SCHEME INFORMATION DOCUMENT

UTI - Bond Fund(An open-ended pure debt fund)

The product is suitable for investors who are seeking*:• Regularreturnsforlong-term

• Investmentpredominantlyinmediumtolongtermdebtaswellasmoneymarketinstruments

• RISKOMETER

*Investorsshouldconsulttheirfinancialadvisersifindoubtaboutwhethertheproductissuitableforthem.

UTI Mutual FundUTI Asset Management Company Limited

UTI Trustee Company Private Limited

AddressoftheMutualFund,AMCandTrusteeCompany:UTITower,GnBlock,BandraKurlaComplex,Bandra(East),Mumbai–400051.

TheparticularsoftheSchemehavebeenpreparedinaccordancewithSecuritiesandExchangeBoardofIndia (Mutual Funds)Regulations, 1996, (herein after referred to asSEBI (MF)Regulations) as amendedtilldate,andfiledwithSEBI,alongwithaDueDiligenceCertificatefromtheAMC.Theunitsbeingofferedfor public subscription have not been approved or recommended by SEBI, nor has SEBI certified theaccuracyoradequacyoftheSchemeInformationDocument(SID).The Scheme Information Document sets forth concisely the information about the scheme that a prospectiveinvestor ought to know before investing. Before investing, investors should also ascertain about any furtherchanges to this Scheme Information Document after the date of this Document from the Mutual Fund / UTIFinancialCentres(UFCs)/Website/DistributorsorBrokers.

The investors are advised to refer to the Statement of Additional Information (SAI) for details of UTIMutualFund,TaxandLegalissuesandgeneralinformationonwww.utimf.com.

SAI is incorporated by reference (is legally a part of the Scheme Information Document). For a free copy of the current SAI, please contact your nearest UTI Financial Centre or log on to our website.

The Scheme Information Document should be read in conjunction with the SAI and not in isolation.

ThisSchemeInformationDocumentisdatedNovember18,2016.

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TABLEOFCONTENTS

ItemNo. Contents PageNo.

HIGHLIGHTS 3

I. INTRODUCTION

A. RiskFactors 4

B. RequirementofminimuminvestorsintheScheme 9

C. Definitions 9

D. DueDiligencebytheAssetManagementCompany 12

II. INFORMATIONABOUTTHESCHEME

A. TypeoftheScheme 13

B. WhatistheinvestmentobjectivesoftheScheme? 13

C. HowwilltheSchemeallocateitsassets? 13

D. WherewilltheSchemeinvest? 13

E. WhataretheInvestmentStrategies? 17

F. FundamentalAttributes 17

G. HowwilltheSchemeBenchmarkitsperformance? 18

H. WhomanagestheScheme? 18

I. WhataretheInvestmentRestrictions? 18

J. HowhastheSchemeperformed? 20

K. AdditionalSchemerelateddisclosures 20

III. UNITSANDOFFER

A. OngoingOfferDetails 21

B. PeriodicDisclosures 34

C. ComputationofNAV 36

IV. FEESANDEXPENSES

A. AnnualSchemeRecurringExpenses 36

B. LoadStructureForAllClassesOfInvestors 38

V. RIGHTSOFUNITHOLDERS 39

VI. PENALTIES,PENDINGLITIGATIONORPROCEEDINGS, FINDINGSOF INSPECTIONSOR INVESTIGATIONS FORWHICHACTIONMAY HAVE BEEN TAKENOR IS IN THEPROCESSOFBEINGTAKENBYANYREGULATORYAUTHORITY

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HIGHLIGHTS

InvestmentObjective

TheSchemewillretaintheflexibilitytoinvestintheentirerangeofdebtandmoneymarketinstruments.The flexibility is being retained to adjust the portfolio in response to a change in the risk to returnequationforassetclassesunderinvestment,withaviewtomaintainriskswithinmanageablelimits.

Benchmark CRISILCompositeBondFundIndexTransparency/NAVDisclosure

NAVwillbedeclaredoneverybusinessday.

Loads EntryLoad(As%ofNAV) ExitLoad(As%ofNAV)NIL NIL

Liquidity The Scheme will offer subscription and redemption of units on every business day on an ongoingbasis. Purchase and Redemption under the schemewill be open throughout the year except duringthe book closure period/s not exceeding 15 days in a year or such period asmay be prescribed bySEBIfromtimetotime.

Plans and Options Available

InadditiontotheExistingPlantheschemeoffer‘DirectPlan’*.Boththeplansoffersfollowingoptions:(a) GrowthOption(b) QuarterlyDividendOption**(c) HalfYearlyDividendOption**(d) AnnualDividendOption**(e) FlexiDividendOption****withbothpayout&reinvestmentfacilitiesDefaultOption–GrowthOptionNote: Existing Dividend Option is renamed as Quarterly Dividend Option. Accordingly, the existinginvestors under the Dividend Option of these Plans shall, by default, continue under QuarterlyDividendOptionoftherespectivePlans.

DetailsforDirectPlan:Direct Plan is only for investors who purchase/subscribe units directly with the Fund and is notavailableforinvestorswhoroutetheirinvestmentsthroughaDistributor.All categories of Investors (whether existing or new Unitholders) as permitted under this SID areeligible to subscribe under Direct Plan. Investments under the Direct Plan can be made throughvariousmodes(exceptallPlatform(s)where investor’sapplicationsforsubscriptionofunitsareroutedthroughDistributors).TheDirectPlanwillbeaseparateplanundertheFund/Schemeandshallhavea lowerexpenseratioexcluding distribution expenses, commission etc andwill have a separateNAV.No commission shallbepaid/chargedfromDirectPlan.PortfoliooftheFund/SchemeundertheExistingPlanandDirectPlanwillbecommon.Howtoapply: InvestorssubscribingunderDirectPlanofUTI-BondFundwillhave to indicate “DirectPlan”againsttheSchemenameintheapplicationform,asforexample,“UTI-BondFund-DirectPlan”.Treatmentofapplicationsunder“Direct”/“Existing”Plans:

Scenario BrokerCodementionedbytheinvestor

Planmentionedbytheinvestor

DefaultPlantobecaptured

1 Notmentioned Notmentioned DirectPlan2 Notmentioned Direct DirectPlan3 Notmentioned Existing DirectPlan4 Mentioned Direct DirectPlan5 Direct NotMentioned DirectPlan6 Direct Existing DirectPlan7 Mentioned Existing ExistingPlan8 Mentioned NotMentioned ExistingPlan

Incasesofwrong/invalid/incompleteARNcodesmentionedintheapplicationformunderscenarios7or8above,theapplicationshallbeprocessedunder‘ExistingPlan’.TheAMCshallcontactandobtainthecorrectARNcodewithin30calendardaysof thereceiptof theapplication formfromthe investor/distributor. Incase, thecorrectcode isnotreceivedwithin30calendardays, theAMCshall reprocessthetransactionunder‘DirectPlan’fromthedateofapplicationwithoutanyexitload.ForfurtherdetailsonDirectPlan,pleaserefertoSAI.

MinimumAmountofInitialInvestment

1.Growth Option -` 1,000/-2.DividendOption-` 20,000/-andinmultiplesof` 1/-underalltheoptions.

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I. INTRODUCTIONA. RISKFACTORS

Standard Risk Factors1. Investment in Mutual Fund Units involves investment

risks such as trading volumes, settlement risk, liquidityrisk,defaultriskincludingthepossiblelossofprincipal.

2. As the price / value / interest rates of the securities inwhich the Scheme invests fluctuate, the value of yourinvestmentintheSchememaygoupordown.

3. Past performance of the Sponsors/AMC/Mutual FunddoesnotguaranteefutureperformanceoftheScheme.

4. The name of the Scheme does not in any mannerindicate either the quality of the Scheme or its futureprospectsandreturns.

5. The sponsors are not responsible or liable for any lossresulting from the operation of theScheme beyond theinitial contribution of `10,000/- made by them towardssettinguptheFund.

6. The present Scheme is not guaranteed or assuredreturnScheme.

7. Statements/Observations made in this SchemeInformation Document are subject to the laws of thelandastheyexistatanyrelevantpointoftime.

8. Growth, appreciation, dividend and income, if any,referred to in this Scheme Information Document aresubject to the tax laws and other fiscal enactments astheyexistfromtimetotime.

9. The NAV of the Scheme may be affected by changesin the general market conditions, factors and forcesaffecting capital market, in particular, level of interestrates, various market related factors and tradingvolumes,settlementperiodsandtransferprocedures.

10. As with any investment in securities, the NAV of theUnits issued under the Scheme can go up or downdepending on various factors that may affect thevalues of the Scheme’s investments. In addition to thefactors that affect the value of individual securities, theNAVsof theScheme canbeexpected to fluctuatewithmovements in the broader bond markets and may beinfluencedby factorsaffectingbondmarkets ingeneral,such as, but not limited to, changes in interest rates,changes in governmental policies and increasedvolatilityinthebondandmoneymarkets.

11. Investors may note that AMC/Fund Manager’sinvestment decisions may not always be profitable,even though it is intended to maximise the returns byactivelyinvestinginequity/equityrelatedsecurities.

12. Credit Risk:Bonds/debenturesaswellasothermoneymarket instruments issuedbycorporates run the riskofdown grading by the rating agencies and even defaultas the worst case. Securities issued by Central/Stategovernments have lesser to zero probability of credit /defaultriskinviewofthesovereignstatusoftheissuer.

13. Interest-Rate Risk: Bonds/ Government securitieswhich are fixed return securities, run price-risk like anyother fixed income security. Generally, when interestrates rise, prices of fixed income securities fall andwhen interest ratesdrop, theprices increase.The levelof interest rates is determined by the rates at whichgovernment raises new money through RBI, the pricelevelsatwhich themarket isalreadydealing inexisting

securities, rate of inflation etc. The extent of fall orrise in the prices is a function of the prevailing couponrate, number of days to maturity of a security and theincrease or decrease in the level of interest rates.The prices of Bonds/ Government securities are alsoinfluenced by the liquidity in the financial system and/or theopenmarketoperations(OMO)byRBI.Pressureon exchange rate of the rupeemayalso affect securityprices.Suchriseand fall inpriceofbonds/governmentsecurities in the portfolio of the Schememay influencethe NAVs under the Scheme as and when suchchangesoccur.

14. Liquidity Risk: The Indian debt market is suchthat a large percentage of the total traded volumeson particular days might be concentrated in a fewsecurities. Traded volumes for particular securitiesdiffer significantly on a daily basis. Consequently,the fund might have to incur a significant “impactcost” while transacting large volumes in a particularsecurity. The Scheme would aim to invest in a higherproportion of liquid and traded debt instrumentsincluding Government Securities. As the Indian Debtmarket is characterised by high degree of illiquidity,the proposed aggregate holding of assets considered“illiquid”, includingdebt securities (forwhich there is noactive establishedmarket), could bemore than 10%ofthe value of the net assets of the scheme. In normalcourseofbusiness, theschemewouldbeable tomakepayment of redemption proceeds within 10 businessdays, as it would have sufficient exposure to liquidassets.

15. Re-investmentRisk:Thisriskreferstotheinterestratelevels at which cash flows received from the securitiesin the Scheme or from maturities in the Scheme arere-invested.Theadditionalincomefromre-investmentisthe“intereston interest”component.Therisk is that therateatwhichinterimcashflowscanbere-investedmaybelowerthanthatoriginallyassumed.

16. Money Market Securities are subject to the risk ofan issuer’s inability to meet interest and principalpayments on its obligations and market perception ofthecreditworthinessoftheissuer.

17.Securities Lending: It is one of themeans of earningadditional income for the Schemewith a lesser degreeof risk.The risk could be in the form of non-availabilityof ready securities for sale during the period thesecurities remain lent. The Scheme would be exposedtoriskthroughthepossibilityofdefaultbytheborrower/intermediary in returning the securities. However,the risk would be adequately covered by taking in ofsuitablecollateral fromtheborrowerbythe intermediaryinvolved in the process. The Scheme will have a lienon such collateral. They will also have other suitablechecksandcontrolstominimiseanyriskinvolvedinthesecuritieslendingprocess.

18. Investment in overseas markets: The success ofinvestment in overseas markets depends upon theability of the fundmanager to understand conditions ofthosemarkets andanalyse the informationwhich couldbe different from Indian markets. Operations in foreignmarkets would be subject to exchange rate fluctuationriskbesidesmarketrisksofthosemarkets.

19. Government securities where a fixed return is offered,runprice-risklikeanyotherfixedincomesecurity.Wheninterest rates decline, the value of a portfolio of fixed

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income securities can be expected to rise. Conversely,when interest rates rise, thevalueofaportfoliooffixedincome securities can be expected to decline. Theextent of such fall or rise in the prices is a function ofthe existing coupon, days tomaturity and the increaseordecrease in the levelof interest rates.Thenew levelof interest rate is determined by the rates at whichgovernment raisesnewmoneyand /or theprice levelsat which the market is already dealing in the existingsecurities. However, Government securities are uniqueinthesensethattheircreditriskalwaysremainszero.

20. AstheliquidityoftheinvestmentsmadebytheSchemecould, at times, be restricted by trading volumes andsettlement periods, the time taken by the Mutual Fundfor redemption of Unitsmay be significant in the eventof an inordinately large number of redemption requestsora restructuringof theScheme. In viewof theabove,the Trustee has the right, at its sole discretion, to limitredemptions (including suspending redemptions) undercertain circumstances, as described under the title“RighttoLimitRedemptions”intheSAI.

21. Securitieswhicharenotquotedonthestockexchangesare inherently illiquid in nature and carry a largeramount of liquidity risks, in comparison to securitiesthat are listed on the exchanges or offer other exitoptions to the investor, including a put option. TheAMC may choose to invest in unlisted securities thatoffer attractive yields.Thismay increase the risk of theportfolio.

22. As the portfolio will primarily consist of debt securities,investing in the Scheme will involve certain specificrisks and special considerations in addition to thosenormally associated with making investments insecurities.Therecanbenoassurance that theSchemecanachieveitsobjectives.

23. The NAVs of the units of the Scheme, to the extentthat theScheme is invested indebtandmoneymarketsecurities (also referred to as fixed income securities)will be affected by changes in the general level ofinterest rates.When interest rates decline, the value ofaportfoliooffixedincomesecuritiescanbeexpectedtorise.Conversely,wheninterestratesrise,thevalueofaportfolio of fixed income securities can be expected todecline.

24. Debt securities are subject to the risk of an issuer’sinability tomeet principal and interest payments on theobligations (credit risk). Debt securities may also besubject topricevolatilitydue tosuch factorsas interestratesensitivity,marketperceptionofthecreditworthinessof the issuer and general market liquidity (marketrisk). The Investment Manager will place considerableemphasisonthecreditratingoftheissuerandthereforewill only invest in securities that are rated investmentgradebyaregulatedcreditratingagencysuchasCRISIL,ICRA,CAREetc,orinunrateddebtsecurities,whichtheInvestmentManagerbelievestobeofequivalentquality.Market risk will be addressed by analysing variouseconomictrendsinordertoseektodeterminethelikelyfuturecourseofinterestrates.WhileitistheintentoftheInvestment Manager to invest primarily in highly rateddebtsecurities,theSchememayfromtimetotimeinvestin higher yielding, lower rated securities. This wouldenhancethedegreeofrisk.

25. Lower rated or unrated securities are more likely toreact to developments affecting the market and the

credit risk than the highly rated securities, which reactprimarily to movements in the general level of interestrates. Lower rated securities also tend to be moresensitive to economic conditions than higher ratedsecurities. The Investment Manager will considerboth credit risk and market risk in making investmentdecisions.

26. Zero coupon or deep discount bonds are debtobligations thatdonotentitle theholder toanyperiodicpaymentof interest prior tomaturityof a specifieddatewhen the securities begin paying current interest andthereforearegenerally issuedand tradedat adiscountto their face values.The discount depends on the timeremaining until maturity or the date when securitiesbegin paying current interest. It also varies dependingon the prevailing interest rates, liquidity of the securityand the perceived credit risk of the issuer. Themarketprices of zero coupon securities are generally morevolatile than the market prices of securities that payinterest rates periodically and are likely to respond tochanges in interestratestoagreaterdegreethanothercoupon bearing securities having similarmaturities andcreditquality.

27. As zero coupon securities do not provide periodicinterest payments to the holder of the security, thesesecuritiesaremoresensitive tochanges in interest ratehence the risk of zero coupon securities is higher. TheAMC may choose to invest in zero coupon securitiesthatofferattractiveyields.Thismay increase theriskoftheportfolio.

28. The credit risk factors pertaining to lower ratedsecurities also apply to lower rated zero couponor deferred interest bonds. Such bonds carry anadditional risk in that, unlike bonds that pay interestthroughout the period to maturity, the Scheme wouldnotrealiseanycashuntilinterestpaymentonthebondscommence and if the issuer defaults the Scheme maynotobtainanyreturnonitsinvestment.

29. ThevalueoftheScheme’sinvestmentsmaybeaffectedgenerally by factors affecting capital markets such asprice and volume volatility in the stockmarkets interestrates, currency exchange rates, foreign investments,changes in Government policies, taxation, political,economic or other developments and closure of thestock exchanges.There is also risk of loss due to lackof adequate external systems for transferring, pricing,accounting and safekeeping or record keeping ofsecurities. Consequently the NAV of the Scheme mayfluctuate and the value of the Units may go down aswellasup.

30. Except for any security of an associate or groupcompany, the Scheme has the power to invest insecurities which are not quoted on a stock exchange(“unlisted securities”) which in general are subjectto greater price fluctuations, less liquidity and greaterrisk than those which are traded in the open market.Unlisted securities may lack a liquid secondary marketand there can be no assurance that the Scheme willrealise their investments in unlisted securities at a fairvalue.

31. The liquidity of the investments by the Scheme maybe restricted by trading volumes, settlement periodsand transferprocedures.The inability tosell themoneymarket or debt securities due to the absence of awell developed and liquid secondary market for such

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securities,mayresultat times in losses to theScheme,should there be a subsequent decline in the value ofsuchsecuritiesuntilthetimeatwhichtheyaresold.

32. From time to time subject to theSEBIRegulations, theSponsors, the mutual funds managed by them, theiraffiliates/associates and the AMC, Trustee Companyor any other unitholder may invest either directly orindirectly in the Scheme. These entities may acquirea substantial portion of the Units and may collectivelyconstitute amajor investor in the Scheme.Accordingly,redemptionofUnitsheldby theseentitiesmayhaveanadverseimpactonthevalueoftheUnitsoftheSchemebecause the timing of such redemptions by such aninvestor may impact the ability of other Unit holdersto redeem their Units.As per the SEBI Regulations, incase the AMC invests in the Scheme, it shall not beentitledtochargeanyfeesonitsinvestment.

33. Trading indebtderivatives involvescertainspecificrisks like:a. Credit Risk: This is the risk on default by the

counter party. This is usually to the extent ofdifference between actual position and contractedposition. This risk is substantially mitigated wherederivative transactions happen through clearingcorporation.

b. MarketRisk:Marketmovementmayalsoadverselyaffectthepricingandsettlementofderivativetradeslikecashtrades.

c. Illiquidity Risk: The risk that a derivative may notbe sold or purchased at a fair price due to lack ofliquidityinthemarket.

d. An exposure to derivatives can lead to losses.Success of dealing in derivatives depends on theability of the Fund Manager to correctly assessthe future market movement and in the event ofincorrect assessment, if any, performance of theschemecouldbelower.

e. Interest Rate Swaps (IRSs) and Forward RateAgreements (FRAs) do also have inherent creditand settlement risks. However, these risks aresubstantially lessas theyare limited to the intereststreamandnotforthenotionalprincipalamount.

f. Participating in derivatives is a highly specialisedactivityandentailsgreaterthanordinaryinvestmentrisks. Notwithstanding such derivatives beingused for limited purpose of hedging and portfoliobalancing, the overall market in these segmentscould be highly speculative due to the action ofotherparticipantsinthemarket.

g. Derivative products are leveraged instrumentsand can provide disproportionate gains as well asdisproportionate losses to the investor. Executionof such strategies depends upon the ability ofthe fund manager to identify such opportunities.Identification and execution of the strategies to bepursued by the fund manager involve uncertaintyand decision of fund manager may not always beprofitable.Noassurancecanbegiventhatthefundmanager will be able to identify or execute suchstrategies.

h. The risks associated with the use of derivativesaredifferentfromorpossiblygreaterthan,therisksassociated with investing directly in securities andothertraditionalinvestments.

34. The aggregate value of “illiquid securities” of theschemewhicharedefinedbySEBIasnontraded,thinlytraded and unlisted equity shares, shall not exceed15% of the total assets of the scheme and any illiquidsecurities held above 15% of the total assets shall beassignedzerovalue.

TheSchemewouldaimtoinvestinahigherproportionofliquidandtradeddebtinstrumentsincludingGovernmentSecurities.AstheIndianDebtmarketischaracterisedbyhighdegreeofilliquidity,theproposedaggregateholdingof assets considered “illiquid”, including debt securities(forwhich there is no active establishedmarket), couldbe more than 10% of the value of the net assets ofthescheme. Innormalcourseofbusiness, theSchemewouldbeabletomakepaymentofredemptionproceedswithin 10 business days, as it would have sufficientexposuretoliquidassets.

In case of the need for exiting from such illiquid debtinstruments in a short period of time, the NAVs of theSchemecouldbeimpactedadversely.

35. In the event of receipt of inordinately large numberof redemption requests or of a restructuring ofthe Scheme’s portfolio, there may be delay in theredemptionofunits.

36. RiskfactorsoninvestmentinDerivativeInstruments The Scheme may use various derivative products,

from time to time, in an attempt to protect the valueof the portfolio and enhance Unit holders’ interest.Derivative products are specialised instruments thatrequireinvestmenttechniquesandriskanalysisdifferentfrom those associatedwith stocks and bonds. The useof a derivative requires an understanding not only ofthe underlying instrument but of the derivative itself,without the benefit of observing the performanceof thederivative under all possible market conditions. Otherrisksinclude,theriskofmispricingorimpropervaluationand the inabilityofderivatives tocorrelateperfectlywithunderlyingassets,ratesandindices.(Pl.seeparagraphonDerivativesandHedgingproducts).

Some of the risks associatedwith InterestRateSwaps(IRS) and Forward Rate Agreements (FRAs) are asbelow:-

(i) Counter partyRisk:This refers to the risk of creditand settlement. Specifically it refers to the eventthat the counter party in the IRS/FRA deal isunable tomeet its commitment and defaults on itsobligations.

(ii) Basis Risk: Basis risk is the risk of mismatch i.e.the risk that arises when the underlying asset /liability isnotperfectlycorrelatedwiththederivativeposition.

ForFloatingRate Instruments -During the lifeofa floating rate security or a swap, the underlyingbenchmark indexmaybecomelessactiveandmaynotcapturetheactualmovementininterestratesorat times thebenchmarkmaycease toexist.Thesetypes of events may result in loss of value in theportfolio.

(iii) LiquidityRisk:Thisreferstotheriskassociatedwiththe ease with which a derivative position can beunwound.

For Floating Rate Instruments -Due to the evolvingnature of the floating rate market, there may be anincreased risk of liquidity risk in the portfolio from time

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to time. In case of downward movement of interestrates, floating rate debt instruments will give a lowerreturnthanfixedratedebt.

37. Risk Factors of investment in Overseas FinancialAssets

CurrencyRisk: Moving from IndianRupee (INR) to any other currency

entails currency risk. To the extent that the assets ofthe Scheme will be invested in securities denominatedin foreign currencies, the Indian rupee equivalentof the net assets, distributions and income may beadversely affected by changes in the value of thoseforeigncurrenciesrelativetotheIndianRupee(If Indianrupee appreciates / depreciates against these foreigncurrencies).Therepatriationofcapital toIndiamayalsobe hampered by changes in regulations concerningexchange controls or political circumstances aswell asthe application to it of other restrictions on investment.TheSchememayhavetopayapplicabletaxesongainsfromsuchinvestments.

Interest Rate Risk: The pace and movement of interest rate cycles of

various countries, though loosely co-related, candiffer significantly. Hence by investing in securitiesof countries other than India, the Scheme could beexposedtotheirinterestratecycles.

Credit Risk: Thecreditthoughexistentissubstantiallyreducedsince

the regulations stipulate investments only in papersrated AAA by reputed international rating agenciessuch as S&P, Moody’s , Fitch etc . To manage risksassociated with foreign currency and interest rateexposure, the Mutual Fund may use derivatives forefficient portfolio management including hedging andin accordance with conditions as may be stipulated bySEBI/RBIfromtimetotime.

38.The value of the investments of the Scheme maybe affected generally by factors affecting securitiesmarkets, such as price and volume volatility in thecapital markets, interest rates, currency exchangerates, changes in policies of the Government, taxationlaws or policies of any appropriate authority and otherpolitical and economic developments and closure ofstock exchanges which may have an adverse bearingon individual securities, a specific sector or all sectorsof debtmarkets.Consequently, theNAVof the units oftheSchememayfluctuateandcangoupordown.

39.Different segmentsof the Indian financialmarketshavedifferent settlement periods and such periods may beextended significantly by unforeseen circumstancesleading to delays in receipt of proceeds from sale ofsecurities. The inability of a Scheme tomake intendedsecurities purchases due to settlement problems couldalso cause the Scheme to miss certain investmentopportunities. By the same rationale, the inability tosell securitiesheld in theScheme’sportfolio due to theabsenceofawelldevelopedandliquidsecondarymarketfor debt securities would result, at times, in potentiallossestotheScheme,incaseofasubsequentdeclineinthevalueofsecuritiesheldintheScheme’sportfolio.

40. Securities, which are not quoted on the stockexchanges, are inherently illiquid in nature and carry

a larger amount of liquidity risk, in comparison tosecurities that are listed on the exchanges or offerotherexitoptions to the investor, includingaputoption.Within the regulatory limits, the AMC may choose toinvest in unlisted securities that offer attractive yields.Thismayhoweverincreasetheriskoftheportfolio.

41. A derivative instrument, broadly, is a financial contractwhose payoff structure is determined by the value ofan underlying security, index, interest rate etc. Thusa derivative instrument derives its value from someunderlying variable. The Scheme may use variousderivative products as permitted by the Regulations.Use of derivatives requires an understanding of notonly theunderlying instrumentbutalsoof thederivativeitself. Other risks include, the risk of mispricing orimproper valuation and the inability of derivatives tocorrelate perfectly with underlying assets, rates andindices.UsageofderivativeswillexposetheSchemetocertainrisksinherenttosuchderivatives.

42.TheSchememayalso invest inADRs /GDRs / foreigndebt securities as permitted by Reserve Bank of Indiaand Securities and Exchange Board of India. To theextent that some part of the assets of the schememay be invested in securities denominated in foreigncurrencies, the Indian Rupee equivalent of the netassets, distributions and income may be adverselyaffected by the changes in the value of certain foreigncurrenciesrelativeto theIndianRupee.Therepatriationof capital also may be hampered by changes inregulations concerning exchange controls or politicalcircumstances as well as the application to it of otherrestrictionsoninvestment.

43. The Scheme intend to deploy funds in money marketinstruments to maintain liquidity. To the extent thatsome assets/funds are deployed in money marketinstruments, theSchemewill be subjecttocreditriskaswellassettlementrisk,whichmight effect the liquidity oftheScheme.

44. Different typesofsecurities inwhich theSchemewouldinvest as given in the scheme information documentcarry different levels and types of risk.Accordingly thescheme’s risk may increase or decrease dependingupon its investment pattern. For e.g. corporatebonds carry a higher amount of risk than Governmentsecurities.Furtherevenamongcorporatebonds,bondswhich areAAA (SO) rated are comparatively less riskythanbondswhichareAArated.

45. Different segments of the Indian financialmarkets havedifferent settlement periods and such periods may beextended significantly by unforeseen circumstancesleading to delays in receipt of proceeds from sale ofsecurities.TheinabilityoftheSchemetomakeintendedsecurities purchases due to settlement problems couldalso cause the Scheme to miss certain investmentopportunities. By the same rationale, the inability tosell securities held in the Scheme’s portfolio due tothe absence of a well developed and liquid secondarymarket for debt securities would result, at times, inpotentiallossestotheScheme,incaseofasubsequentdecline in the value of securities held in the Scheme’sportfolio.

46.Risk Factors specific to investments in SecuritisedPapers:

Asset securitisation is a process whereby commercialor consumercreditsarepackagedandsold in the form

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of financial instruments. A typical process of assetsecuritisation involves sale of specificReceivables to aSpecial Purpose Vehicle (SPV) set up in the form of atrust or a company. The SPV in turn issues financialinstruments (e.g., promissory notes, pass throughcertificatesorotherdebt instruments) to investors,suchinstruments evidencing the beneficial ownership of theinvestors in the Receivables. The financial instrumentsare rated by an independent credit rating agency. AnInvestor’s Agent is normally appointed for providingtrusteeshipservicesforthetransaction.

TypesofSecuritisedDebtvaryandcarrydifferentlevelsand types of risks. Credit Risk on Securitised Bondsdepends upon the Originator and varies depending onwhether they are issued with Recourse to Originatoror otherwise. A structure with Recourse will have alower Credit Risk than a structure without Recourse.Underlying assets in Securitised Debt may assumedifferent forms and the general types of receivablesinclude Auto Finance, Credit Cards, Home Loans orany such receipts. Credit risks relating to these typesof receivables depend upon various factors includingmacro economic factors of these industries andeconomies.Specificfactorslikenatureandadequacyofpropertymortgagedagainst theseborrowings,natureofloanagreement/mortgagedeed incaseofHomeLoan,adequacy of documentation in case of Auto Financeand Home Loans, capacity of borrower to meet itsobligation on borrowings in case of Credit Cards andintentionsof theborrower influence the risks relating totheassetborrowingsunderlyingthesecuritiseddebt.

Holders of the securitised assets may have low creditrisk with diversified retail base on underlying assetsespecially when securitised assets are created byhigh credit rated tranches, risk profiles of PlannedAmortisationClasstranches(PAC),PrincipalOnlyClassTranches (PO) and Interest Only class tranches (IO)will differ depending upon the interest rate movementand speed of prepayment. Various types ofmajor riskspertainingtoSecuritisedPapersareasbelow:

Liquidity&Pricerisk Presently, secondary market for securitised papers

is not very liquid. This could limit the ability of theinvestor to resell them. Even if a secondary marketdevelopsandsalesweretotakeplace,thesesecondarytransactions may be at a discount to the initial issuepriceduetochangesintheinterestratestructure.

