District Profile Appendix -C - NABARD

District Profile Appendix -CDistrict MURSHIDABAD

2. SOIL & CLIMATE

State WEST BENGAL Division BERHAMPORE

1. PHYSICAL & ADMINISTRATIVE FEATURESTotal Geographical Area (Sq.km) 5316llha

No. of Sub Divisions 5

No. of Blocks 26

No. of Villages (Inhabited) 1923

No. of Panchayats 254

3 LAND UTILISATION [halTotal Area Reported 5316ll

Forest Land 1670

Area Not Available for Cultivation 142208

Permanent Pasture and Grazing Land 1014

Orchard 16443

Cultivable Wasteland 776

Current Fallow 4974

Other Fallow 500

Net Area under cultivation 365000

Total or Gross Cropped Area 892451

Area Cultivated More than Once 721748

Cropping Intensity [GCA/NSA] 245

Cultivators 369889

Of the above, Small/Marginal Farmers 330778

Agricultural Labourers 560376

Workers engaged in Household Industries 408804

Workers engaged in Allied Agro-activities 9300

Other workers 662650

6 WORKERS PROFILE [in ODD]

8. HOUSEHOLDS [in 'ODD]

Rural Households

BPL Households 259986

10 VILLAGE-LEVEL INFRASTRUCTURE [Nos]Villages Electrified 2365

Villages having Agriculture Power Supply 1245

Villages having Post Offices 73

Villages having Banking Facilities 123

Villages having Primary Schools 3179

Villages having Primary Health Centres 70

Villages having Potable Water Supply N/A

Villages connected with Paved Approach Roads N/A

13 IRRIGATION COVERAGE [Ha]Total Area Available for Irrigation (NIA + Fallow) 5316ll

Irrigation Potential Created 365000

Net Irrigated Area(Total area irrigated at least once) 204704

Area irrigated by Canals / Channels 34534

Area irrigated by Wells 132550

Area irrigated by Tanks 49916

Area irrigated by Other Sources (DTW & RLI) 37620

Irrigation Potential Utilized (Gross Irrigated Area) 892451

15. AGRO-PROCESSING UNITSType of Processing Activity No of units Cap.[MT]

Food (Rice/Flour/Dal/Oil/Tea/Coffee) 396 N/A

Sugarcane (Gur /Khandsari/Sugar) 36 N/A

Fruit (Pulp/Juice/Fruit drink) 5 N/A

Spices (Masala Powders/Pastes) 12 N/A

Dry-fruit (Cashew/ Almond/Raisins) N/A N/A

Cotton (Ginnining/Spinning/Weaving) 2067 N/A

Milk (Chilling/Cooling/Processing) 26 N/A

1 N/A

Meat (Chicken/Mutton/Pork/Dry fish) N/A N/A

Animal feed (Cattle/Poultry /Fishmeal) N/A N/A

17. ANIMAL POPULATION AS PER CENSUS 2014 [in 'ODD]

Category of animal Total Male Female

Cattle - Cross bred 363160 75656 287504

Cattle - Indigenous 887193 376788 510445

Buffaloes 103141 67384 35157

Sheep - Cross bred 4372 1778 2594

Sheep - Indigenous ll3918 40452 73466

Goat 1414791 535482 879309

Pig - Cross bred 787 326 461

Pig - Indigenous 21107 8322 12785

Horse/Donkey/Camel 3096 1987 ll09

Poultry - Cross bred 26502 45659 219353

Poultry - Indigenous 5201077 591007 4610070

Agro-climatic Zone Lower Gangetic Plains - Central Alluvial Plains

Climate Moist sub - Humid to Dry sub - Humid

Soil Type Red and yellow, Deltaic, Alluvial, Red Loami

4 RAINFALL & GROUND WATERNormal I Actual

2012 I 2013 2014

Rainfall [in mm] 12561 8061 ll32 1080

Variation from Normal 361 10 14

Availability of Ground Water Net annual recharge Net annual draft Balance[Ham] 227038 200837 16842

