Arabindo - Belajar Bahasa Arab Untuk Orang Indonesia

download Arabindo - Belajar Bahasa Arab Untuk Orang Indonesia

of 50

Transcript of Arabindo - Belajar Bahasa Arab Untuk Orang Indonesia

  • $UDELQGR%HODMDU%DKDVD$UDEXQWXN2UDQJ,QGRQHVLD

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

    6HJDODEHQWXNSHQJJXQDDQZHEVLWHLQLGLSHUNHQDQNDQGHQJDQPHQFDQWXPNDQDODPDWZHEVLWH$UDELQGR\DLWXKWWSDUDELQGRFRQU SDGDSURGXNWHUVHEXW

    3(0%$*,$1.$7$6HPXDEDKDVDPDQXVLDWHUVXVXQGDULWLJDNRPSRQHQGDVDU\DLWX6DWXDQEXQ\L\DQJGLVHEXWKXUXIDWDXDEMDG&RQWRK

  • 6XVXQDQKXUXI\DQJPHPLOLNLDUWLWHUWHQWX\DQJGLVHEXWNDWD&RQWRK PDVMLG5DQJNDLDQNDWD\DQJPHQJDQGXQJSLNLUDQ\DQJOHQJNDS\DQJGLVHEXWNDOLPDW&RQWRK O VD\DVKDODWGLPDVMLG'DODPWDWDEDKDVD$UDENDWDGLEDJLNHGDODPWLJDJRORQJDQEHVDU,6,0 DWDXNDWDEHQGD&RQWRK PDVMLG),,/ DWDXNDWDNHUMD&RQWRKO VD\DVKDODW+$5) DWDXNDWDWXJDV&RQWRK GLGDODP3HQJJXQDDQLVWLODK.DWD%HQGD.DWD.HUMDGDQ.DWD7XJDVGDODPWDWDEDKDVD,QGRQHVLDWLGDNVDPDSHUVLVGHQJDQ\DQJGLPDNVXGGHQJDQ,VLP)LLOGDQ+DUIGDODPWDWDEDKDVD$UDE1DPXQELVDGLSDNDLXQWXNPHQGHNDWNDQSHQJHUWLDQ

    ,6,0$/$0.DWD%HQGD1DPD'DODPJRORQJDQ,VLPDGD\DQJGLVHEXWGHQJDQ,VLP$ODP\DLWX,VLP\DQJPHUXSDNDQ QDPDGDULVHVHRUDQJDWDXVHVXDWX'LEDZDKLQLEHEHUDSDFRQWRK,VLP$ODPQDPD\DQJWHUGDSDWGDODPDO4XUDQ M

  • &DULGDQWXOLVNDQODK,VLPLVLP$ODP\DQJNDPXNHWDKXLGDULDO4XUDQGDQODLQODLQM08'=$..$5/DNLODNL 08$11$763HUHPSXDQ

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

  • 08)5$'7XQJJDO 0876$11$'XDO -$0$.

    'DULVHJLELODQJDQQ\DEHQWXNEHQWXN,VLPGLEDJLWLJD,6,008)5$'WXQJJDONDWDEHQGD\DQJKDQ\DVDWXDWDXVHQGLUL,6,00876$11$GXDONDWDEHQGD\DQJMXPODKQ\DGXD,6,0-$0$.SOXUDODWDXNDWDEHQGD\DQJMXPODKQ\DOHELKGDULGXD,VLP0XWVDQQD'XDOEHQWXNQ\DVHODOXEHUDWXUDQ\DNQLGLDNKLULGHQJDQKXUXI1XQ.DVUDKEDLNXQWXN,VLP0XG]DNNDUPDXSXQ,VLP0XDQQDWV&RQWRK0XIUDG 0XWVDQQD VHRUDQJODNLODNL GXDRUDQJODNLODNL VHEXDKNHEXQ GXDEXDKNHEXQ VHRUDQJPXVOLP GXDRUDQJPXVOLP VHRUDQJPXVOLPDK GXDRUDQJPXVOLPDK$GDSXQ,VLP-DPDNGDULVHJLEHQWXNQ\DWHUEDJLGXDPDFDP

    -$0$.6$/,0 \DQJEHQWXNQ\DEHUDWXUDQ0XIUDG -DPDN VHRUDQJSXWHUD SXWHUDSXWHUD VHRUDQJSXWHUL SXWHULSXWHUL VHRUDQJPXVOLP PXVOLPPXVOLP VHRUDQJPXVOLPDK PXVOLPDKPXVOLPDK-$0$.7$.6,5 \DQJEHQWXNQ\DWLGDNEHUDWXUDQ

  • 0XIUDG -DPDN VHRUDQJUDVXO UDVXOUDVXO VHRUDQJDOLP RUDQJRUDQJDOLP VHRUDQJODNLODNL SDUDODNLODNL VHRUDQJSHUHPSXDQ SHUHPSXDQSHUHPSXDQ,QJDWMDQJDQPHODQJNDKNHKDODPDQVHODQMXWQ\DVHEHOXPPHQJHUWLSHODMDUDQGLDWDVGDQPHQJKDIDOVHPXDNRVDNDWD\DQJEDUXDQGDWHPXNDQ

