 7,43 10,068 59,84 49,41 1– – – 618 64 59 20 2,29 2,16 709 16,75 16,00 2– – – 420 3,41 2,06 27 5,99 5,42 2,219 178,94 119,49 II– – – – – – – – – 9 1,19 52 1– – – 75 26 22 2 20 11 186 7,85 6,13 2– – – 75 26 22 – – – 81 78 63 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 20 17 15 2(c)– – – – – – – – – 7 2,71 2,45 2(d)– – – – – – – – – 7 30 23 2(e)– – – – – – 2 20 11 71 3,90 2,66 2(f)– – – – – – 2 55 55 4 1,32 1,23 3– – – 10 7 5 7 2,13 1,97 163 82,37 43,61 4– – – – – – 3 1,15 99 18 2,94 2,28 4(a)– – – – – – – – – 5 10 5 4(b)– – – 9 3 4 2 86 86 49 61,07 24,75 4(c)– – – 1 4 1 2 13 12 91 18,27 16,52 4(d)– – – 10 6 4 – – – 18 5,19 4,19 5– – – – – – – – – 3 6 6 6– – – – – – 2 78 74 18 3,99 3,84 7– – – 5 1 1 2 11 11 26 8,31 8,17 8– – – – – – 1 7 7 5 2,34 96 8(a)– – – – – – – – – – – – 8(b)– – – – – – 1 4 4 6 5,46 6,72 8(c)– – – – – – – – – – – – 8(d)– – – 5 1 1 – – – 15 51 48 8(e)– – – – – – – – – – – – 9– – – – – – – – – 3 15 14 10– – – 1 2 2 2 1,06 1,06 31 8,16 6,79 11– – – – – – 1 1,00 1,00 9 6,62 5,74 11(a)– – – – – – – – – 1 10 5 11(b)– – – 1 2 2 1 6 6 21 1,44 1,00 11(c)– – – – – – – – – 15 2,21 1,85 12– – – – – – – – – 1 3 3 12(a)– – – – – – – – – 9 66 52 12(b)– – – – – – – – – 4 1,50 1,27 12(c)– – – – – – – – – 1 2 2 12(d)– – – 35 70 68 1 3 1 43 1,08 1,00 13– – – 281 1,23 90 2 35 35 1,153 26,63 18,36 14– – – 1 4 4 – – – 3 9 6 15– – – – – – – – – 2 5 2 15(a)– – – – – – – – – – – – 15(b)– – – 1 4 4 – – – 1 4 4 15(c)– – – 2 1,02 11 7 78 53 544 30,32 23,54 16– – – 121 2,78 2,19 8 30 20 884 16,40 13,89 III– – – 143 1,02 94 87 24,58 21,31 808 101,03 90,47 IV1 2 – 1,960 6,58 5,92 158 10,73 9,13 21,504 251,95 199,85 V– – – 520 1,23 1,18 4 26 24 1,064 6,26 6,04 1– – – 242 74 83 115 8,56 7,29 1,196 43,09 38,80 21 2 – 1,198 4,61 3,90 39 1,91 1,60 19,244 202,60 155,01 3– – – 1,053 9,57 8,74 41 6,46 5,68 3,461 68,43 61,08 VI– – – 100 2,91 2,72 7 28 28 149 14,22 13,40 1– – – 953 6,66 6,02 34 6,19 5,41 3,312 54,21 47,68 2– – – – – – 2 45 42 9 2,05 1,94 VII– – – 318 4,72 3,80 5 69 57 2,734 49,63 47,74 VIII

1 2 – 7,098 34,30 29,19 354 63,63 52,34 42,396 745,02 599,86 TOTAL– – – 191 63 39 – – – 854 11,32 8,91 1– – – 153 37 37 7 1,16 1,06 622 47,92 31,62 2

146

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 76,646 370,45 294,61 92,559 514,02 434,411. Direct Finance 76,122 260,84 217,73 90,204 439,82 368,642. Indirect Finance 524 109,61 76,88 2,355 74,20 65,77

II. INDUSTRY 19,288 2178,32 1071,60 26,218 2164,76 1721,421. Mining & Quarrying 97 24,11 15,94 99 317,86 166,782. Food Manufacturing & Processing 557 99,27 70,64 2,420 378,07 287,29

(a) Rice Mills, Flour & Dal Mills 133 12,60 9,25 1,228 52,40 41,79(b) Sugar 1 4 3 2 62 62(c) Edible Oils & Vanaspati 30 10,74 10,07 74 9,44 7,73(d) Tea Processing 86 36,85 21,65 262 264,52 195,98(e) Processing of Fruits & Vegetables 28 8,44 6,39 12 1,44 1,12(f) Others 279 30,61 23,25 842 49,64 40,06

3. Beverage & Tobacco 14 7,98 6,04 44 13,46 10,104. Textiles 352 168,64 72,92 4,606 444,41 426,96

(a) Cotton Textiles 66 130,09 37,91 1,849 67,81 61,59(b) Jute & Other Natural Fibre Textiles 19 5,86 5,14 1,055 15,27 13,84(c) Handloom Textiles & Khadi 68 3,22 2,96 920 6,27 4,92(d) Other Textiles & Textile Products 199 29,47 26,90 782 355,06 346,62

5. Paper, Paper Products & Printing 294 455,41 18,66 296 44,75 29,046. Leather & Leather Products 10 1,38 97 46 1,27 1,117. Rubber & Plastic Products 166 41,24 31,28 78 14,83 14,368. Chemicals & Chemical Products 110 76,19 27,88 1,195 46,88 36,23

(a) Heavy Industrial Chemicals 11 54,06 10,53 12 7,09 4,32(b) Fertilisers 5 5,16 5,04 1 1,00 1,01(c) Drugs & Pharmaceuticals 13 4,40 3,26 1,082 25,48 24,61(d) Non-Edible Oils 5 61 33 – – –(e) Other Chemicals & Chemical Products 76 11,97 8,71 100 13,30 6,29

9. Petroleum, Coal Products & Nuclear Fuels 39 519,14 260,81 29 57,55 54,1310. Manufacture of Cement & Cement Products 79 14,36 11,19 221 32,86 24,9311. Basic Metals & Metal Products 294 171,74 114,82 359 82,10 68,07

(a) Iron & Steel 80 130,95 90,92 48 46,54 35,49(b) Non-Ferrous Metals 31 18,88 13,02 9 7,17 6,11(c) Metal Products 183 21,91 10,87 302 28,39 26,47

12. Engineering 181 56,35 39,61 359 41,13 30,68(a) Heavy Engineering 15 4,80 2,08 29 13,09 11,89(b) Light Engineering 103 18,39 11,52 94 2,56 2,33(c) Electrical Machinery & Goods 38 31,92 25,08 189 18,09 9,79(d) Electronic Machinery & Goods 25 1,24 94 47 7,40 6,68

13. Vehicles, Vehicle Parts & Transport Equipments 33 6,06 4,68 174 43,97 43,6014. Other Industries 7,496 245,68 181,15 14,914 315,16 264,7915. Electricity, Gas & Water 8 35,09 30,51 79 166,60 128,43

(a) Electricity Generation & Transmission 2 30,19 25,63 15 51,06 26,01(b) Non-Conventional Energy 2 4,67 4,67 2 7 5(c) Gas, Steam & Water Supply 4 24 20 62 115,47 102,37

16. Construction 9,558 255,68 184,50 1,299 163,87 134,93III. TRANSPORT OPERATORS 2,472 54,58 39,52 8,121 137,12 111,43IV. PROFESSIONAL AND OTHER SERVICES 2,711 113,30 75,54 13,555 277,57 230,77V. PERSONAL LOANS 1,86,117 2383,27 1920,81 1,63,904 1605,21 1378,18

1. Loans for Purchase of Consumer Durables 2,735 26,84 19,22 15,461 84,02 70,852. Loans for Housing 21,838 717,28 615,75 19,005 577,57 516,163. Rest of the Personal Loans 1,61,544 1639,16 1285,84 1,29,438 943,62 791,17

VI. TRADE 16,958 561,91 369,59 62,401 968,83 812,021. Wholesale Trade 361 193,94 102,65 4,102 217,46 173,582. Retail Trade 16,597 367,97 266,94 58,299 751,37 638,44

VII. FINANCE 86 3,35 2,36 247 37,48 35,99VIII. ALL OTHERS 583 175,19 61,10 45,654 431,65 357,35

TOTAL BANK CREDIT 3,04,861 5840,38 3835,13 4,12,659 6136,64 5081,56OF WHICH: 1. Artisans and Village & Tiny Industries 6,927 108,92 86,17 9,792 83,17 73,20

2. Other Small Scale Industries 2,036 211,27 156,24 7,758 338,69 271,04

147

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ASSAM (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 90,020 169,08 138,01 68 3,57 3,33 2,59,293 1057,12 870,36 I– – – 87,834 162,33 132,42 54 1,03 78 2,54,214 864,02 719,57 1– – – 2,186 6,75 5,58 14 2,54 2,55 5,079 193,10 150,79 22 22 3 16,266 91,14 73,08 401 70,75 61,06 62,175 4505,19 2927,19 II– – – 3 16 16 2 1,30 1,12 201 343,43 183,99 11 11 3 230 15,41 11,03 30 19,58 16,67 3,238 512,44 385,66 2– – – 129 6,31 3,59 2 91 84 1,492 72,22 55,46 2(a)– – – – – – – – – 3 66 65 2(b)– – – 10 46 36 – – – 114 20,64 18,16 2(c)– – – 5 1,60 1,45 15 14,45 11,87 368 317,41 230,95 2(d)1 11 3 5 31 27 – – – 46 10,29 7,80 2(e)– – – 81 6,73 5,37 13 4,22 3,96 1,215 91,21 72,63 2(f)– – – 7 98 47 – – – 65 22,42 16,61 3– – – 958 4,40 3,52 2 1 2 5,918 617,46 503,42 4– – – 247 1,71 1,32 – – – 2,162 199,62 100,82 4(a)– – – – – – – – – 1,074 21,13 18,98 4(b)– – – 658 1,40 1,15 – – – 1,646 10,88 9,03 4(c)– – – 53 1,29 1,05 2 1 2 1,036 385,83 374,59 4(d)– – – 56 3,28 2,62 8 1,44 1,33 654 504,87 51,65 5– – – 1 3 2 – – – 57 2,68 2,10 6– – – 1 7 5 9 85 72 254 56,99 46,42 7– – – 9 22 19 2 15 15 1,316 123,43 64,44 8– – – 1 3 3 – – – 24 61,18 14,88 8(a)– – – – – – – – – 6 6,16 6,05 8(b)– – – 4 10 9 – – – 1,099 29,99 27,95 8(c)– – – – – – 2 15 15 7 76 48 8(d)– – – 4 8 7 – – – 180 25,35 15,08 8(e)– – – 1 5 5 3 1,55 1,36 72 578,29 316,35 9– – – 13 39 33 1 75 56 314 48,37 37,01 10– – – 20 88 64 5 1,54 24 678 256,26 183,76 11– – – – – – – – – 128 177,49 126,40 11(a)– – – – – – – – – 40 26,05 19,13 11(b)– – – 20 88 64 5 1,54 24 510 52,72 38,22 11(c)– – – 87 4,85 4,10 9 1,64 92 636 103,97 75,30 12– – – 1 16 16 3 20 12 48 18,24 14,23 12(a)– – – 20 80 65 2 6 6 219 21,82 14,56 12(b)– – – 53 3,60 3,03 3 1,34 71 283 54,95 38,60 12(c)– – – 13 30 26 1 3 3 86 8,96 7,90 12(d)– – – 86 49 36 10 2,30 1,97 303 52,82 50,62 13– – – 14,449 42,96 34,45 97 2,07 1,69 36,956 605,87 482,09 14– – – 6 25 13 3 99 89 96 202,93 159,95 15– – – 2 14 6 – – – 19 81,38 51,70 15(a)– – – – – – 1 59 59 5 5,33 5,31 15(b)– – – 4 11 7 2 40 30 72 116,22 102,94 15(c)1 11 – 339 16,72 14,97 220 36,58 33,43 11,417 472,97 367,83 16– – – 6,078 33,18 22,39 767 35,60 34,50 17,438 260,49 207,85 III5 68 24 10,929 37,80 29,87 104 75,75 16,45 27,304 505,10 352,86 IV

560 15,76 1,86 1,05,299 610,30 457,66 22,702 252,28 212,68 4,78,582 4866,83 3971,18 V– – – 13,639 70,86 53,83 199 1,84 1,54 32,034 183,56 145,43 1– – – 16,731 210,84 178,12 860 35,59 30,33 58,434 1541,28 1340,35 2

560 15,76 1,86 74,929 328,59 225,71 21,643 214,85 180,81 3,88,114 3141,98 2485,39 35 96 24 35,306 123,23 98,01 430 32,22 27,07 1,15,100 1687,15 1306,93 VI2 13 – 1,302 11,80 10,46 82 12,11 10,30 5,849 435,43 296,99 13 84 24 34,004 111,44 87,54 348 20,11 16,77 1,09,251 1251,72 1009,93 2– – – 1,263 2,82 1,89 4 24 9 1,600 43,89 40,32 VII– – – 30,659 100,97 80,66 1,919 25,77 20,23 78,815 733,58 519,34 VIII

572 17,63 2,37 2,95,820 1168,53 901,56 26,395 496,17 375,40 10,40,307 13659,34 10196,03 TOTAL– – – 11,864 31,96 25,33 4 16 5 28,587 224,21 184,76 1– – – 2,438 19,84 14,34 120 8,89 8,22 12,352 578,69 449,84 2

148

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 10,844 49,04 39,76 3,544 22,95 21,031. Direct Finance 10,705 47,67 39,03 3,288 14,97 14,302. Indirect Finance 139 1,37 73 256 7,98 6,73

II. INDUSTRY 4,353 87,24 78,95 1,931 28,43 27,251. Mining & Quarrying 2 32 32 1 7 32. Food Manufacturing & Processing 72 2,33 1,88 87 7,68 7,85

(a) Rice Mills, Flour & Dal Mills 1 3 3 45 3,42 3,25(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 2 13 12 4 13 13(d) Tea Processing – – – 1 2,32 2,75(e) Processing of Fruits & Vegetables – – – 3 37 32(f) Others 69 2,16 1,73 34 1,44 1,40

3. Beverage & Tobacco – – – 2 16 164. Textiles 66 1,50 1,44 175 1,44 1,43

(a) Cotton Textiles 1 7 7 29 25 25(b) Jute & Other Natural Fibre Textiles 2 1 1 8 10 10(c) Handloom Textiles & Khadi 11 31 29 17 47 42(d) Other Textiles & Textile Products 52 1,12 1,08 121 62 67

5. Paper, Paper Products & Printing 26 1,91 1,89 43 1,38 1,176. Leather & Leather Products 5 52 46 9 11 117. Rubber & Plastic Products 4 37 37 10 44 468. Chemicals & Chemical Products 2 10 4 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 2 10 4 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products 2 57 31 1 15 1111. Basic Metals & Metal Products 8 20 13 39 1,39 1,26

(a) Iron & Steel 2 14 8 6 57 54(b) Non-Ferrous Metals – – – – – –(c) Metal Products 6 7 6 33 82 72

12. Engineering 17 23 20 19 1,00 96(a) Heavy Engineering – – – 7 67 65(b) Light Engineering 14 19 17 4 2 2(c) Electrical Machinery & Goods – – – 4 20 17(d) Electronic Machinery & Goods 3 4 3 4 11 11

13. Vehicles, Vehicle Parts & Transport Equipments – – – 5 37 3414. Other Industries 748 7,36 7,07 1,527 13,70 13,0715. Electricity, Gas & Water – – – – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 3,401 71,85 64,83 13 53 29III. TRANSPORT OPERATORS 253 6,97 6,18 149 2,42 2,27IV. PROFESSIONAL AND OTHER SERVICES 189 6,90 5,93 775 15,16 13,97V. PERSONAL LOANS 15,642 205,87 175,24 11,353 167,60 145,50

1. Loans for Purchase of Consumer Durables 176 76 50 675 6,50 3,942. Loans for Housing 2,007 57,02 48,49 2,718 86,50 79,143. Rest of the Personal Loans 13,459 148,09 126,25 7,960 74,60 62,42

VI. TRADE 1,351 40,85 32,22 2,167 35,53 32,311. Wholesale Trade 94 19,71 13,39 107 6,53 6,152. Retail Trade 1,257 21,14 18,84 2,060 28,99 26,16

VII. FINANCE 1 – – 2 6 1VIII. ALL OTHERS 48 2,42 2,32 1,886 18,48 16,75

TOTAL BANK CREDIT 32,681 399,30 340,62 21,807 290,62 259,07OF WHICH: 1. Artisans and Village & Tiny Industries 651 5,59 5,35 1,165 8,44 8,16

2. Other Small Scale Industries 283 7,41 6,62 583 11,89 11,40

149

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

MANIPUR (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 4,425 5,19 4,73 – – – 18,813 77,17 65,52 I– – – 4,410 5,12 4,72 – – – 18,403 67,75 58,05 1– – – 15 7 1 – – – 410 9,42 7,47 2– – – 2,020 5,26 4,64 19 2,22 2,22 8,323 123,15 113,06 II– – – 2 7 9 – – – 5 45 44 1– – – 4 14 7 – – – 163 10,14 9,80 2– – – 4 14 7 – – – 50 3,59 3,36 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 6 26 25 2(c)– – – – – – – – – 1 2,32 2,75 2(d)– – – – – – – – – 3 37 32 2(e)– – – – – – – – – 103 3,60 3,13 2(f)– – – – – – – – – 2 16 16 3– – – 167 3 3 – – – 408 2,96 2,90 4– – – – – – – – – 30 31 32 4(a)– – – – – – – – – 10 10 10 4(b)– – – 167 3 3 – – – 195 81 74 4(c)– – – – – – – – – 173 1,74 1,75 4(d)– – – 2 11 10 – – – 71 3,40 3,16 5– – – – – – – – – 14 63 58 6– – – – – – – – – 14 82 83 7– – – – – – – – – 2 10 4 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – – – – 8(c)– – – – – – – – – – – – 8(d)– – – – – – – – – 2 10 4 8(e)– – – – – – – – – – – – 9– – – – – – – – – 3 72 42 10– – – 1 7 8 – – – 48 1,66 1,48 11– – – – – – – – – 8 71 62 11(a)– – – – – – – – – – – – 11(b)– – – 1 7 8 – – – 40 96 86 11(c)– – – 2 13 12 – – – 38 1,36 1,28 12– – – – – – – – – 7 67 65 12(a)– – – – – – – – – 18 21 19 12(b)– – – 2 13 12 – – – 6 33 29 12(c)– – – – – – – – – 7 15 14 12(d)– – – 1 – – – – – 6 37 34 13– – – 1,773 1,78 1,48 – – – 4,048 22,84 21,62 14– – – 3 36 30 – – – 3 36 30 15– – – 2 32 26 – – – 2 32 26 15(a)– – – – – – – – – – – – 15(b)– – – 1 4 4 – – – 1 4 4 15(c)– – – 65 2,58 2,36 19 2,22 2,22 3,498 77,18 69,70 16– – – 396 1,40 1,06 13 51 51 811 11,29 10,01 III– – – 100 2,16 1,69 1 5 5 1,065 24,28 21,65 IV– – – 2,153 13,76 11,39 – – – 29,148 387,23 332,13 V– – – 900 4,27 2,90 – – – 1,751 11,53 7,35 1– – – 203 5,99 5,74 – – – 4,928 149,52 133,36 2– – – 1,050 3,50 2,75 – – – 22,469 226,19 191,43 3– – – 2,109 5,14 4,28 2 8 – 5,629 81,60 68,82 VI– – – 12 62 51 – – – 213 26,86 20,05 1– – – 2,097 4,52 3,77 2 8 – 5,416 54,74 48,76 2– – – 116 20 16 – – – 119 26 16 VII– – – 147 43 37 – – – 2,081 21,34 19,44 VIII

– – – 11,466 33,54 28,32 35 2,86 2,78 65,989 726,32 630,79 TOTAL– – – 1,758 1,57 1,36 – – – 3,574 15,60 14,88 1– – – 20 50 37 – – – 886 19,81 18,39 2

150

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 20,122 220,69 149,81 2,166 34,89 31,041. Direct Finance 19,868 83,33 65,21 2,078 15,13 12,252. Indirect Finance 254 137,35 84,60 88 19,77 18,79

II. INDUSTRY 5,597 1633,20 1025,10 776 654,24 508,601. Mining & Quarrying 105 196,04 130,76 13 2,20 1,602. Food Manufacturing & Processing 277 237,47 173,30 135 1,97 1,21

(a) Rice Mills, Flour & Dal Mills 138 60,34 48,70 3 6 5(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 31 60,70 54,43 1 3 2(d) Tea Processing 1 2 2 2 60 61(e) Processing of Fruits & Vegetables 7 60 22 – – –(f) Others 100 115,82 69,93 129 1,28 53

3. Beverage & Tobacco 7 7,29 6,47 6 91 814. Textiles 83 114,33 74,54 83 2,49 2,37

(a) Cotton Textiles 31 62,46 39,52 52 1,95 1,92(b) Jute & Other Natural Fibre Textiles 5 6,00 1,15 15 23 23(c) Handloom Textiles & Khadi 13 22,69 16,49 – – –(d) Other Textiles & Textile Products 34 23,18 17,37 16 31 22

5. Paper, Paper Products & Printing 105 11,51 8,83 19 67 576. Leather & Leather Products 10 2,03 2,00 9 13 127. Rubber & Plastic Products 58 27,00 19,04 2 45 458. Chemicals & Chemical Products 82 97,06 81,00 4 70 13

(a) Heavy Industrial Chemicals 22 35,68 29,27 – – –(b) Fertilisers 1 48 48 – – –(c) Drugs & Pharmaceuticals 2 39 16 1 10 5(d) Non-Edible Oils 2 77 75 – – –(e) Other Chemicals & Chemical Products 55 59,74 50,33 3 60 8

9. Petroleum, Coal Products & Nuclear Fuels 10 8,60 7,49 1 3 –10. Manufacture of Cement & Cement Products 12 9,16 5,73 10 99,90 68,1711. Basic Metals & Metal Products 83 89,26 76,51 27 1,50 1,68

(a) Iron & Steel 39 42,32 32,84 3 21 25(b) Non-Ferrous Metals 6 5,53 4,04 7 1,14 1,29(c) Metal Products 38 41,42 39,63 17 15 15

12. Engineering 183 85,55 72,05 20 1,33 95(a) Heavy Engineering 25 6,71 4,74 2 16 9(b) Light Engineering 75 16,87 11,80 10 82 66(c) Electrical Machinery & Goods 56 46,75 40,97 6 33 18(d) Electronic Machinery & Goods 27 15,21 14,54 2 2 1

13. Vehicles, Vehicle Parts & Transport Equipments 12 7,18 1,19 4 1,18 6814. Other Industries 1,912 56,34 44,37 362 18,99 16,5515. Electricity, Gas & Water 11 449,10 144,32 13 507,69 399,27

(a) Electricity Generation & Transmission 9 448,70 143,93 13 507,69 399,27(b) Non-Conventional Energy 2 40 39 – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 2,647 235,25 177,53 68 14,08 14,04III. TRANSPORT OPERATORS 998 95,61 56,42 644 10,65 8,31IV. PROFESSIONAL AND OTHER SERVICES 561 163,39 146,77 782 20,87 17,03V. PERSONAL LOANS 47,808 1325,53 1086,86 11,498 153,43 132,50

1. Loans for Purchase of Consumer Durables 212 1,55 1,17 1,879 19,48 18,162. Loans for Housing 8,794 648,40 554,87 2,115 52,34 47,423. Rest of the Personal Loans 38,802 675,58 530,82 7,504 81,61 66,93

VI. TRADE 5,691 373,67 172,39 3,007 88,53 77,581. Wholesale Trade 210 186,91 43,79 346 35,07 31,472. Retail Trade 5,481 186,76 128,60 2,661 53,45 46,11

VII. FINANCE 8 7,80 2,19 4 49 44VIII. ALL OTHERS 443 81,27 49,90 10,254 157,74 154,83

TOTAL BANK CREDIT 81,228 3901,16 2689,44 29,131 1120,84 930,32OF WHICH: 1. Artisans and Village & Tiny Industries 1,853 53,55 42,45 225 1,50 1,36

2. Other Small Scale Industries 749 138,18 107,64 199 11,94 9,15

151

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

MEGHALAYA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 18,278 22,16 18,56 3 7 7 40,569 277,81 199,48 I– – – 17,273 20,37 16,84 3 7 7 39,222 118,90 94,37 1– – – 1,005 1,80 1,71 – – – 1,347 158,92 105,11 2– – – 1,685 6,67 5,00 15 1,23 1,08 8,073 2295,33 1539,78 II– – – 10 67 42 – – – 128 198,91 132,77 1– – – 42 1,05 69 – – – 454 240,49 175,20 2– – – 18 7 5 – – – 159 60,46 48,80 2(a)– – – 1 6 1 – – – 1 6 1 2(b)– – – – – – – – – 32 60,73 54,45 2(c)– – – – – – – – – 3 62 63 2(d)– – – – – – – – – 7 60 22 2(e)– – – 23 92 62 – – – 252 118,02 71,09 2(f)– – – – – – – – – 13 8,20 7,28 3– – – 1 2 1 – – – 167 116,84 76,92 4– – – – – – – – – 83 64,42 41,44 4(a)– – – – – – – – – 20 6,23 1,38 4(b)– – – – – – – – – 13 22,69 16,49 4(c)– – – 1 2 1 – – – 51 23,52 17,60 4(d)– – – 5 21 17 – – – 129 12,40 9,56 5– – – – – – – – – 19 2,16 2,12 6– – – 2 6 5 – – – 62 27,51 19,54 7– – – – – – – – – 86 97,76 81,13 8– – – – – – – – – 22 35,68 29,27 8(a)– – – – – – – – – 1 48 48 8(b)– – – – – – – – – 3 49 21 8(c)– – – – – – – – – 2 77 75 8(d)– – – – – – – – – 58 60,34 50,42 8(e)– – – – – – – – – 11 8,63 7,49 9– – – 1 3 3 – – – 23 109,10 73,93 10– – – 9 43 35 1 5 4 120 91,25 78,58 11– – – – – – – – – 42 42,52 33,08 11(a)– – – – – – – – – 13 6,67 5,33 11(b)– – – 9 43 35 1 5 4 65 42,05 40,18 11(c)– – – 1 4 3 2 26 18 206 87,17 73,21 12– – – – – – – – – 27 6,87 4,84 12(a)– – – 1 4 3 2 26 18 88 17,99 12,67 12(b)– – – – – – – – – 62 47,08 41,15 12(c)– – – – – – – – – 29 15,23 14,55 12(d)– – – 2 6 5 – – – 18 8,42 1,92 13– – – 1,600 3,78 2,90 9 21 21 3,883 79,33 64,04 14– – – – – – – – – 24 956,79 543,59 15– – – – – – – – – 22 956,39 543,20 15(a)– – – – – – – – – 2 40 39 15(b)– – – – – – – – – – – – 15(c)– – – 12 33 31 3 70 65 2,730 250,37 192,52 16– – – 566 8,79 5,97 10 16 14 2,218 115,21 70,84 III– – – 96 70 44 5 1,07 87 1,444 186,03 165,11 IV5 15 – 4,021 36,63 27,35 183 5,31 4,30 63,515 1521,05 1251,01 V– – – 601 1,41 78 20 24 15 2,712 22,68 20,26 1– – – 414 8,18 6,83 36 2,20 1,95 11,359 711,11 611,07 25 15 – 3,006 27,05 19,74 127 2,87 2,19 49,444 787,26 619,68 3– – – 2,505 8,88 6,62 63 1,66 1,48 11,266 472,74 258,07 VI– – – 48 21 8 7 63 50 611 222,83 75,84 1– – – 2,457 8,67 6,54 56 1,03 98 10,655 249,92 182,23 2– – – 67 32 24 – – – 79 8,61 2,87 VII– – – 613 2,27 1,71 213 5,85 3,72 11,523 247,13 210,17 VIII

5 15 – 27,831 86,42 65,89 492 15,35 11,66 1,38,687 5123,92 3697,31 TOTAL– – – 1,450 3,34 2,58 – – – 3,528 58,39 46,39 1– – – 203 2,18 1,58 11 36 35 1,162 152,67 118,73 2

152

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 6,710 38,67 34,36 180 19,20 15,431. Direct Finance 6,643 26,91 22,95 175 3,39 3,392. Indirect Finance 67 11,76 11,42 5 15,81 12,04

II. INDUSTRY 1,005 25,71 20,79 95 31,09 17,791. Mining & Quarrying 7 52 48 1 6 –2. Food Manufacturing & Processing 9 71 42 1 14,50 87

(a) Rice Mills, Flour & Dal Mills – – – – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 1 14,50 87(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 9 71 42 – – –

3. Beverage & Tobacco – – – – – –4. Textiles 8 40 30 4 7,95 8,08

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 7 34 24 – – –(d) Other Textiles & Textile Products 1 5 6 4 7,95 8,08

5. Paper, Paper Products & Printing 13 2,01 1,22 6 5,93 6,256. Leather & Leather Products 1 10 6 – – –7. Rubber & Plastic Products 1 10 6 1 17 208. Chemicals & Chemical Products 1 3 2 2 5 2

(a) Heavy Industrial Chemicals – – – 1 3 –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 1 3 2 1 2 2

9. Petroleum, Coal Products & Nuclear Fuels 1 14 16 – – –10. Manufacture of Cement & Cement Products 3 40 41 – – –11. Basic Metals & Metal Products 2 7 3 4 39 39

(a) Iron & Steel 1 4 – 3 30 30(b) Non-Ferrous Metals – – – – – –(c) Metal Products 1 3 3 1 9 9

12. Engineering 5 45 37 3 11 12(a) Heavy Engineering – – – – – –(b) Light Engineering 2 20 15 – – –(c) Electrical Machinery & Goods 2 16 15 3 11 12(d) Electronic Machinery & Goods 1 10 7 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 1 28 24 – – –14. Other Industries 793 14,33 12,00 57 59 5015. Electricity, Gas & Water 2 23 19 – – –

(a) Electricity Generation & Transmission 1 3 2 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 20 17 – – –

16. Construction 158 5,95 4,83 16 1,34 1,36III. TRANSPORT OPERATORS 192 5,04 3,29 2 11 11IV. PROFESSIONAL AND OTHER SERVICES 99 4,14 2,90 27 6,22 1,46V. PERSONAL LOANS 13,425 271,43 233,07 1,211 29,42 23,89

1. Loans for Purchase of Consumer Durables 309 1,70 1,34 91 50 292. Loans for Housing 5,978 199,75 174,89 109 3,60 3,513. Rest of the Personal Loans 7,138 69,98 56,84 1,011 25,33 20,09

VI. TRADE 1,458 38,86 32,66 162 12,91 10,641. Wholesale Trade 20 7,01 5,99 12 2,98 3,142. Retail Trade 1,438 31,84 26,67 150 9,93 7,50

VII. FINANCE 1 10 – – – –VIII. ALL OTHERS 35 1,70 1,56 368 18,61 15,83

TOTAL BANK CREDIT 22,925 385,64 328,65 2,045 117,55 85,15OF WHICH: 1. Artisans and Village & Tiny Industries 782 14,66 13,28 35 32 32

2. Other Small Scale Industries 35 37 33 20 15,66 2,03

153

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

MIZORAM (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 6,920 24,39 21,60 1 2 2 13,811 82,28 71,41 I– – – 6,624 22,47 19,86 1 2 2 13,443 52,79 46,22 1– – – 296 1,92 1,74 – – – 368 29,49 25,20 2– – – 900 5,37 4,45 1 10 12 2,001 62,27 43,14 II– – – 1 10 10 – – – 9 67 58 1– – – 5 11 7 – – – 15 15,31 1,35 2– – – 3 6 6 – – – 3 6 6 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 1 14,50 87 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – – – – 2(e)– – – 2 5 1 – – – 11 75 42 2(f)– – – – – – – – – – – – 3– – – 5 28 27 – – – 17 8,63 8,64 4– – – – – – – – – – – – 4(a)– – – – – – – – – – – – 4(b)– – – 5 28 27 – – – 12 62 51 4(c)– – – – – – – – – 5 8,00 8,14 4(d)– – – 1 5 4 – – – 20 7,99 7,50 5– – – 3 9 8 – – – 4 18 14 6– – – – – – – – – 2 27 26 7– – – – – – – – – 3 8 4 8– – – – – – – – – 1 3 – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – – – – 8(c)– – – – – – – – – – – – 8(d)– – – – – – – – – 2 5 4 8(e)– – – – – – – – – 1 14 16 9– – – – – – – – – 3 40 41 10– – – 4 26 18 – – – 10 72 61 11– – – – – – – – – 4 34 30 11(a)– – – – – – – – – – – – 11(b)– – – 4 26 18 – – – 6 38 30 11(c)– – – 7 43 34 – – – 15 99 83 12– – – – – – – – – – – – 12(a)– – – – – – – – – 2 20 15 12(b)– – – 5 34 25 – – – 10 61 52 12(c)– – – 2 9 9 – – – 3 19 17 12(d)– – – 5 4 4 – – – 6 32 28 13– – – 860 3,69 3,03 – – – 1,710 18,61 15,53 14– – – 1 5 5 – – – 3 28 24 15– – – – – – – – – 1 3 2 15(a)– – – – – – – – – – – – 15(b)– – – 1 5 5 – – – 2 25 22 15(c)– – – 8 29 25 1 10 12 183 7,67 6,56 16– – – 414 6,19 4,70 – – – 608 11,34 8,10 III– – – 162 3,29 2,70 1 60 54 289 14,25 7,61 IV– – – 6,356 70,52 60,97 4 11 9 20,996 371,48 318,03 V– – – 2,768 11,54 8,55 – – – 3,168 13,74 10,18 1– – – 1,609 48,52 45,08 – – – 7,696 251,87 223,48 2– – – 1,979 10,46 7,35 4 11 9 10,132 105,87 84,37 3– – – 1,620 9,39 7,69 2 8 3 3,242 61,23 51,02 VI– – – 225 1,12 94 – – – 257 11,11 10,07 1– – – 1,395 8,27 6,75 2 8 3 2,985 50,12 40,96 2– – – 52 37 33 – – – 53 47 34 VII– – – 445 1,67 1,42 – – – 848 21,98 18,81 VIII

– – – 16,869 121,19 103,86 9 91 80 41,848 625,29 518,47 TOTAL– – – 849 3,39 2,87 – – – 1,666 18,37 16,47 1– – – 16 95 72 – – – 71 16,98 3,08 2

154

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 12,571 36,23 30,50 1,702 16,80 14,691. Direct Finance 12,241 34,66 29,06 1,563 15,44 13,432. Indirect Finance 330 1,57 1,44 139 1,36 1,25

II. INDUSTRY 2,700 40,24 37,65 976 47,40 40,571. Mining & Quarrying 1 2 3 9 82 292. Food Manufacturing & Processing 33 3,72 3,17 112 2,68 2,45

(a) Rice Mills, Flour & Dal Mills 10 1,66 1,44 63 1,02 96(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 1 4 2 – – –(d) Tea Processing 2 23 18 2 26 18(e) Processing of Fruits & Vegetables – – – – – –(f) Others 20 1,78 1,53 47 1,39 1,30

3. Beverage & Tobacco 1 5 4 – – –4. Textiles 18 30 29 98 1,62 1,47

(a) Cotton Textiles 1 3 3 1 3 3(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 13 20 20 18 37 34(d) Other Textiles & Textile Products 4 7 6 79 1,22 1,11

5. Paper, Paper Products & Printing 9 33 25 3 4 46. Leather & Leather Products 1 2 2 1 1 17. Rubber & Plastic Products 1 1 1 3 19 158. Chemicals & Chemical Products 1 4 3 143 95 92

(a) Heavy Industrial Chemicals 1 4 3 – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 143 95 92(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products – – – – – –

9. Petroleum, Coal Products & Nuclear Fuels 1 9 6 – – –10. Manufacture of Cement & Cement Products – – – 6 1,02 8711. Basic Metals & Metal Products 7 25 14 18 3,50 3,73

(a) Iron & Steel 5 17 12 2 8 8(b) Non-Ferrous Metals – – – – – –(c) Metal Products 2 8 3 16 3,42 3,64

12. Engineering 16 79 71 9 31 30(a) Heavy Engineering 1 3 3 1 20 20(b) Light Engineering 14 76 67 2 5 5(c) Electrical Machinery & Goods – – – 4 4 4(d) Electronic Machinery & Goods 1 – – 2 1 1

13. Vehicles, Vehicle Parts & Transport Equipments 1 30 26 1 4 414. Other Industries 2,378 31,50 30,18 506 16,27 11,9715. Electricity, Gas & Water 1 10 8 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 10 8 – – –

16. Construction 231 2,73 2,37 67 19,95 18,32III. TRANSPORT OPERATORS 246 4,33 3,49 198 3,47 3,05IV. PROFESSIONAL AND OTHER SERVICES 242 5,94 4,99 308 20,29 18,74V. PERSONAL LOANS 25,086 224,54 176,44 4,028 55,32 45,20

1. Loans for Purchase of Consumer Durables 967 6,11 4,86 817 6,42 3,612. Loans for Housing 405 14,04 11,60 366 12,93 11,483. Rest of the Personal Loans 23,714 204,40 159,98 2,845 35,97 30,11

VI. TRADE 1,996 27,67 21,84 1,059 24,47 22,071. Wholesale Trade 11 1,19 1,04 158 7,52 6,742. Retail Trade 1,985 26,48 20,79 901 16,95 15,33

VII. FINANCE 2 1,41 1,38 2 49 3VIII. ALL OTHERS 102 3,17 3,01 290 6,61 6,07

TOTAL BANK CREDIT 42,945 343,52 279,30 8,563 174,85 150,42OF WHICH : 1. Artisans and Village & Tiny Industries 2,390 34,47 33,35 325 2,94 2,75

2. Other Small Scale Industries 40 39 33 299 9,25 8,46

155

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

NAGALAND (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 1,003 3,25 2,88 133 32 29 15,409 56,59 48,36 I– – – 951 2,36 2,00 133 32 29 14,888 52,78 44,79 1– – – 52 89 88 – – – 521 3,81 3,57 21 5,00 5,03 120 62 58 19 5,07 4,68 3,816 98,34 88,51 II– – – – – – – – – 10 84 32 1– – – – – – – – – 145 6,40 5,61 2– – – – – – – – – 73 2,69 2,40 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 1 4 2 2(c)– – – – – – – – – 4 50 37 2(d)– – – – – – – – – – – – 2(e)– – – – – – – – – 67 3,18 2,83 2(f)– – – – – – – – – 1 5 4 3– – – 1 3 3 – – – 117 1,95 1,80 4– – – – – – – – – 2 6 6 4(a)– – – – – – – – – – – – 4(b)– – – – – – – – – 31 57 55 4(c)– – – 1 3 3 – – – 84 1,31 1,19 4(d)– – – – – – – – – 12 37 30 5– – – – – – – – – 2 3 4 6– – – – – – – – – 4 20 16 7– – – 1 3 2 – – – 145 1,01 98 8– – – – – – – – – 1 4 3 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – 143 95 92 8(c)– – – – – – – – – – – – 8(d)– – – 1 3 2 – – – 1 3 2 8(e)– – – – – – – – – 1 9 6 9– – – – – – – – – 6 1,02 87 10– – – 1 3 3 – – – 26 3,78 3,90 11– – – – – – – – – 7 25 20 11(a)– – – – – – – – – – – – 11(b)– – – 1 3 3 – – – 19 3,52 3,70 11(c)1 5,00 5,03 – – – 1 3 3 27 6,13 6,07 12– – – – – – – – – 2 23 23 12(a)– – – – – – 1 3 3 17 84 75 12(b)1 5,00 5,03 – – – – – – 5 5,04 5,08 12(c)– – – – – – – – – 3 2 2 12(d)– – – – – – – – – 2 34 30 13– – – 117 53 50 – – – 3,001 48,31 42,65 14– – – – – – – – – 1 10 8 15– – – – – – – – – – – – 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – 1 10 8 15(c)– – – – – – 18 5,04 4,65 316 27,71 25,34 16– – – 29 72 57 11 26 20 484 8,78 7,31 III– – – 92 47 34 7 6 6 649 26,76 24,14 IV5 19 2 1,098 3,33 2,74 112 86 84 30,329 284,24 225,24 V– – – 376 71 48 17 32 33 2,177 13,56 9,28 1– – – 45 39 37 1 3 2 817 27,39 23,47 25 19 2 677 2,23 1,89 94 50 49 27,335 243,29 192,50 3– – – 117 93 81 25 17,93 4,48 3,197 70,99 49,20 VI– – – 1 3 1 1 15,00 3,05 171 23,73 10,84 1– – – 116 90 80 24 2,93 1,44 3,026 47,26 38,36 2– – – – – – – – – 4 1,90 1,41 VII– – – 141 19 16 569 4,07 4,11 1,102 14,03 13,36 VIII

6 5,19 5,05 2,600 9,50 8,09 876 28,57 14,68 54,990 561,62 457,55 TOTAL– – – 60 26 23 – – – 2,775 37,67 36,33 1– – – 56 16 16 1 3 3 396 9,83 8,98 2

156

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

NORTH-EASTERN REGION (Concld.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 17,797 56,28 48,35 26,975 59,92 45,311. Direct Finance 17,659 54,51 46,80 26,587 56,58 42,682. Indirect Finance 138 1,77 1,55 388 3,35 2,62

II. INDUSTRY 1,885 47,73 41,80 7,417 45,85 38,971. Mining & Quarrying 13 1,01 82 3 27 232. Food Manufacturing & Processing 50 3,69 3,12 1,339 4,60 4,11

(a) Rice Mills, Flour & Dal Mills 6 70 68 1,309 2,67 2,53(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 3 4 3(d) Tea Processing 1 5 5 – – –(e) Processing of Fruits & Vegetables 5 23 21 2 7 2(f) Others 38 2,70 2,18 25 1,83 1,54

3. Beverage & Tobacco 1 4 4 – – –4. Textiles 37 91 79 948 10,35 8,25

(a) Cotton Textiles 5 16 16 541 3,87 2,67(b) Jute & Other Natural Fibre Textiles 5 11 8 393 6,10 5,30(c) Handloom Textiles & Khadi 8 25 17 1 3 1(d) Other Textiles & Textile Products 19 40 38 13 35 27

5. Paper, Paper Products & Printing 14 64 40 18 4,18 4,086. Leather & Leather Products 2 3 3 – – –7. Rubber & Plastic Products 8 32 25 12 56 528. Chemicals & Chemical Products 12 85 69 9 53 44

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 1 1 –(d) Non-Edible Oils 1 3 2 – – –(e) Other Chemicals & Chemical Products 11 82 67 8 52 44

9. Petroleum, Coal Products & Nuclear Fuels 1 20 20 – – –10. Manufacture of Cement & Cement Products 21 1,59 1,52 1 – –11. Basic Metals & Metal Products 27 11,94 10,98 18 1,44 1,06

(a) Iron & Steel 12 11,11 10,23 4 78 73(b) Non-Ferrous Metals 2 25 25 1 14 7(c) Metal Products 13 58 50 13 53 26

12. Engineering 34 1,74 1,50 8 56 54(a) Heavy Engineering – – – 1 6 5(b) Light Engineering 32 1,64 1,42 3 16 14(c) Electrical Machinery & Goods – – – 3 5 5(d) Electronic Machinery & Goods 2 10 9 1 30 30

13. Vehicles, Vehicle Parts & Transport Equipments 5 22 22 3 26 2314. Other Industries 909 12,14 10,24 5,003 18,24 16,2315. Electricity, Gas & Water – – – 1 5 4

(a) Electricity Generation & Transmission – – – 1 5 4(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 751 12,40 11,00 54 4,81 3,23III. TRANSPORT OPERATORS 947 11,20 8,69 1,799 17,43 15,04IV. PROFESSIONAL AND OTHER SERVICES 702 8,34 7,06 2,669 15,31 13,05V. PERSONAL LOANS 17,098 177,44 148,76 13,511 117,26 99,03

1. Loans for Purchase of Consumer Durables 362 1,33 88 1,277 10,47 9,562. Loans for Housing 1,735 54,37 47,53 1,572 37,09 31,913. Rest of the Personal Loans 15,001 121,75 100,35 10,662 69,69 57,57

VI. TRADE 5,595 75,63 64,44 23,802 145,90 123,391. Wholesale Trade 108 18,65 15,81 1,150 21,17 17,392. Retail Trade 5,487 56,98 48,64 22,652 124,73 106,01

VII. FINANCE 4 – – 3 63 70VIII. ALL OTHERS 74 2,82 2,55 10,064 108,89 99,53

TOTAL BANK CREDIT 44,102 379,46 321,66 86,240 511,20 435,03OF WHICH : 1. Artisans and Village & Tiny Industries 844 11,35 9,56 4,438 9,14 7,73

2. Other Small Scale Industries 229 7,23 6,11 1,684 17,85 16,32

157

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

TRIPURA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 42,797 52,42 38,05 1 6,00 6,10 87,570 174,62 137,81 I– – – 42,594 50,93 37,12 1 6,00 6,10 86,841 168,01 132,70 1– – – 203 1,49 93 – – – 729 6,61 5,11 2– – – 14,628 30,90 23,70 29 7,72 5,69 23,959 132,21 110,16 II– – – 58 3,17 2,49 – – – 74 4,45 3,54 1– – – 25 1,49 98 – – – 1,414 9,78 8,21 2– – – 11 72 53 – – – 1,326 4,09 3,74 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 3 4 3 2(c)– – – – – – – – – 1 5 5 2(d)– – – 4 23 12 – – – 11 53 34 2(e)– – – 10 54 33 – – – 73 5,07 4,05 2(f)– – – 2 70 42 – – – 3 74 46 3– – – 124 2,32 1,88 1 2,29 1,58 1,110 15,86 12,51 4– – – 30 77 61 1 2,29 1,58 577 7,08 5,02 4(a)– – – – – – – – – 398 6,21 5,37 4(b)– – – 34 13 9 – – – 43 41 28 4(c)– – – 60 1,41 1,18 – – – 92 2,17 1,84 4(d)– – – 1 2 2 – – – 33 4,84 4,50 5– – – – – – 1 2,48 1,15 3 2,51 1,18 6– – – 3 14 10 – – – 23 1,02 86 7– – – 3 10 9 – – – 24 1,47 1,23 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – 1 1 – 8(c)– – – – – – – – – 1 3 2 8(d)– – – 3 10 9 – – – 22 1,43 1,20 8(e)– – – – – – – – – 1 20 20 9– – – 3 41 35 – – – 25 2,01 1,87 10– – – 7 27 13 – – – 52 13,64 12,18 11– – – – – – – – – 16 11,88 10,96 11(a)– – – – – – – – – 3 39 32 11(b)– – – 7 27 13 – – – 33 1,37 90 11(c)– – – 5 32 27 – – – 47 2,63 2,31 12– – – – – – – – – 1 6 5 12(a)– – – 1 3 1 – – – 36 1,82 1,57 12(b)– – – 4 29 26 – – – 7 34 31 12(c)– – – – – – – – – 3 40 39 12(d)– – – – – – – – – 8 48 45 13– – – 14,335 17,80 14,20 – – – 20,247 48,18 40,67 14– – – – – – – – – 1 5 4 15– – – – – – – – – 1 5 4 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – – – – 15(c)– – – 62 4,18 2,76 27 2,96 2,96 894 24,35 19,95 16– – – 2,922 6,59 4,27 575 23,00 23,00 6,243 58,22 51,01 III– – – 5,099 7,62 6,46 – – – 8,470 31,28 26,57 IV2 6 – 38,912 331,93 252,91 362 4,50 3,42 69,885 631,19 504,13 V– – – 17,730 137,24 88,65 – – – 19,369 149,03 99,09 1– – – 7,537 141,09 124,70 – – – 10,844 232,55 204,14 22 6 – 13,645 53,60 39,56 362 4,50 3,42 39,672 249,60 200,90 3– – – 43,082 40,79 38,85 1 20 19 72,480 262,52 226,88 VI– – – 747 94 83 – – – 2,005 40,76 34,03 1– – – 42,335 39,86 38,02 1 20 19 70,475 221,77 192,85 2– – – 59 3 3 – – – 66 66 73 VII– – – 3,932 10,94 7,89 2 14 12 14,072 122,79 110,09 VIII

2 6 – 1,51,431 481,22 372,15 970 41,56 38,52 2,82,745 1413,50 1167,36 TOTAL– – – 14,240 15,95 12,56 – – – 19,522 36,43 29,85 1– – – 190 4,46 3,69 – – – 2,103 29,55 26,12 2

158

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 2,24,381 1262,77 1020,33 4,76,923 2304,29 1895,621. Direct Finance 2,20,531 1143,53 933,94 4,60,422 1842,37 1697,412. Indirect Finance 3,850 119,24 86,39 16,501 461,91 198,22

II. INDUSTRY 24,675 3539,18 2415,50 42,048 1704,41 1514,361. Mining & Quarrying 171 363,93 56,92 100 8,65 8,192. Food Manufacturing & Processing 1,184 465,33 327,01 8,610 137,87 124,22

(a) Rice Mills, Flour & Dal Mills 532 68,07 47,04 7,075 63,08 55,95(b) Sugar 23 168,24 131,75 8 41,28 40,31(c) Edible Oils & Vanaspati 110 57,99 34,90 422 8,26 7,46(d) Tea Processing 6 97 87 1 20 20(e) Processing of Fruits & Vegetables 38 8,53 6,89 42 1,86 1,01(f) Others 475 161,53 105,56 1,062 23,20 19,29

3. Beverage & Tobacco 43 16,77 13,45 28 11,31 9,224. Textiles 868 105,15 82,38 1,543 90,00 71,25

(a) Cotton Textiles 495 68,07 54,00 396 18,91 18,48(b) Jute & Other Natural Fibre Textiles 18 63 44 381 15,05 11,72(c) Handloom Textiles & Khadi 47 1,68 1,49 71 2,10 1,99(d) Other Textiles & Textile Products 308 34,77 26,44 695 53,94 39,06

5. Paper, Paper Products & Printing 401 180,53 107,15 314 27,91 29,776. Leather & Leather Products 156 18,18 16,00 538 3,16 2,717. Rubber & Plastic Products 238 153,53 109,14 191 17,66 15,618. Chemicals & Chemical Products 397 158,74 125,61 803 260,78 242,03

(a) Heavy Industrial Chemicals 49 17,16 9,42 10 8,49 2,11(b) Fertilisers 22 16,41 14,70 3 15 4(c) Drugs & Pharmaceuticals 37 16,04 10,64 495 34,71 26,41(d) Non-Edible Oils 10 10,46 9,79 3 17 14(e) Other Chemicals & Chemical Products 279 98,67 81,05 292 217,26 213,33

9. Petroleum, Coal Products & Nuclear Fuels 45 11,39 6,29 37 17,68 16,7010. Manufacture of Cement & Cement Products 174 15,35 13,98 163 33,38 33,2911. Basic Metals & Metal Products 547 682,87 502,30 388 78,52 62,76

(a) Iron & Steel 241 548,99 409,90 40 54,16 39,52(b) Non-Ferrous Metals 47 23,02 15,87 8 3,09 2,26(c) Metal Products 259 110,87 76,52 340 21,27 20,98

12. Engineering 882 441,46 340,84 2,501 679,54 611,45(a) Heavy Engineering 72 116,40 97,89 109 13,35 12,09(b) Light Engineering 547 201,90 137,45 637 650,66 585,48(c) Electrical Machinery & Goods 193 72,86 62,90 622 10,70 9,57(d) Electronic Machinery & Goods 70 50,32 42,61 1,133 4,83 4,31

13. Vehicles, Vehicle Parts & Transport Equipments 113 277,17 178,59 951 23,62 23,9814. Other Industries 14,697 183,93 127,90 25,089 183,79 158,0715. Electricity, Gas & Water 30 204,83 185,15 14 1,46 1,39

(a) Electricity Generation & Transmission 7 199,77 181,94 1 6 6(b) Non-Conventional Energy 2 9 7 4 23 16(c) Gas, Steam & Water Supply 21 4,98 3,14 9 1,16 1,17

16. Construction 4,729 260,02 222,81 778 129,09 103,74III. TRANSPORT OPERATORS 3,195 53,76 38,11 13,120 103,42 90,92IV. PROFESSIONAL AND OTHER SERVICES 10,217 398,06 299,34 24,349 279,36 193,04V. PERSONAL LOANS 3,12,527 4541,77 3538,77 2,42,635 2206,93 1848,30

1. Loans for Purchase of Consumer Durables 3,051 25,28 18,68 12,148 80,55 68,632. Loans for Housing 43,672 1813,27 1516,88 29,773 659,60 616,563. Rest of the Personal Loans 2,65,804 2703,21 2003,20 2,00,714 1466,78 1163,11

VI. TRADE 95,028 1081,32 914,72 1,90,865 1633,64 1395,791. Wholesale Trade 778 171,29 144,72 7,636 184,79 154,172. Retail Trade 94,250 910,04 770,00 1,83,229 1448,85 1241,62

VII. FINANCE 94 6,99 2,92 2,609 45,01 32,45VIII. ALL OTHERS 1,795 90,83 73,23 99,126 731,92 547,64

TOTAL BANK CREDIT 6,71,912 10974,68 8302,93 10,91,675 9008,99 7518,12OF WHICH : 1. Artisans and Village & Tiny Industries 13,605 159,16 129,94 16,660 61,10 54,48

2. Other Small Scale Industries 4,978 563,84 419,41 14,652 230,05 203,56

159

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

BIHAR (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 5,87,346 1547,24 1243,02 47 1,25 90 12,88,697 5115,54 4159,87 I– – – 5,14,019 1150,26 890,09 44 1,22 88 11,95,016 4137,38 3522,31 1– – – 73,327 396,97 352,93 3 4 2 93,681 978,16 637,56 2– – – 90,004 174,27 118,36 81 9,27 6,21 1,56,808 5427,13 4054,44 II– – – 9 59 49 – – – 280 373,16 65,59 1– – – 1,818 16,33 13,37 1 1,00 1,01 11,613 620,53 465,61 2– – – 882 11,26 8,83 – – – 8,489 142,41 111,82 2(a)– – – – – – – – – 31 209,52 172,06 2(b)– – – 149 45 39 – – – 681 66,70 42,75 2(c)– – – 1 4 5 – – – 8 1,21 1,13 2(d)– – – – – – – – – 80 10,39 7,89 2(e)– – – 786 4,58 4,10 1 1,00 1,01 2,324 190,31 129,96 2(f)– – – 1 5 7 – – – 72 28,13 22,74 3– – – 93 76 62 – – – 2,504 195,91 154,25 4– – – 7 23 16 – – – 898 87,21 72,65 4(a)– – – 2 1 – – – – 401 15,68 12,16 4(b)– – – 60 18 17 – – – 178 3,96 3,65 4(c)– – – 24 34 29 – – – 1,027 89,06 65,79 4(d)– – – 8 7 6 – – – 723 208,51 136,98 5– – – 155 27 25 1 6 6 850 21,66 19,01 6– – – 2 – – – – – 431 171,19 124,75 7– – – 2,958 8,00 6,45 3 15 15 4,161 427,66 374,25 8– – – – – – – – – 59 25,64 11,53 8(a)– – – – – – – – – 25 16,56 14,74 8(b)– – – 30 42 37 1 – – 563 51,17 37,42 8(c)– – – – – – – – – 13 10,63 9,94 8(d)– – – 2,928 7,58 6,08 2 15 15 3,501 323,66 300,62 8(e)– – – – – – – – – 82 29,07 22,99 9– – – 12 15 15 – – – 349 48,88 47,42 10– – – 4 10 7 2 10 – 941 761,59 565,13 11– – – – – – – – – 281 603,14 449,42 11(a)– – – 1 3 1 2 10 – 58 26,23 18,15 11(b)– – – 3 8 6 – – – 602 132,22 97,56 11(c)– – – 348 94 79 5 2,65 43 3,736 1124,59 953,51 12– – – – – – – – – 181 129,74 109,98 12(a)– – – 10 18 16 – – – 1,194 852,74 723,09 12(b)– – – 219 58 47 5 2,65 43 1,039 86,79 73,37 12(c)– – – 119 18 16 – – – 1,322 55,32 47,07 12(d)– – – 1,072 2,85 1,87 1 15 3 2,137 303,79 204,47 13– – – 82,870 126,19 78,58 21 98 71 1,22,677 494,90 365,25 14– – – 3 14 6 – – – 47 206,42 186,60 15– – – 1 7 4 – – – 9 199,90 182,04 15(a)– – – 1 4 2 – – – 7 36 24 15(b)– – – 1 3 1 – – – 31 6,17 4,32 15(c)– – – 651 17,84 15,52 47 4,18 3,83 6,205 411,13 345,90 16– – – 28,095 83,14 57,70 406 12,96 12,82 44,816 253,28 199,55 III1 11 – 8,835 36,17 28,90 90 2,78 2,04 43,492 716,49 523,32 IV

32 1,80 7 1,27,201 549,95 422,00 2,679 14,94 12,23 6,85,074 7315,40 5821,38 V– – – 6,265 31,14 23,56 62 34 31 21,526 137,31 111,17 1– – – 16,780 138,42 123,95 74 3,13 2,62 90,299 2614,43 2260,01 2

32 1,80 7 1,04,156 380,39 274,50 2,543 11,47 9,30 5,73,249 4563,65 3450,19 31 6 – 2,51,549 516,24 372,28 288 39,48 26,35 5,37,731 3270,74 2709,14 VI1 6 – 13,984 41,90 32,24 105 25,16 17,19 22,504 423,20 348,32 1– – – 2,37,565 474,34 340,04 183 14,32 9,15 5,15,227 2847,54 2360,82 2– – – 822 5,60 4,76 28 23,53 21,61 3,553 81,12 61,74 VII– – – 48,129 183,85 139,25 624 8,09 6,77 1,49,674 1014,69 766,90 VIII

34 1,98 7 11,41,981 3096,46 2386,29 4,243 112,30 88,92 29,09,845 23194,40 18296,33 TOTAL– – – 79,142 113,36 68,17 – – – 1,09,407 333,62 252,59 1– – – 3,309 10,79 9,19 25 1,46 1,24 22,964 806,14 633,40 2

160

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 1,06,281 259,36 207,21 1,75,026 624,87 526,031. Direct Finance 1,04,802 247,15 197,58 1,71,224 586,20 491,862. Indirect Finance 1,479 12,21 9,62 3,802 38,67 34,18

II. INDUSTRY 12,528 2674,83 1366,79 23,755 2559,15 1311,721. Mining & Quarrying 162 288,71 88,26 261 116,45 87,392. Food Manufacturing & Processing 370 23,08 19,97 2,554 55,36 44,67

(a) Rice Mills, Flour & Dal Mills 189 8,01 6,29 1,320 19,71 15,48(b) Sugar 2 6 5 3 21 20(c) Edible Oils & Vanaspati 22 2,09 1,82 47 7,13 6,91(d) Tea Processing – – – 2 60 28(e) Processing of Fruits & Vegetables 4 5,12 5,56 15 1,61 1,22(f) Others 153 7,80 6,24 1,167 26,10 20,58

3. Beverage & Tobacco 9 2,08 1,50 14 7,11 4,944. Textiles 144 50,54 26,98 3,867 56,23 48,33

(a) Cotton Textiles 28 41,92 19,16 1,065 8,23 6,90(b) Jute & Other Natural Fibre Textiles 9 5,60 5,49 2,291 37,54 32,09(c) Handloom Textiles & Khadi 7 19 11 74 51 43(d) Other Textiles & Textile Products 100 2,84 2,21 437 9,95 8,91

5. Paper, Paper Products & Printing 103 13,29 11,34 231 18,14 16,886. Leather & Leather Products 30 2,57 61 139 2,50 2,567. Rubber & Plastic Products 69 19,37 10,16 166 21,25 18,138. Chemicals & Chemical Products 133 26,57 22,04 1,080 108,57 74,36

(a) Heavy Industrial Chemicals 21 7,02 6,07 21 72,79 52,04(b) Fertilisers – – – 1 2 3(c) Drugs & Pharmaceuticals 7 62 40 849 12,22 10,03(d) Non-Edible Oils – – – 10 10,95 2,29(e) Other Chemicals & Chemical Products 105 18,94 15,58 199 12,58 9,97

9. Petroleum, Coal Products & Nuclear Fuels 12 11,13 8,32 85 27,87 21,2710. Manufacture of Cement & Cement Products 57 33,87 31,44 154 46,29 27,2611. Basic Metals & Metal Products 493 627,40 411,82 1,099 1419,47 474,57

(a) Iron & Steel 216 564,97 357,24 257 1117,05 348,20(b) Non-Ferrous Metals 25 6,96 6,30 29 6,26 5,25(c) Metal Products 252 55,48 48,29 813 296,16 121,11

12. Engineering 209 232,19 174,91 1,186 77,53 56,26(a) Heavy Engineering 25 185,09 148,16 40 31,25 18,21(b) Light Engineering 105 37,08 18,68 713 26,03 19,49(c) Electrical Machinery & Goods 70 9,67 7,83 305 14,74 13,81(d) Electronic Machinery & Goods 9 35 25 128 5,51 4,75

13. Vehicles, Vehicle Parts & Transport Equipments 197 954,03 229,02 552 216,15 151,3114. Other Industries 7,975 87,04 66,00 11,144 188,59 138,1415. Electricity, Gas & Water 20 19,70 8,39 28 37,16 6,77

(a) Electricity Generation & Transmission 5 18,06 6,94 5 30,20 8(b) Non-Conventional Energy – – – 6 82 69(c) Gas, Steam & Water Supply 15 1,65 1,44 17 6,14 6,00

16. Construction 2,545 283,24 256,02 1,195 160,49 138,89III. TRANSPORT OPERATORS 3,092 62,92 44,66 6,727 110,64 85,62IV. PROFESSIONAL AND OTHER SERVICES 3,808 51,07 37,36 15,650 228,02 193,71V. PERSONAL LOANS 1,88,576 2066,34 1580,97 1,83,348 1772,72 1433,07

1. Loans for Purchase of Consumer Durables 2,136 14,02 8,33 26,950 101,05 76,312. Loans for Housing 11,804 435,57 356,25 16,999 527,07 462,303. Rest of the Personal Loans 1,74,636 1616,76 1216,39 1,39,399 1144,60 894,45

VI. TRADE 39,810 563,32 469,94 80,745 1354,13 1119,481. Wholesale Trade 383 126,56 113,39 8,303 412,49 370,792. Retail Trade 39,427 436,76 356,55 72,442 941,63 748,69

VII. FINANCE 138 11,90 5,82 761 25,39 16,72VIII. ALL OTHERS 1,049 28,01 25,00 78,397 768,81 545,04

TOTAL BANK CREDIT 3,55,282 5717,75 3737,75 5,64,409 7443,74 5231,38OF WHICH : 1. Artisans and Village & Tiny Industries 6,914 95,11 75,85 4,201 27,20 22,63

2. Other Small Scale Industries 2,243 152,56 106,96 6,623 345,23 274,12

161

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

JHARKHAND (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 2,04,512 295,08 202,53 10 1,58 1,35 4,85,829 1180,89 937,12 I– – – 1,91,553 272,91 187,62 4 83 76 4,67,583 1107,09 877,82 1– – – 12,959 22,17 14,91 6 75 59 18,246 73,80 59,30 2– – – 18,087 37,43 28,18 433 77,94 66,27 54,803 5349,35 2772,96 II– – – 18 75 60 3 5,18 4,92 444 411,08 181,17 1– – – 353 1,22 77 – – – 3,277 79,66 65,40 2– – – 236 83 49 – – – 1,745 28,55 22,26 2(a)– – – – – – – – – 5 27 26 2(b)– – – 22 3 3 – – – 91 9,26 8,75 2(c)– – – – – – – – – 2 60 28 2(d)– – – 3 7 5 – – – 22 6,80 6,84 2(e)– – – 92 29 19 – – – 1,412 34,19 27,02 2(f)– – – – – – 5 9,04 8,42 28 18,23 14,87 3– – – 14 54 41 – – – 4,025 107,31 75,72 4– – – 5 16 14 – – – 1,098 50,31 26,20 4(a)– – – – – – – – – 2,300 43,14 37,59 4(b)– – – 1 4 4 – – – 82 74 59 4(c)– – – 8 33 23 – – – 545 13,12 11,35 4(d)– – – 3 14 14 – – – 337 31,58 28,36 5– – – 5 1 1 – – – 174 5,07 3,17 6– – – 13 5 4 1 1 1 249 40,69 28,34 7– – – 7 16 10 6 6 4 1,226 135,35 96,54 8– – – 2 8 7 – – – 44 79,89 58,18 8(a)– – – – – – – – – 1 2 3 8(b)– – – 3 7 3 6 6 4 865 12,96 10,49 8(c)– – – – – – – – – 10 10,95 2,29 8(d)– – – 2 1 1 – – – 306 31,53 25,55 8(e)– – – – – – 9 3,92 3,69 106 42,91 33,28 9– – – 4 5 5 – – – 215 80,21 58,75 10– – – 5 44 40 5 6,04 4,14 1,602 2053,35 890,92 11– – – – – – 2 5,75 3,89 475 1687,77 709,33 11(a)– – – – – – – – – 54 13,22 11,55 11(b)– – – 5 44 40 3 29 25 1,073 352,37 170,04 11(c)– – – 35 44 42 2 37 22 1,432 310,54 231,81 12– – – 2 13 12 – – – 67 216,47 166,49 12(a)– – – 2 8 8 1 33 18 821 63,53 38,44 12(b)– – – 22 8 7 – – – 397 24,49 21,71 12(c)– – – 9 15 14 1 4 3 147 6,05 5,17 12(d)– – – 123 1,07 92 2 1,32 1,09 874 1172,57 382,34 13– – – 14,594 23,13 17,01 70 70 70 33,783 299,47 221,85 14– – – 1 4 3 – – – 49 56,90 15,19 15– – – – – – – – – 10 48,26 7,02 15(a)– – – – – – – – – 6 82 69 15(b)– – – 1 4 3 – – – 33 7,82 7,48 15(c)– – – 2,912 9,37 7,29 330 51,30 43,03 6,982 504,41 445,23 16– – – 3,794 32,76 22,12 1,907 67,04 66,46 15,520 273,36 218,86 III– – – 10,086 28,62 22,07 25 3,83 2,54 29,569 311,54 255,67 IV

13 44 2 39,104 177,94 131,49 18,742 215,83 175,59 4,29,783 4233,28 3321,13 V– – – 2,806 12,57 8,87 199 1,94 1,57 32,091 129,57 95,09 1– – – 2,119 28,46 23,78 336 21,19 16,32 31,258 1012,29 858,64 2

13 44 2 34,179 136,91 98,84 18,207 192,71 157,70 3,66,434 3091,43 2367,40 3– – – 46,771 131,77 97,50 155 41,71 30,47 1,67,481 2090,92 1717,39 VI– – – 3,532 12,50 9,83 54 17,10 10,82 12,272 568,65 504,83 1– – – 43,239 119,26 87,67 101 24,61 19,65 1,55,209 1522,27 1212,56 2– – – 906 2,83 2,10 5 1,61 1,51 1,810 41,74 26,14 VII– – – 16,150 44,30 33,70 2,429 31,29 23,54 98,025 872,41 627,28 VIII

13 44 2 3,39,410 750,73 539,67 23,706 440,83 367,73 12,82,820 14353,49 9876,56 TOTAL– – – 12,240 17,67 12,79 2 16 16 23,357 140,15 111,42 1– – – 1,965 4,49 3,54 71 66 62 10,902 502,94 385,24 2

162

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 2,42,956 1082,45 841,91 3,28,040 1488,55 1317,421. Direct Finance 2,39,837 1040,41 810,16 3,20,709 1302,22 1154,952. Indirect Finance 3,119 42,05 31,75 7,331 186,33 162,47

II. INDUSTRY 1,14,420 3765,16 2850,28 37,844 5869,36 5168,331. Mining & Quarrying 299 115,19 82,57 232 96,60 80,162. Food Manufacturing & Processing 1,589 289,37 243,65 3,346 296,11 234,44

(a) Rice Mills, Flour & Dal Mills 829 181,04 149,12 2,066 178,19 164,28(b) Sugar 10 28,43 28,37 7 10,62 7,12(c) Edible Oils & Vanaspati 32 9,99 9,31 82 38,32 7,30(d) Tea Processing 5 30 25 1 10 10(e) Processing of Fruits & Vegetables 58 5,92 4,18 29 3,96 3,19(f) Others 655 63,69 52,41 1,161 64,93 52,45

3. Beverage & Tobacco 35 4,24 3,79 34 31,17 19,624. Textiles 319 25,56 21,01 2,872 26,13 22,13

(a) Cotton Textiles 50 12,43 11,16 581 6,79 6,11(b) Jute & Other Natural Fibre Textiles 22 1,05 85 942 8,89 7,34(c) Handloom Textiles & Khadi 77 3,51 1,98 212 2,18 1,93(d) Other Textiles & Textile Products 170 8,57 7,01 1,137 8,26 6,75

5. Paper, Paper Products & Printing 245 93,29 59,38 339 22,75 16,616. Leather & Leather Products 30 1,10 74 65 2,03 1,257. Rubber & Plastic Products 87 25,61 21,83 122 14,70 14,178. Chemicals & Chemical Products 320 110,47 33,89 879 603,07 595,89

(a) Heavy Industrial Chemicals 20 74,41 2,32 54 8,11 5,66(b) Fertilisers 2 75 45 8 579,39 576,42(c) Drugs & Pharmaceuticals 101 10,86 9,67 644 7,29 6,41(d) Non-Edible Oils 3 58 46 9 52 49(e) Other Chemicals & Chemical Products 194 23,87 20,99 164 7,76 6,92

9. Petroleum, Coal Products & Nuclear Fuels 21 5,61 4,65 36 69,34 68,3310. Manufacture of Cement & Cement Products 136 87,43 72,18 369 393,73 343,4111. Basic Metals & Metal Products 578 900,31 540,75 850 2383,40 2101,19

(a) Iron & Steel 222 622,43 356,33 304 2328,47 2053,24(b) Non-Ferrous Metals 74 252,82 163,13 33 18,96 14,29(c) Metal Products 282 25,07 21,29 513 35,97 33,66

12. Engineering 399 86,38 82,75 581 263,20 226,34(a) Heavy Engineering 42 7,95 6,67 85 158,45 131,09(b) Light Engineering 224 28,46 23,88 201 25,95 18,84(c) Electrical Machinery & Goods 90 47,39 49,80 176 75,21 73,43(d) Electronic Machinery & Goods 43 2,58 2,41 119 3,58 2,98

13. Vehicles, Vehicle Parts & Transport Equipments 53 2,27 1,69 242 16,00 13,3114. Other Industries 15,418 504,96 432,50 22,934 268,24 205,6515. Electricity, Gas & Water 27 26,35 16,98 57 1120,80 994,64

(a) Electricity Generation & Transmission 6 22,98 14,31 37 1118,00 992,15(b) Non-Conventional Energy 1 10 6 3 96 97(c) Gas, Steam & Water Supply 20 3,27 2,61 17 1,84 1,53

16. Construction 94,864 1486,99 1231,94 4,886 262,09 231,18III. TRANSPORT OPERATORS 6,686 174,39 133,20 10,716 149,20 119,04IV. PROFESSIONAL AND OTHER SERVICES 5,558 155,90 103,68 36,852 542,04 452,36V. PERSONAL LOANS 3,10,518 3479,61 2818,57 2,62,454 3404,50 2874,42

1. Loans for Purchase of Consumer Durables 2,258 15,14 11,09 16,337 118,21 102,662. Loans for Housing 45,914 1105,53 915,41 1,15,176 2210,85 1873,263. Rest of the Personal Loans 2,62,346 2358,95 1892,07 1,30,941 1075,44 898,50

VI. TRADE 86,484 1145,99 1007,30 1,47,040 1846,48 1617,041. Wholesale Trade 877 142,68 113,09 6,784 595,04 550,482. Retail Trade 85,607 1003,31 894,21 1,40,256 1251,44 1066,56

VII. FINANCE 114 14,73 13,39 4,359 113,08 100,59VIII. ALL OTHERS 8,110 108,10 82,90 1,60,312 1276,20 1079,27

TOTAL BANK CREDIT 7,74,846 9926,34 7851,23 9,87,617 14689,41 12728,47OF WHICH : 1. Artisans and Village & Tiny Industries 14,492 277,86 221,38 14,758 85,15 74,98

2. Other Small Scale Industries 3,725 237,98 200,76 9,061 383,99 330,78

163

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ORISSA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 4,72,612 952,63 758,06 158 23,98 22,53 10,43,766 3547,61 2939,91 I– – – 4,40,487 896,03 713,48 144 22,81 21,63 10,01,177 3261,46 2700,21 1– – – 32,125 56,60 44,59 14 1,17 89 42,589 286,15 239,70 2

16 38,51 22,28 72,928 252,35 197,22 1,123 814,35 643,31 2,26,331 10739,73 8881,42 II– – – 37 12,92 12,28 8 368,93 305,15 576 593,63 480,16 11 20 19 1,833 31,50 26,44 8 16,82 14,02 6,777 634,01 518,73 2– – – 414 20,87 17,70 1 5,00 4,95 3,310 385,10 336,06 2(a)– – – – – – – – – 17 39,06 35,49 2(b)– – – 8 10 7 – – – 122 48,41 16,68 2(c)– – – – – – – – – 6 39 34 2(d)– – – 24 1,40 1,13 – – – 111 11,28 8,50 2(e)1 20 19 1,387 9,13 7,53 7 11,82 9,06 3,211 149,77 121,65 2(f)– – – 15 88 79 2 2,00 1,71 86 38,29 25,91 35 5,05 4,87 1,190 5,47 3,59 8 2,70 2,20 4,394 64,91 53,80 45 5,05 4,87 84 1,42 98 7 2,60 2,10 727 28,30 25,23 4(a)– – – 23 5 2 – – – 987 9,99 8,21 4(b)– – – 916 2,82 1,80 – – – 1,205 8,51 5,71 4(c)– – – 167 1,18 78 1 10 10 1,475 18,11 14,65 4(d)– – – 24 55 46 2 76 61 610 117,35 77,06 5– – – 29 8 5 – – – 124 3,21 2,04 6– – – 5 8 5 – – – 214 40,40 36,05 73 10,00 9,42 38 1,08 1,00 9 9 6 1,249 724,71 640,25 8– – – 1 15 14 – – – 75 82,67 8,11 8(a)– – – – – – – – – 10 580,14 576,87 8(b)– – – 26 24 21 9 9 6 780 18,48 16,35 8(c)– – – – – – – – – 12 1,10 95 8(d)3 10,00 9,42 11 68 65 – – – 372 42,32 37,97 8(e)– – – – – – – – – 57 74,95 72,97 9– – – 69 65 60 2 32,52 16,89 576 514,33 433,09 101 16,90 5,12 753 4,69 3,54 15 62,22 61,36 2,197 3367,52 2711,97 11– – – 6 2,12 1,77 7 46,10 45,54 539 2999,13 2456,87 11(a)1 16,90 5,12 – – – – – – 108 288,67 182,54 11(b)– – – 747 2,56 1,77 8 16,12 15,83 1,550 79,72 72,56 11(c)3 1,00 85 56 77 34 11 103,98 62,48 1,050 455,33 372,76 12– – – – – – 2 68,50 30,14 129 234,91 167,90 12(a)– – – 1 1 1 3 18 17 429 54,60 42,89 12(b)3 1,00 85 36 67 29 4 34,02 31,72 309 158,30 156,10 12(c)– – – 19 9 4 2 1,28 45 183 7,53 5,87 12(d)– – – 242 4,26 3,01 9 9,12 7,71 546 31,65 25,72 132 13 – 67,322 129,99 100,47 27 2,68 1,63 1,05,703 906,00 740,25 14– – – 3 45 44 – – – 87 1147,60 1012,06 15– – – 1 40 40 – – – 44 1141,38 1006,86 15(a)– – – – – – – – – 4 1,06 1,03 15(b)– – – 2 5 4 – – – 39 5,16 4,17 15(c)1 5,23 1,83 1,312 58,99 44,16 1,022 212,54 169,48 1,02,085 2025,85 1678,59 16– – – 13,167 120,74 86,12 2,969 139,68 138,41 33,538 584,01 476,77 III– – – 39,925 166,54 136,24 187 93,21 69,34 82,522 957,69 761,63 IV

1,018 6,10 73 1,91,066 957,61 743,18 81,127 2086,46 1654,04 8,46,183 9934,28 8090,94 V– – – 8,678 40,94 27,85 305 2,70 2,10 27,578 176,99 143,70 1– – – 45,001 522,92 405,77 9,233 698,61 624,71 2,15,324 4537,90 3819,14 2

1,018 6,10 73 1,37,387 393,75 309,56 71,589 1385,15 1027,23 6,03,281 5219,39 4128,10 313 13,31 11,92 1,92,775 476,77 377,74 348 57,52 47,95 4,26,660 3540,08 3061,95 VI

9 5,39 4,20 8,363 35,41 28,57 63 23,64 18,48 16,096 802,15 714,81 14 7,92 7,72 1,84,412 441,37 349,17 285 33,88 29,47 4,10,564 2737,93 2347,14 2– – – 1,942 6,55 4,89 10 13,20 8,12 6,425 147,56 126,99 VII– – – 56,180 150,56 116,07 3,561 188,61 112,82 2,28,163 1723,47 1391,06 VIII

1,047 57,91 34,94 10,40,595 3083,75 2419,52 89,483 3417,01 2696,52 28,93,588 31174,44 25730,68 TOTAL2 13 – 53,689 102,49 78,86 7 1,20 18 82,948 466,83 375,40 13 10,00 9,42 13,941 46,06 37,09 24 39,11 38,84 26,754 717,15 616,89 2

164

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 3,754 12,54 9,73 2,896 33,61 16,281. Direct Finance 3,746 12,52 9,71 2,885 13,98 10,832. Indirect Finance 8 2 2 11 19,63 5,45

II. INDUSTRY 400 27,32 14,10 475 43,33 25,001. Mining & Quarrying 21 6,49 1,79 3 35 252. Food Manufacturing & Processing 8 1,02 73 19 69 61

(a) Rice Mills, Flour & Dal Mills – – – 3 25 24(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing 1 3 1 1 4 3(e) Processing of Fruits & Vegetables 2 9 9 – – –(f) Others 5 90 64 15 41 34

3. Beverage & Tobacco 10 3,48 1,23 – – –4. Textiles 1 3 2 17 19 16

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – 8 2 1(d) Other Textiles & Textile Products 1 3 2 9 17 15

5. Paper, Paper Products & Printing 4 30 20 3 33 316. Leather & Leather Products – – – – – –7. Rubber & Plastic Products 1 10 6 1 98 718. Chemicals & Chemical Products 2 6 3 2 1 1

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 2 1 1(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 2 6 3 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – 5 1,12 1,0211. Basic Metals & Metal Products 4 17 15 8 40 31

(a) Iron & Steel – – – 2 11 7(b) Non-Ferrous Metals – – – – – –(c) Metal Products 4 17 15 6 29 24

12. Engineering 10 95 88 10 30 27(a) Heavy Engineering – – – – – –(b) Light Engineering 5 70 70 4 19 18(c) Electrical Machinery & Goods 5 25 18 5 11 9(d) Electronic Machinery & Goods – – – 1 – –

13. Vehicles, Vehicle Parts & Transport Equipments – – – 23 24 2114. Other Industries 196 4,33 3,23 256 6,79 5,2315. Electricity, Gas & Water – – – 2 20,06 5,40

(a) Electricity Generation & Transmission – – – 2 20,06 5,40(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 143 10,39 5,78 126 11,87 10,51III. TRANSPORT OPERATORS 278 6,95 4,57 144 2,68 1,59IV. PROFESSIONAL AND OTHER SERVICES 119 12,89 7,45 1,621 38,32 31,63V. PERSONAL LOANS 11,288 260,30 212,99 9,908 166,19 142,18

1. Loans for Purchase of Consumer Durables 71 73 62 3,044 18,40 13,952. Loans for Housing 3,472 162,42 136,27 3,063 107,37 97,013. Rest of the Personal Loans 7,745 97,15 76,10 3,801 40,41 31,22

VI. TRADE 843 57,17 29,67 902 38,51 34,471. Wholesale Trade 17 10,73 8,97 62 3,71 3,092. Retail Trade 826 46,44 20,71 840 34,80 31,38

VII. FINANCE 12 27 26 2 4,20 4,20VIII. ALL OTHERS 49 1,26 1,22 1,325 18,42 10,84

TOTAL BANK CREDIT 16,743 378,72 279,98 17,273 345,27 266,19OF WHICH : 1. Artisans and Village & Tiny Industries 207 6,12 4,41 87 1,69 1,54

2. Other Small Scale Industries 30 19 14 183 3,63 3,01

165

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

SIKKIM (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 1 3 2 1 5 5 6,652 46,23 26,07 I– – – 1 3 2 1 5 5 6,633 26,58 20,61 1– – – – – – – – – 19 19,65 5,46 2– – – – – – 39 14,53 7,83 914 85,18 46,93 II– – – – – – – – – 24 6,84 2,04 1– – – – – – – – – 27 1,72 1,35 2– – – – – – – – – 3 25 24 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – – – – 2(c)– – – – – – – – – 2 7 4 2(d)– – – – – – – – – 2 9 9 2(e)– – – – – – – – – 20 1,31 98 2(f)– – – – – – – – – 10 3,48 1,23 3– – – – – – – – – 18 22 18 4– – – – – – – – – – – – 4(a)– – – – – – – – – – – – 4(b)– – – – – – – – – 8 2 1 4(c)– – – – – – – – – 10 20 17 4(d)– – – – – – – – – 7 64 51 5– – – – – – – – – – – – 6– – – – – – – – – 2 1,08 77 7– – – – – – – – – 4 7 4 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – 2 1 1 8(c)– – – – – – – – – – – – 8(d)– – – – – – – – – 2 6 3 8(e)– – – – – – – – – – – – 9– – – – – – – – – 5 1,12 1,02 10– – – – – – – – – 12 57 46 11– – – – – – – – – 2 11 7 11(a)– – – – – – – – – – – – 11(b)– – – – – – – – – 10 46 40 11(c)– – – – – – – – – 20 1,25 1,15 12– – – – – – – – – – – – 12(a)– – – – – – – – – 9 89 88 12(b)– – – – – – – – – 10 35 27 12(c)– – – – – – – – – 1 – – 12(d)– – – – – – 7 4,87 2,67 30 5,11 2,88 13– – – – – – 1 4,12 – 453 15,25 8,46 14– – – – – – – – – 2 20,06 5,40 15– – – – – – – – – 2 20,06 5,40 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – – – – 15(c)– – – – – – 31 5,54 5,16 300 27,80 21,44 16– – – – – – 483 17,11 17,11 905 26,74 23,26 III– – – – – – 2 8 6 1,742 51,30 39,15 IV1 2 2 – – – 455 11,30 9,25 21,652 437,81 364,44 V– – – – – – 25 5 5 3,140 19,18 14,62 1– – – – – – 15 1,66 1,49 6,550 271,45 234,77 21 2 2 – – – 415 9,59 7,71 11,962 147,17 115,05 3– – – – – – 16 6,36 5,05 1,761 102,04 69,19 VI– – – – – – 5 1,03 97 84 15,46 13,02 1– – – – – – 11 5,33 4,08 1,677 86,57 56,17 2– – – – – – – – – 14 4,47 4,46 VII– – – – – – 5 1 1 1,379 19,69 12,06 VIII

1 2 2 1 3 2 1,001 49,43 39,36 35,019 773,46 585,57 TOTAL– – – – – – – – – 294 7,81 5,95 1– – – – – – – – – 213 3,81 3,15 2

166

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 1,95,237 1446,51 1202,68 5,68,061 4732,25 3678,311. Direct Finance 1,90,917 1046,45 874,52 5,53,426 2640,98 2194,052. Indirect Finance 4,320 400,06 328,15 14,635 2091,27 1484,25

II. INDUSTRY 71,536 15180,94 8671,57 2,01,683 27390,34 18140,121. Mining & Quarrying 263 497,34 219,01 315 782,76 513,072. Food Manufacturing & Processing 3,539 1423,48 962,62 60,289 2429,59 1956,35

(a) Rice Mills, Flour & Dal Mills 548 193,61 125,91 40,581 370,75 300,68(b) Sugar 29 623,78 428,01 23 85,48 52,65(c) Edible Oils & Vanaspati 224 32,01 23,26 513 148,04 129,39(d) Tea Processing 220 308,92 199,73 696 1504,49 1216,52(e) Processing of Fruits & Vegetables 186 21,59 17,54 967 48,03 39,67(f) Others 2,332 243,57 168,17 17,509 272,80 217,43

3. Beverage & Tobacco 102 31,82 26,96 160 144,01 81,034. Textiles 2,786 677,75 455,69 20,143 1576,78 1152,95

(a) Cotton Textiles 266 184,86 125,68 3,596 573,79 461,59(b) Jute & Other Natural Fibre Textiles 478 168,86 87,82 5,504 427,73 284,24(c) Handloom Textiles & Khadi 263 11,51 9,62 848 16,47 9,14(d) Other Textiles & Textile Products 1,779 312,52 232,57 10,195 558,79 397,97

5. Paper, Paper Products & Printing 752 575,66 412,86 1,291 907,98 284,836. Leather & Leather Products 323 1752,86 150,18 1,542 625,45 495,027. Rubber & Plastic Products 494 211,50 152,44 1,190 538,57 319,788. Chemicals & Chemical Products 767 1260,52 892,00 16,013 1734,18 1045,46

(a) Heavy Industrial Chemicals 92 605,16 459,73 171 747,05 263,63(b) Fertilisers 22 115,57 101,50 21 83,92 81,01(c) Drugs & Pharmaceuticals 102 83,42 58,43 7,048 317,86 243,58(d) Non-Edible Oils 24 7,00 5,08 23 14,71 10,82(e) Other Chemicals & Chemical Products 527 449,37 267,25 8,750 570,64 446,41

9. Petroleum, Coal Products & Nuclear Fuels 91 415,73 344,19 198 2229,30 1455,2310. Manufacture of Cement & Cement Products 194 207,42 139,04 422 267,42 192,1611. Basic Metals & Metal Products 1,213 3897,22 2573,81 2,816 6395,15 3293,33

(a) Iron & Steel 581 3390,37 2295,80 974 4878,88 2413,72(b) Non-Ferrous Metals 150 325,87 151,05 144 607,20 222,82(c) Metal Products 482 180,98 126,97 1,698 909,08 656,79

12. Engineering 2,234 1727,43 924,56 5,756 2507,12 1691,20(a) Heavy Engineering 149 121,32 71,21 1,819 488,93 360,71(b) Light Engineering 1,350 1050,79 517,15 1,980 422,21 349,11(c) Electrical Machinery & Goods 607 411,06 251,21 1,018 999,26 844,17(d) Electronic Machinery & Goods 128 144,26 84,98 939 596,73 137,20

13. Vehicles, Vehicle Parts & Transport Equipments 108 54,00 39,08 1,204 644,77 468,9114. Other Industries 51,012 1837,58 914,54 84,876 2115,44 1826,3415. Electricity, Gas & Water 64 128,38 95,89 140 615,88 391,40

(a) Electricity Generation & Transmission 20 119,26 88,37 86 580,27 363,56(b) Non-Conventional Energy 15 1,45 1,39 5 26 25(c) Gas, Steam & Water Supply 29 7,66 6,13 49 35,35 27,59

16. Construction 7,594 482,27 368,69 5,328 3875,94 2973,08III. TRANSPORT OPERATORS 3,105 84,79 57,81 12,245 523,22 390,78IV. PROFESSIONAL AND OTHER SERVICES 6,338 1911,26 973,33 41,735 2351,09 1930,01V. PERSONAL LOANS 3,22,411 4368,89 3427,65 5,21,454 7856,42 6489,22

1. Loans for Purchase of Consumer Durables 2,987 20,28 15,24 26,204 168,28 138,352. Loans for Housing 70,656 2203,83 1817,07 1,27,699 4539,02 3833,673. Rest of the Personal Loans 2,48,768 2144,78 1595,34 3,67,551 3149,12 2517,19

VI. TRADE 79,330 2925,08 1862,07 2,84,656 8599,73 6880,431. Wholesale Trade 1,388 1424,48 789,12 27,818 4609,22 3829,622. Retail Trade 77,942 1500,59 1072,95 2,56,838 3990,51 3050,81

VII. FINANCE 171 3517,10 368,17 1,476 2365,09 1821,39VIII. ALL OTHERS 11,530 1238,18 191,88 1,49,136 2459,69 1685,60

TOTAL BANK CREDIT 6,89,658 30672,74 16755,15 17,80,446 56277,83 41015,86OF WHICH : 1. Artisans and Village & Tiny Industries 48,751 331,43 254,12 63,084 366,23 318,96

2. Other Small Scale Industries 11,424 813,94 604,88 59,759 3140,83 2669,99

167

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

WEST BENGAL (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

982 17,52 15,51 3,05,411 432,47 324,26 37,271 895,78 735,98 11,06,962 7524,53 5956,73 I967 14,82 13,58 2,99,042 396,32 299,31 37,073 629,65 575,52 10,81,425 4728,21 3956,98 115 2,70 1,93 6,369 36,16 24,95 198 266,13 160,46 25,537 2796,32 1999,75 2

16,683 3528,45 2138,27 2,38,322 325,91 247,39 4,178 5137,55 4183,71 5,32,402 51563,20 33381,07 II2 12,00 4 41 4,39 3,52 33 174,27 133,51 654 1470,76 869,15 1

51 24,06 20,56 618 8,55 7,29 177 912,92 747,48 64,674 4798,60 3694,29 22 29 21 95 5,38 4,74 15 57,88 29,63 41,241 627,91 461,16 2(a)– – – – – – 1 5,83 1,67 53 715,09 482,33 2(b)2 64 63 162 1,33 1,08 17 22,61 12,34 918 204,63 166,70 2(c)

24 16,66 16,13 – – – 81 744,25 644,82 1,021 2574,32 2077,20 2(d)1 18 6 3 35 30 – – – 1,157 70,15 57,57 2(e)

22 6,30 3,53 358 1,49 1,17 63 82,34 59,02 20,284 606,50 449,32 2(f)5 4,83 4,05 7 55 57 24 26,60 20,32 298 207,81 132,93 3

2,712 156,00 132,44 2,111 7,93 5,84 156 240,90 181,09 27,908 2659,37 1928,01 41,490 89,78 62,74 19 61 48 59 61,37 50,10 5,430 910,42 700,60 4(a)

– – – 7 29 20 26 27,92 17,84 6,015 624,80 390,09 4(b)1,199 14,99 14,53 1,991 4,01 3,08 3 71 54 4,304 47,69 36,91 4(c)

23 51,23 55,17 94 3,02 2,09 68 150,91 112,60 12,159 1076,46 800,40 4(d)26 15,18 4,62 31 1,31 1,05 75 51,25 46,04 2,175 1551,38 749,41 5

8 1,25 1,10 9 3 1 226 97,62 60,06 2,108 2477,20 706,37 6171 25,90 18,01 11 1,29 1,18 66 116,07 93,88 1,932 893,33 585,30 7

1,050 373,93 196,17 21 80 74 127 381,25 303,96 17,978 3750,68 2438,33 815 90,90 49,99 – – – 36 266,87 252,62 314 1709,98 1025,97 8(a)

2 25,04 6 – – – – – – 45 224,52 182,57 8(b)613 20,11 15,00 13 20 15 31 9,06 5,41 7,807 430,66 322,58 8(c)

– – – – – – – – – 47 21,71 15,90 8(d)420 237,89 131,13 8 60 59 60 105,31 45,93 9,765 1363,81 891,30 8(e)15 153,88 47,80 6 25 20 14 31,97 23,66 324 2831,13 1871,07 9

1,012 100,30 90,22 80 45 35 10 82,53 17,59 1,718 658,12 439,37 10189 1099,64 725,42 92 1,03 71 424 959,68 822,29 4,734 12352,72 7415,57 11111 670,64 499,85 1 3 1 261 489,37 400,62 1,928 9429,28 5610,01 11(a)45 381,72 205,56 1 3 1 20 241,32 234,98 360 1556,13 814,41 11(b)33 47,28 20,02 90 98 69 143 228,99 186,68 2,446 1367,31 991,15 11(c)

8,038 517,01 329,72 135 1,51 1,35 291 406,96 338,17 16,454 5160,03 3285,00 1221 262,17 133,32 4 14 13 133 76,71 58,17 2,126 949,26 623,53 12(a)

5,263 131,08 129,84 114 79 74 69 142,53 120,77 8,776 1747,40 1117,62 12(b)2,748 123,39 66,39 14 53 43 56 160,34 143,85 4,443 1694,59 1306,06 12(c)

6 36 17 3 6 5 33 27,38 15,39 1,109 768,78 237,79 12(d)9 36,17 8,01 92 42 39 53 178,34 158,09 1,466 913,70 674,48 13

1,323 617,71 341,88 2,33,899 263,16 196,56 1,057 596,93 539,41 3,72,167 5430,82 3818,73 146 40,17 32,12 2 9 4 24 125,23 89,67 236 909,75 609,12 153 38,45 30,41 2 9 4 21 123,46 88,01 132 861,55 570,38 15(a)– – – – – – – – – 20 1,71 1,64 15(b)3 1,72 1,72 – – – 3 1,77 1,66 84 46,49 37,10 15(c)

2,066 350,42 186,11 1,167 34,13 27,58 1,421 755,04 608,49 17,576 5497,80 4163,95 162,100 138,52 133,45 17,188 37,45 26,40 7,170 472,46 375,10 41,808 1256,44 983,55 III

930 295,11 266,71 24,871 43,12 32,52 2,858 1061,75 764,01 76,732 5662,32 3966,58 IV65,609 1777,44 1263,46 2,32,462 1252,37 923,15 2,52,406 7178,76 5267,59 13,94,342 22433,88 17371,07 V7,639 76,58 74,12 64,078 414,38 289,90 2,315 23,13 18,18 1,03,223 702,65 535,79 16,395 774,47 721,97 16,241 280,22 222,47 25,476 1627,55 1448,03 2,46,467 9425,09 8043,22 2

51,575 926,38 467,37 1,52,143 557,77 410,78 2,24,615 5528,08 3801,38 10,44,652 12306,14 8792,06 31,459 367,03 189,45 2,22,501 466,62 358,78 2,300 1189,25 761,07 5,90,246 13547,71 10051,80 VI

293 216,18 95,18 9,364 40,99 32,36 911 690,26 399,87 39,774 6981,14 5146,16 11,166 150,84 94,27 2,13,137 425,62 326,42 1,389 499,00 361,19 5,50,472 6566,57 4905,64 2

89 70,27 68,28 1,566 6,78 4,29 289 1310,47 890,24 3,591 7269,72 3152,36 VII14,501 165,56 132,81 44,602 138,07 105,12 27,011 622,99 412,50 2,46,780 4624,50 2527,91 VIII

1,02,353 6359,91 4207,94 10,86,923 2702,79 2021,91 3,33,483 17869,02 13390,20 39,92,863 113882,29 77391,06 TOTAL95 4,86 3,49 2,26,846 243,54 181,76 13 1,20 1,02 3,38,789 947,26 759,35 146 34,25 21,40 7,242 22,98 16,50 1,318 174,74 131,44 79,789 4186,73 3444,21 2

168

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

EASTERN REGION (Concld.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 771 9,19 7,03 1,694 123,40 103,621. Direct Finance 752 5,57 4,46 571 8,76 8,422. Indirect Finance 19 3,62 2,57 1,123 114,64 95,20

II. INDUSTRY 381 9,34 7,97 558 65,88 61,871. Mining & Quarrying 4 69 67 7 68 572. Food Manufacturing & Processing 7 37 28 90 8,18 7,26

(a) Rice Mills, Flour & Dal Mills 2 13 10 34 41 34(b) Sugar – – – 1 3,08 3,08(c) Edible Oils & Vanaspati – – – 5 14 15(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 1 3 2 3 17 10(f) Others 4 21 16 47 4,39 3,60

3. Beverage & Tobacco – – – 1 3 24. Textiles 1 5 5 47 4,21 3,75

(a) Cotton Textiles 1 5 5 27 2,41 2,12(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – 3 7 5(d) Other Textiles & Textile Products – – – 17 1,74 1,58

5. Paper, Paper Products & Printing – – – 16 8,47 8,116. Leather & Leather Products – – – 3 99 577. Rubber & Plastic Products 2 39 16 1 19 238. Chemicals & Chemical Products 1 10 10 65 2,05 1,47

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 57 46 40(d) Non-Edible Oils – – – 2 81 79(e) Other Chemicals & Chemical Products 1 10 10 6 77 28

9. Petroleum, Coal Products & Nuclear Fuels 1 5 5 – – –10. Manufacture of Cement & Cement Products 1 5 5 1 15 1711. Basic Metals & Metal Products 4 41 42 8 40 34

(a) Iron & Steel 1 8 8 1 19 19(b) Non-Ferrous Metals 1 25 25 – – –(c) Metal Products 2 8 8 7 21 16

12. Engineering 9 91 68 11 72 22(a) Heavy Engineering 2 35 14 3 41 13(b) Light Engineering 7 55 55 4 5 5(c) Electrical Machinery & Goods – – – 4 26 5(d) Electronic Machinery & Goods – – – – – –

13. Vehicles, Vehicle Parts & Transport Equipments 1 25 22 11 63 5414. Other Industries 265 3,21 2,70 224 31,43 31,9515. Electricity, Gas & Water 1 8 7 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 8 7 – – –

16. Construction 84 2,78 2,52 73 7,74 6,67III. TRANSPORT OPERATORS 465 9,00 6,41 276 4,50 3,51IV. PROFESSIONAL AND OTHER SERVICES 166 7,04 5,61 319 24,91 16,74V. PERSONAL LOANS 6,739 84,43 65,74 3,959 46,29 34,10

1. Loans for Purchase of Consumer Durables 32 11 9 290 3,32 3,052. Loans for Housing 727 31,92 26,38 280 14,06 12,123. Rest of the Personal Loans 5,980 52,40 39,28 3,389 28,91 18,93

VI. TRADE 1,279 31,30 28,77 1,119 31,81 27,851. Wholesale Trade 23 5,00 4,79 97 4,64 4,042. Retail Trade 1,256 26,29 23,98 1,022 27,17 23,81

VII. FINANCE 3 11 11 8 25 23VIII. ALL OTHERS 29 51 45 3,206 52,25 41,63

TOTAL BANK CREDIT 9,833 150,92 122,10 11,139 349,28 289,55OF WHICH : 1. Artisans and Village & Tiny Industries 248 4,09 3,35 100 2,06 1,69

2. Other Small Scale Industries 30 27 22 189 13,97 12,44

169

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ANDAMAN & NICOBAR ISLANDS (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 92 3,30 2,62 10 48 46 2,567 136,37 113,73 I– – – 25 72 65 4 27 27 1,352 15,32 13,81 1– – – 67 2,59 1,97 6 20 20 1,215 121,05 99,93 2– – – 7 31 25 3 18 6 949 75,70 70,16 II– – – 1 8 5 – – – 12 1,45 1,30 1– – – 1 5 5 – – – 98 8,60 7,59 2– – – 1 5 5 – – – 37 59 49 2(a)– – – – – – – – – 1 3,08 3,08 2(b)– – – – – – – – – 5 14 15 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – 4 20 12 2(e)– – – – – – – – – 51 4,59 3,76 2(f)– – – – – – – – – 1 3 2 3– – – – – – 2 15 4 50 4,41 3,84 4– – – – – – – – – 28 2,46 2,17 4(a)– – – – – – – – – – – – 4(b)– – – – – – 1 5 4 4 12 9 4(c)– – – – – – 1 10 – 18 1,84 1,58 4(d)– – – – – – – – – 16 8,47 8,11 5– – – – – – – – – 3 99 57 6– – – – – – – – – 3 58 39 7– – – – – – – – – 66 2,15 1,57 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – 57 46 40 8(c)– – – – – – – – – 2 81 79 8(d)– – – – – – – – – 7 87 38 8(e)– – – – – – – – – 1 5 5 9– – – – – – – – – 2 20 22 10– – – – – – – – – 12 81 76 11– – – – – – – – – 2 27 27 11(a)– – – – – – – – – 1 25 25 11(b)– – – – – – – – – 9 29 24 11(c)– – – 1 5 5 1 3 3 22 1,70 98 12– – – – – – 1 3 3 6 79 29 12(a)– – – 1 5 5 – – – 12 65 65 12(b)– – – – – – – – – 4 26 5 12(c)– – – – – – – – – – – – 12(d)– – – – – – – – – 12 87 76 13– – – 2 6 4 – – – 491 34,71 34,69 14– – – – – – – – – 1 8 7 15– – – – – – – – – – – – 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – 1 8 7 15(c)– – – 2 7 6 – – – 159 10,59 9,24 16– – – 7 32 12 – – – 748 13,82 10,04 III– – – – – – 4 33 31 489 32,28 22,66 IV1 8 8 42 1,38 1,20 234 3,91 3,07 10,975 136,09 104,19 V– – – – – – – – – 322 3,43 3,14 11 8 8 18 65 58 19 1,38 1,06 1,045 48,09 40,23 2– – – 24 73 61 215 2,53 2,00 9,608 84,57 60,83 3– – – 3 13 7 14 9,56 9,36 2,415 72,79 66,04 VI– – – 2 8 4 – – – 122 9,72 8,87 1– – – 1 5 3 14 9,56 9,36 2,293 63,07 57,17 2– – – 1 4 4 1 19 19 13 59 57 VII– – – 5 58 53 4 21 15 3,244 53,55 42,77 VIII

1 8 8 157 6,06 4,83 270 14,84 13,61 21,400 521,18 430,18 TOTAL– – – 1 5 5 – – – 349 6,20 5,09 1– – – 1 3 1 1 10 – 221 14,37 12,67 2

170

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

CENTRAL REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 87,958 671,35 541,73 65,331 668,21 585,731. Direct Finance 86,916 622,52 496,08 64,221 602,46 532,802. Indirect Finance 1,042 48,83 45,65 1,110 65,76 52,93

II. INDUSTRY 9,978 2477,63 1836,14 12,121 3307,44 2260,401. Mining & Quarrying 246 388,63 287,73 376 87,24 37,432. Food Manufacturing & Processing 1,236 227,52 166,35 1,514 227,39 180,34

(a) Rice Mills, Flour & Dal Mills 974 152,87 116,61 938 127,51 94,85(b) Sugar 4 56 50 – – –(c) Edible Oils & Vanaspati 37 20,09 15,29 145 68,14 63,35(d) Tea Processing 8 2,66 1,98 1 15 14(e) Processing of Fruits & Vegetables 18 5,60 3,86 4 11,79 8,14(f) Others 195 45,74 28,11 426 19,81 13,87

3. Beverage & Tobacco 18 1,22 97 25 7,49 4,094. Textiles 83 7,24 5,40 925 28,55 24,51

(a) Cotton Textiles 10 32 28 462 15,19 16,08(b) Jute & Other Natural Fibre Textiles 5 2,96 2,23 203 4,63 3,98(c) Handloom Textiles & Khadi 18 58 57 14 28 25(d) Other Textiles & Textile Products 50 3,38 2,33 246 8,45 4,19

5. Paper, Paper Products & Printing 95 16,65 11,25 237 11,44 9,326. Leather & Leather Products 12 55,09 42,52 97 1,06 987. Rubber & Plastic Products 97 13,43 10,29 199 42,04 35,828. Chemicals & Chemical Products 195 46,54 35,26 279 59,13 51,34

(a) Heavy Industrial Chemicals 41 12,52 12,01 24 25,90 22,41(b) Fertilisers 9 2,66 2,00 12 14,32 11,85(c) Drugs & Pharmaceuticals 16 89 53 76 1,39 1,00(d) Non-Edible Oils 8 1,91 1,65 9 55 36(e) Other Chemicals & Chemical Products 121 28,55 19,07 158 16,97 15,71

9. Petroleum, Coal Products & Nuclear Fuels 22 59,22 47,70 37 7,35 5,4510. Manufacture of Cement & Cement Products 113 20,54 13,98 81 59,79 12,9111. Basic Metals & Metal Products 660 1333,04 985,98 1,141 2229,87 1502,45

(a) Iron & Steel 457 936,44 644,67 442 1888,96 1203,98(b) Non-Ferrous Metals 37 189,69 161,95 17 132,31 126,66(c) Metal Products 166 206,91 179,36 682 208,61 171,81

12. Engineering 319 57,93 43,11 595 113,96 76,63(a) Heavy Engineering 27 9,78 7,37 50 75,33 43,12(b) Light Engineering 217 37,86 26,98 321 12,34 8,96(c) Electrical Machinery & Goods 47 9,07 7,60 84 4,97 3,80(d) Electronic Machinery & Goods 28 1,22 1,17 140 21,32 20,75

13. Vehicles, Vehicle Parts & Transport Equipments 47 3,53 3,15 109 3,07 2,2414. Other Industries 5,161 94,87 68,86 6,081 122,21 92,1115. Electricity, Gas & Water 25 31,64 15,26 43 254,61 184,38

(a) Electricity Generation & Transmission 9 13,73 7,43 22 229,29 160,69(b) Non-Conventional Energy 2 14,20 5,58 2 13,35 13,35(c) Gas, Steam & Water Supply 14 3,71 2,25 19 11,98 10,35

16. Construction 1,649 120,54 98,33 382 52,23 40,40III. TRANSPORT OPERATORS 1,367 23,17 18,05 2,889 22,24 17,84IV. PROFESSIONAL AND OTHER SERVICES 2,479 135,58 80,75 7,101 196,35 153,95V. PERSONAL LOANS 1,44,995 1783,17 1381,87 81,166 1004,27 831,78

1. Loans for Purchase of Consumer Durables 1,973 12,84 9,34 5,127 32,94 25,452. Loans for Housing 18,658 654,94 548,84 15,221 443,20 407,173. Rest of the Personal Loans 1,24,364 1115,38 823,69 60,818 528,14 399,16

VI. TRADE 28,180 1028,10 698,97 38,474 899,12 675,061. Wholesale Trade 1,112 694,67 443,46 1,697 349,06 259,942. Retail Trade 27,068 333,43 255,51 36,777 550,06 415,11

VII. FINANCE 91 32,02 23,70 303 8,33 5,27VIII. ALL OTHERS 1,869 66,23 55,78 23,218 362,06 247,80

TOTAL BANK CREDIT 2,76,917 6217,26 4636,99 2,30,603 6468,03 4777,84OF WHICH : 1. Artisans and Village & Tiny Industries 4,864 150,89 114,42 2,284 18,75 15,80

2. Other Small Scale Industries 2,138 204,14 156,34 5,768 352,41 282,80

171

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

CHHATTISGARH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 1,49,901 395,72 288,33 418 28,10 22,14 3,03,608 1763,38 1437,93 I– – – 1,46,580 382,58 278,18 407 13,66 10,32 2,98,124 1621,22 1317,38 1– – – 3,321 13,14 10,15 11 14,43 11,82 5,484 142,16 120,55 2

31 17,73 10,03 19,379 54,87 38,78 406 409,59 257,03 41,915 6267,26 4402,38 II– – – 28 1,85 1,24 1 5 4 651 477,77 326,44 11 20 18 139 5,64 4,28 14 6,69 2,41 2,904 467,44 353,56 2– – – 111 5,04 3,77 10 56 43 2,033 285,98 215,66 2(a)– – – – – – – – – 4 56 50 2(b)– – – 3 24 23 – – – 185 88,47 78,87 2(c)– – – – – – – – – 9 2,81 2,11 2(d)– – – – – – – – – 22 17,39 11,99 2(e)1 20 18 25 35 28 4 6,13 1,99 651 72,23 44,42 2(f)– – – 5 23 17 – – – 48 8,94 5,23 32 4,46 3,64 58 45 24 3 52 52 1,071 41,23 34,32 42 4,46 3,64 24 27 12 1 43 43 499 20,66 20,55 4(a)– – – 2 – – – – – 210 7,60 6,21 4(b)– – – 5 1 – – – – 37 87 82 4(c)– – – 27 17 12 2 10 9 325 12,10 6,74 4(d)– – – 13 20 13 6 2,11 1,97 351 30,40 22,67 5– – – 5 5 4 – – – 114 56,20 43,54 6– – – 503 1,21 1,21 8 3,43 3,01 807 60,11 50,33 71 13 8 15 11 8 9 62 57 499 106,53 87,32 8– – – – – – – – – 65 38,42 34,42 8(a)– – – – – – – – – 21 16,98 13,85 8(b)– – – 10 7 6 3 3 2 105 2,39 1,61 8(c)– – – – – – – – – 17 2,46 2,01 8(d)1 13 8 5 4 3 6 59 55 291 46,28 35,43 8(e)– – – – – – – – – 59 66,56 53,15 91 4 – 2 21 12 – – – 197 80,58 27,01 103 15 2 10 31 27 37 332,03 203,31 1,851 3895,40 2692,03 113 15 2 – – – 22 228,10 99,86 924 3053,65 1948,53 11(a)– – – – – – 1 100,00 100,00 55 421,99 388,61 11(b)– – – 10 31 27 14 3,94 3,46 872 419,76 354,88 11(c)7 8,50 2,96 75 41 27 11 2,67 2,26 1,007 183,47 125,23 12– – – – – – 1 65 54 78 85,76 51,03 12(a)– – – 10 17 10 5 1,55 1,31 553 51,91 37,34 12(b)7 8,50 2,96 49 18 12 5 47 41 192 23,20 14,89 12(c)– – – 16 7 5 – – – 184 22,61 21,97 12(d)– – – 353 2,67 1,92 8 3,65 2,76 517 12,92 10,08 132 65 – 15,875 33,44 23,39 61 7,41 5,59 27,180 258,59 189,96 14– – – 2 7 3 – – – 70 286,31 199,68 15– – – – – – – – – 31 243,02 168,12 15(a)– – – – – – – – – 4 27,55 18,93 15(b)– – – 2 7 3 – – – 35 15,75 12,63 15(c)

14 3,60 3,14 2,296 8,02 5,40 248 50,41 34,57 4,589 234,80 181,85 161 3 – 1,472 9,43 6,63 2,094 83,31 80,53 7,823 138,18 123,05 III

34 1,03 57 3,878 12,53 9,03 263 30,38 15,80 13,755 375,87 260,11 IV205 6,21 2,93 54,149 250,47 186,02 15,448 341,43 255,51 2,95,963 3385,54 2658,11 V

– – – 6,808 22,84 15,40 23 21 18 13,931 68,83 50,37 1– – – 3,280 43,73 35,66 907 44,55 38,87 38,066 1186,43 1030,55 2

205 6,21 2,93 44,061 183,89 134,96 14,518 296,67 216,46 2,43,966 2130,28 1577,19 313 7,32 5,50 32,798 98,35 74,37 501 80,72 61,64 99,966 2113,60 1515,54 VI

9 2,81 1,63 641 4,95 3,33 75 37,00 26,84 3,534 1088,48 735,20 14 4,52 3,87 32,157 93,40 71,04 426 43,72 34,80 96,432 1025,12 780,34 2– – – 237 80 54 2 5 5 633 41,20 29,56 VII

77 2,66 81 19,354 54,45 38,44 435 41,00 38,89 44,953 526,41 381,72 VIII

361 34,98 19,85 2,81,168 876,61 642,14 19,567 1014,57 731,58 8,08,616 14611,46 10808,40 TOTAL2 65 – 12,130 27,56 19,09 37 1,05 65 19,317 198,90 149,97 14 3,00 2,43 3,853 11,06 7,97 44 10,00 7,95 11,807 580,60 457,49 2

172

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

CENTRAL REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 4,19,565 4715,33 3752,26 4,65,654 4931,27 4203,111. Direct Finance 4,13,517 4042,28 3209,72 4,54,485 4031,37 3494,592. Indirect Finance 6,048 673,05 542,54 11,169 899,90 708,52

II. INDUSTRY 58,808 4588,81 3191,05 47,575 6256,55 4458,801. Mining & Quarrying 490 64,22 42,19 494 65,48 55,722. Food Manufacturing & Processing 2,372 735,06 469,05 6,187 1057,03 656,90

(a) Rice Mills, Flour & Dal Mills 783 105,24 85,04 2,305 205,16 166,84(b) Sugar 27 29,33 25,79 11 4,17 2,82(c) Edible Oils & Vanaspati 590 510,57 286,84 329 626,36 312,70(d) Tea Processing 5 77 56 10 1,03 98(e) Processing of Fruits & Vegetables 24 4,27 3,78 341 15,39 14,49(f) Others 943 84,88 67,04 3,191 204,92 159,06

3. Beverage & Tobacco 21 30,21 21,06 95 68,93 59,794. Textiles 1,324 589,12 383,83 7,000 877,89 729,05

(a) Cotton Textiles 453 302,75 235,99 3,626 666,17 573,16(b) Jute & Other Natural Fibre Textiles 24 2,29 1,70 1,044 18,00 15,85(c) Handloom Textiles & Khadi 190 1,93 1,24 233 3,23 2,67(d) Other Textiles & Textile Products 657 282,15 144,88 2,097 190,49 137,38

5. Paper, Paper Products & Printing 541 228,40 149,86 922 117,90 93,946. Leather & Leather Products 334 4,62 3,53 784 32,89 21,607. Rubber & Plastic Products 296 106,22 61,14 747 436,09 264,218. Chemicals & Chemical Products 12,232 351,86 259,60 4,682 260,79 195,19

(a) Heavy Industrial Chemicals 29 49,59 38,50 80 28,08 12,38(b) Fertilisers 15 63,19 51,07 31 27,70 22,38(c) Drugs & Pharmaceuticals 227 68,80 50,73 3,785 144,49 110,88(d) Non-Edible Oils 5 3,11 33 22 3,23 2,79(e) Other Chemicals & Chemical Products 11,956 167,18 118,97 764 57,29 46,74

9. Petroleum, Coal Products & Nuclear Fuels 19 24,15 19,03 30 10,68 4,4810. Manufacture of Cement & Cement Products 208 31,12 18,35 558 483,73 209,9411. Basic Metals & Metal Products 8,281 825,43 580,21 1,576 857,48 695,57

(a) Iron & Steel 200 748,76 521,99 207 739,68 603,60(b) Non-Ferrous Metals 57 29,36 22,97 50 37,67 20,84(c) Metal Products 8,024 47,31 35,24 1,319 80,13 71,13

12. Engineering 1,481 484,75 414,10 2,792 405,98 322,82(a) Heavy Engineering 63 19,91 11,42 814 106,34 85,30(b) Light Engineering 434 194,96 182,29 814 139,48 111,35(c) Electrical Machinery & Goods 855 255,95 212,11 785 140,23 108,25(d) Electronic Machinery & Goods 129 13,93 8,28 379 19,94 17,93

13. Vehicles, Vehicle Parts & Transport Equipments 145 261,54 192,07 561 94,56 60,8414. Other Industries 25,346 381,04 284,34 18,966 328,08 197,5615. Electricity, Gas & Water 38 131,77 25,55 58 370,90 289,59

(a) Electricity Generation & Transmission 18 119,75 16,43 27 368,32 287,31(b) Non-Conventional Energy 2 60 39 4 59 45(c) Gas, Steam & Water Supply 18 11,42 8,74 27 1,99 1,83

16. Construction 5,680 339,31 267,14 2,123 788,14 601,61III. TRANSPORT OPERATORS 3,807 56,58 42,06 6,877 145,06 113,00IV. PROFESSIONAL AND OTHER SERVICES 8,840 297,86 221,18 28,351 830,72 680,84V. PERSONAL LOANS 4,39,410 5352,91 4200,31 3,28,513 3930,47 3212,99

