FACT SHEET - ICICI Pru Amc logo

Assets Under Management Rs. 30180.62 Crore (As on June 30, 2006)

THE

FACT SHEET

Past performance is no guarantee of future results. F or Aw ard details please see th e b ack cov er.

The month of May was a roller-coaster-ride in the equity markets.

The month witnessed an all time high and then tested the nerves

of investors as the markets plummeted on news of fed rate hikes,

global commodity meltdown and unwinding of leveraged positions

in the markets.

As the well-known adage goes, 'every cloud has a silver lining.'

W hile the month of May came as bad news for a large number

of speculators, interestingly, it also came as a month of relief for

those genuine long term investors who were for long, ex pecting

a correction. Think about it… if you were a long-term investor, May

06 was your golden chance to pick up stocks cheap. For S IP

investors, it is bad months like these (where you pick up larger

number of units) that help you increase your average returns over

the long term.

V olatility is inherent in equity markets and no one has the power

to predict which way the market will go in the short term. H owever,

we do believe that in the long term, equity markets will give

investors returns that are in line with earnings growth of companies.

W e are bullish on Indian equities in the long term given that the

fundamental strength of the Indian economy is intact. The Indian

economy remains a promising growth story because it is driven

by a huge consumption led demand, continued infrastructure

spending, reforms and continued good prospects for service and

agriculture industries. The earnings momentum of Indian companies

is still very strong and some of the numbers have been well ahead

of the consensus estimates.

W ith so many opportunities opening up, this is a great time for

the youth of India. G iven the promising India story, I would

recommend that young investors start equity investing early. L et

me introduce you to a powerful idea in the world of investing

- the power of 'compounding' capital appreciation over the long

term. Compounding works in your favour day and night as is

illustrated below:

Your investment of Rs. 1000 @ 15% annual return 35

y ears ag o w ould h ave g row n more th an 133 times. T o

g et th e same maturity value, y ou w ould h ave to invest

• four times more ten years later

• 16 times more 20 years later

• 66 times more 30 years later

From theM a n a g in g D irec tor’s D es k

Pankaj RazdanManaging Director

The power of compounding can multiply your wealth in the long

run. So, there is no better time to invest than today if you have

a long-term time horiz on so long as you follow a proper investment

process.

O n the debt side, we expect interest rates to be stable with an

upward bias. Hence, investors may want to invest into funds with

shorter-term maturities with a view to minimiz e the impact of

market volatility on their portfolios.

In summation, the question is not about 'when' to invest, it is

about 'how' to invest and 'how much' to invest. Hence the focus

should be on following the right asset allocation and investing

through a proper investment process. We strongly recommend that

retail investors don't try to time the markets and refrain from

making lumpsum investment into the markets at any time. They

must seek to invest into the market on a regular basis either directly

or though the Systematic Investment Plan. More importantly,

investors must have a long holding period so as to ensure that

they can withstand volatility.

It is heartening for me to inform you that your mutual fund

company has become the N umber O ne mutual fund in India in

terms of assets under management. We have attained this leadership

position, thanks to the faith that you have bestowed in us. How

else would a company that started 8 years ago with a 0.4 % market

share succeed in accomplishing a feat as large as this one!

The last 8 years were a great journey in the life of Prudential ICICI.

We started modestly with a staff of 6 employees that today has

grown to over 300 highly skilled professionals across India. Having

started with 2 closed ended equity schemes we today have over

30 schemes across asset classes to meet your varying investment

needs. We have also launched various facilities like the Systematic

Investment Plans, Trigger facility, E CS facility, Pru Tracker and

PruICICI Instaphone facility with a view to enhance your convenience

while dealing with us. While we started our operations in 2 cities

in India, we now carry out business across around 7 0 cities and

are equipped with an ambitious expansion plan for the year to

come. I wish to thank you for placing your faith in us.