    ,6,0,6

  • PHQMDGL&RQWRK LQLGXDEXDKEXNX PHQMDGL&RQWRKM LQLGXDEXDKPDMDODK PHQMDGL &RQWRK LWXGXDEXDKEXNX PHQMDGL&RQWRKM LWXGXDEXDKPDMDODK6HGDQJNDQELOD,VLP\DQJGLWXQMXNLWXDGDODK-DPDNOHELKGDULGXDPDNDEDLN0XG]DNNDUPDXSXQ0XDQQDWVVHPXDQ\DPHQJJXQDNDQ LQLXQWXNPHQXQMXN\DQJGHNDW&RQWRK LQLDGDODKEXNXEXNX M LQLDGDODKPDMDODKPDMDODK LWXXQWXNPHQXQMXN\DQJMDXK&RQWRK LWXDGDODKEXNXEXNX LWXDGDODKPDMDODKPDMDODK,QJDWMDQJDQPHODQJNDKNHKDODPDQVHODQMXWQ\DVHEHOXPPHQJHUWLSHODMDUDQGLDWDVGDQPHQJKDIDOVHPXDNRVDNDWD\DQJEDUXDQGDWHPXNDQ

    ,6,00$86+8/.DWD6DPEXQJ,VLP0DXVKXO.DWD6DPEXQJDGDODK,VLP\DQJEHUIXQJVLXQWXNPHQJKXEXQJNDQEHEHUDSDNDOLPDWDWDXSRNRNSLNLUDQPHQMDGLVDWXNDOLPDW'DODPEDKDVD,QGRQHVLD.DWD6DPEXQJVHPDFDPLQLGLZDNLOLROHKNDWD\DQJ%HQWXNDVDOGDVDUGDUL,VLP0DXVKXODGDODKM \DQJ3HUKDWLNDQFRQWRKSHQJJXQDDQ,VLP0DXVKXOGDODPPHQJJDEXQJNDQGXDNDOLPDWGLEDZDKLQL

  • .DOLPDW, GDWDQJJXUXLWX

    .DOLPDW,, JXUXLWXPHQJDMDU)LTK

    .DOLPDW,,, M GDWDQJJXUX\DQJPHQJDMDU)LTKLWX

    .DOLPDW,,,PHQJKXEXQJNDQ.DOLPDW,GDQ,,GHQJDQ,VLP0DXVKXOM%LOD,VLP0DXVKXOLWXGLSDNDLXQWXN0XDQQDWVPDNDM PHQMDGLM M GDWDQJJXUXSU\DQJPHQJDMDU)LTKLWX%LOD,VLP0DXVKXOLWXGLJXQDNDQXQWXN0XWVDQQD'XDOPDNDM PHQMDGL M VHGDQJNDQ M PHQMDGL M M GDWDQJGXDRUDQJJXUXON\DQJPHQJDMDU)LTKLWX M GDWDQJGXDRUDQJJXUXSU\DQJPHQJDMDU)LTKLWX%LOD,VLP0DXVKXOLWXGLSDNDLXQWXN-DPDNPDNDM PHQMDGL M VHGDQJNDQM PHQMDGL MM M GDWDQJJXUXJXUXON\DQJPHQJDMDU)LTKLWX M GDWDQJJXUXJXUXSU\DQJPHQJDMDU)LTKLWX,QJDWMDQJDQPHODQJNDKNHKDODPDQVHODQMXWQ\DVHEHOXPPHQJHUWLSHODMDUDQGLDWDVGDQPHQJKDIDOVHPXDNRVDNDWD\DQJEDUXDQGDWHPXNDQ

  • 1$.,5$+8PXP 0$5,)$+.KXVXV

    0HQXUXWSHQXQMXNDQQ\D,VLPGDSDWGLEDJLGXD,6,01$.,5$+DWDXNDWDEHQGDEHQWXNXPXPDWDXWDNGLNHQDOWDNWHQWX,6,00$5,)$+DWDXNDWDEHQGDEHQWXNNKXVXVDWDXGLNHQDOWHUWHQWX,VLP1DNLUDKPHUXSDNDQEHQWXNDVDOGDULVHWLDS,VLPELDVDQ\DGLWDQGDLGHQJDQKXUXIDNKLUQ\D\DQJEHUWDQZLQ 6HGDQJNDQ,VLP0DULIDKELDVDQ\DGLWDQGDLGHQJDQKXUXI$OLI/DP GLDZDOQ\D&RQWRK,VLP1DNLUDK VHEXDKUXPDK VHRUDQJDQDN&RQWRK,VLP0DULIDK UXPDKLWX DQDNLWX&REDEDQGLQJNDQGDQSHUKDWLNDQSHUEHGDDQPDNQDGDQIXQJVLDQWDUD,VLP1DNLUDKGDQ,VLP0DULIDKGDODPGXDEXDKNDOLPDWGLEDZDKLQL ,WXVHEXDKUXPDK5XPDKLWXEDUX 'DWDQJVHRUDQJDQDN$QDNLWXVRSDQ%HUNDLWDQGHQJDQ1DNLUDKGDQ0DULIDKNKXVXVQ\DSHQJJXQDDQDZDODQ $OLI/DPGDQEDULV7DQZLQGLDNKLUNDWDDGDEHEHUDSDSRODNDOLPDWUDQJNDLDQNDWD\DQJSHUOXNLWDNHWDKXLSHUEHGDDQQ\DGHQJDQEDLN6+,)$7 GDQ0$86+8) %LODUDQJNDLDQGXDEXDK,VLPDWDXOHELKVHPXDQ\DGDODPNHDGDDQ1DNLUDKWDQZLQDWDXVHPXDQ\DGDODPNHDGDDQ0DULIDKDOLIODPPDNDNDWD\DQJGLGHSDQGLQDPDNDQ0DXVKXI\DQJGLVLIDWLVHGDQJNDWD\DQJGLEHODNDQJQ\DGLQDPDNDQ6KLIDW&RQWRK VHEXDKQHJHUL\DQJDPDQ

