pain.001.001.03 - SIC; 1.0

Generated by GEFEG.FX

Message Implementation Guideline

pain.001.001.03 - SIC; 1.0

Model: pain.001.001.03 - SIC

Version: 1.0

Issue date: June 2015

Author: Credit Suisse

Message Overview ............................................................................................................................................ 2

Message Details ................................................................................................................................................. 6

Components .................................................................................................................................................... 37

Legend ........................................................................................................................................................... 100

Disclaimer ...................................................................................................................................................... 101

pain.001.001.03 - SIC; 1.0

Message Overview

Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 2 / 101

Index XML Name ISO Name Cardinality

Document

1 CstmrCdtTrfInitn Customer Credit Transfer Initiation V03 1..1

1.1 GrpHdr Group Header 1..1

1.1.1 MsgId Message Identification 1..1

1.1.2 CreDtTm Creation Date Time 1..1

1.1.4 NbOfTxs Number Of Transactions 1..1

1.1.5 CtrlSum Control Sum 0..1

1.1.6 InitgPty Initiating Party 1..1

1.1.6.1 Nm Name 0..1

1.1.6.3 Id Identification 0..1

xs:choice 1..1

1.1.6.3.1 OrgId Organisation Identification 1..1

1.1.6.3.1.1 BICOrBEI BICOr BEI 0..1

1.1.6.3.1.2 Othr Other 0..1

1.1.6.3.1.2.1 Id Identification 1..1

1.1.6.3.1.2.2 SchmeNm Scheme Name 0..1

xs:choice 1..1

1.1.6.3.1.2.2.1 Cd Code 1..1

1.1.6.3.1.2.2.2 Prtry Proprietary 1..1

1.1.6.3.1.2.3 Issr Issuer 0..1

1.2 PmtInf Payment Information 1..n

1.2.1 PmtInfId Payment Information Identification 1..1

1.2.2 PmtMtd Payment Method 1..1

1.2.3 BtchBookg Batch Booking 0..1

1.2.6 PmtTpInf Payment Type Information 0..1

1.2.6.1 InstrPrty Instruction Priority 0..1

1.2.6.2 SvcLvl Service Level 0..1

xs:choice 1..1

1.2.6.2.1 Cd Code 1..1

1.2.6.2.2 Prtry Proprietary 1..1

1.2.6.3 LclInstrm Local Instrument 0..1

xs:choice 1..1

1.2.6.3.1 Cd Code 1..1


1.2.6.4 CtgyPurp Category Purpose 0..1

1.2.6.4.1 Cd Code 1..1

1.2.7 ReqdExctnDt Requested Execution Date 1..1

1.2.9 Dbtr Debtor 1..1

1.2.9.1 Nm Name 0..1

1.2.9.2 PstlAdr Postal Address 0..1

1.2.9.2.4 StrtNm Street Name 0..1

1.2.9.2.5 BldgNb Building Number 0..1

1.2.9.2.6 PstCd Post Code 0..1

1.2.9.2.7 TwnNm Town Name 0..1

1.2.9.2.9 Ctry Country 0..1

1.2.9.2.10 AdrLine Address Line 0..2


xs:choice 1..1



1.2.9.3.1.2 Othr Other 0..1



xs:choice 1..1

1.2.9.3.1.2.2.1 Cd Code 1..1


1.2.9.3.1.2.3 Issr Issuer 0..1

1.2.10 DbtrAcct Debtor Account 1..1


xs:choice 1..1

1.2.10.1.1 IBAN IBAN 1..1

pain.001.001.03 - SIC; 1.0



1.2.10.1.2 Othr Other 1..1

1.2.10.1.2.1 Id Identification 1..1

1.2.10.2 Tp Type 0..1

xs:choice 1..1

1.2.10.2.1 Cd Code 1..1


1.2.10.3 Ccy Currency 0..1

1.2.11 DbtrAgt Debtor Agent 1..1

1.2.11.1 FinInstnId Financial Institution Identification 1..1

1.2.11.1.1 BIC BIC 0..1

1.2.11.1.2 ClrSysMmbId Clearing System Member Identification 0..1

1.2.11.1.2.1 ClrSysId Clearing System Identification 0..1

xs:choice 1..1

1.2.11.1.2.1.1 Cd Code 1..1

1.2.11.1.2.1.2 Prtry Proprietary 1..1

1.2.11.1.2.2 MmbId Member Identification 1..1

1.2.13 UltmtDbtr Ultimate Debtor 0..1

1.2.13.1 Nm Name 0..1

1.2.13.2 PstlAdr Postal Address 0..1

1.2.13.2.4 StrtNm Street Name 0..1

1.2.13.2.5 BldgNb Building Number 0..1

1.2.13.2.6 PstCd Post Code 0..1

1.2.13.2.7 TwnNm Town Name 0..1

1.2.13.2.9 Ctry Country 0..1

1.2.13.2.10 AdrLine Address Line 0..2


xs:choice 1..1



1.2.13.3.1.2 Othr Other 0..1



xs:choice 1..1

1.2.13.3.1.2.2.1 Cd Code 1..1


1.2.13.3.1.2.3 Issr Issuer 0..1

1.2.14 ChrgBr Charge Bearer 0..1

1.2.17 CdtTrfTxInf Credit Transfer Transaction Information 1..n

1.2.17.1 PmtId Payment Identification 1..1

1.2.17.1.1 InstrId Instruction Identification 0..1

1.2.17.1.2 EndToEndId End To End Identification 1..1

1.2.17.2 PmtTpInf Payment Type Information 0..1

1.2.17.2.1 InstrPrty Instruction Priority 0..1

1.2.17.2.2 SvcLvl Service Level 0..1

xs:choice 1..1

1.2.17.2.2.1 Cd Code 1..1

1.2.17.2.2.2 Prtry Proprietary 1..1

1.2.17.2.3 LclInstrm Local Instrument 0..1

xs:choice 1..1

1.2.17.2.3.1 Cd Code 1..1


1.2.17.2.4 CtgyPurp Category Purpose 0..1

xs:choice 1..1

1.2.17.2.4.1 Cd Code 1..1


1.2.17.3 Amt Amount 1..1

xs:choice 1..1

1.2.17.3.1 InstdAmt Instructed Amount 1..1

Ccy Currency required

1.2.17.5 ChrgBr Charge Bearer 0..1

1.2.17.6 ChqInstr Cheque Instruction 0..1

1.2.17.6.4 DlvryMtd Delivery Method 0..1

xs:choice 1..1

pain.001.001.03 - SIC; 1.0



1.2.17.6.4.1 Cd Code 1..1


1.2.17.14 CdtrAgt Creditor Agent 0..1

1.2.17.14.1 FinInstnId Financial Institution Identification 1..1

1.2.17.14.1.1 BIC BIC 0..1

1.2.17.14.1.2 ClrSysMmbId Clearing System Member Identification 0..1

1.2.17.14.1.2.1 ClrSysId Clearing System Identification 1..1

xs:choice 1..1

1.2.17.14.1.2.1.1 Cd Code 1..1


1.2.17.14.1.2.2 MmbId Member Identification 1..1

1.2.17.14.1.3 Nm Name 0..1

1.2.17.14.1.4 PstlAdr Postal Address 0..1

1.2.17.14.1.4.4 StrtNm Street Name 0..1

1.2.17.14.1.4.5 BldgNb Building Number 0..1

1.2.17.14.1.4.6 PstCd Post Code 0..1

1.2.17.14.1.4.7 TwnNm Town Name 0..1

1.2.17.14.1.4.9 Ctry Country 0..1

1.2.17.14.1.4.10 AdrLine Address Line 0..2

1.2.17.14.1.5 Othr Other 0..1


1.2.17.16 Cdtr Creditor 0..1

1.2.17.16.1 Nm Name 1..1

1.2.17.16.2 PstlAdr Postal Address 0..1

1.2.17.16.2.4 StrtNm Street Name 0..1

1.2.17.16.2.5 BldgNb Building Number 0..1

1.2.17.16.2.6 PstCd Post Code 0..1

1.2.17.16.2.7 TwnNm Town Name 0..1

1.2.17.16.2.9 Ctry Country 0..1

1.2.17.16.2.10 AdrLine Address Line 0..2

1.2.17.16.3 Id Identification 0..1

xs:choice 1..1

1.2.17.16.3.1 OrgId Organisation Identification 1..1

1.2.17.16.3.1.1 BICOrBEI BICOr BEI 0..1

1.2.17.16.3.1.2 Othr Other 0..1

1.2.17.16.3.1.2.1 Id Identification 1..1

1.2.17.16.3.1.2.2 SchmeNm Scheme Name 0..1

xs:choice 1..1

1.2.17.16.3.1.2.2.1 Cd Code 1..1

1.2.17.16.3.1.2.2.2 Prtry Proprietary 1..1

1.2.17.16.3.1.2.3 Issr Issuer 0..1

1.2.17.17 CdtrAcct Creditor Account 0..1


xs:choice 1..1

1.2.17.17.1.1 IBAN IBAN 1..1

1.2.17.17.1.2 Othr Other 1..1


1.2.17.18 UltmtCdtr Ultimate Creditor 0..1

1.2.17.18.1 Nm Name 1..1

1.2.17.18.2 PstlAdr Postal Address 0..1

1.2.17.18.2.4 StrtNm Street Name 0..1

1.2.17.18.2.5 BldgNb Building Number 0..1

1.2.17.18.2.6 PstCd Post Code 0..1

1.2.17.18.2.7 TwnNm Town Name 0..1

1.2.17.18.2.9 Ctry Country 0..1

1.2.17.18.2.10 AdrLine Address Line 0..2


xs:choice 1..1

1.2.17.18.3.1 OrgId Organisation Identification 1..1

1.2.17.18.3.1.1 BICOrBEI BICOr BEI 0..1

1.2.17.18.3.1.2 Othr Other 0..1

1.2.17.18.3.1.2.1 Id Identification 1..1

1.2.17.18.3.1.2.2 SchmeNm Scheme Name 0..1

pain.001.001.03 - SIC; 1.0



xs:choice 1..1

1.2.17.18.3.1.2.2.1 Cd Code 1..1


1.2.17.18.3.1.2.3 Issr Issuer 0..1

1.2.17.21 Purp Purpose 0..1

1.2.17.21.1 Cd Code 1..1

1.2.17.25 RmtInf Remittance Information 0..1

1.2.17.25.1 Ustrd Unstructured 0..1

1.2.17.25.2 Strd Structured 0..1

1.2.17.25.2.3 CdtrRefInf Creditor Reference Information 0..1

1.2.17.25.2.3.1 Tp Type 0..1

1.2.17.25.2.3.1.1 CdOrPrtry Code Or Proprietary 1..1

xs:choice 1..1

1.2.17.25.2.3.1.1.1 Cd Code 1..1


1.2.17.25.2.3.1.2 Issr Issuer 0..1

1.2.17.25.2.3.2 Ref Reference 0..1

1.2.17.25.2.6 AddtlRmtInf Additional Remittance Information 0..3

pain.001.001.03 - SIC; 1.0

Message Details


XML Name Description

Document Type Document

Document +CstmrCdtTrfInitn

Index 1

ISO Name Customer Credit Transfer Initiation V03

Cardinality 1..1

ISO Definition The CustomerCreditTransferInitiation message is sent by the initiating party to the forwarding agent or debtor's agent. It is used to request movement of funds from debtor's account to a creditor.

Type CustomerCreditTransferInitiationV03

Document +CstmrCdtTrfInitn ++GrpHdr

Index 1.1

ISO Name Group Header

Cardinality 1..1

ISO Definition Set of characteristics shared by all individual transactions included in the message.

Type GroupHeader32

Document

+CstmrCdtTrfInitn

++GrpHdr

+++MsgId

Index 1.1.1

ISO Name Message Identification

Cardinality 1..1

ISO Definition Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period.

Swiss Req. Checking for duplicates usually takes place at the Swiss financial institutions at document (message) level. This is why the Message Identification <MsgId> element must have a unique value. The uniqueness is checked by most of the financial institutions over a period of at least 90 days. It is recommended that the Message Identification is generally kept unique for as long as possible. Only the SWIFT character set is permitted for this element

Error Code AM05

Type Max35Text

Length 1 .. 35

Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document

+CstmrCdtTrfInitn

++GrpHdr

+++CreDtTm

Index 1.1.2

ISO Name Creation Date Time

Cardinality 1..1

ISO Definition Date and time at which the message was created.

Swiss Req. Recommendation: should be the same as the actual date/time of creation.

Error Code DT01

Type ISODateTime

Document

+CstmrCdtTrfInitn

++GrpHdr

+++NbOfTxs

Index 1.1.4

ISO Name Number Of Transactions

Cardinality 1..1

ISO Definition Number of individual transactions contained in the message.

Swiss Req. Number of transactions for all C-Levels (Credit Transfer Transaction Information) in the whole message. If there is an error, the whole message is rejected. Recommendation: at present, the customer is recommended not to send any messages (files) to the financial institution exceeding 99,999 payments (C-Level, transactions).

Error Code AM18

Type Max15NumericText

Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*

Document

+CstmrCdtTrfInitn

++GrpHdr

+++CtrlSum

Index 1.1.5

ISO Name Control Sum

Cardinality 0..1

ISO Definition Total of all individual amounts included in the message, irrespective of currencies.

Swiss Req. Value is the same as the sum of all the Amount elements (Instructed Amount or Equivalent Amount) (2.42) Recommendation: the control sum should be sent in this element in Level A. If there is an error, the whole message is rejected.

Error Code AM10

Type DecimalNumber

FractionDigits 17

TotalDigits 18

pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++GrpHdr +++InitgPty

Index 1.1.6

ISO Name Initiating Party

Cardinality 1..1

ISO Definition Party that initiates the payment. Usage: This can either be the debtor or the party that initiates the credit transfer on behalf of the debtor.

Type PartyIdentification32

Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Nm

Index 1.1.6.1

ISO Name Name

Cardinality 0..1

ISO Definition Name by which a party is known and which is usually used to identify that party.

Swiss Req. Name of the message sender, maximum 70 characters.

Type Max140Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++GrpHdr +++InitgPty ++++Id

Index 1.1.6.3

ISO Name Identification

Cardinality 0..1

ISO Definition Unique and unambiguous identification of a party.

Type Party6Choice

Cardinality 1..1

Document +CstmrCdtTrfInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId

Index 1.1.6.3.1

ISO Name Organisation Identification

Cardinality 1..1

ISO Definition Unique and unambiguous way to identify an organisation.

Type OrganisationIdentification4

Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Id

+++++OrgId

++++++BICOrBEI

Index 1.1.6.3.1.1

ISO Name BICOr BEI

Cardinality 0..1

ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. If used, Other must not be present.

Error Code RC01

Type AnyBICIdentifier

Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrCdtTrfInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr

Index 1.1.6.3.1.2

ISO Name Other

Cardinality 0..1

ISO Definition Unique identification of an organisation, as assigned by an institution, using an identification scheme.

Error Code CH16

Type GenericOrganisationIdentification1

Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Id

+++++OrgId

++++++Othr

+++++++Id

Index 1.1.6.3.1.2.1


Cardinality 1..1

ISO Definition Identification assigned by an institution.

Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++SchmeNm

Index 1.1.6.3.1.2.2

ISO Name Scheme Name

Cardinality 0..1

ISO Definition Name of the identification scheme.

Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Cd

Index 1.1.6.3.1.2.2.1

ISO Name Code

Cardinality 1..1

ISO Definition Name of the identification scheme, in a coded form as published in an external list.

Type ExternalOrganisationIdentification1Code

Length 1 .. 4

Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Prtry

Index 1.1.6.3.1.2.2.2

ISO Name Proprietary

Cardinality 1..1

ISO Definition Name of the identification scheme, in a free text form.

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++GrpHdr

+++InitgPty

++++Id

+++++OrgId

++++++Othr

+++++++Issr

Index 1.1.6.3.1.2.3

ISO Name Issuer

Cardinality 0..1

ISO Definition Entity that assigns the identification.

Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf

Index 1.2

ISO Name Payment Information

Cardinality 1..unbounded

ISO Definition Set of characteristics that applies to the debit side of the payment transactions included in the credit transfer initiation.

Type PaymentInstructionInformation3

ISO Rule If ChargeBearer is present, then CreditTransferTransactionInformation/ChargeBearer is not allowed. If CreditTransferTransactionInformation/ChargeBearer is present, then ChargeBearer is not allowed. CreditTransferTransactionInformation/ChargeBearer and ChargeBearer may both be absent. If ChargesAccountAgent is present, then it must contain a branch of the DebtorAgent. It must not contain a completely different agent. If ChargesAccountAgent is present, then ChargesAccount must be present. If PaymentMethod is CHK, then CreditTransferTransactionInformation/CreditorAccount is not allowed. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod/Code is present and is equal to MLFA, CRFA, RGFA or PUFA, then CreditTransferTransactionInformation/CreditorAgent must be present. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod/Code is present and different from MLFA, CRFA, RGFA or PUFA, then CreditTransferTransactionInformation/CreditorAgent is not allowed. If PaymentMethod is different from CHK, then CreditTransferTransactionInformation/ ChequeInstruction is not allowed. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod is not present, then CreditTransferTransactionInformation/CreditorAgent is not allowed. If PaymentMethod is different from CHK and CreditTransferTransactionInformation/ Creditor is not present, then CreditTransferTransactionInformation/CreditorAccount must be present. If PaymentTypeInformation is present, then CreditTransferTransactionInformation/ PaymentTypeInformation is not allowed. If UltimateDebtor is present, then CreditTransferTransactionInformation/UltimateDebtor is not allowed. If CreditTransferTransactionInformation/UltimateDebtor is present, then UltimateDebtor is not allowed. CreditTransferTransactionInformation/UltimateDebtor and UltimateDebtor may both be absent.

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtInfId

Index 1.2.1

ISO Name Payment Information Identification

Cardinality 1..1

ISO Definition Unique identification, as assigned by a sending party, to unambiguously identify the payment information group within the message.

