Mortgage Assumption Application - Chase Bank

39
Mortgage Assumption Application Please complete and include this Cover Sheet with your documents. Date: ______ /______ / _________________ Loan number: __________________________________________________ Applicant name: _________________________________________________ Phone: 1 ( ______ ) ______ - _____________ 1 When you give us your mobile phone number, we have your permission to contact you at that number about all your Chase or J.P. Morgan accounts. Your consent allows us to use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls, but not for telemarketing or sales calls. It may include contact from companies working on our behalf to service your accounts. Message and data rates may apply. You may contact us anytime to change these preferences. You can fax, mail or email these documents to: Fax: 1-855-372-0605 Email: [email protected] Mail: Chase 700 Kansas Lane Mail Code: LA4-6888 Monroe, LA 71203 COVER SHEET 99177-CS-0215

Transcript of Mortgage Assumption Application - Chase Bank

Mortgage Assumption Application

Please complete and include this Cover Sheet with your documents

Date ______ ______ _________________

Loan number __________________________________________________

Applicant name _________________________________________________

Phone1 ( ______ ) ______ - _____________

1 When you give us your mobile phone number we have your permission to contact you at that number about all your Chase or JP Morgan accounts Your consent allows us to use text messaging artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls but not for telemarketing or sales calls It may include contact from companies working on our behalf to service your accounts Message and data rates may apply You may contact us anytime to change these preferences

You can fax mail or email these documents to

Fax1-855-372-0605

Emailmortgageassumptionjpmchasecom

Mail Chase700 Kansas LaneMail Code LA4-6888Monroe LA 71203

COVER SHEET

99177-CS-0215

copy2021 JPMorgan Chase amp Co

This package will walk you through the mortgage assumption process provide and explain the

necessary forms and serve as a road map for you to complete your request to

bull Add a new borrower to become financially responsible for the loan

bull Release a current borrower from financial responsibility

Herersquos how the people associated with the assumption of the loan are identified on the forms included in this package

mdashThe person who will be added to the loan or the person already on the loan who will remain on the loan

mdashThe person already on the loan who will be removed from the loan

PLEASE NOTE

An assumption is a significant

decisionmdashit changes who is financially

responsible for the loan Please review

the information in this package to make

sure that an assumption is right for you

If you believe a relatively simple name

change may be your best option please

call us at 1-866-299-6752

99177-LAG-0215

Remember wersquore available to answer your questions

mdash call us at 1-866-299-6752 (1-800-582-0542 TTY)

Si tiene alguna pregunta por favor llame al 1-855-280-4198

Pay stubs from the past 30 days or if self-employed personal and business

returns from the past two years

Previous two years of W-2 forms (if applicable)

Previous two years of 1099 forms (if applicable)

Previous two months of bank statements (all pages)

Most recent quarterly 401(k) statement (all pages)

Final divorce decree or court-approved settlement agreement (if applicable)

Sales contract (if applicable)

Copy of death certificatewill (if applicable)

THE DOCUMENTS YOUrsquoLL NEED TO SEND US

Anyone who will be remaining on or added to the existing loan will need to return the following

information with the assumption applicationmdashwe canrsquot proceed with the application until wersquove

received all of the documents listed below

Please note that we may have also enclosed additional documents that are required for your situation that

arenrsquot listed below If applicable please review and sign these documents and return them to us with the

completed documents listed below

Please complete these enclosed forms and return them to us in the provided prepaid envelope

Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003)

General Authorization for a Mortgage Loan Assumption

Customer Information Worksheet

IRS Form 4506-C (Request for Transcript of Tax Return)

Please gather and send us the following documents for review

Copy of current property deed evidencing a transfer (if applicable)

You can fax mail or email the application and required documents to

Fax Mail Email 1-855-372-0605 Chase mortgageassumptionjpmchasecom

700 Kansas Lane Mail Code LA4-6888 Monroe LA 71203

99177-DOCS-0215

FREQUENTLY ASKED QUESTIONS

A loan assumption lets the borrower change who is financially responsible for the loan It could

involve adding or removing borrowers or transferring the loan to someone else Please review

these questions about eligibility for and alternatives to a loan assumption

ELIGIBILITY

How do you determine eligibility

We look at the credit history assets and income of the person who wants to assume the loan from the borrower

Will my credit history be considered

Yes wersquoll review your credit score and consider your credit history

Do the borrower and the person who assumes the loan have to be related

In some cases yes Wersquoll review your eligibility after we receive all the documents we need

What if the purpose of the property will change for example from a primary residence to an investment property

We may allow a change in the propertyrsquos purpose but in many cases we wonrsquot allow a change in occupancy

Can my loan be assumed if I completed a loan modification

We usually require that you wait one to four years after a modification before applying for an assumption

Can I have a previous bankruptcy or foreclosure in my credit history

We require that you wait four years after a bankruptcy and six years after a foreclosure before applying for an assumption

Can I still apply for mortgage assistance

Yes but assuming the loan may limit the assistance options yoursquore eligible for

FEES

Are there costs associated with an assumption

There are closing costs for completing an assumption These costs usually total about $1500 for every $100000 of the unpaid loan amount

Can closing costs be included in the loan amount

No All closing costs must be paid at the time of closing We canrsquot increase the amount owed on an existing loan as we can with a refinanced loan

GENERAL

Is it better to refinance the loan or assume responsibility for the existing loan

The rates and terms for refinancing could be better than the current loan terms visit chasecom for our rates When you refinance you can roll the closing costs into the loan amount In an assumption we canrsquot modify the existing loan terms

How long does an assumption take

Usually 70 to 90 days

Why do I have to qualify for the assumed loan if Irsquom on the current one

We need to make sure that you can afford the loan under the new circumstances

If I own the property will an assumption change that

An assumption by itself doesnrsquot change ownership of the property but ownership may change at the same time We recommend getting independent legal advice or consulting with a title company

ID 3188620 FM201

IN THE EVENT OF A DEATH

Is an assumption my only option

You may have the option to be added to the loan as a successor in interest

You wonrsquot be responsible for repaying the loan but will get access to account information and statements There are no fees to be added as a successor in interest

If you assume the loan yoursquoll be financially responsible for repaying it and wersquoll report your payment information to the credit reporting agencies

IN CASES OF DIVORCE

Should I wait until my divorce or separation is final before applying for an assumption

Yes we require a separation or divorce agreement that shows who will retain rights to the property

My divorce agreement shows that my spouse is now responsible for the mortgage Why do I have to go through an assumption

We still need to review the income credit and assets of the person maintaining ownership to ensure that they qualify for the loan under the new circumstances

IN CASES OF MARRIAGE

Do I need to complete an assumption to add my spouse to the loan

Not necessarily

If you conveyed an interest in the property to your spouse they can be added to the loan as a successor in interest They wouldnrsquot be responsible for repaying the loan but would get access to account information and statements We donrsquot charge a fee to add a successor in interest

With an assumption your spouse would be financially responsible for repaying the loan and wersquoll report their payment information to the credit reporting agencies

Were here to answer all your questions and will work with you to make sure you get the assistance you needmdashcall us at 1-866-299-6752 we accept operator relay calls

ID 3188620 FM201

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ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
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              219. Total1
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              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
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              318. A8
              319. A9
              320. A10
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              334. A13
              335. A14
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              360. A39
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              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
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              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
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                                                                              20. Check Box11-7 Off
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                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
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                                                                              26. Check Box11-12 Off
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                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
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                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
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                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
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                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
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                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
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                                                                              93. C4
                                                                              94. C40
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                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
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                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
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                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
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                                                                              212. F29
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                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
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                                                                              218. undefined_15-1
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                                                                              221. undefined_18-1
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                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
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                                                                              245. G9
                                                                              246. G10 Off
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                                                                              258. G22
                                                                              259. G23 Off
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                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
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                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

copy2021 JPMorgan Chase amp Co

This package will walk you through the mortgage assumption process provide and explain the

necessary forms and serve as a road map for you to complete your request to

bull Add a new borrower to become financially responsible for the loan

bull Release a current borrower from financial responsibility

Herersquos how the people associated with the assumption of the loan are identified on the forms included in this package

mdashThe person who will be added to the loan or the person already on the loan who will remain on the loan

mdashThe person already on the loan who will be removed from the loan

PLEASE NOTE

An assumption is a significant

decisionmdashit changes who is financially

responsible for the loan Please review

the information in this package to make

sure that an assumption is right for you

If you believe a relatively simple name

change may be your best option please

call us at 1-866-299-6752

99177-LAG-0215

Remember wersquore available to answer your questions

mdash call us at 1-866-299-6752 (1-800-582-0542 TTY)

Si tiene alguna pregunta por favor llame al 1-855-280-4198

Pay stubs from the past 30 days or if self-employed personal and business

returns from the past two years

Previous two years of W-2 forms (if applicable)

Previous two years of 1099 forms (if applicable)

Previous two months of bank statements (all pages)

Most recent quarterly 401(k) statement (all pages)

Final divorce decree or court-approved settlement agreement (if applicable)

Sales contract (if applicable)

Copy of death certificatewill (if applicable)

THE DOCUMENTS YOUrsquoLL NEED TO SEND US

Anyone who will be remaining on or added to the existing loan will need to return the following

information with the assumption applicationmdashwe canrsquot proceed with the application until wersquove

received all of the documents listed below

Please note that we may have also enclosed additional documents that are required for your situation that

arenrsquot listed below If applicable please review and sign these documents and return them to us with the

completed documents listed below

Please complete these enclosed forms and return them to us in the provided prepaid envelope

Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003)

General Authorization for a Mortgage Loan Assumption

Customer Information Worksheet

IRS Form 4506-C (Request for Transcript of Tax Return)

Please gather and send us the following documents for review

Copy of current property deed evidencing a transfer (if applicable)

You can fax mail or email the application and required documents to

Fax Mail Email 1-855-372-0605 Chase mortgageassumptionjpmchasecom

700 Kansas Lane Mail Code LA4-6888 Monroe LA 71203

99177-DOCS-0215

FREQUENTLY ASKED QUESTIONS

A loan assumption lets the borrower change who is financially responsible for the loan It could

involve adding or removing borrowers or transferring the loan to someone else Please review

these questions about eligibility for and alternatives to a loan assumption

ELIGIBILITY

How do you determine eligibility

We look at the credit history assets and income of the person who wants to assume the loan from the borrower

Will my credit history be considered

Yes wersquoll review your credit score and consider your credit history

Do the borrower and the person who assumes the loan have to be related

In some cases yes Wersquoll review your eligibility after we receive all the documents we need

What if the purpose of the property will change for example from a primary residence to an investment property

We may allow a change in the propertyrsquos purpose but in many cases we wonrsquot allow a change in occupancy

Can my loan be assumed if I completed a loan modification

We usually require that you wait one to four years after a modification before applying for an assumption

Can I have a previous bankruptcy or foreclosure in my credit history

We require that you wait four years after a bankruptcy and six years after a foreclosure before applying for an assumption

Can I still apply for mortgage assistance

Yes but assuming the loan may limit the assistance options yoursquore eligible for

FEES

Are there costs associated with an assumption

There are closing costs for completing an assumption These costs usually total about $1500 for every $100000 of the unpaid loan amount

Can closing costs be included in the loan amount

No All closing costs must be paid at the time of closing We canrsquot increase the amount owed on an existing loan as we can with a refinanced loan

GENERAL

Is it better to refinance the loan or assume responsibility for the existing loan

The rates and terms for refinancing could be better than the current loan terms visit chasecom for our rates When you refinance you can roll the closing costs into the loan amount In an assumption we canrsquot modify the existing loan terms

How long does an assumption take

Usually 70 to 90 days

Why do I have to qualify for the assumed loan if Irsquom on the current one

We need to make sure that you can afford the loan under the new circumstances

If I own the property will an assumption change that

An assumption by itself doesnrsquot change ownership of the property but ownership may change at the same time We recommend getting independent legal advice or consulting with a title company

ID 3188620 FM201

IN THE EVENT OF A DEATH

Is an assumption my only option

You may have the option to be added to the loan as a successor in interest

You wonrsquot be responsible for repaying the loan but will get access to account information and statements There are no fees to be added as a successor in interest

If you assume the loan yoursquoll be financially responsible for repaying it and wersquoll report your payment information to the credit reporting agencies

IN CASES OF DIVORCE

Should I wait until my divorce or separation is final before applying for an assumption

Yes we require a separation or divorce agreement that shows who will retain rights to the property

My divorce agreement shows that my spouse is now responsible for the mortgage Why do I have to go through an assumption

We still need to review the income credit and assets of the person maintaining ownership to ensure that they qualify for the loan under the new circumstances

IN CASES OF MARRIAGE

Do I need to complete an assumption to add my spouse to the loan

Not necessarily

If you conveyed an interest in the property to your spouse they can be added to the loan as a successor in interest They wouldnrsquot be responsible for repaying the loan but would get access to account information and statements We donrsquot charge a fee to add a successor in interest

With an assumption your spouse would be financially responsible for repaying the loan and wersquoll report their payment information to the credit reporting agencies

Were here to answer all your questions and will work with you to make sure you get the assistance you needmdashcall us at 1-866-299-6752 we accept operator relay calls

ID 3188620 FM201

[ ][ ][ ]

[ ]

[ ]

[ ]

[ ]

[ ][ ][ ]

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ] [ ]

[ ]

[ ]

[ ]

( )

( )

( )

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ]

[ ]

[ ]

[ ]

[ ]

ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
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              253. Text1-11
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              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
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              294. Text1-46
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              297. Text1-49
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              300. Text1-52
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              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Pay stubs from the past 30 days or if self-employed personal and business

returns from the past two years

Previous two years of W-2 forms (if applicable)

Previous two years of 1099 forms (if applicable)

Previous two months of bank statements (all pages)

Most recent quarterly 401(k) statement (all pages)

Final divorce decree or court-approved settlement agreement (if applicable)

Sales contract (if applicable)

Copy of death certificatewill (if applicable)

THE DOCUMENTS YOUrsquoLL NEED TO SEND US

Anyone who will be remaining on or added to the existing loan will need to return the following

information with the assumption applicationmdashwe canrsquot proceed with the application until wersquove

received all of the documents listed below

Please note that we may have also enclosed additional documents that are required for your situation that

arenrsquot listed below If applicable please review and sign these documents and return them to us with the

completed documents listed below

Please complete these enclosed forms and return them to us in the provided prepaid envelope

Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003)

General Authorization for a Mortgage Loan Assumption

Customer Information Worksheet

IRS Form 4506-C (Request for Transcript of Tax Return)

Please gather and send us the following documents for review

Copy of current property deed evidencing a transfer (if applicable)