  • VHEXDKMDODQ\DQJOXUXV QHJHUL\DQJDPDQ MDODQ\DQJOXUXV08'+$)GDQ08'+$),/$,+%LODGXDEXDK,VLPDWDXOHELKGLJDEXQJPHQMDGLVDWXNHVDWXDQ\DQJXWXKGHQJDQSHQJHUWLDQ\DQJEDUX.DWD0DMHPXNPDNDNDWD\DQJGLGHSDQWDQSD$OLI/DPGLQDPDNDQ0XGKDI,ODLKVHGDQJNDWD\DQJGLEHODNDQJGHQJDQ$OLI/DP GDQKXUXIDNKLUQ\DVHODOXEHUEDULVNDVUDKGLQDPDNDQ0XGKDI.DWD0DMHPXNWHUPDVXNGDODPNHORPSRN,VLP0DULIDK 5DVXO$OODK $KOXO.LWDE
  • 0RELO8VWDG]LWXEDUX.DOLPDWVHPSXUQD\DQJWHUGLULGDUL,VLP\DQJWHUVXVXQGDUL0XEWDGDGDQ.KDEDUVHSHUWLLQLGLQDPDNDQ-XPODK,VPL\\DK DWDX.DOLPDW1RPLQDONDOLPDW\DQJKDQ\DWHUGLULGDUL,VLPDWDX.DWD%HQGD3HUKDWLNDQSHUEHGDDQDQWDUDNDOLPDWNDOLPDWGLEDZDKLQL-XPODK,VPL\\DK %XNDQ-XPODK,VPL\\DK 5DVXO$OODKLWXPXOLD 5DVXO$OODK
  • .DOLPDWSHUWDPDWLGDNPHPLOLNL.KDEDU.DWD EDUXSDGDNDOLPDWSHUWDPDDGDODKVLIDWGDUL JXUX$GDSXQSDGDNDOLPDWNHGXDNDWD DGDODK.KDEDUGDUL NXQFLSLQWXPRELOJXUX\DQJPHUXSDNDQ0XEWDGD6HODLQ,VLP\DQJEHUDZDODQ$OLI/DP\DQJMXJDWHUPDVXN,VLP0DULIDKDGDODK,6,0$/$01DPD6HPXD,VLP$ODPWHUPDVXN,VLP0DULIDKPHVNLSXQGLDQWDUD,VLP$ODPWHUVHEXWDGD\DQJKXUXIDNKLUQ\DEHUWDQZLQ&RQWRK $KPDG $OL M 0DNNDK,6,0'+$0,5.DWD*DQWL
  • '+$0,55$)$ \DQJEHUIXQJVLVHEDJDL6XEMHN'+$0,51$6+$% \DQJEHUIXQJVLVHEDJDL2EMHN'KDPLU5DIDGDSDWEHUGLULVHQGLULVHEDJDLVDWXNDWDVHGDQJNDQ'KDPLU1DVKDEWLGDNGDSDWEHUGLULVHQGLULDWDXKDUXVWHULNDWGHQJDQNDWDODLQGDODPNDOLPDW'DODPNDOLPDW 'LD PHQ\D\DQJLPHUHND .DWD GLDDGDODK'KDPLU5DIDVHGDQJNDQ .DWD PHUHNDDGDODK'KDPLU1DVKDE

    '+$0,55$)$.DWD*DQWL6XEMHN6HPXD'KDPLUGDSDWGLNHORPSRNNDQPHQMDGLWLJDPDFDP087$.$//,0O DWDXSHPELFDUDRUDQJSHUWDPDD0XIUDG DNXVD\DXQWXN0XG]DNNDUPDXSXQ0XDQQDWVE0XWVDQQD-DPDN NDPLNLWDXQWXN0XG]DNNDUPDXSXQ0XDQQDWV08.+$7+$% DWDXODZDQELFDUDRUDQJNHGXD7HUGLULGDULD0XIUDG HQJNDXXQWXN0XG]DNNDUGDQ XQWXN0XDQQDWVE0XWVDQQD NDPXEHUGXDXQWXN0XG]DNNDUPDXSXQ0XDQQDWVF-DPDN NDOLDQXQWXN0XG]DNNDUGDQ XQWXN0XDQQDWV

  • *+$,% DWDXWLGDNEHUDGDGLWHPSDWRUDQJNHWLJD7HUGLULGDULD0XIUDG GLDXQWXN0XG]DNNDUGDQ XQWXN0XDQQDWVE0XWVDQQD PHUHNDEHUGXDXQWXN0XG]DNNDUPDXSXQ0XDQQDWVF-DPDN PHUHNDXQWXN0XG]DNNDUGDQ XQWXN0XDQQDWV+DIDONDQODKNHGXDEHODVEHQWXN'KDPLU5DIDGLDWDVEHVHUWDDUWLQ\DPDVLQJPDVLQJVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    '+$0,51$6+$%.DWD*DQWL2EMHN'KDPLU1DVKDEDGDODKWXUXQDQEHQWXNODLQGDUL'KDPLU5DID\DLWX'KDPLU5DID 'KDPLU1DVKDE 'KDPLU5DID 'KDPLU1DVKDE 'KDPLU1DVKDEEHUIXQJVLVHEDJDLREMHNGDQWLGDNGDSDWEHUGLULVHQGLULLDWHULNDWGHQJDQNDWDODLQGDODPVXDWXNDOLPDWEDLNLWXGHQJDQ,VLP)LLODWDXSXQ+DUI&RQWRK'KDPLU1DVKDE\DQJWHULNDWGHQJDQ,VLPGDODPNDOLPDW VD\DVHRUDQJPXVOLPDJDPDNX ,VODP

  •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
  • ),,/0$'+
  • -80/$+),/,
  •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