Swiss Req. Value must be unique within the whole message (is used as reference in the Status Report pain.002). Only the SWIFT character set is permitted for this element

Error Code DU02

Type Max35Text

Length 1 .. 35

Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtMtd

Index 1.2.2

ISO Name Payment Method

Cardinality 1..1

ISO Definition Specifies the means of payment that will be used to move the amount of money.

Swiss Req. TRA and TRF: same meaning, no effect on the way the debit advices are controlled. In Switzerland the TRA value is processed in the same way as the TRF, it has no special function. Furthermore, for check payments and payment instructions (postal mandates), the CHK value is permitted.

Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must contain TRA or TRF. Type 7, 8: must contain CHK.

Type PaymentMethod3Code

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++BtchBookg

Index 1.2.3

ISO Name Batch Booking

Cardinality 0..1

ISO Definition Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking.

Swiss Req. The option "true" is recommended. "true": Wherever possible, one batch booking is made per Payment Information (B). It is recommended that one B-level is created for each currency transferred. Mixed B-Levels are grouped by the financial institution according to their currency and sometimes other criteria (e.g. charging options). The booking is identified using the Payment Information Identification (B). "false": One booking should be made for each Credit Transfer Transaction Information (C). Bookings are usually identified by the Payment Identification (C). Alternatively, the financial institution can also identify the booking using, for example, the Payment Information Identification (B) element. If this element is not sent, then the booking proceeds as for "true".

Type BatchBookingIndicator

Credit Suisse Effect on setting values for <BtchBookg>, <InstrPrty> and <Prtry>

BtchBookg; InstrPrty; Prtry; Booking; Advice

empty; NORM or empty; empty; Batch booking; Collective Advice

empty; NORM or empty; NOA; Batch booking; No Advice

empty; NORM or empty; SIA; Batch booking; Collective Advice

empty; NORM or empty; CND; Batch booking; Collective Advice

empty; NORM or empty; CWD; Batch booking; Document List

empty; HIGH; empty; Batch booking; According Acc. Default

empty; HIGH; NOA; Batch booking; No Advice

empty; HIGH; SIA; Batch booking; Collective Advice

empty; HIGH; CND; Batch booking; Collective Advice

empty; HIGH; CWD; Batch booking; Document List

false; NORM or empty; empty; Sibgle booking; According Acc. Default

false; NORM or empty; NOA; Single booking; No Advice

false; NORM or empty; SIA; Single booking; Individual Advice

false; NORM or empty; CND; Single booking; Collective Advice

false; NORM or empty; CWD; Single booking; Document List

false; HIGH; empty; Single booking; According Acc. Default

false; HIGH; NOA; Single booking; No Advice

false; HIGH; SIA; Single booking ; Individual Advice

false; HIGH; CND; Single booking; Inidividual Advice

false; HIGH; CWD; Single booking; Inidividual Advice

true; NORM or empty; empty; Batch booking; According Acc. Default

true; NORM or empty; NOA; Batch booking; No Advice

true; NORM or empty; SIA; Batch booking; According Acc. Default or Document

List

true; NORM or empty; CND; Batch booking; Collective Advice

true; NORM or empty; CWD; Batch booking; Document List

true; HIGH; empty; Batch booking; According Acc. Default

true; HIGH; NOA; Batch booking; No Advice

true; HIGH; SIA; Batch booking; According Acc. Default or Document List

true; HIGH; CND; Batch booking; Collective Advice

true; HIGH; CWD; Batch booking; Document List

Document +CstmrCdtTrfInitn ++PmtInf +++PmtTpInf

Index 1.2.6

ISO Name Payment Type Information

Cardinality 0..1

ISO Definition Set of elements used to further specify the type of transaction.

Swiss Rule Type 5, 7: use at B-Level is recommended. Type 1, 2.1, 2.2: use at C-Level is recommended.

Type PaymentTypeInformation19

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++InstrPrty

Index 1.2.6.1

ISO Name Instruction Priority

Cardinality 0..1

ISO Definition Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction.

Swiss Req. Only to be used by agreement with the financial institution. For normal handling, the element can be omitted. The code HIGH equates to the current Express handling. Any details about the Express processing should be sent at B-Level, because values at C- Level are ignored.

Type Priority2Code

Credit Suisse Used by Credit Suisse to trigger processing (HIGH = Express Payment, NORMAL

or empty = Normal Payment.)

Document +CstmrCdtTrfInitn ++PmtInf +++PmtTpInf ++++SvcLvl

Index 1.2.6.2

ISO Name Service Level

Cardinality 0..1

ISO Definition Agreement under which or rules under which the transaction should be processed.

Swiss Rule Type 5: use is recommended.

Type ServiceLevel8Choice

Credit Suisse SEPA payments must use the Service Level Code = SEPA

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++SvcLvl

+++++Cd

Index 1.2.6.2.1

ISO Name Code

Cardinality 1..1

ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list.

Swiss Req. Codes according Payments External Code Lists. If used, then Proprietary must not be present.

Swiss Rule Type 5: must be used if Service Level is used, only SEPA permitted.

Error Code CH16

Type ExternalServiceLevel1Code

Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++SvcLvl

+++++Prtry

Index 1.2.6.2.2


Cardinality 1..1

ISO Definition Specifies a pre-agreed service or level of service between the parties, as a proprietary code.

Swiss Req. Only to be used by agreement with the financial institution. If used, then Code must not be present.

Swiss Rule Type 5: must not be used.

Error Code CH17

Type Max35Text

Length 1 .. 35


Credit Suisse Currently not used (possible later use for treasury payments)

Document +CstmrCdtTrfInitn ++PmtInf +++PmtTpInf ++++LclInstrm

Index 1.2.6.3

ISO Name Local Instrument

Cardinality 0..1

ISO Definition User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.

Swiss Rule Type 1, 2.1, 2.2, 7: must be used.

Type LocalInstrument2Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++LclInstrm

+++++Cd

Index 1.2.6.3.1

ISO Name Code

Cardinality 1..1

ISO Definition Specifies the local instrument, as published in an external local instrument code list.


Swiss Rule Type 7: CPP must be used in combination with PmtMtd = CHK.

Error Code CH16

Type ExternalLocalInstrument1Code

Length 1 .. 35

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++LclInstrm

+++++Prtry

Index 1.2.6.3.2


Cardinality 1..1

ISO Definition Specifies the local instrument, as a proprietary code.

Swiss Req. If used, then Code must not be present.

Swiss Rule Type 1: CH01 must be used. Type 2.1: CH02 must be used. Type 2.2: CH03 must be used. Each in combination with PmtMtd = TRF/TRA.

Error Code CH16

Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++PmtTpInf ++++CtgyPurp

Index 1.2.6.4

ISO Name Category Purpose

Cardinality 0..1

ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain.

Type CategoryPurpose1Choice

Document

+CstmrCdtTrfInitn

++PmtInf

+++PmtTpInf

++++CtgyPurp

+++++Cd

Index 1.2.6.4.1

ISO Name Code

Cardinality 1..1

ISO Definition Category purpose, as published in an external category purpose code list.

Swiss Req. Codes according Payments External Code Lists. Recommendation: Code SALA or PENS when required must always be sent at B-Level. Must be used if Category Purpose is used.

Error Code CH16

Type ExternalCategoryPurpose1Code

Length 1 .. 4

Credit Suisse This code has no effect on processing within Credit Suisse. Expecially code

SALA=SalaryPayment and PENS=PensionPayment does not result in a differentt

processing.

Remark: A salary payment is defined by setting <BatchBookg> to 'true' and

<DbtrAcct>/<Tp>/<Prty> to 'CND'.

Document

+CstmrCdtTrfInitn

++PmtInf

+++ReqdExctnDt

Index 1.2.7

ISO Name Requested Execution Date

Cardinality 1..1

ISO Definition Date at which the initiating party requests the clearing agent to process the payment. Usage: This is the date on which the debtor's account is to be debited. If payment by cheque, the date when the cheque must be generated by the bank.

Swiss Req. Contains the required date of execution. Where appropriate, the value data is automatically modified to the next possible banking/Post Office working day.

Error Code DT01

Type ISODate

Credit Suisse Valid date range is:

Date of execution no more than 60 calendar days in the future (from submission

date)

Date of execution no more than 10 calendar days in the past (from submission

date)

Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr

Index 1.2.9

ISO Name Debtor

Cardinality 1..1

ISO Definition Party that owes an amount of money to the (ultimate) creditor.


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Nm

Index 1.2.9.1

ISO Name Name

Cardinality 0..1


Swiss Req. Recommendation: use, maximum 70 characters.

Type Max140Text

Length 1 .. 70


Credit Suisse Not used for processing.

Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr ++++PstlAdr

Index 1.2.9.2

ISO Name Postal Address

Cardinality 0..1

ISO Definition Information that locates and identifies a specific address, as defined by postal services.

Type PostalAddress6

Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++StrtNm

Index 1.2.9.2.4

ISO Name Street Name

Cardinality 0..1

ISO Definition Name of a street or thoroughfare.

Type Max70Text

Length 1 .. 70


Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++BldgNb

Index 1.2.9.2.5

ISO Name Building Number

Cardinality 0..1

ISO Definition Number that identifies the position of a building on a street.

Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++PstCd

Index 1.2.9.2.6

ISO Name Post Code

Cardinality 0..1

ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++TwnNm

Index 1.2.9.2.7

ISO Name Town Name

Cardinality 0..1

ISO Definition Name of a built-up area, with defined boundaries, and a local government.

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++Ctry

Index 1.2.9.2.9

ISO Name Country

Cardinality 0..1

ISO Definition Nation with its own government.

Type CountryCode

Pattern [A-Z]{2,2}

ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++PstlAdr

+++++AdrLine

Index 1.2.9.2.10

ISO Name Address Line

Cardinality 0..2

ISO Definition Information that locates and identifies a specific address, as defined by postal services, presented in free format text.

Type Max70Text

Length 1 .. 70


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr ++++Id

Index 1.2.9.3


Cardinality 0..1


Type Party6Choice

Cardinality 1..1

Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr ++++Id +++++OrgId

Index 1.2.9.3.1


Cardinality 1..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Id

+++++OrgId

++++++BICOrBEI

Index 1.2.9.3.1.1

ISO Name BICOr BEI

Cardinality 0..1





Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr ++++Id +++++OrgId ++++++Othr

Index 1.2.9.3.1.2

ISO Name Other

Cardinality 0..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Id

+++++OrgId

++++++Othr

+++++++Id

Index 1.2.9.3.1.2.1


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++Dbtr ++++Id +++++OrgId ++++++Othr +++++++SchmeNm

Index 1.2.9.3.1.2.2


Cardinality 0..1



Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Cd

Index 1.2.9.3.1.2.2.1

ISO Name Code

Cardinality 1..1



Length 1 .. 4

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Prtry

Index 1.2.9.3.1.2.2.2


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++Dbtr

++++Id

+++++OrgId

++++++Othr

+++++++Issr

Index 1.2.9.3.1.2.3

ISO Name Issuer

Cardinality 0..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAcct

Index 1.2.10

ISO Name Debtor Account

Cardinality 1..1

ISO Definition Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.

Type CashAccount16

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAcct ++++Id

Index 1.2.10.1


Cardinality 1..1

ISO Definition Unique and unambiguous identification for the account between the account owner and the account servicer.

Type AccountIdentification4Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAcct

++++Id

+++++IBAN

Index 1.2.10.1.1

ISO Name IBAN

Cardinality 1..1

ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions.

Swiss Req. Recommendation: use. If used, Other must not be present.

Error Code AC01

Type IBAN2007Identifier

Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

ISO Rule A valid IBAN consists of all three of the following components: Country Code, check digits and BBAN.

Credit Suisse Must be defined for account identification.

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAcct ++++Id +++++Othr

Index 1.2.10.1.2

ISO Name Other

Cardinality 1..1

ISO Definition Unique identification of an account, as assigned by the account servicer, using an identification scheme.

Type GenericAccountIdentification1

Credit Suisse Will be ignored (IBAN must be used for account identification)

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAcct

++++Id

+++++Othr

++++++Id

Index 1.2.10.1.2.1


Cardinality 1..1


Swiss Req. Proprietary bank or postal account number. Must be used if Other is used.

Error Code AC01

Type Max34Text

Length 1 .. 34


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAcct ++++Tp

Index 1.2.10.2

ISO Name Type

Cardinality 0..1

ISO Definition Specifies the nature, or use of the account.

Type CashAccountType2

Credit Suisse Not used for processing. Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAcct

++++Tp

+++++Cd

Index 1.2.10.2.1

ISO Name Code

Cardinality 1..1

ISO Definition Account type, in a coded form.

Swiss Req. Only to be used by agreement with the financial institution. If used, then Proprietary must not be present.

Type CashAccountType4Code

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAcct

++++Tp

+++++Prtry

Index 1.2.10.2.2


Cardinality 1..1

ISO Definition Nature or use of the account in a proprietary form.

Swiss Req. Can be used to control the debit advice. The following options are available: NOA No Advice SIA Single Advice CND Collective Advice No Details CWD Collective Advice With Details

If used, then Code must not be present.

Error Code CH16

Type Max35Text

Length 1 .. 35

Pattern (NOA)|(SIA)|(CND)|(CWD)

Credit Suisse Please see details Credit Suisse on element <PmtInf><BtchBookg.

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAcct

++++Ccy

Index 1.2.10.3

ISO Name Currency

Cardinality 0..1

ISO Definition Identification of the currency in which the account is held. Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account.

Swiss Req. Recommendation: do not use.

Type ActiveOrHistoricCurrencyCode

Pattern [A-Z]{3,3}

ISO Rule The Currency Code must be registered, or have already been registered. Valid active or historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAgt

Index 1.2.11

ISO Name Debtor Agent

Cardinality 1..1

ISO Definition Financial institution servicing an account for the debtor.

Type BranchAndFinancialInstitutionIdentification4

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAgt ++++FinInstnId

Index 1.2.11.1

ISO Name Financial Institution Identification

Cardinality 1..1

ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

Type FinancialInstitutionIdentification7

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAgt

++++FinInstnId

+++++BIC

Index 1.2.11.1.1

ISO Name BIC

Cardinality 0..1

ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. BIC of the Debtor Bank. If used, then Clearing System Member Identification must not be present.

Error Code AGNT

Type BICIdentifier


ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAgt ++++FinInstnId +++++ClrSysMmbId

Index 1.2.11.1.2

ISO Name Clearing System Member Identification

Cardinality 0..1

ISO Definition Information used to identify a member within a clearing system.

Type ClearingSystemMemberIdentification2

Document +CstmrCdtTrfInitn ++PmtInf +++DbtrAgt ++++FinInstnId +++++ClrSysMmbId ++++++ClrSysId

Index 1.2.11.1.2.1

ISO Name Clearing System Identification

Cardinality 0..1

ISO Definition Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.

Type ClearingSystemIdentification2Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAgt

++++FinInstnId

+++++ClrSysMmbId

++++++ClrSysId

+++++++Cd

Index 1.2.11.1.2.1.1

ISO Name Code

Cardinality 1..1

ISO Definition Identification of a clearing system, in a coded form as published in an external list.

Swiss Req. Codes according Payments External Code Lists. Only CHBCC is permitted in Switzerland. If used, then Proprietary must not be present.

Error Code CH16

Type ExternalClearingSystemIdentification1Code

Fixed CHBCC

Length 1 .. 5

Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAgt

++++FinInstnId

+++++ClrSysMmbId

++++++ClrSysId

+++++++Prtry

Index 1.2.11.1.2.1.2


Cardinality 1..1

ISO Definition Identification code for a clearing system, that has not yet been identified in the list of clearing systems.

Swiss Req. Recommendation: do not use. If used, then Code must not be present.

Error Code CH16

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++DbtrAgt

++++FinInstnId

+++++ClrSysMmbId

++++++MmbId

Index 1.2.11.1.2.2

ISO Name Member Identification

Cardinality 1..1

ISO Definition Identification of a member of a clearing system.

Swiss Req. BC number of the Debtor Bank. Must be used if Clearing System Member Identification is used.

Error Code AGNT

Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr

Index 1.2.13

ISO Name Ultimate Debtor

Cardinality 0..1

ISO Definition Ultimate party that owes an amount of money to the (ultimate) creditor.


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Nm

Index 1.2.13.1

ISO Name Name

Cardinality 0..1


Swiss Req. Maximum 70 characters

Type Max140Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr ++++PstlAdr

Index 1.2.13.2


Cardinality 0..1


Swiss Rule Type 5: is not forwarded in interbank traffic.

Type PostalAddress6

Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++StrtNm

Index 1.2.13.2.4


Cardinality 0..1


Type Max70Text

Length 1 .. 70


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++BldgNb

Index 1.2.13.2.5


Cardinality 0..1


Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++PstCd

Index 1.2.13.2.6

ISO Name Post Code

Cardinality 0..1


Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++TwnNm

Index 1.2.13.2.7

ISO Name Town Name

Cardinality 0..1


Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++Ctry

Index 1.2.13.2.9

ISO Name Country

Cardinality 0..1


Type CountryCode

Pattern [A-Z]{2,2}


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++PstlAdr

+++++AdrLine

Index 1.2.13.2.10


Cardinality 0..2


Type Max70Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr ++++Id

Index 1.2.13.3


Cardinality 0..1


Type Party6Choice

Cardinality 1..1

Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr ++++Id +++++OrgId

Index 1.2.13.3.1


Cardinality 1..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Id

+++++OrgId

++++++BICOrBEI

Index 1.2.13.3.1.1

ISO Name BICOr BEI

Cardinality 0..1





Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr ++++Id +++++OrgId ++++++Othr

Index 1.2.13.3.1.2

ISO Name Other

Cardinality 0..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Id

+++++OrgId

++++++Othr

+++++++Id

Index 1.2.13.3.1.2.1


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++UltmtDbtr ++++Id +++++OrgId ++++++Othr +++++++SchmeNm

Index 1.2.13.3.1.2.2


Cardinality 0..1



Cardinality 1..1

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Cd

Index 1.2.13.3.1.2.2.1

ISO Name Code

Cardinality 1..1



Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Id

+++++OrgId

++++++Othr

+++++++SchmeNm

++++++++Prtry

Index 1.2.13.3.1.2.2.2


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++UltmtDbtr

++++Id

+++++OrgId

++++++Othr

+++++++Issr

Index 1.2.13.3.1.2.3

ISO Name Issuer

Cardinality 0..1


Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++ChrgBr

Index 1.2.14

ISO Name Charge Bearer

Cardinality 0..1

ISO Definition Specifies which party/parties will bear the charges associated with the processing of the payment transaction.

