StatistikAsuransi Gempa Bumi Indonesia Per 30 Juni 2018 Statistik per Juni... · Indonesia ini,...

Statistik Asuransi Gempa Bumi Indonesia

Per 30 Juni 2018Indonesian Earthquake Insurance Statistics

as at 30 June 2018

PT Reasuransi Maipark Indonesia

Bapak dan Ibu Direksi Perusahaan Asuransi Umum dan

Reasuransi yang saya hormati,

Dengan hormat,

Melalui Laporan Statistik Asuransi Gempa Bumi

Indonesia ini, kami menyampaikan ringkasan informasi

data terkait pensesian Asuransi Gempa Bumi yang telah

disesikan kepada MAIPARK.

Kami selalu berusaha untuk melakukan pengkinian data

statistik yang diharapkan dapat mendukung industri

asuransi umum dalam menyeleksi risiko, khususnya risiko

bencana alam gempa bumi.

Pada Laporan Statistik per Juni, kami menitikberatkan

pada pengkinian data-data berupa tabel dan grafik yang

diringkaskan dari data per 30 Juni 2018. Dengan

mempertimbangkan kematangan data pada tahun

underwriting berjalan, ulasan yang lebih komprehensif

akan disajikan dalam Laporan Statistik akhir tahun.

Saran selalu diterima sebagai bagian dari perbaikan untuk

menyusun Laporan Statistik yang lebih komprehensif.

Hormat kami,

Dear Sir/Madam

Through this Indonesia Earthquake Insurance Statistics,

we submit a summary of data related to the Earthquake

Insurance that has been cesioned to MAIPARK.

We always strive to update statistics data that are

expected to support the general insurance industry in

selecting risks, especially the risk of earthquake

catastrophe.

In the report of as at June , we focus on updating data in

form of tables and graphs that summarized from data as

at of June 30, 2018. Due to the maturity of data in the

current underwriting year, will be presented more

comprehensive reviews in the year-end.

Any suggestions are always welcome as a part of

improvement to compiling more comprehensive

Statistical Report.

Sincerely,

Ahmad Fauzie Darwis

Direktur Utama

Kata PengantarForeword

i

Kata Pengantar.....................................................................................................................................................................i

Foreword

Daftar Isi.............................................................................................................................................................................ii

Contents

Data Detail - Tabel:

Detail Data - Table:

Tabel 2.1 Exposure Aggregate National per Propinsi..............................................................................................1

Table 2.1 National Aggregate Exposure by Province

Tabel 2.2 Exposure Aggregate National per Okupasi..............................................................................................2

Table 2.2 National Aggregate Exposure by Occupacy.

Tabel 2.3 Exposure Aggregate National per Interest................................................................................................4

Table 2.3 National Aggregate Exposure by Interest

Tabel 2.4 Exposure Aggregate National per Kelas Konstruksi................................................................................6

Table 2.4 National Aggregate Exposure by Class Construction

Tabel 2.5 Exposure Aggregate National Onrisk per Propinsi...................................................................................8

Table 2.5 National Aggregate Exposure Onriks by Province

Tabel 3.1 Premi Bruto National per Propinsi ...........................................................................................................9

Table 3.1 National Gross Premium by Province

Tabel 3.2 Premi Bruto National per Okupasi.........................................................................................................10

Table 3.2 National Gross Premium by Occupation

Tabel 3.3 Premi Bruto National per Interest ..........................................................................................................12

Table 3.3 National Gross Premium by Interest

Tabel 3.4 Premi Bruto National per Kelas Konstruksi ..........................................................................................14

Table 3.4 National Gross Premium by Class Construction

Tabel 3.5 Premi Bruto National Onrisk per Propinsi..............................................................................................16

Table 3.5 National Gross Premium Onrisk by Province

Tabel 4.1 Jumlah Risiko per Propinsi ....................................................................................................................17

Table 4.1 Number Of Risk By Province

Tabel 4.2 Jumlah Risiko per Okupasi ....................................................................................................................18

Table 4.2 Number Of Risk By Occupation

Tabel 4.3 Jumlah Risiko per Kelas Konstruksi......................................................................................................20

Table 4.3 Number Of Risk By Class Construction

Tabel 4.4 Jumlah Risiko Onrisk per Propinsi.........................................................................................................22

Table 4.4 Onrisk Number of risk by Province

Tabel 5.1 Frekuensi Klaim per Propinsi ................................................................................................................23

Table 5.1 Claim Frequency By Province

Tabel 5.2 Frekuensi Klaim per Okupasi ................................................................................................................24

Table 5.2 Claim Frequency By Occupation

Tabel 6.1 Nominal Klaim per Propinsi ..................................................................................................................26

Table 6.1 Claim By Province

Tabel 6.2 Nominal Klaim per Okupasi ..................................................................................................................27

Table 6.2 Claim By Occupation

Daftar Isi

Contents

iii

Risk & Loss:

Risk & Loss:

Underwriting Year 2014 - 2018, Seluruh Okupasi ..........................................................................................................29

Underwriting Year 2015 - 2018, All Occupation

Underwriting Year 2018, Seluruh Okupasi .....................................................................................................................30

Underwriting Year 2018, All Occupation









Underwriting Year 2014 - 2018, Okupasi Agrikultural....................................................................................................35

Underwriting Year 2015 - 2018, Agricultural Occupation

Underwriting Year 2018, Okupasi Agrikultural ..............................................................................................................36

Underwriting Year 2018, Agricultural Occupation









Underwriting Year 2014 - 2018, Okupasi Komersial.......................................................................................................41

Underwriting Year 2015 - 2018, Commercial Occupation

Underwriting Year 2018, Okupasi Komersial .................................................................................................................42

Underwriting Year 2018, Commercial Occupation









Underwriting Year 2014 - 2018, Okupasi Industrial........................................................................................................47

Underwriting Year 2015 - 2018, Industrial Occupation

Underwriting Year 2018, Okupasi Industrial ..................................................................................................................48

Underwriting Year 2018, Industrial Occupation







Daftar Isi

Contents

v



Underwriting Year 2014 - 2018, Okupasi Residential.....................................................................................................53

Underwriting Year 2015 - 2018, Residensial Occupation

Underwriting Year 2018, Okupasi Residensial ...............................................................................................................54

Underwriting Year 2018, Residensial Occupation









Exposure, Premi Bruto, Jumlah Risiko & Klaim

per Okupasi, Underwriting Year 2018 .............................................................................................................................59

Exposure, Gross Premium, Number of Risk & Claim

by Occupation, Underwriting Year 2018


per Okupasi, Underwriting Year 2017……………………………………………………………….……........…..…..60




per Okupasi, Underwriting Year 2016…………………………………………………………………….......…...…...61












per Propinsi, Underwriting Year 2018 .............................................................................................................................64


by Province, Underwriting Year 2018

Daftar Isi

Contents

vi

















Data Detail - Grafik:

Detail Data - Graph:

Grafik 2.2 Eksposur Agregat Nasional Per Okupasi..................................................................................................3

Graph 2.2 National Aggregate Eksposure By Occupation

Grafik 2.3 Eksposur Agregat Nasional Per Interest...................................................................................................5

Graph 2.3 National Aggregate Eksposure By Interest

Grafik 2.4 Eksposur Agregat Nasional Per Kelas Konstruksi....................................................................................7

Graph 2.4 National Aggregate Eksposure By Construction Class

Grafik 3.2 Premi Bruto Nasional Per Okupasi.........................................................................................................11

Graph 2.2 National Gross Premium By Occupation

Grafik 3.3 Premi Bruto Nasional Per Interest..........................................................................................................13

Graph 3.3 National Gross Premium By Interest

Grafik 3.4 Premi Bruto Nasional Per Kelas Konstruksi...........................................................................................15

Graph 3.4 National Gross Eksposure By Construction Class

Grafik 4.2 Jumlah Risiko Per Okupasi.....................................................................................................................19

Graph 4.2 Number of Risks By Occupation

Grafik 4.3 Jumlah Risiko Per kelas Konstruksi.......................................................................................................21

Graph 4.3 Number of Risks By Construction Class

Grafik 5.2 Frekuesi Klaim Per Okupasi...................................................................................................................26

Graph 5.2 Claim Frequency By Occupation

Grafik 6.2 Klaim Per Okupasi..................................................................................................................................28

Graph 6.2 Claim By Occupation

Daftar Isi

Contents

vii

Daftar Isi

Contents

vii

Lampiran:

Annexes:

Daftar Istilah Statistik .......................................................................................................................................................69

Statistical Glossary

Tarif dan Zona Asuransi Gempa Bumi Indonesia ............................................................................................................71

Indonesia Earthquake Insurance Tariff and Zone

Daftar Cresta Zone Untuk Indonesia ................................................................................................................................88

Cresta Zone List For Indonesia

Skala untuk First Loss, Periode Indemnity ......................................................................................................................95

Scale for Fisrt Loss, Indemnity Period

Kode Okupasi ...................................................................................................................................................................97

Occupation Code

PT REASURANSI MAIPARK INDONESIA Desember 2016

1

Reasuransi MAIPARK |

Data Detail | Detail Data

Tabel 2.1 | Table 2.1 Rp | IDR

Jumlah | Amount % Jumlah | Amount % Jumlah | Amount % Jumlah | Amount % Jumlah | Amount %

01. NAD IDN_AC 10,808,116,350,828.70 0.35 14,359,129,560,666.30 0.39 16,105,470,645,650.60 0.40 13,748,280,986,803.50 0.41 1,721,674,818,545.20 0.31

02. SUMATERA UTARA IDN_SU 105,529,721,251,547.00 3.39 127,764,142,191,480.00 3.49 106,990,373,799,221.00 2.65 128,442,222,883,400.00 3.80 18,518,841,342,904.10 3.29

03. SUMATERA BARAT IDN_SB 41,802,021,360,579.50 1.34 49,262,283,554,419.50 1.35 51,041,204,946,022.70 1.26 53,651,274,983,505.20 1.59 5,438,926,184,748.10 0.97

04. RIAU IDN_RI 58,399,208,045,705.90 1.88 131,467,733,368,237.00 3.59 58,534,074,050,857.70 1.45 45,036,864,681,252.00 1.33 9,667,348,066,827.84 1.72

05. JAMBI IDN_JA 12,025,473,168,891.10 0.39 13,846,410,397,178.00 0.38 11,394,361,596,077.00 0.28 10,484,925,966,511.90 0.31 1,401,892,029,300.09 0.25

06. SUMATERA SELATAN IDN_SS 50,149,452,922,529.00 1.61 67,954,215,556,623.70 1.86 69,226,605,431,232.60 1.71 53,723,216,980,994.70 1.59 3,591,005,393,565.18 0.64

07. BENGKULU IDN_BE 5,694,616,667,068.80 0.18 4,645,928,863,650.49 0.13 4,500,205,804,840.77 0.11 5,104,833,654,991.29 0.15 1,139,102,685,269.07 0.20

08. LAMPUNG IDN_LA 39,124,768,025,263.90 1.26 44,424,928,238,881.40 1.21 38,592,398,673,687.20 0.96 45,061,797,620,850.70 1.33 3,627,715,806,502.74 0.64

09. KEP BANGKA-BELITUNG IDN_BB 6,067,460,245,557.55 0.20 6,716,702,414,488.99 0.18 5,179,775,818,735.98 0.13 3,645,727,777,456.08 0.11 433,884,551,070.64 0.08

10. KEPULAUAN RIAU IDN_KR 38,842,313,122,965.10 1.25 44,117,738,909,585.20 1.21 46,333,224,301,367.40 1.15 46,927,320,142,462.70 1.39 5,896,612,876,445.45 1.05

11. JAKARTA IDN_JK 656,775,610,858,934.00 21.11 609,111,133,072,426.00 16.65 662,934,570,751,204.00 16.41 642,914,761,646,179.00 19.03 79,263,965,109,130.80 14.08

12. JAWA BARAT IDN_JB 783,164,274,195,570.00 25.17 701,932,834,341,154.00 19.18 1,319,492,251,601,350.00 32.66 712,518,133,976,982.00 21.09 200,062,533,340,142.00 35.53

13. JAWA TENGAH IDN_JT 148,084,242,929,474.00 4.76 206,413,307,830,191.00 5.64 223,963,276,839,568.00 5.54 205,643,818,357,509.00 6.09 60,957,442,609,399.80 10.83

14. DIY IDN_YO 21,580,662,074,717.60 0.69 399,543,653,028,212.00 10.92 24,232,063,565,409.00 0.60 20,550,376,908,550.40 0.61 4,160,771,161,640.28 0.74

15. JAWA TIMUR IDN_JI 417,157,144,096,450.00 13.41 477,777,260,810,528.00 13.06 481,943,895,105,662.00 11.93 508,625,850,793,003.00 15.06 56,287,187,554,740.70 10.00

16. BANTEN IDN_BT 353,559,730,962,986.00 11.37 310,012,991,481,017.00 8.47 406,716,019,560,251.00 10.07 377,898,567,579,150.00 11.19 47,552,810,539,779.90 8.45

17. BALI IDN_BA 72,746,481,607,611.10 2.34 97,651,747,405,725.40 2.67 124,448,770,135,277.00 3.08 99,133,289,683,677.50 2.93 17,226,932,905,184.40 3.06

18. NUSA TENGGARA BARAT IDN_NB 8,202,528,929,367.64 0.26 8,885,572,023,336.92 0.24 8,093,891,383,810.09 0.20 11,937,022,518,250.80 0.35 3,050,083,369,947.59 0.54

19. NUSA TENGGARA TIMUR IDN_NT 2,559,017,534,020.01 0.08 3,165,161,987,133.57 0.09 3,234,971,196,812.64 0.08 4,778,096,835,829.15 0.14 523,136,756,684.36 0.09

20. KALIMANTAN BARAT IDN_KB 13,213,787,340,117.00 0.42 12,958,501,630,448.90 0.35 16,291,220,136,838.60 0.40 15,739,477,307,941.30 0.47 756,018,314,464.56 0.13

21. KALIMANTAN TENGAH IDN_KT 24,060,774,585,442.00 0.77 26,197,506,872,823.00 0.72 23,235,984,753,233.10 0.58 5,975,836,077,088.68 0.18 448,307,418,250.55 0.08

22. KALIMANTAN SELATAN IDN_KS 32,799,552,210,678.80 1.05 39,442,736,114,904.00 1.08 35,962,557,335,524.30 0.89 46,760,948,337,787.70 1.38 10,341,053,151,155.10 1.84

23. KALIMANTAN TIMUR IDN_KI 73,527,322,037,709.10 2.36 83,417,048,051,631.70 2.28 87,797,657,644,305.00 2.17 121,126,613,914,491.00 3.59 7,004,568,410,787.71 1.24

24. KALIMANTAN UTARA IDN_KU -5,129,000,000.00 0.00 950,184,452,025.81 0.03 3,932,317,893,910.99 0.10 2,575,586,082,039.43 0.08 676,451,982,848.80 0.12

25. SULAWESI UTARA IDN_SA 16,011,908,220,236.60 0.51 18,165,584,973,506.50 0.50 22,450,948,770,656.00 0.56 21,440,040,370,077.10 0.63 6,255,612,920,521.99 1.11

26. SULAWESI TENGAH IDN_ST 3,869,083,751,074.92 0.12 8,268,351,627,528.69 0.23 5,473,920,188,280.39 0.14 3,783,087,299,202.77 0.11 2,901,701,995,106.24 0.52

27. SULAWESI SELATAN IDN_SN 93,178,086,345,481.10 3.00 105,695,696,954,291.00 2.89 113,405,167,474,992.00 2.81 106,251,216,398,680.00 3.15 8,592,283,239,647.41 1.53

28. SULAWESI TENGGARA IDN_SG 4,269,516,835,804.50 0.14 24,058,334,806,994.00 0.66 36,919,892,330,854.60 0.91 31,986,640,290,500.20 0.95 655,502,835,068.15 0.12

29. GORONTALO IDN_GO 2,742,046,741,261.40 0.09 2,708,120,110,998.92 0.07 2,877,102,882,395.17 0.07 2,743,377,133,707.67 0.08 285,341,413,535.02 0.05

30. SULAWESI BARAT IDN_SR 3,032,387,323,747.09 0.10 3,174,636,826,484.37 0.09 4,748,706,861,149.97 0.12 3,645,575,799,937.92 0.11 437,281,320,229.64 0.08

31. MALUKU IDN_MA 2,522,809,908,678.66 0.08 2,838,900,277,901.74 0.08 2,316,931,592,148.48 0.06 2,501,540,352,814.79 0.07 562,455,259,828.53 0.10

32. MALUKU UTARA IDN_MU 941,294,657,347.49 0.03 1,571,931,633,626.69 0.04 3,809,529,061,661.54 0.09 6,781,060,718,383.51 0.20 347,637,549,076.93 0.06

33. PAPUA BARAT IDN_PB 2,862,440,334,319.36 0.09 3,679,702,834,136.25 0.10 8,522,071,987,183.65 0.21 7,513,130,802,135.31 0.22 473,807,842,722.69 0.08

34. PAPUA IDN_PA 5,625,024,143,943.88 0.18 6,704,199,301,280.56 0.18 8,946,075,426,390.50 0.22 9,086,189,795,039.85 0.27 2,753,196,911,511.24 0.49

T O T A L 3,110,923,749,785,910.00 100.00 3,658,884,311,503,520.00 100.00 4,039,647,489,546,560.00 100.00 3,377,736,704,657,190.00 100.00 563,013,087,666,583.00 100.00

Eksposur Agregat Nasional Per Provinsi

National Aggregate Exposure By Province

Hingga 30 Juni 2018 | as at 30 June 2018

Propinsi | Province Cresta IDU/Y 2013 U/Y 2014 U/Y 2015 U/Y 2017U/Y 2016U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017

Propinsi | Province Cresta IDU/Y 2018


2



Rp | IDR


PERTANIAN | A GRICULTURAL A 22,515,903,178,317.20 0.72 24,062,372,130,215.10 0.66 24,902,921,556,399.50 0.62 12,229,757,202,827.80 0.36 3,746,816,749,730.66 0.67

KO MERSIAL | C OMMERCIAL C 742,545,710,406,100.00 23.87 1,156,480,877,415,610.00 31.61 815,641,157,644,698.00 20.19 825,539,165,634,608.00 24.44 116,352,057,609,092.00 20.67

INDUSTRI | I NDUSTRIAL I 1,961,237,077,045,210.00 63.04 2,094,016,202,022,800.00 57.23 2,789,961,932,767,970.00 69.06 2,119,827,884,251,160.00 62.76 362,667,513,952,799.00 64.42

RESIDENTIAL | R ESIDENTIAL R 384,625,059,156,283.00 12.36 384,324,859,934,887.00 10.50 409,141,477,577,491.00 10.13 420,139,897,568,592.00 12.44 80,246,699,354,960.90 14.25

3,110,923,749,785,910.00 100.00 3,658,884,311,503,520.00 100.00 4,039,647,489,546,560.00 100.00 3,377,736,704,657,190.00 100.00 563,013,087,666,583.00 100.00

Eksposur Agregat Nasional Per Okupasi

National Aggregate Exposure By Occupation


U/Y 2013 U/Y 2014

Tabel 2.2 | Table 2.2

Occupation

T O T A L

U/Y 2015 U/Y 2016 U/Y 2017U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017

Okupasi | OccupationU/Y 2018


3




4





Bangunan | Building 1,289,004,683,210,480.00 41.43 1,817,085,721,719,910.00 49.66 1,562,326,867,145,480.00 38.67 1,334,220,884,118,380.00 39.50 199,045,175,682,534.00 35.35

Mesin | Machinery 595,851,006,132,953.00 19.15 662,481,116,591,666.00 18.11 649,348,817,490,794.00 16.07 665,373,326,381,507.00 19.70 141,056,861,546,223.00 25.05

Lain-lain | Others 400,136,507,797,840.00 12.86 446,992,156,416,780.00 12.22 560,474,140,279,544.00 13.87 678,735,400,551,186.00 20.09 94,954,290,760,779.70 16.87

Gudang | Stock 533,913,307,560,387.00 17.16 439,489,585,549,340.00 12.01 398,789,113,006,834.00 9.87 414,353,723,452,803.00 12.27 74,387,801,618,598.10 13.21

Gang. Usaha | Bussiness

Interruption

292,018,245,084,244.00 9.39 292,835,731,225,815.00 8.00 868,708,551,623,908.00 21.50 285,053,370,153,310.00 8.44 53,568,958,058,448.30 9.51

T O T A L 3,110,923,749,785,910.00 100.00 3,658,884,311,503,520.00 100.00 4,039,647,489,546,560.00 100.00 3,377,736,704,657,190.00 100.00 563,013,087,666,583.00 100.00

National Aggregate Exposure By Interest


InterestU/Y 2017U/Y 2015 U/Y 2016U/Y 2013 U/Y 2014

Eksposur Agregat Nasional Per Interest

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Interest

U/Y 2018


5




6





Com: Steel , Wood , RC ≤ 9

storeys

2,791,141,700,401,700.00 89.72 3,253,370,334,334,260.00 88.92 3,622,608,009,762,610.00 89.68 3,036,955,837,213,600.00 89.91 525,941,500,211,833.00 93.42

Com: Steel , Wood , RC > 9

storeys

263,547,495,260,281.00 8.47 352,849,636,655,109.00 9.64 357,858,216,643,358.00 8.86 284,204,012,538,829.00 8.41 19,741,985,535,112.40 3.51

Com: Others 1,449,703,485,416.91 0.05 391,797,145,886.42 0.01 197,769,072,736.00 0.00 54,610,131,800.00 0.00 5,511,136,420.00 0.00

DW: Steel , Wood , RC up to 3

storeys

54,670,646,994,451.20 1.76 52,234,078,987,348.20 1.43 58,961,117,067,851.60 1.46 56,519,219,772,957.10 1.67 17,313,970,783,217.80 3.08

DW: Others 114,203,644,055.00 0.00 38,464,380,910.00 0.00 22,377,000,000.00 0.00 3,025,000,000.00 0.00 10,120,000,000.00 0.00

T O T A L 3,110,923,749,785,910.00 100.00 3,658,884,311,503,520.00 100.00 4,039,647,489,546,560.00 100.00 3,377,736,704,657,190.00 100.00 563,013,087,666,583.00 100.00

National Aggregate Exposure By Construction Class


Kelas Konstruksi

Class Construction

U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017

Eksposur Agregat Nasional Per Kelas Konstruksi

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Kelas Konstruksi

Class Construction

U/Y 2018

Definisi Konstruksi

Commercial Objek pertanggungan dengan kode okupasi selain rumah tinggal (Kode Okupasi selain 2976)

Com: Steel, Wood, RC ≤ 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton bertulang dengan jumlah lantai sampai dengan 9 lantai

Com: Steel, Wood, RC > 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton bertulang dengan jumlah lantai lebih dari 9 lantai

Com: Others Konstruksi bangunan tanpa menggunakan rangka Baja, Kayu dam Beton bertulang

Dwelling House Objek pertanggungan rumah tinggal dengan kode okupasi 2976 (Semua kelas konstruksi)

DW: Steel ,Wood, RC Konstruksi rumah tinggal yang menggunakan rangka Baja, Kayu, Beton bertulang

DW: Others Konstruksi rumah tinggal tanpa menggunakan rangka Baja, Kayu, Beton bertulang


7




8




Jumlah | Amount % Jumlah | Amount %

01. NAD IDN_AC 12,276,259,520,419.60 0.35 12,665,520,385,239.80 0.49

02. SUMATERA UTARA IDN_SU 113,314,118,639,371.00 3.23 86,541,378,342,814.30 3.32

03. SUMATERA BARAT IDN_SB 41,824,325,674,270.60 1.19 39,639,541,039,137.80 1.52

04. RIAU IDN_RI 47,497,695,391,272.20 1.35 43,117,104,016,828.20 1.65

05. JAMBI IDN_JA 10,572,122,613,828.00 0.30 8,137,411,451,830.28 0.31

06. SUMATERA SELATAN IDN_SS 48,218,454,506,696.20 1.38 44,277,392,133,894.10 1.70

07. BENGKULU IDN_BE 4,747,291,262,707.08 0.14 4,240,500,658,094.35 0.16

08. LAMPUNG IDN_LA 19,376,650,174,570.60 0.55 20,264,125,261,578.00 0.78

09. KEP. BANGKA-BELITUNG IDN_BB 3,301,187,364,080.87 0.09 3,239,070,748,227.64 0.12

10. KEPULAUAN RIAU IDN_KR 26,109,119,226,535.50 0.74 26,341,101,819,599.40 1.01

11. JAKARTA IDN_JK 534,547,645,846,722.00 15.25 503,368,633,356,246.00 19.29

12. JAWA BARAT IDN_JB 1,199,664,264,157,590.00 34.22 614,273,127,326,069.00 23.55

13. JAWA TENGAH IDN_JT 206,295,495,425,893.00 5.88 198,202,818,601,432.00 7.60

14. DIY IDN_YO 21,030,727,866,630.00 0.60 18,132,490,079,401.30 0.70

15. JAWA TIMUR IDN_JI 457,418,881,393,943.00 13.05 393,763,602,166,722.00 15.09

16. BANTEN IDN_BT 336,379,580,711,752.00 9.59 271,654,321,419,247.00 10.41

17. BALI IDN_BA 86,494,918,622,499.90 2.47 77,217,357,966,749.30 2.96

18. NUSA TENGGARA BARAT IDN_NB 9,517,920,757,505.34 0.27 9,794,026,363,647.85 0.38

19. NUSA TENGGARA TIMUR IDN_NT 4,468,743,478,467.69 0.13 2,584,322,393,390.51 0.10

20. KALIMANTAN BARAT IDN_KB 15,010,465,889,909.10 0.43 13,880,967,673,924.40 0.53

21. KALIMANTAN TENGAH IDN_KT 5,445,208,535,718.32 0.16 4,968,356,209,678.34 0.19

22. KALIMANTAN SELATAN IDN_KS 25,634,796,524,811.20 0.73 26,632,112,262,656.80 1.02

23. KALIMANTAN TIMUR IDN_KI 90,477,143,518,461.50 2.58 86,561,565,119,686.90 3.32

24. KALIMANTAN UTARA IDN_KU 2,096,492,589,969.79 0.06 1,906,741,279,455.12 0.07

25. SULAWESI UTARA IDN_SA 19,369,491,467,128.50 0.55 15,483,970,466,546.40 0.59

26. SULAWESI TENGAH IDN_ST 3,442,688,858,507.10 0.10 5,354,839,892,412.03 0.21

27. SULAWESI SELATAN IDN_SN 99,938,177,031,842.30 2.85 22,736,990,311,824.50 0.87

28. SULAWESI TENGGARA IDN_SG 31,688,760,408,266.70 0.90 31,434,971,129,101.80 1.20

29. GORONTALO IDN_GO 2,669,374,183,719.29 0.08 2,584,149,005,954.94 0.10

30. SULAWESI BARAT IDN_SR 3,445,360,166,611.28 0.10 3,288,754,828,839.98 0.13

31. MALUKU IDN_MA 2,129,047,812,547.15 0.06 1,878,828,253,803.59 0.07

32. MALUKU UTARA IDN_MU 6,733,095,906,554.08 0.19 792,374,916,776.33 0.03

33. PAPUA BARAT IDN_PB 7,112,360,634,611.09 0.20 6,848,483,586,162.98 0.26

34. PAPUA IDN_PA 7,657,204,093,037.90 0.22 7,089,882,004,109.92 0.27

J U M L A H 3,505,905,070,256,450.00 100.00 2,608,896,832,471,080.00 100.00

Catatan | Note:

Kuartal 1 | 1st Quarter 2018 = onrisk as at 31 March 2018

Kuartal 2 | 2nd Quarter 2018 = onrisk as at 30 June 2018

Eksposur Agregat Nasional Onrisk Per Provinsi

Onrisk National Aggregate Exposure By Province

Kuartalan 2018 | as at Quarterly 2018

Provinsi | Province `#REF! #REF!