You can fax mail or email the application and required documents to

Fax Mail Email 1-855-372-0605 Chase mortgageassumptionjpmchasecom

700 Kansas Lane Mail Code LA4-6888 Monroe LA 71203

99177-DOCS-0215

FREQUENTLY ASKED QUESTIONS

A loan assumption lets the borrower change who is financially responsible for the loan It could

involve adding or removing borrowers or transferring the loan to someone else Please review

these questions about eligibility for and alternatives to a loan assumption

ELIGIBILITY

How do you determine eligibility

We look at the credit history assets and income of the person who wants to assume the loan from the borrower

Will my credit history be considered

Yes wersquoll review your credit score and consider your credit history

Do the borrower and the person who assumes the loan have to be related

In some cases yes Wersquoll review your eligibility after we receive all the documents we need

What if the purpose of the property will change for example from a primary residence to an investment property

We may allow a change in the propertyrsquos purpose but in many cases we wonrsquot allow a change in occupancy

Can my loan be assumed if I completed a loan modification

We usually require that you wait one to four years after a modification before applying for an assumption

Can I have a previous bankruptcy or foreclosure in my credit history

We require that you wait four years after a bankruptcy and six years after a foreclosure before applying for an assumption

Can I still apply for mortgage assistance

Yes but assuming the loan may limit the assistance options yoursquore eligible for

FEES

Are there costs associated with an assumption

There are closing costs for completing an assumption These costs usually total about $1500 for every $100000 of the unpaid loan amount

Can closing costs be included in the loan amount

No All closing costs must be paid at the time of closing We canrsquot increase the amount owed on an existing loan as we can with a refinanced loan

GENERAL

Is it better to refinance the loan or assume responsibility for the existing loan

The rates and terms for refinancing could be better than the current loan terms visit chasecom for our rates When you refinance you can roll the closing costs into the loan amount In an assumption we canrsquot modify the existing loan terms

How long does an assumption take

Usually 70 to 90 days

Why do I have to qualify for the assumed loan if Irsquom on the current one

We need to make sure that you can afford the loan under the new circumstances

If I own the property will an assumption change that

An assumption by itself doesnrsquot change ownership of the property but ownership may change at the same time We recommend getting independent legal advice or consulting with a title company

ID 3188620 FM201

IN THE EVENT OF A DEATH

Is an assumption my only option

You may have the option to be added to the loan as a successor in interest

You wonrsquot be responsible for repaying the loan but will get access to account information and statements There are no fees to be added as a successor in interest

If you assume the loan yoursquoll be financially responsible for repaying it and wersquoll report your payment information to the credit reporting agencies

IN CASES OF DIVORCE

Should I wait until my divorce or separation is final before applying for an assumption

Yes we require a separation or divorce agreement that shows who will retain rights to the property

My divorce agreement shows that my spouse is now responsible for the mortgage Why do I have to go through an assumption

We still need to review the income credit and assets of the person maintaining ownership to ensure that they qualify for the loan under the new circumstances

IN CASES OF MARRIAGE

Do I need to complete an assumption to add my spouse to the loan

Not necessarily

If you conveyed an interest in the property to your spouse they can be added to the loan as a successor in interest They wouldnrsquot be responsible for repaying the loan but would get access to account information and statements We donrsquot charge a fee to add a successor in interest

With an assumption your spouse would be financially responsible for repaying the loan and wersquoll report their payment information to the credit reporting agencies

Were here to answer all your questions and will work with you to make sure you get the assistance you needmdashcall us at 1-866-299-6752 we accept operator relay calls

ID 3188620 FM201

[ ][ ][ ]

[ ]

[ ]

[ ]

[ ]

[ ][ ][ ]

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ] [ ]

[ ]

[ ]

[ ]

( )

( )

( )

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ]

[ ]

[ ]

[ ]

[ ]

ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
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              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

FREQUENTLY ASKED QUESTIONS

A loan assumption lets the borrower change who is financially responsible for the loan It could

involve adding or removing borrowers or transferring the loan to someone else Please review

these questions about eligibility for and alternatives to a loan assumption

ELIGIBILITY

How do you determine eligibility

We look at the credit history assets and income of the person who wants to assume the loan from the borrower

Will my credit history be considered

Yes wersquoll review your credit score and consider your credit history

Do the borrower and the person who assumes the loan have to be related

In some cases yes Wersquoll review your eligibility after we receive all the documents we need

What if the purpose of the property will change for example from a primary residence to an investment property

We may allow a change in the propertyrsquos purpose but in many cases we wonrsquot allow a change in occupancy

Can my loan be assumed if I completed a loan modification

We usually require that you wait one to four years after a modification before applying for an assumption

Can I have a previous bankruptcy or foreclosure in my credit history

We require that you wait four years after a bankruptcy and six years after a foreclosure before applying for an assumption

Can I still apply for mortgage assistance

Yes but assuming the loan may limit the assistance options yoursquore eligible for

FEES

Are there costs associated with an assumption

There are closing costs for completing an assumption These costs usually total about $1500 for every $100000 of the unpaid loan amount

Can closing costs be included in the loan amount

No All closing costs must be paid at the time of closing We canrsquot increase the amount owed on an existing loan as we can with a refinanced loan

GENERAL

Is it better to refinance the loan or assume responsibility for the existing loan

The rates and terms for refinancing could be better than the current loan terms visit chasecom for our rates When you refinance you can roll the closing costs into the loan amount In an assumption we canrsquot modify the existing loan terms

How long does an assumption take

Usually 70 to 90 days

Why do I have to qualify for the assumed loan if Irsquom on the current one

We need to make sure that you can afford the loan under the new circumstances

If I own the property will an assumption change that

An assumption by itself doesnrsquot change ownership of the property but ownership may change at the same time We recommend getting independent legal advice or consulting with a title company

ID 3188620 FM201

IN THE EVENT OF A DEATH

Is an assumption my only option

You may have the option to be added to the loan as a successor in interest

You wonrsquot be responsible for repaying the loan but will get access to account information and statements There are no fees to be added as a successor in interest

If you assume the loan yoursquoll be financially responsible for repaying it and wersquoll report your payment information to the credit reporting agencies

IN CASES OF DIVORCE

Should I wait until my divorce or separation is final before applying for an assumption

Yes we require a separation or divorce agreement that shows who will retain rights to the property

My divorce agreement shows that my spouse is now responsible for the mortgage Why do I have to go through an assumption

We still need to review the income credit and assets of the person maintaining ownership to ensure that they qualify for the loan under the new circumstances

IN CASES OF MARRIAGE

Do I need to complete an assumption to add my spouse to the loan

Not necessarily

If you conveyed an interest in the property to your spouse they can be added to the loan as a successor in interest They wouldnrsquot be responsible for repaying the loan but would get access to account information and statements We donrsquot charge a fee to add a successor in interest

With an assumption your spouse would be financially responsible for repaying the loan and wersquoll report their payment information to the credit reporting agencies

Were here to answer all your questions and will work with you to make sure you get the assistance you needmdashcall us at 1-866-299-6752 we accept operator relay calls

ID 3188620 FM201

[ ][ ][ ]

[ ]

[ ]

[ ]

[ ]

[ ][ ][ ]

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ] [ ]

[ ]

[ ]

[ ]

( )

( )

( )

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ]

[ ]

[ ]

[ ]

[ ]

ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
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              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
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                                                                              129. D14 Off
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                                                                              139. D24 Off
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                                                                              150. D35 Off
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                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

IN THE EVENT OF A DEATH

Is an assumption my only option

You may have the option to be added to the loan as a successor in interest

You wonrsquot be responsible for repaying the loan but will get access to account information and statements There are no fees to be added as a successor in interest

If you assume the loan yoursquoll be financially responsible for repaying it and wersquoll report your payment information to the credit reporting agencies

IN CASES OF DIVORCE

Should I wait until my divorce or separation is final before applying for an assumption

Yes we require a separation or divorce agreement that shows who will retain rights to the property

My divorce agreement shows that my spouse is now responsible for the mortgage Why do I have to go through an assumption

We still need to review the income credit and assets of the person maintaining ownership to ensure that they qualify for the loan under the new circumstances

IN CASES OF MARRIAGE

Do I need to complete an assumption to add my spouse to the loan

Not necessarily

If you conveyed an interest in the property to your spouse they can be added to the loan as a successor in interest They wouldnrsquot be responsible for repaying the loan but would get access to account information and statements We donrsquot charge a fee to add a successor in interest

With an assumption your spouse would be financially responsible for repaying the loan and wersquoll report their payment information to the credit reporting agencies

Were here to answer all your questions and will work with you to make sure you get the assistance you needmdashcall us at 1-866-299-6752 we accept operator relay calls

ID 3188620 FM201

[ ][ ][ ]

[ ]

[ ]

[ ]

[ ]

[ ][ ][ ]

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ] [ ]

[ ]

[ ]

[ ]

( )

( )

( )

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ]

[ ]

[ ]

[ ]

[ ]

ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

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[ ][ ][ ]

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ] [ ]

[ ]

[ ]

[ ]

( )

( )

( )

( )

( )

( )

[ ] [ ] [ ]

[ ] [ ] [ ]

[ ]

[ ]

[ ]

[ ]

ytra

P ytra

PCustomer Information Worksheet

Loan number

Address of property to be assumed

Reason for assumption ( heck one) [ ]

Divorce Death of original owner Existing owners are selling the home Other

[ ][ ][ ] ___________________________

[ [ [ [

] Spouse Child Parent Other

] ] ] ____________________________

relationship to owners (check one)

Parties to the assumption In the sections below please identify the parties associated with the assumption of the loan This includes

Individuals who will be added to the loan Individuals who are already on the loan and who will remain on the loan Individuals who are already on the loan and who will be removed from the loan

If more than three parties are associated with the assumption please provide the requested information on a separate page and attach it to this worksheet

Name

Par

ty

Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed

Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added) Already on the loan and will remain Already on the loan and will be removed Day phone

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Available hours

Available hours

Available hours

Name Current address

Check one Check one New to the loan (being added)

Already on the loan and will be removed

Evening phone

Cell phone

Email

Active-duty military Military veteran Neither

Already on the loan and will remain

Day phone Available hours

Available hours

Available hours

Esta comunicacioacuten contiene informacioacuten importante acerca de la cuenta Si tiene alguna pregunta o necesita ayuda para traducirla comuniacutequese con nosotros llamando al 1-855-280-4198

FM142

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
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              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Uniform Residential Loan ApplicationVerify and complete the information onthis applicationIf you are applying for this loan with others each additional Borrower must provide

information as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix) Social Security Number - -

(orIndividual TaxpayerIdentification Number)

Alternate Names- List any namesby which you are known or any namesunderwhich credit was previously received (First Middle Last Suffix)

Date ofBirth Citizenship(mmddyyyy) USCitizen

copy PermanentResidentAliencopy Non-PermanentResidentAlien

Type of Credit List Name(s) of Other Borrower(s) Applying for this Loan

copy lamapplyingforindividual credit (First Middle Last Suffix) - Use a separator between names

copy |am applyingfor joint credit Total Numberof Borrowers_

Each Borrowerintendsto applyfor joint credit Yourinitials

Marital Status Dependents(notlisted by another Borrower) Contact Information

O Married Number __ Home Phone ( ) -

s SeparatedUnmarried

Ages CellPhone ( ) _7

(Single Divorced Widowed Civil Union Domestic Partnership Registered Work Phone (0) Ext

Reciprocal Beneficiary Relationship) Email

Current Address

Street Unit

City State ZIP Country

How Long at Current Address Years mdashMonths Housing O Noprimary housing expense copy) Own copy Rent($ month)

If at Current Addressfor LESS than 2 yearslist Former Address LC Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing No primary housing expense Own Rent($ month)

Mailing Address- ifdifferent from CurrentAddress (| Does not apply

Street Unit

City State ZIP Country

easeaoemir ] Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $_mdashmdashmdashmdash__mdashmonth

City State ZIP Country Overtime =$_________monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month[] am employedby a family member

propertyseller real estate agent or otherparty to the transaction

TTStartDate0__mdashsmmddyy) MilitaryHow long in this line of work Years mdash_ Months Entitlements $_mdashsmontth

Other $ monthCheckif you are the Business () | have an ownershipshare of less than 25 Monthly Income(or Loss) mdashmdash_mdashOwnerorSelf-Employed O I have an ownership share of 25 or more sect TOTALS__000month

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
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              142. Text3-13
              143. Text3-14
              144. Text3-15
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              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

1c IF APPLICABLE Complete Information for Additional EmploymentSelf-Employment and Income

Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base $ month

City State ZIP Country Overtime mdash$ monthBonus $ month

Position orTitle Checkif this statementapplies Commission $ month| am employedby a family memberproperty seller real estate agent or otherparty to the transaction

Start Date mdash_mdashAA(mmddyyyy) Military

EntitlementsHow long in this line of work lsquoYears mdash_ Months $ month

7 7 Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss)| have an ownership share of 25 or more $ TOTAL $ 000month

PlMeNeeeMeeCee ti)LeeseteUeLimet Does not apply

Provideatleast 2 years of current and previous employment and income

Employeror Business Name Previous Gross Monthly

Street Unit Income $ month

City State ZIP Country

Position orTitleStart Date (mmddyyyy) Checkif you were the Business

Owneror Self-Employedmdash_ mdashEnd Date (mmddyyyy)

WCBeelcaTy Does not apply

Include incomefrom other sources below Under IncomeSource choosefrom the sourceslisted hereraquo Alimony+ Automobile Allowance Boarder Income

+ Capital Gains

Child Support+ Disabilitylaquo Foster Care

laquo Housing or Parsonage

+ Interest and Dividendslaquo Mortgage Credit Certificateraquo MortgageDifferential

Payments

raquo Notes Receivable+ Public Assistance- Retirement

(eg Pension IRA)

laquo Royalty Payments Separate Maintenance+ Social Security

+ Trust

laquo UnemploymentBenefits

laquo VA Compensation

cent Other

NOTEReveal alimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

IncomeSource -mdash uselist above Monthly Income

$

$

$

Provide TOTAL AmountHere $ 000

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 2 Financial Information mdash Assets andLiabilities this section asks about things you ownthatare worth moneyand that you wantconsidered to qualify for this loan It then asks about your liabilities (or debts) that you pay

each month suchas credit cards alimony or other expenses

rNcee stLeVaalemities eitimeeecm dellaLC-

Include all accounts below Under Account Typechoosefrom the typeslisted here

laquo Checkinglaquo Savingsraquo Money Market

+ Certificate of Depositlaquo Mutual Fund+ Stocks

laquo Stock Optionslaquo Bonds+raquo Retirement(eg 407k IRA)

laquo Bridge Loan ProceedslaquoIndividual DevelopmentAccount

Trust Account- Cash Value ofLife Insurance(usedfor the transaction)