Swiss Req. · DEBT Borne by Debtor (ex OUR) · CRED Borne by Creditor (ex BEN) · SHAR Shared (ex. SHA) · SLEV Service Level

Swiss Rule Type 5: If used, then SLEV must be used.

Error Code CH16

Type ChargeBearerType1Code

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf

Index 1.2.17

ISO Name Credit Transfer Transaction Information

Cardinality 1..unbounded

ISO Definition Set of elements used to provide information on the individual transaction(s) included in the message.

Type CreditTransferTransactionInformation10

ISO Rule If InstructionForCreditorAgent/Code contains CHQB, then CreditorAccount is not allowed. If IntermediaryAgent1Account is present, then IntermediaryAgent1 must be present. If IntermediaryAgent2Account is present, then IntermediaryAgent2 must be present. If IntermediaryAgent2 is present, then IntermediaryAgent1 must be present. If IntermediaryAgent3Account is present, then IntermediaryAgent3 must be present. If IntermediaryAgent3 is present, then IntermediaryAgent2 must be present.

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++PmtId

Index 1.2.17.1

ISO Name Payment Identification

Cardinality 1..1

ISO Definition Set of elements used to reference a payment instruction.

Type PaymentIdentification1

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtId

+++++InstrId

Index 1.2.17.1.1

ISO Name Instruction Identification

Cardinality 0..1

ISO Definition Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.

Swiss Req. Recommendation: should be used and be unique within the BLevel. Only the SWIFT character set is permitted for this element.

Error Code DU05

Type Max35Text

Length 1 .. 35

Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtId

+++++EndToEndId

Index 1.2.17.1.2

ISO Name End To End Identification

Cardinality 1..1

ISO Definition Unique identification assigned by the initiating party to unumbiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to- end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction.

Swiss Req. Customer reference, normally forwarded as far as the beneficiary. Only the SWIFT character set is permitted for this element

Swiss Rule Type 1: not forwarded to the beneficiary.

Type Max35Text

Length 1 .. 35

Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++PmtTpInf

Index 1.2.17.2

ISO Name Payment Type Information

Cardinality 0..1

ISO Definition Set of elements used to further specify the type of transaction.

Swiss Rule Type 5, 7: use at B-Level is recommended. Type 1, 2.1, 2.2: use at C-Level is recommended.

Error Code CH07

Type PaymentTypeInformation19

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++InstrPrty

Index 1.2.17.2.1

ISO Name Instruction Priority

Cardinality 0..1

ISO Definition Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction.

Swiss Req. Any information about the Express processing should be sent at B-Level, values in this element are ignored.

Type Priority2Code

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++PmtTpInf +++++SvcLvl

Index 1.2.17.2.2

ISO Name Service Level

Cardinality 0..1

ISO Definition Agreement under which or rules under which the transaction should be processed.

Swiss Rule Type 5: use is recommended.

Error Code CH17

Type ServiceLevel8Choice

Credit Suisse Information is ignored by Credit Suisse. Cardinality 1..1

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++SvcLvl

++++++Cd

Index 1.2.17.2.2.1

ISO Name Code

Cardinality 1..1

ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list.


Swiss Rule Type 5: must be used if Service Level is used, only SEPA permitted.

Error Code CH16

Type ExternalServiceLevel1Code

Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++SvcLvl

++++++Prtry

Index 1.2.17.2.2.2


Cardinality 1..1

ISO Definition Specifies a pre-agreed service or level of service between the parties, as a proprietary code.

Swiss Req. Only to be used by agreement with the financial institution. If used, then Code must not be present.


Error Code CH17

Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++PmtTpInf +++++LclInstrm

Index 1.2.17.2.3

ISO Name Local Instrument

Cardinality 0..1

ISO Definition User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.

Swiss Rule Type 1, 2.1, 2.2, 7: must be used.

Error Code CH21

Type LocalInstrument2Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++LclInstrm

++++++Cd

Index 1.2.17.2.3.1

ISO Name Code

Cardinality 1..1

ISO Definition Specifies the local instrument, as published in an external local instrument code list.


Swiss Rule Type 7: CPP must be used in combination with PmtMtd = CHK.

Error Code CH17

Type ExternalLocalInstrument1Code

Length 1 .. 35

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++LclInstrm

++++++Prtry

Index 1.2.17.2.3.2


Cardinality 1..1

ISO Definition Specifies the local instrument, as a proprietary code.


Swiss Rule Type 1: CH01 must be used. Type 2.1: CH02 must be used. Type 2.2: CH03 must be used. Each in combination with PmtMtd = TRF/TRA.

Error Code CH17

Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++PmtTpInf +++++CtgyPurp

Index 1.2.17.2.4

ISO Name Category Purpose

Cardinality 0..1

ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain.

Type CategoryPurpose1Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++CtgyPurp

++++++Cd

Index 1.2.17.2.4.1

ISO Name Code

Cardinality 1..1

ISO Definition Category purpose, as published in an external category purpose code list.

Type ExternalCategoryPurpose1Code

Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++PmtTpInf

+++++CtgyPurp

++++++Prtry

Index 1.2.17.2.4.2


Cardinality 1..1

ISO Definition Category purpose, in a proprietary form.

Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Amt

Index 1.2.17.3

ISO Name Amount

Cardinality 1..1

ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.

Type AmountType3Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Amt

+++++InstdAmt

Index 1.2.17.3.1

ISO Name Instructed Amount

Cardinality 1..1

ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.

Swiss Req. Amount must be 0.01 or more and 999999999.99 or less. If used, then Equivalent Amount must not be present.

Swiss Rule Type 1, 2.1, 2.2, 3: must contain CHF or EUR. Type 4: all currencies except CHF and EUR permitted. Type 5: must contain EUR. Type 7: must contain CHF.

Error Code AM01

Type ActiveOrHistoricCurrencyAndAmount

FractionDigits 5

TotalDigits 18

Inclusive 0.01 .. 999999999.99

ISO Rule The number of fractional digits (or minor unit of currency) must comply with ISO 4217. Note: The decimal separator is a dot.

Ccy ISO Name Currency

Use required

ISO Definition A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

Type ActiveOrHistoricCurrencyCode

Pattern [A-Z]{3,3}

ISO Rule The Currency Code must be registered, or have already been registered. Valid active or historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++ChrgBr

Index 1.2.17.5

ISO Name Charge Bearer

Cardinality 0..1

ISO Definition Specifies which party/parties will bear the charges associated with the processing of the payment transaction.

Swiss Req. Can be used at B-Level or C-Level but not at both at the same time. Zulässige Codes sind: · DEBT Borne by Debtor (ex OUR) · CRED Borne by Creditor (ex BEN) · SHAR Shared (ex. SHA) · SLEV Service Level

Swiss Rule Type 5: If used then SLEV must be used.

Error Code CH07

Type ChargeBearerType1Code

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++ChqInstr

Index 1.2.17.6

ISO Name Cheque Instruction

Cardinality 0..1

ISO Definition Set of elements needed to issue a cheque.

Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must not be used.

Error Code CH17

Type Cheque6

ISO Rule If ChequeMaturityDate is present, then ChequeType must be present and equal to DRFT or ELDR.

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++ChqInstr +++++DlvryMtd

Index 1.2.17.6.4

ISO Name Delivery Method

Cardinality 0..1

ISO Definition Specifies the delivery method of the cheque by the debtor's agent.

Type ChequeDeliveryMethod1Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++ChqInstr

+++++DlvryMtd

++++++Cd

Index 1.2.17.6.4.1

ISO Name Code

Cardinality 1..1

ISO Definition Specifies the delivery method of the cheque by the debtor's agent.

Swiss Req. If used, then Proprietary must not be present.

Type ChequeDelivery1Code

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++ChqInstr

+++++DlvryMtd

++++++Prtry

Index 1.2.17.6.4.2


Cardinality 1..1

ISO Definition Specifies a proprietary delivery method of the cheque by the debtor's agent.


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt

Index 1.2.17.14

ISO Name Creditor Agent

Cardinality 0..1

ISO Definition Financial institution servicing an account for the creditor.

Swiss Rule Type 1, 2.1, 7, 8: must not be used. For all other payment types, the Creditor Agent must be present. (Type 8: only after consultation with the financial institution: if the remitter explicitly wants to enter the "bank drawn upon" as the BIC of the Creditor Agent.)

Error Code CH17

Type BranchAndFinancialInstitutionIdentification4

pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt +++++FinInstnId

Index 1.2.17.14.1

ISO Name Financial Institution Identification

Cardinality 1..1

ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

Swiss Rule Type 2.2: · V1: BC · V2: BC and postal account of the bank · V3: Postal account of the bank and name of the bank Type 3: · V1: BC · V2: BIC Domestic (CH/LI) Type 4: · V1: BIC Domestic (CH/LI) · V2: BC and Name and address of financial institution · V3: Name and address of financial institution Type 5: BIC Type 6: Recommendation: use BIC. · V1: BIC International · V2: Bank code (without BC) and name and address of financial institution · V3: Name and address of financial institution

Type FinancialInstitutionIdentification7

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++BIC

Index 1.2.17.14.1.1

ISO Name BIC

Cardinality 0..1

ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. If used, then Clearing System Member Identification must not be present.

Swiss Rule Type 2.2, 3(V2), 4(V1): may be present. Type 5: must be present. Type 6: must contain BIC International.

Error Code AGNT

Type BICIdentifier


ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt +++++FinInstnId ++++++ClrSysMmbId

Index 1.2.17.14.1.2

ISO Name Clearing System Member Identification

Cardinality 0..1

ISO Definition Information used to identify a member within a clearing system.

Swiss Rule Type 2.2(V1, V2), 3(V1), 4(V2), 6: may be present. Type 5: must not be used.

Error Code CH17

Type ClearingSystemMemberIdentification2

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt +++++FinInstnId ++++++ClrSysMmbId +++++++ClrSysId

Index 1.2.17.14.1.2.1

ISO Name Clearing System Identification

Cardinality 1..1

ISO Definition Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.

Type ClearingSystemIdentification2Choice

Cardinality 1..1

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++ClrSysMmbId

+++++++ClrSysId

++++++++Cd

Index 1.2.17.14.1.2.1.1

ISO Name Code

Cardinality 1..1

ISO Definition Identification of a clearing system, in a coded form as published in an external list.

Swiss Req. Type of Clearing ID (Bank Code, National Identifier). Gives information about the type of identification in the Member Identification field. Codes according Payments External Code Lists. If used, then Proprietary must not be present.

Swiss Rule Type 2.2(V1, V2), 3(V1), 4(V2): must contain CHBCC. Type 6: if used, it must not contain CHBCC.

Error Code CH17

Type ExternalClearingSystemIdentification1Code

Length 1 .. 5

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++ClrSysMmbId

+++++++ClrSysId

++++++++Prtry

Index 1.2.17.14.1.2.1.2


Cardinality 1..1

ISO Definition Identification code for a clearing system, that has not yet been identified in the list of clearing systems.


Error Code CH17

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++ClrSysMmbId

+++++++MmbId

Index 1.2.17.14.1.2.2

ISO Name Member Identification

Cardinality 1..1

ISO Definition Identification of a member of a clearing system.

Swiss Req. Clearing ID (Bank Code, National Identifier) of the receiver institution. Must be used if Clearing System Member Identification is used.

Error Code AGNT

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++Nm

Index 1.2.17.14.1.3

ISO Name Name

Cardinality 0..1

ISO Definition Name by which an agent is known and which is usually used to identify that agent.

Swiss Req. Maximum 70 characters

Error Code CH17

Type Max140Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt +++++FinInstnId ++++++PstlAdr

Index 1.2.17.14.1.4


Cardinality 0..1


Swiss Rule Type 4(V3), 6(V2, V3): must be present. Other types: must not be present.

Error Code CH21

Type PostalAddress6

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++StrtNm

Index 1.2.17.14.1.4.4


Cardinality 0..1


Swiss Req. Recommendation: use.

Type Max70Text

Length 1 .. 70


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++BldgNb

Index 1.2.17.14.1.4.5


Cardinality 0..1



Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++PstCd

Index 1.2.17.14.1.4.6

ISO Name Post Code

Cardinality 0..1



Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++TwnNm

Index 1.2.17.14.1.4.7

ISO Name Town Name

Cardinality 0..1



Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++Ctry

Index 1.2.17.14.1.4.9

ISO Name Country

Cardinality 0..1



Error Code AG05

Type CountryCode

Pattern [A-Z]{2,2}


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++PstlAdr

+++++++AdrLine

Index 1.2.17.14.1.4.10


Cardinality 0..2


Swiss Req. Maximum two lines permitted.

Type Max70Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAgt +++++FinInstnId ++++++Othr

Index 1.2.17.14.1.5

ISO Name Other

Cardinality 0..1

ISO Definition Unique identification of an agent, as assigned by an institution, using an identification scheme.

Swiss Rule Type 2.2(V2, V3): must be present. Other types: must not be present.

Error Code CH17

Type GenericFinancialIdentification1

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAgt

+++++FinInstnId

++++++Othr

+++++++Id

Index 1.2.17.14.1.5.1


Cardinality 1..1

ISO Definition Unique and unambiguous identification of a person.

Swiss Req. Must be used if Other is used.

Swiss Rule Type 2.2(V2, V3): must contain postal account of bank (example: "80-2-2" or "800000022").

Error Code AGNT

Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr

Index 1.2.17.16

ISO Name Creditor

Cardinality 0..1

ISO Definition Party to which an amount of money is due.

Swiss Rule Type 1: may be present. Other types: must be present.

Error Code CH21


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Nm

Index 1.2.17.16.1

ISO Name Name

Cardinality 1..1


Swiss Req. Must be used if Creditor is used, maximum 70 characters.

Error Code CH21

Type Max140Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr +++++PstlAdr

Index 1.2.17.16.2


Cardinality 0..1


Swiss Rule Type 7: Must be structured.

Error Code BE01

Type PostalAddress6

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++StrtNm

Index 1.2.17.16.2.4


Cardinality 0..1



Error Code CH17

Type Max70Text

Length 1 .. 70


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++BldgNb

Index 1.2.17.16.2.5


Cardinality 0..1



Error Code CH17

Type Max16Text

Length 1 .. 16


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++PstCd

Index 1.2.17.16.2.6

ISO Name Post Code

Cardinality 0..1



Swiss Rule Type 7, 8: must be present.

Error Code CH17

Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++TwnNm

Index 1.2.17.16.2.7

ISO Name Town Name

Cardinality 0..1



Swiss Rule Type 7, 8: must be present.

Error Code CH17

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++Ctry

Index 1.2.17.16.2.9

ISO Name Country

Cardinality 0..1


Swiss Req. It is recommended to supply this element, especially in the case of foreign payments.

Swiss Rule Type 7, 8: must be present. Type 7: must contain CH or LI.

Error Code CH21

Type CountryCode

Pattern [A-Z]{2,2}


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++PstlAdr

++++++AdrLine

Index 1.2.17.16.2.10


Cardinality 0..2


Swiss Req. Maximum two lines permitted. It is recommended to supply this element in the case of foreign payments.


Error Code CH17

Type Max70Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr +++++Id

Index 1.2.17.16.3


Cardinality 0..1


Swiss Rule Type 1, 2.1, 2.2, 7, 8: must not be used.

Error Code CH17

Type Party6Choice

Cardinality 1..1

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr +++++Id ++++++OrgId

Index 1.2.17.16.3.1


Cardinality 1..1



pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Id

++++++OrgId

+++++++BICOrBEI

Index 1.2.17.16.3.1.1

ISO Name BICOr BEI

Cardinality 0..1





Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.17.16.3.1.2

ISO Name Other

Cardinality 0..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++Id

Index 1.2.17.16.3.1.2.1


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Cdtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm

Index 1.2.17.16.3.1.2.2


Cardinality 0..1



Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++SchmeNm

+++++++++Cd

Index 1.2.17.16.3.1.2.2.1

ISO Name Code

Cardinality 1..1



Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++SchmeNm

+++++++++Prtry

Index 1.2.17.16.3.1.2.2.2


Cardinality 1..1


Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Cdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++Issr

Index 1.2.17.16.3.1.2.3

ISO Name Issuer

Cardinality 0..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAcct

Index 1.2.17.17

ISO Name Creditor Account

Cardinality 0..1

ISO Definition Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.

Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must be present. Type 2.2: must not contain a postal account number. Type 7, 8: must not be used.

Error Code CH17

Type CashAccount16

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAcct +++++Id

Index 1.2.17.17.1


Cardinality 1..1

ISO Definition Unique and unambiguous identification for the account between the account owner and the account servicer.

Type AccountIdentification4Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAcct

+++++Id

++++++IBAN

Index 1.2.17.17.1.1

ISO Name IBAN

Cardinality 1..1

ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions.

Swiss Req. If used, Other must not be present.

Swiss Rule Type 1, 2.1: must not be used. Type 2.2, 3, 4, 6: use is recommended. Type 5: must be present.

Error Code AC01

Type IBAN2007Identifier

Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

ISO Rule A valid IBAN consists of all three of the following components: Country Code, check digits and BBAN.

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++CdtrAcct +++++Id ++++++Othr

Index 1.2.17.17.1.2

ISO Name Other

Cardinality 1..1

ISO Definition Unique identification of an account, as assigned by the account servicer, using an identification scheme.

Swiss Rule Type 1, 2.1: must be present. Type 2.2, 3, 4, 6: may be present. Type 5: must not be used.

Error Code CH17

Type GenericAccountIdentification1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++CdtrAcct

+++++Id

++++++Othr

+++++++Id

Index 1.2.17.17.1.2.1


Cardinality 1..1


Swiss Req. Must be used if Other is used.

