FORMAT UNION BANK

Format of Union Bank of India

FORMAT -AVALUATION REPORT (IN RESPECT OF LAND / SITE AND BUILDING)

I. GENERAL1. Purpose for which the

valuation is made 2. a

)Date of inspection :

b)

Date on which the valuation is made

:

3. List of documents produced for perusali) :ii) :iii) :

4. Name of the owner(s) and his / their address (es) withPhone no. (details of share of each owner in case of joint ownership)

:

5. Brief description of the property

:

6. Location of property a)

Plot No./ Survey No. :

b)

Door No.

c)

T.S. No. / Village

d)

Ward / Taluka

e)

Mandal / District

7. Postal address of the property

:

8. City / Town :Residential Area :Commercial Area :

Industrial Area :9. Classification of the area

i)

High / Middle / Poor :

ii)

Urban / Semi Urban / Rural :

10.

Coming under Corporation limit / Village Panchayat / Municipality

:

11.

Whether covered under any State / Central Govt. enactment's (e.g., Urban LandCeiling Act) or notified under agency area / scheduledarea / cantonment area.

:

12.

In case it is an agriculturalland, any conversion to housesite plots is contemplated

:

13.

Boundaries of the property :North :South :East :West :

14.

Dimensions of the site : A B

As per the Deed

Actuals

North :South :East :West :

15.

Extent of the site :

16.

Extent of the site consideredfor valuation (least of 14a &14b)

:

17.

Whether occupied by the owner/ tenant? If occupied by tenant since how long? Rent

: Rs.

received per month. II.

CHARACTERSTICS OF THE SITE

1. Classification of locality :2. Development of surrounding

areas :

3. Possibility of frequent flooding / submerging

:

4. Feasibility to the Civic amenities like school, Hospital, Bus Stop, Market etc.

:

5. Level of land with topographical conditions.

:

6. Shape of land :7. Type of use to which it can be

put:

8. Any usage restriction :9. Is plot in town planning

approved layout?:

10.

Corner plot or intermittent plot?

:

11.

Road facilities :

12.

Type of road available at present

:

13.

Width of road -is it below 20 ft. or more than 20 ft.

:

14.

Is it a Land - Locked land? :

15.

Water potentiality :

16.

Underground sewerage system :

17.

Power supply is available in the site

:

18.

Advantages of the site :

1.2

.19.

General remarks, if any like threat of acquisition of land for publics service purposes, road widening or applicabilityof CRZ provisions etc (distance from the sea coast/tidal level must be incorporated)

:

1.2.

Part -A (Valuation of land) 1. Size of plot :

North & South :East & West :

2. Total extent of the plot :3. Prevailing market rate :4. Guideline rate obtained from

the Registrar's Office (an evidence thereof to be enclosed)

:

5. Assessed / adopted rate of valuation

:

6. Estimated value of land :Part -B (Valuation of Building)1. Technical details of the

building a)

Type of Building (Residential / Commercial /Industrial)

:

b)

Type of construction (Load bearing / RCC / Steel Framed)

:

c)

Year of construction :

d)

Number of floors and heightof each floor including basement, if any

:

e)

Plinth area floor-wise :

f)

Condition of the building :

i)

Exterior - Excellent, Good,Normal, Poor

:

Specifications of construction (floor-wise) in respect of

S. No.

Description Ground floor Other floors

1. Foundation2. Basement 3. Superstructure4. Jolnery / Doors & Windows (please

furnish details about size of frames, shutters, glazing, fittingetc., and specify the species of timber)

5. RCC Works 6. Plastering 7. Flooring, Skirting, dadoing8. Special finish as marble, granite,

wooden paneling, grills etc. 9. Roofing including weather proof

course 10. Drainage

2. Compound Wall :Height :Length :Type of construction :

3. Electrical installationType of wiring :Class of fittings (superior / ordinary / poor)

:

Number of light points :Fan points :Spare plug points :

Any other item :4. Plumbing installation

a) No. of water closets and their type

:

b) No. of wash basins :c) No. of urinals :d) No. of bath tubs :e) Water meters, taps etc. :f) Any other fixtures :

Details of valuation

S.No.

Particulars of item

Plinth Area

Roof height

Age of building

Estimated replacement rate of construction Rs.

Replacement cost Rs.

Depreciation Rs.

Net Valueafter depreciate on Rs.

Ground floorFirst floor Other floor, if any Total

Part - C (Extra Items) (Amount in Rs.)

1. Portico :2. Ornamental front door :3. Sit out / Verandah with steel

grills4. Overhead water tank :5. Extra steel / collapsible

gates:

Total : Part - D (Amenities) (Amount in Rs.)