  • PXVOLPLWXPHPDVXNLPDVMLG PXVOLPDKLWXPHPDVXNLPDVMLG GXDPXVOLPLWXPHPDVXNLPDVMLG GXDPXVOLPDKLWXPHPDVXNLPDVMLG NDXPPXVOLPLQPHPDVXNLPDVMLG NDXPPXVOLPDWPHPDVXNLPDVMLG8QWXN)DLOODLQQ\D WHWDSPHQJLNXWLSRODSHUXEDKDQEHQWXN)LLOVHEDJDLPDQDPHVWLQ\D)LLO0DGK\ )LLO0XGKDUL VD\DWHODKPHPDVXNLPDVMLG VD\DPHPDVXNLPDVMLG NDPLWHODKPHPDVXNLPDVMLG NDPLPHPDVXNLPDVMLG HQJNDXWHODKPHPDVXNLPDVMLG HQJNDXPHPDVXNLPDVMLG HQJNDXSUWHODKPHPDVXNLPDVMLG HQJNDXSUPHPDVXNLPDVMLG NDPXEHUGXDWHODKPHPDVXNLPDVMLG NDPXEHUGXDPHPDVXNLPDVMLG NDOLDQONWHODKPHPDVXNLPDVMLG NDOLDQONPHPDVXNLPDVMLG NDOLDQSUWHODKPHPDVXNLPDVMLG NDOLDQSUPHPDVXNLPDVMLG

  • &DULODKVHEDQ\DNEDQ\DNQ\DFRQWRKFRQWRK)LLO0DGK\GDQ)LLO0XGKDULGDODPD\DWD\DWDO4XUDQGDQDO+DGLWV ),,/$0$5.DWD.HUMD3HULQWDK

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

  • EHNHUMDODKXQWXNDNKLUDWNDOLDQSU'DULILLO PHQGLULNDQPHQMDGL)LLO$PDU GLULNDQODKVKDODWPXON GLULNDQODKVKDODWPXSU GLULNDQODKVKDODWNDPXEHUGXD GLULNDQODKVKDODWNDOLDQON GLULNDQODKVKDODWNDOLDQSU'DULILLO PHPEHVDUNDQPHQMDGL)LLO$PDU EHVDUNDQODKDJXQJNDQODK7XKDQNDPXON EHVDUNDQODKDJXQJNDQODK7XKDQNDPXSU EHVDUNDQODKDJXQJNDQODK7XKDQNDPXEHUGXD EHVDUNDQODKDJXQJNDQODK7XKDQNDOLDQON EHVDUNDQODKDJXQJNDQODK7XKDQNDOLDQSU6HEDJDLFDWDWDQELODKXUXIDNKLU\DQJVXNXQGDULVHEXDK)LLOEHUWHPXGHQJDQDZDODQ$OLI/DPGDULVHEXDK,VLP0DULIDKPDNDEDULVVXNXQGDULKXUXIDNKLUILLOWHUVHEXWEHUXEDKPHQMDGLEDULVNDVUDK&RQWRK VKDODW GLULNDQODK GLULNDQODKVKDODW&DULODKFRQWRKFRQWRK)LLO$PDUGDODPD\DWD\DWDO4XUDQGDQDO+DGLWV

  • ),,/1$+
  • ),,/ 0$/80.DWD.HUMD$NWLI ),,/0$-+8/.DWD.HUMD3DVLI

    'DODPWDWDEDKDVD,QGRQHVLDGLNHQDOLVWLODK.DWD.HUMD$NWLIGDQ.DWD.HUMD3DVLI3HUKDWLNDQFRQWRKEHULNXWLQL$EXEDNDUPHPEXND SLQWX!NDWDPHPEXNDGLVHEXW.DWD.HUMD$NWLI3LQWXGLEXND ROHK$EXEDNDU!NDWDGLEXNDGLVHEXW.DWD.HUMD3DVLI'DODPWDWDEDKDVD$UDEGLNHQDOSXODLVWLODK)LLO0DOXPGDQ)LLO0DMKXO\DQJIXQJVLQ\DPLULSGHQJDQ.DWD.HUMD$NWLIGDQ.DWD.HUMD3DVLI3HUKDWLNDQFRQWRKNDOLPDWGLEDZDKLQL 8PDUPHPXNXO 8PDUGLSXNXO)LLO PHPXNXODGDODK)LLO0DOXP.DWD.HUMD$NWLI)DLODWDX3HODNXQ\DDGDODK8PDUEHUVLIDWDNWLIPHODNXNDQSHNHUMDDQ\DNQLPHPXNXO)LLO GLSXNXODGDODK)LLO0DMKXO.DWD.HUMD3DVLI'DODP)LLO0DMKXOGLNHQDOLVWLODK1DLEDO)DLO DWDX3HQJJDQWL)DLO'DODPFRQWRKGLDWDV8PDUDGDODK1DLEDO)DLOSHQJJDQWL3HODNX)LLO0DMKXOGLEHQWXNGDUL)LLO0DOXPGHQJDQSHUXEDKDQVHEDJDLEHULNXWD+XUXISHUWDPDQ\DPHQMDGLEHUEDULV'KDPPDKE+XUXIVHEHOXPKXUXIWHUDNKLUQ\DPHQMDGLEHUEDULV.DVUDK XQWXN)LLO0DGK\GDQPHQMDGLEHUEDULV)DWKDK XQWXN)LLO0XGKDUL