AccountType- use list above FinancialInstitution Account Number Cash or MarketValue

$

$

$

$

$

$ 000Provide TOTAL AmountHere|

Includeall other assets and credits below UnderAsset or Credit Type choose from the typeslisted here

Assets Credits- Proceeds from Real EstateProperty to be sold on orbefore closing

laquo Proceeds from Sale ofNon-Real Estate Asset

- Secured Borrowed Funds

cent Unsecured Borrowed Funds Other

raquo Earnest MoneylaquoEmployer Assistance- Lot Equity

Relocation Funds_raquo Rent Credit

laquo Sweat Equity+ Trade Equity

Assetor Credit Type mdash uselist above Cash or Market Value

$

$

$

$

$ 000Provide TOTAL AmountHere

2c Liabilities - Credit Cards Other Debts and Leases that You Owe C Does not apply

List all liabilities below (except real estate) and include deferred payments Under Account Type choose from thetypeslisted herelaquoRevolving (eg credit cards) +Installment (eg car student personal loans) Open 30-Day (balance paid monthly) + Lease (not realestate) +Other

Account Type mdashuse list above

To be paid offator before closingCompany Name Account Number Unpaid Balance Monthly Payment

$ $

$ $

$ $

$ $

$ $

2d OtherLiabilities and Expenses Does not apply

Includeall otherliabilities and expenses below Choose from the typeslisted here

+ Alimony Child Support -Separate Maintenance +JobRelatedExpenses +Other Monthly Payment

$

$

$

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 3 Financial Information mdash Real Estatethis section asks youtolist all properties you currently ownand what you owe onthem donot own anyreal estate

3a Property You Own If you are refinancinglist the property you are refinancing FIRST

Address Street Unit

City State ZIP Country

Sol Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly InsuranceTaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

=Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

3b IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

ldquoSold Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPendingSaleor Retained

Monthly RentalIncomeProperty Value

$ $ $

Mortgage Loanson this Property Does not apply

Monthly

Mortgage

Payment

Type FHA VA

Conventional

USDA-RD Other|

To be paid offat

or before closing

Credit Limit

(ifapplicable)Creditor Name Account Number Unpaid Balance

$ $ $

$ $ $

$ $ $

$ $ $

$ $ $

3c IF APPLICABLE Complete Information for Additional Property Does not apply

Address Street Unit

City State ZIP Country

Intended Occupancyinvestment PrimaryResidence SecondHome Other

Monthly Insurance TaxesAssociation Duesetcifnot included in MonthlyMortgage Payment

For 2-4 Unit Primary or Investment PropertyStatus SoldPending Saleor Retained

Monthly RentalIncomeProperty Value

Mortgage Loanson this Property Does not apply

MonthlyMortgagePayment

Type FHA VAConventionalUSDA-RD Other|

To be paid offator before closing

Credit Limit(ifapplicable)Creditor Name Account Number Unpaid Balance

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 +raquo Fannie Mae Form 1003

Effective 12021

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
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              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
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              205. Text37
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
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              230. Text328
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              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
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              237. Text330
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              240. Text333
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              243. Text1-1
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              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
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              283. Check Box2-5 Off
              284. Text1-36
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              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
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                                                                              129. D14 Off
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                                                                              150. D35 Off
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                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
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                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 4 Loan and Property Informationthis section asks about the loanrsquos purpose and the property youwantto purchase orrefinance

4a Loan and Property Information

LoanAmount $ Loan Purpose Purchase efinance Other(specify)

Property Address Street Unit

City State ZIP County

Numberof Units Property Value $

Occupancy Primary Residence Second Home InvestmentProperty FHA Secondary Residence

1 Mixed-Use PropertyIf you will occupy the propertywill you set aside space within the property to operate

your ownbusiness(eg daycare facility medicaloffice beautybarber shop)NO YES

2 Manufactured HomeIs the property a manufactured home(eg a factory built dwelling built on a permanentchassis) NO YES

4b Other New Mortgage Loansonthe Property Youare Buying or Refinancing Does not apply

LoanAmountAmountto be Drawn

Credit Limit(ifapplicable)Creditor Name Lien Type Monthly Payment

First Lien Subordinate Lien $ $ $

$ $ $First Lien SubordinateLien

4c Rental Income on the Property You Wantto Purchase For Purchase Only Does not apply

Completeif the property is a 2-4 Unit Primary Residence or an Investment Property Amount

Expected Monthly Rental Income $

Doesnot apply4d Gifts or Grants You Have Been GivenorWill Receive for this Loan

Includeall gifts and grants below Under Source choose from the sourceslisted here

Community Nonprofitlaquo Employer

raquo Federal Agencyraquo Local Agency

- Relative+ Religious Nonprofit

+ State Agency+ Unmarried Partner

raquo Lender Other

Asset TypeCash Gift Gift of Equity Grant DepositedNot Deposited Source - uselist above Cash or Market Value

Deposited Not Deposited $

$Deposited Not Deposited

Borrower Name

Uniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
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              208. Text310
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 5 DeclarationsThis section asks youspecific questions about the property your funding and yourpastfinancial history

5aAboutthis Property and Your Moneyfor this Loan

A Will you occupy the property as your primary residence

If YES have you had an ownershipinterest in another property in the last three years

If YES complete (1) and (2) below

(1)What type of property did you own primary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty(IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

YESYES

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES

C Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) orobtaining any moneyfrom anotherparty such astheseller or realtor that you have notdisclosed on this loan application NO YES

If YES what is the amountof this money $

D 1 Have you orwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on or

before closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that

is not disclosed on this application

No YES

E Will this property be subject to a lien that could take priority over the first mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)NO YES

5b About YourFinances

F Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application NO YES

G Are there any outstanding judgments against you No YES

H Areyou currently delinquentor in default on a Federal debt No YES

I Areyou a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lenderagreed to acceptless than the outstanding mortgage balance due

NO YES

L Have you hadproperty foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years ONO YESIf YES identify the type(s) of bankruptcy Chapter7 Chapter11 Chapter12 Chapter 13

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
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              142. Text3-13
              143. Text3-14
              144. Text3-15
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              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
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              170. Text3-41
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              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 6 Acknowledgments and AgreementsThis section tells you about yourlegal obligations whenyousign this application

Acknowledgments and Agreements

Definitions- Lenderincludes the Lenderrsquos agents service providers and any oftheir successors andassigns

Other Loan Participantsrdquo includes(i) any actual or potential owners of

a loan resulting from this application (the ldquoLoanrsquo)(ii) acquirers ofany beneficial or other interest in the Loan(iii) any mortgageinsurer(iv) any guarantor (v) any servicer of the Loan and (vi) any of theseparties service providers successors or assigns

I agree to acknowledgeand representthe following

(1) The Complete Informationfor this Application- The information | have providedin this application is true accurate

and completeas of the date | signed this application

laquo If the information | submitted changesor | have new information

before closing of the Loan | must change and supplementthis

application including providing any updatedsupplementedrealestate sales contract

- For purchase transactions The terms and conditionsof anyrealestate sales contract signed by mein connection with this application

are true accurate and complete to the best of my knowledge andbelief | have not entered into any other agreement written ororal inconnection withthis real estate transaction

- The Lender and OtherLoan Participants mayrely on the informationcontainedin the application before and after closing of the Loan

- Any intentional or negligent misrepresentation of information may

result in the impositionof(a) civil liability on me including monetary damagesif a

person suffers any loss because the person relied on anymisrepresentation that | have made onthis application andor

(b) criminal penalties on me including but not limited to fine orimprisonment or both underthe provisions of Federal law(18 USC sectsect 1001 et seq)

(2) The Propertyrsquos SecurityThe Loan | have applied for in this application will be secured by

a mortgage or deedoftrust which provides the Lendera security

interest in the property described in this application

(3) The Propertys Appraisal Value and Condition- Any appraisal or value of the property obtained by the Lenderis

for use by the Lender and OtherLoanParticipantslaquoThe Lender and OtherLoan Participants have not made anyrepresentation or warranty express or implied to me about the

propertyits conditionorits value

(4) Electronic Records and Signatures- The Lender and OtherLoan Participants may keep any paper record

andorelectronic record of this application whether or not the Loan

is approved

BorrowerSignature

- If this application is created as (or converted into) an ldquoelectronicapplicationrdquo | consent to the use of ldquoelectronic recordsrdquo and

ldquoelectronic signaturesrdquo as the termsare defined in and governed byapplicable Federal andorstate electronic transactions laws

| intend to sign and have signedthis application either using my(a) electronic signature or(b) a written signature and agreethatif a paper version ofthis

application is converted into an electronic application theapplication will be an electronic record and the representationof my written signature on this application will be my binding

electronic signature- | agree that the applicationif delivered or transmitted to the Lenderor Other Loan Participants as an electronic record with myelectronicsignaturewill be as effective and enforceable as a paperapplicationsigned by mein writing

(5) Delinquencylaquo The Lender and OtherLoan Participants may report information about

my accountto credit bureaus Late payments missed paymentsorother defaults on my account maybereflected in my credit report andwill likely affect my credit score

- If | have trouble making my payments | understand that | may contacta HUD-approved housing counseling organization for advice about

actions I can take to meet my mortgageobligations

(6) Authorization for Use and Sharing of InformationBy signing belowin addition to the representations and agreementsmade above| expressly authorize the Lender and Other LoanParticipants to obtain use and share with each other(i) the loan

application and related loan information and documentation(ii) aconsumercredit report on me and(iii) my tax return information asnecessary to perform theactionslisted belowfor so long as they havean interest in my loanorits servicing

(a) process and underwrite myloan(b) verify any data contained in my consumercredit report my

loan application and other information supporting my loan

application(c) inform credit and investment decisions by the Lender

and Other Loan Participants

(d) perform audit quality control and legal compliance analysisandreviews

(e) perform analysis and modeling for risk assessments(f) monitor the accountfor this loan for potential delinquencies and

determineanyassistance that may beavailable to me and

(g) other actions permissible under applicable law

Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 7 Military ServiceThis section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse) everserve or are you currently serving in the United States Armed Forces NO YES

If YES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service

Only period of service was as a non-activated memberof the Reserve or National GuardSurviving spouse

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this informationis to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to provide this information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate on the basis of this information or onwhetheryou chooseto provideit However if you choose not to provide the information and you have madethis application in person Federal

regulations require us to note your ethnicity sex and race on thebasis of visual observation or surname Thelaw also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribe Mexican PuertoRican CubanOther Hispanic or Latino - Print origin Asian

Asian Indian Chinese Filipino

Japanese Korean Vietnamese

OtherAsian mdash Print race

For example Hmong Laotian Thai Pakistani Cambodian and so on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

For exampleArgentinean Colombian Dominican Nicaraguan

Salvadoran Spaniard andso on

Not Hispanic or Latino

| do not wish to providethis information

5Female OtherPacific Islander mdash Print race

Male For example Fijian Tongan and so on| do not wish to providethis information white

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on the basis of visual observation or surname )NO YESWasthe sex of the Borrowercollected on the basis of visual observation or surname NO YESWastherace of the Borrowercollected on the basis of visual observation or surname NO YES

Face-to-Face Interview (includes Electronic Media w Video Component) TelephoneInterview Faxor Mail Email or Internet

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

ReelTemCrCL

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email

Date (mmddyyyy)

Borrower NameUniform Residential Loan Application

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
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              135. Text3-6
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              160. Text3-31
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              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
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              263. Text1-21
              264. Text1-22
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              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
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              294. Text1-46
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              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
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              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Uniform Residential Loan Application mdash Additional BorrowerVerify and complete the information onthis application as directed by your Lender

Section 1 Borrower Informationthis section asks about yourpersonal information and your income fromemploymentandother sources such as retirement that you want considered to qualify for this loan

1a Personal Information

Name(First Middle Last Suffix)

Alternate Names - List any namesby which you are known or any namesunder which credit was previously received (First Middle Last Suffix)

Social Security Number - -(or Individual TaxpayerIdentification Number)

Dateof Birth Citizenship(mmddyyyy)

USCitizenPermanentResidentAlienNon-Permanent ResidentAlien

Type ofCredit| am applying for individualcredit

lam applying forjoint credit Total Number of Borrowers

Each Borrowerintendsto applyfor joint credit Your initials

List Name(s) of Other Borrower(s) Applying for this Loan

(First Middle Last Suffix) - Use a separator between names

Marital Status Dependents(notlisted by another Borrower)

Contact Information

Married Number _ Home Phone ( ) -

( ) _

( ) -mdash_ mdash_

Separated Ages CellPhone

Unmarried ens Work Phone Ext(Single Divorced WidowedCivil Union Domestic Partnership Registered

Reciprocal Beneficiary Relationship)lsquol

Emal

Current Address

Street Unit

City State ZIP Country

How Long at Current Address=Years mdashMonths Housing Noprimary housing expense Own Rent($ month)

If at Current Address for LESS than 2 yearslist Former Address Does not apply

Street Unit

City State ZIP Country

How Long at Former Address Years mdashMonths Housing Noprimary housing expense Own month)

Mailing Address- ifdifferent from CurrentAddress Does not apply

Street Unit

City State ZIP Country

eeeeCeeteiChuraleCme Doesnot apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base S$month

City State ZIP Country Overtime =$_____monthBonus $ month

Position orTitle Checkif this statementapplies Commission sect month| am employedby a family memberpropertyseller real estate agent or otherparty to the transaction

TTStart Date ____ (mmddyy) Military

Entitlements$_How longin this line of work Years =Months mdash monthSS

Other $ monthCheckif you are the BusinessOwnerorSelf-Employed

| have an ownershipshare ofless than 25 Monthly Income(or Loss) mdashmdash| have an ownership share of 25 or more $ TOTAL $ 000month

Uniform Residential Loan Application mdash Additional Borrower

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

CoeeeMCMCmeticlm tu)Comiteteilteeilelie mieit

Does not apply

Employeror Business Name Phone ( ) - Gross Monthly Income

Street Unit Base

OvertimeBonus

Commission

MilitaryEntitlements

Other

$ month

$ month$ month

$ month

$ month

$ month

City State ZIP Country

Position orTitle ose if this statement applieslam employed by a family memberpropertyseller real estate agent or otherparty to the transaction

Start Date (mmddyy)How long in this line of work Years =Months

Checkif you are the Business

Owneror Self-Employed| have an ownershipshare of less than 25 Monthly Income(or Loss)

Ihave an ownership share of 25 or more $ TOTAL$ 000month

CPONMeeeMummaTestetiersdeere lire miret Does not apply

Provideat least 2 years of current and previous employment and income

Employeror Business Name Previous Gross MonthlyStreet Unit Income s month

City State ZIP Country

Position or Title

Start Date

End Date

Checkif you were the BusinessOwneror Self-Employed

(mmddyyyy)