5. DISTRIBUTION OF LAND HOLDINGHolding Area

Classification of HoldingNos. % to Total ha. % to Total

<-1 ha 231659 70 230363 54

>1 to <-2 ha 99119 30 190262 45

>2ha 1242 3551 1

Total 332020 100 424176 100

Category Total Male Female Rural Urban

Population 7104 3627 3476 5703 1401

Scheduled Caste 898 460 437 728 170

Scheduled Tribe N/A N/A N/A N/A N/A

Literate 72 76 67 65 35

BPL NA NA NA NA NA

7 DEMOGRAPHIC PROFILE [in ODD]

12 INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTUREFertiliser/Seed/Pesticide Outlets [Nos] 4146 Agriculture Pumpsets[Nos] N/A

Total N /P /K Consumption [:MI] 15000 Pumpsets Energised [Nos] N/A

Certified Seeds Supplied [:MI] 1063 Agro Service Centres [Nos] II

Pesticides Consumed [:MI] 140 Soil Testing Centres [Nos] 2

Agriculture Tractors [Nos] 1654 Plantation nurseries [Nos] 23

Power Tillers [Nos] 931 Farmers' Clubs [Nos] 254

Threshers/ Cutters [Nos] 580 Krishi Vigyan Kendras[Nos] 1

14 INFRASTRUCTURE FOR STORAGE TRANSPORT & MARKETINGRural/Urban Mandi/Haat [Nos] 220 Markets (wholesale & Others) 169

Length of Pucca Road [Km] 5601 Godown [Nos] ll6

Length of Railway Line [Km] N/A Fertiliser & Pesticide Points ll64

Public Transport Vehicle [Nos] 137945 Cold Storage [Nos] 15

Goods Transport Vehicle [Nos] N/A Seed Sale Point 603

16. AREA PRODUCTION & YIELD OF MAJOR CROPS2013-14 2014-15 Avg. Yield

CropArea (ha) Prod. (MT) Area (ha) Prod. (MT) [kg/hal

AUS, AMON, BORa PADDY 287391 1332478 292367 1416837 4846kg

WHEAT. MAIZE 88502 295633 93039 309662 3328

PULSES 41169 42165 46194 46973 1018

OIL SEEDS ll0550 122092 llO125 125202 ll34

JUTE 106236 2393329 103980 242679 2334

POTATO 13500 328656 14110 4012632 8438

SUGARCANE 4193 259138 4131 265899 64366kg

VEGETABLES 70748 707486 72000 720000 10000

Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIESVeterinary Hospitals/Dispensaries [Nos] 308 Animal Markets [Nos] 8Disease Diagnostic Centres [Nos] 18 Milk Collection Centres [Nos] 52Artificial Insemination Centers [Nos] 568 Fishermen Societies [Nos] 108Animal Breeding Farms [Nos] 16 Fish seed farms [Nos] 21Animal Husbandry Tng Centres [Nos] 29 Fish Markets [Nos] 66

Dairy Cooperative Societies [Nos] 23 Poultry hatcheries [Nos] ll8

Improved Fodder Farms [Nos] 8 Slaughter houses [Nos] N/A

19. MILK FISH EGG PRODUCTION & THEIR PER CAPITA AVAILABILITYFish Production [:MI] 71567 Per cap avail. [gm/day] N/A

Egg Production [Lakh Nos] 4021 Per cap avail. [nosyp.a.] 42

Milk Production ['ODD :MI] 543000 Per cap avail. [gm/day] N/A

Meat Production [:MI] 12 Per cap avail. [gm/day] N/A

Item Nos. 1, 6, 7, 9 & 10 - Census 2001; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No.4 - Dept. of Agr./Water Resources; Item No.8 - BPLSources (if not mentioned against the Survey 2002; Item No. 15 _District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - DACNET; Item No. 17 - AH Census 2003; Item Nos. 18 & 19 - Dir. of Animal Hus.yDir.respective item): of Eco. & Stat.