Swiss Rule Type 1: must contain an ISR participant number; 9-character with or without hyphens or fixed 5-character. Type 2.1: must contain a postal account number (e.g. "70-4152-8" or "700041528").

Error Code AC01

Type Max34Text

Length 1 .. 34


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr

Index 1.2.17.18

ISO Name Ultimate Creditor

Cardinality 0..1

ISO Definition Ultimate party to which an amount of money is due.

Error Code CH17


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Nm

Index 1.2.17.18.1

ISO Name Name

Cardinality 1..1


Swiss Req. Must be used if Ultimate Creditor is used, maximum 70 characters.

Type Max140Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr +++++PstlAdr

Index 1.2.17.18.2


Cardinality 0..1


Swiss Rule Type 5: is not forwarded in interbank traffic.

Error Code CH17

Type PostalAddress6

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++StrtNm

Index 1.2.17.18.2.4


Cardinality 0..1



Type Max70Text

Length 1 .. 70


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++BldgNb

Index 1.2.17.18.2.5


Cardinality 0..1



Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++PstCd

Index 1.2.17.18.2.6

ISO Name Post Code

Cardinality 0..1



Type Max16Text

Length 1 .. 16


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++TwnNm

Index 1.2.17.18.2.7

ISO Name Town Name

Cardinality 0..1



Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++Ctry

Index 1.2.17.18.2.9

ISO Name Country

Cardinality 0..1



Error Code BE09

Type CountryCode

Pattern [A-Z]{2,2}


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++PstlAdr

++++++AdrLine

Index 1.2.17.18.2.10


Cardinality 0..2


Swiss Req. Maximum two lines permitted.

Type Max70Text

Length 1 .. 70


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr +++++Id

Index 1.2.17.18.3


Cardinality 0..1


Swiss Rule Type 7, 8: must not be used.

Error Code CH17

Type Party6Choice

Cardinality 1..1

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr +++++Id ++++++OrgId

Index 1.2.17.18.3.1


Cardinality 1..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Id

++++++OrgId

+++++++BICOrBEI

Index 1.2.17.18.3.1.1

ISO Name BICOr BEI

Cardinality 0..1





Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.17.18.3.1.2

ISO Name Other

Cardinality 0..1



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++Id

Index 1.2.17.18.3.1.2.1


Cardinality 1..1


Type Max35Text

Length 1 .. 35


pain.001.001.03 - SIC; 1.0



Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm

Index 1.2.17.18.3.1.2.2


Cardinality 0..1



Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++SchmeNm

+++++++++Cd

Index 1.2.17.18.3.1.2.2.1

ISO Name Code

Cardinality 1..1



Length 1 .. 4

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++SchmeNm

+++++++++Prtry

Index 1.2.17.18.3.1.2.2.2


Cardinality 1..1


Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++UltmtCdtr

+++++Id

++++++OrgId

+++++++Othr

++++++++Issr

Index 1.2.17.18.3.1.2.3

ISO Name Issuer

Cardinality 0..1


Type Max35Text

Length 1 .. 35


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++Purp

Index 1.2.17.21

ISO Name Purpose

Cardinality 0..1

ISO Definition Underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain.

Swiss Rule Type 1: element is not forwarded.

Error Code CH17

Type Purpose2Choice

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++Purp

+++++Cd

Index 1.2.17.21.1

ISO Name Code

Cardinality 1..1

ISO Definition Underlying reason for the payment transaction, as published in an external purpose code list.

Swiss Req. Codes according Payments External Code Lists. Must be used if Purpose is used.

Type ExternalPurpose1Code

Length 1 .. 4

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++RmtInf

Index 1.2.17.25

ISO Name Remittance Information

Cardinality 0..1

ISO Definition Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system.

Type RemittanceInformation5

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Ustrd

Index 1.2.17.25.1

ISO Name Unstructured

Cardinality 0..1

ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.

Swiss Req. Only one occurrence is allowed, maximum 140 characters. If used, then Structured must not be present.


Error Code CH17

Type Max140Text

Length 1 .. 140


Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++RmtInf +++++Strd

Index 1.2.17.25.2

ISO Name Structured

Cardinality 0..1

ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form.

Swiss Rule Type 1: must be used.

Error Code CH17

Type StructuredRemittanceInformation7

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf

Index 1.2.17.25.2.3

ISO Name Creditor Reference Information

Cardinality 0..1

ISO Definition Reference information provided by the creditor to allow the identification of the underlying documents.

Swiss Rule Type 1: must be used. Type 5: may be used.

Error Code CH21

Type CreditorReferenceInformation2

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp

Index 1.2.17.25.2.3.1

ISO Name Type

Cardinality 0..1

ISO Definition Specifies the type of creditor reference.

Swiss Rule Type 3, 4, 6: may be used. Type 5: must be used if Creditor Reference Information is used.

Error Code CH21

Type CreditorReferenceType2

Document +CstmrCdtTrfInitn ++PmtInf +++CdtTrfTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp ++++++++CdOrPrtry

Index 1.2.17.25.2.3.1.1

ISO Name Code Or Proprietary

Cardinality 1..1

ISO Definition Coded or proprietary format creditor reference type.

Type CreditorReferenceType1Choice

Cardinality 1..1

Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Strd

++++++CdtrRefInf

+++++++Tp

++++++++CdOrPrtry

+++++++++Cd

Index 1.2.17.25.2.3.1.1.1

ISO Name Code

Cardinality 1..1

ISO Definition Type of creditor reference, in a coded form.

Swiss Req. If used, then Proprietary must not be present.

Swiss Rule Type 5: must be used if Creditor Reference Information is used, only SCOR permitted.

Error Code CH21

Type DocumentType3Code

pain.001.001.03 - SIC; 1.0



Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Strd

++++++CdtrRefInf

+++++++Tp

++++++++CdOrPrtry

+++++++++Prtry

Index 1.2.17.25.2.3.1.1.2


Cardinality 1..1

ISO Definition Creditor reference type, in a proprietary form.



Error Code CH17

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Strd

++++++CdtrRefInf

+++++++Tp

++++++++Issr

Index 1.2.17.25.2.3.1.2

ISO Name Issuer

Cardinality 0..1

ISO Definition Entity that assigns the credit reference type.

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Strd

++++++CdtrRefInf

+++++++Ref

Index 1.2.17.25.2.3.2

ISO Name Reference

Cardinality 0..1

ISO Definition Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end- to-end transaction identification.

Swiss Rule Type 1: must contain an ISR reference number. Type 5: must be used if Creditor Reference Information is used, must contain Creditor Reference according to ISO 11649. Other types: Purpose of payment (IPI).

Error Code CH16

Type Max35Text

Length 1 .. 35


Document

+CstmrCdtTrfInitn

++PmtInf

+++CdtTrfTxInf

++++RmtInf

+++++Strd

++++++AddtlRmtInf

Index 1.2.17.25.2.6

ISO Name Additional Remittance Information

Cardinality 0..3

ISO Definition Additional information, in free text form, to complement the structured remittance information.

Swiss Req. Only to be used by agreement with the financial institution.


Error Code CH17

Type Max140Text

Length 1 .. 140


Credit Suisse Ignored by Credit Suisse.

pain.001.001.03 - SIC

Components

pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015

Generated by GEFEG.FX Page: 37 / 101

ActiveOrHistoricCurrencyAndAmount ComplexType

ActiveOrHistoricCurrencyAndAmount

Ccy

Name Active Or Historic Currency And Amount

Type ActiveOrHistoricCurrencyAndAmount_SimpleType

FractionDigits / TotalDigits 5 / 18

Inclusive 0 ..

Attribute Status Description/Data type Fixed/Default

Ccy M ActiveOrHistoricCurrencyCode

ActiveOrHistoricCurrencyAndAmount_SimpleType SimpleType

Name Active Or Historic Currency And Amount _Simple Type

Type xsd:decimal


Inclusive 0 ..

ActiveOrHistoricCurrencyCode SimpleType

Name Active Or Historic Currency Code

Type xsd:string

Pattern [A-Z]{3,3}

Applicable Codes Name/Description

AED Dirham

AFN Afghani

ALL Lek

AMD Dram

ANG Netherlands Antillian Guilder

AOA Kwanza

ARS Argentine Peso

AUD Australian Dollar

AWG Aruban Guilder

AZN Azerbaijanian Manat

BAM Convertible Mark

BBD Barbados Dollar

BDT Taka

BGN Bulgarian Lev

BHD Bahraini Dinar

BIF Burundi Franc

BMD Bermudian Dollar (customarily: Bermuda Dollar)

BND Brunei Dollar

BOB Boliviano

BRL Brazilian Real

BSD Bahamian Dollar

BTN Ngultrum

BWP Pula

BYR Belarussian Ruble

BZD Belize Dollar

CAD Canadian Dollar

CDF Franc Congolais

CHE WIR Euro

CHF Swiss Franc

CHW WIR Franc

pain.001.001.03 - SIC




CLP Chilean Peso

CNY Yuan Renminbi

COP Colombian Peso

COU Unidad de Valor Real

CRC Costa Rican Colon

CUC Peso Convertible

CUP Cuban Peso

CVE Cape Verde Escudo

CZK Czech Koruna

DJF Djibouti Franc

DKK Danish Krone

DOP Dominican Peso

DZD Algerian Dinar

EEK Kroon

EGP Egyptian Pound

ERN Nakfa

ETB Ethopian Birr

EUR Euro

FJD Fiji Dollar

FKP Falkland Islands Pound

GBP Pound Sterling

GEL Lari

GHS Ghana Cedi

GIP Gibraltar Pound

GMD Dalasi

GNF Guinea Franc

GTQ Quetzal

GYD Guyana Dollar

HKD Honk Kong Dollar

HNL Lempira

HRK Kuna

HTG Gourde

HUF Forint

IDR Rupiah

ILS New Israeli Sheqel

INR Indian Rupee

IQD Iraqi Dinar

IRR Iranian Rial

ISK Iceland Krona

JMD Jamaican Dollar

JOD Jordanian Dinar

JPY Yen

KES Kenyan Shilling

KGS Som

KHR Riel

KMF Comoro Franc

KPW North Korean Won

KRW Won

KWD Kuwaiti Dinar

KYD Cayman Islands Dollar

KZT Tenge

LAK Kip

LBP Lebanese Pound

LKR Sri Lanka Rupee

LRD Liberian Dollar

LSL Loti

pain.001.001.03 - SIC




LTL Lithuanian Litas

LVL Latvian Lats

LYD Libyan Dinar

MAD Morrocan Dirham

MDL Moldovan Leu

MGA Ariary

MKD Denar

MMK Kyat

MNT Tugrik

MOP Pataca

MRO Ouguiya

MUR Mauritius Rupee

MVR Rufiyaa

MWK Kwacha

MXN Mexican Peso

MYR Malaysian Ringgit

MZM Metical

NAD Namibia Dollar

NGN Naira

NIO Cordoba Oro

NOK Norwegian Krone

NPR Nepalese Rupee

NZD New Zealand Dollar

OMR Rial Omani

PAB Balboa

PEN Nuevo Sol

PGK Kina

PHP Philippine Peso

PKR Pakistan Rupee

PLN Zloty

PYG Guarani

QAR Qatari Rial

ROL old Romanian Leu

This currency code is valid until 30 June 2005, but the currency itself will remain legal until 31 December 2006 when it will be withdrawn.

RON new Romanian Leu

This currency code is effective from 1 July 2005

RSD Serbian Dinar

RUB Russian Ruble

RWF Rwanda Franc

SAR Saudi Riyal

SBD Solomon Islands Dollar

SCR Seychelles Rupee

SDG Sudanese Pound

SEK Swedish Krona

SGD Singapore Dollar

SHP St. Helena Pound

SLL Leone

SOS Somali Shilling

SRD Suriname Dollar

STD Dobra

SVC El Salvador Colon

SYP Syrian Pound

SZL Lilangeni

THB Baht

TJS Somoni

pain.001.001.03 - SIC




TMT Turkmenistan New Manat

TND Tunisian Dinar

TOP Pa'anga

TRY Turkish Lira

TTD Trinidad and Tobago Dollar

TWD New Taiwan Dollar

TZS Tanzanian Shilling

UAH Hryvnia

UGX Uganda Shilling

USD US Dollar

UYI Uruguayo Peso en Unidades Indexadas

UYU Peso Uruguayo

UZS Uzbekistan Sum

VEF Bolivar Fuerte

VND Dong

VUV Vatu

WST Tala

XAF CFA Franc

XAG Silver

XAU Gold

XCD East Carribean Dollar

XDR SDR

XOF CFA Franc

XPD Palladium

XPF CFP Franc

XPT Platinum

XSU Sucre

XUA ADB Unit of Account

YER Yemeni Rial

ZAR Rand

ZMK Kwacha

ZWL Zimbabwe Dollar (effective 1 February 2009)

AddressType2Code SimpleType

Name Address Type 2Code

Type xsd:string


ADDR Postal Address is the complete postal address.

BIZZ Business

Address is the business address.

DLVY DeliveryTo

Address is the address to which delivery is to take place.

HOME Residential Address is the home address.

MLTO MailTo

Address is the address to which mail is sent.

PBOX POBox

Address is a postal office (PO) box.

AnyBICIdentifier SimpleType

Name Any BICIdentifier

Type xsd:string


pain.001.001.03 - SIC



Authorisation1Code SimpleType

Name Authorisation 1Code

Type xsd:string


AUTH PreAuthorisedFile

Indicates a file has been pre authorised or approved within the originating customer

environment and no further approval is required.

FDET FileLevelAuthorisationDetails

Indicates that a file requires additional file level approval, with the ability to view both

the payment information block and supporting customer credit transaction detail.

FSUM FileLevelAuthorisationSummary

Indicates that a file requires additional file level approval, with the ability to view only

the payment information block level information.

ILEV InstructionLevelAuthorisation

Indicates that a file requires all customer transactions to be authorised or approved.

BaseOneRate SimpleType

Name Base One Rate

Type xsd:decimal


BatchBookingIndicator SimpleType

Name Batch Booking Indicator

Type xsd:boolean

BICIdentifier SimpleType

Name BICIdentifier

Type xsd:string


CashAccountType4Code SimpleType

Name Cash Account Type 4Code

Type xsd:string


CACC Current Account used to post debits and credits when no specific account has been

nominated.

CASH CashPayment Account used for the payment of cash.

CHAR Charges

Account used for charges if different from the account for payment.

CISH CashIncome

Account used for payment of income if different from the current cash account.

COMM Commission

Account used for commission if different from the account for payment.

LOAN Loan

Account used for loans.

MGLD MarginalLending

Account used for a marginal lending facility.

MOMA MoneyMarket Account used for money markets if different from the cash account.

NREX NonResidentExternal Account used for non-resident external.

ODFT Overdraft Account is used for overdrafts.

ONDP OverNightDeposit Account used for overnight deposits.

pain.001.001.03 - SIC




SACC Settlement Account used to post debit and credit entries, as a result of transactions cleared and

settled through a specific clearing and settlement system.

SLRY Salary

Accounts used for salary payments.

SVGS Savings

Account used for savings.

TAXE Tax

Account used for taxes if different from the account for payment.

TRAS CashTrading

Account used for trading if different from the current cash account.

ChargeBearerType1Code SimpleType

Name Charge Bearer Type 1Code

Type xsd:string


CRED BorneByCreditor All transaction charges are to be borne by the creditor.

DEBT BorneByDebtor All transaction charges are to be borne by the debtor.

SHAR Shared

In a credit transfer context, means that transaction charges on the sender side are to

be borne by the debtor, transaction charges on the receiver side are to be borne by

the creditor. In a direct debit context, means that transaction charges on the sender

side are to be borne by the creditor, transaction charges on the receiver side are to be

borne by the debtor.

SLEV FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or

scheme.

ChequeDelivery1Code SimpleType

Name Cheque Delivery 1Code

Type xsd:string


CRCD CourierToCreditor Cheque is to be sent through courier services to creditor.

CRDB CourierToDebtor Cheque is to be sent through courier services to debtor.

CRFA CourierToFinalAgent Cheque is to be sent through courier services to creditor agent.

MLCD MailToCreditor Cheque is to be sent through mail services to creditor.

MLDB MailToDebtor Cheque is to be sent through mail services to debtor.

MLFA MailToFinalAgent Cheque is to be sent through mail services to creditor agent.

PUCD PickUpByCreditor Cheque will be picked up by the creditor

PUDB PickUpByDebtor Cheque will be picked up by the debtor.

PUFA PickUpByFinalAgent Cheque will be picked up by the creditor agent.

RGCD RegisteredMailToCreditor Cheque is to be sent through registered mail services to creditor.

RGDB RegisteredMailToDebtor Cheque is to be sent through registered mail services to debtor

RGFA RegisteredMailToFinalAgent Cheque is to be sent through registered mail services to creditor agent.

pain.001.001.03 - SIC



ChequeType2Code SimpleType

Name Cheque Type 2Code

Type xsd:string


BCHQ BankCheque

Cheque drawn on the account of the debtor's financial institution, which is debited on

the debtor's account when the cheque is issued.These cheques are printed by the

debtor's financial institution and payment is guaranteed by the financial institution. Synonym is 'cashier's cheque'.

CCCH CertifiedCustomerCheque

Cheque drawn on the account of the debtor, and debited on the debtor's account when

the cheque is cashed. The financial institution prints and certifies the cheque, guaranteeing the payment.

CCHQ CustomerCheque

Cheque drawn on the account of the debtor, and debited on the debtor's account when

the cheque is cashed. Synonym is 'corporate cheque'.

DRFT Draft A guaranteed bank cheque with a future value date (do not pay before], which in

commercial terms is a 'negotiatable instrument': the beneficiary can receive early

payment from any bank under subtraction of a discount. The ordering customer's

account is debited on value date.

ELDR ElectronicDraft An instrument with a future value date (do not pay before], which in commercial terms

is a 'negotiatable instrument': the beneficiary can receive early payment from any bank

under subtraction of a discount. The ordering customer's account is debited on value

date.