Rp | IDR

Kuartal 1 | 1st Quarter

2018

Kuartal 2 | 2nd Quarter

2018Provinsi | Province Cresta ID


9





01. NAD IDN_AC 21,150,396,845.98 0.43 28,403,870,395.95 0.54 29,861,858,228.90 0.60 25,891,102,046.78 0.59 3,042,812,378.99 0.42

02. SUMATERA UTARA IDN_SU 157,576,045,166.89 3.18 204,752,718,409.16 3.86 162,393,469,158.95 3.25 217,262,220,978.83 4.95 28,014,370,492.50 3.83

03. SUMATERA BARAT IDN_SB 80,491,969,251.75 1.63 96,467,149,370.22 1.82 96,070,779,604.38 1.92 101,621,888,997.86 2.32 9,952,090,478.60 1.36

04. RIAU IDN_RI 67,388,810,529.30 1.36 190,321,742,839.79 3.59 69,579,046,437.94 1.39 54,915,589,173.09 1.25 11,686,376,583.13 1.60

05. JAMBI IDN_JA 13,922,131,126.54 0.28 16,780,986,865.50 0.32 13,406,188,432.28 0.27 12,241,870,258.90 0.28 1,777,401,245.65 0.24

06. SUMATERA SELATAN IDN_SS 63,047,951,986.91 1.27 85,683,867,940.80 1.61 93,047,583,559.28 1.86 70,680,434,789.69 1.61 4,541,109,211.60 0.62

07. BENGKULU IDN_BE 11,640,032,733.28 0.24 8,897,034,615.66 0.17 8,148,169,165.58 0.16 9,168,500,216.90 0.21 2,079,947,019.73 0.28

08. LAMPUNG IDN_LA 61,223,050,021.32 1.24 69,788,190,610.81 1.31 55,665,600,516.01 1.11 64,950,497,969.25 1.48 5,293,140,220.72 0.72

09. KEP BANGKA-BELITUNG IDN_BB 5,938,226,054.18 0.12 5,988,968,841.37 0.11 4,309,357,151.25 0.09 3,188,351,372.05 0.07 361,959,706.13 0.05

10. KEPULAUAN RIAU IDN_KR 41,935,883,375.08 0.85 43,118,100,896.00 0.81 35,189,807,318.23 0.70 36,785,593,735.39 0.84 4,680,212,362.13 0.64

11. JAKARTA IDN_JK 1,069,404,635,142.03 21.59 960,357,050,713.91 18.09 969,611,358,169.40 19.41 945,343,023,029.96 21.55 116,432,140,642.99 15.91

12. JAWA BARAT IDN_JB 1,389,376,159,935.81 28.06 1,018,947,275,712.60 19.19 1,497,117,604,015.32 29.97 893,363,383,305.83 20.36 250,096,430,927.40 34.18

13. JAWA TENGAH IDN_JT 208,841,066,224.63 4.22 270,169,308,024.93 5.09 286,018,360,297.29 5.73 252,113,313,497.01 5.75 83,729,587,560.04 11.44

14. DIY IDN_YO 34,791,588,015.35 0.70 681,443,759,052.02 12.84 35,567,139,269.15 0.71 30,917,880,185.30 0.70 6,090,801,195.34 0.83

15. JAWA TIMUR IDN_JI 604,600,057,991.74 12.21 561,546,738,312.98 10.58 485,317,134,221.71 9.71 540,984,501,119.20 12.33 59,084,167,915.49 8.08

16. BANTEN IDN_BT 627,144,429,331.29 12.66 499,381,297,101.54 9.41 577,801,140,325.72 11.57 553,395,798,829.89 12.61 70,475,184,631.53 9.63

17. BALI IDN_BA 118,458,794,824.36 2.39 147,858,289,127.10 2.79 166,257,590,437.22 3.33 138,906,412,783.53 3.17 24,679,822,304.53 3.37

18. NUSA TENGGARA BARAT IDN_NB 15,034,119,586.71 0.30 16,326,686,833.13 0.31 10,850,461,789.83 0.22 15,146,891,546.91 0.35 3,729,917,856.09 0.51

19. NUSA TENGGARA TIMUR IDN_NT 4,290,590,072.67 0.09 5,062,424,669.28 0.10 4,694,670,859.39 0.09 7,013,199,276.32 0.16 735,523,261.65 0.10

20. KALIMANTAN BARAT IDN_KB 13,080,288,868.91 0.26 10,239,279,662.26 0.19 12,178,023,105.76 0.24 12,102,590,374.67 0.28 571,338,405.61 0.08

21. KALIMANTAN TENGAH IDN_KT 25,002,992,040.80 0.50 23,952,030,328.95 0.45 17,372,756,436.55 0.35 4,549,239,648.49 0.10 338,251,867.02 0.05

22. KALIMANTAN SELATAN IDN_KS 32,595,775,700.90 0.66 34,618,144,967.00 0.65 27,942,812,347.08 0.56 38,160,629,092.72 0.87 8,215,559,205.16 1.12

23. KALIMANTAN TIMUR IDN_KI 78,843,354,778.33 1.59 77,069,344,510.12 1.45 65,865,669,353.45 1.32 94,369,398,602.87 2.15 5,447,110,534.19 0.74

24. KALIMANTAN UTARA IDN_KU -4,872,550.00 0.00 826,175,500.74 0.02 2,959,743,492.09 0.06 1,967,158,190.95 0.04 573,632,397.70 0.08

25. SULAWESI UTARA IDN_SA 33,036,426,987.91 0.67 34,031,324,271.91 0.64 36,907,522,794.50 0.74 36,110,468,345.73 0.82 9,653,239,317.11 1.32

26. SULAWESI TENGAH IDN_ST 6,460,662,820.13 0.13 15,071,732,668.49 0.28 9,569,663,839.61 0.19 6,688,721,749.42 0.15 5,701,694,852.72 0.78

27. SULAWESI SELATAN IDN_SN 131,273,873,727.50 2.65 142,359,316,337.08 2.68 142,155,053,229.67 2.85 141,877,001,150.47 3.23 7,033,015,741.44 0.96

28. SULAWESI TENGGARA IDN_SG 4,307,737,447.16 0.09 23,461,002,877.95 0.44 29,814,734,014.95 0.60 27,006,340,143.82 0.62 1,035,943,759.83 0.14

29. GORONTALO IDN_GO 5,369,487,454.35 0.11 5,198,364,240.17 0.10 5,451,006,210.61 0.11 5,207,925,003.78 0.12 535,595,475.48 0.07

30. SULAWESI BARAT IDN_SR 4,557,949,085.44 0.09 4,419,584,692.74 0.08 6,806,738,846.90 0.14 5,227,356,271.41 0.12 633,373,684.29 0.09

31. MALUKU IDN_MA 4,902,161,508.25 0.10 5,556,394,026.58 0.10 4,357,486,791.38 0.09 4,617,834,889.22 0.11 1,057,923,703.84 0.14

32. MALUKU UTARA IDN_MU 1,839,525,663.89 0.04 2,956,165,240.48 0.06 6,807,771,771.27 0.14 10,492,110,187.69 0.24 647,031,071.58 0.09

33. PAPUA BARAT IDN_PB 4,706,987,756.68 0.10 5,600,287,323.85 0.11 12,490,948,324.67 0.25 11,097,815,163.19 0.25 746,140,225.67 0.10

34. PAPUA IDN_PA 10,066,602,299.48 0.20 11,746,059,333.40 0.22 14,128,047,540.59 0.28 14,040,145,393.66 0.32 2,946,944,814.65 0.40

J U M L A H 4,952,294,891,805.55 100.00 5,308,400,666,314.47 100.00 4,995,715,297,056.91 100.00 4,387,405,187,320.78 100.00 731,619,791,050.53 100.00

`U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2017U/Y 2016

Provinsi | Province

Premi Bruto Nasional Per Province

National Gross Premium By Provinsi


U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Provinsi | Province Cresta ID

U/Y 2018


10



Rp | IDR


PERTANIAN | A GRICULTURAL A 28,993,018,333.54 0.59 29,357,404,017.39 0.55 31,507,058,829.93 0.63 16,789,685,403.57 0.38 5,013,618,478.14 0.69

KO MERSIAL | C OMMERCIAL C 1,114,740,796,535.41 22.51 1,788,189,937,140.86 33.69 1,117,316,622,473.53 22.37 1,139,003,486,144.56 25.96 154,936,220,034.71 21.18

INDUSTRI | I NDUSTRIAL I 3,194,325,002,101.81 64.50 2,917,041,374,164.71 54.95 3,262,132,053,247.23 65.30 2,632,218,990,427.82 59.99 459,848,689,479.85 62.85

RESIDENTIAL | R ESIDENTIAL R 614,236,074,834.78 12.40 573,811,950,991.52 10.81 584,759,562,506.21 11.71 599,393,025,344.87 13.66 111,821,263,057.80 15.28

4,952,294,891,805.54 100.00 5,308,400,666,314.48 100.00 4,995,715,297,056.90 100.00 4,387,405,187,320.82 100.00 731,619,791,050.50 100.00


J U M L A H

U/Y 2016 U/Y 2017Okupasi

U/Y 2015U/Y 2013 U/Y 2014

Premi Bruto Nasional Per Okupasi

National Gross Premium By Occupation


U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016Okupasi | Occupation

U/Y 2017


11




12





Bangunan | Building 2,034,861,617,496.81 41.09 2,747,526,741,418.85 51.76 2,067,557,549,508.84 41.39 1,799,579,514,232.95 41.02 266,811,240,140.93 36.47

Mesin | Machinery 940,207,936,653.71 18.99 926,716,093,290.32 17.46 795,296,743,334.25 15.92 804,167,031,929.03 18.33 179,672,392,848.42 24.56

Lain-lain | Others 617,309,687,321.50 12.47 628,042,585,357.90 11.83 714,473,209,068.02 14.30 893,212,339,569.32 20.36 121,602,561,361.07 16.62

Gudang | Stock 882,852,750,292.69 17.83 588,128,908,257.31 11.08 485,576,743,971.19 9.72 523,813,727,962.43 11.94 94,147,045,066.38 12.87

Gang. Usaha | Bussiness Interruption 477,062,900,040.81 9.63 417,986,337,990.07 7.87 932,811,051,174.60 18.67 366,632,573,627.08 8.36 69,386,551,633.70 9.48

J U M L A H 4,952,294,891,805.52 100.00 5,308,400,666,314.45 100.00 4,995,715,297,056.90 100.00 4,387,405,187,320.81 100.00 731,619,791,050.50 100.00

OkupasiU/Y 2015 U/Y 2016 U/Y 2017U/Y 2013 U/Y 2014


National Gross Premium By Interest

Premi Bruto Nasional Per Interest

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Interest

U/Y 2018


13




14




U/Y 2013 U/Y 2014


Com: Steel, Wood, RC ≤ 9 4,413,330,400,596.16 89.12 4,669,012,301,982.90 87.96 4,374,577,487,114.88 87.57 3,882,726,215,268.71 88.50 678,184,407,220.36 92.70

Com: Steel, Wood, RC > 9 461,521,765,606.12 9.32 565,580,497,795.36 10.65 544,269,670,211.69 10.89 429,765,388,774.68 9.80 30,689,998,852.49 4.19

Com: Others 3,102,726,310.41 0.06 3,101,279,746.36 0.06 352,905,424.21 0.01 119,632,303.08 0.00 12,683,041.45 0.00

DW: Steel , Wood , RC up to 3 store 73,967,585,244.62 1.49 70,598,961,287.40 1.33 76,469,546,141.12 1.53 74,786,761,974.35 1.70 22,704,083,436.20 3.10

DW: Others 372,414,048.23 0.01 107,625,502.46 0.00 45,688,165.00 0.00 7,189,000.00 0.00 28,618,500.00 0.00

4,952,294,891,805.54 100.00 5,308,400,666,314.48 100.00 4,995,715,297,056.90 100.00 4,387,405,187,320.82 100.00 731,619,791,050.50 100.00J U M L A H

Kelas KonstruksiU/Y 2015 U/Y 2016 U/Y 2017

Premi Bruto Nasional Per Kelas Konstruksi

National Gross Premium By Construction Class


U/Y 2018U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Kelas Konstruksi |

Construction Class

Definisi Konstruksi









15




16





01. NAD IDN_AC 23,197,385,635.28 0.53 23,802,907,446.80 0.71

02. SUMATERA UTARA IDN_SU 193,689,813,701.62 4.42 142,461,183,083.50 4.23

03. SUMATERA BARAT IDN_SB 79,206,220,142.98 1.81 75,197,587,989.27 2.23

04. RIAU IDN_RI 57,113,133,070.07 1.30 51,346,278,318.16 1.52

05. JAMBI IDN_JA 12,461,406,399.22 0.28 9,696,894,386.29 0.29

06. SUMATERA SELATAN IDN_SS 64,080,984,419.07 1.46 59,626,155,907.64 1.77

07. BENGKULU IDN_BE 8,359,366,131.89 0.19 7,641,490,864.72 0.23

08. LAMPUNG IDN_LA 28,005,332,360.74 0.64 29,337,437,116.06 0.87

09. KEP. BANGKA-BELITUNG IDN_BB 2,887,811,100.20 0.07 2,828,077,722.41 0.08

10. KEPULAUAN RIAU IDN_KR 20,445,219,224.50 0.47 20,898,853,533.55 0.62

11. JAKARTA IDN_JK 783,968,233,404.23 17.88 739,301,617,661.44 21.95

12. JAWA BARAT IDN_JB 1,343,647,429,386.55 30.64 775,430,058,707.47 23.02

13. JAWA TENGAH IDN_JT 257,618,638,646.15 5.87 248,413,179,243.31 7.38

14. DIY IDN_YO 31,550,278,128.47 0.72 27,311,818,292.28 0.81

15. JAWA TIMUR IDN_JI 488,807,028,442.93 11.15 409,293,694,599.87 12.15

16. BANTEN IDN_BT 492,668,555,898.09 11.24 399,324,871,081.80 11.86

17. BALI IDN_BA 121,048,241,208.90 2.76 107,982,939,894.40 3.21

18. NUSA TENGGARA BARAT IDN_NB 12,140,709,747.85 0.28 12,116,721,687.70 0.36

19. NUSA TENGGARA TIMUR IDN_NT 6,522,919,695.46 0.15 3,640,575,903.54 0.11

20. KALIMANTAN BARAT IDN_KB 11,550,220,751.78 0.26 10,699,420,112.38 0.32

21. KALIMANTAN TENGAH IDN_KT 4,142,291,823.40 0.09 3,782,717,882.51 0.11

22. KALIMANTAN SELATAN IDN_KS 22,056,156,010.69 0.50 22,723,673,428.47 0.67

23. KALIMANTAN TIMUR IDN_KI 70,532,563,533.68 1.61 67,523,112,590.28 2.00

24. KALIMANTAN UTARA IDN_KU 1,609,186,494.55 0.04 1,515,979,467.65 0.05

25. SULAWESI UTARA IDN_SA 32,812,144,966.55 0.75 23,970,888,984.09 0.71

26. SULAWESI TENGAH IDN_ST 6,094,248,111.95 0.14 10,076,348,992.63 0.30

27. SULAWESI SELATAN IDN_SN 135,857,681,678.91 3.10 20,376,458,832.81 0.60

28. SULAWESI TENGGARA IDN_SG 26,711,181,892.63 0.61 26,228,831,363.19 0.78

29. GORONTALO IDN_GO 5,064,647,986.72 0.12 4,902,611,797.52 0.15

30. SULAWESI BARAT IDN_SR 4,936,794,176.94 0.11 4,719,485,936.50 0.14

31. MALUKU IDN_MA 4,007,036,171.76 0.09 3,540,968,100.22 0.11

32. MALUKU UTARA IDN_MU 10,394,486,003.88 0.24 1,486,045,109.48 0.04

33. PAPUA BARAT IDN_PB 10,539,781,355.64 0.24 10,354,612,272.94 0.31

34. PAPUA IDN_PA 11,300,627,627.25 0.26 10,493,731,278.54 0.31

J U M L A H 4,385,027,755,330.52 100.00 3,368,047,229,589.39 100.00

Catatan | Note:



Provinsi | Province

Premi Bruto Nasional Onrisk Per Provinsi

Onrisk National Gross Premium By Province


Rp | IDR

`#REF! #REF!


2018




17



Tabel 4.1 | Tabel 4.1


01. NAD IDN_AC 1,997.00 0.85 2,073.00 0.88 1,910.00 0.84 2,011.00 1.00 709.00 1.23

02. SUMATERA UTARA IDN_SU 12,043.00 5.11 12,105.00 5.14 11,481.00 5.08 12,023.00 5.96 3,424.00 5.96

03. SUMATERA BARAT IDN_SB 18,002.00 7.63 17,727.00 7.53 18,063.00 7.99 18,088.00 8.97 5,153.00 8.97

04. RIAU IDN_RI 4,392.00 1.86 4,748.00 2.02 4,454.00 1.97 3,700.00 1.83 1,040.00 1.81

05. JAMBI IDN_JA 2,471.00 1.05 2,335.00 0.99 2,505.00 1.11 2,132.00 1.06 763.00 1.33

06. SUMATERA SELATAN IDN_SS 4,101.00 1.74 4,184.00 1.78 3,628.00 1.60 3,647.00 1.81 1,002.00 1.74

07. BENGKULU IDN_BE 2,260.00 0.96 2,398.00 1.02 2,187.00 0.97 2,146.00 1.06 794.00 1.38

08. LAMPUNG IDN_LA 4,373.00 1.85 4,451.00 1.89 4,051.00 1.79 3,390.00 1.68 947.00 1.65

09. KEP BANGKA-BELITUNG IDN_BB 825.00 0.35 771.00 0.33 702.00 0.31 598.00 0.30 159.00 0.28

10. KEPULAUAN RIAU IDN_KR 1,650.00 0.70 1,912.00 0.81 1,712.00 0.76 1,583.00 0.79 463.00 0.81

11. JAKARTA IDN_JK 56,680.00 24.03 52,601.00 22.36 47,763.00 21.12 38,983.00 19.33 10,574.00 18.40

12. JAWA BARAT IDN_JB 36,312.00 15.39 38,312.00 16.28 37,960.00 16.78 31,007.00 15.38 9,471.00 16.49

13. JAWA TENGAH IDN_JT 14,827.00 6.29 15,314.00 6.51 14,230.00 6.29 12,426.00 6.16 3,345.00 5.82

14. DIY IDN_YO 4,528.00 1.92 4,969.00 2.11 4,918.00 2.17 4,382.00 2.17 1,012.00 1.76

15. JAWA TIMUR IDN_JI 21,203.00 8.99 19,340.00 8.22 18,543.00 8.20 18,469.00 9.16 4,814.00 8.38

16. BANTEN IDN_BT 16,043.00 6.80 16,954.00 7.21 16,278.00 7.20 13,824.00 6.86 4,116.00 7.16

17. BALI IDN_BA 9,975.00 4.23 10,464.00 4.45 11,030.00 4.88 10,482.00 5.20 2,996.00 5.21

18. NUSA TENGGARA BARAT IDN_NB 1,851.00 0.78 1,813.00 0.77 2,188.00 0.97 1,898.00 0.94 612.00 1.07

19. NUSA TENGGARA TIMUR IDN_NT 615.00 0.26 628.00 0.27 897.00 0.40 913.00 0.45 232.00 0.40

20. KALIMANTAN BARAT IDN_KB 1,686.00 0.71 1,636.00 0.70 1,531.00 0.68 1,274.00 0.63 452.00 0.79

21. KALIMANTAN TENGAH IDN_KT 856.00 0.36 927.00 0.39 775.00 0.34 796.00 0.39 318.00 0.55

22. KALIMANTAN SELATAN IDN_KS 1,736.00 0.74 2,058.00 0.87 1,429.00 0.63 1,393.00 0.69 405.00 0.70

23. KALIMANTAN TIMUR IDN_KI 3,823.00 1.62 3,162.00 1.34 3,440.00 1.52 2,810.00 1.39 949.00 1.65

24. KALIMANTAN UTARA IDN_KU 0.00 0.00 149.00 0.06 369.00 0.16 297.00 0.15 119.00 0.21

25. SULAWESI UTARA IDN_SA 2,296.00 0.97 2,562.00 1.09 2,525.00 1.12 2,279.00 1.13 559.00 0.97

26. SULAWESI TENGAH IDN_ST 999.00 0.42 1,194.00 0.51 1,173.00 0.52 983.00 0.49 306.00 0.53

27. SULAWESI SELATAN IDN_SN 4,329.00 1.84 4,546.00 1.93 4,009.00 1.77 4,180.00 2.07 1,138.00 1.98

28. SULAWESI TENGGARA IDN_SG 646.00 0.27 713.00 0.30 700.00 0.31 732.00 0.36 199.00 0.35

29. GORONTALO IDN_GO 592.00 0.25 504.00 0.21 565.00 0.25 530.00 0.26 106.00 0.18

30. SULAWESI BARAT IDN_SR 202.00 0.09 191.00 0.08 215.00 0.10 223.00 0.11 91.00 0.16

31. MALUKU IDN_MA 777.00 0.33 850.00 0.36 907.00 0.40 874.00 0.43 216.00 0.38

32. MALUKU UTARA IDN_MU 406.00 0.17 395.00 0.17 387.00 0.17 377.00 0.19 143.00 0.25

33. PAPUA BARAT IDN_PB 1,370.00 0.58 1,330.00 0.57 1,510.00 0.67 1,262.00 0.63 267.00 0.46

34. PAPUA IDN_PA 2,033.00 0.86 1,970.00 0.84 2,144.00 0.95 1,942.00 0.96 558.00 0.97

J U M L A H 235,899.00 100.00 235,286.00 100.00 226,179.00 100.00 201,654.00 100.00 57,452.00 100.00


Cresta IDU/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017

Provinsi | Province

Jumlah Risiko Per Provinsi

Number Of Risks By Province

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Provinsi | Province Cresta ID

U/Y 2018


18





PERTANIAN | A GRICULTURAL A 754 0.32 398 0.17 594 0.26 508 0.25 336 0.58

KO MERSIAL | C OMMERCIAL C 124,573 52.81 130,462 55.45 114,401 50.58 98,149 48.67 27,508 47.88

INDUSTRI | I NDUSTRIAL I 18,929 8.02 17,841 7.58 21,308 9.42 15,260 7.57 3,842 6.69

RESIDENTIAL | R ESIDENTIAL R 91,643 38.85 86,585 36.80 89,876 39.74 87,737 43.51 25,766 44.85

235,899 100.00 235,286 100.00 226,179 100.00 201,654 100.00 57,452 100.00

Jumlah Risiko Per Okupasi

J U M L A H

Okupasi


Number Of Risks By Occupation

U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016Okupasi | Occupation

U/Y 2017


19




20





Com: Steel, Wood, RC ≤ 9 163,017 69.10 174,462 74.15 170,345 75.31 154,998 76.86 43,329 75.42

Com: Steel, Wood, RC > 9 22,700 9.62 14,492 6.16 9,316 4.12 6,392 3.17 1,608 2.80

Com: Others 1,659 0.70 909 0.39 30 0.01 20 0.01 8 0.01

DW: Steel , Wood , RC up to 3 storeys 48,225 20.44 45,330 19.27 46,457 20.54 40,239 19.95 12,499 21.76

DW: Others 298 0.13 93 0.04 31 0.01 5 0.00 8 0.01

235,899 100.00 235,286 100.00 226,179 100.00 201,654 100.00 57,452 100.00

Kelas Konstruksi

J U M L A H

Jumlah Risiko Per Kelas Konstruksi

Number Of Risks By Construction Class


U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016Kelas Konstruksi | Construction

Class

U/Y 2017

Definisi Konstruksi









21




22





01. NAD IDN_AC 1,492.00 0.90 1,616.00 0.99

02. SUMATERA UTARA IDN_SU 9,399.00 5.69 8,924.00 5.45

03. SUMATERA BARAT IDN_SB 15,106.00 9.14 13,920.00 8.51

04. RIAU IDN_RI 2,917.00 1.77 2,965.00 1.81

05. JAMBI IDN_JA 2,198.00 1.33 2,325.00 1.42

06. SUMATERA SELATAN IDN_SS 2,990.00 1.81 2,806.00 1.72

07. BENGKULU IDN_BE 5,000.00 3.03 4,858.00 2.97

08. LAMPUNG IDN_LA 2,673.00 1.62 2,894.00 1.77

09. KEP. BANGKA-BELITUNG IDN_BB 478.00 0.29 466.00 0.28

10. KEPULAUAN RIAU IDN_KR 1,296.00 0.78 1,271.00 0.78

11. JAKARTA IDN_JK 32,489.00 19.66 31,504.00 19.26

12. JAWA BARAT IDN_JB 24,096.00 14.58 24,234.00 14.81

13. JAWA TENGAH IDN_JT 10,047.00 6.08 10,080.00 6.16

14. DIY IDN_YO 4,041.00 2.45 3,855.00 2.36

15. JAWA TIMUR IDN_JI 13,282.00 8.04 13,151.00 8.04

16. BANTEN IDN_BT 10,753.00 6.51 10,991.00 6.72

17. BALI IDN_BA 8,023.00 4.86 8,157.00 4.99

18. NUSA TENGGARA BARAT IDN_NB 1,433.00 0.87 1,505.00 0.92

19. NUSA TENGGARA TIMUR IDN_NT 699.00 0.42 710.00 0.43

20. KALIMANTAN BARAT IDN_KB 978.00 0.59 1,140.00 0.70

21. KALIMANTAN TENGAH IDN_KT 580.00 0.35 720.00 0.44

22. KALIMANTAN SELATAN IDN_KS 1,127.00 0.68 1,192.00 0.73

23. KALIMANTAN TIMUR IDN_KI 2,247.00 1.36 2,516.00 1.54

24. KALIMANTAN UTARA IDN_KU 254.00 0.15 266.00 0.16

25. SULAWESI UTARA IDN_SA 1,960.00 1.19 1,887.00 1.15

26. SULAWESI TENGAH IDN_ST 856.00 0.52 885.00 0.54

27. SULAWESI SELATAN IDN_SN 3,277.00 1.98 3,358.00 2.05

28. SULAWESI TENGGARA IDN_SG 610.00 0.37 632.00 0.39

29. GORONTALO IDN_GO 432.00 0.26 399.00 0.24

30. SULAWESI BARAT IDN_SR 151.00 0.09 201.00 0.12

31. MALUKU IDN_MA 793.00 0.48 715.00 0.44

32. MALUKU UTARA IDN_MU 305.00 0.18 310.00 0.19

33. PAPUA BARAT IDN_PB 1,435.00 0.87 1,349.00 0.82

34. PAPUA IDN_PA 1,816.00 1.10 1,793.00 1.10

J U M L A H 165,233.00 100.00 163,595.00 100.00

Catatan | Note:



Rp | IDR

Jumlah Risiko Onrisk Per Provinsi

Onrisk Number of Risks By Province


Provinsi | Province `#REF! #REF!


2018




23



Tabel 5.1 |Table 5.1

U/Y 2013 U/Y 2014 U/Y 2015


01. NAD IDN_AC 0.00 0.00 5.00 8.47 29.00 39.19 0.00 0.00 0.00 0.00

02. SUMATERA UTARA IDN_SU 0.00 0.00 0.00 0.00 14.00 18.92 0.00 0.00 0.00 0.00

03. SUMATERA BARAT IDN_SB 5.00 25.00 9.00 15.25 13.00 17.57 3.00 6.52 0.00 0.00

04. RIAU IDN_RI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

06. SUMATERA SELATAN IDN_SS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

07. BENGKULU IDN_BE 0.00 0.00 1.00 1.69 2.00 2.70 1.00 2.17 0.00 0.00

08. LAMPUNG IDN_LA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


10. KEPULAUAN RIAU IDN_KR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11. JAKARTA IDN_JK 0.00 0.00 0.00 0.00 1.00 1.35 24.00 52.17 1.00 50.00

12. JAWA BARAT IDN_JB 0.00 0.00 4.00 6.78 1.00 1.35 8.00 17.39 0.00 0.00

13. JAWA TENGAH IDN_JT 0.00 0.00 1.00 1.69 0.00 0.00 1.00 2.17 0.00 0.00

14. DIY IDN_YO 0.00 0.00 2.00 3.39 0.00 0.00 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 2.00 10.00 3.00 5.08 3.00 4.05 0.00 0.00 0.00 0.00

16. BANTEN IDN_BT 0.00 0.00 0.00 0.00 0.00 0.00 6.00 13.04 1.00 50.00

17. BALI IDN_BA 2.00 10.00 2.00 3.39 7.00 9.46 0.00 0.00 0.00 0.00

18. NUSA TENGGARA BARAT IDN_NB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


20. KALIMANTAN BARAT IDN_KB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


22. KALIMANTAN SELATAN IDN_KS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23. KALIMANTAN TIMUR IDN_KI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24. SULAWESI UTARA IDN_SA 3.00 15.00 0.00 0.00 1.00 1.35 0.00 0.00 0.00 0.00

25. SULAWESI TENGAH IDN_ST 0.00 0.00 0.00 0.00 1.00 1.35 1.00 2.17 0.00 0.00

26. SULAWESI SELATAN IDN_SN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


28. GORONTALO IDN_GO 0.00 0.00 0.00 0.00 1.00 1.35 0.00 0.00 0.00 0.00


30. MALUKU IDN_MA 0.00 0.00 6.00 10.17 0.00 0.00 1.00 2.17 0.00 0.00

31. MALUKU UTARA IDN_MU 0.00 0.00 0.00 0.00 0.00 0.00 1.00 2.17 0.00 0.00

32. PAPUA BARAT IDN_PB 7.00 35.00 21.00 35.59 0.00 0.00 0.00 0.00 0.00 0.00

33. PAPUA IDN_PA 1.00 5.00 3.00 5.08 1.00 1.35 0.00 0.00 0.00 0.00

34. KALIMANTAN UTARA IDN_KU 0.00 0.00 2.00 3.39 0.00 0.00 0.00 0.00 0.00 0.00

J U M L A H 20.00 100.00 59.00 100.00 74.00 100.00 46.00 100.00 2.00 100.00

*) Frekuensi Klaim ≡ Jumlah Risiko | Claim Frequency ≡ Number of Risk


ProvinsiU/Y 2016 U/Y 2017

Cresta ID

Frekuensi Klaim Per Provinsi| Claim Frequency by Province

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Provinsi / Province Cresta ID

U/Y 2018


24




U/Y 2013 U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017

Jumlah | Amount Jumlah | Amount Jumlah | Amount Jumlah | Amount Jumlah | Amount

PERTANIAN / Agricultural A 0 0 0 0 0

KOMERSIAL / Commercial C 13 37 35 29 1

INDUSTRI / Industrial I 1 4 2 3 1

RESIDENSIAL / Residential R 6 18 37 14 0

20 59 74 46 2

*) Frekuensi Klaim ≡ Jumlah Risiko | Claim Frequency ≡ Number of Risk

Jumlah / Total

Okupasi / Occupation

Frekuensi Klaim Per Okupasi| Claim Frequency by Occupation *)


U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017Okupasi / Occupation

U/Y 2018


25



Catatan | Note: Jumlah Klaim Okupasi Agrikultural adalah nol | Claim Frequency for Agricultural Occupacy is zero


26



Table 6.1 | Table 6.1 Rp | IDR

U/Y 2013 U/Y 2014 U/Y 2015


01. NAD IDN_AC 0.00 0.00 3,377,202,293.00 6.34 6,979,084,304.86 18.14 0.00 0.00 0.00 0.00

02. SUMATERA UTARA IDN_SU 0.00 0.00 0.00 0.00 1,635,622,339.80 4.25 0.00 0.00 0.00 0.00

03. SUMATERA BARAT IDN_SB 121,262,811.00 7.07 284,345,142.75 0.53 708,027,940.96 1.84 36,004,912.00 0.12 0.00 0.00

04. RIAU IDN_RI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

06. SUMATERA SELATAN IDN_SS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

07. BENGKULU IDN_BE 0.00 0.00 4,199,700.00 0.01 15,000,000.00 0.04 25,000,001.00 0.08 0.00 0.00

08. LAMPUNG IDN_LA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


10. KEPULAUAN RIAU IDN_KR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11. JAKARTA IDN_JK 0.00 0.00 0.00 0.00 3,738,591.00 0.01 4,433,712,470.95 14.71 150,000,000.00 0.00

12. JAWA BARAT IDN_JB 0.00 0.00 911,627,199.50 1.71 134,469,158.82 0.35 2,341,680,325.00 7.77 0.00 0.00

13. JAWA TENGAH IDN_JT 0.00 0.00 1,008,775.00 0.00 0.00 0.00 6,164,150,000.00 20.44 0.00 0.00

14. DIY IDN_YO 0.00 0.00 779,787,667.80 1.46 0.00 0.00 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 51,029,676.05 2.98 248,096,373.74 0.47 1,567,715,575.20 4.07 0.00 0.00 0.00 0.00

16. BANTEN IDN_BT 0.00 0.00 0.00 0.00 0.00 0.00 14,242,664,936.00 47.24 100,000,001.00 0.00

17. BALI IDN_BA 2,230.81 0.00 91,852,625.00 0.17 2,734,954,694.00 7.11 0.00 0.00 0.00 0.00

18. NUSA TENGGARA BARAT IDN_NB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


20. KALIMANTAN BARAT IDN_KB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


22. KALIMANTAN SELATAN IDN_KS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23. KALIMANTAN TIMUR IDN_KI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24. SULAWESI UTARA IDN_SA 78,511,425.00 4.58 0.00 0.00 5,554,500.00 0.01 0.00 0.00 0.00 0.00

25. SULAWESI TENGAH IDN_ST 0.00 0.00 0.00 0.00 300,000,000.00 0.78 834,070.22 0.00 0.00 0.00

26. SULAWESI SELATAN IDN_SN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


28. GORONTALO IDN_GO 0.00 0.00 0.00 0.00 12,589,280.00 0.03 0.00 0.00 0.00 0.00


30. MALUKU IDN_MA 0.00 0.00 657,398,322.00 1.23 0.00 0.00 2,688,025,000.00 8.92 0.00 0.00

31. MALUKU UTARA IDN_MU 0.00 0.00 0.00 0.00 0.00 0.00 217,900,000.00 0.72 0.00 0.00

32. PAPUA BARAT IDN_PB 1,438,010,042.04 83.88 3,381,070,879.16 6.34 0.00 0.00 0.00 0.00 0.00 0.00

33. PAPUA IDN_PA 25,608,000.00 1.49 40,291,239,440.10 75.60 24,383,660,378.00 63.37 0.00 0.00 0.00 0.00

33. KALIMANTAN UTARA IDN_KU 0.00 0.00 3,268,083,076.00 6.13 0.00 0.00 0.00 0.00 0.00 0.00

T O T A L 1,714,424,184.90 100.00 53,295,911,494.05 100.00 38,480,416,762.64 100.00 30,149,971,715.17 100.00 250,000,001.00 0.00

Nominal Klaim Per Provinsi| Claim by Province

Provinsi | ProvinceU/Y 2016 U/Y 2017Cresta

ID

Hingga 30 Juni 2018| as at 30 June 2018

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017 U/Y 2018Provinsi / Province Cresta ID