1. Loans for Purchase of Consumer Durables 15,234 86,85 63,63 37,020 251,31 209,112. Loans for Housing 69,135 1843,75 1540,48 61,887 1719,36 1549,653. Rest of the Personal Loans 3,55,041 3422,31 2596,20 2,29,606 1959,81 1454,23

VI. TRADE 90,748 2499,27 1155,55 1,52,472 2753,57 2029,891. Wholesale Trade 10,444 1456,19 440,09 11,208 749,70 536,642. Retail Trade 80,304 1043,08 715,46 1,41,264 2003,87 1493,25

VII. FINANCE 377 76,98 72,18 1,892 393,78 323,37VIII. ALL OTHERS 54,588 1709,33 1199,31 1,67,741 2671,46 1882,98

TOTAL BANK CREDIT 10,76,143 19297,05 13833,91 11,99,075 21912,88 16905,00OF WHICH : 1. Artisans and Village & Tiny Industries 10,249 129,40 97,91 8,738 78,28 64,46

2. Other Small Scale Industries 29,257 457,08 348,87 16,939 861,14 666,66

173

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

MADHYA PRADESH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 3,50,567 1796,94 1463,24 1,688 57,18 42,68 12,37,474 11500,72 9461,30 I– – – 3,40,684 1740,81 1418,62 1,550 41,93 31,59 12,10,236 9856,38 8154,52 1– – – 9,883 56,13 44,63 138 15,25 11,09 27,238 1644,33 1306,78 2

132 234,00 134,31 35,913 130,46 92,06 1,346 953,01 734,31 1,43,774 12162,83 8610,53 II– – – 67 4,85 3,43 6 5,08 5,13 1,057 139,63 106,47 12 32,00 15,03 536 9,21 6,63 113 206,96 175,46 9,210 2040,25 1323,07 2– – – 388 4,42 3,37 20 5,02 3,53 3,496 319,84 258,79 2(a)– – – 1 3 – 1 2 – 40 33,56 28,62 2(b)2 32,00 15,03 19 80 68 62 151,73 138,91 1,002 1321,47 754,17 2(c)– – – – – – – – – 15 1,80 1,54 2(d)– – – 2 8 9 – – – 367 19,74 18,35 2(e)– – – 126 3,87 2,49 30 50,19 33,01 4,290 343,85 261,60 2(f)– – – 8 29 18 14 57,52 47,47 138 156,93 128,50 3

10 21,60 8,65 151 1,57 1,08 68 65,60 62,26 8,553 1555,78 1184,86 49 21,22 8,27 19 79 45 52 43,26 36,05 4,159 1034,19 853,92 4(a)– – – 6 14 12 4 62 62 1,078 21,06 18,29 4(b)– – – 72 45 40 – – – 495 5,61 4,31 4(c)1 38 38 54 19 10 12 21,71 25,59 2,821 494,93 308,34 4(d)2 4,16 4,16 20 41 35 23 68,60 60,43 1,508 419,47 308,74 5– – – 61 24 22 3 9 9 1,182 37,84 25,43 64 45,00 45,00 97 2,08 1,11 63 6,81 6,25 1,207 596,21 377,71 76 4,40 4,21 447 2,54 2,08 52 13,83 4,24 17,419 633,42 465,31 8– – – 1 3 3 2 25 26 112 77,94 51,17 8(a)– – – – – – – – – 46 90,89 73,45 8(b)– – – 419 2,19 1,83 42 2,14 1,97 4,473 217,62 165,41 8(c)– – – – – – – – – 27 6,34 3,13 8(d)6 4,40 4,21 27 33 22 8 11,43 2,02 12,761 240,63 172,16 8(e)– – – 1 3 1 4 44 44 54 35,29 23,96 9– – – 12 43 22 10 154,00 118,11 788 669,27 346,61 10

11 38,91 31,93 28 1,11 70 61 33,65 27,75 9,957 1756,59 1336,15 113 22,36 22,36 – – – 37 25,96 22,72 447 1536,77 1170,68 11(a)7 16,52 9,57 1 3 2 1 22 – 116 83,81 53,40 11(b)1 2 – 27 1,09 68 23 7,47 5,02 9,394 136,01 112,08 11(c)

21 20,73 10,52 232 3,55 2,29 35 19,40 16,08 4,561 934,42 765,81 122 7 2 12 1,00 64 6 2,93 2,51 897 130,25 99,90 12(a)6 11,62 7,18 119 1,49 82 17 6,84 6,59 1,390 354,38 308,23 12(b)

13 9,04 3,32 78 71 49 10 3,27 2,58 1,741 409,20 326,75 12(c)– – – 23 36 33 2 6,37 4,39 533 40,59 30,92 12(d)6 9,12 7,96 54 68 48 88 39,97 30,38 854 405,86 291,73 13

19 50,60 53 32,354 78,58 53,99 250 95,38 91,65 76,935 933,68 628,06 14– – – 2 9 10 2 109,25 22,61 100 612,01 337,85 15– – – – – – 2 109,25 22,61 47 597,32 326,35 15(a)– – – 1 6 6 – – – 7 1,25 91 15(b)– – – 1 3 4 – – – 46 13,44 10,60 15(c)

51 7,48 6,31 1,843 24,80 19,20 554 76,44 65,98 10,251 1236,17 960,25 16217 14,13 14,01 3,258 25,20 17,19 5,720 227,14 214,60 19,879 468,11 400,87 III118 6,12 5,98 10,684 46,33 31,81 1,678 186,42 145,11 49,671 1367,45 1084,94 IV

2,480 68,91 56,56 1,16,139 602,29 468,05 1,27,944 2801,30 2314,23 10,14,486 12755,87 10252,15 V68 50 9 27,469 114,16 83,09 482 3,34 3,06 80,273 456,15 358,99 1

470 31,95 31,01 9,774 136,21 112,51 24,623 1432,73 1294,15 1,65,889 5164,01 4527,81 21,942 36,45 25,45 78,896 351,92 272,46 1,02,839 1365,23 1017,02 7,68,324 7135,72 5365,35 3

91 27,85 22,30 64,544 270,84 200,81 2,933 297,75 212,15 3,10,788 5849,28 3620,70 VI37 11,75 6,72 7,858 51,52 39,68 437 158,48 105,03 29,984 2427,64 1128,16 154 16,10 15,58 56,686 219,32 161,13 2,496 139,26 107,12 2,80,804 3421,64 2492,54 25 16 13 3,691 13,09 8,65 13 1,90 62 5,978 485,90 404,94 VII

47 13 13 57,202 293,63 231,06 6,835 191,21 156,10 2,86,413 4865,76 3469,58 VIII

3,090 351,30 233,43 6,41,998 3178,77 2512,86 1,48,157 4715,92 3819,80 30,68,463 49455,93 37304,99 TOTAL– – – 27,954 64,27 42,92 158 4,87 3,99 47,099 276,82 209,28 12 40 27 4,716 20,66 14,97 254 64,61 51,48 51,168 1403,89 1082,25 2

174

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

CENTRAL REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 6,79,575 4980,38 3833,90 21,52,444 12335,21 10491,411. Direct Finance 6,76,367 4631,10 3586,22 21,27,655 10540,88 8897,352. Indirect Finance 3,208 349,27 247,68 24,789 1794,34 1594,06

II. INDUSTRY 38,130 5156,06 3910,39 1,78,619 16022,38 11204,281. Mining & Quarrying 213 91,64 65,16 563 172,75 96,222. Food Manufacturing & Processing 3,356 1835,66 1526,47 23,382 2675,93 1822,20

(a) Rice Mills, Flour & Dal Mills 1,566 329,35 242,02 13,880 677,75 415,40(b) Sugar 169 1252,69 1084,02 212 1294,12 861,45(c) Edible Oils & Vanaspati 233 57,75 47,43 1,412 172,19 145,16(d) Tea Processing 8 1,69 1,60 32 15,94 8,59(e) Processing of Fruits & Vegetables 48 13,27 10,34 701 36,66 31,93(f) Others 1,332 180,92 141,07 7,145 479,27 359,68

3. Beverage & Tobacco 78 39,15 33,63 184 211,73 154,954. Textiles 2,892 256,89 202,28 37,439 1531,39 1200,96

(a) Cotton Textiles 477 39,00 31,89 13,280 489,01 415,72(b) Jute & Other Natural Fibre Textiles 78 3,46 2,88 6,380 107,96 85,01(c) Handloom Textiles & Khadi 423 19,18 16,18 3,836 87,31 61,73(d) Other Textiles & Textile Products 1,914 195,25 151,33 13,943 847,11 638,51

5. Paper, Paper Products & Printing 1,030 322,87 240,76 3,233 646,78 501,776. Leather & Leather Products 864 241,07 190,27 4,693 1008,50 557,677. Rubber & Plastic Products 468 71,23 57,82 1,887 526,44 399,068. Chemicals & Chemical Products 833 260,09 202,11 18,902 770,49 525,53

(a) Heavy Industrial Chemicals 74 32,84 23,51 245 169,31 103,23(b) Fertilisers 31 19,40 13,51 46 76,98 57,03(c) Drugs & Pharmaceuticals 132 19,67 14,64 16,849 196,53 155,16(d) Non-Edible Oils 24 13,39 9,30 49 24,12 21,46(e) Other Chemicals & Chemical Products 572 174,79 141,16 1,713 303,55 188,65

9. Petroleum, Coal Products & Nuclear Fuels 53 22,14 18,30 164 41,60 36,2810. Manufacture of Cement & Cement Products 164 28,45 23,14 1,217 270,05 194,8911. Basic Metals & Metal Products 2,091 795,56 447,02 7,664 3895,09 2235,95

(a) Iron & Steel 489 268,69 237,96 801 2027,15 1242,54(b) Non-Ferrous Metals 324 421,39 115,97 974 916,34 271,38(c) Metal Products 1,278 105,48 93,09 5,889 951,60 722,03

12. Engineering 1,365 283,77 242,57 7,956 1211,39 1001,28(a) Heavy Engineering 92 22,75 19,71 2,021 253,32 190,00(b) Light Engineering 741 71,20 53,59 2,654 167,75 127,77(c) Electrical Machinery & Goods 432 80,01 66,90 2,124 550,30 489,07(d) Electronic Machinery & Goods 100 109,81 102,37 1,157 240,03 194,44

13. Vehicles, Vehicle Parts & Transport Equipments 150 67,11 57,16 2,108 274,66 220,0514. Other Industries 18,534 328,04 241,66 64,548 1421,75 1054,3715. Electricity, Gas & Water 32 310,90 210,12 137 564,90 545,42

(a) Electricity Generation & Transmission 10 300,88 202,66 69 556,59 540,03(b) Non-Conventional Energy 4 95 86 8 1,01 42(c) Gas, Steam & Water Supply 18 9,07 6,60 60 7,30 4,97

16. Construction 6,007 201,49 151,94 4,542 798,93 657,69III. TRANSPORT OPERATORS 2,740 44,92 31,84 15,953 220,11 165,61IV. PROFESSIONAL AND OTHER SERVICES 9,773 484,48 333,45 70,366 2893,81 2263,16V. PERSONAL LOANS 3,79,478 4922,55 3823,10 7,49,162 10249,59 8552,39

1. Loans for Purchase of Consumer Durables 5,530 37,04 27,06 46,221 303,60 252,142. Loans for Housing 67,869 2178,65 1863,59 1,40,202 4624,35 4183,193. Rest of the Personal Loans 3,06,079 2706,86 1932,46 5,62,739 5321,64 4117,06

VI. TRADE 93,992 1541,01 1258,15 4,37,902 8042,76 6143,471. Wholesale Trade 1,344 283,16 225,03 36,799 1950,59 1507,812. Retail Trade 92,648 1257,86 1033,12 4,01,103 6092,17 4635,66

VII. FINANCE 212 38,80 27,60 6,894 617,41 371,95VIII. ALL OTHERS 10,696 204,10 166,69 2,79,853 3236,31 2564,35

TOTAL BANK CREDIT 12,14,596 17372,30 13385,12 38,91,193 53617,58 41756,61OF WHICH : 1. Artisans and Village & Tiny Industries 15,727 368,68 285,84 38,250 376,87 319,76

2. Other Small Scale Industries 12,782 896,95 703,38 60,552 3788,14 2804,04

175

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

UTTAR PRADESH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

2 30 24 15,84,996 5069,73 3784,24 3,083 123,38 111,85 44,20,100 22509,00 18221,64 I– – – 15,49,092 4883,60 3642,46 2,554 51,12 45,16 43,55,668 20106,70 16171,19 12 30 24 35,904 186,12 141,78 529 72,26 66,69 64,432 2402,29 2050,45 2

301 435,50 258,32 90,090 447,19 337,09 1,948 2581,11 1291,36 3,09,088 24642,24 17001,44 II– – – 111 5,70 4,41 13 1,18 1,11 900 271,27 166,90 13 85 73 2,719 54,63 44,40 131 429,08 333,77 29,591 4996,16 3727,57 2– – – 2,176 38,46 30,43 61 19,72 14,88 17,683 1065,27 702,72 2(a)– – – 32 3,95 3,85 28 250,27 154,50 441 2801,03 2103,81 2(b)– – – 155 2,28 1,82 9 16,00 15,64 1,809 248,23 210,05 2(c)– – – – – – 3 111,18 119,69 43 128,81 129,88 2(d)– – – 14 41 31 – – – 763 50,33 42,58 2(e)3 85 73 342 9,53 7,99 30 31,92 29,06 8,852 702,49 538,52 2(f)– – – 123 9,39 6,32 6 11,04 10,09 391 271,30 204,99 3

27 52,01 33,67 725 14,43 9,92 141 147,04 114,70 41,224 2001,75 1561,54 420 30,03 28,20 242 7,35 4,75 39 62,71 58,74 14,058 628,10 539,30 4(a)

– – – 2 5 5 1 20 15 6,461 111,67 88,10 4(b)– – – 265 1,47 1,00 2 11 10 4,526 108,07 79,02 4(c)7 21,97 5,47 216 5,56 4,11 99 84,02 55,71 16,179 1153,91 855,13 4(d)– – – 70 7,54 4,57 72 32,34 23,88 4,405 1009,52 770,97 52 3,26 3,26 230 1,82 1,36 35 8,96 8,16 5,824 1263,62 760,73 62 6,00 3,82 23 79 61 38 21,97 12,19 2,418 626,43 473,49 7

11 103,80 102,15 488 3,92 2,84 59 226,75 221,78 20,293 1365,05 1054,41 81 5 5 1 3 1 8 3,90 3,66 329 206,13 130,45 8(a)– – – – – – – – – 77 96,38 70,55 8(b)3 101,75 100,15 85 71 48 30 6,67 1,10 17,099 325,34 271,52 8(c)– – – 2 13 13 5 27,33 27,33 80 64,97 58,21 8(d)7 2,00 1,96 400 3,05 2,23 16 188,86 189,68 2,708 672,23 523,67 8(e)2 5,94 7,88 8 58 45 – – – 227 70,25 62,89 9– – – 67 1,71 1,31 2 11,00 10,15 1,450 311,21 229,49 10

14 150,06 41,58 130 6,05 5,52 139 175,90 65,33 10,038 5022,66 2795,41 114 14,75 14,75 15 2,72 2,57 13 28,31 19,02 1,322 2341,62 1516,84 11(a)8 130,25 26,52 8 57 56 8 1,21 1,01 1,322 1469,76 415,44 11(b)2 5,06 31 107 2,76 2,39 118 146,38 45,31 7,394 1211,28 863,13 11(c)

32 41,58 16,99 149 5,63 4,85 229 318,02 216,75 9,731 1860,39 1482,44 122 26 28 14 54 26 3 2,45 36 2,132 279,32 210,61 12(a)6 10,26 10,10 48 1,69 1,48 78 26,99 20,96 3,527 277,88 213,89 12(b)

20 7,62 6,26 68 3,10 2,87 136 96,43 84,84 2,780 737,47 649,95 12(c)4 23,44 34 19 30 25 12 192,15 110,58 1,292 565,72 407,99 12(d)

10 58,27 36,98 412 2,43 1,79 97 76,69 53,22 2,777 479,17 369,20 13158 8,52 6,89 82,571 257,21 186,37 238 61,69 57,44 1,66,049 2077,22 1546,73 14

– – – 29 1,40 1,22 7 93,65 37,66 205 970,85 794,41 15– – – 19 86 82 6 93,61 37,62 104 951,94 781,13 15(a)– – – – – – – – – 12 1,97 1,28 15(b)– – – 10 53 40 1 4 4 89 16,95 12,01 15(c)

40 5,21 4,37 2,235 73,97 61,15 741 965,79 125,14 13,565 2045,39 1000,28 16163 9,28 8,69 12,281 75,57 49,90 5,222 190,95 183,90 36,359 540,83 439,94 III455 24,77 21,43 45,485 147,36 104,42 1,453 384,98 218,31 1,27,532 3935,39 2940,77 IV

2,54,101 1522,40 445,59 2,04,690 1308,04 995,90 2,36,063 7067,84 6033,23 18,23,494 25070,42 19850,21 V241 2,57 2,14 29,378 162,24 115,25 1,430 13,16 12,12 82,800 518,62 408,70 1

2,016 165,23 164,07 29,126 425,70 352,52 57,761 4524,42 4140,13 2,96,974 11918,34 10703,51 22,51,844 1354,61 279,38 1,46,186 720,10 528,14 1,76,872 2530,25 1880,98 14,43,720 12633,46 8738,01 3

357 131,33 83,09 1,72,374 574,08 427,77 3,023 822,94 544,78 7,07,648 11112,11 8457,26 VI102 74,34 42,08 13,150 69,60 51,29 628 135,35 97,01 52,023 2513,04 1923,23 1255 56,99 41,01 1,59,224 504,48 376,48 2,395 687,58 447,77 6,55,625 8599,07 6534,03 224 8,02 6,50 3,138 13,44 9,45 83 10,76 6,83 10,351 688,42 422,33 VII

2,213 56,88 33,60 1,43,039 511,11 363,19 12,651 345,85 257,98 4,48,452 4354,25 3385,80 VIII

2,57,616 2188,48 857,47 22,56,093 8146,51 6071,96 2,63,526 11527,79 8648,24 78,83,024 92852,67 70719,39 TOTAL12 90 49 68,274 179,86 127,03 37 5,13 4,14 1,22,300 931,44 737,26 1

4 1,31 1,23 14,124 113,70 86,28 384 113,04 100,06 87,846 4913,14 3694,99 2

176

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

CENTRAL REGION (Concld.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 78,025 476,61 365,85 1,02,378 903,55 794,591. Direct Finance 77,504 449,72 353,16 1,00,792 569,39 475,252. Indirect Finance 521 26,89 12,70 1,586 334,16 319,34

II. INDUSTRY 10,836 517,33 350,77 12,406 1822,43 1168,311. Mining & Quarrying 51 12,78 8,06 50 13,56 13,202. Food Manufacturing & Processing 380 134,16 82,25 1,444 355,09 185,71

(a) Rice Mills, Flour & Dal Mills 198 86,44 52,40 829 68,49 44,14(b) Sugar 1 3 2 29 254,34 115,24(c) Edible Oils & Vanaspati 15 14,19 12,20 38 6,39 4,38(d) Tea Processing 1 5 5 6 34 29(e) Processing of Fruits & Vegetables 26 6,19 5,01 51 4,53 3,98(f) Others 139 27,26 12,57 491 21,00 17,68

3. Beverage & Tobacco 5 1,86 1,74 13 4,99 3,694. Textiles 163 11,64 7,28 1,557 84,85 73,51

(a) Cotton Textiles 10 30 16 723 39,77 37,82(b) Jute & Other Natural Fibre Textiles 5 5 3 458 5,63 5,24(c) Handloom Textiles & Khadi 22 51 43 94 70 66(d) Other Textiles & Textile Products 126 10,77 6,66 282 38,75 29,79

5. Paper, Paper Products & Printing 89 44,85 34,78 244 135,07 120,176. Leather & Leather Products 10 85 81 205 51,78 36,537. Rubber & Plastic Products 32 15,53 7,12 135 12,53 10,558. Chemicals & Chemical Products 99 44,85 39,11 1,072 142,23 100,02

(a) Heavy Industrial Chemicals 7 17,04 17,00 19 98,42 63,07(b) Fertilisers – – – 5 1,30 1,01(c) Drugs & Pharmaceuticals 32 18,43 13,95 873 21,11 15,20(d) Non-Edible Oils 4 27 16 1 4 4(e) Other Chemicals & Chemical Products 56 9,10 7,99 174 21,36 20,70

9. Petroleum, Coal Products & Nuclear Fuels 1 5 5 7 1,56 1,3010. Manufacture of Cement & Cement Products 18 1,86 1,54 219 203,59 19,7311. Basic Metals & Metal Products 77 17,13 14,40 315 65,51 56,35

(a) Iron & Steel 37 13,13 11,53 70 48,50 40,36(b) Non-Ferrous Metals 5 31 27 4 3,13 2,98(c) Metal Products 35 3,68 2,60 241 13,87 13,01

12. Engineering 200 115,76 76,92 757 109,25 83,23(a) Heavy Engineering 10 33,44 39,61 192 16,28 14,21(b) Light Engineering 132 61,62 23,67 320 70,69 51,21(c) Electrical Machinery & Goods 36 18,77 12,01 167 18,71 14,51(d) Electronic Machinery & Goods 22 1,93 1,62 78 3,57 3,31

13. Vehicles, Vehicle Parts & Transport Equipments 26 1,07 85 172 5,82 4,4114. Other Industries 5,246 61,37 41,99 5,582 111,85 82,4715. Electricity, Gas & Water – – – 19 301,95 171,13

(a) Electricity Generation & Transmission – – – 5 299,37 168,85(b) Non-Conventional Energy – – – 4 30 26(c) Gas, Steam & Water Supply – – – 10 2,28 2,02

16. Construction 4,439 53,56 33,87 615 222,81 206,30III. TRANSPORT OPERATORS 2,452 60,21 35,49 2,131 24,01 21,17IV. PROFESSIONAL AND OTHER SERVICES 3,315 81,09 58,37 8,629 242,61 211,18V. PERSONAL LOANS 1,24,487 1275,46 975,23 1,01,632 1284,89 1092,54

1. Loans for Purchase of Consumer Durables 1,631 12,14 8,05 3,861 22,96 19,792. Loans for Housing 17,933 491,82 409,83 18,937 587,25 548,083. Rest of the Personal Loans 1,04,923 771,51 557,35 78,834 674,68 524,68

VI. TRADE 25,092 331,34 256,03 31,031 566,06 426,321. Wholesale Trade 185 39,03 32,71 1,097 121,22 80,222. Retail Trade 24,907 292,31 223,32 29,934 444,84 346,10

VII. FINANCE 32 9,58 2,41 352 38,66 26,65VIII. ALL OTHERS 1,005 35,11 31,11 12,185 246,71 172,86

TOTAL BANK CREDIT 2,45,244 2786,74 2075,26 2,70,744 5128,92 3913,63OF WHICH : 1. Artisans and Village & Tiny Industries 4,926 132,04 87,13 1,862 27,30 23,45

2. Other Small Scale Industries 1,118 99,60 65,58 5,835 432,05 317,49

177

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

UTTARANCHAL (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 29,713 119,05 88,52 4,776 65,53 46,38 2,14,892 1564,74 1295,35 I– – – 28,419 114,42 85,03 4,240 43,63 33,61 2,10,955 1177,16 947,05 1– – – 1,294 4,63 3,49 536 21,90 12,77 3,937 387,58 348,30 25 16,97 11,77 3,109 24,60 19,20 650 515,41 373,69 27,006 2896,73 1923,73 II– – – 7 44 30 55 2,34 2,00 163 29,12 23,56 1– – – 77 1,83 1,46 56 29,22 19,34 1,957 520,30 288,76 2– – – 18 42 39 43 18,53 9,72 1,088 173,88 106,64 2(a)– – – – – – – – – 30 254,37 115,26 2(b)– – – – – – 3 9,45 8,42 56 30,02 24,99 2(c)– – – – – – 2 17 19 9 56 53 2(d)– – – 9 46 38 1 80 82 87 11,99 10,19 2(e)– – – 50 94 69 7 27 20 687 49,48 31,14 2(f)– – – – – – – – – 18 6,85 5,43 32 3,67 3,62 74 94 70 24 15 8 1,820 101,24 85,20 42 3,67 3,62 3 7 5 5 5 3 743 43,85 41,69 4(a)– – – 4 9 7 – – – 467 5,78 5,34 4(b)– – – 45 28 20 – – – 161 1,49 1,30 4(c)– – – 22 50 38 19 10 6 449 50,12 36,88 4(d)– – – 25 1,72 1,50 21 16,04 14,84 379 197,68 171,28 5– – – – – – 3 3 2 218 52,66 37,36 62 9,30 8,14 6 49 52 11 1,86 1,37 186 39,72 27,69 7– – – 10 56 50 22 4,20 3,75 1,203 191,84 143,39 8– – – – – – – – – 26 115,46 80,07 8(a)– – – – – – – – – 5 1,30 1,01 8(b)– – – – – – 5 4 3 910 39,59 29,18 8(c)– – – – – – 2 79 79 7 1,10 99 8(d)– – – 10 56 50 15 3,37 2,93 255 34,39 32,12 8(e)– – – – – – – – – 8 1,61 1,34 9– – – – – – 2 8 5 239 205,53 21,32 10– – – 10 29 22 5 5,60 5,05 407 88,53 76,02 11– – – – – – 2 5,50 4,96 109 67,14 56,84 11(a)– – – – – – – – – 9 3,44 3,25 11(b)– – – 10 29 22 3 10 9 289 17,95 15,92 11(c)1 4,00 – 6 16 9 19 2,81 2,55 983 231,98 162,78 12– – – – – – 1 4 4 203 49,76 53,86 12(a)– – – 1 3 2 2 5 5 455 132,38 74,94 12(b)1 4,00 – 4 13 5 15 2,67 2,43 223 44,28 29,01 12(c)– – – 1 1 1 1 5 3 102 5,56 4,97 12(d)– – – – – – 5 1,49 88 203 8,39 6,14 13– – – 2,768 13,20 9,66 200 6,74 6,16 13,796 193,15 140,29 14– – – – – – 2 421,50 299,12 21 723,45 470,25 15– – – – – – 2 421,50 299,12 7 720,87 467,97 15(a)– – – – – – – – – 4 30 26 15(b)– – – – – – – – – 10 2,28 2,02 15(c)– – – 126 4,95 4,25 225 23,36 18,48 5,405 304,68 262,90 16– – – 2,170 38,57 23,43 698 21,02 18,94 7,451 143,81 99,04 III– – – 1,000 13,46 10,36 580 53,97 36,86 13,524 391,12 316,78 IV

19 63 5 16,619 100,76 79,34 36,311 509,03 416,04 2,79,068 3170,78 2563,20 V– – – 2,354 11,18 7,25 712 4,55 3,40 8,558 50,82 38,49 1– – – 3,574 43,78 38,24 3,935 189,17 166,28 44,379 1312,03 1162,42 2

19 63 5 10,691 45,80 33,85 31,664 315,31 246,36 2,26,131 1807,93 1362,29 34 3,51 88 12,225 83,57 57,74 3,926 102,68 86,31 72,278 1087,15 827,28 VI1 6 5 391 8,59 6,64 433 18,53 15,17 2,107 187,42 134,79 13 3,45 83 11,834 74,98 51,10 3,493 84,15 71,14 70,171 899,73 692,50 2– – – 58 15 5 6 20 20 448 48,59 29,30 VII– – – 3,815 12,61 9,52 3,196 26,58 19,64 20,201 321,02 233,12 VIII

28 21,11 12,71 68,709 392,76 288,16 50,143 1294,42 998,05 6,34,868 9623,94 7287,80 TOTAL– – – 2,597 13,67 10,14 94 61 47 9,479 173,61 121,19 1– – – 217 1,87 1,49 80 25,85 19,39 7,250 559,37 403,95 2

178

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

WESTERN REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 1,784 18,17 14,61 12,009 115,75 102,241. Direct Finance 1,756 17,96 14,44 11,485 108,36 96,562. Indirect Finance 28 21 18 524 7,39 5,68

II. INDUSTRY 1,402 447,58 312,20 3,739 1544,45 1179,301. Mining & Quarrying 54 195,51 121,82 130 286,25 222,032. Food Manufacturing & Processing 64 19,89 14,83 274 34,00 19,60

(a) Rice Mills, Flour & Dal Mills 7 2,29 2,20 28 97 92(b) Sugar – – – 1 5 3(c) Edible Oils & Vanaspati 7 2,60 2,34 2 9 3(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 8 2,73 1,34 5 18 13(f) Others 42 12,27 8,94 238 32,71 18,49

3. Beverage & Tobacco 11 1,05 77 69 11,77 7,714. Textiles 18 1,80 1,04 272 5,66 4,24

(a) Cotton Textiles – – – 2 1 1(b) Jute & Other Natural Fibre Textiles – – – 184 3,89 3,00(c) Handloom Textiles & Khadi 1 3 2 2 2 –(d) Other Textiles & Textile Products 17 1,77 1,02 84 1,74 1,23

5. Paper, Paper Products & Printing 42 4,78 3,61 154 30,08 27,626. Leather & Leather Products 1 20 3 19 68 517. Rubber & Plastic Products 53 7,00 5,02 88 16,33 14,458. Chemicals & Chemical Products 16 11,54 6,46 178 304,33 236,06

(a) Heavy Industrial Chemicals 1 23 – 20 9,27 6,62(b) Fertilisers 3 9,66 5,01 13 184,23 128,15(c) Drugs & Pharmaceuticals 4 67 61 55 69,08 61,26(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 8 98 84 90 41,74 40,04

9. Petroleum, Coal Products & Nuclear Fuels 3 2,10 9 11 78,61 34,9710. Manufacture of Cement & Cement Products 19 1,81 1,35 38 7,87 5,2211. Basic Metals & Metal Products 71 58,24 45,21 283 388,51 342,78

(a) Iron & Steel 27 51,89 41,77 71 170,29 150,48(b) Non-Ferrous Metals 13 3,22 1,24 14 124,41 121,27(c) Metal Products 31 3,12 2,20 198 93,81 71,02

12. Engineering 201 59,17 46,68 284 76,01 54,66(a) Heavy Engineering 7 2,77 2,68 31 4,07 3,57(b) Light Engineering 110 45,50 34,66 100 30,32 21,84(c) Electrical Machinery & Goods 77 8,42 8,07 104 19,90 17,41(d) Electronic Machinery & Goods 7 2,49 1,28 49 21,72 11,83

13. Vehicles, Vehicle Parts & Transport Equipments 21 6,63 3,85 85 35,08 22,7714. Other Industries 561 25,81 21,29 1,356 93,29 79,8315. Electricity, Gas & Water 4 1,97 1,94 13 24,42 16,54

(a) Electricity Generation & Transmission – – – 6 23,94 16,24(b) Non-Conventional Energy – – – 1 2 1(c) Gas, Steam & Water Supply 4 1,97 1,94 6 45 29

16. Construction 263 50,08 38,22 485 151,57 90,30III. TRANSPORT OPERATORS 688 42,78 34,15 2,414 163,21 134,28IV. PROFESSIONAL AND OTHER SERVICES 623 122,28 83,95 5,520 271,90 230,60V. PERSONAL LOANS 21,258 429,39 317,10 49,996 721,97 592,42

1. Loans for Purchase of Consumer Durables 234 1,11 78 2,937 18,26 13,852. Loans for Housing 5,488 254,22 195,69 8,533 313,45 267,593. Rest of the Personal Loans 15,536 174,07 120,63 38,526 390,26 310,98

VI. TRADE 1,503 92,83 76,06 8,079 266,76 189,731. Wholesale Trade 92 28,06 25,05 522 69,52 40,972. Retail Trade 1,411 64,77 51,00 7,557 197,24 148,76

VII. FINANCE 18 7,78 7,34 120 33,48 6,08VIII. ALL OTHERS 397 27,93 22,60 16,174 188,27 139,13

TOTAL BANK CREDIT 27,673 1188,73 868,01 98,051 3305,79 2573,78OF WHICH: 1. Artisans and Village & Tiny Industries 817 55,29 41,58 359 5,64 4,83

2. Other Small Scale Industries 87 43,05 34,69 1,834 206,17 149,17

179

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

GOA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

1 50 29 – – – 305 16,84 14,75 14,099 151,26 131,89 I– – – – – – 295 3,74 3,05 13,536 130,05 114,05 11 50 29 – – – 10 13,11 11,69 563 21,21 17,85 2

10 97,06 6,01 1 3 3 703 330,37 233,23 5,855 2419,48 1730,77 II1 89,23 – – – – 5 55,14 20,62 190 626,14 364,47 1– – – – – – 9 1,62 1,42 347 55,51 35,85 2– – – – – – – – – 35 3,26 3,12 2(a)– – – – – – – – – 1 5 3 2(b)– – – – – – – – – 9 2,69 2,37 2(c)– – – – – – – – – – – – 2(d)– – – – – – 1 6 4 14 2,97 1,51 2(e)– – – – – – 8 1,56 1,38 288 46,54 28,82 2(f)– – – – – – 3 45 41 83 13,26 8,90 31 31 31 – – – 8 18,56 18,59 299 26,32 24,18 41 31 31 – – – 2 3,20 3,21 5 3,52 3,53 4(a)– – – – – – – – – 184 3,89 3,00 4(b)– – – – – – – – – 3 5 2 4(c)– – – – – – 6 15,36 15,38 107 18,86 17,64 4(d)4 5,13 4,69 – – – 12 3,38 2,52 212 43,37 38,44 5– – – – – – – – – 20 88 54 6– – – – – – 11 6,51 5,03 152 29,84 24,50 71 1,50 77 – – – 14 28,71 18,20 209 346,08 261,48 8– – – – – – – – – 21 9,50 6,62 8(a)– – – – – – 1 25,00 15,00 17 218,89 148,15 8(b)– – – – – – 9 1,27 1,25 68 71,02 63,12 8(c)– – – – – – – – – – – – 8(d)1 1,50 77 – – – 4 2,44 1,94 103 46,67 43,59 8(e)– – – – – – – – – 14 80,71 35,06 9– – – – – – 8 91 88 65 10,59 7,44 10– – – 1 3 3 25 85,81 64,42 380 532,59 452,44 11– – – – – – 20 85,75 64,39 118 307,94 256,64 11(a)– – – – – – – – – 27 127,63 122,51 11(b)– – – 1 3 3 5 6 3 235 97,02 73,29 11(c)– – – – – – 18 2,45 2,08 503 137,63 103,43 12– – – – – – – – – 38 6,84 6,25 12(a)– – – – – – 5 70 49 215 76,52 56,99 12(b)– – – – – – 13 1,75 1,60 194 30,07 27,08 12(c)– – – – – – – – – 56 24,21 13,12 12(d)– – – – – – 8 11,60 9,29 114 53,31 35,91 131 20 – – – – 81 16,42 8,07 1,999 135,72 109,19 14– – – – – – 3 25 21 20 26,63 18,68 15– – – – – – 3 25 21 9 24,19 16,45 15(a)– – – – – – – – – 1 2 1 15(b)– – – – – – – – – 10 2,42 2,23 15(c)2 69 24 – – – 498 98,55 81,48 1,248 300,89 210,25 16– – – – – – 2,944 215,79 193,42 6,046 421,78 361,85 III– – – – – – 373 38,40 27,60 6,516 432,59 342,15 IV

31 1,07 16 – – – 41,995 486,29 390,46 1,13,280 1638,73 1300,14 V– – – – – – 953 4,55 4,17 4,124 23,91 18,79 11 12 12 – – – 1,532 98,15 86,15 15,554 665,94 549,56 2

30 95 3 – – – 39,510 383,60 300,14 93,602 948,88 731,79 33 1,42 69 – – – 550 45,76 30,25 10,135 406,76 296,72 VI2 1,40 67 – – – 80 4,47 3,80 696 103,45 70,49 11 2 2 – – – 470 41,29 26,45 9,439 303,31 226,23 2– – – – – – 6 63 55 144 41,89 13,97 VII– – – – – – 11,126 63,45 54,34 27,697 279,65 216,06 VIII

45 100,05 7,15 1 3 3 58,002 1197,54 944,59 1,83,772 5792,14 4393,55 TOTAL1 20 – – – – 24 3,63 2,44 1,201 64,76 48,85 11 1,50 77 – – – 99 10,72 9,13 2,021 261,44 193,76 2

180

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

WESTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 4,23,765 3568,24 2997,28 4,65,508 5330,90 4763,181. Direct Finance 4,19,689 2724,72 2318,44 4,60,823 3014,11 2814,802. Indirect Finance 4,076 843,52 678,84 4,685 2316,80 1948,38

II. INDUSTRY 36,600 14899,71 10070,68 50,988 30255,66 22575,091. Mining & Quarrying 615 772,56 432,96 424 2420,58 2198,532. Food Manufacturing & Processing 2,525 1161,39 843,40 2,452 1343,99 933,60

(a) Rice Mills, Flour & Dal Mills 1,332 428,34 307,66 671 156,81 134,17(b) Sugar 22 101,20 71,80 8 14,32 5,09(c) Edible Oils & Vanaspati 209 167,84 131,64 273 496,52 301,13(d) Tea Processing 6 70 59 26 12,58 10,21(e) Processing of Fruits & Vegetables 45 27,70 19,80 62 23,87 19,23(f) Others 911 435,60 311,92 1,412 639,90 463,77

3. Beverage & Tobacco 131 44,67 30,92 253 73,86 40,624. Textiles 2,052 1308,29 905,82 10,200 4519,41 3578,72

(a) Cotton Textiles 816 862,43 563,52 2,842 2067,52 1675,21(b) Jute & Other Natural Fibre Textiles 30 13,63 12,26 296 22,07 20,55(c) Handloom Textiles & Khadi 168 17,59 15,75 523 379,47 266,79(d) Other Textiles & Textile Products 1,038 414,64 314,28 6,539 2050,35 1616,16

5. Paper, Paper Products & Printing 563 258,98 177,16 1,390 539,85 358,826. Leather & Leather Products 206 10,25 7,93 299 16,77 14,227. Rubber & Plastic Products 679 573,61 386,98 1,750 481,16 367,898. Chemicals & Chemical Products 1,708 2101,62 1106,99 4,154 4109,10 2965,50

(a) Heavy Industrial Chemicals 346 782,15 298,52 707 1054,59 741,90(b) Fertilisers 26 241,78 129,47 104 828,65 571,14(c) Drugs & Pharmaceuticals 294 485,96 276,97 1,051 990,81 786,80(d) Non-Edible Oils 25 14,83 10,51 18 17,82 10,06(e) Other Chemicals & Chemical Products 1,017 576,91 391,51 2,274 1217,23 855,60

9. Petroleum, Coal Products & Nuclear Fuels 76 300,10 188,15 162 450,67 251,9310. Manufacture of Cement & Cement Products 217 237,59 173,89 355 303,86 238,0611. Basic Metals & Metal Products 1,772 2018,55 1415,41 4,214 3939,77 2969,26

(a) Iron & Steel 640 1399,33 996,51 1,118 2691,22 2094,75(b) Non-Ferrous Metals 236 374,33 265,39 328 422,70 294,45(c) Metal Products 896 244,89 153,50 2,768 825,85 580,05

12. Engineering 3,183 1329,17 929,26 4,273 1720,13 1174,65(a) Heavy Engineering 536 369,64 159,15 710 672,27 449,43(b) Light Engineering 1,639 522,56 392,80 2,009 557,51 337,33(c) Electrical Machinery & Goods 460 331,38 302,29 1,227 378,20 290,76(d) Electronic Machinery & Goods 548 105,59 75,03 327 112,15 97,14

13. Vehicles, Vehicle Parts & Transport Equipments 431 162,82 98,51 687 876,61 539,4314. Other Industries 19,425 2509,20 1921,49 16,974 1727,19 1406,4615. Electricity, Gas & Water 110 1426,90 992,37 835 3762,87 2512,07

(a) Electricity Generation & Transmission 35 1381,63 976,27 735 3270,76 2119,53(b) Non-Conventional Energy 7 18,13 2,78 33 53,99 53,72(c) Gas, Steam & Water Supply 68 27,14 13,32 67 438,13 338,82

16. Construction 2,907 683,98 459,44 2,566 3969,84 3025,34III. TRANSPORT OPERATORS 5,685 134,55 103,11 15,293 259,26 222,45IV. PROFESSIONAL AND OTHER SERVICES 14,428 641,75 449,88 75,709 1767,20 1409,01V. PERSONAL LOANS 3,23,581 6627,52 5294,17 3,75,233 5514,67 4419,84

1. Loans for Purchase of Consumer Durables 9,065 58,12 46,62 14,504 83,94 64,112. Loans for Housing 93,455 3594,05 2971,14 94,065 2583,00 2318,163. Rest of the Personal Loans 2,21,061 2975,35 2276,41 2,66,664 2847,73 2037,58

VI. TRADE 59,130 2590,97 1712,84 1,16,758 6863,18 4192,151. Wholesale Trade 16,569 1354,07 909,54 7,228 3301,66 2254,732. Retail Trade 42,561 1236,90 803,30 1,09,530 3561,52 1937,42

VII. FINANCE 840 153,92 116,39 1,726 612,31 447,47VIII. ALL OTHERS 47,880 1028,78 742,44 81,750 2953,97 1303,76

TOTAL BANK CREDIT 9,11,909 29645,44 21486,80 11,82,965 53557,16 39332,97OF WHICH : 1. Artisans and Village & Tiny Industries 9,594 350,63 270,34 9,508 152,83 136,67

2. Other Small Scale Industries 12,769 1777,39 1320,26 23,122 2951,65 2302,16

181

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

GUJARAT (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

11 37,73 36,50 2,00,870 773,72 636,79 4,839 685,44 452,89 10,94,993 10396,03 8886,64 I3 28,75 28,75 1,98,962 766,81 631,39 3,993 294,80 224,86 10,83,470 6829,19 6018,24 18 8,98 7,75 1,908 6,91 5,40 846 390,63 228,04 11,523 3566,84 2868,41 2

1,152 1389,80 731,19 10,046 37,67 25,83 4,773 10182,43 7544,27 1,03,559 56765,27 40947,06 II– – – 16 1,15 77 42 399,49 121,76 1,097 3593,77 2754,02 1

36 32,68 24,78 83 3,27 2,48 123 451,63 306,46 5,219 2992,96 2110,73 2– – – 32 1,63 1,26 13 13,44 8,36 2,048 600,23 451,46 2(a)2 25 25 1 75 69 1 3,50 – 34 120,02 77,82 2(b)4 2,33 1,69 18 20 13 43 210,41 150,67 547 877,29 585,26 2(c)– – – – – – – – – 32 13,28 10,79 2(d)4 9,81 9,16 3 20 7 9 16,27 7,06 123 77,85 55,32 2(e)

26 20,29 13,69 29 49 33 57 208,02 140,37 2,435 1304,30 930,07 2(f)– – – 5 54 36 1 2 1 390 119,09 71,91 3

81 383,46 255,26 1,014 4,21 2,37 930 1030,44 703,10 14,277 7245,82 5445,26 443 215,23 188,62 10 40 24 250 841,17 563,17 3,961 3986,75 2990,77 4(a)

– – – 367 3,00 1,54 2 5,28 54 695 43,98 34,89 4(b)– – – 510 46 34 13 6,84 6,07 1,214 404,37 288,96 4(c)

38 168,23 66,64 127 35 25 665 177,14 133,32 8,407 2810,71 2130,65 4(d)10 23,66 23,59 15 66 50 106 275,63 139,79 2,084 1098,78 699,87 5

– – – 135 10 8 63 27,48 25,08 703 54,60 47,31 612 46,88 36,67 17 64 52 99 44,06 36,85 2,557 1146,36 828,92 776 400,87 130,49 25 1,45 90 368 975,11 607,39 6,331 7588,14 4811,26 825 50,45 12,19 6 50 19 68 467,70 269,33 1,152 2355,39 1322,13 8(a)

1 100,00 28 – – – 6 83,81 66,81 137 1254,24 767,70 8(b)21 147,06 91,97 9 22 20 154 233,09 141,10 1,529 1857,14 1297,04 8(c)

– – – 1 5 3 – – – 44 32,70 20,59 8(d)29 103,36 26,06 9 68 48 140 190,50 130,14 3,469 2088,67 1403,80 8(e)

1 45,00 – 4 28 28 46 3139,60 3015,43 289 3935,66 3455,78 92 5,00 5,00 13 1,09 50 15 42,48 28,54 602 590,02 445,98 10

56 146,47 45,89 11 19 7 225 813,29 582,25 6,278 6918,26 5012,87 1131 10,16 10,01 2 12 4 80 448,06 271,55 1,871 4548,90 3372,86 11(a)11 126,36 29,19 – – – 40 342,06 289,73 615 1265,45 878,76 11(b)14 9,96 6,69 9 7 3 105 23,16 20,98 3,792 1103,92 761,25 11(c)45 115,12 77,53 17 93 69 327 280,92 192,24 7,845 3446,27 2374,38 12

5 3,71 73 3 24 22 101 130,84 97,72 1,355 1176,70 707,25 12(a)7 85 85 9 46 25 90 30,04 27,88 3,754 1111,42 759,10 12(b)

29 110,15 75,82 4 23 23 54 92,10 51,10 1,774 912,05 720,19 12(c)4 41 14 1 – – 82 27,94 15,54 962 246,09 187,84 12(d)

10 18,13 14,51 87 62 46 395 772,05 710,75 1,610 1830,23 1363,65 13203 53,91 40,94 8,530 17,86 11,96 656 443,27 234,77 45,788 4751,43 3615,62 14

– – – – – – 27 594,57 228,52 972 5784,34 3732,97 15– – – – – – 21 572,04 206,14 791 5224,42 3301,94 15(a)– – – – – – 1 12 12 41 72,24 56,63 15(b)– – – – – – 5 22,41 22,26 140 487,68 374,40 15(c)

620 118,63 76,52 74 4,69 3,89 1,350 892,40 611,33 7,517 5669,54 4176,51 169 75 64 1,614 14,21 9,11 6,362 961,90 983,38 28,963 1370,69 1318,69 III

406 138,70 61,36 6,247 33,24 21,86 6,624 1296,59 780,42 1,03,414 3877,49 2722,54 IV23,293 707,42 535,20 44,901 228,34 166,60 3,49,213 5153,40 3945,25 11,16,221 18231,35 14361,06 V

212 2,42 2,22 7,131 23,32 15,76 2,456 15,32 12,67 33,368 183,12 141,39 12,840 225,72 223,85 3,042 52,86 35,56 19,770 1152,66 1008,45 2,13,172 7608,29 6557,16 2

20,241 479,28 309,12 34,728 152,17 115,27 3,26,987 3985,41 2924,13 8,69,681 10439,94 7662,51 3573 340,73 143,56 20,835 75,49 49,98 4,385 1243,21 785,74 2,01,681 11113,57 6884,27 VI178 155,54 67,79 768 7,90 4,65 1,181 666,89 388,95 25,924 5486,07 3625,65 1395 185,19 75,78 20,067 67,59 45,33 3,204 576,32 396,79 1,75,757 5627,51 3258,62 282 163,45 99,42 107 1,69 1,72 277 950,95 870,28 3,032 1882,33 1535,28 VII

624 11,56 4,04 7,341 30,40 23,10 33,727 651,37 461,63 1,71,322 4676,07 2534,96 VIII

26,150 2790,14 1611,91 2,91,961 1194,76 934,97 4,10,200 21125,29 15823,85 28,23,185 108312,79 79190,50 TOTAL14 1,85 25 7,947 16,24 10,64 290 18,53 12,51 27,353 540,07 430,42 126 58,53 40,93 825 6,03 4,43 824 253,85 197,78 37,566 5047,45 3865,56 2

182

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

WESTERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 3,69,228 3500,50 2945,87 7,13,153 15321,88 12565,801. Direct Finance 3,65,562 2018,15 1708,65 7,01,119 6331,30 5576,882. Indirect Finance 3,666 1482,35 1237,23 12,034 8990,58 6988,92

II. INDUSTRY 47,127 86171,16 38503,88 1,09,797 103293,42 73444,611. Mining & Quarrying 281 2316,91 721,30 860 1774,92 1064,952. Food Manufacturing & Processing 1,639 770,14 531,83 7,955 3456,45 2568,50

(a) Rice Mills, Flour & Dal Mills 620 202,01 145,52 2,369 341,10 268,46(b) Sugar 19 27,14 20,70 118 900,05 671,79(c) Edible Oils & Vanaspati 175 238,97 141,41 539 761,15 579,18(d) Tea Processing 5 1,34 74 31 54,04 36,45(e) Processing of Fruits & Vegetables 84 38,35 30,38 274 128,18 102,82(f) Others 736 262,34 193,08 4,624 1271,93 909,80

3. Beverage & Tobacco 50 70,04 44,30 311 394,14 286,114. Textiles 2,081 9545,23 4638,88 15,566 11178,02 7639,93

(a) Cotton Textiles 1,064 6565,02 2782,89 5,760 4770,29 3325,67(b) Jute & Other Natural Fibre Textiles 27 17,69 14,68 1,696 77,63 47,16(c) Handloom Textiles & Khadi 71 387,83 213,10 118 60,83 46,72(d) Other Textiles & Textile Products 919 2574,68 1628,21 7,992 6269,27 4220,38

5. Paper, Paper Products & Printing 1,031 803,57 628,02 3,120 1421,21 1033,726. Leather & Leather Products 202 38,39 30,02 1,231 96,68 74,927. Rubber & Plastic Products 904 1194,21 659,06 3,663 1854,09 1447,988. Chemicals & Chemical Products 2,099 11827,12 5151,02 8,102 8591,20 4851,80

(a) Heavy Industrial Chemicals 275 5674,15 3065,27 1,103 1636,81 1160,21(b) Fertilisers 32 3391,65 372,83 85 274,37 198,51(c) Drugs & Pharmaceuticals 316 1746,07 972,86 3,206 2564,48 1880,78(d) Non-Edible Oils 59 54,46 31,99 67 178,23 80,91(e) Other Chemicals & Chemical Products 1,417 960,79 708,07 3,641 3937,32 1531,39

9. Petroleum, Coal Products & Nuclear Fuels 76 20129,91 5737,18 357 5148,85 3901,2810. Manufacture of Cement & Cement Products 188 103,97 87,62 794 905,68 708,0411. Basic Metals & Metal Products 7,549 10415,64 4547,91 8,024 18665,76 11595,42

(a) Iron & Steel 623 9394,81 3991,05 2,018 12204,78 8301,77(b) Non-Ferrous Metals 255 721,90 300,62 579 2229,32 1142,08(c) Metal Products 6,671 298,92 256,24 5,427 4231,66 2151,57

12. Engineering 2,834 5267,45 2123,38 9,676 9194,92 6482,24(a) Heavy Engineering 156 742,94 274,71 1,361 2630,91 1767,15(b) Light Engineering 1,889 2761,22 761,96 4,566 2425,16 1546,53(c) Electrical Machinery & Goods 548 1307,30 703,58 2,488 1741,76 1113,04(d) Electronic Machinery & Goods 241 455,98 383,12 1,261 2397,09 2055,52

13. Vehicles, Vehicle Parts & Transport Equipments 535 1851,53 1223,43 1,923 3146,47 1832,2714. Other Industries 23,338 16177,30 8524,35 40,506 16041,22 13026,7915. Electricity, Gas & Water 97 1305,35 1203,73 343 6959,92 4835,96

(a) Electricity Generation & Transmission 42 1206,98 1134,15 154 6626,10 4617,74(b) Non-Conventional Energy 13 34,12 32,72 74 231,20 143,68(c) Gas, Steam & Water Supply 42 64,26 36,86 115 102,63 74,54

16. Construction 4,223 4354,41 2651,87 7,366 14463,89 12094,71III. TRANSPORT OPERATORS 6,340 4623,41 2544,51 24,525 4248,56 3600,19IV. PROFESSIONAL AND OTHER SERVICES 17,955 3599,39 2377,98 95,928 13295,94 11049,27V. PERSONAL LOANS 4,81,048 8949,44 6988,96 9,86,403 22681,38 19931,62

1. Loans for Purchase of Consumer Durables 5,004 33,64 24,27 38,680 257,02 201,952. Loans for Housing 1,16,327 5864,43 4745,28 2,46,089 15726,88 14474,653. Rest of the Personal Loans 3,59,717 3051,38 2219,41 7,01,634 6697,49 5255,01

VI. TRADE 91,228 8593,58 4920,10 2,30,926 35188,76 26278,521. Wholesale Trade 5,040 6119,26 2861,76 20,329 30198,11 22430,152. Retail Trade 86,188 2474,33 2058,33 2,10,597 4990,65 3848,38

VII. FINANCE 383 13588,31 10959,78 6,698 31867,99 28436,05VIII. ALL OTHERS 72,783 883,32 592,15 2,22,459 7650,76 4374,50

TOTAL BANK CREDIT 10,86,092 129909,12 69833,22 23,89,889 233548,70 179680,56OF WHICH: 1. Artisans and Village & Tiny Industries 8,492 258,81 202,88 10,724 146,39 127,80

2. Other Small Scale Industries 22,397 3688,11 2511,69 45,758 7463,88 6042,96

183

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

MAHARASHTRA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

989 592,66 524,04 2,30,407 621,05 538,76 39,982 5417,41 4132,99 13,53,759 25453,51 20707,47 I915 125,04 69,46 2,26,320 587,35 512,29 37,989 4775,73 3547,47 13,31,905 13837,57 11414,74 174 467,63 454,57 4,087 33,70 26,48 1,993 641,68 585,52 21,854 11615,94 9292,72 2

19,801 33015,02 18726,46 8,507 60,20 47,44 40,524 53295,47 39646,31 2,25,756 275835,27 170368,70 II23 444,51 123,44 17 78 58 203 862,07 444,18 1,384 5399,18 2354,45 194 820,78 632,22 188 6,80 4,73 769 1375,30 1090,10 10,645 6429,47 4827,39 2

4 80 80 77 2,26 1,61 104 33,03 25,63 3,174 579,18 442,02 2(a)5 29,31 22,84 – – – 41 349,67 321,90 183 1306,16 1037,23 2(b)1 20 19 5 18 9 167 315,81 240,05 887 1316,31 960,92 2(c)– – – – – – 19 204,29 156,76 55 259,68 193,95 2(d)7 59,27 35,05 29 1,10 70 65 78,08 68,71 459 304,98 237,67 2(e)

77 731,20 573,34 77 3,27 2,33 373 394,41 277,05 5,887 2663,16 1955,59 2(f)50 374,71 225,75 10 68 61 44 54,34 40,69 465 893,90 597,44 3

3,193 2322,46 1415,22 23 1,13 93 1,741 2554,28 1994,30 22,604 25601,10 15689,26 41,656 1041,04 657,69 21 1,03 83 880 1403,63 1051,61 9,381 13781,01 7818,69 4(a)

16 6,81 5,03 2 10 10 34 18,69 13,30 1,775 120,92 80,27 4(b)1,176 27,78 20,72 – – – 26 8,57 8,56 1,391 485,03 289,09 4(c)

345 1246,83 731,78 – – – 801 1123,38 920,83 10,057 11214,15 7501,21 4(d)113 399,94 227,33 18 67 68 662 1169,39 1077,90 4,944 3794,79 2967,65 514 25,73 22,18 14 11 5 127 90,44 42,34 1,588 251,35 169,51 6

143 592,58 427,85 6 22 20 627 778,58 573,98 5,343 4419,67 3109,07 71,811 6126,30 3126,08 12 17 13 1,650 6296,38 3276,27 13,674 32841,17 16405,30 8

162 1413,30 675,28 – – – 235 1188,35 555,77 1,775 9912,61 5456,53 8(a)22 449,49 195,39 – – – 70 918,71 877,46 209 5034,23 1644,20 8(b)

846 2021,17 1141,89 8 8 6 524 989,77 769,32 4,900 7321,57 4764,90 8(c)– – – – – – 10 4,35 2,83 136 237,04 115,73 8(d)

781 2242,33 1113,51 4 9 7 811 3195,19 1070,89 6,654 10335,71 4423,93 8(e)48 3764,16 2009,61 2 6 6 63 254,81 193,98 546 29297,79 11842,11 9

1,028 550,08 214,71 5 13 8 201 1152,53 1085,81 2,216 2712,39 2096,25 10357 4374,09 1588,35 50 83 45 1,523 9240,68 8149,97 17,503 42696,99 25882,10 11119 2155,23 532,81 – – – 776 8341,08 7570,33 3,536 32095,90 20395,95 11(a)90 1416,45 642,28 1 6 6 145 505,74 332,81 1,070 4873,48 2417,85 11(b)

148 802,41 413,27 49 77 39 602 393,86 246,83 12,897 5727,62 3068,30 11(c)8,456 2856,79 1738,60 24 59 47 1,660 3618,39 2798,11 22,650 20938,12 13142,80 12

165 800,98 442,09 3 9 6 407 1071,67 700,23 2,092 5246,59 3184,25 12(a)5,378 703,13 312,57 10 30 22 615 599,01 480,92 12,458 6488,82 3102,21 12(b)2,834 651,11 360,72 5 9 9 416 526,02 427,22 6,291 4226,29 2604,65 12(c)

79 701,57 623,22 6 10 10 222 1421,68 1189,73 1,809 4976,42 4251,70 12(d)167 1749,76 1000,86 91 1,04 72 19,801 5335,75 4347,84 22,517 12084,56 8405,10 13

1,802 6076,04 4785,92 6,460 21,94 16,55 7,009 10039,98 6406,88 79,115 48356,50 32760,50 1427 939,38 254,49 3 11 7 71 2008,02 1672,69 541 11212,79 7966,95 1512 392,08 196,38 2 7 7 36 1940,08 1642,16 246 10165,31 7590,50 15(a)

– – – – – – 8 31,87 16,46 95 297,18 192,86 15(b)15 547,30 58,12 1 4 – 27 36,07 14,08 200 750,29 183,59 15(c)

2,475 1597,73 933,86 1,584 24,94 21,11 4,373 8464,54 6451,28 20,021 28905,51 22152,83 163,964 1206,55 1058,47 2,510 16,93 11,52 28,437 3474,52 2831,21 65,776 13569,96 10045,89 III3,279 4949,68 2824,17 13,552 53,55 40,30 30,021 8187,28 6243,30 1,60,735 30085,85 22535,02 IV

4,96,015 8249,27 6313,70 61,639 291,02 232,25 37,74,362 39144,47 31282,02 57,99,467 79315,58 64748,55 V18,235 213,89 209,27 12,388 44,58 33,65 2,66,404 1608,77 595,21 3,40,711 2157,89 1064,36 129,109 4503,44 4051,61 5,385 87,19 75,01 2,91,311 15395,72 13648,32 6,88,221 41577,66 36994,88 2

4,48,671 3531,94 2052,81 43,866 159,25 123,59 32,16,647 22139,97 17038,49 47,70,535 35580,03 26689,32 37,372 4431,05 1705,42 38,466 128,30 101,47 34,186 11892,34 8046,36 4,02,178 60234,03 41051,87 VI4,995 1453,24 702,97 1,717 11,02 9,12 3,765 4696,68 2198,56 35,846 42478,31 28202,55 12,377 2977,81 1002,45 36,749 117,29 92,36 30,421 7195,65 5847,79 3,66,332 17755,73 12849,31 2

529 8585,52 4053,93 1,222 3,37 2,38 6,267 17327,94 10614,15 15,099 71373,14 54066,29 VII11,071 236,97 198,85 17,193 50,93 42,49 2,71,724 9308,43 6637,05 5,95,230 18130,40 11845,04 VIII

5,43,020 61266,73 35405,04 3,73,496 1225,35 1016,62 42,25,503 148047,85 109433,38 86,18,000 573997,75 395368,82 TOTAL506 35,24 21,25 3,466 13,54 10,46 3,400 56,02 41,65 26,588 510,00 404,04 1308 943,86 783,47 3,050 14,61 10,73 5,235 1480,02 1013,26 76,748 13590,48 10362,10 2

184

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

WESTERN REGION (Contd.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 251 67 57 1,205 10,51 9,561. Direct Finance 250 67 57 1,192 4,54 3,532. Indirect Finance 1 – – 13 5,97 6,03

II. INDUSTRY 58 67,52 45,03 351 333,58 281,351. Mining & Quarrying – – – 1 3 –2. Food Manufacturing & Processing 1 3 2 17 51 49

(a) Rice Mills, Flour & Dal Mills – – – 4 15 13(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 1 3 2 13 36 36

3. Beverage & Tobacco – – – – – –4. Textiles 4 33,45 17,88 52 284,54 243,31

(a) Cotton Textiles 1 5 5 12 76,68 75,17(b) Jute & Other Natural Fibre Textiles – – – 7 93,50 61,84(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products 3 33,40 17,83 33 114,35 106,31

5. Paper, Paper Products & Printing 1 50 43 17 2,88 2,186. Leather & Leather Products – – – – – –7. Rubber & Plastic Products – – – 49 13,55 10,548. Chemicals & Chemical Products 1 5 3 41 10,37 6,65

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 2 5,53 3,18(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 1 5 3 39 4,84 3,47

9. Petroleum, Coal Products & Nuclear Fuels – – – 1 1,40 6310. Manufacture of Cement & Cement Products – – – 2 9 811. Basic Metals & Metal Products 11 31,74 25,28 19 6,24 4,18

(a) Iron & Steel 4 11,59 8,53 7 4,64 2,61(b) Non-Ferrous Metals 7 20,15 16,75 3 26 20(c) Metal Products – – – 9 1,35 1,37

12. Engineering 5 1,50 1,16 17 7,65 7,27(a) Heavy Engineering – – – – – –(b) Light Engineering 3 45 33 5 39 40(c) Electrical Machinery & Goods 2 1,05 83 2 66 28(d) Electronic Machinery & Goods – – – 10 6,60 6,60

13. Vehicles, Vehicle Parts & Transport Equipments – – – – – –14. Other Industries 35 25 23 132 5,93 5,6515. Electricity, Gas & Water – – – 3 38 38

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – 3 38 38(c) Gas, Steam & Water Supply – – – – – –

16. Construction – – – – – –III. TRANSPORT OPERATORS 5 3 2 41 30 30IV. PROFESSIONAL AND OTHER SERVICES 9 18 17 215 8,89 8,46V. PERSONAL LOANS 905 10,51 7,85 2,099 18,44 16,61

1. Loans for Purchase of Consumer Durables – – – 181 30 252. Loans for Housing 278 6,95 5,36 550 9,02 8,963. Rest of the Personal Loans 627 3,57 2,49 1,368 9,12 7,40

VI. TRADE 96 3,44 3,01 1,066 4,62 3,781. Wholesale Trade 1 7 7 5 1,02 692. Retail Trade 95 3,37 2,94 1,061 3,61 3,09

VII. FINANCE – – – 2 2,15 13VIII. ALL OTHERS 5 66 66 115 1,84 1,71

TOTAL BANK CREDIT 1,329 83,01 57,32 5,094 380,33 321,90OF WHICH: 1. Artisans and Village & Tiny Industries 28 19 15 118 59 58

2. Other Small Scale Industries 9 1,03 81 168 34,35 30,24

185

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

DADRA & NAGAR HAVELI (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – – – – 5 22 19 1,461 11,41 10,33 I– – – – – – 5 22 19 1,447 5,44 4,30 1– – – – – – – – – 14 5,97 6,03 21 2,58 2,58 – – – 75 203,48 197,56 485 607,16 526,52 II– – – – – – 5 30 23 6 33 23 1– – – – – – – – – 18 54 51 2– – – – – – – – – 4 15 13 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – – – – 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – – – – 2(e)– – – – – – – – – 14 38 38 2(f)– – – – – – – – – – – – 3– – – – – – 3 19,00 17,98 59 336,99 279,17 4– – – – – – 2 14,00 13,98 15 90,73 89,20 4(a)– – – – – – – – – 7 93,50 61,84 4(b)– – – – – – – – – – – – 4(c)– – – – – – 1 5,00 4,00 37 152,75 128,14 4(d)– – – – – – – – – 18 3,38 2,61 5– – – – – – – – – – – – 6– – – – – – 1 6 4 50 13,61 10,58 7– – – – – – 14 29,29 26,41 56 39,71 33,09 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – 1 10 – 3 5,63 3,18 8(c)– – – – – – – – – – – – 8(d)– – – – – – 13 29,19 26,41 53 34,08 29,92 8(e)– – – – – – – – – 1 1,40 63 9– – – – – – 1 2 2 3 10 10 101 2,58 2,58 – – – 26 104,73 104,73 57 145,30 136,78 11– – – – – – 1 1,50 1,50 12 17,73 12,64 11(a)– – – – – – 1 4,23 4,23 11 24,63 21,18 11(b)1 2,58 2,58 – – – 24 99,01 99,01 34 102,94 102,96 11(c)– – – – – – 7 42,43 41,26 29 51,58 49,69 12– – – – – – – – – – – – 12(a)– – – – – – 3 37,59 37,54 11 38,42 38,27 12(b)– – – – – – 4 4,85 3,72 8 6,56 4,82 12(c)– – – – – – – – – 10 6,60 6,60 12(d)– – – – – – 6 2,08 1,61 6 2,08 1,61 13– – – – – – 3 27 2 170 6,45 5,89 14– – – – – – – – – 3 38 38 15– – – – – – – – – – – – 15(a)– – – – – – – – – 3 38 38 15(b)– – – – – – – – – – – – 15(c)– – – – – – 9 5,30 5,25 9 5,30 5,25 16– – – – – – 1 – – 47 34 32 III– – – – – – 16 5,36 4,76 240 14,43 13,39 IV– – – – – – 325 13,93 11,05 3,329 42,89 35,52 V– – – – – – – – – 181 30 25 1– – – – – – 49 2,11 2,13 877 18,08 16,45 2– – – – – – 276 11,82 8,93 2,271 24,51 18,82 3– – – – – – 19 1,41 1,22 1,181 9,47 8,01 VI– – – – – – 3 9 6 9 1,17 82 1– – – – – – 16 1,33 1,16 1,172 8,30 7,19 2– – – – – – 2 25 – 4 2,40 13 VII– – – – – – 108 24 20 228 2,74 2,57 VIII

1 2,58 2,58 – – – 551 224,90 214,99 6,975 690,82 596,78 TOTAL– – – – – – – – – 146 78 73 1– – – – – – 10 55 46 187 35,93 31,50 2

186

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

WESTERN REGION (Concld.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 213 2,05 1,64 76 1,65 801. Direct Finance 213 2,05 1,64 70 1,50 672. Indirect Finance – – – 6 15 12

II. INDUSTRY 186 87,93 71,89 302 224,66 193,661. Mining & Quarrying 2 13 10 1 4 42. Food Manufacturing & Processing 4 21 20 3 86 80

(a) Rice Mills, Flour & Dal Mills – – – 1 78 77(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 1 3 3 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 3 18 17 2 8 3

3. Beverage & Tobacco 1 3 1 1 5 44. Textiles 4 5,77 2,94 45 109,92 101,16

(a) Cotton Textiles 2 5,69 2,86 26 40,18 36,71(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products 2 8 8 19 69,74 64,45

5. Paper, Paper Products & Printing 11 85 69 18 13,16 9,976. Leather & Leather Products – – – 2 1 –7. Rubber & Plastic Products 22 2,74 1,77 138 42,59 34,558. Chemicals & Chemical Products 8 1,29 86 19 28,44 22,06

(a) Heavy Industrial Chemicals 2 55 32 4 19,34 13,18(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 3 44 43 1 8,04 8,04(d) Non-Edible Oils – – – 1 12 11(e) Other Chemicals & Chemical Products 3 30 11 13 95 73

9. Petroleum, Coal Products & Nuclear Fuels 2 24 31 – – –10. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products 6 87 84 18 12,17 9,29

(a) Iron & Steel – – – 9 5,28 5,26(b) Non-Ferrous Metals – – – 7 4,44 1,59(c) Metal Products 6 87 84 2 2,45 2,43

12. Engineering 7 73,17 62,67 14 13,99 12,67(a) Heavy Engineering 1 50,00 44,28 1 5 3(b) Light Engineering 1 4 2 5 1,73 1,17(c) Electrical Machinery & Goods 4 23,10 18,36 2 1,20 1,06(d) Electronic Machinery & Goods 1 3 1 6 11,01 10,41

13. Vehicles, Vehicle Parts & Transport Equipments 2 40 37 – – –14. Other Industries 85 81 48 39 3,09 2,7915. Electricity, Gas & Water – – – 1 5 2

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – 1 5 2

16. Construction 32 1,44 65 3 30 26III. TRANSPORT OPERATORS 135 3,65 3,28 38 73 53IV. PROFESSIONAL AND OTHER SERVICES 97 6,52 4,82 75 2,31 2,00V. PERSONAL LOANS 1,999 22,15 17,17 1,093 17,23 14,71

1. Loans for Purchase of Consumer Durables 23 9 7 146 48 322. Loans for Housing 234 7,80 5,92 268 9,02 8,183. Rest of the Personal Loans 1,742 14,26 11,18 679 7,72 6,21

VI. TRADE 472 5,13 4,42 174 3,92 3,281. Wholesale Trade 1 8 8 11 2,17 1,872. Retail Trade 471 5,05 4,34 163 1,75 1,40

VII. FINANCE – – – 4 6,06 5,82VIII. ALL OTHERS 108 5,31 4,16 87 1,15 1,05

TOTAL BANK CREDIT 3,210 132,74 107,38 1,849 257,72 221,85OF WHICH : 1. Artisans and Village & Tiny Industries 137 6,71 5,02 24 13 9

2. Other Small Scale Industries 5 17 4 181 49,15 41,03

187

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

DAMAN & DIU (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – – – – 1 – – 290 3,70 2,43 I– – – – – – 1 – – 284 3,55 2,31 1– – – – – – – – – 6 15 12 21 1,20 6 – – – 18 23,53 22,37 507 337,33 287,98 II– – – – – – – – – 3 17 14 1– – – – – – – – – 7 1,07 1,00 2– – – – – – – – – 1 78 77 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – 1 3 3 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – – – – 2(e)– – – – – – – – – 5 26 20 2(f)– – – – – – 2 95 95 4 1,03 1,00 3– – – – – – 4 18,68 18,03 53 134,37 122,13 4– – – – – – – – – 28 45,87 39,57 4(a)– – – – – – – – – – – – 4(b)– – – – – – – – – – – – 4(c)– – – – – – 4 18,68 18,03 25 88,50 82,56 4(d)– – – – – – – – – 29 14,02 10,66 5– – – – – – – – – 2 1 – 6– – – – – – – – – 160 45,32 36,32 7– – – – – – 1 3 2 28 29,76 22,95 8– – – – – – – – – 6 19,89 13,50 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – 4 8,48 8,47 8(c)– – – – – – – – – 1 12 11 8(d)– – – – – – 1 3 2 17 1,27 87 8(e)– – – – – – 2 1,97 2,05 4 2,21 2,36 9– – – – – – – – – – – – 10– – – – – – – – – 24 13,04 10,13 11– – – – – – – – – 9 5,28 5,26 11(a)– – – – – – – – – 7 4,44 1,59 11(b)– – – – – – – – – 8 3,32 3,27 11(c)– – – – – – 1 2 2 22 87,18 75,35 12– – – – – – – – – 2 50,05 44,31 12(a)– – – – – – – – – 6 1,77 1,19 12(b)– – – – – – 1 2 2 7 24,32 19,43 12(c)– – – – – – – – – 7 11,04 10,41 12(d)– – – – – – 6 1,69 1,17 8 2,09 1,54 13– – – – – – – – – 124 3,90 3,27 14– – – – – – – – – 1 5 2 15– – – – – – – – – – – – 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – 1 5 2 15(c)1 1,20 6 – – – 2 20 14 38 3,13 1,11 16– – – – – – 1 – – 174 4,39 3,81 III– – – – – – 23 24 23 195 9,07 7,05 IV– – – – – – 215 7,40 6,22 3,307 46,78 38,10 V– – – – – – 14 8 6 183 65 45 1– – – – – – 1 1 1 503 16,84 14,11 2– – – – – – 200 7,31 6,14 2,621 29,29 23,53 3– – – – – – 8 1,64 1,19 654 10,69 8,88 VI– – – – – – – – – 12 2,25 1,95 1– – – – – – 8 1,64 1,19 642 8,44 6,93 2– – – – – – 1 13 5 5 6,19 5,87 VII– – – – – – 10 12 9 205 6,58 5,30 VIII

1 1,20 6 – – – 277 33,07 30,14 5,337 424,73 359,43 TOTAL– – – – – – – – – 161 6,84 5,12 1– – – – – – 3 1,13 1,13 189 50,45 42,20 2

188

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 16,05,249 5561,16 4864,99 21,15,404 11645,13 9776,341. Direct Finance 15,93,662 4945,43 4400,22 20,95,204 8225,44 6755,402. Indirect Finance 11,587 615,72 464,77 20,200 3419,69 3020,94

II. INDUSTRY 45,612 10159,38 7387,82 83,694 21319,30 16364,791. Mining & Quarrying 740 343,47 153,91 1,080 744,94 683,772. Food Manufacturing & Processing 4,618 1145,75 870,10 6,172 1735,17 1191,97

(a) Rice Mills, Flour & Dal Mills 2,168 581,43 434,14 2,909 528,83 374,68(b) Sugar 9 35,19 24,99 52 340,93 288,34(c) Edible Oils & Vanaspati 912 148,34 125,74 130 99,43 74,66(d) Tea Processing 12 4,99 4,41 28 3,16 2,92(e) Processing of Fruits & Vegetables 63 17,10 12,66 38 7,35 6,49(f) Others 1,454 358,70 268,16 3,015 755,48 444,89

3. Beverage & Tobacco 145 115,90 83,87 235 600,36 407,654. Textiles 2,036 1282,35 861,48 7,383 1011,71 777,70

(a) Cotton Textiles 509 750,76 471,41 3,238 702,75 571,91(b) Jute & Other Natural Fibre Textiles 70 53,87 24,38 887 22,58 16,13(c) Handloom Textiles & Khadi 674 17,72 11,58 1,584 16,25 14,32(d) Other Textiles & Textile Products 783 460,00 354,11 1,674 270,13 175,33

5. Paper, Paper Products & Printing 752 390,77 246,42 1,890 526,52 406,716. Leather & Leather Products 172 41,09 32,97 724 22,35 18,927. Rubber & Plastic Products 482 148,24 110,60 750 154,08 125,598. Chemicals & Chemical Products 2,717 1572,53 1183,93 2,957 2958,14 2189,14

(a) Heavy Industrial Chemicals 112 145,91 115,71 261 893,08 641,04(b) Fertilisers 30 214,35 146,26 95 1036,67 764,09(c) Drugs & Pharmaceuticals 411 595,49 458,32 1,753 862,42 654,56(d) Non-Edible Oils 32 11,11 9,80 33 51,42 38,93(e) Other Chemicals & Chemical Products 2,132 605,67 453,84 815 114,54 90,53

9. Petroleum, Coal Products & Nuclear Fuels 30 25,75 19,92 41 26,37 10,6710. Manufacture of Cement & Cement Products 246 236,55 206,86 497 853,12 494,9611. Basic Metals & Metal Products 738 1220,21 857,59 3,532 2816,13 2474,14

(a) Iron & Steel 291 903,84 684,81 375 2535,98 2235,43(b) Non-Ferrous Metals 131 201,74 88,48 71 63,46 59,94(c) Metal Products 316 114,63 84,30 3,086 216,69 178,77

12. Engineering 1,335 859,39 645,47 4,465 783,91 634,32(a) Heavy Engineering 75 22,18 14,92 358 176,08 146,02(b) Light Engineering 788 392,07 284,79 2,830 228,35 203,69(c) Electrical Machinery & Goods 320 313,74 252,89 714 164,67 102,34(d) Electronic Machinery & Goods 152 131,40 92,87 563 214,82 182,27

13. Vehicles, Vehicle Parts & Transport Equipments 187 298,49 253,29 2,735 414,19 335,9914. Other Industries 23,922 655,80 436,00 25,806 1756,69 1363,7615. Electricity, Gas & Water 164 687,18 534,71 1,374 3392,49 2542,19

(a) Electricity Generation & Transmission 87 671,52 523,93 1,107 3076,66 2268,11(b) Non-Conventional Energy 5 8,09 5,53 27 80,12 57,34(c) Gas, Steam & Water Supply 72 7,58 5,25 240 235,72 216,74

16. Construction 7,328 1135,91 890,69 24,053 3523,14 2707,30III. TRANSPORT OPERATORS 5,381 87,29 64,82 14,883 867,44 766,89IV. PROFESSIONAL AND OTHER SERVICES 15,131 1441,46 999,99 62,250 2618,85 2145,98V. PERSONAL LOANS 11,94,674 11255,46 9047,63 8,42,067 12335,91 10531,69

1. Loans for Purchase of Consumer Durables 5,390 35,41 26,30 87,104 548,82 468,012. Loans for Housing 1,25,680 4297,55 3538,04 1,80,361 6420,69 5658,513. Rest of the Personal Loans 10,63,604 6922,50 5483,29 5,74,602 5366,41 4405,18

VI. TRADE 1,44,937 3235,69 2425,86 1,60,340 14465,69 3500,731. Wholesale Trade 1,321 1211,21 962,66 12,093 2051,39 1518,102. Retail Trade 1,43,616 2024,49 1463,20 1,48,247 12414,30 1982,63

VII. FINANCE 721 104,77 51,69 11,416 1138,00 894,38VIII. ALL OTHERS 30,455 491,04 389,75 13,03,363 7829,03 6553,82

TOTAL BANK CREDIT 30,42,160 32336,25 25232,55 45,93,417 72219,35 50534,62OF WHICH : 1. Artisans and Village & Tiny Industries 21,598 623,60 460,35 9,189 236,94 169,16

2. Other Small Scale Industries 11,629 1141,70 909,22 19,425 1566,87 1217,01

189

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ANDHRA PRADESH (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

43 71,55 46,19 11,37,333 2595,79 2388,56 94,140 1099,97 936,75 49,52,169 20973,59 18012,83 I15 55,93 38,80 11,06,134 2507,01 2313,96 89,684 916,98 802,27 48,84,699 16650,79 14310,65 128 15,62 7,39 31,199 88,78 74,60 4,456 183,00 134,48 67,470 4322,81 3702,18 2

3,530 1324,71 992,68 37,387 174,10 143,27 9,550 6681,81 5030,81 1,79,773 39659,31 29919,37 II– – – 13 86 62 283 170,70 133,04 2,116 1259,96 971,35 1

15 32,17 10,77 310 9,36 7,32 2,275 666,98 532,17 13,390 3589,43 2612,33 2– – – 200 7,46 5,74 1,856 99,29 73,31 7,133 1217,01 887,87 2(a)– – – – – – 17 36,79 33,23 78 412,91 346,56 2(b)1 20,00 2 3 18 14 99 139,56 99,15 1,145 407,51 299,71 2(c)– – – – – – 8 92,81 76,14 48 100,96 83,46 2(d)– – – – – – 5 1,29 1,18 106 25,74 20,33 2(e)

14 12,17 10,75 107 1,72 1,44 290 297,24 249,16 4,880 1425,31 974,40 2(f)13 2,94 23 6 30 26 86 79,47 54,81 485 798,97 546,81 329 22,24 17,00 1,551 6,16 5,00 1,207 387,30 284,92 12,206 2709,75 1946,11 424 4,93 2,78 172 1,37 1,09 981 308,26 218,77 4,924 1768,07 1265,97 4(a)

1 15,65 13,75 71 50 38 32 15,49 12,48 1,061 108,10 67,12 4(b)– – – 1,109 3,20 2,82 42 1,17 91 3,409 38,35 29,64 4(c)4 1,66 47 199 1,08 71 152 62,38 52,76 2,812 795,24 583,38 4(d)4 4,68 3,84 5 8 6 224 135,57 83,73 2,875 1057,61 740,77 5– – – 22 5 4 13 3,70 3,35 931 67,19 55,28 6

11 7,86 4,89 6 19 16 100 51,37 44,74 1,349 361,73 285,97 793 538,79 515,96 8 34 31 452 1183,68 888,11 6,227 6253,48 4777,45 820 8,64 5,84 – – – 87 275,13 198,59 480 1322,76 961,18 8(a)

3 41,87 41,84 1 2 2 28 354,61 248,93 157 1647,52 1201,14 8(b)39 429,40 423,50 6 27 26 196 361,35 313,87 2,405 2248,92 1850,51 8(c)

– – – – – – 7 12,54 5,61 72 75,07 54,34 8(d)31 58,89 44,78 1 5 3 134 180,06 121,11 3,113 959,21 710,29 8(e)

3 47 44 3 19 18 14 10,59 7,54 91 63,37 38,75 9– – – 3 3 2 66 246,18 145,85 812 1335,87 847,69 10

26 97,21 46,01 8 38 33 296 522,67 396,59 4,600 4656,60 3774,66 117 2,98 2,91 2 25 23 117 448,75 329,74 792 3891,79 3253,12 11(a)4 28,69 7,78 – – – 68 35,46 32,77 274 329,35 188,97 11(b)

15 65,54 35,32 6 13 10 111 38,46 34,08 3,534 435,45 332,58 11(c)63 157,44 89,01 15 39 30 250 164,55 114,72 6,128 1965,69 1483,82 1225 79,10 28,69 7 18 12 48 12,42 8,06 513 289,96 197,80 12(a)

8 54,55 47,49 1 1 – 87 28,15 24,70 3,714 703,13 560,67 12(b)29 23,76 12,80 6 17 15 54 62,73 28,54 1,123 565,07 396,71 12(c)

1 4 4 1 3 2 61 61,24 53,43 778 407,53 328,64 12(d)6 14,79 14,81 190 92 74 247 347,21 274,51 3,365 1075,60 879,35 13

2,258 112,47 72,15 31,997 84,95 68,70 1,666 502,74 367,93 85,649 3112,65 2308,55 144 52,06 10,07 5 63 59 44 785,78 562,82 1,591 4918,15 3650,38 154 52,06 10,07 2 50 50 27 782,74 559,85 1,227 4583,47 3362,47 15(a)– – – 1 5 2 1 4 2 34 88,30 62,91 15(b)– – – 2 9 7 16 3,00 2,94 330 246,38 225,01 15(c)

1,005 281,60 207,49 3,245 69,29 58,64 2,327 1423,33 1135,97 37,958 6433,25 5000,09 16940 67,02 66,66 2,835 17,18 13,42 30,364 1142,92 953,08 54,403 2181,85 1864,86 III946 169,82 148,35 25,766 101,76 80,43 8,824 1624,72 1278,81 1,12,917 5956,61 4653,57 IV

23,974 1155,56 934,83 2,51,884 1079,98 867,87 3,46,024 9143,90 7486,17 26,58,623 34970,81 28868,19 V990 9,56 9,12 47,346 189,11 138,09 7,727 60,14 48,36 1,48,557 843,03 689,88 1

5,371 625,08 609,32 21,058 223,31 189,99 44,749 4302,78 3901,19 3,77,219 15869,41 13897,05 217,613 520,92 316,39 1,83,480 667,56 539,78 2,93,548 4780,98 3536,62 21,32,847 18258,37 14281,25 3

661 128,47 66,43 93,154 214,00 172,87 16,937 1542,71 1148,76 4,16,029 19586,57 7314,65 VI76 71,42 30,70 3,905 13,91 11,94 3,018 643,32 491,54 20,413 3991,24 3014,94 1

585 57,06 35,73 89,249 200,09 160,92 13,919 899,39 657,22 3,95,616 15595,33 4299,70 283 143,68 74,56 6,038 18,39 14,90 899 712,35 653,89 19,157 2117,20 1689,42 VII

1,800 39,14 31,35 3,08,778 843,86 678,46 66,299 1662,35 1030,28 17,10,695 10865,42 8683,65 VIII

31,977 3099,96 2361,06 18,63,175 5045,07 4359,77 5,73,037 23610,72 18518,54 101,03,766 136311,36 101006,54 TOTAL536 29,15 23,46 20,716 51,08 41,55 664 21,17 16,81 52,703 961,94 711,33 128 54,87 25,03 12,476 40,41 31,93 1,537 402,06 322,51 45,095 3205,91 2505,71 2

190

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 4,27,705 4556,21 3752,26 9,25,912 9695,01 8844,161. Direct Finance 4,18,321 3502,48 3020,33 9,13,732 6040,12 5542,422. Indirect Finance 9,384 1053,72 731,93 12,180 3654,89 3301,73

II. INDUSTRY 69,803 12435,76 8393,96 92,703 36427,61 28297,631. Mining & Quarrying 653 1255,09 902,36 1,089 1356,54 1293,872. Food Manufacturing & Processing 1,658 591,74 441,91 4,680 2039,46 1462,18

(a) Rice Mills, Flour & Dal Mills 507 96,31 79,76 1,251 319,01 242,74(b) Sugar 32 165,20 104,34 57 276,34 208,73(c) Edible Oils & Vanaspati 148 39,90 32,08 260 69,19 59,45(d) Tea Processing 23 4,18 2,18 31 102,82 43,75(e) Processing of Fruits & Vegetables 48 69,48 48,93 272 118,95 95,39(f) Others 900 216,67 174,63 2,809 1153,16 812,12

3. Beverage & Tobacco 55 91,54 72,01 261 582,24 408,684. Textiles 1,755 734,58 494,09 5,426 2675,24 2013,62

(a) Cotton Textiles 222 110,40 76,66 898 618,02 523,83(b) Jute & Other Natural Fibre Textiles 18 2,52 1,76 115 2,94 2,51(c) Handloom Textiles & Khadi 455 28,22 26,66 1,030 264,02 166,03(d) Other Textiles & Textile Products 1,060 593,45 389,01 3,383 1790,27 1321,26

5. Paper, Paper Products & Printing 1,011 293,43 224,13 1,807 492,16 416,476. Leather & Leather Products 192 24,12 11,30 1,007 236,11 176,117. Rubber & Plastic Products 532 274,78 173,75 1,221 475,88 349,308. Chemicals & Chemical Products 823 434,34 295,14 2,676 1247,19 937,87

(a) Heavy Industrial Chemicals 68 40,39 25,87 317 354,81 207,86(b) Fertilisers 26 43,90 14,17 29 47,38 41,22(c) Drugs & Pharmaceuticals 151 147,83 97,87 870 568,14 470,31(d) Non-Edible Oils 14 6,88 4,53 67 44,20 18,95(e) Other Chemicals & Chemical Products 564 195,34 152,70 1,393 232,66 199,53

9. Petroleum, Coal Products & Nuclear Fuels 65 14,74 12,44 67 1557,12 1376,5810. Manufacture of Cement & Cement Products 213 66,80 49,39 470 224,32 179,2811. Basic Metals & Metal Products 2,521 930,59 681,30 2,979 4900,16 3564,66

(a) Iron & Steel 408 527,53 382,79 548 4055,30 2880,74(b) Non-Ferrous Metals 268 188,61 129,82 147 310,19 249,44(c) Metal Products 1,845 214,45 168,68 2,284 534,67 434,49

12. Engineering 3,832 2759,02 1367,30 5,177 4321,76 3242,24(a) Heavy Engineering 404 172,58 109,21 625 798,74 488,17(b) Light Engineering 2,129 604,02 406,17 2,566 1504,67 1052,93(c) Electrical Machinery & Goods 744 533,18 384,58 1,361 1029,17 810,46(d) Electronic Machinery & Goods 555 1449,24 467,34 625 989,18 890,67

13. Vehicles, Vehicle Parts & Transport Equipments 655 367,94 276,10 1,373 930,98 609,6914. Other Industries 52,070 1236,80 1063,12 45,088 1992,69 1498,4715. Electricity, Gas & Water 115 1544,08 1164,35 399 6548,23 5326,09

(a) Electricity Generation & Transmission 68 1505,08 1127,74 208 6012,50 4847,60(b) Non-Conventional Energy 14 36,15 34,42 71 197,22 189,56(c) Gas, Steam & Water Supply 33 2,85 2,20 120 338,50 288,93

16. Construction 3,653 1816,17 1165,27 18,983 6847,53 5442,53III. TRANSPORT OPERATORS 10,085 480,35 321,58 31,361 1183,59 1050,84IV. PROFESSIONAL AND OTHER SERVICES 12,481 1483,84 1095,58 86,942 4944,43 3870,63V. PERSONAL LOANS 5,16,109 9490,71 7500,03 10,04,185 17031,59 14445,98

1. Loans for Purchase of Consumer Durables 17,168 108,90 88,72 70,893 384,21 319,982. Loans for Housing 1,12,286 5682,58 4569,25 2,22,132 10818,73 9321,923. Rest of the Personal Loans 3,86,655 3699,24 2842,05 7,11,160 5828,64 4804,08

VI. TRADE 70,567 2394,70 1863,31 2,05,259 4495,49 3456,311. Wholesale Trade 3,389 871,12 682,31 13,748 1620,23 1184,892. Retail Trade 67,178 1523,58 1181,00 1,91,511 2875,27 2271,42

VII. FINANCE 539 237,41 196,75 2,921 3722,51 3619,69VIII. ALL OTHERS 1,09,060 1097,45 896,45 3,70,846 3872,00 2942,23

TOTAL BANK CREDIT 12,16,349 32176,44 24019,92 27,20,129 81372,24 66527,47OF WHICH : 1. Artisans and Village & Tiny Industries 5,849 112,71 87,35 10,166 288,80 253,10

2. Other Small Scale Industries 43,504 1768,61 1288,59 46,383 2395,82 1802,85

191

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

KARNATAKA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

947 13,70 12,71 5,20,155 2275,55 2107,02 65,286 1029,49 885,13 19,40,005 17569,96 15601,28 I897 11,80 11,58 5,09,418 2184,67 2029,70 62,696 857,03 745,97 19,05,064 12596,10 11350,01 150 1,90 1,13 10,737 90,88 77,32 2,590 172,46 139,16 34,941 4973,86 4251,26 2

20,209 3348,47 2576,51 18,526 181,18 150,30 11,803 7032,84 5066,34 2,13,044 59425,87 44484,74 II9 79,63 41,01 31 2,28 1,60 96 52,25 43,27 1,878 2745,79 2282,11 1

362 211,05 160,31 219 12,68 10,66 3,207 723,41 597,36 10,126 3578,35 2672,43 23 6,34 5,39 111 2,77 2,02 661 63,65 50,90 2,533 488,07 380,80 2(a)– – – – – – 30 189,62 168,02 119 631,16 481,08 2(b)– – – 27 6,21 5,59 82 25,89 21,58 517 141,18 118,70 2(c)– – – 2 5 5 19 5,01 4,97 75 112,06 50,95 2(d)2 9,16 9,16 12 60 51 202 178,52 128,02 536 376,70 282,00 2(e)

357 195,55 145,76 67 3,06 2,49 2,213 260,73 223,88 6,346 1829,18 1358,89 2(f)41 336,64 333,19 25 1,05 88 96 428,47 356,65 478 1439,95 1171,41 3

2,813 308,14 267,34 411 3,99 3,36 725 283,94 208,52 11,130 4005,89 2986,93 41,494 45,90 43,81 337 1,79 1,47 172 68,04 59,69 3,123 844,14 705,46 4(a)

– – – – – – 29 1,75 1,70 162 7,21 5,96 4(b)1,201 15,84 15,38 21 11 11 17 1,42 1,26 2,724 309,61 209,44 4(c)

118 246,40 208,15 53 2,08 1,78 507 212,73 145,87 5,121 2844,93 2066,07 4(d)11 2,44 2,40 38 1,74 1,29 249 62,80 48,82 3,116 852,57 693,11 510 8,53 8,51 45 54 37 59 17,97 15,90 1,313 287,27 212,20 6

133 53,88 53,81 14 1,37 1,22 143 35,21 24,68 2,043 841,12 602,76 7875 280,78 168,89 35 66 53 389 432,10 284,72 4,798 2395,06 1687,15 8

8 40,47 39,46 – – – 29 76,93 67,31 422 512,60 340,51 8(a)2 5,46 5,30 – – – 12 101,56 77,85 69 198,30 138,55 8(b)

539 54,63 53,76 17 26 20 179 230,11 120,73 1,756 1000,97 742,88 8(c)– – – – – – 1 4 4 82 51,12 23,52 8(d)

326 180,22 70,37 18 40 32 168 23,45 18,78 2,469 632,07 441,70 8(e)1 50,00 44,62 – – – 17 258,49 36,96 150 1880,35 1470,60 9

1,018 104,73 64,58 13 56 47 99 111,60 100,34 1,813 508,01 394,05 1074 338,89 154,78 113 2,07 1,63 526 190,22 157,92 6,213 6361,92 4560,29 1128 63,55 52,99 – – – 71 125,74 110,84 1,055 4772,12 3427,36 11(a)17 248,11 85,60 5 66 61 28 4,63 4,10 465 752,20 469,57 11(b)29 27,23 16,19 108 1,41 1,02 427 59,85 42,98 4,693 837,60 663,36 11(c)

8,164 848,58 647,88 102 1,49 1,20 741 596,84 354,89 18,016 8527,69 5613,50 1239 20,25 11,75 6 24 19 84 217,25 82,95 1,158 1209,05 692,27 12(a)

5,315 230,23 212,30 18 69 55 359 135,91 110,82 10,387 2475,51 1782,77 12(b)2,753 214,06 167,12 71 32 26 140 131,73 75,72 5,069 1908,46 1438,13 12(c)

57 384,05 256,71 7 25 20 158 111,95 85,41 1,402 2934,67 1700,32 12(d)31 257,62 217,36 185 2,15 1,69 805 461,17 417,69 3,049 2019,87 1522,53 13

4,867 137,12 117,10 15,371 65,88 53,82 2,373 476,74 339,04 1,19,769 3909,23 3071,56 1419 126,49 106,60 33 1,05 67 37 308,11 201,17 603 8527,95 6798,88 15

6 8,03 3,19 – – – 18 226,54 162,70 300 7752,14 6141,22 15(a)5 12,59 10,87 29 89 59 5 15,20 14,14 124 262,05 249,58 15(b)8 105,87 92,54 4 17 8 14 66,37 24,33 179 513,76 408,07 15(c)

1,781 203,96 188,14 1,891 83,67 70,89 2,241 2593,52 1878,40 28,549 11544,84 8745,23 1625 26,19 9,18 5,796 57,12 43,38 12,188 274,52 236,42 59,455 2021,77 1661,40 III

2,543 1556,91 1312,13 24,843 122,73 101,00 11,602 3474,78 2380,43 1,38,411 11582,69 8759,77 IV22,20,835 12087,23 5807,53 1,36,037 634,77 522,21 4,45,828 11305,31 9097,81 43,22,994 50549,62 37373,57 V

8,715 94,48 94,32 14,535 59,41 45,86 26,236 180,29 146,60 1,37,547 827,30 695,48 120,492 3216,62 2813,23 9,880 178,97 150,86 51,998 6191,28 5268,02 4,16,788 26088,18 22123,29 2

21,91,628 8776,13 2899,99 1,11,622 396,39 325,48 3,67,594 4933,75 3683,20 37,68,659 23634,15 14554,80 35,641 417,69 348,12 68,404 293,65 253,39 23,662 1596,27 1177,55 3,73,533 9197,80 7098,69 VI4,295 276,83 238,53 3,422 30,59 26,05 3,231 681,70 525,04 28,085 3480,46 2656,83 11,346 140,86 109,59 64,982 263,05 227,34 20,431 914,57 652,51 3,45,448 5717,33 4441,86 2

165 33,77 22,53 1,516 10,04 7,83 657 564,41 429,95 5,798 4568,13 4276,74 VII3,354 58,93 38,38 89,829 344,09 268,10 84,656 1420,28 1106,81 6,57,745 6792,76 5251,96 VIII

22,53,719 17542,88 10127,09 8,65,106 3919,14 3453,22 6,55,682 26697,90 20380,45 77,10,985 161708,60 124508,16 TOTAL749 40,00 31,48 9,850 37,52 29,94 782 15,17 12,75 27,396 494,20 414,63 134 41,86 26,04 5,909 35,76 30,23 2,504 428,36 363,37 98,334 4670,41 3511,07 2

192

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 2,46,839 1156,60 983,49 7,27,254 2868,46 2464,251. Direct Finance 2,44,057 1116,45 949,71 7,16,053 2528,10 2173,062. Indirect Finance 2,782 40,16 33,78 11,201 340,36 291,19

II. INDUSTRY 1,97,052 12019,13 2714,87 65,905 5088,82 3729,711. Mining & Quarrying 1,477 98,50 79,85 134 47,74 43,602. Food Manufacturing & Processing 30,085 3754,55 488,43 3,892 838,36 555,68

(a) Rice Mills, Flour & Dal Mills 3,183 47,83 37,61 595 50,32 39,72(b) Sugar 28 1,80 1,53 2 48 48(c) Edible Oils & Vanaspati 1,073 25,77 19,97 332 36,85 29,48(d) Tea Processing 89 43,22 27,68 49 38,23 29,07(e) Processing of Fruits & Vegetables 54 7,02 5,27 48 15,32 13,15(f) Others 25,658 3628,91 396,37 2,866 697,15 443,77

3. Beverage & Tobacco 113 11,59 9,09 85 72,66 70,534. Textiles 14,237 5751,58 419,63 4,597 364,41 301,54

(a) Cotton Textiles 2,106 126,35 104,85 1,348 153,27 120,17(b) Jute & Other Natural Fibre Textiles 5,544 18,44 14,50 164 14,28 13,67(c) Handloom Textiles & Khadi 579 43,95 28,39 311 23,22 20,13(d) Other Textiles & Textile Products 6,008 5562,83 271,88 2,774 173,64 147,56

5. Paper, Paper Products & Printing 5,877 148,39 104,28 1,239 114,90 94,846. Leather & Leather Products 1,279 13,51 10,05 308 5,06 4,157. Rubber & Plastic Products 8,060 268,53 217,52 1,286 437,76 336,948. Chemicals & Chemical Products 3,901 357,88 246,50 1,116 254,37 212,25

(a) Heavy Industrial Chemicals 66 16,21 5,79 41 100,86 81,59(b) Fertilisers 47 52,16 46,81 20 43,83 39,58(c) Drugs & Pharmaceuticals 2,124 86,28 48,31 331 39,94 32,51(d) Non-Edible Oils 12 88 81 23 14,36 8,55(e) Other Chemicals & Chemical Products 1,652 202,34 144,78 701 55,37 50,01

9. Petroleum, Coal Products & Nuclear Fuels 276 22,71 17,94 18 44,77 44,7010. Manufacture of Cement & Cement Products 1,337 19,29 15,73 529 20,15 14,0911. Basic Metals & Metal Products 3,143 131,01 112,43 1,326 100,88 70,29

(a) Iron & Steel 557 71,98 63,91 135 25,98 14,48(b) Non-Ferrous Metals 49 4,97 4,06 36 28,10 19,25(c) Metal Products 2,537 54,06 44,47 1,155 46,80 36,56

12. Engineering 17,059 329,10 205,13 2,168 161,68 132,80(a) Heavy Engineering 109 8,28 7,17 115 14,59 12,26(b) Light Engineering 3,692 91,81 74,68 1,037 56,19 42,14(c) Electrical Machinery & Goods 11,829 191,53 99,58 544 19,28 15,55(d) Electronic Machinery & Goods 1,429 37,49 23,71 472 71,62 62,85

13. Vehicles, Vehicle Parts & Transport Equipments 5,234 118,70 76,02 569 125,15 123,7714. Other Industries 1,01,307 554,15 430,02 42,321 494,53 435,9115. Electricity, Gas & Water 656 112,42 49,50 97 1326,11 718,71

(a) Electricity Generation & Transmission 580 67,08 43,59 53 1147,04 540,24(b) Non-Conventional Energy 31 40,13 1,43 13 2,43 1,91(c) Gas, Steam & Water Supply 45 5,22 4,48 31 176,64 176,56

16. Construction 3,011 327,22 232,75 6,220 680,26 569,95III. TRANSPORT OPERATORS 7,252 215,51 165,87 17,249 200,96 173,57IV. PROFESSIONAL AND OTHER SERVICES 37,512 1089,97 813,43 70,732 1265,04 972,01V. PERSONAL LOANS 4,46,229 9395,13 7480,73 4,27,109 6091,29 5239,48

1. Loans for Purchase of Consumer Durables 38,693 355,80 278,68 27,567 137,96 108,902. Loans for Housing 1,47,228 5838,23 4729,85 1,40,809 3643,70 3242,713. Rest of the Personal Loans 2,60,308 3201,10 2472,20 2,58,733 2309,62 1887,88

VI. TRADE 64,029 6726,40 2109,69 1,33,744 4010,18 2590,171. Wholesale Trade 15,743 5122,70 1081,88 5,341 1267,51 1156,782. Retail Trade 48,286 1603,70 1027,81 1,28,403 2742,67 1433,40

VII. FINANCE 522 56,31 38,23 2,150 323,71 157,09VIII. ALL OTHERS 14,10,499 4070,00 3012,32 1,78,337 1455,09 1105,71

TOTAL BANK CREDIT 24,09,934 34729,06 17318,62 16,22,480 21303,55 16431,99OF WHICH : 1. Artisans and Village & Tiny Industries 21,204 270,67 213,32 12,439 71,71 61,58

2. Other Small Scale Industries 1,22,485 899,45 673,45 37,785 849,01 720,33

193

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

KERALA (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 7,25,032 1296,61 1212,55 2,11,187 1292,72 1148,44 19,10,312 6614,39 5808,72 I– – – 7,22,749 1291,68 1208,79 2,05,763 1052,63 941,76 18,88,622 5988,86 5273,32 1– – – 2,283 4,92 3,76 5,424 240,10 206,68 21,690 625,53 535,40 2

90 61,24 25,05 28,735 138,08 120,33 28,185 3464,25 2545,52 3,19,967 20771,52 9135,47 II– – – 19 1,20 95 110 39,62 33,21 1,740 187,06 157,60 1

12 5,69 4,64 488 6,67 5,87 2,172 736,03 534,84 36,649 5341,32 1589,45 2– – – 85 1,26 1,03 314 73,16 67,73 4,177 172,57 146,10 2(a)– – – – – – 1 12 11 31 2,40 2,13 2(b)– – – 41 1,97 1,79 196 49,30 39,20 1,642 113,89 90,43 2(c)9 38 20 – – – 32 116,81 90,40 179 198,65 147,36 2(d)– – – 3 8 8 30 23,97 16,31 135 46,40 34,81 2(e)3 5,32 4,44 359 3,36 2,96 1,599 472,67 321,09 30,485 4807,41 1168,63 2(f)– – – 13 64 57 40 51,43 49,96 251 136,33 130,16 36 4,78 4,09 211 1,87 1,73 1,157 131,96 102,96 20,208 6254,60 829,94 46 4,78 4,09 13 27 24 122 74,25 60,07 3,595 358,93 289,42 4(a)– – – 1 2 – 90 85 67 5,799 33,59 28,84 4(b)– – – 20 16 16 93 9,60 9,86 1,003 76,93 58,55 4(c)– – – 177 1,42 1,32 852 47,25 32,37 9,811 5785,14 453,13 4(d)1 7 7 63 1,59 1,27 582 150,15 127,98 7,762 415,11 328,44 5– – – 8 20 19 208 6,05 5,10 1,803 24,82 19,48 6– – – 34 1,19 94 905 533,66 334,76 10,285 1241,14 890,15 75 26 14 64 1,12 1,05 513 96,36 63,14 5,599 709,99 523,07 8– – – 1 2 2 23 8,32 5,73 131 125,42 93,13 8(a)– – – – – – 13 2,56 2,46 80 98,55 88,84 8(b)1 25 14 52 77 73 180 28,14 16,50 2,688 155,38 98,19 8(c)– – – – – – 6 3,30 3,28 41 18,54 12,64 8(d)4 1 – 11 33 30 291 54,05 35,18 2,659 312,10 230,26 8(e)– – – 1 4 4 35 2,18 1,99 330 69,70 64,66 9– – – 44 98 87 147 25,55 16,01 2,057 65,97 46,70 109 43,65 13,53 51 1,22 1,04 366 50,37 43,80 4,895 327,12 241,09 111 3,75 3,02 1 10 10 37 21,76 21,16 731 123,57 102,66 11(a)6 37,05 10,42 – – – 10 2,72 2,65 101 72,84 36,37 11(b)2 2,85 9 50 1,12 94 319 25,89 19,99 4,063 130,72 102,06 11(c)– – – 83 47 44 724 37,70 30,19 20,034 528,96 368,57 12– – – 1 4 4 37 5,75 4,63 262 28,66 24,10 12(a)– – – 45 21 19 316 9,61 8,12 5,090 157,82 125,13 12(b)– – – 11 11 10 245 14,83 10,39 12,629 225,75 125,62 12(c)– – – 26 11 10 126 7,51 7,05 2,053 116,72 93,71 12(d)1 7 7 22 23 22 1,298 26,60 23,82 7,124 270,74 223,91 13

48 6,26 2,14 25,622 75,07 65,49 12,054 346,23 246,81 1,81,352 1476,24 1180,36 14– – – 8 49 23 41 53,22 16,50 802 1492,24 784,94 15– – – 4 29 11 12 40,76 10,49 649 1255,17 594,44 15(a)– – – 1 4 2 6 58 51 51 43,18 3,86 15(b)– – – 3 15 10 23 11,88 5,50 102 193,89 186,64 15(c)8 46 37 2,004 45,09 39,44 7,833 1177,14 914,44 19,076 2230,18 1756,95 16

14 91 81 2,659 21,03 18,41 18,139 387,74 333,75 45,313 826,15 692,41 III158 16,12 15,79 18,329 70,86 57,56 22,550 1228,97 960,90 1,49,281 3670,96 2819,69 IV

6,160 228,95 207,49 69,922 487,86 440,49 5,94,701 7352,43 5987,59 15,44,121 23555,65 19355,78 V1,579 13,55 13,45 3,025 11,48 10,32 18,945 113,04 96,94 89,809 631,83 508,29 11,315 169,90 164,53 20,298 255,92 236,42 82,677 3198,61 2737,51 3,92,327 13106,37 11111,02 23,266 45,50 29,50 46,599 220,46 193,74 4,93,079 4040,77 3153,14 10,61,985 9817,45 7736,46 3

127 37,65 21,34 76,879 386,09 342,22 41,326 2404,92 1945,01 3,16,105 13565,24 7008,43 VI37 12,67 7,89 1,337 13,14 11,65 3,750 1010,03 771,83 26,208 7426,06 3030,03 190 24,97 13,44 75,542 372,95 330,57 37,576 1394,88 1173,18 2,89,897 6139,18 3978,40 29 88 88 233 6,51 4,89 3,214 484,51 404,54 6,128 871,92 605,63 VII

733 10,98 7,32 19,601 106,33 90,93 3,65,057 2525,27 2087,72 19,74,227 8167,67 6303,99 VIII

7,291 356,72 278,67 9,41,390 2513,36 2287,38 12,84,359 19140,81 15413,46 62,65,454 78043,49 51730,13 TOTAL8 1,21 25 22,070 57,10 49,97 2,109 29,01 22,87 57,830 429,71 348,00 14 3,03 – 2,869 22,27 19,15 12,712 677,73 505,76 1,75,855 2451,48 1918,69 2

194

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION (Contd.) STATE:

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 5,45,850 3682,17 3089,27 24,56,190 11978,00 10435,841. Direct Finance 5,43,524 3084,82 2695,16 23,99,065 7998,56 7017,902. Indirect Finance 2,326 597,36 394,12 57,125 3979,45 3417,95

II. INDUSTRY 71,375 22996,07 14563,18 89,418 31628,82 22738,721. Mining & Quarrying 602 731,34 582,45 709 559,88 469,012. Food Manufacturing & Processing 3,570 1470,11 884,25 4,740 2262,92 1607,67

(a) Rice Mills, Flour & Dal Mills 1,105 173,82 137,42 1,477 236,04 196,49(b) Sugar 40 557,34 284,23 86 761,17 484,21(c) Edible Oils & Vanaspati 715 189,79 145,17 246 164,38 137,16(d) Tea Processing 65 15,89 14,64 187 54,00 42,12(e) Processing of Fruits & Vegetables 58 43,64 17,58 83 180,74 177,76(f) Others 1,587 489,64 285,21 2,661 866,58 569,93

3. Beverage & Tobacco 71 95,59 89,05 190 181,78 139,204. Textiles 21,239 6809,14 4926,03 18,743 9752,06 7002,84

(a) Cotton Textiles 15,332 4156,57 2903,16 8,045 6611,04 4469,24(b) Jute & Other Natural Fibre Textiles 125 62,86 52,61 363 12,94 9,30(c) Handloom Textiles & Khadi 554 84,44 61,91 2,080 202,95 127,17(d) Other Textiles & Textile Products 5,228 2505,27 1908,36 8,255 2925,13 2397,12

5. Paper, Paper Products & Printing 2,032 481,81 338,93 2,876 966,85 551,976. Leather & Leather Products 926 969,48 727,09 3,512 905,97 663,627. Rubber & Plastic Products 1,019 888,62 417,66 1,575 480,47 306,998. Chemicals & Chemical Products 2,025 3492,31 1515,41 3,215 3012,63 2211,44

(a) Heavy Industrial Chemicals 185 991,43 733,45 360 391,24 266,24(b) Fertilisers 52 417,91 290,90 92 1085,39 990,08(c) Drugs & Pharmaceuticals 258 275,22 109,73 787 1158,67 694,32(d) Non-Edible Oils 28 16,93 13,23 34 7,14 5,64(e) Other Chemicals & Chemical Products 1,502 1790,82 368,11 1,942 370,19 255,15

9. Petroleum, Coal Products & Nuclear Fuels 43 370,24 279,03 105 241,97 157,0210. Manufacture of Cement & Cement Products 233 130,49 117,51 511 566,81 369,1811. Basic Metals & Metal Products 2,363 814,43 572,77 4,342 1877,93 1534,61

(a) Iron & Steel 615 402,88 259,60 972 1166,74 980,01(b) Non-Ferrous Metals 207 122,18 91,31 183 237,03 206,72(c) Metal Products 1,541 289,37 221,86 3,187 474,16 347,88

12. Engineering 13,166 2529,55 1355,16 6,856 1790,82 1280,84(a) Heavy Engineering 604 328,75 244,65 920 475,76 323,17(b) Light Engineering 6,595 1443,00 659,35 3,370 616,55 415,23(c) Electrical Machinery & Goods 5,350 517,09 247,28 1,699 429,07 312,47(d) Electronic Machinery & Goods 617 240,70 203,87 867 269,43 229,97

13. Vehicles, Vehicle Parts & Transport Equipments 812 1381,76 751,49 2,615 1517,63 950,4614. Other Industries 18,570 1215,14 870,34 30,749 2081,09 1605,9815. Electricity, Gas & Water 155 538,01 392,03 406 1982,79 1426,99

(a) Electricity Generation & Transmission 78 434,54 308,08 111 1460,43 1044,33(b) Non-Conventional Energy 22 39,88 28,08 120 438,65 342,38(c) Gas, Steam & Water Supply 55 63,59 55,88 175 83,71 40,28

16. Construction 4,549 1078,05 743,99 8,274 3447,21 2460,92III. TRANSPORT OPERATORS 2,709 190,16 151,96 7,876 535,66 500,78IV. PROFESSIONAL AND OTHER SERVICES 11,186 1524,02 1113,68 93,569 5089,04 3923,76V. PERSONAL LOANS 8,27,966 10249,63 8089,36 12,58,204 15496,40 12929,70

1. Loans for Purchase of Consumer Durables 19,873 148,75 103,54 70,389 444,88 379,862. Loans for Housing 96,012 5108,13 4181,09 2,15,286 8345,99 7198,803. Rest of the Personal Loans 7,12,081 4992,74 3804,73 9,72,529 6705,52 5351,04

VI. TRADE 53,048 2405,34 1739,67 1,84,715 7126,24 4473,601. Wholesale Trade 2,546 962,88 656,60 13,603 2610,98 1796,412. Retail Trade 50,502 1442,46 1083,07 1,71,112 4515,26 2677,19

VII. FINANCE 396 1091,49 1054,43 12,157 3254,26 2623,21VIII. ALL OTHERS 2,34,876 1199,37 889,55 6,35,397 6012,94 4663,35

TOTAL BANK CREDIT 17,47,406 43338,26 30691,11 47,37,526 81121,35 62288,96OF WHICH : 1. Artisans and Village & Tiny Industries 13,376 794,63 613,98 11,337 347,25 286,00

2. Other Small Scale Industries 36,299 2928,95 2174,59 40,974 4882,96 3721,59

195

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

TAMIL NADU (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

1,159 30,78 27,83 3,60,311 709,48 522,86 8,62,354 3365,33 2644,23 42,25,864 19765,76 16720,05 I915 15,55 14,95 3,21,450 617,48 464,32 8,11,638 2606,42 2184,99 40,76,592 14322,82 12377,30 1244 15,23 12,89 38,861 92,00 58,54 50,716 758,91 459,24 1,49,272 5442,94 4342,74 2

17,057 7321,51 4408,45 23,153 46,62 34,14 55,296 15918,10 12029,09 2,56,299 77911,12 53773,58 II14 109,99 76,97 5 17 6 576 405,89 287,66 1,906 1807,27 1416,14 159 142,33 107,21 120 53 44 3,347 1403,83 1039,50 11,836 5279,72 3639,06 2

– – – 13 20 17 1,112 276,51 237,93 3,707 686,57 572,01 2(a)1 50,00 50,00 – – – 57 446,82 292,78 184 1815,33 1111,22 2(b)– – – – – – 434 149,52 132,50 1,395 503,69 414,83 2(c)– – – – – – 44 94,53 83,56 296 164,43 140,32 2(d)3 12 4 – – – 89 73,84 45,99 233 298,34 241,37 2(e)

55 92,20 57,16 107 33 27 1,611 362,62 246,74 6,021 1811,37 1159,31 2(f)48 30,28 15,27 1 2 2 140 38,56 25,66 450 346,23 269,20 3

2,930 736,65 470,97 53 37 21 13,870 5085,44 3778,83 56,835 22383,66 16178,88 41,679 460,21 284,82 31 12 6 5,474 3590,67 2712,89 30,561 14818,61 10370,17 4(a)

2 1,24 64 – – – 162 25,46 21,13 652 102,50 83,68 4(b)1,168 14,60 14,51 18 10 6 529 137,88 57,68 4,349 439,97 261,32 4(c)

81 260,60 171,00 4 15 9 7,705 1331,43 987,13 21,273 7022,58 5463,70 4(d)31 45,18 42,80 195 47 36 3,243 510,50 400,17 8,377 2004,81 1334,22 539 80,61 63,21 – – – 854 194,33 144,93 5,331 2150,39 1598,85 6

111 196,03 181,58 81 34 24 991 294,54 215,08 3,777 1860,00 1121,55 71,004 1400,22 653,55 6 10 10 1,633 767,08 576,10 7,883 8672,34 4956,61 8

26 634,69 228,43 – – – 136 115,61 80,34 707 2132,97 1308,47 8(a)7 208,30 76,75 – – – 47 149,08 138,37 198 1860,67 1496,10 8(b)

546 118,62 93,59 5 3 3 367 224,66 135,87 1,963 1777,21 1033,53 8(c)– – – – – – 31 5,79 4,94 93 29,86 23,81 8(d)

425 438,61 254,78 1 7 7 1,052 271,94 216,59 4,922 2871,63 1094,70 8(e)19 213,17 167,56 6 15 10 85 128,64 117,85 258 954,18 721,55 9

1,004 77,25 56,05 6 2 2 834 925,71 647,98 2,588 1700,28 1190,73 10172 992,34 467,24 – – – 1,253 624,15 540,04 8,130 4308,86 3114,66 1143 189,29 129,15 – – – 405 422,44 358,22 2,035 2181,35 1726,99 11(a)33 352,35 128,78 – – – 88 54,59 49,61 511 766,16 476,41 11(b)96 450,70 209,31 – – – 760 147,12 132,21 5,584 1361,35 911,25 11(c)

8,320 967,35 666,79 187 60 49 1,758 420,88 313,91 30,287 5709,20 3617,20 12285 480,66 268,31 – – – 288 92,61 52,88 2,097 1377,78 889,01 12(a)

5,280 271,21 210,58 64 27 23 993 173,69 134,08 16,302 2504,73 1419,48 12(b)2,736 168,18 154,61 70 21 17 238 118,59 101,23 10,093 1233,13 815,76 12(c)

19 47,31 33,29 53 13 9 239 36,00 25,72 1,795 593,56 492,95 12(d)165 1480,94 912,81 80 20 16 978 1183,05 815,78 4,650 5563,57 3430,70 13833 443,20 208,17 21,715 37,25 26,36 10,458 987,68 733,33 82,325 4764,36 3444,19 1419 85,79 58,50 – – – 168 702,44 613,96 748 3309,03 2491,48 15

9 25,75 25,61 – – – 87 551,16 473,58 285 2471,88 1851,60 15(a)– – – – – – 20 25,36 22,07 162 503,89 392,52 15(b)

10 60,04 32,89 – – – 61 125,93 118,31 301 333,26 247,36 15(c)2,289 320,18 259,77 698 6,39 5,57 15,108 2245,38 1778,32 30,918 7097,21 5248,57 162,911 169,65 162,15 2,205 4,74 3,72 24,387 799,48 652,10 40,088 1699,69 1470,72 III2,232 1078,46 844,76 17,464 45,98 26,63 26,598 3680,46 2894,20 1,51,049 11417,95 8803,02 IV

54,91,043 31349,53 7546,65 66,114 201,96 158,84 8,89,642 10642,08 8609,28 85,32,969 67939,59 37333,82 V6,136 83,16 81,30 16,101 57,27 40,25 21,305 144,36 125,53 1,33,804 878,42 730,47 1

31,042 2917,72 2579,38 2,523 21,53 16,78 57,074 3906,27 3456,00 4,01,937 20299,64 17432,06 254,53,865 28348,66 4885,96 47,490 123,17 101,81 8,11,263 6591,45 5027,75 79,97,228 46761,53 19171,29 3

5,428 746,78 472,71 55,403 96,10 66,94 52,152 4068,38 3300,21 3,50,746 14442,84 10053,12 VI4,296 383,52 226,63 8,638 14,13 8,89 9,254 1855,56 1517,61 38,337 5827,07 4206,13 11,132 363,26 246,08 46,765 81,97 58,04 42,898 2212,82 1782,60 3,12,409 8615,77 5846,99 2

486 1789,52 1548,56 2,596 8,96 5,06 2,077 1776,99 1453,56 17,712 7921,22 6684,81 VII5,722 196,80 128,74 1,24,311 355,13 275,89 2,60,634 5617,48 4275,02 12,60,940 13381,73 10232,56 VIII

55,26,038 42683,03 15139,85 6,51,557 1468,96 1094,07 21,73,140 45868,29 35857,69 148,35,667 214479,90 145071,68 TOTAL503 23,96 11,62 8,792 14,15 11,81 5,821 88,23 73,14 39,829 1268,22 996,56 1

1,660 141,48 99,78 13,635 25,29 16,16 13,868 2442,01 1798,81 1,06,436 10420,69 7810,93 2

196

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION (Contd.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 5 2 2 387 1,13 1,141. Direct Finance 5 2 2 387 1,13 1,142. Indirect Finance – – – – – –

II. INDUSTRY 1 1 1 145 23,26 21,981. Mining & Quarrying – – – – – –2. Food Manufacturing & Processing – – – 6 3 3

(a) Rice Mills, Flour & Dal Mills – – – – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others – – – 6 3 3

3. Beverage & Tobacco – – – – – –4. Textiles – – – 1 50 43

(a) Cotton Textiles – – – 1 50 43(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products – – – – – –

5. Paper, Paper Products & Printing – – – 78 16 166. Leather & Leather Products – – – – – –7. Rubber & Plastic Products – – – – – –8. Chemicals & Chemical Products – – – 1 10 10

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – 1 10 10(e) Other Chemicals & Chemical Products – – – – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products – – – – – –

(a) Iron & Steel – – – – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products – – – – – –

12. Engineering – – – 3 6 6(a) Heavy Engineering – – – – – –(b) Light Engineering – – – – – –(c) Electrical Machinery & Goods – – – 1 5 5(d) Electronic Machinery & Goods – – – 2 1 1

13. Vehicles, Vehicle Parts & Transport Equipments – – – – – –14. Other Industries – – – 52 38 3215. Electricity, Gas & Water – – – – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 1 1 1 4 22,03 20,86III. TRANSPORT OPERATORS – – – 18 4 4IV. PROFESSIONAL AND OTHER SERVICES – – – 67 75 40V. PERSONAL LOANS 386 2,97 2,52 1,523 10,73 9,56

1. Loans for Purchase of Consumer Durables – – – 82 56 522. Loans for Housing 5 24 11 92 3,87 3,313. Rest of the Personal Loans 381 2,73 2,41 1,349 6,30 5,73

VI. TRADE 10 9 5 188 1,45 1,361. Wholesale Trade – – – – – –2. Retail Trade 10 9 5 188 1,45 1,36

VII. FINANCE – – – – – –VIII. ALL OTHERS 1 2 2 344 1,78 1,68

TOTAL BANK CREDIT 403 3,10 2,61 2,672 39,15 36,15OF WHICH: 1. Artisans and Village & Tiny Industries – – – 19 17 14

2. Other Small Scale Industries – – – 41 27 24

197

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

LAKSHADWEEP (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – 326 12,70 11,84 1 2 1 719 13,87 13,01 I– – – 318 12,40 11,57 1 2 1 711 13,56 12,73 1– – – 8 31 28 – – – 8 31 28 2– – – 7 34 33 4 30 25 157 23,91 22,56 II– – – – – – – – – – – – 1– – – – – – 1 17 17 7 20 20 2– – – – – – – – – – – – 2(a)– – – – – – – – – – – – 2(b)– – – – – – – – – – – – 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – – – – 2(e)– – – – – – 1 17 17 7 20 20 2(f)– – – – – – – – – – – – 3– – – – – – – – – 1 50 43 4– – – – – – – – – 1 50 43 4(a)– – – – – – – – – – – – 4(b)– – – – – – – – – – – – 4(c)– – – – – – – – – – – – 4(d)– – – – – – 1 5 3 79 21 19 5– – – – – – – – – – – – 6– – – – – – – – – – – – 7– – – – – – – – – 1 10 10 8– – – – – – – – – – – – 8(a)– – – – – – – – – – – – 8(b)– – – – – – – – – – – – 8(c)– – – – – – – – – 1 10 10 8(d)– – – – – – – – – – – – 8(e)– – – – – – – – – – – – 9– – – – – – – – – – – – 10– – – – – – – – – – – – 11– – – – – – – – – – – – 11(a)– – – – – – – – – – – – 11(b)– – – – – – – – – – – – 11(c)– – – – – – – – – 3 6 6 12– – – – – – – – – – – – 12(a)– – – – – – – – – – – – 12(b)– – – – – – – – – 1 5 5 12(c)– – – – – – – – – 2 1 1 12(d)– – – – – – – – – – – – 13– – – – – – – – – 52 38 32 14– – – – – – – – – – – – 15– – – – – – – – – – – – 15(a)– – – – – – – – – – – – 15(b)– – – – – – – – – – – – 15(c)– – – 7 34 33 2 8 6 14 22,46 21,25 16– – – 1 3 2 – – – 19 8 6 III– – – 1 10 8 1 5 5 69 90 53 IV– – – 20 64 51 20 1,66 1,31 1,949 16,00 13,90 V– – – – – – – – – 82 56 52 1– – – 1 4 4 15 1,44 1,19 113 5,59 4,65 2– – – 19 60 47 5 22 12 1,754 9,86 8,73 3– – – 18 73 72 2 15 4 218 2,41 2,17 VI– – – 18 73 72 1 8 4 19 81 76 1– – – – – – 1 7 – 199 1,61 1,41 2– – – – – – – – – – – – VII– – – 5 13 8 2 20 17 352 2,13 1,95 VIII

– – – 378 14,67 13,59 30 2,37 1,84 3,483 59,29 54,19 TOTAL– – – – – – – – – 19 17 14 1– – – – – – 1 17 17 42 44 41 2

198

TABLE NO.5.6 - STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING

SOUTHERN REGION (Concld.)