CountryCode SimpleType

Name Country Code

Type xsd:string

Pattern [A-Z]{2,2}


AD ANDORRA

AE UNITED ARAB EMIRATES

AF AFGHANISTAN

AG ANTIGUA AND BARBUDA

AI ANGUILLA

AL ALBANIA

AM ARMENIA

AO ANGOLA

AQ ANTARCTICA

AR ARGENTINA

AS AMERICAN SAMOA

AT AUSTRIA

AU AUSTRALIA

AW ARUBA

AX ÅLAND ISLANDS

AZ AZERBAIJAN

BA BOSNIA AND HERZEGOVINA

BB BARBADOS

BD BANGLADESH

BE BELGIUM

BF BURKINA FASO

BG BULGARIA

BH BAHRAIN

BI BURUNDI

BJ BENIN

pain.001.001.03 - SIC




BL SAINT BARTHÉLEMY

BM BERMUDA

BN BRUNEI DARUSSALAM

BO BOLIVIA, PLURINATIONAL STATE OF

BQ BONAIRE, SAINT EUSTATIUS AND SABA

BR BRAZIL

BS BAHAMAS

BT BHUTAN

BV BOUVET ISLAND

BW BOTSWANA

BY BELARUS

BZ BELIZE

CA CANADA

CC COCOS (KEELING) ISLANDS

CD CONGO, THE DEMOCRATIC REPUBLIC OF THE

CF CENTRAL AFRICAN REPUBLIC

CG CONGO

CH SWITZERLAND

CI COTE D'IVOIRE

CK COOK ISLANDS

CL CHILE

CM CAMEROON

CN CHINA

CO COLOMBIA

CR COSTA RICA

CU CUBA

CV CAPE VERDE

CW CURAÇAO

CX CHRISTMAS ISLAND

CY CYPRUS

CZ CZECH REPUBLIC

DE GERMANY

DJ DJIBOUTI

DK DENMARK

DM DOMINICA

DO DOMINICAN REPUBLIC

DZ ALGERIA

EC ECUADOR

EE ESTONIA

EG EGYPT

EH WESTERN SAHARA

ER ERITREA

ES SPAIN

ET ETHIOPIA

FI FINLAND

FJ FIJI

FK FALKLAND ISLANDS (MALVINAS)

FM MICRONESIA, FEDERATED STATES OF

FO FAROE ISLANDS

FR FRANCE

GA GABON

GB UNITED KINGDOM

GD GRENADA

GE GEORGIA

GF FRENCH GUIANA

GG GUERNSEY

pain.001.001.03 - SIC




GH GHANA

GI GIBRALTAR

GL GREENLAND

GM GAMBIA

GN GUINEA

GP GUADELOUPE

GQ EQUATORIAL GUINEA

GR GREECE

GS SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS

GT GUATEMALA

GU GUAM

GW GUINEA-BISSAU

GY GUYANA

HK HONG KONG

HM HEARD ISLAND AND MCDONALD ISLANDS

HN HONDURAS

HR CROATIA

HT HAITI

HU HUNGARY

ID INDONESIA

IE IRELAND

IL ISRAEL

IM ISLE OF MAN

IN INDIA

IO BRITISH INDIAN OCEAN TERRITORY

IQ IRAQ

IR IRAN, ISLAMIC REPUBLIC OF

IS ICELAND

IT ITALY

JE JERSEY

JM JAMAICA

JO JORDAN

JP JAPAN

KE KENYA

KG KYRGYZSTAN

KH CAMBODIA

KI KIRIBATI

KM COMOROS

KN SAINT KITTS AND NEVIS

KP KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF

KR KOREA, REPUBLIC OF

KW KUWAIT

KY CAYMAN ISLANDS

KZ KAZAKHSTAN

LA LAO PEOPLE'S DEMOCRATIC REPUBLIC

LB LEBANON

LC SAINT LUCIA

LI LIECHTENSTEIN

LK SRI LANKA

LR LIBERIA

LS LESOTHO

LT LITHUANIA

LU LUXEMBOURG

LV LATVIA

LY LIBYAN ARAB JAMAHIRIYA

MA MOROCCO

pain.001.001.03 - SIC




MC MONACO

MD MOLDOVA

ME MONTENEGRO

MF SAINT MARTIN (FRENCH PART)

MG MADAGASCAR

MH MARSHALL ISLANDS

MK MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF

ML MALI

MM MYANMAR

MN MONGOLIA

MO MACAO

MP NORTHERN MARIANA ISLANDS

MQ MARTINIQUE

MR MAURITANIA

MS MONTSERRAT

MT MALTA

MU MAURITIUS

MV MALDIVES

MW MALAWI

MX MEXICO

MY MALAYSIA

MZ MOZAMBIQUE

NA NAMIBIA

NC NEW CALEDONIA

NE NIGER

NF NORFOLK ISLAND

NG NIGERIA

NI NICARAGUA

NL NETHERLANDS

NO NORWAY

NP NEPAL

NR NAURU

NU NIUE

NZ NEW ZEALAND

OM OMAN

PA PANAMA

PE PERU

PF FRENCH POLYNESIA

PG PAPUA NEW GUINEA

PH PHILIPPINES

PK PAKISTAN

PL POLAND

PM SAINT PIERRE AND MIQUELON

PN PITCAIRN

PR PUERTO RICO

PS PALESTINIAN TERRITORY, OCCUPIED

PT PORTUGAL

PW PALAU

PY PARAGUAY

QA QATAR

RE REUNION

RO ROMANIA

RS SERBIA

RU RUSSIAN FEDERATION

RW RWANDA

SA SAUDI ARABIA

pain.001.001.03 - SIC




SB SOLOMON ISLANDS

SC SEYCHELLES

SD SUDAN

SE SWEDEN

SG SINGAPORE

SH SAINT HELENA, ASCENSION AND TRISTAN DA CUNHA

SI SLOVENIA

SJ SVALBARD AND JAN MAYEN

SK SLOVAKIA

SL SIERRA LEONE

SM SAN MARINO

SN SENEGAL

SO SOMALIA

SR SURINAME

ST SAO TOME AND PRINCIPE

SV EL SALVADOR

SX SINT MAARTEN (DUTCH PART)

SY SYRIAN ARAB REPUBLIC

SZ SWAZILAND

TC TURKS AND CAICOS ISLANDS

TD CHAD

TF FRENCH SOUTHERN TERRITORIES

TG TOGO

TH THAILAND

TJ TAJIKISTAN

TK TOKELAU

TL TIMOR-LESTE

TM TURKMENISTAN

TN TUNISIA

TO TONGA

TR TURKEY

TT TRINIDAD AND TOBAGO

TV TUVALU

TW TAIWAN, PROVINCE OF CHINA

TZ TANZANIA, UNITED REPUBLIC OF

UA UKRAINE

UG UGANDA

UM UNITED STATES MINOR OUTLYING ISLANDS

US UNITED STATES

UY URUGUAY

UZ UZBEKISTAN

VA HOLY SEE (VATICAN CITY STATE)

VC SAINT VINCENT AND THE GRENADINES

VE VENEZUELA, BOLIVARIAN REPUBLIC OF

VG VIRGIN ISLANDS, BRITISH

VI VIRGIN ISLANDS, U.S.

VN VIET NAM

VU VANUATU

WF WALLIS AND FUTUNA

WS SAMOA

YE YEMEN

YT MAYOTTE

ZA SOUTH AFRICA

ZM ZAMBIA

ZW ZIMBABWE

pain.001.001.03 - SIC



CreditDebitCode SimpleType

Name Credit Debit Code

Type xsd:string


CRDT Credit Operation is an increase.

DBIT Debit Operation is a decrease.

DecimalNumber SimpleType

Name Decimal Number

Type xsd:decimal


DocumentType3Code SimpleType

Name Document Type 3Code

Type xsd:string


DISP DispatchAdvice

Document is a dispatch advice.

FXDR ForeignExchangeDealReference

Document is a pre-agreed or pre-arranged foreign exchange transaction to which the

payment transaction refers.

PUOR PurchaseOrder Document is a purchase order.

RADM RemittanceAdviceMessage

Document is a remittance advice sent separately from the current transaction.

RPIN RelatedPaymentInstruction

Document is a linked payment instruction to which the current payment instruction is

related, eg, in a cover scenario.

SCOR StructuredCommunicationReference

Document is a structured communication reference provided by the creditor to identify

the referred transaction.

DocumentType5Code SimpleType

Name Document Type 5Code

Type xsd:string


AROI AccountReceivableOpenItem

Document is a payment that applies to a specific source document.

BOLD BillOfLading

Document is a shipping notice.

CINV CommercialInvoice

Document is an invoice.

CMCN CommercialContract Document is an agreement between the parties, stipulating the terms and conditions

of the delivery of goods or services.

CNFA CreditNoteRelatedToFinancialAdjustment Document is a credit note for the final amount settled for a commercial transaction.

CREN CreditNote

Document is a credit note.

DEBN DebitNote

Document is a debit note.

DISP DispatchAdvice

Document is a dispatch advice.

DNFA DebitNoteRelatedToFinancialAdjustment Document is a debit note for the final amount settled for a commercial transaction.

pain.001.001.03 - SIC




HIRI HireInvoice

Document is an invoice for the hiring of human resources or renting goods or

equipment.

MSIN MeteredServiceInvoice

Document is an invoice claiming payment for the supply of metered services, eg, gas

or electricity, supplied to a fixed meter.

SBIN SelfBilledInvoice

Document is an invoice issued by the debtor.

SOAC StatementOfAccount Document is a statement of the transactions posted to the debtor's account at the

supplier.

TSUT TradeServicesUtilityTransaction

Document is a transaction identifier as assigned by the Trade Services Utility.

VCHR Voucher Document is an electronic payment document.

ExchangeRateType1Code SimpleType

Name Exchange Rate Type 1Code

Type xsd:string


AGRD Agreed

Exchange rate applied is the rate agreed between the parties.

SALE Sale

Exchange rate applied is the market rate at the time of the sale.

SPOT Spot Exchange rate applied is the spot rate.

ExternalAccountIdentification1Code SimpleType

Name External Account Identification 1Code

Type xsd:string

Length 1 .. 4


BBAN BBANIdentifier Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.

CUID CHIPSUniversalIdentifier (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating

financial institutions, through which CHIPS payments are effected. The CHIPS UID is

assigned by the New York Clearing House.

UPIC UPICIdentifier Universal Payment Identification Code (UPIC) - identifier used by the New York

Clearing House to mask confidential data, such as bank accounts and bank routing

numbers. UPIC numbers remain with business customers, regardless of banking

relationship changes.

ExternalCategoryPurpose1Code SimpleType

Name External Category Purpose 1Code

Type xsd:string

Length 1 .. 4


BONU BonusPayment Transaction is the payment of a bonus.

CASH CashManagementTransfer Transaction is a general cash management instruction.

pain.001.001.03 - SIC




CBLK Card Bulk Clearing

A Service that is settling money for a bulk of card transactions, while referring to a

specific transaction file or other information like terminal ID, card acceptor ID or other

transaction details.

CCRD Credit Card Payment Transaction is related to a payment of credit card.

CORT TradeSettlementPayment Transaction is related to settlement of a trade, eg a foreign exchange deal or a

securities transaction.

DCRD Debit Card Payment Transaction is related to a payment of debit card.

DIVI Dividend

Transaction is the payment of dividends.

EPAY Epayment Transaction is related to ePayment via Online-Banking

FCOL Fee Collection

A Service that is settling card transaction related fees between two parties.

GOVT GovernmentPayment Transaction is a payment to or from a government department.

HEDG Hedging

Transaction is related to the payment of a hedging operation.

ICCP Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment.

IDCP Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment.

INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies

belonging to the same group.

INTE Interest Transaction is the payment of interest.

LOAN Loan

Transaction is related to the transfer of a loan to a borrower.

OTHR OtherPayment Other payment purpose.

PENS PensionPayment Transaction is the payment of pension.

SALA SalaryPayment Transaction is the payment of salaries.

SECU Securities

Transaction is the payment of securities.

SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals.

SUPP SupplierPayment Transaction is related to a payment to a supplier.

TAXS TaxPayment Transaction is the payment of taxes.

TRAD Trade

Transaction is related to the payment of a trade finance transaction.

TREA TreasuryPayment Transaction is related to treasury operations. E.g. financial contract settlement.

VATX ValueAddedTaxPayment Transaction is the payment of value added tax.

WHLD WithHolding

Transaction is the payment of withholding tax.

ExternalClearingSystemIdentification1Code SimpleType

Name External Clearing System Identification 1Code

Type xsd:string

Length 1 .. 5

pain.001.001.03 - SIC




ATBLZ Austrian Bankleitzahl Bank Branch code used in Austria

Country: Austria

Bank Identifier [CharacterType]{Length}: [0-9]{5,5} Example:

AUBSB Australian Bank State Branch Code (BSB) Bank Branch code used in Australia

Country: Australia


CACPA Canadian Payments Association Payment Routing Number Bank Branch code used in Canada

Country: Canada


CHBCC Swiss Clearing Code (BC Code) Bank Clearing number used in Switzerland

Country: Switzerland


CHSIC Swiss Clearing Code (SIC Code) Bank Branch code used in clearing with Swiss Francs

Country: Switzerland


CNAPS CNAPS Identifier Bank Branch code used in China

Country: China


DEBLZ German Bankleitzahl Bank Branch code used in Germany

Country: Germany


ESNCC Spanish Domestic Interbanking Code

Bank Branch code used in Spain

Country: Spain


GBDSC UK Domestic Sort Code

Bank Branch code used in the UK

Country: UK


GRBIC Helenic Bank Identification Code

Bank Branch code used in Greece

Country: Greece


HKNCC Hong Kong Bank Code

Bank Branch code used in Hong Kong

Country: Hong Kong


IENCC Irish National Clearing Code

Bank Branch code used in Ireland

Country: Ireland


INFSC Indian Financial System Code

Bank Branch code used in India

pain.001.001.03 - SIC




Country: India

Bank Identifier [CharacterType]{Length}: [a-zA-Z0-9]{11,11} Example:

ITNCC Italian Domestic Identification Code

Bank Branch code used in Italy

Country: Italy


JPZGN Japan Zengin Clearing Code

Bank Branch code used in Japan

Country: Japan


NZNCC New Zealand National Clearing Code

Bank Branch code used in New Zealand

Country: New Zealand


PLKNR Polish National Clearing Code

Bank Branch code used in Poland

Country: Poland


PTNCC Portuguese National Clearing Code

Bank Branch code used in Portugal Country: Portugal Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

RUCBC Russian Central Bank Identification Code

Bank Branch code used in Russia

Country: Russia


SESBA Sweden Bankgiro Clearing Code Bank Branch code used in Sweden

Country: Sweden


SGIBG IBG Sort Code

Bank Branch code used in Singapore

Country: Singapore

Bank Identifier [CharacterType]{Length}: [0-9]{7,7} or [0-9]{3,4} Example:

THCBC Thai Central Bank Identification Code

Bank Identification code used in Thailand

Country: Thailand


TWNCC Financial Institution Code

Bank Branch code used in Taiwan

Country: Taiwan


USABA United States Routing Number (Fedwire, NACHA) Routing Transit number assigned by the ABA for US financial institutons

Country: US


USPID CHIPS Participant Identifier Bank identifier used by CHIPs in the US

Country: US

Bank Identifier [CharacterType]{Length}: [0-9]{4,4}

pain.001.001.03 - SIC




Example:

ZANCC South African National Clearing Code

Bank Branch code used in South Africa

Country: South Africa


ExternalFinancialInstitutionIdentification1Code SimpleType

Name External Financial Institution Identification 1Code

Type xsd:string

Length 1 .. 4

ExternalLocalInstrument1Code SimpleType

Name External Local Instrument 1Code

Type xsd:string

Length 1 .. 35


04 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA

ISO Country Code: DE

ISO Currency Code: EUR

Payment System: Domestic DE

cDD/CT/ Both/ Other: DD

Corp2Bk, Bk2Bk, or Both: Both

05 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised

(Einzugsermächtigung). Region: EMEA



Payment System: Domestic DE



08 Pre-authorised Direct Debit Ordinaire (Normal clearing / 4 Day) Transaction is related to a direct debit that is pre authorised (Avis de Prélèvement). Region: EMEA

ISO Country Code: FR


Payment System: Domestic FR



19 Business-to-customer Direct Debit Transaction is related to a business-to-customer direct debit (CSB19). Region: EMEA

ISO Country Code: ES


Payment System: Domestic ES



58 Business-to-business Direct Debit Transaction is related to a business-to-business direct debit (CSB58). Region: EMEA

ISO Country Code: ES


Payment System: Domestic ES



60 Recovered Bill of Exchange or Promissory Note

pain.001.001.03 - SIC




LCR - Lettre de Change Relevé (Recovered Bill of Exchange) and BOR - Billet à Orde

Relevé (Promissory Note) Region: EMEA




cDD/CT/ Both/ Other: Other Corp2Bk, Bk2Bk, or Both: Both

82 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised

(Einzugsermächtigung). Region: EMEA

ISO Country Code: AT


Payment System: Domestic AT



83 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA



Payment System: Domestic AT



85 Pre-authorised Direct Debit Accéléré (Accelerated clearing / 2 Day)Ordinaire (Normal clearing / 4 Day) Transaction is related to an urgent direct debit that is pre authorised (Avis de

Prélèvement accéléré). Region: EMEA






89 Pre-authorised Direct Debit Vérifié (Verified clearing) Transaction is related to an urgent direct debit that is pre authorised (Avis de

Prélèvement vérifié). Region: EMEA






0000 Business Payment Transaction is related to business payment Region: EMEA

ISO Country Code: NL


Payment System: CSS (Equens Clearing & Settlement System) cDD/CT/ Both/ Other: CT

Corp2Bk, Bk2Bk, or Both:

0001 Converted (Bank) Payment Transaction is related to converted (bank) payment. Conversion of physical instrument to electonric form for transmission to the paying

bank and where the original paper document does not continue in the clearing

process.The instrument rules change upon conversion. Region: EMEA



Payment System: CSS

cDD/CT/ Both/ Other: CT

pain.001.001.03 - SIC





0002 Standing Order Transaction is related to standing order. Region: EMEA



Payment System: CSS



0090 Mass Payment Beneficiary

Transaction is related to mass payment beneficiary.