(mmddyyyy) 1e Income from Other Sources Does not apply

Include incomefrom other sources below Under Income Source choose from the sourceslisted herelaquo Alimonylaquo Automobile Allowanceraquo Boarder Incomelaquo Capital Gains

Child Support+ Disability+ Foster Care Housing or Parsonage

+ Interest and DividendslaquoMortgage Credit Certificate Mortgage DifferentialPayments

laquo Notes Receivable+ Public Assistancelaquo Retirement(eg Pension IRA)

+raquo Royalty Payments Separate Maintenance

+ Social Security

raquo Trust

+ UnemploymentBenefits

laquo VA Compensation

laquo Other

NOTE Revealalimony child support separate maintenance or other income ONLYIFyou wantit considered in determining yourqualification

for this loan

Income Source - uselist above Monthly Income

$

$

$

$ 000Provide TOTAL AmountHere|

Section 2 Financial Information mdash Assets andLiabilities

Myinformation for Section 2 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 3 Financial Information mdash Real Estate

Myinformation for Section 3 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 4 Loan and Property Information

Myinformation for Section 4 is listed on the Uniform Residential Loan Application with

(insert name of Borrower)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
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              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
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              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
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              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
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              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
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              278. Check Box3-2 Off
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              284. Text1-36
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              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
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              315. A5
              316. A6
              317. A7
              318. A8
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              323. Check Box3-1 Off
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              334. A13
              335. A14
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              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
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              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
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              359. A38 Off
              360. A39
              361. A40
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              366. A45
              367. A46
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              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
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                                                                              19. Check Box11-6 Off
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                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
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                                                                              28. Check Box11-14 Off
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                                                                              30. Text12-3
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                                                                              39. Text12-4
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                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
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                                                                              113. Check Box-1-1 Off
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                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 5 DeclarationsThis section asks you specific questions about the property your funding and your past

financial history

5aAboutthis Property and Your Moneyforthis Loan

A Will you occupy the property as your primary residence NO YES

If YES have you had an ownershipinterest in another property in the last three years NO YES

If YES complete (1) and (2) below

(1)What type of property did you ownprimary residence (PR) FHA secondary residence (SR) second home(SH)

or investmentproperty (IP)

(2) How did you holdtitle to the property by yourself (S) jointly with your spouse(SP) or jointly with another person (O)

B If this is a Purchase Transaction Do you have a family relationship or businessaffiliation with the seller of the property NO YES Cc Are you borrowing any moneyforthis real estate transaction (eg money foryour closing costs or down payment) or

obtaining any moneyfrom anotherparty suchastheselleror realtor that you have not disclosed on this loan application NO YES

If YES whatis the amountof this money $

D 1 Have youorwill you be applying for a mortgage loan on anotherproperty (not the property securing this loan) on orbefore closing this transaction that is not disclosed on this loan application

NO YES

2 Have you orwill you be applying for any newcredit (eg installment loan credit card etc) on or before closing this loan that wsis not disclosed on this application

NO YES

E Will this property be subject to a lien that could take priority over thefirst mortgagelien such as a clean energylien paid

through yourproperty taxes(eg the PropertyAssessed Clean Energy Program)No YES

EK) Veli ellim ait

F Areyou a co-signer or guarantor on any debtor loan thatis not disclosed on this application NO ES

G Are there any outstanding judgments against you NO YES

H Are you currently delinquentor in default on a Federal debt NO YES

I Are you a party to a lawsuit in which you potentially have any personalfinancialliability NO YES

J Have you conveyedtitle to any property in lieu of foreclosure in the past 7 years NO YES

K Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property wassold to a

third party and the Lender agreed to acceptless than the outstanding mortgage balance due

No YES

L Have you had property foreclosed uponin thelast 7 years NO YES

M Have you declared bankruptcy within the past 7 years no vESIf YES identify the type(s) of bankruptcy Chapter 7 Chapter11 Chapter12 Chapter 13

Section 6 Acknowledgements and AgreementsMy signature for Section 6 is on the Uniform Residential Loan Application with

(insert name of Borrower)

Section 7 Military Service This section asks questions about your(or your deceased spouses) military service

Military Service of Borrower

Military Service mdash Did you (or your deceased spouse)everserve or are you currently serving in the United States Armed Forces NO YES

IfYES check allthat apply Currently serving on active duty with projected expiration date of servicetour (mmddyyyy)

Currently retired discharged or separated from service nnOnly period of service was as a non-activated memberofthe Reserve or National GuardSurviving spouse

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
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              133. Text3-3
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              138. Text3-9
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              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Section 8 Demographic InformationThis section asks about your ethnicity sex and race

Demographic Information of Borrower

The purposeofcollecting this information is to help ensure thatall applicants are treated fairly and that the housing needs of communities

and neighborhoodsare beingfulfilled For residential mortgage lending Federal law requires that we ask applicants for their demographic

information (ethnicity sex and race) in order to monitor our compliance with equal credit opportunity fair housing and home mortgage

disclosure laws You are not required to providethis information but are encouraged to do so You mayselect one or more designationsfor

Ethnicity and one or more designationsfor Race The law provides that we maynotdiscriminate onthe basis of this information or onwhetheryou chooseto provideit However if you choose notto provide the information and you have madethis application in person Federal

regulations require us to note yourethnicity sex and race on the basis of visual observation or surname The law also provides that we may notdiscriminate on the basis of age or marital status information you providein this application If you do not wish to provide someorall of this

information please check below

Ethnicity Check one or more Race Check one or moreHispanic or Latino AmericanIndian or Alaska Native - Print nameofenrolled

or principaltribeMexican PuertoRican Cuban

OtherHispanic or Latino - Printorigin siansian Indian Chinese Filipino

For exampleArgentinean Colombian Dominican NicaraguanSalvadoran Spaniard andso on

Japanese Korean VietnameseOtherAsian - Print race Forexample Hmong Laotian Thai Pakistani Cambodian andso on

Black or African American

Native Hawaiian or OtherPacific Islander

Native Hawaiian GuamanianorChamorro Samoan

OtherPacific Islander mdash Print race

Not Hispanic or Latino

| do not wish to providethis information

Sex

Female

Male

| do not wish to providethis informationFor example Fijian Tongan and so on

White

| do not wish to providethis information

Wasthe ethnicity of the Borrowercollected on thebasis of visual observation or surnameWasthesex of the Borrowercollected on the basis of visual observation or surnameWastherace of the Borrowercollected on the basis of visual observation or surname

)NO YESNO YESNO YES

Face-to-Face Interview (includes Electronic Media w Video Component) Telephone Interview Faxor Mail Email or Internet

Loan Originator Organization Name

Address

Loan Originator Organization NMLSR ID State License ID

Loan Originator Name

Loan Originator NMLSR ID State License ID

Email Phone (

Signature Date (mmddyyyy)

Borrower NameUniform Residential Loan Application mdash Additional BorrowerFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
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              253. Text1-11
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              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
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              294. Text1-46
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              297. Text1-49
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              300. Text1-52
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              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Pe)aae-emeet)

Community Property State

At least one borrowerlives in a community propertystateThe property is in a community property state

Transaction DetailConversion of Contract for Deed or Land ContractRenovationConstruction-ConversionConstruction-to-Permanent

Single-Closing Two-ClosingConstructionImprovementCosts $

LotAcquired Date

Original Cost of Lot $(mmddyyyy)

Refinance Program

Full DocumentationInterest Rate ReductionStreamlined without Appraisal

Other

Refinance Type

NoCash OutLimited Cash OutCash Out

Energy Improvement

Mortgageloanwill finance energy-related improvements

Propertyis currently subject to a lien that could take priority ovethe first mortgagelien such as a clean energylien paid for througproperty taxes(eg the PropertyAssessed Clean Energyprogram)

Project Type Condominium Cooperative Planned Unit Development (PUD) Propertyis notlocatedin a project

Peiwlivcestetece)a)

Title to the Property Will be Held in What Name(s)

For RefinanceTitle to the Property is Currently Held in What Name(s

Trust Information

tle Will be Held byan Inter Vivos (Living) Trust

Title Will be Held by a Land TrustLeasehold Expiration Date

Mannerin WhichTitle Will be Held Indian Country Land Tenure

Sole OwnershipLife EstateTenancy in Common

Joint Tenancywith Right of Survivorship]Tenancybythe EntiretyOther

Fee Simple Ona ReservationIndividualTrust Land (AllottedRestricted)Tribal Trust Land On a ReservationTribal Trust Land Off ReservationAlaska Native Corporation Land

Estate Will be Held in

Fee Simple(mmddyyyy)

3 Mortgage LoanInformation

Termsof Loan

Note Rate

Loan Term (months)

MortgageLien Type

First LienSubordinate Lien

Mortgage Type Applied For

Conventional USDA-RDFHA VA Other

Amortization Type

Fixed RateAdjustable Rate

If Adjustable Rate

Initial Period Prior to First Adjustment

Subsequent AdjustmentPeriod

Proposed Monthly Paymentfor Property

First Mortgage (P amp I) $

Subordinate Lien(s) (P amp |) $

Other(explain)

Homeowners Insurance $(months)

(months)

Loan Features Property Taxes $

Balloon Balloon Term (months)

Interest Only Interest OnlyTermNegative AmortizationPrepaymentPenalty Prepayment Penalty Term (months) Other

Temporary Interest Rate BuydownInitial Buydown Rate TOTALOther(explain)

Mortgage Insurance $

AssociationProject Dues (Condo Co-Op PUD) $

Supplemental Property Insurance $

(months)

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
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              15. Available hours_3
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              17. Current address 1
              18. Neither
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              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
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              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
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              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
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              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
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              278. Check Box3-2 Off
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              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
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              318. A8
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              323. Check Box3-1 Off
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              334. A13
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              338. A17 Off
              339. A18
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              347. A26
              348. A27
              349. A28
              350. A29
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              359. A38 Off
              360. A39
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              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
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                                                                              19. Check Box11-6 Off
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                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
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                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
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                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
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                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
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                                                                              116. D1 Off
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                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
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                                                                              212. F29
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                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

L4 Qualifying the Borrower - Minimum Required Funds or Cash Back

DUEFROM BORROWER(S)

A Sales Contract Price

B Improvements Renovations and Repairs

C Land(ifacquired separately)

D For Refinance Balance of Mortgage Loanson the Propertyto be paid off in the Transaction

(See Table 3a Property You Own)

E Credit Cards and Other Debts Paid Off

(See Table 2c Liabilities mdash Credit Cards Other Debts and Leases that You Owe)

F BorrowerClosing Costs (including Prepaid andInitial Escrow Payments)

G Discount Points

HTOTAL DUE FROM BORROWER(s)(Total of A thru G)

TOTALMORTGAGE LOANS

Loan Amount

Loan AmountExcluding Financed Mortgage Insurance (or Mortgage Insurance Equivalent) $

Financed Mortgage Insurance (or Mortgage Insurance Equivalent) Amount $

Other New Mortgage Loanson the Property the Borrower(s) is Buying or Refinancing(See Table 4b Other New MortgageLoanson the Property You are Buying or Refinancing)

KTOTAL MORTGAGELOANS(Totalof| and J)

TOTALCREDITS

L Seller Credits (Enter the amountofBorrower(s) costs paid by the property seller)

MOtherCredits (Enter the sum ofall other credits mdash BorrowerPaid Fees Earnest Money EmployerAssistedHousing Lease Purchase Fund Lot Equity Relocation Funds Sweat Equity Trade Equity Other)

NTOTAL CREDITS(Total of L and M)

CALCULATION

TOTAL DUE FROM BORROWER(s)(Line H)

LESSTOTAL MORTGAGELOANS(Line K) AND TOTAL CREDITS(Line N)

Cash FromTothe Borrower(Line H minusLine K and Line N)NOTE This amountdoesnotinclude reservesor other funds that may be required by the Lenderto be verified

Borrower Name(s)Uniform Residential Loan Application mdash LenderLoan Information

Freddie Mac Form 65 + Fannie Mae Form 1003Effective 12021

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
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              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
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              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Uniform Residential Loan Application mdash Unmarried Addendum

eeCeceetatimC elitleeComeLy

Lenders Instructions for Using the Unmarried Addendum

The Lender may use the Unmarried Addendum only when a Borrowerselected ldquoUnmarriedrdquoin Section 1 and the information collected is

necessary to determine howState property lawsdirectly or indirectly affecting creditworthiness apply including ensuring clear title

For example the Lender may use the Unmarried Addendum whentheBorrowerresides in a State that recognizescivil unions domestic

partnerships or registered reciprocal beneficiary relationships or when the property is located in such a State ldquoStaterdquo meansanystate the

District of Columbia the Commonwealth of Puerto Rico or anyterritory or possession of the United States

Ifyou selected ldquoUnmarriedrdquoin Section 1 is there a person whois not your legal spouse but whocurrently has real property rights similar to

those of a legal spouse +=) NOQ YES

If YES indicate the type of relationship and the State in which the relationship was formed For example indicate if you are in a

civil union domestic partnership registered reciprocal beneficiary relationship or other relationship recognized by the State in which you

currently reside or where the property is located

O Civil Union copy Domestic Partnership copy Registered Reciprocal Beneficiary Relationship copy) Other(explain)

Statea]

Borrower NameUniform Residential Loan Application mdash Unmarried Addendum

Freddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Uniform Residential Loan Application mdash Continuation Sheet

Use this continuation sheet if you need more space to complete the Uniform Residential Loan Application

Borrower Name(First Middle Last Suffix )

Additional Information

Additional Borrower Name(First Middle Last Suffix )

Additional Information

IWefully understand thatit is a federal crime punishable by fine or imprisonment or both to knowingly make anyfalse statements concerningany of the abovefacts as applicable underthe provisions of federal law (18 USC sectsect 1001 et seq)

BorrowerSignature Date (mmddyyyy)

Additional Borrower Signature Date (mmddyyyy)

Uniform Residential Loan Application mdash Continuation SheetFreddie Mac Form 65 + Fannie Mae Form 1003

Effective 12021

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
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              208. Text310
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

INSTRUCTIONS FOR COMPLETING THE UNIFORM RESIDENTIAL LOAN APPLICATION

Use the instructions below to complete the enclosed Uniform Residential Loan Application (Freddie Mac Form 65Fannie Mae Form 1003) To avoid any delays in your application review please provide all of the requested information

If you need to make a correction on the application draw a line through the incorrect text and mark your initials beside the change Donrsquot use correction tape or fluid The application must be completed signed and dated in ink

The Uniform Residential Loan Application (URLA)

The URLA contains the following sections Section 1 Borrower Information Please provide your personal information income and employment

Section 2 Financial Information ndash Assets and Liabilities Please provide information about your financial assets personal financial obligations and debts you owe