DelinquencyandCreditRisk Securitised transactions are normally backed by pool

of receivables and credit enhancement as stipulatedby the rating agency, which differ from issue to issue.TheCreditEnhancementstipulated representsa limitedlosscovertotheInvestors.TheseCertificatesrepresentan undivided beneficial interest in the underlyingreceivables and there is no obligation of either theIssuer or the Seller or the originator, or the parent orany affiliate of the Seller, Issuer and Originator. Nofinancial recourse is available to theCertificateHoldersagainst the Investors’ Representative. Delinquenciesand credit losses may cause depletion of the amountavailable under the Credit Enhancement and therebythe Investor Payouts may get affected if the amountavailable in the Credit Enhancement facility is notenough to cover the shortfall. On persistent default

of a Obligor to repay his obligation, the Servicer mayrepossessandselltheunderlyingAsset.Howevermanyfactorsmayaffect,delayorprevent therepossessionofsuchAsset or the length of time required to realize thesale proceeds on such sales. In addition, the price atwhich suchAsset may be sold may be lower than theamountduefromthatObligor.

PrepaymentRisk Asset securitisation is a process whereby commercial

or consumercreditsarepackagedandsold in the formof financial instruments. Full prepayment of underlyingloancontractmayoccurduring the tenureof thepaper.In theeventofprepayments, investorsmaybeexposedtochangesintenorandreinvestmentrisk.

Riskfactorsandmitigationmeasures

1) IlliquidityRisk The repo market for corporate debt securities is

over the counter (OTC) and illiquid. Hence, repoobligationscannotbeeasilysoldtootherparties.

Therefore, to mitigate such risks, it has beenstipulatedthatgrossexposuretoRepoincorporatebondswouldbe limited to10%ofnetassetsof thescheme. Further, the tenor of repowould be takenbased on nature and unit holders’ pattern of thescheme.

2) Counter-partyrisk Credit risk would arise if the counter-party fails

to repurchase the security as contracted or ifcounterparty fails to return the security or interestreceived on due date. To mitigate such risks, thescheme shall carry out repo transactions with onlythose counterparties, which has a credit rating of‘A1+’or‘AA-andabove’.Incaseoflendingoffundsasa repobuyer,minimumhaircutson the valueofthecollateralsecurityhavebeenstipulated,andwewouldreceivethecollateralsecurityinthescheme’saccount before the money is lent to the counter-party. Overall, we would have a limited numberof counter-parties, primarily comprising of MutualFunds, Scheduled Commercial banks, FinancialInstitutionsandPrimarydealers.

Similarly, in the event of the scheme being unableto pay back the money to the counterparty ascontracted, thecounter-partymayhurriedlydisposeof the assets (as they have sufficient margin) andthenet proceedsmaybe refunded to theScheme.Thus,theSchememaysufferlossesinsuchcases.Sufficient funds flow management systems are inplacetomitigatesuchrisks.

3) CollateralRisk(asarepobuyer) Collateral risks arise due to fall in the value of the

security (change in credit rating and/or interestrates) against which the money has been lentundertherepoarrangement.Tomitigatesuchrisks,we have stipulated the minimum credit rating ofthe issuer of collateral security (‘AA’ for long-terminstruments / A1+ for money market instruments),maximum duration of the collateral security (10years) and minimum haircuts on the value of thesecurity. For further details refer to SAI/AddendumNo.7/2014-15dated7thJuly2014.

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B. REQUIREMENT OF MINIMUM INVESTORS IN THESCHEME

The Scheme / Plans shall have a minimum of 20investors and no single investor shall account formorethan 25% of the corpus of the Scheme / Plans. Thetwo conditions shall be complied within each calendarquarter, on an average basis, as specified by SEBI. Ifthere is a breachof the25% limit by any investor overthe quarter, a rebalancing period of one month wouldbeallowedand thereafter the investorwho is inbreachof the rule shall begiven15daysnotice to redeemhisexposure over the 25% limit. Failure on the part of thesaidinvestortoredeemhisexposureoverthe25%limitwithin the aforesaid 15 days would lead to automaticredemption by the Mutual Fund on the applicable NetAsset Value on the 15th day of the notice period. TheFund shall adhere to the requirements prescribed bySEBIfromtimetotimeinthisregard.

C. DEFINITIONS IntheSchemeunlessthecontextotherwiserequires:

1. “Acceptance date” or “date of acceptance” withreference to an application made by an applicant tothe UTI Asset Management Company Ltd. (UTI AMC)for purchase or redemption/changeover/switchover ofunitsmeansthedayonwhichtheUTIFinancialCentres(UFCs)/Registrar or the official points of acceptanceas per the list attached with this Scheme InformationDocumentornotifiedhereafter,afterbeingsatisfiedthatsuchapplication iscomplete inall respects,acceptsthesame;

2. “Accounting Year” of UTI Mutual Fund is fromApril toMarch;

3. “Act” means the Securities and Exchange Board ofIndiaAct, 1992, (15 of 1992) as amended from time totime;

4. “Alternate applicant” in case of a minor means theparent/step-parent/court guardian who has madethe application on behalf of the minor and in case ofmentally handicapped person, the alternate applicantmentioned in the application form when units arepurchased for the benefit of mentally handicappedperson;

5. “AMFI”meansAssociationofMutualFundsinIndia.

6. “Applicable NAV” unless stated otherwise in theScheme Information Document,Applicable NAV for therespectiveplansistheNetAssetValueasoftheDayasof which the purchase or redemption is sought by theInvestoranddeterminedbytheFund.

7. “Applicant” means an investor who is eligible toparticipate in the Scheme and who is not a minor ora mentally handicapped person and shall include thealternateapplicantmentionedintheapplicationform.

8. “Asset Management Company/UTI AMC/AMC/Investment Manager” means the UTI AssetManagement Company Limited incorporated undertheCompaniesAct, 1956 (1 of 1956) [replaced byTheCompaniesAct,2013(No.18of2013)]andapprovedassuchbySecuritiesandExchangeBoardof India(SEBI)under sub-regulation (2) of Regulation 21 to act asthe Investment Manager to the Scheme of UTI MutualFund.

9. “Bank refers to both scheduled and non-scheduledcommercial banks which are regulated under Banking

RegulationAct,1949.

(a) Scheduled Commercial Banks are grouped underfollowingcategories:(i) StateBankofIndiaanditsAssociates(ii) NationalisedBanks(iii) ForeignBanks(iv) RegionalRuralBanks(v) OtherScheduledCommercialBanks.

(b) Non-ScheduledCommercialBanks

Note: Banks in the groups (i) & (ii) above are knownas public sector banks whereas, other scheduledcommercial banks mentioned at group (v) above areknownasprivatesectorbanks.

Bank does not include Urban Co-operative Banks andNBFCs.

10.“Body Corporate” or “Corporation” includes a companyincorporated outside India but does not include (a) acorporation sole, (b) a co-operative society registeredunder any law relating to co-operative societies and(c) any other body corporate (not being a company asdefinedinthisAct),whichtheCentralGovernmentmay,by notification in the Official Gazette, specify in thisbehalf.

11.“Book Closure” is a period when the register of unitholders is closed for all transactions viz. Purchases,redemptions, changeover, switchover etc. such BookClosureperiodwillnotexceed15daysinayear.

12. “Business Day” means a day other than (i) Saturdayand Sunday or (ii) a day on which the principal stockexchange with reference to which the valuation ofsecurities under a scheme / plan is done is closed,or the Reserve Bank of India or banks in Mumbai areclosedforbusiness,or(iii)adayonwhichtheUTIAMCoffices inMumbai remainclosedor (iv)adayonwhichpurchase and redemption/changeover/switchover ofunit is suspendedby theTrusteeor (v)adayonwhichnormal business could not be transacted due to storm,floods,bandhs,strikesorsuchothereventsastheAMCmayspecifyfromtimetotimeor(v)adayonwhichtheconcernedofficeoftheinvestmentadvisorisclosed.

The AMC reserves the right to declare any day as aBusinessdayorotherwiseatanyorallOfficialPointsofAcceptance.

13. “Charitable purpose” includes relief for the poor,education, medical relief and the advancement ofany other object of general public utility not involvingcarryingonofanyactivityforprofit.

14. “Custodian” means a person who has been granteda certificate of registration to carry on the business ofcustodian under the Securities and Exchange Board ofIndia (Custodian of Securities) Regulations, 1996, andwhomaybeappointed for renderingcustodianservicesfortheSchemeinaccordancewiththeRegulations.

15. “Dividend”means incomedistributedby theSchemeontheUnits.

16. “Distributable surplus” means the Gains that has beenrealised on a marked to market basis and is carriedforward to the balance sheet at market value, arisingout of appreciation on investments which is readilyavailablefordistributiontotheunitholdersasIncome.

17. “Educational Trust” means any Trust establishedunder any law for the time being in force (not being a

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Private Trust) for the purposes of contributing towardseducationbothmentalandphysical.

18.“Eligible Trust” means - (i) a trust created by or inpursuance of the provisions of any law which is forthe time being in force in any State, or (ii) a trust, theproperties ofwhich are vested in a treasurer under theCharitableEndowmentsAct1890(Act6of1890),or(iii)a religious or charitable trust which is administered orcontrolled or supervised by or under the provisions ofany law, which is for the time being in force relatingto religious or charitable trusts or, (iv) any other trust,being an irrevocable trust, which has been created forthe purpose of or in connectionwith the endowment ofany property or properties for the benefit or use of thepublic or any section thereof, or (v) a trust created bya will which is valid and has become effective, or (vi)any other trust, being an irrevocable trust, which hasbeen created by an instrument in writing and includes`depository’ within the meaning of Clause (e) of Sub-section(1)ofSection2ofTheDepositoryAct,1996.

19. “FPI” Foreign Portfolio Investor, as defined underRegulation2(1)(h)ofSecuritiesandExchangeBoardofIndia(ForeignPortfolioInvestors)Regulations,2014;

20.“Firm”, “partner” and “partnership” have the meaningsassigned to them in the Indian Partnership Act, 1932(9 of 1932), but the expression “partner” shall alsoincludeanypersonwhobeingaminorisadmittedtothebenefitsofthepartnership.

21. “Fixed Income Securities” Debt Securities created andissued by, inter alia, the Central Government, a StateGovernment, Local Authorities, Municipal Corporations,PSUs, Public Companies, Private Companies, BodiesCorporate,UnincorporatedSPVsand any other entitieswhich may be recognised / permitted, which yield afixed rate by way of interest, premium, discount or acombinationofanyofthem.

22. Floating Rate Debt Instruments - are debt securitiesissued by the Central and/or a State Government,Corporates or PSUs or other eligible issuers withinterest rates that are reset periodically. The periodicityof the interest reset could be daily, monthly, quarterly,half-yearly,annuallyoranyotherperiodicitythatmaybemutually agreed between the issuer and the fund. Theinterest on such instrumentsmay also be in the natureof fixed basis points over the benchmark gilt yields orotherapprovedbenchmarksyieldssuchasMIBORetc.

23.“Fund Manager” means the manager appointed forthe day-to-day management and administration of ascheme.

24. Government securities or Gilts - Security created andissued by the Central Government and / or a StateGovernment or any other security prescribed as aGovernmentSecurityunderthePublicDebtAct,1944.

25.“Investment Management Agreement or IMA” meansthe Investment Management Agreement (IMA) datedDecember 9, 2002, executed between UTI TrusteeCompany Private Limited and UTI Asset ManagementCompanyLimited.

26.“InvestorServiceCentre”suchofficesasaredesignatedas InvestorServiceCentre (ISC)by theAMC from timetotime.

27. “Load” is a charge thatmay be levied as a percentageofNAVatthetimeofexitingfromtheScheme.

28. “Mentally handicapped Person” means any individualwho suffers from mental disability of such a naturewhich prevents him from carrying out normal activitiesoflife.

29.“Mutual Fund” or “Fund” or “UTIMF” means UTIMutual Fund, a Trust under the Indian Trust Act,1882 registered with SEBI under registration numberMF/048/03/01datedJanuary14,2003.

30. “NAV”means NetAsset Value per Unit of the Schemeand the Plans / Options therein, calculated in themanner provided in thisScheme InformationDocumentand in conformity with the SEBI Regulations asprescribedfromtimetotime.

31. Net distributable income” means income after chargingallexpenses,contributions,prioryearsadjustmentsandall provisions, whether charged to revenue account ornot.

32. “Non-profit making companies” shall mean companiesset up under the CompaniesAct, 1956/CompaniesAct2013.

33.“Non-Resident Indian (NRI)” shall have themeaningasdefinedunderForeignExchangeManagement(Deposit)Regulations, 2000 (FEMA Regulation 2000) framedby Reserve Bank of India under Foreign ExchangeManagement Act, 1999 (42 of 1999). As per FEMARegulation 2000, “Non-Resident Indian (NRI)”means apersonresidentoutsideIndiawhoisacitizenofIndiaoris a person of Indian origin.A person shall be deemedto be a “person of Indian origin” if he is a citizen ofany country other than Bangladesh or Pakistan and if(a) he at any time held Indian passport; or (b) he oreitherof hisparentsor anyof hisgrandparentswasacitizen of India by virtue of the Constitution of India ortheCitizenshipAct,1955(57of1955);or(c)thepersonisa spouseofan Indiancitizenoraperson referred toinsub-clause(a)or(b)herein.

34.“Number of units deemed to be in issue” meansthe aggregate of the number of units issued and stillremainingoutstanding.

35.“Official points of acceptance” UTI Financial Centres(UFCs), Offices of the Registrars of the Scheme andany other authorized center as may be notified byUTI AMC from time to time are the official points ofacceptance of purchase/changeover/swithover andredemptionapplicationsof thescheme.Thecutoff timeasmentioned in thisSchemeInformationDocumentwillbeapplicableat theseofficialpointsofacceptance.Thelist of official points of acceptance is attachedwith thisdocument.

For purchase, redemption, switchover or changeover ofunits applications received at any authorised collectioncenters,which isnotanofficialpointofacceptance, thecutoff timeat theofficialpointofacceptancealone,willbeapplicablefordeterminationofNAV.

36. “PublicSectorundertaking”ASectorUndertaking(PSU)means a company in which not less than fifty-one percent of the paid-up share capital is held by either theCentral Government, or by any State Government (s)or partly by theCentral Government and partly by oneor more State Governments and includes a companywhich is a subsidiary of a Government company asthus defined. or A PSU is a company in which theCentralGovernment or one ormoreStateGovernment(s) either singly or together, exercise control over

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management or exercise power to appoint majority ofdirectors.

37.“RBI” means the Reserve Bank of India, constitutedundertheReserveBankofIndiaAct,1934.

38. “RecordDate”means thedateannouncedby theFundfor any benefits like dividends, bonus etc. The personholding the units as per the records of UTI AMC/Registrars, on the record date are eligible for suchbenefits.

39. “Registered Society” shall mean a society registeredundertheSocietiesRegistrationActof1860.

40.“Registrars” means a person whose services may beretained byUTIAMC to act as theRegistrar under theScheme,fromtimetotime.

41.“Regulations” or “SEBI Regulations” mean the SEBI(Mutual Funds) Regulations, 1996 as amended fromtimetotime.

42. “Repo/ReverseRepo”Sale/purchaseofSecuritieswithsimultaneous agreement to repurchase / resell them atalaterdate.

43. “Scheme Information Document” this document issuedbyUTIMutualFundofferingunits ofSchemeconveredunderthisdocumentforsubscription.

44. “Scheme”meansUTI-BondFund.

45.“SEBI” means the Securities and Exchange Board ofIndia set up under the Securities and Exchange BoardofIndiaAct,1992(15of1992).

46.“Society” means a society established under theSocieties RegistrationAct of 1860 (21 of 1860) or anyothersocietyestablishedunderanyStateorCentrallawforthetimebeinginforce.

47. “Sponsors” are Bank of Baroda, Life InsuranceCorporation of India, Punjab National Bank, and StateBankofIndia;

48. Switchover - Redemption of Units in one Scheme(including Plans / Options therein) against purchase ofUnitsinanotherSchemewhereverpermissible.

49.“Time” all time referred to in the Scheme InformationDocumentstandsforIndianStandardTime.

50. “TrustDeed”means theTrustDeeddatedDecember9,2002ofUTIMutualFund.

51.“Trustee”meansUTITrusteeCompanyPrivateLimited,a company incorporated under the Companies Act,1956 [replaced byTheCompaniesAct, 2013 (No.18 of2013)] and approved by SEBI to act as the Trustee totheSchemeofUTIMutualFund.

52. “Unit” means the interest of the unitholders in ascheme, which consists of each unit representing oneundividedshareintheassetsofascheme.

53.“UnitCapital”means theaggregateof the facevalueofunits issuedunder thescheme/planandoutstanding forthetimebeing.

54.“Unitholder” means a person holding units in theschemeoftheMutualFund.

55.In this Scheme Information Document, unless thecontext otherwise requires, (i) the singular includesthe plural and vice versa, (ii) reference to any genderincludes a reference to all other genders, (iii) headingandboldtypefaceareonlyforconvenienceandshallbeignoredforthepurposesofinterpretation.

56. In thisScheme InformationDocument, all references to“dollars” or “$” refers to United States dollars, and “`”Refers to Indian Rupees.A “crore” means “ten million”anda“lakh”meansa“hundredthousand”.

57. All other expressions not defined herein but defined intheAct/RegulationsshallhavetherespectivemeaningsassignedtothembytheAct/Regulations.

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D. DUEDILIGENCEBYTHEASSETMANAGEMENTCOMPANY

DueDiligenceCertificatesubmittedtoSEBIforUTI-BondFund

Itisconfirmedthat:

I. the draft Scheme Information Document forwarded to SEBI is in accordancewith the SEBI(Mutual Funds) Regulations, 1996 and the guidelines and directives issued by SEBI fromtimetotime.

II. all legal requirements connected with the launching of the Scheme as also the guidelines,instructions,etc. issuedbytheGovernmentandanyothercompetentauthority in thisbehalf,havebeendulycompliedwith;

III. the disclosures made in the Scheme Information Document are true, fair and adequate toenabletheinvestorstomakeawellinformeddecisionregardinginvestmentintheScheme.

IV. all the intermediaries named in the Scheme Information Document and Statement ofAdditionalInformationareregisteredwithSEBIandtheirregistrationisvalid,asondate.

Sd/-Date : 18.11.2016 Vivek MaheshwariPlace : Mumbai ComplianceOfficer

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II. INFORMATIONABOUTTHESCHEME

A. TYPEOFTHESCHEME UTI-BondFundisanopen-endeddebtfund.

B. WHAT IS THE INVESTMENT OBJECTIVE OF THESCHEME?

The Scheme will retain the flexibility to invest in theentire range of debt and money market instruments.The flexibility is being retained to adjust the portfolio inresponse to a change in the risk to return equation forassetclassesunder investment,withaviewtomaintainriskswithinmanageablelimits.

C. HOWWILLTHESCHEMEALLOCATEITSASSETS? AssetAllocationpatternoftheSchemeisasfollows:

Instruments

Indicative Allocation(%oftotalassets) Risk

profileMinimum Maximum

DebtInstruments(includingsecuritiseddebt)

75 100 LowtoMedium

MoneyMarketInstruments(includingcash/callmoney)

0 25 LowtoMedium

ChangeinInvestmentPattern Subject to the Regulations, the asset allocation

pattern indicated above may change from time totime keeping in view market conditions, marketopportunities, applicable regulations and politicaland economic factors. It must be clearly understoodthat the percentages stated above are only indicativeand not absolute and that they can vary substantiallydepending upon the perception of the InvestmentManager, the intention being at all times to seek toprotect the interests of the unitholders. Such changesin the investment pattern will be for short term and ondefensiveconsiderations.

Investment in MoneyMarket Instruments under theScheme:

While no fixed allocation will normally be madefor investment in money market instruments, theinvestment inmoneymarket instrumentswill bekept totheminimumgenerallytomeettheliquidityneedsoftheScheme.

The Scheme retain the option to alter the assetallocation for short term periods on defensiveconsiderations.

D. WHEREWILLTHESCHEMEINVEST?

1. As per Regulation 43(1) of SEBI (Mutual Fund)Regulations,themutualfundscaninvestini. ADRs/GDRsissuedbyIndianorforeigncompanies.ii. Equity of overseas companies listedon recognized

stockexchangesoverseas.iii. Initial and follow on public offerings for listing at

recognizedstockexchangesoverseas.iv. Foreign debt securities in the countries with

fully convertible currencies, short term as well aslong term debt instruments with rating not belowinvestment grade by accredited/registered creditratingagencies.

v. Money market instruments rated not belowinvestmentgrade.

vi. Repos in the form of investment, where thecounterparty is rated not below investment grade;reposshouldnothowever, involveanyborrowingoffundsbymutualfunds.

vii. Government securities where the countries areratednotbelowinvestmentgrade.

viii. Derivatives traded on recognized stock exchangesoverseas only for hedging and portfolio balancingwithunderlyingassecurities.

ix. Short termdepositswithbanksoverseaswheretheissuerisratednotbelowinvestmentgrade.

x. Units/securities issuedbyoverseasmutual fundsorunit trusts registered with overseas regulators andinvesting in(a)aforesaidsecurities, (b)RealEstateInvestment Trusts (REITs) listed in recognizedstock exchanges overseas or (c) unlisted overseassecurities(notexceeding10%oftheirnetassets).

The Scheme may invest in ADRs/GDRs upto 10% ofthefundsofthescheme.

The aggregate ceiling for overseas investments as perparaabove isUS$7bn.Within theoverall limit ofUS$ 7 bn, mutual funds can make overseas investmentssubjecttoamaximumofUS$300mn.permutualfund.

Investment in overseas securities shall be madein accordance with the requirements stipulated bySEBI and RBI from time to time. The fund managerwill consider the risk/reward ratio of the investmentsin these instruments. Risks may include fluctuatingcurrency prices, relevant regulations of exchanges/countries, financial reporting standards, liquidity andpolitical instability, among others. At the same time,these securities offer new investment and portfoliodiversification opportunities into multi-market and multi-currencyproducts.

2. DebtandMoneyMarketinIndia

(a) DebtInstrumentCharacteristics: A Debt Instrument is basically an obligation which the

borrower has to service periodically and generally hasthefollowingfeatures:FaceValue : Stated value of the paper /Principal

AmountCoupon : Zero;fixedorfloatingFrequency : Semi-annual; annual, sometimes

quarterlyMaturity : Bullet,staggeredRedemption : FV;premiumordiscountOptions : Call/PutIssuePrice : Par(FV)orpremiumordiscount

A debt instrument comprises of a unique series ofcash flows for each paper, terms of which are decidedat the time of issue. Discounting these cash flows tothe present value at various applicable discount rates(marketrates)providesthemarketprice.

(b) DebtMarketStructure: TheIndianDebtmarketcomprisesoftheMoneyMarket

andtheLongTermDebtMarket.

Moneymarket instruments have a tenor of less thanoneyearwhiledebtmarket instrumentstypicallyhaveatenorofmorethanoneyear.

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Moneymarket instrumentsareCommercialPapers(CPs),CertificatesofDeposit (CDs),Treasurybills(T-bills),Repos,Inter-bankCallmoneydeposit,CBLOsetc.Theyaremostlydiscounted instrumentsthatare issuedatadiscount tofacevalue.

Long Term Debt market in India comprises mainly of two segments viz., the Government securities market and thecorporatesecuritiesmarket.

Governmentsecuritiesincludescentral,stateandlocalissues.ThemaininstrumentsinthismarketareDatedsecurities(Fixed or Floating) and Treasury bills (Discounted Papers). The Central Government securities are generally issuedthroughauctionson thebasis of ‘Uniformprice’methodor ‘Multiple price’methodwhileStateGovt. are throughon-tapsales.

Corporate debtsegmenton theotherhand includesbonds/debentures issuedbyprivatecorporates,publicsectorunits(PSUs) and development financial institutions (DFIs). The debentures are rated by a rating agency and based on thefeedback from themarket, the issue is pricedaccordingly.Thebonds issuedmaybe fixedor floating.The floating ratedebt market has emerged as an active market in the rising interest rate scenario. Benchmarks range from OvernightratesorTreasurybenchmarks.

Debt derivatives market comprises mainly of Interest Rate Swaps linked to Overnight benchmarks called MIBOR(Mumbai Inter Bank Offered Rate) and is an active market. Banks and corporate are major players here and of lateMutualFundshavealsostartedhedgingtheirexposuresthroughtheseproducts.

SecuritisedDebt Instruments–Asset securitisation is a process of transfer of riskwhereby commercial or consumerreceivables are pooled packaged and sold in the formof financial instruments.A typical process of asset securitisationinvolves sale of specific Receivables to a Special Purpose Vehicle (SPV) set up in the form of a trust or a company.The SPV in turn issues financial instruments to investors, which are rated by an independent credit rating agency.Bank,Corporates,Housing andFinance companies generally issue securitised instruments.The underlying receivablesgenerally comprise of loans ofCommercial Vehicles,Auto andTwowheeler pools,Mortgage pools (residential housingloans),PersonalLoan,creditcardandCorporatereceivables.

The instrument,which is issued, includes loansor receivablesmaturingonlyafterall receivablesare realised.Howeverdependingontimingofunderlyingreceivables,theaveragetenureofthesecuritizedpapergivesabetterindicationofthematurityoftheinstrument.

(c) Regulators: The RBI operates both as themonetary authority and the debtmanager to the government. In its role as amonetary

authority, the RBI participates in the market through open-market operations as well as through Liquidity AdjustmentFacility (LAF) to regulate the money supply. It also regulates the bank rate and repo rate, and uses these rates asindirect tools for itsmonetary policy.TheRBI as the debtmanager issues the securities at the cheapest possible rate.TheSEBIregulatesthedebtinstrumentslistedonthestockexchanges.

(d) Market Participants:Giventhelargesizeofthetrades,thedebtmarkethasremainedpredominantlyawholesalemarket.

PrimaryDealers PrimaryDealers(PDs)actasunderwritersintheprimarymarket,andasmarketmakersinthesecondarymarket.

Brokers Brokersbringtogethercounterpartiesandnegotiatetermsofthetrade.

Investors Banks,InsuranceCompanies,MutualFundsareimportantplayersinthedebtmarket.OtherplayersareTrusts,Provident

andpensionfunds.

(e) Typesofsecurityissuanceandeligibleinvestors:

Issuer Instruments Yields(ason28.10.2016) Maturity Investors

CentralGovernment

DatedSecurities

6.53%-7.20% 1-30years Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPI

CentralGovernment

T-Bills 6.43%-6.35% 364/91days Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPI

StateGovernment

DatedSecurities

7.15%-7.20% 10years Banks,InsuranceCo,PFs,MFs,PDs,Individuals

PSUsCorporates Bonds 7.30%-7.52% 5-10years Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPICorporates(AAArated)

Bonds 7.20%-7.50% 1-10years Banks,MFs,Corporates,Individuals,FPI

Corporates CommercialPapers

6.72%-7.45% 15daysto1yr

Banks,MFs,FinInst,Corporates,Individuals,FPIs

Banks CertificatesofDeposit

6.40%-6.93% 15daysto1yr

Banks,InsuranceCo,PFs,MFs,PDs,Individuals

Banks Bonds 7.70%-8.00% 10-15years Banks,Companies,MFs,PDs,Individuals

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(f) Trading Mechanism:

Government Securities and Money MarketInstruments

Currently, Government Securities (G-Sec) tradesare predominantly routed though NDS-OM which is ascreen based anonymous order matching systems forsecondary market trading in G Sec owned by RBI.Corporate Debt is basically a phone driven marketwheredealsareconcludedverballyoverrecordedlines.The reporting of trade is done on the NSEWholesaleDebtMarketsegment.

3. Participation in repo in corporate debt securities The Scheme shall participate in repo transactions in

Corporate Debt Securities within the following overallframework, as per the guidelines of Securities andExchangeBoardof IndiaandBoardsofUTITrusteeCoPLtd&UTIAMCLtd.

(A) GrossExposureNorms

(i) The gross exposure of the scheme to ‘corporatebonds repo transactions’ shall not be more than10%ofthenetassetsofthescheme.

(ii) The cumulative gross exposure through ‘corporatebonds repo transactions’ along with equity, debtand derivatives shall not exceed 100% of the netassetsofthescheme.

(iii) In addition to investment restrictions specifiedin SEBI (Mutual Funds) Regulations 1996, thecounter-party exposure in a scheme, consideringthe investments held in the debt securities andvalue of collaterals held through repo transactions(as a lender), shall not bemore than 30% in caseofmoneymarketinstruments(20%inothercases).

(B) Category of the counter-party to be considered formakinginvestment

All entities eligible for transaction in corporate debtrepos, as defined by Reserve Bank of India (RBI) andSEBI,shallbeconsideredforrepotransactions.

(C) Credit Rating of Counterparty to be considered formakinginvestment

The scheme shall carry out repo transactions withonly those counterparties, who have a credit rating of‘AA-andabove’ (Long term rating)or ‘A1+’ (Short termrating).

(D) Tenor of Repo Asa repo seller, the scheme/s canborrow for a period

notmorethansixmonthsaspertheexistingRegulation44(2)oftheSEBI(MutualFunds)Regulations,1996.

As a repo buyer, the scheme can lend for amaximumperiodofoneyear,subjecttoprovision/softheSchemeInformationDocument(SID).

(E) Tenor and Credit Rating of the Collateral The scheme shall participate in repo transactions in

Corporate`Bondsrated‘AA’andabove(‘A1+’inrespectofmoneymarketinstruments).

The tenor of the collateral shall not be more than 10years.

(F) MinimumHaircut In terms of RBI guidelines, repo transactions shall be

subjecttothefollowingminimumhaircuts:-

RatingoftheSecurity AAA AA+ AAMinimumHaircut 7.50% 8.50% 10%

The above are minimum stipulated haircuts where therepo period is overnight or where the re-marginingfrequency (in case of longer tenor repos) is daily. Inall other cases, Fund Manager may adopt appropriatehigherhaircuts.