Region: EMEA



Payment System: CSS



0091 Mass Payment Ours

Transaction is related to mass payment ours.

Region: EMEA



Payment System: CSS



0092 Mass Payment Shared

Transaction is related to mass payment shared.

Region: EMEA



Payment System: CSS



0220 Standing Authorisation General Transaction is related to standing authorisation general.

Region: EMEA



Payment System: CSS



0221 One-off Authorisation

Transaction is related to one-off authorisation. Region: EMEA



Payment System: CSS



0222 Standing Authorisation Companies

Transaction is related to standing authorisation companies. Region: EMEA



Payment System: CSS



0223 Standing Authorisation Lotteries

pain.001.001.03 - SIC




Transaction is related to standing authorisation lotteries. Region: EMEA



Payment System: CSS



0224 One-off Authorisation Charities

Transaction is related to one-off authorisation charities. Region: EMEA



Payment System: CSS



0225 One-off Authorisation Tuition Fees

Transaction is related to one-off authorisation tuition fees. Region: EMEA



Payment System: CSS



0226 One-off Authorisation Construction Industry

Transaction is related to one-off authorisation construction industry. Region: EMEA



Payment System: CSS



0227 Standing Authorisation Companies Without Debtor Revocation Right Transaction is related to standing authorisation companies without debtor revocation

right. Region: EMEA



Payment System: CSS



ACCEPT Payment via Acceptgiro owned by Currence

Transaction is related to payments via Acceptgiro owned by Currence. Region: EMEA



Payment System: All cDD/CT/ Both/ Other: CT


ARC Accounts Receivable Check

Transaction is related to accounts receivable check. Region: WHEM

ISO Country Code: US

ISO Currency Code: USD

Payment System: NACHA



B2B SEPA Business to Business Direct Debit Transaction is related to SEPA business to business direct debit. Region: EMEA

ISO Country Code: SEPA


Payment System: PEACH

pain.001.001.03 - SIC






B2BAMIPM SEPA B2B Direct Debit AMI SEPA B2B Direct Debit AMI based on a paper mandate

Region: EMEA






BTR Bank Transfer Transaction is related to a bank transfer. Region: WHEM



Payment System: Fedwire


Corp2Bk, Bk2Bk, or Both: B2B

CARD Card Clearing

Transaction is related to card clearing. Region: EMEA



Payment System: All cDD/CT/ Both/ Other: Both


CCD Cash Concentration or Disbursement Corporate counterparty. Transaction is related to cash concentration or disbursement corporate counterparty. Region: WHEM




cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

CCI Cash Concentration Intragroup

Transaction is related to an intra-group bank initiated cash management payment Region: GLOBAL

ISO Country Code: GLOBAL

ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: DD, CT and CPAR


CHN Truncated Checks

Transaction is related to truncated checks. Conversion of physical instrument to electonric form for transmission to the paying


process..The original instrument rules are retained throughout the life of the

instrument. Region: EMEA



Payment System: correspondent banking



CIE Customer Initiated Entry

A credit entry initiated by or on behalf of the holder of a consumer account Region: WHEM






pain.001.001.03 - SIC




CKS Check Same Day Settlement Wire

Transaction is related to check same day settlement wire. Region: WHEM






COR1 SEPA Direct Debit - 1 Day Settlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Region: EMEA






CORAMIPM SEPA Core Direct Debit AMI SEPA Core Direct Debit AMI based on a paper mandate

Region: EMEA






CORE SEPA Direct Debit - Core

Transaction is related to SEPA direct debit -core. Region: EMEA






CPP Cash Per Post Transaction is related to cash per post. Transaction to ultimate recipient having no bank account. Primary beneficiary is a

postal service provider. Funds are paid out by cash. Additional necessary information

for address and delivery options need to be attached.

Region: EMEA






CR1AMIPM SEPA Core D-1 Direct Debit AMI Optional shorter time cycle (D-1) for SEPA Core Direct Debit AMI based on a paper mandate

Region: EMEA






CTP Customer Transfer Plus

Transaction is related to a customer transfer, which may include information related to

a cover payment or extended remittance information. Region: WHEM






pain.001.001.03 - SIC




CTR Customer Transfer Transaction is related to customer transfer. Region: WHEM






CTX Corporate Trade Exchange

Transaction is related to corporate trade exchange. Region: WHEM





DDFA DirectDebitFixedAmount SEPA Fixed Amount Direct Debit Region: EMEA






DDNR CoreNoRefund

SEPA Core Direct Debit with ‘no refund’ option

Region: EMEA






DDT Direct Debits

Transaction is related to direct debits. Region: EMEA






DEP Deposit to Sender’s Account Transaction is related to deposit to sender's account. Region: WHEM






DRB Bank-to-Bank Drawdown Request or Response (Non-value) Transaction is related to bank-to-bank drawdown request or response (non-value) Region: WHEM




cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRC Customer or Corporate Drawdown Request or Response (Non-value) Transaction is related to customer or corporate drawdown request or response (non- value). Region: WHEM



pain.001.001.03 - SIC





cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRW Drawdown Response (Value) to Honor a Drawdown Request Transaction is related to drawdown response (value) to honor a drawdown request. Region: WHEM




cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: B2B

FADAMIPM SEPA FA Direct Debit AMI SEPA Fixed Amount Direct Debit AMI based on a paper mandate

Region: EMEA






FFR Fed Funds Returned

Transaction is related to Fed funds returned. Region: WHEM






FFS Fed Funds Sold

Transaction is related to Fed funds sold. Region: WHEM






GST Truncated Credit Transfers

Transaction is related to truncated credit transfers. Conversion of physical instrument to electonric form for transmission to the paying


process..The original instrument rules are retained throughout the life of the

instrument. Transaction triggered by specific marked and populated paper slip. Reconciliation reference is secured by check digits supporting secure optical recognition. All other remittance information is truncated prior transmission.

Region: EMEA






IAT International ACH

Transaction is related to international ACH. Region: WHEM




cDD/CT/ Both/ Other: Both


IDEAL Payments via Internet owned by Currence

Transaction is related to payments via internet owned by Currence. Region: EMEA

pain.001.001.03 - SIC






Payment System: All cDD/CT/ Both/ Other: Both


IN Cross Border Customer Credit Transfer Transaction is related to cross border customer credit transfer. Region: EMEA

ISO Country Code: SE

ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: CT


NLDO Dutch Domestic Bulk Payment Transaction is related to a Domestic payment initiated by PAIN.001

Region: EMEA





NLGOV Direct debit initiated by the government with special conditions

Transaction is related to direct debit scheme owned by the NVB

Region: EMEA



Payment System: All cDD/CT/ Both/ Other: DD


NLUP Dutch Urgent Payment Transaction is related to a Domestic payment initiated by PAIN.001

Region: EMEA





ONCL Overnight Transaction is related to overnight clearing. Region: EMEA



Payment System: Corporate banking



POP Point-Of-Purchase

Transaction is related to point-of-purchase. Region: WHEM






POS Point-Of-Sale

Transaction is related to point-of-sale. Region: WHEM






PPD Prearranged Payment or Deposit. Consumer counterparty.

pain.001.001.03 - SIC




Transaction is related to prearranged payment or deposit consumer counterparty. Region: WHEM





RCK Re-presented Check Entry

Transaction is related to re-presented check entry. Region: WHEM






RDD Returned Direct Debits

Transaction is related to returned direct debits. Region: EMEA






RIBA Non-pre authorised direct debit Transaction is related to a non-pre authorised collection (RIBA). Region: EMEA

ISO Country Code: IT


Payment System: Domestic IT



RIDO Pre authorised revocable Direct Debit Transaction is related to a direct debit that is pre authorised and revocable (RID

Ordinario). Region: EMEA






RIDV Pre authorised revocable urgent Direct Debit Transaction is related to an urgent direct debit that is pre authorised and revocable

(RID Veloce). Region: EMEA






RTR Returned Credit Transfers

Transaction is related to returned credit transfers. Region: EMEA






SCN Revoked Truncated Checks

Transaction is related to revoked truncated checks. Region: EMEA



pain.001.001.03 - SIC





cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SDCL Same Day

Transaction is related to same day clearing. Region: EMEA



Payment System: Corporate banking



SDD Revoked Direct Debits

Transaction is related to revoked direct debits. Region: EMEA





SDN Payments via Standaard Digitale Nota

Transaction is related to payments via a ‘Standaard Digitale Nota’ InvoiceAcceptgiro

payment. Region: EMEA





SGT Revoked Truncated Credit Transfers

Transaction is related to revoked truncated credit transfers. Region: EMEA





SRD Revoked Returned Direct Debits

Transaction is related to revoked returned direct debits. Region: EMEA





SRT Revoked Returned Credit Transfers

Transaction is related to revoked returned credit transfers

Region: EMEA





STR Revoked Credit Transfers

Transaction is related to revoked credit transfers

Region: EMEA





SVC Non-Value Service Message

Transaction is related to non-value service message.

pain.001.001.03 - SIC




Region: WHEM




cDD/CT/ Both/ Other: Non-value Service Message


TEL Telephone Initiated Entry

Transaction is related to telephone initiated entry. Region: WHEM






TRF Credit Transfers

Transaction is related to credit transfers

Region: EMEA


ISO Currency Code: All Payment System: correspondent banking



WEB Internet Initiated Entry

Transaction is related to internet initiated entry. Region: WHEM






ExternalOrganisationIdentification1Code SimpleType

Name External Organisation Identification 1Code

Type xsd:string

Length 1 .. 4


BANK BankPartyIdentification

Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.

CBID Central Bank Identification Number A unique identification number assigned by a central bank to identify an organisation.

CHID Clearing Identification Number A unique identification number assigned by a clearing house to identify an

organisation

COID CountryIdentificationCode

Country authority given organisation identification (e.g., corporate registration number)

CUST CustomerNumber Number assigned by an issuer to identify a customer. Number assigned by a party to identify a creditor or debtor relationship.

DUNS Data Universal Numbering System

A unique identification number provided by Dun & Bradstreet to identify an

organisation.

EMPL EmployerIdentificationNumber Number assigned by a registration authority to an employer.

GS1G GS1GLNIdentifier Global Location Number. A non-significant reference number used to identify legal entities, functional entities, or physical entities according to GS1 numbering scheme

rules.The number is used to retrieve detailed information that is linked to it.

SREN SIREN

The SIREN number is a 9 digit code assigned by INSEE, the French National Institute

pain.001.001.03 - SIC




for Statistics and Economic Studies, to identify an organisation in France.

SRET SIRET

The SIRET number is a 14 digit code assigned by INSEE, the French National Institute

for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify

the local geographical unit of that entity

TXID TaxIdentificationNumber Number assigned by a tax authority to identify an organisation.

ExternalPersonIdentification1Code SimpleType

Name External Person Identification 1Code

Type xsd:string

Length 1 .. 4


ARNU AlienRegistrationNumber Number assigned by a social security agency to identify a non-resident person.

CCPT PassportNumber Number assigned by an authority to identify the passport number of a person.

CUST CustomerIdentificationNumber Number assigned by an issuer to identify a customer.

DRLC DriversLicenseNumber Number assigned by an authority to identify a driver's license.

EMPL EmployeeIdentificationNumber Number assigned by a registration authority to an employee.

NIDN NationalIdentityNumber Number assigned by an authority to identify the national identity number of a person.

SOSE SocialSecurityNumber Number assigned by an authority to identify the social security number of a person.

TXID TaxIdentificationNumber Number assigned by a tax authority to identify a person.

ExternalPurpose1Code SimpleType

Name External Purpose 1Code

Type xsd:string

Length 1 .. 4


ACCT AccountManagement Transaction moves funds between 2 accounts of same account holder at the same

bank.

ADMG AdministrativeManagement Transaction is related to a payment associated with administrative management.

ADVA AdvancePayment Transaction is an advance payment.

AEMP ActiveEmploymentPolicy

Payment concerning active employment policy.

AGRT AgriculturalTransfer Transaction is related to the agricultural domain.

AIRB Air Transaction is a payment for air transport related business.

ALLW Allowance

Transaction is the payment of allowances.

ALMY AlimonyPayment Transaction is the payment of alimony.

ANNI Annuity

Transaction settles annuity related to credit, insurance, investments, other.n

ANTS AnesthesiaServices

Transaction is a payment for anesthesia services.

pain.001.001.03 - SIC




AREN Accounts Receivables Entry

Transaction is related to a payment associated with an Account Receivable Entry

BBSC Baby Bonus Scheme

Transaction is related to a payment made as incentive to encourage parents to have

more children

BECH ChildBenefit Transaction is related to a payment made to assist parent/guardian to maintain child.

BENE UnemploymentDisabilityBenefit Transaction is related to a payment to a person who is unemployed/disabled.

BEXP BusinessExpenses

Transaction is related to a payment of business expenses.

BLDM BuildingMaintenance

Transaction is related to a payment associated with building maintenance.

BOCE Back Office Conversion Entry

Transaction is related to a payment associated with a Back Office Conversion Entry

BONU BonusPayment. Transaction is related to payment of a bonus.

BUSB Bus

Transaction is a payment for bus transport related business.

CAFI Custodian Management fee In-house

Transaction is the payment of custodian account management fee where custodian

bank and current account servicing bank coincide

CASH CashManagementTransfer Transaction is a general cash management instruction.

CBFF CapitalBuilding

Transaction is related to capital building fringe fortune, ie capital building in general

CBFR CapitalBuildingRetirement Transaction is related to capital building fringe fortune for retirement

CBLK Card Bulk Clearing

A Service that is settling money for a bulk of card transactions, while referring to a

specific transaction file or other information like terminal ID, card acceptor ID or other

transaction details.

CBTV CableTVBill Transaction is related to a payment of cable TV bill.

CCRD CreditCardPayment Transaction is related to a payment of credit card account.

CDBL CreditCardBill Transaction is related to a payment of credit card bill.

CDCB CardPayment with CashBack

Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback)

CDCD CashDisbursement ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter)

CDCS Cash Disbursement with Surcharging

ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) with surcharging.

CDDP Card Deferred Payment A combined service which enables the card acceptor to perform an authorisation for a

temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone

booths

CDOC OriginalCredit A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This

service is used for example for crediting winnings from gaming.

CDQC QuasiCash

Purchase of Goods which are equivalent to cash like coupons in casinos.

CFDI Capital falling due In-house

Transaction is the payment of capital falling due where custodian bank and current

pain.001.001.03 - SIC




account servicing bank coincide

CFEE CancellationFee

Transaction is related to a payment of cancellation fee.

CGDD CardGeneratedDirectDebit Transaction is related to a direct debit where the mandate was generated by using

data from a payment card at the point of sale.

CHAR CharityPayment Transaction is a payment for charity reasons.

CLPR CarLoanPrincipalRepayment Transaction is a payment of car loan principal payment.

CMDT CommodityTransfer Transaction is payment of commodities.

COLL CollectionPayment Transaction is a collection of funds initiated via a credit transfer or direct debit.

COMC CommercialPayment Transaction is related to a payment of commercial credit or debit. (formerly

CommercialCredit)

COMM Commission

Transaction is payment of commission.

COMT ConsumerThirdPartyConsolidatedPayment Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies.

COST Costs

Transaction is related to payment of costs.

CPKC Carpark Charges

Transaction is related to carpark charges.

CPYR Copyright Transaction is payment of copyright.

CSDB CashDisbursement Transaction is related to cash disbursement.

CSLP CompanySocialLoanPaymentToBank

Transaction is a payment by a company to a bank for financing social loans to

employees.

CVCF ConvalescentCareFacility

Transaction is a payment for convalescence care facility services.

DBTC DebitCollectionPayment Collection of funds initiated via a debit transfer.

DCRD Debit Card Payment Transaction is related to a debit card payment.

DEPT Deposit Transaction is releted to a payment of deposit.

DERI Derivatives

Transaction is related to a derivatives transaction

DIVD Dividend

Transaction is payment of dividends.

DMEQ DurableMedicaleEquipment Transaction is a payment is for use of durable medical equipment.

DNTS DentalServices

Transaction is a payment for dental services.

EDUC Education

Transaction is related to a payment of study/tuition fees.

ELEC ElectricityBill Transaction is related to a payment of electricity bill.

ENRG Energies

Transaction is related to a utility operation.

ESTX EstateTax

Transaction is related to a payment of estate tax.

ETUP E-Purse Top Up

Transaction is related to a Service that is first reserving money from a card account and then is loading an e-purse application by this amount.

FAND FinancialAidInCaseOfNaturalDisaster

pain.001.001.03 - SIC




Financial aid by State authorities for abolition of consequences of natural disasters.

FCOL Fee Collection

A Service that is settling card transaction related fees between two parties.

FCPM Late Payment of Fees & Charges

Transaction is the payment for late fees & charges. E.g Credit card charges

FERB Ferry

Transaction is a payment for ferry related business.

FREX ForeignExchange

Transaction is related to a foreign exchange operation.

FWLV Foreign Worker Levy

Transaction is related to a payment of Foreign Worker Levy

GASB GasBill Transaction is related to a payment of gas bill.

GDDS PurchaseSaleOfGoods

Transaction is related to purchase and sale of goods.

GDSV PurchaseSaleOfGoodsAndServices

Transaction is related to purchase and sale of goods and services.

GFRP GuaranteeFundRightsPayment Compensation to unemployed persons during insolvency procedures.

GOVI GovernmentInsurance

Transaction is related to a payment of government insurance.

GOVT GovernmentPayment Transaction is a payment to or from a government department.

GSCB PurchaseSaleOfGoodsAndServicesWithCashBack

Transaction is related to purchase and sale of goods and services with cash back.

GSTX Goods & Services Tax

Transaction is the payment of Goods & Services Tax

GVEA Austrian Government Employees Category A

Transaction is payment to category A Austrian government employees.

GVEB Austrian Government Employees Category B

Transaction is payment to category B Austrian government employees.