27



Table 6.2 | Table 6.2 Rp | IDR

U/Y 2013 U/Y 2014 U/Y 2015


PERTANIAN | A GRICULTURAL A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KO MERSIAL | C OMMERCIAL C 700,385,168.39 40.85 48,050,397,397.45 90.16 35,830,647,685.82 93.11 12,748,999,246.75 42.29 150,000,000.00 60.00

INDUSTRI | I NDUSTRIAL I 400,000,000.00 23.33 3,656,306,576.00 6.86 370,000,000.00 0.96 15,805,000,000.00 52.42 100,000,001.00 40.00

RESIDENTIAL | R ESIDENTIAL R 614,039,016.51 35.82 1,589,207,520.60 2.98 2,279,769,076.82 5.92 1,595,972,468.42 5.29 0.00 0.00

1,714,424,184.90 100.00 53,295,911,494.05 100.00 38,480,416,762.64 100.00 30,149,971,715.17 100.00 250,000,001.00 100.00

Hingga 30 Juni 2018| as at 30 June 2018

Nominal Klaim Per Okupasi| Claim by Occupation

Okupasi

J U M L A H

U/Y 2017U/Y 2016Okupasi | Occupation

U/Y 2014 U/Y 2015 U/Y 2016 U/Y 2017 U/Y 2018


28



Catatan | Note: Besar Klaim Okupasi Agrikultural adalah nol | Claim amount for Agricultural Occupacy is zero

Rentang Risiko dan Klaim per Provinsi dan OkupasiRisk and Claim Band per Province and Occupation

Rentang Risiko dan KlaimRisk and Claim Band


29 Reasuransi MAIPARK |

Rentang Risiko & Klaim | Risk & Claim Band

UNDERWRITING YEAR : 2014 - 2018

OKUPASI | OCCUPATION : SEMUA | ALL * dalam jutaan Rp | in million IDR

BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i

(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)

1 0.00 50.00 106,106 106,106 11.09 11.09 3,177.72 3,177.72 0.02 0.02 1 1 0.51 0.51 7.40 7.40 0.01 0.01 0.23 0.23

2 50.00 100.00 58,402 164,508 6.11 17.20 6,813.73 9,991.46 0.03 0.05 7 8 3.54 4.04 156.76 164.15 0.13 0.13 2.30 1.64

3 100.00 200.00 79,866 244,374 8.35 25.55 16,399.17 26,390.62 0.08 0.13 9 17 4.55 8.59 99.57 263.72 0.08 0.21 0.61 1.00

4 200.00 300.00 72,313 316,687 7.56 33.11 25,674.07 52,064.69 0.13 0.26 9 26 4.55 13.13 220.87 484.59 0.18 0.39 0.86 0.93

5 300.00 500.00 112,300 428,987 11.74 44.85 62,487.46 114,552.15 0.31 0.56 13 39 6.57 19.70 475.92 960.51 0.39 0.78 0.76 0.84

6 500.00 750.00 97,213 526,200 10.16 55.01 80,847.00 195,399.16 0.40 0.96 21 60 10.61 30.30 1,405.12 2,365.63 1.14 1.91 1.74 1.21

7 750.00 1,000.00 83,290 609,490 8.71 63.72 100,204.38 295,603.53 0.49 1.45 4 64 2.02 32.32 229.93 2,595.56 0.19 2.10 0.23 0.88

8 1,000.00 1,500.00 73,438 682,928 7.68 71.40 122,539.14 418,142.68 0.60 2.05 14 78 7.07 39.39 1,692.97 4,288.53 1.37 3.47 1.38 1.03

9 1,500.00 2,000.00 44,612 727,540 4.66 76.07 105,925.93 524,068.60 0.52 2.57 7 85 3.54 42.93 1,456.82 5,745.36 1.18 4.65 1.38 1.10

10 2,000.00 2,500.00 28,640 756,180 2.99 79.06 86,901.98 610,970.58 0.43 3.00 8 93 4.04 46.97 3,512.78 9,258.13 2.84 7.49 4.04 1.52

11 2,500.00 3,000.00 22,831 779,011 2.39 81.45 83,912.19 694,882.77 0.41 3.41 7 100 3.54 50.51 360.65 9,618.79 0.29 7.78 0.43 1.38

12 3,000.00 4,000.00 27,717 806,728 2.90 84.34 128,543.37 823,426.14 0.63 4.04 4 104 2.02 52.53 335.61 9,954.39 0.27 8.05 0.26 1.21

13 4,000.00 5,000.00 20,026 826,754 2.09 86.44 120,398.43 943,824.57 0.59 4.63 4 108 2.02 54.55 217.91 10,172.30 0.18 8.23 0.18 1.08

14 5,000.00 7,500.00 28,046 854,800 2.93 89.37 226,191.67 1,170,016.25 1.11 5.74 7 115 3.54 58.08 2,230.65 12,402.95 1.80 10.03 0.99 1.06

15 7,500.00 10,000.00 17,990 872,790 1.88 91.25 208,266.53 1,378,282.77 1.02 6.76 5 120 2.53 60.61 3,286.92 15,689.87 2.66 12.69 1.58 1.14

16 10,000.00 20,000.00 29,034 901,824 3.04 94.29 537,078.80 1,915,361.57 2.64 9.40 4 124 2.02 62.63 385.03 16,074.89 0.31 13.00 0.07 0.84

17 20,000.00 50,000.00 24,489 926,313 2.56 96.85 1,013,429.70 2,928,791.27 4.97 14.37 15 139 7.58 70.20 9,947.51 26,022.41 8.05 21.05 0.98 0.89

18 50,000.00 100,000.00 12,724 939,037 1.33 98.18 1,151,449.14 4,080,240.41 5.65 20.03 7 146 3.54 73.74 15,503.06 41,525.47 12.54 33.60 1.35 1.02

19 100,000.00 500,000.00 13,474 952,511 1.41 99.59 3,599,106.41 7,679,346.82 17.66 37.69 23 169 11.62 85.35 12,277.80 53,803.27 9.93 43.53 0.34 0.70

20 500,000.00 UP 3,959 956,470 0.41 100.00 12,696,089.01 20,375,435.83 62.31 100.00 29 198 14.65 100.00 69,802.25 123,605.52 56.47 100.00 0.55 0.61

F

∑(l)

PT. Reasuransi MAIPARK Indonesia

PROFIL RISIKO & KERUGIAN| RISK & LOSS PROFILE

Hingga 30 Juni 2018| As At 30 June 2018

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*

JUMLAH RISIKO | NUMBER OF RISK PREMI BRUTO | GROSS PREMIUM *KLAIM FREKUENSI

CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE

KLAIM INCURED

INCURED CLAIM *

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

f

JUMLAH RISIKO | NUMBER OF RISK PREMI BRUTO | GROSS PREMIUM *KLAIM FREKUENSI |CLAIM FREQUENCY

KLAIM INCURED INCURED CLAIM *

RASIO KERUGIAN LOSS RATIO

No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*




UNDERWRITING YEAR : 2018 TANGGAL PROSES | PROCESSING DATE : 19-02-18


BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 11,449 11,449 19.93 19.93 347.98 347.98 0.05 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 3,934 15,383 6.85 26.78 437.06 785.04 0.06 0.11 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 3,882 19,265 6.76 33.53 864.67 1,649.71 0.12 0.23 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 3,538 22,803 6.16 39.69 1,286.70 2,936.41 0.18 0.40 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 6,290 29,093 10.95 50.64 3,634.99 6,571.40 0.50 0.90 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 4,990 34,083 8.69 59.32 4,189.96 10,761.35 0.57 1.47 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 4,204 38,287 7.32 66.64 5,193.71 15,955.06 0.71 2.18 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 4,137 42,424 7.20 73.84 7,167.57 23,122.63 0.98 3.16 1 1 50.00 50.00 150.00 150.00 60.00 60.00 2.09 0.65

9 1,500.00 2,000.00 2,644 45,068 4.60 78.44 6,358.51 29,481.14 0.87 4.03 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.51

10 2,000.00 2,500.00 1,554 46,622 2.70 81.15 4,828.82 34,309.95 0.66 4.69 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.44

11 2,500.00 3,000.00 1,247 47,869 2.17 83.32 4,629.85 38,939.81 0.63 5.32 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.39

12 3,000.00 4,000.00 1,710 49,579 2.98 86.30 8,113.02 47,052.82 1.11 6.43 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.32

13 4,000.00 5,000.00 1,118 50,697 1.95 88.24 6,793.23 53,846.05 0.93 7.36 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.28

14 5,000.00 7,500.00 1,573 52,270 2.74 90.98 12,963.58 66,809.63 1.77 9.13 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.22

15 7,500.00 10,000.00 1,058 53,328 1.84 92.82 12,466.19 79,275.82 1.70 10.84 0 1 0.00 50.00 0.00 150.00 0.00 60.00 0.00 0.19

16 10,000.00 20,000.00 1,630 54,958 2.84 95.66 30,364.35 109,640.17 4.15 14.99 1 2 50.00 100.00 100.00 250.00 40.00 100.00 0.33 0.23

17 20,000.00 50,000.00 1,207 56,165 2.10 97.76 49,585.40 159,225.57 6.78 21.76 0 2 0.00 100.00 0.00 250.00 0.00 100.00 0.00 0.16

18 50,000.00 100,000.00 561 56,726 0.98 98.74 51,660.88 210,886.45 7.06 28.82 0 2 0.00 100.00 0.00 250.00 0.00 100.00 0.00 0.12

19 100,000.00 500,000.00 560 57,286 0.97 99.71 149,537.68 360,424.13 20.44 49.26 0 2 0.00 100.00 0.00 250.00 0.00 100.00 0.00 0.07

20 500,000.00 UP 166 57,452 0.29 100.00 371,195.66 731,619.79 50.74 100.00 0 2 0.00 100.00 0.00 250.00 0.00 100.00 0.00 0.03




PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 28,474 28,474 14.12 14.12 730.32 730.32 0.02 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 10,432 38,906 5.17 19.29 1,141.95 1,872.28 0.03 0.04 1 1 2.17 2.17 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 15,940 54,846 7.90 27.20 3,226.40 5,098.68 0.07 0.12 0 1 0.00 2.17 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 14,103 68,949 6.99 34.19 4,777.43 9,876.11 0.11 0.23 0 1 0.00 2.17 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 22,834 91,783 11.32 45.52 12,533.24 22,409.35 0.29 0.51 4 5 8.70 10.87 39.70 39.70 0.13 0.13 0.32 0.18

6 500.00 750.00 17,881 109,664 8.87 54.38 14,498.25 36,907.60 0.33 0.84 3 8 6.52 17.39 34.22 73.91 0.11 0.25 0.24 0.20

7 750.00 1,000.00 15,173 124,837 7.52 61.91 17,764.08 54,671.68 0.40 1.25 0 8 0.00 17.39 0.00 73.91 0.00 0.25 0.00 0.14

8 1,000.00 1,500.00 15,480 140,317 7.68 69.58 25,351.05 80,022.72 0.58 1.82 1 9 2.17 19.57 54.48 128.39 0.18 0.43 0.21 0.16

9 1,500.00 2,000.00 9,801 150,118 4.86 74.44 22,622.87 102,645.60 0.52 2.34 0 9 0.00 19.57 0.00 128.39 0.00 0.43 0.00 0.13

10 2,000.00 2,500.00 6,365 156,483 3.16 77.60 18,979.16 121,624.76 0.43 2.77 0 9 0.00 19.57 0.00 128.39 0.00 0.43 0.00 0.11

11 2,500.00 3,000.00 5,131 161,614 2.54 80.14 18,381.43 140,006.19 0.42 3.19 1 10 2.17 21.74 14.15 142.54 0.05 0.47 0.08 0.10

12 3,000.00 4,000.00 6,355 167,969 3.15 83.30 28,825.33 168,831.52 0.66 3.85 1 11 2.17 23.91 12.63 155.17 0.04 0.51 0.04 0.09

13 4,000.00 5,000.00 4,620 172,589 2.29 85.59 26,762.19 195,593.72 0.61 4.46 3 14 6.52 30.43 217.90 373.07 0.72 1.24 0.81 0.19

14 5,000.00 7,500.00 6,281 178,870 3.11 88.70 48,933.26 244,526.97 1.12 5.57 1 15 2.17 32.61 325.00 698.07 1.08 2.32 0.66 0.29

15 7,500.00 10,000.00 4,088 182,958 2.03 90.73 46,207.42 290,734.39 1.05 6.63 0 15 0.00 32.61 0.00 698.07 0.00 2.32 0.00 0.24

16 10,000.00 20,000.00 6,563 189,521 3.25 93.98 116,643.40 407,377.79 2.66 9.29 1 16 2.17 34.78 25.00 723.07 0.08 2.40 0.02 0.18

17 20,000.00 50,000.00 5,318 194,839 2.64 96.62 212,512.61 619,890.40 4.84 14.13 4 20 8.70 43.48 6,814.15 7,537.22 22.60 25.00 3.21 1.22

18 50,000.00 100,000.00 2,989 197,828 1.48 98.10 264,645.94 884,536.33 6.03 20.16 2 22 4.35 47.83 14,000.00 21,537.23 46.43 71.43 5.29 2.43

19 100,000.00 500,000.00 2,927 200,755 1.45 99.55 751,543.36 1,636,079.69 17.13 37.29 14 36 30.43 78.26 5,798.75 27,335.98 19.23 90.67 0.77 1.67

20 500,000.00 UP 899 201,654 0.45 100.00 2,751,325.50 4,387,405.19 62.71 100.00 10 46 21.74 100.00 2,813.99 30,149.97 9.33 100.00 0.10 0.69

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)



Hingga 30 Juni 2018 | As At 30 June 2018




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 24,566 24,566 10.86 10.86 741.21 741.21 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 15,998 40,564 7.07 17.93 1,757.58 2,498.79 0.04 0.05 3 3 4.23 4.23 125.28 125.28 0.33 0.33 7.13 5.01

3 100.00 200.00 19,865 60,429 8.78 26.72 4,004.15 6,502.94 0.08 0.13 5 8 7.04 11.27 69.43 194.70 0.18 0.51 1.73 2.99

4 200.00 300.00 17,319 77,748 7.66 34.37 5,888.30 12,391.24 0.12 0.25 1 9 1.41 12.68 2.81 197.51 0.01 0.52 0.05 1.59

5 300.00 500.00 27,254 105,002 12.05 46.42 14,820.51 27,211.75 0.30 0.54 7 16 9.86 22.54 420.67 618.18 1.10 1.62 2.84 2.27

6 500.00 750.00 20,435 125,437 9.03 55.46 16,496.68 43,708.43 0.33 0.87 11 27 15.49 38.03 1,039.92 1,658.11 2.72 4.34 6.30 3.79

7 750.00 1,000.00 16,597 142,034 7.34 62.80 19,608.32 63,316.75 0.39 1.27 2 29 2.82 40.85 155.55 1,813.66 0.41 4.75 0.79 2.86

8 1,000.00 1,500.00 16,866 158,900 7.46 70.25 27,818.98 91,135.73 0.56 1.82 3 32 4.23 45.07 362.58 2,176.24 0.95 5.70 1.30 2.39

9 1,500.00 2,000.00 10,741 169,641 4.75 75.00 25,263.08 116,398.81 0.51 2.33 4 36 5.63 50.70 117.69 2,293.94 0.31 6.01 0.47 1.97

10 2,000.00 2,500.00 7,109 176,750 3.14 78.15 21,524.39 137,923.20 0.43 2.76 1 37 1.41 52.11 1,505.59 3,799.53 3.94 9.95 6.99 2.75

11 2,500.00 3,000.00 6,105 182,855 2.70 80.85 22,085.64 160,008.84 0.44 3.20 2 39 2.82 54.93 144.85 3,944.37 0.38 10.33 0.66 2.47

12 3,000.00 4,000.00 6,653 189,508 2.94 83.79 30,365.96 190,374.80 0.61 3.81 1 40 1.41 56.34 72.98 4,017.35 0.19 10.52 0.24 2.11

13 4,000.00 5,000.00 5,068 194,576 2.24 86.03 29,526.39 219,901.19 0.59 4.40 0 40 0.00 56.34 0.00 4,017.35 0.00 10.52 0.00 1.83

14 5,000.00 7,500.00 6,827 201,403 3.02 89.05 53,216.31 273,117.50 1.07 5.47 0 40 0.00 56.34 0.00 4,017.35 0.00 10.52 0.00 1.47

15 7,500.00 10,000.00 4,298 205,701 1.90 90.95 48,435.93 321,553.43 0.97 6.44 2 42 2.82 59.15 2,693.54 6,710.90 7.05 17.57 5.56 2.09

16 10,000.00 20,000.00 7,129 212,830 3.15 94.10 127,129.20 448,682.63 2.54 8.98 1 43 1.41 60.56 250.00 6,960.90 0.65 18.22 0.20 1.55

17 20,000.00 50,000.00 5,928 218,758 2.62 96.72 226,406.05 675,088.68 4.53 13.51 8 51 11.27 71.83 2,031.53 8,992.43 5.32 23.54 0.90 1.33

18 50,000.00 100,000.00 3,074 221,832 1.36 98.08 266,044.83 941,133.51 5.33 18.84 3 54 4.23 76.06 823.73 9,816.16 2.16 25.70 0.31 1.04

19 100,000.00 500,000.00 3,301 225,133 1.46 99.54 807,248.77 1,748,382.28 16.16 35.00 4 58 5.63 81.69 2,682.94 12,499.10 7.02 32.72 0.33 0.71

20 500,000.00 UP 1,046 226,179 0.46 100.00 3,247,333.02 4,995,715.30 65.00 100.00 13 71 18.31 100.00 25,696.11 38,195.21 67.28 100.00 0.79 0.76




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 14,347 14,347 6.10 6.10 553.94 553.94 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 12,429 26,776 5.28 11.38 1,603.37 2,157.32 0.03 0.04 1 1 1.69 1.69 3.34 3.34 0.01 0.01 0.21 0.15

3 100.00 200.00 20,360 47,136 8.65 20.03 4,156.20 6,313.52 0.08 0.12 4 5 6.78 8.47 30.14 33.48 0.06 0.06 0.73 0.53

4 200.00 300.00 22,156 69,292 9.42 29.45 8,348.89 14,662.40 0.16 0.28 5 10 8.47 16.95 161.77 195.25 0.30 0.37 1.94 1.33

5 300.00 500.00 26,780 96,072 11.38 40.83 14,480.25 29,142.66 0.27 0.55 2 12 3.39 20.34 15.56 210.81 0.03 0.40 0.11 0.72

6 500.00 750.00 27,887 123,959 11.85 52.68 22,148.20 51,290.85 0.42 0.97 4 16 6.78 27.12 261.62 472.43 0.49 0.89 1.18 0.92

7 750.00 1,000.00 24,208 148,167 10.29 62.97 28,574.69 79,865.54 0.54 1.50 2 18 3.39 30.51 74.38 546.81 0.14 1.03 0.26 0.68

8 1,000.00 1,500.00 19,632 167,799 8.34 71.32 32,331.64 112,197.18 0.61 2.11 4 22 6.78 37.29 335.76 882.57 0.63 1.66 1.04 0.79

9 1,500.00 2,000.00 11,138 178,937 4.73 76.05 26,282.33 138,479.51 0.50 2.61 3 25 5.08 42.37 1,339.13 2,221.70 2.51 4.17 5.10 1.60

10 2,000.00 2,500.00 7,338 186,275 3.12 79.17 21,809.38 160,288.89 0.41 3.02 5 30 8.47 50.85 1,659.92 3,881.62 3.11 7.28 7.61 2.42

11 2,500.00 3,000.00 5,346 191,621 2.27 81.44 19,552.14 179,841.03 0.37 3.39 4 34 6.78 57.63 201.66 4,083.28 0.38 7.66 1.03 2.27

12 3,000.00 4,000.00 6,745 198,366 2.87 84.31 31,293.93 211,134.96 0.59 3.98 2 36 3.39 61.02 250.00 4,333.28 0.47 8.13 0.80 2.05

13 4,000.00 5,000.00 4,749 203,115 2.02 86.33 29,167.44 240,302.40 0.55 4.53 0 36 0.00 61.02 0.00 4,333.28 0.00 8.13 0.00 1.80

14 5,000.00 7,500.00 7,041 210,156 2.99 89.32 57,617.27 297,919.67 1.09 5.61 5 41 8.47 69.49 1,889.82 6,223.10 3.55 11.68 3.28 2.09

15 7,500.00 10,000.00 4,451 214,607 1.89 91.21 51,470.50 349,390.17 0.97 6.58 2 43 3.39 72.88 593.37 6,816.47 1.11 12.79 1.15 1.95

16 10,000.00 20,000.00 7,139 221,746 3.03 94.25 134,269.55 483,659.72 2.53 9.11 1 44 1.69 74.58 10.03 6,826.50 0.02 12.81 0.01 1.41

17 20,000.00 50,000.00 6,041 227,787 2.57 96.81 256,532.20 740,191.92 4.83 13.94 3 47 5.08 79.66 1,101.83 7,928.33 2.07 14.88 0.43 1.07

18 50,000.00 100,000.00 2,983 230,770 1.27 98.08 278,336.40 1,018,528.32 5.24 19.19 1 48 1.69 81.36 279.32 8,207.65 0.52 15.40 0.10 0.81

19 100,000.00 500,000.00 3,520 234,290 1.50 99.58 948,473.08 1,967,001.40 17.87 37.05 5 53 8.47 89.83 3,796.11 12,003.76 7.12 22.52 0.40 0.61

20 500,000.00 UP 996 235,286 0.42 100.00 3,341,399.27 5,308,400.67 62.95 100.00 6 59 10.17 100.00 41,292.16 53,295.91 77.48 100.00 1.24 1.00




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 27,270 27,270 11.56 11.56 804.27 804.27 0.02 0.02 1 1 5.00 5.00 7.40 7.40 0.43 0.43 0.92 0.92

2 50.00 100.00 15,609 42,879 6.62 18.18 1,873.77 2,678.03 0.04 0.05 2 3 10.00 15.00 28.14 35.54 1.64 2.07 1.50 1.33

3 100.00 200.00 19,819 62,698 8.40 26.58 4,147.75 6,825.79 0.08 0.14 0 3 0.00 15.00 0.00 35.54 0.00 2.07 0.00 0.52

4 200.00 300.00 15,197 77,895 6.44 33.02 5,372.74 12,198.53 0.11 0.25 3 6 15.00 30.00 56.29 91.82 3.28 5.36 1.05 0.75

5 300.00 500.00 29,142 107,037 12.35 45.37 17,018.47 29,217.00 0.34 0.59 0 6 0.00 30.00 0.00 91.82 0.00 5.36 0.00 0.31

6 500.00 750.00 26,020 133,057 11.03 56.40 23,513.92 52,730.92 0.47 1.06 3 9 15.00 45.00 69.36 161.18 4.05 9.40 0.29 0.31

7 750.00 1,000.00 23,108 156,165 9.80 66.20 29,063.58 81,794.50 0.59 1.65 0 9 0.00 45.00 0.00 161.18 0.00 9.40 0.00 0.20

8 1,000.00 1,500.00 17,323 173,488 7.34 73.54 29,869.91 111,664.41 0.60 2.25 5 14 25.00 70.00 790.15 951.33 46.09 55.49 2.65 0.85

9 1,500.00 2,000.00 10,288 183,776 4.36 77.90 25,399.14 137,063.55 0.51 2.77 0 14 0.00 70.00 0.00 951.33 0.00 55.49 0.00 0.69

10 2,000.00 2,500.00 6,274 190,050 2.66 80.56 19,760.23 156,823.78 0.40 3.17 2 16 10.00 80.00 347.26 1,298.59 20.26 75.74 1.76 0.83

11 2,500.00 3,000.00 5,002 195,052 2.12 82.68 19,263.12 176,086.90 0.39 3.56 0 16 0.00 80.00 0.00 1,298.59 0.00 75.74 0.00 0.74

12 3,000.00 4,000.00 6,254 201,306 2.65 85.34 29,945.13 206,032.04 0.60 4.16 0 16 0.00 80.00 0.00 1,298.59 0.00 75.74 0.00 0.63

13 4,000.00 5,000.00 4,471 205,777 1.90 87.23 28,149.18 234,181.22 0.57 4.73 1 17 5.00 85.00 0.00 1,298.59 0.00 75.75 0.00 0.55

14 5,000.00 7,500.00 6,324 212,101 2.68 89.91 53,461.26 287,642.47 1.08 5.81 1 18 5.00 90.00 15.83 1,314.42 0.92 76.67 0.03 0.46

15 7,500.00 10,000.00 4,095 216,196 1.74 91.65 49,686.48 337,328.96 1.00 6.81 1 19 5.00 95.00 0.00 1,314.42 0.00 76.67 0.00 0.39

16 10,000.00 20,000.00 6,573 222,769 2.79 94.43 128,672.30 466,001.26 2.60 9.41 0 19 0.00 95.00 0.00 1,314.42 0.00 76.67 0.00 0.28

17 20,000.00 50,000.00 5,995 228,764 2.54 96.98 268,393.44 734,394.70 5.42 14.83 0 19 0.00 95.00 0.00 1,314.42 0.00 76.67 0.00 0.18

18 50,000.00 100,000.00 3,117 231,881 1.32 98.30 290,761.10 1,025,155.80 5.87 20.70 1 20 5.00 100.00 400.00 1,714.42 23.33 100.00 0.14 0.17

19 100,000.00 500,000.00 3,166 235,047 1.34 99.64 942,303.52 1,967,459.32 19.03 39.73 0 20 0.00 100.00 0.00 1,714.42 0.00 100.00 0.00 0.09

20 500,000.00 UP 852 235,899 0.36 100.00 2,984,835.57 4,952,294.89 60.27 100.00 0 20 0.00 100.00 0.00 1,714.42 0.00 100.00 0.00 0.03




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*





OKUPASI | OCCUPATION : PERTANIAN | AGRICULTURAL * dalam jutaan Rp | in million IDR

BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 612 612 23.63 23.63 12.49 12.49 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 127 739 4.90 28.53 11.39 23.88 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 57 796 2.20 30.73 12.75 36.63 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 45 841 1.74 32.47 18.88 55.51 0.02 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 46 887 1.78 34.25 26.74 82.25 0.02 0.07 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 52 939 2.01 36.25 48.55 130.80 0.04 0.12 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 43 982 1.66 37.92 46.93 177.73 0.04 0.16 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 68 1,050 2.63 40.54 122.03 299.76 0.11 0.27 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 82 1,132 3.17 43.71 196.25 496.00 0.18 0.44 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 62 1,194 2.39 46.10 204.08 700.08 0.18 0.63 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 41 1,235 1.58 47.68 152.66 852.74 0.14 0.76 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 73 1,308 2.82 50.50 332.07 1,184.81 0.30 1.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 72 1,380 2.78 53.28 399.89 1,584.70 0.36 1.42 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 126 1,506 4.86 58.15 988.10 2,572.81 0.88 2.30 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 115 1,621 4.44 62.59 1,276.55 3,849.36 1.14 3.45 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 185 1,806 7.14 69.73 3,289.95 7,139.31 2.95 6.39 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 218 2,024 8.42 78.15 9,576.34 16,715.64 8.58 14.97 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 255 2,279 9.85 87.99 21,716.15 38,431.80 19.45 34.42 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 307 2,586 11.85 99.85 70,253.40 108,685.20 62.92 97.34 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 4 2,590 0.15 100.00 2,975.58 111,660.79 2.66 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




NO.PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 125 125 37.20 37.20 2.58 2.58 0.05 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 69 194 20.54 57.74 4.92 7.50 0.10 0.15 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 0 194 0.00 57.74 0.00 7.50 0.00 0.15 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 1 195 0.30 58.04 0.34 7.83 0.01 0.16 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 1 196 0.30 58.33 0.72 8.55 0.01 0.17 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 1 197 0.30 58.63 1.01 9.56 0.02 0.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 4 201 1.19 59.82 5.16 14.72 0.10 0.29 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 5 206 1.49 61.31 10.35 25.06 0.21 0.50 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 3 209 0.89 62.20 9.13 34.20 0.18 0.68 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 4 213 1.19 63.39 16.49 50.68 0.33 1.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 8 221 2.38 65.77 33.30 83.98 0.66 1.68 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 4 225 1.19 66.96 18.54 102.52 0.37 2.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 3 228 0.89 67.86 18.10 120.62 0.36 2.41 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 25 253 7.44 75.30 208.09 328.71 4.15 6.56 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 23 276 6.85 82.14 290.35 619.06 5.79 12.35 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 30 306 8.93 91.07 585.49 1,204.55 11.68 24.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 6 312 1.79 92.86 300.00 1,504.56 5.98 30.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 16 328 4.76 97.62 1,660.46 3,165.02 33.12 63.13 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 8 336 2.38 100.00 1,848.60 5,013.62 36.87 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 0 336 0.00 100.00 0.00 5,013.62 0.00 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 175 175 34.45 34.45 3.68 3.68 0.02 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 17 192 3.35 37.80 1.99 5.67 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 17 209 3.35 41.14 5.14 10.81 0.03 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 16 225 3.15 44.29 7.79 18.60 0.05 0.11 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 12 237 2.36 46.65 8.52 27.12 0.05 0.16 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 10 247 1.97 48.62 17.20 44.32 0.10 0.26 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 5 252 0.98 49.61 12.73 57.05 0.08 0.34 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 9 261 1.77 51.38 36.48 93.54 0.22 0.56 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 18 279 3.54 54.92 55.53 149.06 0.33 0.89 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 11 290 2.17 57.09 55.24 204.30 0.33 1.22 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 6 296 1.18 58.27 40.40 244.70 0.24 1.46 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 15 311 2.95 61.22 87.43 332.13 0.52 1.98 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 12 323 2.36 63.58 109.86 441.99 0.65 2.63 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 16 339 3.15 66.73 153.36 595.35 0.91 3.55 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 20 359 3.94 70.67 279.33 874.67 1.66 5.21 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 28 387 5.51 76.18 694.90 1,569.57 4.14 9.35 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 29 416 5.71 81.89 1,836.74 3,406.31 10.94 20.29 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 63 479 12.40 94.29 5,863.10 9,269.42 34.92 55.21 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 29 508 5.71 100.00 7,520.27 16,789.69 44.79 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 0 508 0.00 100.00 0.00 16,789.69 0.00 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 155 155 26.09 26.09 3.22 3.22 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 26 181 4.38 30.47 2.94 6.16 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 18 199 3.03 33.50 4.20 10.37 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 13 212 2.19 35.69 5.10 15.47 0.02 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 13 225 2.19 37.88 9.09 24.56 0.03 0.08 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 16 241 2.69 40.57 17.05 41.61 0.05 0.13 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 8 249 1.35 41.92 9.40 51.02 0.03 0.16 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 10 259 1.68 43.60 14.65 65.67 0.05 0.21 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 15 274 2.53 46.13 34.60 100.27 0.11 0.32 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 9 283 1.52 47.64 18.19 118.45 0.06 0.38 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 5 288 0.84 48.48 20.14 138.60 0.06 0.44 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 6 294 1.01 49.49 22.69 161.29 0.07 0.51 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 8 302 1.35 50.84 42.30 203.59 0.13 0.65 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 18 320 3.03 53.87 180.82 384.42 0.57 1.22 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 13 333 2.19 56.06 183.34 567.75 0.58 1.80 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 43 376 7.24 63.30 857.79 1,425.54 2.72 4.52 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 66 442 11.11 74.41 2,687.50 4,113.04 8.53 13.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 58 500 9.76 84.18 4,457.71 8,570.76 14.15 27.20 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 91 591 15.32 99.49 21,413.18 29,983.93 67.96 95.17 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 3 594 0.51 100.00 1,523.13 31,507.06 4.83 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 3 3 0.75 0.75 0.14 0.14 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 8 11 2.01 2.76 0.83 0.96 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 11 22 2.76 5.53 1.87 2.84 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 9 31 2.26 7.79 3.11 5.94 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 8 39 2.01 9.80 3.44 9.38 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 14 53 3.52 13.32 9.29 18.68 0.03 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 10 63 2.51 15.83 9.58 28.26 0.03 0.10 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 18 81 4.52 20.35 26.41 54.66 0.09 0.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 14 95 3.52 23.87 34.97 89.63 0.12 0.31 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 13 108 3.27 27.14 42.74 132.37 0.15 0.45 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 3 111 0.75 27.89 13.63 146.00 0.05 0.50 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 12 123 3.02 30.90 55.45 201.45 0.19 0.69 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 13 136 3.27 34.17 66.78 268.23 0.23 0.91 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 17 153 4.27 38.44 130.97 399.20 0.45 1.36 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 17 170 4.27 42.71 144.09 543.28 0.49 1.85 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 35 205 8.79 51.51 711.20 1,254.49 2.42 4.27 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 44 249 11.06 62.56 2,019.17 3,273.65 6.88 11.15 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 53 302 13.32 75.88 4,708.37 7,982.02 16.04 27.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 96 398 24.12 100.00 21,375.39 29,357.40 72.81 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 0 398 0.00 100.00 0.00 29,357.40 0.00 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 154 154 20.42 20.42 2.88 2.88 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 7 161 0.93 21.35 0.71 3.59 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 11 172 1.46 22.81 1.53 5.12 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 6 178 0.80 23.61 2.55 7.67 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 12 190 1.59 25.20 4.96 12.63 0.02 0.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 11 201 1.46 26.66 3.99 16.62 0.01 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 16 217 2.12 28.78 10.06 26.68 0.03 0.09 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 26 243 3.45 32.23 34.14 60.83 0.12 0.21 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 32 275 4.24 36.47 62.02 122.85 0.21 0.42 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 25 300 3.32 39.79 71.43 194.27 0.25 0.67 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 19 319 2.52 42.31 45.19 239.46 0.16 0.83 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 36 355 4.77 47.08 147.96 387.42 0.51 1.34 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 36 391 4.77 51.86 162.85 550.27 0.56 1.90 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 50 441 6.63 58.49 314.87 865.14 1.09 2.98 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 42 483 5.57 64.06 379.45 1,244.59 1.31 4.29 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 49 532 6.50 70.56 440.57 1,685.15 1.52 5.81 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 73 605 9.68 80.24 2,732.93 4,418.08 9.43 15.24 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 65 670 8.62 88.86 5,026.50 9,444.58 17.34 32.58 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 83 753 11.01 99.87 18,095.98 27,540.56 62.41 94.99 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 1 754 0.13 100.00 1,452.46 28,993.02 5.01 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*