    )LLO0DOXP )LLO0DMKXO &RQWRKFRQWRKGDODPNDOLPDW)LLO PHPHULQWDKPHQMDGL)LLO0DGK\0DMKXO

  • DNXGLSHULQWDKDJDUPHQ\HPEDK$OODK NDPLGLSHULQWDKDJDUPHQ\HPEDK$OODK HQJNDXONGLSHULQWDKDJDUPHQ\HPEDK$OODK HQJNDXSUGLSHULQWDKDJDUPHQ\HPEDK$OODK NDPXEHUGXDGLSHULQWDKDJDUPHQ\HPEDK$OODK NDOLDQONGLSHULQWDKDJDUPHQ\HPEDK$OODK NDOLDQSUGLSHULQWDKDJDUPHQ\HPEDK$OODK GLDONGLSHULQWDKDJDUPHQ\HPEDK$OODK GLDSUGLSHULQWDKDJDUPHQ\HPEDK$OODK PHUHNDONGLSHULQWDKDJDUPHQ\HPEDK$OODK PHUHNDSUGLSHULQWDKDJDUPHQ\HPEDK$OODK PHUHNDONGLSHULQWDKDJDUPHQ\HPEDK$OODK PHUHNDSUGLSHULQWDKDJDUPHQ\HPEDK$OODK)LLO PHQJHQDOPHQMDGL)LLO0XGKDUL0DMKXO DNXGLNHQDOGDULELFDUDNX NDPLGLNHQDOGDULELFDUDNDPL HQJNDXONGLNHQDOGDULELFDUDPX HQJNDXSUGLNHQDOGDULELFDUDPX

  • NDPXEHUGXDGLNHQDOGDULELFDUDNDPXEHUGXD NDOLDQONGLNHQDOGDULELFDUDNDOLDQ NDOLDQSUGLNHQDOGDULELFDUDNDOLDQ GLDONGLNHQDOGDULELFDUDQ\D GLDSUGLNHQDOGDULELFDUDQ\D PHUHNDONGLNHQDOGDULELFDUDPHUHND PHUHND ONGLNHQDOGDULELFDUDPHUHND PHUHNDSUGLNHQDOGDULELFDUDPHUHND&DULODKFRQWRKFRQWRK)LLO0DMKXOGDODPD\DWD\DWDO4XUDQGDQDO+DGLWV

    +$5).DWD7XJDV+DUIDGDODKVHPXDMHQLVNDWDVHODLQ,VLPGDQ)LLO\DQJWLGDNELVDEHUGLULVHQGLULGDQWLGDNPHPLOLNLDUWL\DQJMHODVWDQSDNDWDNDWDODLQGDODPNDOLPDW&RQWRK+DUI GDQ GDUL GDUL NHNHSDGD GLGDODP KLQJJD WLGDNWLGDNDGD MLNDGDQODLQODLQ6HNLODVFDWDWDQSHQWLQJWHQWDQJSHQJJXQDDQEHEHUDSDPDFDP+DUI%HEHUDSD+DUIVHSHUWL GHQJDQGLGDODPNDOLPDWNDGDQJPHPSXQ\DLDUWLGDQNDGDQJKDQ\DVHEDJDLWDPEDKDQ\DQJWLGDNPHPSXQ\DLDUWL&RQWRK DNXEHUOLQGXQJNHSDGD$OODK

  • FXNXSODK$OODKVHEDJDLVDNVL+DUI PHPSXQ\DLGXDIXQJVLD$7+$)DWDX.DWD6DPEXQJ GDQ&RQWRK $KPDGGDQ$OLWHODKSHUJLE4$6$0`DWDX.DWD6XPSDK GHPL &RQWRK GHPLZDNWX$VKDU3HUOXGLFDPNDQEDKZDGLGDODPDO4XUDQ$OODKVXEKDQDKXZDWDDOD VHULQJEHUVXPSDKGHQJDQQDPDPDNKOXT1\DDJDUPDQXVLDPHQJDPELOSHODMDUDQGDULDSD\DQJGLMDGLNDQVXPSDKWHUVHEXW$GDSXQPDQXVLDKDQ\DEROHKEHUVXPSDKGHQJDQQDPDGDQVLIDW$OODKWLGDNEROHKEHUVXPSDKGHQJDQQDPDPDNKOXT+DUI /DP MXJDPHPSXQ\DLEHEHUDSDIXQJVLD0,/,.DWDXNHSXQ\DDQ&RQWRKM NHSXQ\DDQ$OODKVHOXUXKNHUDMDDQODQJLWGDQEXPLE7$/,/DWDXSHUXQWXNDQ XQWXN&RQWRK VD\DSHUJLNHVHNRODKXQWXNEHODMDUF$0$5DWDXSHULQWDK DJDUVXSD\DKHQGDNODK&RQWRK

  • N KHQGDNODKVHWLDS PXVOLPEHULQIDNG7$8.,'DWDXSHQHJDVDQ VXQJJXKSDVWL&RQWRK VXQJJXKDNXDNDQEHUNDWDSHUNDWDDQ\DQJEHQDU+DUI PHPSXQ\DLGXDPDFDPDUWLD%HUDUWLMLND&RQWRK MLNDNDOLDQPHQRORQJDJDPD$OODK'LDDNDQPHQRORQJNDOLDQE%HUDUWLWLGDNELODVHVXGDKQ\DWHUGDSDWNDWD M NHFXDOL&RQWRKM WLGDNODLQNDOLDQKDQ\DODKEHUGXVWD+DUI MXJDDGDGXDPDFDPD1$)
  • $'$:$7$/,67,)+$0.DWD7DQ\D

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

  • %XDWODKVHQGLULNDOLPDWNDOLPDWWDQ\DGDULVHWLDSNDWDNDWDWDQ\DGLDWDV,6,0-$0,'

    0HQXUXWDVDONDWDGDQSHPEHQWXNDQQ\D,VLPWHUEDJLGXD,6,0-$0,' \DLWX,VLP\DQJWLGDNWHUEHQWXNGDULNDWDODLQ,6,0086

  • F PLVDOQ\D ! PHQDQJLVG PLVDOQ\D ! EHUGLULH PLVDOQ\D ! EHUVXMXGI PLVDOQ\D ! PHPEHULPDNDQJ PLVDOQ\D ! EHUGDJDQJK PLVDOQ\DO M ! PHQJDMDUPHPEHULWDKXL PLVDOQ\DO M ! PHQJLQJDWNDQ3DKDPLODKEDLNEDLNQDPDQDPDGDQEHQWXNEHQWXN,VLP\DQJWHUGDSDWGDODPSHODMDUDQLQLVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    ,6,0086

