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INFOCREDIT CARESA SPECIAL CSR EDITION

Dear Valued Clients & Partners, Time flies and it’s been a good five years since Infocredit Cares first embarked on its CSR journey!  Over the decades, we have held steadfastly to our corporate vision and commitment of growing long-lasting relationships with the people that matters most to our business.  For our business to truly remain sustainable, we recognize the importance of continuously creating value for our stakeholders including customers, suppliers, business partners and employees. Hence, the focus for our CSR this year has been to create a deeper impact on our chosen beneficiary through skills-based learning. This year, Infocredit Holdings has reached out to 65 upper secondary school students and staff from APSN Katong School who enjoyed a fun-filled day of experiential skill-based learning at the Ultimate Grit Challenge. With the support of social enterprise, Love Action Project, the Ultimate Grit Challenge was held at *Scape and provided students with the opportunity to gain hands-on experience working with local businesses.

We are very honoured to have invited Mr Baey Yam  Keng, Senior Parliamentary Secretary, Ministry of Culture, Community and Youth and Ministry of Transport who was on-site for a prize presentation and meet-and-greet session with the students. Organised in support of SG Cares, the event also saw the support of local businesses including Ya Kun Kaya Toast, Pope Jai Thai Restaurant, COMPCROP, MyBox and Re/fresh Flowers  to enable the students to explore potential hiring opportunities with them. The students also participated in a fun-filled Silk Road Challenge telematch designed to encourage entrepreneurial skills such as risk-taking and resourcefulness. We would like to take this opportunity to thank Love Action Project and the various  business partners which  have participated in  the event.  Also a big thank you to the kind sponsorship and contributions from Freshening Industries, Kumpulan, RJ Supplies and Sang Choy! We have captured many beautiful moments with the athletes and their caregivers on camera and are excited to share them with you! Matthias ChenOn behalf of the Infocredit Cares Organizing Committee

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INFOCREDIT CARESA SPECIAL CSR EDITION

" E N T R E P R E N E U R I A L G R I T "

2018 CSR theme - GRIT- was conceived to instill valuable experience and applicable

skill-sets to our beneficiaries; paying homage to the proverb “Give a man a fish and

you feed him for a day. Teach a man to fish and you feed him for a lifetime.”

Relationships in teams remains the foundation of the Ultimate GRIT Challenge.

Together with the help from Love Action Project and our ecosystems partners

(ComCrop, MyBox, Pope Jai Thai, Refresh Flowers, *SCAPE and Ya Kun), we delivered

an experience memorable for the beneficiaries and staff, alike.

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(From left): Executive Director Infocredit Holdings Mr William Lim with Mdm Yazilah Bte Amir, principal of APSN Katong School marking the opening of Ultimate Grit Challenge 2018. Mr William Lim with his opening speech. Our Guest-of-Honor, Mr Baey Yam Keng addressing the students before the kickoff.

ULTIMATE GRIT CHALLENGE 2018 - OPENING

(From left): Love Action Project's Joe Tan briefing the participants before flag off. Homegrown Soh Qiao Ying and Adrian Chai emceeing for the event. Mr Baey Yam Keng with Mr William Lim kickoff the event with poppers.

(From left): Staff volunteers breaking the ice with their team members. Team practicing their group cheer. Staff volunteers and student participants joining forces to conceive a team name.

 

“This is our first year partnering APSN Katong School for the Ultimate Grit Challenge and we are grateful to have our

Local entrepreneurs on board to support us in this initiative to promote skill-based learning. For most of the students,

this is their first time being exposed to real-life working environment, and we hope that they will be able to take their

learnings back to school, apply them and share their experiences with their friends.”

 

William Lim – Executive Director, Infocredit Holdings Pte Ltd

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ULTIMATE GRIT CHALLENGE 2018 - Comcrop

Left & Center: Participants try their hands at processing and packing of locally-grown produce. Right: The cream of the crop poses for a picture.

“The role of CSR is more than just about doing charity or

doing good for the community- an area I believe where we

can continue to build greater awareness. We view the role of

CSR as ultimately creating value for different stakeholders

including customers, suppliers, community and employees.”