STATE BANK OF INDIAAND ITS ASSOCIATES NATIONALISED BANKS

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Out- Accounts Limit Out-

standing standing

1 2 3 4 5 6

I. AGRICULTURE 7,145 47,75 37,76 28,343 124,35 104,731. Direct Finance 7,126 47,34 37,49 27,387 107,49 88,652. Indirect Finance 19 41 27 956 16,86 16,08

II. INDUSTRY 819 119,74 93,54 1,583 172,29 129,561. Mining & Quarrying 28 1,51 1,31 4 38 292. Food Manufacturing & Processing 40 14,07 11,15 70 33,85 25,33

(a) Rice Mills, Flour & Dal Mills 23 9,19 6,80 36 7,61 7,18(b) Sugar – – – 1 9,72 3,80(c) Edible Oils & Vanaspati – – – 5 8,05 8,67(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – 1 4 4(f) Others 17 4,88 4,35 27 8,43 5,64

3. Beverage & Tobacco – – – 10 4,29 2,794. Textiles 91 6,38 5,35 108 23,46 18,47

(a) Cotton Textiles 66 4,09 3,47 36 14,05 11,54(b) Jute & Other Natural Fibre Textiles – – – 19 31 33(c) Handloom Textiles & Khadi 13 60 54 – – –(d) Other Textiles & Textile Products 12 1,68 1,34 53 9,10 6,60

5. Paper, Paper Products & Printing 114 3,01 2,51 73 2,32 1,956. Leather & Leather Products 3 50 27 23 5,40 3,677. Rubber & Plastic Products 21 6,64 5,33 77 11,11 8,778. Chemicals & Chemical Products 50 4,52 4,19 68 17,59 14,06

(a) Heavy Industrial Chemicals 3 20 20 10 2,06 1,76(b) Fertilisers 2 6 6 2 1,01 1,01(c) Drugs & Pharmaceuticals – – – 4 1,11 84(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 45 4,27 3,94 52 13,40 10,44

9. Petroleum, Coal Products & Nuclear Fuels 19 80 62 1 40 1110. Manufacture of Cement & Cement Products 4 18 14 14 1,56 1,5111. Basic Metals & Metal Products 33 4,86 3,41 55 5,15 4,76

(a) Iron & Steel 11 1,28 1,23 7 2,46 2,31(b) Non-Ferrous Metals 8 2,44 1,11 2 27 21(c) Metal Products 14 1,13 1,07 46 2,42 2,24

12. Engineering 68 10,62 8,18 70 10,60 8,25(a) Heavy Engineering 1 10 7 9 1,01 95(b) Light Engineering 50 8,99 7,21 34 5,82 4,19(c) Electrical Machinery & Goods 12 1,07 51 16 3,01 2,61(d) Electronic Machinery & Goods 5 46 39 11 76 50

13. Vehicles, Vehicle Parts & Transport Equipments 20 6,24 4,41 19 4,69 2,8614. Other Industries 217 4,52 3,50 775 27,50 18,7715. Electricity, Gas & Water 8 41,96 38,43 9 1,39 1,28

(a) Electricity Generation & Transmission 5 40,92 37,65 3 85 80(b) Non-Conventional Energy 1 60 60 – – –(c) Gas, Steam & Water Supply 2 44 18 6 54 48

16. Construction 103 13,94 4,73 207 22,60 16,68III. TRANSPORT OPERATORS 73 2,80 2,50 298 4,11 3,15IV. PROFESSIONAL AND OTHER SERVICES 192 50,88 46,86 2,554 89,24 40,19V. PERSONAL LOANS 18,091 227,66 174,46 35,664 353,66 282,61

1. Loans for Purchase of Consumer Durables 290 1,75 1,19 1,371 8,99 7,452. Loans for Housing 2,482 103,45 80,99 4,240 152,16 130,293. Rest of the Personal Loans 15,319 122,46 92,28 30,053 192,51 144,87

VI. TRADE 1,617 36,31 32,47 6,673 127,74 109,981. Wholesale Trade 13 15,69 15,60 208 17,46 15,812. Retail Trade 1,604 20,63 16,87 6,465 110,28 94,17

VII. FINANCE 6 6 7 363 2,52 2,03VIII. ALL OTHERS 913 7,59 5,25 10,011 82,23 70,55

TOTAL BANK CREDIT 28,856 492,80 392,91 85,489 956,13 742,80OF WHICH : 1. Artisans and Village & Tiny Industries 283 18,53 15,22 220 7,19 5,75

2. Other Small Scale Industries 165 16,62 13,21 787 61,80 50,61

199

CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

PONDICHERRY (Amount in Rupees Lakh)

OTHER SCHEDULED ALL SCHEDULEDFOREIGN BANKS REGIONAL RURAL BANKS COMMERCIAL BANKS COMMERCIAL BANKS

No. of Credit Amount No. of Credit Amount No. of Credit Amount No. of Credit Amount ItemAccounts Limit Out- Accounts Limit Out- Accounts Limit Out- Accounts Limit Out- No.

standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

– – – – – – 8,076 26,16 24,10 43,564 198,26 166,60 I– – – – – – 8,015 25,20 23,22 42,528 180,03 149,37 1– – – – – – 61 96 88 1,036 18,23 17,23 24 8,47 2,86 1 3 3 743 122,50 96,27 3,150 423,03 322,26 II– – – – – – 5 1,12 85 37 3,00 2,44 1– – – – – – 84 11,45 10,53 194 59,36 47,01 2– – – – – – 18 5,12 4,59 77 21,91 18,57 2(a)– – – – – – – – – 1 9,72 3,80 2(b)– – – – – – 13 3,11 2,76 18 11,16 11,44 2(c)– – – – – – – – – – – – 2(d)– – – – – – – – – 1 4 4 2(e)– – – – – – 53 3,22 3,18 97 16,53 13,16 2(f)– – – – – – 2 28 28 12 4,57 3,07 3– – – – – – 44 1,07 99 243 30,91 24,81 4– – – – – – 2 – – 104 18,15 15,01 4(a)– – – – – – 30 57 55 49 88 88 4(b)– – – – – – – – – 13 60 54 4(c)– – – – – – 12 50 44 77 11,28 8,38 4(d)– – – – – – 63 17,82 13,37 250 23,15 17,83 5– – – – – – 3 23 23 29 6,13 4,17 6– – – – – – 37 2,48 1,95 135 20,23 16,05 7– – – – – – 44 15,29 10,99 162 37,39 29,25 8– – – – – – 9 2,88 1,72 22 5,14 3,68 8(a)– – – – – – – – – 4 1,06 1,07 8(b)– – – – – – 6 8 6 10 1,19 91 8(c)– – – – – – 1 64 17 1 64 17 8(d)– – – – – – 28 11,68 9,04 125 29,36 23,42 8(e)– – – – – – – – – 20 1,20 73 9– – – – – – 4 20 15 22 1,95 1,80 103 5,97 2,86 – – – 29 21,44 20,70 120 37,42 31,73 11– – – – – – 16 18,25 17,40 34 21,99 20,94 11(a)1 3,34 92 – – – 5 1,07 95 16 7,13 3,18 11(b)2 2,63 1,94 – – – 8 2,12 2,35 70 8,30 7,60 11(c)1 2,50 – – – – 23 22,35 11,17 162 46,07 27,59 121 2,50 – – – – – – – 11 3,61 1,02 12(a)– – – – – – 10 13,59 4,21 94 28,39 15,61 12(b)– – – – – – 7 6,18 4,74 35 10,26 7,86 12(c)– – – – – – 6 2,58 2,22 22 3,80 3,11 12(d)– – – – – – 1 2 2 40 10,95 7,29 13– – – 1 3 3 221 8,00 6,15 1,214 40,06 28,45 14– – – – – – 2 15 12 19 43,49 39,83 15– – – – – – 2 15 12 10 41,92 38,57 15(a)– – – – – – – – – 1 60 60 15(b)– – – – – – – – – 8 97 67 15(c)– – – – – – 181 20,62 18,79 491 57,16 40,21 16– – – – – – 311 9,91 9,22 682 16,82 14,87 III– – – 1 10 10 471 22,70 18,75 3,218 162,92 105,90 IV

72 93 47 – – – 17,367 182,97 152,38 71,194 765,21 609,91 V– – – – – – 536 3,65 3,35 2,197 14,39 11,98 1– – – – – – 1,060 68,53 61,80 7,782 324,14 273,09 2

72 93 47 – – – 15,771 110,79 87,23 61,215 426,69 324,85 35 1,51 1,06 8 28 29 1,079 63,91 48,75 9,382 229,75 192,55 VI5 1,51 1,06 – – – 223 29,53 22,62 449 64,18 55,09 1– – – 8 28 29 856 34,38 26,14 8,933 165,57 137,47 2– – – – – – 18 1,00 69 387 3,59 2,79 VII– – – – – – 5,303 71,44 60,49 16,227 161,26 136,29 VIII

81 10,91 4,39 10 41 42 33,368 500,59 410,65 1,47,804 1960,84 1551,17 TOTAL– – – – – – 23 23 21 526 25,96 21,18 1– – – – – – 326 27,94 23,63 1,278 106,36 87,45 2

200

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: HARYANA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 3,44,897 3783,87 3290,34 1,71,078 2184,42 1868,661. Direct Finance 3,39,871 3566,07 3085,54 1,66,509 1937,64 1660,922. Indirect Finance 5,026 217,79 204,80 4,569 246,78 207,74

II. INDUSTRY 11,148 2035,23 1445,24 10,933 1691,55 1238,831. Mining & Quarrying 89 15,16 8,06 219 17,35 12,792. Food Manufacturing & Processing 668 432,98 272,23 1,347 787,95 564,27

(a) Rice Mills, Flour & Dal Mills 312 362,28 225,04 906 629,71 442,87(b) Sugar 3 10 6 9 32,10 24,21(c) Edible Oils & Vanaspati 59 7,41 3,84 109 29,42 23,01(d) Tea Processing 10 7,05 3,89 2 5,05 4,13(e) Processing of Fruits & Vegetables 16 1,76 1,59 11 4,54 2,50(f) Others 268 54,38 37,81 310 87,14 67,56

3. Beverage & Tobacco 20 3,05 2,70 22 7,15 6,754. Textiles 459 128,91 91,73 491 144,30 118,09

(a) Cotton Textiles 126 34,53 27,01 152 56,57 51,16(b) Jute & Other Natural Fibre Textiles 5 20 18 8 95 90(c) Handloom Textiles & Khadi 61 65 55 97 11,30 8,64(d) Other Textiles & Textile Products 267 93,53 63,99 234 75,48 57,39

5. Paper, Paper Products & Printing 162 95,78 82,44 148 41,65 30,556. Leather & Leather Products 32 12,04 4,05 69 1,42 1,127. Rubber & Plastic Products 190 72,94 60,31 184 41,68 34,348. Chemicals & Chemical Products 176 52,16 44,97 466 35,38 25,56

(a) Heavy Industrial Chemicals 26 15,70 10,72 30 13,29 7,75(b) Fertilisers 1 5 2 6 49 40(c) Drugs & Pharmaceuticals 41 5,31 4,38 337 7,71 5,95(d) Non-Edible Oils 3 11 8 1 3 2(e) Other Chemicals & Chemical Products 105 30,99 29,78 92 13,86 11,44

9. Petroleum, Coal Products & Nuclear Fuels 17 27,63 27,55 34 4,53 2,5410. Manufacture of Cement & Cement Products 35 4,27 2,00 62 3,48 3,0711. Basic Metals & Metal Products 313 208,66 186,95 537 122,57 93,37

(a) Iron & Steel 56 99,38 90,48 117 49,89 37,75(b) Non-Ferrous Metals 11 4,16 4,03 108 24,31 19,51(c) Metal Products 246 105,11 92,44 312 48,37 36,11

12. Engineering 361 222,76 144,06 662 116,77 95,45(a) Heavy Engineering 81 44,64 33,75 100 20,43 16,56(b) Light Engineering 139 51,02 28,70 359 52,71 42,25(c) Electrical Machinery & Goods 106 112,48 76,31 106 26,78 21,01(d) Electronic Machinery & Goods 35 14,62 5,30 97 16,85 15,63

13. Vehicles, Vehicle Parts & Transport Equipments 145 341,88 159,72 136 57,45 48,0714. Other Industries 7,387 287,75 239,35 4,663 200,12 120,8815. Electricity, Gas & Water 7 41 40 11 91 79

(a) Electricity Generation & Transmission 2 17 16 2 8 7(b) Non-Conventional Energy – – – 2 32 22(c) Gas, Steam & Water Supply 5 24 25 7 51 51

16. Construction 1,087 128,86 118,71 1,882 108,84 81,19III. TRANSPORT OPERATORS 2,455 61,30 59,27 953 15,98 13,20IV. PROFESSIONAL AND OTHER SERVICES 3,502 272,24 243,59 4,446 278,99 240,45V. PERSONAL LOANS 1,00,373 1723,16 1436,51 1,04,819 2070,21 1768,10

1. Loans for Purchase of Consumer Durables 5,713 33,38 26,43 4,210 30,01 23,232. Loans for Housing 23,461 764,71 687,84 23,991 1181,15 1074,203. Rest of the Personal Loans 71,199 925,07 722,24 76,618 859,05 670,68

VI. TRADE 36,440 423,31 328,35 36,494 691,73 533,871. Wholesale Trade 1,099 48,53 39,63 1,741 114,62 89,062. Retail Trade 35,341 374,78 288,73 34,753 577,11 444,81

VII. FINANCE 508 129,94 128,10 220 11,17 8,72VIII. ALL OTHERS 31,154 317,56 259,61 19,688 285,22 231,49

TOTAL BANK CREDIT 5,30,477 8746,61 7191,01 3,48,631 7229,28 5903,32OF WHICH : 1. Artisans and Village & Tiny Industries 5,860 48,20 35,09 2,989 97,91 73,49

2. Other Small Scale Industries 3,125 306,32 229,31 3,474 627,64 448,41

201

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: HARYANA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 84,003 2383,74 1930,91 860 62,62 34,711. Direct Finance 82,433 1483,99 1186,60 826 6,48 4,642. Indirect Finance 1,570 899,75 744,31 34 56,14 30,08

II. INDUSTRY 30,406 10233,10 6815,53 3,211 402,42 299,491. Mining & Quarrying 124 52,04 38,97 7 94 892. Food Manufacturing & Processing 1,681 926,08 668,88 38 4,46 2,81

(a) Rice Mills, Flour & Dal Mills 817 646,45 453,57 14 2,90 1,43(b) Sugar 4 37 9 – – –(c) Edible Oils & Vanaspati 151 56,32 40,75 2 2 2(d) Tea Processing 5 2,29 83 – – –(e) Processing of Fruits & Vegetables 34 12,97 11,85 – – –(f) Others 670 207,68 161,79 22 1,53 1,36

3. Beverage & Tobacco 47 279,16 78,28 – – –4. Textiles 7,174 2179,23 1376,10 208 30,73 26,79

(a) Cotton Textiles 1,904 736,74 431,67 134 2,82 2,49(b) Jute & Other Natural Fibre Textiles 1,149 32,66 27,18 9 73 36(c) Handloom Textiles & Khadi 1,862 335,65 257,41 2 3 1(d) Other Textiles & Textile Products 2,259 1074,18 659,83 63 27,15 23,93

5. Paper, Paper Products & Printing 516 126,99 67,93 278 7,11 6,276. Leather & Leather Products 160 54,42 38,69 15 1,28 937. Rubber & Plastic Products 862 361,99 232,15 102 6,38 4,858. Chemicals & Chemical Products 1,304 405,08 252,77 128 8,42 7,16

(a) Heavy Industrial Chemicals 139 60,70 37,04 8 3,79 3,80(b) Fertilisers 11 7,06 6,85 – – –(c) Drugs & Pharmaceuticals 623 161,59 73,26 6 1,69 78(d) Non-Edible Oils 15 6,78 6,35 – – –(e) Other Chemicals & Chemical Products 516 168,95 129,27 114 2,94 2,59

9. Petroleum, Coal Products & Nuclear Fuels 40 23,84 17,05 1 20 1710. Manufacture of Cement & Cement Products 77 14,05 10,91 66 13,19 11,4211. Basic Metals & Metal Products 2,493 1666,94 1139,20 400 43,43 32,75

(a) Iron & Steel 781 1190,24 795,68 50 7,19 6,55(b) Non-Ferrous Metals 190 93,29 59,91 10 94 91(c) Metal Products 1,522 383,41 283,61 340 35,29 25,29

12. Engineering 2,594 977,09 708,49 744 98,24 45,88(a) Heavy Engineering 307 385,86 296,72 14 23,25 21,30(b) Light Engineering 1,650 365,47 257,27 386 18,34 13,22(c) Electrical Machinery & Goods 521 111,17 85,29 327 54,30 9,42(d) Electronic Machinery & Goods 116 114,59 69,22 17 2,35 1,94

13. Vehicles, Vehicle Parts & Transport Equipments 809 860,17 532,00 361 91,02 80,5214. Other Industries 9,583 543,53 374,95 756 28,77 21,7315. Electricity, Gas & Water 63 464,95 286,54 3 60,05 50,05

(a) Electricity Generation & Transmission 37 461,11 283,23 2 60,00 50,00(b) Non-Conventional Energy 7 1,05 77 – – –(c) Gas, Steam & Water Supply 19 2,78 2,54 1 5 5

16. Construction 2,879 1297,55 992,61 104 8,21 7,28III. TRANSPORT OPERATORS 5,334 298,69 267,98 133 2,29 1,81IV. PROFESSIONAL AND OTHER SERVICES 16,825 1498,56 1234,33 2,710 71,07 61,24V. PERSONAL LOANS 3,16,090 7796,23 6501,62 26,487 329,59 265,58

1. Loans for Purchase of Consumer Durables 7,817 65,90 54,26 4,201 28,61 20,812. Loans for Housing 1,01,305 4801,67 4242,42 3,792 138,26 122,513. Rest of the Personal Loans 2,06,968 2928,65 2204,94 18,494 162,72 122,26

VI. TRADE 54,798 2580,55 1792,89 3,058 113,80 83,801. Wholesale Trade 5,290 1071,47 629,93 220 26,51 11,842. Retail Trade 49,508 1509,08 1162,96 2,838 87,29 71,97

VII. FINANCE 525 1151,38 1040,29 28 1,06 76VIII. ALL OTHERS 38,550 1011,53 818,50 8,116 125,66 93,83

TOTAL BANK CREDIT 5,46,531 26953,77 20402,05 44,603 1108,51 841,23OF WHICH: 1. Artisans and Village & Tiny Industries 1,212 31,89 27,00 168 2,51 2,08

2. Other Small Scale Industries 18,137 2335,38 1775,23 1,443 90,36 70,48

202

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: HIMACHAL PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 1,56,895 804,46 626,09 8,610 113,02 84,601. Direct Finance 1,54,998 752,59 579,95 8,492 104,32 78,232. Indirect Finance 1,897 51,87 46,14 118 8,70 6,37

II. INDUSTRY 14,148 2207,88 1854,43 2,574 809,99 366,631. Mining & Quarrying 115 12,05 9,39 27 2,14 1,912. Food Manufacturing & Processing 882 54,74 39,23 127 23,28 20,63

(a) Rice Mills, Flour & Dal Mills 287 17,76 11,08 26 93 75(b) Sugar 2 7 6 – – –(c) Edible Oils & Vanaspati 40 2,82 1,74 6 16 16(d) Tea Processing 3 14 11 3 68 65(e) Processing of Fruits & Vegetables 43 7,22 6,53 10 2,20 1,39(f) Others 507 26,73 19,69 82 19,31 17,68

3. Beverage & Tobacco 47 20,26 18,28 8 5,29 5,014. Textiles 474 716,46 602,14 208 561,13 157,56

(a) Cotton Textiles 105 693,70 582,01 11 555,64 153,03(b) Jute & Other Natural Fibre Textiles 8 51 45 – – –(c) Handloom Textiles & Khadi 149 1,91 1,52 134 2,47 2,07(d) Other Textiles & Textile Products 212 20,33 18,17 63 3,02 2,45

5. Paper, Paper Products & Printing 232 26,25 21,48 41 6,26 5,436. Leather & Leather Products 37 2,91 2,48 15 89 807. Rubber & Plastic Products 248 35,84 27,97 51 4,60 3,298. Chemicals & Chemical Products 754 235,42 163,39 102 32,69 26,53

(a) Heavy Industrial Chemicals 31 11,22 8,93 19 3,90 2,45(b) Fertilisers 5 65,30 25,84 1 5 2(c) Drugs & Pharmaceuticals 109 110,91 89,62 51 18,69 15,63(d) Non-Edible Oils 4 2,52 2,51 1 35 35(e) Other Chemicals & Chemical Products 605 45,46 36,50 30 9,71 8,08

9. Petroleum, Coal Products & Nuclear Fuels 16 11,61 11,05 2 11 810. Manufacture of Cement & Cement Products 62 14,22 6,53 16 1,52 1,3811. Basic Metals & Metal Products 489 104,67 82,22 94 53,29 49,19

(a) Iron & Steel 128 52,07 39,83 17 20,58 16,88(b) Non-Ferrous Metals 28 5,20 3,71 4 33 34(c) Metal Products 333 47,40 38,68 73 32,39 31,97

12. Engineering 537 97,57 78,13 105 40,28 33,58(a) Heavy Engineering 34 3,48 3,35 4 1,06 69(b) Light Engineering 256 48,31 40,11 33 2,04 1,64(c) Electrical Machinery & Goods 171 30,33 22,12 42 29,16 23,32(d) Electronic Machinery & Goods 76 15,45 12,55 26 8,02 7,94

13. Vehicles, Vehicle Parts & Transport Equipments 182 22,74 10,97 21 9,42 1,3314. Other Industries 8,493 114,03 93,71 1,454 46,21 42,8915. Electricity, Gas & Water 20 671,38 639,00 2 9 9

(a) Electricity Generation & Transmission 15 670,77 638,44 – – –(b) Non-Conventional Energy 2 43 43 1 5 5(c) Gas, Steam & Water Supply 3 17 13 1 4 4

16. Construction 1,560 67,75 48,45 301 22,80 16,93III. TRANSPORT OPERATORS 5,858 152,31 112,10 1,029 18,80 13,21IV. PROFESSIONAL AND OTHER SERVICES 7,040 339,81 149,11 1,693 55,67 42,50V. PERSONAL LOANS 1,20,115 1492,07 1207,33 25,288 393,66 321,39

1. Loans for Purchase of Consumer Durables 5,779 33,04 23,20 1,149 8,25 6,602. Loans for Housing 27,315 696,09 605,96 6,762 204,72 180,063. Rest of the Personal Loans 87,021 762,94 578,17 17,377 180,70 134,74

VI. TRADE 45,048 651,16 510,85 7,061 165,00 136,761. Wholesale Trade 793 49,41 39,30 453 32,01 29,142. Retail Trade 44,255 601,74 471,55 6,608 132,99 107,62

VII. FINANCE 563 23,63 17,71 37 7,26 6,68VIII. ALL OTHERS 17,074 157,43 121,20 3,438 59,75 48,88

TOTAL BANK CREDIT 3,66,741 5828,73 4598,82 49,730 1623,16 1020,64OF WHICH : 1. Artisans and Village & Tiny Industries 6,181 116,54 87,44 760 14,25 11,71

2. Other Small Scale Industries 4,380 245,24 178,31 1,145 52,22 43,05

203

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: HIMACHAL PRADESH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 603 327,56 326,05 – – –1. Direct Finance 565 7,07 6,29 – – –2. Indirect Finance 38 320,49 319,76 – – –

II. INDUSTRY 487 901,26 706,34 – – –1. Mining & Quarrying 2 8 3 – – –2. Food Manufacturing & Processing 41 1,04 94 – – –

(a) Rice Mills, Flour & Dal Mills 26 61 59 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 2 13 13 – – –(f) Others 13 30 22 – – –

3. Beverage & Tobacco 2 13 13 – – –4. Textiles 18 1,52 1,05 – – –

(a) Cotton Textiles 1 53 – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 1 20 20 – – –(d) Other Textiles & Textile Products 16 80 86 – – –

5. Paper, Paper Products & Printing 9 49 44 – – –6. Leather & Leather Products 1 – – – – –7. Rubber & Plastic Products 12 82 67 – – –8. Chemicals & Chemical Products 40 26 21 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 25 16 11 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 15 10 10 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products 1 60 – – – –11. Basic Metals & Metal Products 14 1,09 59 – – –

(a) Iron & Steel – – – – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products 14 1,09 59 – – –

12. Engineering 32 7,40 4,71 – – –(a) Heavy Engineering 3 1,14 90 – – –(b) Light Engineering 15 2,50 1,32 – – –(c) Electrical Machinery & Goods 3 1,02 96 – – –(d) Electronic Machinery & Goods 11 2,73 1,53 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 4 17 18 – – –14. Other Industries 185 8,43 7,72 – – –15. Electricity, Gas & Water 14 288,06 251,43 – – –

(a) Electricity Generation & Transmission 14 288,06 251,43 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 112 591,17 438,22 – – –III. TRANSPORT OPERATORS 282 112,58 45,36 – – –IV. PROFESSIONAL AND OTHER SERVICES 653 27,75 21,84 – – –V. PERSONAL LOANS 17,091 473,31 410,05 – – –

1. Loans for Purchase of Consumer Durables 637 4,62 2,97 – – –2. Loans for Housing 4,295 348,51 316,09 – – –3. Rest of the Personal Loans 12,159 120,18 90,99 – – –

VI. TRADE 2,493 160,29 136,17 – – –1. Wholesale Trade 199 13,92 11,36 – – –2. Retail Trade 2,294 146,37 124,81 – – –

VII. FINANCE 46 68,65 57,22 – – –VIII. ALL OTHERS 3,358 202,50 122,58 – – –

TOTAL BANK CREDIT 25,013 2273,89 1825,61 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 100 2,76 2,37 – – –

2. Other Small Scale Industries 164 12,47 9,86 – – –

204

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: JAMMU & KASHMIR (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 32,370 307,58 246,58 10,601 134,58 86,671. Direct Finance 31,441 297,55 238,76 10,320 107,08 81,332. Indirect Finance 929 10,03 7,81 281 27,50 5,34

II. INDUSTRY 9,182 410,37 303,55 4,649 443,55 318,031. Mining & Quarrying 26 2,34 1,94 22 4,88 3,262. Food Manufacturing & Processing 377 37,57 30,85 235 34,81 26,16

(a) Rice Mills, Flour & Dal Mills 145 26,03 22,18 90 15,51 13,03(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 97 4,04 3,06 33 5,08 4,15(d) Tea Processing 1 7 4 – – –(e) Processing of Fruits & Vegetables 20 1,00 71 15 6,46 3,85(f) Others 114 6,43 4,86 97 7,76 5,14

3. Beverage & Tobacco 7 45 44 7 6,41 5,954. Textiles 373 9,68 6,30 306 182,54 134,16

(a) Cotton Textiles 20 59 36 41 174,43 127,28(b) Jute & Other Natural Fibre Textiles 8 8 5 1 3 3(c) Handloom Textiles & Khadi 176 1,70 1,13 178 92 67(d) Other Textiles & Textile Products 169 7,30 4,76 86 7,15 6,19

5. Paper, Paper Products & Printing 40 2,65 2,02 42 15,64 7,346. Leather & Leather Products 20 61 48 18 25 167. Rubber & Plastic Products 45 3,21 2,50 56 8,94 5,628. Chemicals & Chemical Products 37 28,07 21,29 46 32,66 30,84

(a) Heavy Industrial Chemicals 7 26,96 20,32 7 8,39 8,31(b) Fertilisers – – – 2 60 53(c) Drugs & Pharmaceuticals 17 24 18 5 9,67 9,44(d) Non-Edible Oils – – – 1 20 20(e) Other Chemicals & Chemical Products 13 87 79 31 13,81 12,35

9. Petroleum, Coal Products & Nuclear Fuels 1 33 29 2 75 3310. Manufacture of Cement & Cement Products 27 2,16 1,78 45 13,78 7,2511. Basic Metals & Metal Products 104 11,09 10,00 110 33,41 23,15

(a) Iron & Steel 22 6,90 6,17 32 17,88 11,56(b) Non-Ferrous Metals 3 32 32 10 10,07 7,34(c) Metal Products 79 3,87 3,51 68 5,46 4,25

12. Engineering 118 86,75 25,68 111 32,40 16,65(a) Heavy Engineering 10 82 77 8 1,21 85(b) Light Engineering 49 8,59 5,79 42 1,11 89(c) Electrical Machinery & Goods 48 77,21 19,04 50 28,86 13,79(d) Electronic Machinery & Goods 11 12 8 11 1,22 1,11

13. Vehicles, Vehicle Parts & Transport Equipments 354 4,07 2,89 112 8,94 7,0014. Other Industries 6,395 62,83 45,28 2,808 38,89 27,4715. Electricity, Gas & Water 3 125,06 125,02 9 1,46 1,07

(a) Electricity Generation & Transmission 2 125,03 125,01 1 5 5(b) Non-Conventional Energy – – – 6 36 20(c) Gas, Steam & Water Supply 1 3 1 2 1,05 82

16. Construction 1,255 33,51 26,82 720 27,78 21,65III. TRANSPORT OPERATORS 8,131 270,03 193,97 4,141 153,83 99,63IV. PROFESSIONAL AND OTHER SERVICES 1,711 72,05 50,94 957 255,29 41,53V. PERSONAL LOANS 1,10,634 866,58 665,15 57,344 513,33 372,64

1. Loans for Purchase of Consumer Durables 7,456 40,95 29,23 2,799 19,36 15,002. Loans for Housing 6,309 155,01 130,39 4,291 116,37 93,543. Rest of the Personal Loans 96,869 670,62 505,53 50,254 377,61 264,09

VI. TRADE 30,023 392,86 301,65 18,569 1204,06 265,321. Wholesale Trade 784 21,91 18,83 422 755,27 21,382. Retail Trade 29,239 370,95 282,81 18,147 448,79 243,94

VII. FINANCE 206 784,52 669,04 43 1,69 1,32VIII. ALL OTHERS 12,964 161,56 125,83 4,243 50,79 34,82

TOTAL BANK CREDIT 2,05,221 3265,56 2556,70 1,00,547 2757,12 1219,97OF WHICH : 1. Artisans and Village & Tiny Industries 5,502 57,90 40,07 1,919 23,36 16,73

2. Other Small Scale Industries 1,704 50,29 40,29 1,222 156,61 100,61

205

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: JAMMU & KASHMIR (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 2,840 103,69 82,21 – – –1. Direct Finance 2,709 55,68 46,07 – – –2. Indirect Finance 131 48,01 36,14 – – –

II. INDUSTRY 11,543 2993,73 3232,69 – – –1. Mining & Quarrying 49 27,87 23,18 – – –2. Food Manufacturing & Processing 635 163,93 104,61 – – –

(a) Rice Mills, Flour & Dal Mills 171 49,99 37,15 – – –(b) Sugar 1 21 23 – – –(c) Edible Oils & Vanaspati 29 5,14 3,95 – – –(d) Tea Processing 1 90 3 – – –(e) Processing of Fruits & Vegetables 16 15,42 15,20 – – –(f) Others 417 92,26 48,04 – – –

3. Beverage & Tobacco 57 18,31 13,56 – – –4. Textiles 1,181 52,27 31,72 – – –

(a) Cotton Textiles 55 6,00 3,57 – – –(b) Jute & Other Natural Fibre Textiles 4 43 39 – – –(c) Handloom Textiles & Khadi 192 5,24 3,50 – – –(d) Other Textiles & Textile Products 930 40,60 24,25 – – –

5. Paper, Paper Products & Printing 192 25,87 14,74 – – –6. Leather & Leather Products 180 5,75 4,68 – – –7. Rubber & Plastic Products 112 18,15 15,64 – – –8. Chemicals & Chemical Products 156 48,56 41,40 – – –

(a) Heavy Industrial Chemicals 12 1,66 1,19 – – –(b) Fertilisers 1 90 85 – – –(c) Drugs & Pharmaceuticals 52 16,94 15,67 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 91 29,06 23,69 – – –

9. Petroleum, Coal Products & Nuclear Fuels 7 67 56 – – –10. Manufacture of Cement & Cement Products 52 115,24 110,95 – – –11. Basic Metals & Metal Products 254 71,53 54,02 – – –

(a) Iron & Steel 66 18,97 17,56 – – –(b) Non-Ferrous Metals 18 29,27 18,64 – – –(c) Metal Products 170 23,29 17,83 – – –

12. Engineering 649 44,14 37,20 – – –(a) Heavy Engineering 13 1,39 1,12 – – –(b) Light Engineering 315 17,27 14,54 – – –(c) Electrical Machinery & Goods 186 21,80 18,64 – – –(d) Electronic Machinery & Goods 135 3,68 2,89 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 61 15,38 15,18 – – –14. Other Industries 6,783 151,39 118,82 – – –15. Electricity, Gas & Water 29 601,70 598,11 – – –

(a) Electricity Generation & Transmission 18 601,10 597,67 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 11 60 44 – – –

16. Construction 1,146 1632,97 2048,33 – – –III. TRANSPORT OPERATORS 4,235 164,27 122,87 – – –IV. PROFESSIONAL AND OTHER SERVICES 2,854 447,65 374,58 – – –V. PERSONAL LOANS 1,16,573 1408,90 1102,06 – – –

1. Loans for Purchase of Consumer Durables 9,718 58,23 41,26 – – –2. Loans for Housing 11,967 393,69 325,62 – – –3. Rest of the Personal Loans 94,888 956,98 735,18 – – –

VI. TRADE 19,801 1163,32 1031,49 – – –1. Wholesale Trade 2,177 638,96 653,02 – – –2. Retail Trade 17,624 524,36 378,47 – – –

VII. FINANCE 262 11,43 6,33 – – –VIII. ALL OTHERS 13,556 501,29 426,26 – – –

TOTAL BANK CREDIT 1,71,664 6794,29 6378,50 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 3,282 27,53 20,95 – – –

2. Other Small Scale Industries 5,009 328,89 232,26 – – –

206

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: PUNJAB (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 4,32,275 5064,33 4221,37 2,43,267 3602,74 2962,131. Direct Finance 4,27,150 4927,67 4112,34 2,36,613 3154,91 2619,352. Indirect Finance 5,125 136,66 109,02 6,654 447,84 342,78

II. INDUSTRY 19,587 1091,84 830,10 21,360 2869,07 2045,081. Mining & Quarrying 996 56,96 47,28 219 53,02 44,882. Food Manufacturing & Processing 1,454 213,53 135,85 3,855 1082,90 680,04

(a) Rice Mills, Flour & Dal Mills 679 166,47 100,72 2,541 802,70 484,68(b) Sugar 5 1,44 62 25 39,12 31,45(c) Edible Oils & Vanaspati 54 10,35 7,88 190 95,15 68,09(d) Tea Processing 3 48 36 10 1,85 1,02(e) Processing of Fruits & Vegetables 6 1,63 1,49 17 4,86 4,05(f) Others 707 33,16 24,78 1,072 139,22 90,75

3. Beverage & Tobacco 22 14,84 14,40 132 14,07 10,104. Textiles 1,299 363,14 259,01 1,313 239,27 177,40

(a) Cotton Textiles 166 84,75 77,13 243 133,49 95,47(b) Jute & Other Natural Fibre Textiles 131 1,63 91 29 5,14 3,96(c) Handloom Textiles & Khadi 568 3,58 2,69 617 7,76 5,83(d) Other Textiles & Textile Products 434 273,19 178,28 424 92,89 72,14

5. Paper, Paper Products & Printing 106 31,80 30,04 333 78,02 59,416. Leather & Leather Products 87 13,70 13,19 129 3,51 2,807. Rubber & Plastic Products 200 11,21 8,51 350 35,88 26,138. Chemicals & Chemical Products 176 9,23 8,07 402 155,89 122,93

(a) Heavy Industrial Chemicals 54 2,11 2,11 41 22,69 20,14(b) Fertilisers 2 25 25 10 4,08 2,45(c) Drugs & Pharmaceuticals 22 1,94 1,64 93 63,37 61,27(d) Non-Edible Oils 5 45 35 21 9,25 7,02(e) Other Chemicals & Chemical Products 93 4,48 3,71 237 56,51 32,04

9. Petroleum, Coal Products & Nuclear Fuels 18 1,85 1,53 23 2,94 2,4010. Manufacture of Cement & Cement Products 44 2,23 1,66 111 8,48 6,4911. Basic Metals & Metal Products 321 51,17 42,10 1,634 545,66 397,61

(a) Iron & Steel 56 30,06 28,48 768 429,88 309,27(b) Non-Ferrous Metals 9 4,45 4,37 81 12,60 8,11(c) Metal Products 256 16,67 9,25 785 103,18 80,23

12. Engineering 645 43,56 33,38 1,319 154,74 130,63(a) Heavy Engineering 146 6,03 5,01 297 33,42 27,16(b) Light Engineering 323 15,39 11,40 726 71,73 58,12(c) Electrical Machinery & Goods 108 20,08 15,15 238 45,34 41,34(d) Electronic Machinery & Goods 68 2,06 1,82 58 4,25 4,01

13. Vehicles, Vehicle Parts & Transport Equipments 135 92,32 91,07 332 103,94 89,3714. Other Industries 12,240 99,67 80,29 8,355 220,91 159,5415. Electricity, Gas & Water 26 1,98 1,78 31 2,79 2,13

(a) Electricity Generation & Transmission 20 1,44 1,46 15 1,26 79(b) Non-Conventional Energy – – – 4 19 19(c) Gas, Steam & Water Supply 6 54 32 12 1,34 1,15

16. Construction 1,818 84,65 61,94 2,822 167,04 133,23III. TRANSPORT OPERATORS 3,776 51,38 46,67 1,695 22,39 16,13IV. PROFESSIONAL AND OTHER SERVICES 7,057 177,92 141,82 8,879 628,79 447,46V. PERSONAL LOANS 1,30,463 1747,77 1428,40 2,08,987 3512,91 2846,53

1. Loans for Purchase of Consumer Durables 6,159 33,11 25,10 5,817 39,32 30,202. Loans for Housing 30,398 705,90 619,60 56,222 1629,33 1435,043. Rest of the Personal Loans 93,906 1008,76 783,71 1,46,948 1844,26 1381,28

VI. TRADE 43,694 445,07 348,02 50,898 1477,50 1108,701. Wholesale Trade 1,201 47,01 36,07 3,627 330,58 263,392. Retail Trade 42,493 398,06 311,95 47,271 1146,91 845,31

VII. FINANCE 457 16,75 14,56 628 56,91 32,44VIII. ALL OTHERS 26,432 410,02 319,36 32,322 624,55 485,22

TOTAL BANK CREDIT 6,63,741 9005,08 7350,30 5,68,036 12794,87 9943,70OF WHICH : 1. Artisans and Village & Tiny Industries 8,435 58,51 43,83 3,734 243,53 174,00

2. Other Small Scale Industries 5,591 300,13 201,46 9,774 1227,08 809,36

207

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: PUNJAB (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 51,719 1469,78 1140,43 7,241 548,27 485,891. Direct Finance 50,724 891,21 723,55 5,982 303,13 277,432. Indirect Finance 995 578,57 416,88 1,259 245,14 208,46

II. INDUSTRY 26,769 10152,55 6420,93 16,713 5110,74 3607,441. Mining & Quarrying 130 21,10 16,78 67 34,78 18,032. Food Manufacturing & Processing 1,432 482,90 364,79 441 404,93 232,93

(a) Rice Mills, Flour & Dal Mills 927 194,17 137,21 136 335,28 181,61(b) Sugar 11 78,69 55,15 1 4 3(c) Edible Oils & Vanaspati 80 83,30 70,92 22 10,15 8,22(d) Tea Processing – – – 2 13 4(e) Processing of Fruits & Vegetables 12 13,21 12,45 11 22,65 13,22(f) Others 402 113,53 89,06 269 36,68 29,81

3. Beverage & Tobacco 37 16,95 15,45 12 11,75 9,774. Textiles 3,793 3993,87 2286,71 6,392 2719,21 1813,49

(a) Cotton Textiles 691 1843,82 1160,39 1,458 1455,24 978,28(b) Jute & Other Natural Fibre Textiles 34 16,57 15,59 75 17,04 15,39(c) Handloom Textiles & Khadi 97 9,92 6,58 127 72,49 57,44(d) Other Textiles & Textile Products 2,971 2123,55 1104,15 4,732 1174,44 762,39

5. Paper, Paper Products & Printing 616 276,03 168,32 666 460,43 388,366. Leather & Leather Products 281 119,02 96,72 84 12,38 5,627. Rubber & Plastic Products 958 315,33 204,15 386 132,66 102,238. Chemicals & Chemical Products 651 225,36 144,32 509 102,96 84,20

(a) Heavy Industrial Chemicals 174 131,88 71,81 90 46,87 45,43(b) Fertilisers 13 8,57 7,99 13 1,66 1,41(c) Drugs & Pharmaceuticals 103 21,72 16,61 114 12,83 8,69(d) Non-Edible Oils 10 3,06 2,63 5 60 58(e) Other Chemicals & Chemical Products 351 60,13 45,27 287 41,00 28,09

9. Petroleum, Coal Products & Nuclear Fuels 44 7,01 4,54 33 13,23 11,0810. Manufacture of Cement & Cement Products 75 23,03 19,00 68 16,12 12,2011. Basic Metals & Metal Products 3,042 1118,03 755,13 1,383 378,78 316,10

(a) Iron & Steel 1,018 755,19 486,51 379 299,83 268,37(b) Non-Ferrous Metals 282 56,66 40,13 19 2,38 2,25(c) Metal Products 1,742 306,18 228,48 985 76,57 45,48

12. Engineering 4,120 919,01 692,73 1,614 309,30 213,34(a) Heavy Engineering 356 64,03 44,02 221 219,43 146,80(b) Light Engineering 2,362 678,62 501,66 1,014 71,82 54,50(c) Electrical Machinery & Goods 574 143,39 119,97 236 11,18 6,65(d) Electronic Machinery & Goods 828 32,97 27,08 143 6,88 5,38

13. Vehicles, Vehicle Parts & Transport Equipments 2,066 655,79 407,55 1,317 222,27 164,2914. Other Industries 8,069 920,89 460,07 2,458 151,78 127,9215. Electricity, Gas & Water 35 498,92 453,31 12 1,59 93

(a) Electricity Generation & Transmission 17 473,73 447,85 3 59 16(b) Non-Conventional Energy 2 32 32 1 4 2(c) Gas, Steam & Water Supply 16 24,87 5,14 8 95 74

16. Construction 1,420 559,32 331,36 1,271 138,58 106,94III. TRANSPORT OPERATORS 3,235 106,17 92,10 2,343 63,95 60,10IV. PROFESSIONAL AND OTHER SERVICES 7,775 803,84 636,30 7,530 360,77 270,89V. PERSONAL LOANS 2,38,944 5183,53 4210,46 1,58,507 3460,93 2730,41

1. Loans for Purchase of Consumer Durables 4,992 40,99 34,30 3,963 26,64 22,102. Loans for Housing 65,064 2710,36 2381,01 30,014 1402,83 1251,073. Rest of the Personal Loans 1,68,888 2432,17 1795,15 1,24,530 2031,46 1457,23

VI. TRADE 30,020 2296,13 1769,06 14,873 1069,07 843,191. Wholesale Trade 3,388 698,19 507,48 2,117 416,94 341,862. Retail Trade 26,632 1597,94 1261,59 12,756 652,12 501,34

VII. FINANCE 414 78,40 26,34 234 111,88 59,05VIII. ALL OTHERS 32,371 1303,79 966,13 20,418 495,27 358,73

TOTAL BANK CREDIT 3,91,247 21394,19 15261,76 2,27,859 11220,88 8415,71OF WHICH : 1. Artisans and Village & Tiny Industries 1,043 25,01 20,34 318 16,82 11,68

2. Other Small Scale Industries 17,168 2738,55 1824,05 10,945 1429,59 994,07

208

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: RAJASTHAN (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 9,04,832 5583,90 4879,15 4,28,431 3103,67 2694,301. Direct Finance 8,92,282 5447,21 4783,99 4,24,695 2900,74 2547,072. Indirect Finance 12,550 136,70 95,16 3,736 202,92 147,23

II. INDUSTRY 44,656 2071,05 1632,99 32,662 2747,33 1996,201. Mining & Quarrying 405 34,92 27,97 871 140,09 107,982. Food Manufacturing & Processing 2,427 76,84 62,62 2,375 335,19 258,63

(a) Rice Mills, Flour & Dal Mills 771 13,54 11,20 577 85,78 49,92(b) Sugar 4 2,57 2,35 19 1,58 1,38(c) Edible Oils & Vanaspati 190 37,29 32,10 363 175,60 155,58(d) Tea Processing 3 45 44 6 70 63(e) Processing of Fruits & Vegetables 17 1,45 1,29 15 2,13 2,03(f) Others 1,442 21,54 15,25 1,395 69,41 49,10

3. Beverage & Tobacco 18 1,75 82 36 19,99 17,874. Textiles 1,850 244,49 178,32 2,582 923,42 620,06

(a) Cotton Textiles 177 46,17 43,90 634 204,97 179,72(b) Jute & Other Natural Fibre Textiles 75 9,83 8,35 114 2,64 2,32(c) Handloom Textiles & Khadi 420 2,39 1,85 280 19,60 12,35(d) Other Textiles & Textile Products 1,178 186,11 124,21 1,554 696,20 425,67

5. Paper, Paper Products & Printing 141 7,96 6,33 325 18,64 13,456. Leather & Leather Products 1,239 5,03 3,46 1,430 4,92 3,487. Rubber & Plastic Products 232 70,94 36,48 287 64,11 33,638. Chemicals & Chemical Products 624 209,46 138,69 814 381,05 334,01

(a) Heavy Industrial Chemicals 51 78,52 19,21 80 33,11 23,10(b) Fertilisers 3 35,55 32,33 14 289,93 265,35(c) Drugs & Pharmaceuticals 36 72,24 69,63 325 7,79 5,47(d) Non-Edible Oils 5 1,28 1,18 14 2,11 1,38(e) Other Chemicals & Chemical Products 529 21,87 16,34 381 48,12 38,70

9. Petroleum, Coal Products & Nuclear Fuels 8 80 49 24 54,48 18,6310. Manufacture of Cement & Cement Products 284 566,28 498,21 367 64,39 26,6111. Basic Metals & Metal Products 562 178,03 144,79 731 118,27 91,55

(a) Iron & Steel 222 134,94 110,27 189 60,45 46,54(b) Non-Ferrous Metals 26 22,08 16,84 64 24,79 15,56(c) Metal Products 314 21,01 17,69 478 33,03 29,45

12. Engineering 993 147,95 125,87 947 117,41 100,13(a) Heavy Engineering 89 36,40 32,07 70 16,38 13,42(b) Light Engineering 658 16,93 13,58 652 30,08 23,67(c) Electrical Machinery & Goods 196 51,23 41,30 172 68,62 61,03(d) Electronic Machinery & Goods 50 43,39 38,92 53 2,34 2,02

13. Vehicles, Vehicle Parts & Transport Equipments 74 2,66 2,28 200 19,51 10,9914. Other Industries 32,966 184,53 144,54 18,603 306,58 228,0515. Electricity, Gas & Water 48 245,97 200,28 33 8,00 3,30

(a) Electricity Generation & Transmission 27 242,74 198,47 7 4,13 1,32(b) Non-Conventional Energy 1 5 4 3 11 11(c) Gas, Steam & Water Supply 20 3,19 1,77 23 3,76 1,87

16. Construction 2,785 93,45 61,82 3,037 171,29 127,83III. TRANSPORT OPERATORS 7,921 216,88 208,79 2,835 39,85 30,44IV. PROFESSIONAL AND OTHER SERVICES 22,989 194,83 161,82 18,655 238,27 190,39V. PERSONAL LOANS 1,90,977 2380,16 1945,97 2,66,792 3333,73 2683,30

1. Loans for Purchase of Consumer Durables 8,827 40,56 29,57 9,882 46,32 33,222. Loans for Housing 35,256 1137,04 988,13 48,003 1380,89 1202,513. Rest of the Personal Loans 1,46,894 1202,57 928,28 2,08,907 1906,52 1447,57

VI. TRADE 1,01,080 1886,78 1486,91 1,02,720 1248,28 940,381. Wholesale Trade 3,002 1409,04 1108,82 2,730 179,14 138,062. Retail Trade 98,078 477,74 378,10 99,990 1069,14 802,32

VII. FINANCE 1,725 163,79 108,69 590 54,55 37,92VIII. ALL OTHERS 32,486 157,48 132,91 18,351 161,82 124,44

TOTAL BANK CREDIT 13,06,666 12654,87 10557,23 8,71,036 10927,48 8697,38OF WHICH : 1. Artisans and Village & Tiny Industries 27,757 80,27 58,60 13,179 96,73 75,75

2. Other Small Scale Industries 11,903 369,24 295,24 13,626 723,62 547,51

209

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: RAJASTHAN (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 61,493 968,43 852,90 5,822 1043,38 937,811. Direct Finance 60,275 845,67 750,00 5,375 144,43 117,962. Indirect Finance 1,218 122,75 102,90 447 898,95 819,86

II. INDUSTRY 23,185 4311,98 3018,43 8,286 7900,53 6041,781. Mining & Quarrying 733 184,55 117,37 477 72,36 65,352. Food Manufacturing & Processing 1,594 183,66 135,20 528 126,92 94,76

(a) Rice Mills, Flour & Dal Mills 365 65,46 44,55 139 33,64 30,04(b) Sugar 9 78 80 3 5,70 3,35(c) Edible Oils & Vanaspati 279 64,41 46,75 128 27,97 18,87(d) Tea Processing 4 51 43 5 2,10 1,92(e) Processing of Fruits & Vegetables 13 78 71 1 5 –(f) Others 924 51,72 41,96 252 57,46 40,57

3. Beverage & Tobacco 54 14,50 10,64 17 26,00 19,144. Textiles 6,194 2011,97 1354,40 941 696,46 396,54

(a) Cotton Textiles 3,424 1088,08 632,89 130 152,97 134,20(b) Jute & Other Natural Fibre Textiles 1,093 22,04 18,22 18 1,00 71(c) Handloom Textiles & Khadi 243 107,93 80,12 40 7,59 5,46(d) Other Textiles & Textile Products 1,434 793,93 623,17 753 534,90 256,17

5. Paper, Paper Products & Printing 458 41,30 33,97 308 62,72 54,416. Leather & Leather Products 482 4,31 3,61 79 13,34 11,797. Rubber & Plastic Products 418 60,62 45,67 275 103,99 79,038. Chemicals & Chemical Products 1,010 258,54 139,27 317 106,36 80,04

(a) Heavy Industrial Chemicals 108 27,56 21,14 32 23,32 11,41(b) Fertilisers 29 147,49 59,95 2 4,15 4,14(c) Drugs & Pharmaceuticals 394 19,71 17,36 91 47,72 43,48(d) Non-Edible Oils 13 4,68 1,54 2 1,16 81(e) Other Chemicals & Chemical Products 466 59,10 39,28 190 30,01 20,20

9. Petroleum, Coal Products & Nuclear Fuels 20 3,12 2,98 16 3,28 1,5610. Manufacture of Cement & Cement Products 452 228,42 147,80 97 36,62 26,8211. Basic Metals & Metal Products 958 329,94 259,71 789 452,62 240,60

(a) Iron & Steel 252 106,32 90,58 241 218,66 95,93(b) Non-Ferrous Metals 77 78,52 57,25 70 165,31 95,79(c) Metal Products 629 145,10 111,88 478 68,65 48,88

12. Engineering 1,492 264,85 181,95 901 573,26 432,25(a) Heavy Engineering 607 29,52 24,48 52 52,32 34,69(b) Light Engineering 560 55,80 47,55 209 46,64 33,62(c) Electrical Machinery & Goods 256 94,86 72,60 458 334,09 275,32(d) Electronic Machinery & Goods 69 84,68 37,31 182 140,21 88,62

13. Vehicles, Vehicle Parts & Transport Equipments 138 30,95 26,39 124 91,20 79,8514. Other Industries 6,950 427,43 327,93 1,956 627,18 475,8815. Electricity, Gas & Water 41 63,04 59,74 99 2662,12 2231,85

(a) Electricity Generation & Transmission 20 58,51 55,81 92 2657,23 2227,33(b) Non-Conventional Energy 5 2,70 2,70 2 4,31 4,34(c) Gas, Steam & Water Supply 16 1,83 1,23 5 58 18

16. Construction 2,191 204,79 171,81 1,362 2246,10 1751,91III. TRANSPORT OPERATORS 9,507 192,87 171,76 5,820 335,61 257,13IV. PROFESSIONAL AND OTHER SERVICES 17,600 568,32 465,90 10,716 817,23 630,08V. PERSONAL LOANS 3,21,643 4682,52 3736,95 2,03,055 4316,68 3462,19

1. Loans for Purchase of Consumer Durables 7,236 43,24 33,61 4,054 26,98 20,572. Loans for Housing 57,833 2003,05 1772,31 42,638 2218,59 2006,253. Rest of the Personal Loans 2,56,574 2636,23 1931,03 1,56,363 2071,10 1435,37

VI. TRADE 56,695 1516,32 1119,45 11,707 1437,66 1011,331. Wholesale Trade 3,436 380,87 299,25 1,305 427,57 255,092. Retail Trade 53,259 1135,45 820,19 10,402 1010,08 756,24

VII. FINANCE 510 24,31 13,21 171 282,84 272,77VIII. ALL OTHERS 28,030 640,26 438,62 12,586 592,26 392,02

TOTAL BANK CREDIT 5,18,663 12905,01 9817,21 2,58,163 16726,18 13005,10OF WHICH : 1. Artisans and Village & Tiny Industries 2,522 33,90 25,31 358 9,24 7,68

2. Other Small Scale Industries 10,079 930,57 720,91 3,941 828,71 596,03

210

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONCHANDIGARH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 1,124 137,94 62,74 76 93,73 91,071. Direct Finance 1,097 59,51 25,43 18 4,06 3,232. Indirect Finance 27 78,43 37,31 58 89,67 87,84

II. INDUSTRY 222 142,04 107,75 138 219,20 141,211. Mining & Quarrying – – – 1 20 –2. Food Manufacturing & Processing 39 1,63 1,55 10 18,77 14,80

(a) Rice Mills, Flour & Dal Mills 27 90 82 3 1,62 1,09(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 3 6,52 4,56(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 12 73 74 4 10,63 9,16

3. Beverage & Tobacco 2 10,03 1,55 5 3,99 2,754. Textiles 8 15,56 13,57 10 16,90 10,72

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – 1 4 4(d) Other Textiles & Textile Products 8 15,56 13,57 9 16,86 10,68

5. Paper, Paper Products & Printing 10 5,48 2,02 8 6,97 6,446. Leather & Leather Products 2 2 2 2 40 337. Rubber & Plastic Products 1 4 – – – –8. Chemicals & Chemical Products 6 5,16 5,15 16 59,96 42,47

(a) Heavy Industrial Chemicals – – – 12 56,18 39,88(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 2 5,05 5,05 2 3,34 2,24(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 4 11 10 2 43 35

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – 2 11 1111. Basic Metals & Metal Products 20 3,79 3,04 22 59,17 26,38

(a) Iron & Steel 17 2,71 1,96 15 53,21 20,79(b) Non-Ferrous Metals – – – – – –(c) Metal Products 3 1,08 1,08 7 5,96 5,59

12. Engineering 33 61,80 47,51 28 14,55 11,68(a) Heavy Engineering 7 36,42 22,16 – – –(b) Light Engineering 14 8,71 8,18 13 6,16 3,58(c) Electrical Machinery & Goods 6 22 20 11 1,66 1,35(d) Electronic Machinery & Goods 6 16,45 16,98 4 6,73 6,75

13. Vehicles, Vehicle Parts & Transport Equipments 10 13,38 10,94 7 5,01 3,6114. Other Industries 69 4,20 3,93 21 2,10 1,8115. Electricity, Gas & Water 1 20,00 17,97 1 3 3

(a) Electricity Generation & Transmission 1 20,00 17,97 – – –(b) Non-Conventional Energy – – – 1 3 3(c) Gas, Steam & Water Supply – – – – – –

16. Construction 21 94 50 5 31,03 20,08III. TRANSPORT OPERATORS 33 82 48 5 20 14IV. PROFESSIONAL AND OTHER SERVICES 673 33,55 31,47 38 79,92 69,21V. PERSONAL LOANS 7,895 234,40 179,33 898 64,42 56,10

1. Loans for Purchase of Consumer Durables 128 98 88 5 2 12. Loans for Housing 2,459 85,31 75,60 315 36,97 34,313. Rest of the Personal Loans 5,308 148,11 102,85 578 27,42 21,78

VI. TRADE 566 17,04 12,20 140 28,25 24,291. Wholesale Trade 20 2,74 1,75 28 13,68 12,042. Retail Trade 546 14,30 10,44 112 14,57 12,25

VII. FINANCE 11 52 52 – – –VIII. ALL OTHERS 1,454 76,28 39,69 94 8,69 6,27

TOTAL BANK CREDIT 11,978 642,60 434,18 1,389 494,40 388,29OF WHICH : 1. Artisans and Village & Tiny Industries 10 18 16 1 15 12

2. Other Small Scale Industries 114 10,81 7,88 64 28,00 22,02

211

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONCHANDIGARH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 16,779 2426,66 2038,76 – – –1. Direct Finance 16,239 673,07 531,97 – – –2. Indirect Finance 540 1753,59 1506,79 – – –

II. INDUSTRY 11,044 7138,19 5161,07 – – –1. Mining & Quarrying 19 41,83 38,06 – – –2. Food Manufacturing & Processing 204 479,94 357,30 – – –

(a) Rice Mills, Flour & Dal Mills 29 138,84 95,27 – – –(b) Sugar 12 88,61 69,18 – – –(c) Edible Oils & Vanaspati 17 97,02 56,36 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 7 7,18 4,76 – – –(f) Others 139 148,29 131,73 – – –

3. Beverage & Tobacco 11 32,50 23,70 – – –4. Textiles 873 1148,65 778,03 – – –

(a) Cotton Textiles 420 270,85 217,62 – – –(b) Jute & Other Natural Fibre Textiles 242 4,32 3,04 – – –(c) Handloom Textiles & Khadi 1 12 9 – – –(d) Other Textiles & Textile Products 210 873,37 557,28 – – –

5. Paper, Paper Products & Printing 173 114,13 87,70 – – –6. Leather & Leather Products 36 77,25 63,61 – – –7. Rubber & Plastic Products 111 70,05 29,71 – – –8. Chemicals & Chemical Products 401 1019,95 632,36 – – –

(a) Heavy Industrial Chemicals 52 143,62 115,27 – – –(b) Fertilisers 4 3,69 3,22 – – –(c) Drugs & Pharmaceuticals 242 775,73 444,56 – – –(d) Non-Edible Oils 2 2,50 2,45 – – –(e) Other Chemicals & Chemical Products 101 94,41 66,86 – – –

9. Petroleum, Coal Products & Nuclear Fuels 11 2,62 2,36 – – –10. Manufacture of Cement & Cement Products 21 19,82 17,22 – – –11. Basic Metals & Metal Products 1,016 1277,78 789,97 – – –

(a) Iron & Steel 177 1143,95 699,12 – – –(b) Non-Ferrous Metals 76 33,11 19,34 – – –(c) Metal Products 763 100,72 71,51 – – –

12. Engineering 636 494,88 325,43 – – –(a) Heavy Engineering 71 206,95 105,92 – – –(b) Light Engineering 388 98,43 56,68 – – –(c) Electrical Machinery & Goods 110 90,01 73,30 – – –(d) Electronic Machinery & Goods 67 99,49 89,53 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 187 148,63 105,76 – – –14. Other Industries 6,988 1030,78 980,75 – – –15. Electricity, Gas & Water 10 205,80 187,52 – – –

(a) Electricity Generation & Transmission 8 205,48 187,29 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 2 32 22 – – –

16. Construction 347 973,58 741,60 – – –III. TRANSPORT OPERATORS 2,214 99,96 96,63 – – –IV. PROFESSIONAL AND OTHER SERVICES 5,359 772,85 556,88 – – –V. PERSONAL LOANS 1,16,727 4111,45 3420,10 – – –

1. Loans for Purchase of Consumer Durables 3,589 27,65 20,44 – – –2. Loans for Housing 29,002 2485,24 2201,12 – – –3. Rest of the Personal Loans 84,136 1598,55 1198,54 – – –

VI. TRADE 5,145 4880,03 2500,34 – – –1. Wholesale Trade 897 3990,33 1977,89 – – –2. Retail Trade 4,248 889,69 522,45 – – –

VII. FINANCE 133 1033,42 944,85 – – –VIII. ALL OTHERS 11,147 504,14 298,99 – – –

TOTAL BANK CREDIT 1,68,548 20966,69 15017,62 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 60 2,25 1,44 – – –

2. Other Small Scale Industries 7,876 490,87 406,80 – – –

212

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: DELHI (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 1,307 202,83 157,12 280 3,29 2,691. Direct Finance 1,222 28,93 24,19 245 2,23 1,852. Indirect Finance 85 173,90 132,93 35 1,06 84

II. INDUSTRY 1,524 2930,99 1929,80 274 523,86 350,151. Mining & Quarrying 24 26,01 23,83 1 4 42. Food Manufacturing & Processing 89 177,04 98,58 14 37 35

(a) Rice Mills, Flour & Dal Mills 35 145,53 77,85 7 13 13(b) Sugar 2 1,04 45 – – –(c) Edible Oils & Vanaspati 11 8,22 2,96 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 41 22,26 17,32 7 24 22

3. Beverage & Tobacco 2 50,15 50,15 – – –4. Textiles 186 257,43 168,73 34 373,14 211,33

(a) Cotton Textiles 33 45,39 26,45 3 7,98 7,98(b) Jute & Other Natural Fibre Textiles 4 22 13 1 – –(c) Handloom Textiles & Khadi 11 12,85 9,43 – – –(d) Other Textiles & Textile Products 138 198,97 132,72 30 365,16 203,35

5. Paper, Paper Products & Printing 72 118,17 104,58 15 92 756. Leather & Leather Products 34 55,54 48,71 – – –7. Rubber & Plastic Products 85 137,54 109,13 19 11,00 8,048. Chemicals & Chemical Products 110 266,08 195,88 28 19,01 13,92

(a) Heavy Industrial Chemicals 21 38,35 26,35 1 3,00 1,91(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 26 162,16 119,34 21 18 18(d) Non-Edible Oils 1 12,00 5,73 – – –(e) Other Chemicals & Chemical Products 62 53,56 44,46 6 15,83 11,82

9. Petroleum, Coal Products & Nuclear Fuels 2 275,35 25 – – –10. Manufacture of Cement & Cement Products 12 16,79 13,67 2 4,20 4,1411. Basic Metals & Metal Products 143 402,91 322,95 14 3,72 2,66

(a) Iron & Steel 94 324,69 266,40 5 2,28 1,62(b) Non-Ferrous Metals 22 8,28 5,48 3 12 7(c) Metal Products 27 69,94 51,08 6 1,32 97

12. Engineering 199 192,25 151,20 17 1,04 65(a) Heavy Engineering 18 11,93 8,69 – – –(b) Light Engineering 75 56,62 47,69 5 22 11(c) Electrical Machinery & Goods 70 46,94 34,47 11 81 54(d) Electronic Machinery & Goods 36 76,75 60,35 1 1 1

13. Vehicles, Vehicle Parts & Transport Equipments 33 126,20 102,40 4 5,51 5,5214. Other Industries 372 190,90 95,67 110 1,34 1,1215. Electricity, Gas & Water 6 54,03 25,80 3 100,14 100,79

(a) Electricity Generation & Transmission 4 53,92 25,70 2 100,10 100,75(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 2 11 9 1 4 4

16. Construction 155 584,60 418,26 13 3,44 84III. TRANSPORT OPERATORS 116 9,78 7,67 43 73 55IV. PROFESSIONAL AND OTHER SERVICES 851 279,53 195,80 490 14,40 10,24V. PERSONAL LOANS 14,248 487,54 416,38 6,625 89,11 73,43

1. Loans for Purchase of Consumer Durables 122 1,23 94 423 3,16 2,552. Loans for Housing 2,717 249,84 226,41 585 23,02 21,213. Rest of the Personal Loans 11,409 236,47 189,03 5,617 62,93 49,68

VI. TRADE 1,651 3823,97 3197,63 449 22,26 18,571. Wholesale Trade 249 3680,70 3092,23 20 13,92 12,252. Retail Trade 1,402 143,28 105,40 429 8,34 6,32

VII. FINANCE 11 329,37 306,92 1 1,20 1,24VIII. ALL OTHERS 1,182 56,47 31,83 1,133 11,19 7,61

TOTAL BANK CREDIT 20,890 8120,48 6243,14 9,295 666,04 464,48OF WHICH : 1. Artisans and Village & Tiny Industries 285 15,60 11,13 69 1,42 1,10

2. Other Small Scale Industries 555 218,19 164,65 67 8,04 7,47

213

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTHERN REGIONSTATE: DELHI (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE – – – 6,686 14565,66 11511,631. Direct Finance – – – 4,006 1637,14 1222,202. Indirect Finance – – – 2,680 12928,52 10289,42

II. INDUSTRY – – – 1,23,516 122678,91 78746,871. Mining & Quarrying – – – 305 3616,90 2862,072. Food Manufacturing & Processing – – – 2,657 5533,16 3886,31

(a) Rice Mills, Flour & Dal Mills – – – 595 2052,67 1609,72(b) Sugar – – – 76 797,30 560,21(c) Edible Oils & Vanaspati – – – 136 601,40 449,09(d) Tea Processing – – – 13 4,63 4,08(e) Processing of Fruits & Vegetables – – – 49 86,75 60,84(f) Others – – – 1,788 1990,43 1202,38

3. Beverage & Tobacco – – – 270 1117,82 820,244. Textiles – – – 64,910 8706,49 6005,07

(a) Cotton Textiles – – – 51,351 2594,15 1743,67(b) Jute & Other Natural Fibre Textiles – – – 344 24,98 16,07(c) Handloom Textiles & Khadi – – – 2,172 214,36 123,09(d) Other Textiles & Textile Products – – – 11,043 5873,00 4122,24

5. Paper, Paper Products & Printing – – – 3,801 3094,54 2393,886. Leather & Leather Products – – – 1,324 638,83 498,057. Rubber & Plastic Products – – – 2,989 1505,99 1161,228. Chemicals & Chemical Products – – – 4,687 10303,96 6229,78

(a) Heavy Industrial Chemicals – – – 482 3745,10 1332,64(b) Fertilisers – – – 73 2680,48 2214,04(c) Drugs & Pharmaceuticals – – – 2,199 1664,12 1018,31(d) Non-Edible Oils – – – 56 97,52 79,82(e) Other Chemicals & Chemical Products – – – 1,877 2116,74 1584,97

9. Petroleum, Coal Products & Nuclear Fuels – – – 122 2452,64 2312,6010. Manufacture of Cement & Cement Products – – – 1,349 1694,76 1335,4411. Basic Metals & Metal Products – – – 3,763 11900,30 5937,49

(a) Iron & Steel – – – 1,399 7152,72 4243,59(b) Non-Ferrous Metals – – – 464 971,80 455,19(c) Metal Products – – – 1,900 3775,77 1238,71

12. Engineering – – – 14,619 8451,89 5775,12(a) Heavy Engineering – – – 659 1079,56 815,65(b) Light Engineering – – – 7,509 1830,17 1330,59(c) Electrical Machinery & Goods – – – 4,940 2661,63 1731,15(d) Electronic Machinery & Goods – – – 1,511 2880,53 1897,72

13. Vehicles, Vehicle Parts & Transport Equipments – – – 2,099 4963,43 3298,6314. Other Industries – – – 13,950 16242,03 4780,3515. Electricity, Gas & Water – – – 328 17565,54 13003,41

(a) Electricity Generation & Transmission – – – 233 16023,17 11655,70(b) Non-Conventional Energy – – – 31 269,58 248,80(c) Gas, Steam & Water Supply – – – 64 1272,78 1098,91

16. Construction – – – 6,343 24890,63 18447,22III. TRANSPORT OPERATORS – – – 8,184 1141,74 1020,31IV. PROFESSIONAL AND OTHER SERVICES – – – 45,497 21042,27 13979,26V. PERSONAL LOANS – – – 16,84,032 41217,78 30748,49

1. Loans for Purchase of Consumer Durables – – – 33,048 349,95 298,602. Loans for Housing – – – 1,61,519 18339,73 15945,713. Rest of the Personal Loans – – – 14,89,465 22528,10 14504,18

VI. TRADE – – – 47,997 25486,70 16657,991. Wholesale Trade – – – 18,435 16499,43 11944,052. Retail Trade – – – 29,562 8987,28 4713,94

VII. FINANCE – – – 1,595 22310,25 18165,85VIII. ALL OTHERS – – – 2,09,309 9903,89 5948,51

TOTAL BANK CREDIT – – – 21,26,816 258347,21 176778,91OF WHICH : 1. Artisans and Village & Tiny Industries – – – 1,695 124,73 95,96

2. Other Small Scale Industries – – – 57,197 4953,82 3718,33

214

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: ARUNACHAL PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 7,370 52,36 42,95 3,407 24,24 22,461. Direct Finance 6,735 40,00 30,90 3,333 19,85 18,512. Indirect Finance 635 12,36 12,05 74 4,39 3,95

II. INDUSTRY 1,161 148,74 95,93 1,058 30,20 23,561. Mining & Quarrying 7 1,03 37 2 17 152. Food Manufacturing & Processing 87 6,40 5,02 99 1,45 1,11

(a) Rice Mills, Flour & Dal Mills 71 66 56 10 11 8(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 20 17 15(d) Tea Processing 5 2,59 2,33 2 12 12(e) Processing of Fruits & Vegetables – – – 7 30 23(f) Others 11 3,15 2,13 60 76 53

3. Beverage & Tobacco 4 1,32 1,23 – – –4. Textiles 58 73,35 38,35 105 9,03 5,26

(a) Cotton Textiles 5 1,70 1,23 13 1,24 1,05(b) Jute & Other Natural Fibre Textiles – – – 5 10 5(c) Handloom Textiles & Khadi 28 59,62 24,28 21 1,45 46(d) Other Textiles & Textile Products 25 12,03 12,83 66 6,24 3,69

5. Paper, Paper Products & Printing 18 5,19 4,19 – – –6. Leather & Leather Products 2 5 5 1 2 17. Rubber & Plastic Products 16 3,92 3,78 2 7 78. Chemicals & Chemical Products 21 8,05 7,92 5 26 24

(a) Heavy Industrial Chemicals 5 2,34 96 – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 6 5,46 6,72 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 10 25 24 5 26 24

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – 3 15 1411. Basic Metals & Metal Products 13 6,81 5,84 18 1,35 95

(a) Iron & Steel 5 6,41 5,58 4 22 16(b) Non-Ferrous Metals 1 10 5 – – –(c) Metal Products 7 30 21 14 1,13 79

12. Engineering 11 2,15 1,81 4 5 4(a) Heavy Engineering 1 3 3 – – –(b) Light Engineering 6 63 51 3 3 2(c) Electrical Machinery & Goods 4 1,50 1,27 – – –(d) Electronic Machinery & Goods – – – 1 2 2

13. Vehicles, Vehicle Parts & Transport Equipments 4 12 13 39 95 8714. Other Industries 604 19,61 12,44 549 7,02 5,9315. Electricity, Gas & Water 2 5 2 1 4 4

(a) Electricity Generation & Transmission 2 5 2 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – 1 4 4

16. Construction 314 20,69 14,79 230 9,63 8,75III. TRANSPORT OPERATORS 432 6,53 5,13 452 9,87 8,76IV. PROFESSIONAL AND OTHER SERVICES 378 58,95 48,75 430 42,08 41,72V. PERSONAL LOANS 10,781 128,04 100,76 10,723 123,91 99,08

1. Loans for Purchase of Consumer Durables 520 1,85 1,54 544 4,41 4,492. Loans for Housing 497 29,11 25,87 699 13,98 12,933. Rest of the Personal Loans 9,764 97,08 73,35 9,480 105,52 81,66

VI. TRADE 1,556 33,43 29,00 1,905 35,00 32,081. Wholesale Trade 68 8,27 7,76 81 5,94 5,652. Retail Trade 1,488 25,15 21,25 1,824 29,06 26,43

VII. FINANCE 6 1,60 1,55 3 45 39VIII. ALL OTHERS 368 9,63 8,75 2,366 40,00 38,99

TOTAL BANK CREDIT 22,052 439,28 332,83 20,344 305,75 267,04OF WHICH : 1. Artisans and Village & Tiny Industries 587 7,91 5,97 267 3,41 2,93

2. Other Small Scale Industries 158 40,75 26,63 464 7,17 4,99

Note:There are no Urban and Metropolitan Centres in Arunachal Pradesh

215

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: ASSAM (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 1,91,735 620,48 509,49 56,683 246,05 209,281. Direct Finance 1,88,076 488,99 413,36 55,652 205,29 173,082. Indirect Finance 3,659 131,49 96,13 1,031 40,77 36,20

II. INDUSTRY 33,887 1655,42 1067,26 18,418 1215,23 611,241. Mining & Quarrying 47 11,21 10,35 89 15,49 10,452. Food Manufacturing & Processing 1,331 214,35 161,24 1,384 162,07 119,01

(a) Rice Mills, Flour & Dal Mills 601 16,33 13,33 750 33,67 25,18(b) Sugar – – – 1 4 3(c) Edible Oils & Vanaspati 42 10,74 10,00 58 3,30 2,47(d) Tea Processing 115 158,36 114,28 136 83,81 61,25(e) Processing of Fruits & Vegetables 24 7,05 4,97 15 1,91 1,78(f) Others 549 21,85 18,66 424 39,35 28,29

3. Beverage & Tobacco 20 1,04 88 21 1,79 1,654. Textiles 2,738 490,37 386,20 1,166 21,83 17,31

(a) Cotton Textiles 901 123,96 29,88 441 6,59 5,18(b) Jute & Other Natural Fibre Textiles 117 4,99 4,39 103 2,23 1,88(c) Handloom Textiles & Khadi 1,271 6,70 5,76 304 2,46 1,74(d) Other Textiles & Textile Products 449 354,72 346,17 318 10,55 8,51

5. Paper, Paper Products & Printing 123 9,40 8,05 176 450,25 6,866. Leather & Leather Products 27 63 51 13 1,37 947. Rubber & Plastic Products 45 25,73 23,62 26 1,73 1,468. Chemicals & Chemical Products 302 28,10 19,58 824 13,38 7,65

(a) Heavy Industrial Chemicals 13 14,13 7,79 3 11 10(b) Fertilisers 5 6,13 6,04 – – –(c) Drugs & Pharmaceuticals 254 2,15 1,94 760 5,76 5,23(d) Non-Edible Oils – – – 2 41 24(e) Other Chemicals & Chemical Products 30 5,70 3,80 59 7,10 2,08

9. Petroleum, Coal Products & Nuclear Fuels 11 327,27 78,26 13 23,86 23,8410. Manufacture of Cement & Cement Products 153 18,45 10,12 76 4,25 3,7311. Basic Metals & Metal Products 202 37,66 21,76 167 8,82 8,20

(a) Iron & Steel 21 15,96 11,19 23 2,70 2,59(b) Non-Ferrous Metals 16 1,44 1,43 6 52 50(c) Metal Products 165 20,26 9,14 138 5,60 5,11

12. Engineering 185 55,40 40,24 238 20,09 11,11(a) Heavy Engineering 11 3,14 97 11 2,74 2,39(b) Light Engineering 95 13,11 8,41 52 2,99 2,16(c) Electrical Machinery & Goods 49 32,84 25,09 151 13,75 6,04(d) Electronic Machinery & Goods 30 6,30 5,77 24 60 52

13. Vehicles, Vehicle Parts & Transport Equipments 116 8,45 7,01 104 2,29 2,1014. Other Industries 24,755 262,42 192,27 9,241 200,26 161,7915. Electricity, Gas & Water 15 5,24 5,17 66 166,05 128,43

(a) Electricity Generation & Transmission 1 15 14 9 50,99 25,83(b) Non-Conventional Energy 4 4,74 4,72 1 59 59(c) Gas, Steam & Water Supply 10 35 30 56 114,47 102,01

16. Construction 3,817 159,70 102,01 4,814 121,69 106,74III. TRANSPORT OPERATORS 8,071 64,28 47,03 4,289 90,96 67,61IV. PROFESSIONAL AND OTHER SERVICES 14,969 81,75 61,63 7,705 106,08 80,12V. PERSONAL LOANS 1,81,496 1598,23 1303,75 1,54,568 1612,49 1299,40

1. Loans for Purchase of Consumer Durables 14,659 83,19 65,09 9,525 57,79 46,552. Loans for Housing 25,133 564,14 494,85 18,884 472,89 408,233. Rest of the Personal Loans 1,41,704 950,90 743,81 1,26,159 1081,82 844,62

VI. TRADE 64,271 418,43 346,46 31,779 487,59 389,881. Wholesale Trade 1,794 67,23 52,61 2,428 102,51 81,782. Retail Trade 62,477 351,20 293,85 29,351 385,09 308,10

VII. FINANCE 1,395 7,67 6,47 125 7,69 6,70VIII. ALL OTHERS 37,669 309,33 169,29 22,691 186,65 162,10

TOTAL BANK CREDIT 5,33,493 4755,59 3511,38 2,96,258 3952,75 2826,34OF WHICH : 1. Artisans and Village & Tiny Industries 19,990 112,89 93,30 7,382 93,27 74,50

2. Other Small Scale Industries 6,446 226,91 170,81 2,989 123,55 91,61

216

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: ASSAM (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 10,875 190,59 151,59 – – –1. Direct Finance 10,486 169,74 133,13 – – –2. Indirect Finance 389 20,85 18,46 – – –

II. INDUSTRY 9,870 1634,53 1248,69 – – –1. Mining & Quarrying 65 316,73 163,20 – – –2. Food Manufacturing & Processing 523 136,02 105,41 – – –

(a) Rice Mills, Flour & Dal Mills 141 22,22 16,95 – – –(b) Sugar 2 62 62 – – –(c) Edible Oils & Vanaspati 14 6,60 5,69 – – –(d) Tea Processing 117 75,25 55,42 – – –(e) Processing of Fruits & Vegetables 7 1,33 1,05 – – –(f) Others 242 30,00 25,69 – – –

3. Beverage & Tobacco 24 19,59 14,08 – – –4. Textiles 2,014 105,26 99,91 – – –

(a) Cotton Textiles 820 69,07 65,76 – – –(b) Jute & Other Natural Fibre Textiles 854 13,91 12,71 – – –(c) Handloom Textiles & Khadi 71 1,72 1,53 – – –(d) Other Textiles & Textile Products 269 20,55 19,91 – – –

5. Paper, Paper Products & Printing 355 45,21 36,74 – – –6. Leather & Leather Products 17 68 65 – – –7. Rubber & Plastic Products 183 29,53 21,34 – – –8. Chemicals & Chemical Products 190 81,95 37,22 – – –

(a) Heavy Industrial Chemicals 8 46,94 6,99 – – –(b) Fertilisers 1 3 1 – – –(c) Drugs & Pharmaceuticals 85 22,08 20,78 – – –(d) Non-Edible Oils 5 35 25 – – –(e) Other Chemicals & Chemical Products 91 12,55 9,19 – – –

9. Petroleum, Coal Products & Nuclear Fuels 48 227,16 214,24 – – –10. Manufacture of Cement & Cement Products 85 25,66 23,16 – – –11. Basic Metals & Metal Products 309 209,78 153,80 – – –

(a) Iron & Steel 84 158,84 112,62 – – –(b) Non-Ferrous Metals 18 24,09 17,20 – – –(c) Metal Products 207 26,86 23,97 – – –

12. Engineering 213 28,48 23,95 – – –(a) Heavy Engineering 26 12,36 10,87 – – –(b) Light Engineering 72 5,71 3,99 – – –(c) Electrical Machinery & Goods 83 8,35 7,47 – – –(d) Electronic Machinery & Goods 32 2,06 1,62 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 83 42,08 41,51 – – –14. Other Industries 2,960 143,19 128,03 – – –15. Electricity, Gas & Water 15 31,64 26,36 – – –

(a) Electricity Generation & Transmission 9 30,25 25,73 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 6 1,40 63 – – –

16. Construction 2,786 191,57 159,08 – – –III. TRANSPORT OPERATORS 5,078 105,26 93,21 – – –IV. PROFESSIONAL AND OTHER SERVICES 4,630 317,27 211,11 – – –V. PERSONAL LOANS 1,42,518 1656,11 1368,03 – – –

1. Loans for Purchase of Consumer Durables 7,850 42,58 33,80 – – –2. Loans for Housing 14,417 504,25 437,27 – – –3. Rest of the Personal Loans 1,20,251 1109,27 896,96 – – –

VI. TRADE 19,050 781,13 570,59 – – –1. Wholesale Trade 1,627 265,70 162,60 – – –2. Retail Trade 17,423 515,43 407,98 – – –

VII. FINANCE 80 28,52 27,15 – – –VIII. ALL OTHERS 18,455 237,60 187,94 – – –

TOTAL BANK CREDIT 2,10,556 4951,01 3858,31 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 1,215 18,05 16,95 – – –

2. Other Small Scale Industries 2,917 228,23 187,41 – – –

217

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MANIPUR (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 11,367 37,96 31,73 3,382 12,40 11,181. Direct Finance 11,261 37,60 31,41 3,267 11,76 10,642. Indirect Finance 106 36 32 115 64 54

II. INDUSTRY 3,573 43,42 39,92 2,059 18,98 17,411. Mining & Quarrying 2 14 10 2 7 92. Food Manufacturing & Processing 25 4,21 4,46 19 76 45

(a) Rice Mills, Flour & Dal Mills 11 1,48 1,31 8 16 12(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 1 3 3 1 3 3(d) Tea Processing 1 2,32 2,75 – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 12 38 37 10 57 30

3. Beverage & Tobacco – – – – – –4. Textiles 228 40 41 1 1 1

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 171 4 4 1 1 1(d) Other Textiles & Textile Products 57 35 36 – – –

5. Paper, Paper Products & Printing 7 20 19 4 29 216. Leather & Leather Products 2 5 5 – – –7. Rubber & Plastic Products 1 5 5 1 4 48. Chemicals & Chemical Products – – – – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products – – – – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products 5 10 9 4 33 34

(a) Iron & Steel – – – 2 28 28(b) Non-Ferrous Metals – – – – – –(c) Metal Products 5 10 9 2 6 6

12. Engineering 15 18 18 3 4 3(a) Heavy Engineering – – – – – –(b) Light Engineering 10 11 10 2 1 1(c) Electrical Machinery & Goods 1 1 1 – – –(d) Electronic Machinery & Goods 4 7 7 1 3 2

13. Vehicles, Vehicle Parts & Transport Equipments 1 17 16 1 – –14. Other Industries 1,723 5,86 5,51 1,482 7,10 6,8415. Electricity, Gas & Water 1 4 4 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 4 4 – – –

16. Construction 1,563 32,02 28,70 542 10,34 9,42III. TRANSPORT OPERATORS 384 1,83 1,49 93 94 87IV. PROFESSIONAL AND OTHER SERVICES 271 5,08 4,92 325 3,05 2,77V. PERSONAL LOANS 5,712 58,00 50,29 6,634 89,11 78,23

1. Loans for Purchase of Consumer Durables 519 2,82 2,18 162 1,13 962. Loans for Housing 569 16,35 14,80 1,428 43,92 39,923. Rest of the Personal Loans 4,624 38,83 33,31 5,044 44,06 37,35

VI. TRADE 2,245 7,85 6,82 1,311 11,93 10,331. Wholesale Trade 14 48 45 38 1,41 1,312. Retail Trade 2,231 7,37 6,37 1,273 10,53 9,03

VII. FINANCE 40 7 6 49 7 6VIII. ALL OTHERS 227 1,62 1,58 578 4,06 3,76

TOTAL BANK CREDIT 23,819 155,83 136,80 14,431 140,55 124,62OF WHICH : 1. Artisans and Village & Tiny Industries 1,671 5,33 5,24 1,260 5,51 5,05

2. Other Small Scale Industries 166 3,43 2,98 240 2,38 2,23

218

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MANIPUR (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 4,064 26,81 22,61 – – –1. Direct Finance 3,875 18,39 16,01 – – –2. Indirect Finance 189 8,42 6,60 – – –

II. INDUSTRY 2,691 60,76 55,72 – – –1. Mining & Quarrying 1 25 25 – – –2. Food Manufacturing & Processing 119 5,18 4,90 – – –

(a) Rice Mills, Flour & Dal Mills 31 1,95 1,93 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 4 20 19 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 3 37 32 – – –(f) Others 81 2,65 2,46 – – –

3. Beverage & Tobacco 2 16 16 – – –4. Textiles 179 2,56 2,49 – – –

(a) Cotton Textiles 30 31 32 – – –(b) Jute & Other Natural Fibre Textiles 10 10 10 – – –(c) Handloom Textiles & Khadi 23 76 69 – – –(d) Other Textiles & Textile Products 116 1,39 1,39 – – –

5. Paper, Paper Products & Printing 60 2,91 2,76 – – –6. Leather & Leather Products 12 58 53 – – –7. Rubber & Plastic Products 12 73 75 – – –8. Chemicals & Chemical Products 2 10 4 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 2 10 4 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products 3 72 42 – – –11. Basic Metals & Metal Products 39 1,23 1,06 – – –

(a) Iron & Steel 6 43 34 – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products 33 80 72 – – –

12. Engineering 20 1,14 1,07 – – –(a) Heavy Engineering 7 67 65 – – –(b) Light Engineering 6 9 9 – – –(c) Electrical Machinery & Goods 5 32 28 – – –(d) Electronic Machinery & Goods 2 6 5 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 4 20 18 – – –14. Other Industries 843 9,88 9,28 – – –15. Electricity, Gas & Water 2 32 26 – – –

(a) Electricity Generation & Transmission 2 32 26 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 1,393 34,82 31,58 – – –III. TRANSPORT OPERATORS 334 8,52 7,65 – – –IV. PROFESSIONAL AND OTHER SERVICES 469 16,15 13,95 – – –V. PERSONAL LOANS 16,802 240,13 203,62 – – –

1. Loans for Purchase of Consumer Durables 1,070 7,57 4,20 – – –2. Loans for Housing 2,931 89,26 78,65 – – –3. Rest of the Personal Loans 12,801 143,30 120,77 – – –

VI. TRADE 2,073 61,81 51,66 – – –1. Wholesale Trade 161 24,97 18,30 – – –2. Retail Trade 1,912 36,84 33,36 – – –

VII. FINANCE 30 11 5 – – –VIII. ALL OTHERS 1,276 15,65 14,11 – – –

TOTAL BANK CREDIT 27,739 429,94 369,37 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 643 4,76 4,59 – – –

2. Other Small Scale Industries 480 14,00 13,18 – – –

219

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MEGHALAYA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 34,232 247,56 175,09 4,681 13,53 11,171. Direct Finance 33,020 95,66 76,13 4,617 12,01 9,742. Indirect Finance 1,212 151,90 98,96 64 1,52 1,43

II. INDUSTRY 4,980 1191,08 909,68 2,326 82,86 68,551. Mining & Quarrying 95 190,52 130,22 7 50 262. Food Manufacturing & Processing 182 188,63 134,42 236 49,88 39,07

(a) Rice Mills, Flour & Dal Mills 51 12,09 10,54 105 48,31 38,22(b) Sugar 1 6 1 – – –(c) Edible Oils & Vanaspati 30 60,50 54,23 – – –(d) Tea Processing 3 62 63 – – –(e) Processing of Fruits & Vegetables 5 26 13 1 19 2(f) Others 92 115,10 68,88 130 1,38 84

3. Beverage & Tobacco 7 7,29 6,47 2 30 274. Textiles 73 114,17 74,40 25 32 26

(a) Cotton Textiles 31 62,46 39,52 17 2 1(b) Jute & Other Natural Fibre Textiles 2 6,00 1,15 – – –(c) Handloom Textiles & Khadi 7 22,46 16,35 2 15 12(d) Other Textiles & Textile Products 33 23,25 17,37 6 15 13

5. Paper, Paper Products & Printing 57 10,52 8,50 3 14 126. Leather & Leather Products 11 2,04 2,01 5 6 57. Rubber & Plastic Products 57 26,82 18,87 1 20 198. Chemicals & Chemical Products 70 96,48 80,57 2 19 17

(a) Heavy Industrial Chemicals 22 35,68 29,27 – – –(b) Fertilisers 1 48 48 – – –(c) Drugs & Pharmaceuticals 2 25 12 – – –(d) Non-Edible Oils 1 65 65 1 12 10(e) Other Chemicals & Chemical Products 44 59,43 50,04 1 7 6

9. Petroleum, Coal Products & Nuclear Fuels 9 5,38 4,85 – – –10. Manufacture of Cement & Cement Products 9 43,86 40,49 5 42 3211. Basic Metals & Metal Products 98 90,46 77,89 6 23 18

(a) Iron & Steel 39 42,32 32,84 – – –(b) Non-Ferrous Metals 13 6,67 5,33 – – –(c) Metal Products 46 41,47 39,73 6 23 18

12. Engineering 159 84,36 71,11 22 99 94(a) Heavy Engineering 23 6,22 4,24 2 50 51(b) Light Engineering 56 16,66 11,61 19 49 44(c) Electrical Machinery & Goods 55 46,40 40,87 – – –(d) Electronic Machinery & Goods 25 15,08 14,39 1 – –

13. Vehicles, Vehicle Parts & Transport Equipments 14 2,19 1,43 2 21 1514. Other Industries 2,939 61,29 48,10 688 7,43 7,0415. Electricity, Gas & Water 8 59,60 54,64 – – –

(a) Electricity Generation & Transmission 6 59,20 54,25 – – –(b) Non-Conventional Energy 2 40 39 – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 1,192 207,46 155,74 1,322 21,99 19,53III. TRANSPORT OPERATORS 970 94,18 55,18 452 6,05 4,55IV. PROFESSIONAL AND OTHER SERVICES 488 156,95 142,64 194 4,09 2,64V. PERSONAL LOANS 29,980 1055,38 868,15 11,109 140,11 116,50

1. Loans for Purchase of Consumer Durables 582 2,75 2,07 218 92 552. Loans for Housing 6,879 578,96 497,13 1,008 28,19 25,303. Rest of the Personal Loans 22,519 473,67 368,96 9,883 110,99 90,65

VI. TRADE 5,939 174,58 131,29 2,232 25,13 20,821. Wholesale Trade 169 54,27 31,35 25 1,15 962. Retail Trade 5,770 120,31 99,94 2,207 23,98 19,87

VII. FINANCE 27 7,69 2,05 49 43 37VIII. ALL OTHERS 893 87,77 55,59 159 8,53 6,16

TOTAL BANK CREDIT 77,509 3015,20 2339,67 21,202 280,73 230,77OF WHICH : 1. Artisans and Village & Tiny Industries 2,715 20,73 16,94 742 36,75 28,67

2. Other Small Scale Industries 712 120,79 92,25 119 22,12 18,64

220

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MEGHALAYA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,656 16,73 13,22 – – –1. Direct Finance 1,585 11,23 8,51 – – –2. Indirect Finance 71 5,50 4,72 – – –

II. INDUSTRY 767 1021,39 561,55 – – –1. Mining & Quarrying 26 7,90 2,30 – – –2. Food Manufacturing & Processing 36 1,98 1,71 – – –

(a) Rice Mills, Flour & Dal Mills 3 5 5 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 2 23 22 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 1 15 7 – – –(f) Others 30 1,54 1,37 – – –

3. Beverage & Tobacco 4 61 54 – – –4. Textiles 69 2,36 2,26 – – –

(a) Cotton Textiles 35 1,93 1,91 – – –(b) Jute & Other Natural Fibre Textiles 18 23 23 – – –(c) Handloom Textiles & Khadi 4 8 2 – – –(d) Other Textiles & Textile Products 12 11 10 – – –

5. Paper, Paper Products & Printing 69 1,74 94 – – –6. Leather & Leather Products 3 6 5 – – –7. Rubber & Plastic Products 4 49 48 – – –8. Chemicals & Chemical Products 14 1,08 39 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 1 24 8 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 13 84 31 – – –

9. Petroleum, Coal Products & Nuclear Fuels 2 3,25 2,64 – – –10. Manufacture of Cement & Cement Products 9 64,82 33,12 – – –11. Basic Metals & Metal Products 16 55 51 – – –

(a) Iron & Steel 3 21 25 – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products 13 34 27 – – –

12. Engineering 25 1,83 1,15 – – –(a) Heavy Engineering 2 16 9 – – –(b) Light Engineering 13 85 62 – – –(c) Electrical Machinery & Goods 7 68 29 – – –(d) Electronic Machinery & Goods 3 15 16 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 2 6,02 34 – – –14. Other Industries 256 10,60 8,90 – – –15. Electricity, Gas & Water 16 897,19 488,96 – – –

(a) Electricity Generation & Transmission 16 897,19 488,96 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 216 20,91 17,25 – – –III. TRANSPORT OPERATORS 796 14,97 11,11 – – –IV. PROFESSIONAL AND OTHER SERVICES 762 24,98 19,82 – – –V. PERSONAL LOANS 22,426 325,56 266,35 – – –

1. Loans for Purchase of Consumer Durables 1,912 19,01 17,64 – – –2. Loans for Housing 3,472 103,96 88,64 – – –3. Rest of the Personal Loans 17,042 202,59 160,07 – – –

VI. TRADE 3,095 273,03 105,96 – – –1. Wholesale Trade 417 167,40 43,53 – – –2. Retail Trade 2,678 105,63 62,43 – – –

VII. FINANCE 3 49 44 – – –VIII. ALL OTHERS 10,471 150,83 148,41 – – –

TOTAL BANK CREDIT 39,976 1827,99 1126,87 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 71 91 78 – – –

2. Other Small Scale Industries 331 9,76 7,84 – – –

221

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MIZORAM (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 6,939 25,17 22,11 4,518 30,64 27,991. Direct Finance 6,666 22,75 19,79 4,482 19,24 16,912. Indirect Finance 273 2,42 2,33 36 11,40 11,07

II. INDUSTRY 778 30,85 15,55 601 16,91 13,641. Mining & Quarrying 5 35 27 4 32 322. Food Manufacturing & Processing 6 14,57 93 9 74 42

(a) Rice Mills, Flour & Dal Mills 2 1 1 1 5 5(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 1 14,50 87 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 3 6 5 8 69 37

3. Beverage & Tobacco – – – – – –4. Textiles 3 6 3 8 47 38

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 3 6 3 7 41 32(d) Other Textiles & Textile Products – – – 1 5 6

5. Paper, Paper Products & Printing 11 6,17 6,48 8 1,77 986. Leather & Leather Products – – – 1 10 67. Rubber & Plastic Products 1 17 20 1 10 68. Chemicals & Chemical Products 2 5 4 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 2 5 4 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – 1 14 1610. Manufacture of Cement & Cement Products 2 15 16 1 25 2511. Basic Metals & Metal Products 2 12 12 4 34 30

(a) Iron & Steel – – – 4 34 30(b) Non-Ferrous Metals – – – – – –(c) Metal Products 2 12 12 – – –

12. Engineering 2 16 16 5 37 30(a) Heavy Engineering – – – – – –(b) Light Engineering 1 10 10 1 10 5(c) Electrical Machinery & Goods 1 6 6 2 15 15(d) Electronic Machinery & Goods – – – 2 12 10

13. Vehicles, Vehicle Parts & Transport Equipments 5 4 4 1 28 2414. Other Industries 648 5,17 3,52 479 8,17 7,2215. Electricity, Gas & Water 1 3 2 1 20 17

(a) Electricity Generation & Transmission 1 3 2 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – 1 20 17

16. Construction 90 3,82 3,58 78 3,66 2,77III. TRANSPORT OPERATORS 262 4,27 3,12 189 4,69 3,09IV. PROFESSIONAL AND OTHER SERVICES 127 1,51 1,20 81 10,51 4,62V. PERSONAL LOANS 6,220 96,85 83,95 8,574 199,24 172,28

1. Loans for Purchase of Consumer Durables 1,759 7,51 5,80 792 3,13 2,292. Loans for Housing 1,981 67,86 60,92 4,565 156,77 137,203. Rest of the Personal Loans 2,480 21,48 17,23 3,217 39,34 32,79

VI. TRADE 1,425 12,03 10,05 1,199 34,78 29,371. Wholesale Trade 52 1,62 1,76 168 7,53 6,442. Retail Trade 1,373 10,41 8,29 1,031 27,25 22,93

VII. FINANCE 47 18 15 1 10 –VIII. ALL OTHERS 360 2,77 2,68 74 2,15 1,73

TOTAL BANK CREDIT 16,158 173,63 138,80 15,237 299,02 252,71OF WHICH : 1. Artisans and Village & Tiny Industries 627 4,37 3,90 482 8,82 7,84

2. Other Small Scale Industries 28 15,63 1,97 15 75 55

222

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: MIZORAM (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 2,354 26,47 21,31 – – –1. Direct Finance 2,295 10,80 9,52 – – –2. Indirect Finance 59 15,67 11,80 – – –

II. INDUSTRY 622 14,51 13,96 – – –1. Mining & Quarrying – – – – – –2. Food Manufacturing & Processing – – – – – –

(a) Rice Mills, Flour & Dal Mills – – – – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others – – – – – –

3. Beverage & Tobacco – – – – – –4. Textiles 6 8,10 8,23 – – –

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 2 15 15 – – –(d) Other Textiles & Textile Products 4 7,95 8,08 – – –

5. Paper, Paper Products & Printing 1 5 4 – – –6. Leather & Leather Products 3 9 8 – – –7. Rubber & Plastic Products – – – – – –8. Chemicals & Chemical Products 1 3 – – – –

(a) Heavy Industrial Chemicals 1 3 – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products – – – – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products 4 26 18 – – –

(a) Iron & Steel – – – – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products 4 26 18 – – –

12. Engineering 8 46 37 – – –(a) Heavy Engineering – – – – – –(b) Light Engineering – – – – – –(c) Electrical Machinery & Goods 7 40 31 – – –(d) Electronic Machinery & Goods 1 6 6 – – –

13. Vehicles, Vehicle Parts & Transport Equipments – – – – – –14. Other Industries 583 5,27 4,80 – – –15. Electricity, Gas & Water 1 5 5 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 5 5 – – –

16. Construction 15 20 21 – – –III. TRANSPORT OPERATORS 157 2,38 1,90 – – –IV. PROFESSIONAL AND OTHER SERVICES 81 2,23 1,80 – – –V. PERSONAL LOANS 6,202 75,39 61,80 – – –

1. Loans for Purchase of Consumer Durables 617 3,11 2,09 – – –2. Loans for Housing 1,150 27,24 25,36 – – –3. Rest of the Personal Loans 4,435 45,05 34,34 – – –

VI. TRADE 618 14,42 11,61 – – –1. Wholesale Trade 37 1,96 1,87 – – –2. Retail Trade 581 12,46 9,74 – – –

VII. FINANCE 5 19 19 – – –VIII. ALL OTHERS 414 17,06 14,41 – – –

TOTAL BANK CREDIT 10,453 152,64 126,96 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 557 5,18 4,72 – – –

2. Other Small Scale Industries 28 59 56 – – –

223

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: NAGALAND (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 6,341 19,19 16,00 9,068 37,40 32,371. Direct Finance 6,032 17,12 14,03 8,856 35,66 30,762. Indirect Finance 309 2,07 1,96 212 1,74 1,61

II. INDUSTRY 1,178 19,16 18,63 2,638 79,17 69,881. Mining & Quarrying 2 8 6 8 76 262. Food Manufacturing & Processing 12 81 41 133 5,59 5,20

(a) Rice Mills, Flour & Dal Mills 4 7 4 69 2,62 2,36(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 1 4 2(d) Tea Processing 3 35 21 1 15 16(e) Processing of Fruits & Vegetables – – – – – –(f) Others 5 40 17 62 2,78 2,66

3. Beverage & Tobacco 1 5 4 – – –4. Textiles 10 21 21 107 1,74 1,59

(a) Cotton Textiles 1 3 3 1 3 3(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 5 11 11 26 46 43(d) Other Textiles & Textile Products 4 6 7 80 1,25 1,13

5. Paper, Paper Products & Printing 3 6 6 9 31 246. Leather & Leather Products 1 1 1 1 2 27. Rubber & Plastic Products – – – 4 20 168. Chemicals & Chemical Products 1 4 3 144 98 94

(a) Heavy Industrial Chemicals 1 4 3 – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 143 95 92(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products – – – 1 3 2

9. Petroleum, Coal Products & Nuclear Fuels – – – 1 9 610. Manufacture of Cement & Cement Products – – – 6 1,02 8711. Basic Metals & Metal Products 1 2 – 25 3,76 3,90

(a) Iron & Steel – – – 7 25 20(b) Non-Ferrous Metals – – – – – –(c) Metal Products 1 2 – 18 3,50 3,70

12. Engineering 4 5,10 5,13 23 1,04 94(a) Heavy Engineering – – – 2 23 23(b) Light Engineering 3 10 10 14 74 66(c) Electrical Machinery & Goods 1 5,00 5,03 4 4 4(d) Electronic Machinery & Goods – – – 3 2 2

13. Vehicles, Vehicle Parts & Transport Equipments – – – 2 34 3014. Other Industries 1,017 11,48 11,64 1,984 36,83 31,0015. Electricity, Gas & Water 1 10 8 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 10 8 – – –

16. Construction 125 1,22 95 191 26,50 24,40III. TRANSPORT OPERATORS 41 1,03 84 443 7,75 6,47IV. PROFESSIONAL AND OTHER SERVICES 131 1,40 1,15 518 25,36 22,99V. PERSONAL LOANS 6,835 59,23 45,32 23,494 225,01 179,93

1. Loans for Purchase of Consumer Durables 199 1,79 1,36 1,978 11,77 7,922. Loans for Housing 138 3,74 3,14 679 23,65 20,333. Rest of the Personal Loans 6,498 53,70 40,82 20,837 189,59 151,68

VI. TRADE 555 22,58 8,91 2,642 48,42 40,301. Wholesale Trade 16 15,52 3,55 155 8,21 7,292. Retail Trade 539 7,05 5,35 2,487 40,21 33,01

VII. FINANCE 1 4 3 3 1,86 1,38VIII. ALL OTHERS 296 2,56 2,40 806 11,47 10,96

TOTAL BANK CREDIT 15,378 125,18 93,27 39,612 436,44 364,27OF WHICH : 1. Artisans and Village & Tiny Industries 1,019 12,32 12,19 1,756 25,36 24,13

2. Other Small Scale Industries 17 21 15 379 9,62 8,83

Note :There are no Urban and Metropolitan Centres in Nagaland.