  • PDNDQ \DQJPDNDQ PHQ\HUDK \DQJPHQ\HUDK EHULQIDN \DQJEHULQIDN PRKRQDPSXQ \DQJPRKRQDPSXQ'LVDPSLQJLWXGLNHQDOSXODLVWLODKEHQWXN08%$/$*+$+ GDUL,VLP)DLO\DQJEHUIXQJVLXQWXNPHQJXDWNDQDWDXPHQ\DQJDWNDQDUWLQ\D&RQWRK)LLO ,VLP)DLO ,VLP0XEDODJKDK \DQJVDQJDWPHQJHWDKXLM \DQJVXNDPHQJDPSXQLM \DQJEDQ\DNWLGXU \DQJEDQ\DNPDNDQM,6,00$)8/ \DLWX,VLP\DQJGLNHQDLSHNHUMDDQ)LLO ,VLP0DIXO

    PHQJDPSXQL \DQJGLDPSXQL PHQJHWDKXL \DQJGLNHWDKXL PHQMXDO \DQJGLMXDO EHUNDWD \DQJGLXFDSNDQ

    6,)$7086

  •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

  • )LLO ,VLP=DPDQ0DNDQ PHQXOLV NDQWRU EHUPDLQ WHPSDWEHUPDLQ EHUVXMXG PDVMLG PHODKLUNDQ KDULNHODKLUDQ PHQMDQMLNDQ KDUL\DQJGLMDQMLNDQ EHUNXPSXO SHUNXPSXODQSHUWHPXDQ,6,0$/$7 \DLWX,VLP\DQJPHQXQMXNNDQDODW\DQJGLJXQDNDQXQWXNPHODNXNDQVXDWX)LLODWDXSHNHUMDDQ)LLO ,VLP=DPDQ0DNDQ PHPEXND NXQFL PHQLPEDQJ WLPEDQJDQ GXGXN WHPSDWGXGXN Q\DULQJ SHQJHUDVVXDUD3DKDPLODKEDLNEDLNVHPXDMHQLVMHQLV,VLP\DQJWHUGDSDWGDODPSHODMDUDQLQLVHUWDFRQWRKFRQWRKQ\DVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    ),,/08-$55$'0HQXUXWDVDONDWDGDQSHPEHQWXNDQQ\D)LLOWHUEDJLGXD),,/08-$55$' \DLWXILLO\DQJVHPXDKXUXIQ\DDVOL),,/0$=,' \DLWXILLO\DQJPHQGDSDWKXUXIWDPEDKDQ

  •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

    ),,/0$=,')LLO0D]LGEHUDVDOGDUL)LLO0XMDUUDG\DQJPHQGDSDWWDPEDKDQKXUXI)LLO0D]LGGHQJDQWDPEDKDQVDWXKXUXI7HUGLULGDULEHEHUDSDZD]DQVHSHUWL

  • D KXUXIWDPEDKDQQ\D+DP]DKGLDZDONDWD)LLO0XMDUUDG )LLO0D]LG

    PDVXN PHPDVXNNDQ NHOXDU PHQJHOXDUNDQ OHSDV PHOHSDVPHQJLULP

    E KXUXIWDPEDKDQQ\DKXUXIWHQJDK\DQJGLJDQGDNDQWDV\GLG)LLO0XMDUUDG )LLO0D]LG

    GDWDQJ PHQGDWDQJNDQ PHQJHWDKXL MO PHQJDMDU WXUXQ PHQXUXQNDQ

    F KXUXIWDPEDKDQQ\D0DG$OLIVHWHODKKXUXISHUWDPD)LLO0XMDUUDG )LLO0D]LG

    PHPEXQXK EHUSHUDQJ PHPLVDK EHUSLVDK PHQGDKXOXL EHUORPED

    )LLO0D]LGGHQJDQWDPEDKDQGXDKXUXI7HUGLULGDULEHEHUDSDZD]DQVHSHUWLD KXUXIWDPEDKDQQ\D$OLIGDQ1XQGLDZDONDWD)LLO0XMDUUDG )LLO0D]LG

    PHQFHUDLNDQ SHUJL

  • PHPEHODK WHUEHODK PHPEDOLN WHUEDOLN

    E KXUXIWDPEDKDQQ\D$OLIGLDZDOGDQ7DGLWHQJDK)LLO0XMDUUDG )LLO0D]LG

    PHQJXPSXONDQ EHUNXPSXO PHQ\HEDUNDQ WHUVHEDU PHUDED PHUDEDUDED

    F N M KXUXIWDPEDKDQQ\D$OLIGLDZDOGDQ7DGLWHQJDK)LLO0XMDUUDG )LLO0D]LG

    SXWLK PHPXWLK PHUDK PHPHUDK KLWDP PHQJKLWDP

    G KXUXIWDPEDKDQ7DGLDZDOGDQ0DG$OLIGLWHQJDK)LLO0XMDUUDG )LLO0D]LG

    GHQJNL VDOLQJGHQJNL NHQDO VDOLQJ NHQDO

    EHUWDQ\D VDOLQJEHUWDQ\DH KXUXIWDPEDKDQQ\D7DGLDZDOGDQKXUXIJDQGDGLWHQJDK

  • )LLO0XMDUUDG )LLO0D]LG PHQJHWDKXL EHODMDUMM EHVDU PHPEHVDUNDQGLUL EHUILNLU PHPXVDWNDQILNLUDQMM

    )LLO0D]LGGHQJDQWDPEDKDQWLJDKXUXI:D]DQ\DQJELDVDGLWHPXNDQDGDODK KXUXIWDPEDKDQQ\D$OLI6LQGDQ7DGLDZDONDWD)LLO0XMDUUDG )LLO0D]LG

