4 Company profile Profil Perseroan

4 Company profile Profil Perseroan

6 Financial Highlights data keuangan Pokok

8 the Report of the Board of Commissioners laporan dewan komisaris

12 the Report of the Board of Directors laporan direksi

19 Managements Discussion of Financial Condition and Result of operations analisa dan Pembahasan oleh manajemen atas kondisi keuangan dan kinerja operasional

27 operations kegiatan operasional

35 Risk Management manajemen risiko

39 Corporate Social Responsibility Tanggung Jawab Sosial Perusahaan

45 Corporate Governance Tata kelola Perusahaan

50 Corporate Data data Perseroan

59 Consolidated Financial Statements laporan keuangan konsolidasi