224

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: TRIPURA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 55,128 89,74 68,88 31,385 60,68 49,881. Direct Finance 54,811 87,92 67,63 31,004 58,97 48,452. Indirect Finance 317 1,82 1,25 381 1,71 1,43

II. INDUSTRY 14,747 52,35 41,99 7,254 29,93 25,631. Mining & Quarrying 53 2,68 2,02 14 89 732. Food Manufacturing & Processing 845 2,88 2,29 524 3,67 3,19

(a) Rice Mills, Flour & Dal Mills 808 1,28 1,00 499 2,77 2,69(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 1 – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 5 23 20 5 26 14(f) Others 31 1,37 1,08 20 64 36

3. Beverage & Tobacco 2 8 5 – – –4. Textiles 142 4,99 3,89 18 63 42

(a) Cotton Textiles 36 3,21 2,35 1 3 2(b) Jute & Other Natural Fibre Textiles 3 3 1 1 2 2(c) Handloom Textiles & Khadi 40 34 25 3 7 3(d) Other Textiles & Textile Products 63 1,41 1,28 13 51 35

5. Paper, Paper Products & Printing 5 17 10 7 27 206. Leather & Leather Products 2 2,50 1,17 – – –7. Rubber & Plastic Products 4 18 8 9 37 378. Chemicals & Chemical Products 4 15 15 4 13 11

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils – – – 1 3 2(e) Other Chemicals & Chemical Products 4 15 15 3 10 9

9. Petroleum, Coal Products & Nuclear Fuels – – – 1 20 2010. Manufacture of Cement & Cement Products 17 1,31 1,20 2 17 1511. Basic Metals & Metal Products 13 8,37 7,38 19 1,20 85

(a) Iron & Steel 3 8,06 7,15 4 19 19(b) Non-Ferrous Metals – – – 2 25 25(c) Metal Products 10 31 22 13 76 40

12. Engineering 5 23 17 11 79 66(a) Heavy Engineering – – – – – –(b) Light Engineering 4 19 13 7 56 49(c) Electrical Machinery & Goods 1 4 4 2 12 8(d) Electronic Machinery & Goods – – – 2 10 9

13. Vehicles, Vehicle Parts & Transport Equipments 2 6 5 1 6 414. Other Industries 13,298 19,68 15,20 6,390 15,93 14,0015. Electricity, Gas & Water – – – 1 5 4

(a) Electricity Generation & Transmission – – – 1 5 4(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 355 9,07 8,26 253 5,59 4,67III. TRANSPORT OPERATORS 3,802 35,30 32,18 1,638 9,86 8,02IV. PROFESSIONAL AND OTHER SERVICES 4,121 7,32 6,03 3,775 9,73 8,32V. PERSONAL LOANS 28,000 225,44 175,23 20,080 151,19 120,64

1. Loans for Purchase of Consumer Durables 10,100 74,69 47,33 5,228 40,70 27,192. Loans for Housing 4,728 89,91 80,24 2,447 45,08 39,983. Rest of the Personal Loans 13,172 60,85 47,66 12,405 65,40 53,47

VI. TRADE 42,516 63,47 56,53 25,124 69,61 60,471. Wholesale Trade 966 1,40 1,23 214 5,17 4,632. Retail Trade 41,550 62,07 55,30 24,910 64,43 55,83

VII. FINANCE 62 44 50 1 22 22VIII. ALL OTHERS 3,792 11,20 7,99 2,612 12,39 10,25

TOTAL BANK CREDIT 1,52,168 485,26 389,33 91,869 343,61 283,43OF WHICH : 1. Artisans and Village & Tiny Industries 13,158 20,86 16,37 6,030 13,70 11,93

2. Other Small Scale Industries 851 4,72 3,82 887 6,26 5,44

225

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006NORTH-EASTERN REGIONSTATE: TRIPURA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,057 24,21 19,05 – – –1. Direct Finance 1,026 21,13 16,62 – – –2. Indirect Finance 31 3,08 2,43 – – –

II. INDUSTRY 1,958 49,92 42,54 – – –1. Mining & Quarrying 7 88 79 – – –2. Food Manufacturing & Processing 45 3,23 2,74 – – –

(a) Rice Mills, Flour & Dal Mills 19 4 5 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 2 3 3 – – –(d) Tea Processing 1 5 5 – – –(e) Processing of Fruits & Vegetables 1 4 – – – –(f) Others 22 3,06 2,61 – – –

3. Beverage & Tobacco 1 66 41 – – –4. Textiles 950 10,25 8,20 – – –

(a) Cotton Textiles 540 3,85 2,65 – – –(b) Jute & Other Natural Fibre Textiles 394 6,15 5,34 – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products 16 25 21 – – –

5. Paper, Paper Products & Printing 21 4,40 4,20 – – –6. Leather & Leather Products 1 1 1 – – –7. Rubber & Plastic Products 10 46 42 – – –8. Chemicals & Chemical Products 16 1,19 98 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 1 1 – – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 15 1,18 97 – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products 6 52 52 – – –11. Basic Metals & Metal Products 20 4,08 3,95 – – –

(a) Iron & Steel 9 3,64 3,61 – – –(b) Non-Ferrous Metals 1 14 7 – – –(c) Metal Products 10 30 27 – – –

12. Engineering 31 1,61 1,49 – – –(a) Heavy Engineering 1 6 5 – – –(b) Light Engineering 25 1,07 95 – – –(c) Electrical Machinery & Goods 4 18 19 – – –(d) Electronic Machinery & Goods 1 30 30 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 5 36 36 – – –14. Other Industries 559 12,57 11,47 – – –15. Electricity, Gas & Water – – – – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 286 9,69 7,01 – – –III. TRANSPORT OPERATORS 803 13,06 10,81 – – –IV. PROFESSIONAL AND OTHER SERVICES 574 14,23 12,22 – – –V. PERSONAL LOANS 21,805 254,56 208,25 – – –

1. Loans for Purchase of Consumer Durables 4,041 33,65 24,57 – – –2. Loans for Housing 3,669 97,56 83,92 – – –3. Rest of the Personal Loans 14,095 123,35 99,77 – – –

VI. TRADE 4,840 129,45 109,88 – – –1. Wholesale Trade 825 34,19 28,16 – – –2. Retail Trade 4,015 95,26 81,72 – – –

VII. FINANCE 3 – – – – –VIII. ALL OTHERS 7,668 99,20 91,85 – – –

TOTAL BANK CREDIT 38,708 584,63 494,61 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 334 1,88 1,56 – – –

2. Other Small Scale Industries 365 18,57 16,86 – – –

226

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: BIHAR (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 9,20,445 2966,35 2529,22 3,06,442 1632,50 1193,421. Direct Finance 8,46,497 2578,53 2197,33 2,89,270 1159,49 987,472. Indirect Finance 73,948 387,82 331,89 17,172 473,01 205,95

II. INDUSTRY 1,06,683 2897,21 2292,60 33,491 570,09 451,911. Mining & Quarrying 115 23,23 17,50 86 7,79 6,582. Food Manufacturing & Processing 6,851 201,49 142,69 3,189 256,02 202,94

(a) Rice Mills, Flour & Dal Mills 5,369 43,56 35,12 2,230 57,47 46,87(b) Sugar 4 32,65 30,62 21 159,56 123,29(c) Edible Oils & Vanaspati 350 2,88 2,58 201 6,84 4,76(d) Tea Processing 2 24 26 2 27 27(e) Processing of Fruits & Vegetables 39 2,76 1,60 10 84 68(f) Others 1,087 119,40 72,52 725 31,03 27,07

3. Beverage & Tobacco 16 8,51 7,34 19 1,64 1,494. Textiles 542 54,77 40,36 288 17,43 14,32

(a) Cotton Textiles 51 94 81 32 6,43 5,06(b) Jute & Other Natural Fibre Textiles 49 3,40 3,33 3 14 12(c) Handloom Textiles & Khadi 31 28 25 100 1,87 1,88(d) Other Textiles & Textile Products 411 50,15 35,98 153 9,00 7,26

5. Paper, Paper Products & Printing 153 133,45 75,69 122 6,69 5,796. Leather & Leather Products 338 17,54 15,58 277 1,35 1,017. Rubber & Plastic Products 121 68,37 44,66 56 6,44 4,828. Chemicals & Chemical Products 2,350 301,02 278,37 1,359 50,16 36,19

(a) Heavy Industrial Chemicals 19 9,13 2,55 19 4,91 4,58(b) Fertilisers 12 2,76 1,70 3 66 61(c) Drugs & Pharmaceuticals 88 23,92 16,66 365 8,16 3,57(d) Non-Edible Oils 3 17 10 4 22 21(e) Other Chemicals & Chemical Products 2,228 265,04 257,36 968 36,21 27,21

9. Petroleum, Coal Products & Nuclear Fuels 27 8,63 8,39 27 14,93 10,0010. Manufacture of Cement & Cement Products 75 8,06 7,82 112 12,25 11,8611. Basic Metals & Metal Products 294 334,40 264,95 164 19,21 15,76

(a) Iron & Steel 96 239,08 199,60 37 14,31 11,92(b) Non-Ferrous Metals 23 13,20 11,22 16 1,43 90(c) Metal Products 175 82,13 54,12 111 3,47 2,94

12. Engineering 1,351 988,29 841,60 565 10,81 9,33(a) Heavy Engineering 55 115,30 97,28 12 85 62(b) Light Engineering 580 789,98 678,86 203 5,64 4,55(c) Electrical Machinery & Goods 517 58,09 47,85 317 3,79 3,65(d) Electronic Machinery & Goods 199 24,92 17,61 33 53 50

13. Vehicles, Vehicle Parts & Transport Equipments 1,249 270,54 173,51 136 1,64 1,2214. Other Industries 90,623 238,57 162,82 24,881 104,28 76,8915. Electricity, Gas & Water 13 11,37 11,05 13 1,55 1,24

(a) Electricity Generation & Transmission 3 10,03 10,00 – – –(b) Non-Conventional Energy 2 9 7 2 12 9(c) Gas, Steam & Water Supply 8 1,25 99 11 1,43 1,14

16. Construction 2,565 228,99 200,28 2,197 57,87 52,47III. TRANSPORT OPERATORS 29,831 109,22 85,40 8,160 56,07 42,92IV. PROFESSIONAL AND OTHER SERVICES 21,030 367,57 261,87 12,074 88,66 74,39V. PERSONAL LOANS 2,38,706 2183,86 1717,40 1,83,644 1786,82 1413,30

1. Loans for Purchase of Consumer Durables 6,945 35,63 28,48 5,108 29,61 24,142. Loans for Housing 33,822 988,38 816,44 17,350 426,32 381,363. Rest of the Personal Loans 1,97,939 1159,85 872,48 1,61,186 1330,88 1007,80

VI. TRADE 3,45,654 1215,49 999,55 1,31,950 851,28 722,781. Wholesale Trade 15,370 130,25 100,87 3,836 79,01 63,852. Retail Trade 3,30,284 1085,24 898,69 1,28,114 772,26 658,93

VII. FINANCE 2,194 37,68 29,12 779 11,26 8,70VIII. ALL OTHERS 70,474 308,85 250,15 31,775 201,79 163,59

TOTAL BANK CREDIT 17,35,017 10086,23 8165,31 7,08,315 5198,46 4071,01OF WHICH : 1. Artisans and Village & Tiny Industries 82,778 182,82 131,25 22,576 127,20 101,03

2. Other Small Scale Industries 11,498 287,99 214,68 4,741 85,46 69,71

227

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: BIHAR (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 59,082 495,92 417,49 2,728 20,77 19,741. Direct Finance 56,572 384,69 324,00 2,677 14,67 13,512. Indirect Finance 2,510 111,23 93,49 51 6,11 6,23

II. INDUSTRY 13,968 1844,23 1233,02 2,666 115,61 76,921. Mining & Quarrying 77 342,01 41,44 2 13 82. Food Manufacturing & Processing 1,389 154,56 113,30 184 8,47 6,68

(a) Rice Mills, Flour & Dal Mills 850 40,47 28,95 40 91 88(b) Sugar 6 17,31 18,15 – – –(c) Edible Oils & Vanaspati 105 56,56 35,12 25 41 29(d) Tea Processing 4 70 60 – – –(e) Processing of Fruits & Vegetables 31 6,78 5,62 – – –(f) Others 393 32,73 24,86 119 7,14 5,50

3. Beverage & Tobacco 37 17,98 13,91 – – –4. Textiles 929 114,48 91,49 745 9,23 8,08

(a) Cotton Textiles 514 77,04 64,21 301 2,80 2,57(b) Jute & Other Natural Fibre Textiles 43 7,47 4,45 306 4,67 4,27(c) Handloom Textiles & Khadi 38 1,74 1,46 9 7 7(d) Other Textiles & Textile Products 334 28,22 21,37 129 1,69 1,17

5. Paper, Paper Products & Printing 348 66,75 53,79 100 1,62 1,716. Leather & Leather Products 211 2,48 2,15 24 30 287. Rubber & Plastic Products 223 94,95 74,14 31 1,42 1,148. Chemicals & Chemical Products 344 68,46 57,51 108 8,02 2,18

(a) Heavy Industrial Chemicals 18 6,51 4,32 3 5,10 7(b) Fertilisers 10 13,14 12,43 – – –(c) Drugs & Pharmaceuticals 91 17,24 16,04 19 1,84 1,16(d) Non-Edible Oils 6 10,24 9,63 – – –(e) Other Chemicals & Chemical Products 219 21,33 15,10 86 1,08 95

9. Petroleum, Coal Products & Nuclear Fuels 27 5,31 4,41 1 20 1910. Manufacture of Cement & Cement Products 146 14,75 13,96 16 13,82 13,7811. Basic Metals & Metal Products 415 397,75 277,18 68 10,23 7,25

(a) Iron & Steel 137 342,52 233,95 11 7,23 3,94(b) Non-Ferrous Metals 19 11,60 6,02 – – –(c) Metal Products 259 43,62 37,20 57 3,00 3,30

12. Engineering 1,669 117,13 99,59 151 8,37 3,00(a) Heavy Engineering 107 13,12 11,64 7 48 44(b) Light Engineering 345 50,32 38,11 66 6,79 1,57(c) Electrical Machinery & Goods 148 24,14 21,21 57 77 66(d) Electronic Machinery & Goods 1,069 29,54 28,63 21 33 33

13. Vehicles, Vehicle Parts & Transport Equipments 699 30,72 28,95 53 89 7814. Other Industries 6,238 135,11 109,28 935 16,94 16,2615. Electricity, Gas & Water 21 193,51 174,31 – – –

(a) Electricity Generation & Transmission 6 189,87 172,04 – – –(b) Non-Conventional Energy 3 15 8 – – –(c) Gas, Steam & Water Supply 12 3,48 2,20 – – –

16. Construction 1,195 88,28 77,63 248 35,98 15,51III. TRANSPORT OPERATORS 4,228 51,08 39,81 2,597 36,91 31,42IV. PROFESSIONAL AND OTHER SERVICES 8,057 229,72 162,78 2,331 30,54 24,29V. PERSONAL LOANS 1,81,607 2639,83 2125,66 81,117 704,89 565,02

1. Loans for Purchase of Consumer Durables 6,611 53,42 44,20 2,862 18,66 14,352. Loans for Housing 32,534 1083,12 954,86 6,593 116,61 107,353. Rest of the Personal Loans 1,42,462 1503,29 1126,60 71,662 569,63 443,32

VI. TRADE 50,147 1045,15 860,69 9,980 158,83 126,111. Wholesale Trade 2,647 197,25 171,37 651 16,69 12,242. Retail Trade 47,500 847,90 689,32 9,329 142,14 113,88

VII. FINANCE 450 28,40 20,86 130 3,77 3,05VIII. ALL OTHERS 35,342 349,48 280,14 12,083 154,58 73,01

TOTAL BANK CREDIT 3,52,881 6683,81 5140,45 1,13,632 1225,90 919,56OF WHICH : 1. Artisans and Village & Tiny Industries 3,832 19,09 16,09 221 4,50 4,22

2. Other Small Scale Industries 5,408 402,00 322,26 1,317 30,70 26,76

228

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: JHARKHAND (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 4,07,359 799,94 618,38 69,113 282,15 231,761. Direct Finance 3,91,221 760,48 589,19 67,212 266,71 218,212. Indirect Finance 16,138 39,46 29,19 1,901 15,44 13,55

II. INDUSTRY 30,944 1794,75 723,68 11,832 649,94 486,931. Mining & Quarrying 163 48,31 33,64 168 38,96 22,582. Food Manufacturing & Processing 1,510 14,28 11,14 1,180 28,74 22,80

(a) Rice Mills, Flour & Dal Mills 742 6,94 5,22 736 14,98 11,68(b) Sugar 4 25 24 1 2 1(c) Edible Oils & Vanaspati 42 1,76 1,59 24 95 65(d) Tea Processing – – – 1 50 18(e) Processing of Fruits & Vegetables 2 10 10 4 31 26(f) Others 720 5,23 3,98 414 11,98 10,02

3. Beverage & Tobacco 6 3,24 40 4 1,16 624. Textiles 339 48,11 24,83 220 5,52 4,80

(a) Cotton Textiles 26 39,43 17,19 52 3,19 2,87(b) Jute & Other Natural Fibre Textiles 38 5,30 5,01 14 5 2(c) Handloom Textiles & Khadi 26 26 23 39 15 10(d) Other Textiles & Textile Products 249 3,12 2,41 115 2,13 1,80

5. Paper, Paper Products & Printing 79 4,26 3,62 94 4,82 3,826. Leather & Leather Products 93 3,79 1,99 33 66 557. Rubber & Plastic Products 54 16,76 7,73 32 2,84 2,458. Chemicals & Chemical Products 105 66,01 44,59 708 11,97 9,92

(a) Heavy Industrial Chemicals 9 54,68 36,87 9 2,28 1,88(b) Fertilisers 1 2 3 – – –(c) Drugs & Pharmaceuticals 15 33 18 576 4,21 3,40(d) Non-Edible Oils 2 7 7 – – –(e) Other Chemicals & Chemical Products 78 10,92 7,45 123 5,49 4,64

9. Petroleum, Coal Products & Nuclear Fuels 14 11,57 8,78 24 3,79 3,2710. Manufacture of Cement & Cement Products 86 13,69 11,03 70 8,78 8,1711. Basic Metals & Metal Products 346 420,75 237,71 344 331,11 254,57

(a) Iron & Steel 76 405,16 225,84 144 274,43 211,86(b) Non-Ferrous Metals 3 37 32 19 4,30 3,79(c) Metal Products 267 15,23 11,55 181 52,37 38,92

12. Engineering 339 58,94 23,34 286 21,01 12,27(a) Heavy Engineering 18 21,66 3,78 13 8,46 1,71(b) Light Engineering 156 34,35 17,29 107 5,76 4,66(c) Electrical Machinery & Goods 134 2,01 1,49 116 5,89 5,07(d) Electronic Machinery & Goods 31 92 78 50 90 83

13. Vehicles, Vehicle Parts & Transport Equipments 314 931,23 208,51 171 33,92 29,5114. Other Industries 23,595 92,06 73,92 6,734 92,35 72,8415. Electricity, Gas & Water 8 23,54 84 9 1,14 1,01

(a) Electricity Generation & Transmission 2 22,60 1 3 14 10(b) Non-Conventional Energy 2 65 57 – – –(c) Gas, Steam & Water Supply 4 29 26 6 1,00 91

16. Construction 3,893 38,22 31,60 1,755 63,19 37,74III. TRANSPORT OPERATORS 6,391 91,68 63,61 3,990 61,76 47,20IV. PROFESSIONAL AND OTHER SERVICES 17,847 67,33 49,30 6,591 66,74 52,76V. PERSONAL LOANS 1,53,180 1179,58 915,33 1,24,442 1195,80 920,12

1. Loans for Purchase of Consumer Durables 17,451 49,73 38,53 7,151 34,83 24,422. Loans for Housing 7,526 227,30 186,31 7,222 198,90 176,853. Rest of the Personal Loans 1,28,203 902,55 690,49 1,10,069 962,07 718,85

VI. TRADE 99,432 534,39 424,95 41,607 596,36 520,541. Wholesale Trade 5,244 69,63 63,29 3,119 190,36 173,842. Retail Trade 94,188 464,76 361,66 38,488 406,00 346,70

VII. FINANCE 1,296 5,80 4,46 194 13,23 6,23VIII. ALL OTHERS 50,968 194,22 151,61 20,703 192,11 152,66

TOTAL BANK CREDIT 7,67,417 4667,69 2951,31 2,78,472 3058,08 2418,19OF WHICH : 1. Artisans and Village & Tiny Industries 18,179 48,60 38,22 3,941 77,07 60,97

2. Other Small Scale Industries 4,859 134,52 93,18 2,437 75,43 64,08

229

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: JHARKHAND (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 9,357 98,81 86,98 – – –1. Direct Finance 9,150 79,90 70,42 – – –2. Indirect Finance 207 18,90 16,56 – – –

II. INDUSTRY 12,027 2904,65 1562,36 – – –1. Mining & Quarrying 113 323,81 124,95 – – –2. Food Manufacturing & Processing 587 36,65 31,47 – – –

(a) Rice Mills, Flour & Dal Mills 267 6,63 5,36 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 25 6,55 6,52 – – –(d) Tea Processing 1 10 10 – – –(e) Processing of Fruits & Vegetables 16 6,39 6,48 – – –(f) Others 278 16,98 13,01 – – –

3. Beverage & Tobacco 18 13,82 13,84 – – –4. Textiles 3,466 53,68 46,09 – – –

(a) Cotton Textiles 1,020 7,69 6,14 – – –(b) Jute & Other Natural Fibre Textiles 2,248 37,79 32,56 – – –(c) Handloom Textiles & Khadi 17 32 26 – – –(d) Other Textiles & Textile Products 181 7,87 7,13 – – –

5. Paper, Paper Products & Printing 164 22,50 20,92 – – –6. Leather & Leather Products 48 63 63 – – –7. Rubber & Plastic Products 163 21,10 18,17 – – –8. Chemicals & Chemical Products 413 57,37 42,03 – – –

(a) Heavy Industrial Chemicals 26 22,93 19,43 – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 274 8,43 6,91 – – –(d) Non-Edible Oils 8 10,88 2,22 – – –(e) Other Chemicals & Chemical Products 105 15,13 13,47 – – –

9. Petroleum, Coal Products & Nuclear Fuels 68 27,56 21,24 – – –10. Manufacture of Cement & Cement Products 59 57,74 39,55 – – –11. Basic Metals & Metal Products 912 1301,50 398,64 – – –

(a) Iron & Steel 255 1008,18 271,63 – – –(b) Non-Ferrous Metals 32 8,55 7,44 – – –(c) Metal Products 625 284,77 119,57 – – –

12. Engineering 807 230,58 196,20 – – –(a) Heavy Engineering 36 186,35 161,00 – – –(b) Light Engineering 558 23,42 16,49 – – –(c) Electrical Machinery & Goods 147 16,58 15,15 – – –(d) Electronic Machinery & Goods 66 4,23 3,56 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 389 207,43 144,32 – – –14. Other Industries 3,454 115,06 75,09 – – –15. Electricity, Gas & Water 32 32,22 13,33 – – –

(a) Electricity Generation & Transmission 5 25,52 6,90 – – –(b) Non-Conventional Energy 4 17 12 – – –(c) Gas, Steam & Water Supply 23 6,53 6,31 – – –

16. Construction 1,334 403,01 375,89 – – –III. TRANSPORT OPERATORS 5,139 119,92 108,05 – – –IV. PROFESSIONAL AND OTHER SERVICES 5,131 177,47 153,61 – – –V. PERSONAL LOANS 1,52,161 1857,90 1485,69 – – –

1. Loans for Purchase of Consumer Durables 7,489 45,01 32,14 – – –2. Loans for Housing 16,510 586,09 495,48 – – –3. Rest of the Personal Loans 1,28,162 1226,80 958,07 – – –

VI. TRADE 26,442 960,17 771,90 – – –1. Wholesale Trade 3,909 308,66 267,70 – – –2. Retail Trade 22,533 651,51 504,20 – – –

VII. FINANCE 320 22,71 15,45 – – –VIII. ALL OTHERS 26,354 486,08 323,01 – – –

TOTAL BANK CREDIT 2,36,931 6627,72 4507,05 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 1,237 14,47 12,23 – – –

2. Other Small Scale Industries 3,606 292,99 227,98 – – –

230

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: ORISSA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 8,58,711 2291,65 1895,55 1,51,623 657,74 543,001. Direct Finance 8,20,304 2183,20 1808,05 1,48,329 606,27 500,672. Indirect Finance 38,407 108,45 87,50 3,294 51,47 42,34

II. INDUSTRY 1,25,629 3496,61 2998,65 47,667 2003,00 1616,321. Mining & Quarrying 133 13,14 10,99 214 114,23 84,492. Food Manufacturing & Processing 4,093 153,34 133,48 1,529 274,11 201,37

(a) Rice Mills, Flour & Dal Mills 1,834 94,44 79,73 964 179,01 150,97(b) Sugar 7 31,21 31,23 8 7,68 4,13(c) Edible Oils & Vanaspati 74 2,24 1,80 26 39,13 8,47(d) Tea Processing 3 17 17 2 18 16(e) Processing of Fruits & Vegetables 48 2,49 1,99 42 5,00 3,53(f) Others 2,127 22,79 18,56 487 43,10 34,12

3. Beverage & Tobacco 18 4,40 4,06 36 16,56 8,704. Textiles 2,969 18,14 12,78 384 23,96 20,63

(a) Cotton Textiles 254 5,56 4,55 43 14,75 13,30(b) Jute & Other Natural Fibre Textiles 625 1,35 86 10 2,22 2,07(c) Handloom Textiles & Khadi 969 5,02 2,89 183 2,07 1,60(d) Other Textiles & Textile Products 1,121 6,22 4,48 148 4,91 3,67

5. Paper, Paper Products & Printing 123 4,35 3,93 125 18,27 13,826. Leather & Leather Products 41 28 25 27 79 457. Rubber & Plastic Products 42 1,64 1,53 52 7,19 7,228. Chemicals & Chemical Products 125 581,88 578,42 505 14,23 12,36

(a) Heavy Industrial Chemicals 5 28 14 46 4,58 4,13(b) Fertilisers 4 578,47 575,51 1 50 21(c) Drugs & Pharmaceuticals 35 49 43 379 3,20 2,73(d) Non-Edible Oils 6 34 28 2 8 7(e) Other Chemicals & Chemical Products 75 2,30 2,05 77 5,88 5,22

9. Petroleum, Coal Products & Nuclear Fuels 15 7,71 7,44 16 26,72 26,1110. Manufacture of Cement & Cement Products 236 332,06 286,60 126 63,60 43,0511. Basic Metals & Metal Products 1,059 1402,65 1193,17 352 498,90 435,47

(a) Iron & Steel 87 1323,24 1162,11 116 469,34 410,00(b) Non-Ferrous Metals 10 67,78 20,78 42 14,54 12,93(c) Metal Products 962 11,63 10,28 194 15,02 12,54

12. Engineering 240 90,04 50,29 215 171,98 138,13(a) Heavy Engineering 18 76,86 38,45 36 143,20 118,36(b) Light Engineering 114 2,07 1,68 96 25,23 16,98(c) Electrical Machinery & Goods 69 10,80 9,91 62 3,10 2,38(d) Electronic Machinery & Goods 39 32 25 21 45 41

13. Vehicles, Vehicle Parts & Transport Equipments 272 3,64 2,89 157 2,74 1,8714. Other Industries 87,980 311,15 246,99 12,802 201,20 181,8015. Electricity, Gas & Water 22 15,32 11,11 20 30,58 2,36

(a) Electricity Generation & Transmission 13 13,98 10,05 7 28,76 74(b) Non-Conventional Energy 1 90 91 1 10 6(c) Gas, Steam & Water Supply 8 44 15 12 1,72 1,57

16. Construction 28,261 556,86 454,73 31,107 537,96 438,50III. TRANSPORT OPERATORS 20,081 270,91 218,14 6,678 150,21 113,51IV. PROFESSIONAL AND OTHER SERVICES 61,564 308,39 238,17 11,885 127,40 102,39V. PERSONAL LOANS 3,38,098 3175,03 2569,58 2,19,440 2457,35 2020,89

1. Loans for Purchase of Consumer Durables 10,535 46,76 37,07 7,540 53,84 41,022. Loans for Housing 74,925 1358,88 1118,71 50,098 909,21 780,543. Rest of the Personal Loans 2,52,638 1769,39 1413,81 1,61,802 1494,30 1199,33

VI. TRADE 3,16,693 1378,42 1169,45 75,227 874,92 725,561. Wholesale Trade 10,455 330,00 323,66 2,941 122,82 103,072. Retail Trade 3,06,238 1048,42 845,80 72,286 752,10 622,49

VII. FINANCE 3,020 16,08 11,27 1,114 26,94 23,74VIII. ALL OTHERS 1,10,451 390,83 321,91 51,425 463,52 365,21

TOTAL BANK CREDIT 18,34,247 11327,93 9422,72 5,65,059 6761,08 5510,63OF WHICH : 1. Artisans and Village & Tiny Industries 70,681 217,22 171,33 10,593 208,59 166,44

2. Other Small Scale Industries 19,468 134,12 112,44 2,947 153,08 122,44

231

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: ORISSA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 33,432 598,22 501,36 – – –1. Direct Finance 32,544 471,99 391,50 – – –2. Indirect Finance 888 126,23 109,86 – – –

II. INDUSTRY 53,035 5240,12 4266,44 – – –1. Mining & Quarrying 229 466,26 384,68 – – –2. Food Manufacturing & Processing 1,155 206,56 183,88 – – –

(a) Rice Mills, Flour & Dal Mills 512 111,65 105,36 – – –(b) Sugar 2 16 13 – – –(c) Edible Oils & Vanaspati 22 7,04 6,42 – – –(d) Tea Processing 1 5 2 – – –(e) Processing of Fruits & Vegetables 21 3,78 2,98 – – –(f) Others 597 83,89 68,97 – – –

3. Beverage & Tobacco 32 17,33 13,16 – – –4. Textiles 1,041 22,81 20,38 – – –

(a) Cotton Textiles 430 7,98 7,38 – – –(b) Jute & Other Natural Fibre Textiles 352 6,42 5,28 – – –(c) Handloom Textiles & Khadi 53 1,43 1,23 – – –(d) Other Textiles & Textile Products 206 6,98 6,50 – – –

5. Paper, Paper Products & Printing 362 94,73 59,32 – – –6. Leather & Leather Products 56 2,14 1,35 – – –7. Rubber & Plastic Products 120 31,57 27,30 – – –8. Chemicals & Chemical Products 619 128,60 49,47 – – –

(a) Heavy Industrial Chemicals 24 77,81 3,83 – – –(b) Fertilisers 5 1,17 1,15 – – –(c) Drugs & Pharmaceuticals 366 14,80 13,20 – – –(d) Non-Edible Oils 4 68 60 – – –(e) Other Chemicals & Chemical Products 220 34,14 30,70 – – –

9. Petroleum, Coal Products & Nuclear Fuels 26 40,52 39,42 – – –10. Manufacture of Cement & Cement Products 214 118,67 103,44 – – –11. Basic Metals & Metal Products 786 1465,96 1083,33 – – –

(a) Iron & Steel 336 1206,55 884,76 – – –(b) Non-Ferrous Metals 56 206,35 148,83 – – –(c) Metal Products 394 53,07 49,74 – – –

12. Engineering 595 193,31 184,35 – – –(a) Heavy Engineering 75 14,85 11,09 – – –(b) Light Engineering 219 27,29 24,23 – – –(c) Electrical Machinery & Goods 178 144,40 143,81 – – –(d) Electronic Machinery & Goods 123 6,76 5,21 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 117 25,27 20,96 – – –14. Other Industries 4,921 393,65 311,47 – – –15. Electricity, Gas & Water 45 1101,70 998,59 – – –

(a) Electricity Generation & Transmission 24 1098,65 996,08 – – –(b) Non-Conventional Energy 2 6 6 – – –(c) Gas, Steam & Water Supply 19 2,99 2,46 – – –

16. Construction 42,717 931,02 785,35 – – –III. TRANSPORT OPERATORS 6,779 162,89 145,12 – – –IV. PROFESSIONAL AND OTHER SERVICES 9,073 521,90 421,07 – – –V. PERSONAL LOANS 2,88,645 4301,90 3500,47 – – –

1. Loans for Purchase of Consumer Durables 9,503 76,39 65,61 – – –2. Loans for Housing 90,301 2269,81 1919,89 – – –3. Rest of the Personal Loans 1,88,841 1955,70 1514,96 – – –

VI. TRADE 34,740 1286,73 1166,94 – – –1. Wholesale Trade 2,700 349,33 288,08 – – –2. Retail Trade 32,040 937,40 878,85 – – –

VII. FINANCE 2,291 104,54 91,98 – – –VIII. ALL OTHERS 66,287 869,12 703,94 – – –

TOTAL BANK CREDIT 4,94,282 13085,44 10797,33 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 1,674 41,02 37,63 – – –

2. Other Small Scale Industries 4,339 429,95 382,02 – – –

232

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: SIKKIM (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 6,098 41,32 22,16 554 4,91 3,911. Direct Finance 6,084 22,23 17,22 549 4,35 3,392. Indirect Finance 14 19,09 4,95 5 56 52

II. INDUSTRY 560 31,48 23,85 354 53,71 23,081. Mining & Quarrying 7 38 31 17 6,46 1,742. Food Manufacturing & Processing 16 46 36 11 1,26 98

(a) Rice Mills, Flour & Dal Mills 1 4 3 2 21 21(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – 2 7 4(e) Processing of Fruits & Vegetables 1 4 4 1 5 5(f) Others 14 38 29 6 93 69

3. Beverage & Tobacco 2 8 8 8 3,39 1,154. Textiles 9 5 3 9 17 15

(a) Cotton Textiles – – – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 8 2 1 – – –(d) Other Textiles & Textile Products 1 3 2 9 17 15

5. Paper, Paper Products & Printing 2 11 10 5 53 416. Leather & Leather Products – – – – – –7. Rubber & Plastic Products 1 10 6 1 98 718. Chemicals & Chemical Products – – – 4 7 4

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 2 1 1(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products – – – 2 6 3

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – 5 1,12 1,0211. Basic Metals & Metal Products 7 33 26 5 24 20

(a) Iron & Steel – – – 2 11 7(b) Non-Ferrous Metals – – – – – –(c) Metal Products 7 33 26 3 13 13

12. Engineering 7 21 19 13 1,04 96(a) Heavy Engineering – – – – – –(b) Light Engineering 3 8 7 6 82 81(c) Electrical Machinery & Goods 4 14 12 6 22 15(d) Electronic Machinery & Goods – – – 1 – –

13. Vehicles, Vehicle Parts & Transport Equipments 28 4,95 2,72 2 16 1614. Other Industries 263 7,37 5,20 190 7,87 3,2615. Electricity, Gas & Water 1 6 5 1 20,00 5,35

(a) Electricity Generation & Transmission 1 6 5 1 20,00 5,35(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 217 17,38 14,47 83 10,41 6,97III. TRANSPORT OPERATORS 246 7,76 6,62 659 18,98 16,64IV. PROFESSIONAL AND OTHER SERVICES 172 14,54 7,10 1,570 36,76 32,05V. PERSONAL LOANS 10,608 224,44 188,22 11,044 213,37 176,22

1. Loans for Purchase of Consumer Durables 1,401 10,77 7,20 1,739 8,42 7,422. Loans for Housing 3,526 149,58 129,68 3,024 121,87 105,093. Rest of the Personal Loans 5,681 64,09 51,34 6,281 83,08 63,71

VI. TRADE 1,294 24,62 20,51 467 77,42 48,681. Wholesale Trade 4 94 71 80 14,52 12,312. Retail Trade 1,290 23,67 19,79 387 62,90 36,37

VII. FINANCE 12 6 6 2 4,41 4,40VIII. ALL OTHERS 143 3,74 1,70 1,236 15,95 10,36

TOTAL BANK CREDIT 19,133 347,95 270,23 15,886 425,51 315,34OF WHICH : 1. Artisans and Village & Tiny Industries 198 4,94 3,87 96 2,87 2,08

2. Other Small Scale Industries 68 1,23 98 145 2,58 2,17

Note :There are no Urban and Metropolitan Centres in Sikkim.

233

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: WEST BENGAL (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 8,27,996 2428,66 2050,03 1,95,676 1229,33 1082,811. Direct Finance 8,09,143 2168,50 1827,57 1,91,949 1091,68 962,762. Indirect Finance 18,853 260,16 222,46 3,727 137,65 120,06

II. INDUSTRY 3,32,471 2070,93 1652,76 70,771 1346,35 1012,291. Mining & Quarrying 101 12,30 7,46 128 21,16 16,132. Food Manufacturing & Processing 34,761 318,73 269,24 9,057 408,26 250,73

(a) Rice Mills, Flour & Dal Mills 31,130 114,30 97,22 7,705 111,78 88,39(b) Sugar 7 24 18 2 6 6(c) Edible Oils & Vanaspati 425 11,12 9,75 226 21,59 16,36(d) Tea Processing 40 119,81 111,84 68 177,43 81,91(e) Processing of Fruits & Vegetables 155 9,42 7,93 91 16,19 12,59(f) Others 3,004 63,84 42,32 965 81,20 51,40

3. Beverage & Tobacco 61 16,68 13,04 75 16,29 14,234. Textiles 4,692 113,65 93,95 2,481 70,02 46,48

(a) Cotton Textiles 335 57,22 52,72 478 7,89 6,97(b) Jute & Other Natural Fibre Textiles 446 7,32 4,42 330 30,78 14,50(c) Handloom Textiles & Khadi 1,838 12,90 10,40 307 4,06 3,48(d) Other Textiles & Textile Products 2,073 36,21 26,40 1,366 27,28 21,54

5. Paper, Paper Products & Printing 215 16,79 15,61 151 9,47 8,616. Leather & Leather Products 161 8,83 6,91 84 9,58 3,707. Rubber & Plastic Products 153 107,32 95,06 197 22,50 18,348. Chemicals & Chemical Products 492 24,45 20,86 1,333 93,38 86,61

(a) Heavy Industrial Chemicals 11 2,77 2,49 14 20,65 20,35(b) Fertilisers 9 49 38 14 5,04 4,02(c) Drugs & Pharmaceuticals 345 8,37 6,59 1,175 10,07 8,63(d) Non-Edible Oils 4 19 19 6 25 16(e) Other Chemicals & Chemical Products 123 12,62 11,21 124 57,37 53,46

9. Petroleum, Coal Products & Nuclear Fuels 24 593,66 449,19 22 105,72 76,0910. Manufacture of Cement & Cement Products 235 11,91 10,60 96 15,35 12,1511. Basic Metals & Metal Products 431 85,68 71,89 352 127,47 117,17

(a) Iron & Steel 43 40,36 34,14 65 40,10 32,02(b) Non-Ferrous Metals 28 14,73 10,06 21 5,27 4,60(c) Metal Products 360 30,58 27,68 266 82,10 80,56

12. Engineering 1,008 123,54 101,91 434 84,60 71,50(a) Heavy Engineering 29 44,14 46,22 48 13,12 9,30(b) Light Engineering 710 48,13 27,67 231 12,32 9,49(c) Electrical Machinery & Goods 217 21,39 17,83 114 55,48 49,07(d) Electronic Machinery & Goods 52 9,89 10,19 41 3,68 3,64

13. Vehicles, Vehicle Parts & Transport Equipments 291 9,37 8,16 79 7,63 6,6114. Other Industries 2,85,112 439,17 346,42 52,800 203,61 162,4915. Electricity, Gas & Water 12 33,76 5,19 34 5,13 2,63

(a) Electricity Generation & Transmission 8 33,55 5,05 11 3,35 93(b) Non-Conventional Energy 1 2 2 14 93 87(c) Gas, Steam & Water Supply 3 19 12 9 85 83

16. Construction 4,722 155,10 137,26 3,448 146,19 118,83III. TRANSPORT OPERATORS 21,187 259,71 241,91 5,703 58,93 42,54IV. PROFESSIONAL AND OTHER SERVICES 40,957 211,90 175,39 11,298 182,80 153,64V. PERSONAL LOANS 3,94,575 3424,83 2701,77 1,85,352 2137,25 1729,87

1. Loans for Purchase of Consumer Durables 53,594 359,98 252,80 20,955 118,40 86,642. Loans for Housing 50,974 1271,68 1097,17 35,380 970,38 826,773. Rest of the Personal Loans 2,90,007 1793,17 1351,79 1,29,017 1048,47 816,45

VI. TRADE 3,60,034 1469,12 1215,11 1,11,167 1337,68 1078,031. Wholesale Trade 15,526 139,66 119,79 5,263 314,54 220,562. Retail Trade 3,44,508 1329,46 1095,32 1,05,904 1023,13 857,47

VII. FINANCE 1,371 16,20 13,50 893 46,13 32,97VIII. ALL OTHERS 75,935 328,46 274,18 28,282 1350,93 270,10

TOTAL BANK CREDIT 20,54,526 10209,80 8324,64 6,09,142 7689,39 5402,25OF WHICH : 1. Artisans and Village & Tiny Industries 2,70,688 436,03 336,47 50,044 258,85 205,26

2. Other Small Scale Industries 44,150 272,51 223,87 10,100 220,41 179,05

234

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONSTATE: WEST BENGAL (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 56,904 801,30 653,18 26,386 3065,24 2170,701. Direct Finance 55,307 666,22 541,46 25,026 801,81 625,192. Indirect Finance 1,597 135,08 111,72 1,360 2263,42 1545,51

II. INDUSTRY 40,598 3100,37 2297,83 88,562 45045,55 28418,181. Mining & Quarrying 177 36,32 27,75 248 1400,97 817,812. Food Manufacturing & Processing 5,313 433,92 334,02 15,543 3637,69 2840,30

(a) Rice Mills, Flour & Dal Mills 2,242 165,16 130,37 164 236,67 145,18(b) Sugar 3 16 14 41 714,62 481,95(c) Edible Oils & Vanaspati 121 37,97 23,19 146 133,95 117,40(d) Tea Processing 149 105,36 82,23 764 2171,72 1801,22(e) Processing of Fruits & Vegetables 885 36,92 29,91 26 7,62 7,14(f) Others 1,913 88,35 68,19 14,402 373,11 287,41

3. Beverage & Tobacco 64 10,16 8,60 98 164,68 97,064. Textiles 7,961 141,79 114,98 12,774 2333,90 1672,59

(a) Cotton Textiles 2,426 27,27 21,77 2,191 818,03 619,14(b) Jute & Other Natural Fibre Textiles 3,558 75,96 60,61 1,681 510,73 310,56(c) Handloom Textiles & Khadi 876 2,50 2,05 1,283 28,22 20,99(d) Other Textiles & Textile Products 1,101 36,06 30,55 7,619 976,92 721,90

5. Paper, Paper Products & Printing 549 41,47 28,89 1,260 1483,65 696,306. Leather & Leather Products 165 12,23 7,29 1,698 2446,56 688,477. Rubber & Plastic Products 496 46,90 39,56 1,086 716,60 432,348. Chemicals & Chemical Products 1,032 290,66 255,06 15,121 3342,19 2075,79

(a) Heavy Industrial Chemicals 57 224,12 198,57 232 1462,44 804,56(b) Fertilisers 5 3,45 3,42 17 215,55 174,75(c) Drugs & Pharmaceuticals 665 14,65 13,26 5,622 397,57 294,10(d) Non-Edible Oils 13 5,90 4,43 24 15,36 11,12(e) Other Chemicals & Chemical Products 292 42,53 35,37 9,226 1251,28 791,27

9. Petroleum, Coal Products & Nuclear Fuels 51 442,25 231,85 227 1689,50 1113,9610. Manufacture of Cement & Cement Products 230 33,67 30,08 1,157 597,19 386,5411. Basic Metals & Metal Products 1,135 786,28 580,23 2,816 11353,29 6646,28

(a) Iron & Steel 505 671,31 498,44 1,315 8677,51 5045,41(b) Non-Ferrous Metals 57 52,02 28,83 254 1484,11 770,92(c) Metal Products 573 62,95 52,96 1,247 1191,68 829,95

12. Engineering 1,610 233,97 174,99 13,402 4717,92 2936,60(a) Heavy Engineering 504 55,52 47,21 1,545 836,48 520,81(b) Light Engineering 787 62,50 49,52 7,048 1624,46 1030,94(c) Electrical Machinery & Goods 242 107,03 73,86 3,870 1510,69 1165,30(d) Electronic Machinery & Goods 77 8,92 4,41 939 746,29 219,55

13. Vehicles, Vehicle Parts & Transport Equipments 305 21,43 17,52 791 875,28 642,1814. Other Industries 18,166 248,07 202,04 16,089 4539,96 3107,7815. Electricity, Gas & Water 41 33,83 18,38 149 837,04 582,91

(a) Electricity Generation & Transmission 20 16,07 7,62 93 808,58 556,78(b) Non-Conventional Energy 1 10 10 4 66 65(c) Gas, Steam & Water Supply 20 17,66 10,67 52 27,80 25,47

16. Construction 3,303 287,40 226,60 6,103 4909,11 3681,26III. TRANSPORT OPERATORS 6,033 133,67 120,30 8,885 804,13 578,79IV. PROFESSIONAL AND OTHER SERVICES 11,027 425,30 347,35 13,450 4842,33 3290,20V. PERSONAL LOANS 2,57,030 3384,26 2724,80 5,57,385 13487,55 10214,64

1. Loans for Purchase of Consumer Durables 11,440 69,05 55,72 17,234 155,22 140,622. Loans for Housing 54,701 1556,45 1300,45 1,05,412 5626,58 4818,843. Rest of the Personal Loans 1,90,889 1758,76 1368,64 4,34,739 7705,75 5255,18

VI. TRADE 72,784 2000,76 1384,00 46,261 8740,15 6374,671. Wholesale Trade 6,712 610,21 395,04 12,273 5916,73 4410,762. Retail Trade 66,072 1390,55 988,96 33,988 2823,42 1963,91

VII. FINANCE 333 3055,08 46,60 994 4152,31 3059,30VIII. ALL OTHERS 46,726 560,74 479,61 95,837 2384,36 1504,03

TOTAL BANK CREDIT 4,91,435 13461,48 8053,67 8,37,760 82521,62 55610,51OF WHICH : 1. Artisans and Village & Tiny Industries 15,026 85,92 72,50 3,031 166,46 145,11

2. Other Small Scale Industries 10,108 621,61 477,35 15,431 3072,21 2563,93

235

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006EASTERN REGIONANDAMAN & NICOBAR ISLANDS (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 2,163 92,96 73,87 404 43,40 39,861. Direct Finance 1,011 9,91 8,75 341 5,40 5,062. Indirect Finance 1,152 83,05 65,12 63 38,00 34,80

II. INDUSTRY 497 28,81 25,51 452 46,88 44,651. Mining & Quarrying 7 70 60 5 75 702. Food Manufacturing & Processing 6 89 57 92 7,71 7,02

(a) Rice Mills, Flour & Dal Mills 1 5 5 36 54 44(b) Sugar – – – 1 3,08 3,08(c) Edible Oils & Vanaspati 1 12 12 4 2 2(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 1 7 – 3 13 12(f) Others 3 65 40 48 3,94 3,36

3. Beverage & Tobacco – – – 1 3 24. Textiles 13 1,58 1,21 37 2,83 2,63

(a) Cotton Textiles 3 41 25 25 2,04 1,92(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi 1 5 4 3 7 5(d) Other Textiles & Textile Products 9 1,12 92 9 72 66

5. Paper, Paper Products & Printing 11 5,68 5,41 5 2,79 2,696. Leather & Leather Products 2 95 53 1 4 47. Rubber & Plastic Products 2 42 23 1 16 168. Chemicals & Chemical Products 2 16 13 64 1,99 1,44

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 1 8 5 56 38 35(d) Non-Edible Oils – – – 2 81 79(e) Other Chemicals & Chemical Products 1 8 8 6 79 30

9. Petroleum, Coal Products & Nuclear Fuels – – – 1 5 510. Manufacture of Cement & Cement Products 1 5 5 1 15 1711. Basic Metals & Metal Products 3 13 12 9 68 64

(a) Iron & Steel 1 8 8 1 19 19(b) Non-Ferrous Metals – – – 1 25 25(c) Metal Products 2 5 4 7 24 20

12. Engineering 11 1,19 76 11 51 23(a) Heavy Engineering 2 35 14 4 44 15(b) Light Engineering 8 60 60 4 5 5(c) Electrical Machinery & Goods 1 24 2 3 3 3(d) Electronic Machinery & Goods – – – – – –

13. Vehicles, Vehicle Parts & Transport Equipments 3 14 13 9 74 6314. Other Industries 338 12,79 12,09 153 21,91 22,6015. Electricity, Gas & Water 1 8 7 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 8 7 – – –

16. Construction 97 4,06 3,61 62 6,53 5,63III. TRANSPORT OPERATORS 334 5,35 3,88 414 8,47 6,16IV. PROFESSIONAL AND OTHER SERVICES 144 7,70 6,26 345 24,58 16,41V. PERSONAL LOANS 3,711 40,31 32,34 7,264 95,78 71,85

1. Loans for Purchase of Consumer Durables 48 25 20 274 3,18 2,932. Loans for Housing 401 15,62 12,18 644 32,47 28,053. Rest of the Personal Loans 3,262 24,44 19,95 6,346 60,13 40,87

VI. TRADE 1,220 26,70 24,18 1,195 46,09 41,871. Wholesale Trade 12 1,07 87 110 8,65 8,002. Retail Trade 1,208 25,64 23,31 1,085 37,43 33,87

VII. FINANCE – – – 13 59 57VIII. ALL OTHERS 686 23,49 13,76 2,558 30,06 29,01TOTAL BANK CREDIT 8,755 225,34 179,80 12,645 295,84 250,37OF WHICH : 1. Artisans and Village & Tiny Industries 224 2,74 2,14 125 3,47 2,95

2. Other Small Scale Industries 134 7,19 6,16 87 7,19 6,52Note :There are no Urban and Metropolitan Centres in Andaman & Nicobar Islands.

236

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: CHHATTISGARH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 2,21,119 904,98 734,79 65,578 462,38 377,541. Direct Finance 2,17,373 849,07 684,34 64,417 445,98 363,672. Indirect Finance 3,746 55,91 50,45 1,161 16,40 13,87

II. INDUSTRY 24,680 747,85 354,04 8,382 983,08 637,941. Mining & Quarrying 199 12,36 9,75 279 340,12 199,902. Food Manufacturing & Processing 756 61,56 41,38 1,112 143,95 109,41

(a) Rice Mills, Flour & Dal Mills 534 33,52 25,47 924 120,41 90,34(b) Sugar – – – 4 56 50(c) Edible Oils & Vanaspati 14 10,88 9,02 31 8,29 8,09(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 1 1,80 1,69 9 3,14 1,64(f) Others 207 15,36 5,20 144 11,54 8,84

3. Beverage & Tobacco 12 76 61 9 4,85 2,004. Textiles 276 4,22 3,39 77 2,35 1,86

(a) Cotton Textiles 86 2,48 2,19 6 15 15(b) Jute & Other Natural Fibre Textiles 5 17 1 4 30 26(c) Handloom Textiles & Khadi 23 14 13 8 60 54(d) Other Textiles & Textile Products 162 1,43 1,07 59 1,30 90

5. Paper, Paper Products & Printing 20 2,25 1,95 56 4,81 3,616. Leather & Leather Products 40 71 64 9 16 117. Rubber & Plastic Products 525 2,63 2,22 31 2,66 2,338. Chemicals & Chemical Products 39 5,94 5,61 109 5,70 4,90

(a) Heavy Industrial Chemicals 2 4,55 4,54 10 2,38 2,13(b) Fertilisers 4 43 33 – – –(c) Drugs & Pharmaceuticals 9 28 19 64 63 56(d) Non-Edible Oils 2 9 8 2 60 50(e) Other Chemicals & Chemical Products 22 58 48 33 2,10 1,70

9. Petroleum, Coal Products & Nuclear Fuels 3 19 9 13 50,89 40,5410. Manufacture of Cement & Cement Products 30 54,55 8,88 52 3,47 2,6111. Basic Metals & Metal Products 130 411,06 163,31 211 273,96 140,77

(a) Iron & Steel 54 409,33 161,99 65 218,36 104,35(b) Non-Ferrous Metals 6 23 9 9 43 26(c) Metal Products 70 1,51 1,23 137 55,17 36,16

12. Engineering 127 3,65 2,61 171 8,48 6,63(a) Heavy Engineering 11 90 72 14 2,23 1,73(b) Light Engineering 48 1,08 79 102 5,30 4,24(c) Electrical Machinery & Goods 49 1,48 94 46 65 40(d) Electronic Machinery & Goods 19 19 16 9 30 25

13. Vehicles, Vehicle Parts & Transport Equipments 98 70 47 326 4,53 3,6714. Other Industries 19,340 57,05 42,58 5,009 53,49 42,2315. Electricity, Gas & Water 11 79,30 32,41 8 51,92 51,86

(a) Electricity Generation & Transmission 6 78,85 31,98 5 51,77 51,77(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 5 45 42 3 15 9

16. Construction 3,074 50,92 38,13 910 31,73 25,52III. TRANSPORT OPERATORS 2,667 68,50 64,76 1,068 10,94 8,34IV. PROFESSIONAL AND OTHER SERVICES 6,372 28,06 21,89 3,210 50,82 40,17V. PERSONAL LOANS 99,207 788,54 604,85 75,019 753,49 575,75

1. Loans for Purchase of Consumer Durables 5,677 22,30 16,31 5,280 23,95 15,882. Loans for Housing 7,095 142,37 125,29 7,804 208,49 177,493. Rest of the Personal Loans 86,435 623,88 463,25 61,935 521,05 382,38

VI. TRADE 53,964 241,18 187,24 26,234 370,43 287,771. Wholesale Trade 673 25,01 22,90 813 134,59 99,862. Retail Trade 53,291 216,17 164,34 25,421 235,84 187,91

VII. FINANCE 321 7,68 80 81 4,82 2,95VIII. ALL OTHERS 20,877 78,04 58,83 6,973 70,26 54,24

TOTAL BANK CREDIT 4,29,207 2864,83 2027,20 1,86,545 2706,21 1984,70OF WHICH : 1. Artisans and Village & Tiny Industries 14,298 52,48 38,44 4,124 129,78 98,83

2. Other Small Scale Industries 5,741 52,93 40,93 2,058 67,76 50,89

237

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: CHHATTISGARH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 16,911 396,02 325,60 – – –1. Direct Finance 16,334 326,17 269,38 – – –2. Indirect Finance 577 69,85 56,23 – – –

II. INDUSTRY 8,853 4536,34 3410,40 – – –1. Mining & Quarrying 173 125,29 116,78 – – –2. Food Manufacturing & Processing 1,036 261,93 202,77 – – –

(a) Rice Mills, Flour & Dal Mills 575 132,04 99,85 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 140 69,31 61,77 – – –(d) Tea Processing 9 2,81 2,11 – – –(e) Processing of Fruits & Vegetables 12 12,44 8,66 – – –(f) Others 300 45,33 30,38 – – –

3. Beverage & Tobacco 27 3,33 2,62 – – –4. Textiles 718 34,67 29,07 – – –

(a) Cotton Textiles 407 18,03 18,21 – – –(b) Jute & Other Natural Fibre Textiles 201 7,14 5,94 – – –(c) Handloom Textiles & Khadi 6 13 15 – – –(d) Other Textiles & Textile Products 104 9,38 4,77 – – –

5. Paper, Paper Products & Printing 275 23,34 17,11 – – –6. Leather & Leather Products 65 55,33 42,79 – – –7. Rubber & Plastic Products 251 54,82 45,78 – – –8. Chemicals & Chemical Products 351 94,89 76,82 – – –

(a) Heavy Industrial Chemicals 53 31,49 27,75 – – –(b) Fertilisers 17 16,55 13,52 – – –(c) Drugs & Pharmaceuticals 32 1,48 86 – – –(d) Non-Edible Oils 13 1,77 1,43 – – –(e) Other Chemicals & Chemical Products 236 43,59 33,26 – – –

9. Petroleum, Coal Products & Nuclear Fuels 43 15,48 12,52 – – –10. Manufacture of Cement & Cement Products 115 22,56 15,53 – – –11. Basic Metals & Metal Products 1,510 3210,38 2387,95 – – –

(a) Iron & Steel 805 2425,96 1682,19 – – –(b) Non-Ferrous Metals 40 421,34 388,26 – – –(c) Metal Products 665 363,09 317,49 – – –

12. Engineering 709 171,34 115,99 – – –(a) Heavy Engineering 53 82,63 48,58 – – –(b) Light Engineering 403 45,52 32,31 – – –(c) Electrical Machinery & Goods 97 21,06 13,56 – – –(d) Electronic Machinery & Goods 156 22,12 21,55 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 93 7,69 5,94 – – –14. Other Industries 2,831 148,05 105,15 – – –15. Electricity, Gas & Water 51 155,09 115,41 – – –

(a) Electricity Generation & Transmission 20 112,40 84,37 – – –(b) Non-Conventional Energy 4 27,55 18,93 – – –(c) Gas, Steam & Water Supply 27 15,15 12,12 – – –

16. Construction 605 152,15 118,19 – – –III. TRANSPORT OPERATORS 4,088 58,75 49,94 – – –IV. PROFESSIONAL AND OTHER SERVICES 4,173 296,99 198,05 – – –V. PERSONAL LOANS 1,21,737 1843,51 1477,52 – – –

1. Loans for Purchase of Consumer Durables 2,974 22,58 18,18 – – –2. Loans for Housing 23,167 835,57 727,78 – – –3. Rest of the Personal Loans 95,596 985,36 731,55 – – –

VI. TRADE 19,768 1501,99 1040,53 – – –1. Wholesale Trade 2,048 928,88 612,45 – – –2. Retail Trade 17,720 573,12 428,08 – – –

VII. FINANCE 231 28,70 25,82 – – –VIII. ALL OTHERS 17,103 378,11 268,65 – – –

TOTAL BANK CREDIT 1,92,864 9040,41 6796,50 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 895 16,64 12,70 – – –

2. Other Small Scale Industries 4,008 459,91 365,68 – – –

238

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: MADHYA PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 7,23,161 4983,52 4142,48 3,96,209 3875,06 3135,731. Direct Finance 7,07,497 4752,33 3965,70 3,88,299 3656,08 2982,562. Indirect Finance 15,664 231,20 176,78 7,910 218,98 153,17

II. INDUSTRY 44,015 1933,32 1245,59 38,012 1419,54 1137,921. Mining & Quarrying 339 22,13 16,45 381 31,84 26,092. Food Manufacturing & Processing 2,304 149,52 47,42 2,942 256,44 171,39

(a) Rice Mills, Flour & Dal Mills 647 12,74 9,76 1,309 88,29 64,12(b) Sugar 5 1,75 1,35 18 10,14 9,48(c) Edible Oils & Vanaspati 59 102,24 11,65 139 95,09 47,94(d) Tea Processing 2 11 10 2 10 6(e) Processing of Fruits & Vegetables 321 11,92 11,54 15 1,06 67(f) Others 1,270 20,75 13,03 1,459 61,77 49,13

3. Beverage & Tobacco 15 2,96 2,22 33 12,29 11,784. Textiles 786 344,79 316,37 1,265 283,08 212,74

(a) Cotton Textiles 81 334,41 308,83 584 161,08 126,62(b) Jute & Other Natural Fibre Textiles 17 33 26 27 1,02 70(c) Handloom Textiles & Khadi 106 90 67 175 1,25 92(d) Other Textiles & Textile Products 582 9,16 6,61 479 119,73 84,51

5. Paper, Paper Products & Printing 108 21,44 11,03 174 17,15 11,176. Leather & Leather Products 307 1,31 90 363 1,67 1,267. Rubber & Plastic Products 166 188,98 60,75 235 90,73 80,678. Chemicals & Chemical Products 586 120,32 92,43 1,577 55,95 43,48

(a) Heavy Industrial Chemicals 8 99 77 26 13,22 8,40(b) Fertilisers 14 48,35 34,69 10 17,27 14,77(c) Drugs & Pharmaceuticals 427 2,58 1,99 1,271 10,92 9,66(d) Non-Edible Oils 3 31 24 8 64 43(e) Other Chemicals & Chemical Products 134 68,10 54,74 262 13,90 10,22

9. Petroleum, Coal Products & Nuclear Fuels 5 1,17 1,15 13 81 5510. Manufacture of Cement & Cement Products 118 282,46 90,13 149 107,42 104,2611. Basic Metals & Metal Products 228 254,14 174,65 427 168,70 162,63

(a) Iron & Steel 18 221,57 152,54 54 157,67 153,88(b) Non-Ferrous Metals 5 18,54 11,42 12 3,24 2,54(c) Metal Products 205 14,03 10,69 361 7,78 6,21

12. Engineering 457 16,93 8,15 966 85,98 70,35(a) Heavy Engineering 20 1,03 74 73 39,84 36,13(b) Light Engineering 265 3,08 2,17 261 9,02 6,99(c) Electrical Machinery & Goods 114 12,04 4,57 502 21,46 13,60(d) Electronic Machinery & Goods 58 78 67 130 15,67 13,62

13. Vehicles, Vehicle Parts & Transport Equipments 147 57,94 41,41 178 12,33 9,8714. Other Industries 34,419 119,55 81,80 26,391 162,54 122,3815. Electricity, Gas & Water 20 117,59 132,21 31 57,89 57,57

(a) Electricity Generation & Transmission 17 117,44 132,08 7 55,26 55,29(b) Non-Conventional Energy 1 6 6 2 60 39(c) Gas, Steam & Water Supply 2 8 7 22 2,03 1,88

16. Construction 4,010 232,09 168,54 2,887 74,73 51,72III. TRANSPORT OPERATORS 6,699 152,49 143,79 3,387 48,91 35,28IV. PROFESSIONAL AND OTHER SERVICES 16,162 117,69 79,22 11,789 164,49 125,24V. PERSONAL LOANS 1,96,031 1540,01 1209,44 2,60,097 2799,81 2210,76

1. Loans for Purchase of Consumer Durables 24,451 120,90 89,47 27,759 169,96 139,862. Loans for Housing 18,798 319,42 274,58 31,105 740,94 647,343. Rest of the Personal Loans 1,52,782 1099,69 845,39 2,01,233 1888,90 1423,56

VI. TRADE 1,11,348 539,07 414,75 92,134 1100,67 830,111. Wholesale Trade 7,674 87,74 72,24 6,719 218,20 170,102. Retail Trade 1,03,674 451,34 342,50 85,415 882,46 660,01

VII. FINANCE 3,391 13,43 8,99 1,326 40,84 34,58VIII. ALL OTHERS 78,759 617,87 465,59 95,706 1337,76 1128,74

TOTAL BANK CREDIT 11,79,566 9897,41 7709,86 8,98,660 10787,07 8638,37OF WHICH : 1. Artisans and Village & Tiny Industries 27,447 90,67 66,30 15,256 141,26 108,62

2. Other Small Scale Industries 8,956 83,53 62,93 12,880 238,10 177,57

239

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: MADHYA PRADESH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,06,609 1426,44 1199,43 11,495 1215,69 983,661. Direct Finance 1,04,250 1216,60 1007,56 10,190 231,37 198,702. Indirect Finance 2,359 209,83 191,87 1,305 984,32 784,96

II. INDUSTRY 26,807 2248,18 1483,86 34,940 6561,79 4743,151. Mining & Quarrying 257 38,03 30,12 80 47,63 33,812. Food Manufacturing & Processing 2,746 360,22 278,52 1,218 1274,08 825,74

(a) Rice Mills, Flour & Dal Mills 1,195 97,63 76,03 345 121,19 108,88(b) Sugar 6 5,39 4,25 11 16,28 13,55(c) Edible Oils & Vanaspati 320 179,59 134,85 484 944,54 559,73(d) Tea Processing 4 54 50 7 1,05 88(e) Processing of Fruits & Vegetables 29 5,16 4,71 2 1,60 1,44(f) Others 1,192 71,92 58,18 369 189,41 141,26

3. Beverage & Tobacco 39 33,10 27,03 51 108,59 87,474. Textiles 5,604 221,80 172,40 898 706,11 483,35

(a) Cotton Textiles 3,096 101,39 77,83 398 437,31 340,65(b) Jute & Other Natural Fibre Textiles 1,009 18,17 15,90 25 1,55 1,42(c) Handloom Textiles & Khadi 194 2,95 2,44 20 50 28(d) Other Textiles & Textile Products 1,305 99,29 76,23 455 266,76 141,00

5. Paper, Paper Products & Printing 610 44,32 34,45 616 336,55 252,096. Leather & Leather Products 251 3,96 2,99 261 30,91 20,287. Rubber & Plastic Products 377 66,86 52,15 429 249,64 184,138. Chemicals & Chemical Products 2,433 146,15 100,39 12,823 310,99 229,01

(a) Heavy Industrial Chemicals 36 38,20 27,62 42 25,54 14,37(b) Fertilisers 7 14,88 14,87 15 10,38 9,11(c) Drugs & Pharmaceuticals 1,957 16,80 14,30 818 187,32 139,46(d) Non-Edible Oils 9 1,60 1,30 7 3,79 1,16(e) Other Chemicals & Chemical Products 424 74,69 42,29 11,941 83,95 64,90

9. Petroleum, Coal Products & Nuclear Fuels 19 16,36 13,40 17 16,96 8,8610. Manufacture of Cement & Cement Products 431 254,12 134,21 90 25,28 18,0011. Basic Metals & Metal Products 719 102,57 81,50 8,583 1231,18 917,38

(a) Iron & Steel 86 81,90 65,18 289 1075,62 799,08(b) Non-Ferrous Metals 42 6,00 4,55 57 56,03 34,89(c) Metal Products 591 14,67 11,77 8,237 99,54 83,41

12. Engineering 1,479 213,00 161,29 1,659 618,50 526,01(a) Heavy Engineering 622 42,55 34,22 182 46,83 28,80(b) Light Engineering 449 38,47 33,54 415 303,82 265,53(c) Electrical Machinery & Goods 335 120,37 87,17 790 255,32 221,41(d) Electronic Machinery & Goods 73 11,61 6,35 272 12,53 10,27

13. Vehicles, Vehicle Parts & Transport Equipments 211 92,33 68,67 318 243,27 171,7814. Other Industries 9,439 263,94 171,66 6,686 387,66 252,2315. Electricity, Gas & Water 20 206,98 20,96 29 229,55 127,12

(a) Electricity Generation & Transmission 9 205,45 19,88 14 219,16 119,10(b) Non-Conventional Energy 1 15 – 3 44 45(c) Gas, Steam & Water Supply 10 1,37 1,08 12 9,96 7,57

16. Construction 2,172 184,45 134,11 1,182 744,90 605,88III. TRANSPORT OPERATORS 4,897 81,21 68,40 4,896 185,51 153,39IV. PROFESSIONAL AND OTHER SERVICES 13,008 341,20 273,08 8,712 744,08 607,39V. PERSONAL LOANS 2,83,357 3635,72 2952,74 2,75,001 4780,34 3879,20

1. Loans for Purchase of Consumer Durables 18,278 91,91 67,84 9,785 73,38 61,822. Loans for Housing 54,067 1623,63 1432,01 61,919 2480,02 2173,883. Rest of the Personal Loans 2,11,012 1920,19 1452,89 2,03,297 2226,93 1643,50

VI. TRADE 72,771 2149,42 915,17 34,535 2060,12 1460,671. Wholesale Trade 5,205 1200,27 212,99 10,386 921,43 672,822. Retail Trade 67,566 949,15 702,18 24,149 1138,69 787,84

VII. FINANCE 734 39,46 20,31 527 392,17 341,06VIII. ALL OTHERS 51,235 805,84 611,70 60,713 2104,29 1263,55

TOTAL BANK CREDIT 5,59,418 10727,47 7524,69 4,30,819 18043,98 13432,08OF WHICH : 1. Artisans and Village & Tiny Industries 3,626 31,46 24,43 770 13,43 9,93

2. Other Small Scale Industries 9,471 448,22 341,28 19,861 634,03 500,47

240

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: UTTAR PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 31,12,019 12589,78 10120,62 11,03,916 6403,78 5193,491. Direct Finance 30,66,934 12200,44 9820,27 10,91,049 5788,52 4735,562. Indirect Finance 45,085 389,35 300,35 12,867 615,27 457,93

II. INDUSTRY 1,27,746 3543,75 2322,35 58,568 3922,70 2321,781. Mining & Quarrying 288 22,13 16,22 240 21,43 16,422. Food Manufacturing & Processing 10,306 613,75 429,14 9,313 1254,11 897,39

(a) Rice Mills, Flour & Dal Mills 6,216 167,03 124,56 6,388 360,56 243,92(b) Sugar 85 329,34 205,72 181 712,38 505,72(c) Edible Oils & Vanaspati 809 12,86 9,63 311 14,56 11,93(d) Tea Processing 3 8 7 5 50 46(e) Processing of Fruits & Vegetables 659 28,29 24,23 43 8,15 6,17(f) Others 2,534 76,16 64,92 2,385 157,94 129,18

3. Beverage & Tobacco 27 3,29 2,21 209 27,77 23,264. Textiles 7,189 283,16 204,99 5,259 439,73 340,07

(a) Cotton Textiles 1,067 66,08 51,04 1,236 51,29 43,83(b) Jute & Other Natural Fibre Textiles 322 1,87 1,53 32 7,28 6,14(c) Handloom Textiles & Khadi 1,985 17,22 12,42 1,684 27,36 23,24(d) Other Textiles & Textile Products 3,815 197,98 140,00 2,307 353,80 266,86

5. Paper, Paper Products & Printing 219 68,25 42,26 397 92,89 83,456. Leather & Leather Products 470 61,31 58,73 209 14,51 12,577. Rubber & Plastic Products 219 21,78 16,42 162 15,79 13,288. Chemicals & Chemical Products 836 117,78 97,22 8,743 212,16 113,70

(a) Heavy Industrial Chemicals 23 41,60 25,29 59 13,78 7,28(b) Fertilisers 11 24,40 24,24 10 15,84 10,71(c) Drugs & Pharmaceuticals 270 4,18 3,36 8,230 55,69 46,44(d) Non-Edible Oils 17 27,93 27,89 13 78 63(e) Other Chemicals & Chemical Products 515 19,66 16,43 431 126,07 48,64

9. Petroleum, Coal Products & Nuclear Fuels 68 5,98 3,95 46 21,03 18,2610. Manufacture of Cement & Cement Products 666 22,24 17,63 177 19,59 16,0011. Basic Metals & Metal Products 725 895,41 228,50 1,344 1170,41 341,84

(a) Iron & Steel 175 69,20 55,23 159 723,29 254,90(b) Non-Ferrous Metals 29 705,05 97,03 47 394,16 43,12(c) Metal Products 521 121,16 76,24 1,138 52,97 43,82

12. Engineering 1,242 336,41 282,79 1,048 65,20 54,71(a) Heavy Engineering 134 16,39 11,52 105 13,15 12,18(b) Light Engineering 623 23,70 22,14 589 25,00 20,96(c) Electrical Machinery & Goods 349 75,97 60,46 278 23,08 18,52(d) Electronic Machinery & Goods 136 220,34 188,67 76 3,98 3,05

13. Vehicles, Vehicle Parts & Transport Equipments 558 61,73 37,59 252 42,42 36,1514. Other Industries 1,01,551 501,53 398,90 28,231 442,43 287,0315. Electricity, Gas & Water 54 370,45 357,15 29 2,39 1,77

(a) Electricity Generation & Transmission 35 362,56 351,57 10 78 62(b) Non-Conventional Energy 1 3 3 3 55 42(c) Gas, Steam & Water Supply 18 7,86 5,55 16 1,06 73

16. Construction 3,328 158,55 128,64 2,909 80,84 65,88III. TRANSPORT OPERATORS 17,219 177,69 146,53 5,783 65,65 49,24IV. PROFESSIONAL AND OTHER SERVICES 53,504 539,18 368,90 21,996 561,01 445,25V. PERSONAL LOANS 3,50,575 4383,81 3513,03 2,56,725 2719,67 2161,02

1. Loans for Purchase of Consumer Durables 27,294 151,68 113,54 16,903 94,92 75,142. Loans for Housing 54,139 1703,37 1511,91 34,979 889,71 780,733. Rest of the Personal Loans 2,69,142 2528,76 1887,58 2,04,843 1735,04 1305,15

VI. TRADE 2,85,179 1970,96 1599,59 1,73,676 1810,27 1377,171. Wholesale Trade 20,230 545,45 497,46 8,455 358,10 220,022. Retail Trade 2,64,949 1425,51 1102,13 1,65,221 1452,17 1157,16

VII. FINANCE 3,388 40,35 16,00 3,170 259,02 163,61VIII. ALL OTHERS 1,86,550 895,66 690,49 88,098 695,80 554,90

TOTAL BANK CREDIT 41,36,180 24141,19 18777,51 17,11,932 16437,90 12266,47OF WHICH : 1. Artisans and Village & Tiny Industries 81,700 315,32 240,35 22,188 379,56 297,02

2. Other Small Scale Industries 28,294 545,98 430,22 14,260 843,97 621,11

241

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: UTTAR PRADESH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,78,090 2104,84 1668,58 26,075 1410,59 1238,941. Direct Finance 1,73,039 1745,31 1349,79 24,646 372,44 265,562. Indirect Finance 5,051 359,53 318,79 1,429 1038,15 973,38

II. INDUSTRY 74,509 9410,71 6247,91 48,265 7765,07 6109,401. Mining & Quarrying 241 98,46 71,72 131 129,26 62,542. Food Manufacturing & Processing 7,117 1471,89 1002,38 2,855 1656,40 1398,67

(a) Rice Mills, Flour & Dal Mills 4,451 369,33 235,89 628 168,35 98,35(b) Sugar 121 746,81 499,33 54 1012,50 893,04(c) Edible Oils & Vanaspati 291 106,23 93,73 398 114,57 94,76(d) Tea Processing 4 77 77 31 127,46 128,59(e) Processing of Fruits & Vegetables 38 6,67 5,54 23 7,23 6,63(f) Others 2,212 242,09 167,11 1,721 226,29 177,30

3. Beverage & Tobacco 89 122,42 86,41 66 117,82 93,104. Textiles 14,801 675,06 527,25 13,975 603,81 489,23

(a) Cotton Textiles 7,694 215,78 176,69 4,061 294,95 267,74(b) Jute & Other Natural Fibre Textiles 3,964 66,93 51,94 2,143 35,59 28,49(c) Handloom Textiles & Khadi 403 25,30 18,67 454 38,19 24,69(d) Other Textiles & Textile Products 2,740 367,05 279,94 7,317 235,08 168,32

5. Paper, Paper Products & Printing 2,375 514,13 402,85 1,414 334,26 242,416. Leather & Leather Products 758 359,86 109,52 4,387 827,94 579,917. Rubber & Plastic Products 936 340,58 242,79 1,101 248,27 201,008. Chemicals & Chemical Products 6,725 537,62 425,64 3,989 497,49 417,84

(a) Heavy Industrial Chemicals 131 92,42 59,14 116 58,32 38,74(b) Fertilisers 26 36,14 20,05 30 19,99 15,54(c) Drugs & Pharmaceuticals 5,764 73,10 51,32 2,835 192,36 170,41(d) Non-Edible Oils 31 19,51 19,03 19 16,75 10,66(e) Other Chemicals & Chemical Products 773 316,45 276,10 989 210,06 182,50

9. Petroleum, Coal Products & Nuclear Fuels 56 22,12 23,36 57 21,11 17,3210. Manufacture of Cement & Cement Products 447 69,60 59,70 160 199,78 136,1511. Basic Metals & Metal Products 6,126 2366,65 1740,04 1,843 590,18 485,03

(a) Iron & Steel 625 1271,93 960,95 363 277,21 245,75(b) Non-Ferrous Metals 1,169 325,88 238,52 77 44,68 36,77(c) Metal Products 4,332 768,85 540,57 1,403 268,30 202,50

12. Engineering 3,184 720,05 526,12 4,257 738,73 618,83(a) Heavy Engineering 719 91,64 78,05 1,174 158,14 108,86(b) Light Engineering 1,264 139,42 106,36 1,051 89,76 64,43(c) Electrical Machinery & Goods 1,003 188,94 159,73 1,150 449,48 411,24(d) Electronic Machinery & Goods 198 300,05 181,97 882 41,35 34,30

13. Vehicles, Vehicle Parts & Transport Equipments 642 132,23 99,13 1,325 242,79 196,3314. Other Industries 26,629 658,97 504,89 9,638 474,29 355,9015. Electricity, Gas & Water 45 9,11 6,66 77 588,91 428,83

(a) Electricity Generation & Transmission 16 6,09 4,50 43 582,52 424,43(b) Non-Conventional Energy 6 1,08 59 2 30 24(c) Gas, Steam & Water Supply 23 1,93 1,57 32 6,09 4,15

16. Construction 4,338 1311,96 419,43 2,990 494,05 386,32III. TRANSPORT OPERATORS 6,240 92,95 76,02 7,117 204,55 168,15IV. PROFESSIONAL AND OTHER SERVICES 29,828 1107,54 889,01 22,204 1727,67 1237,61V. PERSONAL LOANS 7,14,754 9742,92 7379,60 5,01,440 8224,02 6796,56

1. Loans for Purchase of Consumer Durables 21,891 138,85 107,36 16,712 133,18 112,662. Loans for Housing 1,04,471 5146,13 4628,26 1,03,385 4179,13 3782,603. Rest of the Personal Loans 5,88,392 4457,95 2643,98 3,81,343 3911,71 2901,30

VI. TRADE 1,54,313 3343,07 2504,24 94,480 3987,81 2976,261. Wholesale Trade 9,434 636,21 523,29 13,904 973,27 682,462. Retail Trade 1,44,879 2706,86 1980,95 80,576 3014,54 2293,79

VII. FINANCE 1,741 106,86 59,68 2,052 282,19 183,04VIII. ALL OTHERS 82,049 1137,96 886,91 91,755 1624,82 1253,51

TOTAL BANK CREDIT 12,41,524 27046,85 19711,93 7,93,388 25226,73 19963,48OF WHICH: 1. Artisans and Village & Tiny Industries 14,044 123,61 103,03 4,368 112,96 96,86

2. Other Small Scale Industries 23,782 1958,98 1462,78 21,510 1564,21 1180,89

242

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: UTTARANCHAL (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 1,51,899 724,05 585,14 59,688 500,67 382,451. Direct Finance 1,49,055 683,54 553,73 58,694 444,18 349,822. Indirect Finance 2,844 40,52 31,41 994 56,50 32,63

II. INDUSTRY 13,479 805,73 581,60 7,800 1407,91 996,241. Mining & Quarrying 86 4,40 3,73 51 17,70 13,442. Food Manufacturing & Processing 522 80,59 57,56 1,197 359,75 195,15

(a) Rice Mills, Flour & Dal Mills 245 37,45 17,54 791 132,37 86,05(b) Sugar 7 33,21 31,39 18 152,86 56,55(c) Edible Oils & Vanaspati 13 2,28 2,25 30 26,06 21,93(d) Tea Processing 2 8 7 3 21 19(e) Processing of Fruits & Vegetables 49 2,66 2,24 31 8,71 7,56(f) Others 206 4,91 4,07 324 39,53 22,87

3. Beverage & Tobacco 5 38 34 4 2,36 1,054. Textiles 228 19,54 13,78 433 34,74 29,28

(a) Cotton Textiles 16 6,23 5,66 206 7,28 6,46(b) Jute & Other Natural Fibre Textiles 5 12 9 2 10 9(c) Handloom Textiles & Khadi 77 32 32 55 51 38(d) Other Textiles & Textile Products 130 12,88 7,70 170 26,84 22,35

5. Paper, Paper Products & Printing 90 48,58 45,07 189 141,67 121,066. Leather & Leather Products 183 50,61 35,35 9 18 147. Rubber & Plastic Products 37 5,00 4,85 74 24,03 14,588. Chemicals & Chemical Products 53 63,76 63,08 970 65,09 44,02

(a) Heavy Industrial Chemicals 7 60,61 60,58 9 21,41 9,68(b) Fertilisers – – – 2 65 64(c) Drugs & Pharmaceuticals 5 9 5 882 31,42 23,28(d) Non-Edible Oils 5 1,01 94 2 9 5(e) Other Chemicals & Chemical Products 36 2,05 1,50 75 11,50 10,38

9. Petroleum, Coal Products & Nuclear Fuels 3 60 36 1 6 610. Manufacture of Cement & Cement Products 10 42 37 22 5,89 3,9211. Basic Metals & Metal Products 133 13,95 12,18 152 48,09 39,49

(a) Iron & Steel 26 10,92 9,36 50 40,72 33,87(b) Non-Ferrous Metals 1 3 3 7 41 31(c) Metal Products 106 3,00 2,79 95 6,96 5,30

12. Engineering 173 33,66 19,46 313 103,67 79,96(a) Heavy Engineering 4 75 10 11 33,64 40,70(b) Light Engineering 91 12,98 10,61 202 52,23 22,80(c) Electrical Machinery & Goods 67 19,44 8,38 70 15,22 14,28(d) Electronic Machinery & Goods 11 49 38 30 2,58 2,17

13. Vehicles, Vehicle Parts & Transport Equipments 84 4,71 3,51 26 73 5314. Other Industries 7,873 59,33 40,62 3,434 71,61 52,4715. Electricity, Gas & Water 4 262,57 131,98 16 460,51 338,06

(a) Electricity Generation & Transmission 1 262,16 131,65 6 458,71 336,33(b) Non-Conventional Energy 2 25 25 2 5 1(c) Gas, Steam & Water Supply 1 16 8 8 1,75 1,73

16. Construction 3,995 157,63 149,36 909 71,83 63,04III. TRANSPORT OPERATORS 4,340 83,30 52,77 1,696 35,62 24,53IV. PROFESSIONAL AND OTHER SERVICES 5,376 83,02 60,76 4,269 138,26 113,28V. PERSONAL LOANS 1,03,636 743,79 590,89 74,859 949,19 752,62

1. Loans for Purchase of Consumer Durables 3,591 17,74 12,09 3,035 19,80 14,972. Loans for Housing 14,689 230,61 203,35 13,385 390,02 337,943. Rest of the Personal Loans 85,356 495,43 375,45 58,439 539,36 399,71

VI. TRADE 36,482 293,53 220,38 23,177 405,83 322,791. Wholesale Trade 636 16,96 14,72 862 60,65 43,882. Retail Trade 35,846 276,57 205,65 22,315 345,17 278,91

VII. FINANCE 273 1,39 78 88 40,57 25,91VIII. ALL OTHERS 8,051 60,09 41,15 5,368 78,50 59,74

TOTAL BANK CREDIT 3,23,536 2794,91 2133,47 1,76,945 3556,54 2677,57OF WHICH : 1. Artisans and Village & Tiny Industries 6,586 53,58 37,62 2,492 113,02 77,60

2. Other Small Scale Industries 2,297 156,81 112,05 2,079 248,71 174,48

243

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006CENTRAL REGIONSTATE: UTTARANCHAL (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 3,305 340,01 327,75 – – –1. Direct Finance 3,206 49,44 43,50 – – –2. Indirect Finance 99 290,57 284,25 – – –

II. INDUSTRY 5,727 683,09 345,88 – – –1. Mining & Quarrying 26 7,01 6,40 – – –2. Food Manufacturing & Processing 238 79,96 36,06 – – –

(a) Rice Mills, Flour & Dal Mills 52 4,06 3,05 – – –(b) Sugar 5 68,30 27,32 – – –(c) Edible Oils & Vanaspati 13 1,68 82 – – –(d) Tea Processing 4 27 27 – – –(e) Processing of Fruits & Vegetables 7 62 39 – – –(f) Others 157 5,03 4,20 – – –

3. Beverage & Tobacco 9 4,11 4,04 – – –4. Textiles 1,159 46,97 42,14 – – –

(a) Cotton Textiles 521 30,34 29,57 – – –(b) Jute & Other Natural Fibre Textiles 460 5,56 5,16 – – –(c) Handloom Textiles & Khadi 29 67 59 – – –(d) Other Textiles & Textile Products 149 10,40 6,83 – – –

5. Paper, Paper Products & Printing 100 7,43 5,15 – – –6. Leather & Leather Products 26 1,88 1,87 – – –7. Rubber & Plastic Products 75 10,68 8,26 – – –8. Chemicals & Chemical Products 180 62,99 36,29 – – –

(a) Heavy Industrial Chemicals 10 33,43 9,81 – – –(b) Fertilisers 3 65 38 – – –(c) Drugs & Pharmaceuticals 23 8,08 5,86 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 144 20,83 20,24 – – –

9. Petroleum, Coal Products & Nuclear Fuels 4 95 92 – – –10. Manufacture of Cement & Cement Products 207 199,22 17,03 – – –11. Basic Metals & Metal Products 122 26,48 24,35 – – –

(a) Iron & Steel 33 15,50 13,61 – – –(b) Non-Ferrous Metals 1 3,00 2,91 – – –(c) Metal Products 88 7,99 7,83 – – –

12. Engineering 497 94,65 63,36 – – –(a) Heavy Engineering 188 15,37 13,06 – – –(b) Light Engineering 162 67,18 41,53 – – –(c) Electrical Machinery & Goods 86 9,62 6,34 – – –(d) Electronic Machinery & Goods 61 2,48 2,42 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 93 2,95 2,10 – – –14. Other Industries 2,489 62,21 47,20 – – –15. Electricity, Gas & Water 1 37 21 – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 1 37 21 – – –

16. Construction 501 75,22 50,51 – – –III. TRANSPORT OPERATORS 1,415 24,89 21,73 – – –IV. PROFESSIONAL AND OTHER SERVICES 3,879 169,84 142,73 – – –V. PERSONAL LOANS 1,00,573 1477,81 1219,69 – – –

1. Loans for Purchase of Consumer Durables 1,932 13,28 11,43 – – –2. Loans for Housing 16,305 691,39 621,12 – – –3. Rest of the Personal Loans 82,336 773,14 587,13 – – –

VI. TRADE 12,619 387,79 284,12 – – –1. Wholesale Trade 609 109,81 76,19 – – –2. Retail Trade 12,010 277,99 207,93 – – –

VII. FINANCE 87 6,63 2,60 – – –VIII. ALL OTHERS 6,782 182,43 132,24 – – –

TOTAL BANK CREDIT 1,34,387 3272,49 2476,75 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 401 7,02 5,98 – – –

2. Other Small Scale Industries 2,874 153,85 117,43 – – –

244

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONSTATE: GOA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 7,809 59,47 50,00 6,290 91,79 81,901. Direct Finance 7,316 44,07 35,89 6,220 85,98 78,162. Indirect Finance 493 15,40 14,10 70 5,81 3,74

II. INDUSTRY 1,797 449,57 266,76 4,058 1969,91 1464,001. Mining & Quarrying 49 93,78 3,46 141 532,36 361,012. Food Manufacturing & Processing 110 8,55 5,05 237 46,96 30,81

(a) Rice Mills, Flour & Dal Mills 7 14 12 28 3,12 3,00(b) Sugar – – – 1 5 3(c) Edible Oils & Vanaspati – – – 9 2,69 2,37(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 5 1,85 72 9 1,12 79(f) Others 98 6,56 4,20 190 39,98 24,61

3. Beverage & Tobacco 20 5,88 2,52 63 7,38 6,384. Textiles 20 84 79 279 25,48 23,39

(a) Cotton Textiles 1 31 31 4 3,21 3,22(b) Jute & Other Natural Fibre Textiles – – – 184 3,89 3,00(c) Handloom Textiles & Khadi – – – 3 5 2(d) Other Textiles & Textile Products 19 54 49 88 18,32 17,15

5. Paper, Paper Products & Printing 51 8,09 6,80 161 35,28 31,646. Leather & Leather Products 5 11 10 15 76 447. Rubber & Plastic Products 18 1,29 1,09 134 28,55 23,418. Chemicals & Chemical Products 24 146,68 76,90 185 199,40 184,58

(a) Heavy Industrial Chemicals 2 12 6 19 9,39 6,56(b) Fertilisers 5 144,51 75,73 12 74,38 72,42(c) Drugs & Pharmaceuticals 1 7 7 67 70,95 63,05(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 16 1,99 1,04 87 44,68 42,55

9. Petroleum, Coal Products & Nuclear Fuels – – – 14 80,71 35,0610. Manufacture of Cement & Cement Products 4 9 8 61 10,50 7,3611. Basic Metals & Metal Products 79 125,96 120,67 301 406,63 331,76

(a) Iron & Steel 2 6,00 5,69 116 301,94 250,94(b) Non-Ferrous Metals 8 114,50 111,40 19 13,13 11,11(c) Metal Products 69 5,46 3,58 166 91,56 69,71

12. Engineering 172 3,22 2,76 331 134,41 100,67(a) Heavy Engineering 13 1,48 1,37 25 5,36 4,88(b) Light Engineering 82 1,02 80 133 75,50 56,18(c) Electrical Machinery & Goods 73 64 51 121 29,43 26,57(d) Electronic Machinery & Goods 4 9 7 52 24,12 13,04

13. Vehicles, Vehicle Parts & Transport Equipments 24 2,18 96 90 51,13 34,9414. Other Industries 758 14,66 9,83 1,241 121,06 99,3615. Electricity, Gas & Water 1 3 1 19 26,61 18,67

(a) Electricity Generation & Transmission – – – 9 24,19 16,45(b) Non-Conventional Energy – – – 1 2 1(c) Gas, Steam & Water Supply 1 3 1 9 2,40 2,22

16. Construction 462 38,19 35,75 786 262,70 174,50III. TRANSPORT OPERATORS 2,639 126,06 112,12 3,407 295,72 249,73IV. PROFESSIONAL AND OTHER SERVICES 2,462 138,38 127,10 4,054 294,20 215,05V. PERSONAL LOANS 27,078 329,96 264,63 86,202 1308,77 1035,51

1. Loans for Purchase of Consumer Durables 1,147 5,66 4,78 2,977 18,25 14,012. Loans for Housing 3,791 129,99 107,16 11,763 535,95 442,393. Rest of the Personal Loans 22,140 194,31 152,69 71,462 754,57 579,10

VI. TRADE 3,774 49,82 39,00 6,361 356,94 257,721. Wholesale Trade 146 6,80 4,97 550 96,66 65,522. Retail Trade 3,628 43,03 34,03 5,811 260,28 192,21

VII. FINANCE 25 1,00 55 119 40,89 13,42VIII. ALL OTHERS 5,827 68,13 56,02 21,870 211,52 160,04

TOTAL BANK CREDIT 51,411 1222,39 916,18 1,32,361 4569,74 3477,37OF WHICH : 1. Artisans and Village & Tiny Industries 494 13,61 9,26 707 51,15 39,58

2. Other Small Scale Industries 565 22,62 14,91 1,456 238,82 178,85

Note :There are no Urban and Metropolitan Centres in Goa.

245

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONSTATE: GUJARAT (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 6,60,891 4033,29 3544,48 3,66,331 2835,23 2391,021. Direct Finance 6,56,608 3448,42 3126,86 3,61,608 2357,15 2026,442. Indirect Finance 4,283 584,86 417,61 4,723 478,08 364,58

II. INDUSTRY 22,229 7795,11 6117,02 23,296 4371,80 3136,531. Mining & Quarrying 165 2301,19 2063,61 446 111,10 85,292. Food Manufacturing & Processing 893 156,54 122,58 1,754 673,04 487,97

(a) Rice Mills, Flour & Dal Mills 377 47,13 42,36 863 183,49 151,51(b) Sugar 5 23,39 17,40 9 33,15 31,46(c) Edible Oils & Vanaspati 102 24,70 15,85 219 115,96 92,51(d) Tea Processing 2 14 14 7 1,70 1,35(e) Processing of Fruits & Vegetables 21 7,51 6,09 23 10,13 6,97(f) Others 386 53,67 40,75 633 328,61 204,18

3. Beverage & Tobacco 121 11,64 9,37 132 27,88 20,594. Textiles 1,409 314,62 236,63 1,504 511,56 395,41

(a) Cotton Textiles 204 117,35 85,81 699 443,21 342,48(b) Jute & Other Natural Fibre Textiles 114 2,82 1,12 110 1,74 1,16(c) Handloom Textiles & Khadi 554 1,18 81 221 6,22 5,23(d) Other Textiles & Textile Products 537 193,27 148,90 474 60,39 46,54

5. Paper, Paper Products & Printing 162 70,53 47,71 480 295,58 222,386. Leather & Leather Products 265 5,30 4,88 117 4,93 3,367. Rubber & Plastic Products 229 40,05 31,88 515 257,58 120,398. Chemicals & Chemical Products 637 718,89 557,29 1,456 583,01 328,95

(a) Heavy Industrial Chemicals 92 169,25 107,79 319 147,96 104,27(b) Fertilisers 51 275,07 233,47 13 126,59 23,78(c) Drugs & Pharmaceuticals 85 100,39 93,75 292 67,35 51,61(d) Non-Edible Oils 6 2,58 2,05 15 7,62 5,04(e) Other Chemicals & Chemical Products 403 171,60 120,24 817 233,49 144,25

9. Petroleum, Coal Products & Nuclear Fuels 21 70,77 20,77 27 152,82 142,3010. Manufacture of Cement & Cement Products 93 204,96 157,83 198 43,22 30,5611. Basic Metals & Metal Products 447 833,71 668,59 987 358,17 314,14

(a) Iron & Steel 144 433,87 373,62 452 285,07 258,28(b) Non-Ferrous Metals 62 378,59 278,78 64 31,02 22,03(c) Metal Products 241 21,25 16,20 471 42,08 33,83

12. Engineering 610 329,08 182,89 909 291,98 218,78(a) Heavy Engineering 111 65,64 56,82 118 83,74 59,71(b) Light Engineering 258 218,25 90,89 494 134,31 105,34(c) Electrical Machinery & Goods 178 37,63 28,78 210 45,71 35,10(d) Electronic Machinery & Goods 63 7,56 6,41 87 28,23 18,63

13. Vehicles, Vehicle Parts & Transport Equipments 186 13,07 5,84 287 71,79 59,7514. Other Industries 15,044 577,53 515,17 12,681 558,38 439,1215. Electricity, Gas & Water 42 843,27 418,46 57 81,68 51,70

(a) Electricity Generation & Transmission 17 751,13 327,18 8 66,69 43,22(b) Non-Conventional Energy 10 28,70 28,31 4 5,41 5,41(c) Gas, Steam & Water Supply 15 63,44 62,98 45 9,58 3,07

16. Construction 1,905 1303,97 1073,50 1,746 349,08 215,81III. TRANSPORT OPERATORS 8,569 123,54 109,78 5,963 61,91 50,11IV. PROFESSIONAL AND OTHER SERVICES 24,226 215,82 157,80 28,696 340,51 258,70V. PERSONAL LOANS 1,40,772 2260,41 1844,45 2,14,104 3383,88 2744,96

1. Loans for Purchase of Consumer Durables 5,361 22,40 18,64 10,000 51,91 41,412. Loans for Housing 26,343 824,48 710,90 50,446 1448,55 1261,043. Rest of the Personal Loans 1,09,068 1413,53 1114,91 1,53,658 1883,42 1442,51

VI. TRADE 65,809 527,76 411,55 59,084 1045,91 749,191. Wholesale Trade 2,001 134,73 116,43 2,813 297,10 205,412. Retail Trade 63,808 393,03 295,12 56,271 748,81 543,79

VII. FINANCE 480 36,40 30,08 781 195,39 78,66VIII. ALL OTHERS 19,173 260,03 186,40 29,418 626,97 424,73

TOTAL BANK CREDIT 9,42,149 15252,35 12401,57 7,27,673 12861,60 9833,89OF WHICH : 1. Artisans and Village & Tiny Industries 12,045 71,77 55,88 9,829 328,80 253,28

2. Other Small Scale Industries 5,176 349,83 278,79 6,853 1008,38 738,75

246

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONSTATE: GUJARAT (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 52,117 1843,54 1606,96 15,654 1683,98 1344,191. Direct Finance 50,789 658,93 571,14 14,465 364,70 293,802. Indirect Finance 1,328 1184,61 1035,83 1,189 1319,28 1050,38

II. INDUSTRY 20,294 11023,91 8725,63 37,740 33574,45 22967,871. Mining & Quarrying 299 247,55 134,69 187 933,94 470,432. Food Manufacturing & Processing 1,419 805,02 572,56 1,153 1358,36 927,61

(a) Rice Mills, Flour & Dal Mills 613 299,51 201,43 195 70,10 56,16(b) Sugar 4 47,05 25,33 16 16,43 3,63(c) Edible Oils & Vanaspati 92 40,98 32,50 134 695,66 444,40(d) Tea Processing 6 96 55 17 10,47 8,75(e) Processing of Fruits & Vegetables 22 16,26 13,03 57 43,96 29,24(f) Others 682 400,25 299,72 734 521,76 385,43

3. Beverage & Tobacco 78 30,53 20,58 59 49,04 21,384. Textiles 1,843 948,30 674,37 9,521 5471,34 4138,85

(a) Cotton Textiles 822 380,09 293,17 2,236 3046,10 2269,31(b) Jute & Other Natural Fibre Textiles 326 24,51 24,43 145 14,90 8,18(c) Handloom Textiles & Khadi 103 369,22 259,33 336 27,76 23,59(d) Other Textiles & Textile Products 592 174,48 97,45 6,804 2382,57 1837,76

5. Paper, Paper Products & Printing 321 65,43 53,73 1,121 667,24 376,056. Leather & Leather Products 73 17,35 14,92 248 27,02 24,157. Rubber & Plastic Products 507 152,03 125,02 1,306 696,70 551,628. Chemicals & Chemical Products 755 683,48 440,84 3,483 5602,76 3484,18

(a) Heavy Industrial Chemicals 109 248,90 158,93 632 1789,28 951,14(b) Fertilisers 18 133,67 101,65 55 718,91 408,80(c) Drugs & Pharmaceuticals 154 148,30 86,99 998 1541,09 1064,69(d) Non-Edible Oils 18 19,56 11,37 5 2,94 2,13(e) Other Chemicals & Chemical Products 456 133,05 81,90 1,793 1550,54 1057,41

9. Petroleum, Coal Products & Nuclear Fuels 78 3214,46 3055,08 163 497,60 237,6310. Manufacture of Cement & Cement Products 165 111,70 79,10 146 230,13 178,4911. Basic Metals & Metal Products 2,009 1451,80 1082,60 2,835 4274,59 2947,54

(a) Iron & Steel 516 529,93 353,74 759 3300,03 2387,23(b) Non-Ferrous Metals 218 367,41 332,63 271 488,43 245,32(c) Metal Products 1,275 554,46 396,23 1,805 486,14 314,99

12. Engineering 2,114 531,69 413,22 4,212 2293,51 1559,48(a) Heavy Engineering 578 197,69 137,77 548 829,63 452,94(b) Light Engineering 798 215,58 164,61 2,204 543,28 398,27(c) Electrical Machinery & Goods 261 48,07 42,36 1,125 780,64 613,94(d) Electronic Machinery & Goods 477 70,35 68,48 335 139,95 94,33

13. Vehicles, Vehicle Parts & Transport Equipments 280 259,31 119,96 857 1486,06 1178,1014. Other Industries 8,758 843,12 508,92 9,305 2772,40 2152,4215. Electricity, Gas & Water 61 406,03 268,96 812 4453,37 2993,85

(a) Electricity Generation & Transmission 10 136,51 95,95 756 4270,09 2835,60(b) Non-Conventional Energy 9 83 77 18 37,29 22,14(c) Gas, Steam & Water Supply 42 268,69 172,25 38 145,98 136,11

16. Construction 1,534 1256,12 1161,10 2,332 2760,37 1726,10III. TRANSPORT OPERATORS 4,376 848,11 860,45 10,055 337,13 298,36IV. PROFESSIONAL AND OTHER SERVICES 19,954 917,37 499,35 30,538 2403,79 1806,70V. PERSONAL LOANS 2,16,847 4900,18 3939,48 5,44,498 7686,88 5832,16

1. Loans for Purchase of Consumer Durables 6,366 37,82 29,01 11,641 70,99 52,332. Loans for Housing 61,410 2453,68 2114,60 74,973 2881,59 2470,623. Rest of the Personal Loans 1,49,071 2408,69 1795,87 4,57,884 4734,30 3309,21

VI. TRADE 28,916 2063,94 1478,90 47,872 7475,96 4244,621. Wholesale Trade 2,226 1016,65 703,83 18,884 4037,59 2599,992. Retail Trade 26,690 1047,29 775,07 28,988 3438,37 1644,64

VII. FINANCE 511 199,24 159,13 1,260 1451,30 1267,41VIII. ALL OTHERS 35,613 1060,16 741,94 87,118 2728,91 1181,90

TOTAL BANK CREDIT 3,78,628 22856,46 18011,84 7,74,735 57342,39 38943,21OF WHICH : 1. Artisans and Village & Tiny Industries 2,822 25,25 19,24 2,657 114,25 102,02

2. Other Small Scale Industries 7,844 1198,74 893,20 17,693 2490,50 1954,81

247

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONSTATE: MAHARASHTRA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 7,65,484 4781,69 3817,53 4,50,437 3175,48 2722,851. Direct Finance 7,55,060 3821,36 3389,19 4,45,123 2735,90 2378,392. Indirect Finance 10,424 960,34 428,33 5,314 439,58 344,47

II. INDUSTRY 30,928 9583,43 6929,84 30,180 4467,17 3494,561. Mining & Quarrying 181 26,18 23,62 293 345,48 87,822. Food Manufacturing & Processing 3,174 435,13 355,37 2,936 510,13 397,43

(a) Rice Mills, Flour & Dal Mills 1,025 46,34 36,11 1,243 97,39 79,14(b) Sugar 39 171,04 145,50 36 184,47 139,72(c) Edible Oils & Vanaspati 132 17,26 14,94 179 88,34 68,61(d) Tea Processing 3 45 36 8 1,26 59(e) Processing of Fruits & Vegetables 179 13,44 8,02 96 17,27 13,00(f) Others 1,796 186,61 150,44 1,374 121,41 96,37

3. Beverage & Tobacco 80 55,37 53,98 93 54,60 46,014. Textiles 781 142,19 118,55 683 250,68 161,65

(a) Cotton Textiles 252 99,74 85,19 285 153,24 120,28(b) Jute & Other Natural Fibre Textiles 58 1,71 1,40 27 71 58(c) Handloom Textiles & Khadi 39 3,10 2,52 19 24 22(d) Other Textiles & Textile Products 432 37,65 29,44 352 96,49 40,56

5. Paper, Paper Products & Printing 291 24,42 19,97 549 44,64 39,146. Leather & Leather Products 337 3,42 2,90 205 5,06 4,207. Rubber & Plastic Products 263 49,36 29,03 432 53,65 35,168. Chemicals & Chemical Products 478 163,90 128,11 1,216 208,89 155,86

(a) Heavy Industrial Chemicals 125 62,30 38,91 115 89,25 63,65(b) Fertilisers 9 1,43 60 6 3,03 2,73(c) Drugs & Pharmaceuticals 91 23,11 15,90 749 32,48 28,82(d) Non-Edible Oils 15 1,26 75 33 7,81 6,30(e) Other Chemicals & Chemical Products 238 75,80 71,93 313 76,32 54,37

9. Petroleum, Coal Products & Nuclear Fuels 19 3,04 1,91 25 6,40 5,6610. Manufacture of Cement & Cement Products 174 77,13 73,22 192 52,22 27,2711. Basic Metals & Metal Products 899 6233,32 4847,57 913 182,61 151,55

(a) Iron & Steel 206 5830,73 4537,64 137 104,18 90,05(b) Non-Ferrous Metals 42 313,75 240,09 72 30,38 21,47(c) Metal Products 651 88,84 69,84 704 48,04 40,03

12. Engineering 866 223,25 191,79 990 721,73 606,31(a) Heavy Engineering 110 26,11 19,60 95 110,94 106,08(b) Light Engineering 419 39,89 31,62 566 32,26 23,09(c) Electrical Machinery & Goods 205 65,02 58,58 228 17,55 15,42(d) Electronic Machinery & Goods 132 92,22 81,99 101 560,98 461,72

13. Vehicles, Vehicle Parts & Transport Equipments 372 53,66 36,39 254 52,31 38,0914. Other Industries 19,683 370,85 337,92 17,767 187,88 141,0015. Electricity, Gas & Water 34 1293,28 339,08 56 1560,25 1410,90

(a) Electricity Generation & Transmission 13 1291,94 337,98 7 1506,41 1373,24(b) Non-Conventional Energy – – – 15 45,84 30,25(c) Gas, Steam & Water Supply 21 1,34 1,10 34 8,00 7,42

16. Construction 3,296 428,95 370,43 3,576 230,62 186,51III. TRANSPORT OPERATORS 12,709 194,00 164,65 8,569 97,43 72,68IV. PROFESSIONAL AND OTHER SERVICES 36,943 307,57 250,32 34,161 598,15 472,93V. PERSONAL LOANS 2,77,189 3162,48 2715,08 3,90,922 4407,76 3621,99

1. Loans for Purchase of Consumer Durables 15,021 65,20 50,49 11,930 56,71 44,452. Loans for Housing 52,517 1696,46 1533,51 82,369 2273,83 1970,833. Rest of the Personal Loans 2,09,651 1400,83 1131,08 2,96,623 2077,22 1606,71

VI. TRADE 1,24,416 4237,21 4058,14 1,22,603 2227,58 1955,461. Wholesale Trade 3,607 3593,84 3536,98 2,559 1196,60 1143,042. Retail Trade 1,20,809 643,37 521,17 1,20,044 1030,98 812,42

VII. FINANCE 2,998 26,58 19,14 2,020 53,28 35,07VIII. ALL OTHERS 58,173 335,80 241,62 53,092 438,16 355,95

TOTAL BANK CREDIT 13,08,840 22628,78 18196,32 10,91,984 15465,01 12731,48OF WHICH : 1. Artisans and Village & Tiny Industries 9,745 95,87 75,46 10,792 233,12 184,67

2. Other Small Scale Industries 12,499 334,59 264,36 10,474 401,28 327,42

248

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONSTATE: MAHARASHTRA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 92,302 1758,69 1474,92 45,536 15737,64 12692,171. Direct Finance 89,723 1352,29 1132,59 41,999 5928,02 4514,572. Indirect Finance 2,579 406,40 342,32 3,537 9809,62 8177,60

II. INDUSTRY 31,473 7758,92 6101,96 1,33,175 254025,75 153842,341. Mining & Quarrying 178 75,00 32,18 732 4952,52 2210,822. Food Manufacturing & Processing 2,000 1089,79 810,03 2,535 4394,41 3264,56

(a) Rice Mills, Flour & Dal Mills 635 202,22 141,15 271 233,24 185,62(b) Sugar 45 439,19 321,34 63 511,48 430,66(c) Edible Oils & Vanaspati 209 242,37 187,17 367 968,34 690,20(d) Tea Processing 8 5,82 2,98 36 252,15 190,02(e) Processing of Fruits & Vegetables 63 15,53 12,05 121 258,74 204,60(f) Others 1,040 184,68 145,33 1,677 2170,45 1563,45

3. Beverage & Tobacco 88 62,97 48,42 204 720,96 449,044. Textiles 7,482 819,74 617,62 13,658 24388,49 14791,44

(a) Cotton Textiles 4,613 515,96 386,34 4,231 13012,07 7226,87(b) Jute & Other Natural Fibre Textiles 1,499 50,21 36,88 191 68,29 41,41(c) Handloom Textiles & Khadi 90 5,53 4,30 1,243 476,16 282,05(d) Other Textiles & Textile Products 1,280 248,04 190,10 7,993 10831,97 7241,10

5. Paper, Paper Products & Printing 828 193,92 134,48 3,276 3531,82 2774,066. Leather & Leather Products 334 12,87 11,04 712 230,00 151,377. Rubber & Plastic Products 916 208,07 168,50 3,732 4108,58 2876,388. Chemicals & Chemical Products 1,294 535,58 391,21 10,686 31932,81 15730,13

(a) Heavy Industrial Chemicals 206 63,72 40,85 1,329 9697,33 5313,12(b) Fertilisers 48 77,86 59,69 146 4951,91 1581,19(c) Drugs & Pharmaceuticals 221 138,26 112,71 3,839 7127,72 4607,47(d) Non-Edible Oils 29 6,19 5,19 59 221,79 103,49(e) Other Chemicals & Chemical Products 790 249,55 172,77 5,313 9934,04 4124,86

9. Petroleum, Coal Products & Nuclear Fuels 40 11,02 8,15 462 29277,33 11826,4010. Manufacture of Cement & Cement Products 263 38,98 32,25 1,587 2544,05 1963,5211. Basic Metals & Metal Products 2,013 1468,70 1185,55 13,678 34812,37 19697,43

(a) Iron & Steel 561 1125,50 914,86 2,632 25035,48 14853,40(b) Non-Ferrous Metals 109 52,07 43,02 847 4477,27 2113,27(c) Metal Products 1,343 291,12 227,66 10,199 5299,62 2730,76

12. Engineering 2,341 1109,07 953,31 18,453 18884,08 11391,39(a) Heavy Engineering 323 125,41 108,49 1,564 4984,13 2950,09(b) Light Engineering 1,264 263,41 196,05 10,209 6153,25 2851,44(c) Electrical Machinery & Goods 510 349,71 314,68 5,348 3794,01 2215,97(d) Electronic Machinery & Goods 244 370,53 334,09 1,332 3952,69 3373,89

13. Vehicles, Vehicle Parts & Transport Equipments 693 455,40 337,95 21,198 11523,19 7992,6714. Other Industries 9,928 504,48 311,86 31,737 47293,28 31969,7215. Electricity, Gas & Water 82 177,40 185,19 369 8181,85 6031,79

(a) Electricity Generation & Transmission 25 164,80 175,20 201 7202,17 5704,09(b) Non-Conventional Energy 24 7,75 5,60 56 243,59 157,01(c) Gas, Steam & Water Supply 33 4,86 4,39 112 736,09 170,69

16. Construction 2,993 995,94 874,23 10,156 27250,00 20721,66III. TRANSPORT OPERATORS 7,777 128,57 102,96 36,721 13149,96 9705,61IV. PROFESSIONAL AND OTHER SERVICES 28,033 1065,71 766,44 61,598 28114,41 21045,33V. PERSONAL LOANS 4,19,685 6528,53 5410,29 47,11,671 65216,82 53001,20

1. Loans for Purchase of Consumer Durables 12,897 74,36 57,61 3,00,863 1961,62 911,802. Loans for Housing 1,01,106 3676,62 3217,42 4,52,229 33930,75 30273,123. Rest of the Personal Loans 3,05,682 2777,54 2135,26 39,58,579 29324,45 21816,27

VI. TRADE 80,912 1946,73 1385,39 74,247 51822,51 33652,881. Wholesale Trade 3,887 494,19 356,31 25,793 37193,68 23166,222. Retail Trade 77,025 1452,54 1029,07 48,454 14628,83 10486,65

VII. FINANCE 919 106,50 37,47 9,162 71186,77 53974,61VIII. ALL OTHERS 55,871 1036,65 815,08 4,28,094 16319,79 10432,38

TOTAL BANK CREDIT 7,16,972 20330,31 16094,49 55,00,204 515573,64 348346,52OF WHICH : 1. Artisans and Village & Tiny Industries 3,174 39,90 32,22 2,877 141,12 111,69

2. Other Small Scale Industries 15,083 1757,81 1336,50 38,692 11096,80 8433,83

249

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONDADRA & NAGAR HAVELI (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 704 9,25 8,38 757 2,15 1,951. Direct Finance 699 3,85 2,91 748 1,59 1,392. Indirect Finance 5 5,41 5,47 9 56 56

II. INDUSTRY 169 352,21 287,31 316 254,95 239,211. Mining & Quarrying – – – 6 33 232. Food Manufacturing & Processing 4 15 15 14 39 36

(a) Rice Mills, Flour & Dal Mills – – – 4 15 13(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 4 15 15 10 23 23

3. Beverage & Tobacco – – – – – –4. Textiles 35 303,38 250,37 24 33,61 28,80

(a) Cotton Textiles 8 75,92 74,58 7 14,82 14,62(b) Jute & Other Natural Fibre Textiles 7 93,50 61,84 – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products 20 133,96 113,95 17 18,79 14,19

5. Paper, Paper Products & Printing 11 2,93 2,46 7 45 156. Leather & Leather Products – – – – – –7. Rubber & Plastic Products 16 1,46 59 34 12,15 9,998. Chemicals & Chemical Products 13 10,08 6,55 43 29,63 26,55

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 2 5,53 3,18 1 10 –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 11 4,55 3,37 42 29,53 26,55

9. Petroleum, Coal Products & Nuclear Fuels 1 1,40 63 – – –10. Manufacture of Cement & Cement Products 2 9 8 1 2 211. Basic Metals & Metal Products 17 25,92 20,48 40 119,38 116,30

(a) Iron & Steel 6 3,10 1,04 6 14,63 11,59(b) Non-Ferrous Metals 9 20,21 16,81 2 4,43 4,37(c) Metal Products 2 2,61 2,62 32 100,32 100,34

12. Engineering 5 1,15 64 24 50,43 49,05(a) Heavy Engineering – – – – – –(b) Light Engineering 3 45 33 8 37,97 37,93(c) Electrical Machinery & Goods 2 70 31 6 5,86 4,52(d) Electronic Machinery & Goods – – – 10 6,60 6,60

13. Vehicles, Vehicle Parts & Transport Equipments – – – 6 2,08 1,6114. Other Industries 64 5,62 5,34 106 83 5515. Electricity, Gas & Water 1 3 3 2 35 35

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy 1 3 3 2 35 35(c) Gas, Steam & Water Supply – – – – – –

16. Construction – – – 9 5,30 5,25III. TRANSPORT OPERATORS 31 26 26 16 8 7IV. PROFESSIONAL AND OTHER SERVICES 94 7,23 7,15 146 7,20 6,24V. PERSONAL LOANS 428 12,06 10,03 2,901 30,83 25,49

1. Loans for Purchase of Consumer Durables – – – 181 30 252. Loans for Housing 250 8,63 7,45 627 9,45 9,003. Rest of the Personal Loans 178 3,43 2,57 2,093 21,07 16,25

VI. TRADE 284 5,22 4,43 897 4,25 3,581. Wholesale Trade 2 47 15 7 70 662. Retail Trade 282 4,75 4,28 890 3,55 2,91

VII. FINANCE – – – 4 2,40 13VIII. ALL OTHERS 55 1,58 1,57 173 1,16 1,00

TOTAL BANK CREDIT 1,765 387,80 319,12 5,210 303,02 277,66OF WHICH : 1. Artisans and Village & Tiny Industries 49 14 12 97 64 62

2. Other Small Scale Industries 54 9,42 7,05 133 26,51 24,45

Note : There are no Urban and Metropolitan Centres in Dadra & Nagar Haveli.

250

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006WESTERN REGIONDAMAN & DIU (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE – – – 290 3,70 2,431. Direct Finance – – – 284 3,55 2,312. Indirect Finance – – – 6 15 12

II. INDUSTRY – – – 507 337,33 287,981. Mining & Quarrying – – – 3 17 142. Food Manufacturing & Processing – – – 7 1,07 1,00

(a) Rice Mills, Flour & Dal Mills – – – 1 78 77(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – 1 3 3(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others – – – 5 26 20

3. Beverage & Tobacco – – – 4 1,03 1,004. Textiles – – – 53 134,37 122,13

(a) Cotton Textiles – – – 28 45,87 39,57(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products – – – 25 88,50 82,56

5. Paper, Paper Products & Printing – – – 29 14,02 10,666. Leather & Leather Products – – – 2 1 –7. Rubber & Plastic Products – – – 160 45,32 36,328. Chemicals & Chemical Products – – – 28 29,76 22,95

(a) Heavy Industrial Chemicals – – – 6 19,89 13,50(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – 4 8,48 8,47(d) Non-Edible Oils – – – 1 12 11(e) Other Chemicals & Chemical Products – – – 17 1,27 87

9. Petroleum, Coal Products & Nuclear Fuels – – – 4 2,21 2,3610. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products – – – 24 13,04 10,13

(a) Iron & Steel – – – 9 5,28 5,26(b) Non-Ferrous Metals – – – 7 4,44 1,59(c) Metal Products – – – 8 3,32 3,27

12. Engineering – – – 22 87,18 75,35(a) Heavy Engineering – – – 2 50,05 44,31(b) Light Engineering – – – 6 1,77 1,19(c) Electrical Machinery & Goods – – – 7 24,32 19,43(d) Electronic Machinery & Goods – – – 7 11,04 10,41

13. Vehicles, Vehicle Parts & Transport Equipments – – – 8 2,09 1,5414. Other Industries – – – 124 3,90 3,2715. Electricity, Gas & Water – – – 1 5 2

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – 1 5 2

16. Construction – – – 38 3,13 1,11III. TRANSPORT OPERATORS – – – 174 4,39 3,81IV. PROFESSIONAL AND OTHER SERVICES – – – 195 9,07 7,05V. PERSONAL LOANS – – – 3,307 46,78 38,10

1. Loans for Purchase of Consumer Durables – – – 183 65 452. Loans for Housing – – – 503 16,84 14,113. Rest of the Personal Loans – – – 2,621 29,29 23,53

VI. TRADE – – – 654 10,69 8,881. Wholesale Trade – – – 12 2,25 1,952. Retail Trade – – – 642 8,44 6,93

VII. FINANCE – – – 5 6,19 5,87VIII. ALL OTHERS – – – 205 6,58 5,30

TOTAL BANK CREDIT – – – 5,337 424,73 359,43OF WHICH : 1. Artisans and Village & Tiny Industries – – – 161 6,84 5,12

2. Other Small Scale Industries – – – 189 50,45 42,20

Note :There are no Urban and Metropolitan Centres in Daman & Diu.