2

3

O v e r v i e wThe Market

Nilesh ShahChief Investment Officer

Fixed Income Market Snapshot

Impact on Interest Rates

FA C TO RS Short Term Medium Term(1-3 Months) (3-6 Months)

Inflation N egative N egative

Inflation for the week ended June 17 touched 5.44%, within striking distance from theupper end of RB I's comfort zone of 5.00% -5.50%, due to increase in prices of primaryarticles and impact of hike in prices of petrol and diesel. The govt. is monitoring inflationnumbers cautiously and announced measures such as lowering of import duties andbanning exports in some essential commodities to arrest the sharp rise in prices.

Money Supply P ositive N eutral

Money Supply (M3) outstanding as on Jun 09 was Rs. 27.9 trillion. and the Y oYincrease in money supply was at 18.5%. RB I policy projects Money supply (M3) toexpand by around 15% for 2006-07 though in normal circumstances, the preferencewould for maintaining a lower order of money supply growth. Liquidity declined asthe average outstanding LAF Reverse Repo amount dropped to Rs. 49 5bn. from Rs618bn. during the previous month.

C redit D emand N egative N egative

The credit-deposit ratio showed signs of a slight dip due to slack season but stillremains around 70%. Recent hike in interest rates coupled with possibility of furtherincrease this year is likely to cool off the robust credit demand in the economy.

G overnment B orrowings N egative N egative

The Central bank surprised markets by announcing a higher borrowing than scheduledat a govt. security auction. This move was probably aimed at controlling liquidity inthe market to target inflation. Clarification by the govt. that this was an advancementof a part of its July borrowing program removed fears of the govt. overshooting itsborrowing program.

Foreign E xchange Market N egative N eutral

The Rupee appreciated against dollar, ending higher by 0.72% at 46.04. The rupeegained as banks and exporters sold the dollar following dovish comments from theUS Fed. Lower trade deficit numbers for May and surprise surplus in the currentaccount for 1Q 06 (Jan-Mar) also improved the sentiment for the rupee.

RB I P olicy N egative N egative

The RB I unexpectedly raised the reverse repo rate by 25bps. The central bank said thatit had taken this decision based on a review of the current macroeconomic and overallmonetary conditions. Rise in fuel prices, abundant liquidity in the system and tighteningmeasures of other central banks would have prompted this move from the RB I.

Market Sentiment N egative N egative

Market sentiment remained bearish due to higher than scheduled borrowing by thegovernment, unexpected rise in the Reverse Repo rate and higher cut-off yields beingannounced at the auction. Hike in oil prices along with higher inflation numbersadded to the prevailing negative sentiment. The market followed the US Treasuries astheir yields moved up in anticipation of the Fed action but failed to follow them whenthe US treasuries rallied after dovish comments from the Fed due to concerns overimpending RB I action in the July policy.

O U TL O O K

The market expects the U S Fed rate to reach 5.50% b y A ug 06 , b arring unforeseenweakness in data. A ssuming a gap of 50-7 5 b asis points, Indian Reverse Reporate should b e b etween 6 .00%-6 .2 5% b y A ug 06 . The 10-year gilt should thenrange b etween 8 %-8 .50% depending upon the inflation expectations and creditgrowth. The market sentiment is pretty b earish inspite of adeq uate liq uidity dueto the pressure of the governments b orrowing program.

W e recommend investors to use deb t as an asset class from an asset allocationpoint of view. W e recommend investors to invest in funds like L iq uid, FMP 's,Floating Rate Funds and Short Term P lan where interest rate risk is minimal. Timeto invest in income funds will come when U S Fed rates would have paused orpeaked out at the top.

FA C TO RS

Fundamentals

India posted an unexpected surplus of US$ 1.8bn on its current account in 4Q FY 06, as alarger than expected jump in invisibles surplus of US$ 13.3bn. more than offset trade deficitof US$ 11.5bn. For the full year 05-06 the invisibles surplus surged 31% to US$ 40.9 bn. butfell short of the trade deficit of US$ 51.5bn. resulting in deterioration of the current accountdeficit to US$ 10.6bn. Industrial output growth for April came way above market expectations,registering a gain of 9 .5% Y oY - the strongest number since October 2005. Industrial growthin April was driven by a 10.4% Y oY rise in manufacturing, which has now expanded by over8% for 19 of the past 24 months, reflecting the higher growth trajectory. Rainfall trendimproved during the month but it is still too early in the season to form a view. Clearassessment of the agricultural growth for the year can be made only after mid July as bulkof the sowing is done in July.