Section 3 Financial Information ndash Real Estate Please provide information about property you own and the debts and expenses related to the property

Section 4 Loan and Property Information Please provide information about the loan purpose and the property you are buying or refinancing

Section 5 Declarations Please answer questions about the property how the property will be financed and your past financial history

Section 6 Acknowledgments and Agreements Informs you of your legal obligations related to the mortgage application and asks that you acknowledge certain information will be obtained used and shared

Section 7 Military Service Please provide information about your (or your deceased spousersquos) military service

Section 8 Demographic Information Requests information the Lender is required by law to ask you

Section 9 Loan Originator Information Will be completed by Chase

Uniform Residential Loan Application ndash Additional Borrower

The URLA ndash Additional Borrower contains the following sections Section 1 Borrower Information This is the same as the Borrower Information section of the URLA

Section 2 Financial Information ndash Assets and Liabilities Contains only the following statement for the additional Borrower to complete ldquoMy information for Section 2 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo The name of the other borrower is entered here

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
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              151. Text3-22
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              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
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              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
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              170. Text3-41
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              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Complete a separate URLA for each BorrowermiddotThree or more Borrowers ndash Use any combination of URLA and URLA-Additional Borrower forms in accordance with the above examples

Section 3 Financial Information ndash Real Estate Contains only the following statement for the additional borrower to complete ldquoMy information for Section 3 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 4 Loan and Property Information Contains only the following statement for the additional borrower to complete ldquoMy information for Section 4 is listed on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 5 Declarations This is the same as the Declarations section of the URLA

Section 6 Acknowledgments and Agreements Contains only the following statement for the additional borrower to complete ldquoMy signature for Section 6 is on the Uniform Residential Loan Application with (name of Borrower)rdquo

Section 7 Military Service This is the same as the Military Service section of the URLA

Section 8 Demographic Information This is the same as the Demographic Information section on the URLA

Section 9 Loan Originator Information This is the same as the Loan Originator Information section of the URLA

Using the URLA and URLA ndash Additional Borrower Together The URLA and the URLA ndash Additional Borrower are used together to collect information for two Borrowers who have joint assets liabilities andor real estate information The URLA and URLA ndash Additional Borrower can also be used for Borrowers who do not have joint information but wish to combine their information on the URLA for ease of use Here are examples of how to use the URLA and URLA ndash Additional Borrower

For one borrower Complete the URLA

For two borrowers with joint financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you dont need to duplicate them on more than one URLA or o In cases where Borrowers are not collaborating when completing the loan application

joint assets liabilities and real estate may be duplicated on each URLA bull Complete the URLA plus the URLA ndash Additional Borrower

o Report the assets liabilities and real estate for the additional Borrower on the URLA or o Complete a separate URLA for each Borrower Report joint assets liabilities and real

estate on only one URLA you do not need to duplicate them on more than one URLA or

o In cases where Borrowers are not collaborating when completing the loan application joint assets liabilities and real estate may be duplicated on each URLA

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

For two borrowers with separate financial information do one of the following bull Complete the URLA plus the URLA ndash Additional Borrower Report the assets liabilities and

real estate for the additional Borrower on the URLA or bull Complete a separate URLA for each Borrower

For three or more borrowers use any combination of URLA and URLA ndash Additional Borrower forms described for two borrowers

Uniform Residential Loan Application ndash Unmarried Addendum If any borrower listed on the URLA or URLA ndash Additional Borrower form selects Unmarried in Section 1 (Personal Information) the lender will complete this optional form

The information must be collected to determine how to apply state property laws that directly or indirectly affect creditworthiness including ensuring clear title

Uniform Residential Loan Application ndash Continuation Sheet Use the URLA ndash Continuation Sheet if you need more space to complete either the URLA or URLA ndash Additional Borrower forms

99177-URLAI-0215

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
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              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
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              232. Check Box4-2 Off
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              234. Check Box4-4 Off
              235. Check Box4-8 Off
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              237. Text330
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              243. Text1-1
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              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
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              283. Check Box2-5 Off
              284. Text1-36
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              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
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                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
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                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
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                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
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                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
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                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
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                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
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                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

HUD Addendum to Uniform Residential Loan Application OMB Approval No HUD 2502-0059 (exp )

Part I - Identifying Information HUDFHA Application for Insurance under the National Housing Act and Borrower Certification

FHA Case No (include any suffix) Mortgagee Case No

Mortgagee ID Sponsor ID Agent ID

Mortgagee Name Address (include ZIP Code) and Telephone Number

Type or print all entries clearly

Name and Address of Sponsor Name and Address of Agent

Borrowers Name amp Present Address (include ZIP Code) Property Address (include name of subdivision lot amp block no amp ZIP Code)

Sponsored Originations

Name of Third-Party Originator NMLS ID of Third-Party Originator

Part II - Borrower Consent for Social Security Administration to Verify Social Security Number I authorize the Social Security Administration (SSA) to verify my Social Security Number (SSN) to the Mortgagee and HUDFHA I authorize SSA to provide explanatory

information to HUDFHA in the event of a discrepancy This consent is valid for 180 days from the date signed unless indicated otherwise by the individual(s) named in this

loan application

Signature(s) of Borrower(s) - Read consent carefully Review accuracy of Social Security Number(s) provided on this application

Borrowerrsquos NameDate of BirthSocial Security Number

Co-Borrowerrsquos Name Date of BirthSocial Security Number

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

Part III - Borrower Notices Information and Acknowledgment Public Reporting Burden

Public reporting burden for this collection of information is estimated to average 10 minutes per response including the time for reviewing instructions searching existing data

sources gathering and maintaining the data needed and completing and reviewing the collection of information This agency may not conduct or sponsor and a person is not

required to respond to a collection of information unless that collection displays a valid OMB control number which can be located on the OMB Internet page at

httpwwwreginfogovpublicdoPRAMain

Privacy Act Information

The information requested on the Uniform Residential Loan Application and this Addendum is authorized by the National Housing Act of 1934 12 USC sect 1701 et seq The Debt

Collection Act of 1982 Pub L 97-365 and HUDrsquos Housing and Community Development Act of 1987 42 USC sect 3543 require persons applying for a federally insured loan to

furnish their SSN You must provide all the requested information including your SSN HUD may conduct a computer match to verify the information you provide HUD may

disclose certain information to Federal State and local agencies when relevant to civil criminal or regulatory investigations and prosecutions It will not otherwise be disclosed or

released outside of HUD except as required and permitted by law The information will be used to determine whether you qualify as a mortgagor Failure to provide any of the

requested information including SSN may result in disapproval of your loan application This is notice to you as required by the Right to Financial Privacy Act of 1978 that

HUDFHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you Financial records

involving your transaction will be available to HUDFHA without further notice or authorization but will not be disclosed or released by the institution to another Government Agency

or Department without your consent except as required or permitted by law

WARNING This warning applies to all certifications made in this document Anyone who knowingly submits a false claim or makes false statements is subject to criminal and civil penalties including confinement for up to 5 years fines and civil penalties 18 USC sectsect 287 1001 and 31 USC sect 3729

orm HUD-92900-A ( ) Page 1

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
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              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
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              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Borrower Name ____________________________ FHA Case No __________________

Caution Delinquencies Defaults Foreclosures and Abuses Delinquencies defaults foreclosures and abuses of mortgage loans involving programs of the Federal Government can be costly and detrimental to your credit now and in the future The Mortgagee in this transaction its agents and assigns as well as the Federal Government its agencies agents and assigns are authorized to take any and all of the following actions in the event loan payments become delinquent on the mortgage loan described in the attached application (1) Report your name and account information to a credit bureau (2) Assess additional interest and penalty charges for the period of time that payment is not made (3) Assess charges to cover additional administrative costs incurred by the Federal Government to service your account (4) Offset amounts owed to you

under other Federal programs (5) Refer your account to a private attorney collection agency or mortgage servicing agency to collect the amount due foreclose

the mortgage sell the property and seek judgment against you for any deficiency (6) Refer your account to the Department of Justice (DOJ) for litigation in the

courts (7) If you are a current or retired Federal employee take action to offset your salary or civil service retirement benefits (8) Refer your debt to the Internal

Revenue Service for offset against any amount owed to you as an income tax refund and (9) Report any resulting written off debt of yours to the Internal Revenue Service as your taxable income All of these actions may be used to recover any debts owed when it is determined to be in the interest of the Mortgagee or Federal Government or both

As a mortgage loan borrower you will be legally obligated to make the mortgage payments called for by your mortgage loan contract The fact that you dispose of your property after the loan has been made will not relieve you of liability for making these payments Payment of the loan in full is ordinarily the way liability on a mortgage note is ended Some home buyers have the mistaken impression that if they sell their homes when they move to another locality or dispose of it for any other reasons they are no longer liable for the mortgage payments and that liability for these payments is solely that of the new owners Even though the new owners may agree in writing to assume liability for your mortgage payments this assumption agreement will not relieve you from liability to the holder of the note which you signed when you obtained the loan to buy the property Unless you are able to sell the property to a buyer who is acceptable to HUDFHA who will assume the payment of your obligation to the lender you will not be relieved from liability to repay any claim which HUDFHA may be required to pay your lender on account of default in your loan payments The amount of any such claim payment may be a debt owed by you to the Federal Government and subject to established collection procedures

Fair Housing Act I and anyone acting on my behalf are and will remain in compliance with the Fair Housing Act 42 USC sect 3604 et seq with respect to the dwelling or property covered by the loan and in the provision of services or facilities in connection therewith I recognize that any restrictive covenant on this property related to race color religion sex disability familial status or national origin is unlawful under the Fair Housing Act and unenforceable I further recognize that in addition to administrative action by HUD a civil action may be brought by the DOJ in any appropriate US court against any person responsible for a violation of the

applicable law

Certification and Acknowledgment All information in this application is given for the purpose of obtaining a loan to be insured under the National Housing Act and the information in the Uniform Residential Loan Application and this Addendum is true and complete to the best of my knowledge and belief Verification may be obtained from any source named herein I have read and understand the foregoing concerning my liability on the loan and Part III Borrower Notices Information and Acknowledgment

Signature(s) of Borrower(s) - Do not sign unless this application is fully completed Read the certification carefully and review accuracy of this application

Signature(s) of Borrower(s) Date Signed Signature(s) of Co-Borrower(s) Date Signed

orm HUD-92900-A ( Page 2

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
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              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

___________________________________

______________________________________________________

______________________________________________________________

- - - - - - - - - - - - - - - - - - - - - - -

Borrower Name ____________________________ FHA Case No __________________

Part IV - Direct Endorsement Approval for a HUD FHA-Insured Mortgage A Underwriting the Borrower

Date Mortgage Approved ______________________________ Date Approval Expires ______________________

For mortgages rated as an ldquoacceptrdquo or ldquoapproverdquo by FHAs TOTAL Mortgage Scorecard

The information submitted to TOTAL was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA4e Final Underwriting Decision (TOTAL) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee Representative Signature

Printed Name

Title

OR

For mortgages rated as a ldquoreferrdquo by FHAs TOTAL Mortgage Scorecard or manually underwritten by a Direct Endorsement underwriter I have personally reviewed and underwritten the borrowerrsquos credit application The information used to underwrite the borrower was documented in accordance with Single Family Housing Policy Handbook 40001 (SF Handbook) and accurately represents the final information obtained by the mortgagee and This mortgage complies with SF Handbook 40001 Section IIA5d Final Underwriting Decision (Manual) to the extent that no defect exists in connection with the underwriting of this mortgage such that it should not have been approved in accordance with FHA requirements

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

B Underwriting the Property

For all mortgages where FHA requires an appraisal I have personally reviewed and underwritten the appraisal according to FHA requirements I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Direct Endorsement Underwriter Signature __________________________ DErsquos ID Number _____________________

orm HUD-92900-A ( ) Page 3

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
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              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
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              273. Text1-31
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Borrower Name ____________________________ FHA Case No __________________

Part V Mortgagees Certification

I have personally reviewed the mortgage documents and the application for insurance endorsement and This mortgage complies with SF Handbook 40001 Section IIA7 Post-Closing and Endorsement to the extent that no defect exists that would have changed the decision to endorse or submit the mortgage for insurance

I certify that the statements above are materially correct with the understanding that in the event HUD elects to pursue a claim arising out of or relating to any inaccuracy of this certification HUD will interpret the severity of such inaccuracy in a manner that is consistent with the HUD Defect Taxonomy in effect as of the date this mortgage is endorsed for insurance

Mortgagee

Name of Mortgageersquos Representative

Title of Mortgageersquos Representative

Signature of the Mortgageersquos Representative Date

orm HUD-92900-A ( ) Page 4

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
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              214. Text316
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              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
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              232. Check Box4-2 Off
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              235. Check Box4-8 Off
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              237. Text330
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              243. Text1-1
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              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
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              283. Check Box2-5 Off
              284. Text1-36
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              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
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                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
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                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
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                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
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                                                                              67. C15
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                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
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                                                                              79. C27
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                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
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                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
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                                                                              102. Check Box-3 Off
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                                                                              106. C5
                                                                              107. C50
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                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
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                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

GENERAL AUTHORIZATION FOR A MORTGAGE LOAN ASSUMPTION

Applicant name(s)

Loan number

NOTICES AND DISCLOSURES

Non-discriminatory underwriting guidelines Anyone who inquires about the availability of credit from us has the right to receive a copy of our non-discriminatory underwriting guidelines To request a copy of these guidelines contact your Loan Processor

Attorney note Itrsquos the responsibility of our attorneys to protect our interest You may at your expense request an attorney to represent your interest

Notice to HUDFHA applicants As required by the Right to Financial Privacy Act of 1978 this notice is to inform you that the US Department of Housing and Urban Development (HUD)Federal Housing Administration (FHA) has a right of access to financial records held by financial institutions related to a request for assistance Financial records involving your assumption will be available to HUDFHA without further notice or authorization but wonrsquot be disclosed or released by us to another government agency or department without your consent except as required or permitted by law

Borrower consent to the use of tax return information I understand acknowledge and agree that the Lender and Other Loan Participants can obtain use and share tax return information for purposes of (i) providing an offer (ii) originating maintaining managing monitoring servicing selling insuring and securitizing a loan (iii) marketing or (iv) as otherwise permitted by applicable laws including state and federal privacy and data security laws The Lender includes the Lenderrsquos affiliates agents service providers and any of aforementioned partiesrsquo successors and assigns The Other Loan Participants includes any actual or potential owners of a loan resulting from your loan application or acquirers of any beneficial or other interest in the loan and mortgage insurer guarantor any servicers or service providers for these parties and any of aforementioned partiesrsquo successors and assigns