251

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: ANDHRA PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 28,95,518 9486,16 7871,34 16,80,263 5424,80 4867,441. Direct Finance 28,57,235 8592,14 7114,18 16,63,108 5099,96 4611,302. Indirect Finance 38,283 894,03 757,16 17,155 324,84 256,14

II. INDUSTRY 50,497 7910,83 6051,52 45,823 3369,19 2536,331. Mining & Quarrying 627 305,16 293,66 924 99,97 78,022. Food Manufacturing & Processing 3,239 637,40 490,18 5,425 917,46 648,40

(a) Rice Mills, Flour & Dal Mills 1,793 206,55 147,99 4,113 642,68 439,23(b) Sugar 21 172,14 141,63 15 78,04 63,65(c) Edible Oils & Vanaspati 51 28,24 22,81 108 53,47 40,79(d) Tea Processing 22 2,47 2,18 8 1,38 1,24(e) Processing of Fruits & Vegetables 14 70 52 27 3,52 2,94(f) Others 1,338 227,31 175,04 1,154 138,37 100,55

3. Beverage & Tobacco 58 10,89 8,76 103 67,50 44,564. Textiles 2,173 125,45 76,50 3,157 423,35 326,07

(a) Cotton Textiles 619 87,81 50,01 738 275,74 196,92(b) Jute & Other Natural Fibre Textiles 17 95 73 121 14,74 11,97(c) Handloom Textiles & Khadi 1,014 5,60 3,30 1,307 19,26 15,87(d) Other Textiles & Textile Products 523 31,09 22,46 991 113,61 101,31

5. Paper, Paper Products & Printing 184 38,48 29,31 432 160,29 109,006. Leather & Leather Products 263 31,84 26,18 243 1,96 1,627. Rubber & Plastic Products 184 42,89 33,25 174 29,38 23,918. Chemicals & Chemical Products 341 1324,39 903,95 723 460,95 363,55

(a) Heavy Industrial Chemicals 27 177,10 80,79 53 148,28 133,37(b) Fertilisers 36 905,91 670,44 40 8,77 7,16(c) Drugs & Pharmaceuticals 82 194,84 115,36 356 132,09 107,76(d) Non-Edible Oils 17 8,63 5,64 22 5,16 3,77(e) Other Chemicals & Chemical Products 179 37,91 31,71 252 166,65 111,49

9. Petroleum, Coal Products & Nuclear Fuels 14 4,60 4,27 13 3,21 3,1010. Manufacture of Cement & Cement Products 133 548,49 294,87 142 91,58 67,7911. Basic Metals & Metal Products 306 1876,31 1703,95 382 387,41 266,35

(a) Iron & Steel 123 1794,30 1626,44 104 299,76 204,17(b) Non-Ferrous Metals 14 32,28 30,89 52 36,40 19,72(c) Metal Products 169 49,73 46,63 226 51,25 42,47

12. Engineering 380 144,09 109,89 586 171,59 146,82(a) Heavy Engineering 49 14,75 12,43 59 8,41 7,33(b) Light Engineering 165 60,95 45,80 268 92,29 76,75(c) Electrical Machinery & Goods 117 12,38 10,26 135 36,48 31,48(d) Electronic Machinery & Goods 49 56,02 41,39 124 34,41 31,26

13. Vehicles, Vehicle Parts & Transport Equipments 805 113,46 78,87 599 7,43 6,7314. Other Industries 36,630 472,20 332,67 26,945 234,01 182,5315. Electricity, Gas & Water 103 1206,23 837,89 82 100,13 81,77

(a) Electricity Generation & Transmission 51 1175,35 824,04 20 92,57 76,95(b) Non-Conventional Energy 5 10,89 9,78 4 3,33 1,39(c) Gas, Steam & Water Supply 47 19,99 4,08 58 4,22 3,43

16. Construction 5,057 1028,94 827,31 5,893 212,97 186,11III. TRANSPORT OPERATORS 13,998 503,08 455,90 6,748 85,62 72,60IV. PROFESSIONAL AND OTHER SERVICES 37,339 441,06 344,11 28,897 516,39 394,33V. PERSONAL LOANS 5,78,545 4309,11 3591,00 7,62,074 6149,03 5091,24

1. Loans for Purchase of Consumer Durables 46,567 206,19 169,99 44,131 225,32 189,062. Loans for Housing 53,993 1443,10 1267,97 82,939 2013,61 1722,493. Rest of the Personal Loans 4,77,985 2659,82 2153,05 6,35,004 3910,11 3179,69

VI. TRADE 1,72,580 2434,19 1904,16 1,36,364 1453,63 1087,071. Wholesale Trade 5,610 1697,15 1326,32 4,898 237,86 194,492. Retail Trade 1,66,970 737,03 577,83 1,31,466 1215,78 892,58

VII. FINANCE 11,054 562,30 361,00 5,330 90,49 47,40VIII. ALL OTHERS 6,54,165 2366,64 2044,44 5,55,957 2740,27 2205,64

TOTAL BANK CREDIT 44,13,696 28013,38 22623,47 32,21,456 19829,44 16302,05OF WHICH : 1. Artisans and Village & Tiny Industries 23,418 175,26 125,68 21,164 511,91 385,25

2. Other Small Scale Industries 15,625 404,58 318,69 9,863 746,80 542,36

252

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: ANDHRA PRADESH (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 3,61,448 2830,97 2420,57 14,940 3231,65 2853,481. Direct Finance 3,51,408 2242,97 1983,75 12,948 715,72 601,422. Indirect Finance 10,040 588,01 436,82 1,992 2515,93 2252,06

II. INDUSTRY 35,359 7085,11 5138,04 48,094 21294,18 16193,481. Mining & Quarrying 356 356,69 339,76 209 498,14 259,912. Food Manufacturing & Processing 3,553 1013,04 674,42 1,173 1021,52 799,33

(a) Rice Mills, Flour & Dal Mills 1,134 331,76 267,36 93 36,02 33,28(b) Sugar 25 110,48 98,50 17 52,25 42,79(c) Edible Oils & Vanaspati 867 104,57 66,57 119 221,22 169,53(d) Tea Processing 5 97 86 13 96,15 79,17(e) Processing of Fruits & Vegetables 55 14,45 11,58 10 7,07 5,29(f) Others 1,467 450,81 229,55 921 608,82 469,26

3. Beverage & Tobacco 232 571,39 386,84 92 149,19 106,654. Textiles 5,528 740,53 542,35 1,348 1420,42 1001,18

(a) Cotton Textiles 2,838 519,44 360,37 729 885,08 658,67(b) Jute & Other Natural Fibre Textiles 693 25,85 21,08 230 66,56 33,33(c) Handloom Textiles & Khadi 1,063 6,42 5,20 25 7,07 5,27(d) Other Textiles & Textile Products 934 188,82 155,70 364 461,72 303,91

5. Paper, Paper Products & Printing 1,005 166,56 143,26 1,254 692,27 459,206. Leather & Leather Products 347 4,85 4,02 78 28,55 23,477. Rubber & Plastic Products 564 79,60 67,01 427 209,86 161,798. Chemicals & Chemical Products 876 763,08 588,36 4,287 3705,06 2921,60

(a) Heavy Industrial Chemicals 83 87,80 64,02 317 909,59 682,99(b) Fertilisers 42 213,75 127,86 39 519,08 395,67(c) Drugs & Pharmaceuticals 246 278,80 253,14 1,721 1643,19 1374,25(d) Non-Edible Oils 20 48,58 35,99 13 12,70 8,94(e) Other Chemicals & Chemical Products 485 134,15 107,35 2,197 620,50 459,74

9. Petroleum, Coal Products & Nuclear Fuels 33 6,06 5,46 31 49,51 25,9310. Manufacture of Cement & Cement Products 250 44,22 34,01 287 651,58 451,0211. Basic Metals & Metal Products 862 648,16 387,91 3,050 1744,72 1416,45

(a) Iron & Steel 187 444,23 302,88 378 1353,51 1119,63(b) Non-Ferrous Metals 77 105,62 22,77 131 155,05 115,60(c) Metal Products 598 98,32 62,26 2,541 236,16 181,22

12. Engineering 1,530 348,13 240,90 3,632 1301,87 986,21(a) Heavy Engineering 128 77,53 25,87 277 189,26 152,17(b) Light Engineering 733 145,97 129,55 2,548 403,92 308,57(c) Electrical Machinery & Goods 432 92,92 65,11 439 423,29 289,86(d) Electronic Machinery & Goods 237 31,71 20,38 368 285,39 235,60

13. Vehicles, Vehicle Parts & Transport Equipments 1,313 522,78 453,59 648 431,93 340,1614. Other Industries 12,841 512,75 333,54 9,233 1893,68 1459,8115. Electricity, Gas & Water 101 212,43 159,95 1,305 3399,36 2570,77

(a) Electricity Generation & Transmission 36 186,13 134,97 1,120 3129,42 2326,50(b) Non-Conventional Energy 7 2,36 2,64 18 71,71 49,11(c) Gas, Steam & Water Supply 58 23,94 22,34 167 198,23 195,16

16. Construction 5,968 1094,84 776,66 21,040 4096,51 3210,01III. TRANSPORT OPERATORS 17,913 428,83 380,29 15,744 1164,32 956,07IV. PROFESSIONAL AND OTHER SERVICES 29,808 1343,68 1026,38 16,873 3655,47 2888,75V. PERSONAL LOANS 7,54,117 10335,63 8382,41 5,63,887 14177,04 11803,53

1. Loans for Purchase of Consumer Durables 36,779 251,79 197,51 21,080 159,73 133,332. Loans for Housing 1,28,135 4051,42 3527,90 1,12,152 8361,29 7378,693. Rest of the Personal Loans 5,89,203 6032,42 4657,00 4,30,655 5656,02 4291,50

VI. TRADE 83,445 2766,18 2144,48 23,640 12932,57 2178,941. Wholesale Trade 5,883 985,01 672,07 4,022 1071,22 822,062. Retail Trade 77,562 1781,16 1472,41 19,618 11861,35 1356,88

VII. FINANCE 1,704 115,95 89,76 1,069 1348,45 1191,26VIII. ALL OTHERS 3,42,489 3144,43 2475,96 1,58,084 2614,07 1957,61

TOTAL BANK CREDIT 16,26,283 28050,78 22057,89 8,42,331 60417,77 40023,13OF WHICH : 1. Artisans and Village & Tiny Industries 6,771 196,35 138,39 1,350 78,42 62,01

2. Other Small Scale Industries 12,472 1165,65 927,37 7,135 888,88 717,30

253

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: KARNATAKA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 11,98,126 6486,06 5814,37 5,71,720 4841,72 4267,831. Direct Finance 11,80,741 6017,62 5468,11 5,61,972 4293,24 3889,532. Indirect Finance 17,385 468,44 346,26 9,748 548,48 378,30

II. INDUSTRY 40,856 11590,24 7579,57 42,158 2399,69 1839,551. Mining & Quarrying 251 302,07 278,40 764 70,46 64,072. Food Manufacturing & Processing 1,846 575,87 427,65 4,092 487,96 398,09

(a) Rice Mills, Flour & Dal Mills 726 54,27 35,17 890 55,57 46,21(b) Sugar 18 110,59 94,56 16 32,33 23,67(c) Edible Oils & Vanaspati 116 4,48 3,82 142 29,54 23,06(d) Tea Processing 27 1,93 1,80 7 51 53(e) Processing of Fruits & Vegetables 15 11,50 11,42 43 55,78 36,35(f) Others 944 393,10 280,88 2,994 314,23 268,26

3. Beverage & Tobacco 67 62,03 54,08 90 10,75 7,664. Textiles 1,838 642,74 431,86 1,643 54,30 45,15

(a) Cotton Textiles 596 102,04 76,10 193 13,25 8,84(b) Jute & Other Natural Fibre Textiles 24 1,47 1,31 35 2,02 2,03(c) Handloom Textiles & Khadi 566 25,73 24,58 629 3,09 2,71(d) Other Textiles & Textile Products 652 513,50 329,87 786 35,95 31,57

5. Paper, Paper Products & Printing 471 141,25 105,62 383 62,57 51,256. Leather & Leather Products 87 19,50 9,85 99 2,06 987. Rubber & Plastic Products 220 223,55 153,61 200 22,54 16,738. Chemicals & Chemical Products 462 389,78 267,92 837 46,44 32,81

(a) Heavy Industrial Chemicals 43 34,05 21,25 33 10,84 9,05(b) Fertilisers 17 39,42 11,73 3 28 5(c) Drugs & Pharmaceuticals 89 145,30 94,31 81 9,41 4,24(d) Non-Edible Oils 8 98 55 14 5,96 3,57(e) Other Chemicals & Chemical Products 305 170,02 140,08 706 19,96 15,90

9. Petroleum, Coal Products & Nuclear Fuels 17 117,69 66,03 8 1,18 7110. Manufacture of Cement & Cement Products 200 73,73 55,40 143 12,70 10,7711. Basic Metals & Metal Products 705 2304,45 1465,41 412 558,40 385,97

(a) Iron & Steel 153 2034,50 1262,96 40 494,51 340,37(b) Non-Ferrous Metals 153 143,01 96,40 43 11,74 7,72(c) Metal Products 399 126,94 106,05 329 52,15 37,88

12. Engineering 1,652 2333,16 1058,89 1,636 414,59 287,12(a) Heavy Engineering 105 107,82 79,81 130 77,95 40,39(b) Light Engineering 925 448,43 298,15 1,018 181,10 124,36(c) Electrical Machinery & Goods 365 443,55 283,89 312 86,78 74,79(d) Electronic Machinery & Goods 257 1333,37 397,04 176 68,78 47,59

13. Vehicles, Vehicle Parts & Transport Equipments 338 179,21 153,21 409 43,99 30,5914. Other Industries 28,517 1007,94 907,16 25,165 228,13 185,4715. Electricity, Gas & Water 124 1696,17 1040,25 77 36,79 31,66

(a) Electricity Generation & Transmission 56 1667,69 1020,47 13 29,23 25,16(b) Non-Conventional Energy 41 26,41 18,11 19 2,22 1,86(c) Gas, Steam & Water Supply 27 2,07 1,68 45 5,34 4,64

16. Construction 4,061 1521,10 1104,21 6,200 346,83 290,52III. TRANSPORT OPERATORS 15,470 366,33 284,98 11,602 178,88 141,55IV. PROFESSIONAL AND OTHER SERVICES 45,554 1353,27 966,95 34,618 563,44 466,18V. PERSONAL LOANS 3,90,691 5910,78 4793,59 4,37,902 4442,84 3655,73

1. Loans for Purchase of Consumer Durables 22,636 102,54 86,29 29,529 160,88 129,482. Loans for Housing 70,714 3440,35 2834,58 71,548 2112,51 1788,523. Rest of the Personal Loans 2,97,341 2367,89 1872,72 3,36,825 2169,45 1737,74

VI. TRADE 1,52,200 1644,13 1353,75 1,10,459 1148,89 936,821. Wholesale Trade 5,536 518,76 431,78 5,613 293,04 230,542. Retail Trade 1,46,664 1125,37 921,97 1,04,846 855,84 706,28

VII. FINANCE 2,110 59,70 40,00 1,106 68,65 36,15VIII. ALL OTHERS 1,85,140 1049,41 868,24 1,15,712 760,08 620,99

TOTAL BANK CREDIT 20,30,147 28459,91 21701,45 13,25,277 14404,19 11964,80OF WHICH : 1. Artisans and Village & Tiny Industries 12,209 60,12 48,15 9,216 108,40 86,14

2. Other Small Scale Industries 19,655 1136,26 802,13 19,897 574,16 439,17

254

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: KARNATAKA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,62,549 2519,93 2177,72 7,610 3722,25 3341,361. Direct Finance 1,55,990 1756,20 1534,34 6,361 529,04 458,042. Indirect Finance 6,559 763,73 643,39 1,249 3193,21 2883,32

II. INDUSTRY 34,586 6851,42 4781,04 95,444 38584,53 30284,571. Mining & Quarrying 544 844,69 498,93 319 1528,56 1440,712. Food Manufacturing & Processing 2,304 663,88 479,47 1,884 1850,64 1367,22

(a) Rice Mills, Flour & Dal Mills 726 141,91 121,07 191 236,32 178,35(b) Sugar 23 165,93 113,01 62 322,30 249,83(c) Edible Oils & Vanaspati 182 62,10 50,37 77 45,06 41,44(d) Tea Processing 5 2,36 41 36 107,26 48,21(e) Processing of Fruits & Vegetables 99 46,57 35,94 379 262,85 198,29(f) Others 1,269 245,00 158,66 1,139 876,86 651,08

3. Beverage & Tobacco 129 346,10 311,93 192 1021,07 797,754. Textiles 1,485 296,37 217,93 6,164 3012,49 2291,99

(a) Cotton Textiles 422 153,24 123,94 1,912 575,62 496,57(b) Jute & Other Natural Fibre Textiles 84 2,27 1,68 19 1,45 94(c) Handloom Textiles & Khadi 120 6,47 5,61 1,409 274,33 176,54(d) Other Textiles & Textile Products 859 134,39 86,70 2,824 2161,09 1617,94

5. Paper, Paper Products & Printing 770 134,02 97,25 1,492 514,74 438,996. Leather & Leather Products 252 4,01 3,24 875 261,70 198,137. Rubber & Plastic Products 662 268,50 166,19 961 326,54 266,248. Chemicals & Chemical Products 712 219,11 171,34 2,787 1739,74 1215,08

(a) Heavy Industrial Chemicals 80 28,78 25,47 266 438,92 284,73(b) Fertilisers 20 39,77 37,05 29 118,83 89,72(c) Drugs & Pharmaceuticals 163 36,92 29,53 1,423 809,34 614,81(d) Non-Edible Oils 19 7,49 6,48 41 36,70 12,91(e) Other Chemicals & Chemical Products 430 106,15 72,80 1,028 335,94 212,91

9. Petroleum, Coal Products & Nuclear Fuels 66 382,48 160,66 59 1379,00 1243,2010. Manufacture of Cement & Cement Products 243 110,52 56,90 1,227 311,06 270,9811. Basic Metals & Metal Products 1,998 689,22 500,51 3,098 2809,85 2208,40

(a) Iron & Steel 392 501,15 355,85 470 1741,97 1468,18(b) Non-Ferrous Metals 104 41,13 32,70 165 556,33 332,76(c) Metal Products 1,502 146,95 111,97 2,463 511,55 407,46

12. Engineering 2,080 555,32 447,85 12,648 5224,61 3819,63(a) Heavy Engineering 223 70,41 52,22 700 952,88 519,85(b) Light Engineering 989 110,50 76,35 7,455 1735,49 1283,91(c) Electrical Machinery & Goods 558 133,40 103,40 3,834 1244,73 976,05(d) Electronic Machinery & Goods 310 241,02 215,88 659 1291,51 1039,82

13. Vehicles, Vehicle Parts & Transport Equipments 1,099 195,44 123,89 1,203 1601,24 1214,8314. Other Industries 16,503 465,81 363,21 49,584 2207,35 1615,7215. Electricity, Gas & Water 114 463,51 352,25 288 6331,49 5374,71

(a) Electricity Generation & Transmission 66 422,43 312,55 165 5632,79 4783,04(b) Non-Conventional Energy 18 37,24 37,41 46 196,19 192,21(c) Gas, Steam & Water Supply 30 3,84 2,29 77 502,51 399,46

16. Construction 5,625 1212,44 829,50 12,663 8464,47 6521,00III. TRANSPORT OPERATORS 15,580 478,72 368,08 16,803 997,84 866,79IV. PROFESSIONAL AND OTHER SERVICES 38,907 2367,54 1787,35 19,332 7298,44 5539,29V. PERSONAL LOANS 6,05,510 8916,03 7076,58 28,88,891 31279,97 21847,67

1. Loans for Purchase of Consumer Durables 38,023 200,02 165,65 47,359 363,85 314,072. Loans for Housing 1,22,725 4772,06 3963,48 1,51,801 15763,25 13536,713. Rest of the Personal Loans 4,44,762 3943,94 2947,44 26,89,731 15152,86 7996,90

VI. TRADE 77,496 2046,69 1595,26 33,378 4358,10 3212,851. Wholesale Trade 5,555 644,94 507,58 11,381 2023,73 1486,922. Retail Trade 71,941 1401,75 1087,68 21,997 2334,37 1725,92

VII. FINANCE 1,626 720,92 673,07 956 3718,86 3527,52VIII. ALL OTHERS 1,62,848 1462,91 1163,36 1,94,045 3520,35 2599,38

TOTAL BANK CREDIT 10,99,102 25364,15 19622,47 32,56,459 93480,35 71219,43OF WHICH : 1. Artisans and Village & Tiny Industries 3,010 46,87 37,24 2,961 278,80 243,10

2. Other Small Scale Industries 19,243 1074,89 839,99 39,539 1885,09 1429,79

255

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: KERALA (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 2,87,770 798,83 705,08 14,53,425 4503,58 3954,831. Direct Finance 2,85,324 760,32 676,55 14,37,722 4254,47 3747,022. Indirect Finance 2,446 38,51 28,52 15,703 249,12 207,80

II. INDUSTRY 41,034 860,96 680,57 1,96,193 3948,21 2904,441. Mining & Quarrying 95 5,33 4,46 1,117 84,39 67,042. Food Manufacturing & Processing 1,690 106,09 80,31 15,512 510,98 399,78

(a) Rice Mills, Flour & Dal Mills 249 20,96 18,50 2,906 94,45 76,76(b) Sugar 2 59 58 19 1,33 1,10(c) Edible Oils & Vanaspati 110 3,31 1,86 1,298 51,40 43,43(d) Tea Processing 7 9,83 9,58 88 101,41 83,42(e) Processing of Fruits & Vegetables 9 28 24 79 14,09 10,62(f) Others 1,313 71,12 49,54 11,122 248,31 184,46

3. Beverage & Tobacco 18 75 65 140 48,86 45,254. Textiles 767 15,57 12,48 10,006 334,30 269,92

(a) Cotton Textiles 101 3,71 2,99 2,647 146,05 120,43(b) Jute & Other Natural Fibre Textiles 13 7 7 316 3,62 3,14(c) Handloom Textiles & Khadi 27 1,15 99 898 69,93 52,08(d) Other Textiles & Textile Products 626 10,63 8,44 6,145 114,69 94,27

5. Paper, Paper Products & Printing 459 77,98 68,20 5,138 173,70 125,316. Leather & Leather Products 127 1,03 79 1,262 10,26 7,827. Rubber & Plastic Products 377 82,60 72,37 8,456 464,08 277,468. Chemicals & Chemical Products 267 43,42 31,40 3,879 182,35 132,52

(a) Heavy Industrial Chemicals 6 10,91 10,64 52 4,95 4,18(b) Fertilisers 5 84 30 53 29,77 28,10(c) Drugs & Pharmaceuticals 122 12,58 2,29 1,966 64,56 40,13(d) Non-Edible Oils 6 96 91 20 3,41 2,83(e) Other Chemicals & Chemical Products 128 18,14 17,26 1,788 79,66 57,28

9. Petroleum, Coal Products & Nuclear Fuels 34 4,38 4,19 271 15,53 11,6210. Manufacture of Cement & Cement Products 161 16,17 11,05 1,527 35,23 24,4511. Basic Metals & Metal Products 423 65,93 34,42 3,038 111,15 94,63

(a) Iron & Steel 45 5,63 5,45 460 43,52 38,71(b) Non-Ferrous Metals 14 40,22 13,31 52 5,27 4,35(c) Metal Products 364 20,07 15,66 2,526 62,36 51,57

12. Engineering 716 22,86 18,39 13,035 242,46 139,30(a) Heavy Engineering 24 3,16 1,14 102 8,07 7,00(b) Light Engineering 390 12,27 10,65 3,208 51,48 41,84(c) Electrical Machinery & Goods 188 6,00 5,40 8,560 164,56 74,87(d) Electronic Machinery & Goods 114 1,42 1,20 1,165 18,35 15,58

13. Vehicles, Vehicle Parts & Transport Equipments 292 3,22 2,67 4,601 61,35 32,3714. Other Industries 33,308 175,34 131,39 1,15,888 748,93 614,0115. Electricity, Gas & Water 24 12,01 10,12 373 66,89 23,74

(a) Electricity Generation & Transmission 9 10,83 9,03 305 23,01 19,25(b) Non-Conventional Energy 6 49 46 26 40,30 1,29(c) Gas, Steam & Water Supply 9 69 63 42 3,58 3,21

16. Construction 2,276 228,29 197,67 11,950 857,74 639,23III. TRANSPORT OPERATORS 5,218 113,54 105,27 25,468 346,06 285,77IV. PROFESSIONAL AND OTHER SERVICES 13,116 160,41 126,66 1,04,174 1465,62 1136,09V. PERSONAL LOANS 1,15,991 1481,50 1222,41 8,43,504 11680,66 9621,14

1. Loans for Purchase of Consumer Durables 7,992 46,15 35,84 54,159 378,21 303,882. Loans for Housing 32,178 887,34 747,57 2,38,241 6573,34 5531,663. Rest of the Personal Loans 75,821 548,01 439,00 5,51,104 4729,11 3785,60

VI. TRADE 33,688 575,42 503,00 2,14,194 4623,03 2878,121. Wholesale Trade 1,598 254,42 237,66 9,792 1022,78 764,072. Retail Trade 32,090 321,00 265,33 2,04,402 3600,25 2114,05

VII. FINANCE 1,324 18,42 14,44 3,206 84,78 66,99VIII. ALL OTHERS 1,98,251 674,90 507,37 14,05,028 4990,75 3899,74

TOTAL BANK CREDIT 6,96,392 4683,99 3864,80 42,45,192 31642,69 24747,10OF WHICH : 1. Artisans and Village & Tiny Industries 7,997 45,87 37,81 43,817 325,11 262,68

2. Other Small Scale Industries 22,549 165,41 133,98 1,03,560 1187,96 953,77

256

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: KERALA (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 1,69,117 1311,98 1148,82 – – –1. Direct Finance 1,65,576 974,08 849,75 – – –2. Indirect Finance 3,541 337,90 299,07 – – –

II. INDUSTRY 82,740 15962,35 5550,46 – – –1. Mining & Quarrying 528 97,34 86,11 – – –2. Food Manufacturing & Processing 19,447 4724,24 1109,36 – – –

(a) Rice Mills, Flour & Dal Mills 1,022 57,16 50,84 – – –(b) Sugar 10 48 45 – – –(c) Edible Oils & Vanaspati 234 59,19 45,14 – – –(d) Tea Processing 84 87,41 54,36 – – –(e) Processing of Fruits & Vegetables 47 32,03 23,95 – – –(f) Others 18,050 4487,97 934,62 – – –

3. Beverage & Tobacco 93 86,71 84,26 – – –4. Textiles 9,435 5904,74 547,54 – – –

(a) Cotton Textiles 847 209,17 166,00 – – –(b) Jute & Other Natural Fibre Textiles 5,470 29,90 25,63 – – –(c) Handloom Textiles & Khadi 78 5,85 5,48 – – –(d) Other Textiles & Textile Products 3,040 5659,82 350,43 – – –

5. Paper, Paper Products & Printing 2,165 163,43 134,93 – – –6. Leather & Leather Products 414 13,54 10,88 – – –7. Rubber & Plastic Products 1,452 694,46 540,33 – – –8. Chemicals & Chemical Products 1,453 484,21 359,15 – – –

(a) Heavy Industrial Chemicals 73 109,55 78,31 – – –(b) Fertilisers 22 67,94 60,45 – – –(c) Drugs & Pharmaceuticals 600 78,25 55,77 – – –(d) Non-Edible Oils 15 14,17 8,90 – – –(e) Other Chemicals & Chemical Products 743 214,30 155,73 – – –

9. Petroleum, Coal Products & Nuclear Fuels 25 49,79 48,85 – – –10. Manufacture of Cement & Cement Products 369 14,57 11,19 – – –11. Basic Metals & Metal Products 1,434 150,05 112,04 – – –

(a) Iron & Steel 226 74,42 58,50 – – –(b) Non-Ferrous Metals 35 27,34 18,72 – – –(c) Metal Products 1,173 48,28 34,83 – – –

12. Engineering 6,283 263,64 210,88 – – –(a) Heavy Engineering 136 17,43 15,96 – – –(b) Light Engineering 1,492 94,07 72,64 – – –(c) Electrical Machinery & Goods 3,881 55,19 45,35 – – –(d) Electronic Machinery & Goods 774 96,95 76,93 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 2,231 206,17 188,86 – – –14. Other Industries 32,156 551,97 434,97 – – –15. Electricity, Gas & Water 405 1413,35 751,08 – – –

(a) Electricity Generation & Transmission 335 1221,33 566,17 – – –(b) Non-Conventional Energy 19 2,39 2,11 – – –(c) Gas, Steam & Water Supply 51 189,62 182,80 – – –

16. Construction 4,850 1144,15 920,05 – – –III. TRANSPORT OPERATORS 14,627 366,54 301,38 – – –IV. PROFESSIONAL AND OTHER SERVICES 31,991 2044,92 1556,94 – – –V. PERSONAL LOANS 5,84,626 10393,49 8512,23 – – –

1. Loans for Purchase of Consumer Durables 27,658 207,48 168,58 – – –2. Loans for Housing 1,21,908 5645,69 4831,79 – – –3. Rest of the Personal Loans 4,35,060 4540,33 3511,86 – – –

VI. TRADE 68,223 8366,79 3627,31 – – –1. Wholesale Trade 14,818 6148,86 2028,30 – – –2. Retail Trade 53,405 2217,93 1599,01 – – –

VII. FINANCE 1,598 768,72 524,20 – – –VIII. ALL OTHERS 3,70,948 2502,02 1896,89 – – –

TOTAL BANK CREDIT 13,23,870 41716,81 23118,23 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 6,016 58,73 47,51 – – –

2. Other Small Scale Industries 49,746 1098,10 830,95 – – –

257

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: TAMIL NADU (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 21,11,684 5822,07 5121,31 16,56,955 5810,97 5004,341. Direct Finance 20,30,169 5517,03 4879,67 16,05,985 5382,29 4715,302. Indirect Finance 81,515 305,04 241,63 50,970 428,69 289,05

II. INDUSTRY 48,090 4809,16 2903,21 66,820 6760,09 4958,211. Mining & Quarrying 281 288,69 270,02 390 59,96 45,242. Food Manufacturing & Processing 2,569 330,50 225,35 3,819 700,12 497,12

(a) Rice Mills, Flour & Dal Mills 874 103,38 78,16 1,542 189,35 151,45(b) Sugar 8 27,65 18,68 26 111,09 56,68(c) Edible Oils & Vanaspati 149 35,22 26,97 358 113,56 92,75(d) Tea Processing 62 11,13 10,69 202 57,41 46,63(e) Processing of Fruits & Vegetables 22 4,60 4,08 69 16,27 13,33(f) Others 1,454 148,53 86,77 1,622 212,44 136,28

3. Beverage & Tobacco 53 3,38 2,82 136 16,78 14,654. Textiles 6,740 775,92 551,93 11,345 3245,19 2276,25

(a) Cotton Textiles 3,686 517,29 385,74 4,283 2146,03 1547,48(b) Jute & Other Natural Fibre Textiles 65 6,28 5,69 330 8,69 7,84(c) Handloom Textiles & Khadi 1,375 18,80 15,60 1,053 223,75 112,61(d) Other Textiles & Textile Products 1,614 233,55 144,91 5,679 866,73 608,31

5. Paper, Paper Products & Printing 430 184,22 138,63 3,748 304,56 233,766. Leather & Leather Products 227 81,07 59,79 857 162,37 129,647. Rubber & Plastic Products 586 30,29 21,83 695 99,52 87,338. Chemicals & Chemical Products 508 289,23 133,74 2,224 500,60 346,66

(a) Heavy Industrial Chemicals 42 10,21 8,41 133 35,29 26,39(b) Fertilisers 24 86,63 74,01 17 25,75 26,30(c) Drugs & Pharmaceuticals 77 160,89 24,76 211 31,74 25,65(d) Non-Edible Oils 11 84 67 39 12,08 11,09(e) Other Chemicals & Chemical Products 354 30,66 25,90 1,824 395,74 257,23

9. Petroleum, Coal Products & Nuclear Fuels 13 2,30 2,08 50 6,59 3,5910. Manufacture of Cement & Cement Products 851 236,65 128,88 199 19,51 10,2311. Basic Metals & Metal Products 399 341,60 150,56 2,025 299,87 251,15

(a) Iron & Steel 98 131,99 59,25 446 162,34 140,55(b) Non-Ferrous Metals 37 139,00 35,75 82 20,26 15,24(c) Metal Products 264 70,61 55,55 1,497 117,26 95,36

12. Engineering 1,238 831,14 259,06 2,853 217,76 169,89(a) Heavy Engineering 219 66,43 56,57 320 55,49 33,93(b) Light Engineering 551 481,36 111,01 1,546 88,28 76,15(c) Electrical Machinery & Goods 182 210,31 29,99 557 63,42 50,76(d) Electronic Machinery & Goods 286 73,05 61,49 430 10,57 9,05

13. Vehicles, Vehicle Parts & Transport Equipments 425 368,00 190,78 721 176,71 111,8414. Other Industries 23,146 166,80 123,43 31,171 406,67 320,2015. Electricity, Gas & Water 119 484,89 317,29 145 118,86 98,47

(a) Electricity Generation & Transmission 18 444,54 281,50 56 66,32 57,20(b) Non-Conventional Energy 17 31,60 29,80 47 48,02 37,67(c) Gas, Steam & Water Supply 84 8,75 6,00 42 4,52 3,60

16. Construction 10,505 394,47 327,02 6,442 425,01 362,19III. TRANSPORT OPERATORS 7,333 170,42 155,72 5,469 145,68 119,33IV. PROFESSIONAL AND OTHER SERVICES 40,557 415,22 322,03 51,023 881,62 712,55V. PERSONAL LOANS 4,83,282 3238,38 2663,48 8,15,988 6798,18 5494,19

1. Loans for Purchase of Consumer Durables 27,542 139,01 108,88 37,076 198,42 157,122. Loans for Housing 51,591 1158,74 991,29 89,655 2550,77 2161,473. Rest of the Personal Loans 4,04,149 1940,63 1563,32 6,89,257 4049,00 3175,59

VI. TRADE 1,09,879 954,85 815,42 1,23,075 1707,18 1352,811. Wholesale Trade 4,105 386,40 362,60 9,350 448,43 359,842. Retail Trade 1,05,774 568,44 452,82 1,13,725 1258,75 992,97

VII. FINANCE 8,236 99,76 85,38 5,347 64,46 47,62VIII. ALL OTHERS 3,26,225 1527,21 1206,77 3,51,100 2024,95 1630,99

TOTAL BANK CREDIT 31,35,286 17037,07 13273,33 30,75,777 24193,14 19320,04OF WHICH : 1. Artisans and Village & Tiny Industries 12,529 188,82 149,82 18,477 731,24 570,12

2. Other Small Scale Industries 17,686 801,84 568,34 25,654 1693,95 1314,46

258

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONSTATE: TAMIL NADU (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

7 8 9 10 11 12

I. AGRICULTURE 4,47,798 4008,27 3126,45 9,427 4124,45 3467,941. Direct Finance 4,33,145 2657,51 2076,91 7,293 765,99 705,422. Indirect Finance 14,653 1350,76 1049,54 2,134 3358,46 2762,52

II. INDUSTRY 81,098 24322,21 17867,95 60,291 42019,66 28044,211. Mining & Quarrying 554 245,49 155,17 681 1213,12 945,712. Food Manufacturing & Processing 4,002 1361,56 1056,97 1,446 2887,54 1859,63

(a) Rice Mills, Flour & Dal Mills 1,051 305,61 273,12 240 88,22 69,28(b) Sugar 66 505,15 334,82 84 1171,44 701,05(c) Edible Oils & Vanaspati 811 93,31 84,28 77 261,60 210,83(d) Tea Processing 23 13,12 9,18 9 82,76 73,82(e) Processing of Fruits & Vegetables 38 15,13 11,03 104 262,35 212,93(f) Others 2,013 429,23 344,54 932 1021,17 591,72

3. Beverage & Tobacco 112 86,75 65,81 149 239,32 185,934. Textiles 32,810 14282,94 10301,04 5,940 4079,60 3049,66

(a) Cotton Textiles 20,064 10115,15 7061,54 2,528 2040,14 1375,40(b) Jute & Other Natural Fibre Textiles 216 65,45 54,08 41 22,08 16,08(c) Handloom Textiles & Khadi 712 176,03 114,31 1,209 21,39 18,80(d) Other Textiles & Textile Products 11,818 3926,31 3071,11 2,162 1995,98 1639,38

5. Paper, Paper Products & Printing 2,226 327,71 247,35 1,973 1188,32 714,486. Leather & Leather Products 880 178,07 125,01 3,367 1728,87 1284,417. Rubber & Plastic Products 1,272 266,96 172,96 1,224 1463,24 839,438. Chemicals & Chemical Products 2,183 369,38 254,14 2,968 7513,13 4222,06

(a) Heavy Industrial Chemicals 205 155,57 86,07 327 1931,90 1187,59(b) Fertilisers 37 27,46 22,65 120 1720,83 1373,14(c) Drugs & Pharmaceuticals 518 31,40 19,09 1,157 1553,18 964,03(d) Non-Edible Oils 29 9,29 7,67 14 7,65 4,39(e) Other Chemicals & Chemical Products 1,394 145,66 118,66 1,350 2299,57 692,91

9. Petroleum, Coal Products & Nuclear Fuels 37 23,09 9,12 158 922,21 706,7610. Manufacture of Cement & Cement Products 236 600,17 444,35 1,302 843,95 607,2811. Basic Metals & Metal Products 3,128 1584,19 1349,34 2,578 2083,20 1363,61

(a) Iron & Steel 899 1078,22 938,63 592 808,79 588,55(b) Non-Ferrous Metals 230 232,05 201,12 162 374,84 224,30(c) Metal Products 1,999 273,92 209,59 1,824 899,57 550,75

12. Engineering 7,547 1537,09 1025,47 18,649 3123,21 2162,77(a) Heavy Engineering 763 487,44 328,34 795 768,41 470,17(b) Light Engineering 5,399 724,40 435,06 8,806 1210,69 797,25(c) Electrical Machinery & Goods 924 209,55 162,41 8,430 749,85 572,60(d) Electronic Machinery & Goods 461 115,69 99,66 618 394,25 322,75

13. Vehicles, Vehicle Parts & Transport Equipments 1,011 491,76 382,52 2,493 4527,10 2745,5614. Other Industries 16,805 1124,91 845,66 11,203 3065,97 2154,8915. Electricity, Gas & Water 214 638,06 528,71 270 2067,23 1547,00

(a) Electricity Generation & Transmission 77 399,72 353,87 134 1561,31 1159,02(b) Non-Conventional Energy 63 211,55 151,86 35 212,72 173,19(c) Gas, Steam & Water Supply 74 26,80 22,97 101 293,20 214,80

16. Construction 8,081 1204,07 904,34 5,890 5073,66 3655,02III. TRANSPORT OPERATORS 6,967 233,63 200,68 20,319 1149,95 994,99IV. PROFESSIONAL AND OTHER SERVICES 35,541 1925,45 1481,75 23,928 8195,67 6286,69V. PERSONAL LOANS 8,93,919 10739,27 8684,60 63,39,780 47163,77 20491,55

1. Loans for Purchase of Consumer Durables 35,549 215,84 172,48 33,637 325,16 292,002. Loans for Housing 1,16,084 4673,12 3950,96 1,44,607 11917,01 10328,333. Rest of the Personal Loans 7,42,286 5850,31 4561,15 61,61,536 34921,59 9871,23

VI. TRADE 82,202 4102,51 3110,32 35,590 7678,31 4774,571. Wholesale Trade 15,740 1799,29 1320,42 9,142 3192,95 2163,272. Retail Trade 66,462 2303,22 1789,90 26,448 4485,35 2611,30

VII. FINANCE 1,972 218,82 117,56 2,157 7538,17 6434,25VIII. ALL OTHERS 2,93,571 2827,29 2128,37 2,90,044 7002,28 5266,43

TOTAL BANK CREDIT 18,43,068 48377,45 36717,67 67,81,536 124872,25 75760,64OF WHICH : 1. Artisans and Village & Tiny Industries 5,242 131,17 107,22 3,581 216,99 169,40

2. Other Small Scale Industries 42,453 4942,69 3751,24 20,643 2982,20 2176,89

259

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONLAKSHADWEEP (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 564 12,54 11,81 155 1,32 1,201. Direct Finance 562 12,48 11,77 149 1,08 972. Indirect Finance 2 7 4 6 24 24

II. INDUSTRY 143 23,69 22,40 14 22 161. Mining & Quarrying – – – – – –2. Food Manufacturing & Processing 6 19 19 1 1 1

(a) Rice Mills, Flour & Dal Mills – – – – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati – – – – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 6 19 19 1 1 1

3. Beverage & Tobacco – – – – – –4. Textiles 1 50 43 – – –

(a) Cotton Textiles 1 50 43 – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products – – – – – –

5. Paper, Paper Products & Printing 78 16 16 1 5 36. Leather & Leather Products – – – – – –7. Rubber & Plastic Products – – – – – –8. Chemicals & Chemical Products 1 10 10 – – –

(a) Heavy Industrial Chemicals – – – – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals – – – – – –(d) Non-Edible Oils 1 10 10 – – –(e) Other Chemicals & Chemical Products – – – – – –

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – – – –11. Basic Metals & Metal Products – – – – – –

(a) Iron & Steel – – – – – –(b) Non-Ferrous Metals – – – – – –(c) Metal Products – – – – – –

12. Engineering 3 6 6 – – –(a) Heavy Engineering – – – – – –(b) Light Engineering – – – – – –(c) Electrical Machinery & Goods 1 5 5 – – –(d) Electronic Machinery & Goods 2 1 1 – – –

13. Vehicles, Vehicle Parts & Transport Equipments – – – – – –14. Other Industries 42 28 25 10 11 815. Electricity, Gas & Water – – – – – –

(a) Electricity Generation & Transmission – – – – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply – – – – – –

16. Construction 12 22,40 21,21 2 6 5III. TRANSPORT OPERATORS 14 6 5 5 2 1IV. PROFESSIONAL AND OTHER SERVICES 64 83 49 5 7 4V. PERSONAL LOANS 1,061 9,84 8,69 888 6,16 5,21

1. Loans for Purchase of Consumer Durables 1 – – 81 55 512. Loans for Housing 97 4,99 4,24 16 59 413. Rest of the Personal Loans 963 4,85 4,45 791 5,01 4,29

VI. TRADE 138 1,82 1,77 80 59 401. Wholesale Trade 19 81 76 – – –2. Retail Trade 119 1,02 1,01 80 59 40

VII. FINANCE – – – – – –VIII. ALL OTHERS 276 1,21 1,03 76 92 92

TOTAL BANK CREDIT 2,260 50,00 46,23 1,223 9,29 7,95OF WHICH : 1. Artisans and Village & Tiny Industries 13 11 11 6 7 4

2. Other Small Scale Industries 37 39 36 5 5 5

Note :There are no Urban and Metropolitan Centres in Lakshadweep.

260

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONPONDICHERRY (Amount in Rupees Lakh)

RURAL SEMI-URBAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 21,882 63,30 53,16 11,518 40,22 33,561. Direct Finance 21,714 61,83 52,09 10,786 38,19 31,582. Indirect Finance 168 1,47 1,07 732 2,02 1,98

II. INDUSTRY 369 86,46 68,25 647 33,63 22,351. Mining & Quarrying 1 2 2 1 20 112. Food Manufacturing & Processing 23 15,73 9,11 21 4,21 3,75

(a) Rice Mills, Flour & Dal Mills 13 1,91 1,60 10 2,12 1,80(b) Sugar 1 9,72 3,80 – – –(c) Edible Oils & Vanaspati – – – 2 10 10(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables – – – – – –(f) Others 9 4,10 3,71 9 1,99 1,85

3. Beverage & Tobacco 5 53 34 2 28 284. Textiles 28 1,70 1,36 9 39 31

(a) Cotton Textiles 1 1 – – – –(b) Jute & Other Natural Fibre Textiles – – – – – –(c) Handloom Textiles & Khadi – – – – – –(d) Other Textiles & Textile Products 27 1,69 1,35 9 39 31

5. Paper, Paper Products & Printing 22 2,59 2,16 11 62 496. Leather & Leather Products 4 41 23 – – –7. Rubber & Plastic Products 17 1,78 1,12 15 97 728. Chemicals & Chemical Products 21 5,29 4,19 18 1,25 1,12

(a) Heavy Industrial Chemicals 5 72 45 – – –(b) Fertilisers – – – – – –(c) Drugs & Pharmaceuticals 2 61 35 – – –(d) Non-Edible Oils 1 64 17 – – –(e) Other Chemicals & Chemical Products 13 3,32 3,22 18 1,25 1,12

9. Petroleum, Coal Products & Nuclear Fuels – – – – – –10. Manufacture of Cement & Cement Products – – – 4 19 1511. Basic Metals & Metal Products 30 5,30 2,71 10 2,14 2,01

(a) Iron & Steel 2 29 28 2 98 96(b) Non-Ferrous Metals 7 4,07 1,52 4 69 58(c) Metal Products 21 95 92 4 47 48

12. Engineering 29 7,18 5,80 15 1,26 1,13(a) Heavy Engineering – – – – – –(b) Light Engineering 25 6,54 5,35 7 87 76(c) Electrical Machinery & Goods 1 20 7 7 30 29(d) Electronic Machinery & Goods 3 44 37 1 8 8

13. Vehicles, Vehicle Parts & Transport Equipments 7 1,10 1,35 – – –14. Other Industries 135 11,19 10,19 415 5,42 4,8815. Electricity, Gas & Water 3 30,60 28,17 3 15 11

(a) Electricity Generation & Transmission 2 30,00 27,57 1 6 3(b) Non-Conventional Energy 1 60 60 – – –(c) Gas, Steam & Water Supply – – – 2 9 8

16. Construction 44 3,02 1,51 123 16,58 7,30III. TRANSPORT OPERATORS 34 1,00 99 77 1,57 1,25IV. PROFESSIONAL AND OTHER SERVICES 728 42,68 37,02 937 11,80 9,19V. PERSONAL LOANS 11,462 68,04 54,87 13,769 150,94 126,06

1. Loans for Purchase of Consumer Durables 116 87 60 411 2,23 1,792. Loans for Housing 913 25,93 22,21 2,182 70,18 59,723. Rest of the Personal Loans 10,433 41,25 32,07 11,176 78,53 64,55

VI. TRADE 1,784 25,53 23,13 1,885 45,78 38,191. Wholesale Trade 22 14,77 14,70 113 18,88 14,482. Retail Trade 1,762 10,76 8,43 1,772 26,90 23,71

VII. FINANCE 325 1,14 90 14 65 56VIII. ALL OTHERS 1,280 9,16 6,57 3,147 22,82 19,55

TOTAL BANK CREDIT 37,864 297,31 244,89 31,994 307,40 250,72OF WHICH : 1. Artisans and Village & Tiny Industries 130 13,50 11,28 163 4,78 4,20

2. Other Small Scale Industries 111 9,70 7,70 267 4,98 4,42

261

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006SOUTHERN REGIONPONDICHERRY (Amount in Rupees Lakh)

URBAN METROPOLITAN

OCCUPATION No. of Credit Amount No. of Credit AmountAccounts Limit Outstanding Accounts Limit Outstanding

1 2 3 4 5 6

I. AGRICULTURE 10,164 94,75 79,88 – – –1. Direct Finance 10,028 80,01 65,70 – – –2. Indirect Finance 136 14,74 14,18 – – –

II. INDUSTRY 2,134 302,94 231,65 – – –1. Mining & Quarrying 35 2,78 2,31 – – –2. Food Manufacturing & Processing 150 39,42 34,15 – – –

(a) Rice Mills, Flour & Dal Mills 54 17,89 15,17 – – –(b) Sugar – – – – – –(c) Edible Oils & Vanaspati 16 11,06 11,34 – – –(d) Tea Processing – – – – – –(e) Processing of Fruits & Vegetables 1 4 4 – – –(f) Others 79 10,44 7,60 – – –

3. Beverage & Tobacco 5 3,76 2,46 – – –4. Textiles 206 28,82 23,14 – – –

(a) Cotton Textiles 103 18,14 15,01 – – –(b) Jute & Other Natural Fibre Textiles 49 88 88 – – –(c) Handloom Textiles & Khadi 13 60 54 – – –(d) Other Textiles & Textile Products 41 9,20 6,72 – – –

5. Paper, Paper Products & Printing 217 19,93 15,18 – – –6. Leather & Leather Products 25 5,72 3,95 – – –7. Rubber & Plastic Products 103 17,48 14,21 – – –8. Chemicals & Chemical Products 123 30,86 23,94 – – –

(a) Heavy Industrial Chemicals 17 4,42 3,23 – – –(b) Fertilisers 4 1,06 1,07 – – –(c) Drugs & Pharmaceuticals 8 58 56 – – –(d) Non-Edible Oils – – – – – –(e) Other Chemicals & Chemical Products 94 24,79 19,08 – – –

9. Petroleum, Coal Products & Nuclear Fuels 20 1,20 73 – – –10. Manufacture of Cement & Cement Products 18 1,76 1,65 – – –11. Basic Metals & Metal Products 80 29,98 27,00 – – –

(a) Iron & Steel 30 20,72 19,71 – – –(b) Non-Ferrous Metals 5 2,37 1,09 – – –(c) Metal Products 45 6,88 6,21 – – –

12. Engineering 118 37,62 20,67 – – –(a) Heavy Engineering 11 3,61 1,02 – – –(b) Light Engineering 62 20,98 9,49 – – –(c) Electrical Machinery & Goods 27 9,76 7,49 – – –(d) Electronic Machinery & Goods 18 3,28 2,66 – – –

13. Vehicles, Vehicle Parts & Transport Equipments 33 9,85 5,94 – – –14. Other Industries 664 23,45 13,38 – – –15. Electricity, Gas & Water 13 12,75 11,55 – – –

(a) Electricity Generation & Transmission 7 11,86 10,96 – – –(b) Non-Conventional Energy – – – – – –(c) Gas, Steam & Water Supply 6 89 59 – – –

16. Construction 324 37,56 31,39 – – –III. TRANSPORT OPERATORS 571 14,25 12,63 – – –IV. PROFESSIONAL AND OTHER SERVICES 1,553 108,45 59,69 – – –V. PERSONAL LOANS 45,963 546,23 428,98 – – –

1. Loans for Purchase of Consumer Durables 1,670 11,29 9,60 – – –2. Loans for Housing 4,687 228,02 191,15 – – –3. Rest of the Personal Loans 39,606 306,91 228,23 – – –

VI. TRADE 5,713 158,44 131,23 – – –1. Wholesale Trade 314 30,53 25,91 – – –2. Retail Trade 5,399 127,91 105,32 – – –

VII. FINANCE 48 1,80 1,33 – – –VIII. ALL OTHERS 11,800 129,27 110,17 – – –

TOTAL BANK CREDIT 77,946 1356,13 1055,56 – – –OF WHICH : 1. Artisans and Village & Tiny Industries 233 7,67 5,70 – – –

2. Other Small Scale Industries 900 91,68 75,34 – – –

262

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGIONSTATE: HARYANA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 3,04,548 1852,13 1,50,572 1030,50 56,076 361,40 5,11,196 3244,031. Direct Finance 3,00,473 1825,43 1,48,645 1014,99 55,592 357,54 5,04,710 3197,952. Indirect Finance 4,075 26,70 1,927 15,52 484 3,86 6,486 46,08

II. INDUSTRY 7,930 20,80 5,746 25,28 17,399 134,86 31,075 180,94III. TRANSPORT OPERATORS 1,478 3,63 791 4,23 2,496 16,75 4,765 24,61IV. PROFESSIONAL AND OTHER SERVICES 2,946 9,12 3,148 15,86 16,562 101,42 22,656 126,40V. PERSONAL LOANS 78,097 398,65 83,496 441,03 2,54,065 1527,40 4,15,658 2367,08

1. Loans for Purchase of Consumer Durables 5,685 25,71 4,101 20,17 11,707 65,16 21,493 111,042. Loans for Housing 13,771 117,11 12,574 123,90 57,318 591,10 83,663 832,113. Rest of the Personal Loans 58,641 255,84 66,821 296,96 1,85,040 871,13 3,10,502 1423,93

VI. TRADE 34,908 84,23 30,887 128,05 46,736 207,13 1,12,531 419,401. Wholesale Trade 939 3,87 669 6,52 3,353 26,38 4,961 36,772. Retail Trade 33,969 80,36 30,218 121,53 43,383 180,74 1,07,570 382,63

VII. FINANCE 440 1,36 128 50 359 1,97 927 3,83VIII. ALL OTHERS 29,316 141,92 17,205 107,97 40,351 286,04 86,872 535,94

TOTAL BANK CREDIT 4,59,663 2511,84 2,91,973 1753,41 4,34,044 2636,97 11,85,680 6902,23OF WHICH : 1. Artisans and Village & Tiny Industries 5,551 9,87 2,365 6,70 1,120 5,27 9,036 21,85

2. Other Small Scale Industries 1,677 8,01 1,611 8,51 10,382 76,15 13,670 92,68

STATE: HIMACHAL PRADESH

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 1,52,025 441,72 7,764 28,15 442 2,00 1,60,231 471,871. Direct Finance 1,50,365 436,38 7,682 27,74 425 1,78 1,58,472 465,902. Indirect Finance 1,660 5,35 82 41 17 21 1,759 5,96

II. INDUSTRY 10,390 43,80 1,671 9,06 256 1,86 12,317 54,71III. TRANSPORT OPERATORS 2,954 23,75 720 4,42 161 1,61 3,835 29,77IV. PROFESSIONAL AND OTHER SERVICES 6,213 26,03 1,460 7,19 412 2,64 8,085 35,86V. PERSONAL LOANS 1,00,385 470,92 20,114 110,25 13,310 73,92 1,33,809 655,08

1. Loans for Purchase of Consumer Durables 5,695 20,44 1,130 6,17 627 2,74 7,452 29,352. Loans for Housing 16,063 143,29 3,538 34,60 1,825 20,50 21,426 198,403. Rest of the Personal Loans 78,627 307,18 15,446 69,48 10,858 50,67 1,04,931 427,33

VI. TRADE 39,706 197,40 5,729 32,21 1,898 11,16 47,333 240,771. Wholesale Trade 435 2,42 243 2,43 80 1,01 758 5,862. Retail Trade 39,271 194,98 5,486 29,78 1,818 10,15 46,575 234,91

VII. FINANCE 416 1,55 31 17 34 24 481 1,96VIII. ALL OTHERS 16,114 58,55 3,088 20,17 3,272 10,88 22,474 89,60

TOTAL BANK CREDIT 3,28,203 1263,72 40,577 211,61 19,785 104,29 3,88,565 1579,62OF WHICH: 1. Artisans and Village & Tiny Industries 5,204 17,79 622 3,02 74 46 5,900 21,26

2. Other Small Scale Industries 3,177 16,86 849 4,85 100 68 4,126 22,39

See Notes on Tables.

263

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGIONSTATE: JAMMU & KASHMIR (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 27,736 82,63 9,801 34,71 1,820 7,15 39,357 124,491. Direct Finance 26,889 79,53 9,541 33,96 1,807 7,06 38,237 120,552. Indirect Finance 847 3,10 260 75 13 9 1,120 3,94

II. INDUSTRY 7,570 33,40 3,435 18,65 8,496 48,97 19,501 101,02III. TRANSPORT OPERATORS 2,170 16,48 857 7,54 1,336 12,06 4,363 36,08IV. PROFESSIONAL AND OTHER SERVICES 1,011 5,40 433 2,26 1,701 9,91 3,145 17,57V. PERSONAL LOANS 1,05,413 484,54 53,399 253,98 1,00,472 551,68 2,59,284 1290,19

1. Loans for Purchase of Consumer Durables 7,408 28,17 2,776 14,50 9,580 38,13 19,764 80,802. Loans for Housing 3,961 43,76 1,974 20,92 5,138 54,49 11,073 119,163. Rest of the Personal Loans 94,044 412,61 48,649 218,56 85,754 459,06 2,28,447 1090,23

VI. TRADE 27,306 165,31 15,179 98,21 13,656 95,21 56,141 358,741. Wholesale Trade 545 2,43 54 56 338 2,09 937 5,082. Retail Trade 26,761 162,88 15,125 97,66 13,318 93,12 55,204 353,66

VII. FINANCE 196 98 35 15 216 1,28 447 2,41VIII. ALL OTHERS 12,122 61,46 3,959 19,83 13,055 96,53 29,136 177,82

TOTAL BANK CREDIT 1,83,524 850,19 87,098 435,33 1,40,752 822,78 4,11,374 2108,31OF WHICH: 1. Artisans and Village & Tiny Industries 5,175 19,49 1,798 7,90 3,122 13,53 10,095 40,92

2. Other Small Scale Industries 1,364 7,58 844 5,51 3,762 23,71 5,970 36,80

STATE: PUNJAB

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 3,74,785 2358,59 2,05,319 1446,50 43,286 307,99 6,23,390 4113,081. Direct Finance 3,71,085 2330,50 2,01,655 1414,24 42,619 302,19 6,15,359 4046,932. Indirect Finance 3,700 28,09 3,664 32,27 667 5,80 8,031 66,15

II. INDUSTRY 14,763 42,69 10,575 51,84 19,406 131,73 44,744 226,26III. TRANSPORT OPERATORS 2,941 9,13 1,456 4,83 3,652 25,38 8,049 39,33IV. PROFESSIONAL AND OTHER SERVICES 5,473 25,23 5,355 23,69 10,339 58,20 21,167 107,12V. PERSONAL LOANS 1,06,189 519,67 1,59,749 906,62 2,80,455 1501,76 5,46,393 2928,05

1. Loans for Purchase of Consumer Durables 6,084 23,09 5,692 26,76 8,725 49,39 20,501 99,242. Loans for Housing 19,591 169,05 32,310 328,13 40,949 403,40 92,850 900,583. Rest of the Personal Loans 80,514 327,54 1,21,747 551,74 2,30,781 1048,96 4,33,042 1928,24

VI. TRADE 40,741 123,61 38,704 197,63 28,983 162,73 1,08,428 483,981. Wholesale Trade 871 4,10 1,701 12,95 1,560 10,75 4,132 27,802. Retail Trade 39,870 119,52 37,003 184,68 27,423 151,98 1,04,296 456,18

VII. FINANCE 332 1,62 269 1,45 415 2,32 1,016 5,39VIII. ALL OTHERS 21,972 114,26 27,674 158,18 44,860 286,94 94,506 559,39

TOTAL BANK CREDIT 5,67,196 3194,81 4,49,101 2790,75 4,31,396 2477,05 14,47,693 8462,61OF WHICH: 1. Artisans and Village & Tiny Industries 7,849 16,20 2,187 8,48 1,016 6,06 11,052 30,74

2. Other Small Scale Industries 4,138 13,90 5,463 26,96 13,273 93,16 22,874 134,02

264

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGIONSTATE: RAJASTHAN (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 8,56,480 3359,05 4,04,865 1865,43 48,644 291,07 13,09,989 5515,551. Direct Finance 8,44,743 3315,34 4,02,109 1851,34 47,765 285,54 12,94,617 5452,222. Indirect Finance 11,737 43,72 2,756 14,09 879 5,53 15,372 63,33

II. INDUSTRY 40,814 78,59 24,729 73,57 16,619 98,93 82,162 251,09III. TRANSPORT OPERATORS 4,030 11,77 2,472 9,49 12,376 98,60 18,878 119,87IV. PROFESSIONAL AND OTHER SERVICES 22,424 56,96 17,450 58,89 22,370 103,88 62,244 219,74V. PERSONAL LOANS 1,64,025 675,82 2,21,495 956,27 4,10,069 1880,72 7,95,589 3512,81

1. Loans for Purchase of Consumer Durables 8,801 28,80 9,798 31,18 11,156 49,90 29,755 109,882. Loans for Housing 21,137 155,07 22,998 211,48 41,167 411,29 85,302 777,843. Rest of the Personal Loans 1,34,087 491,95 1,88,699 713,61 3,57,746 1419,53 6,80,532 2625,09

VI. TRADE 97,878 237,11 92,909 304,00 52,907 228,62 2,43,694 769,731. Wholesale Trade 2,450 7,02 1,698 7,95 1,656 15,02 5,804 29,992. Retail Trade 95,428 230,09 91,211 296,05 51,251 213,60 2,37,890 739,74

VII. FINANCE 1,670 3,41 477 1,22 460 2,06 2,607 6,68VIII. ALL OTHERS 32,161 116,21 17,568 65,94 35,817 223,72 85,546 405,87

TOTAL BANK CREDIT 12,19,482 4538,92 7,81,965 3334,82 5,99,262 2927,60 26,00,709 10801,34OF WHICH: 1. Artisans and Village & Tiny Industries 27,382 43,37 12,268 27,03 2,452 7,59 42,102 77,98

2. Other Small Scale Industries 9,970 24,85 9,135 33,37 7,157 40,82 26,262 99,03

CHANDIGARH

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 627 2,34 8 6 1,800 11,04 2,435 13,441. Direct Finance 611 2,26 8 6 1,608 8,47 2,227 10,792. Indirect Finance 16 8 – – 192 2,57 208 2,65

II. INDUSTRY 70 52 11 10 8,398 105,00 8,479 105,62III. TRANSPORT OPERATORS 23 14 1 – 1,541 8,75 1,565 8,89IV. PROFESSIONAL AND OTHER SERVICES 363 1,81 – – 4,061 23,69 4,424 25,50V. PERSONAL LOANS 3,968 25,73 179 1,20 72,701 388,91 76,848 415,84

1. Loans for Purchase of Consumer Durables 128 88 5 1 3,513 17,98 3,646 18,882. Loans for Housing 1,434 14,52 36 16 10,405 102,62 11,875 117,303. Rest of the Personal Loans 2,406 10,33 138 1,02 58,783 268,30 61,327 279,66

VI. TRADE 453 2,45 23 6 2,782 15,81 3,258 18,321. Wholesale Trade 12 14 8 2 392 2,76 412 2,912. Retail Trade 441 2,31 15 4 2,390 13,06 2,846 15,41

VII. FINANCE 6 1 – – 59 33 65 34VIII. ALL OTHERS 229 69 – – 9,162 67,31 9,391 68,00

TOTAL BANK CREDIT 5,739 33,68 222 1,42 1,00,504 620,85 1,06,465 655,94OF WHICH: 1. Artisans and Village & Tiny Industries 8 5 – – 35 14 43 19

2. Other Small Scale Industries 52 36 1 – 6,994 90,61 7,047 90,97

265

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGIONSTATE: DELHI (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 1,090 5,38 245 1,18 3,647 24,26 4,982 30,821. Direct Finance 1,081 5,30 223 1,06 3,126 22,92 4,430 29,282. Indirect Finance 9 7 22 13 521 1,34 552 1,54

II. INDUSTRY 344 1,22 178 89 88,718 452,24 89,240 454,34III. TRANSPORT OPERATORS 57 43 38 29 4,297 30,89 4,392 31,62IV. PROFESSIONAL AND OTHER SERVICES 736 3,82 462 2,66 15,165 99,09 16,363 105,57V. PERSONAL LOANS 8,869 45,97 5,648 29,17 12,52,266 5067,77 12,66,783 5142,92

1. Loans for Purchase of Consumer Durables 110 67 422 2,51 32,437 276,09 32,969 279,272. Loans for Housing 519 3,92 270 2,78 39,157 385,79 39,946 392,503. Rest of the Personal Loans 8,240 41,38 4,956 23,88 11,80,672 4405,89 11,93,868 4471,16

VI. TRADE 1,010 3,58 391 2,15 24,592 233,27 25,993 238,991. Wholesale Trade 22 9 6 9 9,911 130,56 9,939 130,742. Retail Trade 988 3,49 385 2,06 14,681 102,71 16,054 108,25

VII. FINANCE 2 3 – – 435 3,12 437 3,15VIII. ALL OTHERS 815 4,29 1,094 5,45 1,44,621 969,16 1,46,530 978,90

TOTAL BANK CREDIT 12,923 64,73 8,056 41,79 15,33,741 6879,79 15,54,720 6986,31OF WHICH: 1. Artisans and Village & Tiny Industries 188 47 56 21 297 1,66 541 2,34

2. Other Small Scale Industries 115 54 44 32 46,841 123,51 47,000 124,37

NORTH–EASTERN REGIONSTATE: ARUNACHAL PRADESH

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 7,014 11,58 3,090 10,19 – – 10,104 21,781. Direct Finance 6,401 11,02 3,074 10,16 – – 9,475 21,192. Indirect Finance 613 56 16 3 – – 629 59

II. INDUSTRY 819 3,54 880 6,64 – – 1,699 10,18III. TRANSPORT OPERATORS 338 1,69 335 3,70 – – 673 5,39IV. PROFESSIONAL AND OTHER SERVICES 197 1,13 279 1,86 – – 476 3,00V. PERSONAL LOANS 9,290 41,06 9,549 62,39 – – 18,839 103,45

1. Loans for Purchase of Consumer Durables 508 1,26 540 4,27 – – 1,048 5,542. Loans for Housing 80 67 457 2,71 – – 537 3,393. Rest of the Personal Loans 8,702 39,13 8,552 55,40 – – 17,254 94,53

VI. TRADE 1,362 8,74 1,679 12,73 – – 3,041 21,471. Wholesale Trade 42 37 3 4 – – 45 412. Retail Trade 1,320 8,37 1,676 12,69 – – 2,996 21,06

VII. FINANCE 1 – 1 – – – 2 –VIII. ALL OTHERS 312 2,28 2,268 27,68 – – 2,580 29,96

TOTAL BANK CREDIT 19,333 70,03 18,081 125,20 – – 37,414 195,22OF WHICH: 1. Artisans and Village & Tiny Industries 529 1,95 242 1,99 – – 771 3,94

2. Other Small Scale Industries 106 38 401 2,41 – – 507 2,79

266

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTH-EASTERN REGIONSTATE: ASSAM (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 1,88,673 343,46 54,658 110,18 7,106 22,40 2,50,437 476,041. Direct Finance 1,85,370 333,14 53,961 107,61 6,886 21,34 2,46,217 462,092. Indirect Finance 3,303 10,32 697 2,57 220 1,06 4,220 13,94

II. INDUSTRY 30,400 123,82 14,166 89,59 6,391 54,14 50,957 267,55III. TRANSPORT OPERATORS 7,367 23,17 2,675 15,34 4,117 29,57 14,159 68,08IV. PROFESSIONAL AND OTHER SERVICES 14,502 33,78 7,015 24,24 3,556 21,43 25,073 79,45V. PERSONAL LOANS 1,65,075 722,45 1,35,333 702,21 1,22,654 647,44 4,23,062 2072,11

1. Loans for Purchase of Consumer Durables 14,529 61,88 9,279 41,05 7,748 31,50 31,556 134,432. Loans for Housing 16,607 145,44 10,302 100,88 6,641 65,41 33,550 311,733. Rest of the Personal Loans 1,33,939 515,13 1,15,752 560,28 1,08,265 550,53 3,57,956 1625,95

VI. TRADE 62,406 200,53 27,720 125,95 15,750 87,62 1,05,876 414,111. Wholesale Trade 1,526 11,20 1,585 9,51 821 6,28 3,932 26,982. Retail Trade 60,880 189,34 26,135 116,44 14,929 81,34 1,01,944 387,13

VII. FINANCE 1,369 2,67 97 25 30 16 1,496 3,07VIII. ALL OTHERS 37,143 106,71 22,124 108,49 17,518 121,06 76,785 336,27

TOTAL BANK CREDIT 5,06,935 1556,59 2,63,788 1176,26 1,77,122 983,83 9,47,845 3716,68OF WHICH: 1. Artisans and Village & Tiny Industries 19,468 71,31 6,733 35,07 1,064 7,19 27,265 113,57

2. Other Small Scale Industries 5,558 20,51 2,302 11,75 2,056 13,50 9,916 45,75

STATE: MANIPUR

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 11,039 23,14 3,300 8,38 3,789 10,57 18,128 42,091. Direct Finance 10,938 22,96 3,192 8,07 3,720 9,91 17,850 40,932. Indirect Finance 101 19 108 31 69 66 278 1,16

II. INDUSTRY 2,716 13,93 1,776 9,13 1,608 13,90 6,100 36,95III. TRANSPORT OPERATORS 360 70 85 54 235 1,56 680 2,81IV. PROFESSIONAL AND OTHER SERVICES 250 1,14 303 1,60 335 2,30 888 5,04V. PERSONAL LOANS 5,141 32,00 5,247 32,48 12,836 79,77 23,224 144,25

1. Loans for Purchase of Consumer Durables 517 2,14 158 84 1,067 4,12 1,742 7,112. Loans for Housing 231 2,63 441 5,34 879 9,30 1,551 17,273. Rest of the Personal Loans 4,393 27,23 4,648 26,30 10,890 66,34 19,931 119,87

VI. TRADE 2,204 4,58 1,254 6,05 1,684 7,79 5,142 18,431. Wholesale Trade 10 2 23 12 34 25 67 392. Retail Trade 2,194 4,56 1,231 5,93 1,650 7,55 5,075 18,03

VII. FINANCE 40 6 49 6 29 5 118 16VIII. ALL OTHERS 221 57 569 3,06 1,257 11,98 2,047 15,60

TOTAL BANK CREDIT 21,971 76,12 12,583 61,30 21,773 127,92 56,327 265,34OF WHICH: 1. Artisans and Village & Tiny Industries 1,654 4,47 1,244 4,58 607 2,88 3,505 11,94

2. Other Small Scale Industries 121 69 213 1,14 357 2,60 691 4,43

267

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTH-EASTERN REGIONSTATE: MEGHALAYA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 33,551 40,67 4,565 6,89 1,374 2,39 39,490 49,941. Direct Finance 32,424 39,69 4,514 6,64 1,370 2,36 38,308 48,692. Indirect Finance 1,127 97 51 25 4 3 1,182 1,25

II. INDUSTRY 3,211 13,29 1,733 12,65 461 2,85 5,405 28,79III. TRANSPORT OPERATORS 729 4,69 385 2,54 577 5,00 1,691 12,22IV. PROFESSIONAL AND OTHER SERVICES 274 1,00 168 84 603 2,95 1,045 4,79V. PERSONAL LOANS 14,892 75,32 9,390 60,21 18,485 122,62 42,767 258,15

1. Loans for Purchase of Consumer Durables 562 1,60 211 40 1,905 17,49 2,678 19,492. Loans for Housing 304 3,49 533 5,18 1,731 15,90 2,568 24,573. Rest of the Personal Loans 14,026 70,23 8,646 54,63 14,849 89,23 37,521 214,09

VI. TRADE 5,178 17,38 2,036 10,09 2,263 12,50 9,477 39,971. Wholesale Trade 75 19 15 13 53 52 143 832. Retail Trade 5,103 17,20 2,021 9,96 2,210 11,98 9,334 39,14

VII. FINANCE 23 7 48 17 – – 71 24VIII. ALL OTHERS 534 1,13 86 38 10,382 139,89 11,002 141,40

TOTAL BANK CREDIT 58,392 153,54 18,411 93,77 34,145 288,20 1,10,948 535,51OF WHICH: 1. Artisans and Village & Tiny Industries 2,539 9,20 599 3,06 59 36 3,197 12,62

2. Other Small Scale Industries 219 64 84 46 229 98 532 2,08

STATE: MIZORAM

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 6,766 16,93 4,379 12,26 2,260 7,10 13,405 36,291. Direct Finance 6,499 15,30 4,348 12,17 2,204 6,86 13,051 34,342. Indirect Finance 267 1,63 31 9 56 23 354 1,96

II. INDUSTRY 653 3,01 473 3,57 592 4,63 1,718 11,21III. TRANSPORT OPERATORS 194 94 112 75 117 40 423 2,09IV. PROFESSIONAL AND OTHER SERVICES 104 45 27 32 37 29 168 1,06V. PERSONAL LOANS 4,563 23,51 4,602 29,92 5,468 30,71 14,633 84,14

1. Loans for Purchase of Consumer Durables 1,753 5,61 791 2,29 617 2,09 3,161 9,992. Loans for Housing 589 8,33 1,227 14,71 753 10,35 2,569 33,383. Rest of the Personal Loans 2,221 9,58 2,584 12,93 4,098 18,26 8,903 40,77

VI. TRADE 1,327 3,96 906 5,44 542 3,51 2,775 12,901. Wholesale Trade 43 9 147 32 29 25 219 652. Retail Trade 1,284 3,87 759 5,12 513 3,26 2,556 12,25

VII. FINANCE 47 15 – – – – 47 15VIII. ALL OTHERS 346 1,08 56 18 280 97 682 2,23

TOTAL BANK CREDIT 14,000 50,03 10,555 52,43 9,296 47,60 33,851 150,06OF WHICH: 1. Artisans and Village & Tiny Industries 598 2,70 414 2,98 546 4,25 1,558 9,93

2. Other Small Scale Industries 22 13 2 2 22 25 46 40

268

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTH-EASTERN REGIONSTATE: NAGALAND (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 6,253 12,54 8,697 20,43 – – 14,950 32,971. Direct Finance 5,970 12,22 8,500 19,59 – – 14,470 31,812. Indirect Finance 283 33 197 84 – – 480 1,16

II. INDUSTRY 1,126 11,97 2,331 24,56 – – 3,457 36,53III. TRANSPORT OPERATORS 19 16 330 2,70 – – 349 2,86IV. PROFESSIONAL AND OTHER SERVICES 109 58 408 2,70 – – 517 3,27V. PERSONAL LOANS 6,189 28,80 21,773 116,88 – – 27,962 145,69

1. Loans for Purchase of Consumer Durables 187 95 1,942 6,85 – – 2,129 7,802. Loans for Housing 66 61 313 2,68 – – 379 3,293. Rest of the Personal Loans 5,936 27,25 19,518 107,36 – – 25,454 134,60

VI. TRADE 509 3,84 2,277 14,85 – – 2,786 18,691. Wholesale Trade 13 17 79 87 – – 92 1,032. Retail Trade 496 3,68 2,198 13,98 – – 2,694 17,66

VII. FINANCE – – – – – – – –VIII. ALL OTHERS 288 1,68 764 5,63 – – 1,052 7,31

TOTAL BANK CREDIT 14,493 59,58 36,580 187,75 – – 51,073 247,32OF WHICH: 1. Artisans and Village & Tiny Industries 986 11,13 1,667 19,01 – – 2,653 30,14

2. Other Small Scale Industries 13 6 319 2,77 – – 332 2,82

STATE: TRIPURA

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 54,580 56,94 31,190 44,37 687 2,10 86,457 103,401. Direct Finance 54,289 56,53 30,821 43,55 683 2,08 85,793 102,162. Indirect Finance 291 41 369 82 4 2 664 1,25

II. INDUSTRY 14,280 13,22 7,029 12,01 1,645 11,28 22,954 36,51III. TRANSPORT OPERATORS 3,152 7,15 1,592 6,70 697 4,28 5,441 18,14IV. PROFESSIONAL AND OTHER SERVICES 4,093 5,17 3,737 6,45 467 2,30 8,297 13,92V. PERSONAL LOANS 26,099 119,13 19,018 90,52 18,859 102,84 63,976 312,49

1. Loans for Purchase of Consumer Durables 10,095 47,20 5,222 27,06 4,028 24,19 19,345 98,452. Loans for Housing 3,168 33,20 1,767 20,25 2,072 21,15 7,007 74,603. Rest of the Personal Loans 12,836 38,74 12,029 43,22 12,759 57,50 37,624 139,45

VI. TRADE 42,320 47,79 24,775 40,67 3,992 22,16 71,087 110,621. Wholesale Trade 961 1,03 178 38 660 5,20 1,799 6,602. Retail Trade 41,359 46,76 24,597 40,29 3,332 16,97 69,288 104,02

VII. FINANCE 60 3 – – 3 – 63 3VIII. ALL OTHERS 3,768 6,31 2,577 8,59 7,263 67,34 13,608 82,24

TOTAL BANK CREDIT 1,48,352 255,72 89,918 209,32 33,613 212,31 2,71,883 677,36OF WHICH: 1. Artisans and Village & Tiny Industries 13,043 10,68 5,967 8,64 318 92 19,328 20,25

2. Other Small Scale Industries 760 61 847 1,33 235 1,19 1,842 3,14

269

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGIONSTATE: BIHAR (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 9,04,247 1891,90 2,94,705 704,26 57,211 188,93 12,56,163 2785,091. Direct Finance 8,31,723 1763,51 2,78,871 670,44 55,482 180,74 11,66,076 2614,682. Indirect Finance 72,524 128,39 15,834 33,82 1,729 8,19 90,087 170,40

II. INDUSTRY 1,03,439 152,95 31,110 78,79 12,690 65,39 1,47,239 297,14III. TRANSPORT OPERATORS 28,592 51,95 7,433 21,12 5,764 34,56 41,789 107,64IV. PROFESSIONAL AND OTHER SERVICES 20,097 44,46 11,299 33,92 8,463 37,16 39,859 115,54V. PERSONAL LOANS 2,11,575 698,98 1,63,678 801,19 2,21,532 1241,44 5,96,785 2741,60

1. Loans for Purchase of Consumer Durables 6,839 25,86 4,990 21,03 9,045 47,50 20,874 94,392. Loans for Housing 17,135 88,20 8,920 70,28 18,424 190,54 44,479 349,023. Rest of the Personal Loans 1,87,601 584,92 1,49,768 709,88 1,94,063 1003,40 5,31,432 2298,19

VI. TRADE 3,40,412 680,05 1,24,761 373,12 51,713 260,69 5,16,886 1313,871. Wholesale Trade 14,829 34,11 3,160 12,22 2,069 13,70 20,058 60,032. Retail Trade 3,25,583 645,95 1,21,601 360,91 49,644 246,99 4,96,828 1253,84

VII. FINANCE 2,129 4,29 740 2,21 423 1,70 3,292 8,20VIII. ALL OTHERS 69,744 200,00 30,967 102,14 45,847 219,73 1,46,558 521,86

TOTAL BANK CREDIT 16,80,235 3724,58 6,64,693 2116,75 4,03,643 2049,60 27,48,571 7890,94OF WHICH: 1. Artisans and Village & Tiny Industries 82,182 97,24 21,679 43,22 3,956 13,01 1,07,817 153,47

2. Other Small Scale Industries 10,289 28,29 4,227 14,98 4,505 28,81 19,021 72,08

STATE: JHARKHAND

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 4,03,396 509,95 65,776 115,07 7,982 21,88 4,77,154 646,901. Direct Finance 3,87,526 490,32 64,004 110,31 7,831 21,11 4,59,361 621,742. Indirect Finance 15,870 19,63 1,772 4,77 151 77 17,793 25,17

II. INDUSTRY 29,363 63,83 9,918 52,11 8,876 72,00 48,157 187,94III. TRANSPORT OPERATORS 4,858 25,19 3,207 23,41 3,775 27,15 11,840 75,75IV. PROFESSIONAL AND OTHER SERVICES 17,485 33,01 5,874 18,27 4,250 22,19 27,609 73,47V. PERSONAL LOANS 1,42,572 560,11 1,13,408 582,78 1,31,423 671,71 3,87,403 1814,60

1. Loans for Purchase of Consumer Durables 17,410 37,73 7,093 23,10 7,421 30,83 31,924 91,662. Loans for Housing 4,208 29,34 3,626 33,25 8,305 74,15 16,139 136,743. Rest of the Personal Loans 1,20,954 493,04 1,02,689 526,43 1,15,697 566,72 3,39,340 1586,19

VI. TRADE 96,176 242,66 36,922 177,42 22,399 147,95 1,55,497 568,031. Wholesale Trade 4,524 9,39 1,876 17,77 3,093 29,77 9,493 56,932. Retail Trade 91,652 233,27 35,046 159,65 19,306 118,18 1,46,004 511,10

VII. FINANCE 1,275 2,58 146 60 216 1,40 1,637 4,58VIII. ALL OTHERS 50,400 123,19 19,547 79,83 23,688 125,78 93,635 328,80

TOTAL BANK CREDIT 7,45,525 1560,52 2,54,798 1049,50 2,02,609 1090,06 12,02,932 3700,08OF WHICH: 1. Artisans and Village & Tiny Industries 17,963 27,58 3,384 13,22 1,124 4,40 22,471 45,19

2. Other Small Scale Industries 4,212 10,41 1,923 8,41 2,383 15,29 8,518 34,11

270

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGIONSTATE: ORISSA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 8,45,095 1404,27 1,45,125 306,09 24,809 74,55 10,15,029 1784,901. Direct Finance 8,07,288 1343,61 1,42,196 298,07 24,171 70,93 9,73,655 1712,622. Indirect Finance 37,807 60,66 2,929 8,01 638 3,61 41,374 72,29

II. INDUSTRY 1,19,038 410,43 40,464 309,70 40,756 412,20 2,00,258 1132,33III. TRANSPORT OPERATORS 15,932 59,38 4,662 26,92 5,157 32,85 25,751 119,15IV. PROFESSIONAL AND OTHER SERVICES 58,953 101,37 11,089 33,88 7,100 36,48 77,142 171,73V. PERSONAL LOANS 3,06,018 1299,28 1,91,939 1101,14 2,39,266 1430,36 7,37,223 3830,78

1. Loans for Purchase of Consumer Durables 10,495 36,10 7,441 38,46 9,372 62,23 27,308 136,792. Loans for Housing 62,121 523,40 38,923 363,77 66,577 648,18 1,67,621 1535,343. Rest of the Personal Loans 2,33,402 739,78 1,45,575 698,91 1,63,317 719,95 5,42,294 2158,65

VI. TRADE 3,11,206 639,65 68,446 220,16 28,059 139,84 4,07,711 999,641. Wholesale Trade 9,943 22,80 2,100 8,43 1,217 8,16 13,260 39,382. Retail Trade 3,01,263 616,85 66,346 211,73 26,842 131,68 3,94,451 960,26

VII. FINANCE 2,964 9,54 977 4,16 2,161 14,12 6,102 27,82VIII. ALL OTHERS 1,09,580 269,54 50,316 229,16 63,908 483,60 2,23,804 982,30

TOTAL BANK CREDIT 17,68,786 4193,46 5,13,018 2231,21 4,11,216 2623,99 26,93,020 9048,66OF WHICH: 1. Artisans and Village & Tiny Industries 69,621 107,02 9,363 25,95 1,276 6,14 80,260 139,11

2. Other Small Scale Industries 18,806 44,46 2,419 10,11 2,729 14,37 23,954 68,94

STATE: SIKKIM

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 6,008 13,18 480 1,14 – – 6,488 14,331. Direct Finance 6,001 13,17 478 1,13 – – 6,479 14,302. Indirect Finance 7 2 2 1 – – 9 3

II. INDUSTRY 280 1,77 224 1,84 – – 504 3,61III. TRANSPORT OPERATORS 49 57 236 2,18 – – 285 2,75IV. PROFESSIONAL AND OTHER SERVICES 108 53 1,491 14,74 – – 1,599 15,27V. PERSONAL LOANS 7,417 45,29 8,385 54,31 – – 15,802 99,60

1. Loans for Purchase of Consumer Durables 1,391 6,98 1,739 7,42 – – 3,130 14,402. Loans for Housing 877 9,55 1,210 14,64 – – 2,087 24,193. Rest of the Personal Loans 5,149 28,76 5,436 32,25 – – 10,585 61,01

VI. TRADE 1,020 5,50 276 1,59 – – 1,296 7,091. Wholesale Trade 1 – 53 25 – – 54 252. Retail Trade 1,019 5,50 223 1,34 – – 1,242 6,84

VII. FINANCE 11 2 – – – – 11 2VIII. ALL OTHERS 133 34 1,200 7,23 – – 1,333 7,57

TOTAL BANK CREDIT 15,026 67,20 12,292 83,03 – – 27,318 150,23OF WHICH: 1. Artisans and Village & Tiny Industries 157 1,11 57 30 – – 214 1,41

2. Other Small Scale Industries 45 22 124 1,12 – – 169 1,34

271

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGIONSTATE: WEST BENGAL (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 8,19,275 1215,31 1,90,918 702,24 74,731 186,84 10,84,924 2104,391. Direct Finance 8,02,189 1170,90 1,87,884 690,96 73,181 177,25 10,63,254 2039,122. Indirect Finance 17,086 44,41 3,034 11,28 1,550 9,59 21,670 65,27

II. INDUSTRY 3,26,690 335,01 64,696 119,45 98,178 596,94 4,89,564 1051,40III. TRANSPORT OPERATORS 18,364 24,91 4,729 10,60 7,800 52,08 30,893 87,59IV. PROFESSIONAL AND OTHER SERVICES 39,710 60,27 9,837 21,48 15,044 61,66 64,591 143,41V. PERSONAL LOANS 3,56,798 1279,26 1,54,586 631,23 5,98,136 2831,63 11,09,520 4742,12

1. Loans for Purchase of Consumer Durables 53,475 249,29 20,767 81,14 28,386 187,29 1,02,628 517,712. Loans for Housing 31,059 262,47 17,218 150,70 77,144 709,79 1,25,421 1122,963. Rest of the Personal Loans 2,72,264 767,51 1,16,601 399,39 4,92,606 1934,55 8,81,471 3101,45

VI. TRADE 3,48,882 663,01 98,928 261,66 91,120 433,08 5,38,930 1357,751. Wholesale Trade 14,620 54,12 3,015 19,71 11,765 86,59 29,400 160,422. Retail Trade 3,34,262 608,89 95,913 241,96 79,355 346,49 5,09,530 1197,33

VII. FINANCE 1,275 2,61 802 2,17 507 3,54 2,584 8,33VIII. ALL OTHERS 74,919 171,56 27,291 148,25 1,32,472 792,50 2,34,682 1112,31

TOTAL BANK CREDIT 19,85,913 3751,94 5,51,787 1897,10 10,17,988 4958,28 35,55,688 10607,31OF WHICH: 1. Artisans and Village & Tiny Industries 2,69,278 248,06 48,306 69,76 15,145 35,22 3,32,729 353,04

2. Other Small Scale Industries 42,388 47,22 8,854 14,25 16,524 93,84 67,766 155,31

ANDAMAN & NICOBAR ISLANDS

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 821 2,37 293 1,20 – – 1,114 3,561. Direct Finance 788 2,28 276 1,12 – – 1,064 3,402. Indirect Finance 33 8 17 8 – – 50 16

II. INDUSTRY 352 1,93 242 1,96 – – 594 3,89III. TRANSPORT OPERATORS 256 1,65 351 2,43 – – 607 4,07IV. PROFESSIONAL AND OTHER SERVICES 95 55 194 1,08 – – 289 1,63V. PERSONAL LOANS 3,156 13,27 6,177 28,68 – – 9,333 41,94

1. Loans for Purchase of Consumer Durables 46 17 262 2,68 – – 308 2,852. Loans for Housing 137 1,46 110 1,30 – – 247 2,773. Rest of the Personal Loans 2,973 11,64 5,805 24,70 – – 8,778 36,33

VI. TRADE 971 6,56 770 5,90 – – 1,741 12,461. Wholesale Trade – – 30 45 – – 30 452. Retail Trade 971 6,56 740 5,45 – – 1,711 12,01

VII. FINANCE – – 6 3 – – 6 3VIII. ALL OTHERS 509 1,60 2,515 25,22 – – 3,024 26,83

TOTAL BANK CREDIT 6,160 27,93 10,548 66,49 – – 16,708 94,42OF WHICH: 1. Artisans and Village & Tiny Industries 202 1,15 63 42 – – 265 1,57

2. Other Small Scale Industries 97 48 48 43 – – 145 91

272

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGIONSTATE: CHHATTISGARH (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 2,11,657 401,40 58,803 145,69 11,400 42,65 2,81,860 589,741. Direct Finance 2,08,084 393,96 57,754 143,25 10,978 41,19 2,76,816 578,402. Indirect Finance 3,573 7,44 1,049 2,44 422 1,45 5,044 11,33

II. INDUSTRY 23,379 40,98 6,091 22,63 4,205 24,09 33,675 87,70III. TRANSPORT OPERATORS 1,466 3,96 959 3,77 3,594 15,51 6,019 23,24IV. PROFESSIONAL AND OTHER SERVICES 6,122 13,83 2,875 9,85 3,119 13,35 12,116 37,04V. PERSONAL LOANS 92,333 379,31 66,930 316,79 97,251 492,79 2,56,514 1188,90

1. Loans for Purchase of Consumer Durables 5,655 15,74 5,247 14,86 2,904 16,14 13,806 46,742. Loans for Housing 4,386 28,74 3,893 34,91 8,872 94,77 17,151 158,423. Rest of the Personal Loans 82,292 334,83 57,790 267,02 85,475 381,88 2,25,557 983,73

VI. TRADE 53,074 121,89 24,198 80,31 15,762 67,76 93,034 269,961. Wholesale Trade 566 2,24 507 2,52 794 6,16 1,867 10,922. Retail Trade 52,508 119,65 23,691 77,79 14,968 61,60 91,167 259,04

VII. FINANCE 311 59 56 20 173 60 540 1,39VIII. ALL OTHERS 20,593 44,46 6,647 20,31 15,637 91,79 42,877 156,56

TOTAL BANK CREDIT 4,08,935 1006,44 1,66,559 599,55 1,51,141 748,53 7,26,635 2354,53OF WHICH: 1. Artisans and Village & Tiny Industries 14,045 23,46 3,013 8,11 755 3,18 17,813 34,75

2. Other Small Scale Industries 5,341 9,28 1,536 5,44 1,658 9,60 8,535 24,32

STATE: MADHYA PRADESH

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 6,71,324 2659,08 3,47,474 1651,32 96,453 499,90 11,15,251 4810,301. Direct Finance 6,59,011 2614,80 3,42,148 1626,81 94,916 490,82 10,96,075 4732,422. Indirect Finance 12,313 44,28 5,326 24,51 1,537 9,08 19,176 77,88

II. INDUSTRY 41,499 90,72 33,049 113,31 49,206 196,01 1,23,754 400,04III. TRANSPORT OPERATORS 3,883 15,11 2,676 13,58 6,331 37,52 12,890 66,22IV. PROFESSIONAL AND OTHER SERVICES 15,449 37,50 10,680 38,37 17,869 77,40 43,998 153,27V. PERSONAL LOANS 1,78,274 684,55 2,19,582 994,83 4,42,963 2024,40 8,40,819 3703,78

1. Loans for Purchase of Consumer Durables 24,362 87,43 27,590 135,55 27,874 125,14 79,826 348,122. Loans for Housing 13,851 100,53 17,999 159,14 53,970 499,21 85,820 758,883. Rest of the Personal Loans 1,40,061 496,58 1,73,993 700,14 3,61,119 1400,05 6,75,173 2596,77

VI. TRADE 1,08,802 300,15 84,934 332,57 91,725 380,51 2,85,461 1013,241. Wholesale Trade 7,070 32,80 5,421 27,06 10,553 35,67 23,044 95,542. Retail Trade 1,01,732 267,35 79,513 305,51 81,172 344,84 2,62,417 917,70

VII. FINANCE 3,351 7,73 1,171 4,36 820 4,74 5,342 16,84VIII. ALL OTHERS 77,232 333,67 89,811 788,63 94,457 660,35 2,61,500 1782,64

TOTAL BANK CREDIT 10,99,814 4128,52 7,89,377 3936,97 7,99,824 3880,83 26,89,015 11946,32OF WHICH: 1. Artisans and Village & Tiny Industries 26,896 45,46 13,988 38,24 4,054 14,64 44,938 98,34

2. Other Small Scale Industries 8,319 21,56 11,802 38,95 24,734 67,29 44,855 127,80

273

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGIONSTATE: UTTAR PRADESH (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 30,30,702 7824,16 10,56,016 3375,19 1,75,809 647,18 42,62,527 11846,531. Direct Finance 29,88,938 7714,45 10,44,858 3336,53 1,71,820 625,89 42,05,616 11676,872. Indirect Finance 41,764 109,70 11,158 38,67 3,989 21,28 56,911 169,65

II. INDUSTRY 1,17,975 265,73 48,331 216,92 92,687 543,49 2,58,993 1026,15III. TRANSPORT OPERATORS 14,931 52,64 5,046 23,48 10,510 64,88 30,487 140,99IV. PROFESSIONAL AND OTHER SERVICES 51,246 109,42 20,213 63,60 42,473 177,87 1,13,932 350,88V. PERSONAL LOANS 2,87,289 1096,13 2,21,689 955,07 10,02,282 3699,62 15,11,260 5750,81

1. Loans for Purchase of Consumer Durables 26,876 104,55 16,696 69,78 37,664 191,34 81,236 365,672. Loans for Housing 26,791 196,39 20,401 186,73 81,001 832,50 1,28,193 1215,633. Rest of the Personal Loans 2,33,622 795,18 1,84,592 698,55 8,83,617 2675,78 13,01,831 4169,51

VI. TRADE 2,74,842 802,76 1,61,865 586,37 2,16,850 987,18 6,53,557 2376,311. Wholesale Trade 18,910 124,62 6,833 53,22 16,495 113,27 42,238 291,122. Retail Trade 2,55,932 678,14 1,55,032 533,15 2,00,355 873,91 6,11,319 2085,20

VII. FINANCE 3,097 6,41 3,013 8,41 3,061 14,31 9,171 29,13VIII. ALL OTHERS 1,83,726 484,01 85,000 298,37 1,60,095 977,05 4,28,821 1759,43

TOTAL BANK CREDIT 39,63,808 10641,26 16,01,173 5527,41 17,03,767 7111,57 72,68,748 23280,24OF WHICH: 1. Artisans and Village & Tiny Industries 79,587 142,86 18,991 63,25 16,355 57,44 1,14,933 263,55

2. Other Small Scale Industries 24,052 70,97 10,633 42,28 33,007 179,80 67,692 293,05

STATE: UTTARANCHAL

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 1,46,718 407,35 55,869 247,48 2,150 8,96 2,04,737 663,791. Direct Finance 1,44,006 401,79 55,062 243,83 2,090 8,66 2,01,158 654,282. Indirect Finance 2,712 5,56 807 3,65 60 29 3,579 9,50

II. INDUSTRY 12,110 43,18 5,479 30,85 4,004 23,51 21,593 97,53III. TRANSPORT OPERATORS 2,645 14,29 1,058 7,16 1,064 6,52 4,767 27,97IV. PROFESSIONAL AND OTHER SERVICES 4,761 17,38 3,404 15,62 3,175 14,25 11,340 47,24V. PERSONAL LOANS 96,375 347,64 61,793 284,15 80,721 336,53 2,38,889 968,31

1. Loans for Purchase of Consumer Durables 3,566 11,58 2,931 12,55 1,858 9,01 8,355 33,142. Loans for Housing 11,249 65,19 6,934 65,81 6,667 66,47 24,850 197,473. Rest of the Personal Loans 81,560 270,87 51,928 205,79 72,196 261,05 2,05,684 737,70

VI. TRADE 35,031 136,05 20,407 100,90 10,220 52,81 65,658 289,751. Wholesale Trade 553 4,15 509 4,32 345 2,64 1,407 11,112. Retail Trade 34,478 131,90 19,898 96,58 9,875 50,17 64,251 278,65

VII. FINANCE 268 57 50 28 61 21 379 1,06VIII. ALL OTHERS 7,814 23,99 4,893 24,24 5,783 37,17 18,490 85,40

TOTAL BANK CREDIT 3,05,722 990,44 1,52,953 710,67 1,07,178 479,96 5,65,853 2181,06OF WHICH: 1. Artisans and Village & Tiny Industries 6,282 21,93 1,590 7,74 333 1,88 8,205 31,56

2. Other Small Scale Industries 1,729 8,51 1,411 7,66 2,246 10,56 5,386 26,72

274

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

WESTERN REGIONSTATE: GOA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 7,334 19,67 4,440 17,00 – – 11,774 36,671. Direct Finance 6,865 18,41 4,414 16,79 – – 11,279 35,202. Indirect Finance 469 1,27 26 20 – – 495 1,47

II. INDUSTRY 1,066 5,05 1,634 9,68 – – 2,700 14,72III. TRANSPORT OPERATORS 998 5,34 1,272 9,22 – – 2,270 14,55IV. PROFESSIONAL AND OTHER SERVICES 2,024 7,10 2,876 14,50 – – 4,900 21,60V. PERSONAL LOANS 22,305 92,49 68,198 266,51 – – 90,503 359,00

1. Loans for Purchase of Consumer Durables 1,134 4,37 2,948 13,11 – – 4,082 17,472. Loans for Housing 1,521 11,29 3,513 33,99 – – 5,034 45,283. Rest of the Personal Loans 19,650 76,84 61,737 219,42 – – 81,387 296,25

VI. TRADE 3,269 13,22 4,205 27,07 – – 7,474 40,291. Wholesale Trade 66 67 211 1,03 – – 277 1,702. Retail Trade 3,203 12,55 3,994 26,04 – – 7,197 38,59

VII. FINANCE 10 5 54 46 – – 64 52VIII. ALL OTHERS 5,626 24,09 20,978 81,31 – – 26,604 105,40

TOTAL BANK CREDIT 42,632 167,00 1,03,657 425,75 – – 1,46,289 592,76OF WHICH: 1. Artisans and Village & Tiny Industries 346 1,64 358 2,05 – – 704 3,68

2. Other Small Scale Industries 391 2,08 706 4,22 – – 1,097 6,29

STATE: GUJARAT

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 6,24,470 1984,13 3,44,449 1211,20 50,905 190,90 10,19,824 3386,231. Direct Finance 6,21,202 1972,46 3,40,992 1196,59 50,090 186,18 10,12,284 3355,222. Indirect Finance 3,268 11,67 3,457 14,61 815 4,72 7,540 31,01

II. INDUSTRY 17,771 36,53 14,433 47,90 24,687 138,37 56,891 222,80III. TRANSPORT OPERATORS 6,681 27,44 5,539 22,10 10,917 70,74 23,137 120,28IV. PROFESSIONAL AND OTHER SERVICES 23,387 58,24 27,030 79,17 38,863 137,74 89,280 275,15V. PERSONAL LOANS 98,874 395,11 1,57,998 723,15 5,90,331 2497,15 8,47,203 3615,41

1. Loans for Purchase of Consumer Durables 5,305 16,87 9,893 38,37 17,842 76,51 33,040 131,752. Loans for Housing 9,471 83,08 24,125 219,21 58,294 568,98 91,890 871,273. Rest of the Personal Loans 84,098 295,16 1,23,980 465,57 5,14,195 1851,66 7,22,273 2612,39

VI. TRADE 63,103 125,99 52,691 148,78 60,134 198,29 1,75,928 473,061. Wholesale Trade 1,545 4,24 1,704 7,86 15,902 29,00 19,151 41,102. Retail Trade 61,558 121,75 50,987 140,92 44,232 169,29 1,56,777 431,96

VII. FINANCE 393 1,29 609 1,11 1,032 6,53 2,034 8,93VIII. ALL OTHERS 17,537 62,48 24,660 134,79 1,11,022 495,17 1,53,219 692,44

TOTAL BANK CREDIT 8,52,216 2691,21 6,27,409 2368,19 8,87,891 3734,90 23,67,516 8794,31OF WHICH: 1. Artisans and Village & Tiny Industries 11,528 17,73 7,316 17,02 4,396 11,99 23,240 46,74

2. Other Small Scale Industries 3,199 9,88 4,054 17,87 12,288 82,73 19,541 110,48

275

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

WESTERN REGIONSTATE: MAHARASHTRA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 7,31,843 2139,39 4,29,801 1453,49 1,13,724 715,50 12,75,368 4308,381. Direct Finance 7,23,469 2098,05 4,26,167 1430,61 1,11,651 700,30 12,61,287 4228,962. Indirect Finance 8,374 41,34 3,634 22,88 2,073 15,20 14,081 79,42

II. INDUSTRY 24,997 82,89 23,063 100,39 77,571 542,55 1,25,631 725,83III. TRANSPORT OPERATORS 9,428 44,31 7,571 38,29 33,447 236,44 50,446 319,04IV. PROFESSIONAL AND OTHER SERVICES 34,841 99,34 30,427 108,64 60,224 334,98 1,25,492 542,96V. PERSONAL LOANS 2,31,841 858,01 3,24,710 1351,38 45,12,208 17123,10 50,68,759 19332,49

1. Loans for Purchase of Consumer Durables 14,944 48,40 11,781 40,64 3,12,686 922,60 3,39,411 1011,632. Loans for Housing 23,548 213,71 38,564 387,68 2,19,494 2390,39 2,81,606 2991,783. Rest of the Personal Loans 1,93,349 595,90 2,74,365 923,06 39,80,028 13810,11 44,47,742 15329,07

VI. TRADE 1,19,499 366,25 1,13,347 408,13 1,12,448 545,56 3,45,294 1319,951. Wholesale Trade 3,102 17,90 1,370 8,86 11,133 104,22 15,605 130,982. Retail Trade 1,16,397 348,35 1,11,977 399,28 1,01,315 441,35 3,29,689 1188,97

VII. FINANCE 2,653 8,68 1,528 7,64 1,730 9,82 5,911 26,15VIII. ALL OTHERS 57,044 161,48 50,849 195,11 3,42,258 1819,40 4,50,151 2175,99

TOTAL BANK CREDIT 12,12,146 3760,36 9,81,296 3663,07 52,53,610 21327,35 74,47,052 28750,79OF WHICH: 1. Artisans and Village & Tiny Industries 8,964 24,16 9,311 32,91 4,296 17,52 22,571 74,59

2. Other Small Scale Industries 10,105 37,91 8,126 37,20 30,491 133,59 48,722 208,70

DADRA & NAGAR HAVELI

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 656 1,30 741 1,05 – – 1,397 2,351. Direct Finance 652 1,29 740 1,04 – – 1,392 2,342. Indirect Finance 4 – 1 – – – 5 –

II. INDUSTRY 60 12 146 69 – – 206 80III. TRANSPORT OPERATORS 29 21 16 7 – – 45 27IV. PROFESSIONAL AND OTHER SERVICES 81 24 108 47 – – 189 71V. PERSONAL LOANS 168 1,20 2,540 10,44 – – 2,708 11,63

1. Loans for Purchase of Consumer Durables – – 181 25 – – 181 252. Loans for Housing 54 81 504 3,81 – – 558 4,623. Rest of the Personal Loans 114 38 1,855 6,39 – – 1,969 6,77

VI. TRADE 262 65 880 1,65 – – 1,142 2,301. Wholesale Trade – – 1 2 – – 1 22. Retail Trade 262 65 879 1,63 – – 1,141 2,28

VII. FINANCE – – 1 – – – 1 –VIII. ALL OTHERS 49 18 161 37 – – 210 55

TOTAL BANK CREDIT 1,305 3,89 4,593 14,73 – – 5,898 18,61OF WHICH: 1. Artisans and Village & Tiny Industries 47 7 92 45 – – 139 51

2. Other Small Scale Industries 13 5 51 21 – – 64 26

276

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

WESTERN REGIONDAMAN & DIU (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE – – 246 94 – – 246 941. Direct Finance – – 241 92 – – 241 922. Indirect Finance – – 5 2 – – 5 2

II. INDUSTRY – – 151 75 – – 151 75III. TRANSPORT OPERATORS – – 101 61 – – 101 61IV. PROFESSIONAL AND OTHER SERVICES – – 123 64 – – 123 64V. PERSONAL LOANS – – 2,627 12,55 – – 2,627 12,55

1. Loans for Purchase of Consumer Durables – – 181 40 – – 181 402. Loans for Housing – – 228 2,16 – – 228 2,163. Rest of the Personal Loans – – 2,218 9,99 – – 2,218 9,99

VI. TRADE – – 601 3,44 – – 601 3,441. Wholesale Trade – – – – – – – –2. Retail Trade – – 601 3,44 – – 601 3,44

VII. FINANCE – – 2 1 – – 2 1VIII. ALL OTHERS – – 116 51 – – 116 51

TOTAL BANK CREDIT – – 3,967 19,45 – – 3,967 19,45OF WHICH: 1. Artisans and Village & Tiny Industries – – 98 42 – – 98 42

2. Other Small Scale Industries – – 20 15 – – 20 15

SOUTHERN REGIONSTATE: ANDHRA PRADESH

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 28,64,609 6116,10 16,56,023 3803,26 3,55,783 1058,11 48,76,415 10977,471. Direct Finance 28,28,421 6035,76 16,40,375 3756,42 3,46,368 1004,77 48,15,164 10796,962. Indirect Finance 36,188 80,33 15,648 46,84 9,415 53,34 61,251 180,51

II. INDUSTRY 43,863 107,31 36,310 117,73 58,777 333,80 1,38,950 558,84III. TRANSPORT OPERATORS 8,660 37,61 5,822 26,16 26,761 173,20 41,243 236,97IV. PROFESSIONAL AND OTHER SERVICES 35,847 87,03 26,957 71,52 34,920 131,29 97,724 289,84V. PERSONAL LOANS 5,26,529 1653,87 7,00,025 2800,92 10,50,225 4950,22 22,76,779 9405,00

1. Loans for Purchase of Consumer Durables 46,488 167,46 44,016 185,20 57,241 311,08 1,47,745 663,742. Loans for Housing 29,279 222,58 50,046 408,20 1,01,941 778,34 1,81,266 1409,113. Rest of the Personal Loans 4,50,762 1263,83 6,05,963 2207,52 8,91,043 3860,80 19,47,768 7332,15

VI. TRADE 1,69,268 343,11 1,28,693 352,85 89,437 338,05 3,87,398 1034,011. Wholesale Trade 5,139 15,14 3,726 9,70 5,371 42,37 14,236 67,222. Retail Trade 1,64,129 327,97 1,24,967 343,15 84,066 295,67 3,73,162 966,79

VII. FINANCE 10,909 23,30 5,111 14,40 1,797 8,12 17,817 45,82VIII. ALL OTHERS 6,47,506 1583,27 5,50,576 1699,57 4,82,610 2231,86 16,80,692 5514,71

TOTAL BANK CREDIT 43,07,191 9951,59 31,09,517 8886,42 21,00,310 9224,65 95,17,018 28062,66OF WHICH: 1. Artisans and Village & Tiny Industries 22,475 45,98 17,764 51,82 5,732 21,03 45,971 118,83

2. Other Small Scale Industries 14,076 38,96 8,226 26,31 13,689 78,49 35,991 143,76

277

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGIONSTATE: KARNATAKA (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 11,46,857 3631,80 5,27,799 2153,22 1,45,569 687,08 18,20,225 6472,111. Direct Finance 11,32,222 3589,57 5,20,844 2122,95 1,41,575 668,02 17,94,641 6380,532. Indirect Finance 14,635 42,24 6,955 30,27 3,994 19,07 25,584 91,58

II. INDUSTRY 31,577 111,35 31,719 146,23 89,896 434,16 1,53,192 691,73III. TRANSPORT OPERATORS 12,331 71,78 9,320 54,22 28,397 188,66 50,048 314,65IV. PROFESSIONAL AND OTHER SERVICES 43,207 116,38 31,044 110,97 43,949 200,56 1,18,200 427,91V. PERSONAL LOANS 3,18,902 1146,81 3,82,110 1553,19 31,66,934 7173,98 38,67,946 9873,97

1. Loans for Purchase of Consumer Durables 22,476 81,09 28,957 113,87 84,422 449,05 1,35,855 644,012. Loans for Housing 27,836 253,25 35,746 346,09 92,122 879,43 1,55,704 1478,773. Rest of the Personal Loans 2,68,590 812,47 3,17,407 1093,23 29,90,390 5845,49 35,76,387 7751,19

VI. TRADE 1,48,930 426,81 1,02,786 376,11 91,848 458,74 3,43,564 1261,671. Wholesale Trade 4,821 18,11 3,817 17,47 11,540 87,37 20,178 122,952. Retail Trade 1,44,109 408,71 98,969 358,64 80,308 371,38 3,23,386 1138,72

VII. FINANCE 2,001 8,86 963 4,58 1,536 5,79 4,500 19,23VIII. ALL OTHERS 1,81,886 542,66 1,13,028 421,24 3,37,373 1841,07 6,32,287 2804,97

TOTAL BANK CREDIT 18,85,691 6056,45 11,98,769 4819,76 39,05,502 10990,03 69,89,962 21866,25OF WHICH: 1. Artisans and Village & Tiny Industries 11,877 34,48 8,484 31,41 2,819 14,11 23,180 80,00

2. Other Small Scale Industries 16,668 62,65 17,976 83,36 50,152 172,21 84,796 318,22

STATE: KERALA

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 2,84,483 535,92 14,32,660 2893,99 1,57,747 348,23 18,74,890 3778,141. Direct Finance 2,82,531 531,16 14,19,459 2866,03 1,54,684 338,49 18,56,674 3735,682. Indirect Finance 1,952 4,77 13,201 27,96 3,063 9,74 18,216 42,46

II. INDUSTRY 37,004 71,68 1,68,920 492,14 68,308 178,44 2,74,232 742,26III. TRANSPORT OPERATORS 2,919 12,94 21,691 117,18 10,953 74,75 35,563 204,87IV. PROFESSIONAL AND OTHER SERVICES 12,031 29,95 96,983 259,89 26,958 97,83 1,35,972 387,67V. PERSONAL LOANS 93,855 378,51 6,78,029 3051,10 4,58,753 1970,79 12,30,637 5400,40

1. Loans for Purchase of Consumer Durables 7,872 31,77 52,534 250,43 26,734 137,86 87,140 420,062. Loans for Housing 18,395 173,25 1,38,973 1303,30 54,147 498,11 2,11,515 1974,653. Rest of the Personal Loans 67,588 173,49 4,86,522 1497,37 3,77,872 1334,82 9,31,982 3005,68

VI. TRADE 30,823 103,86 1,91,095 693,78 55,729 214,69 2,77,647 1012,331. Wholesale Trade 1,175 3,47 5,271 20,78 11,036 20,99 17,482 45,232. Retail Trade 29,648 100,39 1,85,824 673,00 44,693 193,71 2,60,165 967,10

VII. FINANCE 1,172 4,12 2,633 10,84 1,076 4,80 4,881 19,76VIII. ALL OTHERS 1,96,711 368,58 13,93,693 2928,83 3,63,128 1126,40 19,53,532 4423,81

TOTAL BANK CREDIT 6,58,998 1505,55 39,85,704 10447,75 11,42,652 4015,94 57,87,354 15969,24OF WHICH: 1. Artisans and Village & Tiny Industries 7,649 21,06 41,290 105,10 5,382 18,14 54,321 144,30

2. Other Small Scale Industries 21,465 36,42 96,552 284,58 45,486 116,82 1,63,503 437,82

278

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGIONSTATE: TAMIL NADU (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 20,83,228 4079,82 16,26,610 3575,31 4,33,531 981,55 41,43,369 8636,691. Direct Finance 20,03,298 3944,05 15,77,442 3473,74 4,20,126 950,59 40,00,866 8368,382. Indirect Finance 79,930 135,77 49,168 101,58 13,405 30,96 1,42,503 268,30

II. INDUSTRY 39,389 121,61 45,799 162,03 88,370 518,69 1,73,558 802,33III. TRANSPORT OPERATORS 4,448 14,75 4,084 20,85 19,529 172,19 28,061 207,79IV. PROFESSIONAL AND OTHER SERVICES 38,635 85,55 46,671 139,05 42,516 163,89 1,27,822 388,50V. PERSONAL LOANS 4,49,297 1438,50 7,44,365 2670,71 68,25,577 9597,62 80,19,239 13706,83

1. Loans for Purchase of Consumer Durables 27,273 103,27 36,727 146,27 68,082 413,71 1,32,082 663,252. Loans for Housing 34,046 273,13 50,189 450,74 85,701 768,39 1,69,936 1492,263. Rest of the Personal Loans 3,87,978 1062,09 6,57,449 2073,71 66,71,794 8415,52 77,17,221 11551,32

VI. TRADE 1,05,236 241,19 1,10,001 310,51 90,679 359,45 3,05,916 911,161. Wholesale Trade 3,266 11,34 6,580 23,86 16,605 89,78 26,451 124,992. Retail Trade 1,01,970 229,85 1,03,421 286,65 74,074 269,67 2,79,465 786,17

VII. FINANCE 7,937 23,83 4,742 10,92 2,129 7,58 14,808 42,33VIII. ALL OTHERS 3,10,461 783,54 3,43,884 1072,12 5,55,123 2874,20 12,09,468 4729,87

TOTAL BANK CREDIT 30,38,631 6788,79 29,26,156 7961,51 80,57,454 14675,18 140,22,241 29425,48OF WHICH: 1. Artisans and Village & Tiny Industries 10,991 25,29 13,512 44,35 5,867 25,92 30,370 95,56

2. Other Small Scale Industries 14,872 42,08 19,985 68,19 43,034 206,30 77,891 316,58

LAKSHADWEEP

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 265 79 127 36 – – 392 1,151. Direct Finance 265 79 127 36 – – 392 1,152. Indirect Finance – – – – – – – –

II. INDUSTRY 126 41 12 9 – – 138 50III. TRANSPORT OPERATORS 13 2 5 1 – – 18 4IV. PROFESSIONAL AND OTHER SERVICES 59 16 4 3 – – 63 19V. PERSONAL LOANS 942 3,75 867 4,62 – – 1,809 8,37

1. Loans for Purchase of Consumer Durables 1 – 81 51 – – 82 522. Loans for Housing 7 5 8 12 – – 15 173. Rest of the Personal Loans 934 3,69 778 3,99 – – 1,712 7,69

VI. TRADE 116 54 79 40 – – 195 941. Wholesale Trade – – – – – – – –2. Retail Trade 116 54 79 40 – – 195 94

VII. FINANCE – – – – – – – –VIII. ALL OTHERS 268 72 76 92 – – 344 1,64

TOTAL BANK CREDIT 1,789 6,39 1,170 6,44 – – 2,959 12,83OF WHICH: 1. Artisans and Village & Tiny Industries 13 11 6 4 – – 19 14

2. Other Small Scale Industries 35 14 5 5 – – 40 19

279

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGIONPONDICHERRY (Amount in Rupees Lakh)

RURAL SEMI-URBAN URBAN / METROPOLITAN TOTAL

No. of Amount No. of Amount No. of Amount No. of AmountOCCUPATION Accounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 21,491 41,21 11,289 25,06 8,967 31,83 41,747 98,091. Direct Finance 21,339 40,46 10,571 23,93 8,851 31,44 40,761 95,832. Indirect Finance 152 75 718 1,12 116 39 986 2,26

II. INDUSTRY 197 81 420 1,74 987 5,90 1,604 8,45III. TRANSPORT OPERATORS 20 13 55 37 380 1,95 455 2,45IV. PROFESSIONAL AND OTHER SERVICES 677 1,84 842 1,87 1,233 4,64 2,752 8,35V. PERSONAL LOANS 10,724 27,31 11,910 50,54 39,844 149,88 62,478 227,73

1. Loans for Purchase of Consumer Durables 108 33 411 1,79 1,645 8,94 2,164 11,052. Loans for Housing 449 3,92 1,026 9,66 1,391 13,38 2,866 26,963. Rest of the Personal Loans 10,167 23,06 10,473 39,10 36,808 127,56 57,448 189,72

VI. TRADE 1,683 4,53 1,592 4,47 4,827 14,77 8,102 23,771. Wholesale Trade 15 7 47 26 132 1,95 194 2,282. Retail Trade 1,668 4,47 1,545 4,21 4,695 12,81 7,908 21,49

VII. FINANCE 316 56 4 2 33 31 353 89VIII. ALL OTHERS 1,246 4,34 3,014 9,76 11,283 64,34 15,543 78,43

TOTAL BANK CREDIT 36,354 80,73 29,126 93,83 67,554 273,60 1,33,034 448,16OF WHICH: 1. Artisans and Village & Tiny Industries 46 23 119 48 166 49 331 1,19

2. Other Small Scale Industries 93 31 245 89 543 3,30 881 4,50

280

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTHERN REGION STATE : HARYANA

AMBALA BHIWANI FARIDABAD FATEHABAD

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 25,873 391,69,47 51,918 405,94,17 23,039 299,00,41 30,869 328,26,221. Direct Finance 24,813 314,99,73 51,455 399,48,84 21,339 179,89,24 30,319 309,60,372. Indirect Finance 1,060 76,69,74 463 6,45,33 1,700 119,11,17 550 18,65,85

II. INDUSTRY 4,365 698,80,16 2,284 97,88,80 8,405 1873,28,58 1,141 28,32,641. Mining & Quarrying 25 1,32,73 18 1,55,90 25 7,93,73 18 1,11,482. Manufacturing & Processing 4,068 250,67,43 2,185 89,48,56 8,089 1772,06,18 1,026 23,72,303. Electricity, Gas & Water 1 13 1 3,31 18 53,42,05 – –4. Construction 271 446,79,87 80 6,81,03 273 39,86,62 97 3,48,86

III. TRANSPORT OPERATORS 738 23,69,76 348 2,69,54 468 5,59,98 87 1,16,41IV. PROFESSIONAL AND OTHER SERVICES 2,549 126,08,75 740 12,89,41 3,698 301,68,39 287 9,95,39V. PERSONAL LOANS 50,004 707,07,06 26,491 296,66,92 51,587 1185,61,52 11,123 209,12,26

1. Loans for Purchase of Consumer Durables 1,118 6,89,77 2,246 10,46,13 5,630 29,08,20 513 3,58,392. Loans for Housing 12,117 378,71,57 6,940 155,35,82 12,503 817,99,76 3,410 137,85,623. Rest of the Personal Loans 36,769 321,45,72 17,305 130,84,97 33,454 338,53,56 7,200 67,68,25

VI. TRADE 8,924 308,21,37 9,820 79,65,46 8,550 450,33,44 4,575 40,22,651. Wholesale Trade 1,314 70,57,98 324 10,18,98 815 138,14,51 122 7,14,052. Retail Trade 7,610 237,63,39 9,496 69,46,48 7,735 312,18,93 4,453 33,08,60

VII. FINANCE 63 1,89,80 11 10,43,54 217 79,00,72 4 11,02VIII. ALL OTHERS 4,712 104,40,25 5,512 46,76,76 21,015 259,52,34 3,000 39,25,53

TOTAL BANK CREDIT 97,228 2361,86,62 97,124 952,94,60 1,16,979 4454,05,38 51,086 656,42,12OF WHICH: 1. Artisans and Village & Tiny Industries 398 9,34,93 1,163 3,06,61 1,465 16,17,95 185 6,35,72

2. Other Small Scale Industries 2,503 136,57,39 768 34,20,89 3,735 477,57,00 305 9,80,90

GURGAON HISAR JHAJJAR JIND

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

9 10 11 12 13 14 15 16

I. AGRICULTURE 12,971 188,97,61 43,570 575,45,89 25,139 196,89,50 43,879 527,00,451. Direct Finance 12,580 113,91,20 43,159 436,54,96 25,025 195,19,24 42,889 495,08,782. Indirect Finance 391 75,06,41 411 138,90,93 114 1,70,26 990 31,91,67