Technicals

E q uity Market Snapshot

Market Sentiments

The Sensex witnessed bouts of volatility with huge swings but managed to close with a gainof 2% for Jun 06. A sell-off across global equity markets on worries over rising US interestrates, concerns over redemptions with domestic mutual funds and adverse impact of higherdomestic oil prices and interest rates impacted the market negatively. The only silver liningfor the month was the revival of interest from long only FII's who bought small amounts ona regular basis. FII's were net buyers to the tune of Rs. 1416cr. during the month. D omesticmutual funds sold stocks worth Rs. 19 76 cr. as they built up cash levels to meet redemptions.Leveraged positions in the market were reduced further as the open interest in index andstock futures contracts came down further to Rs. 14100 cr. from Rs. 20800cr. at the previousmonths expiry. The govt. went ahead with some bold announcements as it hiked prices ofpetrol and diesel by Rs.4/lt and Rs.2/lt respectively and it also approved 10% divestment inNalco & Neyveli Lignite through the public offer route. B SE Tech, FMCG and Oil Gas indiceswere the best performing indices for Jun 06 with gains of 1.7%, 3.2% and 4.1% respectively.

G lob al E vents

Global equity markets went down in tandem on concerns over higher oil prices and USinterest rate hikes. European stocks touched their lowest levels for the year after the ECBrate hike announcement and Nikkei went below 15000 for the first time this year. The USFed increased the Fed fund rate for the 17th straight time to 5.25% but the accompanyingstatement was viewed as being dovish as the Fed said that additional policy firming thatmay be needed to address the inflation risks will depend on new information about theeconomy. Following the statement global equity markets rallied smartly. Though Japan'scentral bank kept intact the near-zero interest rate policy, comments by B OJ governor andother policy makers suggest that rates could move up before end of summer. China warnedits banks to curb lending and also announced an increase in its reserve requirement ratio tocurb the surge in loans, which are prompting excessive investment.

O U TL O O K

Central banks around the world are raising interest rates and reducing liquidity to keepinflation under control. Normally higher interest rates work like gravity against rising stockprices. India is posing a good conundrum to investors; under leveraged balance-sheet, betterROE and high capacity utilization are giving comfort on corporate performance. Infrastructurespending, virtuous cycle of consumption-demand-job creation, arbitrage of humanintelligence, revolution in agriculture sector and creation of SEZ 's are giving comfort on theeconomy and sustenance of growth. Valuations, after a long awaited correction are settlingdown in a fair value zone and for an aggressive investor who is willing to discount FY 08earning, the market is looking attractive. Globally rising interest rates and reversal of carrytrade create a doubt on flows towards emerging markets including India. IPO supply canincrease at the higher level of the market and retails investors' behavior after suffering fromexcessive volatility will be crucial for the market

The markets are at a stage where valuations are fair and positions are light. Therefore,despite the volatility comfort level is pretty high. Small orders on either buy or sell side are

Avg Daily Volumes Q106 Q206(R s. C r .) (Jan -M ar ) (Ap r -Jun )C AS H S egmen tBSE 4122 3913N SE 8 10 2 8 6 33T otal 12224 125 4 6Derivative S egmen tN SE 28 116 328 6 6BSE - -T otal 28 116 3 28 66