Above: The teams are guided through the seeding of plants in a specialized apparatus (that will function as the plants' anchor) which will be fitted atop recycled bottles where it will grow into a full-sized edible vegetable.

Above: Comcrop's Mr Darren Tan walking Mr Baey Yam Keng through the rooftop garden where his taste buds were given a tour of its own with freshly-grown herbs.

 

Audrey Chia – CEO, Dun & Bradstreet Singapore

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ULTIMATE GRIT CHALLENGE 2018 - MyBox

(From left): Student model analyzing the end result. APSN Katong School's own ShiGGa Shay. "Who needs shades or fancy clothes?"

“After our CSR event every year, we would obtain feedback from our employees in planning our future CSR events. For

Infocredit Holdings, there has been a lot of discussion around how we as a company could better integrate our CSR

activities into our overall strategy. Given the resources and capabilities which we have as an organization, we believe

that a skills-based CSR programme would create a more sustainable impact on both beneficiaries and employees.”

(From left-clockwise): The teams seeking out items to spruce up their model in. MyBox staff assisting the students to dress their fellow appointed student models with their own handpicked accessories.

Matthias Chen - Infocredit Cares Chairperson

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ULTIMATE GRIT CHALLENGE 2018 - Pope Jai Thai

(Clockwise, from top-left): Pope Jai Thai staff showing the ropes on herbs preparation. Students have their go at prepping the produce they picked earlier from Comcrop. Finally, packing the prepped ingredients for use.

(From left): Pope Jai Thai staff demonstrating some of the apparatus - specially customized for use by their employees. A student donning 'shades' that will simulate vision impairment (to test the gadgets). Students also got a chance at table-setting.

"The passion and love put in the event translated in to the

beaming faces of the children and volunteers. I am so grateful to

be a part of a team that cares about giving back."

Soh Qiao Ying - Infocredit Staff Volunteer (Emcee)

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ULTIMATE GRIT CHALLENGE 2018 - Refresh Flowers

(From left): Picking amongst 'recycled' flowers for re-purposing. Posing with their hard work. Making some final finishing touches.

(Clockwise, from top-left): A personalized flower frame from the volunteers. Refresh Flowers staff demonstrating the steps to create their own boutonnière. Students have a crack at forging their own boutonnière.

"Seeing the children’s high spirits and feeling their enthusiasm in participating was a very

humbling experience. Sometimes we forget that it’s not for ourselves but for others around us."

Adrian Chai - Infocredit Staff Volunteer (Emcee)

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ULTIMATE GRIT CHALLENGE 2018 - Silk Road Challenge

(From top-left): Station IC Viknes explaining the 'rules of engagement' of the Silk Road Challenge. SPS Mr. Baey offering a helping hand to the team in unscrambling the hidden phrase.

(From bottom-left): The team racking their brains to solve for the largest equation possible. Students and staff volunteers put their coordination to the test. Mr Baey joined in to have his go with the team.

(From left): The students became the teacher, breaking out the killer moves. A celebratory Hi-five for an exemplary dance routine.

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ULTIMATE GRIT CHALLENGE 2018 - Ya Kun

Above: Before and After, you know it's good.

Left: The teams hard at work, guided by their staff volunteers. Right: The 'fruits' of their labour.

"Corporate Social Responsibility should never be a transaction

but a journey, and I believe that the Ultimate Grit Challenge

earnestly strives to advocate that notion."

(From left): APSN Katong School students trying their hands at preparing coffees and teas over at Ya Kun. The team pose for a picture after a splendid job.

Sean Koh - Infocredit Staff Volunteer

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ULTIMATE GRIT CHALLENGE 2018 - Closing

"While we may be busy with our careers, we should not forget about helping others around us who are in need.

Corporate Singapore can play a part in building a culture of care and contribution in Singapore, and in this case,

provide opportunities for our youths to develop skills and pursue their aspirations. This is the spirit of SG Cares."