OKUPASI | OCCUPATION : KOMERSIAL | COMMERCIAL * dalam jutaan Rp | in million IDR

BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)

BAND

(m)/∑(m)

CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 65,289 65,289 13.19 13.19 1,974.51 1,974.51 0.04 0.04 1 1 0.89 0.89 7.40 7.40 0.01 0.01 0.37 0.37

2 50.00 100.00 26,329 91,618 5.32 18.51 3,170.89 5,145.41 0.06 0.10 3 4 2.68 3.57 119.47 126.87 0.12 0.13 3.77 2.47

3 100.00 200.00 35,313 126,931 7.13 25.64 7,497.23 12,642.63 0.14 0.24 4 8 3.57 7.14 65.58 192.44 0.07 0.20 0.87 1.52

4 200.00 300.00 34,264 161,195 6.92 32.56 12,664.19 25,306.82 0.24 0.48 5 13 4.46 11.61 183.57 376.01 0.19 0.39 1.45 1.49

5 300.00 500.00 54,409 215,604 10.99 43.55 31,486.50 56,793.32 0.59 1.07 6 19 5.36 16.96 218.53 594.55 0.22 0.61 0.69 1.05

6 500.00 750.00 53,902 269,506 10.89 54.44 46,541.26 103,334.57 0.88 1.94 8 27 7.14 24.11 994.91 1,589.45 1.02 1.64 2.14 1.54

7 750.00 1,000.00 49,325 318,831 9.96 64.40 60,928.73 164,263.30 1.15 3.09 2 29 1.79 25.89 163.00 1,752.45 0.17 1.80 0.27 1.07

8 1,000.00 1,500.00 38,416 357,247 7.76 72.16 65,775.85 230,039.15 1.24 4.33 8 37 7.14 33.04 974.21 2,726.66 1.00 2.81 1.48 1.19

9 1,500.00 2,000.00 23,522 380,769 4.75 76.91 57,452.74 287,491.89 1.08 5.41 2 39 1.79 34.82 1,175.45 3,902.11 1.21 4.01 2.05 1.36

10 2,000.00 2,500.00 14,914 395,683 3.01 79.92 46,013.10 333,504.99 0.87 6.28 7 46 6.25 41.07 3,438.50 7,340.61 3.54 7.55 7.47 2.20

11 2,500.00 3,000.00 11,753 407,436 2.37 82.29 44,261.83 377,766.82 0.83 7.11 3 49 2.68 43.75 161.60 7,502.21 0.17 7.72 0.37 1.99

12 3,000.00 4,000.00 14,271 421,707 2.88 85.18 68,032.35 445,799.17 1.28 8.39 2 51 1.79 45.54 25.13 7,527.34 0.03 7.74 0.04 1.69

13 4,000.00 5,000.00 10,720 432,427 2.17 87.34 65,220.39 511,019.56 1.23 9.62 4 55 3.57 49.11 217.91 7,745.24 0.22 7.97 0.33 1.52

14 5,000.00 7,500.00 15,291 447,718 3.09 90.43 125,430.64 636,450.20 2.36 11.98 6 61 5.36 54.46 1,499.98 9,245.22 1.54 9.51 1.20 1.45

15 7,500.00 10,000.00 9,946 457,664 2.01 92.44 115,809.06 752,259.26 2.18 14.16 5 66 4.46 58.93 3,286.92 12,532.14 3.38 12.89 2.84 1.67

16 10,000.00 20,000.00 15,473 473,137 3.13 95.57 288,179.28 1,040,438.55 5.42 19.58 2 68 1.79 60.71 260.03 12,792.17 0.27 13.16 0.09 1.23

17 20,000.00 50,000.00 11,925 485,062 2.41 97.97 500,084.36 1,540,522.90 9.41 28.99 13 81 11.61 72.32 9,782.15 22,574.32 10.06 23.23 1.96 1.47

18 50,000.00 100,000.00 5,359 490,421 1.08 99.06 473,435.87 2,013,958.78 8.91 37.90 3 84 2.68 75.00 523.74 23,098.06 0.54 23.76 0.11 1.15

19 100,000.00 500,000.00 3,997 494,418 0.81 99.86 1,009,473.83 3,023,432.61 19.00 56.89 17 101 15.18 90.18 6,889.04 29,987.10 7.09 30.85 0.68 0.99

20 500,000.00 UP 675 495,093 0.14 100.00 2,290,754.46 5,314,187.06 43.11 100.00 11 112 9.82 100.00 67,208.12 97,195.22 69.15 100.00 2.93 1.83

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 8,639 8,639 31.41 31.41 268.44 268.44 0.17 0.17 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 873 9,512 3.17 34.58 101.24 369.69 0.07 0.24 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 1,440 10,952 5.23 39.81 318.88 688.56 0.21 0.44 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 1,268 12,220 4.61 44.42 471.23 1,159.79 0.30 0.75 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 2,420 14,640 8.80 53.22 1,438.35 2,598.14 0.93 1.68 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 1,890 16,530 6.87 60.09 1,626.50 4,224.64 1.05 2.73 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 1,871 18,401 6.80 66.89 2,427.64 6,652.29 1.57 4.29 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 1,870 20,271 6.80 73.69 3,355.40 10,007.68 2.17 6.46 1 1 100.00 100.00 150.00 150.00 100.00 100.00 4.47 1.50

9 1,500.00 2,000.00 1,295 21,566 4.71 78.40 3,161.52 13,169.20 2.04 8.50 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 1.14

10 2,000.00 2,500.00 735 22,301 2.67 81.07 2,314.03 15,483.23 1.49 9.99 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.97

11 2,500.00 3,000.00 600 22,901 2.18 83.25 2,294.52 17,777.75 1.48 11.47 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.84

12 3,000.00 4,000.00 879 23,780 3.20 86.45 4,249.74 22,027.49 2.74 14.22 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.68

13 4,000.00 5,000.00 601 24,381 2.18 88.63 3,713.90 25,741.39 2.40 16.61 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.58

14 5,000.00 7,500.00 823 25,204 2.99 91.62 6,890.29 32,631.68 4.45 21.06 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.46

15 7,500.00 10,000.00 566 25,770 2.06 93.68 6,736.78 39,368.46 4.35 25.41 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.38

16 10,000.00 20,000.00 836 26,606 3.04 96.72 15,548.84 54,917.30 10.04 35.45 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.27

17 20,000.00 50,000.00 536 27,142 1.95 98.67 22,605.03 77,522.33 14.59 50.03 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.19

18 50,000.00 100,000.00 194 27,336 0.71 99.37 17,634.21 95,156.54 11.38 61.42 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.16

19 100,000.00 500,000.00 157 27,493 0.57 99.95 42,297.33 137,453.87 27.30 88.72 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.11

20 500,000.00 UP 15 27,508 0.05 100.00 17,482.35 154,936.22 11.28 100.00 0 1 0.00 100.00 0.00 150.00 0.00 100.00 0.00 0.10

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 14,012 14,012 14.28 14.28 386.72 386.72 0.03 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 5,078 19,090 5.17 19.45 552.83 939.55 0.05 0.08 1 1 3.45 3.45 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 7,149 26,239 7.28 26.73 1,538.44 2,477.99 0.14 0.22 0 1 0.00 3.45 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 5,897 32,136 6.01 32.74 2,075.96 4,553.95 0.18 0.40 0 1 0.00 3.45 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 10,510 42,646 10.71 43.45 5,926.54 10,480.49 0.52 0.92 2 3 6.90 10.34 31.36 31.36 0.25 0.25 0.53 0.30

6 500.00 750.00 9,032 51,678 9.20 52.65 7,384.20 17,864.70 0.65 1.57 1 4 3.45 13.79 4.57 35.94 0.04 0.28 0.06 0.20

7 750.00 1,000.00 7,753 59,431 7.90 60.55 9,301.59 27,166.29 0.82 2.39 0 4 0.00 13.79 0.00 35.94 0.00 0.28 0.00 0.13

8 1,000.00 1,500.00 7,709 67,140 7.85 68.41 12,832.68 39,998.97 1.13 3.51 0 4 0.00 13.79 0.00 35.94 0.00 0.28 0.00 0.09

9 1,500.00 2,000.00 5,081 72,221 5.18 73.58 11,922.72 51,921.69 1.05 4.56 0 4 0.00 13.79 0.00 35.94 0.00 0.28 0.00 0.07

10 2,000.00 2,500.00 3,370 75,591 3.43 77.02 9,907.91 61,829.60 0.87 5.43 0 4 0.00 13.79 0.00 35.94 0.00 0.28 0.00 0.06

11 2,500.00 3,000.00 2,704 78,295 2.75 79.77 9,919.82 71,749.42 0.87 6.30 1 5 3.45 17.24 14.15 50.09 0.11 0.39 0.14 0.07

12 3,000.00 4,000.00 3,291 81,586 3.35 83.12 15,258.95 87,008.38 1.34 7.64 1 6 3.45 20.69 12.63 62.71 0.10 0.49 0.08 0.07

13 4,000.00 5,000.00 2,428 84,014 2.47 85.60 14,133.28 101,141.66 1.24 8.88 3 9 10.34 31.03 217.90 280.62 1.71 2.20 1.54 0.28

14 5,000.00 7,500.00 3,340 87,354 3.40 89.00 26,426.90 127,568.56 2.32 11.20 1 10 3.45 34.48 325.00 605.62 2.55 4.75 1.23 0.47

15 7,500.00 10,000.00 2,269 89,623 2.31 91.31 25,505.77 153,074.32 2.24 13.44 0 10 0.00 34.48 0.00 605.62 0.00 4.75 0.00 0.40

16 10,000.00 20,000.00 3,519 93,142 3.59 94.90 63,280.10 216,354.42 5.56 19.00 0 10 0.00 34.48 0.00 605.62 0.00 4.75 0.00 0.28

17 20,000.00 50,000.00 2,635 95,777 2.68 97.58 105,984.74 322,339.16 9.31 28.30 4 14 13.79 48.28 6,814.15 7,419.77 53.45 58.20 6.43 2.30

18 50,000.00 100,000.00 1,276 97,053 1.30 98.88 111,454.34 433,793.50 9.79 38.09 1 15 3.45 51.72 0.00 7,419.77 0.00 58.20 0.00 1.71

19 100,000.00 500,000.00 904 97,957 0.92 99.80 215,618.47 649,411.97 18.93 57.02 10 25 34.48 86.21 3,448.75 10,868.52 27.05 85.25 1.60 1.67

20 500,000.00 UP 192 98,149 0.20 100.00 489,591.52 1,139,003.49 42.98 100.00 4 29 13.79 100.00 1,880.48 12,749.00 14.75 100.00 0.38 1.12

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 16,808 16,808 14.69 14.69 466.32 466.32 0.04 0.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 8,580 25,388 7.50 22.19 943.04 1,409.36 0.08 0.13 1 1 3.13 3.13 107.24 107.24 0.30 0.30 11.37 7.61

3 100.00 200.00 9,789 35,177 8.56 30.75 2,012.42 3,421.77 0.18 0.31 2 3 6.25 9.38 44.78 152.02 0.13 0.43 2.23 4.44

4 200.00 300.00 7,878 43,055 6.89 37.64 2,721.81 6,143.59 0.24 0.55 0 3 0.00 9.38 0.00 152.02 0.00 0.43 0.00 2.47

5 300.00 500.00 12,964 56,019 11.33 48.97 7,263.78 13,407.37 0.65 1.20 3 6 9.38 18.75 172.62 324.63 0.49 0.91 2.38 2.42

6 500.00 750.00 8,759 64,778 7.66 56.62 7,527.58 20,934.95 0.67 1.87 4 10 12.50 31.25 717.74 1,042.38 2.02 2.93 9.53 4.98

7 750.00 1,000.00 8,160 72,938 7.13 63.76 9,958.56 30,893.51 0.89 2.76 1 11 3.13 34.38 150.00 1,192.38 0.42 3.35 1.51 3.86

8 1,000.00 1,500.00 8,176 81,114 7.15 70.90 13,950.04 44,843.55 1.25 4.01 2 13 6.25 40.63 327.61 1,519.99 0.92 4.28 2.35 3.39

9 1,500.00 2,000.00 5,520 86,634 4.83 75.73 13,421.03 58,264.58 1.20 5.21 1 14 3.13 43.75 5.72 1,525.71 0.02 4.29 0.04 2.62

10 2,000.00 2,500.00 3,568 90,202 3.12 78.85 10,978.80 69,243.39 0.98 6.20 1 15 3.13 46.88 1,505.59 3,031.30 4.24 8.53 13.71 4.38

11 2,500.00 3,000.00 2,898 93,100 2.53 81.38 10,702.31 79,945.69 0.96 7.16 1 16 3.13 50.00 134.47 3,165.77 0.38 8.91 1.26 3.96

12 3,000.00 4,000.00 3,319 96,419 2.90 84.28 15,723.18 95,668.88 1.41 8.56 0 16 0.00 50.00 0.00 3,165.77 0.00 8.91 0.00 3.31

13 4,000.00 5,000.00 2,684 99,103 2.35 86.63 15,655.87 111,324.75 1.40 9.96 0 16 0.00 50.00 0.00 3,165.77 0.00 8.91 0.00 2.84

14 5,000.00 7,500.00 3,694 102,797 3.23 89.86 29,088.89 140,413.64 2.60 12.57 0 16 0.00 50.00 0.00 3,165.77 0.00 8.91 0.00 2.25

15 7,500.00 10,000.00 2,420 105,217 2.12 91.97 27,734.71 168,148.35 2.48 15.05 2 18 6.25 56.25 2,693.54 5,859.32 7.58 16.48 9.71 3.48

16 10,000.00 20,000.00 3,828 109,045 3.35 95.32 69,552.89 237,701.23 6.22 21.27 1 19 3.13 59.38 250.00 6,109.32 0.70 17.19 0.36 2.57

17 20,000.00 50,000.00 2,908 111,953 2.54 97.86 112,918.87 350,620.10 10.11 31.38 6 25 18.75 78.13 1,866.17 7,975.49 5.25 22.44 1.65 2.27

18 50,000.00 100,000.00 1,280 113,233 1.12 98.98 107,349.00 457,969.10 9.61 40.99 2 27 6.25 84.38 523.73 8,499.22 1.47 23.91 0.49 1.86

19 100,000.00 500,000.00 997 114,230 0.87 99.85 237,690.81 695,659.92 21.27 62.26 3 30 9.38 93.75 2,632.94 11,132.16 7.41 31.32 1.11 1.60

20 500,000.00 UP 171 114,401 0.15 100.00 421,656.70 1,117,316.62 37.74 100.00 2 32 6.25 100.00 24,413.28 35,545.44 68.68 100.00 5.79 3.18

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 9,402 9,402 7.21 7.21 387.31 387.31 0.02 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 5,262 14,664 4.03 11.24 819.32 1,206.63 0.05 0.07 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 8,635 23,299 6.62 17.86 1,854.26 3,060.90 0.10 0.17 2 2 5.41 5.41 20.80 20.80 0.04 0.04 1.12 0.68

4 200.00 300.00 13,108 36,407 10.05 27.91 5,193.28 8,254.18 0.29 0.46 3 5 8.11 13.51 134.83 155.63 0.28 0.32 2.60 1.89

5 300.00 500.00 13,016 49,423 9.98 37.88 7,085.48 15,339.67 0.40 0.86 1 6 2.70 16.22 14.55 170.18 0.03 0.35 0.21 1.11

6 500.00 750.00 17,950 67,373 13.76 51.64 14,268.64 29,608.30 0.80 1.66 2 8 5.41 21.62 246.98 417.16 0.51 0.87 1.73 1.41

7 750.00 1,000.00 16,350 83,723 12.53 64.17 19,323.69 48,931.99 1.08 2.74 1 9 2.70 24.32 13.00 430.16 0.03 0.90 0.07 0.88

8 1,000.00 1,500.00 11,334 95,057 8.69 72.86 18,845.48 67,777.47 1.05 3.79 2 11 5.41 29.73 253.29 683.45 0.53 1.42 1.34 1.01

9 1,500.00 2,000.00 6,257 101,314 4.80 77.66 15,035.60 82,813.07 0.84 4.63 1 12 2.70 32.43 1,169.73 1,853.18 2.43 3.86 7.78 2.24

10 2,000.00 2,500.00 4,115 105,429 3.15 80.81 12,363.08 95,176.15 0.69 5.32 4 16 10.81 43.24 1,585.65 3,438.82 3.30 7.16 12.83 3.61

11 2,500.00 3,000.00 2,963 108,392 2.27 83.08 10,932.17 106,108.32 0.61 5.93 1 17 2.70 45.95 12.98 3,451.80 0.03 7.18 0.12 3.25

12 3,000.00 4,000.00 3,632 112,024 2.78 85.87 17,102.41 123,210.73 0.96 6.89 1 18 2.70 48.65 12.50 3,464.30 0.03 7.21 0.07 2.81

13 4,000.00 5,000.00 2,655 114,679 2.04 87.90 16,440.98 139,651.70 0.92 7.81 0 18 0.00 48.65 0.00 3,464.30 0.00 7.21 0.00 2.48

14 5,000.00 7,500.00 4,062 118,741 3.11 91.02 33,470.58 173,122.28 1.87 9.68 4 22 10.81 59.46 1,159.15 4,623.45 2.41 9.62 3.46 2.67

15 7,500.00 10,000.00 2,521 121,262 1.93 92.95 29,223.03 202,345.31 1.63 11.32 2 24 5.41 64.86 593.37 5,216.82 1.23 10.86 2.03 2.58

16 10,000.00 20,000.00 3,914 125,176 3.00 95.95 72,893.79 275,239.10 4.08 15.39 1 25 2.70 67.57 10.03 5,226.85 0.02 10.88 0.01 1.90

17 20,000.00 50,000.00 2,905 128,081 2.23 98.17 124,464.25 399,703.35 6.96 22.35 3 28 8.11 75.68 1,101.83 6,328.68 2.29 13.17 0.89 1.58

18 50,000.00 100,000.00 1,200 129,281 0.92 99.09 116,102.99 515,806.34 6.49 28.85 0 28 0.00 75.68 0.00 6,328.68 0.00 13.17 0.00 1.23

19 100,000.00 500,000.00 1,018 130,299 0.78 99.88 255,074.19 770,880.53 14.26 43.11 4 32 10.81 86.49 807.35 7,136.03 1.68 14.85 0.32 0.93

20 500,000.00 UP 163 130,462 0.12 100.00 ######### 1,788,189.94 56.89 100.00 5 37 13.51 100.00 40,914.37 48,050.40 85.15 100.00 4.02 2.69

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 16,428 16,428 13.19 13.19 465.71 465.71 0.04 0.04 1 1 7.69 7.69 7.40 7.40 1.06 1.06 1.59 1.59

2 50.00 100.00 6,536 22,964 5.25 18.43 754.47 1,220.18 0.07 0.11 1 2 7.69 15.38 12.24 19.63 1.75 2.80 1.62 1.61

3 100.00 200.00 8,300 31,264 6.66 25.10 1,773.23 2,993.41 0.16 0.27 0 2 0.00 15.38 0.00 19.63 0.00 2.80 0.00 0.66

4 200.00 300.00 6,113 37,377 4.91 30.00 2,201.90 5,195.31 0.20 0.47 2 4 15.38 30.77 48.74 68.37 6.96 9.76 2.21 1.32

5 300.00 500.00 15,499 52,876 12.44 42.45 9,772.34 14,967.64 0.88 1.34 0 4 0.00 30.77 0.00 68.37 0.00 9.76 0.00 0.46

6 500.00 750.00 16,271 69,147 13.06 55.51 15,734.33 30,701.98 1.41 2.75 1 5 7.69 38.46 25.61 93.98 3.66 13.42 0.16 0.31

7 750.00 1,000.00 15,191 84,338 12.19 67.70 19,917.25 50,619.22 1.79 4.54 0 5 0.00 38.46 0.00 93.98 0.00 13.42 0.00 0.19

8 1,000.00 1,500.00 9,327 93,665 7.49 75.19 16,792.26 67,411.48 1.51 6.05 3 8 23.08 61.54 243.31 337.29 34.74 48.16 1.45 0.50

9 1,500.00 2,000.00 5,369 99,034 4.31 79.50 13,911.87 81,323.35 1.25 7.30 0 8 0.00 61.54 0.00 337.29 0.00 48.16 0.00 0.41

10 2,000.00 2,500.00 3,126 102,160 2.51 82.01 10,449.28 91,772.63 0.94 8.23 2 10 15.38 76.92 347.26 684.55 49.58 97.74 3.32 0.75

11 2,500.00 3,000.00 2,588 104,748 2.08 84.09 10,413.01 102,185.63 0.93 9.17 0 10 0.00 76.92 0.00 684.55 0.00 97.74 0.00 0.67

12 3,000.00 4,000.00 3,150 107,898 2.53 86.61 15,698.06 117,883.69 1.41 10.57 0 10 0.00 76.92 0.00 684.55 0.00 97.74 0.00 0.58

13 4,000.00 5,000.00 2,352 110,250 1.89 88.50 15,276.36 133,160.05 1.37 11.95 1 11 7.69 84.62 0.00 684.55 0.00 97.74 0.00 0.51

14 5,000.00 7,500.00 3,372 113,622 2.71 91.21 29,553.99 162,714.04 2.65 14.60 1 12 7.69 92.31 15.83 700.38 2.26 100.00 0.05 0.43

15 7,500.00 10,000.00 2,170 115,792 1.74 92.95 26,608.78 189,322.82 2.39 16.98 1 13 7.69 100.00 0.00 700.39 0.00 100.00 0.00 0.37

16 10,000.00 20,000.00 3,376 119,168 2.71 95.66 66,903.68 256,226.49 6.00 22.99 0 13 0.00 100.00 0.00 700.39 0.00 100.00 0.00 0.27

17 20,000.00 50,000.00 2,941 122,109 2.36 98.02 134,111.47 390,337.96 12.03 35.02 0 13 0.00 100.00 0.00 700.39 0.00 100.00 0.00 0.18

18 50,000.00 100,000.00 1,409 123,518 1.13 99.15 120,895.33 511,233.29 10.85 45.86 0 13 0.00 100.00 0.00 700.39 0.00 100.00 0.00 0.14

19 100,000.00 500,000.00 921 124,439 0.74 99.89 258,793.03 770,026.32 23.22 69.08 0 13 0.00 100.00 0.00 700.39 0.00 100.00 0.00 0.09

20 500,000.00 UP 134 124,573 0.11 100.00 344,714.47 1,114,740.80 30.92 100.00 0 13 0.00 100.00 0.00 700.39 0.00 100.00 0.00 0.06

KLAIM INCURED

INCURED CLAIM *




NO.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*





OKUPASI | OCCUPATION : INDUSTRI | INDUSTRIAL * dalam jutaan Rp | in million IDR

BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 3,155 3,155 4.09 4.09 94.50 94.50 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 2,921 6,076 3.78 7.87 315.14 409.64 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 2,391 8,467 3.10 10.97 493.22 902.86 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 2,159 10,626 2.80 13.77 712.76 1,615.63 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 3,502 14,128 4.54 18.31 1,923.69 3,539.32 0.02 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 3,443 17,571 4.46 22.77 2,844.99 6,384.31 0.02 0.05 1 1 9.09 9.09 10.44 10.44 0.05 0.05 0.37 0.16

7 750.00 1,000.00 3,302 20,873 4.28 27.04 3,803.32 10,187.63 0.03 0.08 0 1 0.00 9.09 0.00 10.44 0.00 0.05 0.00 0.10

8 1,000.00 1,500.00 4,011 24,884 5.20 32.24 6,630.15 16,817.78 0.05 0.13 0 1 0.00 9.09 0.00 10.44 0.00 0.05 0.00 0.06

9 1,500.00 2,000.00 3,040 27,924 3.94 36.18 7,111.87 23,929.64 0.06 0.19 1 2 9.09 18.18 70.00 80.44 0.34 0.40 0.98 0.34

10 2,000.00 2,500.00 2,415 30,339 3.13 39.31 7,831.34 31,760.98 0.06 0.25 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.25

11 2,500.00 3,000.00 2,633 32,972 3.41 42.72 9,469.75 41,230.73 0.08 0.33 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.20

12 3,000.00 4,000.00 3,171 36,143 4.11 46.83 14,357.66 55,588.40 0.12 0.45 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.14

13 4,000.00 5,000.00 2,480 38,623 3.21 50.04 15,145.96 70,734.36 0.12 0.57 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.11

14 5,000.00 7,500.00 4,312 42,935 5.59 55.63 34,397.14 105,131.50 0.28 0.84 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.08

15 7,500.00 10,000.00 3,439 46,374 4.46 60.09 39,701.78 144,833.28 0.32 1.16 0 2 0.00 18.18 0.00 80.44 0.00 0.40 0.00 0.06

16 10,000.00 20,000.00 7,158 53,532 9.27 69.36 131,649.03 276,482.31 1.06 2.22 1 3 9.09 27.27 100.00 180.44 0.49 0.89 0.08 0.07

17 20,000.00 50,000.00 8,232 61,764 10.67 80.03 338,701.92 615,184.23 2.72 4.94 0 3 0.00 27.27 0.00 180.44 0.00 0.89 0.00 0.03

18 50,000.00 100,000.00 5,467 67,231 7.08 87.11 490,719.75 1,105,903.98 3.94 8.87 4 7 36.36 63.64 14,979.32 15,159.76 73.68 74.56 3.05 1.37

19 100,000.00 500,000.00 7,122 74,353 9.23 96.34 1,933,159.49 3,039,063.47 15.51 24.38 2 9 18.18 81.82 4,788.76 19,948.52 23.55 98.12 0.25 0.66

20 500,000.00 UP 2,827 77,180 3.66 100.00 9,426,502.64 12,465,566.11 75.62 100.00 2 11 18.18 100.00 382.79 20,331.31 1.88 100.00 0.00 0.16

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*

PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*




UNDERWRITING YEAR : 2018


BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 211 211 5.49 5.49 7.61 7.61 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 275 486 7.16 12.65 27.71 35.32 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 158 644 4.11 16.76 32.96 68.28 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 99 743 2.58 19.34 39.03 107.30 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 166 909 4.32 23.66 104.84 212.15 0.02 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 179 1,088 4.66 28.32 158.14 370.28 0.03 0.08 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 175 1,263 4.55 32.87 207.80 578.09 0.05 0.13 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 175 1,438 4.55 37.43 303.25 881.33 0.07 0.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 148 1,586 3.85 41.28 354.01 1,235.34 0.08 0.27 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 112 1,698 2.92 44.20 348.45 1,583.79 0.08 0.34 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 92 1,790 2.39 46.59 338.17 1,921.96 0.07 0.42 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 150 1,940 3.90 50.49 690.67 2,612.63 0.15 0.57 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 121 2,061 3.15 53.64 718.56 3,331.20 0.16 0.72 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 204 2,265 5.31 58.95 1,708.63 5,039.83 0.37 1.10 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 179 2,444 4.66 63.61 2,046.61 7,086.44 0.45 1.54 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 335 2,779 8.72 72.33 6,139.72 13,226.16 1.34 2.88 1 1 100.00 100.00 100.00 100.00 100.00 100.00 1.63 0.76

17 20,000.00 50,000.00 379 3,158 9.86 82.20 14,933.51 28,159.67 3.25 6.12 0 1 0.00 100.00 0.00 100.00 0.00 100.00 0.00 0.36

18 50,000.00 100,000.00 256 3,414 6.66 88.86 23,001.97 51,161.64 5.00 11.13 0 1 0.00 100.00 0.00 100.00 0.00 100.00 0.00 0.20

19 100,000.00 500,000.00 299 3,713 7.78 96.64 80,636.37 131,798.01 17.54 28.66 0 1 0.00 100.00 0.00 100.00 0.00 100.00 0.00 0.08

20 500,000.00 UP 129 3,842 3.36 100.00 328,050.68 459,848.69 71.34 100.00 0 1 0.00 100.00 0.00 100.00 0.00 100.00 0.00 0.02




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 432 432 2.83 2.83 12.31 12.31 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 265 697 1.74 4.57 25.39 37.70 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 455 1,152 2.98 7.55 89.76 127.46 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 358 1,510 2.35 9.90 113.52 240.99 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 593 2,103 3.89 13.78 325.77 566.76 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 589 2,692 3.86 17.64 470.80 1,037.56 0.02 0.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 677 3,369 4.44 22.08 649.58 1,687.14 0.02 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 749 4,118 4.91 26.99 1,191.25 2,878.39 0.05 0.11 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 594 4,712 3.89 30.88 1,290.95 4,169.34 0.05 0.16 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 447 5,159 2.93 33.81 1,553.22 5,722.56 0.06 0.22 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 462 5,621 3.03 36.83 1,524.48 7,247.04 0.06 0.28 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 648 6,269 4.25 41.08 2,785.54 10,032.58 0.11 0.38 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 537 6,806 3.52 44.60 3,029.93 13,062.51 0.12 0.50 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 922 7,728 6.04 50.64 6,674.99 19,737.50 0.25 0.75 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 746 8,474 4.89 55.53 8,329.68 28,067.18 0.32 1.07 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 1,588 10,062 10.41 65.94 27,021.37 55,088.55 1.03 2.09 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 1,767 11,829 11.58 77.52 68,646.08 123,734.63 2.61 4.70 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 1,296 13,125 8.49 86.01 112,463.72 236,198.35 4.27 8.97 1 1 33.33 33.33 14,000.00 14,000.00 88.58 88.58 12.45 5.93