Banking Profile Appendix -DMURSHIDABAD I State - WEST BENGAL Lead Bank-District - UBI,MURSHIDABAD

1 NETWORK & OUTREACH (As on 3ljU3j2015)

No. of No. of Branches No. of non-formal agencies associated Per Branch OutreachAgency

Banks/Soc. Total Rural Semi-urban Urban mFIsjmFOs SHGsjJLGs BCsjBFs Villages Households

Corrunercial Banks & Pvt. SBs 20 275 208 32 35 100 25212 673 1263 1402317

Regional Rural Bank 1 74 67 4 3 100 19718 124 610 415950

District Central Coop. Bank 1 17 13 3 1 NjA 12742 50 68100

Coop. Agr. & Rural Dev. Bank 2 5 3 1 1 NjA 130350

Primary Agr. Coop. Society 2 451 451 NjA

Others 1 3 3 NjA

All Agencies 27 825 42 40 43 NjA 57672 797 1923 2016725

2. DEPOSITS OUTSTANDINGNo. of accounts Amount of Deposit ['.'000]

Agency31 Mar 13 31 Mar 14 31 Mar 15 Growth(%) Share(%) 31 Mar 13 31 Mar 14 31 Mar 15 Growth(%) Share(%)

Corrunercial Banks NjA NjA NjA NjA NjA 647204 706662 745187 5.45 83.62

Regional Rural Bank NjA NjA NjA NjA NjA 99240 102996 100313 -2.60 11.26

Cooperative Banks NjA NjA NjA NjA NjA 36788 40818 45695 11.95 5.13

Others NjA NjA NjA NjA NjA 36942 539 -100.00

All Agencies NjA NjA NjA NjA NjA 820174 851015 891195 4.72 100.00

3. LOANS & ADVANCES OUTSTANDINGNo. of accounts Amount of Loan ['.'000]

Agency31 Mar 13 31 Mar 14 31 Mar 15 Growth(%) Share(%) 31 Mar 13 31 Mar 14 31 Mar 15 Growth(%) Share(%)

Corrunercial Banks NjA NjA NjA NjA NjA 234216.00 268781.00 322028.00 19.81 77.38

Regional Rural Bank NjA NjA NjA NjA NjA 45654.00 52105.00 55169.00 5.88 13.26

Cooperative Banks NjA NjA NjA NjA NjA 28655.00 37621.00 38114.00 1.31 9.16

Others NjA NjA NjA NjA NjA 9474.00 1141.00 869.00 -23.84 0.21

All Agencies NjA NjA NjA NjA NjA 317999.00 356448.00 416180.00 16.76 100.00

4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of AJes)CD Ratio

Agency31 Mar 13 31 Mar 14 31 Mar 15

Corrunercial Banks 39.19 38.00 43.00

Regional Rural Bank 46.00 50.59 55.00

Cooperative Banks 77.89 83.3 83.41

Others

All Agencies 38.77 41.89 46.7

During 2014-15 CumulativeAgency

Deposit Credit Deposit Credit

Corrunercial Banks NjA NjA NjA NjA

Regional Rural Bank NjA NjA NjA NjA

Cooperative Banks NjA NjA NjA NjA

Others NjA NjA NjA NjA

All Agencies NjA NjA NjA NjA

6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 3ljU3j2015)

Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women

Agency Amount % of Total Amount % of Total Amount % of Total Amount % of Total Amount % of Total['.'000] Loans ['.'000] Loans ['.'000] Loans ['.'000] Loans ['.'000] Loans

Corrunercial Banks 268969.00 64.63 110416.00 26.53 94894.00 22.8 48773.00 11.72

Regional Rural Bank 55949.00 13.44 32321.00 7.76 45837.00 11.01 23231.00 5.58

Cooperative Banks 36847.00 8.85 92365.00 22.19 28304.00 6.80 10124.00 2.43

Others 869.00 0.2

All Agencies

7 AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS2012-13 2013-14 2014-15 Average

AgencyTarget ['000]

Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] inr. '000] [%] ['.'000] r. '000] [%] ['.'000] r. '000] [%] last 3 years

Corrunercial Banks 157227.00 96172.00 61.17 255037.00 168270.00 65.98 279789.00 195862.00 70.00 150.48

Regional Rural Bank 34117.00 27306.00 80.04 51613.00 35416.00 68.62 93910.00 36225.00 38.57 161.51

Cooperative Banks 46270.00 27356.00 59.12 79607.00 48907.00 61.44 58474.00 42881.00 73.33 145.00

Others 1576.00 104.00 6.60 2826.00 869.00 30.75 16.85

All Agencies 239190.00 150938.00 63.10 386257.00 252593.00 65.40 434999.00 275837.00 63.41 149.64