Depending on the market conditions and riskperceptions, the Fund Manager may seek higherhaircut (while lending) or give a higher haircut (whileborrowing).

4. ParticipatinginDerivativeProducts: Derivatives: A derivative instrument, broadly, is a

financial contract whose payoff structure is determinedby the value of an underlying security, fixed incomeindex (if any), interest rate etc. Thus a derivativeinstrument derives its value from some underlyingvariable.

Derivativesarefurtherclassifiedinto Futures Options Swaps

Futures: A futures contract is a standardized contractbetween two parties where one of the parties commitsto sell, and the other to buy, a stipulated quantity of asecurityatanagreedpriceonorbeforeagivendate infuture.

Options: An option is a derivative instrument, whichgives its holder (buyer) the right but not the obligationto buy or sell the underlying security at the contractedprice on or before the specified date. The purchase ofanoptionrequiresanup-frontpayment(premium)totheselleroftheoption.

There are two basic types of options, call options andputoptions.

(a) Call option:A call optiongives thebuyer of theoptiontherightbutnottheobligationtobuyagivenquantityofthe underlying asset, at a given price (strike price), onorbeforeagivenfuturedate.

(b) Put option: A put option gives the buyer of the optiontherightbutnottheobligationtosellagivenquantityofthe underlying asset, at a given price (strike price), onorbeforeagivenfuturedate.

On expiry of a call option, if the market price of theunderlying asset is lower than the strike price the callwould expire unexercised. Likewise, if, on the expiry ofa put option, the market price of the underlying assetis higher than that of the strikeprice theput optionwillexpireunexercised.

The buyer/holder of an option can make loss of notmore than the option premium paid to the seller/writerbut the possible gain is unlimited. On the other hand,theoption seller/writer’smaximumgain is limited to theoption premium charged by him from the buyer/holderbutcanmakeunlimitedloss.

Swaps: The exchange of a sequence of cash flowsthat derive from two different financial instruments. Forexample,thepartyreceivingfixedinanordinaryInterest

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Rate Swap receives the excess of the fixed couponpayment over the floating rate payment. Of course,each payment depends on the rate, the relevant daycount convention, the length of the accrual period, andthenotionalamount.

Illustration for Interest Rate Swap: In a plain vanilla fixed-to-floating interest rate swap,

party A makes periodic interest payments to party Bbasedona variable interest, sayMIBORplus 50basispoints.PartyBinturnmakesperiodicinterestpaymentsbased on a fixed rate of say 6%. The payments arecalculated over the notional amount. The first rate iscalled variable, because it is reset at the beginningof each interest calculation period to the then currentreferencerate,suchassayMIBOR.

The scheme may enter into plain vanilla interest rateswaps forhedgingpurposes.Thecounterparty insuchtransactions will be an entity recognised as a marketmakerbyRBI.Furtherthevalueofthenotionalprincipalin such cases will not exceed the value of respectiveexistingassetsbeinghedgedby thescheme.Exposureto a single counter party in such transactions will notexceed10%ofthenetassetsofthescheme.

The Fund may use derivative instruments like FixedIncome Index (if any), Futures, Interest Rate SwapsandForwardRateAgreements or such other derivativeinstruments as may be introduced from time to timefor the purpose of hedging and portfolio balancing, aspermitted under the Regulations and guidelines fromtimetotime.

Debt derivatives market comprises mainly of InterestRate Swaps linked to Overnight benchmarks calledMIBOR (Mumbai Inter Bank Offered Rate) and is anactive market. Banks and corporate are major playershere and of late Mutual Funds have also startedhedgingtheirexposuresthroughtheseproducts.

Debt derivatives are as of now customised over thecounter products and there is no guarantee that theseproducts will be available on tap. The provision fortrading in derivatives is an enabling provision and it isnot binding on the Scheme to undertake trading on adaytodaybasis.

Some of the derivative techniques/ strategies that maybeusedare:-(i) The Scheme will use hedging techniques

including dealing in derivative products - likefutures and options, warrants, interest rate swaps(IRS), forward rate agreement (FRA) as may bepermissibleunderSEBI(MFs)Regulations.

(ii) The Scheme intend to use derivatives only forthe purpose of hedging and/or re-balancing of theportfolio against any anticipated move in the debtmarkets.A hedge is primarily designed to offset alossonaportfoliowithagaininthehedgeposition.

(iii)The scheme may take derivatives position basedon the opportunities available and in line with theoverallinvestmentobjectiveoftheScheme.

(iv) The Fund manager may use various strategiesfor trading in derivatives with a view to enhancingreturns and taking cover against possiblefluctuationsinthemarket.

(v) The Fund Manager may sell the index forwardby taking a short position in index futures to save

on the cost of outflow of funds or in the event ofnegativeviewonthemarket.

Exposure limits as per SEBI Circular No. Cir/IMD/DF/11/2010dated18th August 2010:a. The cumulative gross exposure through debt and

derivativepositionsshouldnotexceed100%of thenetassetsofthescheme.

b. Mutual Funds shall not write options or purchaseinstrumentswithembeddedwrittenoptions.

c. The total exposure related to option premium paidmust not exceed 20% of the net assets of thescheme.

d. Cash or cash equivalents with residual maturity ofless than 91 days may be treated as not creatinganyexposure.

e. Exposure due to hedging positions may not beincluded in the above mentioned limits subject tothefollowing:-(i) Hedging positions are the derivative positions

that reduce possible losses on an existingposition in securities and till the existingpositionremains.

(ii) Hedging positions cannot be taken for existingderivative positions. Exposure due to suchpositions shall have to be added and treatedunderlimitsmentionedinPointa.

(iii) Any derivative instrument used to hedge hasthe same underlying security as the existingpositionbeinghedged.

(iv) The quantity of underlying associated with thederivative position taken for hedging purposesdoes not exceed the quantity of the existingpositionagainstwhichhedgehasbeentaken.

f. Mutual Funds may enter into plain vanilla interestrate swaps for hedging purposes. The counterparty in such transactions has to be an entityrecognized as a market maker by RBI. Further,the value of the notional principal in such casesmust not exceed the value of respective existingassetsbeinghedgedbythescheme.Exposuretoasingle counterparty in such transactions should notexceed10%ofthenetassetsofthescheme.

g. Exposure due to derivative positions taken forhedging purposes in excess of the underlyingposition against which the hedging position hasbeen taken, shall be treated under the limitsmentionedinpointa.

Definition of Exposure in case of DerivativePositions

Each position taken in derivatives shall have anassociated exposure as defined under. Exposureis themaximumpossible loss thatmayoccur onaposition. However, certain derivative positions maytheoreticallyhaveunlimitedpossible loss.Exposureinderivativepositionsshallbecomputedasfollows:

Position ExposureLongFuture FuturesPrice*LotSize*

NumberofContractsShortFuture FuturesPrice*LotSize*

NumberofContractsOptionbought OptionPremiumPaid*Lot

Size*NumberofContracts.

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UTI - BOND FUND

TheAMC retains the right to enter into such derivativetransactions as may be permitted by the Regulationsfromtimetotime.Forrisksassociatedwith investmentsin derivatives investors are requested to refer to RiskFactorsofthisSchemeInformationDocument.

5. Benefits of Investment in Overseas FinancialAssets:

Diversificationofrisk Investing in ForeignDebtSecurities allows the investor

to move away from a single country, single currencyandsinglemarketformat.

Bettercreditquality Since the investment in Foreign Debt Securities will

only be in papers rated AAA by S&P or Moody’s orFitch IBCAetc. thecreditqualityof suchpaperswill besuperiortothepapersavailabledomestically.

Widerchoiceofinvestmentopportunities The overseas debt markets allows investors access to

a choice of investment avenues / instruments. Thesemarkets are also typically more liquid than domesticmarkets. The Mutual Fund may, where necessaryappoint intermediaries as sub-managers, sub-custodians, etc. for managing and administering suchinvestments. The appointment of such intermediariesshallbe inaccordancewith theapplicable requirementsofSEBIandwithinthepermissibleceilingsofexpenses.

6. All the scheme’s investments will be in transferablesecurities (whether in capital markets or moneymarkets) or bank deposits or in money at call or inprivatelyplaceddebenturesassecuritiseddebt.

7. Pending deployment of funds of the Scheme insecurities in terms of the investment objective of thescheme as stated above, the funds of the Scheme/smay be invested in short term deposits of scheduledcommercial banks in accordance with SEBI CircularNo. SEBI/IMD/CIR No. 1/ 91171 /07 dated April 16,2007 and such deposits shall abide by the followingguidelines:

• “ShortTerm”forparkingoffundsshallbetreatedasaperiodnotexceeding91days.

• Suchshort-termdepositsshallbeheld in thenameoftheScheme.

• The scheme shall not park more than 15% ofthe net assets in short term deposit(s) of allthe scheduled commercial banks put together.However, such limit may be raised to 20% withpriorapprovaloftheTrustee.

• Parkingoffundsinshorttermdepositsofassociateand sponsor scheduled commercial banks togethershall not exceed 20% of total deployment by theMutualFundinshorttermdeposits.

• The scheme shall not park more than 10% ofthe net assets in short term deposit(s), with anyone scheduled commercial bank including itssubsidiaries.

• The scheme shall not park funds in short termdeposit of a bank, which has invested in theScheme.

• Asset Management Company (AMC) shall not bepermitted to charge any investment managementandadvisoryfeesforparkingof fundsinshort term

depositsofscheduledcommercialbanks incaseofliquidanddebtorientedschemes.

The AMC/Trustee may alter these above statedrestrictions from time to time to the extent the SEBIRegulations change, so as to permit the Scheme tomaketheir investments in the fullspectrumofpermittedinvestments for mutual funds to achieve its investmentobjective.All investments of the Scheme will be madeinaccordancewith theSEBIRegulationsandanyotherregulationsthatmaybeapplicablefromtimetotime.

8. InvestmentinIlliquidSecurities The liquidityof theScheme’smoneymarket investment

and other debt securities may be restricted due to theabsence of a well developed and liquid secondarymarket for such securities. As the liquidity of theScheme’s securities could be restricted by any or allof factors such as trading volumes, settlement periodsand transfer procedures, the aggregate of suchholdings could exceed 10% of the value of the netassets of the Scheme. The Trustees have the right intheir sole discussion to limit redemptions under certaincircumstances (Pleasesee ‘Right toLimitRedemptions’in the SAI and the Paragraphs relating to “Restrictionson Redemption of Units” under the Heading “Redemption”under “ItemNo III-Units&Offer”shown inthe“TableofConents”ofthisSID).

E. WHATARETHEINVESTMENTSTRATEGIES?

1. Investmentfocusandassetallocationstrategy The Scheme does active durationmanagement by

investing typically in medium to long termmaturitycorporate bonds and G-Secs. However, fundmanager has the flexibility to invest in short endof the curve if the investment environment i.e. notconduciveforlongormediumdurationpapers.

2. PortfolioTurnoverpolicy The portfolio management style of the scheme is

conducivetoalowportfolioturnoverrate.However,theSchemewilltakeadvantageoftheopportunitiesthatpresent themselves from time to timebecauseof the inefficiencies in the securities markets. TheAMCwill endeavour to balance the increased coston account of higher portfolio turnover with thebenefitsderivedtherefrom.

F. FUNDAMENTALATTRIBUTES Following are the Fundamental Attributes of the

Scheme, in terms of Regulation 18 (15A) of the SEBI(MF)Regulations:

(i) Typeofascheme UTI-BondFundisanopen-endeddebtfund.

(ii) InvestmentObjective MainObjective–asgiveninClauseIIB

Investment pattern - as given inClause IIC,whileretaining the option to alter the asset allocation forashorttermperiodondefensiveconsiderations.

(iii) TermsofIssue Liquidity provision of redemption: Only provisions

relating to redemption as given in Section III (A) –OngoingOfferdetailsasgivenintheSID.

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AggregateExpensesandFees[asgiveninclauseIVA(b)&(c)]chargedtothescheme.

In accordance with Regulation 18(15A) of the SEBI (MF) Regulations, the Trustees shall ensure that no changein the fundamental attributes of the Scheme and the Plan(s)/Options thereunder or the trust or fee and expensespayable or any other change which would modify the Scheme and the Plan(s)/Options thereunder and affect theinterestsofUnitholdersiscarriedoutunless:

1) AwrittencommunicationabouttheproposedchangeissenttoeachUnitholderandanadvertisementisgiveninoneEnglishdailynewspaperhavingnationwidecirculationaswellas inanewspaperpublishedinthelanguageoftheregionwheretheHeadOfficeoftheMutualFundissituated;and

2) TheUnitholdersaregivenanoptionforaperiodof30daystoexitattheprevailingNetAssetValuewithoutanyexitload.

G. HOWWILLTHESCHEMEBENCHMARKITSPERFORMANCE? CRISILCompositeBondFundIndexisthebenchmarkforUTI-BondFund.

TheBenchmarkhasbeenchosenonthebasisoftheinvestmentpattern/objectiveoftheschemeandthecompositionoftheindex.

UTIAMCreserves the right tochange thebenchmark in future ifbenchmarkbettersuited to the investmentobjectiveoftheSchemeisavailable.

H. WHOMANAGESTHESCHEME?(a) ShriAmandeepChopraistheFundManagerofUTI-BondFund.(b) ShriRiteshRathodisthededicatedFundManagerforinvestmentinADRs/GDRs/ForeignSecurities.

Name&Age(inyrs) Qualifications Experience OtherSchemesManaged

AmandeepChopra45yrs(ManagingtheSchemesinceOctober2003)

BSc,MBA He has over 26 years of totalexperience, with 22 years inInvestment Management, havingworked in the areas of InvestmentResearch and Funds Management.As Head – Fixed Income and FundManager, he is handling variousIncome as well as Hybrid funds bothopenendedandclosedended,acrosstenors and duration buckets. Earlier,during 1994-98, he was in SecuritiesResearch – covering a wide rangeof industries and corporates. Prior toerstwhile Unit Trust of India, he hasworked as Production Coordinatorwith Aaina Exports Ltd. from May,1990 to January 1991, as QualityControlInspectorwithStenayLtd.fromFebruary,1991toAugust,1992.

UTI-Children’s Career Balanced Plan(DebtPortfolio);UTI‐DynamicBondFund;UTI‐GSecFund;UTI‐GiltAdvantageFund;UTI-LiquidCashPlan;UTI-Mahila Unit Scheme;(DebtPortfolio);UTI-MediumTermFund;UTI-MIS-Advantage Plan; (DebtPortfolio)UTI-MoneyMarketFund;UTI-Monthly Income Scheme (DebtPortfolio);UTI Retirement Benefit Pension Fund(DebtPortfolio);UTI-Unit Linked Insurance Plan.(DebtPortfolio);UTI-Unit Scheme for Charitable &Religious Trusts & Registered Societies(DebtPortfolio).

RiteshRathod34yrs(ManagingtheSchemesinceOctober2015)

B.Com.,MBA(Finance),CFA

JoinedUTIAMCLtd.on05-11-2006asResearchAnalystinDept.ofSecuritiesResearch. Presently he is also FundManager for handling OverseasInvestments.

Dedicated fundmanager for investmentin ADRs/GDRs/Foreign securities of alldomestic schemes launched or to belaunchedbytheUTIMutualFund.

I. WHATARETHEINVESTMENTRESTRICTIONS? These investment limitation / parameters (as expressed /linked to the net asset / net asset value / capital) shall in the

ordinary course apply as at the date of themost recent transaction or commitment to invest and changes do not haveto be effected merely because, owing to appreciation or depreciation in value of the securities or by appreciation /depreciation in the NetAsset Value due to purchases / redemption in the Scheme or by reason of the receipt of anyrights,bonusesorbenefits in thenatureofcapitalorofanyschemeofarrangementor foramalgamation,reconstructionor exchange, or at any repayment or redemption or other reason outside the control of the fund any such limitswouldtherebybebreached.

All investment restrictions shall be applicable at the time ofmaking an investment. Subject to SEBI (MFs)Regulationsandguidelinesoninvestmentfromtimetotime.

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(a) The Scheme shall not invest more than 10% of itsNAV in debt instruments comprising money marketinstruments and non-money market instruments issuedbyasingle issuerwhichareratednotbelowinvestmentgrade by a credit rating agency authorised to carry outsuch activity under theAct. Such investment limit maybeextendedto12%of theNAVof theschemewith thepriorapprovaloftheBoardofTrusteesandtheBoardofdirectorsoftheassetmanagementcompany:

Provided that such limit shall not be applicable forinvestmentsinGovernmentSecurities,treasurybillsandcollateralizedborrowingandlendingobligations.

Provided further that investment within such limit canbe made in mortgaged backed securitised debt whichare ratednotbelow investmentgradebyacredit ratingagencyregisteredwiththeBoard.

(b) Theschemeshallnot investmore than10%of itsNAVin unrated debt instruments issued by a single issuerand the totalofsuch instrumentsshallnotexceed25%of theNAVof the scheme.All such investmentswill bemadewith thepriorapprovalof theTrusteesandBoardoftheAMC.

UTI Mutual Fund may constitute committees whocan approve proposals for investments in unratedinstruments. However, the detailed parameters forsuch investments shall beapprovedby theAMCBoardand the Trustee. The details of such investments shallbe communicated by UTI AMC to the Trustee in theirperiodical reports. However, in case any security doesnot fall under the parameters, the prior approval of theBoardofAMCandTrusteeshallberequired.

Prudential limits in sectoral exposure and groupexposureoftheScheme:

The exposure of the Scheme in a particular sector(excluding investments in Bank CDs, CBLO, G-Secs,TBills, short term deposits of scheduled commercialbanks and AAA rated securities issued by PublicFinancial InstitutionsandPublicSectorBanks)shallnotexceed25%ofthenetassetsoftheScheme;

Provided that an additional exposure to financialservices sector (over and above the limit of 25%) notexceeding 10% of the net assets of the Scheme shallbe allowed only by way of increase in exposure toHousingFinanceCompanies(HFCs).

Provided further that the additional exposure to suchsecurities issuedbyHFCsare ratedAAandaboveandtheseHFCs are registeredwithNational HousingBank(NHB)andthetotal investment/exposure inHFCsshallnotexceed25%ofthenetassetsoftheSchemeasperSEBIGuideline contained inCircularNoSEBI/HO/IMD/DF2/CIR/P/2016/35datedFebruary15,2016.

Groupexposure–i.The total exposure of the Scheme in a group

(excluding investments in securities issued byPublic Sector Units, Public Financial Institutionsand Public Sector Banks) shall not exceed 20%of the net assets of the Scheme. Such investmentlimitmay be extended to 25%of the net assets oftheSchemewith thepriorapprovalof theBoardofTrustees.

ii. For this purpose, a group means a group asdefined under regulation 2 (mm) of SEBI (MutualFunds) Regulations, 1996 (Regulations) and

shall include an entity, its subsidiaries, fellowsubsidiaries, its holding company and itsassociates.

UTI AMC has appropriate in-built systems controland continuous review mechanism to ensure thatcounterparty risk exposure arising out of all financialtransactions including OTC derivative and repotransactions are within the limits as specified above.Internalcontrolmechanismsensureadherence to theselimits and type of exposures i.e., the scheme shall notinvest more than 15% of its NAV in debt instrumentsissued by a single issuer, which are rated not belowAA- and the scheme shall not invest more than 10%of its NAV in unrated debt instruments issued by asingle issuerand the totalofsuch instrumentsshallnotexceed25%oftheNAVofthescheme.

(c) Debentures, irrespectiveof any residualmaturity period(above or below one year), shall attract the investmentrestrictions as applicable for debt instruments. Itis further clarified that the investment limits areapplicable to all debt securities, which are issued bypublic bodies/institutions such as electricity boards,municipal corporations, state transport corporationsetc. guaranteed by either state or central government.Government securities issued by central/stategovernmentoronitsbehalfbytheRBIareexemptfromtheaboveinvestmentlimits.

(d) No term loanswill beadvancedby thescheme foranypurpose as per SEBI regulation 44(3) of SEBI (MutualFund)Regulations1996.

(e) Theschemeshallnotmakeany investment inany fundoffundscheme.

(f) The Mutual Fund shall buy and sell securities on thebasis of deliveries and shall in all cases of purchases,take delivery of relative securities and in all cases ofsale,deliverthesecuritiesandshallinnocaseputitselfinapositionwhereby ithas tomakeshortsaleorcarryforwardtransactionunlessallowedbySEBI.

However, the scheme may enter into derivativestransactions for the purpose of hedging and re-balancing theportfolioasmaybepermissibleunder theguidelinesissuedbySEBI.

(g) TheMutual Fund under all its schemes taken togetherwill notownmore than10%ofanyCompany’spaidupcapitalcarryingvotingrights.

(h) Separatedemataccounthasbeenopened in thenameof the scheme.The total holdingof the scheme is heldinthenameofthescheme.

(i) UTI Mutual Fund shall, get the securities purchasedby the scheme transferred in the name of the scheme,whenever investments are intended to be of long-termnature.

(j) 1) The scheme may participate in the securitieslending program, in accordance with the terms ofsecurities lending scheme announced by SEBI.The activity shall be carried out through approvedintermediary.

2) Themaximumexposure of the scheme to a singleintermediary in the securities lending program atanypointoftimewouldbe10%ofthemarketvalueof thesecurityclassof theschemeorsuch limitasmaybespecifiedbySEBI.,

3) If mutual funds are permitted to borrow securitiesthe scheme may in appropriate circumstances

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borrow securities in accordance with SEBIguidelinesinthatregard.

(k) The scheme shall not make any investment in anyunlisted security of an associate or group company ofthe sponsors or any security issued by way of privateplacement by an associate or group company of thesponsors; or the listed securities of group companiesof the sponsors which is in excess of 25% of the netassets.

(l) Investmentinnon-publiclyoffereddebt:

Depending upon the available yield the scheme wouldbeinvestinginnon-publiclyoffereddebtsecuritiestotheextent to which such investment can be made by thescheme.

(m) Basedupon the liquidityneeds, theschememay investinGovernment Securitieswithout any restriction on theextenttowhichsuchinvestmentscanbemade.

(n) The aggregate value of “illiquid securities”, whichare defined by SEBI as non traded, thinly traded andunlistedequityshares,shallnotexceed15%ofthetotalassets of the scheme and any illiquid securities heldabove 15% of the total assets shall be assigned zerovalue.

The schemewould aim to invest in a higher proportionof liquid and traded debt instruments includingGovernment Securities. As the Indian Debt market ischaracterisedbyhighdegreeof illiquidity, theproposedaggregate holding of assets considered “illiquid”,including debt securities (for which there is no activeestablished market), could be more than 10% ofthe value of the net assets of the scheme. In normalcourseofbusiness, theschemewouldbeable tomakepayment of redemption proceeds within 10 businessdays, as it would have sufficient exposure to liquidassets.

In case of the need for exiting from such illiquid debtinstruments in a short period of time, the NAV of theschemecouldbeimpactedadversely.

(o) Investment by this scheme in other Mutual Fundscheme will be in accordance with Regulation 44(1),Seventh Schedule of the SEBI (MFs) Regulations asunder:

A scheme may invest in another scheme under thesame Asset Management Company or any othermutual fund without charging any fees, provided thataggregate interscheme investmentmadebyall schemeunder the same management or in scheme under themanagement of anyother assetmanagement companyshall not exceed 5% of the net asset value of themutualfund.

Transfers of investments from one scheme to anotherschemeinthesamemutualfundshallbedoneat

(a) at the prevailing market price for quotedinstrumentsonspotbasis.

(b) the securities so transferred shall be in conformitywith the investment objective of the scheme towhichsuchtransferhasbeenmade.

Such investment will be consistent with the investmentobjective of the scheme. No investment managementfeeswillbechargedbytheAMConsuchinvestments.

(p) Pending deployment of funds of the scheme insecurities in accordance with the investment objectives

as stated above, the schememay invest in short termdeposits of scheduled commercial banks in accordancewithSEBICircularNoSEBI/IMD/CirNo1/91171/07datedApril16,2007asaforeasaid.

J. HOWHASTHESCHEMEPERFORMED?Performanceof the schemeason October 31, 2016

CompoundedAnnualised

Returns*

SchemeReturns Growth

Option(%)

CRISILComp.

BondFundIndex(%)

Last1year 9.98 11.68Last3years 10.27 11.45Last5years 9.90 9.76SinceInception 8.83 NA

* ComputedoncompoundedannualisedbasisusingNAVofGrowthOption.

Pastperformancemayormaynotbesustainedinfuture

K. ADDITIONALSCHEMERELATEDDISCLOSURES

1. Scheme’s portfolio holdings (top 10 holdingsby issuer and fund allocation towards varioussectors) (as on October 31, 2016)

UTI-BondFund-Top10holdings(Issuerwise)Serial No IssuerName %ofNAV

1 GOI 78.792 RelianceUtilities&PowerPvtLtd. 7.833 RelianceJioInfocommLtd 3.334 AxisBankLtd. 3.125 CanaraBank 2.176 HPCLMittalEnergyLtd. 0.637 StateGovt 0.51

Total 96.38

UTI-BondFund-Top10holdings-SectoralAllocationSerial No Sector %ofNAV

1 Sovereign 79.302 Energy 8.463 FinancialServices 5.294 NCA/ReverseRepo/CBLO/Others 3.625 Telecom 3.33

Total 100.00

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2. A website link to obtain scheme’s latestmonthlyportfolioholding

http://www.utimf.com/forms-downloads/Pages/default.aspx

(After following the above link, please expand“Portfolio Disclosure-Scheme wise” and select thedesiredschemetoviewitsportfolio)

3. PortfolioTurnoverRatioason31.10.2016:15.584. The aggregate investment held in the scheme by

the following categories of persons as on October31,2016:

Particulars AggregateInvestments(` in lakhs)

AMC’sBoardofDirectors NilFundManager(s)oftheUTI-BondFund

Nil

Otherkeymanagerialpersonnel

44.05

III. UNITS&OFFERThissectionprovidesdetailsyouneed toknow for investingintheScheme.

A. ONGOINGOFFERDETAILSPlans/OptionsofferedUTI-BondFund–ExistingPlanUTI-BondFund–DirectPlan

Boththeplansoffersfollowingoptions:(a) GrowthOption(b) QuarterlyDividendOption**(c) HalfYearlyDividendOption**(d) AnnualDividendOption**(e) FlexiDividendOption**

**withbothpayout&reinvestmentfacilities

DefaultOption–GrowthOption

Note:ExistingDividendOption isrenamedasQuarterlyDividend Option. Accordingly, the existing investorsunder the Dividend Option of these Plans shall, bydefault,continueunderQuarterlyDividendOptionoftherespectivePlans.

DetailsforDirectPlan:DirectPlanisonlyforinvestorswhopurchase/subscribeunits directly with the Fund and is not available forinvestors who route their investments through aDistributor.

All categories of Investors (whether existing or newUnitholders) as permitted under this SID are eligibleto subscribe under Direct Plan. Investments underthe Direct Plan can be made through various modes(except all Platform(s) where investor’s applications forsubscriptionofunitsareroutedthroughDistributors).

TheDirectPlanwillbeaseparateplanundertheFund/Schemeandshallhavealowerexpenseratioexcludingdistribution expenses, commission etc and will have aseparate NAV. No commission shall be paid/chargedfromDirectPlan.

Portfolio of the Fund/Scheme under the existing planandDirectPlanwillbecommon.

How to apply: Investors subscribing underDirect Planof UTI-Bond Fund will have to indicate “Direct Plan”againsttheSchemenameintheapplicationform,asforexample,“UTI-BondFund-DirectPlan”.

Treatment of applications under “Direct” /“Existing”Plans:

Sce-nario

BrokerCodementionedbythe investor

Plan mentionedbythe investor

DefaultPlanto be captured

1 Notmentioned Notmentioned DirectPlan2 Notmentioned Direct DirectPlan3 Notmentioned Existing DirectPlan4 Mentioned Direct DirectPlan5 Direct NotMentioned DirectPlan6 Direct Existing DirectPlan7 Mentioned Existing ExistingPlan8 Mentioned NotMentioned ExistingPlan

In cases of wrong/ invalid/ incomplete ARN codesmentionedintheapplicationformunderscenarios7or8above,theapplicationshallbeprocessedunder‘ExistingPlan’. The AMC shall contact and obtain the correctARNcodewithin30calendardaysof the receiptof theapplication form from the investor/ distributor. In case,thecorrectcodeisnotreceivedwithin30calendardays,the AMC shall reprocess the transaction under ‘DirectPlan’fromthedateofapplicationwithoutanyexitload.

ForfurtherdetailsonDirectPlan,pleaserefertoSAI.

Scheme characteristics of Direct Plan: Schemecharacteristics such as Investment Objective, AssetAllocation Pattern, Investment Strategy, risk factors,facilitiesofferedandtermsandconditionsincludingloadstructurewillbe thesame for theExistingPlanand theDirectPlanexceptthat:(a) Switch of investments from Existing Plan through

adistributorwithARNCode toDirectPlanshallbesubject to applicable exit load, if any. The holdingperiod for applicability of load will be consideredfromthedateofsuchswitchtoDirectPlan.

(b) However, no exit load shall be levied for switchof investments from Existing Plan made directlywithoutanARNCodetoDirectPlanof thescheme(subject to statutory taxes and levies, if any).The holding period for applicability of load will beconsideredfromthedateof initial investment in theExistingPlan.

No exit load shall be levied in case of switchesfromDirectPlantoExistingPlan.

(d) Portfolio of the Scheme under the Existing PlanandDirectPlanwillbecommon.

(e) Eligible investors/modes forapplying:All categoriesof investors (whether existing or new unitholders)aspermittedunderthisSIDareeligibletosubscribeunder Direct Plan. Investments under Direct PlancanbemadethroughvariousmodesofferedbytheFund for investing directly with the Fund {exceptall Platform(s) where investors’ applications forsubscriptionofunitsareroutedthroughDistributors}.

ExistingInvestmentspriorto1stJanuary2013 Dividend will continue to be reinvested in the Existing

Plan only in respect of Investments made withoutDistributor code where the Investor has opted for theDividendReinvestmentfacility.

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MinimumInvestmentamountundertheDirectPlan:In case of already existing investments under theExisting Plan, if the investor wants to further investin the Direct Plan he/she will be required to investthe minimum investment amount of the scheme, asapplicableforthatScheme/Plan/Option/facilityetc.