II. INDUSTRY 4,185 2156,53,08 2,339 954,52,95 791 144,31,61 1,277 58,69,481. Mining & Quarrying 33 22,04,36 18 2,64,21 2 4,87 39 1,54,802. Manufacturing & Processing 3,058 1652,74,87 2,122 790,15,15 752 142,62,51 1,155 49,33,193. Electricity, Gas & Water 5 10,31,83 6 89,08,66 – – 1 7,684. Construction 1,089 471,42,02 193 72,64,93 37 1,64,23 82 7,73,81

III. TRANSPORT OPERATORS 249 50,14,23 1,334 53,14,25 65 49,89 72 1,73,46IV. PROFESSIONAL AND OTHER SERVICES 3,237 278,64,24 1,165 115,95,99 485 25,37,16 396 15,49,47V. PERSONAL LOANS 51,902 1560,80,86 44,803 764,05,56 14,210 147,24,65 13,921 268,14,13

1. Loans for Purchase of Consumer Durables 3,170 22,44,05 941 5,46,99 507 2,53,83 336 1,33,142. Loans for Housing 13,730 1167,73,31 13,348 439,84,86 5,316 92,71,04 3,432 123,33,793. Rest of the Personal Loans 35,002 370,63,50 30,514 318,73,71 8,387 51,99,78 10,153 143,47,20

VI. TRADE 5,547 324,35,24 8,886 140,91,17 3,665 33,63,01 7,119 53,68,901. Wholesale Trade 414 100,63,67 529 23,29,56 84 3,23,84 297 10,04,662. Retail Trade 5,133 223,71,57 8,357 117,61,61 3,581 30,39,17 6,822 43,64,24

VII. FINANCE 106 1062,34,11 103 3,87,84 3 57,52 63 60,40VIII. ALL OTHERS 15,908 201,44,33 3,004 68,91,57 1,342 14,98,24 1,997 14,37,30

TOTAL BANK CREDIT 94,105 5823,23,70 1,05,204 2676,85,22 45,700 563,51,58 68,724 939,73,59OF WHICH: 1. Artisans and Village & Tiny Industries 605 5,65,81 530 13,85,59 353 8,26,79 344 3,02,46

2. Other Small Scale Industries 1,107 214,68,18 870 97,91,31 240 23,14,70 560 19,17,82

281

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

KAITHAL KARNAL KURUKSHETRA MAHENDRAGARH MEWAT PANCHKULA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

17 18 19 20 21 22 23 24 25 26 27 28

40,701 447,34,00 38,336 516,84,21 31,638 385,63,06 23,555 170,38,82 14,630 67,63,48 21,714 854,31,29 I40,253 425,91,46 37,615 467,44,77 30,795 351,12,47 22,824 152,36,51 14,318 65,69,65 21,530 431,99,93 1

448 21,42,54 721 49,39,44 843 34,50,59 731 18,02,31 312 1,93,83 184 422,31,36 21,630 67,14,50 3,457 971,07,27 1,866 141,30,46 1,606 11,35,46 871 3,46,03 3,917 479,82,86 II

1 4,69 30 3,19,75 120 5,15,52 6 28,11 – – 7 2,81,36 11,401 61,02,67 2,635 935,95,33 1,524 127,32,29 1,169 8,98,35 849 3,01,13 3,743 269,27,96 2

– – 16 1,94,08 1 3,05 1 13,98 – – 8 180,31,84 3228 6,07,14 776 29,98,11 221 8,79,60 430 1,95,02 22 44,90 159 27,41,70 4181 25,38 960 44,50,08 275 85,68 315 12,63,14 136 78,95 221 4,87,13 III

1,039 32,27,93 1,388 111,04,27 827 67,90,19 539 4,55,64 47 57,84 3,201 109,45,61 IV12,701 198,30,31 35,619 598,42,45 22,153 428,70,43 12,708 134,64,40 4,968 22,69,74 26,551 468,05,10 V

338 1,64,29 761 4,98,68 475 2,72,09 882 3,95,00 431 1,97,39 855 4,76,72 14,628 139,52,11 8,991 327,94,91 7,490 297,41,79 2,266 74,46,41 746 5,65,61 7,588 294,70,74 27,735 57,13,91 25,867 265,48,86 14,188 128,56,55 9,560 56,22,99 3,791 15,06,74 18,108 168,57,64 36,718 51,50,49 7,587 260,84,00 6,360 83,54,63 3,936 27,31,17 3,164 8,50,78 3,615 202,04,07 VI

303 7,27,16 521 92,78,75 353 12,93,35 118 2,83,87 52 11,49 298 119,52,30 16,415 44,23,33 7,066 168,05,25 6,007 70,61,28 3,818 24,47,30 3,112 8,39,29 3,317 82,51,77 2

65 1,97,15 142 5,47,96 63 1,68,66 57 63,38 95 27,67 61 5,57,56 VII1,427 24,40,09 4,773 98,91,50 1,804 23,31,44 4,640 24,16,42 4,540 17,72,56 2,923 191,18,06 VIII

64,462 823,19,85 92,262 2607,11,74 64,986 1132,94,55 47,356 385,68,43 28,451 121,67,05 62,203 2315,31,68 TOTAL384 5,28,81 187 8,61,98 280 18,36,35 942 2,53,58 734 1,10,80 127 2,37,47 1882 47,96,86 1,576 439,94,23 883 56,87,59 187 2,61,14 73 94,48 3,213 72,36,09 2

PANIPAT REWARI ROHTAK SIRSA SONIPAT YAMUNANAGAR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

29 30 31 32 33 34 35 36 37 38 39 40

21,811 247,51,05 23,301 167,96,25 26,896 231,53,93 44,394 460,76,56 26,371 336,01,71 30,233 325,43,05 I21,418 230,96,95 22,883 163,29,84 26,591 226,88,67 43,817 440,17,47 26,173 235,15,82 29,843 301,93,26 1

393 16,54,10 418 4,66,41 305 4,65,26 577 20,59,09 198 100,85,89 390 23,49,79 25,545 991,26,03 1,995 252,07,19 2,596 135,29,97 1,435 51,74,38 2,283 487,02,92 3,710 195,14,66 II

12 1,61,68 18 1,87,64 19 79,14 5 21,40 3 11,67 40 6,36,69 15,237 981,02,47 1,388 229,68,41 2,458 129,14,32 1,299 49,20,84 1,627 456,81,47 3,438 178,56,47 2

10 75,94 8 1,16,20 1 3,99 3 23,54 4 21,64 – – 3286 7,85,94 581 19,34,94 118 5,32,52 128 2,08,60 649 29,88,14 232 10,21,50 4420 2,72,53 289 18,97,19 2,273 114,83,88 115 83,51 123 98,24 206 1,33,78 III576 183,88,25 813 18,83,44 2,712 94,65,73 1,678 24,74,54 755 159,95,96 1,351 85,62,99 IV

28,469 540,06,27 16,030 233,68,23 40,517 794,15,90 17,886 300,11,08 32,222 619,61,16 33,904 494,62,11 V440 2,18,74 908 4,52,82 468 4,10,01 597 3,33,18 618 2,55,33 707 6,17,87 1

5,807 270,76,27 3,796 136,80,85 11,842 458,72,96 5,662 148,74,58 11,679 375,32,10 11,258 283,32,33 222,222 267,11,26 11,326 92,34,56 28,207 331,32,93 11,627 148,03,32 19,925 241,73,73 21,939 205,11,91 37,165 217,00,78 4,900 61,03,01 8,121 134,33,74 6,868 81,71,80 5,857 71,41,37 9,413 108,64,00 VI

436 71,62,10 237 11,79,39 789 41,27,89 303 14,03,25 381 16,96,08 660 16,02,14 16,729 145,38,68 4,663 49,23,62 7,332 93,05,85 6,565 67,68,55 5,476 54,45,29 8,753 92,61,86 2

12 71,88 98 31,55 25 1,16,02 9 14,62 57 45,52 27 61,08 VII2,894 56,33,24 5,706 27,13,34 3,212 37,45,35 2,521 25,50,74 1,811 33,37,94 4,767 94,25,89 VIII

66,892 2239,50,03 53,132 780,00,20 86,352 1543,44,52 74,906 945,57,23 69,479 1708,84,82 83,611 1305,67,56 TOTAL168 5,35,76 781 6,18,24 421 5,46,22 502 6,21,02 400 2,92,91 260 7,47,89 1

4,231 604,08,81 448 8,88,90 1,111 55,69,85 514 23,03,12 820 104,72,81 2,153 93,20,35 2

282

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTHERN REGION STATE : HIMACHAL PRADESH

BILASPUR CHAMBA HAMIRPUR KANGRA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 9,677 36,90,03 8,694 26,42,38 15,624 51,39,41 32,837 113,33,421. Direct Finance 9,650 34,81,62 8,599 24,81,51 15,566 49,79,68 32,372 111,33,292. Indirect Finance 27 2,08,41 95 1,60,87 58 1,59,73 465 2,00,13

II. INDUSTRY 1,103 22,31,69 1,243 283,42,32 1,234 23,61,43 3,434 77,37,191. Mining & Quarrying 5 62,87 13 73,14 2 16,75 21 1,78,652. Manufacturing & Processing 928 16,18,02 1,090 29,69,77 1,050 17,86,67 3,075 65,66,263. Electricity, Gas & Water – – 5 250,43,80 – – 3 14,394. Construction 170 5,50,80 135 2,55,61 182 5,58,01 335 9,77,89

III. TRANSPORT OPERATORS 668 14,28,84 496 8,83,79 356 5,82,28 1,069 14,55,58IV. PROFESSIONAL AND OTHER SERVICES 615 4,94,72 323 7,84,82 607 6,77,40 2,100 34,08,10V. PERSONAL LOANS 6,985 56,96,23 10,601 78,60,89 9,038 89,29,89 36,201 352,25,43

1. Loans for Purchase of Consumer Durables 410 1,76,74 403 1,57,30 323 2,13,61 1,222 4,46,742. Loans for Housing 1,801 25,11,53 1,616 29,86,12 2,318 47,22,47 8,439 186,74,093. Rest of the Personal Loans 4,774 30,07,96 8,582 47,17,47 6,397 39,93,81 26,540 161,04,60

VI. TRADE 3,700 42,95,55 4,297 30,75,37 4,437 53,12,73 10,480 136,76,681. Wholesale Trade 48 3,15,36 101 1,14,60 132 7,19,01 234 11,54,562. Retail Trade 3,652 39,80,19 4,196 29,60,77 4,305 45,93,72 10,246 125,22,12

VII. FINANCE 34 17,16 28 18,73 62 63,02 195 8,37,84VIII. ALL OTHERS 903 7,59,69 1,097 13,56,29 1,575 8,59,10 5,466 32,51,13

TOTAL BANK CREDIT 23,685 186,13,91 26,779 449,64,59 32,933 239,25,26 91,782 769,25,37OF WHICH: 1. Artisans and Village & Tiny Industries 419 3,12,23 871 3,63,83 385 3,73,69 1,213 14,62,57

2. Other Small Scale Industries 327 4,68,25 155 1,14,90 537 6,69,08 1,011 31,23,96

KINNAUR KULU LAHUL & SPITI MANDI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

9 10 11 12 13 14 15 16

I. AGRICULTURE 2,504 36,88,24 12,340 70,50,70 611 1,47,63 24,849 78,02,151. Direct Finance 2,393 11,45,79 12,126 68,46,58 609 1,46,86 24,442 76,53,562. Indirect Finance 111 25,42,45 214 2,04,12 2 77 407 1,48,59

II. INDUSTRY 269 294,88,36 1,590 57,91,21 236 84,61 2,864 48,36,411. Mining & Quarrying 2 9,53 12 48,60 3 14,02 20 2,93,362. Manufacturing & Processing 253 1,21,61 1,450 20,15,86 231 70,20 2,622 34,41,573. Electricity, Gas & Water 5 293,45,38 2 31,88,42 – – 1 4,094. Construction 9 11,84 126 5,38,33 2 39 221 10,97,39

III. TRANSPORT OPERATORS 93 2,27,92 1,055 14,86,49 51 69,88 1,288 17,48,71IV. PROFESSIONAL AND OTHER SERVICES 141 91,64 641 16,17,99 37 14,89 1,435 14,37,98V. PERSONAL LOANS 1,991 23,99,80 10,132 135,25,20 649 5,89,33 19,906 179,76,91

1. Loans for Purchase of Consumer Durables 26 9,20 402 1,65,85 1 81 1,376 6,14,442. Loans for Housing 439 13,54,24 2,807 86,57,99 92 2,19,60 3,850 86,36,863. Rest of the Personal Loans 1,526 10,36,36 6,923 47,01,36 556 3,68,92 14,680 87,25,61

VI. TRADE 925 7,26,08 3,680 60,91,90 579 3,09,86 7,601 91,72,841. Wholesale Trade – – 141 5,06,25 – – 302 11,51,232. Retail Trade 925 7,26,08 3,539 55,85,65 579 3,09,86 7,299 80,21,61

VII. FINANCE 6 3,68 39 15,27 – – 46 6,78,75VIII. ALL OTHERS 145 1,88,71 1,362 12,66,11 8 2,29 5,345 37,47,97

TOTAL BANK CREDIT 6,074 368,14,43 30,839 368,44,87 2,171 12,18,49 63,334 474,01,72OF WHICH: 1. Artisans and Village & Tiny Industries 157 63,62 826 6,56,53 229 79,56 1,224 10,63,60

2. Other Small Scale Industries 73 43,51 540 9,46,44 3 1,10 1,226 18,35,13

283

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

STATE : JAMMU & KASHMIR (Amount in Rupees Thousand)

SIMLA SIRMAUR SOLAN UNA ANANTNAG BADGAM

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

17 18 19 20 21 22 23 24 1 2 3 4

20,696 434,84,32 11,020 35,16,93 13,816 105,92,44 13,440 45,86,16 2,819 31,26,69 1,224 19,09,48 I20,570 112,83,63 10,865 34,38,63 13,467 94,63,23 13,396 43,92,63 2,716 26,10,69 1,207 17,05,94 1

126 322,00,69 155 78,30 349 11,29,21 44 1,93,53 103 5,16,00 17 2,03,54 21,279 812,18,70 1,038 146,62,41 1,502 1096,27,90 1,417 63,57,76 2,557 169,72,27 1,862 36,16,40 II

14 1,64,52 26 1,10,49 16 1,09,62 10 52,21 1 14,65 2 32,10 1919 51,20,26 819 137,53,66 1,341 1088,18,39 1,278 59,11,80 2,440 41,07,82 1,399 23,69,62 215 313,93,22 2 49,22 1 5,00 2 8,67 1 125,00,00 – – 3

331 445,40,70 191 7,49,04 144 6,94,89 127 3,85,08 115 3,49,80 461 12,14,68 4930 57,94,59 118 1,75,47 369 5,77,43 676 26,35,74 2,088 45,12,62 752 17,48,22 III

1,380 79,99,77 367 4,44,60 1,314 37,42,93 426 6,30,00 430 13,55,67 84 2,48,82 IV29,419 579,44,89 9,717 93,36,72 19,239 263,64,03 8,616 80,26,92 22,405 112,90,83 16,543 119,74,16 V1,052 4,73,02 828 4,24,20 1,136 4,19,64 386 1,74,61 1,897 7,25,50 1,481 5,87,12 17,024 395,67,42 2,330 47,79,43 5,460 141,61,93 2,196 39,38,57 946 18,51,64 1,516 31,72,03 2

21,343 179,04,45 6,559 41,33,09 12,643 117,82,46 6,034 39,13,74 19,562 87,13,69 13,546 82,15,01 36,991 185,94,54 3,777 52,68,64 4,533 60,14,76 3,602 58,38,70 6,699 107,86,67 2,912 57,44,26 VI

217 15,20,20 89 14,51,81 94 7,50,42 87 2,96,21 249 12,16,34 55 7,10,41 16,774 170,74,34 3,688 38,16,83 4,439 52,64,34 3,515 55,42,49 6,450 95,70,33 2,857 50,33,85 2

71 59,72,29 1 1,30 134 5,29,66 30 23,47 63 668,25,21 – – VII4,032 127,78,60 653 8,11,15 2,505 33,74,29 779 8,70,89 3,787 22,14,88 1,534 15,12,13 VIII

64,798 2337,87,70 26,691 342,17,22 43,412 1608,23,44 28,986 289,69,64 40,848 1170,84,84 24,911 267,53,47 TOTAL309 5,59,50 430 21,77,21 421 19,03,29 557 11,36,48 1,818 8,04,93 797 4,50,82 1445 16,98,99 206 27,78,35 611 95,29,16 555 19,13,49 388 5,62,76 410 10,00,16 2

BARAMULLA DODA JAMMU KARGIL KATHUA KUPWARA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 9 10 11 12 13 14 15 16

4,800 70,46,93 2,519 31,73,66 13,122 106,44,33 45 10,50 6,378 28,90,46 1,391 9,49,08 I4,628 68,98,42 2,514 31,71,44 12,648 88,98,71 45 10,50 6,201 28,25,75 1,283 9,12,77 1

172 1,48,51 5 2,22 474 17,45,62 – – 177 64,71 108 36,31 22,363 22,29,12 361 3,68,76 4,393 571,06,21 254 1,89,26 1,076 151,97,30 381 2,87,84 II

6 35,12 1 2,02 62 26,64,41 – – 3 44,74 1 2,44 12,148 15,80,65 183 1,40,20 3,656 511,40,27 245 1,66,00 916 147,82,95 307 1,54,72 2

– – – – 25 1,47,45 – – 1 1,00 1 87 3209 6,13,35 177 2,26,54 650 31,54,08 9 23,26 156 3,68,61 72 1,29,81 4

1,333 27,34,31 502 21,12,58 3,358 88,00,64 129 2,53,49 681 14,16,79 445 8,49,54 III176 3,27,08 202 7,96,42 1,959 87,30,69 13 7,73 206 4,77,81 148 91,38 IV

22,867 119,72,33 10,590 100,67,47 79,474 772,10,36 1,098 7,35,37 10,625 72,69,06 7,678 34,13,38 V2,072 10,81,74 186 85,80 3,087 12,71,39 5 1,08 297 1,66,70 347 1,22,95 11,143 19,73,65 833 27,49,18 9,568 251,74,14 22 50,77 1,019 20,06,22 358 5,32,09 2

19,652 89,16,94 9,571 72,32,49 66,819 507,64,83 1,071 6,83,52 9,309 50,96,14 6,973 27,58,34 38,141 80,60,12 3,022 29,44,13 14,410 359,50,21 984 5,74,70 3,826 36,02,80 2,592 22,19,00 VI

247 5,32,64 9 19,79 1,249 118,63,13 – – 20 88,66 43 60,82 17,894 75,27,48 3,013 29,24,34 13,161 240,87,08 984 5,74,70 3,806 35,14,14 2,549 21,58,18 2

13 10,67 15 5,10 121 3,81,38 – – 83 42,49 – – VII3,721 19,18,88 1,284 49,49,32 4,599 58,90,62 12 52,57 605 6,27,46 729 3,36,59 VIII

43,414 342,99,44 18,495 244,17,44 1,21,436 2047,14,44 2,535 18,23,62 23,480 315,24,17 13,364 81,46,81 TOTAL1,490 7,54,40 110 80,31 610 16,73,06 223 81,84 389 8,33,47 228 73,66 1

270 3,13,12 57 36,45 2,241 253,92,99 4 39,91 422 35,05,89 72 63,23 2

284

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTHERN REGION STATE: JAMMU & KASHMIR (Contd.)

LADAKH POONCH PULWAMA RAJOURI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

17 18 19 20 21 22 23 24

I. AGRICULTURE 180 1,23,24 1,305 2,54,20 3,577 55,47,20 2,638 6,16,331. Direct Finance 155 1,00,87 1,303 2,41,00 3,541 54,68,69 2,617 6,04,672. Indirect Finance 25 22,37 2 13,20 36 78,51 21 11,66

II. INDUSTRY 289 3,59,86 189 1,26,39 838 9,82,94 459 5,25,451. Mining & Quarrying 1 3,25 – – 3 3,87 1 1,862. Manufacturing & Processing 268 3,39,54 172 93,11 788 8,10,91 225 2,28,693. Electricity, Gas & Water – – – – – – – –4. Construction 20 17,07 17 33,28 47 1,68,16 233 2,94,90

III. TRANSPORT OPERATORS 507 10,66,17 318 6,65,67 1,435 40,53,97 365 8,83,74IV. PROFESSIONAL AND OTHER SERVICES 123 5,49,24 112 1,75,12 233 9,48,98 55 2,04,45V. PERSONAL LOANS 2,032 17,03,13 6,744 36,76,86 14,150 70,42,72 8,340 47,56,33

1. Loans for Purchase of Consumer Durables 107 54,18 107 34,11 1,179 6,23,11 207 1,05,102. Loans for Housing 66 1,11,89 244 4,36,92 635 9,51,64 269 5,44,103. Rest of the Personal Loans 1,859 15,37,06 6,393 32,05,83 12,336 54,67,97 7,864 41,07,13

VI. TRADE 1,058 11,97,56 1,683 11,01,06 4,481 64,04,36 1,987 14,16,371. Wholesale Trade 11 29,78 21 12,18 20 38,08 12 10,432. Retail Trade 1,047 11,67,78 1,662 10,88,88 4,461 63,66,28 1,975 14,05,94

VII. FINANCE 1 56 1 51 14 9,06 6 4,24VIII. ALL OTHERS 33 2,18,44 478 2,61,70 1,229 7,48,24 776 4,94,05

TOTAL BANK CREDIT 4,223 52,18,20 10,830 62,61,51 25,957 257,37,47 14,626 89,00,96OF WHICH: 1. Artisans and Village & Tiny Industries 222 64,66 130 58,93 478 3,18,81 132 1,19,67

2. Other Small Scale Industries 27 1,28,33 32 17,24 163 1,80,26 74 56,53

STATE: PUNJAB

SRINAGAR UDHAMPUR AMRITSAR BATHINDA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

25 26 27 28 1 2 3 4

I. AGRICULTURE 1,460 34,86,24 4,353 17,67,60 75,946 830,32,65 44,059 395,96,661. Direct Finance 1,361 14,35,74 4,251 17,31,66 74,713 735,85,33 43,078 355,76,822. Indirect Finance 99 20,50,50 102 35,94 1,233 94,47,32 981 40,19,84

II. INDUSTRY 9,713 2861,36,09 639 13,29,42 7,330 1109,48,88 3,992 231,12,871. Mining & Quarrying 14 29,58 2 3,15 328 22,17,91 20 1,64,672. Manufacturing & Processing 8,839 237,78,44 529 7,97,75 6,377 1050,59,38 3,632 182,81,583. Electricity, Gas & Water 11 597,22,59 2 47,83 5 19,40 3 58,314. Construction 849 2026,05,48 106 4,80,69 620 36,52,19 337 46,08,31

III. TRANSPORT OPERATORS 3,736 107,65,76 858 17,83,81 1,606 22,04,57 947 30,22,34IV. PROFESSIONAL AND OTHER SERVICES 1,477 316,73,71 304 11,18,69 4,611 141,86,48 1,355 68,97,37V. PERSONAL LOANS 67,668 528,29,08 14,337 100,43,87 84,351 1189,22,32 38,073 447,55,58

1. Loans for Purchase of Consumer Durables 8,630 35,75,25 371 1,14,73 2,547 13,70,25 739 5,59,562. Loans for Housing 4,938 130,81,17 1,010 23,20,41 15,684 549,69,13 12,434 263,31,713. Rest of the Personal Loans 54,100 361,72,66 12,956 76,08,73 66,120 625,82,94 24,900 178,64,31

VI. TRADE 12,241 753,52,10 4,357 44,93,16 16,342 434,82,07 7,688 171,72,831. Wholesale Trade 1,361 543,44,37 86 3,97,21 1,438 149,33,54 486 40,46,272. Retail Trade 10,880 210,07,73 4,271 40,95,95 14,904 285,48,53 7,202 131,26,56

VII. FINANCE 185 2,80,16 9 1,08,86 206 41,13,41 36 1,96,74VIII. ALL OTHERS 11,067 384,27,15 909 10,38,98 14,412 218,55,76 3,625 58,12,95

TOTAL BANK CREDIT 1,07,547 4989,50,29 25,766 216,84,39 2,04,804 3987,46,14 99,775 1405,67,34OF WHICH: 1. Artisans and Village & Tiny Industries 3,846 20,94,57 230 3,65,63 388 6,52,91 926 13,55,77

2. Other Small Scale Industries 3,524 57,67,41 251 2,52,26 4,352 523,31,89 1,312 86,57,01

285

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

FARIDKOT FATEHGARH SAHIB FEROZPUR GURDASPUR HOSHIARPUR JALANDHAR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 9 10 11 12 13 14 15 16

21,290 219,03,42 19,753 195,95,17 64,837 744,86,30 52,255 532,48,11 42,947 464,74,45 38,680 601,81,79 I20,892 206,83,46 19,512 189,29,73 63,492 674,88,62 50,793 505,72,46 42,539 452,40,77 38,255 579,38,39 1

398 12,19,96 241 6,65,44 1,345 69,97,68 1,462 26,75,65 408 12,33,68 425 22,43,40 2964 77,39,92 1,619 339,37,09 2,218 246,65,08 4,233 253,13,42 5,326 357,05,67 10,291 927,12,13 II

7 49,15 19 9,95,50 15 1,06,52 63 7,20,49 21 2,13,24 36 4,89,37 1818 66,91,92 1,559 324,70,83 1,639 228,54,84 3,561 225,18,83 5,060 348,88,66 9,563 874,65,00 2

1 3,52 3 22,33 1 4,97 8 1,08,36 3 24,76 6 45,48 3138 9,95,33 38 4,48,43 563 16,98,75 601 19,65,74 242 5,79,01 686 47,12,28 4143 64,95 69 56,19 276 3,37,78 963 6,21,30 285 3,81,12 2,175 51,12,91 III535 16,25,75 500 24,16,14 1,925 69,95,74 1,856 50,82,36 1,268 28,86,51 3,994 250,61,64 IV

12,923 149,58,88 10,964 142,01,36 27,059 300,14,66 46,971 556,48,72 34,133 432,75,56 97,562 1769,16,29 V471 1,83,05 1,054 4,97,16 864 4,14,01 1,348 5,45,64 706 3,62,75 2,091 12,18,07 1

3,575 74,00,47 4,067 69,43,44 6,625 134,00,49 7,888 215,49,45 6,729 177,59,74 18,034 847,29,48 28,877 73,75,36 5,843 67,60,76 19,570 162,00,16 37,735 335,53,63 26,698 251,53,07 77,437 909,68,74 33,974 56,77,23 2,821 76,78,50 8,892 148,22,24 13,157 203,16,28 8,371 111,01,39 13,873 482,27,89 VI

127 4,17,47 268 36,14,73 371 39,99,76 726 33,39,08 197 12,46,09 1,341 141,79,55 13,847 52,59,76 2,553 40,63,77 8,521 108,22,48 12,431 169,77,20 8,174 98,55,30 12,532 340,48,34 2

56 3,47,24 49 1,25,19 64 3,67,07 88 1,32,05 56 1,16,04 199 9,44,79 VII2,431 24,65,48 3,286 29,12,85 4,358 49,32,16 5,578 86,29,19 3,495 55,23,25 16,047 306,06,98 VIII

42,316 547,82,87 39,061 809,22,49 1,09,629 1566,21,03 1,25,101 1689,91,43 95,881 1454,63,99 1,82,821 4397,64,42 TOTAL195 6,14,10 198 6,18,85 438 20,25,45 736 20,98,49 3,367 12,70,95 687 13,26,39 1392 41,63,62 629 40,80,44 813 179,16,98 1,781 123,99,96 1,377 49,38,43 6,757 399,66,93 2

KAPURTHALA LUDHIANA MANSA MOGA MUKTSAR NAWANSHAHR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

17 18 19 20 21 22 23 24 25 26 27 28

19,569 255,86,69 59,357 1142,09,59 28,838 223,10,74 32,073 331,81,52 26,367 261,07,97 16,278 188,82,42 I19,361 250,64,27 57,132 896,93,27 28,465 209,52,55 31,676 314,42,30 25,695 239,66,81 16,136 182,24,57 1

208 5,22,42 2,225 245,16,32 373 13,58,19 397 17,39,22 672 21,41,16 142 6,57,85 22,071 137,76,77 22,953 7106,92,09 2,343 44,19,40 1,527 89,46,44 1,597 94,48,24 1,397 37,59,42 II

4 24,83 111 25,37,79 7 38,63 11 61,38 6 1,49,93 27 1,15,47 11,947 132,69,11 21,072 6843,47,01 2,113 35,70,54 1,248 78,35,83 1,353 86,50,99 1,031 23,27,81 2

5 77,23 15 1,15,66 1 2,36 2 5,12 2 5,35 – – 3115 4,05,60 1,755 236,91,63 222 8,07,87 266 10,44,11 236 6,41,97 339 13,16,14 4143 1,17,91 2,097 59,39,88 415 94,91 504 2,99,53 155 82,40 147 1,07,15 III

1,040 49,00,79 6,632 294,72,36 503 13,36,10 861 31,46,63 417 53,02,70 654 15,14,57 IV24,344 346,63,26 1,42,131 2857,04,74 7,777 76,37,87 17,746 244,31,44 12,576 156,36,39 12,757 163,43,13 V

508 2,25,57 2,843 18,48,05 177 72,10 487 2,56,01 311 1,89,97 341 1,78,20 15,494 156,30,09 34,476 1483,33,07 2,428 39,59,36 5,781 118,34,29 3,616 77,46,05 2,507 69,39,74 2

18,342 188,07,60 1,04,812 1355,23,62 5,172 36,06,41 11,478 123,41,14 8,649 77,00,37 9,909 92,25,19 34,639 110,84,82 15,383 1191,22,96 3,436 36,71,96 3,947 64,33,61 4,986 65,85,66 3,495 48,33,01 VI

202 19,42,89 1,803 492,95,95 172 5,54,72 200 15,01,85 378 27,49,54 142 16,24,41 14,437 91,41,93 13,580 698,27,01 3,264 31,17,24 3,747 49,31,76 4,608 38,36,12 3,353 32,08,60 2

45 2,25,38 208 31,11,74 80 2,95,56 46 1,54,73 75 13,17,37 43 27,24 VII2,971 50,94,89 18,968 401,58,59 719 12,49,05 2,746 30,93,58 2,496 23,48,18 2,074 26,78,09 VIII

54,822 954,50,51 2,67,729 13084,11,95 44,111 410,15,59 59,450 796,87,48 48,669 668,28,91 36,845 481,45,03 TOTAL336 10,89,15 856 36,08,09 1,092 3,59,78 289 11,89,27 467 10,60,42 307 7,19,67 1936 77,34,82 14,720 1807,95,74 654 24,62,37 411 36,98,13 646 48,64,81 481 3,85,68 2

286

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTHERN REGION STATE: PUNJAB (Concld.) STATE: RAJASTHAN

PATIALA RUPNAGAR SANGRUR AJMER

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

29 30 31 32 33 34 1 2

I. AGRICULTURE 75,352 1288,65,68 27,808 292,77,96 89,093 840,41,40 47,996 201,86,901. Direct Finance 73,990 900,51,61 27,393 245,78,27 87,347 792,79,00 47,358 189,45,362. Indirect Finance 1,362 388,14,07 415 46,99,69 1,746 47,62,40 638 12,41,54

II. INDUSTRY 7,294 1064,79,90 2,524 365,46,75 6,750 421,51,56 6,387 411,63,621. Mining & Quarrying 435 37,60,85 6 34,08 296 10,18,49 121 42,53,602. Manufacturing & Processing 6,107 477,97,45 2,331 312,47,70 6,171 392,18,37 5,909 346,48,983. Electricity, Gas & Water 44 452,71,51 3 25,84 2 25,00 6 10,67,314. Construction 708 96,50,09 184 52,39,13 281 18,89,70 351 11,93,73

III. TRANSPORT OPERATORS 364 23,12,67 223 1,74,64 537 5,70,21 2,064 59,52,32IV. PROFESSIONAL AND OTHER SERVICES 2,047 159,43,70 1,627 177,25,97 1,416 51,52,46 5,666 156,86,14V. PERSONAL LOANS 88,712 1333,29,16 40,293 613,44,93 38,529 437,95,25 56,157 625,41,99

1. Loans for Purchase of Consumer Durables 2,951 19,66,65 1,489 6,90,84 2,004 5,91,67 1,159 4,33,932. Loans for Housing 30,417 785,66,74 9,298 385,93,74 12,645 239,85,77 11,540 311,89,083. Rest of the Personal Loans 55,344 527,95,77 29,506 220,60,35 23,880 192,17,81 43,458 309,18,98

VI. TRADE 11,113 580,71,16 6,637 129,65,81 10,731 156,50,62 14,490 180,12,611. Wholesale Trade 1,176 51,99,40 258 26,20,48 1,048 36,13,53 572 33,04,612. Retail Trade 9,937 528,71,76 6,379 103,45,33 9,683 120,37,09 13,918 147,08,00

VII. FINANCE 222 13,44,69 34 39,55 226 3,79,65 116 1,10,99VIII. ALL OTHERS 16,333 592,90,64 7,988 97,83,57 4,016 65,09,98 4,990 90,91,09

TOTAL BANK CREDIT 2,01,437 5056,37,60 87,134 1678,59,18 1,51,298 1982,51,13 1,37,866 1727,45,66OF WHICH: 1. Artisans and Village & Tiny Industries 656 12,89,03 830 25,17,04 1,762 31,89,05 1,473 12,74,30

2. Other Small Scale Industries 3,946 147,42,32 1,041 101,39,58 3,230 136,15,80 2,987 133,96,35

ALWAR BANSWARA BARAN BARMER

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

3 4 5 6 7 8 9 10

I. AGRICULTURE 1,23,330 695,37,13 33,117 94,50,90 39,031 291,94,03 45,421 205,25,741. Direct Finance 1,21,669 681,48,42 32,682 90,15,43 38,507 287,67,32 45,377 202,71,822. Indirect Finance 1,661 13,88,71 435 4,35,47 524 4,26,71 44 2,53,92

II. INDUSTRY 4,383 391,86,27 2,309 219,33,97 509 6,20,08 5,417 63,93,591. Mining & Quarrying 57 7,28,16 44 4,67,06 3 50,49 11 79,732. Manufacturing & Processing 4,050 378,09,67 2,172 210,10,97 469 4,73,52 5,237 56,00,263. Electricity, Gas & Water 1 88,49 – – – – 6 35,754. Construction 275 5,59,95 93 4,55,94 37 96,07 163 6,77,85

III. TRANSPORT OPERATORS 494 17,69,38 240 1,79,04 150 65,63 311 15,73,84IV. PROFESSIONAL AND OTHER SERVICES 2,902 80,36,53 2,869 13,84,52 531 2,67,39 952 6,19,53V. PERSONAL LOANS 40,647 430,00,23 13,033 138,11,71 8,328 64,42,82 15,488 139,55,19

1. Loans for Purchase of Consumer Durables 905 3,86,17 568 1,79,24 982 3,59,32 602 1,37,552. Loans for Housing 6,458 200,30,04 3,098 73,73,86 1,013 22,06,93 1,892 54,47,353. Rest of the Personal Loans 33,284 225,84,02 9,367 62,58,61 6,333 38,76,57 12,994 83,70,29

VI. TRADE 7,564 384,50,04 7,338 52,28,21 4,853 27,14,65 7,798 46,67,081. Wholesale Trade 402 289,92,01 130 10,37,65 107 2,19,88 263 12,67,212. Retail Trade 7,162 94,58,03 7,208 41,90,56 4,746 24,94,77 7,535 33,99,87

VII. FINANCE 394 19,29,35 50 55,81 3 5 10 2,00,98VIII. ALL OTHERS 6,153 41,00,32 494 2,69,46 1,445 7,53,22 1,004 2,82,42

TOTAL BANK CREDIT 1,85,867 2060,09,25 59,450 523,13,62 54,850 400,57,87 76,401 482,18,37OF WHICH: 1. Artisans and Village & Tiny Industries 2,061 9,20,90 1,481 5,16,50 167 28,15 2,806 4,81,28

2. Other Small Scale Industries 1,270 94,96,06 519 12,15,44 295 4,25,38 2,297 49,76,69

287

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

BHARATPUR BHILWARA BIKANER BUNDI CHITTAURGARH CHURU

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

11 12 13 14 15 16 17 18 19 20 21 22

94,652 660,67,46 48,258 193,33,84 42,847 300,65,53 35,583 222,94,94 48,993 199,81,16 42,872 273,64,12 I94,415 655,69,53 47,625 173,35,03 42,551 296,79,43 34,818 218,52,75 48,583 193,09,35 42,396 269,13,89 1

237 4,97,93 633 19,98,81 296 3,86,10 765 4,42,19 410 6,71,81 476 4,50,23 21,509 60,47,06 4,336 1254,57,52 3,654 183,44,45 1,040 23,93,72 3,178 66,23,58 2,086 22,64,50 II

40 2,87,14 100 9,04,86 104 7,63,99 35 1,39,45 66 6,71,54 23 1,46,83 11,276 50,36,00 3,939 1229,19,73 3,046 159,94,71 925 21,67,16 2,763 39,84,01 1,838 17,22,88 2

– – – – 7 1,73,16 3 14,34 1 84,46 3 22,29 3193 7,23,92 297 16,32,93 497 14,12,59 77 72,77 348 18,83,57 222 3,72,50 489 76,02 537 20,10,52 1,157 32,77,76 144 1,36,26 305 9,73,89 308 2,18,74 III

531 3,91,43 3,640 28,09,74 2,375 26,80,45 1,478 4,84,90 3,225 34,81,63 1,145 10,96,61 IV19,517 155,88,20 31,131 411,90,80 42,568 475,40,70 9,452 75,28,30 21,412 189,94,99 22,614 159,60,09 V

304 1,06,90 675 3,01,97 1,106 4,37,88 337 1,13,42 419 1,39,42 296 1,30,15 12,216 51,92,25 7,634 225,68,52 7,134 177,47,24 1,490 31,83,62 3,897 75,55,44 4,998 69,17,36 2

16,997 102,89,05 22,822 183,20,31 34,328 293,55,58 7,625 42,31,26 17,096 113,00,13 17,320 89,12,58 35,401 59,89,84 12,991 172,48,49 11,886 126,96,50 5,570 34,48,68 12,535 69,87,50 10,083 47,12,41 VI

230 8,25,23 314 47,16,41 433 24,39,72 184 2,20,91 209 6,29,95 114 3,44,89 15,171 51,64,61 12,677 125,32,08 11,453 102,56,78 5,386 32,27,77 12,326 63,57,55 9,969 43,67,52 2

15 1,88,85 273 3,47,23 41 87,29 12 16,50,96 157 2,64,29 296 1,16,30 VII769 8,23,03 4,230 27,68,77 1,984 28,41,35 1,084 3,74,83 1,444 8,82,28 2,439 12,98,93 VIII

1,22,483 951,71,89 1,05,396 2111,66,91 1,06,512 1175,34,03 54,363 383,12,59 91,249 581,89,32 81,843 530,31,70 TOTAL186 1,49,62 1,688 10,04,59 509 3,35,69 538 1,51,87 1,338 6,52,40 1,111 5,94,34 1832 41,17,51 1,498 112,42,61 2,242 127,47,16 354 19,82,90 1,310 26,85,11 690 11,66,17 2

DAUSA DHOLPUR DUNGARPUR GANGANAGAR HANUMANGARH JAIPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

23 24 25 26 27 28 29 30 31 32 33 34

33,606 183,65,39 30,730 210,11,74 22,751 59,32,09 79,330 856,80,02 64,609 567,39,91 61,588 1349,74,22 I33,430 181,14,84 30,642 209,08,52 22,612 56,84,71 78,186 825,44,09 63,854 553,58,80 60,292 512,27,05 1

176 2,50,55 88 1,03,22 139 2,47,38 1,144 31,35,93 755 13,81,11 1,296 837,47,17 21,384 15,49,65 850 12,40,57 1,721 46,34,20 3,944 157,39,30 927 26,17,33 13,148 6686,32,53 II

27 2,75,23 8 88,14 3 29,73 12 85,26 16 98,18 551 74,69,43 11,285 10,14,54 727 10,98,30 1,681 44,74,38 3,687 145,75,17 747 23,79,87 10,719 2423,58,36 2

– – – – – – 3 11,29 – – 140 2409,18,94 372 2,59,88 115 54,13 37 1,30,09 242 10,67,58 164 1,39,28 1,738 1778,85,80 4

156 48,73 14 20,78 428 1,73,10 399 15,26,91 52 73,80 5,922 260,06,36 III870 4,49,50 230 1,27,87 1,835 6,63,20 1,176 36,15,98 704 5,26,28 12,531 681,11,01 IV

11,775 109,17,69 5,962 38,85,17 9,962 78,26,70 33,198 332,73,38 16,283 138,05,16 2,40,278 4388,57,76 V837 2,44,22 170 63,82 206 75,17 1,222 4,47,22 594 2,04,00 5,600 25,71,77 1

2,613 50,74,87 930 16,51,20 2,564 43,32,73 5,143 130,93,84 2,209 45,45,77 54,185 2620,86,30 28,325 55,98,60 4,862 21,70,15 7,192 34,18,80 26,833 197,32,32 13,480 90,55,39 1,80,493 1741,99,69 34,476 34,78,74 3,582 14,68,82 5,345 34,18,07 10,423 143,04,34 5,738 44,94,83 20,407 1939,98,59 VI

236 5,39,41 33 1,13,60 54 7,17,12 372 21,28,55 86 3,56,70 1,796 1079,57,55 14,240 29,39,33 3,549 13,55,22 5,291 27,00,95 10,051 121,75,79 5,652 41,38,13 18,611 860,41,04 2

34 10,53 29 15,89 35 35,51 49 1,81,73 17 16,92 245 359,40,19 VII1,409 6,70,21 1,878 8,16,98 875 3,09,91 1,602 11,59,47 795 7,26,36 17,166 416,30,35 VIII

53,710 354,90,44 43,275 285,87,82 42,952 229,92,78 1,30,121 1554,81,13 89,125 790,00,59 3,71,285 16081,51,01 TOTAL609 1,83,95 275 1,54,43 1,423 3,29,30 453 4,13,50 193 2,53,14 2,466 13,95,09 1630 10,17,73 408 7,40,49 243 3,10,49 948 45,38,71 490 16,32,33 5,860 787,76,13 2

288

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTHERN REGION STATE: RAJASTHAN (Contd.)

JAISALMER JALOR JHALAWAR JHUNJHUNU

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

35 36 37 38 39 40 41 42

I. AGRICULTURE 14,556 59,61,56 41,941 251,14,19 32,052 172,60,90 51,485 198,04,671. Direct Finance 14,443 58,49,72 40,901 243,13,40 30,851 167,20,12 50,796 193,26,592. Indirect Finance 113 1,11,84 1,040 8,00,79 1,201 5,40,78 689 4,78,08

II. INDUSTRY 867 30,05,71 3,416 13,07,49 1,503 44,10,93 4,725 20,41,331. Mining & Quarrying 16 66,46 12 1,64,13 50 2,31,05 5 78,522. Manufacturing & Processing 597 10,57,97 2,816 8,71,10 1,328 39,44,36 4,514 13,99,673. Electricity, Gas & Water 1 14,77,40 – – 2 16,67 – –4. Construction 253 4,03,88 588 2,72,26 123 2,18,85 206 5,63,14

III. TRANSPORT OPERATORS 113 88,50 843 2,61,22 186 56,76 718 16,04,72IV. PROFESSIONAL AND OTHER SERVICES 451 4,62,29 853 2,58,73 447 1,27,34 1,106 15,42,54V. PERSONAL LOANS 7,548 50,60,34 7,927 65,34,69 9,947 79,03,47 28,499 196,01,23

1. Loans for Purchase of Consumer Durables 196 50,29 266 75,26 1,048 3,39,85 844 3,73,022. Loans for Housing 630 10,54,43 1,336 28,75,56 1,271 31,12,95 1,939 50,43,313. Rest of the Personal Loans 6,722 39,55,62 6,325 35,83,87 7,628 44,50,67 25,716 141,84,90

VI. TRADE 2,553 9,17,28 6,508 27,39,33 6,073 29,68,48 9,106 47,96,881. Wholesale Trade 69 60,52 140 64,36 38 1,82,17 385 4,92,452. Retail Trade 2,484 8,56,76 6,368 26,74,97 6,035 27,86,31 8,721 43,04,43

VII. FINANCE – – 43 1,76,99 8 24,58 308 1,10,68VIII. ALL OTHERS 589 2,09,56 527 1,64,95 1,741 7,18,94 3,749 21,65,77

TOTAL BANK CREDIT 26,677 157,05,24 62,058 365,57,59 51,957 334,71,40 99,696 516,67,82OF WHICH: 1. Artisans and Village & Tiny Industries 354 1,69,07 1,711 3,89,02 674 2,43,92 3,902 4,51,46

2. Other Small Scale Industries 206 1,71,54 938 5,07,46 618 6,38,62 547 4,90,37

JODHPUR KARAULI KOTA NAGAUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

43 44 45 46 47 48 49 50

I. AGRICULTURE 42,383 263,59,21 23,341 107,61,53 30,101 345,02,47 53,379 292,55,531. Direct Finance 41,598 249,64,55 23,074 106,14,82 29,844 262,75,63 52,887 286,71,452. Indirect Finance 785 13,94,66 267 1,46,71 257 82,26,84 492 5,84,08

II. INDUSTRY 7,627 676,30,49 970 20,53,12 3,476 823,55,54 4,677 47,11,941. Mining & Quarrying 158 16,55,98 11 42,94 190 17,00,61 112 5,44,392. Manufacturing & Processing 6,930 557,41,33 847 19,54,28 2,923 754,06,92 4,210 35,61,963. Electricity, Gas & Water 15 45,95,89 – – 11 8,51,44 4 26,924. Construction 524 56,37,29 112 55,90 352 43,96,57 351 5,78,67

III. TRANSPORT OPERATORS 2,921 62,27,37 1,061 2,53,67 1,974 35,97,80 311 12,64,87IV. PROFESSIONAL AND OTHER SERVICES 5,307 80,60,93 835 2,72,21 1,739 78,43,46 1,624 14,73,10V. PERSONAL LOANS 86,178 1260,70,68 9,305 49,41,53 55,619 554,78,23 23,157 185,73,48

1. Loans for Purchase of Consumer Durables 1,707 9,87,12 971 3,15,35 2,017 7,14,10 1,211 3,60,222. Loans for Housing 17,146 662,69,01 1,218 16,80,48 7,833 251,76,98 3,832 73,32,823. Rest of the Personal Loans 67,325 588,14,55 7,116 29,45,70 45,769 295,87,15 18,114 108,80,44

VI. TRADE 14,860 300,99,93 3,688 20,27,35 10,324 219,49,51 10,169 57,07,431. Wholesale Trade 1,058 99,61,44 387 2,03,29 534 56,68,74 368 5,92,032. Retail Trade 13,802 201,38,49 3,301 18,24,06 9,790 162,80,77 9,801 51,15,40

VII. FINANCE 35 6,99,41 2 60,53 51 2,06,90 33 1,27,68VIII. ALL OTHERS 11,301 176,24,26 1,103 5,79,61 5,688 53,17,91 1,593 9,02,69

TOTAL BANK CREDIT 1,70,612 2827,72,28 40,305 209,49,55 1,08,972 2112,51,82 94,943 620,16,72OF WHICH: 1. Artisans and Village & Tiny Industries 2,254 15,26,71 573 1,55,43 571 6,55,00 2,386 5,96,96

2. Other Small Scale Industries 3,003 228,14,26 275 4,02,28 1,360 84,45,25 1,672 24,55,30

289

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

PALI RAJSAMAND SAWAI MADHOPUR SIKAR SIROHI TONK

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

51 52 53 54 55 56 57 58 59 60 61 62

30,364 144,34,05 13,646 41,41,48 29,521 194,80,64 66,546 314,68,68 17,410 83,00,36 32,302 184,45,06 I30,095 140,91,66 13,443 37,90,22 28,966 179,49,91 65,854 310,67,81 17,016 80,91,70 31,844 181,81,36 1

269 3,42,39 203 3,51,26 555 15,30,73 692 4,00,87 394 2,08,66 458 2,63,70 25,271 103,28,45 3,425 59,06,59 2,001 13,22,57 4,029 59,02,77 2,654 507,22,05 2,372 24,85,72 II

32 2,45,35 231 26,89,38 6 49,21 46 2,49,22 20 1,37,06 18 1,62,14 14,749 88,80,47 3,022 25,64,67 1,661 10,56,86 3,839 32,68,11 2,484 503,85,32 2,227 21,44,92 2

7 38,33 1 2,93 1 2,52 – – 1 3,30 – – 3483 11,64,30 171 6,49,61 333 2,13,98 144 23,85,44 149 1,96,37 127 1,78,66 4688 21,66,98 118 1,15,29 350 1,56,49 793 17,75,52 434 2,86,78 382 73,93 III

3,233 12,02,23 1,250 8,10,65 1,006 5,98,67 2,683 31,93,39 1,501 8,27,32 2,020 6,82,65 IV23,304 173,10,82 11,827 121,27,27 11,698 85,96,90 29,859 264,46,66 12,453 97,16,45 12,671 85,84,54 V

672 2,04,41 349 1,17,08 1,164 3,78,76 803 3,68,80 231 54,98 1,500 4,20,23 14,121 76,65,04 2,531 64,01,54 2,907 39,52,41 2,991 90,48,97 2,441 42,82,80 3,879 33,46,29 2

18,511 94,41,37 8,947 56,08,65 7,627 42,65,73 26,065 170,28,89 9,781 53,78,67 7,292 48,18,02 311,539 60,80,79 7,167 36,34,23 5,839 35,26,59 8,225 66,60,25 6,534 31,36,28 7,282 38,14,67 VI

516 6,83,45 45 2,70,55 105 2,93,52 458 11,99,93 100 1,06,76 58 4,29,41 111,023 53,97,34 7,122 33,63,68 5,734 32,33,07 7,767 54,60,32 6,434 30,29,52 7,224 33,85,26 2

16 1,87,94 8 11,44 5 77 577 1,34,86 2 53,45 28 8,91 VII1,499 9,55,23 794 7,53,71 1,102 5,73,56 4,311 24,94,93 601 4,19,33 1,985 7,75,02 VIII

75,914 526,66,49 38,235 275,00,66 51,522 342,56,19 1,17,023 780,77,06 41,589 734,62,02 59,042 348,70,50 TOTAL2,882 9,69,06 1,619 3,81,56 784 2,82,69 3,115 4,59,31 1,351 7,37,08 1,463 4,15,99 11,601 63,76,43 1,557 43,76,21 284 2,90,00 624 12,82,21 937 9,36,39 733 11,83,61 2

CHANDIGARH STATE: DELHI NORTH-EASTERN REGION STATE: ARUNACHAL PRADESH

UDAIPUR CHANDIGARH DELHI ANJAW CHUNGLANG DIBANG VALLEY

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

63 64 1 2 1 2 1 2 3 4 5 6

26,837 144,21,06 17,979 2192,57,40 8,273 11671,43,32 119 24,93 641 7,51,57 81 89,48 I26,018 103,46,27 17,354 560,63,28 5,473 1248,24,73 119 24,93 633 1,51,39 81 89,48 1

819 40,74,79 625 1631,94,12 2,800 10423,18,59 – – 8 6,00,18 – – 24,994 599,12,77 11,404 5410,02,66 1,25,314 81026,82,35 3 2,05 253 69,52,89 42 1,19,05 II

358 73,11,60 20 38,05,51 330 2885,94,57 – – 1 17,35 – – 14,090 467,10,72 10,999 4404,27,95 1,18,136 46144,56,22 3 2,05 212 63,93,80 3 15,47 2

8 86,13 12 205,51,07 337 13129,99,74 – – 2 2,20 – – 3538 58,04,32 373 762,18,13 6,511 18866,31,82 – – 38 5,39,54 39 1,03,58 4

2,421 47,99,39 2,252 97,25,13 8,343 1028,53,01 3 2,38 20 54,19 6 18,89 III3,245 70,30,04 6,070 657,54,90 46,838 14185,29,65 1 39 58 23,88,80 4 3,80 IV

54,670 607,73,93 1,25,520 3655,53,28 17,04,905 31238,29,84 90 31,69 2,039 37,28,99 205 3,61,74 V1,038 6,04,82 3,722 21,33,78 33,593 302,08,73 – – 7 6,15 1 1,73 1

10,641 294,80,71 31,776 2311,02,91 1,64,821 16193,32,06 3 2,65 255 15,79,09 36 1,21,61 242,991 306,88,40 90,022 1323,16,59 15,06,491 14742,89,05 87 29,04 1,777 21,43,75 168 2,38,40 311,855 164,28,13 5,851 2536,83,38 50,097 19874,19,22 10 13,71 96 10,77,56 47 63,31 VI

677 41,02,03 945 1991,68,10 18,704 15048,53,36 – – 17 7,02,50 – – 111,178 123,26,10 4,906 545,15,28 31,393 4825,65,86 10 13,71 79 3,75,06 47 63,31 2

104 3,02,10 144 945,36,79 1,607 18474,00,69 – – 2 2,82 – – VII5,109 63,44,00 12,695 344,95,81 2,11,624 5987,94,97 1 12 36 4,74,92 1 4 VIII

1,09,235 1700,11,42 1,81,915 15840,09,35 21,57,001 183486,53,05 227 75,27 3,145 154,31,74 386 6,56,31 TOTAL1,400 4,61,83 71 1,72,17 2,049 108,19,03 1 79 130 2,41,52 1 50 12,321 151,32,02 8,054 436,69,80 57,819 3890,43,96 2 1,26 39 20,44,06 2 14,97 2

290

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTH-EASTERN REGION STATE : ARUNACHAL PRADESH (Contd.)

EAST KAMENG EAST SIANG KURUNG KUMEY LOHIT

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

7 8 9 10 11 12 13 14

I. AGRICULTURE 93 99,85 2,045 4,79,09 129 5,46,88 1,372 6,93,731. Direct Finance 93 99,85 1,656 4,46,02 123 23,29 1,353 4,84,172. Indirect Finance – – 389 33,07 6 5,23,59 19 2,09,56

II. INDUSTRY 36 28,97 539 4,38,67 45 38,55 89 4,21,971. Mining & Quarrying – – 1 2,49 – – – –2. Manufacturing & Processing 8 6,83 477 3,74,49 43 37,62 48 3,28,783. Electricity, Gas & Water – – – – – – – –4. Construction 28 22,14 61 61,69 2 93 41 93,19

III. TRANSPORT OPERATORS 18 13,34 57 1,25,66 – – 32 49,61IV. PROFESSIONAL AND OTHER SERVICES 3 2,71 104 1,54,09 10 7,69 23 1,51,39V. PERSONAL LOANS 619 5,66,49 2,423 16,44,10 115 29,06 1,548 13,10,01

1. Loans for Purchase of Consumer Durables 6 3,94 513 1,35,52 – – 18 9,372. Loans for Housing 1 2,51 324 3,34,39 – – 88 2,06,183. Rest of the Personal Loans 612 5,60,04 1,586 11,74,19 115 29,06 1,442 10,94,46

VI. TRADE 25 28,92 950 9,78,69 121 1,09,79 116 1,11,341. Wholesale Trade – – 84 2,57,19 – – 1 2,522. Retail Trade 25 28,92 866 7,21,50 121 1,09,79 115 1,08,82

VII. FINANCE 1 50,09 – – – – – –VIII. ALL OTHERS 3 31 117 1,83,75 2 5,47 39 21,70

TOTAL BANK CREDIT 798 7,90,68 6,235 40,04,05 422 7,37,44 3,219 27,59,75OF WHICH: 1. Artisans and Village & Tiny Industries 4 3,47 215 1,21,50 42 37,58 31 20,25

2. Other Small Scale Industries 4 3,36 194 1,50,03 1 4 7 19,26

LOWER DIBANG VALLEY LOWER SUBANSIRI PAPUMPARE TAWANG

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

15 16 17 18 19 20 21 22

I. AGRICULTURE 71 67,94 750 2,55,43 1,203 20,24,43 130 43,401. Direct Finance 71 67,94 668 1,28,27 1,188 19,57,72 127 33,982. Indirect Finance – – 82 1,27,16 15 66,71 3 9,42

II. INDUSTRY 13 19,30 202 1,58,70 459 15,89,90 69 4,57,291. Mining & Quarrying – – – – 2 14,56 – –2. Manufacturing & Processing 3 2,26 190 1,40,48 391 8,68,97 40 4,07,653. Electricity, Gas & Water – – – – – – – –4. Construction 10 17,04 12 18,22 66 7,06,37 29 49,64

III. TRANSPORT OPERATORS 28 19,08 35 54,90 514 7,59,24 14 11,86IV. PROFESSIONAL AND OTHER SERVICES 2 1,31 48 61,40 292 37,30,26 9 25,79V. PERSONAL LOANS 623 2,96,10 1,020 8,42,88 5,220 50,12,11 680 6,06,87

1. Loans for Purchase of Consumer Durables 52 9,56 2 1,30 406 3,93,42 2 3,752. Loans for Housing 1 2,67 25 68,71 242 4,78,46 15 73,643. Rest of the Personal Loans 570 2,83,87 993 7,72,87 4,572 41,40,23 663 5,29,48

VI. TRADE 30 17,95 535 4,42,79 587 16,96,06 85 1,32,001. Wholesale Trade – – 2 5,38 23 1,91,21 2 6,002. Retail Trade 30 17,95 533 4,37,41 564 15,04,85 83 1,26,00

VII. FINANCE – – 1 1,35 1 2 2 1,02,28VIII. ALL OTHERS 2 28,29 3 8,03 2,378 38,44,37 6 31,32

TOTAL BANK CREDIT 769 4,49,97 2,594 18,25,48 10,654 186,56,39 995 14,10,81OF WHICH: 1. Artisans and Village & Tiny Industries 2 1,13 52 28,09 198 2,48,42 22 8,14

2. Other Small Scale Industries 1 1,13 131 92,44 163 1,69,15 9 1,15,70

291

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006(Amount in Rupees Thousand)STATE : ASSAM

TIRAP UPPER SIANG UPPER SUBANSIRI WEST KAMENG WEST SIANG BARPETA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

23 24 25 26 27 28 29 30 31 32 1 2

847 2,83,18 85 20,97 1,161 1,99,31 702 6,49,14 1,348 3,11,62 15,596 34,79,72 I835 2,77,60 85 20,97 988 1,81,90 701 6,44,64 1,347 3,08,84 15,184 33,22,29 112 5,58 – – 173 17,41 1 4,50 1 2,78 412 1,57,43 261 36,45 10 4,90 88 1,47,37 75 11,85,31 235 3,47,29 3,740 38,96,05 II– – – – – – 4 12,44 1 5,15 4 38,39 1

41 21,61 9 3,73 50 94,85 35 6,31,62 110 2,06,07 2,882 22,93,43 2– – – – 1 3,71 – – – – – – 3

20 14,84 1 1,17 37 48,81 36 5,41,25 124 1,36,07 854 15,64,23 43 10,94 4 4,82 41 53,91 51 1,11,86 58 98,47 861 3,51,08 III

38 33,96 10 7,45 68 88,82 111 22,61,23 27 1,27,68 1,745 7,71,93 IV1,269 6,07,27 247 1,26,72 1,493 10,47,86 1,503 16,60,86 2,410 21,11,81 21,625 141,90,74 V

6 1,95 – – 7 23,44 8 1,00 36 12,37 608 2,48,19 14 15,36 1 2,22 39 1,09,21 60 5,72,87 102 3,10,76 4,636 60,06,53 2

1,259 5,89,96 246 1,24,50 1,447 9,15,21 1,435 10,86,99 2,272 17,88,68 16,381 79,36,02 372 32,13 21 23,36 310 5,02,86 169 3,86,07 287 4,91,62 7,128 46,52,54 VI– – – – 14 58,76 – – 6 1,16,84 428 10,90,92 1

72 32,13 21 23,36 296 4,44,10 169 3,86,07 281 3,74,78 6,700 35,61,62 2– – – – 1 37,48 1 7 – – 154 14,74 VII6 21,57 1 25 97 96,60 12 10,57 30 46,70 2,799 12,66,18 VIII

2,296 10,25,50 378 1,88,47 3,259 21,74,21 2,624 62,65,11 4,395 35,35,19 53,648 286,22,98 TOTAL38 20,68 9 3,73 43 42,39 25 41,34 41 71,40 1,866 6,66,88 12 40 – – – – 8 4,47,22 59 1,03,14 857 12,77,43 2

BONGAIGAON CACHAR DARRANG DHEMAJI DHUBRI DIBRUGARH

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

3 4 5 6 7 8 9 10 11 12 13 14

7,082 22,44,52 11,215 40,71,39 16,933 43,06,12 5,188 8,63,62 9,186 20,09,76 8,789 38,34,87 I6,847 20,65,10 11,124 35,12,19 16,540 38,17,70 5,050 7,97,51 8,998 19,35,75 8,586 36,26,63 1

235 1,79,42 91 5,59,20 393 4,88,42 138 66,11 188 74,01 203 2,08,24 21,708 81,53,62 2,677 103,86,47 3,319 348,33,67 488 2,66,00 1,979 24,79,68 3,497 240,49,91 II

2 26,11 9 51,81 1 2,78 – – 19 40,76 7 1,13,05 11,569 76,82,96 2,045 67,28,88 2,797 344,84,85 479 2,53,81 1,768 20,00,76 2,780 95,94,13 2

– – 1 2,96 – – – – 40 2,37,03 14 124,93,11 3137 4,44,55 622 36,02,82 521 3,46,04 9 12,19 152 2,01,13 696 18,49,62 4560 3,55,71 1,474 16,29,28 572 2,19,06 116 63,15 399 1,18,81 1,366 33,68,21 III987 7,11,52 1,354 16,64,17 2,066 5,34,35 324 1,79,43 1,066 4,20,59 1,039 21,15,91 IV

12,833 85,20,29 25,406 207,76,93 15,582 92,94,85 4,212 35,26,40 12,328 66,99,09 25,996 236,94,96 V936 2,76,01 1,016 4,06,61 874 5,27,51 550 1,50,59 551 1,67,68 1,921 8,52,21 1

1,235 24,97,35 2,594 68,18,59 3,066 35,97,04 631 12,47,24 2,018 25,41,77 2,241 57,70,56 210,662 57,46,93 21,796 135,51,73 11,642 51,70,30 3,031 21,28,57 9,759 39,89,64 21,834 170,72,19 33,238 22,47,09 6,618 94,55,41 5,701 24,91,72 1,563 9,41,07 4,940 30,75,85 5,868 87,92,47 VI

84 2,62,92 233 19,94,85 162 1,67,96 36 50,38 187 2,58,47 911 23,14,65 13,154 19,84,17 6,385 74,60,56 5,539 23,23,76 1,527 8,90,69 4,753 28,17,38 4,957 64,77,82 2

46 8,57 38 2,71,20 51 73,07 1 3 37 65,59 24 4,53,69 VII723 4,70,31 2,373 14,70,20 3,791 13,11,92 456 2,64,59 3,304 13,08,79 4,167 37,77,95 VIII

27,177 227,11,63 51,155 497,25,05 48,015 530,64,76 12,348 61,04,29 33,239 161,78,16 50,746 700,87,97 TOTAL1,293 7,29,66 1,170 9,46,18 1,836 9,54,94 358 1,40,75 1,002 4,96,42 671 7,47,73 1

128 1,62,83 529 18,38,77 697 7,61,22 79 90,58 240 8,75,76 595 34,72,85 2

292

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTH-EASTERN REGION STATE: ASSAM (Contd.)

GOALPARA GOLAGHAT HAILAKANDI JORHAT

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

15 16 17 18 19 20 21 22

I. AGRICULTURE 11,821 43,59,75 12,625 30,62,79 3,348 9,73,57 13,357 34,27,811. Direct Finance 11,741 30,98,74 12,301 29,51,15 3,316 6,37,28 13,086 29,95,292. Indirect Finance 80 12,61,01 324 1,11,64 32 3,36,29 271 4,32,52

II. INDUSTRY 1,872 38,23,10 1,601 29,00,15 645 9,38,41 2,712 137,11,781. Mining & Quarrying 12 1,62,97 3 34,04 – – 7 54,732. Manufacturing & Processing 1,744 33,92,18 1,305 23,05,63 608 9,04,86 2,183 123,52,843. Electricity, Gas & Water 1 4,00 – – – – 5 83,344. Construction 115 2,63,95 293 5,60,48 37 33,55 517 12,20,87

III. TRANSPORT OPERATORS 465 2,41,29 323 3,33,56 256 2,23,10 513 6,43,64IV. PROFESSIONAL AND OTHER SERVICES 872 8,56,85 671 5,10,04 310 2,96,99 1,891 13,46,22V. PERSONAL LOANS 9,510 68,30,37 16,667 122,04,02 5,127 39,88,60 25,301 199,04,07

1. Loans for Purchase of Consumer Durables 273 1,25,25 2,167 10,95,47 635 2,04,41 1,940 9,53,732. Loans for Housing 1,472 29,67,62 1,398 26,29,79 339 12,99,75 2,828 72,03,393. Rest of the Personal Loans 7,765 37,37,50 13,102 84,78,76 4,153 24,84,44 20,533 117,46,95

VI. TRADE 3,041 27,24,09 2,647 19,09,31 2,118 11,21,90 5,656 52,64,061. Wholesale Trade 92 5,03,35 153 2,56,30 20 1,07,01 360 10,94,062. Retail Trade 2,949 22,20,74 2,494 16,53,01 2,098 10,14,89 5,296 41,70,00

VII. FINANCE 135 47,06 7 1,01,14 – – 8 42,62VIII. ALL OTHERS 2,217 12,67,68 1,793 10,02,85 1,155 5,28,05 4,483 24,87,46

TOTAL BANK CREDIT 29,933 201,50,19 36,334 220,23,86 12,959 80,70,62 53,921 468,27,66OF WHICH: 1. Artisans and Village & Tiny Industries 1,073 6,05,36 873 7,26,96 441 2,97,93 871 5,82,58

2. Other Small Scale Industries 225 13,39,75 330 3,30,84 158 5,46,66 957 18,76,75

KAKROJHAR KAMRUP KAMRUP METROPOLITAN KARBI ANGLONG

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

23 24 25 26 27 28 29 30

I. AGRICULTURE 7,643 13,87,90 18,965 130,07,92 1,938 26,72,66 8,924 15,96,881. Direct Finance 7,371 12,83,38 18,710 121,83,41 1,854 20,39,70 8,623 15,32,452. Indirect Finance 272 1,04,52 255 8,24,51 84 6,32,96 301 64,43

II. INDUSTRY 3,189 32,88,27 8,152 881,92,87 4,034 295,79,14 833 36,45,281. Mining & Quarrying 2 3,93 30 153,39,25 28 8,74,73 – –2. Manufacturing & Processing 2,971 29,45,51 6,592 641,16,39 3,245 231,52,71 662 7,70,013. Electricity, Gas & Water – – 17 1,17,60 – – 1 25,31,764. Construction 216 3,38,83 1,513 86,19,63 761 55,51,70 170 3,43,51

III. TRANSPORT OPERATORS 623 1,09,78 1,226 30,23,53 3,681 54,68,35 241 1,68,06IV. PROFESSIONAL AND OTHER SERVICES 1,696 5,94,04 1,915 107,52,58 2,239 79,89,11 140 1,14,37V. PERSONAL LOANS 10,576 73,33,78 51,755 760,34,12 75,097 505,99,71 11,878 72,40,88

1. Loans for Purchase of Consumer Durables 275 1,09,40 1,301 6,24,70 6,011 21,39,52 671 3,32,062. Loans for Housing 1,234 23,43,60 8,521 318,96,55 5,870 115,26,40 871 11,90,073. Rest of the Personal Loans 9,067 48,80,78 41,933 435,12,87 63,216 369,33,79 10,336 57,18,75

VI. TRADE 4,518 19,07,96 8,172 368,10,17 9,741 112,52,47 1,304 8,04,041. Wholesale Trade 48 65,15 697 113,07,73 422 25,28,77 34 1,03,732. Retail Trade 4,470 18,42,81 7,475 255,02,44 9,319 87,23,70 1,270 7,00,31

VII. FINANCE 2 10,96 54 5,69,77 36 19,22,89 – –VIII. ALL OTHERS 1,551 7,04,63 4,518 58,21,16 10,911 89,55,15 1,849 8,12,46

TOTAL BANK CREDIT 29,798 153,37,32 94,757 2342,12,12 1,07,677 1184,39,48 25,169 143,81,97OF WHICH: 1. Artisans and Village & Tiny Industries 1,815 9,07,21 3,757 21,34,20 567 4,87,15 546 3,31,29

2. Other Small Scale Industries 390 1,75,19 1,514 142,23,57 1,451 38,19,74 95 58,92

293

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

KARIMGANJ LAKHIMPUR MORIGAON NAGAON NALBARI NORTH CACHAR HILLS

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

31 32 33 34 35 36 37 38 39 40 41 42

5,997 13,97,64 12,914 83,43,94 11,674 23,31,79 20,420 58,45,08 15,519 35,82,07 4,137 6,44,57 I5,896 11,86,51 12,818 22,19,65 11,542 22,90,58 20,169 53,63,92 15,075 32,62,48 4,130 5,80,72 1

101 2,11,13 96 61,24,29 132 41,21 251 4,81,16 444 3,19,59 7 63,85 21,603 29,62,70 1,794 283,29,45 461 4,26,25 3,082 55,07,28 4,447 20,98,80 293 6,94,83 II

38 8,18,17 6 3,18,77 – – 7 35,56 1 2,34 3 14,87 11,123 13,85,55 1,510 247,04,65 413 3,07,74 2,306 32,86,72 4,251 19,15,93 207 5,53,23 2

1 1,82 8 4,86,43 – – – – 3 6,54 – – 3441 7,57,16 270 28,19,60 48 1,18,51 769 21,85,00 192 1,73,99 83 1,26,73 4507 4,93,88 339 5,28,80 153 1,43,87 565 5,60,23 1,090 2,89,51 355 3,46,43 III576 4,53,93 935 8,62,01 474 1,99,62 1,269 10,52,85 2,035 6,56,44 53 47,35 IV

10,552 78,79,02 12,133 209,92,17 8,115 52,30,58 30,555 232,17,54 20,105 120,71,90 5,523 42,33,77 V459 2,29,59 1,222 4,43,43 1,020 5,28,25 3,014 14,64,32 754 2,75,21 76 50,19 1

1,184 22,50,97 3,050 130,86,85 756 13,85,43 3,681 76,66,46 2,953 40,04,01 131 3,16,47 28,909 53,98,46 7,861 74,61,89 6,339 33,16,90 23,860 140,86,76 16,398 77,92,68 5,316 38,67,11 34,021 45,28,22 4,452 68,05,66 2,033 9,94,82 6,423 62,29,37 6,377 25,26,16 802 4,96,42 VI

155 8,41,18 204 27,04,65 119 62,55 258 11,85,69 65 2,43,31 19 23,97 13,866 36,87,04 4,248 41,01,01 1,914 9,32,27 6,165 50,43,68 6,312 22,82,85 783 4,72,45 2

24 16,50 14 71,75 2 6,22 17 19,33 284 1,05,69 1 4,00 VII894 11,87,38 1,796 37,55,64 2,076 10,67,10 6,462 33,86,02 5,523 15,99,92 216 1,62,05 VIII

24,174 189,19,27 34,377 696,89,42 24,988 104,00,25 68,793 458,17,70 55,380 229,30,49 11,380 66,29,42 TOTAL822 5,73,54 757 5,45,49 294 1,74,59 1,408 13,44,92 3,158 12,10,05 142 81,91 1173 5,13,65 343 67,97,74 99 1,08,84 492 15,08,86 626 4,34,82 59 58,71 2

STATE: MANIPUR

SIBSAGAR SONITPUR TINSUKIA BISHENPUR CHANDEL CHURACHANDPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

43 44 45 46 47 48 1 2 3 4 5 6

9,377 24,10,77 20,591 63,20,29 6,054 48,60,41 1,072 2,87,92 2,444 7,20,44 1,127 5,90,29 I9,017 22,14,95 20,385 59,34,88 5,851 31,04,84 1,059 2,86,87 2,444 7,20,44 1,085 5,67,33 1

360 1,95,82 206 3,85,41 203 17,55,57 13 1,05 – – 42 22,96 23,045 48,50,60 4,722 90,61,05 2,282 86,43,78 636 2,18,12 454 5,79,08 1,019 11,13,95 II

13 72,27 3 13,76 6 3,80,76 – – – – – – 11,885 25,35,04 3,641 72,21,93 1,495 66,52,07 636 2,18,12 206 1,39,97 533 2,99,71 2

1 13,27 2 11,55 2 5,79 – – – – – – 31,146 22,30,02 1,076 18,13,81 779 16,05,16 – – 248 4,39,11 486 8,14,24 4

534 10,24,36 778 6,37,97 441 4,43,19 53 5,20 9 12,50 51 49,60 III674 10,51,69 2,183 11,24,46 790 9,79,93 149 1,02,35 5 1,39,72 14 58,93 IV

24,062 194,14,32 26,382 195,76,81 17,262 136,63,31 1,022 7,10,33 1,800 17,37,08 1,469 18,80,14 V2,653 16,91,32 2,091 12,04,99 1,016 4,42,78 41 30,65 – – 27 16,50 12,022 50,49,41 4,354 77,42,29 1,349 29,97,20 61 1,07,09 151 5,10,76 326 10,59,44 2

19,387 126,73,59 19,937 106,29,53 14,897 102,23,33 920 5,72,59 1,649 12,26,32 1,116 8,04,20 33,897 35,89,70 10,196 63,44,42 4,646 57,27,65 440 1,61,43 146 73,52 451 3,37,17 VI

265 5,44,50 671 9,19,47 226 10,67,79 – – – – 5 10,68 13,632 30,45,20 9,525 54,24,95 4,420 46,59,86 440 1,61,43 146 73,52 446 3,26,49 2

66 94,42 580 80,82 19 52,06 – – – – 1 2 VII3,737 14,69,24 9,169 46,09,42 2,852 32,47,45 392 2,57,33 5 2,05 94 81,27 VIII

45,392 339,05,10 74,601 477,55,24 34,346 376,17,78 3,764 17,42,68 4,863 32,64,39 4,226 41,11,37 TOTAL1,332 9,02,78 1,940 16,24,35 595 12,62,64 469 84,12 200 1,34,63 504 2,52,99 1

420 6,88,52 1,186 20,52,93 709 19,69,36 166 1,08,72 5 3,78 28 37,95 2

294

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTH-EASTERN REGION STATE: MANIPUR (Contd.)

IMPHAL EAST IMPHAL WEST SENAPATI TAMENGLONG

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

7 8 9 10 11 12 13 14

I. AGRICULTURE 1,389 2,49,10 5,880 31,48,31 4,265 9,47,29 187 26,771. Direct Finance 1,378 2,38,50 5,682 24,80,44 4,178 9,31,25 186 26,682. Indirect Finance 11 10,60 198 6,67,87 87 16,04 1 9

II. INDUSTRY 553 2,05,83 3,687 67,77,38 1,195 17,29,57 152 70,461. Mining & Quarrying – – 5 43,88 – – – –2. Manufacturing & Processing 546 2,02,57 1,872 25,88,50 258 1,83,97 152 70,463. Electricity, Gas & Water – – 2 26,06 – – – –4. Construction 7 3,26 1,808 41,18,94 937 15,45,60 – –

III. TRANSPORT OPERATORS 63 24,89 387 8,33,28 28 25,16 1 28IV. PROFESSIONAL AND OTHER SERVICES 39 22,71 677 16,21,55 16 10,71 39 23,56V. PERSONAL LOANS 1,112 4,41,16 20,159 254,40,70 2,279 19,06,98 117 57,78

1. Loans for Purchase of Consumer Durables 247 87,77 1,244 5,11,82 76 28,03 18 4,912. Loans for Housing 59 78,78 3,928 107,16,39 237 3,91,19 8 13,063. Rest of the Personal Loans 806 2,74,61 14,987 142,12,49 1,966 14,87,76 91 39,81

VI. TRADE 625 13,63,98 2,290 42,88,67 459 1,81,59 258 77,041. Wholesale Trade 89 12,13,21 92 7,21,00 3 48 15 9,582. Retail Trade 536 1,50,77 2,198 35,67,67 456 1,81,11 243 67,46

VII. FINANCE – – 30 4,68 49 5,59 – –VIII. ALL OTHERS 199 1,17,48 1,099 13,85,97 190 58,75 17 2,47

TOTAL BANK CREDIT 3,980 24,25,15 34,209 435,00,54 8,481 48,65,64 771 2,58,36OF WHICH: 1. Artisans and Village & Tiny Industries 423 1,32,33 1,068 5,92,14 191 1,27,67 145 66,74

2. Other Small Scale Industries 111 61,65 472 14,08,83 66 56,19 7 3,72

STATE: MEGHALAYA

THOUBAL UKHRUL EAST GARO HILLS EAST KHASI HILLS

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

15 16 17 18 1 2 3 4

I. AGRICULTURE 2,125 5,15,15 324 66,72 4,233 7,50,38 14,323 31,98,451. Direct Finance 2,067 4,87,04 324 66,72 4,215 6,89,91 13,960 25,46,602. Indirect Finance 58 28,11 – – 18 60,47 363 6,51,85

II. INDUSTRY 506 3,11,15 121 3,00,17 735 55,77,94 1,995 581,30,611. Mining & Quarrying – – – – 4 18,22 38 3,15,252. Manufacturing & Processing 493 2,58,22 121 3,00,17 346 3,40,31 1,598 70,66,863. Electricity, Gas & Water 1 4,22 – – 1 42,50,00 16 488,95,654. Construction 12 48,71 – – 384 9,69,41 343 18,52,85

III. TRANSPORT OPERATORS 218 48,81 1 1,26 194 1,67,20 1,137 15,29,48IV. PROFESSIONAL AND OTHER SERVICES 67 1,58,45 59 27,05 53 50,37 858 20,64,56V. PERSONAL LOANS 841 8,39,12 349 1,99,91 4,126 25,46,10 28,953 319,97,34

1. Loans for Purchase of Consumer Durables 98 54,88 – – 99 32,87 2,311 18,80,802. Loans for Housing 128 3,84,49 30 74,94 95 1,64,32 3,841 98,62,783. Rest of the Personal Loans 615 3,99,75 319 1,24,97 3,932 23,48,91 22,801 202,53,76

VI. TRADE 842 3,63,81 118 34,29 912 8,22,59 4,755 117,86,841. Wholesale Trade 9 50,09 – – 27 2,61,42 425 44,27,592. Retail Trade 833 3,13,72 118 34,29 885 5,61,17 4,330 73,59,25

VII. FINANCE 39 5,94 – – – – 6 45,06VIII. ALL OTHERS 78 36,78 7 2,07 25 60,28 10,719 150,04,28

TOTAL BANK CREDIT 4,716 22,79,21 979 6,31,47 10,278 99,74,86 62,746 1237,56,62OF WHICH: 1. Artisans and Village & Tiny Industries 454 71,73 120 25,17 317 2,49,24 1,052 7,66,40

2. Other Small Scale Industries 31 1,57,94 – – 28 90,26 421 9,44,18

295

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006(Amount in Rupees Thousand)STATE: MIZORAM

JAINTIA HILLS RI BHOI SOUTH GARO HILLS WEST GARO HILLS WEST KHASI HILLS AIZAWL

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 9 10 11 12 13 14 1 2

2,729 3,56,36 3,931 13,67,15 288 13,72,10 4,920 115,13,90 10,145 13,89,74 4,661 46,60,68 I2,572 3,26,45 3,735 11,95,97 153 36,53 4,844 33,02,61 9,743 13,39,17 4,428 22,38,10 1

157 29,91 196 1,71,18 135 13,35,57 76 82,11,29 402 50,57 233 24,22,58 21,427 50,17,09 522 40,16,33 173 3,88,61 2,423 805,71,71 798 2,75,64 1,012 27,75,50 II

6 30,09 9 97,31 – – 67 128,06,07 4 10,44 7 48,45 1590 38,31,68 271 33,06,49 94 2,25,18 1,559 520,83,61 733 2,35,67 910 22,71,44 2

– – 1 29,08 – – 6 11,84,45 – – 3 24,48 3831 11,55,32 241 5,83,45 79 1,63,43 791 144,97,58 61 29,53 92 4,31,13 4190 3,26,35 235 3,26,02 48 80,34 231 45,19,50 183 1,34,84 340 5,20,62 III14 32,56 47 1,63,48 17 2,95,86 371 138,60,79 84 42,97 198 5,73,92 IV

1,255 12,17,05 5,354 111,07,66 760 30,90,33 20,594 730,21,57 2,473 21,20,87 12,654 236,07,89 V36 19,55 27 12,52 5 6,68 112 58,52 122 14,99 1,533 5,46,82 165 1,42,41 1,835 69,86,19 174 23,75,71 5,303 414,56,45 46 1,19,33 5,275 171,92,78 2

1,154 10,55,09 3,492 41,08,95 581 7,07,94 15,179 315,06,60 2,305 19,86,55 5,846 58,68,29 3940 7,79,19 543 11,21,59 369 5,20,50 2,289 102,46,72 1,458 5,29,48 1,306 36,53,61 VI50 1,05,24 15 2,70,33 8 1,15,86 79 23,91,30 7 12,22 57 7,86,41 1

890 6,73,95 528 8,51,26 361 4,04,64 2,210 78,55,42 1,451 5,17,26 1,249 28,67,20 2– – 46 16,72 – – 7 2,18,79 20 6,01 53 33,55 VII

120 3,95,17 173 1,10,95 47 7,20,06 378 47,15,52 61 10,29 544 17,21,91 VIII

6,675 81,23,77 10,851 182,29,90 1,702 64,67,80 31,213 1986,68,50 15,222 45,09,84 20,768 375,47,68 TOTAL472 2,74,33 169 2,71,48 72 34,68 729 28,03,13 717 2,39,52 823 11,70,72 1112 49,92 67 7,52,01 14 77,36 500 99,52,52 20 6,59 30 61,75 2

CHAMPHAI KOLASIB LAWNGTLAI LUNGLEI MAMIT SAIHA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

3 4 5 6 7 8 9 10 11 12 13 14

1,429 4,28,98 1,667 4,14,28 597 1,99,91 2,658 7,16,79 917 2,02,95 576 2,03,68 I1,376 3,69,16 1,659 4,05,49 597 1,99,91 2,610 6,99,92 905 1,98,67 575 2,00,44 1

53 59,82 8 8,79 – – 48 16,87 12 4,28 1 3,24 2116 7,67,59 114 76,46 80 87,90 316 3,01,56 129 61,66 129 1,98,93 II

1 – – – – – 1 10,04 – – – – 1109 7,18,48 95 51,91 77 65,63 286 2,08,81 127 53,32 97 1,61,43 2

– – – – – – – – – – – – 36 49,11 19 24,55 3 22,27 29 82,71 2 8,34 32 37,50 4

19 45,76 56 37,46 18 20,83 133 1,21,52 17 17,40 5 9,37 III24 29,63 13 21,63 3 58,54 30 63,26 18 13,45 2 4 IV

1,394 11,20,42 1,290 8,63,50 717 6,64,78 2,791 38,13,91 738 5,71,76 542 4,18,81 V395 1,09,32 252 63,81 144 32,78 415 1,30,76 91 29,36 77 22,12 1194 5,28,18 189 4,35,95 298 4,52,66 1,191 27,13,88 115 2,30,27 160 2,46,05 2805 4,82,92 849 3,63,74 275 1,79,34 1,185 9,69,27 532 3,12,13 305 1,50,64 3291 4,45,41 188 70,21 51 49,47 569 5,24,82 533 1,73,31 67 57,30 VI155 1,97,28 – – 2 22 15 2,03 1 1,27 1 12,85 1136 2,48,13 188 70,21 49 49,25 554 5,22,79 532 1,72,04 66 44,45 2

– – – – – – – – – – – – VII6 32,06 7 2,69 2 52 52 18,37 12 21,85 221 82,69 VIII

3,279 28,69,85 3,335 14,86,23 1,468 10,81,95 6,549 55,60,23 2,364 10,62,38 1,542 9,70,82 TOTAL101 89,94 87 32,92 77 65,63 256 1,34,91 124 49,40 94 60,02 1

4 69,33 6 15,49 – – 25 59,99 3 3,92 2 95,99 2

296

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

NORTH-EASTERN REGION STATE: MIZORAM (Concld.) STATE: NAGALAND

SERCHHIP DIMAPUR KIPHIRE KOHIMA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

15 16 1 2 3 4 5 6

I. AGRICULTURE 1,306 3,13,84 3,671 10,80,43 420 1,10,72 1,314 11,82,601. Direct Finance 1,293 3,09,92 3,551 10,20,00 420 1,10,72 1,267 10,17,432. Indirect Finance 13 3,92 120 60,43 – – 47 1,65,17

II. INDUSTRY 105 44,38 698 21,12,85 38 20,54 635 30,85,241. Mining & Quarrying – – 3 9,16 – – 5 17,152. Manufacturing & Processing 105 44,38 637 12,29,95 38 20,54 556 15,32,323. Electricity, Gas & Water – – – – – – – –4. Construction – – 58 8,73,74 – – 74 15,35,77

III. TRANSPORT OPERATORS 20 37,39 266 2,06,47 – – 166 4,16,91IV. PROFESSIONAL AND OTHER SERVICES 1 52 102 1,89,14 1 2 226 19,93,94V. PERSONAL LOANS 870 7,41,92 6,608 42,43,57 763 3,84,78 7,559 92,02,75

1. Loans for Purchase of Consumer Durables 261 82,95 450 2,01,65 – – 1,244 5,95,432. Loans for Housing 274 5,48,43 156 4,07,77 4 3,88 517 16,59,003. Rest of the Personal Loans 335 1,10,54 6,002 36,34,15 759 3,80,90 5,798 69,48,32

VI. TRADE 237 1,28,36 729 11,21,26 116 55,80 856 23,12,801. Wholesale Trade 26 6,60 60 2,34,53 – – 64 4,18,932. Retail Trade 211 1,21,76 669 8,86,73 116 55,80 792 18,93,87

VII. FINANCE – – 1 – – – 2 1,37,83VIII. ALL OTHERS 4 1,16 725 7,32,29 2 13 212 5,28,52

TOTAL BANK CREDIT 2,543 12,67,57 12,800 96,86,01 1,340 5,71,99 10,970 188,60,59OF WHICH: 1. Artisans and Village & Tiny Industries 104 43,15 428 3,55,95 38 20,54 315 7,04,02

2. Other Small Scale Industries 1 1,23 72 2,06,87 – – 203 5,31,22

LONGLENG MOKOKCHUNG MON PEREN

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

7 8 9 10 11 12 13 14

I. AGRICULTURE 468 83,16 1,850 3,83,69 580 1,90,45 1,720 3,52,191. Direct Finance 260 71,24 1,846 3,78,38 553 1,76,12 1,686 3,45,152. Indirect Finance 208 11,92 4 5,31 27 14,33 34 7,04

II. INDUSTRY 118 1,28,14 476 5,74,75 307 10,97,07 23 20,341. Mining & Quarrying – – – – 1 5,02 – –2. Manufacturing & Processing 117 1,27,79 447 5,45,48 255 10,49,14 22 20,163. Electricity, Gas & Water – – 1 8,08 – – – –4. Construction 1 35 28 21,19 51 42,91 1 18

III. TRANSPORT OPERATORS – – 13 36,39 3 8,69 4 3,46IV. PROFESSIONAL AND OTHER SERVICES – – 168 1,18,42 7 4,49 9 9,48V. PERSONAL LOANS 272 1,95,91 3,375 21,49,85 1,923 13,75,83 885 2,88,07

1. Loans for Purchase of Consumer Durables – – 47 40,60 – – – –2. Loans for Housing 1 99 67 90,96 6 19,79 6 10,643. Rest of the Personal Loans 271 1,94,92 3,261 20,18,29 1,917 13,56,04 879 2,77,43

VI. TRADE 21 27,20 387 3,17,06 286 4,78,44 41 31,701. Wholesale Trade – – 45 95,66 1 3,04,85 – –2. Retail Trade 21 27,20 342 2,21,40 285 1,73,59 41 31,70

VII. FINANCE – – – – 1 3,38 – –VIII. ALL OTHERS 1 23 10 32,05 2 5,91 2 1,23

TOTAL BANK CREDIT 880 4,34,64 6,279 36,12,21 3,109 31,64,26 2,684 7,06,47OF WHICH: 1. Artisans and Village & Tiny Industries 117 1,27,79 290 3,89,78 252 3,94,75 20 19,11

2. Other Small Scale Industries – – 15 22,62 2 5,17 1 65

297

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

STATE: TRIPURA (Amount in Rupees Thousand)

PHEK TUENSANG WOKHA ZUNHEBOTO DHALAI NORTH TRIPURA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

15 16 17 18 19 20 21 22 1 2 3 4

1,185 2,78,31 2,222 5,87,35 1,521 4,46,03 458 1,41,43 10,402 13,81,67 20,611 26,43,06 I1,183 2,78,14 2,172 5,69,04 1,516 4,33,70 434 78,98 10,262 13,62,19 20,540 25,82,53 1

2 17 50 18,31 5 12,33 24 62,45 140 19,48 71 60,53 2364 4,19,36 336 1,82,18 376 5,20,60 445 6,90,02 2,009 5,65,13 4,087 12,93,40 II

– – – – 1 93 – – – – 17 77,29 1280 3,68,16 327 1,78,02 371 5,17,90 439 6,86,80 1,948 4,68,26 3,970 9,17,02 2

– – – – – – – – – – – – 384 51,20 9 4,16 4 1,77 6 3,22 61 96,87 100 2,99,09 411 22,76 8 9,44 12 25,64 1 1,65 497 2,05,28 1,483 4,49,60 III35 37,05 48 39,64 12 8,38 41 13,43 589 1,16,89 2,438 3,61,64 IV

1,908 10,69,70 2,959 13,98,33 2,732 15,96,41 1,345 6,19,13 6,449 33,81,79 9,922 61,93,30 V175 35,19 257 50,75 3 3,53 1 74 2,830 11,92,49 3,132 16,06,64 1

5 7,23 19 48,38 19 54,64 17 43,61 1,269 13,73,41 1,311 23,05,60 21,728 10,27,28 2,683 12,99,20 2,710 15,38,24 1,327 5,74,78 2,350 8,15,89 5,479 22,81,06 3

281 1,84,93 194 1,41,30 162 1,50,77 124 98,76 9,270 13,63,20 18,697 28,12,80 VI– – – – – – 1 29,85 423 56,49 175 2,39,61 1

281 1,84,93 194 1,41,30 162 1,50,77 123 68,91 8,847 13,06,71 18,522 25,73,19 2– – – – – – – – – – 3 69,91 VII

104 23,76 7 68 12 3,04 25 8,25 854 1,31,53 918 3,36,88 VIII

3,888 20,35,87 5,774 23,58,92 4,827 27,50,87 2,439 15,72,67 30,070 71,45,49 58,159 141,60,59 TOTAL277 3,66,42 320 1,76,18 280 3,91,90 438 6,86,06 1,882 2,05,33 3,704 6,56,79 1

3 1,74 7 1,84 92 1,26,93 1 74 62 95,15 245 1,27,38 2

EASTERN REGION STATE: BIHAR

SOUTH TRIPURA WEST TRIPURA ARARIA ARWAL AURANGABAD BANKA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 1 2 3 4 5 6 7 8

26,571 37,26,02 29,986 60,29,85 42,984 135,41,50 7,293 16,18,49 29,788 97,44,61 24,108 87,32,59 I26,399 36,57,49 29,640 56,67,60 39,459 122,18,80 6,715 15,29,18 27,384 91,24,98 23,252 83,81,79 1

172 68,53 346 3,62,25 3,525 13,22,70 578 89,31 2,404 6,19,63 856 3,50,80 27,604 19,90,98 10,259 71,66,09 3,566 96,32,72 873 1,63,10 5,273 834,08,96 1,729 21,27,02 II

45 1,82,34 12 94,30 9 32,66 – – 1 12,99 9 29,52 17,289 14,16,33 9,783 58,61,73 3,053 78,65,02 842 1,55,79 5,210 833,51,62 1,532 13,58,46 2

– – 1 3,77 1 30,69 – – 1 24 – – 3270 3,92,31 463 12,06,29 503 17,04,35 31 7,31 61 44,11 188 7,39,04 4610 3,07,12 3,653 41,38,76 207 1,56,64 231 87,38 898 4,52,96 268 2,37,57 III

1,983 4,84,80 3,460 16,93,82 966 7,31,21 226 76,50 532 20,88,30 553 9,59,51 IV12,482 77,24,18 41,032 331,13,65 11,967 174,59,26 1,608 4,95,79 13,608 54,58,69 7,335 72,25,79 V3,657 17,75,77 9,750 53,34,33 325 1,63,06 52 30,13 103 26,36 302 1,23,70 11,800 34,46,68 6,464 132,88,18 3,436 108,01,56 61 38,31 478 8,57,92 1,337 42,04,85 27,025 25,01,73 24,818 144,91,14 8,206 64,94,64 1,495 4,27,35 13,027 45,74,41 5,696 28,97,24 3

13,974 29,63,44 30,539 155,48,47 8,580 52,77,67 4,359 10,74,40 13,519 45,09,78 10,330 41,99,54 VI39 2,03,04 1,368 29,03,39 638 3,19,82 140 58,62 684 2,62,52 89 1,73,33 1

13,935 27,60,40 29,171 126,45,08 7,942 49,57,85 4,219 10,15,78 12,835 42,47,26 10,241 40,26,21 21 13 62 2,87 2 2,50,03 23 5,88 76 40,07 2 9,95 VII

1,845 6,04,13 10,455 99,36,08 3,248 10,89,08 1,010 3,44,64 2,110 9,31,53 1,955 6,49,62 VIII

65,070 178,00,80 1,29,446 776,29,59 71,520 481,38,11 15,623 38,66,18 65,804 1066,34,90 46,280 241,41,59 TOTAL5,946 7,39,54 7,990 13,83,45 2,406 14,45,34 699 66,81 4,054 4,61,72 989 5,72,43 11,035 5,02,84 761 18,86,92 245 12,10,62 71 66,50 924 4,05,33 272 2,71,30 2

298

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: BIHAR (Contd.)

BEGUSARAI BHAGALPUR BHOJPUR BUXAR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

9 10 11 12 13 14 15 16

I. AGRICULTURE 43,297 143,22,85 35,057 135,70,37 42,371 118,17,18 34,612 92,50,241. Direct Finance 41,115 133,14,26 34,303 132,04,31 36,791 107,85,45 30,738 84,33,422. Indirect Finance 2,182 10,08,59 754 3,66,06 5,580 10,31,73 3,874 8,16,82

II. INDUSTRY 1,822 40,09,24 3,268 50,51,49 9,723 71,01,20 9,494 19,87,671. Mining & Quarrying 4 17,66 6 41,64 8 46,46 4 18,362. Manufacturing & Processing 1,717 38,44,40 2,846 37,70,93 9,591 69,00,35 9,269 17,90,473. Electricity, Gas & Water 2 25,41 3 59,87 1 63,99 – –4. Construction 99 1,21,77 413 11,79,05 123 90,40 221 1,78,84

III. TRANSPORT OPERATORS 976 5,55,62 982 5,65,87 2,320 8,39,95 4,525 5,75,50IV. PROFESSIONAL AND OTHER SERVICES 2,429 9,99,35 1,500 14,72,24 1,510 8,22,66 489 4,06,46V. PERSONAL LOANS 16,676 135,63,89 26,225 214,16,37 28,651 186,92,58 12,431 65,46,77

1. Loans for Purchase of Consumer Durables 560 3,02,96 929 5,31,87 627 3,39,56 149 97,832. Loans for Housing 2,109 40,63,40 3,024 66,86,36 3,556 82,50,85 640 11,47,953. Rest of the Personal Loans 14,007 91,97,53 22,272 141,98,14 24,468 101,02,17 11,642 53,00,99

VI. TRADE 12,671 74,96,96 14,869 105,71,24 25,942 57,93,58 17,277 33,52,221. Wholesale Trade 490 5,84,87 636 12,06,41 1,606 3,50,18 585 2,83,882. Retail Trade 12,181 69,12,09 14,233 93,64,83 24,336 54,43,40 16,692 30,68,34

VII. FINANCE 4 2,87 7 3,92 42 4,57,57 581 65,58VIII. ALL OTHERS 3,124 15,09,76 6,189 44,29,22 8,329 20,36,38 2,347 11,57,57

TOTAL BANK CREDIT 80,999 424,60,54 88,097 570,80,72 1,18,888 475,61,10 81,756 233,42,01OF WHICH: 1. Artisans and Village & Tiny Industries 1,029 7,59,13 1,060 4,31,26 7,275 6,85,42 8,303 7,42,58

2. Other Small Scale Industries 349 5,13,89 859 16,59,07 1,564 51,20,46 204 6,12,42

DARBHANGA GAYA GOPALGANJ JAMUI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

17 18 19 20 21 22 23 24

I. AGRICULTURE 24,093 74,95,61 54,503 126,01,87 30,504 327,58,55 18,942 48,52,331. Direct Finance 23,562 71,45,15 49,913 116,78,67 27,532 83,76,04 18,608 47,60,832. Indirect Finance 531 3,50,46 4,590 9,23,20 2,972 243,82,51 334 91,50

II. INDUSTRY 3,600 29,24,33 8,588 40,22,47 4,538 861,82,74 1,990 5,84,051. Mining & Quarrying 2 8,84 19 1,35,57 10 91,93 – –2. Manufacturing & Processing 3,493 26,90,06 8,375 35,04,83 4,414 720,00,88 1,832 4,71,563. Electricity, Gas & Water – – 2 7,71 3 9,78,89 – –4. Construction 105 2,25,43 192 3,74,36 111 131,11,04 158 1,12,49

III. TRANSPORT OPERATORS 1,464 5,03,64 1,862 9,69,17 556 3,19,24 398 1,38,87IV. PROFESSIONAL AND OTHER SERVICES 1,315 9,23,70 2,233 13,80,76 1,274 164,03,51 1,652 4,82,11V. PERSONAL LOANS 26,339 183,98,70 25,113 187,29,24 24,714 415,25,00 7,105 43,61,27

1. Loans for Purchase of Consumer Durables 869 5,81,44 622 2,67,15 397 2,22,62 234 83,832. Loans for Housing 3,074 65,70,47 3,864 70,60,64 8,931 296,62,22 446 5,14,573. Rest of the Personal Loans 22,396 112,46,79 20,627 114,01,45 15,386 116,40,16 6,425 37,62,87

VI. TRADE 19,438 65,86,83 19,428 110,25,29 14,461 90,42,91 8,400 23,23,851. Wholesale Trade 1,700 5,71,49 510 12,25,47 437 7,15,84 40 50,972. Retail Trade 17,738 60,15,34 18,918 97,99,82 14,024 83,27,07 8,360 22,72,88

VII. FINANCE 11 1,43,46 137 1,56,97 38 34,42 2 5VIII. ALL OTHERS 3,708 19,91,65 8,037 29,71,22 2,430 12,68,26 2,486 7,22,28

TOTAL BANK CREDIT 79,968 389,67,92 1,19,901 518,56,99 78,515 1875,34,63 40,975 134,64,81OF WHICH: 1. Artisans and Village & Tiny Industries 3,034 5,02,10 6,161 12,51,42 3,650 8,09,02 1,433 3,52,30

2. Other Small Scale Industries 334 3,83,40 1,051 14,23,79 536 89,24,67 265 67,47

299

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

JEHANABAD KAIMUR KATIHAR KHAGARIA KISHANGANJ LAKHISARAI

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

25 26 27 28 29 30 31 32 33 34 35 36

14,943 39,44,00 35,734 122,29,85 53,581 224,40,99 21,969 100,70,56 28,742 59,32,95 11,357 41,82,74 I14,277 36,16,25 34,254 118,38,21 50,213 213,41,31 21,309 94,22,56 26,634 55,95,27 10,987 40,65,79 1

666 3,27,75 1,480 3,91,64 3,368 10,99,68 660 6,48,00 2,108 3,37,68 370 1,16,95 21,784 3,90,23 9,313 22,00,42 3,976 183,66,73 1,668 20,69,45 1,783 5,89,21 951 6,32,81 II

7 30,89 – – 26 4,33,43 6 87,75 – – 2 10,89 11,765 3,46,72 8,906 20,30,85 3,799 163,89,66 1,592 16,75,00 1,748 5,26,10 937 6,06,95 2

– – – – 5 1,65,48 4 15,74 – – – – 312 12,62 407 1,69,57 146 13,78,16 66 2,90,96 35 63,11 12 14,97 4

378 2,72,19 785 1,62,40 565 4,43,16 986 2,47,18 194 73,99 493 1,18,35 III697 2,64,00 343 1,36,41 1,410 29,62,94 670 8,41,04 417 3,59,39 733 1,99,90 IV

4,681 28,19,63 6,848 32,47,34 20,345 312,65,91 7,643 126,49,01 7,948 42,16,74 4,718 23,69,03 V112 46,23 75 27,38 1,056 8,09,96 308 1,20,44 442 1,24,45 256 1,11,49 1333 6,07,36 347 5,74,36 4,732 166,78,94 1,974 69,85,98 1,860 10,90,37 159 2,95,93 2

4,236 21,66,04 6,426 26,45,60 14,557 137,77,01 5,361 55,42,59 5,646 30,01,92 4,303 19,61,61 35,241 17,64,75 17,113 39,72,87 14,812 125,89,49 9,340 70,13,90 7,827 22,62,02 6,187 22,77,14 VI

48 92,00 79 1,06,54 635 33,91,77 287 11,04,32 261 1,91,12 57 1,72,98 15,193 16,72,75 17,034 38,66,33 14,177 91,97,72 9,053 59,09,58 7,566 20,70,90 6,130 21,04,16 2

65 52,52 28 6,40 10 32,79 82 25,98 4 46 6 1,55 VII1,788 6,21,01 1,054 4,06,86 9,565 64,02,70 909 5,58,06 1,265 3,96,73 1,571 6,49,22 VIII

29,577 101,28,33 71,218 223,62,55 1,04,264 945,04,71 43,267 334,75,18 48,180 138,31,49 26,016 104,30,74 TOTAL1,441 1,90,00 8,298 9,01,61 1,506 18,62,59 1,027 6,46,95 1,141 2,22,77 640 2,57,23 1

225 1,01,25 499 10,29,41 1,520 77,17,06 291 8,95,32 444 2,14,17 180 1,31,23 2

MADHEPURA MADHUBANI MUNGER MUZAFFARPUR NALANDA NAWADA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

37 38 39 40 41 42 43 44 45 46 47 48

23,482 73,32,58 36,910 105,22,01 15,028 42,84,08 38,788 136,00,50 57,246 106,16,90 22,459 44,79,78 I22,209 67,96,41 33,457 87,44,49 14,714 41,19,82 35,649 121,22,89 52,742 94,34,80 19,761 40,26,71 11,273 5,36,17 3,453 17,77,52 314 1,64,26 3,139 14,77,61 4,504 11,82,10 2,698 4,53,07 21,781 7,24,73 3,966 13,74,50 3,300 12,79,19 5,182 34,50,43 7,801 44,57,38 4,186 7,50,18 II

4 44,04 2 4,73 2 6,90 8 19,77 16 91,91 5 34,09 11,696 5,79,49 3,922 13,23,41 3,196 11,28,61 4,931 30,48,82 7,518 33,83,31 4,134 6,81,85 2

– – – – 4 38,62 5 30,36 3 13,17 – – 381 1,01,20 42 46,36 98 1,05,06 238 3,51,48 264 9,68,99 47 34,24 4

202 1,50,84 1,521 2,79,24 771 5,67,79 2,822 8,55,56 2,995 5,63,50 1,464 2,29,16 III828 2,33,65 852 3,22,19 1,147 4,70,69 1,665 12,00,30 870 7,86,36 636 2,12,86 IV

6,922 39,63,27 19,866 105,89,88 12,791 79,97,65 41,674 304,01,11 17,226 157,49,71 6,586 35,37,94 V240 1,20,70 281 99,61 366 1,55,26 1,586 11,64,10 1,404 4,65,98 97 32,62 1272 4,77,52 2,484 25,53,26 707 15,26,19 5,801 96,11,53 2,296 73,47,65 407 8,06,90 2

6,410 33,65,05 17,101 79,37,01 11,718 63,16,20 34,287 196,25,48 13,526 79,36,08 6,082 26,98,42 310,285 40,80,98 12,247 54,74,07 10,199 42,75,65 25,363 126,93,39 15,061 100,94,29 9,630 30,21,46 VI

353 1,93,47 459 6,53,22 104 2,50,70 1,059 13,82,79 284 25,00,79 367 34,96 19,932 38,87,51 11,788 48,20,85 10,095 40,24,95 24,304 113,10,60 14,777 75,93,50 9,263 29,86,50 2

9 54,58 63 31,55 90 10,26 435 1,58,00 36 93,41 44 10,76 VII1,364 5,05,18 4,294 15,20,54 2,251 12,03,11 9,056 37,08,05 3,151 16,11,71 1,169 5,17,51 VIII

44,873 170,45,81 79,719 301,13,98 45,577 200,88,42 1,24,985 660,67,34 1,04,386 439,73,26 46,174 127,59,65 TOTAL1,306 4,22,45 2,900 6,72,09 876 2,47,87 3,423 5,82,98 4,868 7,76,83 3,120 3,50,18 1

255 1,00,77 632 3,82,80 662 3,62,46 918 17,19,98 808 16,41,80 885 2,05,14 2

300

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: BIHAR (Contd.)

PASCHIMI CHAMPARAN PATNA PURBI CHAMPARAN PURNIA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

49 50 51 52 53 54 55 56

I. AGRICULTURE 69,266 213,86,48 45,129 206,32,48 66,187 176,22,05 49,658 155,13,681. Direct Finance 64,002 188,64,37 42,829 138,60,21 60,532 156,27,57 44,171 142,53,952. Indirect Finance 5,264 25,22,11 2,300 67,72,27 5,655 19,94,48 5,487 12,59,73

II. INDUSTRY 1,346 90,27,07 8,265 791,78,27 2,592 36,55,66 4,488 530,89,921. Mining & Quarrying 14 1,22,27 22 4,64,96 13 1,20,37 22 43,51,432. Manufacturing & Processing 1,088 84,29,83 7,645 530,48,00 2,297 20,45,60 4,325 475,56,123. Electricity, Gas & Water – – 7 171,74,26 – – 2 30,084. Construction 244 4,74,97 591 84,91,05 282 14,89,69 139 11,52,29

III. TRANSPORT OPERATORS 1,761 4,19,12 4,345 55,62,97 1,300 5,30,97 902 7,17,16IV. PROFESSIONAL AND OTHER SERVICES 817 6,72,03 4,388 86,43,79 982 6,15,88 2,023 29,15,82V. PERSONAL LOANS 22,970 179,72,21 1,17,258 1215,69,62 25,423 141,54,96 23,257 372,16,57

1. Loans for Purchase of Consumer Durables 685 3,13,56 3,399 18,67,62 1,000 4,01,36 473 1,82,042. Loans for Housing 2,163 56,51,00 14,466 421,66,73 1,720 23,80,04 7,172 250,10,803. Rest of the Personal Loans 20,122 120,07,65 99,393 775,35,27 22,703 113,73,56 15,612 120,23,73

VI. TRADE 15,205 82,91,64 22,668 511,51,77 21,674 96,81,80 13,372 95,43,481. Wholesale Trade 740 12,93,54 1,327 93,36,80 1,074 8,79,04 854 33,20,692. Retail Trade 14,465 69,98,10 21,341 418,14,97 20,600 88,02,76 12,518 62,22,79

VII. FINANCE 109 37,82 417 37,24,01 127 38,85 71 21,89VIII. ALL OTHERS 5,454 31,24,18 18,246 154,94,72 8,022 37,14,41 3,002 17,65,70

TOTAL BANK CREDIT 1,16,928 609,30,55 2,20,716 3059,57,63 1,26,307 500,14,58 96,773 1207,84,22OF WHICH: 1. Artisans and Village & Tiny Industries 839 7,94,50 1,820 14,35,54 1,819 6,60,62 2,385 7,66,18

2. Other Small Scale Industries 185 17,10,91 2,833 112,75,82 216 3,23,85 1,355 93,73,46

ROHTAS SAHARSA SAMASTIPUR SARAN

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

57 58 59 60 61 62 63 64

I. AGRICULTURE 50,852 173,24,95 20,937 55,72,79 45,776 136,96,51 51,217 138,54,041. Direct Finance 46,864 157,14,38 19,425 51,58,72 43,552 126,38,89 47,635 116,90,512. Indirect Finance 3,988 16,10,57 1,512 4,14,07 2,224 10,57,62 3,582 21,63,53

II. INDUSTRY 15,294 51,70,45 2,374 21,30,11 5,110 26,11,00 5,523 16,46,721. Mining & Quarrying 27 90,49 4 27,65 8 40,15 8 36,002. Manufacturing & Processing 15,205 49,54,21 1,834 17,50,58 4,887 23,10,60 5,350 14,52,913. Electricity, Gas & Water 1 2,97 1 17,50 – – 1 3,534. Construction 61 1,22,78 535 3,34,38 215 2,60,25 164 1,54,28

III. TRANSPORT OPERATORS 1,934 6,33,06 111 82,41 1,188 4,07,64 1,926 8,75,56IV. PROFESSIONAL AND OTHER SERVICES 1,803 9,07,08 1,116 5,52,46 2,927 8,97,12 1,027 5,86,56V. PERSONAL LOANS 21,264 149,19,70 10,950 96,67,59 30,047 164,68,58 21,899 143,08,49

1. Loans for Purchase of Consumer Durables 464 3,23,33 305 97,46 1,152 5,97,40 936 3,93,772. Loans for Housing 1,982 50,24,03 1,464 40,39,74 1,718 28,22,83 1,907 32,20,853. Rest of the Personal Loans 18,818 95,72,34 9,181 55,30,39 27,177 130,48,35 19,056 106,93,87

VI. TRADE 30,145 88,96,58 10,839 46,63,97 22,161 80,94,10 28,161 79,32,151. Wholesale Trade 1,253 5,89,43 259 2,90,66 575 5,34,24 1,914 5,15,872. Retail Trade 28,892 83,07,15 10,580 43,73,31 21,586 75,59,86 26,247 74,16,28

VII. FINANCE 59 16,35 105 2,05,00 26 15,35 595 1,95,35VIII. ALL OTHERS 4,993 19,39,51 1,582 7,93,83 4,617 24,47,96 7,557 28,85,92

TOTAL BANK CREDIT 1,26,344 498,07,68 48,014 236,68,16 1,11,852 446,38,26 1,17,905 422,84,79OF WHICH: 1. Artisans and Village & Tiny Industries 13,110 17,21,19 1,346 6,52,15 3,885 6,75,02 4,502 6,97,34

2. Other Small Scale Industries 1,180 21,84,17 320 7,16,73 774 5,28,44 632 6,24,20

301

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

SHEIKHPURA SHEOHAR SITAMARHI SIWAN SUPAUL VAISHALI

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

65 66 67 68 69 70 71 72 73 74 75 76

9,513 23,86,57 3,475 7,85,90 28,572 97,27,31 38,103 105,65,79 26,038 60,85,11 36,183 108,90,53 I9,452 23,58,36 3,135 7,09,87 25,299 75,62,99 35,381 91,08,87 23,636 53,80,63 33,525 92,24,52 1

61 28,21 340 76,03 3,273 21,64,32 2,722 14,56,92 2,402 7,04,48 2,658 16,66,01 2661 1,59,49 665 1,28,23 2,413 15,30,71 3,557 15,06,87 2,656 6,19,54 1,709 15,09,57 II

1 1,83 – – – – – – – – 11 1,04,10 1640 1,51,66 664 1,28,10 2,342 13,54,73 3,430 11,42,54 2,603 5,65,80 1,648 13,19,03 2

– – – – – – 1 1,56 – – – – 320 6,00 1 13 71 1,75,98 126 3,62,77 53 53,74 50 86,44 4

381 51,34 311 52,91 667 1,81,97 750 3,36,37 73 30,70 1,304 7,07,03 III311 1,54,07 63 12,86 896 6,18,64 892 3,57,06 717 1,69,60 583 4,93,16 IV

2,434 12,94,24 1,170 7,72,58 10,226 79,53,95 15,487 84,28,65 8,113 47,72,94 15,556 99,56,97 V53 14,69 26 13,53 280 1,41,97 649 3,24,99 461 2,09,64 251 1,87,18 152 95,19 115 61,54 1,366 20,15,04 1,367 18,96,64 460 6,44,86 2,019 25,56,51 2

2,329 11,84,36 1,029 6,97,51 8,580 57,96,94 13,471 62,07,02 7,192 39,18,44 13,286 72,13,28 32,922 10,49,60 2,134 6,07,15 14,730 56,96,39 13,714 54,84,00 10,263 33,84,69 17,164 56,62,39 VI

15 6,90 47 43,69 624 6,94,71 1,055 7,21,80 390 2,70,44 829 4,56,51 12,907 10,42,70 2,087 5,63,46 14,106 50,01,68 12,659 47,62,20 9,873 31,14,25 16,335 52,05,88 2

– – 3 1,84 33 8,57 193 78,24 8 1,36,17 10 45,07 VII199 1,15,96 599 2,08,67 4,355 19,63,06 3,984 17,69,50 1,118 5,72,30 3,536 26,92,06 VIII

16,421 52,11,27 8,420 25,70,14 61,892 276,80,60 76,680 285,26,48 48,986 157,71,05 76,045 319,56,78 TOTAL569 1,02,59 557 91,55 1,920 5,99,80 2,647 5,59,81 1,987 3,81,32 1,382 9,08,44 156 37,28 39 14,28 275 5,56,38 412 4,02,89 532 1,62,83 162 2,68,58 2

STATE: JHARKHAND

BOKARO CHATRA DEOGHAR DHANBAD DUMKA GARHWA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

1 2 3 4 5 6 7 8 9 10 11 12

18,723 55,51,75 20,805 33,78,47 36,144 73,26,68 11,234 40,76,52 45,780 47,90,53 25,185 40,99,14 I18,257 52,01,02 20,057 32,55,91 35,601 71,37,36 10,803 39,03,47 43,519 45,43,14 23,954 39,06,47 1

466 3,50,73 748 1,22,56 543 1,89,32 431 1,73,05 2,261 2,47,39 1,231 1,92,67 24,240 415,43,58 816 1,77,86 3,451 26,59,04 3,181 200,51,99 1,923 13,44,57 1,872 8,28,85 II

16 78,20 – – 8 62,24 57 62,61,30 10 75,75 1 3,86 13,737 153,22,09 777 1,52,62 3,211 24,11,95 2,815 114,29,17 1,821 11,72,76 1,733 7,31,42 2

6 6,86,24 – – – – 8 2,04,16 – – – – 3481 254,57,05 39 25,24 232 1,84,85 301 21,57,36 92 96,06 138 93,57 4

1,524 29,15,02 213 2,89,44 822 4,35,66 1,688 36,60,11 419 5,10,89 201 2,12,76 III2,498 15,34,23 262 79,80 609 8,14,95 1,791 22,17,30 365 3,27,51 1,022 3,23,25 IV

50,373 319,24,51 3,847 22,16,51 17,503 107,76,45 54,150 417,47,79 14,761 92,00,85 4,141 23,06,02 V1,714 6,15,26 145 49,26 4,094 8,57,02 2,712 11,44,67 3,361 5,54,17 99 30,00 12,829 50,50,62 265 3,10,81 1,077 26,26,19 3,734 87,60,59 514 24,02,10 144 3,47,71 2

45,830 262,58,63 3,437 18,56,44 12,332 72,93,24 47,704 318,42,53 10,886 62,44,58 3,898 19,28,31 312,997 247,57,72 3,598 15,32,34 6,489 70,07,58 12,208 190,93,49 5,768 40,51,24 4,203 24,69,35 VI

960 128,69,81 79 62,47 733 33,72,17 1,639 66,46,12 191 10,43,35 130 64,95 112,037 118,87,91 3,519 14,69,87 5,756 36,35,41 10,569 124,47,37 5,577 30,07,89 4,073 24,04,40 2

213 2,60,50 18 4,61 40 70,91 190 4,81,85 6 27,67 1 16 VII8,813 39,72,51 2,547 7,20,10 2,709 10,07,55 13,004 121,97,98 2,241 6,32,72 345 1,36,16 VIII

99,381 1124,59,82 32,106 83,99,13 67,767 300,98,82 97,446 1035,27,03 71,263 208,85,98 36,970 103,75,69 TOTAL1,062 4,07,13 513 58,95 2,076 8,48,99 606 5,96,71 1,263 2,95,63 955 4,19,91 11,361 38,14,08 108 50,82 229 2,18,71 1,016 46,92,39 83 89,96 441 1,27,02 2

302

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: JHARKHAND (Contd.)