8 SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS2012-13 2013-14 2014-15 Average

Broad Sector Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in['.'000] r. '000] [%] ['.'000] r. '000] [%] ['.'000] r. '000] [%] last 3 years

Crop Loan 65454.00 40943.00 62.55 186625.00 106606.00 57.12 212753.00 139952.00 65.78 141.60

Term Loan (Agr) 59990.00 32162.00 53.61 26779.00 17394.00 64.95 29712.00 28242.00 95.05 150.25

Total Agri. Credit 125444.00 73105.00 58.28 213404.00 124000.00 58.11 242465.00 168194.00 69.37 139.51

Non-Farm Sector 51792.00 35914.00 69.34 133092.00 86943.00 65.33 152498.00 82188.00 53.89 152.63

Other Priority Sector 61954.00 41919.00 67.66 39761.00 41656.00 104.77 40036.00 25455.00 63.58 193.62

Total Priority Sector 239190.00 150938.00 63.10 386257.00 252593.00 65.40 434999.00 275837.00 63.41 149.64

9. RECOVERY POSITION2012-13 2013-14 2014-15

Demand r. Recovery ['.Average Rec.

Agency Recovery [%] Demand r. Recovery r. Recovery [%] Demand r. Recovery r. Recovery [%][%] in last 3

'000] '000] '000] '000] '000] '000] years

Corrunercial Banks 714852.64 406126.81 56.81 NjA NjA 56.81 NjA NjA NjA NjA

Regional Rural Bank 10877.00 5981.00 54.99 NjA NjA 54.99 NjA NjA NjA NjA

Cooperative Banks 15430.74 11306.34 73.27 NjA NjA 73.27 NjA NjA NjA NjA

Others NjA NjA NjA NjA NjA NjA

All Agencies 741160.38 423414.15 57.13 NjA NjA 57.13 NjA NjA NjA NjA

Sources: LDM, Lead Bank, UBI

PLP - 2016-17 - Murshidabad

EXECUTIVE SUMMARY

"There can be little disagreement that thefastest relief to the poor in India would comefrom productivity growth in agriculture. This is where nearly half of the workforce isemployed. With the share of agriculture in the GDP at about 15percent now, this half of theworkforce is also significantly poorer than the other half, employed in industry andservices".

Shri Arvind Panagariya, Vice Chairman, NITI Aayog

The object of district planning is to arrive at integrated, participatory coordinateddevelopment of a local area. The comprehensive PLP 2016-17 exercise will integrate multipleprogrammes that are in operation entailing the prospective capital expenditure, bothworking and fixed that are to be supported by a planned or targeted bank loan in the districtand therefore address backwardness through a combination of resource that flow to thedistrict.Murshidabad District comprises 5 sub-divisions namely Berhampore(Sadar), Domkal,Lalbagh, Kandi and Jangipur and geographical area is 5324 sq km. The district ofMurshidabad is bounded by Malda district in North, Jharkhand State and Birbhum districtin West, Bardhaman and Nadia in the South and Bangladesh in East. The economy of thisdistrict primarily rests on agriculture as more than 80% of the district population directlydepends on it. The climatic condition and soil of this district is congenial for cultivation ofalmost every field crops and for this the district can be designated as 'Crop museum'.The net area under cultivation in the district is 3,65,000 ha constitutes 69% of the totalgeographical area and the gross cropped area is 8,92,451 ha and thus, the cropping intensityis 244.5%. The normal rainfall of the district is 1256.lOmm on an average per annum. Themajor crops grown in this district are paddy, which occupies 66% of the gross cropped areafollowed by jute, wheat, oilseeds, pulses, vegetables, spices, condiments and fruits etc.Additional area can be brought under cultivation of Pulses, Oilseeds, Maize etc. underdiversification instead of rice base cropping system in the district. Out of 26 blocks, 16 Nos.of Blocks are under critical and semi critical and rest are under 'safe' category (As per reportofSWID).The CD Ratio of the district reflects steady rise during the FY 2014-15 from 41.89% at thebeginning of the year ended with 46.70% as on 31.03.2015. 5% rise in CDR in a year for thedistrict is definitely a big push.