CERTIFICATION AND AUTHORIZATION

Environmental certification By signing below I represent and warrant that Irsquom not aware of any substances materials or products that may be an environmental hazard such as but not limited to asbestos formaldehyde radon gas lead-based paint fuel or chemical storage tanks (above or below ground) and contaminated soil or water on the property I acknowledge that Chase is relying on this representation and warranty as a material part of its loan application process I also am not aware of any landfill on any portion of the property

Exceptions to the above I further acknowledge (1) receipt of applicable disclosures from the seller in purchase transactions (2) that lead-based paint may exist in housing constructed prior to 1978 (3) that Chase performs no environmental investigation on my behalf and isnrsquot responsible for identifying lead-based paint or any other environmental conditions that might impact the property or its residents and (4) that it is my sole obligation to investigate for potential impact to the property from environmental conditions

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
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              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
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              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
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              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
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              232. Check Box4-2 Off
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              237. Text330
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              243. Text1-1
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              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
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              283. Check Box2-5 Off
              284. Text1-36
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              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
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              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
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              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
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                                                                              67. C15
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                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
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                                                                              79. C27
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                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
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                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
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                                                                              104. C48
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                                                                              106. C5
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                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
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                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
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                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
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                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Certifications I certify by signing below that (1) all of the loan application information provided is true and complete (2) I understand any intentional or negligent misrepresentation(s) of the information provided in conjunction with my application may result in civil liability andor criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 18 United States Code Section 1001 et seq and liability for monetary damages to Chase its agents successors and assigns insurers and any other person who may suffer any loss due to reliance upon any misrepresentation that I have made on the application and (3) any significant change from the information provided at the time of application until the final loan application is signed may have a bearing on the approval of my application for a home loan

Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union

This question is asked because of state laws that extend the same or similar rights benefits and protections of spouses in a marriage to persons who are members of a partnership or union recognized under state law You should consult with your own legal advisor for advice regarding the rights protections benefits responsibilities obligations and duties of those who are registered domestic partners civil union partners or members of other unions recognized under applicable law

CREDIT AUTHORIZATION RELEASE

By signing below I authorize Chase andor my mortgage insurer (if any) to verify my past and present employment earnings records (including information contained in income tax returns that have been filed with the IRS) bank accounts stock holdings and any other information that it finds necessary to process my mortgage loan application or to review it for quality-control purposes I understand that a credit report will be ordered from a credit reporting agency for verification prior to loan closing as part of the application process and may be ordered after closing as part of the Lenderrsquos quality-control program A credit report may also be completed as part of the Lenderrsquos servicing or collection of the loan or in consideration of any other product or service that the Lender may consider offering me in the future and at any time throughout the life of the loan I understand that use of a photocopy of this form may be necessary to verify one or more of my credit references I understand that a photocopy or fax copy of this form will also serve as authorization

By signing below each applicant acknowledges (1) making the above certifications and authorizations and (2) that each applicant has received and understands the above notices and disclosures

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

Date Applicant printed name Applicant signature Social Security number

You do not have to give us this information but if you donrsquot your application for approval as a borrower may be delayed or rejected The information requested in this form is authorized by Title 38 USC Chapter 37 (if VA) by 12 USC Section 1701 et seq (if HUDFHA) by 42 USC Section 1452b (if HUDCPD) and Title 42 USC 1471 et seq or 7 USC 1921 et seq (if USDA FHA)

Updated December 2021 99177-GA-0215

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

1b

2b

Form 4506-C (September 2020)

Department of the Treasury - Internal Revenue Service

IVES Request for Transcript of Tax Return OMB Number

1545-1872

Do not sign this form unless all applicable lines have been completed Request may be rejected if the form is incomplete or illegible

For more information about Form 4506-C visit wwwirsgov and search IVES

1a Name shown on tax return (if a joint return enter the name shown first)

First social security number on tax return individual taxpayer identification number or employer identification number (see instructions)

2a If a joint return enter spousersquos name shown on tax return Second social security number or individual taxpayer identification number if joint tax return

3 Current name address (including apt room or suite no) city state and ZIP code (see instructions)

4 Previous address shown on the last return filed if different from line 3 (see instructions)

5a IVES participant name address and SOR mailbox ID

DataVerify 875 Greentree Rd 8 Parkway Center Pittsburgh PA 15220

5b Customer file number (if applicable) (see instructions)

Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing (see instructions)

6 Transcript requested Enter the tax form number here (1040 1065 1120 etc) and check the appropriate box below Enter only one tax form number per request 1040

a Return Transcript which includes most of the line items of a tax return as filed with the IRS A tax return transcript does not reflect changes made to the account after the return is processed Transcripts are only available for the following returns Form 1040 series Form 1065 Form 1120 Form 1120-A Form 1120-H Form 1120-L and Form 1120S Return transcripts are available for the current year and returns processed during the prior 3 processing years

b Account Transcript which contains information on the financial status of the account such as payments made on the account penalty assessments and adjustments made by you or the IRS after the return was filed Return information is limited to items such as tax liability and estimated tax payments Account transcripts are available for most returns

c Record of Account which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript Available for current year and 3 prior tax years

7 Form W-2 Form 1099 series Form 1098 series or Form 5498 series transcript The IRS can provide a transcript that includes data from these information returns State or local information is not included with the Form W-2 information The IRS may be able to provide this transcript information for up to 10 years Information for the current year is generally not available until the year after it is filed with the IRS For example W-2 information for 2016 filed in 2017 will likely not be available from the IRS until 2018 If you need W-2 information for retirement purposes you should contact the Social Security Administration at 1-800-772-1213

Caution If you need a copy of Form W-2 or Form 1099 you should first contact the payer To get a copy of the Form W-2 or Form 1099 filed with your return you must use Form 4506 and request a copy of your return which includes all attachments

8 Year or period requested Enter the ending date of the tax year or period using the mmddyyyy format (see instructions)

12 31 2020 12 31 2019 12 31 2018 Caution Do not sign this form unless all applicable lines have been completed

Signature of taxpayer(s) I declare that I am either the taxpayer whose name is shown on line 1a or 2a or a person authorized to obtain the tax information requested If the request applies to a joint return at least one spouse must sign If signed by a corporate officer 1 percent or more shareholder partner managing member guardian tax matters partner executor receiver administrator trustee or party other than the taxpayer I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer Note This form must be received by IRS within 120 days of the signature date

Signatory attests that heshe has read the attestation clause and upon so reading declares that heshe has the authority to sign the Form 4506-C See instructions

Sign Here

Signature (see instructions) Date Phone number of taxpayer on line 1a or 2a

PrintType name

Title (if line 1a above is a corporation partnership estate or trust)

Spousersquos signature Date

PrintType name

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020) For Privacy Act and Paperwork Reduction Act Notice see page 2

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
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              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
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              269. Text1-27
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              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
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              294. Text1-46
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              296. Text1-48
              297. Text1-49
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              300. Text1-52
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              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Instructions for Form 4506-C IVES Request for Transcript of Tax Return

Section references are to the Internal Revenue Code unless otherwise noted

Future Developments

For the latest information about Form 4506-C and its instructions go to wwwirsgov and search IVES Information about any recent developments affecting Form 4506-C (such as legislation enacted after we released it) will be posted on that page

Whats New Form 4506-C was created to be utilized by authorized IVES participants to order tax transcripts with the consent of the taxpayer

General Instructions

Caution Do not sign this form unless all applicable lines have been completed

Designated Recipient Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information received pursuant to the taxpayerrsquos consent and holds the recipient subject to penalties for any unauthorized access other use or redisclosure without the taxpayerrsquos express permission or request

Taxpayer Notification Internal Revenue Code Section 6103(c) limits disclosure and use of return information provided pursuant to your consent and holds the recipient subject to penalties brought by private right of action for any unauthorized access other use or redisclosure without your express permission or request

Purpose of form Use Form 4506-C to request tax return information through an authorized IVES participant You will designate an IVES participant to receive the information on line 5a

Note If you are unsure of which type of transcript you need check with the party requesting your tax information

Where to file The IVES participant will fax Form 4506-C with the approved IVES cover sheet to their assigned Service Center

Chart for ordering transcripts

If your assigned Service Center is

Fax the requests with the approved coversheet to

Austin Submission Processing Center

Austin IVES Team

844-249-6238

Fresno Submission Processing Center

Fresno IVES Team

844-249-6239

Kansas City Submission Processing Center

Kansas City IVES Team

844-249-8128

Ogden Submission Processing Center

Ogden IVES Team

844-249-8129

Specific Instructions

Line 1b Enter the social security number (SSN) or individual taxpayer identification number (ITIN) for the individual listed on line 1a or enter the employer identification number (EIN) for the business listed on line 1a

Line 3 Enter your current address If you use a PO box include it on this line

Line 4 Enter the address shown on the last return filed if different from the address entered on line 3

Note If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS file Form 8822 Change of Address or Form 8822-BChange of Address or Responsible Party mdash Business with Form 4506-C

Line 5b Enter up to 10 numeric characters to create a unique customer file number that will appear on the transcript The customer file number cannot contain an SSN ITIN or EIN Completion of this line is not required

Note If you use an SSN name or combination of both we will not input the information and the customer file number will reflect a generic entry of 9999999999 on the transcript

Line 8 Enter the end date of the tax year or period requested in mmddyyyy format This may be a calendar year fiscal year or quarter Enter each quarter requested for quarterly returns Example Enter 12312018 for a calendar year 2018 Form 1040 transcript

Signature and date Form 4506-C must be signed and dated by the taxpayer listed on line 1a or 2a The IRS must receive Form 4506-C within 120 days of the date signed by the taxpayer or it will be rejected Ensure that all applicable lines including lines 5a through 8 are completed before signing

You must check the box in the signature area to acknowledge you have the authority to sign and request the information The form will not be processed if unchecked

Individuals Transcripts listed on on line 6 may be furnished to either spouse if jointly filed Only one signature is required Sign Form 4506-C exactly as your name appeared on the original return If you changed your name also sign your current name

Corporations Generally Form 4506-C can be signed by

(1) an officer having legal authority to bind the corporation (2) any person designated by the board of directors or other governing body or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-C but must provide documentation to support the requesters right to receive the information

Partnerships Generally Form 4506-C can be signed by any person who was a member of the partnership during any part of the tax period requested on line 8

All others See section 6103(e) if the taxpayer has died is insolvent is a dissolved corporation or if a trustee guardian executor receiver or administrator is acting for the taxpayer

Note If you are Heir at law Next of kin or Beneficiary you must be able to establish a material interest in the estate or trust

Documentation For entities other than individuals you must attach the authorization document For example this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate

Signature by a representative A representative can sign Form 4506-C for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848 line 5 The representative must attach Form 2848 showing the delegation to sign Form 4506-C

Privacy Act and Paperwork Reduction Act Notice We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code We need this information to properly identify the tax information and respond to your request You are not required to request any transcript if you do request a transcript sections 6103 and 6109 and their regulations require you to provide this information including your SSN or EIN If you do not provide this information we may not be able to process your request Providing false or fraudulent information may subject you to penalties

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation and cities states the District of Columbia and US commonwealths and possessions for use in administering their tax laws We may also disclose this information to other countries under a tax treaty to federal and state agencies to enforce federal nontax criminal laws or to federal law enforcement and intelligence agencies to combat terrorism

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law Generally tax returns and return information are confidential as required by section 6103

The time needed to complete and file Form 4506-C will vary depending on individual circumstances The estimated average time is

Learning about the law or the form 10 min Preparing the form 12 min Copying assembling and sending the form to the IRS 20 min

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-C simpler we would be happy to hear from you You can write to

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave NW IR-6526 Washington DC 20224

Do not send the form to this address Instead see Where to file on this page

Catalog Number 72627P wwwirsgov Form 4506-C (9-2020)

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
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              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
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              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
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              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
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              278. Check Box3-2 Off
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              284. Text1-36
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              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
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              323. Check Box3-1 Off
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              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
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              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
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              358. A37
              359. A38 Off
              360. A39
              361. A40
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              365. A44
              366. A45
              367. A46
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              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
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                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
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                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
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                                                                              83. C31
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                                                                              88. Check Box-2 Off
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                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
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                                                                              116. D1 Off
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                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
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                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

Rev April 2021 CHASEO Facts What does Chase do with your personal information

Why Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us to tell you how we collect share and protect your personal information Please read this notice carefully to understand what we do

What The types of personal information we collect and share depend on the product or service you have with us This information can include bull Social Security number and income bull account balances and transaction history bull credit history and payment history

How All financial companies need to share customers personal information to run their everyday business In the section below we list the reasons financial companies can share their customers personal information the reasons Chase chooses to share and whether you can limit this sharing

Reasons we can share your personal information Does Chase share

Can you limit this sharing

For our everyday business purposes - such as to process your transactions maintain your account(s) respond to court orders and legal investigations or report to credit bureaus

Yes No

For our marketing purposes - to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No

For our affiliates everyday business purposes - information about your transactions and experiences

Yes No

For our affiliates everyday business purposes - information about your creditworthiness

Yes Yes

For our affiliates to market to you Yes Yes

For nonaffiliates to market to you Yes Yes

a

0

To limit our sharing

bull Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

bull Visit us online chasecomprivacypreferences

Please note If you are a new customer we can begin sharing your information 30 days from the date we sent this notice When you are no longer our customer we continue to share your information as described in this notice However you can contact us at any time to limit our sharing

Questions

Call 1-888-868-8618 - our menu will prompt you through your choice(s) We accept operator relay calls

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

PAGE 2

Who we are

Who is providing this notice The US consumer financial companies within the JPMorgan Chase amp Co family including JPMorgan Chase Bank NA Chase Insurance Agency Inc and JP Morgan Securities LLC

What we do

How does Chase protect my To protect your personal information from unauthorized access and use we personal information use security measures that comply with federal law These measures include

computer safeguards and secured files and buildings We authorize our employees to get your information only when they need it to do their work and we require companies that work for us to protect your information

How does Chase collect my We collect your personal information for example when you personal information bull open an account or make deposits or withdrawals from your account

bull pay your bills or apply for a loan bull use your credit or debit card We also collect your personal information from others such as credit bureaus affiliates or other companies

Why cant I limit all sharing Federal law gives you the right to limit only bull sharing for affiliates everyday business purposes - information about your

creditworthiness bull affiliates from using your information to market to you bull sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing See below for more on your rights under state law

What happens when I limit sharing for an account I hold jointly with someone else

Your choices will apply to everyone on your account

Definitions

Affiliates Companies related by common ownership or control They can be financial and non financial companies bull Our affiliates include companies with a Chase or JP Morgan name and financial companies such asjP Morgan Securities LLC

Nonaffiliates Companies not related by common ownership or control They can be financial and non financial companies bull Nonaffiliates we share with can include companies such as retailers auto dealers auto makers and membership clubs