1. Wardrobes :

2. Glazed tiles :3. Extra sinks and bath tub :4. Marble / ceramic tiles

flooring :

5. Interior decorations :6. Architectural elevation works :7. Paneling works :8. Aluminum works :9. Aluminum hand rails :10.

False ceiling :

Total

Part - E (Miscellaneous) (Amount in Rs.)

1. Separate toilet room :2. Separate lumber room :3. Separate water tank / sump :4. Trees, gardening :

Total :

Part - F (Services) (Amount in Rs.)

1. Water supply arrangements :2. Drainage arrangements :3. Compound wall :4. C. B. deposits, fittings etc. :5. Pavement :

Total

Total abstract of the entire property

Part -A

Land : Rs.

Part -B

Building : Rs.

Part -C

Extra items : Rs.

Part -D

Amenities : Rs.

Part -E

Miscellaneous : Rs.

Part -F

Services Rs.

TotalSay

(Valuation: Here the approved valuer should discuss in detail his approach to valuation of property and indicate how the value has been arrived at, supported by necessary calculations. Also such aspects as I) Salability ii) Likely rental values in future and iii) Any likely income it may generate may be discussed).

As a result of my appraisal and analysis it is my considered opinion that the present market value of the above property in the prevailing condition with aforesaid specifications is Rs. ______________ ______ ______________ (Rupees_____________________________only). The book Value of the above Property as of ---------------------- is Rs.--------------------------------------------Rupees------------------------------------ ----------------------only) and the distress value Rs.----------------------------(Rupees------------------------------------ -------------------only).

Place: Date:

The undersigned has inspected the property detailed in the Valuation Report dated ___________on _______ .We are satisfied that the fair and reasonable market value of the property is Rs.__________ Rupees ____________________only).

Place:

Date:

Signature Panel Valuer

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FORMAT -BVALUATION REPORT (IN RESPECT OF AGRICULTURE LAND / SITE AND BUILDING)




b)


:

3. List of documents produced for perusali) :ii) :iii) :

4. Name of the owner(s) and his / their address (es) withPhone no. (details of share of each owner in case of joint ownership)

:


:

6. Location of property a)

Patta No./ Survey No. :

b)

Door No.

c)

T.S. No. / Village

d)

Ward / Taluka

e)

Mandal / District


:

8. Coming under Village Panchayat Municipality

:

9. Whether covered under any State / Central Govt. enactment’s (e.g., Urban LandCeiling Act) or notified under agency area / scheduledarea / cantonment area.

:

10.

Is any conversion to house site plots contemplated ?

:

11.

Boundaries of the property :


12.

Dimensions of the site :

A BAs per the Deed

Actuals


13.


14.


:

15.

Whether occupied by the owner/ lessee? If cultivated by lessee, since how long and type of tenancy agreement?

:

16.

Income receive (per year) : Rs.

II.

CHARACTERSTICS OF THE SITE

1. Whether the land under consideration is suitable forcultivation.

:

2. Irrigation facilities – canal/ well /bore / rain fed.

:

3. Possibility of frequent flooding / submerging

:

4. Level of land with topographical conditions

:

5. Shape of the land :6. Is it a Land – Locked land? :7. Whether any cottages /

buildings exist in the Land?:

8. Whether fencing and gates arearranged?

:

9. General condition of the land :10.

Quality of soil of the land :

11.

Whether the land is situated on a Main / National Highway Road? If not, distance from the Main / Highway Road.

:

12.

Type of crops grown :

13.

Water supply & electricity facilities

:

14.

Advantages of the land :1.2.

15.

Disadvantages of the land

1.2.

16.

General remarks, if any like threat of acquisition of landfor publics service purposes,road widening or applicability of CRZ provisions etc (distance fromthe sea coast/tidal level must be incorporated)

:

III VALUATION OF AGRICULTURAL LAND

1. Size of land :North & South :East & West :

2. Total extent of the land :3. Prevailing market rate (per

acre):

4. Guideline rate obtained from the Registrar’s Office / Mandal Revenue office (an evidence thereof to be enclosed)

:

5. Assessed / adopted rate of valuation

:

6. Estimated value of land :

(Valuation: Here the approved valuer should discuss in detail his approach to valuation of property and Indicate how the value has been arrived at, supported by necessary calculations. Also such aspects as i) Salability ii) likely rental values in future and iii) any likely income it may generate may be discussed).

As a result of my appraisal and analysis it is my considered opinion that the present market value of the above property in the prevailing condition with aforesaid specifications is Rs. ______________ ______ ______________ (Rupees_____________________________only). The book Value of the above Property as of ---------------------- is Rs.--------------------------------------------Rupees------------------------------------ ----------------------Only) and the distress value Rs.----------------------------(Rupees------------------------------------ -------------------Only).