(Top, from left): Mr Baey presents the participants with a personalized faux dollar note to signify their 'first dollar earned'. The students posing with their own unique dollar note.

(From left:) A group photo with the organizers, our GOH, APSN Katong School staff members, students and staff volunteers.

(Bottom, from left): The personalized, laser-engraved dollar notes featuring the winners' faces. It is selfie galore for everyone as the event comes to an end. APSN Katong School staff receiving a gift of their own - Comcrop bottle cap seedlings personally planted by the students.

Mr Baey Yam  KengSenior Parliamentary Secretary

Ministry of Culture, Community and Youth Ministry of Transport

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About Infocredit Cares

Established in 2014, Infocredit Cares was adopted as IHPL’s CSR corporate credo to create a positive and meaningful impact on society through various CSR programmes and initiatives. Recognising the importance of social and economic inclusion, Infocredit Cares aims to touch the lives of the underprivileged in society through various activities which will bring hope and support to their well-being. In addition, Infocredit Cares also strives to advocate an inclusive and patient community. The Infocredit Cares Group of Companies which participated in this event included Dun & Bradstreet(Singapore) Pte Ltd, Singapore Commercial Credit Bureau and Credit Bureau Singapore Pte Ltd.

Group photograph of Infocredit Holdings staff volunteers and Love Action Project with APSN Katong Students, Staff & Allied Professionals

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Infocredit Cares was adopted as IHPL’s CSR corporate credo to create a positive and meaningful impact on society through various CSR programmes and initiatives. The IHPLgroup of companies which participated in this event included Dun & Bradstreet (Singapore) Pte Ltd, Singapore Commercial Credit Bureau and Credit Bureau Singapore Pte Ltd.

APSN Katong School caters to children with mild intellectual disability and mild autism between 7 and 16 years old running both Primary and Secondary curriculum. APSN Katong School offers two programmes - MIS General Programme and ASD Structured Programme (primary levels only). The curriculum domain comprises Functional Academics, Social-Emotional and Daily Living Skills, Physical Education and Sports, Visual and Performing Arts and Vocational Education. ICT plays the enabler role in enhancing student learning. APSN Katong School delivers Holistic, Student-Centred Education, leveraging on CCE and CCA as platforms for Character and Citizenship development.

Founded in February 2013 as a non-profit movement, and incepted as a social enterprise in February 2015, Love Action Project (LAP) is a social enterprise that attempts to redefine the social giving landscape through creative social events management. The company not only provides consultation to the Corporates and Non-Profit Organisations (NPOs) to create engaging and creative social campaigns to engage the public, but also help run the whole event from planning, publicity down to the eventual execution. Till date, LAP has managed over 15 events, involved up to 600 volunteers, and raised up to S$350,000 worth of sponsorships and funds for various NPOs in Singapore.

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Under the umbrella of Ministry of Culture, Community and Youth (MCCY), *SCAPE Co Ltd is�a non-proit organisation with its mission and vision rooted in support of youth, talent and leadership development. The organisation aims to facilitate youth-oriented programmes and support within various communities of youth interest in Singapore. Key pillars are in entrepreneurship, music, media, dance and e-sports.

Comcrop is Singapore’s first AVA-licensed rooftop farm. We grow herbs and vegetables without pesticides on marginalised land, close to our consumers, so that we can all enjoy delicious, fresh, flavourful vegetables that have a longer shelf life. Our methods greatly reduce the amount of resources used, like water, land, and nutrients, lessening the impact on the environment. This also ensures food security is increased, and food miles are minimised. Through working with the community, educational institutions, and differently-abled people, we allow everyone to make a meaningful contribution to our food ecosystem, ensuring that our food is sustainably grown.

Popejai Pte. Ltd. provides employment and training opportunities to eight beneficiary groups such as persons with intellectual disabilities, mental health issues, hard of hearing/deaf, visually impaired, youth-at-risk, disadvantaged and the vulnerable. Making up 90% of the workforce, we strongly believe in the potential of the marginalised groups, transforming lives of our staff and families in an engaging and sustainable way. We offer dining, bento, catering, events, production and workshop services.