GVEC Austrian Government Employees Category C

Transaction is payment to category C Austrian government employees.

GVED Austrian Government Employees Category D

Transaction is payment to category D Austrian government employees.

GWLT GovermentWarLegislationTransfer Payment to victims of war violence and to disabled soldiers.

HEDG Hedging

Transaction is related to a hedging operation.

HLRP HousingLoanRepayment Transaction is related to a payment of housing loan.

HLTC HomeHealthCare

Transaction is a payment for home health care services.

HLTI HealthInsurance

Transaction is a payment of health insurance.

HSPC HospitalCare

Transaction is a payment for hospital care services.

HSTX HousingTax

Transaction is related to a payment of housing tax.

ICCP IrrevocableCreditCardPayment Transaction is reimbursement of credit card payment.

ICRF IntermediateCareFacility

Transaction is a payment for intermediate care facility services.

IDCP IrrevocableDebitCardPayment Transaction is reimbursement of debit card payment.

IHRP InstalmentHirePurchaseAgreement Transaction is payment for an installment/hire-purchase agreement.

INPC InsurancePremiumCar Transaction is a payment of car insurance premium.

INSM Installment Transaction is related to a payment of an installment.

pain.001.001.03 - SIC




INSU InsurancePremium

Transaction is payment of an insurance premium.

INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies

belonging to the same group.

INTE Interest Transaction is payment of interest.

INTX IncomeTax

Transaction is related to a payment of income tax.

INVS Investment & Securities

Transaction is for the payment of mutual funds, investment products and shares

IVPT Invoice Payment Transaction is the payment for invoices.

LBRI LaborInsurance

Transaction is a payment of labor insurance.

LICF LicenseFee

Transaction is payment of a license fee.

LIFI LifeInsurance

Transaction is a payment of life insurance.

LIMA LiquidityManagement Bank initiated account transfer to support zero target balance management, pooling or

sweeping.

LOAN Loan

Transaction is related to transfer of loan to borrower.

LOAR LoanRepayment Transaction is related to repayment of loan to lender.

LTCF LongTermCareFacility

Transaction is a payment for long-term care facility services.

MDCS MedicalServices

Transaction is a payment for medical care services.

MSVC MultipleServiceTypes

Transaction is related to a payment for multiple service types.

MTUP Mobile Top Up

A Service that is first reserving money from a card account and then is loading a

prepaid mobile phone amount by this amount.

NETT Netting

Transaction is related to a netting operation.

NITX NetIncomeTax

Transaction is related to a payment of net income tax.

NOWS NotOtherwiseSpecified

Transaction is related to a payment for type of services not specified elsewhere.

NWCH NetworkCharge

Transaction is related to a payment of network charges.

NWCM NetworkCommunication

Transaction is related to a payment of network communication.

OFEE OpeningFee

Transaction is related to a payment of opening fee.

OTHR Other Other payment purpose.

OTLC OtherTelecomRelatedBill Transaction is related to a payment of other telecom related bill.

PADD Preauthorized debit Transaction is related to a pre-authorized debit origination

PAYR Payroll Transaction is related to the payment of payroll.

PENO PaymentBasedOnEnforcementOrder Payment based on enforcement orders except those arising from judicial alimony

decrees.

PENS PensionPayment Transaction is the payment of pension.

PHON TelephoneBill

pain.001.001.03 - SIC




Transaction is related to a payment of telephone bill.

POPE Point of Purchase Entry

Transaction is related to a payment associated with a Point of Purchase Entry.

PPTI PropertyInsurance

Transaction is a payment of property insurance.

PRCP PricePayment Transaction is related to a payment of a price.

PRME PreciousMetal Transaction is related to a precious metal operation.

PTSP PaymentTerms

Transaction is related to payment terms specifications

PTXP Property Tax

Transaction is related to a payment of property tax.

RCKE Re-presented Check Entry

Transaction is related to a payment associated with a re-presented check entry

RCPT ReceiptPayment Transaction is related to a payment of receipt.

RDTX Road Tax

Transaction is related to a payment of road tax.

REBT Rebate

Transaction is the payment of a rebate.

REFU Refund

Transaction is the payment of a refund.

RENT Rent Transaction is the payment of rent.

RHBS RehabilitationSupport Benefit for the duration of occupational rehabilitation.

RIMB Reimbursement of a previous erroneous transaction

Transaction is related to a reimbursement of a previous erroneous transaction.

RINP RecurringInstallmentPayment Transaction is related to a payment of a recurring installment made at regular

intervals.

RLWY Railway

Transaction is a payment for railway transport related business.

ROYA Royalties

Transaction is the payment of royalties.

SALA SalaryPayment Transaction is the payment of salaries.

SAVG Savings

Transfer to savings/retirement account.

SCVE PurchaseSaleOfServices

Transaction is related to purchase and sale of services.

SECU Securities

Transaction is the payment of securities.

SEPI Securities Purchase In-house

Transaction is the payment of a purchase of securities where custodian bank and

current account servicing bank coincide

SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals.

STDY Study

Transaction is related to a payment of study/tuition costs.

SUBS Subscription

Transaction is related to a payment of information or entertainment services either in

printed or electronic form.

SUPP SupplierPayment Transaction is related to a payment to a supplier.

TAXR TaxRefund

Transaction is the refund of a tax payment or obligation.

TAXS TaxPayment Transaction is the payment of taxes.

pain.001.001.03 - SIC




TBIL Telecommunications Bill Transaction is related to a payment of telecommunications related bill.

TCSC Town Council Service Charges

Transaction is related to a payment associated with charges levied by a town council.

TELI Telephone-Initiated Transaction

Transaction is related to a payment initiated via telephone.

TRAD TradeServices

Transaction is related to a trade services operation.

TREA TreasuryPayment Transaction is related to treasury operations.

TRFD TrustFund

Transaction is related to a payment of a trust fund.

TRPT RoadPricing

Transaction is for the payment to top-up pre-paid card and electronic road pricing for the purpose of transportation

UBIL Utilities

Transaction is for the payment to common utility provider that provide gas, water and/ or electricity.

VATX ValueAddedTaxPayment Transaction is the payment of value added tax.

VIEW VisionCare

Transaction is a payment for vision care services.

WEBI Internet-Initiated Transaction

Transaction is related to a payment initiated via internet.

WHLD WithHolding

Transaction is related to a payment of withholding tax.

WTER WaterBill Transaction is related to a payment of water bill.

ExternalServiceLevel1Code SimpleType

Name External Service Level 1Code

Type xsd:string

Length 1 .. 4


BKTR Book Transaction

Payment through internal book transfer.

NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with priority settlement.

NURG Non-urgent Payment Payment must be executed as a non-urgent transaction, which is typically identified as

an ACH or low value transaction.

PRPT EBAPriorityService

Transaction must be processed according to the EBA Priority Service.

SDVA SameDayValue

Payment must be executed with same day value to the creditor.

SEPA SingleEuroPaymentsArea

Payment must be executed following the Single Euro Payments Area scheme.

URGP Urgent Payment Payment must be executed as an urgent transaction cleared through a real-time gross

settlement system, which is typically identified as a wire or high value transaction.

URNS Urgent Payment Net Settlement Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction.

IBAN2007Identifier SimpleType

Name IBAN2007Identifier

Type xsd:string

Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

pain.001.001.03 - SIC



Instruction3Code SimpleType

Name Instruction 3Code

Type xsd:string


CHQB PayCreditorByCheque

(Ultimate) creditor must be paid by cheque.

HOLD HoldCashForCreditor Amount of money must be held for the (ultimate) creditor, who will call. Pay on

identification.

PHOB PhoneBeneficiary

Please advise/contact (ultimate) creditor/claimant by phone

TELB Telecom

Please advise/contact (ultimate) creditor/claimant by the most efficient means of telecommunication.

ISODate SimpleType

Name ISODate

Type xsd:date

ISODateTime SimpleType

Name ISODate Time

Type xsd:dateTime

Max10Text SimpleType

Name Max 10Text

Type xsd:string

Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ

Length 1 .. 10


Name Max 128Text

Type xsd:string


Length 1 .. 128


Name Max 140Text

Type xsd:string


Length 1 .. 140

Max15NumericText SimpleType

Name Max 15Numeric Text

Type xsd:string



Name Max 16Text

Type xsd:string


Length 1 .. 16


pain.001.001.03 - SIC



Name Max 2048Text

Type xsd:string


Length 1 .. 2048


Name Max 34Text

Type xsd:string


Length 1 .. 34


Name Max 35Text

Type xsd:string


Length 1 .. 35

Max4Text SimpleType

Name Max 4Text

Type xsd:string


Length 1 .. 4


Name Max 70Text

Type xsd:string


Length 1 .. 70

NamePrefix1Code SimpleType

Name Name Prefix 1Code

Type xsd:string


DOCT Doctor Title of the person is Doctor or Dr.

MADM Madam

Title of the person is Madam.

MISS Miss

Title of the person is Miss.

MIST Mister Title of the person is Mister or Mr.

Number SimpleType

Name Number

Type xsd:decimal


PaymentMethod3Code SimpleType

Name Payment Method 3Code

Type xsd:string


CHK Cheque

Written order to a bank to pay a certain amount of money from one person to another

person.

pain.001.001.03 - SIC




TRA TransferAdvice

Transfer of an amount of money in the books of the account servicer. An advice

should be sent back to the account owner.

TRF CreditTransfer Transfer of an amount of money in the books of the account servicer.

PercentageRate SimpleType

Name Percentage Rate

Type xsd:decimal


PhoneNumber SimpleType

Name Phone Number

Type xsd:string

Pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}

Priority2Code SimpleType

Name Priority 2Code

Type xsd:string


HIGH High

Priority level is high.

NORM Normal Priority level is normal.

RegulatoryReportingType1Code SimpleType

Name Regulatory Reporting Type 1Code

Type xsd:string


BOTH Both

Regulatory information applies to both credit and debit sides.

CRED Credit Regulatory information applies to the credit side.

DEBT Debit Regulatory information applies to the debit side.

RemittanceLocationMethod2Code SimpleType

Name Remittance Location Method 2Code

Type xsd:string


EDIC ElectronicDataInterchange

Remittance advice information must be sent through Electronic Data Interchange

(EDI).

EMAL EMail Remittance advice information must be sent through e-mail.

FAXI Fax

Remittance advice information must be faxed.

POST Post Remittance advice information must be sent through postal services.

SMSM SMS

Remittance advice information must be sent through by phone as a short message

service (SMS).

URID UniformResourceIdentifier Remittance advice information needs to be sent to a Uniform Resource Identifier

pain.001.001.03 - SIC




(URI). URI is a compact string of characters that uniquely identify an abstract or

physical resource. URI's are the super-set of identifiers, such as URLs, email addresses, ftp sites, etc, and as such, provide the syntax for all of the identification

schemes.

TaxRecordPeriod1Code SimpleType

Name Tax Record Period 1Code

Type xsd:string


HLF1 FirstHalf Tax is related to the first half of the period.

HLF2 SecondHalf Tax is related to the second half of the period.

MM01 FirstMonth

Tax is related to the second month of the period.

MM02 SecondMonth

Tax is related to the first month of the period.

MM03 ThirdMonth

Tax is related to the third month of the period.

MM04 FourthMonth

Tax is related to the fourth month of the period.

MM05 FifthMonth

Tax is related to the fifth month of the period.

MM06 SixthMonth

Tax is related to the sixth month of the period.

MM07 SeventhMonth

Tax is related to the seventh month of the period.

MM08 EigthMonth

Tax is related to the eigth month of the period.

MM09 NinthMonth

Tax is related to the ninth month of the period.

MM10 TenthMonth

Tax is related to the tenth month of the period.

MM11 EleventhMonth

Tax is related to the eleventh month of the period.

MM12 TwelvethMonth

Tax is related to the twelveth month of the period.

QTR1 FirstQuarter Tax is related to the first quarter of the period.

QTR2 SecondQuarter Tax is related to the second quarter of the period.

QTR3 ThirdQuarter Tax is related to the third quarter of the period.

QTR4 FourthQuarter Tax is related to the forth quarter of the period.

AccountIdentification4Choice ComplexType

AccountIdentification4Choice

1..1 1..1

IBAN

1..1

Othr

1..1

Name Account Identification 4Choice

Elemente Status Description/Data type Fixed/Default

IBAN M IBAN2007Identifier

Othr M GenericAccountIdentification1

pain.001.001.03 - SIC



AccountSchemeName1Choice ComplexType

AccountSchemeName1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Account Scheme Name 1Choice


Cd M ExternalAccountIdentification1Code

Prtry M Max35Text

AmountType3Choice ComplexType

AmountType3Choice

1..1 1..1

InstdAmt

1..1

EqvtAmt

1..1

Name Amount Type 3Choice


InstdAmt M ActiveOrHistoricCurrencyAndAmount

EqvtAmt M EquivalentAmount2

Authorisation1Choice ComplexType

Authorisation1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Authorisation 1Choice


Cd M Authorisation1Code

Prtry M Max128Text

BranchAndFinancialInstitutionIdentification4 ComplexType

BranchAndFinancialInstitutionIdentification4

1..1

FinInstnId

1..1

BrnchId

0..1

Name Branch And Financial Institution Identification 4


FinInstnId M FinancialInstitutionIdentification7

BrnchId O BranchData2

BranchData2 ComplexType

pain.001.001.03 - SIC



BranchData2

1..1

Id

0..1

Nm

0..1

PstlAdr

0..1

Name Branch Data 2


Id O Max35Text

Nm O Max140Text

PstlAdr O PostalAddress6

CashAccount16 ComplexType

CashAccount16

1..1

Id

1..1

Tp

0..1

Ccy

0..1

Nm

0..1

Name Cash Account 16


Id M AccountIdentification4Choice

Tp O CashAccountType2

Ccy O ActiveOrHistoricCurrencyCode

Nm O Max70Text

CashAccountType2 ComplexType

CashAccountType2

1..1 1..1

Cd

1..1

Prtry

1..1

Name Cash Account Type 2


Cd M CashAccountType4Code

Prtry M Max35Text

CategoryPurpose1Choice ComplexType

CategoryPurpose1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Category Purpose 1Choice

pain.001.001.03 - SIC




Cd M ExternalCategoryPurpose1Code

Prtry M Max35Text

Cheque6 ComplexType

Cheque6

1..1

ChqTp

0..1

ChqNb

0..1

ChqFr

0..1

DlvryMtd

0..1

DlvrTo

0..1

InstrPrty

0..1

ChqMtrtyDt

0..1

FrmsCd

0..1

MemoFld

0..2

RgnlClrZone

0..1

PrtLctn

0..1

Name Cheque 6


ChqTp O ChequeType2Code

ChqNb O Max35Text

ChqFr O NameAndAddress10

DlvryMtd O ChequeDeliveryMethod1Choice

DlvrTo O NameAndAddress10

InstrPrty O Priority2Code

ChqMtrtyDt O ISODate

FrmsCd O Max35Text

MemoFld O Max35Text

RgnlClrZone O Max35Text

PrtLctn O Max35Text

ChequeDeliveryMethod1Choice ComplexType

ChequeDeliveryMethod1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Cheque Delivery Method 1Choice

pain.001.001.03 - SIC




Cd M ChequeDelivery1Code

Prtry M Max35Text

ClearingSystemIdentification2Choice ComplexType

ClearingSystemIdentification2Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Clearing System Identification 2Choice


Cd M ExternalClearingSystemIdentification1Code

Prtry M Max35Text

ClearingSystemMemberIdentification2 ComplexType

ClearingSystemMemberIdentification2

1..1

ClrSysId

0..1

MmbId

1..1

Name Clearing System Member Identification 2


ClrSysId O ClearingSystemIdentification2Choice

MmbId M Max35Text

ContactDetails2 ComplexType

ContactDetails2

1..1

NmPrfx

0..1

Nm

0..1

PhneNb

0..1

MobNb

0..1

FaxNb

0..1

EmailAdr

0..1

Othr

0..1

Name Contact Details 2


NmPrfx O NamePrefix1Code

Nm O Max140Text

PhneNb O PhoneNumber

MobNb O PhoneNumber

FaxNb O PhoneNumber

EmailAdr O Max2048Text

pain.001.001.03 - SIC




Othr O Max35Text

CreditorReferenceInformation2 ComplexType

CreditorReferenceInformation2

1..1

Tp

0..1

Ref

0..1

Name Creditor Reference Information 2


Tp O CreditorReferenceType2

Ref O Max35Text

CreditorReferenceType1Choice ComplexType

CreditorReferenceType1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Creditor Reference Type 1Choice