Avg Ad van c e Dec lin e R atioBSE R a tio 1.15 1.8 2N SE R a tio 1.0 6 1.6 4

S ec toral In d ic es Q106 Q206P erforman c e (Jan -M ar )% (Ap r -Jun )%

BSE C o n s u m e r D u ra b le s -1.8 0 -14.7 9

Ba n k e x 3.6 0 -17 .40

BSE T e c k In d e x 10 .92 -8 .0 7

BSE O il & G a s 11.5 2 7 .6 0

BSE P SU 13.37 -19.0 5

BSE H e a lth c a re 23.8 5 -18 .8 2

BSE A u to 25 .0 7 -10 .6 9

BSE F M C G 34.24 -11.8 0

BSE M e ta ls 36 .7 8 -4.6 8

BSE C a p ita l G o o d s 40 .6 1 -13.99

In vestmen ts b y Q106 Q206In stitution s (R s. C rs.) (Jan -M ar ) (Ap r -Jun )F IIs (N e t P u rc h a s e s / Sa le s ) 17 323 -6 293M F s (N e t P u rc h a s e s / Sa le s ) 3136 8 7 5 9Avg Daily O p en In terest(R s. C rs.)In d e x F u tu re s 8 8 99 8 45 5Sto c k F u tu re s 20 8 7 2 218 0 2In d e x O p tio n s 5 7 6 6 5 8 21Sto c k O p tio n s 20 17 20 22T otal 3 7 5 5 4 3 8 09 9

Valuation R atios Q106 Q206

(Average) (Jan -M ar ) (Ap r -Jun )P /E ra tio - Se n s e x 20 .92 19.40

P /E ra tio - N ifty 20 .26 18 .44

P ric e /Bo o k V a lu e R a tio -Se n s e x 5 .13 4.38

P ric e /Bo o k V a lu e R a tio -N ifty 5 .15 4.6 6

D iv id e n d Y ie ld -Se n s e x 1.24 1.46

D iv id e n d Y ie ld -N ifty 1.33 1.49

4

Equity Market Snapshot (Contd....)

Performance Record * - Growth Option

* Returns < 1Year : Absolute, > = 1Year : CAGRBenchmark is ^ Nifty Junior Index. For computation of returns the allotmentNAV has been taken as Rs. 10.00. Past performance may or may not besustained in future.

PruICICI Fusion Fund

Snapshot:

Fund Managers : Anil SarinIndicative Investment Horiz on: 5 yrs and moreInception date: 25-03-2006Fund Siz e: Rs. 547.83 croresN AV (As on 30-June-06):

G row th option : Rs. 9.32Dividend option : Rs. 9.32

* * E x pense Ratio for th e month of Jun'06:Retail option : 2.22%FII option : 1.00%

* * This is a close approximation of the number.

Style Box

StyleValue Blend Growth Siz e

L arg e

Mid

S m all

Figures as on 30-June, 2006

* Pertains to the equity investments only.

WH Y SH OULD ONE INV EST?Exploit the long-term investment potential of equity

Portfolio

Company/Issuer Mkt V alue (Rs. Lakh) % to NAV

Auto Ancillaries 3,170.18 5.78%• Amtek India Ltd 1,792.89 3.27%

Sundram Fastners Ltd 1,002.81 1.83%Rico Auto Industries Ltd 374.48 0.68%Banks 73.4 4 0.13%Punjab National Bank Ltd 73.44 0.13%Cement 133.55 0.24 %Ramco Industries Ltd 133.55 0.24%Construction 5,612.05 10.24 %

• Mahindra Gesco Developers Ltd 2,755.97 5.03%IVRCL Infrastructure & Projects Ltd 842.68 1.54%Unity Infraprojects Ltd 764.08 1.39%Jai Prakash Associates Ltd 698.42 1.27%Ansal Housing & Construction Ltd 550.90 1.01%Consumer Non-Durable 3,14 9 .85 5.75%

• ITC Ltd 2,006.40 3.66%Triveni Engineering & Industries Ltd 706.09 1.29%Synergy Multibase Ltd 404.62 0.74%Shrenuj & Company Ltd 32.74 0.06%Ferrous Metals 1,628.11 2.9 7%

• K alyani Steels Ltd 1,628.11 2.97%Industrial Capital Goods 4 ,4 72.70 8.16%

• Aban Lloyd Chiles Offshore Ltd 1,862.23 3.40%Bharat Earth Movers Ltd 1,142.00 2.08%Bharat Bijlee Ltd 808.37 1.48%Jyoti Ltd 660.10 1.20%Industrial Products 4 ,077.78 7.4 4 %

• Jain Irrigation Systems Ltd 2,460.88 4.49%Enkei Castalloy Ltd 845.00 1.54%AIA Engineering Ltd 771.90 1.41%Media & Entertainment 2,34 1.4 1 4 .27%