However, thisminimum investmentamount requirementis not applicable in case of switchover from ExistingPlan to Direct Plan or vice versa under the sameSchemeandsameOption.

ForfurtherdetailspleaserefertoSAI/relevantaddenda.

BriefExplanationofcertaintypeofOptions:

Growth Option:The Growth Option is for those investors who do notwish to have any regular income by way of dividendsand instead seek cumulative growth by way of capitalappreciation. Under the Growth Option, therefore,no dividends will be declared and profits made wouldremain invested therein and get reflected in the NAV.Investorsunderthisplan/optioncanavailofthebenefitsof indexation and concessional capital gains taxation.Investorsshould,however,checkwith their taxadvisorsregarding the applicability of such benefits in theirindividualcasebeforeoptingforthisplan/option.

QuarterlyDividendOption: Subject to availability of distributable surplus under the

Quarterly Dividend option of the scheme, dividend willbe distributed in the last week of every quarter viz.,March, June, September & December or such otherday / frequency asmay be decided by theTrustee, ascomputed in accordance with SEBI Regulations. Thereis no assurance or guarantee that the dividend will bedeclared.

HalfYearlyDividendOption: Subject to availability of distributable surplus under the

Half Yearly Dividend option of the scheme, dividendwill be distributed in the last week of every half yearviz.,March&Septemberor suchotherday / frequencyas may be decided by the Trustee, as computed inaccordancewithSEBIRegulations.

AnnualDividendOption: Subject to availability of distributable surplus under the

AnnualDividend option of the scheme, dividendwill bedistributed in the last week of every financial year viz.,Marchorsuchotherday/frequencyasmaybedecidedby the Trustee, as computed in accordance with SEBIRegulations.

FlexiDividendPlan/Option: UndertheFlexiDividendOptiontheFundwillendeavour

to declare dividends from time to time subject toavailability of distributable surplus, as computed inaccordance with SEBI (MF) Regulations 1996. ThequantumofdividendwouldbeasdecidedandapprovedbytheAMC/Trusteesfromtimetotime.However,thereis no assuranceor guarantee to the unit holders, as totherateandfrequencyofdeclarationofdividend.

Reinvestmentfacility: Under this facility the dividend distribution in respect

of Unit holders under the Quarterly, Flexi, Half Yearly

andAnnualDividend options (who opt for reinvestmentfacility)willbe reinvested in furtherunitsat theNAVontherecorddate.

There isnoassuranceorguarantee to theUnitholdersastotherateofdividenddistribution.

Though it is the intention of the Scheme to makeperiodical dividend distribution, theremay be instanceswhennodividenddistributioncouldbemade.

DividendPolicy

(a) Dividenddistribution: Dividend distribution, if any, under the Dividend Option

of the Scheme will be made subject to availability ofdistributable surplus at such intervals as is indicatedunder the scheme or as may be decided by UTIAMCandapprovedbytheTrusteesfromtimetotime.

DividendPolicyisasgivenbelow: Under the Quarterly/Half Yearly & Annual Dividend

Options, it is envisaged to declare dividends on aquarterly/half yearly & annual basis respectivelysubject to availability of distributable surplus computedin accordance with SEBI Regulations. Under the FlexiDividend Option, dividend is proposed to be declaredat such frequencies as may be decided by UTI AMCLtd and approved by the Trustees from time to time,subject to availability of distributable surplus computedin accordance with SEBI Regulations. However,under all the dividend options, there is no assuranceor guarantee to the unit holders, as to the rate andfrequency of declaration of dividend. UTI AMC Ltd./Trustees reserves the right to declare or not to declaredividend at any frequency, as it may deem fit, undertheseOptions.

(b) Reinvestmentofdividenddistributed Unitholders of the Scheme, if they so desire, will have

facility to reinvestdividend, ifany,payable to them, intofurtherunitsofthescheme.

(c) ThresholdlimitforDividendPayoutOptiona. In case of Dividend Payout under a folio is less

than or equal to ` 1,500/‐ and where completebank account details are not available or facilityof electronic credit is not available with Investor’sBank/Bank Branch, then such amount will becompulsorily reinvested wherever reinvestmentoption is available under the scheme and anAccount Statement (SoA) will be sent to theInvestorsattheirRegisteredAddress.

b. For folios where dividend warrants are returnedundelivered and/or the dividend warrant remainsunencashed / unclaimed on 3 consecutiveoccasions, future dividend amount will bereinvested,whereinreinvestmentoptionisavailableand anAccountStatement (SoA)would be sent totheInvestorsattheirRegisteredAddress.

Whocaninvest

This is an indicative list and you are requestedto consult your financial advisor to ascertainwhether the scheme is suitable to your riskprofile.

23

UTI - BOND FUND

Applicants:(a) An application for units may be made by any

resident or non-resident Indian as well as non-individuals as indicated below:(i) aresidentindividualoranNRIorpersonofIndian

origin residing abroad either singly or jointly withanother or upto two other individuals on joint/anyoneorsurvivorbasis.An individualmaymakean application in his personal capacity or in hiscapacity as an officer of a Government or of aCourt,

(ii) a parent, step-parent or other lawful guardian onbehalf of a residentoraNRIminor.Units canbeheldon‘Joint’or‘AnyoneorSurvivor’basis,

(iii) aHinduUndividedFamily both resident andnon-resident,

(iv) a body corporate including a company formedunder the Companies Act, 1956 [replaced byThe Companies Act, 2013 (No.18 of 2013)] orestablished under State or Central Law for thetimebeinginforce,

(v) a bank including a scheduled bank, a regionalruralbank,aco-operativebanketc,

(vi) an eligible trust including Private Trust beingirrevocable trust and created by an instrument inwriting,

(vii) asocietyasdefinedunderthescheme,

(viii) aFinancialInstitution,

(ix) anArmy/Navy/AirForce/ParamilitaryFund,

(x) apartnershipfirm, (An application by a partnership firm shall

be made by not more than three partners ofthe firm and the first named person shall berecognisedbyUTIAMC for all practical purposesas the unitholder. The first named person in theapplicationformshouldeitherbeauthorisedbyallremaining partners to sign on behalf of them orthepartnershipdeedsubmittedby thepartnershipfirmshouldsoprovide)

(xi) Foreign Portfolio Investor (FPI) as defined underRegulation 2(1)(h) of Securities and ExchangeBoard of India (Foreign Portfolio Investors)Regulations,2014;

(b) An individual for the benefit of another individualwho is a mentally handicapped person, can alsoinvestunderUTI–BondFund

(c) Applications for purchase of units shall be madeby such persons as are duly authorised in thisbehalf by the charter of establishment, rules andregulations,etc.,governingthespecifiedinvestors.

(d) Applications for units shall be accompanied bysuch documents as the UTIAMCmay prescribe inthisbehalffromtimetotime.Subject to the Regulations, the Sponsors, the MutualFundsmanagedbythem,theirassociatesandtheAMCmay acquire units of the scheme. The AMC shall notbeentitled tochargeany feeson its investments in thescheme.

The fund reserves the right to include/exclude, new/existingcategoriesof investors to invest in theSchemefromtimetotime,subjecttoSEBIRegulations,ifany.

Subject to theRegulations, theTrustee/AMCmayrejectany application received, in case the application isfound invalid/incomplete or for any other reason at theTrustee’s/AMC’sSolediscretion.

Note:1. NRIs/PIOs/FPIs have been granted a general

permission by RBI [Schedule 5 of the ForeignExchange Management (Transfer or Issue ofSecurity by a Person Resident Outside India)Regulations, 2000 for investing in /redeeming unitsof the Scheme subject to conditions set out in theaforesaidregulations.

2. Returned cheques are liable not to be presentedagain for collection, and the accompanyingApplicationFormsare liable tobe rejected. Incasethe returned cheques are presented again, thenecessary charges are liable to be debited to theinvestor.

3. In case of non individual applicants such asBody Corporate, Company, Eligible Institutions,Society, Trust, Partnership Firm, Banks, etc., nodocuments/resolution is normally called for, excepta declaration in the application itself or separatelythat “the applicant is empowered to invest and thesignatories have necessary authorisation to investonbehalfoftheapplicant”.

4. In terms of the notification No. FERA/195/99-RB dated March 30, 1999 and FERA/212/99-RBdated October 18, 1999, the RBI has granted ageneral permission to mutual funds, as referred toin Clause 23(D) of Section 10 of the Income TaxAct, 1961 to issue and repurchase Units of theirSchemewhichareapprovedbySEBItoNRIs/PIOsandFPIs respectively, subject to conditions set outintheaforesaidnotifications.

Further,generalpermission isalsogranted tosendsuchUnits toNRIs/PIOsandFPIs to theirplaceofresidenceorlocationasthecasemaybe.

5. JointApplicants-IntheeventanAccounthasmorethanoneregisteredowner,thefirst-namedholder(asdetermined by reference to the originalApplicationForm) shall receive the Account Statements, allnotices and correspondence with respect to theAccount,aswellastheproceedsofanyredemptionrequests or dividends or other distributions. Inaddition, such holder shall have the voting rights,aspermitted,associatedwithsuchUnits.Applicantscanspecify the ‘modeof holding’ in theapplicationformas ‘Jointly’ or ‘First orSurvivor’ or ‘Anyone orSurvivor’.Inthecaseofholdingspecifiedas‘Jointly’or ‘First or Survivor’, redemption requests wouldhave to be signed byUnit holders as permode ofholding in application form. However, in cases ofholding specified as ‘Anyone or Survivor’, any oneof the Unit Holders will have the power to makeredemption requests,without itbeingnecessary foralltheUnitHolderstosignthesame.

InvestmentbyIndividuals–ForeignNationals For the purposes of carrying out the transactions by

Foreign Nationals in the units of the Schemes of UTIMutualFund,

1. Foreign Nationals shall be resident in India asper the provisions of the Foreign ExchangeManagementAct,1999.

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UTI - BOND FUND

2. ForeignNationalsare required tocomply (includingtaking necessary approvals) with all the laws,rules, regulations, guidelines and circulars, asmaybe issued/applicable from time to time, includingbut not limited to and pertaining to anti moneylaundering, Know Your Customer (KYC), incometax, foreign exchange management (the ForeignExchange Management Act, 1999 and the Rulesand Regulations made thereunder) including in alltheapplicablejurisdictions.

UTI AMC reserves the right to amend/terminate thisfacilityatanytime,keepinginviewbusiness/operationalexigencies.

Note: “Neither this Scheme Information Documentnor the units have been registered in any jurisdictionincluding theUnitedStates ofAmerica.The distributionof this Scheme Information Document in certainjurisdictionsmay be restricted or subject to registrationrequirements and, accordingly, persons who comeinto possession of this Scheme Information Documentare required to inform themselves about, and toobserve any such restrictions. No persons receivinga copy of this Scheme Information Document or anyaccompanying application form in such jurisdictionmay treat this Scheme Information Document or suchapplication form as constituting an invitation to themto subscribe for units, nor should they in any eventuse any such application form, unless in the relevantjurisdiction suchan invitation could lawfully bemade tothem and such application form could lawfully be usedwithout compliance with any registration or other legalrequirements. Accordingly this Scheme InformationDocument does not constitute an offer or solicitationby anyone in any jurisdiction in which such offer orsolicitation is not lawful or in which the personmakingsuch offer or solicitation is not qualified to do so or toanyone to whom it is unlawful to make such offer orsolicitation.

It is the responsibility of any persons in possession ofthis Scheme Information Document and any personswishing to apply for units pursuant to this SchemeInformation Document to inform themselves of and toobserve, all applicable laws and Regulations of suchrelevantjurisdiction”.

Subscriptions from Overseas Corporate Bodies(OCBs) in the Schemes of UTI MF will not beaccepted

InvestmentsbyOverseasCorporateBodies(OCBs) Pursuant to the Foreign Exchange Management

[Withdrawal of General Permission to OverseasCorporate Bodies (OCBs)] Regulations, 2003, andthe consequential amendments made in the ForeignExchange Management (Transfer or issue of SecuritybyaPersonResidentoutside India)Regulations,2000,OCBs,cannotinvest,interalia,inMutualFundSchemes.

‘OverseasCorporateBody’(OCB) As per Regulation 2(xi) of the Foreign Exchange

Management (Deposit) Regulations, 2000, ‘OverseasCorporate Body’ means a company, partnership firm,society and other corporate body owned directly orindirectly to theextentofat leastsixtypercentbyNon-Resident Indians (hereinafter referred to as ‘NRIs’)and includes overseas trust in which not less thansixty percent beneficial interest is held byNon-resident

Indians (hereinafter referred to as ‘Overseas Trust’)directlyorindirectlybutirrevocably.

Holding Basis: In the event an account has morethan one registered holder the first-named Unit holdershall receive the account statements, all notices andcorrespondencewith respect to theaccount,aswell asthe proceeds of anyRedemption requests or dividendsorotherdistributions.Inaddition,suchholdershallhavethe voting rights, as permitted, associated with suchUnitsaspertheapplicableguidelines.

Applicants can specify the ‘mode of holding’ in theprescribed application form as ‘Jointly’ or ‘Anyone orSurvivor’. In the case of holding specified as ‘Jointly’,Redemption requests would have to be signed by alljoint holders.However, in casesof holding specifiedas‘Anyone or Survivor’, any one of the Unit holders willhavethepower/authoritytomakeRedemptionrequests,withoutitbeingnecessaryforalltheUnitholderstosign.However, in all cases, the proceeds of theRedemptionwillbepaidtothefirst-namedUnitholder.

In case of death / insolvency of any one or more ofthe persons named in the Register of Unit holdersas the joint holders of any Units, the AMC shall notbe bound to recognise any person(s) other than theremaining holders. In all such cases, the proceeds oftheRedemptionwill be paid to the first-named of suchremainingUnitholders.

RiskMitigationprocessagainstThirdPartyCheques

RestrictiononThirdPartyPayments Third party payments are not accepted in any of the

schemes of UTI Mutual Fund subject to certainexceptions.

“Third Party Payments” means the payment madethrough instruments issued from an account otherthan that of the beneficiary investor mentioned in theapplication form.However, in case of payments from ajoint bank account, the first named applicant/investorhas to be one of the joint holders of the bank accountfromwhichpaymentismade.

Theexceptions,inter-alia,includes:- Payment by Parents/Grand-Parents/related persons on

behalf of a minor in consideration of natural love andaffectionorasgift foravaluenotexceeding` 50,000/-(eachregularpurchaseorperSIPinstallment).

Further, this restriction is not applicable for paymentmade by a guardian whose name is registered in therecordsofUTIMutualFundinthatfolio.

Forfurtherdetails,pleaserefertoSAI.

Bank Mandate registration as part of the new foliocreation

In order to reduce the risk of frauds and operationalrisks and thereby protect the interests of the Unitholders/Investors from fraudulent encashment ofredemption/dividend proceeds, Investors are requiredto submit any of the prescribed documents (along withoriginal document for verification) in support of thebank mandate mentioned in the application form forsubscription under a new folio, in case these detailsare not the same as the bank account from which theinvestmentismade.

Incase,theapplicationforsubscriptiondoesnotcomplywith the above requirements, UTI AMC, at its sole

25

UTI - BOND FUND

and absolute discretion, may reject/not process suchapplication and may refund the subscription amount tothebankaccount fromwhere the investmentwasmadeandshallnotbeliableforanysuchrejection/refund.

For furtherdetailsondocuments tobesubmittedunderthe process to identify third party payments etc, pleaserefertoSAI/relevantAddenda.

Ongoing price for subscription (purchase) /switch-in(fromotherschemes/plansofthemutualfund)byinvestors.

This is the price you need to pay for purchase/switch-in.

The face value of a unit is ` 10/-. Units will be issuedin fractions upto three decimal places for the Scheme.PurchaseonallbusinessdaysattheapplicableNAV.

No entry load will be charged for purchase/additionalpurchase /switch-inacceptedby theFund.Similarly, noentry load will be charged with respect to applicationsfor registrations under systematic investment Plans /Systematic Transfer Investment Plans accepted by theFund.

Switching of Units of UTI Mutual Fund (UTI MF)SchemeonBSEStarMFPlatform

In addition to the facility of Purchase and RedemptionavailableonBSEStarMFofBombayStockExchange,the facility of Switching units is available. The requestfor switch can be given in number of units. For furtherdetails refer to SAI/Addendum No.16/15-16 dated24thJune2015.

ModeofPayment–Cash Cash payment to the extent of ` 50,000/- per investor,

perMutual Fund, per financial year through designatedbranchesofAxisBankwillbeaccepted(evenfromsuchsmallinvestorswhomaynotbetaxpayersandmaynothavePermanentAccountNumber(PAN)/bankaccounts,subjecttothefollowingprocedure.i. Investors who desire to invest upto ` 50,000/- per

financial year shall contact any of our UFCs andobtain a Form for Deposit of Cash and fill-up thesame.

ii. Investors shall then approach the designatedbranch of Axis Bank along with the duly filled-inFormforDepositofCashanddepositthecash.

iii. Axis Bank will provide an Acknowledgement slipcontaining the details of Date & Time of deposit,Uniqueserialnumber,SchemeName,Nameof theInvestorandCashamountdeposited.TheInvestorsshallattachtheAcknowledgementslipwiththedulyfilled-in application form and submit them at theUFCsfortimestamping.

iv. Applicability of NAVwill be based on depositing ofcashat thedesignatedbankbranchbeforethecut-off time and time-stamping of the valid applicationtogether with the acknowledgement slip at theUTIFinancial centre (UFC)/Official Point ofAcceptance(OPA). For further details refer to SAI/relevantaddendum

Transfer of funds through National ElectronicFunds Transfer (NEFT) / Real Time GrossSettlement(RTGS):

Investorshallensurethatthepaymentismadefromoneofhis/herregisteredbankaccountsinthefolio.Ifthenameof the remitter/account number fromwhere the amountis remitted is not matching with the registered / to beregisteredbankaccountsdetails,suchremittancesshallbetreatedasthirdpartypaymentsandsuchapplicationsare liable to be rejected. In such cases, UTI MF willrefundtheamounttotheremitterwithin30calendardaysfrom the date of receipt of the fund, as per the detailsmadeavailabletoUTIMFbytheremittingBank.

However, for transfer of funds through RTGS, the Investmentamountshallbeof` 2lacsandabove.

Forfurtherdetails,pleaserefertoSAI.

Ongoing price for redemption (sale) /switch outs(to other schemes/plans of the Mutual Fund) byinvestors.This is thepriceyouwill receive for redemptions/switchouts.Example: If the applicable NAV is ` 10, exit load is 2% then redemption price will be:` 10* (1-0.02) = ` 9.80

Redemptiononallbusinessdaysat theapplicableNAVsubjecttoprevailingexitload.

KnowYourCustomer(KYC)Norms

Investors desiring to invest / transact in mutual fundschemes are required to comply with the KYC normsapplicablefromtimetotime.

For this purpose, Investors have to fill up and signthe KYC application form (as applicable for individualinvestors or non-individual investors) available onthe UTI Mutual Fund’s website, www.utimf.com or thewebsite of the KYC Registration Agencies (KRAs)M/s CVL, www.cvlkra.com; M/s NDML, www.ndml.in;M/s DotEx, www.nseindia.com / supra_global / content/dotex /about_dotex.htm;M/sCAMSInvestorServicesPrivate Limited and M/s Karvy Data ManagementServicesLtd.Furtherdetailsonfillingup/submissionofKYCApplication formareavailable inSEBICircularno.MIRSD/SE/Cir-21/2011datedOctober5,2011.

KYCdoneoncewithaSEBIregisteredintermediarywillbe valid with another intermediary. Intermediaries shallcarryoutIn-PersonVerification(IPV)oftheirclients.

Existing investors in mutual funds who have alreadycomplied with the KYC requirement are exempt fromfollowing the new KYC procedure effective January01, 2012 but only for the purpose ofmaking additionalinvestment in the Scheme(s) / Plan(s) of any MutualFundregisteredwithSEBI.

However, existing investors who are KYC compliantbefore 1st January 2012 will have to complete the newKYCrequirementsandget the IPVdone if theywish todeal with any other SEBI registered intermediary otherthanaMutualFund.

For ‘KYC-On-Hold’ cases investor need to submitmissing information or update pending KYC relatedinformation so as to enableAMC to process purchasetransaction(whetherfreshoradditional)andswitches..

In termsofAMFIguidelines,witheffect fromJanuary1,2016,(a) tomakeadditionalsubscription(includingswitches),

it shall be mandatory for all existing investors to

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UTI - BOND FUND

provideadditionalKYC informationsuchas Incomedetails, Occupation, association with politicallyexposed person, net worth etc. where suchinformationwasnotprovidedtoKRAsearlier.

(b) It shall be mandatory for existing investors tocomplete the IPV and provide the missing KYCinformation for additional subscription (includingswitches)intheirexistingfolios.

(c) However, SIP and STP already registered tillDecember 31, 2015 in such existing folios areexemptedfromtheabovestipulations.

AadharbasedeKYCprocess Investors can also avail the Aadhaar based e-KYC

serviceofferedbyUIDAIforKYCverification.

For this purpose, Investors/clients, on voluntary basis,can authorize the Intermediaries registered as KYCUser Agency (KUA) with UIDAI to access the clientidentificationandauthenticationdetailsfromUIDAI.

For entering into account based relationship, theInvestor/client may provide the following information tothe intermediary electronically including through anywebenableddevice.i. Nameii. Aadhaarnumberiii. PermanentAccountNumber(PAN)

The Intermediary shall perform verification of the clientwith UIDAI through biometric authentication (fingerprintor iris scanning). Mutual Funds can also performverification of the client with UIDAI through One Timepassword (OTP) received on client’s mobile numberor on e-mail address registered with UIDAI provided,the amount invested by the client does not exceed `50,000perfinancialyearperMutualFundandpaymentfor the same is made through electronic transfer fromthe client’s bank account registered with that MutualFund.

AfterduevalidationofAadhaarnumberprovidedby theclient,theintermediary(actingasKUA)shallreceivetheKYC information about the client from UIDAI throughKSA.

For further details on e KYC process, refer to SAI/SEBIcirculardated22ndJanuary2016

PAN-Exemptionformicrofinancialproducts Only individual Investors(includingNRIs,Minors&Sole

proprietary firms) who do not have a PAN, and whowish to invest upto ` 50000/- in a financial year underany Scheme including investments, if any, under SIPsshall be exempted from the requirement of PAN onsubmission of duly filled in purchase application formswith payment along with KYC application form withotherprescribeddocuments towardsproofof identityasspecifiedbySEBI.Forall other categoriesof investors,thisexemptionisnotapplicable.

ApplicabilityofKYCguidelines ThenewKYCguidelines shallnot be applicable to the

followingcategories/transactions:

• The investors falling under the category of MicroPension (as per the arrangement between UTIAMC with the respective organization/s), who areexemptfromtherequirementofPAN.

• Investments received from Government bodies/authorities/Departments in favour of beneficiariesidentifiedbythem.

• Dividendreinvestment

• Existing Systematic Investment Plan (SIP) /Systematic Transfer Investment Plan (STRIP) /Dividend Transfer Plan (DTP) registrations (andsimilar facilities) including those received till 31stDecember2011.

• Renewal Contribution received under UTI UnitLinked Insurance Plan (UTI-ULIP) of Investorsregistered under UTI ULIP upto 31st December2011.

For furtherdetailsonKYCrequirements tobecompliedwithbytheInvestors,pleaserefertoSAI

Details under Foreign Account Tax Complianceprovisions(commonlyknownasFATCA)/ForeignTaxLawsandCommonReportingStandard(CRS)

FATCA is United States (US) Federal Law, aimed atprevention of tax evasion byUS citizens and residents(“US persons” as defined in the applicable extantlaws of the United States of America) through use ofoffshore accounts. FATCA provisions are part of HiringIncentives to Restore Employment (HIRE)Act, enactedby US Legislature. Under FATCA, withholding tax maybe levied on certain US source income/receipt of theSchemes of the Mutual Fund, unless they are FATCAcompliant.

FATCA obligates foreign financial institutions (FFIs),including Indian financial institutions to provide theUS Internal Revenue Service (IRS) with informationand to report on the accounts held by specified USPersons aswell as passiveNFFEs inwhich controllinginterest is held by specified US person. The term FFIis defined widely to cover a large number of non-USbasedfinancialserviceproviders,suchasmutualfunds,depository participants, brokers, custodians, as wellas banks. FATCA requires enhanced due diligenceprocesses by the FFI so as to identify US reportableaccounts.

The identificationofUSpersonwillbebasedononeormoreoffollowing“USindicia”-

• Identificationof theAccountHolderasaUScitizenorresident;

• UnambiguousindicationofaUSplaceofbirth;

• CurrentUSmailingor residenceaddress (includingaUSpostofficebox);

• CurrentUStelephonenumber;

• Standing instructions to transfer funds to anaccountmaintainedinUSA;

• Current effective power of attorney or signingauthoritygrantedtoapersonwithaUSaddress;or

• An “in-care of” or “hold mail” address that is thesole address that the Indian Financial InstitutionhasonthefilefortheAccountHolder.

FATCA due diligence will be applicable to eachunit holder (including joint holders) irrespective of thecountryof residence/citizenship,andonbeing identifiedas reportable person/specified US person, all folios/accounts will be reported. Such information mayinclude (not limited to) their identity, direct or indirect

27

UTI - BOND FUND

beneficiaries,beneficialownersandcontrollingpersons.Unit holders will therefore be required to complywith the request of the AMC / Fund to furnish suchinformation as and when deemed necessary by theAMC/FundinaccordancewiththeApplicableLaws.FATCA provisions are relevant not only at on-boardingstageofunitholdersbutalsothroughoutthelifecycleofinvestmentwith theMutualFund.Unitholders thereforeshould immediately intimate to the Fund/theAMC, anychange in their status with respect to FATCA relateddeclarationprovidedbythempreviously.Incaseunitholder/ investorfailstofurnishtherelevantinformation and/or documentation in accordance withthe Applicable Laws, the AMC / Fund reserves theright to reject the application or redeem the units helddirectly or beneficially and may also require reportingof such accounts/levy of withholding tax on paymentsmade to investors. Prospective investors / Unit holdersshould consult their own advisors to understand theimplications of FATCA provisions/requirements. TheAMCreserves the right tochange/modify theprovisionsmentionedatalaterdate.

Common Reporting Standard (CRS) – The NewGlobal Standard for Automatic Exchange ofInformation

On similar lines as FATCA, the Organisation ofEconomic Development (OECD), along with the G20countries, of which India is a member, has released a“Standard forAutomaticExchange of FinancialAccountInformation in Tax Matters”, in order to combat theproblem of offshore tax evasion and avoidance andstashing of unaccounted money abroad, requiringcooperation amongst tax authorities. The G20 andOECD countries have together developed a CommonReporting Standard (CRS) on Automatic Exchange ofInformation(AEOI).

All Applicants whose country of tax residence is notIndiashallfillintheprescribedFATCA&CRSForm.

AMC reserves right to reject the application in case theapplicant / investor fails tosubmit information /documentationforanyoftheabove.

Please refer to Instructions given in the FATCA/CRSForm before filling in the particulars and for furtherdetails relating to FATCA/CRS, refer to AMFI India’sCircular No.135/BP/63/2015-16 dated 18th September2015 andSEBICircularNos.CIR/MIRSD/2/2015 dated26th August 2015 & CIR/MIRSD/3/2015 dated 10thSeptember2015.

Uniform Procedure for Updation / Change ofAddress&Change/UpdationofBankdetails

A. Updation/Changeofaddress Investors are requested to update their change of

addresswithin30daysfromthedateofchange. In case of Know Your Client (KYC) complied folios,

Investors are required to submit the documents to theintermediaries of KYC Registration Agency (KRA), asmaybespecifiedbythem,fromtimetotime.

For furtherdetailson listofdocuments tobesubmitted/acceptableetc,pleaserefertoSAI.

B. Updation/ChangeofBankdetails Investors are requested to update/change their bank

details using the Form for registration of multiple

bank accounts separately and in future, it shall not beaccompanied with redemption request. Such requestshallbesubmittedpriortosubmissionoftheredemptionrequest. Investors are required to submit self attestedcopy of the supporting documents, having validity atthe time of submission, each towards Proof of Identityand proof of old and newbank accounts for updating /changingthebankdetails

For further details on documents to be submitted/acceptable in respect of old investments where bankdetails are not updated, procedural requirements tobe completed in respect of investments made in thename of minor child on attaining majority, receiving ofdividend/redemption payment in bank account etc,pleaserefertoSAI.

Non-submissionofrequireddocuments In case of non-submission of required documents

as required under A and B aforesaid, UTI MutualFund, at its sole and absolute discretion, may rejectthe transaction or may decide alternate method ofprocessingsuchrequests.

C. CoolingPeriod In case the change of address and/or Updation /

change of bank details are submitted together withthe redemption request or standalone request withinthe period of 3 (Three) months prior to submission ofredemption request, the redemption payment will bemade after a cooling period of upto 8 business daysand in any case within SEBI stipulated 10 businessdaysfromthedateofsuchredemptionrequest.

However, in case of redemption requests receivedwith a Change of Address and /or Change of Bankdetail, which is not already registered with UTI MF, orchange of address/bank details received lesser than10 business days prior to dividend record date, suchnew/unregistered address /bank details may not beregistered and will not be considered for paymentof redemption / dividend proceeds. In such cases,the payment will be made to the last registered bankaccount,ifanyorsenttothelastregisteredaddress.

For further details regarding redemption requests inrespect of folios not having registered bank details etc,pleaserefertoSAI.

Cut off timing for subscriptions/ redemptions/switchesThis is the time before which your application(complete inall respects)shouldreach theofficialpointsofacceptance.ApplicableNAVPurchase : For Purchases less than ` 2 lacs

Operation Cut-off Timing ApplicableNAV

Valid applicationsreceived with localcheques / demanddrafts payable at parat the place where theapplicationisreceived.

Upto3p.m.

Closing NAV of theday of receipt of theapplication

Valid applicationsreceived with localcheques / demanddrafts payable at parat the place where theapplicationisreceived.

After3p.m.

Closing NAV of thenextbusinessday.

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UTI - BOND FUND

Valid applicationsreceived with outstationcheques / demanddrafts not payable atpar at the place wherethe application isreceived.