Cd M DocumentType3Code

Prtry M Max35Text

CreditorReferenceType2 ComplexType

CreditorReferenceType2

1..1

CdOrPrtry

1..1

Issr

0..1

Name Creditor Reference Type 2


CdOrPrtry M CreditorReferenceType1Choice

Issr O Max35Text

CreditTransferTransactionInformation10 ComplexType

pain.001.001.03 - SIC



CreditTransferTransactionInformation10

1..1

PmtId

1..1

PmtTpInf

0..1

Amt

1..1

XchgRateInf

0..1

ChrgBr

0..1

ChqInstr

0..1

UltmtDbtr

0..1

IntrmyAgt1

0..1

IntrmyAgt1Acct

0..1

IntrmyAgt2

0..1

IntrmyAgt2Acct

0..1

IntrmyAgt3

0..1

IntrmyAgt3Acct

0..1

CdtrAgt

0..1

CdtrAgtAcct

0..1

Cdtr

0..1

CdtrAcct

0..1

UltmtCdtr

0..1

InstrForCdtrAgt

0..*

InstrForDbtrAgt

0..1

Purp

0..1

RgltryRptg

0..10

Tax

0..1

RltdRmtInf

0..10

RmtInf

0..1

pain.001.001.03 - SIC



Name Credit Transfer Transaction Information 10


PmtId M PaymentIdentification1

PmtTpInf O PaymentTypeInformation19

Amt M AmountType3Choice

XchgRateInf O ExchangeRateInformation1

ChrgBr O ChargeBearerType1Code

ChqInstr O Cheque6

UltmtDbtr O PartyIdentification32

IntrmyAgt1 O BranchAndFinancialInstitutionIdentification4

IntrmyAgt1Acct O CashAccount16





CdtrAgt O BranchAndFinancialInstitutionIdentification4

CdtrAgtAcct O CashAccount16

Cdtr O PartyIdentification32

CdtrAcct O CashAccount16

UltmtCdtr O PartyIdentification32

InstrForCdtrAgt O InstructionForCreditorAgent1

InstrForDbtrAgt O Max140Text

Purp O Purpose2Choice

RgltryRptg O RegulatoryReporting3

Tax O TaxInformation3

RltdRmtInf O RemittanceLocation2

RmtInf O RemittanceInformation5

DateAndPlaceOfBirth ComplexType

DateAndPlaceOfBirth

1..1

BirthDt

1..1

PrvcOfBirth

0..1

CityOfBirth

1..1

CtryOfBirth

1..1

Name Date And Place Of Birth


BirthDt M ISODate

PrvcOfBirth O Max35Text

CityOfBirth M Max35Text

CtryOfBirth M CountryCode

DatePeriodDetails ComplexType

DatePeriodDetails

1..1

FrDt

1..1

ToDt

1..1

Name Date Period Details

pain.001.001.03 - SIC




FrDt M ISODate

ToDt M ISODate

DocumentAdjustment1 ComplexType

DocumentAdjustment1

1..1

Amt

1..1

CdtDbtInd

0..1

Rsn

0..1

AddtlInf

0..1

Name Document Adjustment 1


Amt M ActiveOrHistoricCurrencyAndAmount

CdtDbtInd O CreditDebitCode

Rsn O Max4Text

AddtlInf O Max140Text

EquivalentAmount2 ComplexType

EquivalentAmount2

1..1

Amt

1..1

CcyOfTrf

1..1

Name Equivalent Amount 2



CcyOfTrf M ActiveOrHistoricCurrencyCode

ExchangeRateInformation1 ComplexType

ExchangeRateInformation1

1..1

XchgRate

0..1

RateTp

0..1

CtrctId

0..1

Name Exchange Rate Information 1


XchgRate O BaseOneRate

RateTp O ExchangeRateType1Code

CtrctId O Max35Text

FinancialIdentificationSchemeName1Choice ComplexType

pain.001.001.03 - SIC



FinancialIdentificationSchemeName1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Financial Identification Scheme Name 1Choice


Cd M ExternalFinancialInstitutionIdentification1Code

Prtry M Max35Text

FinancialInstitutionIdentification7 ComplexType

FinancialInstitutionIdentification7

1..1

BIC

0..1

ClrSysMmbId

0..1

Nm

0..1

PstlAdr

0..1

Othr

0..1

Name Financial Institution Identification 7


BIC O BICIdentifier

ClrSysMmbId O ClearingSystemMemberIdentification2

Nm O Max140Text


Othr O GenericFinancialIdentification1

GenericAccountIdentification1 ComplexType

GenericAccountIdentification1

1..1

Id

1..1

SchmeNm

0..1

Issr

0..1

Name Generic Account Identification 1


Id M Max34Text

SchmeNm O AccountSchemeName1Choice

Issr O Max35Text

GenericFinancialIdentification1 ComplexType

pain.001.001.03 - SIC



GenericFinancialIdentification1

1..1

Id

1..1

SchmeNm

0..1

Issr

0..1

Name Generic Financial Identification 1


Id M Max35Text

SchmeNm O FinancialIdentificationSchemeName1Choice

Issr O Max35Text

GenericOrganisationIdentification1 ComplexType

GenericOrganisationIdentification1

1..1

Id

1..1

SchmeNm

0..1

Issr

0..1

Name Generic Organisation Identification 1


Id M Max35Text

SchmeNm O OrganisationIdentificationSchemeName1Choice

Issr O Max35Text

GenericPersonIdentification1 ComplexType

GenericPersonIdentification1

1..1

Id

1..1

SchmeNm

0..1

Issr

0..1

Name Generic Person Identification 1


Id M Max35Text

SchmeNm O PersonIdentificationSchemeName1Choice

Issr O Max35Text

GroupHeader32 ComplexType

pain.001.001.03 - SIC



GroupHeader32

1..1

MsgId

1..1

CreDtTm

1..1

Authstn

0..2

NbOfTxs

1..1

CtrlSum

0..1

InitgPty

1..1

FwdgAgt

0..1

Name Group Header 32


MsgId M Max35Text

CreDtTm M ISODateTime

Authstn O Authorisation1Choice

NbOfTxs M Max15NumericText

CtrlSum O DecimalNumber

InitgPty M PartyIdentification32

FwdgAgt O BranchAndFinancialInstitutionIdentification4

InstructionForCreditorAgent1 ComplexType

InstructionForCreditorAgent1

1..1

Cd

0..1

InstrInf

0..1

Name Instruction For Creditor Agent 1


Cd O Instruction3Code

InstrInf O Max140Text

LocalInstrument2Choice ComplexType

LocalInstrument2Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Local Instrument 2Choice


Cd M ExternalLocalInstrument1Code

Prtry M Max35Text

NameAndAddress10 ComplexType

pain.001.001.03 - SIC



NameAndAddress10

1..1

Nm

1..1

Adr

1..1

Name Name And Address 10


Nm M Max140Text

Adr M PostalAddress6

OrganisationIdentification4 ComplexType

OrganisationIdentification4

1..1

BICOrBEI

0..1

Othr

0..*

Name Organisation Identification 4


BICOrBEI O AnyBICIdentifier

Othr O GenericOrganisationIdentification1

OrganisationIdentificationSchemeName1Choice ComplexType

OrganisationIdentificationSchemeName1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Organisation Identification Scheme Name 1Choice


Cd M ExternalOrganisationIdentification1Code

Prtry M Max35Text

Party6Choice ComplexType

Party6Choice

1..1 1..1

OrgId

1..1

PrvtId

1..1

Name Party 6Choice


OrgId M OrganisationIdentification4

PrvtId M PersonIdentification5

PartyIdentification32 ComplexType

pain.001.001.03 - SIC



PartyIdentification32

1..1

Nm

0..1

PstlAdr

0..1

Id

0..1

CtryOfRes

0..1

CtctDtls

0..1

Name Party Identification 32


Nm O Max140Text


Id O Party6Choice

CtryOfRes O CountryCode

CtctDtls O ContactDetails2

PaymentIdentification1 ComplexType

PaymentIdentification1

1..1

InstrId

0..1

EndToEndId

1..1

Name Payment Identification 1


InstrId O Max35Text

EndToEndId M Max35Text

PaymentInstructionInformation3 ComplexType

pain.001.001.03 - SIC



PaymentInstructionInformation3

1..1

PmtInfId

1..1

PmtMtd

1..1

BtchBookg

0..1

NbOfTxs

0..1

CtrlSum

0..1

PmtTpInf

0..1

ReqdExctnDt

1..1

PoolgAdjstmntDt

0..1

Dbtr

1..1

DbtrAcct

1..1

DbtrAgt

1..1

DbtrAgtAcct

0..1

UltmtDbtr

0..1

ChrgBr

0..1

ChrgsAcct

0..1

ChrgsAcctAgt

0..1

CdtTrfTxInf

1..*

Name Payment Instruction Information 3


PmtInfId M Max35Text

PmtMtd M PaymentMethod3Code

BtchBookg O BatchBookingIndicator

NbOfTxs O Max15NumericText

CtrlSum O DecimalNumber

PmtTpInf O PaymentTypeInformation19

ReqdExctnDt M ISODate

PoolgAdjstmntDt O ISODate

Dbtr M PartyIdentification32

DbtrAcct M CashAccount16

DbtrAgt M BranchAndFinancialInstitutionIdentification4

DbtrAgtAcct O CashAccount16

UltmtDbtr O PartyIdentification32

ChrgBr O ChargeBearerType1Code

ChrgsAcct O CashAccount16

pain.001.001.03 - SIC




ChrgsAcctAgt O BranchAndFinancialInstitutionIdentification4

CdtTrfTxInf M CreditTransferTransactionInformation10

PaymentTypeInformation19 ComplexType

PaymentTypeInformation19

1..1

InstrPrty

0..1

SvcLvl

0..1

LclInstrm

0..1

CtgyPurp

0..1

Name Payment Type Information 19


InstrPrty O Priority2Code

SvcLvl O ServiceLevel8Choice

LclInstrm O LocalInstrument2Choice

CtgyPurp O CategoryPurpose1Choice

PersonIdentification5 ComplexType

PersonIdentification5

1..1

DtAndPlcOfBirth

0..1

Othr

0..*

Name Person Identification 5


DtAndPlcOfBirth O DateAndPlaceOfBirth

Othr O GenericPersonIdentification1

PersonIdentificationSchemeName1Choice ComplexType

PersonIdentificationSchemeName1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Person Identification Scheme Name 1Choice


Cd M ExternalPersonIdentification1Code

Prtry M Max35Text

PostalAddress6 ComplexType

pain.001.001.03 - SIC



PostalAddress6

1..1

AdrTp

0..1

Dept

0..1

SubDept

0..1

StrtNm

0..1

BldgNb

0..1

PstCd

0..1

TwnNm

0..1

CtrySubDvsn

0..1

Ctry

0..1

AdrLine

0..7

Name Postal Address 6


AdrTp O AddressType2Code

Dept O Max70Text

SubDept O Max70Text

StrtNm O Max70Text

BldgNb O Max16Text

PstCd O Max16Text

TwnNm O Max35Text

CtrySubDvsn O Max35Text

Ctry O CountryCode

AdrLine O Max70Text

Purpose2Choice ComplexType

Purpose2Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Purpose 2Choice


Cd M ExternalPurpose1Code

Prtry M Max35Text

ReferredDocumentInformation3 ComplexType

pain.001.001.03 - SIC



ReferredDocumentInformation3

1..1

Tp

0..1

Nb

0..1

RltdDt

0..1

Name Referred Document Information 3


Tp O ReferredDocumentType2

Nb O Max35Text

RltdDt O ISODate

ReferredDocumentType1Choice ComplexType

ReferredDocumentType1Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Referred Document Type 1Choice


Cd M DocumentType5Code

Prtry M Max35Text

ReferredDocumentType2 ComplexType

ReferredDocumentType2

1..1

CdOrPrtry

1..1

Issr

0..1

Name Referred Document Type 2


CdOrPrtry M ReferredDocumentType1Choice

Issr O Max35Text

RegulatoryAuthority2 ComplexType

RegulatoryAuthority2

1..1

Nm

0..1

Ctry

0..1

Name Regulatory Authority 2


Nm O Max140Text

Ctry O CountryCode

RegulatoryReporting3 ComplexType

pain.001.001.03 - SIC



RegulatoryReporting3

1..1

DbtCdtRptgInd

0..1

Authrty

0..1

Dtls

0..*

Name Regulatory Reporting 3


DbtCdtRptgInd O RegulatoryReportingType1Code

Authrty O RegulatoryAuthority2

Dtls O StructuredRegulatoryReporting3

RemittanceAmount1 ComplexType

RemittanceAmount1

1..1

DuePyblAmt

0..1

DscntApldAmt

0..1

CdtNoteAmt

0..1

TaxAmt

0..1

AdjstmntAmtAndRsn

0..*

RmtdAmt

0..1

Name Remittance Amount 1


DuePyblAmt O ActiveOrHistoricCurrencyAndAmount

DscntApldAmt O ActiveOrHistoricCurrencyAndAmount

CdtNoteAmt O ActiveOrHistoricCurrencyAndAmount

TaxAmt O ActiveOrHistoricCurrencyAndAmount

AdjstmntAmtAndRsn O DocumentAdjustment1

RmtdAmt O ActiveOrHistoricCurrencyAndAmount

RemittanceInformation5 ComplexType

RemittanceInformation5

1..1

Ustrd

0..*

Strd

0..*

Name Remittance Information 5


Ustrd O Max140Text

Strd O StructuredRemittanceInformation7

RemittanceLocation2 ComplexType

pain.001.001.03 - SIC



RemittanceLocation2

1..1

RmtId

0..1

RmtLctnMtd

0..1

RmtLctnElctrncAdr

0..1

RmtLctnPstlAdr

0..1

Name Remittance Location 2


RmtId O Max35Text

RmtLctnMtd O RemittanceLocationMethod2Code

RmtLctnElctrncAdr O Max2048Text

RmtLctnPstlAdr O NameAndAddress10

ServiceLevel8Choice ComplexType

ServiceLevel8Choice

1..1 1..1

Cd

1..1

Prtry

1..1

Name Service Level 8Choice


Cd M ExternalServiceLevel1Code

Prtry M Max35Text

StructuredRegulatoryReporting3 ComplexType

StructuredRegulatoryReporting3

1..1

Tp

0..1

Dt

0..1

Ctry

0..1

Cd

0..1

Amt

0..1

Inf

0..*

Name Structured Regulatory Reporting 3


Tp O Max35Text

Dt O ISODate

Ctry O CountryCode

Cd O Max10Text

Amt O ActiveOrHistoricCurrencyAndAmount

Inf O Max35Text

pain.001.001.03 - SIC



StructuredRemittanceInformation7 ComplexType

StructuredRemittanceInformation7

1..1

RfrdDocInf

0..*

RfrdDocAmt

0..1

CdtrRefInf

0..1

Invcr

0..1

Invcee

0..1

AddtlRmtInf

0..3

Name Structured Remittance Information 7


RfrdDocInf O ReferredDocumentInformation3

RfrdDocAmt O RemittanceAmount1

CdtrRefInf O CreditorReferenceInformation2

Invcr O PartyIdentification32

Invcee O PartyIdentification32

AddtlRmtInf O Max140Text

TaxAmount1 ComplexType

TaxAmount1

1..1

Rate

0..1

TaxblBaseAmt

0..1

TtlAmt

0..1

Dtls

0..*

Name Tax Amount 1


Rate O PercentageRate

TaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount

TtlAmt O ActiveOrHistoricCurrencyAndAmount

Dtls O TaxRecordDetails1

TaxAuthorisation1 ComplexType

TaxAuthorisation1

1..1

Titl

0..1

Nm

0..1

Name Tax Authorisation 1


Titl O Max35Text

Nm O Max140Text

pain.001.001.03 - SIC



TaxInformation3 ComplexType

TaxInformation3

1..1

Cdtr

0..1

Dbtr

0..1

AdmstnZn

0..1

RefNb

0..1

Mtd

0..1

TtlTaxblBaseAmt

0..1

TtlTaxAmt

0..1

Dt

0..1

SeqNb

0..1

Rcrd

0..*

Name Tax Information 3


Cdtr O TaxParty1

Dbtr O TaxParty2

AdmstnZn O Max35Text

RefNb O Max140Text

Mtd O Max35Text

TtlTaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount

TtlTaxAmt O ActiveOrHistoricCurrencyAndAmount

Dt O ISODate

SeqNb O Number

Rcrd O TaxRecord1

TaxParty1 ComplexType

TaxParty1

1..1

TaxId

0..1

RegnId

0..1

TaxTp

0..1

Name Tax Party 1


TaxId O Max35Text

RegnId O Max35Text

TaxTp O Max35Text

TaxParty2 ComplexType

pain.001.001.03 - SIC



TaxParty2

1..1

TaxId

0..1

RegnId

0..1

TaxTp

0..1

Authstn

0..1

Name Tax Party 2


TaxId O Max35Text

RegnId O Max35Text

TaxTp O Max35Text

Authstn O TaxAuthorisation1

TaxPeriod1 ComplexType

TaxPeriod1

1..1

Yr

0..1

Tp

0..1

FrToDt

0..1

Name Tax Period 1


Yr O ISODate

Tp O TaxRecordPeriod1Code

FrToDt O DatePeriodDetails

TaxRecord1 ComplexType

TaxRecord1

1..1

Tp

0..1

Ctgy

0..1

CtgyDtls

0..1

DbtrSts

0..1

CertId

0..1

FrmsCd

0..1

Prd

0..1

TaxAmt

0..1

AddtlInf

0..1

pain.001.001.03 - SIC



Name Tax Record 1


Tp O Max35Text

Ctgy O Max35Text

CtgyDtls O Max35Text

DbtrSts O Max35Text

CertId O Max35Text

FrmsCd O Max35Text

Prd O TaxPeriod1

TaxAmt O TaxAmount1

AddtlInf O Max140Text

TaxRecordDetails1 ComplexType

TaxRecordDetails1

1..1

Prd

0..1

Amt

1..1

Name Tax Record Details 1


Prd O TaxPeriod1


CustomerCreditTransferInitiationV03 ComplexType

CustomerCreditTransferInitiationV03

1..1

GrpHdr

1..1

PmtInf

1..*

Name Customer Credit Transfer Initiation V03


GrpHdr M GroupHeader32

PmtInf M PaymentInstructionInformation3

Document ComplexType

Document

1..1

CstmrCdtTrfInitn

1..1


CstmrCdtTrfInitn M CustomerCreditTransferInitiationV03

xsd:boolean SimpleType

xsd:date SimpleType

xsd:dateTime SimpleType

xsd:decimal SimpleType

pain.001.001.03 - SIC



xsd:string SimpleType

Description of Cardinality

Disclaimer

The information provided herein was produced by Credit Suisse AG and/or its affiliates (hereafter "CS") with the

greatest of care and to the best of its knowledge and belief. The information and views expressed herein are

those of CS at the time of writing and are subject to change at any time without notice. CS provides no guarantee

with regard to the content and completeness of the information and does not accept any liability for losses that

might arise from making use of the information.

Neither this information nor any copy thereof may be sent, taken into or distributed in the United States or to

any U. S. person (within the meaning of Regulation S under the US Securities Act of 1933, as amended). It may

not be reproduced, neither in part nor in full, without the written permission of CS. Copyright © 2015 Credit

Suisse Group AG and/or its affiliates. All rights reserved.

pain.001.001.03 - SIC; 1.0

Documents

Transcript of pain.001.001.03 - SIC; 1.0