• Deccan Chronicle Holdings Ltd 1,683.62 3.07%Jagran Prakashan Pvt Ltd 592.10 1.08%Crest Communication Ltd 65.69 0.12%Pesticides 1,9 9 6.83 3.64 %United Phosphorus Ltd 1,289.83 2.35%Rallis India Ltd 707.00 1.29%Petroleum Products 3,9 32.64 7.18%

• Reliance Industries Ltd 3,932.64 7.18%Pharmaceuticals 4 ,067.33 7.4 2%

• Elder Pharmaceuticals Ltd 2,127.67 3.88%• Cadila Healthcare Ltd 1,722.60 3.14%

Torrent Pharmaceuticals Ltd 217.06 0.40%Software 4 ,4 52.32 8.12%Zenith Infotech Ltd 1,309.11 2.39%Megasoft Ltd 1,256.34 2.29%Subex Systems Ltd 1,179.25 2.15%Prithvi Information Solutions Ltd 249.57 0.46%Mphasis BFL Software Ltd 248.27 0.45%Sasken Communications Technologies Ltd 209.78 0.38%Textiles - Products 1,827.84 3.33%K ewal K iran Clothing Ltd 1,211.83 2.21%Siyaram Silk Mills Ltd 616.01 1.12%Textiles - Synthetic 4 8.4 2 0.09 %Sarla Polyester Ltd 48.42 0.09%Nifty Futures 2,581.79 4 .71%Cash, Call, CBLO & Reverse Repo 7,139 .35 13.03%Term Deposits 3,215.20 5.87%ICICI Bank 3,215.20 5.87%Other Current Assets 861.9 8 1.63%

Total Net Assets 54 ,782.77 100.00%

• Top Ten Holdings

-6.8 0 %

-1 6.8 0 %-1 8 .0 0 %-1 6.0 0 %

-1 4 .0 0 %-1 2 .0 0 %-1 0 .0 0 %

-8 .0 0 %-6.0 0 %-4 .0 0 %

-2 .0 0 %0 .0 0 %

S inc e Inc ep tion

P ru IC IC I F us ion F und N IF T Y Junior Index

able to move the prices with high impact costs.

Therefore our recommendation to investors is as follows;

� In a fair value market maintain NEUTRAL allocation towards equities (See guide toAsset Alloc ation)

� Do not worry about volatility as small orders are creating high impacts and globalevents are also contributing to volatility, even though they may not be related.

� Fundamentally both the economy & the corporate sector is on a sound footing and isdiscounting the current oil prices, interest rates and below normal monsoon prediction.

� Take the extreme predictions of experts with a pinch of salt as they are trying to drawyour attention and create sensation value.

� Asset allocation and systematic investment plans are the best way to safeguard againstvolatility. They are tools for optimum return and not maximum return

� The past experience suggests that large caps moves ahead of mid caps in times likethis, notwithstanding mid-caps' valuations.

� Mid cap stocks look fairly attractive in terms of valuations but will have large bouts ofvolatility, as impact costs are very high.

� Investors should look at a blend of large & mid cap funds at current levels with 3-5 yearhorizon on a systematic investment basis.

Asset Allocation Guide

This asset allocation guide helps you to determine the suggested equity exposure at differentvaluations levels based on the Sensex.