19 100,000.00 500,000.00 1,555 14,680 10.19 96.20 393,084.88 629,283.22 14.93 23.91 1 2 33.33 66.67 1,800.00 15,800.00 11.39 99.97 0.46 2.51

20 500,000.00 UP 580 15,260 3.80 100.00 2,002,935.77 2,632,218.99 76.09 100.00 1 3 33.33 100.00 5.00 15,805.00 0.03 100.00 0.00 0.60

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)







No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 482 482 2.26 2.26 16.52 16.52 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 1,213 1,695 5.69 7.95 129.49 146.01 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 602 2,297 2.83 10.78 119.69 265.70 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 797 3,094 3.74 14.52 235.92 501.62 0.01 0.02 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 1,322 4,416 6.20 20.72 639.20 1,140.81 0.02 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 1,169 5,585 5.49 26.21 873.27 2,014.08 0.03 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 1,062 6,647 4.98 31.19 1,186.61 3,200.69 0.04 0.10 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 1,180 7,827 5.54 36.73 1,781.94 4,982.63 0.05 0.15 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 869 8,696 4.08 40.81 1,964.82 6,947.45 0.06 0.21 1 1 50.00 50.00 70.00 70.00 18.92 18.92 3.56 1.01

10 2,000.00 2,500.00 757 9,453 3.55 44.36 2,491.15 9,438.60 0.08 0.29 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.74

11 2,500.00 3,000.00 1,140 10,593 5.35 49.71 4,057.81 13,496.41 0.12 0.41 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.52

12 3,000.00 4,000.00 847 11,440 3.98 53.69 3,611.86 17,108.27 0.11 0.52 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.41

13 4,000.00 5,000.00 665 12,105 3.12 56.81 3,961.43 21,069.71 0.12 0.65 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.33

14 5,000.00 7,500.00 1,063 13,168 4.99 61.80 8,112.62 29,182.33 0.25 0.89 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.24

15 7,500.00 10,000.00 766 13,934 3.59 65.39 8,349.28 37,531.61 0.26 1.15 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.19

16 10,000.00 20,000.00 1,700 15,634 7.98 73.37 29,809.85 67,341.46 0.91 2.06 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.10

17 20,000.00 50,000.00 1,917 17,551 9.00 82.37 72,683.33 140,024.78 2.23 4.29 0 1 0.00 50.00 0.00 70.00 0.00 18.92 0.00 0.05

18 50,000.00 100,000.00 1,298 18,849 6.09 88.46 107,048.18 247,072.97 3.28 7.57 1 2 50.00 100.00 300.00 370.00 81.08 100.00 0.28 0.15

19 100,000.00 500,000.00 1,714 20,563 8.04 96.50 410,535.16 657,608.13 12.58 20.16 0 2 0.00 100.00 0.00 370.00 0.00 100.00 0.00 0.06

20 500,000.00 UP 745 21,308 3.50 100.00 2,604,523.92 3,262,132.05 79.84 100.00 0 2 0.00 100.00 0.00 370.00 0.00 100.00 0.00 0.01




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 670 670 3.76 3.76 17.72 17.72 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 731 1,401 4.10 7.85 88.13 105.85 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 519 1,920 2.91 10.76 118.60 224.45 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 441 2,361 2.47 13.23 160.50 384.95 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 693 3,054 3.88 17.12 417.60 802.55 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 717 3,771 4.02 21.14 634.04 1,436.59 0.02 0.05 1 1 25.00 25.00 10.44 10.44 0.29 0.29 1.65 0.73

7 750.00 1,000.00 615 4,386 3.45 24.58 820.26 2,256.86 0.03 0.08 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.46

8 1,000.00 1,500.00 880 5,266 4.93 29.52 1,577.10 3,833.96 0.05 0.13 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.27

9 1,500.00 2,000.00 648 5,914 3.63 33.15 1,582.13 5,416.09 0.05 0.19 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.19

10 2,000.00 2,500.00 498 6,412 2.79 35.94 1,577.37 6,993.46 0.05 0.24 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.15

11 2,500.00 3,000.00 433 6,845 2.43 38.37 1,652.29 8,645.75 0.06 0.30 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.12

12 3,000.00 4,000.00 699 7,544 3.92 42.28 3,334.03 11,979.78 0.11 0.41 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.09

13 4,000.00 5,000.00 553 8,097 3.10 45.38 3,613.66 15,593.44 0.12 0.53 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.07

14 5,000.00 7,500.00 1,025 9,122 5.75 51.13 8,593.49 24,186.93 0.29 0.83 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.04

15 7,500.00 10,000.00 867 9,989 4.86 55.99 9,994.11 34,181.04 0.34 1.17 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.03

16 10,000.00 20,000.00 1,760 11,749 9.86 65.85 33,816.10 67,997.14 1.16 2.33 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.02

17 20,000.00 50,000.00 2,118 13,867 11.87 77.73 89,642.65 157,639.79 3.07 5.40 0 1 0.00 25.00 0.00 10.44 0.00 0.29 0.00 0.01

18 50,000.00 100,000.00 1,344 15,211 7.53 85.26 119,853.62 277,493.41 4.11 9.51 1 2 25.00 50.00 279.32 289.76 7.64 7.92 0.23 0.10

19 100,000.00 500,000.00 1,890 17,101 10.59 95.85 522,743.46 800,236.88 17.92 27.43 1 3 25.00 75.00 2,988.76 3,278.52 81.74 89.67 0.57 0.41

20 500,000.00 UP 740 17,841 4.15 100.00 2,116,804.50 2,917,041.37 72.57 100.00 1 4 25.00 100.00 377.79 3,656.31 10.33 100.00 0.02 0.13




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 1,360 1,360 7.18 7.18 40.34 40.34 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 437 1,797 2.31 9.49 44.42 84.76 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 657 2,454 3.47 12.96 132.21 216.97 0.00 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 464 2,918 2.45 15.42 163.80 380.77 0.01 0.01 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 728 3,646 3.85 19.26 436.27 817.04 0.01 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 789 4,435 4.17 23.43 708.74 1,525.79 0.02 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 773 5,208 4.08 27.51 939.07 2,464.86 0.03 0.08 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 1,027 6,235 5.43 32.94 1,776.60 4,241.46 0.06 0.13 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 781 7,016 4.13 37.06 1,919.96 6,161.42 0.06 0.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 601 7,617 3.18 40.24 1,861.15 8,022.57 0.06 0.25 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 506 8,123 2.67 42.91 1,897.01 9,919.58 0.06 0.31 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 827 8,950 4.37 47.28 3,935.56 13,855.14 0.12 0.43 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 604 9,554 3.19 50.47 3,822.37 17,677.51 0.12 0.55 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 1,098 10,652 5.80 56.27 9,307.40 26,984.91 0.29 0.84 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 881 11,533 4.65 60.93 10,982.10 37,967.01 0.34 1.19 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 1,775 13,308 9.38 70.30 34,861.99 72,829.01 1.09 2.28 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 2,051 15,359 10.84 81.14 92,796.34 165,625.35 2.91 5.18 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 1,273 16,632 6.73 87.87 128,352.27 293,977.62 4.02 9.20 1 1 100.00 100.00 400.00 400.00 100.00 100.00 0.31 0.14

19 100,000.00 500,000.00 1,664 18,296 8.79 96.66 526,159.62 820,137.23 16.47 25.67 0 1 0.00 100.00 0.00 400.00 0.00 100.00 0.00 0.05

20 500,000.00 UP 633 18,929 3.34 100.00 2,374,187.77 3,194,325.00 74.33 100.00 0 1 0.00 100.00 0.00 400.00 0.00 100.00 0.00 0.01




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*





OKUPASI | OCCUPATION : RESIDENSIAL | RESIDENTIAL * dalam jutaan Rp | in million IDR

BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 37,050 37,050 9.71 9.71 1,096.21 1,096.21 0.04 0.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 29,025 66,075 7.61 17.31 3,316.31 4,412.53 0.13 0.18 4 4 5.33 5.33 37.28 37.28 0.61 0.61 1.12 0.84

3 100.00 200.00 42,105 108,180 11.03 28.35 8,395.97 12,808.50 0.34 0.52 5 9 6.67 12.00 33.99 71.28 0.56 1.17 0.40 0.56

4 200.00 300.00 35,845 144,025 9.39 37.74 12,278.24 25,086.74 0.49 1.01 4 13 5.33 17.33 37.30 108.58 0.61 1.79 0.30 0.43

5 300.00 500.00 54,343 198,368 14.24 51.98 29,050.53 54,137.27 1.17 2.18 7 20 9.33 26.67 257.39 365.97 4.23 6.02 0.89 0.68

6 500.00 750.00 39,816 238,184 10.43 62.42 31,412.21 85,549.48 1.26 3.44 12 32 16.00 42.67 399.77 765.74 6.58 12.60 1.27 0.90

7 750.00 1,000.00 30,620 268,804 8.02 70.44 35,425.40 120,974.88 1.43 4.87 2 34 2.67 45.33 66.93 832.68 1.10 13.70 0.19 0.69

8 1,000.00 1,500.00 30,943 299,747 8.11 78.55 50,011.12 170,985.99 2.01 6.88 6 40 8.00 53.33 718.76 1,551.43 11.82 25.52 1.44 0.91

9 1,500.00 2,000.00 17,968 317,715 4.71 83.26 41,165.07 212,151.07 1.66 8.54 4 44 5.33 58.67 211.38 1,762.81 3.48 29.00 0.51 0.83

10 2,000.00 2,500.00 11,249 328,964 2.95 86.20 32,853.46 245,004.53 1.32 9.86 1 45 1.33 60.00 74.27 1,837.08 1.22 30.22 0.23 0.75

11 2,500.00 3,000.00 8,404 337,368 2.20 88.41 30,027.95 275,032.47 1.21 11.07 4 49 5.33 65.33 199.06 2,036.14 3.27 33.49 0.66 0.74

12 3,000.00 4,000.00 10,202 347,570 2.67 91.08 45,821.29 320,853.77 1.84 12.92 2 51 2.67 68.00 310.48 2,346.62 5.11 38.60 0.68 0.73

13 4,000.00 5,000.00 6,754 354,324 1.77 92.85 39,632.19 360,485.95 1.60 14.51 0 51 0.00 68.00 0.00 2,346.62 0.00 38.60 0.00 0.65

14 5,000.00 7,500.00 8,317 362,641 2.18 95.03 65,375.79 425,861.74 2.63 17.14 1 52 1.33 69.33 730.67 3,077.28 12.02 50.62 1.12 0.72

15 7,500.00 10,000.00 4,490 367,131 1.18 96.21 51,479.13 477,340.87 2.07 19.22 0 52 0.00 69.33 0.00 3,077.28 0.00 50.62 0.00 0.64

16 10,000.00 20,000.00 6,218 373,349 1.63 97.84 113,960.53 591,301.40 4.59 23.80 1 53 1.33 70.67 25.00 3,102.28 0.41 51.03 0.02 0.52

17 20,000.00 50,000.00 4,114 377,463 1.08 98.91 165,067.08 756,368.49 6.65 30.45 2 55 2.67 73.33 165.36 3,267.65 2.72 53.75 0.10 0.43

18 50,000.00 100,000.00 1,643 379,106 0.43 99.34 165,577.37 921,945.85 6.67 37.12 0 55 0.00 73.33 0.00 3,267.65 0.00 53.75 0.00 0.35

19 100,000.00 500,000.00 2,048 381,154 0.54 99.88 586,219.69 1,508,165.54 23.60 60.71 4 59 5.33 78.67 600.00 3,867.65 9.87 63.62 0.10 0.26

20 500,000.00 UP 453 381,607 0.12 100.00 975,856.34 2,484,021.88 39.29 100.00 16 75 21.33 100.00 2,211.34 6,078.99 36.38 100.00 0.23 0.24

F

∑(l)




PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

f




No.

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 2,474 2,474 9.60 9.60 69.35 69.35 0.06 0.06 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 2,717 5,191 10.54 20.15 303.19 372.54 0.27 0.33 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 2,284 7,475 8.86 29.01 512.83 885.37 0.46 0.79 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 2,170 9,645 8.42 37.43 776.11 1,661.47 0.69 1.49 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 3,703 13,348 14.37 51.80 2,091.08 3,752.55 1.87 3.36 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 500.00 750.00 2,920 16,268 11.33 63.14 2,404.31 6,156.87 2.15 5.51 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 750.00 1,000.00 2,154 18,422 8.36 71.50 2,553.10 8,709.97 2.28 7.79 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 1,000.00 1,500.00 2,087 20,509 8.10 79.60 3,498.58 12,208.55 3.13 10.92 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 1,500.00 2,000.00 1,198 21,707 4.65 84.25 2,833.85 15,042.40 2.53 13.45 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 2,000.00 2,500.00 703 22,410 2.73 86.98 2,149.85 17,192.25 1.92 15.37 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 2,500.00 3,000.00 547 22,957 2.12 89.10 1,963.86 19,156.11 1.76 17.13 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 3,000.00 4,000.00 677 23,634 2.63 91.73 3,154.06 22,310.17 2.82 19.95 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 4,000.00 5,000.00 393 24,027 1.53 93.25 2,342.67 24,652.84 2.10 22.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 5,000.00 7,500.00 521 24,548 2.02 95.27 4,156.57 28,809.41 3.72 25.76 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 7,500.00 10,000.00 290 24,838 1.13 96.40 3,392.45 32,201.87 3.03 28.80 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 10,000.00 20,000.00 429 25,267 1.66 98.06 8,090.29 40,292.16 7.24 36.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 20,000.00 50,000.00 286 25,553 1.11 99.17 11,746.85 52,039.01 10.51 46.54 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 50,000.00 100,000.00 95 25,648 0.37 99.54 9,364.24 61,403.25 8.37 54.91 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 100,000.00 500,000.00 96 25,744 0.37 99.91 24,755.39 86,158.64 22.14 77.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 500,000.00 UP 22 25,766 0.09 100.00 25,662.63 111,821.26 22.95 100.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

KLAIM INCURED

INCURED CLAIM *




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*

PREMI BRUTO | GROSS PREMIUM *KLAIM FREKUENSI

CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)

JUMLAH RISIKO | NUMBER OF RISK

KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*PREMI BRUTO | GROSS PREMIUM *

KLAIM FREKUENSI |CLAIM FREQUENCY



No.






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 13,855 13,855 15.79 15.79 327.61 327.61 0.05 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 5,072 18,927 5.78 21.57 561.75 889.36 0.09 0.15 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 100.00 200.00 8,319 27,246 9.48 31.05 1,593.06 2,482.41 0.27 0.41 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 200.00 300.00 7,832 35,078 8.93 39.98 2,580.16 5,062.57 0.43 0.84 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 300.00 500.00 11,719 46,797 13.36 53.34 6,272.41 11,334.98 1.05 1.89 2 2 14.29 14.29 8.33 8.33 0.52 0.52 0.13 0.07

6 500.00 750.00 8,250 55,047 9.40 62.74 6,626.04 17,961.02 1.11 3.00 2 4 14.29 28.57 29.64 37.98 1.86 2.38 0.45 0.21

7 750.00 1,000.00 6,738 61,785 7.68 70.42 7,800.17 25,761.19 1.30 4.30 0 4 0.00 28.57 0.00 37.98 0.00 2.38 0.00 0.15

8 1,000.00 1,500.00 7,013 68,798 7.99 78.41 11,290.63 37,051.83 1.88 6.18 1 5 7.14 35.71 54.48 92.46 3.41 5.79 0.48 0.25

9 1,500.00 2,000.00 4,108 72,906 4.68 83.10 9,353.67 46,405.50 1.56 7.74 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.20

10 2,000.00 2,500.00 2,537 75,443 2.89 85.99 7,462.80 53,868.30 1.25 8.99 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.17

11 2,500.00 3,000.00 1,959 77,402 2.23 88.22 6,896.73 60,765.03 1.15 10.14 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.15

12 3,000.00 4,000.00 2,401 79,803 2.74 90.96 10,693.41 71,458.44 1.78 11.92 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.13

13 4,000.00 5,000.00 1,643 81,446 1.87 92.83 9,489.12 80,947.56 1.58 13.50 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.11

14 5,000.00 7,500.00 2,003 83,449 2.28 95.11 15,678.01 96,625.57 2.62 16.12 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.10

15 7,500.00 10,000.00 1,053 84,502 1.20 96.31 12,092.64 108,718.21 2.02 18.14 0 5 0.00 35.71 0.00 92.46 0.00 5.79 0.00 0.09

16 10,000.00 20,000.00 1,428 85,930 1.63 97.94 25,647.03 134,365.24 4.28 22.42 1 6 7.14 42.86 25.00 117.46 1.57 7.36 0.10 0.09

17 20,000.00 50,000.00 887 86,817 1.01 98.95 36,045.04 170,410.29 6.01 28.43 0 6 0.00 42.86 0.00 117.46 0.00 7.36 0.00 0.07

18 50,000.00 100,000.00 354 87,171 0.40 99.35 34,864.78 205,275.06 5.82 34.25 0 6 0.00 42.86 0.00 117.46 0.00 7.36 0.00 0.06

19 100,000.00 500,000.00 439 87,610 0.50 99.86 135,319.74 340,594.81 22.58 56.82 3 9 21.43 64.29 550.00 667.46 34.46 41.82 0.41 0.20

20 500,000.00 UP 127 87,737 0.14 100.00 258,798.22 599,393.03 43.18 100.00 5 14 35.71 100.00 928.51 1,595.97 58.18 100.00 0.36 0.27

PERCENTAGE

rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)

KLAIM INCURED

INCURED CLAIM *




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)

PERCENTAGE


KELOMPOK HARGA

PERTANGGGUNGAN





No.






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 7,121 7,121 7.92 7.92 255.14 255.14 0.04 0.04 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 6,179 13,300 6.88 14.80 682.12 937.26 0.12 0.16 2 2 5.41 5.41 18.04 18.04 0.79 0.79 2.64 1.92

3 100.00 200.00 9,456 22,756 10.52 25.32 1,867.84 2,805.10 0.32 0.48 3 5 8.11 13.51 24.65 42.69 1.08 1.87 1.32 1.52

4 200.00 300.00 8,631 31,387 9.60 34.92 2,925.47 5,730.57 0.50 0.98 1 6 2.70 16.22 2.81 45.50 0.12 2.00 0.10 0.79

5 300.00 500.00 12,955 44,342 14.41 49.34 6,908.43 12,639.00 1.18 2.16 4 10 10.81 27.03 248.05 293.55 10.88 12.88 3.59 2.32

6 500.00 750.00 10,491 54,833 11.67 61.01 8,078.78 20,717.78 1.38 3.54 7 17 18.92 45.95 322.18 615.73 14.13 27.01 3.99 2.97

7 750.00 1,000.00 7,367 62,200 8.20 69.21 8,453.76 29,171.54 1.45 4.99 1 18 2.70 48.65 5.55 621.29 0.24 27.25 0.07 2.13

8 1,000.00 1,500.00 7,500 69,700 8.34 77.55 12,072.35 41,243.88 2.06 7.05 1 19 2.70 51.35 34.97 656.26 1.53 28.79 0.29 1.59

9 1,500.00 2,000.00 4,337 74,037 4.83 82.38 9,842.63 51,086.51 1.68 8.74 2 21 5.41 56.76 41.97 698.23 1.84 30.63 0.43 1.37

10 2,000.00 2,500.00 2,775 76,812 3.09 85.46 8,036.25 59,122.76 1.37 10.11 0 21 0.00 56.76 0.00 698.23 0.00 30.63 0.00 1.18

11 2,500.00 3,000.00 2,062 78,874 2.29 87.76 7,305.38 66,428.14 1.25 11.36 1 22 2.70 59.46 10.38 708.60 0.46 31.08 0.14 1.07

12 3,000.00 4,000.00 2,481 81,355 2.76 90.52 11,008.22 77,436.36 1.88 13.24 1 23 2.70 62.16 72.98 781.58 3.20 34.28 0.66 1.01

13 4,000.00 5,000.00 1,711 83,066 1.90 92.42 9,866.78 87,303.14 1.69 14.93 0 23 0.00 62.16 0.00 781.58 0.00 34.28 0.00 0.90

14 5,000.00 7,500.00 2,052 85,118 2.28 94.71 15,833.98 103,137.12 2.71 17.64 0 23 0.00 62.16 0.00 781.58 0.00 34.28 0.00 0.76

15 7,500.00 10,000.00 1,099 86,217 1.22 95.93 12,168.60 115,305.72 2.08 19.72 0 23 0.00 62.16 0.00 781.58 0.00 34.28 0.00 0.68

16 10,000.00 20,000.00 1,558 87,775 1.73 97.66 26,908.68 142,214.40 4.60 24.32 0 23 0.00 62.16 0.00 781.58 0.00 34.28 0.00 0.55

17 20,000.00 50,000.00 1,037 88,812 1.15 98.82 38,116.35 180,330.75 6.52 30.84 2 25 5.41 67.57 165.36 946.94 7.25 41.54 0.43 0.53

18 50,000.00 100,000.00 438 89,250 0.49 99.30 47,189.93 227,520.68 8.07 38.91 0 25 0.00 67.57 0.00 946.94 0.00 41.54 0.00 0.42

19 100,000.00 500,000.00 499 89,749 0.56 99.86 137,609.61 365,130.30 23.53 62.44 1 26 2.70 70.27 50.00 996.94 2.19 43.73 0.04 0.27

20 500,000.00 UP 127 89,876 0.14 100.00 219,629.27 584,759.56 37.56 100.00 11 37 29.73 100.00 1,282.83 2,279.77 56.27 100.00 0.58 0.39

KLAIM INCURED

INCURED CLAIM *




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)


KELOMPOK HARGA

PERTANGGGUNGAN





No.






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 4,272 4,272 4.93 4.93 148.78 148.78 0.03 0.03 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 6,428 10,700 7.42 12.36 695.09 843.87 0.12 0.15 1 1 5.56 5.56 3.34 3.34 0.21 0.21 0.48 0.40

3 100.00 200.00 11,195 21,895 12.93 25.29 2,181.46 3,025.33 0.38 0.53 2 3 11.11 16.67 9.34 12.68 0.59 0.80 0.43 0.42

4 200.00 300.00 8,598 30,493 9.93 35.22 2,992.00 6,017.33 0.52 1.05 2 5 11.11 27.78 26.94 39.62 1.70 2.49 0.90 0.66

5 300.00 500.00 13,063 43,556 15.09 50.30 6,973.72 12,991.05 1.22 2.26 1 6 5.56 33.33 1.01 40.63 0.06 2.56 0.01 0.31

6 500.00 750.00 9,206 52,762 10.63 60.94 7,236.23 20,227.28 1.26 3.53 1 7 5.56 38.89 4.20 44.83 0.26 2.82 0.06 0.22

7 750.00 1,000.00 7,233 59,995 8.35 69.29 8,421.16 28,648.44 1.47 4.99 1 8 5.56 44.44 61.38 106.21 3.86 6.68 0.73 0.37

8 1,000.00 1,500.00 7,400 67,395 8.55 77.84 11,882.65 40,531.09 2.07 7.06 2 10 11.11 55.56 82.47 188.68 5.19 11.87 0.69 0.47

9 1,500.00 2,000.00 4,219 71,614 4.87 82.71 9,629.64 50,160.72 1.68 8.74 2 12 11.11 66.67 169.40 358.09 10.66 22.53 1.76 0.71

10 2,000.00 2,500.00 2,712 74,326 3.13 85.84 7,826.19 57,986.91 1.36 10.11 1 13 5.56 72.22 74.27 432.36 4.67 27.21 0.95 0.75

11 2,500.00 3,000.00 1,947 76,273 2.25 88.09 6,954.06 64,940.96 1.21 11.32 3 16 16.67 88.89 188.68 621.04 11.87 39.08 2.71 0.96

12 3,000.00 4,000.00 2,402 78,675 2.77 90.86 10,802.05 75,743.01 1.88 13.20 1 17 5.56 94.44 237.50 858.54 14.94 54.02 2.20 1.13

13 4,000.00 5,000.00 1,528 80,203 1.76 92.63 9,046.02 84,789.03 1.58 14.78 0 17 0.00 94.44 0.00 858.54 0.00 54.02 0.00 1.01

14 5,000.00 7,500.00 1,937 82,140 2.24 94.87 15,422.22 100,211.26 2.69 17.46 1 18 5.56 100.00 730.67 1,589.21 45.98 100.00 4.74 1.59

15 7,500.00 10,000.00 1,046 83,186 1.21 96.07 12,109.28 112,320.54 2.11 19.57 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 1.41

16 10,000.00 20,000.00 1,430 84,616 1.65 97.73 26,848.46 139,169.00 4.68 24.25 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 1.14

17 20,000.00 50,000.00 974 85,590 1.12 98.85 40,406.13 179,575.13 7.04 31.30 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 0.88

18 50,000.00 100,000.00 386 85,976 0.45 99.30 37,671.42 217,246.54 6.57 37.86 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 0.73

19 100,000.00 500,000.00 516 86,492 0.60 99.89 149,280.05 366,526.59 26.02 63.88 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 0.43

20 500,000.00 UP 93 86,585 0.11 100.00 207,285.36 573,811.95 36.12 100.00 0 18 0.00 100.00 0.00 1,589.21 0.00 100.00 0.00 0.28

KLAIM INCURED

INCURED CLAIM *




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)


KELOMPOK HARGA

PERTANGGGUNGAN





No.






BAND

(d)/∑(d)CUM

∑(f)BAND

(i)/∑(i)CUM

∑(j)BAND

(m)/∑(m)CUM

∑(n)BAND

(q)/∑(q)CUM

∑('r) BAND

(p)/(h)

CUM

q/i


1 0.00 50.00 9,328 9,328 10.18 10.18 295.33 295.33 0.05 0.05 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 50.00 100.00 8,629 17,957 9.42 19.59 1,074.17 1,369.50 0.17 0.22 1 1 16.67 16.67 15.91 15.91 2.59 2.59 1.48 1.16

3 100.00 200.00 10,851 28,808 11.84 31.44 2,240.78 3,610.28 0.36 0.59 0 1 0.00 16.67 0.00 15.91 0.00 2.59 0.00 0.44

4 200.00 300.00 8,614 37,422 9.40 40.83 3,004.50 6,614.79 0.49 1.08 1 2 16.67 33.33 7.55 23.45 1.23 3.82 0.25 0.35

5 300.00 500.00 12,903 50,325 14.08 54.91 6,804.90 13,419.68 1.11 2.18 0 2 0.00 33.33 0.00 23.45 0.00 3.82 0.00 0.17

6 500.00 750.00 8,949 59,274 9.77 64.68 7,066.85 20,486.53 1.15 3.34 2 4 33.33 66.67 43.75 67.20 7.12 10.94 0.62 0.33

7 750.00 1,000.00 7,128 66,402 7.78 72.46 8,197.21 28,683.74 1.33 4.67 0 4 0.00 66.67 0.00 67.20 0.00 10.94 0.00 0.23

8 1,000.00 1,500.00 6,943 73,345 7.58 80.03 11,266.91 39,950.64 1.83 6.50 2 6 33.33 100.00 546.84 614.04 89.06 100.00 4.85 1.54

9 1,500.00 2,000.00 4,106 77,451 4.48 84.51 9,505.29 49,455.93 1.55 8.05 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 1.24

10 2,000.00 2,500.00 2,522 79,973 2.75 87.27 7,378.38 56,834.32 1.20 9.25 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 1.08

11 2,500.00 3,000.00 1,889 81,862 2.06 89.33 6,907.92 63,742.23 1.12 10.38 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.96

12 3,000.00 4,000.00 2,241 84,103 2.45 91.77 10,163.55 73,905.79 1.65 12.03 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.83

13 4,000.00 5,000.00 1,479 85,582 1.61 93.39 8,887.60 82,793.38 1.45 13.48 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.74

14 5,000.00 7,500.00 1,804 87,386 1.97 95.35 14,285.00 97,078.38 2.33 15.80 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.63

15 7,500.00 10,000.00 1,002 88,388 1.09 96.45 11,716.15 108,794.54 1.91 17.71 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.56

16 10,000.00 20,000.00 1,373 89,761 1.50 97.95 26,466.07 135,260.61 4.31 22.02 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.45

17 20,000.00 50,000.00 930 90,691 1.01 98.96 38,752.70 174,013.31 6.31 28.33 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.35

18 50,000.00 100,000.00 370 91,061 0.40 99.36 36,487.00 210,500.31 5.94 34.27 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.29

19 100,000.00 500,000.00 498 91,559 0.54 99.91 139,254.89 349,755.21 22.67 56.94 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.18

20 500,000.00 UP 84 91,643 0.09 100.00 264,480.87 614,236.07 43.06 100.00 0 6 0.00 100.00 0.00 614.04 0.00 100.00 0.00 0.10

KLAIM INCURED

INCURED CLAIM *




KELOMPOK HARGA

PERTANGGGUNGAN

SUM INSURED BAND*


CLAIM FREQUENCY

PERCENTAGE

FROM TO fF

∑(d)


rpRp

∑(p)

PERCENTAGE

rpRp

∑(h)

PERCENTAGE

fF

∑(l)


KELOMPOK HARGA

PERTANGGGUNGAN





No.