GIRIDIH GODDA GUMLA HAZARIBAG

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

13 14 15 16 17 18 19 20

I. AGRICULTURE 27,191 61,37,43 23,173 36,10,29 14,825 26,20,30 39,665 107,40,371. Direct Finance 26,948 59,80,84 22,713 34,77,50 14,371 24,24,74 39,194 103,66,922. Indirect Finance 243 1,56,59 460 1,32,79 454 1,95,56 471 3,73,45

II. INDUSTRY 5,114 116,76,25 2,829 15,22,03 844 4,89,96 3,409 70,99,811. Mining & Quarrying 14 69,71 – – 7 31,10 36 4,77,992. Manufacturing & Processing 4,814 112,60,88 1,865 7,78,57 819 4,17,28 3,198 61,91,533. Electricity, Gas & Water 4 79,40 1 3,36 – – 3 2,01,374. Construction 282 2,66,26 963 7,40,10 18 41,58 172 2,28,92

III. TRANSPORT OPERATORS 639 6,23,55 621 3,75,11 278 3,31,42 1,296 17,67,61IV. PROFESSIONAL AND OTHER SERVICES 2,717 8,21,89 475 2,89,89 606 1,41,82 1,815 14,60,64V. PERSONAL LOANS 21,935 113,10,94 11,057 72,32,25 3,620 24,94,58 38,786 275,69,11

1. Loans for Purchase of Consumer Durables 6,191 12,26,91 1,038 2,57,35 150 62,91 2,031 7,05,322. Loans for Housing 1,173 17,15,24 690 7,06,79 405 6,61,53 2,853 64,06,853. Rest of the Personal Loans 14,571 83,68,79 9,329 62,68,11 3,065 17,70,14 33,902 204,56,94

VI. TRADE 8,856 53,13,21 5,921 28,91,31 4,197 20,57,25 11,003 123,07,201. Wholesale Trade 191 15,24,98 41 1,35,09 111 1,93,15 1,103 34,27,892. Retail Trade 8,665 37,88,23 5,880 27,56,22 4,086 18,64,10 9,900 88,79,31

VII. FINANCE 190 1,24,84 58 16,40 35 21,52 250 2,71,71VIII. ALL OTHERS 3,584 15,06,04 2,256 6,74,51 3,205 7,91,16 9,001 60,64,63

TOTAL BANK CREDIT 70,226 375,14,15 46,390 166,11,79 27,610 89,48,01 1,05,225 672,81,08OF WHICH: 1. Artisans and Village & Tiny Industries 3,252 12,87,32 1,327 4,21,10 383 71,16 1,759 6,20,86

2. Other Small Scale Industries 746 11,50,39 89 45,53 180 1,39,28 738 16,59,53

JAMTARA KODERMA LATEHAR LOHARDAGGA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

21 22 23 24 25 26 27 28

I. AGRICULTURE 18,530 22,92,94 10,891 22,95,06 8,004 11,32,34 11,544 23,58,301. Direct Finance 17,691 22,42,64 10,570 21,73,56 7,441 10,74,83 10,919 22,44,712. Indirect Finance 839 50,30 321 1,21,50 563 57,51 625 1,13,59

II. INDUSTRY 2,115 4,65,15 972 13,90,16 1,067 9,53,71 317 4,00,591. Mining & Quarrying 3 29,23 21 1,54,24 5 40,74 12 54,492. Manufacturing & Processing 1,255 3,05,14 873 11,28,93 931 7,29,16 290 2,83,463. Electricity, Gas & Water – – 1 2,92 2 51,52 2 11,594. Construction 857 1,30,78 77 1,04,07 129 1,32,29 13 51,05

III. TRANSPORT OPERATORS 212 1,31,89 223 3,27,55 140 1,34,34 107 1,96,62IV. PROFESSIONAL AND OTHER SERVICES 296 98,00 648 3,47,81 397 1,48,14 258 63,04V. PERSONAL LOANS 6,420 31,51,08 4,980 37,66,07 3,879 19,51,67 2,270 19,86,81

1. Loans for Purchase of Consumer Durables 546 1,10,52 226 1,07,56 36 12,30 71 24,292. Loans for Housing 257 2,29,62 405 8,96,74 81 1,66,37 283 7,88,273. Rest of the Personal Loans 5,617 28,10,94 4,349 27,61,77 3,762 17,73,00 1,916 11,74,25

VI. TRADE 3,446 9,57,76 2,579 19,44,53 2,094 13,13,09 1,698 12,09,511. Wholesale Trade 132 22,72 70 88,61 174 1,63,28 61 1,24,372. Retail Trade 3,314 9,35,04 2,509 18,55,92 1,920 11,49,81 1,637 10,85,14

VII. FINANCE – – 25 14,99 – – 10 25,57VIII. ALL OTHERS 1,478 2,24,74 2,476 9,35,78 337 52,94 1,027 3,52,01

TOTAL BANK CREDIT 32,497 73,21,56 22,794 110,21,95 15,918 56,86,23 17,231 65,92,45OF WHICH: 1. Artisans and Village & Tiny Industries 1,141 1,83,92 560 3,27,64 133 71,09 156 1,06,23

2. Other Small Scale Industries 39 17,87 192 3,87,62 758 5,62,97 111 1,19,51

303

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

PAKUR PALAMAU PASCHIMI SINGHBHUM PURBI SINGHBHUM RANCHI SAHEBGANJ

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

29 30 31 32 33 34 35 36 37 38 39 40

15,803 15,05,95 28,986 51,59,68 25,320 40,25,86 21,672 47,09,77 45,157 124,40,65 20,184 31,32,68 I15,330 14,47,64 27,605 47,61,07 23,926 36,93,54 20,195 43,79,81 42,656 105,21,27 19,424 28,77,75 1

473 58,31 1,381 3,98,61 1,394 3,32,32 1,477 3,29,96 2,501 19,19,38 760 2,54,93 22,124 7,96,16 1,408 44,84,75 3,251 423,03,94 4,393 656,52,02 6,253 513,63,01 3,472 29,41,91 II

19 1,51,49 7 25,48 42 32,42,28 58 55,51,12 74 14,31,56 39 2,14,84 11,679 5,66,20 1,156 42,34,46 3,127 377,89,90 3,851 537,87,05 5,710 432,31,65 1,989 23,97,69 2

– – 1 2,90 1 9,55 6 2,07,14 13 58,25 1 20 3426 78,47 244 2,21,91 81 12,62,21 478 61,06,71 456 66,41,55 1,443 3,29,18 4168 1,90,54 503 6,45,34 975 9,08,93 2,209 40,38,64 2,596 36,61,09 303 1,17,08 III107 59,78 773 4,35,66 4,646 11,30,46 4,289 67,50,60 3,869 78,20,91 843 2,57,79 IV

5,892 33,23,49 14,122 79,85,46 18,215 233,25,71 70,384 552,61,05 66,205 745,95,30 7,829 41,97,88 V1,164 1,58,09 183 1,12,54 750 3,03,12 2,743 14,15,65 3,203 12,52,71 1,012 2,72,58 1

133 3,42,27 523 11,06,52 2,577 106,00,04 4,266 94,10,61 8,419 322,76,73 262 2,89,47 24,595 28,23,13 13,416 67,66,40 14,888 124,22,55 63,375 444,34,79 54,583 410,65,86 6,555 36,35,83 34,987 17,33,86 8,945 62,41,65 15,588 114,82,75 15,471 237,19,00 22,169 357,88,22 5,732 25,86,28 VI

599 1,83,60 134 1,99,64 1,628 27,77,38 1,178 92,64,05 2,267 69,45,12 96 4,96,44 14,388 15,50,26 8,811 60,42,01 13,960 87,05,37 14,293 144,54,95 19,902 288,43,10 5,636 20,89,84 2

2 1,05 58 92,04 27 1,89,15 302 3,24,63 177 6,27,22 2 21,00 VII967 1,57,15 1,839 10,68,98 3,934 17,95,78 13,714 116,72,17 14,774 157,76,26 1,999 6,00,66 VIII

30,050 77,67,98 56,634 261,13,56 71,956 851,62,58 1,32,434 1721,27,88 1,61,200 2020,72,66 40,364 138,55,28 TOTAL1,434 4,41,39 703 4,21,51 1,588 4,94,32 916 7,32,17 1,058 9,88,05 1,488 6,16,75 1

131 1,55,90 324 3,51,30 707 53,94,73 1,502 105,11,26 1,449 72,09,34 374 1,22,21 2

STATE: ORISSA

SERAIKELA-KHARSAWAN SIMDEGA ANGUL BALANGIR BALESHWAR BARGARH

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

41 42 43 44 1 2 3 4 5 6 7 8

11,149 14,55,02 5,864 8,72,17 31,140 84,82,28 31,777 72,91,80 55,742 173,50,45 44,586 139,18,38 I10,862 14,00,40 5,547 7,67,55 29,491 76,81,61 31,279 70,87,20 53,415 163,17,87 43,327 133,26,16 1

287 54,62 317 1,04,62 1,649 8,00,67 498 2,04,60 2,327 10,32,58 1,259 5,92,22 21,113 184,96,66 639 6,54,02 4,423 101,80,97 7,823 74,82,24 12,142 383,01,01 5,945 141,27,89 II

14 1,56,62 1 5,10 19 1,58,89 6 57,79 33 4,48,44 15 2,38,45 11,076 182,08,67 601 6,06,60 1,637 46,07,59 4,965 38,27,84 5,183 261,68,04 4,252 119,38,19 2

– – – – 3 49,17 – – 5 14,67,27 1 1,62 323 1,31,37 37 42,32 2,764 53,65,32 2,852 35,96,61 6,921 102,17,26 1,677 19,49,63 4

301 3,00,88 82 1,11,38 1,741 43,90,44 796 4,05,94 1,518 26,15,30 466 4,90,28 III1,006 3,86,97 277 56,98 1,456 12,56,27 1,513 18,60,70 6,201 25,24,87 2,543 23,98,37 IV6,966 44,96,49 2,448 12,93,09 34,301 388,44,34 21,303 162,40,36 39,248 372,13,60 14,360 123,20,72 V

546 2,15,04 76 21,35 1,622 11,67,51 442 1,22,37 647 2,15,26 192 77,46 1262 5,81,34 106 1,87,64 10,742 185,48,11 3,075 49,31,94 13,306 212,05,83 2,397 57,31,92 2

6,158 37,00,11 2,266 10,84,10 21,937 191,28,72 17,786 111,86,05 25,295 157,92,51 11,771 65,11,34 36,798 25,03,16 2,734 7,78,80 9,744 99,32,02 13,389 72,87,02 20,173 148,59,11 12,556 79,88,89 VI

739 8,64,40 16 13,42 685 16,36,82 234 8,95,26 378 18,67,40 149 10,47,49 16,059 16,38,76 2,718 7,65,38 9,059 82,95,20 13,155 63,91,76 19,795 129,91,71 12,407 69,41,40 2

198 36,21 8 2,39 137 64,22 6 1,76,20 203 6,17,29 68 69,98 VII5,752 19,99,98 2,023 3,88,03 4,836 31,22,41 5,044 14,36,62 7,003 26,59,76 5,447 16,68,20 VIII

33,283 296,75,37 14,075 41,56,86 87,778 762,72,95 81,651 421,80,88 1,42,230 1161,41,39 85,971 529,82,71 TOTAL590 16,56,54 394 75,07 1,065 9,45,98 4,099 21,26,08 3,516 16,81,86 2,891 33,14,68 1242 16,57,80 82 45,62 336 3,72,01 343 11,26,19 994 49,08,79 400 31,16,28 2

304

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: ORISSA (Contd.)

BHADRAK BOUDH CUTTACK DEOGARH

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

9 10 11 12 13 14 15 16

I. AGRICULTURE 33,213 80,20,24 8,437 20,18,86 59,184 194,78,45 5,226 16,52,211. Direct Finance 32,621 76,83,67 8,284 19,76,93 58,027 182,03,48 5,102 14,79,912. Indirect Finance 592 3,36,57 153 41,93 1,157 12,74,97 124 1,72,30

II. INDUSTRY 2,384 40,54,38 1,196 7,47,86 21,049 2077,22,92 1,481 19,40,881. Mining & Quarrying 9 46,57 – – 48 299,84,90 – –2. Manufacturing & Processing 1,487 27,46,96 902 5,65,48 11,434 1600,35,64 583 9,71,693. Electricity, Gas & Water 10 10,42 – – 8 21,13,75 – –4. Construction 878 12,50,43 294 1,82,38 9,559 155,88,63 898 9,69,19

III. TRANSPORT OPERATORS 634 4,56,01 90 1,40,01 3,207 54,24,25 18 30,92IV. PROFESSIONAL AND OTHER SERVICES 3,380 13,01,47 193 1,67,56 3,505 65,36,81 147 1,95,11V. PERSONAL LOANS 16,431 116,49,42 4,578 21,35,12 83,453 1047,44,93 2,360 20,43,29

1. Loans for Purchase of Consumer Durables 641 3,53,30 50 11,09 2,818 19,38,89 43 15,122. Loans for Housing 4,416 51,44,24 325 5,05,02 28,577 456,76,83 159 2,96,003. Rest of the Personal Loans 11,374 61,51,88 4,203 16,19,01 52,058 571,29,21 2,158 17,32,17

VI. TRADE 14,205 73,63,70 3,171 12,01,49 39,847 352,92,12 2,730 11,10,991. Wholesale Trade 482 9,99,46 4 8,59 1,137 92,21,87 9 1,00,802. Retail Trade 13,723 63,64,24 3,167 11,92,90 38,710 260,70,25 2,721 10,10,19

VII. FINANCE 72 45,06 34 13,65 1,076 43,04,44 – –VIII. ALL OTHERS 6,443 36,41,56 718 1,62,07 20,659 255,53,63 693 1,59,97

TOTAL BANK CREDIT 76,762 365,31,84 18,417 65,86,62 2,31,980 4090,57,55 12,655 71,33,37OF WHICH: 1. Artisans and Village & Tiny Industries 885 9,09,48 799 3,16,43 8,671 19,79,43 449 87,33

2. Other Small Scale Industries 441 7,56,28 41 1,41,93 1,608 90,24,90 79 49,34

DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

17 18 19 20 21 22 23 24

I. AGRICULTURE 51,242 100,74,74 11,190 22,91,31 77,463 179,99,41 30,762 199,35,831. Direct Finance 49,074 97,93,39 10,536 21,27,68 75,684 170,23,27 29,950 193,65,992. Indirect Finance 2,168 2,81,35 654 1,63,63 1,779 9,76,14 812 5,69,84

II. INDUSTRY 6,945 148,09,84 1,321 8,94,16 12,973 159,57,42 4,471 43,09,631. Mining & Quarrying 17 76,10 – – 43 3,16,10 6 2,75,952. Manufacturing & Processing 3,858 111,94,58 825 3,35,96 6,545 65,58,32 3,708 20,10,753. Electricity, Gas & Water – – 1 7,28 4 6,82,74 4 43,334. Construction 3,070 35,39,16 495 5,50,92 6,381 84,00,26 753 19,79,60

III. TRANSPORT OPERATORS 810 12,71,87 155 1,60,98 2,224 18,86,94 952 6,38,84IV. PROFESSIONAL AND OTHER SERVICES 2,394 8,34,17 849 2,37,66 9,461 41,80,24 1,481 12,00,05V. PERSONAL LOANS 25,484 170,11,92 5,403 33,41,44 57,008 403,34,86 20,659 160,23,27

1. Loans for Purchase of Consumer Durables 1,203 8,96,93 238 1,18,56 1,975 7,89,49 948 5,98,432. Loans for Housing 4,025 56,00,74 785 8,95,00 9,218 157,71,73 5,521 66,12,633. Rest of the Personal Loans 20,256 105,14,25 4,380 23,27,88 45,815 237,73,64 14,190 88,12,21

VI. TRADE 15,153 70,22,81 5,846 16,10,36 26,918 439,60,48 17,138 53,97,431. Wholesale Trade 1,128 7,19,18 20 18,85 1,185 295,03,46 497 5,61,762. Retail Trade 14,025 63,03,63 5,826 15,91,51 25,733 144,57,02 16,641 48,35,67

VII. FINANCE 189 9,70,51 100 23,67 385 5,27,34 19 16,44VIII. ALL OTHERS 9,413 57,42,42 2,946 5,92,27 25,933 102,10,96 5,856 44,11,20

TOTAL BANK CREDIT 1,11,630 577,38,28 27,810 91,51,85 2,12,365 1350,57,65 81,338 519,32,69OF WHICH: 1. Artisans and Village & Tiny Industries 2,543 9,48,19 645 1,78,12 3,907 18,13,61 3,158 6,16,74

2. Other Small Scale Industries 870 5,87,40 78 1,18,92 1,665 30,26,37 241 2,16,46

305

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

25 26 27 28 29 30 31 32 33 34 35 36

40,888 105,73,17 9,100 29,11,32 50,710 122,35,54 18,351 35,96,36 33,288 76,57,24 49,504 105,41,55 I40,079 101,94,30 8,875 28,15,91 48,682 116,93,55 18,281 35,48,93 32,668 74,04,21 47,588 97,03,44 1

809 3,78,87 225 95,41 2,028 5,41,99 70 47,43 620 2,53,03 1,916 8,38,11 212,703 350,91,56 4,696 231,18,49 4,991 82,64,35 3,785 12,13,80 5,865 27,75,27 9,345 386,60,73 II

54 19,05,43 17 1,41,88 10 1,17,26 – – 2 27,71 54 47,45,52 18,143 208,89,99 874 172,90,95 4,018 55,93,65 2,717 4,27,85 4,576 11,79,88 7,814 308,18,65 2

1 10,00,00 2 5,59 3 22,38 – – – – – – 34,505 112,96,14 3,803 56,80,07 960 25,31,06 1,068 7,85,95 1,287 15,67,68 1,477 30,96,56 41,938 13,14,35 521 7,72,04 494 3,76,25 388 4,28,95 689 5,11,49 1,936 53,34,57 III4,277 15,18,68 839 11,28,59 1,496 10,87,67 486 4,22,43 2,108 4,97,51 2,921 17,78,14 IV

27,082 216,89,06 16,479 174,61,60 19,103 111,94,96 9,493 45,07,44 19,361 109,36,30 23,564 252,56,63 V708 2,27,75 823 4,75,84 605 1,23,93 239 59,75 683 1,52,62 1,288 6,62,26 1

9,018 108,86,03 4,042 63,78,24 2,955 35,78,94 1,151 11,98,41 6,229 58,66,10 5,553 71,23,45 217,356 105,75,28 11,614 106,07,52 15,543 74,92,09 8,103 32,49,28 12,449 49,17,58 16,723 174,70,92 332,019 102,98,53 4,433 42,98,32 11,855 58,99,76 5,606 22,92,20 23,192 57,63,00 16,252 73,20,96 VI

811 9,84,99 133 7,28,64 98 3,11,04 25 39,19 999 2,09,23 1,083 8,33,29 131,208 93,13,54 4,300 35,69,68 11,757 55,88,72 5,581 22,53,01 22,193 55,53,77 15,169 64,87,67 2

82 41,95 2 17 86 19,74 109 11,54 185 62,73 273 1,64,38 VII5,619 23,69,99 6,884 28,14,16 3,676 14,78,12 1,271 2,90,63 3,555 11,67,49 9,780 55,15,13 VIII

1,24,608 828,97,29 42,954 525,04,69 92,411 405,56,39 39,489 127,63,35 88,243 293,71,03 1,13,575 945,72,09 TOTAL7,230 16,31,74 317 5,22,06 3,430 31,49,62 2,649 3,79,71 4,059 7,34,88 3,393 9,33,88 1

555 6,40,09 290 12,81,34 344 8,34,09 37 10,38 424 3,49,35 4,102 27,36,61 2

KHURDA KORAPUT MALKANGIRI MAYURBHANJ NAWAPARA NAWRANGPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

37 38 39 40 41 42 43 44 45 46 47 48

43,106 353,73,01 40,847 82,34,93 15,438 24,26,74 70,558 143,83,07 15,685 35,65,86 36,805 72,11,78 I38,368 261,54,52 39,006 78,71,36 13,932 21,65,68 68,083 128,44,04 14,825 31,84,11 35,523 69,41,33 14,738 92,18,49 1,841 3,63,57 1,506 2,61,06 2,475 15,39,03 860 3,81,75 1,282 2,70,45 2

25,701 2159,15,11 7,708 109,59,14 901 8,85,62 25,394 95,10,68 2,602 20,91,04 1,459 15,36,47 II91 49,56,21 6 50,46 4 41,83 30 3,87,67 3 22,30 1 1,78 1

6,178 853,26,84 2,178 30,69,56 465 3,97,48 23,006 61,24,51 2,047 15,08,54 1,214 12,51,37 218 863,48,60 1 8,04 – – 2 10,59 – – 1 43 3

19,414 392,83,46 5,523 78,31,08 432 4,46,31 2,356 29,87,91 552 5,60,20 243 2,82,89 44,319 71,17,52 1,051 13,41,38 422 1,65,87 2,157 38,78,63 132 1,68,94 52 83,77 III9,394 262,92,85 2,309 5,35,90 1,803 2,27,91 6,003 14,88,48 491 5,08,76 568 2,42,81 IV

1,64,570 1988,78,70 24,336 150,21,81 5,421 25,57,38 35,101 239,03,15 5,596 36,10,76 7,515 26,13,42 V4,733 29,67,52 649 2,14,58 60 6,85 1,024 4,18,97 328 77,07 124 14,60 1

50,847 1179,66,31 3,368 49,11,97 640 4,45,72 9,997 112,17,51 370 6,99,81 510 8,44,41 21,08,990 779,44,87 20,319 98,95,26 4,721 21,04,81 24,080 122,66,67 4,898 28,33,88 6,881 17,54,41 3

27,572 631,59,81 13,968 52,90,82 2,891 8,95,92 20,588 95,46,98 5,010 16,89,96 6,875 18,76,53 VI1,580 132,99,82 484 5,53,45 4 29,61 1,067 9,30,11 239 1,62,79 33 23,96 1

25,992 498,59,99 13,484 47,37,37 2,887 8,66,31 19,521 86,16,87 4,771 15,27,17 6,842 18,52,57 2984 45,13,04 626 4,08,56 – – 953 2,39,90 – – 132 17,32 VII

34,822 301,21,06 6,216 26,83,03 1,181 2,32,72 14,364 40,93,55 212 3,04,12 1,126 2,02,53 VIII

3,10,468 5813,71,10 97,061 444,75,57 28,057 73,92,16 1,75,118 670,44,44 29,728 119,39,44 54,532 137,84,63 TOTAL2,611 17,37,91 1,663 15,81,90 377 3,69,63 13,874 33,90,19 1,708 12,11,19 320 7,36,92 11,770 106,36,87 222 11,77,35 29 12,98 7,504 22,04,85 183 1,47,22 513 94,34 2

306

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: ORISSA (Contd.)

NAYAGARH PURI RAYAGADA SAMBALPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

49 50 51 52 53 54 55 56

I. AGRICULTURE 35,290 60,19,33 51,778 139,55,90 20,564 45,30,15 23,509 79,96,221. Direct Finance 31,910 55,35,43 46,766 125,90,97 19,018 42,71,82 23,192 74,82,322. Indirect Finance 3,380 4,83,90 5,012 13,64,93 1,546 2,58,33 317 5,13,90

II. INDUSTRY 3,414 34,63,60 8,844 586,46,26 3,227 36,59,16 7,505 365,22,361. Mining & Quarrying 4 12,76 12 1,20,31 6 59,76 24 7,51,812. Manufacturing & Processing 2,003 13,46,29 4,574 416,25,69 1,573 18,46,05 1,702 269,42,013. Electricity, Gas & Water 2 23,79 3 91,72,40 1 2,22 4 22,594. Construction 1,405 20,80,76 4,255 77,27,86 1,647 17,51,13 5,775 88,05,95

III. TRANSPORT OPERATORS 850 3,95,37 1,764 15,72,73 940 4,08,09 980 26,22,24IV. PROFESSIONAL AND OTHER SERVICES 3,343 11,83,37 7,126 41,30,41 1,246 6,14,31 1,007 55,36,24V. PERSONAL LOANS 15,184 73,11,46 41,956 715,21,73 16,261 85,82,14 25,175 261,79,11

1. Loans for Purchase of Consumer Durables 573 2,09,73 1,304 5,91,17 404 83,56 488 1,89,622. Loans for Housing 3,964 40,59,06 14,171 416,79,39 2,210 30,36,46 6,056 111,45,313. Rest of the Personal Loans 10,647 30,42,67 26,481 292,51,17 13,647 54,62,12 18,631 148,44,18

VI. TRADE 9,053 37,98,98 27,843 136,05,60 10,264 30,84,65 9,790 98,64,571. Wholesale Trade 848 3,58,11 1,044 10,17,24 242 2,22,21 131 22,88,282. Retail Trade 8,205 34,40,87 26,799 125,88,36 10,022 28,62,44 9,659 75,76,29

VII. FINANCE 154 67,78 257 60,33 1 1 152 1,44,75VIII. ALL OTHERS 5,358 16,09,10 14,966 79,33,79 4,771 8,07,44 6,107 50,84,99

TOTAL BANK CREDIT 72,646 238,48,99 1,54,534 1714,26,75 57,274 216,85,95 74,225 939,50,48OF WHICH: 1. Artisans and Village & Tiny Industries 1,310 4,50,19 2,983 10,94,51 1,313 9,68,64 693 4,23,32

2. Other Small Scale Industries 535 5,24,57 1,296 9,89,18 191 1,43,87 656 87,76,31

STATE: SIKKIM

SONEPUR SUNDARGARH EAST SIKKIM NORTH SIKKIM

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

57 58 59 60 1 2 3 4

I. AGRICULTURE 17,426 45,37,08 30,957 97,28,28 1,865 13,89,81 1,048 1,77,751. Direct Finance 17,252 44,64,55 30,339 90,87,79 1,850 8,51,42 1,047 1,77,742. Indirect Finance 174 72,53 618 6,40,49 15 5,38,39 1 1

II. INDUSTRY 2,512 20,48,15 13,526 1132,50,57 661 36,00,51 32 29,081. Mining & Quarrying 1 41,91 61 30,28,25 22 2,03,72 1 –2. Manufacturing & Processing 2,193 14,80,24 2,929 929,79,72 436 16,07,91 24 8,293. Electricity, Gas & Water – – 13 2,14,18 2 5,39,96 – –4. Construction 318 5,26,00 10,523 170,28,42 201 12,48,92 7 20,79

III. TRANSPORT OPERATORS 338 4,46,42 1,956 28,26,84 852 22,08,65 15 36,66IV. PROFESSIONAL AND OTHER SERVICES 1,012 10,04,04 2,970 52,71,31 1,642 35,46,17 33 59,21V. PERSONAL LOANS 5,592 26,25,67 59,806 533,39,76 15,202 243,88,41 856 11,31,26

1. Loans for Purchase of Consumer Durables 371 56,08 2,355 15,33,90 1,968 8,60,17 3 832. Loans for Housing 351 4,01,59 11,346 195,55,61 4,176 143,32,16 199 6,80,993. Rest of the Personal Loans 4,870 21,68,00 46,105 322,50,25 9,058 91,96,08 654 4,49,44

VI. TRADE 6,124 19,23,58 12,455 125,58,52 1,042 61,68,52 64 65,351. Wholesale Trade 808 1,13,17 559 27,95,39 81 12,58,64 – –2. Retail Trade 5,316 18,10,41 11,896 97,63,13 961 49,09,88 64 65,35

VII. FINANCE 1 39 139 1,17,80 14 4,46,29 – –VIII. ALL OTHERS 1,681 4,19,78 11,583 126,17,59 1,300 11,52,13 6 2,29

TOTAL BANK CREDIT 34,686 130,05,11 1,33,392 2097,10,67 22,578 429,00,49 2,054 15,01,60OF WHICH: 1. Artisans and Village & Tiny Industries 1,299 9,93,83 1,091 23,12,37 198 4,69,07 5 1,81

2. Other Small Scale Industries 86 2,28,86 921 74,56,23 165 2,61,20 19 6,11

307

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

STATE: WEST BENGAL (Amount in Rupees Thousand)

SOUTH SIKKIM WEST SIKKIM BANKURA BARDDHAMAN BIRBHUM DAKSHIN DINAJPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 1 2 3 4 5 6 7 8

1,674 5,63,28 2,065 4,76,32 75,150 164,88,95 79,031 408,70,21 63,816 107,71,96 27,065 52,32,08 I1,671 5,55,27 2,065 4,76,32 72,925 147,73,24 77,058 340,40,63 62,839 95,97,61 26,644 45,91,26 1

3 8,01 – – 2,225 17,15,71 1,973 68,29,58 977 11,74,35 421 6,40,82 2172 8,23,82 49 2,39,22 30,614 62,29,89 37,889 827,10,47 32,916 104,83,15 13,299 42,91,92 II

1 31 – – 15 67,01 49 5,44,51 75 8,86,83 3 80,71 1106 1,69,67 22 18,77 30,317 58,70,47 36,293 695,13,31 32,019 79,44,74 13,045 39,06,86 2

– – – – 2 97 19 10,57,20 – – – – 365 6,53,84 27 2,20,45 280 2,91,44 1,528 115,95,45 822 16,51,58 251 3,04,35 422 43,37 16 37,61 2,333 3,70,75 3,131 73,90,55 1,164 5,70,98 1,070 4,12,87 III55 2,42,07 12 67,59 4,412 17,93,26 5,286 85,19,94 1,827 17,88,23 679 14,63,19 IV

3,400 77,70,18 2,194 31,54,06 30,706 187,96,94 1,18,183 924,52,23 52,055 262,82,26 12,906 75,98,77 V204 93,37 965 5,07,41 3,729 22,32,22 8,215 26,03,75 13,588 29,15,57 1,407 7,59,19 1

1,541 62,89,76 634 21,73,92 4,987 61,24,54 16,875 356,31,54 8,014 136,89,63 2,386 40,13,54 21,655 13,87,05 595 4,72,73 21,990 104,40,18 93,093 542,16,94 30,453 96,77,06 9,113 28,26,04 3

448 5,21,27 207 1,63,92 26,622 85,20,08 40,184 443,37,25 33,817 156,72,25 17,546 71,60,20 VI3 43,80 – – 354 8,40,48 2,410 87,14,57 1,882 33,31,86 412 10,93,67 1

445 4,77,47 207 1,63,92 26,268 76,79,60 37,774 356,22,68 31,935 123,40,39 17,134 60,66,53 2– – – – 104 26,27,89 432 6,84,85 106 15,54,53 2 2 VII

20 41,50 53 10,53 5,962 27,46,45 20,461 196,10,08 3,953 23,66,43 1,542 5,27,48 VIII

5,791 100,05,49 4,596 41,49,25 1,75,903 575,74,21 3,04,597 2965,75,58 1,89,654 694,89,79 74,109 266,86,53 TOTAL81 1,18,35 10 6,00 23,568 21,78,88 27,731 56,06,27 29,972 51,37,95 11,855 18,19,20 119 41,03 10 6,57 5,976 17,67,15 6,008 155,48,74 1,137 20,91,92 914 18,12,65 2

DARJILING HAORA HUGLI JALPAIGURI KOCH BIHAR KOLKATA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

9 10 11 12 13 14 15 16 17 18 19 20

20,204 163,16,27 22,834 83,31,07 59,870 289,57,49 47,273 149,05,03 53,706 104,48,49 26,010 2165,69,05 I19,991 142,19,35 20,732 66,87,43 58,293 241,64,79 46,585 125,36,22 52,832 93,14,39 24,680 621,48,87 1

213 20,96,92 2,102 16,43,64 1,577 47,92,70 688 23,68,81 874 11,34,10 1,330 1544,20,18 24,145 269,47,01 20,480 683,18,82 20,458 219,77,70 7,739 146,24,01 11,966 43,05,06 86,283 28320,57,49 II

10 4,47,75 47 18,41,25 9 37,53 15 79,50 – – 241 812,27,21 13,516 225,65,67 19,200 615,92,22 19,727 195,30,71 7,347 133,31,91 11,800 32,44,59 80,140 23250,19,73 2

10 1,06,83 21 3,88,14 10 38,88 2 9,35 1 4,96 141 580,41,74 3609 38,26,76 1,212 44,97,21 712 23,70,58 375 12,03,25 165 10,55,51 5,761 3677,68,81 4

1,542 41,50,41 1,125 88,57,31 1,112 7,82,00 661 4,75,87 1,367 2,53,57 8,749 577,32,45 III1,605 98,37,04 6,536 86,12,99 4,787 42,79,87 1,706 11,75,57 1,983 8,35,72 12,426 3281,38,53 IV

56,686 620,05,79 60,798 958,23,65 54,178 473,76,07 34,035 234,68,29 26,118 172,27,57 5,38,073 10094,35,88 V5,165 23,03,85 2,971 16,15,58 2,335 8,26,12 6,526 32,19,09 6,807 30,57,47 16,066 133,77,45 18,109 251,70,85 14,633 505,74,66 12,951 238,65,30 4,444 78,42,16 3,797 72,22,42 1,02,425 4778,26,92 2

43,412 345,31,09 43,194 436,33,41 38,892 226,84,65 23,065 124,07,04 15,514 69,47,68 4,19,582 5182,31,51 316,085 283,06,77 23,430 263,92,22 30,892 257,26,90 27,319 144,58,76 32,594 97,45,40 43,296 6335,87,05 VI1,215 114,27,49 2,026 106,91,69 1,144 38,68,98 618 22,96,75 1,661 16,84,48 11,745 4397,87,28 1

14,870 168,79,28 21,404 157,00,53 29,748 218,57,92 26,701 121,62,01 30,933 80,60,92 31,551 1937,99,77 222 1,71,80 689 2,69,62 69 7,06,63 146 2,87,37 71 16,96 970 3059,02,57 VII

4,373 50,83,56 14,172 83,79,93 10,556 68,45,20 5,286 29,03,90 3,697 23,26,12 88,491 1468,73,67 VIII

1,04,662 1528,18,65 1,50,064 2249,85,61 1,81,922 1366,51,86 1,24,165 722,98,80 1,31,502 451,58,89 8,04,298 55302,96,69 TOTAL1,486 10,45,26 10,324 29,88,91 11,583 48,22,26 6,060 16,37,35 10,065 12,69,91 2,838 143,63,92 11,022 68,73,26 3,737 161,61,48 5,444 60,94,07 977 16,03,68 1,472 14,88,92 14,513 2536,87,12 2

308

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

EASTERN REGION STATE: WEST BENGAL (Contd.)

MALDAH MURSHIDABAD NADIA NORTH 24 PARGANAS

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

21 22 23 24 25 26 27 28

I. AGRICULTURE 47,527 102,39,82 74,690 183,01,40 68,509 171,54,73 78,459 302,03,471. Direct Finance 46,816 92,82,03 72,585 147,50,09 67,222 150,10,79 76,604 266,36,052. Indirect Finance 711 9,57,79 2,105 35,51,31 1,287 21,43,94 1,855 35,67,42

II. INDUSTRY 28,350 78,00,25 23,299 104,53,77 37,703 186,55,48 37,998 484,29,021. Mining & Quarrying 3 14,64 10 1,09,62 18 1,19,31 63 4,55,752. Manufacturing & Processing 27,868 62,80,67 22,764 91,25,52 36,825 169,50,65 36,331 379,12,623. Electricity, Gas & Water – – 2 11,08 – – 13 1,21,234. Construction 479 15,04,94 523 12,07,55 860 15,85,52 1,591 99,39,42

III. TRANSPORT OPERATORS 2,275 31,24,88 2,613 8,51,20 1,454 6,85,98 2,302 16,01,07IV. PROFESSIONAL AND OTHER SERVICES 1,287 17,43,47 3,284 24,60,41 3,350 28,69,89 8,602 86,48,52V. PERSONAL LOANS 28,692 184,86,98 44,423 281,43,90 45,660 278,82,03 1,09,647 1060,46,48

1. Loans for Purchase of Consumer Durables 5,523 31,68,21 3,456 15,03,44 3,714 16,14,18 4,611 21,66,582. Loans for Housing 3,818 66,08,19 5,593 104,22,91 6,742 125,69,53 23,811 574,37,353. Rest of the Personal Loans 19,351 87,10,58 35,374 162,17,55 35,204 136,98,32 81,225 464,42,55

VI. TRADE 33,206 187,56,53 46,364 231,08,83 40,104 200,14,59 55,546 505,91,531. Wholesale Trade 2,158 46,85,58 1,684 30,53,58 851 22,31,75 5,004 106,69,952. Retail Trade 31,048 140,70,95 44,680 200,55,25 39,253 177,82,84 50,542 399,21,58

VII. FINANCE 212 93,42 57 1,23,56 33 24,32 146 17,19,69VIII. ALL OTHERS 5,559 25,81,12 5,776 39,06,04 13,390 35,50,28 23,641 161,42,01

TOTAL BANK CREDIT 1,47,108 628,26,47 2,00,506 873,49,11 2,10,203 908,37,30 3,16,341 2633,81,79OF WHICH: 1. Artisans and Village & Tiny Industries 25,232 33,75,86 19,172 36,22,94 27,659 42,63,55 23,482 67,38,08

2. Other Small Scale Industries 1,534 13,48,45 2,357 36,80,40 6,383 21,56,23 5,750 129,57,82

PASCHIM MEDINIPUR PURBA MEDINIPUR PURULIYA SOUTH 24 PARGANAS

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

29 30 31 32 33 34 35 36

I. AGRICULTURE 1,36,909 689,34,72 1,05,263 552,61,67 27,479 38,77,89 57,040 144,21,891. Direct Finance 1,34,690 609,36,38 1,04,593 537,86,14 26,703 35,16,12 54,667 122,77,832. Indirect Finance 2,219 79,98,34 670 14,75,53 776 3,61,77 2,373 21,44,06

II. INDUSTRY 32,897 691,87,25 25,080 585,18,94 18,257 46,71,58 35,627 331,73,771. Mining & Quarrying 25 3,01,03 47 3,87,56 11 2,24,45 8 25,292. Manufacturing & Processing 31,731 641,52,68 24,694 576,74,59 18,088 42,38,86 35,148 304,01,923. Electricity, Gas & Water 5 5,92,54 – – 1 4,04 8 5,10,114. Construction 1,136 41,41,00 339 4,56,79 157 2,04,23 463 22,36,45

III. TRANSPORT OPERATORS 1,608 34,96,49 1,025 4,91,63 3,544 2,95,97 3,308 62,41,14IV. PROFESSIONAL AND OTHER SERVICES 4,657 56,51,66 4,428 14,61,91 3,087 11,18,05 5,906 56,73,63V. PERSONAL LOANS 57,703 549,73,02 37,484 326,23,97 24,486 148,73,95 47,763 431,61,10

1. Loans for Purchase of Consumer Durables 5,998 42,76,60 6,723 48,81,29 2,534 15,81,08 2,642 9,76,942. Loans for Housing 9,312 243,76,74 4,202 90,60,73 2,449 39,00,70 8,597 217,40,833. Rest of the Personal Loans 42,393 263,19,68 26,559 186,81,95 19,503 93,92,17 36,524 204,43,33

VI. TRADE 22,771 311,66,15 20,051 123,14,17 20,159 63,70,48 38,421 194,42,171. Wholesale Trade 1,060 29,44,10 633 13,15,85 589 16,85,37 2,016 28,25,282. Retail Trade 21,711 282,22,05 19,418 109,98,32 19,570 46,85,11 36,405 166,16,89

VII. FINANCE 179 6,98,00 182 77,89 58 1,70,42 83 54,40VIII. ALL OTHERS 14,746 122,68,01 12,101 105,45,72 1,314 5,21,90 9,861 42,09,71

TOTAL BANK CREDIT 2,71,470 2463,75,30 2,05,614 1712,95,90 98,384 319,00,24 1,98,009 1263,77,81OF WHICH: 1. Artisans and Village & Tiny Industries 23,404 53,97,52 19,683 21,67,99 14,320 18,00,04 25,634 36,56,52

2. Other Small Scale Industries 5,421 49,15,86 4,035 16,47,78 3,452 15,53,86 7,905 59,55,56

309

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

ANDAMAN & NICOBAR ISLANDS CENTRAL REGION STATE: CHHATTISGARH (Amount in Rupees Thousand)

UTTAR DINAJPUR ANDAMAN NICOBAR BASTAR BILASPUR DANTEWADA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

37 38 1 2 3 4 1 2 3 4 5 6

36,127 83,86,49 2,537 112,90,43 30 82,99 20,033 68,37,35 22,574 98,41,60 5,918 14,40,99 I34,966 74,28,36 1,351 13,77,78 1 2,76 19,712 64,70,85 21,930 93,86,47 5,877 14,10,56 11,161 9,58,13 1,186 99,12,65 29 80,23 321 3,66,50 644 4,55,13 41 30,43 2

27,402 152,71,49 913 68,60,57 36 1,55,63 3,698 25,63,97 2,410 170,02,64 616 192,13,38 II5 65,12 12 1,29,51 – – 19 1,23,74 129 6,09,47 11 186,07,23 1

27,083 146,27,08 754 58,94,07 23 61,33 2,389 21,58,80 1,965 122,67,08 528 5,19,27 21 24,85 1 7,33 – – – – 7 32,43,26 – – 3

313 5,54,44 146 8,29,66 13 94,30 1,290 2,81,43 309 8,82,83 77 86,88 41,425 5,69,40 743 9,91,37 5 12,24 882 15,10,71 782 7,17,93 58 1,69,68 III

884 5,85,82 485 22,60,54 4 5,89 1,017 5,47,84 1,106 25,62,17 554 1,48,62 IV14,746 104,48,34 10,440 100,39,83 535 3,79,45 15,957 88,86,82 29,051 291,75,98 10,002 80,20,95 V1,213 5,00,13 322 3,13,65 – – 2,214 3,52,55 662 3,13,47 986 4,47,77 13,322 62,43,66 1,042 39,95,38 3 27,64 1,343 27,44,91 5,388 139,03,80 1,220 28,32,01 2

10,211 37,04,55 9,076 57,30,80 532 3,51,81 12,400 57,89,36 23,001 149,58,71 7,796 47,41,17 321,839 95,08,83 2,357 65,48,44 58 55,97 8,928 38,85,66 8,326 85,14,64 3,812 79,77,86 VI2,312 14,67,02 122 8,87,04 – – 127 8,68,28 137 13,33,64 17 66,53,20 1

19,527 80,41,81 2,235 56,61,40 58 55,97 8,801 30,17,38 8,189 71,81,00 3,795 13,24,66 230 52,12 13 57,23 – – 71 1,35,52 17 12,73,28 4 78 VII

1,899 14,03,46 3,244 42,77,09 – – 2,088 13,41,29 3,112 34,04,45 1,076 3,44,96 VIII

1,04,352 462,25,95 20,732 423,25,50 668 6,92,17 52,674 257,09,16 67,378 724,92,69 22,040 373,17,22 TOTAL24,721 40,42,73 332 4,99,03 17 10,10 947 13,89,43 894 7,97,85 263 1,64,87 11,752 30,76,08 216 12,64,67 5 2,80 1,379 6,55,05 764 38,79,28 235 2,83,92 2

DHAMTARI DURG JANJGIR-CHAMPA JASHPUR KANKER KAWARDHA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

12,708 57,78,16 29,475 163,22,66 18,400 91,69,55 9,291 34,82,51 13,541 42,11,82 11,791 34,50,72 I12,499 56,61,41 28,585 154,49,24 18,057 88,52,97 9,114 34,27,90 13,486 41,51,51 11,758 34,21,55 1

209 1,16,75 890 8,73,42 343 3,16,58 177 54,61 55 60,31 33 29,17 21,604 16,08,23 6,504 649,05,23 2,758 33,01,66 1,504 9,02,55 1,633 8,59,85 502 3,26,77 II

5 22,91 51 3,45,88 40 2,57,73 42 2,82,96 6 32,38 1 8,82 11,047 14,23,43 6,069 594,57,40 2,225 28,11,81 1,398 5,43,82 1,574 8,01,81 472 3,07,42 2

2 46,08 8 6,73,55 3 16,63 – – – – – – 3550 1,15,81 376 44,28,40 490 2,15,49 64 75,77 53 25,66 29 10,53 459 34,09 1,585 19,22,62 173 76,83 13 22,33 51 74,29 51 30,83 III

411 1,31,65 1,998 81,65,30 410 3,50,88 403 3,12,07 252 1,55,16 150 53,47 IV4,689 32,09,05 47,867 469,77,91 9,472 69,95,37 6,032 29,61,59 6,897 43,39,59 3,200 17,69,30 V

216 52,73 1,712 8,47,86 403 1,52,05 373 1,32,62 789 1,11,48 180 50,04 1677 12,43,13 6,598 176,33,92 1,006 20,85,14 168 3,42,83 748 15,73,57 214 3,39,74 2

3,796 19,13,19 39,557 284,96,13 8,063 47,58,18 5,491 24,86,14 5,360 26,54,54 2,806 13,79,52 33,541 18,62,48 12,356 196,41,94 5,055 32,51,10 2,855 12,02,97 2,284 15,79,66 2,395 6,62,92 VI

163 1,65,84 666 65,97,17 54 2,50,86 345 2,30,53 31 2,30,49 47 39,72 13,378 16,96,64 11,690 130,44,77 5,001 30,00,24 2,510 9,72,44 2,253 13,49,17 2,348 6,23,20 2

12 29,33 41 1,33,20 164 34,01 6 2,48 7 17,18 14 18,93 VII564 4,81,10 8,454 68,54,26 1,131 5,56,98 727 2,60,85 658 3,59,85 140 1,19,72 VIII

23,588 131,34,09 1,08,280 1649,23,12 37,563 237,36,38 20,831 91,47,35 25,323 115,97,40 18,243 64,32,66 TOTAL514 4,28,46 2,951 13,12,24 891 11,73,35 1,219 4,12,95 296 3,98,18 378 2,00,20 1458 7,31,97 1,975 112,88,49 412 11,19,31 165 1,48,38 1,263 3,97,15 80 78,97 2

310

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: CHHATTISGARH (Contd.)

KORBA KORIYA MAHASAMUND RAIGARH

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

19 20 21 22 23 24 25 26

I. AGRICULTURE 6,623 42,74,74 5,600 22,11,99 21,307 76,99,22 30,121 156,97,291. Direct Finance 6,546 41,99,35 5,325 19,85,77 21,205 76,45,70 29,983 130,06,482. Indirect Finance 77 75,39 275 2,26,22 102 53,52 138 26,90,81

II. INDUSTRY 1,373 656,25,79 1,415 9,94,66 922 23,75,67 3,227 375,96,871. Mining & Quarrying 19 101,39,27 11 43,96 25 1,03,59 49 4,45,562. Manufacturing & Processing 1,221 545,19,99 1,363 5,52,82 820 14,38,48 3,023 311,32,283. Electricity, Gas & Water 3 66,43 1 99 1 7,99,56 2 56,89,924. Construction 130 9,00,10 40 3,96,89 76 34,04 153 3,29,11

III. TRANSPORT OPERATORS 475 14,50,69 70 1,03,41 31 25,86 289 3,33,34IV. PROFESSIONAL AND OTHER SERVICES 618 11,78,58 299 2,07,88 751 7,75,88 702 13,18,13V. PERSONAL LOANS 26,053 238,49,84 15,456 89,32,13 6,401 40,33,58 15,253 129,63,98

1. Loans for Purchase of Consumer Durables 651 4,21,31 1,675 6,14,96 279 77,91 222 1,07,652. Loans for Housing 1,269 45,02,49 306 6,58,05 762 12,91,14 1,501 39,39,603. Rest of the Personal Loans 24,133 189,26,04 13,475 76,59,12 5,360 26,64,53 13,530 89,16,73

VI. TRADE 3,966 35,77,50 2,664 15,39,91 4,029 15,06,46 8,124 58,13,831. Wholesale Trade 130 9,26,31 7 50,11 19 75,92 119 18,59,592. Retail Trade 3,836 26,51,19 2,657 14,89,80 4,010 14,30,54 8,005 39,54,24

VII. FINANCE 15 1,40,50 3 11,82 18 9,91 6 4,75,42VIII. ALL OTHERS 3,108 27,42,44 2,249 7,98,28 2,695 8,13,49 1,033 9,59,91

TOTAL BANK CREDIT 42,231 1028,40,08 27,756 148,00,08 36,154 172,40,07 58,755 751,58,77OF WHICH: 1. Artisans and Village & Tiny Industries 525 3,13,23 977 3,03,94 465 7,20,09 1,895 13,21,55

2. Other Small Scale Industries 379 10,22,78 322 1,21,75 338 7,51,79 627 11,12,18

STATE:MADHYA PRADESH

RAIPUR RAJNANDGAON SURGUJA ANUPPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

27 28 29 30 31 32 1 2

I. AGRICULTURE 31,014 255,13,86 22,525 131,55,85 42,687 147,05,03 6,148 14,09,571. Direct Finance 30,490 209,66,47 22,269 116,08,57 41,288 140,93,60 6,080 13,85,162. Indirect Finance 524 45,47,39 256 15,47,28 1,399 6,11,43 68 24,41

II. INDUSTRY 5,865 1735,44,81 3,210 448,38,85 4,674 45,77,34 609 4,65,601. Mining & Quarrying 123 8,58,20 34 3,92,06 86 3,70,11 1 5,302. Manufacturing & Processing 5,174 1580,20,11 2,894 406,54,16 4,443 28,33,43 586 4,01,243. Electricity, Gas & Water 29 85,17,72 13 8,98,36 1 15,29 – –4. Construction 539 61,48,78 269 28,94,27 144 13,58,51 22 59,06

III. TRANSPORT OPERATORS 2,432 42,17,02 591 5,25,98 281 10,88,93 88 1,08,74IV. PROFESSIONAL AND OTHER SERVICES 2,473 58,67,28 670 33,59,93 1,941 8,76,01 538 2,45,22V. PERSONAL LOANS 58,054 622,54,75 17,841 283,03,80 23,738 131,36,66 11,918 78,70,18

1. Loans for Purchase of Consumer Durables 1,047 5,33,47 531 2,46,78 1,991 5,74,46 1,528 6,66,202. Loans for Housing 9,780 294,41,74 4,896 176,23,41 2,190 28,99,34 449 5,70,043. Rest of the Personal Loans 47,227 322,79,54 12,414 104,33,61 19,557 96,62,86 9,941 66,33,94

VI. TRADE 16,445 738,95,82 6,677 123,51,30 8,509 42,89,92 1,652 8,65,871. Wholesale Trade 912 471,64,32 585 66,97,80 175 3,76,68 22 38,052. Retail Trade 15,533 267,31,50 6,092 56,53,50 8,334 39,13,24 1,630 8,27,82

VII. FINANCE 148 5,64,84 90 57,30 17 51,78 50 33,76VIII. ALL OTHERS 7,643 159,52,99 2,641 15,89,36 7,634 15,91,58 4,133 21,37,12

TOTAL BANK CREDIT 1,24,074 3618,11,37 54,245 1041,82,37 89,481 403,17,25 25,136 131,36,06OF WHICH: 1. Artisans and Village & Tiny Industries 1,528 35,19,54 1,504 7,37,90 4,070 18,03,23 366 1,06,07

2. Other Small Scale Industries 2,197 162,55,94 933 72,67,55 280 6,34,91 125 2,32,77

311

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

ASHOKNAGAR BALGHAT BARWANI BETUL BHIND BHOPAL

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

3 4 5 6 7 8 9 10 11 12 13 14

15,077 89,41,68 14,963 52,99,05 18,715 108,75,43 21,631 136,71,01 19,745 181,10,07 19,111 331,56,04 I14,498 82,74,79 14,424 51,38,27 18,567 105,07,16 21,084 119,28,46 18,888 157,38,56 18,592 210,90,52 1

579 6,66,89 539 1,60,78 148 3,68,27 547 17,42,55 857 23,71,51 519 120,65,52 2463 79,47 2,157 34,96,69 971 37,54,52 1,013 15,89,39 817 126,13,16 5,114 1790,94,28 II

– – 41 3,23,02 4 28,10 16 68,94 11 1,24,98 50 8,08,57 1461 76,12 2,005 30,50,82 897 36,53,52 873 12,94,27 796 124,49,98 4,299 1412,91,71 2

– – – – – – – – – – 23 134,57,72 32 3,35 111 1,22,85 70 72,90 124 2,26,18 10 38,20 742 235,36,28 4

18 11,04 224 1,05,82 35 48,10 107 1,23,74 640 4,90,42 2,145 34,60,94 III128 35,25 799 7,83,03 829 3,19,67 615 5,84,24 501 1,76,50 3,424 212,82,45 IV

1,720 6,28,00 19,140 97,46,50 7,719 49,90,02 17,361 117,05,02 11,393 60,45,90 1,31,370 1709,30,81 V75 15,46 4,033 13,65,09 678 2,37,94 795 3,49,02 1,135 3,15,20 5,096 31,26,06 1

129 1,25,23 1,970 28,69,98 1,313 15,72,05 1,678 32,15,55 638 11,69,96 29,941 1006,74,26 21,516 4,87,31 13,137 55,11,43 5,728 31,80,03 14,888 81,40,45 9,620 45,60,74 96,333 671,30,49 31,820 5,75,19 5,624 31,46,29 3,580 17,86,78 6,033 36,01,41 4,917 28,53,59 14,719 414,02,03 VI

39 17,59 250 4,16,37 77 72,61 92 5,55,98 94 6,63,45 2,125 147,15,85 11,781 5,57,60 5,374 27,29,92 3,503 17,14,17 5,941 30,45,43 4,823 21,90,14 12,594 266,86,18 2

4 1,14 95 11,74 34 31,83 170 1,44,75 – – 127 291,70,65 VII242 1,56,37 3,710 17,53,61 1,873 12,20,14 2,536 23,21,08 1,911 16,40,30 20,671 337,55,07 VIII

19,472 104,28,14 46,712 243,42,73 33,756 230,26,49 49,466 337,40,64 39,924 419,29,94 1,96,681 5122,52,27 TOTAL350 42,31 1,038 14,98,83 604 1,96,32 276 3,13,64 349 1,83,92 296 2,44,14 192 21,40 586 11,39,46 221 32,64,72 490 3,85,26 286 7,08,94 2,239 214,19,12 2

BURHANPUR CHHATARPUR CHHINDWARA DAMOH DATIA DEWAS

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

15 16 17 18 19 20 21 22 23 24 25 26

17,942 90,07,09 42,705 136,56,61 30,205 150,08,02 29,556 167,66,35 21,315 135,29,99 37,885 295,19,41 I17,684 87,40,42 42,279 135,00,88 29,792 145,48,60 29,476 151,46,56 21,073 128,23,71 36,916 240,83,86 1

258 2,66,67 426 1,55,73 413 4,59,42 80 16,19,79 242 7,06,28 969 54,35,55 2518 3,26,85 8,561 38,47,46 3,361 58,84,55 1,452 78,39,70 1,047 6,19,22 2,449 500,01,80 II

1 7,44 21 2,32,37 18 97,42 – – 8 33,06 8 57,03 1443 2,49,90 8,302 28,91,25 2,933 49,58,47 1,169 76,85,25 949 5,02,32 2,156 483,35,82 2

– – – – 2 5,99 – – – – – – 374 69,51 238 7,23,84 408 8,22,67 283 1,54,45 90 83,84 285 16,08,95 457 36,81 584 15,04,98 771 19,80,47 237 2,09,22 211 3,66,06 207 1,65,92 III

973 3,12,43 688 6,32,94 1,522 11,51,90 476 4,61,37 171 87,57 1,752 25,21,53 IV6,252 39,83,02 18,610 106,78,93 30,053 192,56,28 10,180 63,46,68 6,878 37,04,03 16,049 127,03,76 V

151 72,20 1,680 3,16,32 2,027 6,19,28 630 2,34,30 491 1,85,57 1,425 6,01,55 11,221 15,10,57 2,449 37,33,81 3,304 59,94,61 1,197 16,92,18 439 8,13,62 2,179 33,39,94 24,880 24,00,25 14,481 66,28,80 24,722 126,42,39 8,353 44,20,20 5,948 27,04,84 12,445 87,62,27 33,562 14,02,61 9,403 60,10,35 9,186 64,50,75 5,594 29,71,40 2,565 12,97,57 7,185 38,60,93 VI

66 1,97,35 718 7,66,29 513 14,81,03 1,226 6,66,88 32 68,92 258 7,10,29 13,496 12,05,26 8,685 52,44,06 8,673 49,69,72 4,368 23,04,52 2,533 12,28,65 6,927 31,50,64 2

25 13,97 16 58,72 273 97,16 547 1,45,50 4 4,01 161 2,68,47 VII1,771 8,03,48 747 10,28,06 2,589 22,30,50 5,790 19,60,78 1,057 10,51,41 10,828 92,35,93 VIII

31,100 158,86,26 81,314 374,18,05 77,960 520,59,63 53,832 367,01,00 33,248 206,59,86 76,516 1082,77,75 TOTAL188 45,49 5,564 17,44,07 988 11,07,49 338 1,47,12 733 2,78,95 978 3,96,63 1203 1,68,10 1,488 3,49,40 724 12,82,75 551 5,39,01 162 1,56,28 677 20,24,52 2

312

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: MADHYA PRADESH (Contd.)

DHAR DINDORI EAST NIMAR GUNA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

27 28 29 30 31 32 33 34

I. AGRICULTURE 51,655 354,85,75 5,991 23,22,07 27,167 172,54,86 30,755 396,49,061. Direct Finance 51,189 342,79,46 5,669 22,91,01 26,799 165,61,04 30,539 394,16,332. Indirect Finance 466 12,06,29 322 31,06 368 6,93,82 216 2,32,73

II. INDUSTRY 4,003 484,97,34 813 2,93,06 1,525 59,31,21 1,092 17,75,521. Mining & Quarrying 11 74,51 – – 5 23,49 1 12. Manufacturing & Processing 2,873 399,43,41 797 2,84,44 1,129 56,52,40 1,024 16,89,923. Electricity, Gas & Water 8 34,99 – – – – – –4. Construction 1,111 84,44,43 16 8,62 391 2,55,32 67 85,59

III. TRANSPORT OPERATORS 491 11,33,07 19 22,52 193 1,94,85 172 1,74,01IV. PROFESSIONAL AND OTHER SERVICES 1,437 14,11,81 154 79,89 1,129 7,51,47 476 23,59,01V. PERSONAL LOANS 21,087 184,27,98 3,945 16,96,00 14,046 138,14,90 8,601 84,14,94

1. Loans for Purchase of Consumer Durables 1,652 5,11,19 982 3,14,10 487 1,85,90 711 2,10,012. Loans for Housing 2,610 50,22,92 196 3,39,53 2,284 40,39,82 1,246 30,43,343. Rest of the Personal Loans 16,825 128,93,87 2,767 10,42,37 11,275 95,89,18 6,644 51,61,59

VI. TRADE 9,394 56,11,24 1,724 5,80,60 4,959 51,39,74 5,132 40,82,071. Wholesale Trade 403 6,07,40 24 9,99 256 14,71,03 731 9,71,782. Retail Trade 8,991 50,03,84 1,700 5,70,61 4,703 36,68,71 4,401 31,10,29

VII. FINANCE 219 1,13,95 29 1,77 74 40,21 23 81,37VIII. ALL OTHERS 8,071 103,56,93 765 2,00,28 4,097 45,99,47 3,107 24,21,45

TOTAL BANK CREDIT 96,357 1210,38,07 13,440 51,96,19 53,190 477,26,71 49,358 589,57,43OF WHICH: 1. Artisans and Village & Tiny Industries 1,538 5,41,25 699 1,64,60 561 1,34,61 462 1,91,23

2. Other Small Scale Industries 712 13,34,91 85 96,63 426 39,62,30 429 3,14,80

GWALIOR HARDA HOSHANGABAD INDORE

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

35 36 37 38 39 40 41 42

I. AGRICULTURE 24,696 248,73,44 16,314 136,29,26 33,898 274,12,72 28,075 941,24,091. Direct Finance 23,273 215,01,87 16,166 131,51,51 32,830 258,90,35 26,688 252,95,022. Indirect Finance 1,423 33,71,57 148 4,77,75 1,068 15,22,37 1,387 688,29,07

II. INDUSTRY 3,746 290,76,16 744 5,09,72 1,845 44,47,80 37,687 3188,98,791. Mining & Quarrying 39 3,25,25 7 50,58 92 5,01,33 44 29,59,212. Manufacturing & Processing 3,298 262,71,93 634 3,42,41 1,536 30,24,16 36,854 2737,20,073. Electricity, Gas & Water 6 54,54 – – 1 14,73 9 42,94,144. Construction 403 24,24,44 103 1,16,73 216 9,07,58 780 379,25,37

III. TRANSPORT OPERATORS 1,412 27,82,01 54 29,04 310 2,19,67 3,009 120,59,71IV. PROFESSIONAL AND OTHER SERVICES 1,529 71,28,04 170 1,79,07 784 7,60,81 6,480 415,82,28V. PERSONAL LOANS 65,637 742,09,08 6,158 44,57,16 27,253 205,76,60 1,60,682 2413,71,73

1. Loans for Purchase of Consumer Durables 6,283 19,34,52 391 2,38,24 2,043 8,43,68 5,538 35,63,482. Loans for Housing 11,246 370,73,39 682 12,84,76 3,889 72,76,83 36,001 1301,82,963. Rest of the Personal Loans 48,108 352,01,17 5,085 29,34,16 21,321 124,56,09 1,19,143 1076,25,29

VI. TRADE 9,015 172,12,14 2,339 27,01,59 6,466 58,05,17 26,099 1122,92,491. Wholesale Trade 382 41,91,25 89 2,22,22 94 7,81,71 8,560 565,26,152. Retail Trade 8,633 130,20,89 2,250 24,79,37 6,372 50,23,46 17,539 557,66,34

VII. FINANCE 36 2,62,01 26 66,98 69 38,45 500 50,12,21VIII. ALL OTHERS 12,407 131,02,18 2,001 20,67,58 8,086 74,89,91 49,086 997,51,64

TOTAL BANK CREDIT 1,18,478 1686,45,06 27,806 236,40,40 78,711 667,51,13 3,11,618 9250,92,94OF WHICH: 1. Artisans and Village & Tiny Industries 1,401 6,83,07 537 1,77,60 1,127 6,27,72 1,090 10,62,17

2. Other Small Scale Industries 1,162 78,19,92 83 97,19 317 10,79,12 24,025 322,88,34

313

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

JABALPUR JHABUA KATNI MANDLA MANDSAUR MORENA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

43 44 45 46 47 48 49 50 51 52 53 54

27,839 271,04,70 22,146 67,18,23 15,527 99,78,82 10,804 52,35,44 31,685 190,25,79 23,909 253,14,12 I27,309 245,44,81 21,739 63,39,62 15,457 93,59,84 10,309 48,76,86 30,877 180,59,44 23,092 192,44,09 1

530 25,59,89 407 3,78,61 70 6,18,98 495 3,58,58 808 9,66,35 817 60,70,03 28,197 278,88,61 3,230 9,33,53 1,102 136,11,38 1,864 13,62,07 1,437 32,33,64 1,241 95,74,86 II

101 7,28,86 7 35,96 68 13,67,59 81 2,67,48 8 40,19 11 24,83 17,472 185,58,95 2,869 7,56,71 958 116,21,82 1,682 8,52,89 1,205 24,00,82 1,149 91,58,46 2

8 6,56,24 – – 2 1,94,08 1 33,88 1 4,42 1 15,13 3616 79,44,56 354 1,40,86 74 4,27,89 100 2,07,82 223 7,88,21 80 3,76,44 4

1,686 23,90,70 172 1,61,63 315 9,76,55 104 62,48 298 1,26,59 218 2,33,41 III3,247 73,31,27 809 3,01,77 534 8,15,99 454 4,53,32 589 3,52,48 450 3,95,89 IV

74,397 945,13,05 8,104 59,80,99 11,210 66,48,30 9,783 51,32,38 15,851 175,55,42 14,210 114,44,13 V4,303 14,94,94 902 2,99,69 1,175 4,35,77 2,687 10,31,99 698 2,57,06 1,461 5,98,85 1

16,014 536,25,66 1,208 18,72,39 638 15,82,31 842 12,84,55 2,435 39,95,03 1,334 23,02,08 254,080 393,92,45 5,994 38,08,91 9,397 46,30,22 6,254 28,15,84 12,718 133,03,33 11,415 85,43,20 314,318 237,97,69 4,325 14,84,60 4,594 50,91,06 4,760 19,39,96 7,827 49,04,34 3,966 41,28,46 VI

982 53,04,89 153 1,29,10 357 10,31,37 90 2,16,44 1,118 9,71,40 206 19,92,65 113,336 184,92,80 4,172 13,55,50 4,237 40,59,69 4,670 17,23,52 6,709 39,32,94 3,760 21,35,81 2

143 12,08,78 4 2,19,14 9 52,61 70 5,53 37 3,59,46 6 3,95 VII7,271 91,93,08 1,804 11,19,83 2,460 17,96,56 1,387 5,63,58 3,845 54,56,35 4,216 43,29,24 VIII

1,37,098 1934,27,88 40,594 169,19,72 35,751 389,71,27 29,226 147,54,76 61,569 510,14,07 48,216 554,24,06 TOTAL1,282 11,88,20 2,178 4,69,04 285 2,50,59 1,276 5,56,28 686 1,48,28 438 3,27,50 12,266 56,22,75 589 2,78,45 576 50,90,67 198 1,78,91 258 4,81,35 292 14,61,43 2

NARSIMHAPUR NEEMUCH PANNA RAISEN RAJGARH RATLAM

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

55 56 57 58 59 60 61 62 63 64 65 66

27,921 184,70,52 12,257 87,61,29 16,776 81,06,31 40,526 312,11,50 33,004 249,28,88 22,556 184,98,43 I27,620 175,89,79 11,865 80,21,99 16,661 78,33,04 39,835 298,91,32 32,651 245,09,75 21,487 167,26,71 1

301 8,80,73 392 7,39,30 115 2,73,27 691 13,20,18 353 4,19,13 1,069 17,71,72 21,594 30,41,46 640 5,66,54 1,094 6,54,14 1,794 73,90,73 1,471 16,18,35 1,763 133,40,94 II

10 97,69 2 7,89 – – 34 2,77,98 7 20,09 7 2,47,54 11,452 27,83,00 621 4,93,01 1,021 6,25,92 1,483 69,16,40 1,390 13,13,39 1,586 127,13,28 2

3 9,63 1 2,49 – – 2 22,67 – – 1 2,54 3129 1,51,14 16 63,15 73 28,22 275 1,73,68 74 2,84,87 169 3,77,58 4215 1,94,87 34 21,32 50 49,17 256 93,54 102 1,05,93 419 13,06,59 III502 4,17,10 761 3,35,63 227 3,73,66 410 3,45,26 1,090 3,94,08 758 7,34,57 IV

11,175 63,80,16 8,651 84,76,77 5,655 30,70,34 14,204 136,52,14 8,573 51,16,24 22,385 249,65,85 V2,714 10,71,34 577 2,94,85 183 72,68 4,394 53,64,53 1,167 4,10,15 1,018 5,49,67 1

987 17,40,73 1,002 26,17,18 250 3,30,50 2,273 34,62,88 971 11,96,56 3,714 99,53,47 27,474 35,68,09 7,072 55,64,74 5,222 26,67,16 7,537 48,24,73 6,435 35,09,53 17,653 144,62,71 34,866 42,61,05 3,751 36,77,32 2,308 10,69,75 4,579 31,05,80 4,853 41,54,20 6,487 62,30,01 VI

485 10,80,39 306 5,70,94 282 2,41,94 510 8,44,25 395 11,79,21 333 15,46,54 14,381 31,80,66 3,445 31,06,38 2,026 8,27,81 4,069 22,61,55 4,458 29,74,99 6,154 46,83,47 2

9 1,15,81 37 9,69 249 57,24 2 10,32 34 36,93 5 25,51 VII1,248 16,61,60 3,144 35,22,46 1,336 6,16,43 33,916 504,59,00 5,326 23,24,01 6,665 84,33,31 VIII

47,530 345,42,57 29,275 253,71,02 27,695 139,97,04 95,687 1062,68,29 54,453 386,78,62 61,038 735,35,21 TOTAL444 9,42,41 416 1,39,54 612 2,26,76 1,054 4,26,23 525 2,04,78 754 1,51,77 1364 7,59,71 150 2,59,90 126 93,09 76 2,02,52 555 8,71,68 553 23,14,93 2

314

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: MADHYA PRADESH (Contd.)

REWA SAGAR SATNA SEHORE

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

67 68 69 70 71 72 73 74

I. AGRICULTURE 23,640 162,56,93 46,127 299,65,11 43,458 277,30,40 40,954 309,21,201. Direct Finance 23,136 145,73,31 45,205 286,39,40 42,129 270,72,31 40,682 303,20,892. Indirect Finance 504 16,83,62 922 13,25,71 1,329 6,58,09 272 6,00,31

II. INDUSTRY 4,518 229,53,62 2,540 57,17,55 5,370 165,24,95 1,568 11,69,601. Mining & Quarrying 24 1,47,97 14 67,28 38 2,82,11 14 85,552. Manufacturing & Processing 4,287 176,64,01 2,175 46,32,16 5,241 155,31,38 1,259 8,40,673. Electricity, Gas & Water 2 22,14,66 1 50 4 63,30 2 8,334. Construction 205 29,26,98 350 10,17,61 87 6,48,16 293 2,35,05

III. TRANSPORT OPERATORS 877 31,98,81 544 9,30,20 1,020 24,69,63 80 93,21IV. PROFESSIONAL AND OTHER SERVICES 1,494 8,54,37 875 6,64,15 1,761 7,32,45 1,105 5,64,74V. PERSONAL LOANS 21,900 158,45,00 22,143 142,65,00 18,342 164,79,38 13,586 123,68,30

1. Loans for Purchase of Consumer Durables 2,740 10,39,04 1,242 5,05,51 1,826 10,28,46 392 1,65,492. Loans for Housing 3,415 58,08,18 2,988 46,75,24 2,658 55,37,24 2,768 36,14,993. Rest of the Personal Loans 15,745 89,97,78 17,913 90,84,25 13,858 99,13,68 10,426 85,87,82

VI. TRADE 11,617 66,02,98 11,754 78,37,89 10,149 94,78,10 5,653 54,29,041. Wholesale Trade 540 8,53,53 3,412 21,89,86 867 21,90,48 112 12,42,242. Retail Trade 11,077 57,49,45 8,342 56,48,03 9,282 72,87,62 5,541 41,86,80

VII. FINANCE 49 1,03,32 1,646 3,39,87 84 48,26 123 14,80,81VIII. ALL OTHERS 2,406 71,12,28 9,956 48,85,16 9,221 54,83,61 2,852 14,89,97

TOTAL BANK CREDIT 66,501 729,27,31 95,585 646,04,93 89,405 789,46,78 65,921 535,16,87OF WHICH: 1. Artisans and Village & Tiny Industries 2,179 3,81,27 560 5,38,91 2,673 8,05,85 461 4,53,08

2. Other Small Scale Industries 1,200 12,61,07 541 16,66,67 1,182 15,42,20 563 2,96,00

SEONI SHAHDOL SHAJAPUR SHEOPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

75 76 77 78 79 80 81 82

I. AGRICULTURE 19,066 83,89,75 11,395 57,84,15 40,269 293,13,47 8,574 58,28,391. Direct Finance 18,857 81,64,79 10,957 53,74,58 39,390 275,89,61 7,045 48,12,912. Indirect Finance 209 2,24,96 438 4,09,57 879 17,23,86 1,529 10,15,48

II. INDUSTRY 1,383 10,20,29 1,597 16,66,75 2,588 97,53,70 494 1,97,491. Mining & Quarrying 34 1,50,78 38 1,65,66 12 79,66 1 3,712. Manufacturing & Processing 1,286 6,64,50 1,448 12,39,18 2,294 95,24,64 491 1,89,473. Electricity, Gas & Water 7 63,09 – – 2 14,73 – –4. Construction 56 1,41,92 111 2,61,91 280 1,34,67 2 4,31

III. TRANSPORT OPERATORS 233 80,56 243 2,68,71 221 89,82 316 1,08,30IV. PROFESSIONAL AND OTHER SERVICES 932 3,54,05 1,113 8,79,74 923 3,90,46 273 4,21,51V. PERSONAL LOANS 13,105 71,45,41 10,634 72,00,78 9,269 85,78,36 3,023 29,90,80

1. Loans for Purchase of Consumer Durables 1,313 3,42,59 1,064 3,43,75 1,036 3,61,40 280 1,01,382. Loans for Housing 1,249 19,45,66 757 14,24,38 1,489 30,87,18 223 2,76,093. Rest of the Personal Loans 10,543 48,57,16 8,813 54,32,65 6,744 51,29,78 2,520 26,13,33

VI. TRADE 5,481 26,34,05 3,807 32,58,24 6,345 43,79,85 1,515 5,02,151. Wholesale Trade 182 3,87,54 187 6,81,69 548 10,79,74 187 1,28,082. Retail Trade 5,299 22,46,51 3,620 25,76,55 5,797 33,00,11 1,328 3,74,07

VII. FINANCE 612 1,29,03 2 2,40,55 35 24,66 3 1,30VIII. ALL OTHERS 900 10,84,00 2,917 17,16,02 5,844 31,54,03 697 7,74,35

TOTAL BANK CREDIT 41,712 208,37,14 31,708 210,14,94 65,494 556,84,35 14,895 108,24,29OF WHICH: 1. Artisans and Village & Tiny Industries 800 4,36,87 959 4,68,75 943 2,82,66 222 68,75

2. Other Small Scale Industries 352 1,86,71 148 1,80,88 878 5,49,29 221 49,30

315

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

SHIVPURI SIDHI TIKAMGARH UJJAIN UMARIA VIDISHA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

83 84 85 86 87 88 89 90 91 92 93 94

22,898 199,59,90 17,475 87,77,19 34,009 80,94,70 54,782 480,68,75 5,858 30,68,92 30,102 286,90,49 I22,680 189,61,43 16,818 84,96,89 33,248 78,71,35 53,175 468,78,33 5,853 30,67,92 29,579 276,28,17 1

218 9,98,47 657 2,80,30 761 2,23,35 1,607 11,90,42 5 1,00 523 10,62,32 21,540 8,06,85 3,733 26,00,64 4,045 13,15,85 3,585 130,38,27 412 3,27,22 2,794 42,28,25 II

6 32,97 11 1,01,50 12 55,59 24 1,71,21 8 35,46 102 2,48,14 11,480 7,46,53 3,511 15,28,04 3,813 11,79,88 3,063 120,81,48 376 2,52,89 2,622 38,76,90 2

– – 4 1,23,39 – – 3 5,67 – – 1 6,38 354 27,35 207 8,47,71 220 80,38 495 7,79,91 28 38,87 69 96,83 4

106 1,07,75 460 10,47,33 371 2,38,46 207 1,96,70 28 56,23 162 1,43,03 III573 2,22,28 1,059 5,29,34 198 4,02,39 3,115 61,27,27 74 1,36,02 534 5,33,23 IV

8,206 45,90,43 18,628 103,02,30 11,246 51,56,41 35,857 399,74,18 5,740 38,20,00 9,935 87,99,18 V786 3,15,59 4,867 18,33,68 1,095 2,60,71 1,738 7,39,09 880 3,24,01 975 4,76,22 1898 11,66,69 1,035 13,98,35 564 6,83,59 6,998 178,37,39 247 4,83,74 1,916 29,08,61 2

6,522 31,08,15 12,726 70,70,27 9,587 42,12,11 27,121 213,97,70 4,613 30,12,25 7,044 54,14,35 37,376 31,41,02 7,300 41,52,07 6,464 35,58,01 12,263 93,00,31 1,513 8,89,45 5,800 45,71,49 VI

107 5,22,64 474 3,36,36 225 1,51,44 664 17,37,15 86 51,44 670 6,88,17 17,269 26,18,38 6,826 38,15,71 6,239 34,06,57 11,599 75,63,16 1,427 8,38,01 5,130 38,83,32 2

17 4,03 48 76,15 3 62,48 147 1,79,64 2 14 70 56,67 VII4,739 26,27,71 1,195 11,83,13 1,644 4,79,48 12,328 130,38,84 5,116 19,97,76 4,439 45,01,43 VIII

45,455 314,59,97 49,898 286,68,15 57,980 193,07,78 1,22,284 1299,23,96 18,743 102,95,74 53,836 515,23,77 TOTAL730 1,67,81 2,111 6,01,25 3,537 8,41,76 916 3,05,82 285 1,64,92 118 98,69 1482 2,53,96 1,156 5,32,55 79 32,59 1,491 35,69,40 20 31,03 1,329 9,03,54 2

STATE: UTTAR PRADESH

WEST NIMAR AGRA ALIGARH ALLAHABAD AMBEDKAR NAGAR AURAIYA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

95 96 1 2 3 4 5 6 7 8 9 10

40,368 282,24,77 1,02,312 591,98,30 1,06,205 461,13,61 68,998 290,32,46 27,403 103,51,04 22,907 65,29,89 I40,074 277,09,36 1,02,037 556,28,29 1,05,303 434,12,61 66,998 247,55,59 26,316 92,57,99 22,583 64,48,80 1

294 5,15,41 275 35,70,01 902 27,01,00 2,000 42,76,87 1,087 10,93,05 324 81,09 22,193 174,73,16 10,661 603,18,82 7,791 324,00,37 11,534 217,21,76 1,449 30,07,00 1,086 13,68,22 II

5 1,82,77 34 15,93,61 7 34,39 29 1,69,52 10 33,75 – – 12,118 46,79,24 9,956 506,97,94 7,055 290,04,24 11,275 200,57,99 1,385 29,20,60 1,079 13,58,21 2

5 124,82,17 22 5,98,70 2 11,79 2 12,56 – – 1 3,14 365 1,28,98 649 74,28,57 727 33,49,95 228 14,81,69 54 52,65 6 6,87 4

158 1,07,97 1,785 33,97,61 827 19,33,66 1,396 19,08,36 99 58,62 67 62,46 III1,236 5,84,11 3,430 171,22,96 3,098 39,84,42 5,791 84,34,62 376 2,75,50 312 1,77,26 IV

12,622 132,05,74 86,919 1324,64,80 37,951 409,63,54 59,249 706,77,91 4,548 39,53,24 3,943 20,74,93 V929 2,75,12 3,756 26,79,27 2,186 11,13,48 2,751 14,37,61 230 76,90 341 95,19 1

1,955 24,24,64 16,234 679,73,54 4,771 146,40,55 10,919 373,71,80 743 14,40,10 305 5,57,78 29,738 105,05,98 66,929 618,11,99 30,994 252,09,51 45,579 318,68,50 3,575 24,36,24 3,297 14,21,96 36,149 28,40,89 15,763 332,75,29 11,953 133,91,05 22,404 307,96,06 3,925 24,58,33 2,972 10,21,64 VI

455 3,14,37 1,062 79,93,73 947 40,11,39 1,436 40,59,63 16 34,55 67 1,37,80 15,694 25,26,52 14,701 252,81,56 11,006 93,79,66 20,968 267,36,43 3,909 24,23,78 2,905 8,83,84 2

50 43,54 211 13,97,33 122 2,71,16 454 4,70,78 4 1,12,77 138 9,71 VII4,063 86,71,67 29,116 300,93,57 15,399 92,28,91 22,603 188,65,53 365 1,96,40 967 3,02,85 VIII

66,839 711,51,85 2,50,197 3372,68,68 1,83,346 1482,86,72 1,92,429 1819,07,48 38,169 204,12,90 32,392 115,46,96 TOTAL1,172 3,92,94 2,047 17,61,58 1,196 6,92,46 7,268 18,30,12 646 10,24,65 348 4,92,62 1

440 8,69,96 5,395 232,13,66 2,527 136,16,13 1,620 41,90,84 665 13,40,79 51 2,39,38 2

316

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: UTTAR PRADESH (Contd.)

AZAMGARH BAGHPAT BAHRAICH BALLIA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

11 12 13 14 15 16 17 18

I. AGRICULTURE 70,045 200,38,66 42,138 202,16,41 68,129 252,99,54 54,046 173,06,831. Direct Finance 68,536 190,87,65 41,588 197,73,59 65,683 233,00,33 53,245 162,22,762. Indirect Finance 1,509 9,51,01 550 4,42,82 2,446 19,99,21 801 10,84,07

II. INDUSTRY 6,958 54,74,25 690 9,76,52 3,941 60,30,45 4,001 35,88,521. Mining & Quarrying 24 79,52 – – 14 27,21 18 73,022. Manufacturing & Processing 6,617 48,90,99 641 8,83,89 3,835 58,74,31 3,801 33,02,373. Electricity, Gas & Water 2 11,13 – – – – – –4. Construction 315 4,92,61 49 92,63 92 1,28,93 182 2,13,13

III. TRANSPORT OPERATORS 719 5,74,74 23 27,13 344 77,77 692 2,63,49IV. PROFESSIONAL AND OTHER SERVICES 3,559 10,92,80 659 4,92,39 989 26,23,83 3,416 11,89,16V. PERSONAL LOANS 26,288 192,99,30 7,480 64,67,48 10,044 66,58,35 14,153 92,92,36

1. Loans for Purchase of Consumer Durables 2,254 10,77,18 403 1,88,30 1,409 5,72,24 1,842 7,19,732. Loans for Housing 4,606 89,15,57 585 15,03,60 1,298 23,08,68 1,262 24,86,763. Rest of the Personal Loans 19,428 93,06,55 6,492 47,75,58 7,337 37,77,43 11,049 60,85,87

VI. TRADE 15,309 98,82,28 4,247 24,09,83 10,032 61,89,30 10,613 47,40,551. Wholesale Trade 1,129 27,90,63 12 61,16 826 14,17,19 1,289 12,14,372. Retail Trade 14,180 70,91,65 4,235 23,48,67 9,206 47,72,11 9,324 35,26,18

VII. FINANCE 335 1,04,73 87 40,74 23 11,28 70 4,17,17VIII. ALL OTHERS 29,843 79,29,36 3,737 17,94,51 2,606 11,98,33 4,903 35,14,20

TOTAL BANK CREDIT 1,53,056 643,96,12 59,061 324,25,01 96,108 480,88,85 91,894 403,12,28OF WHICH: 1. Artisans and Village & Tiny Industries 1,720 8,70,48 162 2,21,96 1,713 11,55,21 996 7,34,81

2. Other Small Scale Industries 4,254 32,10,95 388 4,58,56 530 8,94,07 1,033 11,24,27

BALRAMPUR BANDA BARA BANKI BAREILLY

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

19 20 21 22 23 24 25 26

I. AGRICULTURE 42,253 139,60,55 20,122 101,81,01 1,32,149 332,07,97 85,270 408,78,521. Direct Finance 41,516 138,02,40 20,006 100,83,17 1,30,610 317,36,35 83,600 381,99,672. Indirect Finance 737 1,58,15 116 97,84 1,539 14,71,62 1,670 26,78,85

II. INDUSTRY 2,040 31,89,47 2,279 14,36,91 2,438 63,11,60 4,104 173,93,751. Mining & Quarrying – – 47 1,50,96 16 1,11,06 8 1,18,172. Manufacturing & Processing 2,015 31,62,40 2,102 9,43,92 2,338 59,92,36 3,921 163,80,733. Electricity, Gas & Water 2 5,30 – – – – 2 4,974. Construction 23 21,77 130 3,42,03 84 2,08,18 173 8,89,88

III. TRANSPORT OPERATORS 79 34,91 31 33,93 449 2,70,34 1,317 20,12,37IV. PROFESSIONAL AND OTHER SERVICES 334 1,85,49 590 2,80,79 2,275 11,28,81 3,224 45,53,59V. PERSONAL LOANS 4,088 20,53,02 3,603 27,52,25 15,207 88,14,06 58,807 714,10,08

1. Loans for Purchase of Consumer Durables 195 78,02 60 27,39 790 2,94,10 2,137 9,87,792. Loans for Housing 362 3,94,38 524 8,63,25 2,886 31,54,55 13,546 427,39,673. Rest of the Personal Loans 3,531 15,80,62 3,019 18,61,61 11,531 53,65,41 43,124 276,82,62

VI. TRADE 5,567 35,30,60 3,855 26,67,04 6,306 56,29,50 17,813 158,13,341. Wholesale Trade 536 9,85,14 166 3,85,25 261 9,52,92 544 23,25,682. Retail Trade 5,031 25,45,46 3,689 22,81,79 6,045 46,76,58 17,269 134,87,66

VII. FINANCE 90 16,87 1 44 63 3,01,65 90 1,91,50VIII. ALL OTHERS 1,687 5,82,51 481 2,50,13 7,606 42,48,41 7,263 58,94,56

TOTAL BANK CREDIT 56,138 235,53,42 30,962 176,02,50 1,66,493 599,12,34 1,77,888 1581,47,71OF WHICH: 1. Artisans and Village & Tiny Industries 823 2,64,78 980 3,56,08 681 9,38,45 1,487 30,13,79

2. Other Small Scale Industries 128 58,04 88 2,44,08 933 36,88,56 1,668 60,54,75

317

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

BASTI BIJNOR BUDAUN BULANDSHAHR CHANDAULI CHITRAKOOT

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

27 28 29 30 31 32 33 34 35 36 37 38

53,763 177,43,25 1,06,655 403,75,27 1,05,684 345,86,22 1,01,843 399,40,17 30,593 129,56,98 7,498 40,21,18 I52,839 170,77,33 1,06,452 384,88,14 1,04,782 337,43,40 1,00,767 379,08,63 29,254 122,99,76 7,487 39,64,90 1

924 6,65,92 203 18,87,13 902 8,42,82 1,076 20,31,54 1,339 6,57,22 11 56,28 26,031 31,91,28 2,647 441,85,30 4,166 28,04,43 3,924 149,52,17 3,315 45,11,09 934 5,92,42 II

2 17,68 12 1,34,97 9 64,85 15 77,55 6 16,18 4 21,50 15,820 30,54,14 2,492 436,76,91 4,057 24,80,88 3,767 141,79,07 3,293 44,62,87 806 4,10,05 2

– – – – – – 3 1,94,83 – – 1 9,97 3209 1,19,46 143 3,73,42 100 2,58,70 139 5,00,72 16 32,04 123 1,50,90 4179 1,66,07 309 1,98,15 766 1,09,37 111 90,69 449 3,86,40 17 18,52 III890 4,08,39 863 105,47,07 1,063 5,05,78 1,138 8,18,32 1,751 7,46,91 47 54,19 IV

10,539 65,56,58 18,812 177,52,43 14,959 125,17,19 22,453 186,02,63 7,088 43,12,80 1,544 11,22,38 V413 1,48,24 346 2,06,90 714 2,90,59 584 2,76,01 1,112 3,77,91 16 9,89 1904 15,23,05 2,812 60,79,87 2,259 48,87,71 3,795 76,20,18 882 15,09,69 272 2,75,48 2

9,222 48,85,29 15,654 114,65,66 11,986 73,38,89 18,074 107,06,44 5,094 24,25,20 1,256 8,37,01 39,938 51,49,83 11,264 83,23,80 12,541 59,37,48 12,214 92,26,28 7,659 39,50,95 1,172 8,79,52 VI

577 6,71,02 119 4,12,56 903 5,16,41 721 14,43,60 456 2,41,80 200 2,72,26 19,361 44,78,81 11,145 79,11,24 11,638 54,21,07 11,493 77,82,68 7,203 37,09,15 972 6,07,26 2

6 1,70 144 75,84 145 2,23,52 133 1,62,86 6 2,88 – – VII680 11,41,41 2,272 21,18,73 3,832 22,34,49 4,845 31,94,12 2,950 16,05,41 136 90,30 VIII

82,026 343,58,51 1,42,966 1235,76,59 1,43,156 589,18,48 1,46,661 869,87,24 53,811 284,73,42 11,348 67,78,51 TOTAL3,350 10,04,43 1,253 21,92,31 2,068 7,34,27 1,208 13,36,21 1,171 5,46,44 362 1,31,52 1

690 7,30,09 829 37,96,82 1,625 13,59,99 1,149 33,98,88 1,114 17,96,66 1 25,34 2

DEORIA ETAH ETAWAH FAIZABAD FARRUKHABAD FATEHPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

39 40 41 42 43 44 45 46 47 48 49 50

58,680 172,08,65 80,880 220,58,66 33,269 125,82,29 27,589 155,83,80 51,169 173,80,94 58,350 177,80,03 I56,855 159,49,27 80,238 215,20,28 33,082 119,88,64 26,725 117,23,08 50,435 168,58,63 57,672 175,43,72 11,825 12,59,38 642 5,38,38 187 5,93,65 864 38,60,72 734 5,22,31 678 2,36,31 23,696 36,62,78 1,716 45,55,60 1,641 32,68,58 1,775 76,29,05 1,871 29,74,02 1,668 38,62,48 II

1 1,14 2 12,59 1 4,99 11 32,73 8 62,28 2 9,85 13,650 32,44,90 1,508 40,27,90 1,529 27,38,23 1,648 65,50,58 1,791 28,07,06 1,599 37,74,52 2

2 5,54 – – 1 2,08 2 3,79 – – – – 343 4,11,20 206 5,15,11 110 5,23,28 114 10,41,95 72 1,04,68 67 78,11 4

642 4,28,55 760 2,02,16 173 95,19 586 16,84,17 774 2,07,66 224 1,06,52 III2,229 4,62,55 1,011 23,38,78 355 4,21,21 1,060 12,35,56 933 19,50,59 1,054 3,17,24 IV

14,470 81,24,22 36,620 1065,18,74 7,600 53,13,81 14,374 134,74,65 10,574 63,06,43 6,343 45,73,38 V502 1,97,28 2,067 10,25,43 584 2,28,22 898 3,18,69 1,190 3,98,38 210 66,83 1

1,678 17,31,83 12,659 637,94,02 1,010 19,19,24 3,450 66,01,41 1,651 22,73,84 1,246 21,75,14 212,290 61,95,11 21,894 416,99,29 6,006 31,66,35 10,026 65,54,55 7,733 36,34,21 4,887 23,31,41 310,584 70,36,98 8,066 53,72,11 4,807 31,82,54 6,470 76,46,57 6,766 44,44,17 6,565 35,34,52 VI

830 8,59,78 232 8,04,86 198 3,40,61 357 15,37,44 942 4,38,96 293 4,64,70 19,754 61,77,20 7,834 45,67,25 4,609 28,41,93 6,113 61,09,13 5,824 40,05,21 6,272 30,69,82 2

252 2,53,31 10 7,66 10 89,23 6 1,87,91 68 46,23 113 17,73 VII4,872 51,01,67 15,889 59,41,03 3,680 21,72,03 1,302 15,85,33 3,019 23,20,59 2,663 6,87,31 VIII

95,425 422,78,71 1,44,952 1469,94,74 51,535 271,24,88 53,162 490,27,04 75,174 356,30,63 76,980 308,79,21 TOTAL814 3,94,79 782 6,59,13 682 7,19,49 411 3,67,96 1,044 5,81,99 763 5,85,85 1415 8,39,19 282 6,09,11 277 9,79,77 908 37,00,32 450 17,86,54 255 5,91,67 2

318

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: UTTAR PRADESH (Contd.)

FIROZABAD GAUTAM BUDDHA NAGAR GHAZIABAD GHAZIPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

51 52 53 54 55 56 57 58

I. AGRICULTURE 54,778 236,19,38 34,531 304,02,71 61,484 419,14,22 58,152 218,02,171. Direct Finance 54,422 231,43,88 34,196 271,16,68 60,949 383,18,47 56,783 208,22,072. Indirect Finance 356 4,75,50 335 32,86,03 535 35,95,75 1,369 9,80,10

II. INDUSTRY 5,440 102,68,40 3,770 1624,37,15 8,735 2479,85,89 3,071 45,54,451. Mining & Quarrying 9 76,63 43 32,45,42 80 14,85,81 4 9,992. Manufacturing & Processing 5,365 98,90,37 2,998 1091,28,24 7,819 2359,07,96 3,015 44,49,743. Electricity, Gas & Water 1 38,71 7 316,77,81 29 3,18,43 1 4,044. Construction 65 2,62,69 722 183,85,68 807 102,73,69 51 90,68

III. TRANSPORT OPERATORS 196 2,08,93 137 1,46,04 630 11,51,76 275 1,91,22IV. PROFESSIONAL AND OTHER SERVICES 1,343 19,34,93 2,666 330,80,12 5,959 370,50,80 2,292 12,99,20V. PERSONAL LOANS 12,342 120,33,75 2,89,054 2345,95,81 77,649 1532,66,00 15,416 80,39,18

1. Loans for Purchase of Consumer Durables 1,364 7,70,18 1,557 14,32,52 2,472 15,31,26 1,704 4,00,942. Loans for Housing 1,366 37,10,40 18,194 1905,97,86 20,325 1033,99,79 2,115 26,85,533. Rest of the Personal Loans 9,612 75,53,17 2,69,303 425,65,43 54,852 483,34,95 11,597 49,52,71

VI. TRADE 8,830 54,66,38 5,117 182,66,75 18,900 832,19,87 10,761 63,87,931. Wholesale Trade 483 6,17,54 337 38,43,90 1,148 208,48,75 496 8,30,872. Retail Trade 8,347 48,48,84 4,780 144,22,85 17,752 623,71,12 10,265 55,57,06

VII. FINANCE 123 44,24 104 1,46,54 454 13,53,96 360 1,49,36VIII. ALL OTHERS 11,074 84,08,15 10,937 169,93,53 15,557 211,12,54 16,113 28,35,79

TOTAL BANK CREDIT 94,126 619,84,16 3,46,316 4960,68,65 1,89,368 5870,55,04 1,06,440 452,59,30OF WHICH: 1. Artisans and Village & Tiny Industries 3,337 11,76,88 320 11,48,63 981 24,90,37 854 10,11,78

2. Other Small Scale Industries 1,198 51,56,50 1,695 254,75,80 3,980 373,67,10 1,482 23,59,31

GONDA GORAKHPUR HAMIRPUR HARDOI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

59 60 61 62 63 64 65 66

I. AGRICULTURE 63,551 263,90,01 85,362 317,73,87 29,458 168,47,43 1,46,060 346,39,201. Direct Finance 62,096 255,43,47 84,357 302,50,18 29,431 168,32,26 1,42,524 331,98,582. Indirect Finance 1,455 8,46,54 1,005 15,23,69 27 15,17 3,536 14,40,62

II. INDUSTRY 4,019 50,34,09 4,507 277,81,79 2,141 7,21,42 5,471 55,57,641. Mining & Quarrying 7 90,46 6 26,64 1 9,97 5 17,642. Manufacturing & Processing 3,976 49,06,69 3,890 223,77,25 2,100 6,60,35 5,265 52,80,273. Electricity, Gas & Water – – 5 36,99,57 1 2,35 – –4. Construction 36 36,94 606 16,78,33 39 48,75 201 2,59,73

III. TRANSPORT OPERATORS 210 1,86,55 1,866 14,29,75 88 70,63 440 1,73,08IV. PROFESSIONAL AND OTHER SERVICES 1,167 5,45,18 4,600 34,93,60 252 3,52,25 1,044 9,14,68V. PERSONAL LOANS 13,663 93,25,34 58,435 457,76,73 3,223 30,07,15 14,913 97,51,23

1. Loans for Purchase of Consumer Durables 1,148 4,57,54 1,993 8,27,14 50 13,22 1,702 6,00,322. Loans for Housing 2,238 35,13,55 6,526 176,09,83 426 6,30,34 2,337 30,15,553. Rest of the Personal Loans 10,277 53,54,25 49,916 273,39,76 2,747 23,63,59 10,874 61,35,36

VI. TRADE 9,189 62,98,62 22,171 508,48,97 4,115 19,53,90 11,462 73,51,461. Wholesale Trade 915 16,11,86 1,907 295,97,68 96 75,07 912 11,71,492. Retail Trade 8,274 46,86,76 20,264 212,51,29 4,019 18,78,83 10,550 61,79,97

VII. FINANCE 56 1,35,23 178 2,44,63 16 5,90 109 1,02,27VIII. ALL OTHERS 5,387 21,48,15 11,295 96,85,30 210 1,37,81 8,341 36,02,05

TOTAL BANK CREDIT 97,242 500,63,17 1,88,414 1710,34,64 39,503 230,96,49 1,87,840 620,91,61OF WHICH: 1. Artisans and Village & Tiny Industries 1,942 9,46,22 932 5,86,63 1,252 3,55,94 2,400 12,02,13

2. Other Small Scale Industries 609 14,32,78 1,313 77,33,47 19 6,24 1,143 32,21,54

319

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

HATHRAS JALAUN JAUNPUR JHANSI JYOTIBA PHULE NAGAR KANAUJ

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

67 68 69 70 71 72 73 74 75 76 77 78

56,353 249,20,55 45,502 226,89,06 86,070 233,60,60 65,043 251,41,10 70,707 265,14,26 56,930 174,88,58 I55,741 245,16,40 45,195 224,02,56 84,567 223,76,65 64,593 248,94,86 69,498 222,51,71 55,631 166,58,28 1

612 4,04,15 307 2,86,50 1,503 9,83,95 450 2,46,24 1,209 42,62,55 1,299 8,30,30 22,921 28,17,28 4,256 27,75,27 9,534 56,72,21 4,379 116,18,93 1,493 49,46,55 1,574 18,00,53 II

3 21,63 8 45,05 20 72,19 45 18,07,31 – – 3 14,20 12,807 26,85,52 4,198 26,92,06 9,435 54,26,29 3,964 69,21,13 1,296 43,47,41 1,501 16,61,74 2

– – – – – – 2 56,13 2 16,96 1 3,18 3111 1,10,13 50 38,16 79 1,73,73 368 28,34,36 195 5,82,18 69 1,21,41 4107 1,47,59 423 3,93,16 912 4,08,81 1,206 14,49,97 622 2,85,91 240 98,44 III

1,060 4,39,73 647 6,95,39 4,510 11,35,08 2,542 32,36,49 486 6,42,48 1,426 3,37,01 IV12,780 87,86,63 4,299 44,50,18 21,189 138,05,02 28,649 273,53,77 11,587 71,69,39 6,228 45,59,44 V

717 4,89,65 70 42,32 2,941 11,67,70 1,510 6,73,83 2,491 10,53,26 883 3,50,28 1958 16,65,45 629 11,68,48 2,229 43,10,80 4,256 118,66,34 2,165 28,58,97 1,000 14,75,03 2

11,105 66,31,53 3,600 32,39,38 16,019 83,26,52 22,883 148,13,60 6,931 32,57,16 4,345 27,34,13 35,427 43,06,97 8,106 42,42,60 18,950 83,22,22 14,275 111,09,32 10,379 59,20,35 7,051 39,36,22 VI

238 3,26,22 1,105 15,29,64 771 6,35,79 583 38,32,97 161 4,59,90 486 6,26,37 15,189 39,80,75 7,001 27,12,96 18,179 76,86,43 13,692 72,76,35 10,218 54,60,45 6,565 33,09,85 21,700 5,53,85 4 74,51 88 31,26 63 79,82 42 4,56,89 29 1,08,05 VII6,712 51,19,52 575 11,14,80 15,524 51,39,55 7,642 43,00,92 1,726 7,35,45 5,450 31,50,96 VIII

87,060 470,92,12 63,812 364,34,97 1,56,777 578,74,75 1,23,799 842,90,32 97,042 466,71,28 78,928 314,79,23 TOTAL1,409 5,21,46 382 3,90,08 6,323 11,02,66 1,678 3,98,86 706 7,29,54 1,176 5,83,90 11,132 12,97,89 109 1,53,88 2,377 22,54,49 1,078 20,85,61 423 11,39,14 223 9,85,63 2

KANPUR DEHAT KANPUR NAGAR KAUSHAMBI KHERI KUSHI NAGAR LALITPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

79 80 81 82 83 84 85 86 87 88 89 90

1,06,979 297,17,58 21,937 279,10,94 21,890 72,20,86 1,03,198 532,71,04 86,292 242,75,40 48,486 173,52,93 I1,06,167 293,63,34 20,709 85,06,01 21,131 61,31,48 1,02,912 439,49,50 84,711 229,65,24 47,686 170,10,44 1

812 3,54,24 1,228 194,04,93 759 10,89,38 286 93,21,54 1,581 13,10,16 800 3,42,49 23,282 20,65,90 11,261 2121,92,38 1,426 5,54,76 2,318 123,17,20 1,846 87,79,62 2,022 8,53,11 II

4 14,40 48 20,78,89 – – 6 32,33 2 31,50 9 49,70 13,231 19,89,01 10,347 2019,77,41 1,396 4,98,04 2,265 121,98,84 1,742 86,90,14 1,974 7,32,87 2

1 4,95 20 3,05,44 – – 1 7,01 1 77 – – 346 57,54 846 78,30,64 30 56,72 46 79,02 101 57,21 39 70,54 4

311 71,43 1,962 37,37,87 98 43,45 311 1,84,15 237 88,81 232 1,18,69 III2,932 16,49,98 5,227 270,28,53 832 2,14,97 974 6,35,50 2,102 4,78,06 177 95,75 IV8,446 44,97,37 1,08,082 1164,88,61 2,629 14,03,67 11,122 72,11,77 11,787 57,08,63 6,075 35,15,81 V1,132 6,36,99 4,109 27,67,09 230 80,25 133 74,75 286 1,11,19 461 1,51,18 1

564 9,07,50 16,068 527,10,08 209 4,13,69 1,647 28,11,80 1,679 10,16,99 487 8,37,88 26,750 29,52,88 87,905 610,11,44 2,190 9,09,73 9,342 43,25,22 9,822 45,80,45 5,127 25,26,75 38,835 32,48,98 21,372 572,06,86 3,063 13,98,42 11,449 115,47,36 7,593 33,29,99 4,363 18,79,13 VI1,146 4,73,22 2,611 185,10,26 24 36,93 823 17,13,68 171 2,84,42 226 2,96,70 17,689 27,75,76 18,761 386,96,60 3,039 13,61,49 10,626 98,33,68 7,422 30,45,57 4,137 15,82,43 2

71 6,58 208 28,98,12 1 11 61 13,21 278 52,71 44 10,55 VII3,565 13,77,31 24,944 313,61,31 401 2,73,50 1,417 6,29,29 3,176 15,70,73 5,913 16,86,85 VIII

1,34,421 426,35,13 1,94,993 4788,24,62 30,340 111,09,74 1,30,850 858,09,52 1,13,311 442,83,95 67,312 255,12,82 TOTAL1,757 9,75,98 1,740 47,56,19 1,222 3,74,89 860 8,90,54 1,085 3,11,81 1,345 2,20,84 11,142 7,30,01 4,813 481,74,18 156 71,03 390 32,70,17 561 3,94,86 185 2,15,26 2

320

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: UTTAR PRADESH (Contd.)

LUCKNOW MAHARAJGANJ MAHOBA MAINPURI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

91 92 93 94 95 96 97 98

I. AGRICULTURE 40,445 766,86,46 73,500 185,75,09 26,270 158,21,50 57,814 196,06,311. Direct Finance 39,959 136,20,06 72,915 178,64,86 26,232 157,83,43 55,601 187,09,172. Indirect Finance 486 630,66,40 585 7,10,23 38 38,07 2,213 8,97,14

II. INDUSTRY 9,090 2527,56,23 1,537 11,50,88 1,569 17,23,96 2,645 27,84,581. Mining & Quarrying 22 6,85,64 1 2,30 2 3,82 25 1,69,132. Manufacturing & Processing 7,864 1913,88,91 1,423 11,02,17 1,546 16,88,31 2,563 25,26,243. Electricity, Gas & Water 27 419,33,73 – – 1 6,07 – –4. Construction 1,177 187,47,95 113 46,41 20 25,76 57 89,21

III. TRANSPORT OPERATORS 2,267 71,81,98 78 1,27,34 28 32,17 446 2,13,51IV. PROFESSIONAL AND OTHER SERVICES 6,758 515,64,89 993 3,25,43 86 1,23,37 1,414 5,01,27V. PERSONAL LOANS 1,86,709 2689,32,68 9,556 50,14,24 2,542 33,35,14 9,144 52,16,48

1. Loans for Purchase of Consumer Durables 4,472 26,65,29 291 89,14 525 3,76,16 1,370 6,24,532. Loans for Housing 46,381 1605,05,29 1,036 8,57,54 658 12,79,61 628 12,17,563. Rest of the Personal Loans 1,35,856 1057,62,10 8,229 40,67,56 1,359 16,79,37 7,146 33,74,39

VI. TRADE 20,127 1217,04,39 5,831 27,30,03 3,075 17,60,78 7,720 41,07,621. Wholesale Trade 2,699 190,77,89 74 2,75,60 126 1,73,42 311 9,28,062. Retail Trade 17,428 1026,26,50 5,757 24,54,43 2,949 15,87,36 7,409 31,79,56

VII. FINANCE 596 122,51,76 21 29,19 1 6 109 17,43VIII. ALL OTHERS 22,233 339,08,94 1,327 5,12,73 483 3,63,19 3,315 21,29,66

TOTAL BANK CREDIT 2,88,225 8249,87,33 92,843 284,64,93 34,054 231,60,17 82,607 345,76,86OF WHICH: 1. Artisans and Village & Tiny Industries 1,129 20,45,17 864 5,51,96 1,201 5,25,86 1,481 10,33,24

2. Other Small Scale Industries 2,549 163,31,26 514 4,85,43 9 16,82 704 11,63,14

MATHURA MAU MEERUT MIRZAPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

99 100 101 102 103 104 105 106

I. AGRICULTURE 1,04,052 514,98,99 27,248 99,88,93 1,03,007 448,30,12 52,714 207,19,821. Direct Finance 1,02,753 501,45,97 26,689 94,77,39 1,02,347 423,32,64 51,365 194,69,022. Indirect Finance 1,299 13,53,02 559 5,11,54 660 24,97,48 1,349 12,50,80

II. INDUSTRY 3,403 580,63,27 2,070 34,22,32 8,898 587,29,41 18,895 72,65,991. Mining & Quarrying 10 2,97,79 – – 21 2,03,36 2 11,682. Manufacturing & Processing 3,057 556,76,65 2,007 32,35,02 8,524 552,46,67 18,833 70,69,003. Electricity, Gas & Water 2 5,78 2 6,17 5 27,11 1 2,934. Construction 334 20,83,05 61 1,81,13 348 32,52,27 59 1,82,38

III. TRANSPORT OPERATORS 913 8,27,35 293 2,25,93 459 4,55,39 541 11,26,75IV. PROFESSIONAL AND OTHER SERVICES 2,357 35,12,83 2,645 13,38,22 2,444 175,66,68 3,165 18,37,98V. PERSONAL LOANS 25,820 327,95,38 11,492 59,93,29 72,830 974,12,55 9,216 63,63,14

1. Loans for Purchase of Consumer Durables 773 4,03,90 1,314 3,60,79 2,005 17,27,06 423 1,96,642. Loans for Housing 5,131 168,17,91 689 16,11,80 14,268 552,49,21 1,075 21,67,943. Rest of the Personal Loans 19,916 155,73,57 9,489 40,20,70 56,557 404,36,28 7,718 39,98,56

VI. TRADE 12,022 113,18,72 6,353 47,57,94 20,878 326,92,14 16,093 79,08,801. Wholesale Trade 226 13,60,94 381 7,69,34 2,391 67,06,22 1,938 28,52,212. Retail Trade 11,796 99,57,78 5,972 39,88,60 18,487 259,85,92 14,155 50,56,59

VII. FINANCE 28 1,22,15 166 1,55,77 252 8,60,78 114 9,83VIII. ALL OTHERS 6,106 42,68,06 8,925 16,46,15 11,768 120,78,87 1,984 19,71,05

TOTAL BANK CREDIT 1,54,701 1624,06,75 59,192 275,28,55 2,20,536 2646,25,94 1,02,722 472,03,36OF WHICH: 1. Artisans and Village & Tiny Industries 949 7,15,69 574 6,45,79 1,208 10,22,47 15,822 23,38,86

2. Other Small Scale Industries 981 36,24,10 1,154 21,51,66 3,041 197,99,26 1,392 29,85,57

321

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

NORTHERN REGION (Amount in Rupees Thousand)

MORADABAD MUZAFFARNAGAR PILIBHIT PRATAPGARH RAI BARELI RAMPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

107 108 109 110 111 112 113 114 115 116 117 118

1,27,582 465,95,72 1,36,207 510,88,34 62,301 368,18,97 27,546 313,66,33 30,273 101,37,53 77,671 364,73,06 I1,26,708 422,64,82 1,35,668 500,84,02 61,615 313,50,33 26,394 106,54,94 29,984 91,23,92 77,294 352,36,83 1

874 43,30,90 539 10,04,32 686 54,68,64 1,152 207,11,39 289 10,13,61 377 12,36,23 211,599 836,54,02 5,910 583,94,79 1,118 48,08,06 1,200 105,44,11 2,544 88,86,94 4,375 106,98,26 II

12 1,97,76 14 1,62,84 9 46,89 12 59,95 8 1,09,62 – – 111,183 823,20,91 5,723 574,02,25 1,055 46,50,02 1,113 53,61,30 2,323 74,23,17 3,835 89,01,61 2

21 97,67 5 23,07 2 6,65 2 6,26 8 2,49,46 – – 3383 10,37,68 168 8,06,63 52 1,04,50 73 51,16,60 205 11,04,69 540 17,96,65 4

1,343 6,83,88 420 2,83,11 268 1,34,63 321 2,76,11 231 1,46,11 560 5,19,04 III1,793 64,11,46 1,456 85,41,24 1,568 6,61,76 1,073 6,54,34 1,574 10,94,15 1,073 8,67,47 IV

51,924 559,81,09 34,018 334,78,04 7,607 57,30,29 6,545 56,42,12 10,056 123,98,10 11,477 98,41,71 V5,038 20,05,68 1,039 5,85,52 223 1,01,52 201 1,58,59 541 4,23,94 1,196 4,57,81 1

12,544 320,13,55 5,972 147,02,95 1,696 26,10,10 991 20,79,66 1,567 40,83,36 2,563 44,51,63 234,342 219,61,86 27,007 181,89,57 5,688 30,18,67 5,353 34,03,87 7,948 78,90,80 7,718 49,32,27 327,219 228,16,77 16,065 193,32,35 6,265 35,46,04 4,992 43,32,10 6,405 64,67,62 10,316 52,01,66 VI1,230 54,38,80 1,289 34,29,03 232 3,34,03 28 1,63,84 292 9,49,81 458 5,04,52 1

25,989 173,77,97 14,776 159,03,32 6,033 32,12,01 4,964 41,68,26 6,113 55,17,81 9,858 46,97,14 2168 17,13,63 109 8,18,75 29 36,47 6 90,03,11 9 85,54 145 69,08 VII

8,556 71,07,85 4,990 47,18,98 1,215 9,54,89 975 9,65,65 677 9,08,68 4,069 20,97,99 VIII

2,30,184 2249,64,42 1,99,175 1766,55,60 80,371 526,91,11 42,658 627,83,87 51,769 401,24,67 1,09,686 657,68,27 TOTAL5,488 49,15,29 2,151 10,54,21 390 5,33,60 643 8,02,08 472 5,53,28 2,282 10,29,94 12,459 230,35,18 1,829 97,80,39 439 28,63,71 405 8,60,03 906 38,44,46 1,233 24,15,04 2

SAHARANPUR SANT KABIR NAGAR SANT RAVIDAS NAGAR SHAHJAHANPUR SHRAVASTI SIDHARTHANAGAR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

119 120 121 122 123 124 125 126 127 128 129 130

1,34,727 558,96,43 27,667 73,88,27 9,231 56,02,77 79,746 415,50,36 38,847 108,42,83 35,089 133,69,60 I1,34,132 547,05,11 27,171 70,93,90 9,107 53,56,89 78,089 388,24,69 37,993 106,05,87 34,025 121,59,83 1

595 11,91,32 496 2,94,37 124 2,45,88 1,657 27,25,67 854 2,36,96 1,064 12,09,77 210,162 293,10,64 3,544 14,89,42 3,006 208,01,53 2,404 92,58,45 1,574 6,41,17 2,192 21,24,32 II

8 74,05 7 21,52 – – 5 43,93 5 19,25 5 42,25 19,999 289,85,09 3,441 14,09,92 2,919 206,95,68 2,330 90,85,21 1,561 5,84,96 1,958 19,25,82 2

1 3,40 – – 1 2,22 1 3,25 – – – – 3154 2,48,10 96 57,98 86 1,03,63 68 1,26,06 8 36,96 229 1,56,25 4369 10,87,52 60 66,88 198 1,86,70 455 1,71,39 194 77,06 185 2,27,32 III

3,217 69,81,63 734 3,78,01 705 5,11,50 1,401 10,62,86 367 86,38 324 1,90,23 IV40,383 591,78,38 3,921 24,85,55 4,740 36,15,73 13,839 113,72,68 2,498 10,24,50 6,191 38,32,72 V

867 3,40,00 146 96,57 593 1,81,90 1,057 4,69,87 201 76,45 76 23,42 17,530 296,39,89 301 5,53,40 451 10,81,78 2,476 51,14,52 113 82,42 351 8,28,19 2

31,986 291,98,49 3,474 18,35,58 3,696 23,52,05 10,306 57,88,29 2,184 8,65,63 5,764 29,81,11 319,115 186,55,36 4,743 21,35,93 3,644 62,99,52 8,964 60,10,88 5,334 21,10,63 4,413 26,98,15 VI

882 21,41,14 305 3,78,36 345 30,01,65 513 8,49,30 1,137 11,30,01 27 1,38,63 118,233 165,14,22 4,438 17,57,57 3,299 32,97,87 8,451 51,61,58 4,197 9,80,62 4,386 25,59,52 2

710 51,58,73 2 5,19 16 22,65 56 58,30 – – 34 22,64 VII3,162 24,82,51 350 5,80,64 545 9,33,34 2,670 15,99,49 790 2,01,84 365 3,52,50 VIII

2,11,845 1787,51,20 41,021 145,29,89 22,085 379,73,74 1,09,535 710,84,41 49,604 149,84,41 48,793 228,17,48 TOTAL5,697 20,30,39 2,598 8,76,57 574 33,36,54 763 6,04,98 858 1,68,55 1,360 5,96,25 12,862 100,87,56 344 2,38,89 1,828 166,82,06 836 61,14,86 81 23,68 434 9,46,12 2

322

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

CENTRAL REGION STATE: UTTAR PRADESH (Concld.)