5 0 0 0

60 0 0

7 0 0 0

8 0 0 0

9 0 0 0

1 0 0 0 0

1 1 0 0 0

1 2 0 0 0

1 3 0 0 0

2 -Jan-0 6

9 -Jan-0 6

1 6-Ja

n-0 6

2 3-Ja

n-0 6

3 0-Ja

n-0 6

6-F e

b -0 6

1 3-Feb

-06

2 0-Feb

-06

2 7-Feb

-06

6-Mar-06

1 3-M

ar-06

2 0-M

ar-06

2 7-M

ar-06

3 -A p

r-06

1 0-A

p r-06

1 7-A

p r-06

2 4-A

p r-06

1 -May

-06

8 -May-06

1 5-M

ay-06

2 2-M

ay-06

2 9-M

ay-06

5 -Jun-0 6

1 2-Ju

n-0 6

STRE TCHE D 17X -20X

FAIR VAL U E PL U S 16X -17X

FAIR 13X -16X

ATTRACTIVE 11X -13X

CHE AP 9X -11X

MA R K E T C H E A P A T T R A C T IVE F A IR

F A IR

VA L U E

P L U S

S T R E T C H E D BU BBL E

E x itN eutral N eutral -

5 % -1 0 %

E Q U IT Y

A L L O C A T IO N

U nder Inv es ted

7 0 % -8 0 % 5 5 % -65 % 5 0 % 3 5 % -4 5 % 1 5 % -2 5 %

O v er Inv es ted N eutral +

V aluation lev els of the Sensex b ased on F Y 07 earnings estim ate of Rs. 65 0/- Suggested E q uity Alloc ation (Assum ing 5 0% eq uity alloc ation as neutral)

1 0 .2 4 %

8 .1 6%

8 .1 2 %

7 .4 4 %

7 .4 2 %

7 .1 8 %

5 .7 8 %

5 .7 5 %

4 .2 7 %

3 .64 %

3 .3 3 %

2 .9 7 %

0 .2 4 %

0 .1 3 %

0 .0 9 %

0 .0 0 % 2 .0 0 % 4 .0 0 % 6.0 0 % 8 .0 0 % 1 0 .0 0 % 1 2 .0 0 %

C ons truc tion

Indus trial C ap ital Goods

S oftware

Indus trial P roduc ts

P harm ac eutic als

P etroleum P roduc ts

A uto A nc illaries

C onsum er N on-D urab le

Media & E ntertainm ent

P es tic ides

T ex tiles - P roduc ts

F errous Metals

C em ent

Bank s

T ex tiles - S y nthetic

Sector Allocation*

Q uantitative Indicators:

Average P/E : 22.95 Average Dividend Yield : 0.63Average P/BV : 4.47 Annual Portfolio Turnover Ratio : 0.91 times

Portfolio turnov er has b een c om p uted as the ratio of the higher v alue ofav erage p urc hase and av erage sales, to the av erage net assets in the p astone y ear (sinc e inc ep tion for sc hem es that hav e not c om p leted a y ear). T hefigures are not netted for deriv ativ e transac tions.

5

12.56%

55.87% 54.29%

41.88%

16.75%

10.28%

40.87% 40.20%

23.04%

7.82%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

Last 6Months

Last 1years

Last 3years

Last 5years

SinceInception

Pru ICICI Power S&P CNX Nifty

SIP Returns: As on 30 June, 2006

Period SIP Start Date Total Amount Total No. Market Value SIPInvested of Units Returns

1 Year SIP 29-Jul-05 12,000.00 215.68 13,316.08 24.98%

3 Year SIP 31-Jul-03 36,000.00 1,051.03 64,890.59 44.67%

5 Year SIP 31-Jul-01 60,000.00 3,053.46 188,520.62 49.17%

Since Inception 1-Oct-94 142,000.00 11,848.95 731,554.17 25.78%

Fund Manager Comment

The fund maintained an average equity exposure of 89% during the month.The Exposure to Non-Ferrous Metals was reduced substantially and holdings inTelecom stocks were reduced to zero. The fund added Software stocks to theportfolio and also increased holding in Auto & Consumer Non-Durable stocks.

PruICICI Power

Snapshot:

Fund Managers : Anil SarinIndicative Investment Horizon: 5 yrs & moreInception date: 01-10-1994Fund Size: Rs. 1,276.83 croresNAV (As on 30-June-06):

Cumulative option: Rs. 61.74Dividend option: Rs. 18.62

**Expense Ratio for the month of Jun'06:Retail option : 2.16%FII option : 1.00%

**This is a close approximation of the number.

WHY SHOULD ONE INVEST?Long term investment of funds for capital appreciation

in a concentrated multi sector portfolio

Performance Record* - Cumulative Option

Rs. 10000 invested at inception: Power Plan Vs S&P CNX Nifty

CAGR – Power : 16.75%; Benchmark : 7.82%Past performance may or may not be sustained in future.

Sector Allocation*

*Returns < 1Year : Absolute, > = 1Year : CAGR. Benchmark is S&P CNXNifty. For computation of returns the allotment NAV has been taken asRs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.