WithinBusinessHours

Closing NAV ofthe day on whichcheque/demanddraftis credited to theScheme/Plan.

Purchase : For Purchases of ` 2 lacs and above

Operation Cut-off Timing ApplicableNAV

The funds are availablefor utilization beforecut off and validapplications receivedwith cheques /demanddrafts

Upto3p.m.

Closing NAV of theday on which thefunds are availablefor utilization beforecut off time shallbe applicableirrespective of thetimeof receiptof theapplication.

The abovementioned rule will be applicable irrespectiveof the date of debit to investor’s account. ` 2 lacs shallbe considered after considering multiple applicationsreceived from the investor under all the plans/optionsof the scheme on the day and also under all modesof investment i.e. additional purchase, SystematicInvestment Plan (SIP), Systematic Transfer InvestmentPlan (STRIP), Switch, etc. The investor will be identifiedthroughPANregisteredwithUTIMutualFund.

Redemption:

Operation Cut-off Timing ApplicableNAV

Validapplicationsreceived

Upto3p.m.

Closing NAV of theday of receipt of theapplication.

Validapplicationsreceived

After3p.m.

Closing NAV of thenextbusinessday.

Redemption requests: Where, under a scheme, unitsare held under both the Existing and Direct Plans, theredemption/switch request shall clearlymention the plan.If noPlan ismentioned, itwould beprocessedona firstinfirstout(FIFO)basisconsideringboththePlans.Tax consequences: Switch / redemption may entail taxconsequences.Investorsshouldconsulttheirprofessionaltax advisor before initiating such requests and take anindependentdecisionaccordingly.

BookClosurePeriod/Recorddate The purchase and redemption of units under the

Scheme shall remain open on all business daysthroughouttheyearexceptduringbookclosureperiod/snotexceeding15daysinayear.Besides,recorddate/sfor any scheme may be announced for distribution ofdividend,ifany,duringtheyear.

Where can the applications for purchase/redemption/switchesbesubmitted?

The details of official points of acceptance are givenon the back cover page. It is mandatory for investorsto mention their bank account particulars in theirapplications/requestsforredemption.

In addition to the circumstancesmentioned in the SAI,theTrustees/AMC shall have the absolute discretion toaccept/reject any application for purchase of units, if intheopinionof theTrustees/AMC, increasing the sizeoftheScheme’sUnitCapital is not in the general interestof the unitholders, or the Trustee/AMC for any reason

believes itwould be in the best interest of theSchemeortheunitholdertoaccept/rejectsuchanapplication.

HowtoApply Please refer to the SAI and Application Form for the

instructions.

Commercial Transactions (viz. Purchase /Redemption / Switches) through DesignatedE-mail/Fax

The facility of carrying out commercial transactionsthroughDesignatedE‐mail /Fax, inunitsofUTIMutualFund Scheme, is available for the following categoriesof Investors, subject to certain terms and conditions.UTIAMCdeclaresitsDesignatedE‐mail/FaxserverasoneoftheOfficialsPointsofAcceptance.

Followinginvestorsmaytransactthroughdesignatedfaxandemail,whoareKYC(KnowYourClient)Compliant:

(i) a body corporate including a company formedunder the Companies Act, 1956/2013 orestablished under State or Central Law for thetimebeinginforce;

(ii) a bank including a scheduled bank, a regionalruralbank,aco‐operativebank;

(iii) aneligibletrustunderthescheme;

(iv) aneligiblesocietyundertheScheme;

(v) anyotherinstitution;

(vi) Army/Navy/AirForce/ParamilitaryFundand

(vii) Any other category of investors, as may bedecidedbyUTIAMCfromtimetotime.

Only Commercial transactions i.e. Purchase,Redemption and Switches shall be accepted throughdesignatedfaxandemail.

For further details on terms and conditions and otherparticulars, please refer to SAI/Addendum No27/15-16dated12thAugust2015.

TransactionsthroughStockExchangesIn addition to the existing facilities, the facility totransact in units of Scheme is available for investorshaving a demat account through clearing members ofNationalStockExchangeandBombayStockExchangefor accepting Purchase and Redemption transactionsandthroughNSDLandCDSLforacceptingRedemptionTransactions.

For details of terms and conditions, kindly refer to theStatementofAdditionalInformation.

Further, SEBI Registered Investment Advisors (RIAs)are also allowed to use the infrastructure of therecognised stock exchanges to purchase and redeemmutual fund units directly from Mutual Fund/AssetsManagement Companies on behalf of their clients,includingdirectplans.

InvestmentintheUnitsoftheschemethroughSIProuteunderdematmodealsoisavailable.

The facility of conversion of units held inDematerialisation (Demat) mode into physical by wayofRematerialisation(Remat)for investmentsheldundervarious options of the Scheme(s) including units heldunderSystematicInvestmentPlan(SIP)isavailable.

ForfurtherdetailspleaserefertoSAI.

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RematFacilityThe facility of conversion of units held inDematerialisation (Demat) mode into physical by wayof Rematerialisation (Remat) for investments heldundervariousoptionsof theScheme/Plan(s) includingunits held under Systematic Investment Plan (SIP) isavailable.

ForfurtherdetailsrefertoSAI.

Minimum amount for purchase / redemption /switches

1. MinimumInitialInvestment: GrowthOption–`1000/- DividendOptions–` 20,000/-andinmultiplesof` 1/-

underalltheoptions.

The Scheme may change the minimum investmentrequirementsasdeemednecessary.

The provision of “Minimum Application Amount”,as specified above is not applicable in the case oftransactionthroughSystematicInvestmentPlan(SIP).

2. Subsequentinvestmentunderafolio: After having invested minimum amount initially, the

amount of subsequent investment under the Schemeunder all plans/options is ` 1,000/- and in multiples of` 1/-thereafterunderafolio.

Minimum balance to be maintained andconsequencesofnonmaintenancePartial redemption under a folio is permittedsubject to the unitholder maintaining the prescribedminimum balance to be reckoned with reference tothe redemption price applicable as on the date ofacceptance of the redemption application. Wherethe balance amount so calculated is found to be lessthan the prescribed minimum balance, UTI AMCmay compulsorily redeem the entire outstandingholding of the unitholder without any fresh applicationfor redemption of the balance holding and pay theproceeds to the unitholder. Units will be redeemed onFirst-in-First-Out (FIFO) basis and the unitholder’sunitholding account will be debited to that extent. Inthecaseof redemptionofapartof theunitholdingUTIAMC will issue a fresh statement of account for thebalanceofunitsheldbytheunitholder.

If as a result of partial redemption of units held underthe Dividend Option, the balance unit holding of anyunitholder falls below the value of ` 20,000/- (tobe reckoned at the NAV on the date of such partialredemption) the mode of dividend distribution wouldautomatically get changed from payout option to re-investment option. If such unitholder desires to rejointhe payout option he will have to invest additionalamount to the extent of shortfall with a minimum of` 1000/- irrespective of the actual shortfall and give afreshmandate.

Special Products AvailableSystematicInvestmentPlan(SIP)-Available.Micro SIP -Available.The load applicable under SIP is the same as that forregularinvestmentsforthescheme.

Demat&Rematfacility-Available.

InvestmentintheunitsoftheSchemethroughSIProuteunderdematmodealsoisavailable.

In addition to the existing options / facilitiesavailable under Systematic Investment Plan (SIP),thefollowingnewfacilities/optionsareavailable:-

1. ‘Stepup’facility: Under this facility, an Investor can opt for stepping

up his SIP amount at specified intervals (Half yearly/ Yearly). Upon exercising this option, the SIP debitamount will increase by the amount specified by theInvestorattheIntervalsopted.

2. Facility to switch from one eligible Scheme toanothereligibleSchemeunderSIPfacility:

Under this facility, an Investor can opt to change theeligible scheme during the tenure of the SIP, withouthavingtoterminatetheexistingSIP.

3. AnyDaySIP: Currently, an Investor can start SIP only on specified

date/sof themonth i.e.,1st,7th,15th&25th. Investorscan now choose any date of his/her preference asSIPDebit Date. If in any month, the SIP Debit Date optedby the Investor is not available (Say, 29th & 30th inFebruary and 31st in case of alternate months), thenthe SIP Debit Date for those months shall be the lastavailableBusinessDayinthatmonth.

For further details on the facilities aforesaid, pleaserefer to SAI/Addendum No. 38/15-16 dated 16thSeptember2015.

Systematic Transfer Investment Plan (STRIP) -UTI-BondFundisaSource/DestinationSchemeunderSTRIP.This facility isavailableunderallPlans /OptionsoftheScheme.

Systematic Withdrawal Plan (SWP) - SystematicWithdrawal Plan (SWP) is available in the GrowthOption / Dividend Payout and Reinvestment Option ofUTI-BondFund–RegularPlan.

DividendTransferPlan(DTP)-Available

Investmentsthroughsystematicroutes:(a) In case of Systematic Investment Plan (SIP) /

Systematic Transfer Investment Plan (STRIP)/Dividend Transfer Plans (DTP), registered prior toJanuary1,2013,withoutanydistributorcodeundertheExistingPlanoftheScheme,installmentsfallingon or after January 1, 2013 will automatically beprocessedundertheDirectPlan.

The termsandconditionsof theexisting registeredenrolmentshallcontinuetoapply.

(b) In case of the following facilities which wereregistered under the Existing Plan prior to1st January, 2013, the future installments shallcontinueundertheExistingPlan:i. All trigger facilities (registered with Distributor

Code)andii. Systematic Transfer Investment Plan/ facilities

(registeredwithDistributorCode)iii. Dividend Transfer Plans (registered from a

folio where investments were made both withDistributorcode)

In case such investors wish to invest under theDirectPlanthroughthesefacilities,theywouldhave

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to cancel their existing enrolments and registerafreshforsuchfacilities.

Please refer to Statement of AdditionalInformation (SAI) for further details regardingSIP/Micro SIP, STRIP, SWP, DTP and NEFT/RTGS.

MFUtilityforInvestorsUTI AMC Ltd has entered into an agreement with MFUtilities IndiaPrivateLtd (MFUI) for usageofMFUtility(MFU), a shared service initiative of various AssetManagement Companies, which acts as a transactionaggregation portal for transacting in multiple Schemesof various Mutual Funds with a single form and asingle payment instrument through aCommonAccountNumber(CAN)

Accordingly, all financial and non-financial transactionspertaining to the Scheme is available through MFUeither electronically on www.mfuonline.com as andwhen such a facility is made available by MFUI orphysically through authorised PointsOf Service (“POS)of MFUI with effect from the respective dates aspublished onMFUI website against the POS locations.However, all such transactions shall be subject to theeligibility of investors, any terms and conditions andcompliance with the submission of documents andprocedural requirements as stipulated by UTI MF/UTIAMC from time to time in addition to the conditionsspecifiedbyMFU,ifany.

The online portal of MFUI i.e. www.mfuonline.com andthePOS locations aforesaid shall act asOfficial PointsofAcceptance (OPAs) in addition to the existing OPAsof the UTI AMC Ltd and any transaction submitted atsuch POS will be routed through MFUI or as may bedecided by UTI AMC. Investors not registered withMFUI also can submit their transactions request bygiving reference to their existing folio number.All validapplications received for any other scheme apart fromeligible schemes as stated abovemay be accepted byUTIAMCatitsowndiscretion

The uniform cut off time as prescribed by SEBI andas mentioned in the SID/KIM of the Scheme shall beapplicable for applications received byMFUI. However,in case of investment of ` 2 lacs and above, theapplicabilityofNAVwillbesubject to thedateand timeof receipt of credit of amount to the specified bankaccountofAMC.

For further details regarding procedures for obtainingCAN and other particulars about MFU etc, pleaserefer to Addendum No 50/2014-15 dated 5th February2015/SAI. Investorsmay also contact the nearest POSaforesaid for procedures to be complied with in thisregard.

StatementofAccount(SoA)(a) SoA will be a valid evidence of admission of the

applicant into the scheme. However, where theunits are issued subject to realisation of cheque/draft any issue of units to such unitholders will becancelledandtreatedhavingnotbeen issued if thecheque/draftisreturnedunpaid.

(b) Everyunitholderwillbegivena folionumberwhichwill be appearing in SoA for his initial investment.Further investments in the same name(s) wouldcome under the same folio, if the folio number is

indicatedbytheapplicantatthetimeofsubsequentinvestment.The folio number is provided for betterrecordkeepingby theunitholderaswell asbyUTIAMC.

(c) The AMC shall issue to the investor whoseapplication has been accepted, an SoA specifyingthe number of units allotted. UTI AMC shall issuea SoA within 5 business days from the date ofacceptanceofanapplication.

(d) The AMC will issue a Consolidated AccountStatement (CAS) for each calendar month to theinvestor in whose folios transactions has takenplaceduring thatmonthandsuchstatementwillbeissuedonor before the10th dayof the succeedingmonth detailing all the transactions and holding attheendofmonthincludingtransactionchargespaidto the distributor, if any, across all schemes of allmutualfunds.

Further, CAS as above, will also be issued toinvestors (where PAN details of 1st holder areavailable) every half yearly (September/March),on or before the 10th day of succeeding monthdetailing holding at the end of the sixth month,across all schemes of allmutual funds, to all suchinvestors inwhose foliosno transactionshas takenplaceduringthatperiod.

The word “transaction” for the purposes of CASwould include purchase, redemption, switch,dividend payout, dividend reinvestment, SystematicInvestmentPlan (SIP),SystematicWithdrawalPlan(SWP), Systematic Transfer of Investment Plan(STRIP),andmerger,ifany.

However, Folios under Micro pension arrangementshallbeexemptedfromtheissuanceofCAS.

For further details on other Folios exempted fromissuanceofCAS,PAN relatedmatters ofCASetc,pleaserefertoSAI.

CASforDemataccounts(e) Pursuant to SEBI Circular no. CIR /MRD /DP

/31/2014 dated November 12, 2014 requiringDepositories to generate and dispatch a singleconsolidated account statement for investorshavingmutual fund investmentsandholdingdemataccounts, the following modifications are made totheexistingguidelinesonissuanceofCAS -

a. Such Investors shall receive a singleConsolidated Account Statement (CAS) fromtheDepository.

b. Consolidation shall be done on the basis ofPermanent Account Number (PAN). In caseofmultiple holding, it shall be PAN of the firstholderandpatternofholding.

c. In case an investor has multiple accountsacross two depositories, the depository withwhom the Demat account has been openedearlier will be the default depository whichwillconsolidate thedetailsacrossdepositoriesandMF investments and dispatch the CAS to theinvestor.

d. TheCASwillbegeneratedonmonthlybasis.

e. If there is any transaction inanyof theDemataccountsoftheinvestororinanyofhismutual

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fund folios, depositories shall send the CASwithin ten days from the month end. In case,there is no transaction in any of the mutualfundfoliosanddemataccounts,thenCASwithholdingdetails shall be sent to the investor onhalfyearlybasis.

f. The dispatch of CAS by the depositories shallconstitutecompliancebyUTIAMC/UTIMutualFund with the requirements under Regulation36(4) of SEBI (Mutual Funds) Regulations,1996.

For further details on other Folios exempted fromissuanceofCAS,PAN relatedmatters ofCASetc,pleaserefertoSAI.

(f) Forthoseunitholderswhohaveprovidedane-mailaddress/mobilenumber:-

TheAMCshallcontinuetoallottheunitstotheunitholders whose application has been accepted andalso send confirmation specifying the number ofunits allotted to the unit holders by way of e-mailand/or SMS to the unit holder’s registered e-mailaddressand/ormobilenumberassoonaspossiblebut not later thenfivebusinessdays from thedateofreceiptoftherequestfromtheunitholders.

The unit holder will be required to download andprint theSoA/othercorrespondencesafterreceivinge-mail from the Mutual Fund. Should the Unitholder experience any difficulty in accessing theelectronicallydeliveredSoA/othercorrespondences,the Unit holder shall promptly advise the MutualFund to enable the Mutual Fund to make thedelivery through alternate means. Failure toadviseUTIMutualFundof suchdifficultywithin 24hours after receiving the e-mail, will serve as anaffirmation regarding the acceptance by the UnitholderoftheSoA/othercorrespondences.

It is deemed that the Unit holder is aware of allsecurities risks including possible third partyinterception of theSoA/other correspondences andthecontentthereinbecomingknowntothirdparties.

Under no circumstances, including negligence ofthe Unit Holder, shall the Mutual Fund or anyoneinvolved in creating, producing, delivering ormanaging the SoA of the Unit Holder, be liablefor any direct, indirect, incidental, special orconsequential damages that may result from theuse of or inability to use the service or out of thebreach of any warranty. The use and storage ofany information including, without limitation, thepassword, account information, transaction activity,account balances and any other informationavailableon theUnit holder’spersonal computer isatriskandsoleresponsibilityoftheUnitholder.

The unitholdermay request for a physical accountstatementbywriting/callingtheAMC/R&T.

(g) Additional disclosures in CAS1. Each CAS issued to the investors shall also

provide the total purchase value / cost ofinvestmentineachscheme.

2. Further, CAS issued for the half-year (endedSeptember/March)shallalsoprovide:-

a. The amount of actual commission paid byAMCs/Mutual Funds (MFs) to distributors

(in absolute terms) during the half-yearperiod against the concerned investor’stotal investments ineachMFscheme.Theterm ‘commission’ here refers to all directmonetary payments and other paymentsmade in the form of gifts / rewards, trips,event sponsorships etc. by AMCs/MFs todistributors.

Further, a mention will be made in suchCAS indicating that the commissiondisclosed is gross commission and doesnot exclude costs incurred by distributorssuch as service tax (wherever applicable,asperexistingrates),operatingexpenses,etc.

b. The scheme’s average Total ExpenseRatio (in percentage terms) for the half-year period for each scheme’s applicableplan (regular or direct or both) where theconcernedinvestorhasactuallyinvestedin.

3. Such half-yearly CAS shall be issued to allthe Scheme’s investors, excluding thoseinvestorswhodonothaveanyholdings inMFschemes and where no commission againsttheir investment has been paid to distributors,duringtheconcernedhalf-yearperiod.

4. The aforesaid information will be provided inthe CAS in line with the format indicated bySEBI

For furtherdetails, refer toSEBICircularNo.SEBI/HO/IMD/DF2/CIR/P/2016/89 dated September 20,2016

FriendinNeed“Friend in Need” facility is introduced for the Individualinvestors (Residentaswell asNon-resident) ofUTIMFunder all the schemes, whereby there is an option tofurnish the contact details including name, address,relationship, telephone number and email ID of anyperson other than the applicant/s and nominee. Thiswill facilitate obtaining the latest contact details of theinvestors, if UTIMF is unable to establish contact withtheinvestors.Forfurtherdetails,pleaserefertoSAI.

DividendThe dividend warrants shall be dispatched to theunitholderswithin 30 days of the date of declaration ofthedividend.IncaseoffundsreceivedthroughCashPaymentmode,the dividend proceeds shall be remitted only to thedesignatedbankaccount.In case of delay in payment of dividend amount,The Asset Management Company shall be liable topay interest to the unitholders at such rate as maybe specified by SEBI for the period of such delay(presently@15%perannum).

RedemptionThe redemption or repurchase proceeds shall bedispatched to the unitholders within 10 business daysfromthedateofredemption.

In case of funds received through Cash Paymentmode, the redemption or repurchase proceeds shall beremittedonlytothedesignatedbankaccount.

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Restrictiononredemptionofunits Furthertothepossibilityofdelaysinredemptionofunits

under certain circumstances as stated in the aforesaidparagraphs relating to “Risk factors”, the followingpointsrelatingtorestrictionsonredemptionofunitsmaybenoted:-

1. Restrictions on redemption of units may beimposed when there are circumstances leading toa systemic crisis or event that severely constrictsmarket liquidity or the efficient functioning ofmarketssuchas:

(i) Liquidity issues - when market at largebecomes illiquid affecting almost all securitiesratherthananyissuerspecificsecurity

(ii) Marketfailures,exchangeclosuresetc

(iii) Operational issues – when exceptionalcircumstances are caused by force majeure,unpredictable operational problems andtechnicalfailures(e.g.ablackout).

2. Restriction on redemption may be imposed for aspecified period of time not exceeding 10 workingdaysinany90daysperiod.

3. Restriction will be imposed after obtaining theapprovalsoftheBoardsofAMCandtheTrustees

4. When restriction on redemption is imposed, thefollowingprocedureshallbeapplied:-

(i) No redemption requests upto INR 2 lakh shallbesubjecttosuchrestriction.

(ii) Where redemption requests are above INR 2lakh, AMCs shall redeem the first INR 2 lakhwithout such restriction and remaining partoverandabove INR2 lakh shall be subject tosuchrestriction.

For further details in this regard, please refer to SAI/AddendumNo.05/2015-16datedJune30,2016.

Exitloadondeathofanunitholder: In the case of the death of an unitholder, no exit load

(if applicable) will be charged for redemption of unitsbytheclaimantundercertaincircumstancesandsubjectto fulfilling of prescribed procedural requirements. ForfurtherdetailsrefertoSAI.

Delayinpaymentofredemptionproceeds The Asset Management Company shall be liable to

pay interest to the unitholders at such rate as maybe specified by SEBI for the period of such delay(presently@15%perannum).

RolloverFacilityRollover facilityoffersa facility tounitholders to redeementire or a part of their outstanding unit holding andsimultaneously investing the entire proceeds or uptoface value of units redeemed on the rollover dateat the same NAV in the same scheme. No deferredsales chargewill be required to be paid on redemptionproceeds to the extent of amount invested under therollover facility. This facility enables the unitholders torecognise the capital appreciation as income/gain intheirbooksperiodically ina taxefficientmanner.ASoAcovering both the transactions, purchase as well asredemption on the rollover date will be issued to theunitholders.

Changeover/SwitchoverUnitholders under the scheme may be permitted tochangeover from Dividend Option to Growth Option orviceversaatNAV/NAVbasedpriceatsuchperiodicityand on such date(s) as may be decided by UTI AMCfrom time to time. Partial changeover in such cases isnotallowed.

MinimumInvestmentamountundertheDirectPlan:In case of already existing investments under theExisting Plan, if the investor wants to further investin the Direct Plan he/she will be required to investthe minimum investment amount of the scheme, asapplicable for that Scheme/Plan/Option/facility etc.However, thisminimum investmentamount requirementis not applicable in case of switchover from ExistingPlan to Direct Plan or vice versa under the sameSchemeandsameOption.

UTIAMCmayalsopermit theunitholders toswitchovertheir investment partially or fully to any other scheme/sof UTIMF or vice versa asmay be allowed from timeto time on such terms as may be announced. In caseof partial switchover from one scheme to the otherscheme/s, theconditionofholdingminimum investmentprescribedunderboththeschemeshastobesatisfied.

Transfer/Pledge/AssignmentofUnits

TransferabilityofunitsheldinDematerialisedformUnits of the Scheme held in dematerialised formshall be freely transferable from one demat accountto another demat account. For details of terms andconditions governing such transferability of units, kindlyrefertotheStatementofAdditionalInformation.

ForUTI-BondFund1. Units issued under the Scheme are not

transferable.

2. Units covered by the SoA issued to unitholdersafter 01.10.2001 under the Scheme will not betransferable.

FurtherdetailsaregivenintheSAI.

3. Pledge/Assignment of units permitted only infavourofbanks/otherfinancialinstitutions

The unitholders may pledge/assign units in favourofbanks/otherfinancial institutionsasasecurity forraising loans. Units can be pledged by completingthe requisite forms/formalities, asmay be required,whereupon UTI AMC will record a pledge/charge/lien against units pledged. The pledger will not beallowed to redeemunits sopledgeduntil thebank/financial institutions towhich the units are pledgedprovides a written authorisation to UTI AMC thatthe pledge/charge/lien may be removed. However,if pledged units are received for redemption/transfer, from the member, UTI AMC has right toredeemortransfersuchunits.

4. For pledge/assignment of units held indematerialised form, the members shouldapproach theirDepositoryParticipants (DPs).

5. Unitholders of UTI Bond Fund who have acquiredunits before 01.10.2001will first have to exchange

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SoAwithunitcertificateswhichwillbeissuedwithin30 days from the date of receipt of such requeston a plain paper. Transfer of units in such caseswill be subject to followingandsuchother terms&conditions asmay be stipulated by UTIAMC fromtimetotime:-

(a) Transfers to be effected only by and betweentransferorsandtransfereeswhoarecapableofholding units. UTIAMC shall not be bound torecogniseanyothertransfer.

(b) Every instrument of transfer shall be signedby the transferor (all the transferors in caseof joint holding) and the transferee (all thetransfereesincaseofjointpurchase).

(c) The transferor shall be deemed to hold unitsuntil thenameof the transferee isentered intotheregisterofunitholdersbyUTIAMC.

(d) UTIAMCmayrequiresuchevidenceas itmayconsidernecessaryinsupportofthetitleofthetransferororhisrighttotransferunits.

(e) Dulystampedprescribedtransferdeedwiththerelativeunitcertificateislodgedwithanyoftheoffices of UTI AMC or office of the Registrarappointed for the purpose. Provided, thatunder special circumstances, UTI AMC mayallow transfer of unitswithout an instrument oftransfer on such terms and conditions and onsuch transferee providing such proof as maybespecifiedbyUTIAMC.

(f) UTI AMC may, subject to compliance withsuch requirements as it may deem necessary,dispense with the production of the originalunit certificate, should it be lost, stolen ordestroyed.

(g) Upon registration of transfer of units allinstrumentsof transfer and theunit certificatesmayberetainedbyUTIAMC.

(h) UTI AMC on recognising and registeringa transfer may endorse the original unitcertificate or issue a fresh unit certificate/ SoAtothetransferee.

(i) Under special circumstances, holding of unitsby a company or other body corporate withanother company or body corporate or anindividual/individuals,noneofwhomisaminor,maybeconsideredbyUTIAMC.

(j) Subject to the provisions contained hereinabove,UTIAMCshall register the transferandreturn the unit certificate along with incomedistribution warrant, if any, and where thetransferee is eligible to get such dividend tothe transfereewithin 30 days from the date oflodgement of the unit certificate together withtherelevantinstrumentoftransfer.

(k) In case of joint transferees, the SoA and allpayments in respect of the transferred holdingwillbesent/madeonlyinthenameofthefirstunitholder.

TransmissionoftheUnitsIf a transferee becomes a holder of the Units byoperation of law, or upon enforcement of a pledge,

or due to the death, insolvency or winding up of theaffairsofasoleholderor thesurvivorsofa jointholder,then subject to the production of evidence which inthe opinion of theMutual Fund is sufficient, theMutualFund will effect the transfer if the intended transfereeis otherwise eligible to hold the Units. Units shall betransmitted in favourof thesurviving jointholder(s)uponthe execution of suitable indemnities in favour of themutual fund and the Asset Management Company bythesurvivingjointholder(s).

Disclaimer : Transmission of units / payment of sumsstanding to the credit of the deceased unitholder infavour of the surviving unitholders shall discharge themutualfundandtheAssetManagementCompanyofallliability towards the estate of the deceased unitholderand his / her successors and legal heirs. Further,if either the mutual fund or the Asset ManagementCompany incur any loss whatsoever arising out ofany litigation or harm that it may suffer in relation tothe transmission, theywill be entitled to be indemnifiedabsolutelyfromthedeceasedunitholder’sestate.

ListingBeing an open ended Scheme under which purchaseand redemption of Units will be made on continuousbasis by the Mutual Fund, the Units of the Schemeare not proposed to be listed on any stock exchange.However, the Mutual Fund may at its sole discretionlist the Units under the Scheme on one or more stockexchangesatalaterdate.

RequirementforadmissionintotheScheme

ApplicationunderPowerofAttorney: If any application form is signed by a person holding a

powerofattorneyempoweringhimtodoso,theoriginalpower of attorney or an attested copy of the same,should be submitted along with the application, unlessthepowerofattorneyhasalreadybeenregisteredinthebooksoftheRegistrar.

Note:-(i) Where an application is made by an individual for

the benefit of another individual who is a mentallyhandicapped person, UTI AMC shall act on thestatements furnished and in doing so UTI AMCshallbedeemedtobeactingingoodfaith.

(ii) UTI AMC shall be entitled to deal only with theapplicant and in the event of his death, thealternate applicant for all practical purposes andanypayment in respectof theunitsbyUTIAMCtothesaidapplicantorthealternateapplicantshallbeagooddischargetoUTIAMC.

(iii) Persons applying for units under the Scheme onbehalf of a minor / mentally handicapped personshallsatisfyUTIAMCabout theireligibility tomakean application and comply with all requirementsas laid down by UTI AMC, such as submissionof the birth certificate, school leaving certificate /passport incaseofminororoculistorpsychiatrist’scertificate in caseofmentally handicappedor suchother certificates as issued by a statutory authorityasdecidedbyUTIAMCfromtimetotime.

PleasereferSAIforfurtherdetails.

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B. PERIODICDISCLOSURES

NetAssetValueThis is the value per unit of thescheme on a particular day. Youcan ascertain the value of yourinvestments by multiplying theNAVwithyourunitbalance.

TheMutual Fund shall declare theNet asset value separately for different optionsofthePlansby9p.m.oneverybusinessdayonwebsiteofUTIMutualFund,www.utimf.com.andAMFI’sweb-sitewww.amfiindia.com.TheNAVshallbecalculatedforallbusinessdaysandpublishedinatleasttwodailynewspapershavingnationwidecirculationoneverybusinessday.

MonthlyPortfolioDisclosure TheMutualFundshalldiscloseportfolio (alongwith ISIN)ason the lastdayof themonthforall itsschemesonitswebsiteonorbeforethetenthdayof thesucceed-ingmonthinauser-friendlyanddownloadableformat.The format formonthlyportfoliodisclosureshallbe thesameas thatofhalf yearlyportfoliodisclosures.TheMutualFundshallalsodiscloseadditional information(suchasratiosetc)sub-jecttocompliancewiththeSEBIAdvertisementCode.

Disclosure of Assets UnderManagement

The Mutual Fund shall disclose the following on monthly basis, in the prescribedformat,onitswebsiteandalsosharethesamewithAssociationofMutualFundsinIndia(AMFI):

a. AUM from different categories of schemes such as equity scheme, debtscheme,etc.

b. Contribution toAUM fromB-15cities (i.e.other than top15citiesas identifiedbyAMFI)andT-15cities(Top15cities).

c. ContributiontoAUMfromsponsoranditsassociates.

d. ContributiontoAUMfromentitiesotherthansponsoranditsassociates.

e. Contribution to AUM from investors type (retail, corporate, etc.) in differentschemetype(equity,debt,ETF,etc.).