STATUS POLIS | POLICY STATUS : A;C;E;N;R Rp| IDR

Jumlah| Amount % Jumlah| Amount % Jumlah| Amount % Jumlah| Amount % Jumlah| Amount %

PERTANIAN| A GRICULTURAL A 3,746,816,749,730.66 0.67 5,013,618,478.14 0.69 336.00 0.58 0.00 0.00 0.00 0.00

KO MERSIAL| C OMMERCIAL C 116,352,057,609,092.00 20.67 154,936,220,034.71 21.18 27,508.00 47.88 150,000,000.00 60.00 1.00 50.00

INDUSTRI| I NDUSTRIAL I 362,667,513,952,799.00 64.42 459,848,689,479.85 62.85 3,842.00 6.69 100,000,001.00 40.00 1.00 50.00

RESIDENTIAL| R ESIDENTIAL R 80,246,699,354,960.90 14.25 111,821,263,057.80 15.28 25,766.00 44.85 0.00 0.00 0.00 0.00

T O T A L 563,013,087,666,583.00 100.00 731,619,791,050.50 100.00 57,452.00 100.00 250,000,001.00 100.00 2.00 100.00


EKSPOSUR AGREGAT, PREMI BRUTO, JUMLAH RISIKO, KLAIM & FREKUENSI KLAIM NASIONAL PER OKUPASI

NATIONAL AGGREGAT EXPOSURE, GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION


OKUPASI

OCCUPATION

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM

EKSPO SUR AGREGAT AGGREGATE EXPOSUREOKUPASI

OCCUPATION

PREMI BRUTO GROSS PREMIUM

JUMLAH RISIKO NUMBER OF RISKS

FREKUENSI KLAIMCLAIM FREQUENCY

KLAIM CLAIM








KO MERSIAL| C OMMERCIAL C 825,539,165,634,608.00 24.44 1,139,003,486,144.56 25.96 98,149.00 48.67 12,748,999,246.75 42.29 29.00 63.04

INDUSTRI| I NDUSTRIAL I 2,119,827,884,251,160.00 62.76 2,632,218,990,427.82 59.99 15,260.00 7.57 15,805,000,000.00 52.42 3.00 6.52

RESIDENTIAL| R ESIDENTIAL R 420,139,897,568,592.00 12.44 599,393,025,344.87 13.66 87,737.00 43.51 1,595,972,468.42 5.29 14.00 30.43

T O T A L 3,377,736,704,657,190.00 100.00 4,387,405,187,320.82 100.00 201,654.00 100.00 30,149,971,715.17 100.00 46.00 100.00





OKUPASI

OCCUPATION

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM


OCCUPATION




KLAIM CLAIM








KO MERSIAL| C OMMERCIAL C 815,641,157,644,698.00 20.19 1,117,316,622,473.53 22.37 114,401.00 50.58 35,830,647,685.82 93.11 35.00 47.30

INDUSTRI| I NDUSTRIAL I 2,789,961,932,767,970.00 69.06 3,262,132,053,247.23 65.30 21,308.00 9.42 370,000,000.00 0.96 2.00 2.70


T O T A L 4,039,647,489,546,560.00 100.00 4,995,715,297,056.90 100.00 226,179.00 100.00 38,480,416,762.64 100.00 74.00 100.00





OKUPASI

OCCUPATION

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM


OCCUPATION




KLAIM CLAIM








KO MERSIAL| C OMMERCIAL C 1,156,480,877,415,610.00 31.61 1,788,189,937,140.86 33.69 130,462.00 55.45 48,050,397,397.45 90.16 37.00 62.71

INDUSTRI| I NDUSTRIAL I 2,094,016,202,022,800.00 57.23 2,917,041,374,164.71 54.95 17,841.00 7.58 3,656,306,576.00 6.86 4.00 6.78


T O T A L 3,658,884,311,503,520.00 100.00 5,308,400,666,314.48 100.00 235,286.00 100.00 53,295,911,494.05 100.00 59.00 100.00





OKUPASI

OCCUPATION

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM


OCCUPATION




KLAIM CLAIM








KO MERSIAL| C OMMERCIAL C 742,545,710,406,100.00 23.87 1,114,740,796,535.41 22.51 124,573.00 52.81 700,385,168.39 40.85 13.00 65.00

INDUSTRI| I NDUSTRIAL I 1,961,237,077,045,210.00 63.04 3,194,325,002,101.81 64.50 18,929.00 8.02 400,000,000.00 23.33 1.00 5.00

RESIDENTIAL| R ESIDENTIAL R 384,625,059,156,283.00 12.36 614,236,074,834.78 12.40 91,643.00 38.85 614,039,016.51 35.82 6.00 30.00

T O T A L 3,110,923,749,785,910.00 100.00 4,952,294,891,805.54 100.00 235,899.00 100.00 1,714,424,184.90 100.00 20.00 100.00




OKUPASI

OCCUPATION

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM



OCCUPATION




KLAIM CLAIM







01. NAD IDN_AC 1,721,674,818,545.20 0.31 3,042,812,378.99 0.42 709.00 1.23 0.00 0.00 0.00 0.00

02. SUMATERA UTARA IDN_SU 18,518,841,342,904.10 3.29 28,014,370,492.50 3.83 3,424.00 5.96 0.00 0.00 0.00 0.00

03. SUMATERA BARAT IDN_SB 5,438,926,184,748.10 0.97 9,952,090,478.60 1.36 5,153.00 8.97 0.00 0.00 0.00 0.00

04. RIAU IDN_RI 9,667,348,066,827.84 1.72 11,686,376,583.13 1.60 1,040.00 1.81 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 1,401,892,029,300.09 0.25 1,777,401,245.65 0.24 763.00 1.33 0.00 0.00 0.00 0.00

06. SUMATERA SELATAN IDN_SS 3,591,005,393,565.18 0.64 4,541,109,211.60 0.62 1,002.00 1.74 0.00 0.00 0.00 0.00

07. BENGKULU IDN_BE 1,139,102,685,269.07 0.20 2,079,947,019.73 0.28 794.00 1.38 0.00 0.00 0.00 0.00

08. LAMPUNG IDN_LA 3,627,715,806,502.74 0.64 5,293,140,220.72 0.72 947.00 1.65 0.00 0.00 0.00 0.00

09. KEP BANGKA-BELITUNG IDN_BB 433,884,551,070.64 0.08 361,959,706.13 0.05 159.00 0.28 0.00 0.00 0.00 0.00

10. KEPULAUAN RIAU IDN_KR 5,896,612,876,445.45 1.05 4,680,212,362.13 0.64 463.00 0.81 0.00 0.00 0.00 0.00

11. JAKARTA IDN_JK 79,263,965,109,130.80 14.08 116,432,140,642.99 15.91 10,574.00 18.40 150,000,000.00 60.00 1.00 50.00

12. JAWA BARAT IDN_JB 200,062,533,340,142.00 35.53 250,096,430,927.40 34.18 9,471.00 16.49 0.00 0.00 0.00 0.00

13. JAWA TENGAH IDN_JT 60,957,442,609,399.80 10.83 83,729,587,560.04 11.44 3,345.00 5.82 0.00 0.00 0.00 0.00

14. DIY IDN_YO 4,160,771,161,640.28 0.74 6,090,801,195.34 0.83 1,012.00 1.76 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 56,287,187,554,740.70 10.00 59,084,167,915.49 8.08 4,814.00 8.38 0.00 0.00 0.00 0.00

16. BANTEN IDN_BT 47,552,810,539,779.90 8.45 70,475,184,631.53 9.63 4,116.00 7.16 100,000,001.00 40.00 1.00 50.00

17. BALI IDN_BA 17,226,932,905,184.40 3.06 24,679,822,304.53 3.37 2,996.00 5.21 0.00 0.00 0.00 0.00

18. NUSA TENGGARA BARAT IDN_NB 3,050,083,369,947.59 0.54 3,729,917,856.09 0.51 612.00 1.07 0.00 0.00 0.00 0.00

19. NUSA TENGGARA TIMUR IDN_NT 523,136,756,684.36 0.09 735,523,261.65 0.10 232.00 0.40 0.00 0.00 0.00 0.00

20. KALIMANTAN BARAT IDN_KB 756,018,314,464.56 0.13 571,338,405.61 0.08 452.00 0.79 0.00 0.00 0.00 0.00

21. KALIMANTAN TENGAH IDN_KT 448,307,418,250.55 0.08 338,251,867.02 0.05 318.00 0.55 0.00 0.00 0.00 0.00

22. KALIMANTAN SELATAN IDN_KS 10,341,053,151,155.10 1.84 8,215,559,205.16 1.12 405.00 0.70 0.00 0.00 0.00 0.00

23. KALIMANTAN TIMUR IDN_KI 7,004,568,410,787.71 1.24 5,447,110,534.19 0.74 949.00 1.65 0.00 0.00 0.00 0.00

24. SULAWESI UTARA IDN_SA 6,255,612,920,521.99 1.11 9,653,239,317.11 1.32 559.00 0.97 0.00 0.00 0.00 0.00

25. SULAWESI TENGAH IDN_ST 2,901,701,995,106.24 0.52 5,701,694,852.72 0.78 306.00 0.53 0.00 0.00 0.00 0.00

26. SULAWESI SELATAN IDN_SN 8,592,283,239,647.41 1.53 7,033,015,741.44 0.96 1,138.00 1.98 0.00 0.00 0.00 0.00

27. SULAWESI TENGGARA IDN_SG 655,502,835,068.15 0.12 1,035,943,759.83 0.14 199.00 0.35 0.00 0.00 0.00 0.00

28. GORONTALO IDN_GO 285,341,413,535.02 0.05 535,595,475.48 0.07 106.00 0.18 0.00 0.00 0.00 0.00

29. SULAWESI BARAT IDN_SR 437,281,320,229.64 0.08 633,373,684.29 0.09 91.00 0.16 0.00 0.00 0.00 0.00

30. MALUKU IDN_MA 562,455,259,828.53 0.10 1,057,923,703.84 0.14 216.00 0.38 0.00 0.00 0.00 0.00

31. MALUKU UTARA IDN_MU 347,637,549,076.93 0.06 647,031,071.58 0.09 143.00 0.25 0.00 0.00 0.00 0.00

32. PAPUA BARAT IDN_PB 473,807,842,722.69 0.08 746,140,225.67 0.10 267.00 0.46 0.00 0.00 0.00 0.00

33. PAPUA IDN_PA 2,753,196,911,511.24 0.49 2,946,944,814.65 0.40 558.00 0.97 0.00 0.00 0.00 0.00

34. KALIMANTAN UTARA IDN_KU 676,451,982,848.80 0.12 573,632,397.70 0.08 119.00 0.21 0.00 0.00 0.00 0.00

T O T A L 563,013,087,666,583.00 100.00 731,619,791,050.53 100.00 57,452.00 100.00 250,000,001.00 100.00 2.00 100.00

FREKUENSI KLAIM

CLAIM FREQUENCY


EKSPOSUR AGREGAT, PREMI BRUTO, JUMLAH RISIKO, KLAIM & FREKUENSI KLAIM NASIONAL PER PROPINSI

NATIONAL AGGREGAT EXPOSURE, GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE


PROPINSI| PROVINCE Cresta ID

EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

PREMI BRUTO

GROSS PREMIUM

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIMPROPINSI| PROVINCE Cresta ID

EKSPO SUR AGREGAT AGGREGATE EXPOSURE



KLAIMCLAIM








01. NAD IDN_AC 13,748,280,986,803.50 0.41 25,891,102,046.78 0.59 2,011.00 1.00 0.00 0.00 0.00 0.00


03. SUMATERA BARAT IDN_SB 53,651,274,983,505.20 1.59 101,621,888,997.86 2.32 18,088.00 8.97 36,004,912.00 0.12 3.00 6.52

04. RIAU IDN_RI 45,036,864,681,252.00 1.33 54,915,589,173.09 1.25 3,700.00 1.83 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 10,484,925,966,511.90 0.31 12,241,870,258.90 0.28 2,132.00 1.06 0.00 0.00 0.00 0.00


07. BENGKULU IDN_BE 5,104,833,654,991.29 0.15 9,168,500,216.90 0.21 2,146.00 1.06 25,000,001.00 0.08 1.00 2.17

08. LAMPUNG IDN_LA 45,061,797,620,850.70 1.33 64,950,497,969.25 1.48 3,390.00 1.68 0.00 0.00 0.00 0.00

09. KEP BANGKA-BELITUNG IDN_BB 3,645,727,777,456.08 0.11 3,188,351,372.05 0.07 598.00 0.30 0.00 0.00 0.00 0.00

10. KEPULAUAN RIAU IDN_KR 46,927,320,142,462.70 1.39 36,785,593,735.39 0.84 1,583.00 0.79 0.00 0.00 0.00 0.00

11. JAKARTA IDN_JK 642,914,761,646,179.00 19.03 945,343,023,029.96 21.55 38,983.00 19.33 4,433,712,470.95 14.71 24.00 52.17

12. JAWA BARAT IDN_JB 712,518,133,976,982.00 21.09 893,363,383,305.83 20.36 31,007.00 15.38 2,341,680,325.00 7.77 8.00 17.39

13. JAWA TENGAH IDN_JT 205,643,818,357,509.00 6.09 252,113,313,497.01 5.75 12,426.00 6.16 6,164,150,000.00 20.44 1.00 2.17

14. DIY IDN_YO 20,550,376,908,550.40 0.61 30,917,880,185.30 0.70 4,382.00 2.17 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 508,625,850,793,003.00 15.06 540,984,501,119.20 12.33 18,469.00 9.16 0.00 0.00 0.00 0.00

16. BANTEN IDN_BT 377,898,567,579,150.00 11.19 553,395,798,829.89 12.61 13,824.00 6.86 14,242,664,936.00 47.24 6.00 13.04

17. BALI IDN_BA 99,133,289,683,677.50 2.93 138,906,412,783.53 3.17 10,482.00 5.20 0.00 0.00 0.00 0.00

18. NUSA TENGGARA BARAT IDN_NB 11,937,022,518,250.80 0.35 15,146,891,546.91 0.35 1,898.00 0.94 0.00 0.00 0.00 0.00

19. NUSA TENGGARA TIMUR IDN_NT 4,778,096,835,829.15 0.14 7,013,199,276.32 0.16 913.00 0.45 0.00 0.00 0.00 0.00

20. KALIMANTAN BARAT IDN_KB 15,739,477,307,941.30 0.47 12,102,590,374.67 0.28 1,274.00 0.63 0.00 0.00 0.00 0.00

21. KALIMANTAN TENGAH IDN_KT 5,975,836,077,088.68 0.18 4,549,239,648.49 0.10 796.00 0.39 0.00 0.00 0.00 0.00

22. KALIMANTAN SELATAN IDN_KS 46,760,948,337,787.70 1.38 38,160,629,092.72 0.87 1,393.00 0.69 0.00 0.00 0.00 0.00

23. KALIMANTAN TIMUR IDN_KI 121,126,613,914,491.00 3.59 94,369,398,602.87 2.15 2,810.00 1.39 0.00 0.00 0.00 0.00

24. SULAWESI UTARA IDN_SA 21,440,040,370,077.10 0.63 36,110,468,345.73 0.82 2,279.00 1.13 0.00 0.00 0.00 0.00

25. SULAWESI TENGAH IDN_ST 3,783,087,299,202.77 0.11 6,688,721,749.42 0.15 983.00 0.49 834,070.22 0.00 1.00 2.17


27. SULAWESI TENGGARA IDN_SG 31,986,640,290,500.20 0.95 27,006,340,143.82 0.62 732.00 0.36 0.00 0.00 0.00 0.00

28. GORONTALO IDN_GO 2,743,377,133,707.67 0.08 5,207,925,003.78 0.12 530.00 0.26 0.00 0.00 0.00 0.00

29. SULAWESI BARAT IDN_SR 3,645,575,799,937.92 0.11 5,227,356,271.41 0.12 223.00 0.11 0.00 0.00 0.00 0.00

30. MALUKU IDN_MA 2,501,540,352,814.79 0.07 4,617,834,889.22 0.11 874.00 0.43 2,688,025,000.00 8.92 1.00 2.17

31. MALUKU UTARA IDN_MU 6,781,060,718,383.51 0.20 10,492,110,187.69 0.24 377.00 0.19 217,900,000.00 0.72 1.00 2.17

32. PAPUA BARAT IDN_PB 7,513,130,802,135.31 0.22 11,097,815,163.19 0.25 1,262.00 0.63 0.00 0.00 0.00 0.00

33. PAPUA IDN_PA 9,086,189,795,039.85 0.27 14,040,145,393.66 0.32 1,942.00 0.96 0.00 0.00 0.00 0.00

34. KALIMANTAN UTARA IDN_KU 2,575,586,082,039.43 0.08 1,967,158,190.95 0.04 297.00 0.15 0.00 0.00 0.00 0.00

T O T A L 3,377,736,704,657,190.00 100.00 4,387,405,187,320.78 100.00 201,654.00 100.00 30,149,971,715.17 100.00 46.00 100.00

FREKUENSI KLAIM

CLAIM FREQUENCY






EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

PREMI BRUTO

GROSS PREMIUM

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM




KLAIMCLAIM

FREKUENSI KLAIMCLAIM FREQUENCYPROPINSI| PROVINCE Cresta ID







01. NAD IDN_AC 16,105,470,645,650.60 0.40 29,861,858,228.90 0.60 1,910.00 0.84 6,979,084,304.86 18.14 29.00 39.19

02. SUMATERA UTARA IDN_SU 106,990,373,799,221.00 2.65 162,393,469,158.95 3.25 11,481.00 5.08 1,635,622,339.80 4.25 14.00 18.92


04. RIAU IDN_RI 58,534,074,050,857.70 1.45 69,579,046,437.94 1.39 4,454.00 1.97 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 11,394,361,596,077.00 0.28 13,406,188,432.28 0.27 2,505.00 1.11 0.00 0.00 0.00 0.00


07. BENGKULU IDN_BE 4,500,205,804,840.77 0.11 8,148,169,165.58 0.16 2,187.00 0.97 15,000,000.00 0.04 2.00 2.70

08. LAMPUNG IDN_LA 38,592,398,673,687.20 0.96 55,665,600,516.01 1.11 4,051.00 1.79 0.00 0.00 0.00 0.00



11. JAKARTA IDN_JK 662,934,570,751,204.00 16.41 969,611,358,169.40 19.41 47,763.00 21.12 3,738,591.00 0.01 1.00 1.35

12. JAWA BARAT IDN_JB 1,319,492,251,601,350.00 32.66 1,497,117,604,015.32 29.97 37,960.00 16.78 134,469,158.82 0.35 1.00 1.35

13. JAWA TENGAH IDN_JT 223,963,276,839,568.00 5.54 286,018,360,297.29 5.73 14,230.00 6.29 0.00 0.00 0.00 0.00

14. DIY IDN_YO 24,232,063,565,409.00 0.60 35,567,139,269.15 0.71 4,918.00 2.17 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 481,943,895,105,662.00 11.93 485,317,134,221.71 9.71 18,543.00 8.20 1,567,715,575.20 4.07 3.00 4.05

16. BANTEN IDN_BT 406,716,019,560,251.00 10.07 577,801,140,325.72 11.57 16,278.00 7.20 0.00 0.00 0.00 0.00

17. BALI IDN_BA 124,448,770,135,277.00 3.08 166,257,590,437.22 3.33 11,030.00 4.88 2,734,954,694.00 7.11 7.00 9.46







24. SULAWESI UTARA IDN_SA 22,450,948,770,656.00 0.56 36,907,522,794.50 0.74 2,525.00 1.12 5,554,500.00 0.01 1.00 1.35

25. SULAWESI TENGAH IDN_ST 5,473,920,188,280.39 0.14 9,569,663,839.61 0.19 1,173.00 0.52 300,000,000.00 0.78 1.00 1.35



28. GORONTALO IDN_GO 2,877,102,882,395.17 0.07 5,451,006,210.61 0.11 565.00 0.25 12,589,280.00 0.03 1.00 1.35


30. MALUKU IDN_MA 2,316,931,592,148.48 0.06 4,357,486,791.38 0.09 907.00 0.40 0.00 0.00 0.00 0.00

31. MALUKU UTARA IDN_MU 3,809,529,061,661.54 0.09 6,807,771,771.27 0.14 387.00 0.17 0.00 0.00 0.00 0.00

32. PAPUA BARAT IDN_PB 8,522,071,987,183.65 0.21 12,490,948,324.67 0.25 1,510.00 0.67 0.00 0.00 0.00 0.00

33. PAPUA IDN_PA 8,946,075,426,390.50 0.22 14,128,047,540.59 0.28 2,144.00 0.95 24,383,660,378.00 63.37 1.00 1.35

34. KALIMANTAN UTARA IDN_KU 3,932,317,893,910.99 0.10 2,959,743,492.09 0.06 369.00 0.16 369.00 0.00 0.00 0.00

T O T A L 4,039,647,489,546,560.00 100.00 4,995,715,297,056.91 100.00 226,179.00 100.00 38,480,417,131.64 100.00 74.00 100.00

FREKUENSI KLAIM

CLAIM FREQUENCY






EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

PREMI BRUTO

GROSS PREMIUM

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM




KLAIMCLAIM








01. NAD IDN_AC 14,359,129,560,666.30 0.46 28,403,870,395.95 0.54 2,073.00 0.88 3,377,202,293.00 6.34 5.00 8.47



04. RIAU IDN_RI 58,399,208,045,705.90 1.87 190,321,742,839.79 3.59 4,748.00 2.02 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 12,025,473,168,891.10 0.39 16,780,986,865.50 0.32 2,335.00 0.99 0.00 0.00 0.00 0.00


07. BENGKULU IDN_BE 5,694,616,667,068.80 0.18 8,897,034,615.66 0.17 2,398.00 1.02 4,199,700.00 0.01 1.00 1.69

08. LAMPUNG IDN_LA 39,124,768,025,263.90 1.26 69,788,190,610.81 1.31 4,451.00 1.89 0.00 0.00 0.00 0.00



11. JAKARTA IDN_JK 656,775,610,858,934.00 21.08 960,357,050,713.91 18.09 52,601.00 22.36 0.00 0.00 0.00 0.00

12. JAWA BARAT IDN_JB 783,164,274,195,570.00 25.14 1,018,947,275,712.60 19.19 38,312.00 16.28 911,627,199.50 1.71 4.00 6.78

13. JAWA TENGAH IDN_JT 148,084,242,929,474.00 4.75 270,169,308,024.93 5.09 15,314.00 6.51 1,008,775.00 0.00 1.00 1.69

14. DIY IDN_YO 21,580,662,074,717.60 0.69 681,443,759,052.02 12.84 4,969.00 2.11 779,787,667.80 1.46 2.00 3.39

15. JAWA TIMUR IDN_JI 417,157,144,096,450.00 13.39 561,546,738,312.98 10.58 19,340.00 8.22 248,096,373.74 0.47 3.00 5.08

16. BANTEN IDN_BT 353,559,730,962,986.00 11.35 499,381,297,101.54 9.41 16,954.00 7.21 0.00 0.00 0.00 0.00

17. BALI IDN_BA 72,746,481,607,611.10 2.34 147,858,289,127.10 2.79 10,464.00 4.45 91,852,625.00 0.17 2.00 3.39







24. SULAWESI UTARA IDN_SA 16,011,908,220,236.60 0.51 34,031,324,271.91 0.64 2,562.00 1.09 0.00 0.00 0.00 0.00

25. SULAWESI TENGAH IDN_ST 3,869,083,751,074.92 0.12 15,071,732,668.49 0.28 1,194.00 0.51 0.00 0.00 0.00 0.00



28. GORONTALO IDN_GO 2,742,046,741,261.40 0.09 5,198,364,240.17 0.10 504.00 0.21 0.00 0.00 0.00 0.00


30. MALUKU IDN_MA 2,522,809,908,678.66 0.08 5,556,394,026.58 0.10 850.00 0.36 657,398,322.00 1.23 6.00 10.17

31. MALUKU UTARA IDN_MU 941,294,657,347.49 0.03 2,956,165,240.48 0.06 395.00 0.17 0.00 0.00 0.00 0.00

32. PAPUA BARAT IDN_PB 2,862,440,334,319.36 0.09 5,600,287,323.85 0.11 1,330.00 0.57 3,381,070,879.16 6.34 21.00 35.59

33. PAPUA IDN_PA 5,625,024,143,943.88 0.18 11,746,059,333.40 0.22 1,970.00 0.84 40,291,239,440.10 75.60 3.00 5.08

34. KALIMANTAN UTARA IDN_KU 950,184,452,025.81 0.03 826,175,500.74 0.02 149.00 0.06 3,268,083,076.00 6.13 2.00 3.39

T O T A L 3,115,430,076,447,770.00 100.00 5,308,400,666,314.47 100.00 235,286.00 100.00 53,295,911,494.05 100.00 59.00 100.00

FREKUENSI KLAIM

CLAIM FREQUENCY






EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

PREMI BRUTO

GROSS PREMIUM

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM




KLAIMCLAIM








01. NAD IDN_AC 10,808,116,350,828.70 0.35 21,150,396,845.98 0.43 1,997.00 0.85 0.00 0.00 0.00 0.00



04. RIAU IDN_RI 58,399,208,045,705.90 1.88 80,491,969,251.75 1.62 4,392.00 1.86 0.00 0.00 0.00 0.00

05. JAMBI IDN_JA 12,025,473,168,891.10 0.39 67,388,810,529.30 1.36 2,471.00 1.05 0.00 0.00 0.00 0.00


07. BENGKULU IDN_BE 5,694,616,667,068.80 0.18 63,047,951,986.91 1.27 2,260.00 0.96 0.00 0.00 0.00 0.00

08. LAMPUNG IDN_LA 39,124,768,025,263.90 1.26 11,640,032,733.28 0.23 4,373.00 1.85 0.00 0.00 0.00 0.00



11. JAKARTA IDN_JK 656,775,610,858,934.00 21.11 41,935,883,375.08 0.85 56,680.00 24.03 0.00 0.00 0.00 0.00

12. JAWA BARAT IDN_JB 783,164,274,195,570.00 25.17 1,069,404,635,142.03 21.56 36,312.00 15.39 0.00 0.00 0.00 0.00

13. JAWA TENGAH IDN_JT 148,084,242,929,474.00 4.76 1,389,376,159,935.81 28.01 14,827.00 6.29 0.00 0.00 0.00 0.00

14. DIY IDN_YO 21,580,662,074,717.60 0.69 208,841,066,224.63 4.21 4,528.00 1.92 0.00 0.00 0.00 0.00

15. JAWA TIMUR IDN_JI 417,157,144,096,450.00 13.41 34,791,588,015.35 0.70 21,203.00 8.99 51,029,676.05 2.98 2.00 10.00

16. BANTEN IDN_BT 353,559,730,962,986.00 11.37 604,600,057,991.74 12.19 16,043.00 6.80 0.00 0.00 0.00 0.00

17. BALI IDN_BA 72,746,481,607,611.10 2.34 627,144,429,331.29 12.64 9,975.00 4.23 2,230.81 0.00 2.00 10.00







24. SULAWESI UTARA IDN_SA 16,011,908,220,236.60 0.51 78,843,354,778.33 1.59 2,296.00 0.97 78,511,425.00 4.58 3.00 15.00

25. SULAWESI TENGAH IDN_ST 3,869,083,751,074.92 0.12 33,036,426,987.91 0.67 999.00 0.42 0.00 0.00 0.00 0.00



28. GORONTALO IDN_GO 2,742,046,741,261.40 0.09 4,307,737,447.16 0.09 592.00 0.25 0.00 0.00 0.00 0.00


30. MALUKU IDN_MA 2,522,809,908,678.66 0.08 4,557,949,085.44 0.09 777.00 0.33 0.00 0.00 0.00 0.00

31. MALUKU UTARA IDN_MU 941,294,657,347.49 0.03 4,902,161,508.25 0.10 406.00 0.17 0.00 0.00 0.00 0.00

32. PAPUA BARAT IDN_PB 2,862,440,334,319.36 0.09 1,839,525,663.89 0.04 1,370.00 0.58 1,438,010,042.04 83.88 7.00 35.00

33. PAPUA IDN_PA 5,625,024,143,943.88 0.18 1,839,525,663.89 0.04 2,033.00 0.86 25,608,000.00 1.49 1.00 5.00

34. KALIMANTAN UTARA IDN_KU -5,129,000,000.00 0.00 -4,872,550.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

T O T A L 3,110,923,749,785,910.00 100.00 4,960,511,224,259.26 100.00 235,899.00 100.00 1,714,424,184.90 100.00 20.00 100.00

FREKUENSI KLAIM

CLAIM FREQUENCY






EKSPOSUR AGREGAT

AGGREGATE EXPOSURE

PREMI BRUTO

GROSS PREMIUM

JUMLAH RISIKO

NUMBER OF RISKS

KLAIM

CLAIM




KLAIMCLAIM


PT REASURANSI MAIPARK

INDONESIA

Desember 2016

Daftar Istilah StatistikStatistical Glossary

Tarif dan Zona Asuransi Gempa Bumi IndonesiaIndonesia Earthquake Insurance Tariff and Zone

Daftar CRESTA Zone untuk IndonesiaCresta Zone List for Indonesia

Skala untuk First Loss, Periode IndemnityScale for First Loss, Indemnity Period

Kode OkupasiOccupation Code

LampiranAnnexes



Lampiran /Annexes

Daftar Istilah Statistik Statistical Glossary

1. OCCUPATION: A - AGRICULTURAL

C - COMMERCIAL

I - INDUSTRIAL

R - RESIDENTIAL

2. ZONES (BASED ON CRESTA-Catastrophe Risk Evaluating and Standardizing Target

Accumulations):

1.1 - Banda Aceh

1.2 - Medan

1.3 - Others

1 - North Sumatera

2.1 - Padang

2.2 - Palembang

2.3 - Others

2 - South Sumatera

3.1 - DKI Jakarta

3.2 - Bandung

3.3 - Others

3 - DKI & West Java

4.1 - Semarang

4.2 - Yogyakarta

4.3 - Others

4 - DIY & Central Java

5.1 - Surabaya

5.2 - Others

5 - East Java

6 - Kalimantan

7.1 - Ujung Pandang

7.2 - Others

7 - Sulawesi

8 - Other Islands

3. f : Frequencies

F : Accumulations of frequencies

Cum : Cumulative (increasing in amount by one addition after another)



Lampiran /Annexes

4. Incurred Claim

Outstanding Claims (100%) plus paid/settled claims (100%)

5. Sum Insured The Sum Insured represents 100% Sum Insured

6. Gross Premium Gross Premium represents 100% premium

7. Loss Ratio The percentage ratio of Incurred claims to Gross Premium



Lampiran /Annexes

Tarif dan Zona Asuransi Gempa Bumi Indonesia Indonesia Earthquake Insurance Tariff and Zone

TARIF PREMI ASURANSI GEMPA BUMI

PADA LINI USAHA ASURANSI HARTA BENDA

1. Tarif Premi untuk Kerusakan Fisik dan Gangguan Usaha dengan Harga Pertanggungan Nilai Penuh

(Full Value Basis) dengan Indemnity Period 12 bulan berdasarkan Surat Edaran OJK Nomor: SE-

06/D.05/2013, tanggal 31 Desember 2013.

Commercial and Industrial (Non Dwelling House)

Kelas Konstruksi Tarif Premi per mil (%o)

Zona I Zona II Zona III Zona IV Zona V

Steel, Wood and RC Frame < 9 Storeys 0,90 0,95 1,25 1,50 1,90

Steel, Wood and RC Frame > 9 Storeys 1,35 1,45 1,55 1,60 2,00

Others 1,00 1,10 1,55 3,00 4,70

Dwelling House – occupation code 2976

Kelas Konstruksi Tarif Premi per mil (%o)


Steel, Wood and RC Frame 0,85 0,95 1,15 1,35 1,60

Others 0,90 1,00 1,55 2,75 4,50

Zona mengacu pada Lampiran 3 kolom Zona*

Aturan Tambahan

a. Untuk gedung bertingkat yang mempunyai bangunan di bawah tanah yang lazim disebut

“basement” atau “semi basement” atau dengan nama apapun, lantai bawah tanah tersebut juga

diperhitungkan dalam menentukan jumlah lantai. Dengan demikian, semua lantai dihitung, baik

lantai yang ada di atas tanah maupun yang di bawah tanah.

b. Untuk tower antena yang lazim digunakan sebagai pemancar radio, jaringan listrik, jaringan

telepon genggam dan sejenisnya, tingginya tower (dihitung dari permukaan tanah) dianggap

sebagai ukuran jumlah lantai, dengan menggunakan dasar perhitungan tinggi 1 (satu) lantai adalah

+/- 4 meter.

DEFINISI

COMMERCIAL AND

INDUSTRIAL

: Obyek selain okupasi dwelling house (kode okupasi

selain 2976)

Steel Frame : Struktur bangunan yang menggunakan Baja sebagai

rangkanya

Wood : Struktur bangunan yang menggunakan kayu sebagai

rangkanya

Reinforced Concrete : Struktur bangunan yang menggunakan beton bertulang

sebagai rangkanya

Others (Incl. No Frame) : Struktur bangunan selain konstruksi baja, beton bertulang

atau rangka kayu; termasuk bangunan yang terbuat dari

susunan batu tanpa rangka



Lampiran / Annexes

DWELLING HOUSE : Obyek dengan kode okupasi 2976

Steel, Wood or RC Frame : struktur bangunan rumah tinggal dengan konstruksi baja,

beton bertulang atau rangka kayu

Others : struktur bangunan rumah tinggal selain konstruksi baja,

beton bertulang atau rangka kayu termasuk bangunan

rumah tinggal yang terbuat dari susunan batu tanpa

rangka.

