KCNet Profit5,000,000,000AbsoluteAssumptionDeltaBalanceCOF / Interest IncomeJabatanTargetCountYearlyYearly BalanceAssumption5,046,050,000NII4,903,640,0005,287,500,000383,860,000CA20,000,000,000200,000,000FSOT200,000,00062,400,000,00014,400,000,000Delta46,050,000SA25,000,000,0001,000,000,000FSO400,000,00054,800,000,00024,000,000,000Fee Based2,101,560,0001,763,750,000(337,810,000)TD20,000,000,0001,800,000,000SFSO600,000,00027,200,000,00014,400,000,000Op Income7,051,250,000Banca300,000,000300,000,0000.0Kredit48,750,000,0006,825,000,000RM1,016,666,666.67112,200,000,00012,200,000,000Op Expense(2,005,200,000)Reksadana75,000,00075,000,0000.0GAJIBM(20,000,000)1(20,000,000)65,000,000,000Liabilities120,000,000120,000,0000.0OPEXMonthlyYearlySPV(5,500,000)3(16,500,000)ProdukInterestCredit1,500,000,0001,218,750,000(281,250,000)GAJI(139,100,000)(1,669,200,000)Teller(3,500,000)3(10,500,000)CA1%FX50,000,00050,000,0000.0Sewa(20,000,000)(240,000,000)CS(3,500,000)3(10,500,000)SA4%Listrik & AIR(6,000,000)(72,000,000)Security(3,000,000)2(6,000,000)TD9%ATK(2,000,000)(24,000,000)OB(2,800,000.00)2(5,600,000)KREDIT14%BO(4,000,000.00)2(8,000,000)FXRAK16,250,000,0001,462,500,000BIC(4,000,000.00)1(4,000,000)RAK9%FSOT(3,500,000)FSOT(4,000,000)SFSO(5,000,000)RM(7,000,000)

KCPNet Profit2,000,000,000AbsoluteAssumptionDeltaBalanceCOF / Interest IncomeJabatanTargetCountYearlyYearly BalanceAssumption1,898,400,000NII2,145,280,0002,200,000,00054,720,000CA15,000,000,000150,000,000FSOT200,000,00022,400,000,0004,800,000,000Delta(101,600,000)SA20,000,000,000800,000,000FSO400,000,00024,800,000,0009,600,000,000Fee Based536,320,000380,000,000(156,320,000)TD10,000,000,000900,000,000SFSO600,000,00017,200,000,0007,200,000,000Op Income2,580,000,000Banca250,000,000250,000,0000.0Kredit0.0RM1,950,000,000.00023,400,000,00023,400,000,000Op Expense(681,600,000)Reksadana30,000,00075,000,00045,000,000GAJIBM(20,000,000)0.045,000,000,000Liabilities50,000,00050,000,0000.0OPEXMonthlyYearlySPV(5,500,000)1(5,500,000)ProdukInterestCredit0.00.0GAJI(41,800,000)(501,600,000)Teller(3,500,000)2(7,000,000)CA1%FX5,000,0005,000,0000.0Sewa(10,000,000)(120,000,000)CS(3,500,000)1(3,500,000)SA4%Listrik & AIR(4,000,000)(48,000,000)Security(3,000,000)1(3,000,000)TD9%ATK(1,000,000)(12,000,000)OB(2,800,000.00)1(2,800,000)KREDIT14%BO(4,000,000.00)00.0FXRAK45,000,000,0004,050,000,000BIC(4,000,000.00)00.0RAK9%FSOT(3,500,000)FSOT(4,000,000)SFSO(5,000,000)RM(7,000,000)

BEPNet Profit2,000,000,000AbsoluteAssumptionDeltaBalanceCOF / Interest IncomeJabatanTargetCountYearlyYearly BalanceAssumption287,400,000NII2,553,840,000900,000,000(1,653,840,000)CA5,000,000,00050,000,000FSOT200,000,00022,400,000,0004,800,000,000Delta(1,712,600,000)SA10,000,000,000400,000,000FSO400,000,00024,800,000,0009,600,000,000Fee Based283,760,000225,000,000(58,760,000)TD5,000,000,000450,000,000SFSO600,000,00017,200,000,0007,200,000,000Op Income1,125,000,000Banca150,000,000150,000,0000.0Kredit0.0RM(133,333,333.33)0(1,600,000,000)(1,600,000,000)Op Expense(837,600,000)Reksadana30,000,00030,000,0000.0GAJIBM(20,000,000)0.020,000,000,000Liabilities40,000,00040,000,0000.0OPEXMonthlyYearlySPV(5,500,000)1(5,500,000)ProdukInterestCredit0.00.0GAJI(41,800,000)(501,600,000)Teller(3,500,000)2(7,000,000)CA1%FX5,000,0005,000,0000.0Sewa(20,000,000)(240,000,000)CS(3,500,000)1(3,500,000)SA4%Listrik & AIR(7,000,000)(84,000,000)Security(3,000,000)1(3,000,000)TD9%ATK(1,000,000)(12,000,000)OB(2,800,000.00)1(2,800,000)KREDIT14%BO(4,000,000.00)00.0FXRAK20,000,000,0001,800,000,000BIC(4,000,000.00)00.0RAK9%FSOT(3,500,000)FSOT(4,000,000)SFSO(5,000,000)RM(7,000,000)

Sheet2AdminAssetBancaBGChannellingCorporate_AR_financingCorporate_demand_loanCorporate_FactoringCorporate_fixed_loanCorporate_PRKCorporate_term_loanCurrent Account (CA)Fee Income from Secured MSMEFinancial InstitutionForexLetter of Credit (LC)Mikro 200Mikro 200Mikro 50Mikro 50Mikro 500Mikro 500MSME Total Loan MSME_Credit_CardMSME_KTAMSME_PlantationMSME_secured_msmeMSME_secured_msme_200MSME_secured_msme_50MSME_secured_msme_500MSME_Simas_UMKMSME_unsecured_msmeNII from Channelling NII from Corporate AR_financingNII from Corporate demand_loanNII from Corporate FactoringNII from Corporate fixed_loanNII from Corporate PRKNII from Corporate term_loanNII from Current Account (CA)NII from DepositsNII from MSME credit_cardNII from MSME KTANII from MSME PlantationNII from MSME secured_msme - Mikro 200NII from MSME secured_msme - Mikro 50NII from MSME secured_msme - Mikro 500NII from MSME simas_umkNII from Retail AR_financingNII from Retail demand_loanNII from Retail KPMNII from Retail KPRNII from Retail PRKNII from Retail showroom_financingNII from Retail term_loanNII from Saving Account (SA)NII from Time Deposit (TD)NII from unsecured_msmeNPLOpexOpexOther CreditOther LiabilityOtherLiability (Not Include Reksadana)Profit After Tax (PAT)ReksadanaRetail_AR_financingRetail_demand_loanRetail_KPMRetail_KPRRetail_PRKRetail_Showroom FinancingRetail_term_loanSaving Account (SA)TAXTime Deposit (TD)TotalTotalTotal DepositsTotal Fee IncomeTotal LoanTotal NIITotal NII from Corporate LoanTotal NII from LoanTotal NII from MSME LoanTotal NII from MSME secured_msmeTotal NII from Retail LoanTotal Operating ExpenseTotal Operating IncomeTotal Profit Before Tax (PBT)Total Retail LoanTotal_Corporate_LoanTrade FinanceTreasury