As the economy of the of the district is mainly dependent on agriculture the target in ACP2014-15 for agriculture and allied activities of the district has been fixed at a higher scale.The achievement in the Priority Sector lending was {168194 lac i.e., 69% against the target of{242465 Lakh. In MSME category the achievement was {82188 Lakh i.e. 54% against targetof {152498 Lakh and in Other Priority Sector area, achievement is {25455 lac i.e. 64%against target of {40036 lakh

The potential in each sector / sub sector that could be tapped with institutional credit duringthe year 2016-17. The PLP has been prepared in physical and financial terms withcomprehensive details for the use of banks, Government departments, promotional anddevelopmental agencies, etc. with the intention of provide insight on the potential fordevelopment in different sectors of the rural economy of the district. While preparing thePLP document, the national objective of 4% growth in agriculture sector has been kept inmind.At this juncture banks have to playa proactive role in accelerating pace of capital formationin agriculture and allied sectors. Programmes like ATMA, FSSFM can playa big role inequipping the Farmers in believing that agriculture could be a business proposition ratherthan a mean of subsistence. PACS and Farmers' Club can playa big role in mobilisation andcapacity building. Accordingly, immense potentials in allied sectors like dairy, goatery,poultry, small ruminants, fisheries are also to be tapped by using the Centrally SponsoredSchemes. The developmental interventions in the district are aided by many Governmentsponsored programmes like Capital Investment Subsidy Schemes of GoI in respect of Rural


Godowns, Rain Water Harvesting Scheme, Organic Farming and Venture Capital fund fordevelopment of animal husbandry sector on commercial lines and other programmes likePMEGP, SVSKP, SHGs, SCP, Fisheries, USKP, WCC, ACC and etc.It has always been the endeavour of NABARD to give the financing agencies a direction tochannelize their advances to attain National goals and objectives like Food Security,Employment Generation etc. Although most of the issues discussed in base PLP 2012-17,prepared for the 12th five-year plan period, being still relevant, we have attempted to updatethe Base PLP 2012-17 for the year 2016-17 wherein more emphasis has been given in termloan for agriculture and allied sectors for formation of capital in agriculture and alliedsectors.Keeping in view the past trend as well as future requirements, the projections made in BasePLP 2012-17, the PLP for the year 2016-17 has been updated, taking into account theexploitable potential available for various agriculture, allied activities, MSE Sector and otherpriority sectors(OPS) as also the policies/thrust areas of the various agencies. The majorsectors where the district has good potential of credit absorption are Crop loan, Dairy,Poultry, Fishery, Farm Mechanisation, Rural Godown, Food & Agro processing, MSE, OPSetc. Accordingly the Potential linked Credit Plan (PLP) for the year 2016-17 has beenprepared with a total credit projection of {5745.83 Cr. for total priority sector. The projectionfor the year 2016-17 is approx. 11% higher over the estimated projected potential which was {4877.69 Cr. during the F/Y 2015-16. The projections made in Base PLP 2012-17 have beenmodified as observed in the broad sector wise figure given below :-

({ crore)

S1.No Particulars PLP Projections2016-17

A Farm Credit

I Crop Production, Maintenance and Marketing 2899·84

Ii Term Loan For Agriculture And Allied Activities 822·49

Sub Total 3722·33

B Agriculture Infrastructure 253·30

C Ancillary Activities 262·43

I Credit Potential for Agriculture (A+B+C) 4238.06

II Micro, Small and Medium enterprises 1178.16

III Export Credit 0.00

IV Education 58·40

V Housing 151.54

VI Renewable Energy 4.29

VII Others 53·22

VIII Social Infrastructure involving Bank credit 62.16

Total Priority Sector (I-VIII) 5745·83

High growth trend in our economy as is being experienced and aspired for can be sustainedonly if the process of growth is all-Inclusive. An overall strategy for building an inclusivefinancial sector would entail effecting improvements within the existing formal financial