Inorder tohaveaholisticpicture,MutualFundwiseandconsolidateddataon theaboveparametersshallalsobedisclosedonAMFIwebsiteintheprescribedformat.

Half Yearly Disclosure :Portfolio/FinancialResults

TheMutualFundshallwithinonemonthfromthecloseofeachhalfyear,(i.e.31stMarchand30thSeptember),hostasoftcopyofitsunauditedfinancialresultsonitswebsite.The Mutual Fund shall publish an advertisement disclosing the hosting of suchfinancial results on the website, in atleast two newspaper one national Englishdailynewspaperhavingnationwidecirculationandoneinanewspaperhavingwidecirculation published in the language of the region where the Head Office of UTIMFissituated.TheMutualFundshallalso,withinonemonthfromthecloseofeachhalfyear,(i.e.31stMarch and 30th September), publish by way of an advertisement a completestatement of its scheme portfolio in one English daily circulating in the whole ofIndiaand inanewspaperpublished in the languageof the regionwhere theheadofficeofUTIMFissituated.

AdditionalDisclosure: TheMutual Fund shall, in addition to the total commission and expenses paid todistributors,makeadditionaldisclosuresregardingdistributor-wisegrossinflows,netinflows,AAUMandratioofAUMtogrossinflowsonitswebsiteonanyearlybasis.In case, the data mentioned above suggests that a distributor has an excessiveportfolio turnover ratio, i.e., more than two times the industry average, the AMCshallconductadditionaldue-diligenceofsuchdistributors.TheMutual Fund shall also submit the data toAMFI and the consolidated data inthisregardshallbedisclosedonAMFIwebsite.

Annual Report Anabridgedannualreportinrespectoftheschemeshallbemailedtotheunitholdersnot later than fourmonths from the date of closure of the relevant accounting yearand the full annual report shall be made available for inspection at UTI Tower, GnBlock,Bandra-KurlaComplex,Bandra (East),Mumbai – 400 051.A copy of the fullannualreportshallalsobemadeavailable to theunitholdersonrequestonpaymentofnominalfee,ifany.

Disclosures of Votes Cast bythe Mutual Funds

a. TheAMCshall recordanddisclose, in theprescribed format,specific rationalesupporting its voting decision (for, against or abstain) with respect to eachvote proposal on matters relating to Corporate governance, changes tocapital structure, stock option plans, social & corporate responsibility issues,appointmentofDirectorsandtheirremovaletcasstatedinSEBICircularSEBI/IMD/CIRNo18/198647/2010datedMarch15,2010.

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b. The AMC shall additionally publish in the prescribed format summary of thevotes cast across all its investee company and its break-up in terms of totalnumberofvotescastinfavor,againstorabstainedfrom.

c. The AMC shall disclose votes cast on their website on a quarterly basis, intheprescribedformat,within10workingdays fromtheendof thequarter.TheAMCshallcontinuetodisclosevotingdetailsinitsannualreport.

d. Further, on an annual basis, the AMC shall obtain certification froma “scrutinizer” appointed in terms of Companies (Management andAdministration) Rules, 2014 on the voting reports disclosed. The same shallbe submitted to the trustees and also disclosed in the relevant portion of theMutualFunds’annualreport&website.

e. The Boards ofAMC andTrustees shall review and ensure that theAMC hasvoted on important decisions thatmay affect the interest of investors and therationalerecorded forvotedecision isprudentandadequate.Theconfirmationto the same,alongwithanyadverse commentsmadeby the scrutinizer, shallbereportedtoSEBIinthehalfyearlytrusteereports.

For further details, refer to SEBI Circular No SEBI/HO/IMD/DF2/CIR/P/2016/68dated10thAugust2016andSEBICircularNoCR/IMD/DF/05/2014dated24thMarch2014.

Associate Transactions PleaserefertoStatementofAdditionalInformation(SAI).

TaxationThe information is provided for general informationonly.However, in viewof the individual natureof the implications,each investor isadvisedtoconsulthisorherowntaxadvisors/authoriseddealerswithrespect to thespecificamountoftaxandotherimplicationsarisingoutofhisorherparticipationinthescheme.ForfurtherdetailsontaxationpleaserefertotheclauseonTaxationintheSAI

Mutual Fund

Tax on Dividend and DividendDistribution – applicable forotherthanequityschemes

UTI Mutual Fund is a Mutual Fund registered with SEBI and as such is eligiblefor benefits under section10 (23D)of the IncomeTaxAct, 1961 (theAct) to haveits entire income exempt from income tax. The Mutual Fund will receive incomewithout any deduction of tax at source under the provisions of Section 196(iv) oftheAct.As per the section 10(35) of the Act, dividend received by investors under theschemes of UTIMF is exempt from income tax in the hands of the recipient unitholders.Aspersection115RoftheAct,thedividenddistributiontaxisa) 25%plussurchargeondistributionmadetoanypersonbeinganindividualora

HUF,b) 30%plussurchargeonincomedistributedtoanyotherperson.The rate of surcharge on income distribution tax is increased from 10% to 12%w.e.f.01stApril2015.As per the Finance (No.2) Act 2014, with effect from 01st October 2014, fordetermining thedividenddistribution taxpayable, theamountofdistributed incomebe increased to such amount aswould, after reduction of the dividend distributiontax fromsuch increasedamount,beequal to the incomedistributedby theMutualFund(dividenddistributiontaxwillbepayableaftergrossingup).Educationcess@2%andsecondaryandhighereducationcess@1%wouldalsobechargedonamountoftaxplussurcharge.

For other than equity orientedschemes:LongTermCapitalGains

ShortTermCapitalGains

Resident Investors:

AspertheFinanceAct2014,witheffectfrom11thJuly2014, forotherthanequityoriented schemes, long term capital gains arising on redemption of units by resi-dents issubject to treatment indicatedunderSection48and112of theAct.Longtermcapital gains in respectofunitsheld formore than36months is chargeabletotax@20%afterfactoringthebenefitofcost inflationindex.Thesaidtaxrateistobeincreasedbysurcharge,ifapplicable.Units held for notmore than thirty sixmonths preceding the date of their transferare short term capital assets. Capital gains arising from the transfer of short termcapital assets for other than equity schemes will be subject to tax at the normalratesoftaxapplicabletosuchassessee.

36

UTI - BOND FUND

Merger/Consolidation ofSchemes of MFs: ChangesmadebytheFinanceAct2015

Tax neutrality has been provided to unit holders upon consolidation or merger ofmutual fund schemes provided that the consolidation is of two or more schemesof an equity oriented fund or two or more schemes of a fund other than equityoriented fund. For such purposes section 2(42A), section 47 and section 49 havebeenamended.Duetotheamendments:Pursuant tomergers/consolidationsof theSchemes,unitsof consolidatingschemesurrendered by unitholders in lieu of receipt of units of the consolidated schemeshall not be treated as transfer and capital gains tax will not be imposed onunitholdersundertheIncome-taxAct.However, it may be noted that when the unitholders transfers the units of theconsolidatedscheme,suchtransferwillattractapplicablecapitalgainstaxandSTT.Cost ofAcquisition:The cost of acquisition of the units of consolidated schemeshallbethecostofunitsintheconsolidatingscheme.Period of holding:The period of holding of the units of the consolidated schemeshall include theperiod forwhich theunits in consolidating schemeswereheldbytheunitholder.Consolidating Scheme and Consolidated Scheme: Consolidating Scheme willbe the schemeof amutual fundwhichmergesunder theprocessof consolidationof the schemes of mutual fund in accordance with the SEBI (Mutual Funds)Regulations, 1996 and consolidated scheme will be the scheme with which theconsolidatingschememergesorwhichisformedasaresultofsuchmerger.Investors are advised to refer to the Statement of Additional Information for thedetailedtaxprovisions.

Investor services All investorscouldrefer theirgrievancesgiving fullparticularsof investmentat the following address:ShriGSAroraVicePresident–Dept.ofOperationsUTIAssetManagementCompanyLtd.,UTITower,GnBlock,Bandra-KurlaComplex,Bandra(East),Mumbai-400051.Tel:022-66786666,Fax:022-26523031

Investorsmaypost their grievancesatourwebsite:www.utimf.comore-mail usatservice@uti.co.in.

C. COMPUTATIONOFNAV(a) TheNetAssetValue (NAV)of theschemeshallbecalculatedbydetermining thevalueof thescheme’sassetsand

subtractingtherefromtheliabilitiesoftheschemetakingintoconsiderationtheaccrualsandprovisions.(b) TheNAVperunit of a schemeshall be calculatedbydividing theNAVof the schemeby the total numberof units

issuedandoutstandingonthevaluationdayforthescheme.TheNAVshallberoundedoffuptofourdecimalplacesforthescheme.NAVshallbedeclaredseparatelyforthedifferentPlansandoptionsofthescheme.

NAVoftheUnitsundertheSchemeshallbecalculatedasshownbelow:-

MarketorFairValueofScheme’sinvestments+CurrentAssets-CurrentLiabilitiesandProvision NAV= _________________________________________________________________________________

NoofUnitsoutstandingunderSchemeontheValuationDate

TheNAVunder theSchemewould be roundedoff to 4 decimals andUnitswill beallottedupto four decimal placesasfollowsorsuchotherformulaasmaybeprescribedbySEBIfromtimetotime.

(c) A valuation day is a day other than (i) Saturday and Sunday (ii) a day on which both the stock exchanges (BSE andNSE) and the banks inMumbai are closed (iii) a day onwhich the purchase and redemption of units is suspended. Ifanybusinessday inUTIAMC,Mumbai isnotavaluationdayasdefinedabove then theNAVwill becalculatedon thenextvaluationdayand thesamewillbeapplicable for thepreviousbusinessday’s transactions includingall interveningholidays.

(d) TheNAVs shall be published atleast in two daily newspapers having nationwide circulation on every business day andwillalsobeavailableby9p.m.oneverybusinessdayonthewebsiteofUTIMutualFundwww.utimf.comandwebsiteofAMFIwww.amfiindia.com.

IV. FEESANDEXPENSESThissectionoutlinestheexpensesthatwillbechargedtotheScheme.

A. ANNUALSCHEMERECURRINGEXPENSES(a) Theseare the feesandexpenses foroperating theScheme.Theseexpenses include InvestmentManagementand

AdvisoryFeechargedby theAMC,RegistrarandTransferAgents’ fee,marketingandsellingcostsetc.asgiven inthetablebelow:

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UTI - BOND FUND

(b) The AMC has estimated that upto 2.25% of thedaily net assets of the scheme will be charged tothe scheme as expenses. For the actual currentexpenses being charged, the investor should refertothewebsiteofthemutualfund.

Particulars

%ofNetAssets

ForExistingPlan

InvestmentManagementandAdvisoryFees

Upto2.25%

TrusteeFeeAuditFeesCustodianFeesRTAFeesMarketing and Selling expense includingagentcommissionCostrelatedtoinvestorcommunicationsCost of fund transfer from location tolocationCost of providing account statements anddividendredemptionchequesandwarrantsCostsofstatutoryAdvertisementsCost towards investor education andawareness(atleast2bps)Brokerage and transaction cost over andabove 12 bps and 5 bps for cash andderivativemarkettradesresp.Service tax on expenses other thaninvestmentandadvisoryfeesService tax on brokerage and transactioncostOtherExpensesMaximum total expense ratio (TER)permissibleunderRegulations52(6)(c)

Upto2.25%

Additional expenses under regulation52(6A)(c)

Upto0.20%

Additional expenses for gross new inflowsfrom specified cities under Regulation52(6A)(b)

Upto0.30%

Note: Direct Plan (investment not routed through adistributor) shall have a lower expense ratio excludingdistribution expenses, commission etc. and nocommission shall be paid from such Plan. Portfolio oftheSchemeundertheExistingPlanandDirectPlanwillbecommon.

The purpose of the table is to assist the investor inunderstanding the various costs and expenses that aninvestor in the scheme will bear directly or indirectly.These estimates have beenmade in good faith as perthe information available to the Investment Managerbased on past experience and are subject to changeinter-se.TypesofexpenseschargedshallbeaspertheSEBI(MFs)Regulations.

The total annual recurring expenses of the schemeexcluding redemption expenses but including theinvestment management and advisory fees shall besubjecttothefollowinglimits:

DailyNetAssetsofthescheme %ofNetAssets

Onthefirst` 100crore 2.25%

Onthenext` 300crore 2.00%

Onthenext` 300crore 1.75%Onthebalanceoftheassets 1.50%

(c) Total Expense ratio (TER) and Additional TotalExpenses:

(i) Charging of additional expenses based on newinflowsfrombeyond15cities1. Additional TER shall be charged upto 30 bps

on daily net assets of the scheme if the newinflows frombeyond top15cities (asperSEBIRegulations/Circulars/AMFI data) are at least(a) 30% of gross new inflows in the schemeor (b) 15% of the Average Assets underManagement (AAUM) (year to date) of thescheme, whichever is higher. The additionalTERonaccountof inflowsfrombeyondtop15citiessochargedshallbeclawedback incasethesameisredeemedwithinaperiodof1yearfrom thedateof investment.Thesamecanbeusedonly fordistributionexpensesonaccountofnewinflowsfrombeyondtop15cities.

2. In case inflows from beyond top 15 citiesis less than the higher of (a) or (b) above,additional TER on daily net assets of theschemeshallbechargedasfollows:

DailynetassetsX30basispointsXNewinflowsfrombeyondtop15cities____________________________________

365*XHigherof(a)or(b)above

*366,whereverapplicable.

3. Additional expenses, not exceeding 0.20 percent of daily net assets of the scheme, shallbe charged towards Investment Managementand Advisory fees charged by the AMC(‘AMC fees’) and for recurring expenses(like custodian fees, audit fees, expenses forRegistrarsservicesetc)chargedunderdifferentheadsasmentionedunderSEBIRegulations.

4. The‘AMCfees’chargedtotheschemewithnosub-limitswill bewithin theTERas prescribedbySEBIRegulations.

5. In addition to the limits indicated above,brokerageandtransactioncostsnotexceeding1. 0.12% in case of cash market

transactions,and2. 0.05%incaseofderivativestransactions

shall also be charged to the Scheme/plans.Aforesaid brokerage and transaction costsare included in the cost of investment whichare incurred for the purpose of executionof trade. Any payment towards brokerageand transaction cost, over and above theaforesaid brokerage and transaction costsshall be charged to the Scheme/plans withinthemaximum limitofTERasprescribedunderregulation 52 of the SEBI (Mutual Funds)Regulations, 1996. Any expenditure in excessofthesaidprescribedlimit(includingbrokerageand transaction cost, if any) shall be borne bytheAMCorbytheTrusteeorSponsors

6. ForfurtherdetailsonTER,pleaserefertoSAI.

(ii)ServiceTax1. UTI AMC shall charge service tax on

investmentandadvisory fees to thescheme inadditiontothemaximumlimitofTER.

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UTI - BOND FUND

2. Service Tax on other than investment andadvisory fees, if any, shall be borne by theschemewithinthemaximumlimitofTER.

3. Service Tax on entry/exit load, if any, shall bepaid out of the load proceeds. Exit load, netof service tax, if any, shall be credited to thescheme.

4. ServiceTaxonbrokerageand transactioncostpaidforassetpurchases, ifany,shallbewithinthelimitprescribedunderSEBIRegulations.

(iii) Investor Education and Awareness UTI Mutual Fund (UTI MF) shall annually set

apart atleast 2 bps on daily net assets within themaximum limit of TER for investor education andawarenessinitiatives.

(iv) Illustration of impact of expense ratio onscheme’sreturns

Simple illustration to describe the impact of theexpenseratioonreturnsofthescheme.

A Amountinvested(`) 10,000

B Grossreturns-assumed 14%

C ClosingNAVbeforeexpenses(`) 11400

D Expenses(`) 200

E TotalNAVafterchargingexpenses(C-D)

11200

F Netreturnstoinvestor 12%

• AsperSEBIRegulationexpensesarechargedto the scheme on daily basis on daily netassets and as per percentage limits specifiedbySEBI.

• The illustration is to simply describe theimpactofexpenseschargedto theSchemeonschemes returns and should not be construedas providing any kind of investment advice orguaranteeofreturnsoninvestments.

• TheabovecalculationsarebasedonassumedNAVs, and actual returns on investmentwouldbedifferent.

B. LOAD STRUCTURE FOR ALL CLASSES OFINVESTORS(1) Load is an amount which is paid by the investor

to redeem theunits from thescheme.Thisamountis used by the AMC to pay commissions to thedistributor and to take care of othermarketing andselling expenses. Load amounts are variable andare subject to change from time to time. For thecurrent applicable structure, please refer to thewebsite of theAMCwww.utimf.comor call at 1800221230(toll freenumber)or(022)26546200(nontollfreenumber)oryourdistributor.

Entry/ExitLoadfortheScheme

EntryLoad(as%ofNAV):NIL

In accordance with the requirements specified bytheSEBI circular no.SEBI/IMD/CIRNo./168230/09datedJune30,2009noentry loadwill be chargedforpurchase/additionalpurchase/switch-inaccepted

bytheFund.Similarly,noentryloadwillbechargedwith respect to applications for registrationsunder Systematic Investment Plans/ Micro SIP/Systematic Transfer Investment Plans accepted bytheFund.

ExitLoad:NIL Switch in/out, Systematic Investment Plan (SIP)/

Micro SIP, Systematic Transfer Plan (STRIP), UTI-STRIPAdvantage andSystematicWithdrawal Plan(SWP)will alsoattractLoad like regularPurchasesandRedemption.

The investor is requested to check the prevailingloadstructureoftheSchemebeforeinvesting.

For any change in load structure, AMC will issuean addendum and display it on the website/UTIFinancialCentres.

(2) Transaction charges Pursuant to SEBI circular no. CIR/IMD/DF/13/2011

dated August 22, 2011, a transaction charge of` 100/- for existing investors and ` 150/- in thecase of first time investor in Mutual Funds, persubscription of ` 10,000/- and above, respectively,is tobepaid to thedistributorsofUTIMutualFundproducts. However, there shall be no transactioncharges on direct investment/s not made throughthedistributor/financialadvisoretc.

There shall be no transaction charge onsubscriptionbelow` 10,000/-.

In case of SIPs, the transaction charge shall beapplicable only if the total commitment throughSIPs amounts to ` 10,000/- and above. In suchcases, the transactionchargeshallbe recovered in3-4instalments.

The transaction charge, if any, shall be deductedbyUTIAMCfromthesubscriptionamountandpaidtothedistributorandthebalanceshallbe invested.Allocation of Units under the scheme will be Netof TransactionCharges.TheStatement ofAccount(SoA)wouldalsoreflectthesame.

If the investor has not ticked in the Applicationform whether he/she is an existing/new investor,then by default, the investor will be treated as anexisting investorandtransactionchargesof` 100/-will be deducted for investments of ` 10,000/- andabove and paid to distributor/financial advisor etc.,whose information is provided by the investor inthe Application form. However, where the investorhas mentioned ‘Direct Plan’ against the schemename, theDistributor codewill be ignored and theApplicationwill be processed under ‘DirectPlan’ inwhich case no transaction charges will be paid tothedistributor.

Optin/OptoutbyDistributors: Distributors shall be able to choose to opt out of

charging the transaction charge. However the ‘optout’ shall be at distributor level and not at investorlevel i.e.,adistributorshallnotchargeone investorandchoosenottochargeanotherinvestor.

Distributors shall also have the option to either optin or opt out of levying transaction charge basedoncategoryof theproduct.Thevariouscategoryofproductareasgivenbelow:

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UTI - BOND FUND

Sr.No. Categoryofproduct1 Liquid/MoneyMarketSchemes2 GiltSchemes3 DebtSchemes4 InfrastructureDebtFundSchemes5 EquityLinkedSavingSchemes(ELSS)6 OtherEquitySchemes7 BalancedSchemes8 GoldExchangeTradedFunds9 OtherExchangeTradedFunds10 FundofFundsinvestingOverseas11 FundofFunds–Domestic

Where a distributor does not exercise the option,the default Option will be Opt–out for all abovecategories of product. The option exercised for aparticular product category will be valid across allMutualFunds.

The ARN holders, if they so desire, can changetheir option during the special two half yearlywindows available viz. March 1st to March 25thandSeptember1sttoSeptember25thandthenewoption status change will be applicable from theimmediatelysucceedingmonth.

Upfrontcommission, ifany,on investmentmadebythe investor, shall be paid directly by the investorto the AMFI registered Distributors based on theinvestors’ assessment of various factors includingtheservicerenderedbythedistributor.

(3) Any imposition or enhancement of exit load shallbeapplicableonprospective investmentsonly.TheAMC shall not charge any load on issue of bonusunitsandunitsallottedon reinvestmentofdividendforexistingaswellasprospectiveinvestors.

At the time of changing the exit load, the MutualFund shall consider the following measures toavoidcomplaintsfrominvestorsaboutinvestmentintheschemewithoutknowingtheexitload:(i) The addendum detailing the changes shall be

attachedtotheSchemeInformationDocumentandKey Information Memorandum. The addendumshall be circulated to all the distributors/brokerssothatthesamecanbeattachedtoallSchemeInformation Documents and Key InformationMemorandaalreadyinstock.

(ii) Arrangements shall be made to displaythe addendum in the scheme informationdocument in the form of a notice in all theofficial points of acceptance and distributors/brokersoffice.

(iii) The introduction of the exit load alongwith the details may be stamped in theacknowledgement slip issued to the investorsonsubmissionoftheapplicationformandshallalsobedisclosed in thestatementofaccountsissuedaftertheintroductionofsuchload.

(iv) A public notice shall be given in respect ofsuch changes in one English daily newspaperhaving nationwide circulation as well as in anewspaper published in the language of theregion where the Head Office of the MutualFundissituated.

(v) Any other measures which the Mutual Fundmayfeelnecessary.

V. RIGHTSOFUNITHOLDERS

PleaserefertoSAIfordetails.

VI. PENALTIES, PENDING LITIGATION ORPROCEEDINGS, FINDINGS OF INSPECTIONS ORINVESTIGATIONS FOR WHICH ACTION MAY HAVEBEEN TAKEN OR IS IN THE PROCESS OF BEINGTAKENBYANYREGULATORYAUTHORITY

1. In case of Indian Sponsor(s), details of all monetarypenalties imposed and/ or action taken during the lastthree years or pending with any financial regulatorybody or governmental authority, against Sponsor(s)and/ or theAMCand/ or theBoardofTrustees/TrusteeCompany; for irregularities or for violations in thefinancial services sector, or for defaults with respect toshare holders or debenture holders and depositors, orfor economicoffences, or for violation of securities law.Detailsofsettlement,ifany,arrivedatwiththeaforesaidauthorities during the last three years shall also bedisclosed.

(a) Penalties imposed against Life InsuranceCorporationofIndia(Amountin`)

PenaltiesimposedbyIRDA

A. The following penalties were imposed byIRDA against LIC for the year 2014-15 on itsInspection as per the following details:-

Particulars of Inspection observations

PenaltyleviedbyIRDA-Amount

Status of paymentofpenalty

• Instances werenoticed whereinfilled in proposalforms were alteredwithout necessaryauthentication fromtheproposers

• Policies issued withterms and conditionsother than as appliedbytheProposers

• Policies are split andmore than one policyissued under a singleproposal

Penalty of ` 5Lacs underS.102(b) of theActimposed

Paid

All equity investmentin a single Investeecompany (from all fundsofthecorporation)cannotbe more than 10% ofoutstanding shares (facevalue) of the Investeecompany

Penalty of ` 5lacs imposedon the Insurerunder S.102(b)oftheAct

Paid

B. ServiceTax

Financial Year

Particulars Amount(`) Status

2010-2011 ServiceTax 1018.00 Paid

2011-2012 ServiceTax 14986.00 Paid

2012-2013 ServiceTax 799268.00 Paid

No penalties have been imposed during the last fouryearsbytheIncomeTaxAuthorities.

40

UTI - BOND FUND

(b) Penalties and Proceedings against Bank ofBaroda:-

Zone:Maharashtra&Goa

(i) SponsorandBranch:BankofBaroda,LaxmiRoad,PuneCity

Name ofComplainant: PuneMunicipalCorporation(PMC)

Court/Tribunal / Case No. & Year: Supreme courtSLP(C)No.23299/2010

Amountinvolved:Octroipenaltyof`94.22lacs

Nature of Case/Type of offence & section: Bankfiled a writ petition before Bombay HC challengingthe arbitrary demand of the PMC & the provisionsunder Pune Municipal Corporation (Octroi) Rules2008 imposing penalty being contrary to theprovisionsofSection398of theBombayProvincialMunicipal CorporationAct, 1949. The Bombay HCallowed the appeal holding corporation does nothave power to impose penalty equivalent to 10times the Octroi without following the due processof law as envisaged under section 398 of Act of1949.

Bank’s reply/defence: Bank paid the amount ofoctroi of ` 9,42,200/- but refused to pay penaltyamounting to ` 94,22,000/- (10 times of octroiamount).

PresentStatus&Remarks:AgainsttheorderoftheHC, PMC filed SLP in SC. The Hon’ble SC afterhearing theCounselswasof the view that there isconflicting judgments on the issue and the samerequires some time for hearing. On 13/10/2011the Hon’ble SC said since bank has already paidtheOctroi andmatter involvedherein isonlyaboutpenalty imposed by corporation, let the mattercome up for hearing in regular course. Matter hasnotcomeintheregularboardtilldate.

(ii) SponsorandBranch:BankofBaroda,NasikCity NameofComplainant:NasikMunicipalCorporation

Court/Tribunal / Case No. & Year: Supreme CourtSLP(C)No.9706/2010

Amountinvolved:Octroipenaltyof` 5.95lacs

Nature of Case/Type of offence & section: Bankfiled a writ petition before Bombay HC challengingthe arbitrary demand of the NMC& the provisionsunder Nashik Municipal Corporation (Octroi)Rule 2005 imposing penalty being contrary to theprovisionsofSection398of theBombayProvincialMunicipal CorporationAct, 1949. The Bombay HCallowed the appeal holding corporation does nothave power to impose penalty equivalent to 10times the Octroi without following the due processof law as envisaged under section 398 of Act of1949.

Bank’s reply/defence: Bank paid the amount ofoctroi, but refused to pay penalty amounting to `59.50lacs(10timesofOctroiamount).

PresentStatus&Remarks:AgainsttheorderoftheHC, NMC filed SLP in SC. The Hon’ble SC afterhearing theCounselswasof the view that there isconflicting judgments on the issue and the samerequires some time for hearing. On 13/10/2011

the Hon’ble SC said since bank has already paidtheOctroi andmatter involvedherein isonlyaboutpenalty imposed by corporation, let the mattercome up for hearing in regular course. Matter hasnotcomeintheregularboardtilldate.

Totalno.ofcases:2 Total amount involved/claimed amount:

`100.17lacs

Region-DMR-1(NZ):(iii) SponsorandBranch:BankofBaroda,IBBbranch

Nameof the party/complainant:SpecialDirectorateofEnforcementNameof theCourt/Forum&Caseno.:CRLAppealNo. 256/2009 before HC, Delhi in Comp/ u/s 8(1),64(2)andalsoreadwithsections6(4),6(5),49and73(3)ofFERA,1973.Amountinvolved:` 10lacsAdvocateName:PramodAgarwalaNature of the case/type of offences and Section:Complaint u/s 6(4), 6(5), 8(1), 64(2) and 73(3) ofFERAAct1973.Details/brief nature of the case: Allegations ofviolation of FERA regarding Deposit of ForeignCurrencyNotesinNREA/cofMr.GurcharanSinghSethi and Smt. Surinder Kaur. The Directorateof Enforcement in order dated 11.08.04 held thatBank has failed to ensure the genuineness of thetransactions and has contravened the provisionsof FERA.Penalty of` 10 lacswas imposed.Bankhas denied the allegations on the ground thatindividualtransactionswereoflessthan` 10lacs.Bank’s Reply/defence: Bank’s contention is thateach timedepositsaremadeof theamountof lessthan 10000 USD, hence there is no violation ofprovisionsofFERAAct,1973.PresentStatusandremarks:On03.03.2010interimstay orders have been made absolute. Matter willbelistedinduecourseinregularmatters.

(iv) SponsorandBranch:BankofBaroda,IBBbranchNameof the party/complainant:SpecialDirectorateofEnforcementNameof theCourt/Forum&Caseno.:CRLAppealNo. 325/2008 before HC Delhi in Comp/ u/s 8(1),64(2)andalsoreadwithsections6(4),6(5),49and73(3)ofFERA,1973.Amountinvolved:` 5lacsAdvocateName:PramodAgarwalaNature of the case/type of offences and Section:Complaint u/s 6(4), 6(5), 8(1), 64(2) and 73(3) ofFERAAct1973.Details/brief nature of the case: Allegations ofviolation of FERA regarding Deposit of ForeignCurrency Notes in NRE A/c of one Mr. SarbirSingh, from 25.01.92 to 31.01.92. The DirectorateEnforcement in order dated 11.08.04 held thatBank has failed to ensure the genuineness of thetransactionsandhascontravened theprovisionsofFERA.Penaltyof` 5lacswasimposed.AppealfiledwithAppellateAuthority,whichhasbeendismissedon 07.12.2007. Criminal Appeal before the DelhiHighCourthasbeenfiled,whichispending.

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UTI - BOND FUND

Bank’sReply/defense:Bank’scontentionisthateachtimedepositsaremadeoftheamountoflessthan10000USD,hencethereisnoviolationofprovisionsofFERAAct,1973.

Present Status and remarks:On 03.03.2010 interim stay orders have beenmade absolute.Matterwill be listed induecourseinregularmatters.