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you bull Our joint marketing partners include categories of companies such as insurance companies

Other important information

VT Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 For joint marketing we will only disclose your name contact information and information about your transactions

NV We are providing you this notice pursuant to Nevada law If you prefer not to receive marketing calls from us you may be placed on our Internal Do Not Call List by calling 1-800-945-9470 or by writing to us at PO Box 734007 Dallas TX 75373-4007

For more information contact us at the address above or email PrivacylnfoJPMChasecom with Nevada Annual Notice in the subject line You may also contact the Nevada Attorney Generals office Bureau of Consumer Protection Office of the Nevada Attorney General 555 E Washington St Suite 3900 Las Vegas NV 89101 telephone number 1-702-486-3132 email BCPINFOagstatenvus

CA Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 CA residents are provided a CA notice for additional choices

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
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              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
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              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

CHASE O

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The following disclosure is required by the USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities federal law

requires all financial institutions to obtain verify and record information that identifies each person

who opens an account

What this means to you When you open an account we will ask for your name address date of

birth and other information that will allow us to identify you We may also ask to see your drivers

license or other identifying documents

99177-PAT-0215

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
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              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
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              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
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              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
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              237. Text330
              238. Text331
              239. Text332
              240. Text333
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              243. Text1-1
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              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
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                                                                              129. D14 Off
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                                                                              139. D24 Off
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                                                                              150. D35 Off
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                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
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                                                                              195. F12 Off
                                                                              196. F13
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                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
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                                                                              275. G39
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                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
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                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

VETERAN STATEMENT When this loan was opened the US Department of Veterans Affairs (VA) used the veteran borrowerrsquos entitlement which is a set amount the VA promises to repay a lender if the borrower defaults on the mortgage An assumption will modify who is obligated to pay the existing mortgage loan but all loan termsmdashincluding the entitlementmdashwill remain the same If the veteran borrower is being removed from the loan the entitlement would remain with whoever is assuming the loan because the loan will continue to be serviced by the VA If the applicant is also a veteran and can substitute his or her entitlement for the current entitlement then the current borrowerrsquos entitlement can be released

Please review the following questions and answer as appropriate This form requires completion by both the applicant(s) and current borrower(s)

1 Applicant to Complete

Are you (the applicant) currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the reverse side)

Yes (If yes please provide the information requested below answer the question in section 3 and sign and date this form at the bottom of the reverse side)

Name of applicant(s) who answered ldquoyesrdquo to the above question

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Name ______________________________________________________________________________________________

Date of birth ________________________________________________________________________________________

Service number ______________________________________________________________________________________

Are you receiving VA disability benefts

Applicant

Yes

No

Co-Applicant

Yes

No

Are you entitled to receive VA disability benefts Yes No Yes No

Have you received VA disability benefts in the past Yes No Yes No

Are you a surviving spouse of a veteran who died on active duty or as the result of a service-related disability

Yes No Yes No

Do you have any VA loans Yes No Yes No

2 Current Borrower to Complete

Is the current borrowerco-borrower currently serving on active duty in the US Military a US Military veteran or a surviving spouse of a US Military veteran who died on active duty or as the result of a service-related disability

No (If no please sign and date this form at the bottom of the page)

Yes (If yes please answer the question in section 3 and sign and date this form at the bottom of the page)

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
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              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
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              213. Text315
              214. Text316
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              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
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              232. Check Box4-2 Off
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              237. Text330
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              243. Text1-1
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              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
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              284. Text1-36
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              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
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              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
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                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

_____________ _________________________________________ __________________________________________

________________________________________________________________________________________________

3 Applicant and Current Borrower to Complete

If the answer to the questions in section 1 and 2 are both yes please answer the following question After yoursquove reviewed and completed this entire form please sign and date at the bottom

Applicant Current Borrower

Do you want to apply for a substitution of entitlement Yes Yes No No

In order to complete a substitution of entitlement the veteran applicant must have suffcient entitlement to substitute for that of the current borrower Contact the VA Offce of Jurisdiction for your area for more information Also before the veteran applicant can substitute entitlement on a VA loan heshe must certify that the property securing the loan will be occupied as hisher primary residence Both the applicantrsquos and current borrowerrsquos original certifcate of eligibility will be required If your sales contract is contingent upon the restoration of entitlement please contact your VA Offce of Jurisdiction for complete procedures Otherwise the substitution will be completed after the loan has been approved and closed