services mechanism, implementing measures for improving credit absorption capacity of theexcluded groups, evolving new models for effective outreach and leveraging on technologybased solutions. With a view to supporting such a comprehensive strategy directed atinclusive growth, two Funds, namely - the Financial Inclusion Fund (FIF) and the FinancialInclusion Technology Fund (FITF), with a corpus of {SOO cr. each, have been constituted byGOI and housed with NABARD. The FIF is meant for meeting the cost of developmental andpromotional interventions whereas FITF is meant to meet the costs of technology innovationand adoption. West Bengal being one of the states having a very high level of exclusion, amulti-agency approach is being adopted in the State to carry forward the programmme,involving several partners viz. banks, cooperative societies, NGOs, Farmers clubs, SHGs,KVKs, among others, to ensure 100% financial inclusion in the State.Towards ensuring financial literacy NABARD have sanctioned 5 (five) Financial LiteracyCentres to Murshidabad District Central Cooperative Bank Ltd., Murshidabad. The FLCshave been set up w.e.f. 01 September 2013 at The MDCCB Ltd., Head Office & Domkal,Jangipur, Lalbagh & Kandi Branches of the Bank. As on date a whopping number of 4723number of accounts have been opened and 39 camps have been organised. NABARD is alsoproviding financial support to Bangiya Gramin Vikash Bank to set up FLCs and havesanctioned the Bank to conduct atleast one financial inclusion/literacy camp by each branchof the BGVB in Murshidabad district during the F/Y 2014-15& 15-16. Moreover, the DDM areempowered to conduct Financial Inclusion/Literacy programmes in the unbanked areas. Ason date as many as 892 banking outlets are to be opened in the district to achieve 100%Financial inclusion. There are 870 BCs operating in the district.


Appendix-ABROAD SECTOR-WISE PLP PROJECTIONS

(Year - 2016-17)Name of the District: MURSHIDABAD State: WEST BENGAL

({lakh)

S1.No Particulars PLP Projections2016-17

A Farm Credit

I Crop Production, Maintenance and Marketing 289984·10

Ii Term Loan For Agriculture And Allied Activities 82248.86

Sub Total 372232·96

B Agriculture Infrastructure 25330.24

C Ancillary Activities 26243·08

I Credit Potential for Agriculture CA+B+C) 423806.28

II Micro, Small and Medium enterprises 117816.28


IV Education 5840.00

V Housing 15153·60

VI Renewable Energy 429·53

VII Others 5321.68

VIII Social Infrastructure involving Bank credit 6216.00

Total Priority Sector ( I-VIII ) 574583.37

Appendix-BSUMMARY OF SECTOR - WISE PLP PROJECTIONS (2016-17)

({ Lakhs)

Sl. Sub-Sectors PLP ProjectionNo for 2016-17

I Credit Potential for Agriculture

A Farm Credit

i Crop Production, Maintenance and Marketing 289984.10


n Water Resources 3484·18

Iii Farm Mechanisation 10823·26

IV Plantation and Horticulture 7990.87

V Forestry and Wasteland Development 262.83

VI Animal Husbandry- Dairy 13665·48

vn Animal Husbandry- Poultry 33821.12

... Animal Husbandry- Sheep, Goat & Piggery etc . 5478·99Vlll

IX Fisheries (Marine, inland, Brackish water) 4867·55

X Others- Bullock, Bullock cart, etc. 1854·58

Sub Total 372232.96

B Agriculture Infrastructure

i Construction of storage facilities(Warehouse, Market Yards, Cold 19807·63Storage, Godowns, Silos)

n Land development, Soil conservation, Watershed development 2267·63

... Others (Tissue culture, Agri bio-technology, Seed production, BioIII 3254.98pesticides/ fertilizers, Vermi-compost)

Sub Total 25330.24

C Ancillary activities

i Food and Agro processing 25541.08

n Others (Loans to Cooperative Societies of farmers for 702.00disposing of their produce

Sub Total 26243·08

I Total Agriculture 423806.28

II Micro, Small and Medium Enterprises

i MSME - Working capital 60714·80

n MSME - Investment credit 57101.48

Total MSME 117816.28


IV Education 5840.00

V Housing 15153·60


VI Renewable Energy 429.53

VII Others (Loans to SHGsj JLGs, loans to distressed persons torepay non-institutional lenders, PMJDY, loans to state 5321.68sponsored organisations for SCjST)

VII Social Infrastructure involving bank credit 6216.00I

Total Priority Sector 574583·37

District Profile Appendix -C - NABARD

Documents

Transcript of District Profile Appendix -C - NABARD