TotalNo.ofCases:2

Totalamountinvolved:` 15lacs

(v) SponsorandBranch:BankofBaroda,EasternZone,CamacStreetNameoftheparty:SpecialDirectorofEnforcementDirectorate

Court/Tribunal&Caseno./Year:EnforcementDirectorate

Amountinvolved/claimed:` 10Lacs

Natureofthecase/typeofoffencesandSection:BreachofprovisionsofFERA

Details/briefnatureof thecase:Bankhadgiven loanof` 2.55crores toM/sCorpusCredit&LeasingLtd.,againstFCNRFDR of $1million (US) belonging toMrs.AndMr. Bhagwandas&Devbala Pawani heldwithCamacStreetBranch. The then Chief Manager procured the said FDR of Pawanis from their International Branch and handedover thesame toborrower. InvestigationsconductedunderprovisionsofFERArevealed that thesignaturesofMrs.and Mr. Pawani on the account opening form did not match with those on the consent letter, discharged FCNRFDR.ChiefManagerhadnotverifiedthegenuinenessof thedocumentscollected fromNoticeNo.4either fromthePawanisorfromInternationalBranch,BankofBaroda,Dubai.

Bank’s Reply/defence: Bank followed all the directions of RBI and remittance of $ 1million (US) was received byBank through authorized banking channel and was genuine. Further, the proceeds of the FCNR FDR, along withinterest thereon, was paid by the Bank to the Pawanis on maturity, in accordance with established remittance.Hence, there was no violation of FERA. The loan granted to the borrower companyM/s CorpusCredit & LeasingLtd.wasarupeeloanandinvolvednooutgoofforeignexchange.

Present Status and remarks: Special Director has imposed a penalty of ` 10,00,000 (Rupees Ten Lakhs) on theBank for violation of FERA. Bank filed an appeal against the same before the Appellate Authority for ForeignExchange,MinistryofLaw, Justice&CompanyAffairs.LDH6.03.2014nohearing tookplaceasoppositepartydidnotappear.NDH17.07.2014.

Region–Bihar,Patna

Zone–Bihar,Jharkhand&Orissa,Patna:

(vi) SponsorandBranch:BankofBaroda,PatnaMainbranch

Nameoftheparty/Litigant/Complainant:AssessingOfficer,IncomeTaxDepartment,Patna

Court/Tribunal&CaseNo./Yr.:HighCourt,Patna.AppealNo.MA-632/2013

Amountinvolved/claimed:` 96.96Lacs

Natureofcase/typeofoffenceandsection:TDSclaimbyAssessingOfficer,IncomeTax,Patna

Details/briefnatureofcase:PatnaMainbranchhasnotdeductedTDSfromtheFDRsheldindifferentorganisationsfortheF.Y.2007-08and2008-09.

Bank’s reply/defence: Appeal filed by bank before the Income Tax Appellate Tribunal was dismissed. Against theorderoftheITATbankhasfiledMisc.AppealintheHon’bleHighCourt,Patnawhichispending.

PresentStatusandremarks:Theappeal in theHighCourtwas last listedon03.03.2014forhearing.Theoralorderhasbeenpassedon03.03.2014wherein it isdirected thatnotify thecase foradmissionhearing.Thematter isnotlistedinthecauselistofthecasesforhearingafter03.03.2014.

TotalNo.ofCases:01

Totalamountinvolved/claimedamount:` 96.96Lacs

(c) PenaltiesandProceedingsagainstPunjabNationalBank:- AsinformedbythePunjabNationalBank,nopenalties/strictureswereimposedonthebankbySEBI/StockExchangein

respectofmattersrelatedtoCapitalMarketduringlastthreeyears.

(d) PenaltiesimposedonforeignofficesandforeignsubsidiariesofStateBankofIndiaduring2013-14

PeriodNameof

Office/Branch/Subsidiary

Penaltyimposedby Briefdetails Penaltyimposed/

Rupeeequivalent

Dateofpaymentofpenalty

April2013 JeddahBranch SaudiArabiaMonetaryAgency(SAMA)

delayed submission of financialstatement as at the end ofDecember2012

SAR19,000(` 2.68lac)

07.04.2013

42

UTI - BOND FUND

PeriodNameof

Office/Branch/Subsidiary

Penaltyimposedby Briefdetails Penaltyimposed/

Rupeeequivalent

Dateofpaymentofpenalty

April2013 Jeddah --do- Non adherence to therequirement of incorporatingNational ID/Civil RegisterNumber of the drawer ofthe cheque in the slip of alldishonouredcheques

SAR11,700(1.64lacs)

27.04.2013

June2013 RegionalRepresentativeOffice,Manila

SecuritiesExchangeCommissionofManila(SEC)

delayed submission of GeneralInformation Sheet and proof ofInward Remittance (for ManilaRepresentativeoffice

PHP8,561.79(` 0.39lacs)

24.07.2013

April2013 BankSBIIndonesia

BankIndonesia delayed submission ofCommercialBankDailyReport,

IDR2,000,000(` 0.13lacs)

10.04.2013

December2013 BankSBIIndonesia

BankIndonesia error in reported data forcalculation of minimum statutoryreserve

IDR17,712,377(` 0.87lacs)

12.12.2013

December2013 BankSBIIndonesia

BankIndonesia 25 forex purchase transactionsdone by a customer wereconsidered to be in violationof Bank Indonesia’s regulationconcerning foreign exchangepurchasesagainstIDR

IDR250,000,000(` 12.23lacs)

30.12.2013

June2013 SBIMauritius*(SBIML)

BankofMauritius

This was due to Bank ofMauritius found that SBIMauritius has failed to complywith theguidelinesofAnti-MoneyLaundering and Combating theFinancingofTerrorism.

MUR500,000(` 9.96lacs)

17.07.2013

* Bank of Mauritius imposed a penalty of MUR 100,000/- i.e. equivalent of ` 1.75 lacs for a violation reported inDecember2012.Thiswasduetonon-adherenceofguidelinesonadvertisementbyBankofMauritius.

PenaltiesimposedonStateBankofIndiaduring2013-14onDomesticOperations

PeriodNameof

Office/Branch/Subsidiary

Penaltyimposedby Briefdetails Penaltyimposed

(` in lacs)DateofPayment

July2013 StateBankofIndia

ReserveBankofIndia

Penalty under Section 47A (1)(c) readwith Section 46(4) of the BankingRegulation Act 1949, for allegedviolation of its guidelines/statutoryprovisions on issue/sale of drafts/goldcoins against cash, non capturingof beneficial owner details in CBSand non-availability of a scenariofor generating alerts for monitoringtransactions in accounts with highturnoverbutlowenddaybalance.

` 300.00lacs 15.07.2013

March2014 CAGNewDelhiBranch

IncomeTaxAuthorities

Late remittance of TDS pertaining toCAGNewDelhibranch.

` 12.57lacs 31.03.2014

FY2013-14 AlltheCirclesofSBI:penaltiesrelatingtotheAgencyBanking&ReconciliationDepartment

ReserveBankofIndia

Reasons such as non conduct ofsurprise verification of Currency Chest(CC)branches,shortage insoilednoteremittancesandCCbalance,detectionof mutilated/ counterfeit notes inreissuablepacketsetc.(detailed in the annexure)

` 237.06lacs Penalties paidon variousdatesinCirclesof SBI. (Datesof paymentfor penaltiesof ` 1.00 lacsand above arefurnishedinthelistannexed)

43

UTI - BOND FUND

Penaltiesaboveonelacandnatureofpenaltythereof (` in lacs)

Circle Natureofpenalty Penal Amount

RBIDRDateofPenaltyAmount

Ahmedabad NonconductofsurpriseverificationofCCbalance 1.00 22-0ct-13Bengal ShortageinSoiledNoteRemittanceandCCbalance 20.00 22-0ct-13Bhubaneshwar ShortageinSoiledNoteRemittanceandCCbalance 2.10 27-Nov-13Chandigarh Detectionofmutilated/counterfeitnotesinre-issuablepackets 3.75 27-Sep-13NewDelhi Denialoffacilities/servicestolinkedbranchofotherbanks 5.00 16-Jan-14NewDelhi Detectionofmutilated/counterfeitnotesinre-issuablepackets 5.00 16-Jan-14NewDelhi Detectionofmutilated/counterfeitnotesinre-issuablepacketsand

soilednoteremittance4.74 11-Jul-13

NewDelhi WrongreportingofRemittancetoRBI(aswithdrawal) 45.00 04-Jul-13NewDelhi Nonconductofsurpriseverificationofccbalance 4.97 25-Jul-13Hyderabad Nonconductofsurpriseverificationofccbalance 5.00 12-Jul-13Hyderabad ShortageinSoiledNoteRemittanceinCCbalance 1.00 24-Jan-14Lucknow ShortageinSNRandCurrencyChestbalance 2.60 16-Sep-13Mumbai ShortageinSNRandCurrencyChestbalance 1.13 27-Mar-14NorthEast ShortageinSNRandCurrencyChestbalance 1.56 25-Jul-13Patna Detectionofmutilated/counterfeitnotesinre-issuablepacketsand

Soilednoteremittance3.22 05-Jun-13

2. Details of all enforcement actions taken by SEBI in the last three years and/ or pending with SEBI for the violationof SEBI Act, 1992 and Rules and Regulations framed there under including debarment and/ or suspension and/ orcancellation and/ or imposition of monetary penalty/adjudication/enquiry proceedings, if any, to which the Sponsor(s)and/ or theAMC and/ or the Board of Trustees /Trustee Company and/ or any of the directors and/ or key personnel(especiallythefundmanagers)oftheAMCandTrusteeCompanywere/areaparty.Thedetailsoftheviolationshallalsobedisclosed.–

BankofBaroda(a) BankofBarodawasoneof thebankers to thepublic issueofsharesofJaltarangMotelsLimited (“Jaltarang”).The

issueopenedforpublicsubscriptiononDecember21,1995andclosedonDecember26,1995.

Theprospectus issuedby theCompanycategoricallystated that thecompany’sshareswouldbe listedonthestockexchanges at Ahmedabad and Bombay but permission for listing could be obtained only fromAhmedabad StockExchange(ASE).

While ASE accorded approval on March 4, 1996, Bombay Stock Exchange (BSE) rejected the request of thecompany(Jaltarang)forlistingofshares.However,theBank(BankofBaroda),onMarch25,1996transferredasumof` 38,89,218/-collectedfromthepublic,tothecompany’s(Jaltarang)account.

Since BSE had refused to list the company’s shares, the public issue became void in terms of section 73 of theCompaniesActnecessitatingrefundoftheapplicationmoneyforthwithtotheapplicants.

Thematter came to the notice of SEBI. To protect the interest of applicants SEBI, after holding an inquiry, by itsorderdatedJanuary19,2000directedthebanktorefundthesumof` 4,031,018/-beingtheapplicationmoneywithinterestat15%fromMarch25,1996i.e.thedaythebankallowedwithdrawalofthefundsbyJaltaranginrespectoffundscollectedfromthepublicissue.

The Bank preferred an appeal before the Securities Appellate Tribunal against the aforesaid order of SEBI. Thetribunal, by its order dated July 27, 2000, rejected the appeal of the Bank. On which the bank filed an appeal(Appeal No.2 of 2000) before the High Court, Mumbai against the said order of the Tribunal. The High Court,Mumbai,onNovember13,2000,granted interimreliefofstayof theoperationof theordersdatedJuly27,2000oftheSecuritiesAppellateTribunalandJanuary19,2000ofSEBIandhasfurtherdirectedthatthematterbeplacedontheboardforfinalhearing.

PresentStatus:ThematterisstillpendingwithHighCourtMumbai.

Therearenofurthercommunication/queriesfromanyregulatoryauthoritytoBOBCAPSinthematter.

(b) ThemerchantbankingdivisionoftheBankofBarodawasthepre-issueleadmanagerforthepublic issueofsharesofTridentSteelsLimited(“Trident”)inNovember,1993.

SEBI issued a show cause notice dated April 29, 2004 calling upon the merchant banking division of the Bankto show cause why action should not be taken against it for failing in its duty to exercise due diligence in theabove mentioned public issue. SEBI alleged that the merchant banking division of the Bank did not disclose thematerial fact that 750,000 shares out of the pre issue capital of Trident had been pledged by the directors andshareholders of those shares to the Industrial Finance Branch of the Bank towards enhancement of various creditfacilitiesextendedbytheBanktoTrident.

44

UTI - BOND FUND

InOctober1989, thedirectorsandholdersof thoseshares have given an undertaking that as long astheduesofTrident to theBankarenotpaid in full,theywillnottransfer,dealwithordisposeoffequityorpreferencesharesheldby them in thecompanyor any shares that might be acquired in future,withoutpriorwrittenconsentoftheBank.

BOBCAPS, in its reply to the show cause noticeof SEBI, has submitted that it was the obligationof Trident to give true disclosures and that anypunitive action will lie solely against Trident SteelsLtd.,itspromotersanddirectors.

Present Status: There are no furthercommunication/queries from SEBI to BOBCAPS inthematter.

TheenquiryhasbeendroppedbySEBI.

(c) The Bank of Baroda had acted as lead managersto the public issue of Kraft Industries Limited(“Kraft”) in May 1995. It is alleged that theManagingDirectorandPromoterofKraft IndustriesLtd.didnotpossessthequalificationsasmentionedintheprospectusfiledforraisingthefunds.

SEBI required from the Bank being merchantbanker to the issue, the copies of qualificationcertificatesofthecompany’sManagingDirector.

On enquiring, the Managing Director of KraftIndustries Ltd. informed the Bank of having lostthe certificates in transit. The bank has repliedaccordinglytoSEBI.

Theinquiryisstillpending.

Present Status: There are no furthercommunication/queries from SEBI to BOBCAPS inthematter.

(d) M S Shoes East Limited (MS Shoes) came outwith a public issue of 17,584,800 zero interestunsecured fully convertible debentures in February1995. The Bank of Baroda was one of the LeadManagers to the issue with responsibility for postissuemanagement and had underwritten the issueupto` 150,000,000.

After the closure of the issue, MS Shoescomplained to the underwriters that some ofthe cheques accompanying the application forsubscription were returned unpaid resulting inthe collected amount falling short of the minimumsubscription amount. Therefore MS Shoescalled upon the underwriters to discharge theirunderwriting liability to the extent of proportionatedevolution and raised a claim on the bank for` 116,665,043 towards devolution of underwritingliability.

The bank declined the claim on the ground thatsincetheissuewasdeclaredoversubscribedbytheRegistrars to the issue no liability can devolve ontheBankunderitsunderwritingcommitment.

SEBI has issued an enquiry notice dated July 20,1995 to the bank, but closed the matter withoutimposinganypenaltyonthebank.

Complaint was filed on behalf of MS Shoes,at Vikaspuri Police Station against SBI CapitalMarkets Limited, the bank, its principal officersincluding the then CMD and others allegingcheating and breach of trust. The High Court,

New Delhi, by order dated December 11, 2000ordered transfer of the case to Central Bureau ofInvestigation(CBI).

TheinvestigationbytheCBIisstillpending.

Present Status: There are no furthercommunication/queries from CBI or SEBI toBOBCAPSinthematter.

TheenquiryhasbeendroppedbySEBI.

StateBankofIndia AgainstSponsor:

SEBI served show cause notice dated 08.11.2012under rule 4 of the adjudication Rules for thedeficiencies observed in Debenture Trusteeoperations during their inspection conducted from26.07.2010 to 30.07.2010 at State Bank of India,MumbaiMainbranch.Bankhasmadepaymentof`6.80 lacs towards the settlement charges to SEBIon 13.01.2015 for the same. The settlement orderwas passed on 28.01.2015 by the AdjudicatingOfficer thus disposing of the said AdjudicationProceedingspendinginrespectofSBI.

3. Any pending material civil or criminal litigationincidental to the business of theMutual Fund to whichthe Sponsor(s) and/ or the AMC and/ or the Board ofTrustees /TrusteeCompanyand/oranyof thedirectorsand/ or key personnel are a party should also bedisclosedseparately.

UTIAMCLtd.

a) A writ petition has been filed by UTI AssetManagement Company Ltd., UTIMutual Fund andUTI Trustee Company Private Ltd. challenging theorder dated 06.08.2008 passed by the CentralInformation Commission on the applicability of theRight to Information Act, 2005, which has beenstayed by the Honourable High Court, Bombay.The writ has been admitted and stay will continuepending the hearing and final disposal of thepetition.Thematterwillcomeupforhearing induecourse.

b) There are 9 criminal cases pending related tonormal operations of the schemes of UTI MFsuch as non-transfer of units, non-receipt of unitcertificates, non-receipt of redemption proceeds orincome distribution, closure of scheme/plan. Thesecases are not maintainable and judging from ourexperience such cases are generally dismissed byCourtsorwithdrawnbythecomplainant.

All the cases were filed in the name of the thenManager/Branch Manager/Chairman (Keypersonnel) of the erstwhile Unit Trust of India.Wehave already settled all these cases by payingthe amount/issuing certificate to the complainant.However, cases are continuing due to proceduralaspect as final orders of the Courts are to bepronounced.All the cases filed before 2003, stoodtransferred to the successor of UTI i.e, UTI MFduetotransferofschemeafterpassingofTheUnitTrust of India (Transfer of Undertaking & RepealAct)2002.

c) There are 30 cases pending at different courtsrelated to suits/petitions filed by a) contractworkmen,b)employeesassociation, c)employees/

45

UTI - BOND FUND

ex-employees etc. These cases are pending atdifferentlevelsforadjudication.

d) A Special Leave Petition has been filed by BajajAuto Ltd. before the Honourable Supreme Courtof India against the final judgement and orderdated 09.10.2006 of the Honourable High Courtof Bombay in the matter of the winding up of UTIGrowth & Value Fund- Bonus Plan with effectfrom 01.02.2005 in pursuance to circular dated12.12.2003 of SEBI. The matter is admitted on10.07.2008andwillbeheardinduecourse.

e) One Writ Petition filed by R K Sanghi pendingbefore High Court of Madhya Pradesh PrincipalSeat at Jabalpur challenging termination of SeniorCitizenship Unit Plan (SCUP). We have alreadyfiledaffidavit inreply in thematterandnowpetitionwillbeheardinduecourse.

IncomeTaxRelatedMatter The company has filed appeals with CIT (A)

in respect of Assessment Years 2009-10 & AY2010-11 against Demand of ` 6.42 & ` 2.27 Crrespectively.Thematterispendingforhearing.

The Commissioner has passed order u/s 263for the Assessment Year 2006-07 directing theassessing officer to do a fresh assessment inrespect of scheme expenses. The company hasfiled an appeal before Hon’ble Tribunal against

the order of the commissioner. Subsequently theassessing officer has passed the reassessmentorder raising demand of ` 2.39 Cr, against whichbased on the stay order obtained, Company haspaid ` 1.19 Cr. The company has again filed anappealbeforeCIT(A)againstsuchorder.

On all the above issues the company does notexpectthedemandtocrytaliseintoliability.

UTIGETF: The Maharashtra Sales Tax authorities have

disallowed refund claim and raised tax demandunder the Maharashtra ValueAdded TaxAct 2002for UTI GETF for a sum of ` 2,23,38,170/- plusinterest and penalty for the years 2007-08 to2011-12. Penalties for some years have been setaside by the Appellate authorities. The matter isbeing contested,Appeals have been filed with theappellate authorities/Courts against the denial oftherefundclaimandraisingofdemand.

4. Any deficiency in the systems and operations of theSponsorand/ortheAMCortheTrusteeCompanywhichSEBI has specifically advised to be disclosed in theSID,orwhichhasbeennotifiedbyanyother regulatoryagency.-NIL

Notwithstandinganythingcontained in thisSchemeInformation Document, the provisions of theSEBI (Mutual Funds) Regulations, 1996 and theGuidelinesthereundershallbeapplicable.

46

UTI - BOND FUND

CORPORATE OFFICEUTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai-400051.Tel.:66786666

OFFICIALPOINTSOFACCEPTANCE

UTIFINANCIALCENTRES

WESTZONE

GUJARATREGION

Ahmedabad:2ndFloor,IFCIBhavan,BehindTanishqShowRoom,Nr.LalBungalowBusStand,CGRoad,Ahmedabad– 380 006. Gujarat, Tel.: (079) 26462180, 26462905, Anand: 12-A, First Floor, Chitrangna Complex, Anand – V. V.Nagar Road, Anand – 388 001, Gujarat, Tel.: (02692) 245943 / 944, Bharuch: 103-105, Aditya Complex, 1st Floor,NearKashakCircle,Bharuch–392001,Gujarat,Tel.:(02642)227331,Bhavnagar:ShreeComplex,6-7GroundFloor,Opp.GandhiSmruti,CrescentCircle,Crescent,Bhavnagar–364001,Tel.:(0278)-2519961/2513231,Bhuj: FirstFloor13 & 14, Jubilee Circle, Opposite All India Radio, Banker’s Colony, Bhuj – 370 001, Gujarat, Tel: (02832) 220030,Gandhinagar: Shop No.1 & 2, Shree Vallabh Chambers, Nr. Trupti Parlour, Plot 382, Sector 16, Gandhinagar – 382016, Gujarat Tel : (079) 23240461, 23240786, Jamnagar: “Keshav Complex”, First Floor, Opp. Dhanvantary College,PanditNehruMarg,Jamnagar–361001,Tel:(0288)-2662767/68,Navsari:1/4ChinmayArcade,Sattapir,SayajiRoad,Navsari – 396 445, Gujarat, Tel: (02637)-233087, Rajkot: Race Course Plaza, Shop No.5,6,7, Ground Floor, NearIncome Tax, Rajkot-360 001, Tel:(0281)2433525/244 0701, Surat: B-107/108, Tirupati Plaza, Near Collector Office,Athwa Gate, Surat-395 001, Tel: (0261) 2474550,Vadodara: G-6 & G-7, “Landmark” Bldg., Transpeck Centre, RaceCourse Road, Vadodara-390 007, Tel:(0265) 2336962,Vapi: GF 1 &GF 2, Shoppers Stop, Near Jay Tower-1, ImranNagar,SilvassaRoad,Vapi–396195,Gujarat,Tel:(0260)2421315.

MUMBAIREGIONBandraKurlaComplex:UTITower,‘Gn’Block,GroundFloor,Bandra-KurlaComplex,Bandra(E),Mumbai-400051,Tel:(022)66786354/6101,Borivali:PurvaPlaza,GroundFloor,JuntionofSVRoad&Shimpoli,SoniWadiCorner,Borivali(West), Mumbai – 400 092. Tel. No.: (022) 2898 0521/ 5081, Ghatkopar : Shop No.1-4, Ground Floor, Sai Plaza,Junction of JawaharRoad andR.B.MehtaRoad,NearGhatkoparRlyStation,Ghatkopar (East),Mumbai - 400 077,Tel: (022) 25012256/25010812/715/833,Goregaon: 101, 1st Floor,AccordCommercial Complex,Opposite BusDepot,StationRoad,Goregaon (East),Mumbai – 400 063,Tel: (022) 26850849/26850850,JVPD: Unit No.2, Block ‘B’,Opp.JVPD Shopping Centre, Gul Mohar Cross Road No.9, Andheri (W), Mumbai-400049, Tel:(022) 26201995/26239841,Kalyan: Ground Floor, Jasraj Commercial Complex, Chitroda Nagar, Valli Peer, Station Road, Kalyan (West) - 421301,Tel: (0251)2316063/7191,LotusCourt : LotusCourtBuilding,196, JamshedjiTataRoad,BackbayReclamation,Mumbai-400020,Tel:(022)22821357,Marol:PlotNo.12,RoadNo.9BehindHotelTungaParadiseMIDCMarol,Andheri(East), Mumbai – 400 093, Maharashtra, Tel.: (022) 2836 5138,Powai :A-1, Ground Floor, Delphi OrchardAvenue,Hiranandani Business Park, Hiranandani Gardens, Powai, Mumbai–400 076, Tel: (022) 67536797/98, Thane: SurajArcade,GroundFloor,NexttoDeodharHospital,Opp.ToHDFCBank,GokhaleRoad,Thane(West)-400602,Tel:(022)25332409,Vashi:Shopno.4,5&6,Plotno.9,GaneshTower,Sector1,Vashi,NaviMumbai–400703,Tel.: (022)27820171/74/77.

NAGPURREGIONAmravati:C-1,VIMACOTower,S.T.StandRoad,Amravati – 444 602,Maharashtra,Tel.: (0721) 2553126/7/8,Bhilai:38 Commercial Complex, Nehru Nagar (East), Bhilai – 490 020, Distt. Durg, Chhattisgarh, Tel.: (0788) 2293222,2292777,Bhopal:2ndFloor,V.V.Plaza,6ZoneII,M.P.Nagar,Bhopal-462011,Tel: (0755)2558308,Gwalior: 45/A,Alaknanda Towers, City Centre, Gwalior-474011, Tel: (0751) 2234072, Indore: UG 3 & 4, Starlit Tower, YN Road,Indore-452 001, Tel:(0731) 2533869/4958, Jabalpur: 74-75, 1st Floor,Above HDFC Bank, Gol Bazar, Jabalpur – 482002, Madhya Pradesh, Tel: (0761) 2480004/5, Nagpur: 1st Floor, Shraddha House, S. V. Patel Marg, Kings Way,Nagpur-440 001, Tel: (0712) 2536893, Raipur: Vanijya Bhavan, Sai Nagar, Jail Road, Raipur-492 009, Tel: (0771)2881410/12,Ratlam:R.S.Paradise,101,1stFloor,AboveTrimurtiSweets,DoBattiSquare,Ratlam–457001,MadhyaPradesh,Tel.:(07412)222771/72.

RESTOFMAHARASHTRAANDGOAAurangabad: “Yashodhan”, Near Baba Petrol Pump, 10, Bhagya Nagar, Aurangabad – 431 001, Maharashtra, Tel.:(0240) 2345219 / 29, Chinchwad : City Pride, 1st Floor, Plot No.92/C, D III Block, MIDC, Mumbai-Pune Highway,

47

UTI - BOND FUND

KalbhorNagar,Chinchwad,Pune-411019,Tel:(020)65337240,Jalgaon:FirstFloor,PlotNo-68,ZilhaPeth,BehindOldCourt, Near Gujrat SweetMart, Jalgaon (Maharashtra), Pin - 425 001, Tel.: (257) 2240480/2240486,Kolhapur: 11 &12,GroundFloor,AyodhyaTowers,CSNo511,KH-1/2, ‘E’Ward,DabholkarCorner,StationRoad,Kolhapur-416001,Tel.: (0231)2666603/2657315,Margao:ShopNo.G-6&G-7,JeevottamSundara,81,PrimitiveHospicioRoad,BehindCineMetropole,Margao,Goa-403 601,Tel.: (0832) 2711133,Nasik:ApurvaAvenue,Ground Floor, Near KusumagrajPratishthan,TilakWadi,Nasik-422002,Tel:(0253)2570251/252,Panaji: E.D.C.House,MezzanineFloor,Dr.A.B.Road,Panaji, Goa-403 001, Tel: (0832) 2222472, Pune: Ground Floor, Shubhadra Bhavan, Apte Road, Opposite RameeGrandHotel,Pune–411004.Maharashtra,Tel.: (020)25521052/53 /54 /55 /63,Solapur:157/2C,RailwayLines,RajabhauPatwardhanChowk,Solapur–413003,Maharashtra,Tel.:(0217)22311767.

NORTHZONE

CHANDIGARHREGION

Ambala:5686-5687, NicholsonRoad,AmbalaCantt,Haryana,Pin-133001,Tel.: (0171)2631780,Amritsar:69,CourtRoad, Amritsar-143001, Tel: (0183) 2564388, Bhatinda: 2047, II Floor, Crown Plaza Complex, Mall Road, Bhatinda– 151 001, Punjab, Tel: (0164) 223 6500, Chandigarh: Jeevan Prakash (LIC Bldg.), Sector 17-B, Chandigarh-160017, Tel: (0172) 2703683, Jalandhar: “Ajit Complex”, First Floor, 130 Ranjit Nagar, G. T. Road, Jalandhar-144 001,Tel: (0181) 22324756, Jammu: Gupta’s Tower, CB-13, 2nd Floor, Rail Head Complex, Jammu – 180 004, Jammu &Kashmir, Tel.: (0191) 2470627, Ludhiana: Ground Floor, S CO 28, Feroze Gandhi Market, Ludhiana-141 001, Tel:(0161)2441264,Panipat: Officeno.7,2ndFloor,NKTower,OppositeABMAMROBank,GTRoad,Panipat–132103,Haryana,Tel.: (0180)2631942,Patiala:SCONo.43,GroundFloor,NewLeelaBhawan,Patiala,Punjab-147001,Tel:(0175)2300341,Shimla:BellVilla,5thFloor,BelowScandalPoint,TheMall,Shimla,HimachalPradesh-171001,Tel.No.:(0177)2657803.

DELHIREGION

Dehradun:56,RajpurRoad,HotelClassicInternational,Dehradun-248001,Tel:(0135)2743203,Faridabad:ShopNo.6,FirstFloor,AboveAXISBank,CrownComplex,1&2Chowk,NIT,Faridabad-121001,Tel:(0129)2424771,Ghaziabad:C-53C,MainRoad,RDC,Opp.PetrolPump,Ghaziabad - 201001,UttarPradesh,Tel: (0120) 2820920/23,Gurgaon:SCO28,1stfloor,Sector14,Gurgaon–122001,Haryana,Tel:(0124)4245200,Haridwar: FirstFloor,AshirwadComplex,NearAhujaPetrolPump,OppKhannaNagar,Haridwar–249407,Tel.: (01334)312828,JanakPuri:Bldg.No.4,FirstFloor,B-1,CommunityCentre,B-Block,JanakPuri,NewDelhi–110058,Tel.:(011)25523246/47/48,LaxmiNagar:FlatNo. 104-106, 1st Floor, LaxmiDeepBuilding, LaxmiNagarDistrictCentre, LaxmiNagar,NewDelhi – 110092,Tel.No.(011)22529398/9374,Meerut:10/8GroundFloor,NiranjanVatika,BegumBridgeRoad,NearBachchaPark,Meerut-250001,UttarPradesh,Tel.:(0121)648031/2,Moradabad:ShriVallabhComplex,NearCrossRoadMall,CivilLines,Moradabad–244001,UttarPradesh,Tel.:(0591)2411220,NehruPlace:G-7,HemkuntTower(ModiTower),98,NehruPlace(NearParasCinema),NewDelhi-110019,Tel: (011)28898128,NewDelhi:13thFloor,JeevanBharati,Tower II,ConnaughtCircus,NewDelhi –110001.Tel: (011)23327497,23739491/2,Noida: J-26,GroundFloor,NearCentreStageMall,Sector18,Noida–201301,Tel: (0120)2512311 to314,PitamPura:G-5-10AggarwalCyberPlaza,NetajiSubhashPlace,PitamPura,Delhi–110034,Tel:(011)27351001.