2. Tarif Premi atau Kontribusi untuk Kerusakan Fisik dan Gangguan Usaha dengan harga

pertanggungan Nilai Penuh (full value basis) dengan indemnity period 12 bulan berdasarkan Surat

Edaran OJK Nomor: NOMOR 21/SEOJK.05/2015, 30 Juni 2015


Kelas Konstruksi Tarif Premi atau Kontribusi per mil (%o)


Com: Steel, Wood, RC < 9 0,75 0,76 1,00 1,43 1,90

Com: Steel, Wood, RC > 9 1,12 1,15 1,22 1,53 2,00

Com: Others 0,80 1,04 1,55 2,46 4,70




DW: Steel, Wood, RC 0,76 0,79 1,04 1,35 1,60

DW: Others 0,80 1,00 1,55 2,24 4,50

Zona mengacu pada Lampiran 3 kolom Zona**

DEFINISI

Konstruksi Commercial : Objek pertanggungan dengan kode okupasi selain rumah

tinggal (Kode Okupasi selain 2976)

Com: Steel, Wood, RC < 9 : Konstruksi bangunan menggunakan rangka Baja, Kayu,

Beton Bertulang, dengan jumlah lantai sampai dengan 9

lantai

Com: Steel, Wood, RC > 9 : Konstruksi bangunan menggunakan rangka Baja, Kayu,

Beton Bertulang, dengan jumlah lantai lebih dari 9 lantai

Com: Others : Konstruksi bangunan tanpa menggunakan rangka

Baja, Kayu, dan Beton Bertulang

Dwelling House : Objek pertanggungan rumah tinggal dengan kode

okupasi 2976 (Semua kelas konstruksi)

DW: Steel, Wood, RC : Konstruksi rumah tinggal yang menggunakan rangka

Baja, Kayu, Beton Bertulang

DW: Others : Konstruksi rumah tinggal tanpa menggunakan rangka


DEDUCTIBLE

0 – USD 100 Juta = 2.5% of TSI

> USD 100 Juta s/d USD 300 Juta = 2.5% of TSI maksimum USD 3 Juta



Lampiran / Annexes

> USD 300 Juta = Minimum USD 2 Juta

BUSSINES INTERRUPTION

Commercial Industrial

0 – USD 100 Juta Minimum 14 Hari Minimum 21 Hari

> USD 100 Juta s/d USD 300 Juta Minimum 21 Hari Minimum 30 Hari

> USD 300 Juta Minimum 30 Hari Minimum 45 Hari

DEFINISI COMMERCIAL DAN INDUSTRIAL

Industrial → Mengacu pada kode okupasi 200-287 dan 2911-2915 sebagaimana dimaksud pada

Lampiran I Tabel I.A

Commercial → Mengacu pada kode okupasi 2901-2909 dan 2921-2969 sebagaimana dimaksud

pada Lampiran I Tabel I.A

Agricultural → Mengacu pada kode okupasi 40 dan 300-318 sebagaimana dimaksud pada


Residental → Mengacu pada kode okupasi 2971-2992 sebagaimana dimaksud pada Lampiran I

Tabel I.A

(Sumber: Lampiran I Tabel I.A terdapat dalam Surat Edaran OJK

Nomor: 21/SEOJK.05/2015, 30 Juni 2015)

Aturan Tambahan


“basement” atau “semi basement” atau dengan nama apapun, lantai bawah tanah tersebut juga

diperhitungkan dalam menentukan jumlah lantai. Dengan demikian, semua lantai dihitung, baik

lantai yang ada di atas tanah maupun yang di bawah tanah.



sebagai ukuran jumlah lantai, dengan menggunakan dasar perhitungan tinggi 1 (satu) lantai

adalah hingga 4 meter.

3. Tarif Premi atau Kontribusi untuk Kerusakan Fisik dan Gangguan Usaha dengan harga

pertanggungan Nilai Penuh (full value basis) dengan indemnity period 12 bulan berdasarkan Surat

Edaran OJK Nomor: 6 /SEOJK.05/2017, 26 Januari 2017




Com: Steel, Wood, RC < 9 0,75 0,76 1,00 1,43 1,90

Com: Steel, Wood, RC > 9 1,12 1,15 1,22 1,53 2,00

Com: Others 0,80 1,04 1,55 2,46 4,70



Lampiran / Annexes




DW: Steel, Wood, RC 0,76 0,79 1,04 1,35 1,60

DW: Others 0,80 1,00 1,55 2,24 4,50

Zona mengacu pada Lampiran 3 kolom Zona**

DEFINISI

Konstruksi Commercial : Objek pertanggungan dengan kode okupasi selain rumah

tinggal (Kode Okupasi selain 2976)

Com: Steel, Wood, RC < 9 : Konstruksi bangunan menggunakan rangka Baja, Kayu,

Beton Bertulang, dengan jumlah lantai sampai dengan 9

lantai

Com: Steel, Wood, RC > 9 : Konstruksi bangunan menggunakan rangka Baja, Kayu,

Beton Bertulang, dengan jumlah lantai lebih dari 9 lantai

Com: Others : Konstruksi bangunan tanpa menggunakan rangka Baja,

Kayu, dan Beton Bertulang

Dwelling House : Objek pertanggungan rumah tinggal dengan kode

okupasi 2976 (Semua kelas konstruksi)

DW: Steel, Wood, RC : Konstruksi rumah tinggal yang menggunakan rangka

Baja, Kayu, Beton Bertulang

DW: Others : Konstruksi rumah tinggal tanpa menggunakan rangka


DEDUCTIBLE

A. Single Location, Single Occupation

Sum Insured

(Juta Dolar) Deductible Rate

Diskon

Premi

0 - 100 2,5% x TSI by zone -

>100 - 300 2,5% x TSI maksimum USD 3 Juta by zone -

> 300 - 1000 minimum USD 3 Juta by zone -

> 1000 Market Market Market

B. Single Location, Multi Occupation

Sum Insured


Diskon

Premi

0 - 100 2,5% x SI any one risk by zone -

>100 - 300 2,5%xSI any one risk maksimum USD 3 Juta by zone -

> 300 - 1000 minimum USD 3 Juta by zone -




Lampiran / Annexes

C. Multi Location, Single Occupation

Sum Insured


Diskon

Premi

0 - 100 2,5% x TSI per premises Rate Zona Mayoritas by SI -

>100 - 300 2,5% x TSI per premises Rate Zona Mayoritas by SI -

> 300 - 1000 2,5% x TSI per premises Rate Zona Mayoritas by SI -


D. Multi Location, Multi Occupation

Sum Insured


Diskon

Premi

0 - 100 2,5% x TSI per premises Rate Zona Mayoritas by SI -

>100 - 300 2,5% x TSI per premises Rate Zona Mayoritas by SI -

> 300 - 1000 2,5% x TSI per premises Rate Zona Mayoritas by SI -


DEFINISI COMMERCIAL DAN INDUSTRIAL

Industrial → Mengacu pada kode okupasi 200-287 dan 2911-2915 sebagaimana dimaksud pada


Commercial → Mengacu pada kode okupasi 2901-2909 dan 2921-2969 sebagaimana dimaksud

pada Lampiran I Tabel I.A

Agricultural → Mengacu pada kode okupasi 40 dan 300-318 sebagaimana dimaksud pada


Residental → Mengacu pada kode okupasi 2971-2992 sebagaimana dimaksud pada Lampiran I

Tabel I.A

(Sumber: Lampiran I Tabel I.A terdapat dalam Surat Edaran OJK

Nomor: 6 /SEOJK.05/2017, 26 Januari 2017)

Aturan Tambahan


“basement” atau “semi basement” atau dengan nama apapun, lantai bawah tanah tersebut

juga diperhitungkan dalam menentukan jumlah lantai.Dengan demikian, semua lantai

dihitung, baik lantai yang ada di atas tanah maupun yang di bawah tanah.

BUSINESS INTERRUPTION

Commercial Industrial

0 – USD 100 Juta Minimum 14 Hari Minimum 21 Hari

> USD 100 Juta s/d USD 300 Juta Minimum 21 Hari Minimum 30 Hari

> USD 300 Juta Minimum 30 Hari Minimum 45 Hari



Lampiran / Annexes



sebagai ukuran jumlah lantai, dengan menggunakan dasar perhitungan tinggi 1 (satu) lantai

adalah hingga 4 meter.

ZONA ASURANSI GEMPA BUMI INDONESIA

PROVINSI KOTA / KABUPATEN ZONA* ZONA**

BALI KAB. BADUNG 4 4

KAB. BANGLI 3 4

KAB. BULELENG 3 4

KAB. GIANYAR 4 4

KAB. JEMBRANA 3 4

KAB. KLUNGKUNG 3 4

KAB. TABANAN 3 4

KOTA DENPASAR 4 4

KAB. KARANG ASEM 3 5

BANTEN KAB. LEBAK 4 4

KAB. SERANG 4 4

KAB. TANGERANG 4 4

KOTA CILEGON 4 4

KOTA SERANG 4 4

KOTA TANGERANG 4 4

KAB. PANDEGLANG 4 5

KOTA TANGERANG SELATAN 4 4

BENGKULU KAB. BENGKULU SELATAN 4 5

KAB. BENGKULU UTARA 5 5

KAB. KAUR 5 5

KAB. KEPAHIANG 5 5

KAB. LEBONG 5 5

KAB. MUKOMUKO 5 5

KAB. REJANG LEBONG 5 5

KAB. SELUMA 4 5

KOTA BENGKULU 5 5

KAB. BENGKULU TENGAH 5 5

D.I. YOGYAKARTA KAB. BANTUL 5 4

KAB. GUNUNG KIDUL 4 4

KAB. KULON PROGO 4 4

KAB. SLEMAN 4 4

KOTA YOGYAKARTA 4 4

DKI JAKARTA KAB. KEPULAUAN SERIBU 4 3

KOTA JAKARTA BARAT 4 4

KOTA JAKARTA PUSAT 4 4

KOTA JAKARTA SELATAN 4 4

KOTA JAKARTA TIMUR 4 4

KOTA JAKARTA UTARA 4 4



Lampiran / Annexes


GORONTALO KAB. BOALEMO 5 5

KAB. BONE BOLANGO 5 5

KAB. GORONTALO 5 5

KAB. GORONTALO UTARA 5 5

KAB. POHUWATO 5 5

KOTA GORONTALO 5 5

JAMBI KAB. BATANG HARI 3 2

KAB. MUARO JAMBI 3 2

KAB. TANJUNG JABUNG BARAT 3 2

KAB. TANJUNG JABUNG TIMUR 3 2

KOTA JAMBI 3 2

KAB. BUNGO 4 3

KAB. SAROLANGUN 4 3

KAB. TEBO 3 3

KAB. MERANGIN 5 4

KAB. KERINCI 5 5

KOTA SUNGAI PENUH 5 5

JAWA BARAT KAB. CIREBON 3 3

KAB. INDRAMAYU 4 3

KAB. SUMEDANG 5 3

KOTA CIREBON 3 3

KAB. BANDUNG 4 4

KAB. BANDUNG BARAT 4 4

KAB. BEKASI 3 4

KAB. BOGOR 4 4

KAB. CIAMIS 4 4

KAB. CIANJUR 4 4

KAB. GARUT 4 4

KAB. KARAWANG 3 4

KAB. KUNINGAN 3 4

KAB. MAJALENGKA 3 4

KAB. PURWAKARTA 4 4

KAB. PANGANDARAN 4 4

KAB. SUBANG 5 4

KAB. SUKABUMI 4 4

KAB. TASIKMALAYA 4 4

KOTA BANDUNG 5 4

KOTA BANJAR 3 4

KOTA BEKASI 4 4

KOTA BOGOR 4 4

KOTA CIMAHI 5 4

KOTA DEPOK 4 4

KOTA SUKABUMI 5 4

KOTA TASIKMALAYA 3 4



Lampiran / Annexes


JAWA TENGAH KAB. BANYUMAS 3 3

KAB. BATANG 3 3

KAB. BLORA 3 3

KAB. BOYOLALI 3 3

KAB. BREBES 3 3

KAB. DEMAK 4 3

KAB. GROBOGAN 4 3

KAB. JEPARA 4 3

KAB. KARANGANYAR 4 3

KAB. KENDAL 3 3

KAB. KUDUS 4 3

KAB. PATI 4 3

KAB. PEKALONGAN 3 3

KAB. PEMALANG 3 3

KAB. PURBALINGGA 3 3

KAB. REMBANG 5 3

KAB. SEMARANG 3 3

KAB. SRAGEN 3 3

KAB. TEMANGGUNG 3 3

KOTA MAGELANG 3 3

KOTA PEKALONGAN 3 3

KOTA SALATIGA 3 3

KOTA SEMARANG 3 3

KOTA SURAKARTA 4 3

KOTA TEGAL 3 3

KAB. BANJARNEGARA 3 4

KAB. CILACAP 3 4

KAB. KEBUMEN 4 4

KAB. KLATEN 5 4

KAB. MAGELANG 4 4

KAB. PURWOREJO 4 4

KAB. SUKOHARJO 4 4

KAB. TEGAL 4 4

KAB. WONOGIRI 4 4

KAB. WONOSOBO 3 4

JAWA TIMUR KAB. BANGKALAN 3 3

KAB. BOJONEGORO 3 3

KAB. BONDOWOSO 3 3

KAB. GRESIK 3 3

KAB. JEMBER 4 3

KAB. JOMBANG 3 3

KAB. LAMONGAN 3 3

KAB. MADIUN 3 3

KAB. MAGETAN 3 3

KAB. MOJOKERTO 3 3

KAB. NGANJUK 3 3

KAB. NGAWI 3 3

KAB. PAMEKASAN 3 3



Lampiran / Annexes


JAWA TIMUR KAB. PASURUAN 3 3

KAB. PROBOLINGGO 3 3

KAB. SAMPANG 3 3

KAB. SIDOARJO 3 3

KAB. SITUBONDO 3 3

KAB. SUMENEP 3 3

KAB. TUBAN 3 3

KOTA MADIUN 3 3

KOTA MOJOKERTO 3 3

KOTA PASURUAN 3 3

KOTA PROBOLINGGO 4 3

KOTA SURABAYA 3 3

KAB. BANYUWANGI 3 4

KAB. BLITAR 3 4

KAB. KEDIRI 3 4

KAB. LUMAJANG 3 4

KAB. MALANG 3 4

KAB. PACITAN 4 4

KAB. PONOROGO 3 4

KAB. TRENGGALEK 4 4

KAB. TULUNGAGUNG 3 4

KOTA BATU 3 4

KOTA BLITAR 3 4

KOTA KEDIRI 3 4

KOTA MALANG 3 4

KALIMANTAN BARAT KAB. BENGKAYANG 1 1

KAB. KAPUAS HULU 1 1

KAB. KAYONG UTARA 1 1

KAB. KETAPANG 1 1

KAB. KUBU RAYA 1 1

KAB. LANDAK 1 1

KAB. MELAWI 1 1

KAB. MEMPAWAH 1 1

KAB. SAMBAS 1 1

KAB. SANGGAU 1 1

KAB. SEKADAU 1 1

KAB. SINTANG 1 1

KOTA PONTIANAK 1 1

KOTA SINGKAWANG 1 1

KALIMANTAN SELATAN KAB. BALANGAN 1 1

KAB. BANJAR 1 1

KAB. BARITO KUALA 1 1

KAB. HULU SUNGAI SELATAN 1 1

KAB. HULU SUNGAI TENGAH 1 1

KAB. HULU SUNGAI UTARA 1 1

KAB. KOTABARU 1 1

KAB. TABALONG 1 1

KAB. TANAH BUMBU 1 1



Lampiran / Annexes


KALIMANTAN SELATAN KAB. TANAH LAUT 1 1

KAB. TAPIN 1 1

KOTA BANJARBARU 1 1

KOTA BANJARMASIN 1 1

KALIMANTAN TENGAH KAB. BARITO SELATAN 1 1

KAB. BARITO TIMUR 1 1

KAB. BARITO UTARA 1 1

KAB. GUNUNG MAS 1 1

KAB. KAPUAS 1 1

KAB. KATINGAN 1 1

KAB. KOTAWARINGIN BARAT 1 1

KAB. KOTAWARINGIN TIMUR 1 1

KAB. LAMANDAU 1 1

KAB. MURUNG RAYA 1 1

KAB. PULANG PISAU 1 1

KAB. SERUYAN 1 1

KAB. SUKAMARA 1 1

KOTA PALANG KARAYA 1 1

KALIMANTAN TIMUR KAB. KUTAI BARAT 1 1

KAB. KUTAI KARTANEGARA 1 1

KAB. PASER 1 1

KAB. PENAJAM PASER UTARA 1 1

KOTA BALIKPAPAN 1 1

KOTA SAMARINDA 1 1

KAB. KUTAI TIMUR 1 2

KOTA BONTANG 2 2

KAB. BERAU 2 3

KAB. MAHAKAM ULU 1 1

KALIMANTAN UTARA KAB. MALINAU 2 2

KAB. NUNUKAN 1 2

KAB. TANA TIDUNG 1 2

KOTA TARAKAN 2 2

KAB. BULUNGAN 1 3

KEPULAUAN BANGKA

BELITUNG

KAB. BANGKA 3 1

KAB. BANGKA BARAT 3 1

KAB. BANGKA TENGAH 2 1

KAB. BELITUNG 1 1

KAB. BELITUNG TIMUR 1 1

KOTA PANGKAL PINANG 2 1

KAB. BANGKA SELATAN 2 2

KEPULAUAN RIAU KAB. BINTAN 2 1

KAB. KARIMUN 2 1

KAB. LINGGA 3 1

KAB. NATUNA 1 1

KOTA BATAM 2 1

KOTA TANJUNG PINANG 2 1

KAB. KEPULAUAN ANAMABAS 1 1



Lampiran / Annexes


LAMPUNG KAB. LAMPUNG TENGAH 4 3

KAB. LAMPUNG TIMUR 4 3

KAB. LAMPUNG UTARA 4 3

KAB. TULANGBAWANG 4 3

KAB. WAY KANAN 4 3

KOTA METRO 4 3

KAB. LAMPUNG SELATAN 4 4

KAB. PESAWARAN 4 4

KOTA BANDAR LAMPUNG 4 4

KAB. LAMPUNG BARAT 5 5

KAB. TANGGAMUS 5 5

KAB. PESISIR BARAT 5 5

KAB. PRINGSEWU 4 5

KAB. MESUJI 3 3

KAB. TULANG BAWANG BARAT 4 3

MALUKU KAB. MALUKU TENGAH 5 4

KAB. MALUKU TENGGARA 5 4

KAB. SERAM BAGIAN BARAT 5 4

KOTA TUAL 5 4

KAB. BURU 5 5

KAB. KEPULAUAN ARU 4 5

KAB. MALUKU TENGGARA

BARAT

5 5

KAB. SERAM BAGIAN TIMUR 5 5

KOTA AMBON 5 5

KAB. MALUKU BARAT DAYA 4 5

KAB. BURU SELATAN 4 5

MALUKU UTARA KAB. HALMAHERA TENGAH 4 4

KAB. HALMAHERA TIMUR 4 4

KAB. HALMAHERA BARAT 5 5

KAB. HALMAHERA SELATAN 4 5

KAB. HALMAHERA UTARA 5 5

KAB. KEPULAUAN SULA 4 5

KOTA TERNATE 5 5

KOTA TIDORE KEPULAUAN 5 5

KAB. PULAU TALIABU 4 5

KAB. PULAU MOROTAI 5 5

NANGGROE ACEH

DARUSSALAM KAB. ACEH UTARA 5 3

KOTA LHOKSEUMAWE 4 3

KAB. ACEH TAMIANG 4 4

KAB. ACEH TENGAH 5 4

KAB. ACEH TIMUR 5 4

KAB. BENER MERIAH 4 4

KAB. BIREUEN 5 4

KOTA LANGSA 4 4

KAB. ACEH BARAT 5 5

KAB. ACEH BARAT DAYA 5 5



Lampiran / Annexes


NANGGROE ACEH

DARUSSALAM

KAB. ACEH BESAR 5 5

KAB. ACEH JAYA 5 5

KAB. ACEH SELATAN 5 5

KAB. ACEH SINGKIL 5 5

KAB. ACEH TENGGARA 5 5

KAB. GAYO LUES 5 5

KAB. NAGAN RAYA 5 5

KAB. PIDIE 5 5

KAB. PIDIE JAYA 5 5

KAB. SIMEULUE 5 5

KOTA BANDA ACEH 5 5

KOTA SABANG 5 5

KOTA SUBULUSSALAM 5 5

NUSA TENGGARA BARAT KAB. BIMA 3 4

KAB. LOMBOK TENGAH 4 4

KAB. LOMBOK TIMUR 3 4

KAB. SUMBAWA 3 4

KAB. SUMBAWA BARAT 3 4

KOTA BIMA 4 4

KAB. DOMPU 3 5

KAB. LOMBOK BARAT 4 5

KOTA MATARAM 5 5

KAB. LOMBOK UTARA 3 5

NUSA TENGGARA TIMUR KAB. ENDE 3 4

KAB. FLORES TIMUR 3 4

KAB. KUPANG 4 4

KAB. MANGGARAI 3 4

KAB. MANGGARAI BARAT 4 4

KAB. MANGGARAI TIMUR 3 4

KAB. NGADA 3 4

KAB. ROTE NDAO 4 4

KAB. SIKKA 3 4

KAB. SUMBA TIMUR 3 4

KOTA KUPANG 5 4

KAB. ALOR 3 5

KAB. BELU 4 5

KAB. LEMBATA 3 5

KAB. NAGEKEO 3 5

KAB. SUMBA BARAT 4 5

KAB. SUMBA BARAT DAYA 4 5

KAB. SUMBA TENGAH 3 5

KAB. TIMOR TENGAH SELATAN 3 5

KAB. TIMOR TENGAH UTARA 3 5

KAB. MALAKA 4 5

KAB. SABU RAIJUA 5 4



Lampiran / Annexes


PAPUA KAB. MERAUKE 1 1

KAB. ASMAT 3 2

KAB. BOVEN DIGOEL 2 2

KAB. MAPPI 2 2

KAB. MIMIKA 5 3

KAB. PUNCAK JAYA 3 3

KAB. BIAK NUMFOR 4 4

KAB. PANIAI 3 4

KAB. PEGUNUNGAN BINTANG 5 4

KAB. SUPIORI 5 4

KAB. WAROPEN 4 4

KAB. KEPULAUAN YAPEN 5 4

KAB. JAYAPURA 5 5

KAB. JAYAWIJAYA 3 5

KAB. KEEROM 4 5

KAB. NABIRE 5 5

KAB. SARMI 5 5

KAB. TOLIKARA 3 5

KAB. YAHUKIMO 3 5

KOTA JAYAPURA 3 5

KAB. MAMBERAMO RAYA 4 5

KAB. NDUGA 4 5

KAB. LANNY JAYA 3 5

KAB. MAMBERAMO TENGAH 3 5

KAB. YALIMO 3 5

KAB. PUNCAK 3 3

KAB. DOGIYAI 4 5

KAB. INTAN JAYA 3 4

KAB. DEIYAI 4 4

PAPUA BARAT KAB. FAKFAK 4 3

KAB. KAIMANA 5 3

KAB. SORONG SELATAN 3 3

KOTA SORONG 5 3

KAB. RAJA AMPAT 3 4

KAB. SORONG 4 4

KAB. TELUK BINTUNI 3 4

KAB. TELUK WONDOMA 3 4

KAB. MANOKWARI 4 5

KAB. MANOKWARI SELATAN 4 5

KAB. PEGUNUNGAN ARFAK 4 5

KAB. TAMBRAUW 5 5

KAB. MAYBRAT 4 3

RIAU KAB. BENGKALIS 3 2

KAB. INDRAGIRI HILIR 3 2

KAB. INDRAGIRI HULU 4 2

KAB. PELALAWAN 4 2



Lampiran / Annexes


RIAU KAB. ROKAN HILIR 4 2

KAB. SIAK 3 2

KOTA DUMAI 3 2

KAB. KAMPAR 4 3

KAB. KUANTAN SINGINGI 4 3

KAB. ROKAN HULU 4 3

KOTA PEKANBARU 4 3

KAB. KEPULAUAN MERANTI 3 2

SULAWESI SELATAN KAB. BARRU 2 3

KAB. ENREKANG 3 3

KAB. LUWU 2 3

KAB. LUWU TIMUR 4 3

KAB. LUWU UTARA 3 3

KAB. PINRANG 3 3

KAB. SIDENRENG RAPPANG 4 3

KAB. SOPPENG 3 3

KAB. WAJO 3 3

KOTA PALOPO 3 3

KOTA PARE-PARE 3 3

KAB. BANTAENG 2 2

KAB. BONE 2 2

KAB. BULUKUMBA 2 2

KAB. GOWA 2 2

KAB. JENEPONTO 2 2

KAB. MAROS 2 2

KAB. PANGKAJENE DAN

KEPULAUAN

3 2

KAB. SELAYAR 4 2

KAB. SINJAI 2 2

KAB. TAKALAR 2 2

KOTA MAKASSAR 2 2

KAB. TANA TORAJA 3 4

SULAWESI BARAT KAB. MAMUJU UTARA 4 3

KAB. MAJENE 5 4

KAB. MAMASA 3 4

KAB. MAMUJU 4 4

KAB. MAMUJU TENGAH 4 4

SULAWESI TENGAH KAB. MOROWALI 4 3

KAB. BANGGAI KEPULAUAN 4 4

KAB. DONGGALA 4 4

KAB. POSO 5 4

KAB. TOJO UNA-UNA 4 4

KOTA PALU 5 4

KAB. BANGGAI 4 5

KAB. BUOL 5 5

KAB. PARIGI MOUTONG 4 5



Lampiran / Annexes


SULAWESI TENGAH KAB. TOLI-TOLI 5 5

KAB. BANGGAI LAUT 4 4

KAB. MOROWALI UTARA 4 3

KAB. SIGI 4 4

SULAWESI TENGGARA KAB. BOMBANA 2 3

KAB. BUTON 3 3

KAB. KOLAKA 2 3

KAB. KOLAKA UTARA 3 3

KAB. KONAWE 4 3

KAB. KONAWE SELATAN 3 3

KAB. KONAWE UTARA 5 3

KAB. MUNA 2 3

KAB. WAKATOBI 3 3

KOTA BAU-BAU 2 3

KAB. BUTON UTARA 3 4

KOTA KENDARI 5 4

KAB. KONAWE KEPULAUAN 4 3

KAB. KOLAKA TIMUR 2 3

SULAWESI UTARA KAB. BOLAANG MONGONDOW 4 5

KAB. BOLAANG MONGONDOW

UTARA

4 5

KAB. KEPULAUAN SANGIHE 5 5

KAB. SIAU TAGULANDANG

BITARO

5 5

KAB. KEPULAUAN TALAUD 5 5

KAB. MINAHASA 5 5

KAB. MINAHASA SELATAN 4 5

KAB. MINAHASA TENGGARA 5 5

KAB. MINAHASA UTARA 5 5

KOTA BITUNG 5 5

KOTA KOTAMOBAGU 4 5

KOTA MANADO 4 5

KOTA TOMOHON 5 5


SELATAN

4 5


TIMUR

4 5

SUMATERA BARAT KAB. DHARMASRAYA 4 3

KAB. PASAMAN 5 3

KAB. LIMA PULUH KOTA 5 4

KAB. PASAMAN BARAT 5 4

KAB. SIJUNJUNG 4 4

KAB. TANAH DATAR 5 4

KOTA PAYAKUMBUH 4 4

KOTA SAWAH LUNTO 5 4

KAB. AGAM 5 5

KAB. KEPULAUAN MENTAWAI 5 5

KAB. PADANG PARIAMAN 5 5



Lampiran / Annexes


SUMATERA BARAT KAB. PESISIR SELATAN 5 5

KAB. SOLOK 5 5

KAB. SOLOK SELATAN 5 5

KOTA BUKITTINGGI 5 5

KOTA PADANG 5 5

KOTA PADANG PANJANG 5 5

KOTA PARIAMAN 5 5

KOTA SOLOK 5 5

SUMATERA SELATAN KAB. OGAN ILIR 4 2

KAB. OGAN KOMERING ILIR 3 2

KOTA PALEMBANG 3 2

KAB. BANYU ASIN 4 3

KAB. LAHAT 5 3

KAB. MUARA ENIM 4 3

KAB. MUSI BANYUASIN 4 3

KAB. OGAN KOMERING ULU 4 3

KAB. OGAN KOMERING ULU

TIMUR

4 3

KOTA PRABUMULIH 4 3

KAB. EMPAT LAWANG 5 4

KAB. MUSI RAWAS 4 4

KAB. OGAN KOMERING ULU

SELATAN

5 4

KOTA LUBUKLINGGAU 5 4

KOTA PAGAR ALAM 5 4

KAB. PENUKAL ABAB LEMATANG

ILIR

4 3

KAB. MUSI RAWAS UTARA 4 4

SUMATERA UTARA KAB. ASAHAN 4 3

KAB. BATU BARA 4 3

KAB. DELI SERDANG 4 3

KAB. LABUHAN BATU 4 3

KAB. LANGKAT 5 3

KAB. SERDANG BEDAGAI 4 3

KOTA BINJAI 4 3

KOTA MEDAN 4 3

KOTA TANJUNG BALAI 4 3

KOTA TEBING TINGGI 4 3

KAB. DAIRI 5 4

KAB. KARO 5 4

KAB. MANDAILING NATAL 5 4

KAB. PADANG LAWAS 5 4

KAB. PAKPAK BHARAT 5 4

KAB. SAMOSIR 5 4

KAB. SIMALUNGUN 5 4

KAB. TAPANULI SELATAN 5 4

KAB. TOBA SAMOSIR 5 4

KOTA PADANG SIDIMPUAN 5 4



Lampiran / Annexes


SUMATERA UTARA KOTA PEMATANG SIANTAR 4 4

KAB. HUMBANG HASUNDUTAN 5 5

KAB. NIAS 5 5

KAB. NIAS SELATAN 5 5

KAB. TAPANULI TENGAH 5 5

KAB. TAPANULI UTARA 5 5

KAB. PADANG LAWAS UTARA 5 4

KAB. LABUHAN BATU SELATAN 4 3

KAB. LABUHAN BATU UTARA 4 3

KAB. NIAS UTARA 5 5

KAB. NIAS BARAT 5 5

KOTA GUNUNGSITOLI 5 5

KOTA SIBOLGA 5 5

*Berdasarkan Surat Edaran OJK Nomor 21/SEOJK.05/2015 dan Nomor 6 /SEOJK.05/2017

** Berdasarkan Surat Edaran Nomor SE-06/D.05/2013



Lampiran / Annexes

Daftar CRESTA Zone untuk Indonesia Cresta Zone List for Indonesia

CRESTA ID* CRESTA Description

IDN_AC Nanggroe Aceh Darussalam

IDN_BA Bali

IDN_BB Kepulauan Bangka Belitung

IDN_BE Bengkulu

IDN_BT Banten

IDN_GO Gorontalo

IDN_JA Jambi

IDN_JB Jawa Barat

IDN_JI Jawa Timur

IDN_JK DKI Jakarta

IDN_JT Jawa Tengah

IDN_KB Kalimantan Barat

IDN_KI Kalimantan Timur

IDN_KR Kepulauan Riau

IDN_KS Kalimantan Selatan

IDN_KT Kalimantan Tengah

IDN_LA Lampung

IDN_MA Maluku

IDN_MU Maluku Utara

IDN_NB Nusa Tenggara Barat

IDN_NT Nusa Tenggara Timur

IDN_PA Papua

IDN_PB Papua Barat

IDN_RI Riau

IDN_SA Sulawesi Utara

IDN_SB Sumatera Barat

IDN_SG Sulawesi Tenggara

IDN_SN Sulawesi Selatan

IDN_SR Sulawesi Barat

IDN_SS Sumatera Selatan

IDN_ST Sulawesi Tengah

IDN_SU Sumatera Utara

IDN_YO DI Yogyakarta

* Cresta Zone terbaru dari www.cresta.org yang terkini tahun 2012 dengan low resolution