SITAPUR SONBHADRA SULTANPUR UNNAO

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

131 132 133 134 135 136 137 138

I. AGRICULTURE 1,05,966 333,78,95 35,815 128,65,78 24,201 109,55,38 90,065 216,94,321. Direct Finance 1,04,856 324,17,86 35,589 126,22,72 23,887 101,33,67 86,593 210,46,792. Indirect Finance 1,110 9,61,09 226 2,43,06 314 8,21,71 3,472 6,47,53

II. INDUSTRY 4,366 88,07,92 5,657 162,32,35 2,437 46,32,12 3,832 136,50,091. Mining & Quarrying 31 2,22,54 93 4,97,01 5 18,82 9 25,812. Manufacturing & Processing 4,109 82,82,84 5,465 152,65,12 2,391 45,07,52 3,705 134,60,523. Electricity, Gas & Water 1 6,99 1 12,30 2 9,88 1 5,184. Construction 225 2,95,55 98 4,57,92 39 95,90 117 1,58,58

III. TRANSPORT OPERATORS 176 1,21,37 193 11,46,24 290 6,84,35 896 3,42,41IV. PROFESSIONAL AND OTHER SERVICES 1,743 7,78,11 1,131 21,51,26 1,076 14,72,01 1,000 5,63,49V. PERSONAL LOANS 12,481 113,23,57 9,727 68,22,44 7,592 73,39,42 10,296 89,52,57

1. Loans for Purchase of Consumer Durables 493 2,81,48 758 2,33,34 209 1,13,95 751 3,66,392. Loans for Housing 2,340 43,95,74 565 13,54,18 1,170 28,25,11 1,615 27,66,993. Rest of the Personal Loans 9,648 66,46,35 8,404 52,34,92 6,213 44,00,36 7,930 58,19,19

VI. TRADE 9,621 64,03,51 9,292 60,64,91 5,552 49,39,59 8,855 44,06,151. Wholesale Trade 1,257 17,51,09 1,285 15,77,49 391 11,71,25 502 7,29,602. Retail Trade 8,364 46,52,42 8,007 44,87,42 5,161 37,68,34 8,353 36,76,55

VII. FINANCE 55 17,92 2 52 42 1,31,60 75 11,80VIII. ALL OTHERS 6,807 19,91,80 1,087 9,53,53 1,947 16,06,06 8,689 35,24,80

TOTAL BANK CREDIT 1,41,215 628,23,15 62,904 462,37,03 43,137 317,60,53 1,23,708 531,45,63OF WHICH: 1. Artisans and Village & Tiny Industries 2,021 7,24,81 1,486 16,08,07 530 8,77,88 1,135 4,43,71

2. Other Small Scale Industries 384 31,02,04 418 5,26,23 627 18,75,32 1,500 23,14,99

STATE: UTTARANCHAL

VARANASI ALMORA BAGESHWAR CHAMOLI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

139 140 1 2 3 4 5 6

I. AGRICULTURE 31,403 266,28,02 9,332 28,46,96 2,224 6,39,85 4,711 9,78,251. Direct Finance 30,794 190,07,32 9,205 23,69,32 2,208 6,26,70 4,544 9,55,462. Indirect Finance 609 76,20,70 127 4,77,64 16 13,15 167 22,79

II. INDUSTRY 19,239 401,72,14 1,675 95,46,58 695 4,26,36 2,568 478,40,981. Mining & Quarrying 11 17,96,47 5 1,16,72 8 37,34 4 19,552. Manufacturing & Processing 18,927 364,92,54 1,524 91,61,83 666 3,71,38 911 5,21,133. Electricity, Gas & Water 7 33,90 2 81 – – 4 467,76,634. Construction 294 18,49,23 144 2,67,22 21 17,64 1,649 5,23,67

III. TRANSPORT OPERATORS 1,854 27,14,01 576 6,78,11 437 5,50,93 421 7,38,24IV. PROFESSIONAL AND OTHER SERVICES 4,750 82,92,27 788 12,99,30 389 2,46,77 482 5,63,06V. PERSONAL LOANS 47,666 581,37,15 14,402 101,52,89 4,784 22,12,12 11,238 47,98,20

1. Loans for Purchase of Consumer Durables 4,295 19,86,65 267 70,49 161 39,30 251 66,572. Loans for Housing 8,786 301,12,66 2,537 43,49,88 514 5,39,58 1,127 11,01,373. Rest of the Personal Loans 34,585 260,37,84 11,598 57,32,52 4,109 16,33,24 9,860 36,30,26

VI. TRADE 24,541 445,92,42 5,087 37,46,69 2,071 14,04,67 3,376 18,90,531. Wholesale Trade 4,946 147,93,61 177 4,44,74 166 1,55,37 19 10,322. Retail Trade 19,595 297,98,81 4,910 33,01,95 1,905 12,49,30 3,357 18,80,21

VII. FINANCE 1,036 7,47,64 15 22,04 – – 1 14VIII. ALL OTHERS 16,742 170,45,85 1,265 10,59,90 262 98,28 518 1,02,16

TOTAL BANK CREDIT 1,47,231 1983,29,50 33,140 293,52,47 10,862 55,78,98 23,315 569,11,56OF WHICH: 1. Artisans and Village & Tiny Industries 4,948 19,04,57 949 6,83,42 517 2,45,75 758 4,58,46

2. Other Small Scale Industries 9,614 167,57,84 461 74,07,48 118 1,07,54 102 35,75

323

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

CHAMPAWAT DEHRA DUN GARHWAL HARIDWAR NAINITAL PITHORAGARH

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

3,167 6,90,50 32,782 398,52,10 10,559 25,55,22 48,920 193,43,61 15,623 88,45,03 7,589 13,22,35 I3,111 6,22,25 31,387 110,64,27 10,440 24,92,52 48,769 185,06,60 14,836 81,31,47 7,567 13,14,29 1

56 68,25 1,395 287,87,83 119 62,70 151 8,37,01 787 7,13,56 22 8,06 2505 8,88,31 5,547 289,33,86 1,943 14,51,86 3,146 367,41,70 2,911 137,12,15 2,074 9,84,28 II

2 5,15 18 1,38,42 6 21,27 12 6,66,15 32 6,00,85 – – 1274 3,12,94 5,125 244,72,93 976 10,24,56 2,760 333,45,80 2,624 117,66,95 1,714 6,31,83 2

– – 4 22,63 – – 10 2,01,91 1 23,40 – – 3229 5,70,22 400 42,99,88 961 4,06,03 364 25,27,84 254 13,20,95 360 3,52,45 4329 5,06,77 1,781 22,58,59 451 6,47,76 492 3,96,02 1,034 18,34,89 959 12,83,82 III249 1,71,01 3,454 137,07,24 758 6,98,43 1,345 37,75,07 2,537 75,90,41 504 4,40,68 IV

4,487 24,02,36 1,05,865 1242,40,66 21,654 123,80,70 37,936 360,65,02 23,034 281,49,86 15,863 68,20,82 V491 1,73,02 1,982 12,45,27 598 2,37,21 1,102 5,79,58 1,211 4,32,65 542 1,81,16 1487 8,17,80 16,443 625,72,65 2,613 38,65,63 5,811 145,03,84 6,143 147,82,81 1,551 22,38,57 2

3,509 14,11,54 87,440 604,22,74 18,443 82,77,86 31,023 209,81,60 15,680 129,34,40 13,770 44,01,09 31,894 15,66,02 13,768 291,75,38 6,250 40,16,06 9,317 119,00,45 7,762 97,88,05 6,199 37,16,32 VI

8 65,24 366 67,10,78 228 3,19,70 448 12,83,35 240 17,78,78 45 2,07,55 11,886 15,00,78 13,402 224,64,60 6,022 36,96,36 8,869 106,17,10 7,522 80,09,27 6,154 35,08,77 2

– – 109 1,98,24 35 1,34,62 49 90,65 18 95,34 3 7,53 VII704 3,05,75 7,567 114,94,07 1,961 8,28,07 2,273 24,24,18 1,362 35,62,55 125 85,32 VIII

11,335 65,30,72 1,70,873 2498,60,14 43,611 227,12,72 1,03,478 1107,36,70 54,281 735,78,28 33,316 146,61,12 TOTAL182 1,19,03 784 8,04,30 527 3,81,82 657 14,81,51 867 20,89,56 1,597 5,35,93 184 1,58,18 2,854 85,32,68 326 2,37,90 1,506 90,79,34 798 29,43,92 63 30,76 2

WESTERN REGION STATE: GOA

RUDRAPRAYAG TEHRI GARHWAL UDHAM SINGH NAGAR UTTAR KASHI NORTH GOA SOUTH GOA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

19 20 21 22 23 24 25 26 1 2 3 4

3,102 6,58,75 8,906 19,55,25 58,996 479,21,06 8,981 19,25,96 8,936 86,17,73 5,163 45,71,54 I3,083 6,19,45 8,773 19,01,93 58,180 442,01,26 8,852 18,99,84 8,474 72,18,44 5,062 41,86,19 1

19 39,30 133 53,32 816 37,19,80 129 26,12 462 13,99,29 101 3,85,35 2909 3,95,36 1,398 153,10,79 2,939 356,04,33 696 5,36,44 3,887 1181,22,49 1,968 549,54,28 II

1 4,90 2 10,50 73 7,35,07 – – 96 150,81,64 94 213,65,52 1466 2,33,88 1,057 4,08,66 2,731 340,38,81 589 4,10,76 2,928 871,06,41 1,469 266,29,58 2

– – – – – – – – 17 18,63,25 3 5,16 3442 1,56,58 339 148,91,63 135 8,30,45 107 1,25,68 846 140,71,19 402 69,54,02 4161 2,63,04 342 3,25,49 182 1,52,42 286 2,67,52 3,817 203,02,70 2,229 158,82,24 III162 2,17,52 478 4,91,97 2,079 21,55,57 299 3,20,47 3,964 220,37,18 2,552 121,77,75 IV

5,549 27,89,35 10,163 52,28,97 17,967 164,67,62 6,126 46,11,76 80,274 870,56,64 33,006 429,56,89 V158 45,11 560 2,96,98 1,167 4,60,46 68 21,42 2,102 9,82,56 2,022 8,96,16 1998 5,89,95 1,225 11,32,75 4,128 79,95,96 802 17,51,39 9,562 350,58,81 5,992 198,96,87 2

4,393 21,54,29 8,378 37,99,24 12,672 80,11,20 5,256 28,38,95 68,610 510,15,27 24,992 221,63,86 31,873 9,31,04 4,316 17,61,47 7,209 114,63,70 3,156 13,68,11 6,106 186,23,13 4,029 110,49,36 VI

– – 15 24,70 389 24,22,92 6 55,06 378 40,69,59 318 29,79,70 11,873 9,31,04 4,301 17,36,77 6,820 90,40,78 3,150 13,13,05 5,728 145,53,54 3,711 80,69,66 2

2 34 193 47,62 16 23,26,74 7 6,58 77 10,50,85 67 3,45,98 VII250 5,27,81 1,305 7,41,26 2,412 20,25,70 197 57,22 12,007 123,89,31 15,690 92,17,16 VIII

12,008 57,83,21 27,101 258,62,82 91,800 1181,17,14 19,748 90,94,06 1,19,068 2882,00,03 64,704 1511,55,20 TOTAL398 1,76,53 870 2,62,46 893 45,72,16 480 3,08,26 838 37,97,87 363 10,86,76 127 16,62 159 1,27,44 655 116,33,83 97 83,88 1,226 145,95,38 795 47,80,56 2

324

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

WESTERN REGION STATE: GUJARAT

AHMEDABAD AMRELI ANAND BANAS KANTHA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 5 6 7 8

I. AGRICULTURE 23,443 1237,81,14 84,543 290,90,60 35,784 296,96,60 55,158 359,85,611. Direct Finance 22,464 324,78,75 84,421 279,15,66 35,344 224,60,15 54,889 352,97,942. Indirect Finance 979 913,02,39 122 11,74,94 440 72,36,45 269 6,87,67

II. INDUSTRY 21,138 12339,03,42 1,962 135,20,23 1,753 219,26,10 1,636 32,17,731. Mining & Quarrying 131 330,38,73 1 3,46 10 2,13,65 17 3,00,552. Manufacturing & Processing 19,421 10318,39,46 1,855 17,08,99 1,647 214,30,27 1,541 25,69,393. Electricity, Gas & Water 78 416,41,96 1 3,04 1 2,80 – –4. Construction 1,508 1273,83,27 105 118,04,74 95 2,79,38 78 3,47,79

III. TRANSPORT OPERATORS 6,182 173,48,77 215 57,43 1,996 10,11,43 242 1,83,52IV. PROFESSIONAL AND OTHER SERVICES 14,789 1250,06,63 1,378 5,09,04 4,586 35,55,11 1,808 8,75,82V. PERSONAL LOANS 2,49,211 3376,19,73 11,353 83,77,08 27,539 353,81,93 17,518 278,85,72

1. Loans for Purchase of Consumer Durables 5,733 29,41,08 343 2,15,11 784 2,75,61 152 72,222. Loans for Housing 38,707 1333,68,31 2,032 33,51,18 5,794 161,09,35 4,253 126,22,003. Rest of the Personal Loans 2,04,771 2013,10,34 8,978 48,10,79 20,961 189,96,97 13,113 151,91,50

VI. TRADE 37,898 3406,00,14 5,051 28,05,40 5,405 70,26,93 4,582 35,35,311. Wholesale Trade 15,983 1984,33,87 247 5,49,33 171 13,56,95 95 8,81,502. Retail Trade 21,915 1421,66,27 4,804 22,56,07 5,234 56,69,98 4,487 26,53,81

VII. FINANCE 681 1303,76,98 10 37,80 86 4,92,78 33 72,04VIII. ALL OTHERS 61,000 914,74,39 2,650 38,95,91 3,654 44,06,17 1,530 28,81,88

TOTAL BANK CREDIT 4,14,342 24001,11,20 1,07,162 582,93,49 80,803 1034,97,05 82,507 746,37,63OF WHICH: 1. Artisans and Village & Tiny Industries 2,216 47,67,69 919 3,89,71 405 4,09,41 1,225 6,12,19

2. Other Small Scale Industries 9,144 929,93,21 477 6,23,52 885 56,05,88 154 8,52,32

BHARUCH BHAVNAGAR DAHOD DANGS

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

9 10 11 12 13 14 15 16

I. AGRICULTURE 17,488 294,15,36 58,726 305,74,42 27,831 81,97,33 6,925 16,07,021. Direct Finance 17,240 155,00,93 58,106 255,93,05 27,372 76,99,13 6,919 15,94,542. Indirect Finance 248 139,14,43 620 49,81,37 459 4,98,20 6 12,48

II. INDUSTRY 2,755 1461,99,84 6,279 480,07,94 1,930 126,08,32 231 4,60,921. Mining & Quarrying 44 4,41,31 52 11,21,52 1 11,86 20 63,202. Manufacturing & Processing 2,366 1126,79,46 5,950 383,99,39 1,888 125,62,93 171 2,86,093. Electricity, Gas & Water 17 256,88,26 6 3,18,67 – – 2 6,694. Construction 328 73,90,81 271 81,68,36 41 33,53 38 1,04,94

III. TRANSPORT OPERATORS 900 6,27,58 892 14,91,70 256 1,05,17 35 81,13IV. PROFESSIONAL AND OTHER SERVICES 2,839 77,00,76 3,066 39,50,75 2,450 6,57,64 1,131 5,30,43V. PERSONAL LOANS 30,339 461,84,27 37,563 563,57,90 10,855 51,24,26 8,052 207,51,69

1. Loans for Purchase of Consumer Durables 775 2,25,35 1,396 7,20,18 880 2,26,94 128 35,602. Loans for Housing 6,587 204,98,22 10,785 314,18,92 860 12,52,19 3,622 113,93,013. Rest of the Personal Loans 22,977 254,60,70 25,382 242,18,80 9,115 36,45,13 4,302 93,23,08

VI. TRADE 7,608 101,06,63 10,267 436,56,84 5,487 15,18,28 1,079 7,47,971. Wholesale Trade 458 36,68,35 1,117 317,27,39 141 86,31 9 21,212. Retail Trade 7,150 64,38,28 9,150 119,29,45 5,346 14,31,97 1,070 7,26,76

VII. FINANCE 83 5,62,39 77 3,02,69 7 27,28 – –VIII. ALL OTHERS 2,757 45,88,85 9,338 95,54,90 1,346 3,26,19 62 60,56

TOTAL BANK CREDIT 64,769 2453,85,68 1,26,208 1938,97,14 50,162 285,64,47 17,515 242,39,72OF WHICH: 1. Artisans and Village & Tiny Industries 780 22,31,38 1,473 8,28,69 1,489 1,84,12 53 21,24

2. Other Small Scale Industries 695 102,23,32 1,813 192,88,11 352 19,26,85 92 2,13,08

325

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

GANDHINAGAR JAMNAGAR JUNAGADH KACHCHH KHEDA MAHESANA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

17 18 19 20 21 22 23 24 25 26 27 28

23,161 954,10,55 1,12,751 442,72,40 1,13,388 482,10,03 20,629 211,87,13 40,498 279,88,30 33,767 254,81,76 I22,920 381,54,21 1,11,376 390,16,48 1,12,075 442,95,19 20,433 199,20,41 40,091 239,43,69 33,146 197,49,86 1

241 572,56,34 1,375 52,55,92 1,313 39,14,84 196 12,66,72 407 40,44,61 621 57,31,90 21,187 1410,76,80 4,337 6415,94,45 4,300 378,98,34 6,325 799,72,14 2,201 476,39,63 1,674 433,68,03 II

7 28,60,88 46 1986,48,55 28 12,45,76 105 36,92,06 28 13,11,53 29 29,26,43 11,048 764,85,93 3,909 3168,66,32 3,751 320,19,96 5,834 664,13,52 1,939 417,12,47 1,518 394,24,45 2

11 281,01,88 6 5,68,39 2 29,98 14 3,01,27 20 3,28,01 5 21,12 3121 336,28,11 376 1255,11,19 519 46,02,64 372 95,65,29 214 42,87,62 122 9,96,03 4

1,067 40,20,91 1,614 778,27,98 1,109 5,11,50 1,025 34,00,90 1,566 15,88,52 1,228 17,23,11 III1,714 28,20,37 2,885 67,65,22 3,157 25,08,05 4,215 94,62,21 3,712 73,17,43 2,682 37,84,69 IV

20,017 376,38,95 26,714 307,55,54 36,631 396,55,74 33,021 562,88,12 33,177 676,28,54 30,327 380,28,62 V1,032 3,70,42 1,294 5,29,63 2,588 10,22,36 1,254 5,88,14 774 3,01,34 320 2,43,91 14,358 243,04,59 5,110 109,78,20 10,559 194,51,74 9,311 256,08,64 9,615 365,61,95 5,425 175,17,07 2

14,627 129,63,94 20,310 192,47,71 23,484 191,81,64 22,456 300,91,34 22,788 307,65,25 24,582 202,67,64 32,983 42,04,98 8,535 76,49,30 9,889 108,55,12 9,617 191,46,94 8,716 180,50,66 4,903 125,58,94 VI

181 6,51,80 223 15,84,18 1,139 49,01,28 408 81,81,02 316 31,55,33 100 18,68,18 12,802 35,53,18 8,312 60,65,12 8,750 59,53,84 9,209 109,65,92 8,400 148,95,33 4,803 106,90,76 2

13 34,27,43 116 90,66 515 2,16,28 89 26,16,31 205 18,15,50 54 1,27,69 VII4,310 79,06,33 5,049 51,79,57 7,783 74,95,63 6,497 92,92,27 3,281 27,54,24 2,402 41,74,74 VIII

54,452 2965,06,32 1,62,001 8141,35,12 1,76,772 1473,50,69 81,418 2013,66,02 93,356 1747,82,82 77,037 1292,47,58 TOTAL589 3,17,54 1,101 4,06,53 1,713 12,03,02 3,759 19,32,33 587 23,56,21 683 7,68,16 1320 38,06,79 1,228 61,29,62 1,691 148,46,74 1,196 104,54,01 869 92,52,93 565 147,56,06 2

NARMADA NAVSARI PANCH MAHALS PATAN PORBANDAR RAJKOT

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

29 30 31 32 33 34 35 36 37 38 39 40

8,556 38,66,02 24,960 121,17,77 31,385 131,49,35 22,697 121,24,99 24,918 111,18,38 1,10,394 675,29,24 I8,529 38,19,42 24,780 113,76,52 31,263 107,04,33 22,523 101,01,35 24,694 101,45,07 1,09,310 553,92,08 1

27 46,60 180 7,41,25 122 24,45,02 174 20,23,64 224 9,73,31 1,084 121,37,16 2194 5,67,18 1,665 151,93,81 2,490 201,45,54 1,170 88,54,50 927 99,15,38 8,309 1279,78,01 II

3 9,47 24 1,84,34 41 2,16,51 18 4,87,68 58 15,02,97 36 5,17,65 1172 4,96,78 1,531 142,80,94 2,314 188,41,87 1,093 81,88,27 814 76,17,71 7,577 1198,56,90 2

– – 1 12,72 11 6,02,50 1 9,06 – – 10 8,82,25 319 60,93 109 7,15,81 124 4,84,66 58 1,69,49 55 7,94,70 686 67,21,21 485 78,07 710 6,29,00 429 3,75,62 293 1,37,17 215 6,52,02 2,340 63,61,73 III

895 3,62,26 5,017 29,62,94 4,870 26,30,22 1,203 11,70,97 1,771 10,89,70 5,555 157,70,71 IV2,949 29,32,43 20,724 235,42,93 21,042 264,58,91 7,016 81,56,08 9,381 76,09,35 1,04,412 973,03,10 V

225 50,11 900 3,90,84 1,092 3,49,57 204 1,00,81 729 3,10,70 1,546 8,10,92 1533 13,67,74 5,224 112,59,96 4,382 132,14,68 1,921 44,89,42 1,878 31,91,59 15,345 434,88,93 2

2,191 15,14,58 14,600 118,92,13 15,568 128,94,66 4,891 35,65,85 6,774 41,07,06 87,521 530,03,25 32,961 8,97,30 5,324 57,81,02 5,137 64,11,24 3,099 52,83,52 3,211 22,96,67 9,856 302,44,00 VI

7 22,41 355 15,78,67 115 13,00,73 169 29,19,51 85 5,03,98 815 129,75,11 12,954 8,74,89 4,969 42,02,35 5,022 51,10,51 2,930 23,64,01 3,126 17,92,69 9,041 172,68,89 2

2 29,51 9 91,07 99 2,15,01 33 1,31,35 9 8,49 277 20,36,04 VII332 2,28,29 2,368 30,55,16 2,227 10,94,99 951 9,83,45 3,633 65,38,77 12,720 314,88,35 VIII

15,974 89,61,06 60,777 633,73,70 67,679 704,80,88 36,462 368,42,03 44,065 392,28,76 2,53,863 3787,11,18 TOTAL126 1,19,10 537 4,29,61 1,251 13,92,67 736 2,64,28 266 91,87 1,055 25,41,04 139 3,60,18 765 35,39,21 844 33,68,96 275 61,82,63 421 5,50,86 3,241 342,72,93 2

326

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

WESTERN REGION STATE: GUJARAT (Contd.)

SABAR KANTHA SURAT SURENDRANAGAR VADODARA

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

41 42 43 44 45 46 47 48

I. AGRICULTURE 47,572 376,37,59 43,207 465,87,72 73,169 410,45,55 36,587 725,28,881. Direct Finance 47,314 363,35,59 42,166 264,43,52 73,033 402,72,57 36,084 271,35,082. Indirect Finance 258 13,02,00 1,041 201,44,20 136 7,72,98 503 453,93,80

II. INDUSTRY 2,910 78,02,26 11,222 5000,79,81 3,982 167,89,44 9,270 8341,25,011. Mining & Quarrying 65 5,31,77 51 4,69,15 19 1,95,45 79 231,44,332. Manufacturing & Processing 2,179 61,88,82 10,703 4606,32,59 3,854 161,98,76 7,595 5065,84,523. Electricity, Gas & Water 7 35,16 35 320,62,95 1 8,18 722 2423,79,734. Construction 659 10,46,51 433 69,15,12 108 3,87,05 874 620,16,43

III. TRANSPORT OPERATORS 416 2,32,49 2,315 35,38,32 432 1,91,68 2,335 89,09,47IV. PROFESSIONAL AND OTHER SERVICES 3,864 23,99,67 10,504 275,27,11 1,685 25,97,91 13,578 352,65,22V. PERSONAL LOANS 25,752 324,00,23 1,38,838 1952,89,74 15,620 185,75,30 1,54,722 1489,64,06

1. Loans for Purchase of Consumer Durables 2,951 10,65,54 2,014 12,18,52 518 1,99,24 4,471 13,33,682. Loans for Housing 5,549 152,44,00 22,717 889,31,43 4,264 97,84,92 24,660 670,18,593. Rest of the Personal Loans 17,252 160,90,69 1,14,107 1051,39,79 10,838 85,91,14 1,25,591 806,11,79

VI. TRADE 10,375 62,60,39 12,791 630,77,15 7,759 40,56,15 13,608 685,05,311. Wholesale Trade 113 4,34,00 2,193 400,34,40 150 4,10,79 1,011 417,56,832. Retail Trade 10,262 58,26,39 10,598 230,42,75 7,609 36,45,36 12,597 267,48,48

VII. FINANCE 17 1,42,49 101 2,97,47 33 13,65,59 455 41,39,32VIII. ALL OTHERS 3,267 24,50,33 15,984 244,66,74 3,053 22,89,51 11,669 207,95,86

TOTAL BANK CREDIT 94,173 893,25,45 2,34,962 8608,64,06 1,05,733 869,11,13 2,42,224 11932,33,13OF WHICH: 1. Artisans and Village & Tiny Industries 1,481 10,57,04 1,018 36,19,11 1,553 25,02,47 1,144 85,84,08

2. Other Small Scale Industries 519 21,46,69 6,378 794,64,19 892 33,06,85 3,243 423,43,74

STATE: MAHARASHTRA

VALSAD AHMEDNAGAR AKOLA AMRAVATI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

49 50 1 2 3 4 5 6

I. AGRICULTURE 17,456 200,60,62 66,459 536,97,53 34,469 135,98,40 47,034 162,11,541. Direct Finance 16,978 164,78,33 65,525 455,50,59 33,801 128,87,27 46,695 153,63,702. Indirect Finance 478 35,82,29 934 81,46,94 668 7,11,13 339 8,47,84

II. INDUSTRY 3,712 818,60,88 4,599 462,79,83 3,339 67,83,92 2,293 100,91,561. Mining & Quarrying 184 22,62,96 23 1,07,60 6 54,45 13 61,652. Manufacturing & Processing 3,303 750,69,78 4,083 437,63,09 3,170 63,88,48 1,900 89,14,013. Electricity, Gas & Water 21 2,92,27 11 54,66 10 20,04 1 9,454. Construction 204 42,35,87 482 23,54,48 153 3,20,95 379 11,06,45

III. TRANSPORT OPERATORS 1,066 7,83,93 1,072 17,23,48 859 10,06,54 655 5,57,85IV. PROFESSIONAL AND OTHER SERVICES 4,060 50,33,63 5,086 92,81,90 1,912 15,15,72 2,088 29,62,53V. PERSONAL LOANS 43,448 671,95,55 40,269 431,14,46 25,819 200,40,00 37,112 362,16,00

1. Loans for Purchase of Consumer Durables 1,265 5,40,83 1,558 6,66,05 1,997 4,80,70 1,321 5,84,872. Loans for Housing 9,681 332,89,61 10,784 247,83,41 4,583 98,81,65 7,958 198,33,113. Rest of the Personal Loans 32,502 333,65,11 27,927 176,65,00 19,239 96,77,65 27,833 157,98,02

VI. TRADE 5,540 131,50,50 12,200 136,68,59 9,850 53,03,51 10,140 80,69,701. Wholesale Trade 323 35,62,01 466 19,17,03 232 13,81,50 489 17,00,162. Retail Trade 5,217 95,88,49 11,734 117,51,56 9,618 39,22,01 9,651 63,69,54

VII. FINANCE 28 49,05,48 108 4,21,81 208 1,69,90 59 1,95,14VIII. ALL OTHERS 3,459 61,13,16 7,938 57,12,66 2,495 24,96,28 1,934 12,98,74

TOTAL BANK CREDIT 78,769 1991,03,75 1,37,731 1739,00,26 78,951 509,14,27 1,01,315 756,03,06OF WHICH: 1. Artisans and Village & Tiny Industries 1,194 60,12,27 1,509 17,90,37 518 5,11,92 352 6,50,49

2. Other Small Scale Industries 1,468 200,46,89 1,616 70,75,14 1,116 35,38,40 1,285 36,45,33

327

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

AURANGABAD BHANDARA BID BRIHAN MUMBAI BULDHANA CHANDRAPUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

42,997 256,31,23 20,297 72,08,95 51,554 317,46,27 34,622 11439,93,64 67,394 212,41,45 34,455 102,19,61 I42,457 220,39,39 19,793 67,56,32 51,225 165,38,38 32,462 3832,77,02 66,770 198,35,40 33,823 93,36,07 1

540 35,91,84 504 4,52,63 329 152,07,89 2,160 7607,16,62 624 14,06,05 632 8,83,54 25,462 1787,49,26 1,796 311,45,65 1,146 24,36,54 95,974 140933,40,71 1,804 47,87,57 2,321 138,49,39 II

17 8,21,62 10 1,07,16 6 50,63 496 2075,61,07 5 22,54 16 1,32,01 15,026 1745,16,45 1,569 305,56,21 864 20,89,81 87,982 114656,30,20 1,610 44,60,10 1,836 120,37,33 2

8 1,00,24 2 44,49 – – 258 5278,75,20 – – 3 55,02 3411 33,10,95 215 4,37,79 276 2,96,10 7,238 18922,74,24 189 3,04,93 466 16,25,03 4

2,019 33,55,67 279 2,90,25 462 8,88,62 26,846 9437,12,65 565 4,31,46 818 14,01,18 III5,496 83,50,04 1,190 7,50,64 2,426 11,58,80 39,656 19259,87,62 1,683 11,24,63 4,205 30,09,68 IV

69,953 583,49,22 15,060 108,51,03 19,014 157,25,90 41,70,935 43230,20,54 26,062 168,90,60 32,800 271,55,68 V2,956 12,29,45 969 2,92,33 613 1,77,01 2,85,091 793,78,57 900 2,83,49 1,009 4,16,72 19,156 284,15,01 2,817 60,38,59 3,020 74,69,87 3,38,969 23742,78,66 4,193 82,67,81 5,361 118,35,67 2

57,841 287,04,76 11,274 45,20,11 15,381 80,79,02 35,46,875 18693,63,31 20,969 83,39,30 26,430 149,03,29 321,817 182,73,99 5,715 36,46,45 12,310 57,12,60 45,550 31299,41,04 9,258 53,20,47 11,447 106,02,92 VI

466 22,65,81 551 7,68,33 174 6,31,56 22,333 21913,46,78 53 8,00,44 309 18,12,95 121,351 160,08,18 5,164 28,78,12 12,136 50,81,04 23,217 9385,94,26 9,205 45,20,03 11,138 87,89,97 2

85 1,49,20 324 1,39,90 107 22,92 8,183 53737,52,93 38 28,57 201 3,02,40 VII5,159 104,71,72 2,491 15,01,64 1,277 4,71,41 3,20,692 9169,24,83 1,566 9,53,96 9,038 49,48,37 VIII

1,52,988 3033,30,33 47,152 555,34,51 88,296 581,63,06 47,42,458 318506,73,96 1,08,370 507,78,71 95,285 714,89,23 TOTAL816 7,13,56 503 21,63,39 438 6,15,29 1,591 85,53,18 602 13,73,31 499 14,76,01 1

2,381 129,12,07 805 18,81,85 382 6,98,94 17,521 7346,49,37 876 23,25,98 912 16,65,08 2

DHULE GADCHIROLI GONDIA HINGOLI JALGAON JALNA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

19 20 21 22 23 24 25 26 27 28 29 30

22,777 148,02,06 10,404 29,61,72 18,608 56,97,35 25,838 57,10,69 41,063 357,08,57 57,352 218,18,93 I22,539 138,41,60 10,255 27,80,48 18,138 54,86,13 25,607 54,75,83 39,928 321,31,49 56,338 192,83,84 1

238 9,60,46 149 1,81,24 470 2,11,22 231 2,34,86 1,135 35,77,08 1,014 25,35,09 21,460 113,52,25 645 22,14,35 1,677 54,69,50 385 6,99,69 4,018 605,49,95 2,438 63,04,24 II

15 74,95 11 1,13,54 2 8,86 2 15,09 22 1,01,05 8 32,42 11,183 92,92,55 555 16,35,39 1,496 48,68,16 329 6,34,53 3,606 386,72,40 1,407 59,02,92 2

3 4,85,33 – – – – – – 6 30,71 1 4,54 3259 14,99,42 79 4,65,42 179 5,92,48 54 50,07 384 217,45,79 1,022 3,64,36 4432 3,73,19 180 1,44,34 223 2,91,77 217 72,25 1,263 11,99,03 525 2,96,29 III

2,175 20,72,73 1,184 4,19,47 1,216 6,58,15 789 3,42,61 4,437 57,57,87 2,594 23,99,11 IV19,239 247,65,21 9,867 64,00,00 11,488 70,88,26 7,513 52,88,18 54,465 533,82,17 14,933 118,91,92 V

788 3,58,39 851 2,30,38 376 1,35,55 347 97,30 2,127 6,41,55 1,465 5,19,99 16,384 165,34,82 1,526 34,34,14 1,190 26,50,63 1,105 20,10,30 12,798 335,09,12 1,956 47,14,77 2

12,067 78,72,00 7,490 27,35,48 9,922 43,02,08 6,061 31,80,58 39,540 192,31,50 11,512 66,57,16 39,401 69,16,92 4,137 24,22,67 6,443 34,03,67 4,185 18,88,40 18,400 165,06,82 9,455 45,04,79 VI

197 14,66,15 26 1,71,82 191 5,69,98 57 1,38,11 335 19,19,91 72 3,73,92 19,204 54,50,77 4,111 22,50,85 6,252 28,33,69 4,128 17,50,29 18,065 145,86,91 9,383 41,30,87 2

184 2,35,59 168 59,71 413 1,52,32 77 12,98 123 4,30,90 49 41,46 VII1,919 16,22,24 1,347 4,30,51 2,432 8,48,70 491 1,39,05 5,289 24,37,05 1,938 13,00,79 VIII

57,587 621,40,19 27,932 150,52,77 42,500 236,09,72 39,495 141,53,85 1,29,058 1759,72,36 89,284 485,57,53 TOTAL434 4,60,33 237 13,12,06 573 1,84,44 202 1,49,77 1,210 12,78,89 394 1,49,67 1625 40,53,29 247 2,65,70 847 45,16,29 120 43,23 1,906 209,93,83 866 14,87,18 2

328

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

WESTERN REGION STATE: MAHARASHTRA (Contd.)

KOLHAPUR LATUR NAGPUR NANDED

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

31 32 33 34 35 36 37 38

I. AGRICULTURE 56,205 434,79,09 34,203 182,72,52 39,184 430,45,07 66,636 163,18,721. Direct Finance 55,270 378,50,77 34,042 159,28,60 38,225 252,39,84 65,980 147,98,082. Indirect Finance 935 56,28,32 161 23,43,92 959 178,05,23 656 15,20,64

II. INDUSTRY 7,484 1170,14,75 1,586 124,65,69 16,469 2218,51,01 3,099 94,65,881. Mining & Quarrying 45 15,86,25 3 1,18,07 130 79,74,03 8 69,052. Manufacturing & Processing 7,031 1042,32,04 1,415 117,12,46 14,944 1761,82,33 2,767 83,51,543. Electricity, Gas & Water 12 4,43,09 – – 23 46,01,27 1 –4. Construction 396 107,53,37 168 6,35,16 1,372 330,93,38 323 10,45,29

III. TRANSPORT OPERATORS 1,359 20,68,88 645 11,44,24 2,652 86,69,50 1,047 8,17,46IV. PROFESSIONAL AND OTHER SERVICES 5,921 107,91,57 2,788 17,56,28 8,686 352,45,63 3,900 18,55,59V. PERSONAL LOANS 82,274 748,04,56 20,460 180,03,23 1,50,526 1430,52,75 29,799 262,87,51

1. Loans for Purchase of Consumer Durables 1,729 7,96,87 1,107 3,12,90 3,228 18,85,15 2,393 6,08,422. Loans for Housing 14,006 371,04,92 3,419 85,90,68 20,318 667,06,62 5,230 134,91,833. Rest of the Personal Loans 66,539 369,02,77 15,934 90,99,65 1,26,980 744,60,98 22,176 121,87,26

VI. TRADE 12,523 232,32,58 12,519 98,00,43 15,874 557,76,53 15,607 77,40,501. Wholesale Trade 726 74,22,62 289 23,32,84 1,513 265,52,30 227 9,34,072. Retail Trade 11,797 158,09,96 12,230 74,67,59 14,361 292,24,23 15,380 68,06,43

VII. FINANCE 427 8,54,16 33 1,32,66 457 17,90,18 175 98,30VIII. ALL OTHERS 15,171 98,11,54 1,747 18,19,50 45,726 341,02,29 2,438 13,47,75

TOTAL BANK CREDIT 1,81,364 2820,57,13 73,981 633,94,55 2,79,574 5435,32,96 1,22,701 639,31,71OF WHICH: 1. Artisans and Village & Tiny Industries 1,254 18,23,60 609 5,16,81 612 8,16,56 842 4,84,89

2. Other Small Scale Industries 3,695 206,08,84 552 22,73,42 9,877 312,08,92 803 27,90,86

NANDURBAR NASIK OSMANABAD PARBHANI

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

39 40 41 42 43 44 45 46

I. AGRICULTURE 12,234 77,57,86 62,828 1019,43,65 20,211 76,57,74 60,529 143,41,121. Direct Finance 12,012 74,55,08 62,147 941,23,24 20,007 74,66,37 60,055 135,60,702. Indirect Finance 222 3,02,78 681 78,20,41 204 1,91,37 474 7,80,42

II. INDUSTRY 505 10,09,73 5,546 637,01,75 1,575 18,53,77 1,290 12,05,421. Mining & Quarrying 3 46,10 47 12,87,31 7 41,27 12 40,592. Manufacturing & Processing 439 5,89,91 5,138 553,11,81 1,466 15,67,45 1,170 9,24,353. Electricity, Gas & Water – – 11 1,02,34 – – 1 994. Construction 63 3,73,72 350 70,00,29 102 2,45,05 107 2,39,49

III. TRANSPORT OPERATORS 260 1,07,09 1,204 20,00,38 318 3,50,71 217 2,63,24IV. PROFESSIONAL AND OTHER SERVICES 1,437 9,94,96 5,886 170,45,66 1,995 16,80,37 1,906 10,93,54V. PERSONAL LOANS 7,825 74,04,15 87,601 1410,55,64 14,073 94,43,81 17,559 128,99,51

1. Loans for Purchase of Consumer Durables 522 1,53,19 1,584 8,00,95 574 1,88,83 721 2,45,842. Loans for Housing 1,767 39,90,25 26,024 906,82,43 1,371 34,67,10 2,456 53,40,053. Rest of the Personal Loans 5,536 32,60,71 59,993 495,72,26 12,128 57,87,88 14,382 73,13,62

VI. TRADE 3,622 15,48,02 15,880 239,48,98 8,314 34,15,64 10,749 42,73,291. Wholesale Trade 46 1,47,15 688 46,52,07 182 1,77,65 279 2,68,092. Retail Trade 3,576 14,00,87 15,192 192,96,91 8,132 32,37,99 10,470 40,05,20

VII. FINANCE 14 1,18,03 260 9,26,68 60 14,38 28 12,21VIII. ALL OTHERS 658 4,45,54 14,764 145,72,87 955 7,39,14 1,324 5,17,89

TOTAL BANK CREDIT 26,555 193,85,38 1,93,969 3651,95,61 47,501 251,55,56 93,602 346,06,22OF WHICH: 1. Artisans and Village & Tiny Industries 172 1,19,50 1,169 20,71,77 451 3,66,22 384 2,20,69

2. Other Small Scale Industries 197 2,26,75 3,042 267,37,24 279 4,55,15 371 3,27,84

329

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

PUNE RAIGAD RATNAGIRI SANGLI SATARA SINDHUDURG

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

47 48 49 50 51 52 53 54 55 56 57 58

67,015 1415,24,44 16,756 117,13,60 21,225 137,59,68 46,169 563,63,75 42,218 288,62,89 9,535 63,21,42 I64,579 1015,63,67 16,518 105,66,61 21,127 135,21,66 45,180 509,00,37 41,646 270,80,12 9,373 60,80,70 12,436 399,60,77 238 11,46,99 98 2,38,02 989 54,63,38 572 17,82,77 162 2,40,72 2

22,439 9303,94,24 4,078 5048,96,71 3,503 1715,32,58 3,008 422,90,19 3,874 308,44,96 2,872 34,53,13 II160 55,00,08 25 55,72,72 34 1,61,92 43 4,10,79 45 5,63,60 21 1,32,55 1

20,208 7376,75,84 3,737 4928,27,77 3,106 118,75,80 2,787 398,27,39 3,417 209,01,77 2,696 27,02,45 291 189,55,32 5 17,11 11 1575,13,89 4 2,42,97 12 6,21,82 1 4,89 3

1,980 1682,63,00 311 64,79,11 352 19,80,97 174 18,09,04 400 87,57,77 154 6,13,24 46,694 151,82,13 2,155 21,02,77 1,957 13,84,49 1,141 14,74,39 1,323 17,06,54 1,389 12,17,08 III

15,818 1322,46,94 4,124 65,45,40 3,907 46,54,05 3,364 35,65,55 4,294 56,75,69 2,836 23,98,42 IV3,81,188 7637,14,29 44,772 504,48,19 35,482 372,48,90 40,659 335,63,03 47,754 384,53,39 26,768 696,40,68 V

11,976 86,61,67 704 3,74,14 902 2,96,19 1,120 5,37,32 836 2,93,43 480 1,19,17 188,377 5152,69,93 9,403 283,82,37 8,468 218,19,51 6,812 149,79,80 9,348 194,07,41 11,677 615,88,23 2

2,80,835 2397,82,69 34,665 216,91,68 26,112 151,33,20 32,727 180,45,91 37,570 187,52,55 14,611 79,33,28 324,361 1227,90,46 10,097 2161,74,06 7,636 72,45,64 7,228 87,52,92 10,887 97,16,20 6,301 45,87,74 VI1,936 387,51,05 518 2092,95,01 121 8,51,14 270 16,69,93 257 15,45,00 130 3,87,23 1

22,425 840,39,41 9,579 68,79,05 7,515 63,94,50 6,958 70,82,99 10,630 81,71,20 6,171 42,00,51 21,168 213,21,13 432 8,46,01 23 36,41 517 2,28,48 210 3,82,32 15 27,98 VII

54,304 779,58,93 6,376 57,96,31 9,614 38,06,70 14,669 64,85,37 7,182 30,44,47 2,404 11,98,07 VIII

5,72,987 22051,32,56 88,790 7985,23,05 83,347 2396,68,45 1,16,755 1527,23,68 1,17,742 1186,86,46 52,120 888,44,52 TOTAL1,576 27,67,37 1,448 13,72,63 1,492 9,32,20 536 5,09,03 1,297 13,37,87 1,543 9,52,06 1

11,527 665,56,75 1,092 45,06,98 1,060 25,40,03 1,480 84,68,83 1,663 56,24,91 889 13,33,39 2

DADRA&NAGAR HAVELI

SOLAPUR THANE WARDHA WASHIM YAVATMAL DADRA&NAGAR HAVELI

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

59 60 61 62 63 64 65 66 67 68 1 2

70,459 592,66,10 19,053 491,31,61 40,903 139,11,25 27,901 84,25,08 65,172 184,02,98 1,461 10,33,03 I69,275 561,85,43 18,294 107,68,18 40,578 126,80,19 27,558 79,95,60 64,683 171,25,66 1,447 4,29,90 11,184 30,80,67 759 383,63,43 325 12,31,06 343 4,29,48 489 12,77,32 14 6,03,13 24,591 276,49,52 9,305 3578,62,64 1,712 581,18,33 1,784 7,66,97 1,679 64,38,57 485 526,51,70 II

37 2,63,94 51 10,87,92 32 11,72,77 9 79,08 20 71,85 6 22,78 14,058 193,46,89 8,301 2597,75,65 1,425 307,12,17 1,690 6,20,62 1,399 49,48,20 467 520,66,67 2

10 4,02,63 44 594,97,84 10 256,05,26 1 3,52 1 2,27 3 37,57 3486 76,36,06 909 375,01,23 245 6,28,13 84 63,75 259 14,16,25 9 5,24,68 4

1,342 17,85,85 4,129 74,48,80 369 3,02,18 230 95,77 930 7,23,23 47 32,39 III4,828 72,04,20 8,976 498,60,52 1,099 29,68,96 874 4,53,46 1,959 16,73,42 240 13,39,42 IV

53,902 520,94,59 1,45,331 2851,99,45 18,023 175,66,41 9,898 63,17,26 31,044 274,78,65 3,329 35,51,81 V1,133 6,20,88 5,450 35,66,51 340 1,28,92 1,361 3,21,66 2,183 10,31,15 181 24,74 19,752 249,38,30 45,500 2019,18,55 4,646 102,63,61 1,231 27,95,61 6,616 150,93,09 877 16,44,83 2

43,017 265,35,41 94,381 797,14,39 13,037 71,73,88 7,306 31,99,99 22,245 113,54,41 2,271 18,82,24 312,500 126,05,73 17,060 3439,16,08 4,907 43,27,70 5,332 18,12,97 10,473 73,38,57 1,181 8,00,56 VI

339 21,66,99 1,660 3126,99,35 155 8,31,76 59 52,07 500 22,54,47 9 81,68 112,161 104,38,74 15,400 312,16,73 4,752 34,95,94 5,273 17,60,90 9,973 50,84,10 1,172 7,18,88 2

303 5,07,85 429 25,01,91 113 4,68,60 20 46,06 88 1,99,51 4 12,83 VII13,426 97,26,02 31,250 579,99,51 2,982 17,06,40 898 2,78,62 3,336 15,88,88 228 2,56,62 VIII

1,61,351 1708,39,86 2,35,533 11539,20,52 70,108 993,69,83 46,937 181,96,19 1,14,681 638,43,81 6,975 596,78,36 TOTAL717 6,16,39 1,378 19,71,86 287 13,31,78 506 2,28,33 437 5,81,71 146 73,30 1

2,185 82,14,19 4,404 500,98,14 535 22,53,30 861 2,68,97 731 19,64,26 187 31,49,62 2

330

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSOUTHERN REGION

WESTERN REGION DAMAN & DIU STATE: ANDHRA PRADESH

DAMAN DIU ADILABAD ANANTAPUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

1 2 3 4 1 2 3 4

I. AGRICULTURE 95 74,80 195 1,68,58 1,53,352 265,62,05 3,97,160 939,14,691. Direct Finance 95 74,80 189 1,56,21 1,50,587 244,54,76 3,96,073 918,40,742. Indirect Finance – – 6 12,37 2,765 21,07,29 1,087 20,73,95

II. INDUSTRY 451 287,69,98 56 27,66 2,770 157,14,49 15,787 740,59,771. Mining & Quarrying 3 14,49 – – 11 5,63,61 133 7,32,412. Manufacturing & Processing 410 286,47,34 55 22,53 2,326 145,19,85 15,147 707,16,773. Electricity, Gas & Water 1 2,33 – – 10 39,53 6 21,074. Construction 37 1,05,82 1 5,13 423 5,91,50 501 25,89,52

III. TRANSPORT OPERATORS 165 3,76,16 9 5,18 1,299 7,88,17 1,186 41,91,76IV. PROFESSIONAL AND OTHER SERVICES 119 2,95,94 76 4,08,73 2,156 9,99,96 4,646 33,84,70V. PERSONAL LOANS 2,547 33,34,71 760 4,74,98 68,674 388,08,53 1,13,018 663,18,82

1. Loans for Purchase of Consumer Durables 170 40,99 13 4,02 4,734 18,48,69 7,171 23,58,452. Loans for Housing 479 13,73,69 24 37,52 4,386 91,21,81 10,914 223,61,773. Rest of the Personal Loans 1,898 19,20,03 723 4,33,44 59,554 278,38,03 94,933 415,98,60

VI. TRADE 248 6,56,68 406 2,31,67 19,886 104,54,20 27,723 127,48,741. Wholesale Trade 12 1,95,37 – – 105 30,44,08 483 16,93,362. Retail Trade 236 4,61,31 406 2,31,67 19,781 74,10,12 27,240 110,55,38

VII. FINANCE 2 5,81,88 3 5,60 196 13,14,08 665 3,88,63VIII. ALL OTHERS 103 2,89,22 102 2,40,98 40,337 158,47,62 1,02,732 264,70,04TOTAL BANK CREDIT 3,730 343,79,37 1,607 15,63,38 2,88,670 1104,89,10 6,62,917 2814,77,15

OF WHICH: 1. Artisans and Village & Tiny Industries 124 5,01,25 37 10,37 975 21,76,13 11,391 47,09,662. Other Small Scale Industries 182 42,15,21 7 4,82 1,130 50,35,88 2,735 30,91,65

CHITTOOR CUDDAPAH EAST GODAVARI GUNTUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

5 6 7 8 9 10 11 12

I. AGRICULTURE 3,46,930 839,84,17 2,06,449 624,59,52 2,64,012 1061,09,62 4,70,258 1504,80,111. Direct Finance 3,42,366 815,96,76 2,04,601 606,49,76 2,58,899 954,82,68 4,67,472 1369,35,752. Indirect Finance 4,564 23,87,41 1,848 18,09,76 5,113 106,26,94 2,786 135,44,36

II. INDUSTRY 6,375 242,23,06 6,460 255,84,23 11,464 2033,49,15 8,715 1232,30,071. Mining & Quarrying 64 11,61,76 58 6,57,92 73 11,16,27 250 17,81,992. Manufacturing & Processing 5,135 150,68,36 5,679 218,57,17 10,163 1553,74,08 7,585 1171,30,403. Electricity, Gas & Water 6 24,86,31 5 19,66 23 354,13,67 26 8,28,234. Construction 1,170 55,06,63 718 30,49,48 1,205 114,45,13 854 34,89,45

III. TRANSPORT OPERATORS 1,305 24,24,32 1,181 37,07,73 2,561 56,19,24 2,309 54,97,02IV. PROFESSIONAL AND OTHER SERVICES 4,354 69,01,36 7,440 40,99,04 8,667 133,70,66 6,843 128,36,86V. PERSONAL LOANS 1,47,429 895,66,56 1,03,879 575,84,41 1,57,880 1630,53,53 1,48,255 1181,00,14

1. Loans for Purchase of Consumer Durables 9,079 32,20,51 8,850 34,75,79 7,855 43,45,76 8,464 42,55,492. Loans for Housing 13,695 271,11,96 8,258 159,32,65 35,942 845,39,44 19,378 482,51,593. Rest of the Personal Loans 1,24,655 592,34,09 86,771 381,75,97 1,14,083 741,68,33 1,20,413 655,93,06

VI. TRADE 23,190 169,99,58 21,012 106,78,59 29,394 354,19,41 20,241 352,07,911. Wholesale Trade 879 20,36,45 561 14,46,08 1,592 73,50,81 1,274 179,56,372. Retail Trade 22,311 149,63,13 20,451 92,32,51 27,802 280,68,60 18,967 172,51,54

VII. FINANCE 7,073 21,72,94 440 3,87,94 457 5,78,55 731 14,91,95VIII. ALL OTHERS 90,514 312,46,42 72,137 212,24,31 1,34,042 662,26,74 1,31,675 686,81,01

TOTAL BANK CREDIT 6,27,170 2575,18,41 4,18,998 1857,25,77 6,08,477 5937,26,90 7,89,027 5155,25,07OF WHICH: 1. Artisans and Village & Tiny Industries 1,848 16,83,87 3,944 15,39,67 2,861 102,59,47 2,020 64,61,31

2. Other Small Scale Industries 1,117 38,79,08 1,111 25,31,84 4,525 296,61,53 2,372 249,15,59

331

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

HYDERABAD KARIMNAGAR KHAMMAM KRISHNA KURNOOL MAHBUBNAGAR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

13 14 15 16 17 18 19 20 21 22 23 24

14,142 3319,91,93 1,88,119 488,63,49 1,42,445 359,35,96 2,84,168 936,66,35 2,63,581 803,56,88 1,65,983 393,64,18 I11,635 706,00,38 1,81,165 440,57,91 1,41,125 342,51,51 2,78,421 848,09,44 2,60,204 772,64,41 1,64,975 381,23,01 12,507 2613,91,55 6,954 48,05,58 1,320 16,84,45 5,747 88,56,91 3,377 30,92,47 1,008 12,41,17 2

47,693 18016,45,94 6,384 141,65,48 3,686 62,70,77 9,043 1455,65,56 5,945 397,46,42 3,170 119,30,21 II197 253,36,61 13 1,12,97 104 14,49,20 61 523,67,18 210 9,97,09 37 1,75,00 1

24,908 10759,92,36 5,507 120,97,43 3,171 29,91,28 7,704 770,31,45 5,029 360,96,45 2,673 59,51,49 21,359 3005,49,73 7 45,47 4 19,44 20 49,14,95 9 2,07,84 3 48,59,33 3

21,229 3997,67,24 857 19,09,61 407 18,10,85 1,258 112,51,98 697 24,45,04 457 9,44,39 412,878 976,83,49 1,650 9,93,45 921 4,78,62 10,735 247,99,86 1,631 33,47,85 611 5,35,15 III13,994 2924,52,00 3,586 26,57,83 2,364 31,53,82 6,815 201,97,24 10,127 101,70,07 2,199 17,59,46 IV

5,11,861 12040,27,47 85,928 655,28,40 78,558 438,51,29 1,90,604 1776,25,91 98,490 621,87,28 40,294 240,01,05 V16,665 111,29,63 4,995 22,98,45 6,032 20,23,31 9,671 53,60,24 6,820 29,60,26 2,293 10,41,78 1

1,03,885 7304,27,27 7,449 188,55,28 8,940 130,84,95 28,846 772,64,13 10,515 211,29,49 4,179 79,76,91 23,91,311 4624,70,57 73,484 443,74,67 63,586 287,43,03 1,52,087 950,01,54 81,155 380,97,53 33,822 149,82,36 3

19,656 2193,51,91 20,652 115,15,10 12,016 62,63,61 19,215 532,18,47 29,122 162,87,87 14,107 53,70,37 VI3,407 787,08,61 1,306 16,52,69 111 7,29,92 1,898 124,86,64 438 22,87,54 185 3,79,81 1

16,249 1406,43,30 19,346 98,62,41 11,905 55,33,69 17,317 407,31,83 28,684 140,00,33 13,922 49,90,56 2994 1523,54,01 1,249 7,56,33 464 2,21,50 691 27,59,00 2,749 9,12,10 62 9,45 VII

1,27,344 2185,56,58 78,909 300,65,15 56,530 182,59,43 1,20,564 592,02,28 68,388 256,67,63 44,255 141,80,32 VIII

7,48,562 43180,63,33 3,86,477 1745,45,23 2,96,984 1144,35,00 6,41,835 5770,34,67 4,80,033 2386,76,10 2,70,681 971,50,19 TOTAL1,133 52,51,84 2,251 48,26,56 852 8,22,47 2,356 45,05,09 2,530 19,52,27 1,719 8,01,64 17,336 801,75,48 1,948 52,16,75 2,137 19,41,04 2,785 141,38,71 1,786 54,05,55 355 8,54,92 2

MEDAK NALGONDA NELLORE NIZAMABAD PRAKASAM RANGAREDDY

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

25 26 27 28 29 30 31 32 33 34 35 36

2,22,675 474,80,61 2,04,209 474,32,96 2,62,421 802,75,11 1,93,450 477,24,02 3,42,482 949,41,66 91,521 373,62,83 I2,18,994 465,07,22 2,02,043 462,49,22 2,56,811 762,34,04 1,91,382 461,30,34 3,37,768 931,49,35 89,201 299,02,98 1

3,681 9,73,39 2,166 11,83,74 5,610 40,41,07 2,068 15,93,68 4,714 17,92,31 2,320 74,59,85 25,074 159,96,09 8,327 162,26,71 4,760 467,57,54 3,175 184,11,67 4,684 142,37,07 4,846 796,24,88 II

6 64,20 11 83,73 19 3,82,42 18 89,31 207 20,07,17 55 7,32,56 14,285 131,51,95 7,384 149,81,76 3,831 341,93,36 2,771 167,91,22 3,725 93,49,60 3,991 718,17,20 2

4 9,85,16 8 4,63,02 10 1,02,40 17 83,69 11 1,03,83 10 1,33,30 3779 17,94,78 924 6,98,20 900 120,79,36 369 14,47,45 741 27,76,47 790 69,41,82 4681 3,53,99 1,901 67,25,89 2,215 51,47,09 1,246 19,90,92 1,478 48,57,81 544 6,66,26 III

2,068 125,94,76 3,757 14,29,44 4,659 111,46,81 3,768 29,20,98 5,074 40,81,00 2,391 98,81,05 IV65,832 502,81,16 59,423 347,84,64 1,12,721 848,34,02 55,979 452,33,37 1,10,473 701,90,59 83,900 805,91,61 V8,108 27,88,89 4,570 15,40,26 8,111 33,24,45 3,574 14,97,85 9,226 38,63,57 3,354 17,30,88 17,511 189,87,09 5,806 104,45,26 11,281 324,60,01 6,520 151,79,82 8,943 194,67,10 11,143 305,33,34 2

50,213 285,05,18 49,047 227,99,12 93,329 490,49,56 45,885 285,55,70 92,304 468,59,92 69,403 483,27,39 312,165 1273,56,08 16,944 80,39,54 15,421 143,52,11 13,036 117,06,03 17,579 133,44,98 16,827 123,95,14 VI

446 1220,15,26 948 6,43,41 581 23,51,27 683 24,16,43 707 44,48,61 979 42,82,33 111,719 53,40,82 15,996 73,96,13 14,840 120,00,84 12,353 92,89,60 16,872 88,96,37 15,848 81,12,81 2

90 67,66 794 1,77,54 193 7,18,95 97 1,70,43 393 1,35,59 78 1,54,87 VII28,610 98,82,60 54,368 161,37,77 91,202 296,48,58 36,056 154,23,94 1,12,471 396,47,21 37,198 198,65,01 VIII

3,37,195 2640,12,95 3,49,723 1309,54,49 4,93,592 2728,80,21 3,06,807 1435,81,36 5,94,634 2414,35,91 2,37,305 2405,41,65 TOTAL2,281 17,36,76 3,581 29,36,92 2,352 19,95,22 925 38,96,61 2,150 32,05,42 985 11,16,86 11,741 14,45,23 3,270 51,45,26 1,011 89,38,46 1,326 89,19,08 899 20,73,28 1,847 202,12,10 2

332

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SOUTHERN REGION STATE: ANDHRA PRADESH (Contd.)

SRIKAKULAM VISHAKHAPATNAM VIZIANAGARAM WARANGAL

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

37 38 39 40 41 42 43 44

I. AGRICULTURE 1,10,638 274,88,86 1,02,247 600,29,59 75,331 165,80,68 1,60,547 494,98,421. Direct Finance 1,09,701 256,47,53 1,01,322 392,90,97 74,546 159,23,45 1,59,052 375,16,242. Indirect Finance 937 18,41,33 925 207,38,62 785 6,57,23 1,495 119,82,18

II. INDUSTRY 2,505 111,73,95 5,783 2131,34,51 2,177 154,49,98 3,613 144,18,921. Mining & Quarrying 47 9,61,90 124 44,61,00 7 24,05 15 4,78,182. Manufacturing & Processing 2,224 78,08,30 4,412 1827,88,98 1,930 146,76,06 2,694 65,28,863. Electricity, Gas & Water 4 32,25 20 56,37,08 1 3,04 17 59,48,324. Construction 230 23,71,50 1,227 202,47,45 239 7,46,83 887 14,63,56

III. TRANSPORT OPERATORS 496 3,33,55 4,093 89,40,03 505 3,69,15 1,255 41,90,25IV. PROFESSIONAL AND OTHER SERVICES 1,450 10,49,56 5,956 394,30,45 1,891 16,23,88 2,509 29,57,98V. PERSONAL LOANS 37,501 277,20,13 1,59,719 2027,92,39 39,081 296,03,53 70,808 598,09,37

1. Loans for Purchase of Consumer Durables 1,511 7,37,14 6,562 34,99,74 1,506 8,24,21 2,855 14,29,382. Loans for Housing 6,023 111,38,77 30,682 1049,84,48 6,688 129,98,84 6,800 172,02,213. Rest of the Personal Loans 29,967 158,44,22 1,22,475 943,08,17 30,887 157,80,48 61,153 411,77,78

VI. TRADE 7,632 92,12,28 15,901 601,36,34 8,931 58,48,71 13,517 116,30,951. Wholesale Trade 111 7,83,96 1,494 255,95,91 158 10,87,93 381 15,96,522. Retail Trade 7,521 84,28,32 14,407 345,40,43 8,773 47,60,78 13,136 100,34,43

VII. FINANCE 40 11,50,69 294 17,46,89 61 64,66 448 4,33,39VIII. ALL OTHERS 31,924 108,51,71 72,767 516,31,42 23,759 96,49,89 43,069 225,09,46

TOTAL BANK CREDIT 1,92,186 889,80,73 3,66,760 6378,41,62 1,51,736 791,90,48 2,95,766 1654,48,74OF WHICH: 1. Artisans and Village & Tiny Industries 1,317 36,08,15 1,294 27,62,53 1,375 8,65,62 944 9,88,36

2. Other Small Scale Industries 429 14,04,90 1,096 109,49,73 341 10,71,85 1,070 37,32,07

STATE: KARNATAKA

WEST GODAVARI BAGALKOTE BANGALORE RURAL BANGALORE URBAN

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

45 46 1 2 3 4 5 6

I. AGRICULTURE 2,90,049 1387,79,40 68,950 555,11,87 71,514 625,58,91 19,192 3562,69,831. Direct Finance 2,86,356 1344,46,95 68,071 544,67,53 70,604 364,93,30 17,423 582,35,262. Indirect Finance 3,693 43,32,45 879 10,44,34 910 260,65,61 1,769 2980,34,57

II. INDUSTRY 7,337 610,20,49 4,112 199,22,55 10,873 5029,44,81 99,933 32123,09,631. Mining & Quarrying 396 13,98,40 13 65,92 147 238,79,27 373 1476,03,452. Manufacturing & Processing 5,834 528,39,86 3,667 93,38,21 9,306 3498,54,73 86,230 17952,89,113. Electricity, Gas & Water 11 21,41,03 1 18,77 62 697,53,20 319 5641,57,974. Construction 1,096 46,41,20 431 104,99,65 1,358 594,57,61 13,011 7052,59,10

III. TRANSPORT OPERATORS 1,722 28,44,62 824 10,62,82 1,203 111,96,50 17,723 912,50,14IV. PROFESSIONAL AND OTHER SERVICES 6,203 62,58,41 3,330 89,96,97 2,599 525,84,77 22,063 6527,52,22V. PERSONAL LOANS 1,18,316 903,24,40 33,582 341,97,04 61,461 2225,90,64 29,55,903 22954,08,60

1. Loans for Purchase of Consumer Durables 6,551 34,33,66 2,243 10,51,85 1,478 7,47,86 51,589 334,40,552. Loans for Housing 19,435 402,50,58 4,291 97,08,21 26,655 1748,76,20 1,62,356 14221,80,943. Rest of the Personal Loans 92,330 466,40,16 27,048 234,36,98 33,328 469,66,58 27,41,958 8397,87,11

VI. TRADE 21,862 239,26,63 9,525 40,33,03 8,762 560,01,66 37,713 3433,18,671. Wholesale Trade 1,686 65,00,23 356 4,36,72 432 185,72,97 12,062 1537,40,212. Retail Trade 20,176 174,26,40 9,169 35,96,31 8,330 374,28,69 25,651 1895,78,46

VII. FINANCE 898 7,74,60 34 18,06 371 21,22,78 1,287 4094,50,51VIII. ALL OTHERS 1,11,844 474,90,28 13,464 70,10,30 9,213 109,21,74 2,16,576 2974,25,32

TOTAL BANK CREDIT 5,58,231 3714,18,83 1,33,821 1307,52,64 1,65,996 9209,21,81 33,70,390 76581,84,92OF WHICH: 1. Artisans and Village & Tiny Industries 1,619 30,31,00 1,756 6,31,66 553 4,11,55 3,156 246,73,42

2. Other Small Scale Industries 2,728 98,30,99 1,720 32,30,58 7,225 782,61,07 42,416 1567,12,32

333

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

BELGAUM BELLARY BIDAR BIJAPUR CHAMARAJANAGAR CHIKMAGALUR

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

7 8 9 10 11 12 13 14 15 16 17 18

1,82,882 1150,68,55 42,110 568,37,99 54,145 192,60,13 81,475 673,48,30 34,566 171,22,30 69,104 668,22,00 I1,81,116 1107,59,13 40,313 442,16,89 53,425 186,93,15 80,583 650,11,14 34,219 168,41,77 68,060 655,71,68 1

1,766 43,09,42 1,797 126,21,10 720 5,66,98 892 23,37,16 347 2,80,53 1,044 12,50,32 210,348 544,68,59 3,778 2396,40,92 1,561 29,22,89 2,953 78,97,70 1,850 16,50,26 2,602 181,79,14 II

92 14,19,89 123 447,22,07 5 31,22 32 2,25,89 14 5,13,98 2 46,51 19,166 424,44,38 2,939 1789,43,29 1,319 23,53,95 2,562 50,29,22 1,744 7,33,77 2,063 163,38,03 2

11 4,01,24 13 90,61,01 2 41,83 – – – – 8 43,08 31,079 102,03,08 703 69,14,55 235 4,95,89 359 26,42,59 92 4,02,51 529 17,51,52 43,303 49,68,55 1,042 23,56,01 904 10,39,36 2,545 39,19,34 504 2,51,73 1,393 12,31,90 III

12,466 125,05,94 4,239 61,00,84 2,828 14,00,90 5,069 105,54,77 1,073 4,34,78 4,213 19,24,50 IV1,21,205 982,27,13 46,608 520,50,61 26,828 181,05,28 36,421 399,07,61 18,821 94,67,43 34,042 292,01,95 V

8,382 29,87,96 2,113 10,36,20 1,784 4,65,79 2,568 17,26,91 851 2,30,45 3,149 15,75,79 118,758 488,11,27 7,807 212,87,42 2,651 56,06,94 6,702 183,50,69 1,882 41,78,47 6,297 159,90,97 294,065 464,27,90 36,688 297,26,99 22,393 120,32,55 27,151 198,30,01 16,088 50,58,51 24,596 116,35,19 322,365 220,96,21 10,974 188,76,65 9,287 57,94,71 12,302 78,91,23 8,067 32,27,06 13,714 83,92,35 VI1,181 48,19,09 464 90,04,55 248 18,39,30 262 19,91,08 199 7,76,59 726 28,16,38 1

21,184 172,77,12 10,510 98,72,10 9,039 39,55,41 12,040 59,00,15 7,868 24,50,47 12,988 55,75,97 2491 23,77,57 246 37,84,87 38 28,72 176 1,00,54 205 91,51 79 4,70,80 VII

46,439 213,37,21 11,748 90,94,34 4,195 19,89,37 12,022 68,81,90 7,864 19,67,93 19,260 99,17,89 VIII

3,99,499 3310,49,75 1,20,745 3887,42,23 99,786 505,41,36 1,52,963 1445,01,39 72,950 342,13,00 1,44,407 1361,40,53 TOTAL2,928 16,34,60 344 4,51,03 643 3,33,78 1,382 6,47,02 693 2,12,11 926 3,48,68 14,704 101,65,71 2,138 100,66,43 621 14,17,94 1,011 15,15,86 484 2,43,66 830 5,11,28 2

CHITRADURGA DAKSHIN KANNAD DAVANGERE DHARWAD GADAG GULBARGA

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

19 20 21 22 23 24 25 26 27 28 29 30

35,616 234,02,26 54,099 433,38,97 56,197 379,68,02 58,351 491,78,67 47,784 238,10,30 2,26,822 1022,33,43 I35,218 225,12,68 52,677 351,69,66 55,175 352,76,18 56,902 330,69,28 47,317 230,50,93 2,24,809 784,05,03 1

398 8,89,58 1,422 81,69,31 1,022 26,91,84 1,449 161,09,39 467 7,59,37 2,013 238,28,40 21,901 72,75,99 7,186 991,13,29 2,575 91,32,62 6,064 478,14,51 1,624 24,90,70 4,537 199,91,01 II

11 65,34 46 42,27,47 98 4,16,60 38 3,13,76 4 19,77 41 4,28,52 11,293 41,54,62 5,756 517,40,18 2,277 67,75,51 4,327 261,29,49 1,409 18,58,54 3,707 123,01,15 2

4 4,86,39 37 176,77,57 3 11,45,86 18 84,15,69 2 14,24 7 49,14,67 3593 25,69,64 1,347 254,68,07 197 7,94,65 1,681 129,55,57 209 5,98,15 782 23,46,67 4

1,144 11,09,70 5,166 77,68,26 1,066 8,83,18 4,068 178,10,80 414 8,21,84 2,489 18,79,03 III2,132 39,95,44 10,221 321,67,16 2,712 52,12,84 8,444 160,55,61 3,245 20,76,42 7,690 116,30,34 IV

21,182 191,79,96 1,23,431 1624,97,37 36,881 327,13,46 1,19,877 1097,96,22 21,428 155,84,87 66,044 502,31,87 V2,228 9,33,53 5,534 24,94,02 3,937 23,86,14 8,516 36,16,64 1,779 6,69,03 2,899 11,11,07 13,673 95,73,86 30,109 1023,14,17 5,352 135,05,11 21,643 536,16,78 3,500 75,45,84 7,675 174,62,70 2

15,281 86,72,57 87,788 576,89,18 27,592 168,22,21 89,718 525,62,80 16,149 73,70,00 55,470 316,58,10 37,927 54,40,63 20,182 398,50,43 8,388 113,69,54 14,284 299,31,10 6,329 43,69,73 21,651 169,44,61 VI

287 16,69,61 1,144 159,26,93 690 56,96,53 689 73,21,04 215 12,67,38 1,367 49,37,06 17,640 37,71,02 19,038 239,23,50 7,698 56,73,01 13,595 226,10,06 6,114 31,02,35 20,284 120,07,55 2

19 65,92 339 17,62,03 80 69,34 365 3,86,93 6 76,83 30 63,25 VII13,116 67,92,32 30,766 184,74,61 11,982 74,40,31 23,815 145,45,22 12,199 46,15,34 14,128 66,86,77 VIII

83,037 672,62,22 2,51,390 4049,72,12 1,19,881 1047,89,31 2,35,268 2855,19,06 93,029 538,46,03 3,43,391 2096,60,31 TOTAL302 1,67,72 1,080 11,18,08 237 2,42,85 656 4,51,14 487 2,15,73 1,556 9,01,57 1937 27,61,05 3,453 169,68,55 1,756 19,04,17 2,655 103,97,85 832 13,78,35 1,854 66,64,31 2

334

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SOUTHERN REGION STATE: KARNATAKA (Contd.)

HASSAN HAVERI KODAGU KOLAR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

31 32 33 34 35 36 37 38

I. AGRICULTURE 1,06,046 566,81,85 81,148 390,90,99 37,775 442,56,89 67,538 357,25,601. Direct Finance 1,03,979 558,11,25 80,005 373,07,69 37,159 428,04,09 66,847 346,93,472. Indirect Finance 2,067 8,70,60 1,143 17,83,30 616 14,52,80 691 10,32,13

II. INDUSTRY 3,399 84,45,75 2,753 34,75,89 1,258 46,22,09 5,662 90,67,051. Mining & Quarrying 31 3,91,52 10 58,68 3 42,99 173 8,01,202. Manufacturing & Processing 2,656 43,78,77 2,461 24,06,98 1,045 36,59,44 5,118 60,07,323. Electricity, Gas & Water 2 10,70 – – 3 12,15 6 35,784. Construction 710 36,64,76 282 10,10,23 207 9,07,51 365 22,22,75

III. TRANSPORT OPERATORS 1,358 12,92,19 830 6,41,00 1,192 11,40,11 430 6,90,47IV. PROFESSIONAL AND OTHER SERVICES 4,270 31,62,98 3,324 18,82,94 1,425 27,90,95 1,898 23,73,73V. PERSONAL LOANS 55,864 426,68,36 30,314 164,24,80 27,037 234,01,30 36,860 313,85,74

1. Loans for Purchase of Consumer Durables 3,633 13,36,78 2,375 9,75,30 1,774 7,74,95 2,787 12,81,152. Loans for Housing 8,722 217,19,26 4,193 70,83,88 4,197 124,39,95 5,880 125,14,343. Rest of the Personal Loans 43,509 196,12,32 23,746 83,65,62 21,066 101,86,40 28,193 175,90,25

VI. TRADE 14,108 107,29,64 8,448 54,30,24 7,502 64,84,05 9,317 89,21,591. Wholesale Trade 964 33,17,70 569 14,60,92 294 16,35,05 949 35,04,542. Retail Trade 13,144 74,11,94 7,879 39,69,32 7,208 48,49,00 8,368 54,17,05

VII. FINANCE 111 16,31,67 72 50,61 60 34,27 17 61,23VIII. ALL OTHERS 19,912 89,27,79 16,326 59,12,74 8,760 48,45,46 17,575 96,91,03

TOTAL BANK CREDIT 2,05,068 1335,40,23 1,43,215 729,09,21 85,009 875,75,12 1,39,297 979,16,44OF WHICH: 1. Artisans and Village & Tiny Industries 637 4,19,67 765 3,27,92 313 2,75,86 459 5,58,86

2. Other Small Scale Industries 1,770 17,69,76 1,555 12,42,85 597 3,71,98 2,272 28,54,83

KOPPAL MANDYA MYSORE RAICHUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

39 40 41 42 43 44 45 46

I. AGRICULTURE 29,792 295,76,15 83,559 357,47,40 1,03,018 444,73,53 44,998 440,34,531. Direct Finance 28,988 277,45,90 81,774 346,33,76 1,00,423 427,64,93 43,210 392,60,482. Indirect Finance 804 18,30,25 1,785 11,13,64 2,595 17,08,60 1,788 47,74,05

II. INDUSTRY 2,103 37,38,87 3,000 116,10,10 8,007 748,52,58 2,263 105,43,721. Mining & Quarrying 11 88,02 252 9,42,11 44 4,61,14 222 9,66,192. Manufacturing & Processing 1,914 30,28,46 2,447 96,15,68 6,726 650,16,24 1,492 70,12,393. Electricity, Gas & Water 4 1,71,67 6 61,40 25 11,49,20 35 7,23,334. Construction 174 4,50,72 295 9,90,91 1,212 82,26,00 514 18,41,81

III. TRANSPORT OPERATORS 246 3,84,21 915 10,50,84 2,380 31,65,20 203 2,45,97IV. PROFESSIONAL AND OTHER SERVICES 959 9,05,35 2,372 12,32,75 7,374 192,50,58 2,831 26,54,13V. PERSONAL LOANS 15,749 242,95,22 38,753 260,87,27 1,48,286 1562,12,02 25,319 236,04,11

1. Loans for Purchase of Consumer Durables 192 66,17 1,496 5,57,01 10,599 41,61,14 1,447 3,98,362. Loans for Housing 4,217 130,80,93 6,013 126,76,25 26,373 860,60,71 3,947 109,28,223. Rest of the Personal Loans 11,340 111,48,12 31,244 128,54,01 1,11,314 659,90,17 19,925 122,77,53

VI. TRADE 6,699 40,78,90 10,385 77,09,84 23,336 210,51,97 7,385 81,24,741. Wholesale Trade 257 7,60,80 312 20,46,51 984 42,41,27 193 15,90,652. Retail Trade 6,442 33,18,10 10,073 56,63,33 22,352 168,10,70 7,192 65,34,09

VII. FINANCE 18 1,14,89 149 1,20,84 556 30,68,08 110 4,26,86VIII. ALL OTHERS 1,558 13,45,72 17,339 54,56,82 44,073 227,19,35 2,956 47,13,76

TOTAL BANK CREDIT 57,124 644,39,31 1,56,472 890,15,86 3,37,030 3447,93,31 86,065 943,47,82OF WHICH: 1. Artisans and Village & Tiny Industries 502 14,20,27 945 12,66,76 1,184 6,07,26 380 3,92,86

2. Other Small Scale Industries 1,194 10,69,15 1,443 21,82,28 3,735 168,72,23 965 29,20,94

335

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

STATE: KERALA (Amount in Rupees Thousand)

SHIMOGA TUMKUR UDIPI UTTAR KANNAD ALAPUZHA ERNAKULAM

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

47 48 49 50 51 52 53 54 1 2 3 4

1,04,510 552,06,23 1,08,917 463,11,55 37,296 175,02,85 32,601 147,88,79 76,781 261,66,07 1,05,153 828,28,83 I1,01,994 461,04,94 1,06,338 449,45,64 36,672 170,12,30 31,763 141,43,39 75,390 217,86,57 1,02,659 626,60,83 1

2,516 91,01,29 2,579 13,65,91 624 4,90,55 838 6,45,40 1,391 43,79,50 2,494 201,68,00 25,647 129,86,94 5,787 147,73,14 4,917 359,69,83 6,351 126,33,24 35,412 422,33,59 65,735 3685,17,83 II

15 60,84 33 1,76,45 34 1,52,96 11 89,51 73 2,81,45 316 76,48,82 14,911 93,30,18 5,476 116,64,96 4,164 314,21,71 5,839 90,25,67 33,896 363,09,43 61,567 2538,94,57 2

21 1,77,74 3 9,85 8 1,29,99 3 12,74,42 11 98,70 143 189,98,11 3700 34,18,18 275 29,21,88 711 42,65,17 498 22,43,64 1,432 55,44,01 3,709 879,76,33 4

2,272 34,03,34 711 6,61,76 3,159 35,91,26 1,971 23,24,79 2,673 43,13,96 8,778 192,92,90 III5,347 68,40,77 2,798 48,89,35 7,773 79,95,68 5,716 36,04,19 11,138 118,23,53 16,760 853,47,34 IV

53,835 488,05,71 52,702 501,31,83 69,235 727,46,05 45,326 324,34,72 1,01,066 1087,12,41 2,52,030 4234,37,32 V4,103 16,33,43 5,151 20,73,21 2,562 10,10,78 2,378 8,06,38 6,495 38,62,83 12,264 77,10,21 1

10,432 250,70,47 10,003 269,76,42 16,258 435,98,49 7,202 151,70,29 22,751 555,17,74 67,538 2590,24,89 239,300 221,01,81 37,548 210,82,20 50,415 281,36,78 35,746 164,58,05 71,820 493,31,84 1,72,228 1567,02,22 316,001 177,17,02 20,535 143,90,03 16,099 149,76,40 22,248 127,16,61 19,863 392,57,73 39,106 1423,13,26 VI

907 55,59,63 881 66,99,46 547 27,88,58 906 12,62,11 1,168 163,09,81 11,082 501,81,44 115,094 121,57,39 19,654 76,90,57 15,552 121,87,82 21,342 114,54,50 18,695 229,47,92 28,024 921,31,82 2

134 5,02,92 428 2,52,50 231 2,68,26 146 2,72,69 342 10,89,74 933 347,72,47 VII25,208 134,94,31 26,741 107,37,21 15,334 61,85,49 15,176 60,66,20 1,92,161 430,24,89 2,24,585 1169,32,92 VIII

2,12,954 1589,57,24 2,18,619 1421,47,37 1,54,044 1592,35,82 1,29,535 848,41,23 4,39,436 2766,21,92 7,13,080 12734,42,87 TOTAL708 6,97,29 1,604 7,48,59 1,043 6,08,44 2,157 16,97,84 6,162 27,08,34 2,974 48,33,47 1

3,568 43,11,68 3,079 31,84,05 2,097 97,56,07 3,423 23,72,22 20,782 182,70,46 42,318 507,60,05 2

IDUKKI KANNUR KASARAGOD KOLLAM KOTTAYAM KOZHIKODE

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 9 10 11 12 13 14 15 16

61,672 365,11,39 1,63,149 393,78,79 1,40,087 329,34,78 84,804 293,95,03 81,344 375,53,10 2,83,747 516,79,11 I61,046 350,27,27 1,62,721 389,20,37 1,39,939 325,31,07 84,245 281,11,36 79,903 327,96,53 2,82,844 508,72,50 1

626 14,84,12 428 4,58,42 148 4,03,71 559 12,83,67 1,441 47,56,57 903 8,06,61 24,770 91,11,24 14,806 320,13,51 5,815 109,61,38 20,611 888,12,91 41,146 503,38,46 24,093 472,05,20 II

58 2,99,10 205 9,28,73 22 1,68,31 142 11,11,19 225 11,55,19 73 5,77,54 14,427 76,56,90 13,477 242,01,60 5,183 56,42,73 19,686 819,71,81 40,082 431,33,25 22,530 351,82,93 2

3 5,99 15 36,90 1 3,00 40 1,55,69 58 5,48,30 10 63,22 3282 11,49,25 1,109 68,46,28 609 51,47,34 743 55,74,22 781 55,01,72 1,480 113,81,51 4902 12,93,83 4,081 46,54,26 1,745 20,28,49 2,596 39,52,81 3,105 55,52,36 5,279 66,62,80 III

4,458 63,10,07 9,664 91,50,83 5,381 30,44,93 7,674 94,64,97 12,280 168,77,00 17,261 186,08,17 IV34,885 338,45,63 76,974 850,79,57 32,439 345,00,81 97,863 1203,62,48 1,16,112 1576,40,39 1,45,307 1403,11,73 V2,489 15,93,63 3,305 18,74,38 1,661 8,30,30 8,105 42,24,79 10,891 65,73,47 6,081 29,72,62 18,356 189,32,31 27,442 533,15,45 12,557 210,79,43 25,604 657,06,54 26,276 853,34,16 32,002 745,75,09 2

24,040 133,19,69 46,227 298,89,74 18,221 125,91,08 64,154 504,31,15 78,945 657,32,76 1,07,224 627,64,02 37,093 115,82,83 24,217 290,32,71 17,562 121,61,33 14,929 377,29,06 15,843 484,79,08 41,345 549,31,99 VI

369 31,12,52 984 52,23,17 564 15,89,20 1,314 107,13,73 1,089 197,71,96 1,565 135,25,90 16,724 84,70,31 23,233 238,09,54 16,998 105,72,13 13,615 270,15,33 14,754 287,07,12 39,780 414,06,09 2

299 1,74,51 327 8,23,70 109 2,02,63 444 8,57,48 448 16,53,77 182 10,21,61 VII82,033 201,69,51 73,501 219,80,23 25,517 95,42,41 1,84,264 571,02,58 2,75,364 743,04,91 78,267 332,22,18 VIII

1,96,112 1189,99,01 3,66,719 2221,13,60 2,28,655 1053,76,76 4,13,185 3476,77,32 5,45,642 3923,99,07 5,95,481 3536,42,79 TOTAL665 6,62,55 5,562 37,61,23 2,729 10,19,42 3,725 16,38,22 3,086 26,98,16 10,360 35,51,94 1

2,650 24,10,71 6,084 99,16,52 1,824 29,07,76 11,816 250,76,04 26,863 169,33,66 8,271 133,21,97 2

336

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SOUTHERN REGION STATE: KERALA (Contd.)

MALAPPURAM PALAKKAD PATHANAMTHITTA THIRUVANANTHAPURAM

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

17 18 19 20 21 22 23 24

I. AGRICULTURE 2,66,974 495,73,73 1,89,597 491,91,67 56,702 210,07,28 1,42,675 505,46,041. Direct Finance 2,65,158 491,38,52 1,87,953 477,58,65 55,383 203,20,38 1,39,949 384,83,082. Indirect Finance 1,816 4,35,21 1,644 14,33,02 1,319 6,86,90 2,726 120,62,96

II. INDUSTRY 18,653 163,68,45 17,551 432,15,08 13,403 150,92,44 30,467 1268,90,631. Mining & Quarrying 53 1,87,43 125 7,67,37 116 6,89,42 224 12,55,432. Manufacturing & Processing 17,308 112,07,64 16,121 373,65,72 12,334 93,51,00 26,975 493,26,963. Electricity, Gas & Water 6 60,59 169 12,78,38 8 66,93 234 563,78,414. Construction 1,286 49,12,79 1,136 38,03,61 945 49,85,09 3,034 199,29,83

III. TRANSPORT OPERATORS 3,756 34,70,17 2,725 30,23,54 1,623 23,55,49 4,303 77,11,02IV. PROFESSIONAL AND OTHER SERVICES 8,065 74,00,54 14,145 132,95,48 6,978 79,34,89 17,409 664,16,75V. PERSONAL LOANS 74,192 762,04,06 1,15,712 1688,06,89 75,279 915,29,62 2,38,314 3008,19,35

1. Loans for Purchase of Consumer Durables 3,526 20,80,31 4,893 25,86,23 4,424 27,02,68 14,832 89,35,452. Loans for Housing 19,211 409,78,61 34,486 1009,38,15 17,075 444,85,08 51,285 1806,22,763. Rest of the Personal Loans 51,455 331,45,14 76,333 652,82,51 53,780 443,41,86 1,72,197 1112,61,14

VI. TRADE 28,279 221,09,17 32,931 277,89,85 9,921 320,06,81 29,807 1770,95,151. Wholesale Trade 1,239 30,06,31 1,463 57,75,35 456 145,44,44 3,169 1324,77,782. Retail Trade 27,040 191,02,86 31,468 220,14,50 9,465 174,62,37 26,638 446,17,37

VII. FINANCE 129 1,24,31 808 5,28,13 159 2,88,35 726 142,94,82VIII. ALL OTHERS 80,889 224,02,75 1,20,335 305,05,09 1,09,094 374,07,48 3,82,020 958,49,59

TOTAL BANK CREDIT 4,80,937 1976,53,18 4,93,804 3363,55,73 2,73,159 2076,22,36 8,45,721 8396,23,35OF WHICH: 1. Artisans and Village & Tiny Industries 9,056 27,11,97 3,726 33,74,42 1,260 12,34,41 3,149 18,44,35

2. Other Small Scale Industries 6,415 51,15,84 9,030 93,49,82 8,650 51,51,82 16,921 118,82,68

STATE: TAMIL NADU

THRISSUR WAYANAD CHENNAI COIMBATORE

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

25 26 27 28 1 2 3 4

I. AGRICULTURE 1,12,495 366,04,77 1,45,132 375,01,86 9,427 3467,94,30 1,79,415 1911,52,281. Direct Finance 1,08,162 321,16,08 1,43,270 368,09,21 7,293 705,42,10 1,76,026 1334,27,042. Indirect Finance 4,333 44,88,69 1,862 6,92,65 2,134 2762,52,20 3,389 577,25,24

II. INDUSTRY 24,462 526,45,98 3,043 101,40,46 60,291 28044,20,79 41,684 12080,52,411. Mining & Quarrying 97 6,45,46 11 44,99 681 945,71,21 116 34,20,372. Manufacturing & Processing 21,926 390,81,98 2,837 92,71,20 53,450 21896,47,38 40,068 11164,17,673. Electricity, Gas & Water 102 7,94,17 2 5,41 270 1547,00,24 121 276,75,374. Construction 2,337 121,24,37 193 8,18,86 5,890 3655,01,96 1,379 605,39,00

III. TRANSPORT OPERATORS 2,871 43,29,43 876 6,00,34 20,319 994,98,68 2,872 67,40,15IV. PROFESSIONAL AND OTHER SERVICES 13,670 225,19,59 4,398 37,74,69 23,928 6286,69,06 9,883 653,03,33V. PERSONAL LOANS 1,61,575 1744,06,25 22,373 199,21,17 63,39,780 20491,55,49 3,52,600 3659,59,26

1. Loans for Purchase of Consumer Durables 8,547 41,16,36 2,296 7,66,21 33,637 291,99,55 12,530 66,58,302. Loans for Housing 41,728 990,63,15 6,016 115,28,70 1,44,607 10328,33,42 45,119 1875,34,553. Rest of the Personal Loans 1,11,300 712,26,74 14,061 76,26,26 61,61,536 9871,22,52 2,94,951 1717,66,41

VI. TRADE 23,836 592,29,05 11,373 71,24,78 35,590 4774,56,67 21,448 1319,20,721. Wholesale Trade 1,157 260,58,69 589 7,12,94 9,142 2163,27,17 3,043 630,11,182. Retail Trade 22,679 331,70,36 10,784 64,11,84 26,448 2611,29,50 18,405 689,09,54

VII. FINANCE 1,097 44,29,63 125 3,02,09 2,157 6434,25,18 735 56,53,18VIII. ALL OTHERS 1,19,559 603,23,94 26,638 76,30,88 2,90,044 5266,43,43 1,31,459 1011,99,26

TOTAL BANK CREDIT 4,59,565 4144,88,64 2,13,958 869,96,27 67,81,536 75760,63,60 7,40,096 20759,80,59OF WHICH: 1. Artisans and Village & Tiny Industries 4,076 43,17,47 1,300 4,43,76 3,581 169,40,21 2,644 101,01,80

2. Other Small Scale Industries 13,207 199,73,74 1,024 7,98,28 20,643 2176,88,92 23,241 3003,41,23

337

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

CUDDALORE DHARMAPURI DINDIGUL ERODE KANCHEEPURAM KANYAKUMARI

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

5 6 7 8 9 10 11 12 13 14 15 16

1,87,888 530,08,20 1,17,816 356,92,17 1,53,257 417,09,31 2,14,315 817,99,43 80,818 286,33,22 1,81,036 419,42,50 I1,82,733 516,55,12 1,16,726 342,24,68 1,50,393 377,07,47 2,09,745 774,53,13 80,213 271,77,46 1,79,608 405,29,52 1

5,155 13,53,08 1,090 14,67,49 2,864 40,01,84 4,570 43,46,30 605 14,55,76 1,428 14,12,98 23,349 93,33,63 1,732 320,52,75 2,799 792,83,82 9,607 1668,80,44 4,719 343,39,87 8,389 162,90,14 II

17 1,03,17 118 14,20,35 18 96,78 56 6,20,34 23 1,78,25 59 3,39,79 12,795 60,42,96 1,233 137,51,45 2,394 761,51,65 8,617 1519,49,80 4,189 299,95,31 7,636 130,25,66 2

5 1,27,13 15 149,38,20 12 8,97,17 42 40,96,89 20 11,71,19 10 5,37,15 3532 30,60,37 366 19,42,75 375 21,38,22 892 102,13,41 487 29,95,12 684 23,87,54 4452 11,85,14 401 11,06,66 275 6,14,59 820 18,36,57 330 4,62,79 903 12,92,01 III

8,252 41,36,68 2,158 33,35,64 2,693 45,88,32 5,258 134,38,86 6,853 79,85,40 8,613 87,24,00 IV82,721 580,25,39 34,532 217,03,28 44,973 333,98,09 1,02,245 739,31,47 1,02,748 824,93,92 64,021 529,74,06 V3,428 14,11,67 1,160 5,44,95 1,706 7,10,68 2,776 12,19,80 5,917 41,56,75 4,839 25,07,39 18,667 182,35,67 2,880 79,40,83 5,569 129,91,06 12,116 307,25,56 14,970 387,44,80 9,772 236,28,29 2

70,626 383,78,05 30,492 132,17,50 37,698 196,96,35 87,353 419,86,11 81,861 395,92,37 49,410 268,38,38 312,169 84,06,53 6,992 71,27,60 10,043 115,11,41 12,086 289,74,32 10,778 147,49,20 12,050 148,11,96 VI1,129 20,66,59 333 13,07,38 435 31,87,02 1,240 110,51,26 639 28,85,67 365 25,22,26 1

11,040 63,39,94 6,659 58,20,22 9,608 83,24,39 10,846 179,23,06 10,139 118,63,53 11,685 122,89,70 21,677 7,76,98 503 4,96,89 321 2,41,16 123 3,62,17 600 8,32,04 108 3,24,86 VII

31,630 143,68,35 8,774 57,49,06 25,123 96,85,45 29,379 208,54,82 32,381 206,96,81 1,04,780 306,06,81 VIII

3,28,138 1492,40,90 1,72,908 1072,64,05 2,39,484 1810,32,15 3,73,833 3880,78,08 2,39,227 1901,93,25 3,79,900 1669,66,34 TOTAL1,310 9,71,41 396 20,78,45 565 12,34,86 2,265 96,48,08 953 14,89,29 1,596 10,51,22 1

582 12,44,99 542 49,65,63 1,200 77,31,63 3,585 363,61,48 2,429 60,41,05 4,497 57,92,04 2

KARUR KRISHNAGIRI MADURAI NAGAPATTINAM NAMAKKAL NILGIRIS

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

17 18 19 20 21 22 23 24 25 26 27 28

79,916 231,12,29 1,30,355 304,20,29 1,82,268 492,86,91 1,22,122 280,28,67 79,528 474,42,54 40,887 170,94,48 I78,641 221,39,08 1,29,747 291,93,15 1,74,025 455,68,90 1,19,492 274,74,54 77,644 434,54,27 40,409 154,83,44 11,275 9,73,21 608 12,27,14 8,243 37,18,01 2,630 5,54,13 1,884 39,88,27 478 16,11,04 25,301 581,78,79 2,065 53,01,99 17,342 1534,30,07 1,841 24,52,68 3,411 624,12,03 1,475 89,85,64 II

13 243,40,01 18 1,73,45 82 58,51,06 1 2,73 24 2,10,81 6 44,36 15,066 308,59,47 1,824 44,76,49 9,420 1303,81,65 1,607 15,63,99 2,663 569,10,63 1,312 82,18,60 2

12 3,10,74 – – 33 36,85,32 3 20,18 80 23,66,28 – – 3210 26,68,57 223 6,52,05 7,807 135,12,04 230 8,65,78 644 29,24,31 157 7,22,68 4361 18,22,36 135 1,20,78 1,165 50,84,04 418 5,80,98 1,364 64,43,40 218 2,68,92 III

1,754 41,85,91 2,282 13,21,32 6,173 177,41,50 2,656 17,13,08 2,705 144,06,45 2,603 27,40,55 IV31,549 220,30,35 35,983 213,94,13 1,56,978 1270,82,62 37,673 209,02,64 35,185 357,62,26 39,353 270,49,35 V

801 5,61,06 2,628 10,20,95 4,809 22,03,54 1,345 5,72,99 844 4,85,80 4,052 12,96,99 12,995 85,70,69 2,834 45,89,94 20,607 563,72,65 3,947 71,25,38 3,945 104,86,22 3,467 116,07,25 2

27,753 128,98,60 30,521 157,83,24 1,31,562 685,06,43 32,381 132,04,27 30,396 247,90,24 31,834 141,45,11 34,716 60,40,99 8,111 25,54,55 25,105 560,22,44 7,534 315,79,50 5,138 102,63,54 5,504 49,82,92 VI1,336 17,89,19 375 2,46,67 7,451 232,72,83 211 268,00,01 371 36,68,99 283 10,74,77 13,380 42,51,80 7,736 23,07,88 17,654 327,49,61 7,323 47,79,49 4,767 65,94,55 5,221 39,08,15 2

84 3,93,57 304 1,41,79 619 14,23,10 230 3,28,47 361 2,90,55 202 1,48,82 VII12,967 76,58,34 10,268 54,31,65 66,910 581,54,90 12,227 56,34,39 10,837 74,94,15 17,843 74,03,14 VIII

1,36,648 1234,22,60 1,89,503 666,86,50 4,56,560 4682,25,58 1,84,701 912,20,41 1,38,529 1845,14,92 1,08,085 686,73,82 TOTAL1,873 32,31,55 270 7,68,11 1,821 24,09,22 673 4,42,93 969 55,73,05 206 9,00,34 11,607 177,25,22 1,018 21,54,23 4,867 207,95,63 738 4,24,81 950 70,85,96 777 27,29,70 2

338

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SOUTHERN REGION STATE: TAMIL NADU (Contd.)

PERAMBALUR PUDUKKOTTAI RAMANATHAPURAM SALEM

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

29 30 31 32 33 34 35 36

I. AGRICULTURE 1,31,108 290,07,61 1,48,436 318,72,43 1,40,541 274,50,99 1,18,206 505,33,701. Direct Finance 1,27,298 279,27,34 1,36,266 295,68,36 1,29,676 249,59,80 1,04,364 393,84,992. Indirect Finance 3,810 10,80,27 12,170 23,04,07 10,865 24,91,19 13,842 111,48,71

II. INDUSTRY 1,095 28,33,44 1,499 48,19,61 4,348 128,93,09 13,548 1650,35,951. Mining & Quarrying 7 37,01 7 60,33 49 4,44,87 207 49,03,502. Manufacturing & Processing 972 20,03,22 1,218 34,16,68 4,123 115,73,19 12,367 1473,74,483. Electricity, Gas & Water 2 11,91 10 1,49,24 – – 21 21,38,664. Construction 114 7,81,30 264 11,93,36 176 8,75,03 953 106,19,31

III. TRANSPORT OPERATORS 152 1,25,31 249 4,43,91 156 1,72,93 1,195 54,07,63IV. PROFESSIONAL AND OTHER SERVICES 1,391 12,26,24 1,624 11,84,54 2,771 9,47,13 5,246 236,73,53V. PERSONAL LOANS 27,573 121,46,84 25,036 151,50,43 31,803 142,75,28 1,20,340 939,36,42

1. Loans for Purchase of Consumer Durables 1,239 4,70,39 1,166 5,54,71 2,470 7,75,07 3,133 19,03,952. Loans for Housing 1,776 24,64,65 2,965 55,93,15 2,665 44,80,52 10,588 325,05,813. Rest of the Personal Loans 24,558 92,11,80 20,905 90,02,57 26,668 90,19,69 1,06,619 595,26,66

VI. TRADE 3,746 18,59,09 4,967 42,51,43 8,644 33,23,45 11,266 341,11,611. Wholesale Trade 158 1,84,94 104 5,63,28 121 4,00,23 1,494 168,83,972. Retail Trade 3,588 16,74,15 4,863 36,88,15 8,523 29,23,22 9,772 172,27,64

VII. FINANCE 124 41,49 139 2,45,88 48 70,14 483 17,08,72VIII. ALL OTHERS 18,931 48,53,94 21,200 82,50,35 31,127 81,80,39 24,897 233,11,98

TOTAL BANK CREDIT 1,84,120 520,93,96 2,03,150 662,18,58 2,19,438 673,13,40 2,95,181 3977,19,54OF WHICH: 1. Artisans and Village & Tiny Industries 432 5,25,20 597 11,68,99 2,621 8,32,15 1,760 59,42,17

2. Other Small Scale Industries 425 11,36,52 468 11,17,03 1,170 5,51,61 6,775 265,01,57

SIVAGANGA THANJAVUR THENI THIRUVALLUR

OCCUPATION No. of Amount No. of Amount No. of Amount No. of AmountAccounts Out- Accounts Out- Accounts Out- Accounts Out-

standing standing standing standing

37 38 39 40 41 42 43 44

I. AGRICULTURE 1,61,468 325,33,36 2,41,754 657,57,80 1,20,564 384,70,91 85,024 619,56,691. Direct Finance 1,51,128 306,50,42 2,33,433 627,86,75 1,18,159 368,42,69 82,772 308,87,362. Indirect Finance 10,340 18,82,94 8,321 29,71,05 2,405 16,28,22 2,252 310,69,33

II. INDUSTRY 5,195 86,69,01 3,288 408,07,98 2,301 146,21,01 5,697 830,56,041. Mining & Quarrying 18 1,22,04 9 1,08,73 7 24,50 23 7,57,602. Manufacturing & Processing 4,736 63,22,99 2,403 99,90,40 2,057 136,09,08 5,340 733,88,943. Electricity, Gas & Water 1 44 10 271,53,21 5 4,65,72 14 11,93,204. Construction 440 22,23,54 866 35,55,64 232 5,21,71 320 77,16,30

III. TRANSPORT OPERATORS 331 2,94,68 633 25,40,93 244 2,17,45 265 4,10,90IV. PROFESSIONAL AND OTHER SERVICES 7,087 15,61,91 4,056 126,23,59 2,491 24,47,37 4,209 103,85,07V. PERSONAL LOANS 36,202 234,20,84 91,304 697,75,54 29,258 175,93,17 1,06,129 896,66,96

1. Loans for Purchase of Consumer Durables 3,144 8,14,45 2,615 10,57,85 2,176 5,14,97 3,450 14,53,592. Loans for Housing 4,425 91,98,77 13,812 330,02,14 2,529 52,40,73 13,887 388,91,453. Rest of the Personal Loans 28,633 134,07,62 74,877 357,15,55 24,553 118,37,47 88,792 493,21,92

VI. TRADE 13,315 56,56,92 11,656 205,85,94 6,925 73,78,69 14,641 107,85,621. Wholesale Trade 217 9,86,88 617 37,05,56 331 22,55,92 527 18,58,362. Retail Trade 13,098 46,70,04 11,039 168,80,38 6,594 51,22,77 14,114 89,27,26

VII. FINANCE 221 1,50,30 291 6,39,71 276 96,57 1,074 43,59,91VIII. ALL OTHERS 21,912 76,75,69 32,191 139,42,60 12,798 59,77,12 27,798 153,20,21

TOTAL BANK CREDIT 2,45,731 799,62,71 3,85,173 2266,74,09 1,74,857 868,02,29 2,44,837 2759,41,40OF WHICH: 1. Artisans and Village & Tiny Industries 1,217 12,34,88 584 6,62,33 694 14,12,33 961 19,67,61

2. Other Small Scale Industries 3,341 22,81,40 1,124 35,17,72 1,057 11,38,81 3,042 297,11,93

339

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

(Amount in Rupees Thousand)

THIRUVARUR TIRUCHIRAPALLI TIRUNELVALI TIRUVANNAMALAI TOOTHUKUDI VELLORE

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

45 46 47 48 49 50 51 52 53 54 55 56

1,06,955 252,70,97 2,28,482 534,79,15 2,52,443 563,12,30 1,41,304 353,07,95 1,29,725 267,66,78 1,51,359 447,29,13 I1,06,044 248,43,70 2,23,766 503,94,25 2,30,487 472,72,23 1,39,771 347,60,57 1,20,594 250,04,21 1,47,123 430,90,69 1

911 4,27,27 4,716 30,84,90 21,956 90,40,07 1,533 5,47,38 9,131 17,62,57 4,236 16,38,44 2843 22,97,75 5,222 806,92,93 12,407 768,19,00 8,024 142,96,66 5,405 391,53,07 6,365 353,16,62 II

3 14,69 60 6,87,71 68 7,54,82 31 2,61,47 100 10,91,56 21 1,39,10 1630 16,20,28 4,361 728,27,81 10,922 680,79,21 5,121 130,44,80 4,695 279,90,95 5,408 315,87,57 2

1 6,04 16 2,18,93 12 37,62,07 2 59,39 10 19,68,02 11 1,97,29 3209 6,56,74 785 69,58,48 1,405 42,22,90 2,870 9,31,00 600 81,02,54 925 33,92,66 492 1,30,25 1,693 33,49,96 1,025 20,00,80 202 2,05,02 733 15,62,98 613 13,84,20 III

979 8,69,45 4,659 125,08,85 7,300 85,98,05 4,930 32,26,74 4,754 48,53,09 4,924 84,02,72 IV29,369 144,52,15 1,18,310 1014,65,51 95,733 632,87,81 45,823 222,21,37 64,677 494,49,32 1,30,185 844,49,75 V1,113 3,42,92 6,778 31,38,28 9,228 30,04,43 852 2,66,71 3,595 14,44,87 4,833 18,29,13 12,636 42,07,36 15,228 440,72,25 10,908 245,57,42 4,415 72,53,95 7,372 209,81,25 16,352 348,61,00 2

25,620 99,01,87 96,304 542,54,98 75,597 357,25,96 40,556 147,00,71 53,710 270,23,20 1,09,000 477,59,62 36,811 39,71,34 9,418 220,11,84 16,762 202,27,94 7,751 54,31,58 13,798 154,28,55 20,108 193,75,37 VI

159 3,84,35 846 67,98,11 1,410 64,40,85 301 8,45,43 712 48,21,67 2,046 34,66,59 16,652 35,86,99 8,572 152,13,73 15,352 137,87,09 7,450 45,86,15 13,086 106,06,88 18,062 159,08,78 2

18 71,38 440 21,82,93 285 6,30,71 1,571 5,97,14 42 1,54,72 1,311 7,14,34 VII9,271 39,08,61 45,280 223,94,10 99,093 318,64,46 8,370 49,76,62 35,628 138,12,04 43,358 172,91,72 VIII

1,54,338 509,71,90 4,13,504 2980,85,27 4,85,048 2597,41,07 2,17,975 862,63,08 2,54,762 1511,80,55 3,58,223 2116,63,85 TOTAL299 4,27,10 922 49,08,70 3,473 15,96,22 941 21,52,19 959 17,52,15 1,482 50,98,51 1172 5,57,54 2,096 216,61,82 6,504 86,10,25 883 19,12,05 2,361 96,60,24 2,185 116,35,26 2

LAKSHADWEEP PONDICHERRY

VILLUPURAM VIRUDHUNAGAR LAKSHADWEEP KARAIKAL MAHE PONDICHERRY

No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount ItemAccounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- Accounts Out- No.

standing standing standing standing standing standing

57 58 59 60 1 2 1 2 3 4 5 6

2,10,558 538,82,82 98,889 225,55,46 719 13,01,11 17,376 39,45,86 2,055 5,48,37 23,841 118,86,60 I2,09,160 526,82,23 93,856 206,44,87 711 12,73,41 16,496 37,33,96 2,054 5,48,24 23,698 104,51,51 1

1,398 12,00,59 5,033 19,10,59 8 27,70 880 2,11,90 1 13 143 14,35,09 24,456 87,24,75 12,601 1459,06,30 157 22,56,30 349 25,46,63 243 2,75,32 2,506 290,38,41 II

18 1,53,39 46 6,79,90 – – 1 2,28 – – 35 2,31,03 14,076 73,51,69 12,024 1421,65,25 143 1,30,85 241 19,93,80 233 2,23,17 2,086 214,27,80 2

2 2,50 8 12,95,36 – – 2 6,57 1 4,78 16 39,71,87 3360 12,17,17 523 17,65,79 14 21,25,45 105 5,43,98 9 47,37 369 34,07,71 4247 6,36,71 2,225 11,31,12 19 6,18 54 81,91 10 12,25 607 13,82,35 III

4,120 23,16,85 4,697 71,87,22 69 53,06 719 8,75,24 409 80,65 2,070 96,12,65 IV61,783 303,59,11 59,103 398,69,36 1,949 13,89,76 10,648 81,12,92 2,377 24,67,15 56,304 486,96,44 V3,198 16,75,02 4,342 12,50,63 82 51,55 339 1,12,46 108 77,27 1,748 10,08,05 14,079 87,77,89 6,805 157,31,15 113 4,64,81 1,184 32,42,87 619 14,37,80 5,660 217,64,42 2

54,506 199,06,20 47,956 228,87,58 1,754 8,73,40 9,125 47,57,59 1,650 9,52,08 48,896 259,23,97 39,166 71,08,56 14,508 174,01,36 218 2,17,32 1,682 22,29,16 131 4,27,48 7,325 153,89,47 VI

292 15,66,37 2,649 102,39,61 19 76,34 48 1,83,28 43 2,50,15 337 40,80,48 18,874 55,42,19 11,859 71,61,75 199 1,40,98 1,634 20,45,88 88 1,77,33 6,988 113,08,99 21,551 16,81,29 1,814 2,96,99 – – 12 50,32 2 9,58 372 2,16,45 VII

14,154 62,59,48 30,310 136,55,92 352 1,95,18 3,116 13,61,92 484 6,51,19 12,574 115,74,78 VIII

3,06,035 1109,69,57 2,24,147 2480,03,73 3,483 54,18,91 33,956 192,03,96 5,711 44,71,99 1,05,599 1277,97,15 TOTAL631 12,24,80 3,134 119,10,30 19 14,31 58 1,87,79 59 18,02 401 18,58,33 1

2,960 17,15,62 5,197 283,00,86 42 40,77 106 1,93,23 169 1,40,52 976 82,91,57 2

340

TABLE No. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OFSCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2006

SOUTHERN REGION PONDICHERRY (Concld.) (Amount in Rupees Thousand)

YANAM

OCCUPATION No. of AmountAccounts Out-

standing

7 8

I. AGRICULTURE 292 2,79,101. Direct Finance 280 2,02,872. Indirect Finance 12 76,23

II. INDUSTRY 52 3,65,471. Mining & Quarrying 1 11,092. Manufacturing & Processing 43 3,32,923. Electricity, Gas & Water – –4. Construction 8 21,46

III. TRANSPORT OPERATORS 11 10,30IV. PROFESSIONAL AND OTHER SERVICES 20 21,39V. PERSONAL LOANS 1,865 17,14,72

1. Loans for Purchase of Consumer Durable 2 162. Loans for Housing 319 8,63,473. Rest of the Personal Loans 1,544 8,51,09

VI. TRADE 244 12,09,371. Wholesale Trade 21 9,95,052. Retail Trade 223 2,14,32

VII. FINANCE 1 2,49VIII. ALL OTHERS 53 41,19

TOTAL BANK CREDIT 2,538 36,44,03OF WHICH: 1. Artisans and Village & Tiny Industries 8 54,15

2. Other Small Scale Industries 27 1,19,62

341

NOTES ON TABLES

Table No. 1.1

Classification of bank offices according to population groups for the year 1969 is based on 1961 census.For the years 1998 to 2005, it is based on 1991 census. For the year 2006, it is based on 2001 census. Assuch, the population group-wise classification of bank offices is not strictly comparable for all the years.The number of bank offices of scheduled commercial banks excludes the administrative offices. Populationper office and per capita deposits and credit are based on estimated mid-year population figures suppliedby the Office of the Registrar General, Government of India.

Deposits and credit of scheduled commercial banks in India are as per returns under Section 42(2)of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period. Depositsare net of inter-bank deposits and credit is exclusive of dues from banks and bills rediscountedunder the New Bill Market Scheme. Aggregate deposits for the years 1999 to 2003; include theproceeds of Resurgent India Bonds amounting to Rs. 17,945 crore. For the years 2001 to 2005, theproceeds of India Millennium Deposits amounting to Rs. 25,662 crore are included in aggregatedeposits. The ratio of bank deposits to National Income for the years 1998 to 2006 is based on thenew series of National Income with 1993-94 as the base year. For the year 1969, the base year is1970-71.

Due to change in the definition of the Priority Sectors from time to time, the data are not strictlycomparable for the entire time span. Investments for the purpose of calculation of Investment-Depositratio pertain to investments in Government and Other Approved Securities.

For working out Cash-Deposit ratio, Cash includes, cash in hand and balances with Reserve Bank ofIndia.

Table No. 1.2

Figures relate to the banked centres served by scheduled commercial banks only. Classification ofPopulation Groups is based on 2001 census.

Table Nos. 1.13 to 1.15, 4.1 to 4.6 and 5.1 to 5.3

Data on outstanding credit of scheduled commercial banks in these tables relate to accounts, eachwith credit limit of over Rs. 2 Lakh. For Table Nos. 4.1 to 4.3, 4.6 and 5.3 the data are exclusive ofInland & Foreign Bills purchased and discounted. For Table No. 5.2, the total amount includes figuresfor Foreign Governments/Banks.

Table Nos. 1.16 and 1.17 and 5.8

Data relate to accounts with credit limits of Rs. 2 lakh and less. Data on gender-wise classification ofoutstanding credit of small borrowal accounts in Table No. 1.16 is based on the data reported by61,819 branches under BSR-1B return.

Table Nos. 1.21 to 1.24 and 3.4

For Table Nos. 1.21 to 1.24 and 3.4, ‘Individuals’ include Hindu Undivided Families. In the case of jointaccounts under Individuals, the gender of the first account holder is considered for classifying the account

342

under Male / Female category. The category ‘Others’ includes Government Sector, Corporate Sector(Non-Financial & Financial excluding Banks) and Other Institutions.

Table No. 1.27

Data on residual maturity of term deposits have been collected from computerised branches of scheduledcommercial banks, except regional rural banks. This table is based on the data reported by 35,008 branches.

Table No. 1.28

Data on interest rate range-wise distribution of term deposits have not been uniformly reported by all thebranches, which have submitted BSR-2 return. This table is compiled on the basis of data reported by59,642 branches.

Table No. 1.29

Data on size of deposits for term deposits have not been uniformly reported by all the branches, whichhave submitted BSR-2 return. This table is compiled on the basis of data reported by 56,851 branches.

Tables on credit based on Place of Sanction

Table Nos. 1.3, 1.5, 1.16, 1.17, 2.1, 2.2, 2.3 & 2.4 are based on place of sanction of credit.

Tables on credit based on Place of Utilisation

Table Nos. 1.10, 1.11, 4.8, 4.9, 4.10, 5.5, 5.6, 5.7, 5.9 are based on place of utilisation of credit.

Tables on credit based on Place of Sanction as well as utilisation

Table Nos. 1.6 to 1.8 present the data on credit according to both the place of sanction and the place ofutilisation.

Tables on maturity pattern of term deposit

Table Nos. 1.24 to 1.26 and 3.4 & 3.5 present the data on term deposits according to original maturity.Table No. 1.27 gives percentage distribution of term deposits as per the residual maturity.

343

1. Statistical Tables Relating to Banks in India

In addition to the explanation provided in the Introduction to this Volume, in respect of the basicdifference underlying the two separate publications namely ‘Statistical Tables Relating to Banks inIndia’ and this Volume, a brief note on the contents of the publication is given below with a view tofacilitate the readers.

The book on ‘Statistical Tables Relating to Banks in India’ presents comprehensive data in regard tovarious aspects in Indian banking, based on data collected through various statutory returns andother statistical returns. The source of data include fortnightly ‘Form-A’ returns submitted by theScheduled Commercial Banks under Section 42 (2) of the Reserve Bank of India Act, 1934 as onlast reporting Friday of every month; ‘Form-X’ returns under Section 27 of the Banking RegulationAct, 1949 as on the last Friday of every month; the liabilities and assets of Scheduled CommercialBanks in India based on their published annual accounts for the reference period; returns on advancesto priority sectors as on last reporting Friday of March, other returns collected by various departmentsof the Bank as well as summary information based on various Basic Statistical Returns. The bookcontains tables on Offices, Business, Liabilities & Assets, Deposits, Advances, Priority SectorAdvances, NPAs, Investments, Earnings & Expenses, Employees, etc.

2. Report on Trend and Progress of Banking in India

This annual publication is brought out by the Reserve Bank of India in terms of Section 36 (2)of the Banking Regulation Act, 1949. The Report for the year 2005-2006 contains seven chapters.

The first chapter Overview, sets out in a nutshell the banking developments and policy perspectivesduring 2005-06 and 2006-07. The other chapters are Policy Developments in Commercial Banking,Operations and Performance of Commercial Banks, Developments in Co-operative Banking, Non-Banking Financial Institutions, Financial Stability and the final seventh chapter is Perspectives.

3. Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks

This publication presents data on deposits and credit of scheduled commercial banks based onBSR-7 Quarterly Returns received from their head offices giving branch-wise figures of aggregatedeposits and gross bank credit as on the last Friday of the quarter/ as on last day of March.

4. Information on other BSR Surveys

Articles based on data collected through the two annual surveys viz. Survey of Ownership of deposits(BSR-4) and Survey of Investments of scheduled commercial banks (BSR-5), and also thequinquennial Survey on Debits to deposit accounts (BSR-6) are published regularly in the RBIBulletin.

5. Banking Statistics: Basic Statistical Returns 1 & 2, Volume 1 to 31: 1972 to 2002

This publication on CD-ROM, presents the data in PDF format, published in BSR Volumes 1 to 31,collected through Basic Statistical Returns 1 &2.

APPENDIX

INFORMATION ON OTHER PUBLICATIONS OF THE BANK ON BANKING STATISTICS

344

6. Branch Banking Statistics

This publication, brought out biennially based on latest updated Master Office File (MOF), providessummary information on branch banking of commercial bank offices in India.

7. Directory of Commercial Bank Offices in India

This publication is brought out biennially on CD-ROM as well as through web. It gives locationaldetails of branch/offices of all scheduled commercial banks in India and is based on latest updatedMaster Office File (MOF).