    PHQJDPSXQL PRKRQDPSXQ PHQHULPD PHQJKDGDS

    NHOXDU PLQWDNHOXDU&DULODKFRQWRKFRQWRK)LLO0D]LGGDULDO4XUDQGDQDO+DGLWVGDQPDVXNNDQNHGDODPZD]DQZD]DQ\DQJVHVXDLVHUWDFDULODKDUWLQ\DPDVLQJPDVLQJ

    ,5$%,6,0,UDELDODKSHUXEDKDQEDULVEHQWXN\DQJWHUMDGLGLEHODNDQJVHEXDKNDWDVHVXDLGHQJDQNHGXGXNDQNDWDWHUVHEXWGDODPVXVXQDQNDOLPDW3DGDGDVDUQ\D,VLPELVDPHQJDODPLWLJDPDFDP,UDE\DLWX,5$%5$)$ DWDX6XEMHNDODPDWWDQGDDVOLQ\D'KDPPDK ,5$%1$6+$% DWDX2EMHNDODPDWWDQGDDVOLQ\D)DWKDK ,5$%-$55 DWDX.HWHUDQJDQDODPDWWDQGDDVOLQ\D.DVUDK 3HUKDWLNDQFRQWRKGDODPNDOLPDWGLEDZDKLQL

  • MN GDWDQJVLVZDVLVZDMN DNXPHOLKDWVLVZDVLVZDMMN DNXPHPEHULVDODPNHSDGDVLVZDVLVZD,VLPMN VLVZDVLVZDSDGDFRQWRKGLDWDVPHQJDODPLWLJDPDFDP,UDE,UDE5DID6XEMHNGHQJDQWDQGD'KDPPDKGLKXUXIDNKLUQ\DMN ,UDE1DVKDE2EMHNGHQJDQWDQGD)DWKDKGLKXUXIDNKLUQ\DMN ,UDE-DUU.HWHUDQJDQGHQJDQWDQGD.DVUDKGLKXUXIDNKLUQ\DMN $ODPDW,UDEVHSHUWLLQLGLQDPDNDQ$ODPDW$VKOL\\DK DWDXWDQGDWDQGDDVOLSRNRN3HUOXGLNHWDKXLEDKZDWLGDNVHPXD,VLPELVDPHQJDODPL,UDEDWDXSHUXEDKDQEDULVEHQWXNGLDNKLUNDWD'DODPKDOLQL,VLPWHUEDJLGXD,6,0085$% \DLWX,VLP\DQJELVDPHQJDODPL ,UDE.HEDQ\DNDQ,VLPDGDODK,VLP0XUDEDUWLQ\DELVDEHUXEDKEHQWXNEDULVDNKLUQ\DWHUJDQWXQJNHGXGXNDQQ\DGDODPNDOLPDW,6,00$%1, \DLWX,VLP\DQJWLGDNWHUNHQDNDLGDKNDLGDK,UDE'LDQWDUDMHQLV,VLP0DEQLDGDODK,VLP'KDPLU.DWD*DQWL,VLP,V\DUDW.DWD7XQMXN,VLP0DXVKXO.DWD6DPEXQJ,VLP,VWLIKDP.DWD7DQ\D3HUKDWLNDQFRQWRK,VLP0DEQLGDODPNDOLPDWNDOLPDWGLEDZDKLQL GDWDQJPHUHNDLQL DNXPHOLKDWPHUHNDLQL

  • M DNXPHPEHULVDODPNHSDGDPHUHNDLQL'DODPFRQWRKFRQWRKGLDWDVWHUOLKDWEDKZD,VLP,V\DUDK LQLWLGDNPHQJDODPL,UDEDWDXSHUXEDKDQEDULV?EHQWXNGLDNKLUNDWDPHVNLSXQNHGXGXNDQQ\DGDODPNDOLPDWEHUXEDKXEDKEDLNVHEDJDL6XEMHN2EMHNPDXSXQ.HWHUDQJDQ,VLP,V\DUDKWHUPDVXNGLDQWDUDNHORPSRN,VLP0DEQL%LODDQGDWHODKPHPDKDPLEDLNEDLNWHQWDQJSHQJHUWLDQ,UDEGDQWDQGDWDQGDDVOLQ\DPDULODKNLWDPHODQMXWNDQSHODMDUDQWHQWDQJ,VLP0XUDE

    ,6,00$5)8

    ,VLP\DQJPHQJDODPL,UDE5DIDGLQDPDNDQ,VLP0DUIX\DQJWHUGLULGDUL0XEWDGD6XEMHNGDQ.KDEDU3UHGLNDWSDGD-XPODK,VPL\\DK.DOLPDW1RPLQDO3HUKDWLNDQFRQWRKFRQWRK-XPODK,VPL\\DKGLEDZDKLQL UXPDKLWXEHVDU UXPDKLWXEHVDUODJLLQGDK UXPDKEHVDULWXLQGDK UXPDKEHVDULWXLQGDKODJLPDKDO'DODPFRQWRKGLDWDVWHUOLKDWEDKZDVHPXD,VLP\DQJWHUGDSDWGDODP-XPODK,VPL\\DKDGDODK0DUIXPHQJDODPL,UDE5DIDWDQGDQ\DDGDODK'KDPPDK)DLO6XEMHN3HODNXDWDX1DLEDO)DLO3HQJJDQWL6XEMHN3HODNXSDGD-XPODK)LOL\\DK.DOLPDW9HUEDO&RQWRK 0XKDPPDGGDWDQJ 8PDUPHQDQJ RUDQJNDILULWXGLNDODKNDQ