* Update Cresta Zone 2012 from www.cresta.org with low resolution

http://www.cresta.org/



Lampiran / Annexes

CRESTA ID** CRESTA Description CRESTA ID** CRESTA Description

IDN_1101 Simeulue IDN_1222 Labuhan Batu Selatan

IDN_1102 Aceh Singkil IDN_1223 Labuhan Batu Utara

IDN_1103 Aceh Selatan IDN_1224 Nias Utara

IDN_1104 Aceh Tenggara IDN_1225 Nias Barat

IDN_1105 Aceh Timur IDN_1271 Kota Sibolga

IDN_1106 Aceh Tengah IDN_1272 Kota Tanjung Balai

IDN_1107 Aceh Barat IDN_1273 Kota Pematang Siantar

IDN_1108 Aceh Besar IDN_1274 Kota Tebing Tinggi

IDN_1109 Pidie IDN_1275 Kota Medan

IDN_1110 Bireuen IDN_1276 Kota Binjai

IDN_1111 Aceh Utara IDN_1277 Kota Padang Sidempuan

IDN_1112 Aceh Barat Daya IDN_1278 Kota Gunungsitoli

IDN_1113 Gayo Lues IDN_1301 Kepulauan Mentawai

IDN_1114 Aceh Tamiang IDN_1302 Pesisir Selatan

IDN_1115 Nagan Raya IDN_1303 Solok

IDN_1116 Aceh Jaya IDN_1304 Sijunjung

IDN_1117 Bener Meriah IDN_1305 Tanah Datar

IDN_1118 Pidie Jaya IDN_1306 Padang Pariaman

IDN_1171 Kota Banda Aceh IDN_1307 Agam

IDN_1172 Kota Sabang IDN_1308 Lima Puluh Kota

IDN_1173 Kota Langsa IDN_1309 Pasaman

IDN_1174 Kota Lhokseumawe IDN_1310 Solok Selatan

IDN_1175 Kota Subulussalam IDN_1311 Dharmas Raya

IDN_1201 Nias IDN_1312 Pasaman Barat

IDN_1202 Mandailing Natal IDN_1371 Kota Padang

IDN_1203 Tapanuli Selatan IDN_1372 Kota Solok

IDN_1204 Tapanuli Tengah IDN_1373 Kota Sawah Lunto

IDN_1205 Tapanuli Utara IDN_1374 Kota Padang Panjang

IDN_1206 Toba Samosir IDN_1375 Kota Bukittinggi

IDN_1207 Labuhan Batu IDN_1376 Kota Payakumbuh

IDN_1208 Asahan IDN_1377 Kota Pariaman

IDN_1209 Simalungun IDN_1401 Kuantan Singingi

IDN_1210 Dairi IDN_1402 Indragiri Hulu

IDN_1211 Karo IDN_1403 Indragiri Hilir

IDN_1212 Deli Serdang IDN_1404 Pelalawan

IDN_1213 Langkat IDN_1405 Siak

IDN_1214 Nias Selatan IDN_1406 Kampar

IDN_1215 Humbang Hasundutan IDN_1407 Rokan Hulu

IDN_1216 Pakpak Bharat IDN_1408 Bengkalis

IDN_1217 Samosir IDN_1409 Rokan Hilir

IDN_1218 Serdang Bedagai IDN_1410 Kepulauan Meranti

IDN_1219 Batu Bara IDN_1471 Kota Pekanbaru

IDN_1220 Padang Lawas Utara IDN_1473 Kota Dumai

IDN_1221 Padang Lawas IDN_1501 Kerinci

IDN_1502 Merangin



Lampiran / Annexes


IDN_1503 Sarolangun IDN_1812 Tulangbawang Barat

IDN_1504 Batang Hari IDN_1871 Kota Bandar Lampung

IDN_1505 Muaro Jambi IDN_1872 Kota Metro

IDN_1506 Tanjung Jabung Timur IDN_1901 Bangka

IDN_1507 Tanjung Jabung Barat IDN_1902 Belitung

IDN_1508 Tebo IDN_1903 Bangka Barat

IDN_1509 Bungo IDN_1904 Bangka Tengah

IDN_1571 Kota Jambi IDN_1905 Bangka Selatan

IDN_1572 Kota Sungai Penuh IDN_1906 Belitung Timur

IDN_1601 Ogan Komering Ulu IDN_1971 Kota Pangkal Pinang

IDN_1602 Ogan Komering Ilir IDN_2101 Karimun

IDN_1603 Muara Enim IDN_2102 Bintan

IDN_1604 Lahat IDN_2103 Natuna

IDN_1605 Musi Rawas IDN_2104 Lingga

IDN_1606 Musi Banyuasin IDN_2105 Kepulauan Anambas

IDN_1607 Banyuasin IDN_2171 Kota Batam

IDN_1608 Ogan Komering Ulu Selatan IDN_2172 Kota Tanjung Pinang

IDN_1609 Ogan Komering Ulu Timur IDN_3101 Kepulauan Seribu

IDN_1610 Ogan Ilir IDN_3171 Kodya Jakarta Selatan

IDN_1611 Empat Lawang IDN_3172 Kodya Jakarta Timur

IDN_1671 Kota Palembang IDN_3173 Kodya Jakarta Pusat

IDN_1672 Kota Prabumulih IDN_3174 Kodya Jakarta Barat

IDN_1673 Kota Pagar Alam IDN_3175 Kodya Jakarta Utara

IDN_1674 Kota Lubuklinggau IDN_3201 Bogor

IDN_1701 Bengkulu Selatan IDN_3202 Sukabumi

IDN_1702 Rejang Lebong IDN_3203 Cianjur

IDN_1703 Bengkulu Utara IDN_3204 Bandung

IDN_1704 Kaur IDN_3205 Garut

IDN_1705 Seluma IDN_3206 Tasikmalaya

IDN_1706 Mukomuko IDN_3207 Ciamis

IDN_1707 Lebong IDN_3208 Kuningan

IDN_1708 Kepahiang IDN_3209 Cirebon

IDN_1709 Bengkulu Tengah IDN_3210 Majalengka

IDN_1771 Kota Bengkulu IDN_3211 Sumedang

IDN_1801 Lampung Barat IDN_3212 Indramayu

IDN_1802 Tanggamus IDN_3213 Subang

IDN_1803 Lampung Selatan IDN_3214 Purwakarta

IDN_1804 Lampung Timur IDN_3215 Karawang

IDN_1805 Lampung Tengah IDN_3216 Bekasi

IDN_1806 Lampung Utara IDN_3217 Bandung Barat

IDN_1807 Way Kanan IDN_3271 Kota Bogor

IDN_1808 Tulangbawang IDN_3272 Kota Sukabumi

IDN_1809 Pesawaran IDN_3273 Kota Bandung

IDN_1810 Pringsewu IDN_3274 Kota Cirebon

IDN_1811 Mesuji IDN_3275 Kota Bekasi



Lampiran / Annexes


IDN_3276 Kota Depok IDN_3502 Ponorogo

IDN_3277 Kota Cimahi IDN_3503 Trenggalek

IDN_3278 Kota Tasikmalaya IDN_3504 Tulungagung

IDN_3279 Kota Banjar IDN_3505 Blitar

IDN_3301 Cilacap IDN_3506 Kediri

IDN_3302 Banyumas IDN_3507 Malang

IDN_3303 Purbalingga IDN_3508 Lumajang

IDN_3304 Banjarnegara IDN_3509 Jember

IDN_3305 Kebumen IDN_3510 Banyuwangi

IDN_3306 Purworejo IDN_3511 Bondowoso

IDN_3307 Wonosobo IDN_3512 Situbondo

IDN_3308 Magelang IDN_3513 Probolinggo

IDN_3309 Boyolali IDN_3514 Pasuruan

IDN_3310 Klaten IDN_3515 Sidoarjo

IDN_3311 Sukoharjo IDN_3516 Mojokerto

IDN_3312 Wonogiri IDN_3517 Jombang

IDN_3313 Karanganyar IDN_3518 Nganjuk

IDN_3314 Sragen IDN_3519 Madiun

IDN_3315 Grobogan IDN_3520 Magetan

IDN_3316 Blora IDN_3521 Ngawi

IDN_3317 Rembang IDN_3522 Bojonegoro

IDN_3318 Pati IDN_3523 Tuban

IDN_3319 Kudus IDN_3524 Lamongan

IDN_3320 Jepara IDN_3525 Gresik

IDN_3321 Demak IDN_3526 Bangkalan

IDN_3322 Semarang IDN_3527 Sampang

IDN_3323 Temanggung IDN_3528 Pamekasan

IDN_3324 Kendal IDN_3529 Sumenep

IDN_3325 Batang IDN_3571 Kota Kediri

IDN_3326 Pekalongan IDN_3572 Kota Blitar

IDN_3327 Pemalang IDN_3573 Kota Malang

IDN_3328 Tegal IDN_3574 Kota Probolinggo

IDN_3329 Brebes IDN_3575 Kota Pasuruan

IDN_3371 Kota Magelang IDN_3576 Kota Mojokerto

IDN_3372 Kota Surakarta IDN_3577 Kota Madiun

IDN_3373 Kota Salatiga IDN_3578 Kota Surabaya

IDN_3374 Kota Semarang IDN_3579 Kota Batu

IDN_3375 Kota Pekalongan IDN_3601 Pandeglang

IDN_3376 Kota Tegal IDN_3602 Lebak

IDN_3401 Kulon Progo IDN_3603 Tangerang

IDN_3402 Bantul IDN_3604 Serang

IDN_3403 Gunung Kidul IDN_3671 Kota Tangerang

IDN_3404 Sleman IDN_3672 Kota Cilegon

IDN_3471 Kota Yogyakarta IDN_3673 Kota Serang

IDN_3501 Pacitan IDN_3674 Kota Tangerang Selatan



Lampiran / Annexes

CRESTA

ID**

CRESTA Description CRESTA

ID**

CRESTA Description

IDN_5101 Jembrana IDN_6106 Ketapang

IDN_5102 Tabanan IDN_6107 Sintang

IDN_5103 Badung IDN_6108 Kapuas Hulu

IDN_5104 Gianyar IDN_6109 Sekadau

IDN_5105 Klungkung IDN_6110 Melawi

IDN_5106 Bangli IDN_6111 Kayong Utara

IDN_5107 Karangasem IDN_6112 Kubu Raya

IDN_5108 Buleleng IDN_6171 Kota Pontianak

IDN_5171 Kota Denpasar IDN_6172 Kota Singkawang

IDN_5201 Lombok Barat IDN_6201 Kotawaringin Barat

IDN_5202 Lombok Tengah IDN_6202 Kotawaringin Timur

IDN_5203 Lombok Timur IDN_6203 Kapuas

IDN_5204 Sumbawa IDN_6204 Barito Selatan

IDN_5205 Dompu IDN_6205 Barito Utara

IDN_5206 Bima IDN_6206 Sukamara

IDN_5207 Sumbawa Barat IDN_6207 Lamandau

IDN_5208 Lombok Utara IDN_6208 Seruyan

IDN_5271 Kota Mataram IDN_6209 Katingan

IDN_5272 Kota Bima IDN_6210 Pulang Pisau

IDN_5301 Sumba Barat IDN_6211 Gunung Mas

IDN_5302 Sumba Timur IDN_6212 Barito Timur

IDN_5303 Kupang IDN_6213 Murung Raya

IDN_5304 Timor Tengah Selatan IDN_6271 Kota Palangka Raya

IDN_5305 Timor Tengah Utara IDN_6301 Tanah Laut

IDN_5306 Belu IDN_6302 Kota Baru

IDN_5307 Alor IDN_6303 Banjar

IDN_5308 Lembata IDN_6304 Barito Kuala

IDN_5309 Flores Timur IDN_6305 Tapin

IDN_5310 Sikka IDN_6306 Hulu Sungai Selatan

IDN_5311 Ende IDN_6307 Hulu Sungai Tengah

IDN_5312 Ngada IDN_6308 Hulu Sungai Utara

IDN_5313 Manggarai IDN_6309 Tabalong

IDN_5314 Rote Ndao IDN_6310 Tanah Bumbu

IDN_5315 Manggarai Barat IDN_6311 Balangan

IDN_5316 Sumba Tengah IDN_6371 Kota Banjarmasin

IDN_5317 Sumba Barat Daya IDN_6372 Kota Banjar Baru

IDN_5318 Nagekeo IDN_6401 Pasir

IDN_5319 Manggarai Timur IDN_6402 Kutai Barat

IDN_5320 Sabu Raijua IDN_6403 Kutai Kartanegara

IDN_5371 Kota Kupang IDN_6404 Kutai Timur

IDN_6101 Sambas IDN_6405 Berau

IDN_6102 Bengkayang IDN_6406 Malinau

IDN_6103 Landak IDN_6407 Bulungan

IDN_6104 Pontianak IDN_6408 Nunukan

IDN_6105 Sanggau IDN_6409 Penajam Paser Utara



Lampiran / Annexes


IDN_6410 Tana Tidung IDN_7315 Pinrang

IDN_6471 Kota Balikpapan IDN_7316 Enrekang

IDN_6472 Kota Samarinda IDN_7317 Luwu

IDN_6473 Kota Tarakan IDN_7318 Tana Toraja

IDN_6474 Kota Bontang IDN_7322 Luwu Utara

IDN_7101 Bolaang Mongondow IDN_7325 Luwu Timur

IDN_7102 Minahasa IDN_7326 Toraja Utara

IDN_7103 Kepulauan Sangihe IDN_7371 Kota Makassar

IDN_7104 Kepulauan Talaud IDN_7372 Kota Pare Pare

IDN_7105 Minahasa Selatan IDN_7373 Kota Palopo

IDN_7106 Minahasa Utara IDN_7401 Buton

IDN_7107 Bolaang Mongondow Utara IDN_7402 Muna

IDN_7108 Siau Tagulandang Biaro IDN_7403 Konawe

IDN_7109 Minahasa Tenggara IDN_7404 Kolaka

IDN_7110 Bolaang Mongondow Selatan IDN_7405 Konawe Selatan

IDN_7111 Bolaang Mongondow Timur IDN_7406 Bombana

IDN_7171 Kota Manado IDN_7407 Wakatobi

IDN_7172 Kota Bitung IDN_7408 Kolaka Utara

IDN_7173 Kota Tomohon IDN_7409 Buton Utara

IDN_7174 Kota Mobagu IDN_7410 Konawe Utara

IDN_7201 Banggai Kepulauan IDN_7471 Kota Kendari

IDN_7202 Banggai IDN_7472 Kota Bau-Bau

IDN_7203 Morowali IDN_7501 Boalemo

IDN_7204 Poso IDN_7502 Gorontalo

IDN_7205 Donggala IDN_7503 Pohuwato

IDN_7206 Toli Toli IDN_7504 Bone Bolango

IDN_7207 Buol IDN_7505 Gorontalo Utara

IDN_7208 Parigi Moutong IDN_7571 Kota Gorontalo

IDN_7209 Tojo Una Una IDN_7601 Majene

IDN_7210 Sigi IDN_7602 Polewali Mandar

IDN_7271 Kota Palu IDN_7603 Mamasa

IDN_7301 Kepulauan Selayar IDN_7604 Mamuju

IDN_7302 Bulukumba IDN_7605 Mamuju Utara

IDN_7303 Bantaeng IDN_8101 Maluku Tenggara Barat

IDN_7304 Jeneponto IDN_8102 Maluku Tenggara

IDN_7305 Takalar IDN_8103 Maluku Tengah

IDN_7306 Gowa IDN_8104 Buru

IDN_7307 Sinjai IDN_8105 Kepulauan Aru

IDN_7308 Maros IDN_8106 Seram Bagian Barat

IDN_7309 Pangkajene Kepulauan IDN_8107 Seram Bagian Timur

IDN_7310 Barru IDN_8108 Maluku Barat Daya

IDN_7311 Bone IDN_8109 Buru Selatan

IDN_7312 Soppeng IDN_8171 Kota Ambon

IDN_7313 Wajo IDN_8172 Kota Tual

IDN_7314 Sidenreng Rappang IDN_8201 Halmahera Barat



Lampiran / Annexes

CRESTA ID** CRESTA Description

IDN_8202 Halmahera Tengah

IDN_8203 Kepulauan Sula

IDN_8204 Halmahera Selatan

IDN_8205 Halmahera Utara

IDN_8206 Halmahera Timur

IDN_8207 Pulau Morotai

IDN_8271 Kota Ternate

IDN_8272 Kota Tidore Kepulauan

IDN_9101 Fak-Fak

IDN_9102 Kaimana

IDN_9103 Teluk Wondama

IDN_9104 Teluk Bintuni

IDN_9105 Manokwari

IDN_9106 Sorong Selatan

IDN_9107 Sorong

IDN_9108 Raja Ampat

IDN_9109 Tambrauw

IDN_9110 Maybrat

IDN_9171 Kota Sorong

IDN_9401 Merauke

IDN_9402 Jayawijaya

IDN_9403 Jayapura

IDN_9404 Nabire

IDN_9408 Kepulauan Yapen

IDN_9409 Biak Numfor

IDN_9410 Paniai

IDN_9411 Puncak Jaya

IDN_9412 Mimika

IDN_9413 Boven Digoel

IDN_9414 Mappi

IDN_9415 Asmat

IDN_9416 Yahukimo

IDN_9417 Pegunungan Bintang

IDN_9418 Tolikara

IDN_9419 Sarmi

IDN_9420 Keerom

IDN_9426 Waropen

IDN_9427 Supiori

IDN_9428 Mamberamo Raya

IDN_9429 Nduga

IDN_9430 Lanny Jaya

IDN_9431 Mamberamo Tengah

IDN_9432 Yalimo

IDN_9433 Puncak

IDN_9434 Dogiyai

IDN_9435 Intan Jaya

IDN_9436 Deiyai

IDN_9471 Kota Jayapura

** Cresta Zone terbaru dari www.cresta.org yang terkini tahun 2012 dengan high resolution



Lampiran / Annexes

Skala untuk First Loss, Rate Polis Jangka Pendek, Periode Indemnity Scale for First Loss, Rate of Short Term Policy, Indemnity Period

TARIF PREMI ATAU KONTRIBUSI UNTUK POLIS LOSS LIMIT

Penetapan tarif premi atau kontribusi untuk polis yang tidak menerapkan pertanggungan secara nilai

penuh (full value) maka berlaku skala sebagai berikut:

% of

Values

% of

Total

Premium or

Contribution

% of

Values

% of

Total

Premium or

Contribution

% of

Values

% of

Total

Premium or

Contribution

% of

Values

% of

Total

Premium or

Contribution

100,00 100,00 66,00 88,20 32,00 79,37 4,40 47,00

99,00 99,60 65,00 88,00 31,00 78,75 4,30 46,50

98,00 99,20 64,00 87,80 30,00 78,12 4,20 46,00

97,00 98,80 63,00 87,60 29,00 77,50 4,10 45,50

96,00 98,40 62,00 87,40 28,00 76,87 4,00 45,00

95,00 98,00 61,00 87,20 27,00 76,25 3,90 44,50

94,00 97,60 60,00 87,00 26,00 75,62 3,80 44,00

93,00 97,20 59,00 86,80 25,00 75,00 3,70 43,50

92,00 96,80 58,00 86,60 24,00 74,00 3,60 43,00

91,00 96,40 57,00 86,40 23,00 73,00 3,50 42,50

90,00 96,00 56,00 86,20 22,00 72,00 3,40 42,00

89,00 95,60 55,00 86,00 21,00 71,00 3,30 41,50

88,00 95,20 54,00 85,80 20,00 70,00 3,20 41,00

87,00 94,80 53,00 85,60 19,00 69,00 3,10 40,50

86,00 94,40 52,00 85,40 18,00 68,00 3,00 40,00

85,00 94,00 51,00 85,20 17,00 67,00 2,90 39,75

84,00 93,60 50,00 85,00 16,00 66,00 2,80 39,50

83,00 93,20 49,00 84,70 15,00 65,00 2,70 39,25

82,00 92,80 48,00 84,46 14,00 64,00 2,60 39,00

81,00 92,40 47,00 84,21 13,00 63,00 2,50 38,75

80,00 92,00 46,00 83,90 12,00 62,00 2,40 38,50

79,00 91,60 45,00 83,60 11,00 61,00 2,30 38,25

78,00 91,20 44,00 83,30 10,00 60,00 2,20 38,00

77,00 90,80 43,00 83,00 9,00 58,00 2,10 37,75

76,00 90,40 42,00 82,80 8,00 56,00 2,00 37,50

75,00 90,00 41,00 82,53 7,50 55,00 1,90 37,00

74,00 89,80 40,00 82,20 7,00 54,00 1,80 36,50

73,00 89,60 39,00 81,87 6,00 52,00 1,70 36,00

72,00 89,40 38,00 81,54 5,00 50,00 1,60 35,50

71,00 89,20 37,00 81,21 4,90 49,50 1,50 35,00

70,00 89,00 36,00 80,88 4,80 49,00 1,40 34,50

69,00 88,80 35,00 80,55 4,70 48,50 1,30 34,00

68,00 88,60 34,00 80,22 4,60 48,00 1,20 33,50

67,00 88,40 33,00 80,00 4,50 47,50 1,10 33,00

1,00 32,50

(Sumber: Lampiran III Surat Edaran OJK Nomor: 6 /SEOJK.05/2017, 26 Januari 2017)

(Source: Appendix III of OJK Circular Letter No. 6 /SEOJK.05/2017, 26 January 2017)


96


Lampiran / Annexes

SKALA TARIF PREMI ATAU KONTRIBUSI

GANGGUAN USAHA (BUSINESS INTERRUPTION)

Penetapan tarif premi atau kontribusi untuk jaminan gangguan usaha (business interruption) berlaku

skala sebagai berikut:

Indemnity Period Persentase (%) dari Tarif Premi

atau Kontribusi

1 bulan 20% x 100% tarif Premi atau Kontribusi









21 bulan 91.5% x 100% tarif Premi atau Kontribusi





Untuk indemnity period lebih dari 48 bulan penetapan persentase dari tarif

Premi atau Kontribusi diserahkan kepada underwriter Perusahaan




97


Lampiran / Annexes

Kode Okupasi Occupation Code

Penetapan tarif premi atau kontribusi asuransi harta benda berdasarkan kode okupasi (3 digit) sebagai

berikut:

KODE

OKUPASI KETERANGAN

200

Mining (underground or above

ground) of precious metal (Gold,

Silver, Platinum and other

precious metals) including

primarily smelting and refining

201

Mining (underground or above

ground) of Aluminium including

Smelting and Refinery

202

Iron Mines, Blast Furnaces, Iron

Foundries and Primary metal

product

203

Steelworks and Rolling Mills,

termasuk juga pembuatan besi

dan baja paduan. Termasuk

kegiatan tungku pembakar selain

blast furnaces, steel converter,

pabrik penggulungan dan

finishing; produksi besi kasar

dalam bentuk dasar seperti

balok; produksi besi campuran.

204

Exploration and Production of

Crude Petroleum and Natural

Gas, Terminals, and geothermal

205 Mines, Other than Iron,

Aluminium, Precious Metal, Salt

206

Foundries, Reduction Plants

(Smelting and Refinery) for

Metals (Excluding Iron,

Alumunium and Precious Metal)

207 Coal and Lignite Extraction,

Asphalt Mines

208 Salt mines

209 Peat extraction, Peat processing

210 Stone, gravel and sand

extraction installations

211 Cement, Chalk, Lime and

Gypsum Industry

212

Asbestos Products, Cut Stone

and Stone products, (Animal)

Bones and/or Shell crushing for

feed, Mineral Wool

213

Brick and Structural Clay Tile,

and structural Clay products

(batubata, genteng, ubin)

KODE

OKUPASI KETERANGAN

214

Porcelain, Earthenware,

Stoneware, Pottery, Clay

Refractories, Ceramic Wall and

tiles factory

215 Glass works, Glass blowing

plants

216

Glass Products Made of

Purchased Glass, lenses, safety

glass, mirror

217 Precious stone workshops and

processing plant

218 Emery and abrasive materials

factories

219

Tarcoated chippings

manufacture, asphalt and

roofing felt factories, Asphalt

Goods

220

Foil and sheet making plant,

Forging Works, Locksmiths,

Constructional Metalworks

221

Industrial, Mining and

Commercial Machinery, Metal

Coating Services, Coating

Processes Using Flammable

Materials including dipping and

spray painting

222

Manufacture of electrical

apparatus, Wet & dry batteries,

Measuring and Precision

apparatus photographic

apparatus, Scientific

laboratories

223 Cable and wire factories

224

Vehicle, Railways carriage and

locomotive, Aircraft, Ships

construction and assembling

plants

225

Manufacture and or assembly of

telecommunication or computer

apparatus and Integrated

circuits (IC)


98


Lampiran / Annexes

KODE

OKUPASI KETERANGAN

226

Radio and Television Receiver

factories, and or assembling

plant, audio and audio-video

recorder and or player factories

and or assembling plants,

manufacture of parts for radio

and television receivers, audio

and audio-video recorders and

or players

227

Light Bulb Factories,

Manufacture of Electronic Tubes

and Fluorescent Tubes, Neon

Signs, LED

228 Watches and clocks and their

component parts factories

229

Metal jewelry and precious metal

goods factories/diamond

polishing factories

230 Chemical products,

pharmaceutical products

231 Oil Processing

232 Petrochemical works

233 Storage Tanks (non terminal)

234 Manufacturer of plastic articles,

Foam plastic, Synthetics resin

235

Manufacture of Artificial Fibres

(Petrochemical Feedstock

Process), Establishments

primarily engaged in the

manufacture of cellulosic fibres,

such as rayon, viscose, cellulose

acetate, cigarette tow,

nitrocellulose fibers, etc, in the

form of monofilament, yarn,

staple or tow suitable for further

manufacturing on spindles,

looms, knitting machines or

other textile processing

equipment.

236

Manufacture of film,

photographic paper, magnetic

tape and celluloid batch adhesive

tape (selotip)

237

Manufacture of tooth paste,

soap, detergents, polishes,

etheric oils, essence, parfumes,

and cosmetic products, gelatine

non-synthetic adhesives,

starches, candles and wax goods,

natural resins

KODE

OKUPASI KETERANGAN

238 Chemical fertilizer factories

(conventional)

239 Powders, explosives, matches

and firework factories

240 Spinning Mills, prespinning

process

241 Weaving, pre-weaving process

242 Dressing (including but not

limited to printing) and finishing

243

Mixed processes (Spinning,

Weaving, Dressing and

Finishing)

244 Processing of textile waste and

non woven process

245

Ropemakers, stringmakers,

sackmakers, blankets weaving

mills, carpet manufacturer

246

Knitting mills, knitwear

factories, stocking factories,

glove factories hosiesry mills,

lamp wick factories, clothing and

underwear manufacturers,

sewing works, furrires, skin

processing works, custom

tailors, umbrella factories, felt

goods factories, lace

247 Upholstery, cushion maker’s and saddler’s workshops

248 Cotton wool and capoc factories

249

Laundries, pressers, dry

(chemical) cleaning, cleaning of

feathers and down

250 Wood pulp, cellulose based on

wood pulp and linoleum factories

251 Paper, cardboard and

hardboard factories

252 Cartoon and paper goods

factories, bookbinders

253

Newspaper printers, other

printers, art printing works,

lithographers, screen printing on

paper (sablon), typeplate

workshops, block workshops,

photogravure workshops

254 Coloured paper and/or

wallpaper printing works

255 Straw and rush goods factories

256 Leather production and

tanneries

257 Shoe factories

258 Leather goods factories


99


Lampiran / Annexes

KODE

OKUPASI KETERANGAN

259

Rubber goods factories, foamed

rubber factories, tyre factories,

vulcanizing works, rubber

factories (non estate risk), tyre

cord manufacturers

260

Sawmills, carpenter’s shops, parquet factories, sawing and

cutting of firewood

261

Furniture manufacture, cabinet

makers, wooden boat builders,

bamboo, rattan and wooden

carvings and handicrafts

262

Manufacture of wood fibre

board, hardboard masonite,

wood chipboard, particle board,

pressed wood and plywood,

veneers

263

Turner’s shop, coachbuilder’s shop, pipes, walking-sticks and

picture frame factories, pencil

factories

264 Wicker – Work Factories

(anyaman bambu)

265 Cork goods factories such as

shuttle cock factories

266 Broom, brush and paintbrush

factories

267

Timber impregnation

installations, plywood coating

installation

268 Wooden musical instruments

factories

269 Charcoal producers and other

industries in main category 26

270 Corn mills, paddy (rice), gambir

271 Sugar mills, chocolate factories,

sweets factories

272 Food paste producers, bakeries,

processed food factories

273

Preserves factories (jams etc),

pabrik sari gula, monosodium

glutamate (MSG) producers,

meat, meat products and fish

product factories

274 Edible fats, edible oil and

desiccated coconut producers

275 Dairy Product

276 Coffee roasting plants and coffee

extract factories, malting

KODE

OKUPASI KETERANGAN

277

Cold stores, ice factories,

abattoirs, butchers dying

installation

278

Beweries, beverage producers,

spirits, liquors producers,

distilleries and vinegar

Factories.

279 Tabacco, cigars and cigarettes

manufacture

280 Hydro-electric power stations

281

Conventional power station,

buildings with boiler houses and

steam houses

282 Nuclear power stations

283 Overhead power transmission

lines and networks

284

Voltage and current transformer

stations, junction installation in

the open

285

Rubbish incineration

installations for power

generation and heating

286

Gas Works Flammable, filling

services, including acethylene,

oxygen, nitrogen, argon, etc, non

pipelines

287

Waterworks, Pumping Stations,

Sewage Works, Ice Rinks, Water

treatment plant (WTP), WWTP)

(including Underground Pipes)

290 Transport and traffic

291 Construction firms

292 Mass communication

293 Trading and storage

294 Hotels, Entertainment, Sport,

Services

295 The caring services

296 Motor vehicle repair shops,

services station and pools

297 Private Building

298 Property of public bodies

299 Special covers for building

300 Kina

301 Coklat

303 Kopi

304 The

305 Minyak sereh

306 Kapok (dari hasil buah)

307 Kelapa dan kopra

308 Karet (Gutta percha)


100


Lampiran / Annexes

KODE

OKUPASI KETERANGAN

309 Gula bibit

310

Perkebunan serat, serat

campuran dan kapok yang belum

terproses

311 Pabrik tapioka di perkebunan

312 Damar dan terpentin

313 Cengkeh dan rempah-rempah

314 Padi, tanpa pengerjaan termasuk

padi di tempat terbuka

315

Holtikultura, sayur-sayuran,

kentang dan tidak ada

pengeringan

316 Kelapa sawit

317 Tembakau

318 Gambir, barang-barang ditempat

terbuka



This Statistics Report available on the website

PT Reasuransi MAIPARK Indonesia

www.maipark.com

Contact person:

[email protected]

[email protected]

[email protected]

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