RAJASTHANREGION

Ajmer: UdayJyotiComplex,FirstFloor,IndiaMotorCircle,KutcheryRoad,Ajmer-305001,Tel:(0145)2423948, Alwar: PlotNo.1, JaiComplex (1stFloor),AboveAXISBank,RoadNo.2,Alwar–301001,Rajasthan,Tel.:(0144)2700303/4,Bhilwara: B-6GroundFloor,SKPlaza,PurRoad,Bhilwara – 311001,Rajasthan,Tel.: (01482) 242220/21,Bikaner:Gupta Complex, 1st Floor, Opposite Chhapan Bhog, Rani Bazar, Bikaner – 334 001, Rajasthan, Tel: (0151) 2524755, Jaipur: 2ndFloor,AnandBhavan,SansarChandraRoad, Jaipur-302001,Tel: (0141)-4004941/43 to 46, Jodhpur: 51KalpataruShoppingCentre,ShastriNagar,NearAshapurnaMall,Jodhpur-342005,Tel.:(0291)-5135100,Kota:SunderArcade,PlotNo.1,AerodromeCircle,Kota-324007,Tel:(0744)-2502242/07, Sikar: 9-10,1stFloor,BhaskerHeight,WardNo.28, Silver Jubilee Road, Shramdaan Marg, Nr. S K Hospital, Sikar, Rajasthan – 332 001, Tel: (01572) 271044,271043, Sriganganagar: Shop No.4 Ground Floor, Plot No.49, National Highway No.15, Opp. Bhihani Petrol Pump,Sriganganagar – 335 001, Rajasthan, Tel: (0154) 2481602, Udaipur: Ground Floor, RTDC Bldg., Hotel Kajri, ShastriCircle,Udaipur-313001,Tel:(0294)–2423065/66/67.

UTTARPRADESHREGION

Agra: FCI Building, Ground Floor, 60/4, Sanjay Place,Agra–282 002, Tel: (0562) 2857789, 2858047,Aligarh: 3/339-A Ram Ghat Road, Opp. Atrauli Bus Stand, Aligarh, Uttar Pradesh–202 001, Tel : (0571) 2741511, Allahabad: 4,SardarPatelMarg,1stFloor,CivilLines,Allahabad-211001,Tel:(0532)2561028,Bareilly:116-117DeenDayalPuram,

48

UTI - BOND FUND

Bareilly,UttarPradesh-243005,Tel.: (0581)2303014,Gorakhpur: CrossRoadTheMall,ShopNo.16 -20,1stFloor,Bank Road, A. D. Chowk, Gorakhpur - 273 001, Uttar Pradesh, Tel.: (0551) 220 4995 / 4996,Kanpur: 16/77, CivilLines,Kanpur-208001,Tel: (0512)2304278,Lucknow:AryanBusinessPark, 2nd floor, 19/32ParkRoad (old90MGRoad), Lucknow-226 001, Tel: (0522) 2238491/2238598,Varanasi: 1st Floor, D-58/2A-1, Bhawani Market, Rathyatra,Varanasi-221010,Tel:(0542)2226881.

EASTZONE

BIHARREGION

Bhagalpur:1stfloor,KavitaApartment,OppositeHeadPostOffice,MahatmaGandhiRoad,Bhagalpur-812001,Bihar,Tel.:(0641)2300040/41,Darbhanga:VIPRoad,Allalpatti,OppositeMahamayaNursingHome,P.O.DarbhangaMedicalCollege,Laheraisarai,Dist–Darbhanga,Bihar–846003,Tel.: (06272)250033,Gaya:1stFloor,ZionComplex,Opp.Fire Brigade, Swarajpuri Road, Gaya-823 001, Bihar, Tel: (0631) 2221623,Muzaffarpur: Ground Floor, LIC ‘JeevanPrakash’Bldg.,UmaShankarPanditMarg,OppositeDevisthan(DeviMandir)ClubRoad,Muzaffarpur(Bihar),Pin–842002,Tel.: (0621)2265091,Patna: 3rdFloor,HarshwardhanArcade,BesideLokNayakJaiPrakashBhawan, (NearDakBunglowCrossing),FraserRoad,Patna–800001,Bihar,Tel:(0612)2200047.

NORTHEASTREGIONAgartala:SuriyaChowmohani,HariGangaBasakRoad,Agartala -799001,Tripura,Tel.: (0381)2387812,Guwahati:1st Floor, Hindustan Bldg., M.L. Nehru Marg, Panbazar, Guwahati-781 001, Tel: (0361) 254 5870, Shillong: SaketBhawan,AboveMohini Store, Police Bazar, Shillong-793 001,Meghalaya, Tel.: (0364) 250 0910,Silchar: First Floor,N. N. Dutta Road, Shillong Patty, Silchar, Assam - 788 001, Tel.: (03842) 230082/230091, Tinsukia: Ward No.6,ChirwapattyRoad,Tinsukia–786125,Assam,Tel.:(0374)2340266/2341026.

ORISSA&JHARKHANDREGION

Bokaro:PlotC-1,20-C(GroundFloor),CityCentre,Sector–4,BokaroSteelCity,Bokaro–827004,Jharkhand,Tel.:(06542)323865,233348,Dhanbad:111&112,ShriramMall,ShastriNagar,BankMore,Dhanbad-826001,Tel.:(0326)6451971/2304676,Jamshedpur:1-A,RamMandirArea,Gr.& 2ndFloor,Bistupur, Jamshedpur-831 001,Tel: (0657)2756074,Ranchi : ShopNo.8&9,SPGMart,CommercialComplex,OldHBRoad,BahuBazar,Ranchi-834001,Tel:(0651)2900206/07,Balasore:PlotNo.570,1stFloor,StationBazar,NearDurgaMandap,Balasore–756001,Orissa,Tel.: (06782) 241894/241947,Berhampur:4th East Side Lane, DharmaNagar,Gandhi Nagar, Berhampur - 760 001,Orissa,Tel.: (0680)2225094/95,Bhubaneshwar:1st&2ndFloor,OCHCBldg.,24,Janpath,KharvelaNagar,Nr.RamMandir,Bhubaneshwar-751001,Tel: (0674)2410995,Cuttack:RoyVilla, 2nd floor,BajrakabatiRoad,P.O.-BuxiBazar,Cuttack-753 001, Orissa, Tel: (0671) 231 5350/5351/5352, Rourkela: Shree Vyas Complex, Ground Floor, PanposhRoad,NearShalimarHotel,Rourkela–769004,Orissa,Tel.:(0661)2401116/2401117,Sambalpur:PlotNo.2252/3495,1stFloor,Budharaja,Opp.BudharajaPostOffice,Sambalpur,Orissa-768004,Tel:(0663)2520214.

WESTBENGALREGION

Baharampur:1/5KKBanerjeeRoad,1stFloor,Gorabazar,Baharampur–742101,WestBengal,Tel.:(03482)277163,Barasat:57 JessoreRoad, 1st Floor,Sethpukur,Barasat,North 24Paraganas,Pin-700124,WestBengal,Tel.: (033)25844583, Bardhaman: Sree Gopal Bhavan, 37 A, G.T.Road, 2nd Floor, Parbirhata, Bardhaman – 713 101, WestBengal, Tel.: (0342) 2647238, Durgapur: 3rd Administrative Bldg., 2nd Floor, Asansol Durgapur Dev. Authority, CityCentre, Durgapur-713216,Tel: (0343) 2546831,Kalyani:B-12/1Central Park, Kalyani -741 235, District: Nadia,WestBengal, Tel.: (033) 25025135/6,Kharagpur: M/s.Atwal Real Estate Pvt. Ltd., 1st Floor, M S Tower, O.T. Road, Opp.College INDA, Kharagpur, Paschim Midnapore-721 305, Tel: (0322) 228518, 29, Kolkata : Netaji Subhash ChandraRoad, Kolkata-700 001, Tel: (033) 22436571/22134832,Malda: 10/26 K J Sanyal Road, 1st Floor, Opp Gazole TaxiStand, Malda – 732 101, West Bengal, Tel.: (03512) 223681/724/728, Rash Behari : Ground Floor, 99 Park ViewAppt., Rash BehariAvenue, Kolkata-700 029, Tel.: (033) 24639811,Salt LakeCity :AD-55, Sector-1, Salt LakeCity,Kolkata-700 064, Tel.: (033) 23371985, Serampore: 6A/2, Roy Ghat Lane, Hinterland Complex, Serampore, Dist.Hooghly – 712 201,West Bengal, Tel.: (033) 26529153/9154,Siliguri: Ground Floor, JeevanDeep Bldg., GurunanakSarani,SevokeRd.,Silliguri-734401,Tel:(0353)2535199.

SOUTHZONE

ANDHRAPRADESHREGION

Guntur: Door No.12-25-170, Ground Floor, Kothapet Main Road, Guntur–522 001, Tel: (0863)-2333819, Hyderabad: Lala II Oasis Plaza, 1st floor, 4-1-898 Tilak Road, Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382,

49

UTI - BOND FUND

Kadapa:No.2/790,SaiRamTowers,Nagarajpeta,Kadapa-516001,Tel:(08562)222121/131,Nellore:Plotno.16/1433,Sunshine Plaza, 1st Floor, RamalingapuramMain Road, Nellore – 524 002,Andhra Pradesh, Tel: (0861) 2335818/19,Punjagutta : 6-3-679, First Floor, Elite Plaza, Opp. Tanishq, Green Land Road, Punjagutta, Hyderabad-500 082,Tel: (040)-23417246,Rajahmundry: Door No.7-26-21, 1st Floor, Jupudi Plaza, Maturi Vari St., T. Nagar, Dist. – EastGodavari,Rajahmundry–533101,AndhraPradesh,Tel.: (0883)2008399/2432844,Secunderabad :10-2-99/1,GroundFloor, Sterling Grand CVK, Road No. 3, West Marredpally, Secunderabad-500 026, Tel: (040) 27711524, Tirupati: Dno. 20-1-201-C, Ground Floor, Korlagunta junction, Tirumala Byepass Road, Tirupati-517 501, Andhra Pradesh, Tel.:(0877) 2100607/2221307,Vijaywada: 29-37-123, 1st Floor, Dr. SridharComplex, VijayaTalkies Junction, EluruRoad,Vijaywada-520 002, Tel:(0866) 2444819, Vishakhapatnam: 202, 1st Floor, Door No.9-1-224/4/4, Above LakshmiHyundai Car Showroom, C.B.M. Compound, Near Ramatalkies Junction, Visakhapatnam-530 003, Tel : (0891) 2550275, Warangal: House No.9-2-31, Shop No.23 & 24, 1st Floor, Nirmala Mall, J P N Road, Warangal-506 002, Tel:(0870)2441099/2440766.

KARNATAKAREGION

Bengaluru : 1st Floor, Centenary Building, No.28, M G Road, Bengaluru – 560001, Karnataka, Tel. No. (080) 25592125,Belgaum:1stFloor, ‘Indira’,Dr.RadhaKrishnaMarg5thCross,SubhashMarket,Hindwadi,Belgaum-590011,Karnataka, Tel.: (0831) 2423637, Bellary: Kakateeya Residency, Kappagal Road, Gandhinagar, Bellary – 583 103,Karnataka,Tel: (08392) 255 634/635, Davangere: No.998 (OldNo.426/1A) “SatyaSadhana”, KuvempuRoad, LawersStreet, K. B. Extension, Davangere - 577 002, Karnataka, Tel.: (08192) 231730/1, Gulbarga: F-8, First Floor, AsianComplex, NearCity Bus Stand, HeadPostOfficeRoad, SuperMarket,Gulbarga – 585 101, Karnataka,Tel.: (08472)273864/865,Hubli:1stFloor,KalburgiSquare,DesaiCross,TBRoad,Hubli-580029,DistDharwad,KarnatakaState,Tel: (0836)-2363963/64, Jayanagar : 427 / 14-1, Harmony, 9th Main Road, Near 40th Cross, 5th Block, Jayanagar,Bengaluru -560 041, Tel: (080) 22440837, 64516489, Malleswaram : No.60, Maruthi Plaza, 8th Main, 18th CrossJunction, Malleswaram West, Bengaluru-560 055, Tel.: (080) 23340672, Mangalore: 1st Floor, Souza Arcade, NearJyothi Circle, Balmatta Road, Mangalore-575 001, Karnataka, Tel: (0824) 2426290, 2426258, Mysore: No.2767/B,NewNo.83/B,KantharajUrsRoad,Saraswathipuram1stMain,Opposite toSaraswathiTheatre,Mysore-570009,Tel:(0821)-2344425.

TAMILNADU&KERALA

Annanagar : W 123, III Avenue, Annanagar, Chennai – 600 040, Tel: (044) 65720030, Chennai Main : CapitalTowers, Ground Floor, 180, Kodambakkam High Road, Nungambakkam, Chennai – 600 034. Tamil Nadu, Tel.: (044)48574545/46/47,Kochi:GroundFloor, Palackal Bldg.,ChittoorRoad,Nr. Kavitha InternationalHotel, Iyyattu Junction,Ernakulam, Cochin-682 011, Kerala, Tel: (0484) 238 0259/2163, 286 8743, Fax: (0484) 237 0393, Coimbatore: UR House, 1st Floor, 1056-C, Avinashi Road, Opp. Nilgiris Dept. Stores, Coimbatore-641 018, Tel: (0422) 2244973,Kottayam:MuringampadamChambers,Ground Floor, Door No.17/480-F, CMSCollegeRoad, CMSCollege Junction,Kottayam–686 001, Tel.: (0481) 2560734, Kozhikode: Aydeed Complex, YMCA Cross Road, Kozhikode - 673 001,Kerala,Tel.: (0495)2367284 /324,Madurai: “JeevanJyothiBuilding”,FirstFloor,134PalaceRoad,Opp. toChristianMission Hospital, Madurai - 625 001, Tel.: (0452) 2333317, Salem: No.2/91, Sri Vari Complex, First Floor, PreetheeBajaj Upstairs, New Bus Stand Road, Meyyanur, Salem - 636 004, Tel.: (0427) 2336163, T Nagar : 1st Floor, 29,NorthUsmanRoad,TNagar,Chennai-600017,Tel:(044)65720011/12,Thiruvananthapuram:TC15/49(2),1stFloor,Saran Chambers, Vellayambalam, Thriuvananthapuram-695 010, Tel: (0471) 2723674,Trichur: 26/621-622, KollannurDevassy Building, 1st Floor, Town Hall Road, Thrissur-680 020, Tel. No.:(0487) 2331 259/495, Tirunelveli: 1st Floor,10/4ThahaPlaza,SouthBypassRoad,Vannarpet,Tirunelveli–627003.Tel.:(0462)2500186,Tirupur:47,CourtStreet,Sabhapathipuram,Tirupur – 641 601,TamilNadu,Tel.: (0421) 223 6337/6339,Trichy: KingstonParkNo.19/1, PuthurHighRoad, (Opp.ArunaTheatre), Puthur,Tiruchirapalli-620 017,Tel.: (0431) 2770713,Vellore: SRArcade, 1st floor,15/2No.30,OfficersLine,Vellore–632001,TamilNadu,Tel.:(0416)2235357/5339.

UTINRICELL

UTITower, ‘Gn’ Block, Bandra-KurlaComplex, Bandra (E),Mumbai-400 051,Tel: 66786064 • Fax 26528175 • E-mail:uti-nri@uti.co.in

OFFICE OF THE REGISTRAR

M/s. Karvy Computershare Pvt. Ltd.: Unit: UTIMF, Karvy Selenium Tower B, Plot Nos. 31 & 32, Financial District,Nanakramguda, SerilingampallyMandal, Hyderabad - 500 032,BoardNo: 040-6716 2222,FaxNo.: 040-6716 1888,Email:uti@karvy.com

KARVYCENTRES

Abohar: C/o. Shri S K Goyal, Business Development Associate of UTI Mutual Fund, H. No. 1184, Street No.5, 7thChowk,Abohar,Punjab–152116,Tel.:01634–221238,Ahmednagar:C/o.Mr.SantoshH.Gandhi,3312,KhistLane,

50

UTI - BOND FUND

Ahmednagar–414001,Maharashtra,Mob.:9850007454,Akola:ShopNo.30,GroundFloor,YamunaTarangComplex,NHNo.06,MurtizapurRoad,Akola–444004,Tel.:0724–2451874,Alleppey:C/o.MrKThankachan,MJMBuilding,Mullackal,Alleppey, Kerala – 688 011,Tel. No.: (0477) 2251110,Ananthapur: # 15-149, 2nd Floor, S.R.Towers,Opp:LalithakalaParishat,SubashRoad,Anantapur-515001,Tel.:(08554)244449,Andaman&NicobarIslands:C/o Shri PNRaju,5,MiddlePoint,112,MGRoad,MidynaTower,GroundFloor,PortBlair,Andaman&Nicobar Islands–744101,Tel.:03192-233083,Angul:C/oShriSuryaNarayanMishra,1stFloor,SreeramComplex,NH-42,Similipada,Angul,Orissa,Pin-759122,Tel.:06764-230192,Ankamaly:C/oMr.P.K.Martin (CA),ParayilAgencies,AnkamalySouthP.O.,Ankamaly,ErnakulamDist.,Kerala–683573,Tel.:0484-6004796,Asansol: C/oMr.JayantaSovakar,ParbatiShoppingArcade,BlockNo.1ShopNo3,AshramMoreGTRoad,Opp.Bankof India,Asansol,Burdwan-713301,Tel.: (0341)2301530,Bankura:C/oShriSubhasisDas,RampurRoad(OldRathtola),NearCityNursingHome,PO&DistBankura-722101WestBengal,PhoneNo.03242-259584,Bhojpur:C/oMr.VPGupta,MahadevaRoad,Ara,Bhojpur,Bihar–802301,Tel.No.: (06182)244334,Bilaspur:C/oMrVijayKumarKhaitan, InvestorCentre,1stFloor,HotelMidTownComplex, Telephone Exchange Road, Bilaspur – 495 001, Tel. No.: (07752) 414 701, Bongaigaon: C/o Shri UdayChatterjee, Natun Para, College Road, P.O. Bongaigaon Dist. Bongaigaon-783380Assam. Phone No. 03664-230488, Chandrapur: C/o. Mr. Balraj Singh Wadhawan, Opp. Laxmi Narayan Temple, Chandrapur – 442 402, Tel.: 07172 –255562,Chhindwara: C/o ShriArun Kumar Pandey, Char Fatak, Station Road, Behind Sub Post Office, ShanicharaBazar, Chhindwara-480002 Madhya Pradesh. Phone No. 07168-235223, Dhule: Ground Floor, Ideal Laundry, LaneNo.4, Khol Galli, Near Muthoot Finance, Opp. Bhavasar General Store, Dhule – 424 001, Tel: (02562) 282823,Dindigul: No.9, Old No.4/B, New Agraharam, Palani Road, Dindigul-624 001, Tel.: (0451) 2436077/177, East Midnapore: C/o ShriManojKumarDolai,TownPadumbasan,POTamluk,EastMidnapore,WestBengal,Pin-721636,Mob.: 953228266242, Eluru: 23A-3-32, Gubbalavari Street, R R Pet, Eluru - 534 002, Tel.: (08812) 227851 to 54,Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp. Erode Bus Stand, Sathy Road, Erode-638 003, Tel.:(0424)2225615,Gandhinagar: 27,SumanTower,NearHotelHaveli,SectorNo.11,Gandhinagar,Ahmedbad-382011,Tel.: (079) 28529222 / 23249943 / 4955,Hajipur: C/oMr. V N Jha, Business DevelopmentAssociate for UTIMutualFund, 2nd Floor, Canara Bank Campus Kachhari Road, Hajipur - 844101, Bihar Phone No. 06224 (260520),Hazaribagh:C/oSurendraNathSingh, BusinessDevelopmentAssociate forUTIMutual Fund, PrabhuNiwasMarket,AnandaChowk,GuruGobindSinghRoad,Hazaribagh–825301,JharkhandTel(06546)261015,Himatnagar:C/oShriMohamedarif SMemon, B-1, DeshkantaMemon Complex, Opp Power House, Hajipura, Himatnagar -383001GujaratPhoneNo. 02772-240796,Hissar: C/o Shri Sanjeev Kumra, 79-S,Model Town, Hissar – 125005, Haryana,Howrah:C/o Shri Asok Pramanik, Uluberia – R.S., Majherrati, Jaduberia, Dist. Howrah, West Bengal, Pin-711316, Tel.: 033-26610546, Jalpaiguri: D.B.C. Road, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalpaiguri,Jalpaiguri–735 101, Tel.: (03561) 224207/225351, Jammu & Kashmir: C/o Smt Sunita Malla (Koul), Near New EraPublic School, Rajbagh, Srinagar, Jammu & Kashmir -190008, Tel.: (0194) 2311868, Jhansi: 371/01, Narayan Plaza,GwaliorRoad,Near JeevanShahChauraha, Jhansi-284 001,Tel.: (0510) 2333685,Jorhat: C/oShriMohanChandraHazarika,TRPhookanRoad,Opp.AssamGraminVikasBank,AbulKamalMemorialBuilding,IstFloor,Jorhat785001Assam. Phone No. 0376-2322092, Junagadh: 124/125, Punit Shopping Center, Ranavat Chowk, Junagadh,Gujarat–362 001, Tel.: (0285) 2624154,Kaithal: C/o Mr. Parvesh Bansal, Business DevelopmentAssociate, ChandniChowk,OldSabziMandi,Kaithal,Haryana–136027,Tel.No.:(01746)232486,Kannur: C/oMrTPrakashan,1stFloor,Supex Corner, Near Training School, Kannur – 670002, Tel. No.: (0497) 2702157 Karimnagar: H. No.4-2-130/131,AboveUnionBank,JafriRoad,RajeevChowk,Karimnagar-505001,Tel.: (0878)2244773/75/79,Karnal: 18/369,CharChaman, Kunjpura Road, Karnal – 132 001, Haryana, Tel:(0184) 2251524 / 2251525 / 2251526, Katihar: C/o MrRabindra Kumar Sah, Keshri Market, Barbanna Gali, Baniatola Chowk, M G Road, Katihar, Dist-Katihar, Bihar – 854105,Tel.No.: (06452)244155,Khammam:2-3-117,GandhiChowk,Opp.SiramvariSatram,Khammam-507003,Tel.:(08742)258567,Kheda:C/oShriSanjayBPatel,SubhashCornerPijBhagol,StationRoadOffGhodiaBazar,Nadiad,Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Vigneshwara Bhavan, Below Reliance Web World,Kadapakkada,Kollam–691008,Tel.:(0474)3012778,Korba:C/oMrVijayKumarRajak,ShopNo.31,PanditDinDayalUpadhyayaShubhadaComplex,TPNagar,Korba–495450,Krishna:C/oShriMamidiVenkateswaraRao,D.No.25-474,Kojjilipet,Machilipatnam,DistKrishna,AndhraPradesh,Pin-521001,Tel.:08672-221520,Kumbakonam:C/oShriAGiri,GroundFloor,KVGComplex,49TSRStreet,Kumbakonam–612001,Tamilnadu,Tel.:(0435)2403782,Kurnool: ShopNo.43,1stFloor,SVComplex,RailwayStationRoad,Kurnool -518004,Tel.: (08518)228850/950,Madhubani:C/oShriAnandKumar,BimalNiwas,7/77,NarialBazar,P.O.&Dist.Madhubani,Bihar,Pin-847211,Tel.:06276-223507,Malout: S/o.S.KartarSingh,BackSideSBIBank,WardNo.18H.No.202,HetaRamColony,Malout,Distt.Muktsar–152107,Punjab,Mob.:9417669417,Mathura: AmbeyCrownIIFloor,InfrontofBSACollage,GaushalaRoad,Mathura–281001,Mob.:9369918618,Mehsana: C/oMr.KamleshCShah,148-149SardarVyaparSankulMalGodown,UrbanBank Road, Mehsana – 384 002, Tel.: (02762) 256377, Munger: C/o Shri Bijoy Kumar, Business DevelopmentAssociate, Betwen Bazar, Bari Sangat Road, Munger – 811 201. Bihar, Tel. No.: (06344) 222 230, Nadia: C/o ShriProkashChandraPodder,Udayan,20,M.M.Street,(Nr.SadarHospital,TrafficMore),POKrishnagar,Dist.Nadia,WestBengal, Pin-741101, Mob.: 953472255806,Nadiad: 104-105, City Point, Near Paras Cinema, Opp. IFFCO Vala Hall,Nadiad-387 001, Gujarat, Tel: (0268) 256 3245,Nagaon: C/o Shri Sajal Nandi,A D P Road, Christianpatty, Nagaon,

51

UTI - BOND FUND

Assam,Pin-782001,Tel.:03672-233016,Nagarcoil:3A,SouthCarStreet,ParfanComplex,NrTheLaxmiVilasBank,Nagarcoil –629 001,Tel: (04652) 233551/52/53,Nalanda: C/oShriMdMokhtarAlam,NajamComplex,GroundFloor,Bain House, Opposite SBI Bazar Branch, Post Office Road, Biharsharif, Dist. Nalanda, Bihar – 803 101, Tel.: 06112-233580, Nanded: Shop No.4, First Floor, Opp. Bank of India, Santkrupa Market, Gurudwara Road, Nanded,Maharashtra–431602–Tel.:02462–237885,Nizamabad:C/oMrChoutiGiridhar,H.No.5-6-570/A2,BesideBombayNursingHome,HyderabadRoad,Nizamabad–503002,Telangana.Tel.No.: (08462)243266,Ongole: YRComplex,Near Bus Stand,Opp. Power House, Kurnool Road,Ongole-523 002, Tel.: (08592) 657801/282258,Palghat: 12/310,(No.20&21),MetroComplex,HeadPostOfficeRoad,Sultanpet,Palghat,Tel.: (0491) 2547143/373,Paradip:C/oMrPrasanna Kumar Routaray, New Trade Center-1, Unit No-5, 2nd Floor, Paradip Port, Bank Street, Dist-Jagatsinghpur,Odisha–754142,Tel.No.:(06722)223542,Pondicherry:No.7,FirstFloor,ThiayagarajaStreet,Pondicherry–605001Tel: (0413)2220640,Puri:C/oShriPradeepKumarNayak,Lavanyapuri,SarvodayaNagar,Puri,Orissa,Pin-752002,Tel.: 06752-251788, Ratnagiri: C/o V L Ayare, Chief Agent for UTI Mutual Fund, Gala No.3, Shankeshwar Plaza,Nachane Road, Ratnagiri – 415 639, Tel.: (02352) 270502,Rewari: C/o Shri Raghu Nandan, Business DevelopmentAssociate for UTI Mutual Fund, SCO-7, Brass Market (Opposite LIC office) Rewari – 123401, Haryana Tel (01274)224864,Rohtak: C/oShriKamalDureja,G-32,AshokPlaza,BehindICICIBank,Rohtak–124001,Haryana,Roorkee: ShreeAshadeepComplex,16CivilLines,NearIncomeTaxOffice,Roorkee-247667,Tel.:(01332)277664/667,Sagar: C/oMr.MaheshRaikwar,ShopNo.9,1stFloor,SatyamComplex, In frontofCantMall,5,CivilLines,Sagar–470002,MadhyaPradesh.Tel.No.:(07582)221871,Saharanpur: 18MissionMarket,CourtRoad,Saharanpur–247001,UttarPradesh, Tel.: (0132) 3297451,Sangli: C/o. Shri Shridhar D Kulkarni, “Gurukrupa Sahniwas” CS No.478/1, Gala No.B-4,SambhareRoad,GaonBhag,NearMarutiTemple,Sangli –416416,Maharashtra,Tel.: (0233)2331228,Satara: C/o.ShriDeepakV.Khandake, ‘Pratik’,31RamkrishnaColonyCamp,Satara–415001,Tel.: (02162)230657,Satna: C/oMrAjayDinkarModak,PremNagar,NearMPEBOffice,Satna–485001,Tel.No.:(07672)237030,Shimoga:LLRRoad, Opp. Telecom Gm Office, Durgi Gudi, Shimoga–577 201, Tel.: (08182) 227485, Thanjavur: Nalliah Complex,No.70, Srinivasam Pillai Road, Thanjavur–613 001, Tel.: (04362) 279407/08, Thiruvalla: 2nd Floor, Erinjery Complex,Ramanchira,Opp.AxisBankLtd,Thiruvalla,Pathanamthitta,Kerala–689107.Tel.No.: (0469)3205676, Tuticorin: 4B, A34, A37, Mangalmal, Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin–628 003, Tel.: (0461)2334601/602,Udupi: C/o ShriWalter Cyril Pinto, C/o Feather Communications, 13-3-22A1, Vishnu Prakash Building,GroundFloor,Udupi,Karnataka,Pin-576101,Tel.:0820-2529063,Ujjain:C/oShriSumitKataria,BusinessDevelopmentAssociateofUTIMutualFund,68,Mussadipura,SatiMarg,Ujjain,MP–456006Tel.: (0734)2554795,UttarDinajpur:C/oShri PrasantaKumarBhadra, Sudarshanpur,NearTelecomExchange, P.O.Raiganj, UttarDinajpur,West Bengal,Pin-733134,Tel.:03523-253638,Valsad: ShopNo2,PhirozaCorner, ICICIBankCharRasta,TithalRoad,Valsad–396001,Tel.:(02632)326902.

DUBAIREPRESENTATIVEOFFICE

UTIInternationalLimited,OfficeNo.4,Level4,AlAttarBusinessTowers,NearDIFC,PostBoxNo.29288,SheikhZayedRoad,Dubai(UAE),Tel:+971-4-3857707•Fax:+971-4-3857702.

MFUTILITYFORINVESTORS

The online portal of MF Utilities India Private Ltd (MFUI) i.e. www.mfuonline.com and authorised Points of Service(“POS)ofMFUIshallactasOfficialPointsofAcceptance (OPAs) inaddition to theexistingOPAsof theUTIAMCLtd.ForfurtherdetailspleaserefertoSID/SAI.