  • V\DLWDQLWXGLODNQDW 0XKDPPDG!)DLO !0DUIXGHQJDQWDQGD'KDPPDK 8PDU!)DLO !0DUIXGHQJDQWDQGD'KDPPDK RUDQJNDILU!1DLEDO)DLO!0DUIXGHQJDQWDQGD'KDPPDK V\DLWDQ!1DLEDO)DLO!0DUIXGHQJDQWDQGD'KDPPDK3DKDPLODKEDLNEDLNVHPXDNDLGDKNDLGDK\DQJWHUGDSDWGDODPSHODMDUDQLQLVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    ,6,00$16+8%,VLP\DQJWHUNHQD,UDE1DVKDEGLVHEXW,VLP0DQVKXE

  • +$/ LDODK,VLP\DQJEHUIXQJVLXQWXNPHQMHODVNDQNHDGDDQ)DLODWDX0DIXONHWLNDEHUODQJVXQJQ\DSHNHUMDDQ 0XKDPPDGPHPEDFDDO4XUDQGHQJDQNKXV\X RUDQJ\DQJNKXV\X!+DO!0DQVKXEGHQJDQWDQGDIDWKDK7$0
  • GLDWDV GLEDZDK GLVLVL GLVHNLWDU GLDQWDUD GLVHEHODKGDQVHEDJDLQ\D081$'$ DWDX6HUXDQ3DQJJLODQ :DKDL3HQFLSWDODQJLWGDQEXPL 3HQFLSWD !0XQDGD!0DQVKXEGHQJDQWDQGD)DWKDK+DIDONDQODKLVWLODKLVWLODKGLDWDVEHVHUWDSHQJHUWLDQGDQFRQWRKFRQWRKQ\DPDVLQJPDVLQJVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    ,6,00$-585,VLP\DQJWHUNHQD,UDE-DUUGLVHEXW,VLP0DMUXU\DQJWHUGLULGDUL,VLP\DQJGLDZDOLGHQJDQ+DUI-DUU

  •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

    ,11$'$1.$1$6(57$.$:$1.$:$11

  • %LOD+DUI M VHVXQJJXKQ\DDWDXNDZDQNDZDQQ\DPHPDVXNLVHEXDK-XPODK,VPL\\DKDWDXSXQ-XPODK)LOL\\DKPDND0XEWDGDDWDX)DLO\DQJDVDOQ\D,VLP0DUIXDNDQPHQMDGL,VLP0DQVKXE3HUKDWLNDQFRQWRKGLEDZDKLQL-XPODKWDQSD,QQD -XPODKGHQJDQ,QQD M UXPDKLWXEHVDU VHVXQJJXKQ\DUXPDKLWXEHVDU UXPDKEHVDULWXPDKDO DNDQWHWDSLUXPDKEHVDULWXPDKDO M $OODKPHQRORQJPXNPLQ VHPRJD$OODKPHQRORQJPXNPLQ
  • $GDSXQ\DQJWHUPDVXNNDZDQNDZDQ DGDODKDQWDUDODLQ M PHQMDGL VHQDQWLDVD VHODPD WLGDNEXNDQ3DKDPLODKEDLNEDLNVHPXDNDLGDKNDLGDK\DQJWHUGDSDWGDODPSHODMDUDQLQLVHEHOXPPHODQJNDKNHSHODMDUDQVHODQMXWQ\D

    $/$0$7)$5,

  • GDWDQJNDXPPXVOLPLQ DNXPHOLKDWNDXPPXVOLPLQM DNXPHPEHULVDODPNHSDGDNDXPPXVOLPLQ$O$VPDDO.KDPVDK DWDXLVLPLVLP\DQJOLPD\DNQL D\DK VDXGDUD LSDU SHPLOLNGDQ PXOXW,VLPLVLPLQLPHPLOLNLSHUXEDKDQEHQWXN\DQJNKDVVHEDJDLEHULNXWD,UDE5DIDGLWDQGDLGHQJDQKXUXI:DX GL DNKLUQ\DE,UDE1DVKDEGLWDQGDLGHQJDQKXUXI$OLI GLDNKLUQ\DF,UDE-DUUGLWDQGDLGHQJDQKXUXI
  • 6HPXD,VLP$ODP1DPD\DQJGLDNKLULGHQJDQ7D0DUEXWKDKPHVNLSXQLDDGDODK0XG]DNNDU0LVDOQ\D )DWLPDK $PLQDK M 0DNNDK 0XDZL\DK +DP]DKGDQVHEDJDLQ\D6HPXD,VLP$ODP0XDQQDWVPHVNLSXQWLGDNGLDNKLULGHQJDQ7D0DUEXWKDK0LVDOQ\D .KDGLMDK 6DXGDK =DLQDE %DJGDG 'DPDVNXVGDQVHEDJDLQ\D,VLP$ODP\DQJPHUXSDNDQNDWDVHUDSDQDWDXEHUDVDOGDULEDKDVDDMDPEXNDQ$UDE0LVDOQ\D ,EUDKLP 'DZXG
  •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

  • M DNXPHPEHULVDODPNHSDGDSDUDXODPDM DNXPHPEHULVDODPNHSDGDSDUDXODPDLWX1DPXQPDVLKDGDODJLNHORPSRN,VLP*KDLUX0XQDZZDQ\DQJKXUXIDNKLUQ\DVHODOXWHWDSWLGDNPHQJDODPLSHUXEDKDQEDULVDSDSXQ
  •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

  •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