Date Applicant printed name Applicant signature

Date Applicant printed name Applicant signature

Date Current Borrower printed name Current Borrower signature

Date Current Borrower printed name Current Borrower signature

Forms completed by Mail Phone

For Chase use only

Interviewer signature Date

99177-VS-0215

  • Assumption Application Package_41521-noscannedpages-update-4pdf
    • 1 FM203 Cover Pagepdf
    • 2 FM202 Mortgage Assumption Application Package pagepdf
    • 3 The Documents Youll need to Send Uspdf
    • 4 FM201 FAQpdf
    • 5 FM142 CIWpdf
    • 6 FM126 URLApdf
    • 7 FM130 URLA Instpdf
      • Blank Page
        • 8 92900a Addednum to Loan Applicationpdf
        • 9 FM462 Gen Authpdf
        • 10 FM220 4506-Cpdf
        • 11 FM153 Chase Federal Privacy Noticepdf
        • 12 FM144 Info on Opening a New Accountpdf
        • 13 FM152 Veteran Statementpdf
              1. Date
              2. Loan number
              3. Applicant name
              4. Phone1
              5. Loan number 1
              6. Loan number 2
              7. Other
              8. Other_2
              9. 1
              10. 2
              11. undefined_7
              12. Available hours
              13. Available hours_2
              14. undefined_8
              15. Available hours_3
              16. undefined_9
              17. Current address 1
              18. Neither
              19. Available hours_4
              20. Available hours_5
              21. undefined_10
              22. Available hours_6
              23. 1_2
              24. 2_2
              25. undefined_11
              26. Available hours_7
              27. Available hours_8
              28. undefined_12
              29. Available hours_9
              30. FHA Case No include any suffix
              31. Mortgagee Case No
              32. Mortgagee ID
              33. Sponsor ID
              34. Agent ID
              35. Name and Address of Sponsor Name and Address of Agent
              36. Borrowers Name Present Address include ZIP Code Property Address
              37. include name of subdivision lot block no ZIP Code
              38. Name of ThirdParty Originator
              39. NMLS ID of ThirdParty Originator
              40. s application
              41. ty Number
              42. ty Number_2
              43. Date Signed_2
              44. Date Mortgage Approved
              45. Date Approval Expires
              46. Printed Name
              47. Title 1
              48. DEs ID Number
              49. DEs ID Number_2
              50. Mortgagee
              51. Name of Mortgagees Representative
              52. Title of Mortgagees Representative
              53. Signature of the Mortgagees Representative
              54. Date_2
              55. Applicant names 1
              56. Applicant names 2
              57. Applicant names 3
              58. Loan number_2
              59. Date_3
              60. Applicant printed name
              61. Social Security number
              62. Date_4
              63. Applicant printed name_2
              64. Social Security number_2
              65. Date_5
              66. Applicant printed name_3
              67. Social Security number_3
              68. Date_6
              69. Applicant printed name_4
              70. Social Security number_4
              71. 1a Name shown on tax return if a joint return enter the name shown first
              72. 1b First social security number on tax return individual taxpayer identification number or employer identification number see instructions
              73. 2a If a joint return enter spouses name shown on tax return
              74. 2b Second social security number or individual taxpayer identification number if joint tax return
              75. 4 Previous address shown on the last return filed if different from line 3 see instructions
              76. 5a IVES participant name address and SOR mailbox ID
              77. Caution This tax transcript is being sent to the third party entered on Line 5a Ensure that lines 5 through 8 are completed before signing see instructions
              78. Signature see instructions
              79. Date_7
              80. Phone number of taxpayer on line 1a or 2a
              81. PrintType name
              82. Here
              83. Spouses signature
              84. Date_8
              85. PrintType name_2
              86. Name
              87. Date of birth
              88. Service number
              89. Name_2
              90. Date of birth_2
              91. Service number_2
              92. Date_9
              93. Applicant printed name_5
              94. Date_10
              95. Applicant printed name_6
              96. Date_11
              97. Current Borrower printed name
              98. Date_12
              99. Current Borrower printed name_2
              100. Date_13
              101. Text3
              102. Text10
              103. undefined_13
              104. Text15
              105. undefined_14
              106. undefined_15
              107. undefined_16
              108. undefined_17
              109. undefined_18
              110. undefined_19
              111. undefined_20
              112. undefined_21
              113. undefined_23
              114. Reason for assumption Off
              115. Requestors relationship to owners Off
              116. Check one Off
              117. Check one1 Off
              118. Day1
              119. Evening
              120. Cell phone
              121. Check one2 Off
              122. Check one3 Off
              123. Check one4 Off
              124. Check one5 Off
              125. Text2-1
              126. Text2-2
              127. Text2-3
              128. Text2-4
              129. Text2-5
              130. Text2-6
              131. Text3-1
              132. Text3-2
              133. Text3-3
              134. Text3-4
              135. Text3-6
              136. Text3-7
              137. Text3-8
              138. Text3-9
              139. Text3-10
              140. Text3-11
              141. Text3-12
              142. Text3-13
              143. Text3-14
              144. Text3-15
              145. Text3-16
              146. Text3-17
              147. Text3-18
              148. Text3-19
              149. Text3-20
              150. Text3-21
              151. Text3-22
              152. Text3-23
              153. Text3-24
              154. Text3-25
              155. Text3-26
              156. Text3-27
              157. Text3-28
              158. Text3-29
              159. Text3-30
              160. Text3-31
              161. Text3-32
              162. Text3-33
              163. Text3-34
              164. Text3-35
              165. Text3-36
              166. Text3-37
              167. Text3-38
              168. Text3-39
              169. Text3-40
              170. Text3-41
              171. Text3-42
              172. Text3-43
              173. Text3-44
              174. Text3-45
              175. Text3-46
              176. Text3-47
              177. Text3-48
              178. Text3-49
              179. Text3-50
              180. Text3-51
              181. Text3-52
              182. Text3-53
              183. Text3-5
              184. Text3-54
              185. Text3-55
              186. Text3-56
              187. Citizenship Off
              188. Type of credit Off
              189. Marital Status Off
              190. Housing Off
              191. Housing1 Off
              192. ownership Off
              193. DNA1 Off
              194. DNA2 Off
              195. DNA3 Off
              196. family Off
              197. BO Off
              198. Total
              199. Text31
              200. Text32
              201. Text33
              202. Text34
              203. Text35
              204. Text36
              205. Text37
              206. Text38
              207. Text39
              208. Text310
              209. Text311
              210. Text312
              211. Text313
              212. Text314
              213. Text315
              214. Text316
              215. Text317
              216. Text318
              217. Text319
              218. ownership1 Off
              219. Total1
              220. Total1-2
              221. Check Box4-1 Off
              222. Text320
              223. Text321
              224. Text322
              225. Text323
              226. Text324
              227. Text325
              228. Text326
              229. Text327
              230. Text328
              231. Text329
              232. Check Box4-2 Off
              233. Check Box4-3 Off
              234. Check Box4-4 Off
              235. Check Box4-8 Off
              236. Check Box4-9 Off
              237. Text330
              238. Text331
              239. Text332
              240. Text333
              241. Text334
              242. Text335
              243. Text1-1
              244. Text1-2
              245. Text1-3
              246. Text1-4
              247. Text1-5
              248. Text1-6
              249. Text1-7
              250. Text1-8
              251. Text1-9
              252. Text1-10
              253. Text1-11
              254. Text1-12
              255. Text1-13
              256. Text1-14
              257. Text1-15
              258. Text1-16
              259. Text1-17
              260. Text1-18
              261. Text1-19
              262. Text1-20
              263. Text1-21
              264. Text1-22
              265. Text1-23
              266. Text1-24
              267. Text1-25
              268. Text1-26
              269. Text1-27
              270. Text1-28
              271. Text1-29
              272. Text1-30
              273. Text1-31
              274. Text1-32
              275. Text1-33
              276. Text1-34
              277. Text1-35
              278. Check Box3-2 Off
              279. Check Box2-1 Off
              280. Check Box2-2 Off
              281. Check Box2-3 Off
              282. Check Box2-4 Off
              283. Check Box2-5 Off
              284. Text1-36
              285. Text1-37
              286. Text1-38
              287. Text1-39
              288. Text1-40
              289. Text1-41
              290. Text1-42
              291. Text1-43
              292. Text1-44
              293. Text1-45
              294. Text1-46
              295. Text1-47
              296. Text1-48
              297. Text1-49
              298. Text1-50
              299. Text1-51
              300. Text1-52
              301. Text1-53
              302. Text1-54
              303. Text1-55
              304. Text1-56
              305. Text1-57
              306. Text1-58
              307. Text1-59
              308. Text1-60
              309. Text1-61
              310. Check Box3-11 Off
              311. A1
              312. A2
              313. A3
              314. A4
              315. A5
              316. A6
              317. A7
              318. A8
              319. A9
              320. A10
              321. A11
              322. A12
              323. Check Box3-1 Off
              324. Check Box30-1 Off
              325. Check Box30-2 Off
              326. Check Box30-4 Off
              327. Check Box30-5 Off
              328. Check Box30-7 Off
              329. Check Box30-8 Off
              330. Check Box30-9 Off
              331. Check Box30-10 Off
              332. Check Box30-11 Off
              333. Check Box30-12 Off
              334. A13
              335. A14
              336. A15
              337. A16
              338. A17 Off
              339. A18
              340. A19
              341. A20
              342. A21
              343. A22
              344. A23
              345. A24
              346. A25
              347. A26
              348. A27
              349. A28
              350. A29
              351. A30
              352. A31
              353. A32
              354. A33
              355. A34
              356. A35
              357. A36
              358. A37
              359. A38 Off
              360. A39
              361. A40
              362. A41
              363. A42
              364. A43
              365. A44
              366. A45
              367. A46
              368. A47
              369. A48
              370. A49
              371. A50
              372. A51
              373. A52
              374. A53
              375. A54
              376. A55
              377. A56
              378. A57
              379. A58
              380. A59
              381. A60
              382. A61
              383. A62
              384. A63
              385. A64
              386. A65
              387. A66
              388. A67
              389. A68
              390. A69
              391. A70
              392. A71
              393. A72
              394. A73
              395. A74
              396. Loan Purpose Off
              397. occupancy1 Off
              398. lien type Off
              399. lientype Off
              400. mixed use Off
              401. manufactured home Off
              402. deposit1 Off
              403. deposit2 Off
              404. B1
              405. B2
              406. B3
              407. B4
              408. B5
              409. B6
              410. B7
              411. B8
              412. B9
              413. B10
              414. fha Off
              415. Check Box51 Off
              416. B11
              417. B12
              418. B13
              419. B14
              420. B15
              421. B16
              422. B17
              423. B18
              424. B19 Off
              425. B20
              426. B21
              427. B22 Off
              428. B23
              429. B24
              430. B25
              431. B26
              432. B27
              433. B28
              434. A
                1. Will you occupy the property as your primary residence Off
                2. Will you occupy the property as your primary residence1 Off
                  1. If yes have you had an ownership interest in another property in the last three years Off
                  2. Text9-2
                  3. B
                    1. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property Off
                    2. If this is a Purchase Transaction Do you have a family relationship or business affiliation with the seller of the property1 Off
                      1. C
                        1. Are you borrowing any money for this real estate transaction (e
                          1. g
                            1. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application Off
                            2. money for your closing costs or down payment) or obtaining any money from another party such as the seller or realtor that you have not disclosed on this loan application1 Off
                              1. D
                                1. 1
                                  1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application Off
                                  2. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application1 Off
                                      1. new credit Off
                                      2. E
                                        1. Will this property be subject to a lien that could take priority over the first mortgage lien such as a clean energy lien paid through your property taxes(e
                                          1. g
                                            1. the Property Assessed Clean Energy Program) Off
                                            2. the Property Assessed Clean Energy Program)1 Off
                                              1. F
                                                1. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application Off
                                                2. Are you a co-signer or guarantor on any debtor loan that is not disclosed on this application1 Off
                                                  1. G
                                                    1. Are there any outstanding judgments against you Off
                                                    2. Are there any outstanding judgments against you1 Off
                                                      1. H
                                                        1. Are you currently delinquent or in default on a Federal debt Off
                                                        2. Are you currently delinquent or in default on a Federal debt1 Off
                                                          1. I
                                                            1. Are you a party to a lawsuit in which you potentially have any personal financial liability Off
                                                            2. Are you a party to a lawsuit in which you potentially have any personal financial liability1 Off
                                                              1. J
                                                                1. Have you conveyed title to any property in lieu of foreclosure in the past 7 years Off
                                                                2. Have you conveyed title to any property in lieu of foreclosure in the past 7 years1 Off
                                                                  1. K
                                                                    1. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due Off
                                                                    2. Within the past 7 years have you completed a pre-foreclosure sale or short sale whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due1 Off
                                                                      1. L
                                                                        1. Have you had property foreclosed upon in the last 7 years Off
                                                                        2. Have you had property foreclosed upon in the last 7 years1 Off
                                                                          1. M
                                                                            1. Have you declared bankruptcy within the past 7 years Off
                                                                            2. Have you declared bankruptcy within the past 7 years1 Off
                                                                              1. Check Box8-2 Off
                                                                              2. Check Box8-3 Off
                                                                              3. Check Box8-4 Off
                                                                              4. Text9-3
                                                                              5. Text9-5
                                                                              6. Text9-6
                                                                              7. Text97
                                                                              8. military Off
                                                                              9. ethnicity Off
                                                                              10. sex Off
                                                                              11. race Off
                                                                              12. demo Off
                                                                              13. Text12-1
                                                                              14. Check Box11-1 Off
                                                                              15. Check Box11-2 Off
                                                                              16. Check Box11-3 Off
                                                                              17. Check Box11-4 Off
                                                                              18. Check Box11-5 Off
                                                                              19. Check Box11-6 Off
                                                                              20. Check Box11-7 Off
                                                                              21. Check Box11-8 Off
                                                                              22. Check Box11-9 Off
                                                                              23. Text12-2
                                                                              24. Check Box11-10 Off
                                                                              25. Check Box11-11 Off
                                                                              26. Check Box11-12 Off
                                                                              27. Check Box11-13 Off
                                                                              28. Check Box11-14 Off
                                                                              29. Check Box11-15 Off
                                                                              30. Text12-3
                                                                              31. Check Box11-16 Off
                                                                              32. Check Box11-17 Off
                                                                              33. Check Box11-18 Off
                                                                              34. Check Box11-19 Off
                                                                              35. Check Box11-20 Off
                                                                              36. Check Box11-21 Off
                                                                              37. Check Box11-22 Off
                                                                              38. Check Box11-23 Off
                                                                              39. Text12-4
                                                                              40. Check Box11-24 Off
                                                                              41. Check Box11-25 Off
                                                                              42. Check Box11-26 Off
                                                                              43. Check Box11-27 Off
                                                                              44. Check Box11-28 Off
                                                                              45. Check Box11-29 Off
                                                                              46. Text12-5
                                                                              47. Check Box11-30 Off
                                                                              48. Check Box11-31 Off
                                                                              49. citizen Off
                                                                              50. credit Off
                                                                              51. marital status1 Off
                                                                              52. housing-1 Off
                                                                              53. housing-2 Off
                                                                              54. own Off
                                                                              55. C1
                                                                              56. C2
                                                                              57. C3
                                                                              58. C6
                                                                              59. C7
                                                                              60. C8
                                                                              61. C9
                                                                              62. C10
                                                                              63. C11
                                                                              64. C12
                                                                              65. C13
                                                                              66. C14
                                                                              67. C15
                                                                              68. C16
                                                                              69. C17
                                                                              70. C18
                                                                              71. C19
                                                                              72. C20
                                                                              73. C21
                                                                              74. C22
                                                                              75. C23
                                                                              76. C24
                                                                              77. C25
                                                                              78. C26
                                                                              79. C27
                                                                              80. C28
                                                                              81. C29
                                                                              82. C30
                                                                              83. C31
                                                                              84. C32
                                                                              85. C33
                                                                              86. C34
                                                                              87. C35
                                                                              88. Check Box-2 Off
                                                                              89. C36
                                                                              90. C37
                                                                              91. C38
                                                                              92. C39
                                                                              93. C4
                                                                              94. C40
                                                                              95. C41
                                                                              96. C42
                                                                              97. C43
                                                                              98. C44
                                                                              99. C45
                                                                              100. C46
                                                                              101. C47
                                                                              102. Check Box-3 Off
                                                                              103. Check Box-4 Off
                                                                              104. C48
                                                                              105. C49
                                                                              106. C5
                                                                              107. C50
                                                                              108. C51
                                                                              109. C52
                                                                              110. C53
                                                                              111. C54
                                                                              112. C55
                                                                              113. Check Box-1-1 Off
                                                                              114. own1 Off
                                                                              115. Check Box-1 Off
                                                                              116. D1 Off
                                                                              117. D2
                                                                              118. D3
                                                                              119. D4
                                                                              120. D5
                                                                              121. D6
                                                                              122. D7
                                                                              123. D8
                                                                              124. D9
                                                                              125. D10
                                                                              126. D11
                                                                              127. D12
                                                                              128. D13
                                                                              129. D14 Off
                                                                              130. D15 Off
                                                                              131. D16
                                                                              132. D17
                                                                              133. D18
                                                                              134. D19
                                                                              135. D20
                                                                              136. D21
                                                                              137. D22
                                                                              138. D23
                                                                              139. D24 Off
                                                                              140. D25
                                                                              141. D26
                                                                              142. D27
                                                                              143. D28
                                                                              144. D29
                                                                              145. D30
                                                                              146. D31
                                                                              147. D32
                                                                              148. D33
                                                                              149. D34
                                                                              150. D35 Off
                                                                              151. D36
                                                                              152. D37 Off
                                                                              153. D38
                                                                              154. D39
                                                                              155. D40
                                                                              156. D41
                                                                              157. D42
                                                                              158. D43
                                                                              159. D44
                                                                              160. D45
                                                                              161. D46
                                                                              162. D47
                                                                              163. If yes have you had an ownership interest in another property in the last three years1 Off
                                                                              164. new credit1 Off
                                                                              165. Check Box8-1 Off
                                                                              166. Check Box8-1-2 Off
                                                                              167. Check Box8-1-1 Off
                                                                              168. Check Box8-1-3 Off
                                                                              169. Check Box8-1-4 Off
                                                                              170. Military Service mdash Did you (or your deceased spouse) ever serve or are you currently serving in the United States Armed Forces 1 Off
                                                                              171. Check1 Off
                                                                              172. Text9-1-1
                                                                              173. Check2 Off
                                                                              174. Check3 Off
                                                                              175. Check4 Off
                                                                              176. Text9-1
                                                                              177. E1
                                                                              178. E2
                                                                              179. E3
                                                                              180. Was the ethnicity of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              181. Was the sex of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              182. Was the race of the Borrower collected on the basis of visual observation or surname1 Off
                                                                              183. The Demographic Information was provided through1 Off
                                                                              184. F1 Off
                                                                              185. F2 Off
                                                                              186. F3 Off
                                                                              187. F4 Off
                                                                              188. F5 Off
                                                                              189. F6
                                                                              190. F7 Off
                                                                              191. F8 Off
                                                                              192. F9 Off
                                                                              193. F10 Off
                                                                              194. F11 Off
                                                                              195. F12 Off
                                                                              196. F13
                                                                              197. F14 Off
                                                                              198. F15 Off
                                                                              199. F16 Off
                                                                              200. F17 Off
                                                                              201. F18 Off
                                                                              202. F19 Off
                                                                              203. F20 Off
                                                                              204. F21 Off
                                                                              205. F22
                                                                              206. F23 Off
                                                                              207. F24 Off
                                                                              208. F25 Off
                                                                              209. F26 Off
                                                                              210. F27 Off
                                                                              211. F28 Off
                                                                              212. F29
                                                                              213. F30 Off
                                                                              214. F31 Off
                                                                              215. undefined_13-1
                                                                              216. undefined_13-2
                                                                              217. undefined_14-1
                                                                              218. undefined_15-1
                                                                              219. undefined_16-1
                                                                              220. undefined_17-1
                                                                              221. undefined_18-1
                                                                              222. undefined_19-1
                                                                              223. undefined_21-1
                                                                              224. undefined_20-1
                                                                              225. undefined_23-1
                                                                              226. undefined_13_1
                                                                              227. Single-Two Off
                                                                              228. Refi type Off
                                                                              229. refi program Off
                                                                              230. Estate Off
                                                                              231. Title held Off
                                                                              232. Trust Information Off
                                                                              233. Indian Country Land Tenure Off
                                                                              234. Mortgage Type Applied For Off
                                                                              235. Mortgage Lien Type Off
                                                                              236. Amortization Type Off
                                                                              237. G1 Off
                                                                              238. G2 Off
                                                                              239. G3 Off
                                                                              240. G4 Off
                                                                              241. G5 Off
                                                                              242. G6
                                                                              243. G7
                                                                              244. G8
                                                                              245. G9
                                                                              246. G10 Off
                                                                              247. G11 Off
                                                                              248. G12 Off
                                                                              249. G13 Off
                                                                              250. G14 Off
                                                                              251. G15 Off
                                                                              252. G16
                                                                              253. G17
                                                                              254. G18
                                                                              255. G19
                                                                              256. G20
                                                                              257. G21
                                                                              258. G22
                                                                              259. G23 Off
                                                                              260. G24
                                                                              261. G25 Off
                                                                              262. G26
                                                                              263. G27 Off
                                                                              264. G28 Off
                                                                              265. G29
                                                                              266. G30 Off
                                                                              267. G31
                                                                              268. G32 Off
                                                                              269. G33
                                                                              270. G34
                                                                              271. G35
                                                                              272. G36
                                                                              273. G37
                                                                              274. G38
                                                                              275. G39
                                                                              276. G40
                                                                              277. G41
                                                                              278. G42
                                                                              279. Property Held
                                                                              280. refi
                                                                              281. Text18-1
                                                                              282. Text18-2
                                                                              283. Text18-3
                                                                              284. Text18-4
                                                                              285. Text18-5
                                                                              286. Text18-6
                                                                              287. Text18-7
                                                                              288. Text18-8
                                                                              289. Text18-9
                                                                              290. Text18-10
                                                                              291. Text18-11
                                                                              292. Text18-12
                                                                              293. Text18-13
                                                                              294. Text18-14
                                                                              295. Text18-15
                                                                              296. Text18-16
                                                                              297. Text18-17
                                                                              298. Text18-18
                                                                              299. Text18-19
                                                                              300. Lender
                                                                              301. case no
                                                                              302. If you selected ldquoUnmarriedrdquo in Section 1 is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse Off
                                                                              303. Relationship and State Off
                                                                              304. Other-5
                                                                              305. Text19-1
                                                                              306. BName
                                                                              307. Additional Information
                                                                              308. ABN
                                                                              309. Additional Information1
                                                                              310. BSign
                                                                              311. BSDate
                                                                              312. ABSign
                                                                              313. ABDate
                                                                              314. MortageeNameAddress
                                                                              315. NAmeAddress
                                                                              316. Bname1
                                                                              317. DOB1
                                                                              318. DOB2
                                                                              319. SignOfBorr1
                                                                              320. SignOfBorr
                                                                              321. Date Signed
                                                                              322. SignOfBorr2
                                                                              323. SignOfBorr3
                                                                              324. Date Signed3
                                                                              325. Date Signed4
                                                                              326. MortgageeRepSign
                                                                              327. DirectSign
                                                                              328. DirectSign1
                                                                              329. Are any of the applicants a registered domestic partner civil union partner or a member of a similar and legally recognized union Off
                                                                              330. AppSign
                                                                              331. AppSign1
                                                                              332. AppSign2
                                                                              333. AppSign3
                                                                              334. Nopage38 Off
                                                                              335. Yespage38 Off
                                                                              336. Yes1 Off
                                                                              337. No1 Off
                                                                              338. Yes2 Off
                                                                              339. Yes3 Off
                                                                              340. Yes4 Off
                                                                              341. Yes5 Off
                                                                              342. Yes6 Off
                                                                              343. Yes7 Off
                                                                              344. Yes8 Off
                                                                              345. Yes9 Off
                                                                              346. Yes10 Off
                                                                              347. No2 Off
                                                                              348. No3 Off
                                                                              349. No4 Off
                                                                              350. No5 Off
                                                                              351. No6 Off
                                                                              352. No7 Off
                                                                              353. No8 Off
                                                                              354. No9 Off
                                                                              355. No10 Off
                                                                              356. BorrowerNo Off
                                                                              357. BorrowerYes Off
                                                                              358. AppSignature
                                                                              359. AppSignature1
                                                                              360. CurrentSign
                                                                              361. CurrentSign1
                                                                              362. InterviewSign
                                                                              363. Yes_1 Off
                                                                              364. No_1 Off
                                                                              365. Yes_2 Off
                                                                              366. No_2 Off
                                                                              367. Mail Off
                                                                              368. Phone Off