Place: Date:


Place:

Date:


FORMAT – CValuation of Apartment Building




b)


:

3. List of documents produced for perusali) :ii) :

iii) :4. Name of the owner(s) and

his / their address (es) withPhone no. (details of share of each owner in case of joint ownership)

:


:

6. Location of property :a)

Plot No./ Survey No. :

b)

Door No.

c)

T.S. No. / Village

d)

Ward / Taluka

e)

Mandal / District


:

8. City / Town :Residential area :Commercial area :Industrial area :

9. Classification of the area :i) High / Middle / Poor :ii) Urban / Semi Urban / Rural

:

10.

Coming under Corporation limit / Village Panchayat / Municipality

:

11.

Whether covered under any State/ Central Govt. enactments (e.g., Urban Land Ceiling Act) or notified under agency area/ scheduled area/ cantonment area.

:

12.

Boundaries of the property :

North :

South :East :West :

13.

Dimensions of the site : A B

As per the Deed

Actuals


14.


15.


:

16.

Whether occupied by the owner/ tenant? If occupied by tenant since how long? Rent received per month

:

II.

APARTMENT BUILDING

Sr.No.

Description : Remarks

1. Nature of the apartment :2. Location :

T.S. No. :Block No. :Ward No. :Village / Municipality / Corporation

:

Door No. Street or Road (Pin Code)

:

3. Description of the locality Residential / Commercial / Mixed

:

4. Year of Construction :5. Number of floors :6. Type of structure :

7 Number of Dwelling units in the building

:

8. Quality of Construction :9. Appearance of the Building :10. Maintenance of the Building :11. Facilities available :

Lift :Protected Water Supply :Underground Sewerage :Car Parking - Open / Covered :Is Compound wall existing? :Is pavement laid around the Building?

:

III FLAT1. The floor in which the flat

is situated:

2. Door No. of the flat :3. Specifications of the flat :

Roof :Flooring :

Doors :.Windows :Fittings :Finishing :

4. House Tax :Assessment No. :Tax paid in the name of :Tax amount : Rs.

5. Electricity Service connection No.

:

Meter Card is in the name of :6. How is the maintenance of the

flat?:

7. Sale Deed executed in the name of

:

8. What is the undivided area ofland as per Sale Deed?

:

9. What is the plinth area of the flat?

:

10. What is the floor space index(app.)

:

11. What is the Carpet Area of the flat?

:

12. Is it Posh / I Class / Medium/ Ordinary?

:

13. Is it being used for Residential or Commercial purpose?

:

14. Is it Owner -occupied or let out?

:

15. If rented, what is the monthly rent?

:

IV MARKETABILITY1. How is the marketability? :2. What are the factors favoring

for an extra Potential Value?:

3. Any negative factors are observed which affect the market value in general?

V RATE1. After analyzing the

comparable sale instances, what is the composite rate for a similar flat with same specifications in the adjoining locality?

:

2. Assuming it is a new construction, what is the adopted basic composite rate of the flat under valuation after comparing with the specifications and other factors with the flat under comparison (given details).

:

3. Break - up for the rate i)

Building +Services :

ii)

Land +others :

4. Guideline rate obtained from the Registrar's office (an evidence thereof to be enclosed)

:

VI COMPOSITE RATE ADOPTED AFTER DEPRECIATION a Depreciated building rate :

Replacement cost of flat withServices (v (3) i)

:

Age of the building :Life of the building estimated

:

Depreciation percentage assuming the salvage value as10%

:

Depreciated Ratio of the building

:

b Total composite rate arrived for valuation

:

Depreciated building rate VI (a)

:

Rate for Land & other V (3) ii

:

Total Composite Rate :

Details of valuation:

Sr.

Description Qty. Rate per unit Rs.

Estimated value Rs.

1. Present value of the flat (car parking, if provided)

2. Wardrobes 3. Showcases /4. Kitchen arrangements 5. Superfine finish 6. Interior Decorations 7. Electricity deposits /

electrical fittings, etc.8. Extra collapsible gates /

grill works etc. 9. Potential value, if any 10.

Others

Total

(Valuation: Here the approved valuer should discuss in detail his approach to valuation of property and Indicate how the value has been arrived at, supported by necessary calculations. Also such aspects as

Impending threat of acquisition by government for road widening/public service purposes, submerging & Applicability of CRZ provisions (distance from the sea coast / tidallevel must be incorporated) and their effect on i) Salability ii) likely rental values in future and iii) any likely income it may generate may be Discussed).

As a result of my appraisal and analysis it is my considered opinion that the present market value of the Above property in the prevailing condition with aforesaid specifications is Rs. ______________ ______ ______________ (Rupees_____________________________only). The book Value of the above Property as of ---------------------- is Rs.--------------------------------------------Rupees------------------------------------ ----------------------Only) and the distress value Rs.----------------------------(Rupees------------------------------------ -------------------Only).

Place: Date:



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