MyBox is a social enterprise founded in 2009 by our founder Elijah Ted Ng who was 13 at that time. We started off with a push cart at Vivocity and in 2013, we set up our first permanent retail outlet at Scape Underground. Since then, we have embarked in projects such as Haircut with a HeArt. Project Haircut with a HeArt helps boost the self-esteem of students and also ensures that with a proper haircut, they would meet the grooming requirements of schools to take their examinations. Following closely, we have a 5-year initiative - Project Vision.  Project Vision was launched in Medan, Indonesia, with each exercise helping over hundreds of families with youths suffering from myopia. MyBox @ Scape Underground (managed by The Maverick Co) constantly works with youths of different backgrounds on staff. MyBox is also a platform who partners people with special needs.

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Refresh Flowers SG (RFSG) serves to repurpose donated wedding flowers to hospices in Singapore. Founded in 2016 as a ground-up social initiative, we are the first volunteer initiative dedicated to giving wedding blooms a fresh purpose for patients undergoing hospice care. These wedding blooms are sustainably repurposed into flower bouquets, carrying forward the joy of weddings and coming full circle as a touch of compassion to patients who are in their final stages of life. We run our regular repurposing sessions with 5 Hospice Partners, fully supported by a core team of regular volunteers who help lead our outreach efforts and guide volunteers who join us from all walks of life.

Ya Kun is a Singapore heritage brand which started in 1944 and renowned for selling delectable kaya toast, traditional aromatic coffee and “Ya Kun” proprietary kaya jam. The heritage brand with more than 70 years of history has gained regional and possibly worldwide recognition for its nostalgic local food products, cosy ambience and customer-centric service. Through the years, Ya Kun has grown exponentially in Singapore as well as in the Asia region in such amrkets as China, Cambodia, Hong Kong SAR, Indonesia, Macau SAR, Myanmar, Philippines, Thailand and Vietnam through our well-structured franchise network which has currently established about 130 outlets. Ya Kun continues to expand its brand presence and awareness both locally and overseas and welcomes prospective partners who share the same dedication and passion to speak to us.

SG Cares is a social movement championed by public agencies, corporate and community partners to build a mre caring and inclusive home for all. The movement invites all Singaporeans and people who live in Singapore to put values into action through active volunteerism, ground-up efforts and everyday acts of care. It also aims to build capability and share resources across various sectors and organisations to grow opportunities for volunteering. By inspiring and supporting one another, we can show the world that we are a nation that cares. Visit www.sgcares.sg

In the Spirit of:

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Special Mentions:Generous sponsorship from these companies were vital in making the event a success.

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2018 Infocredit Cares Organising Committee

Matthias ChenSean Koh

Lim Sze LingSoh Qian Yi

Editorial Team

Editor: Sean Koh Photography: Justin Fernando Raymond Lee

Infocredit Holdings Pte Ltd6 Shenton Way, #17-10OUE Downtown 2Singapore 068809

For feedback or suggestions, please contact us at:

Matthias Chen at DID: 6439 6670; Email: matthias.chen@dnb.com.sgLim Sze Ling at DID: 6439 6622;  Email: lim.szeling@dnb.com.sg

Or contact:

About Infocredit Holdings Pte LtdInfocredit Holdings is a joint venture betwern NSP Holdings and Veda Advantage. Established in 1995, Infocredit Holdings is a global leading provider of credit information to an extensive worldwide network of more than 200 countries. Over the past decades, Infocredit Holdings has increased its business footprint with multiple bureau operations and initiatives implemented in various Asia-Pacific countries including Singapore, Malaysia and Cambodia. A market leader in the credit information industry in Asia, Infocredit Holdings has served muiltinational corporations, banks, financial institutions and large local enterprises worldwide. The company is the first in its industry in Singapore to be awarded the ISO9002 certificate by the Singapore Productivity and Standards Board for its quality international credit reporting services. © Infocredit Holdings Pte Ltd 2018. All rights reserved.