Quantitative Indicators:

Average P/E : 15.94Average P/BV : 3.34Average Dividend Yield : 1.08Annual Portfolio Turnover Ratio : 2.62 times

Portfolio

Company/Issuer Mkt Value (Rs. Lakh) % to NAVStyle Box


*Pertains to the equity investments only.

Portfolio turnover has been computed as the ratio of the higher value of average purchase and averagesales, to the average net assets in the past one year (since inception for schemes that have not completeda year). The figures are not netted for derivative transactions.

^ Risk-free rate based on the JP Morgan 3 month T-Bill Index.

Auto 7,450.83 5.84%• Maruti Udyog Ltd 3,983.50 3.12%• Mahindra & Mahindra Ltd 3,406.05 2.67%

Hero Honda Ltd 61.28 0.05%Auto Ancillaries 2,273.86 1.78%Amtek Auto Ltd 2,273.86 1.78%Banks 13,666.39 10.70%

• ICICI Bank Ltd 4,801.54 3.76%• State Bank of India Ltd 3,776.96 2.96%• Punjab National Bank Ltd 2,964.00 2.32%

Bank of Baroda Ltd 1,588.82 1.24%Kotak Mahindra Bank Ltd 535.07 0.42%Cement 9,567.70 7.50%Grasim Industries Ltd 2,612.02 2.05%Century Textiles & Industries Ltd 2,504.25 1.96%Associated Cement Companies Ltd 2,147.33 1.68%JK Cements Ltd 1,922.35 1.51%Ambuja Cement Eastern Ltd 381.75 0.30%Construction 2,369.76 1.85%Jai Prakash Associates Ltd 2,329.67 1.82%Patel Engineering Ltd 40.09 0.03%Consumer Non-Durable 8,131.67 6.36%

• ITC Ltd 4,166.63 3.26%Triveni Engineering & Industries Ltd 2,722.90 2.13%Ruchi Soya Industries Ltd 1,242.14 0.97%Ferrous Metals 3,348.22 2.62%Jindal Steel & Power Company Ltd 2,104.21 1.65%Usha Martin Ltd 1,244.01 0.97%Finance 696.38 0.55%Housing Development Finance Corporation Ltd 696.38 0.55%Industrial Capital Goods 16,893.66 13.24%

• Bharat Heavy Electricals Ltd 4,255.01 3.33%• Bharat Electonics Ltd 3,202.23 2.51%

Thermax Ltd 2,524.33 1.98%Siemens India Ltd 2,497.46 1.96%Larsen & Toubro Ltd 2,242.00 1.76%Bharat Earth Movers Ltd 2,172.63 1.70%Industrial Products 3,945.51 3.09%AIA Engineering Ltd 2,325.24 1.82%Jain Irrigation Systems Ltd 1,620.27 1.27%Media & Entertainment 2,420.89 1.90%Deccan Chronicle Holdings Ltd 2,420.89 1.90%Non-Ferrous Metals 2,091.77 1.64%Hindalco Industries Ltd 973.37 0.76%Sterlite Industries (India) Ltd 750.17 0.59%National Aluminium Company Ltd 20.86 0.02%National Aluminium Company Ltd - Futures 347.37 0.27%Oil 2,216.10 1.74%Oil & Natural Gas Company Ltd 2,216.10 1.74%Paper 1,703.31 1.33%Ballarpur Industries Ltd 1,703.31 1.33%Pesticides 2,616.56 2.05%United Phosphorus Ltd 2,616.56 2.05%Petroleum Products 10,545.45 8.26%

• Reliance Industries Ltd 10,545.45 8.26%Pharmaceuticals 3,182.22 2.50%Plethico Pharmaceuticals Ltd 1,234.96 0.97%Wyeth Lederle Ltd 1,057.81 0.83%Lupin Ltd 889.45 0.70%Power 3,670.99 2.88%PTC India Ltd 1,888.51 1.48%National Thermal Power Corporation Ltd 1,782.48 1.40%Software 6,815.02 5.33%

• Tata Consultancy Services Ltd 4,346.88 3.40%Infosys Technologies Ltd 2,309.21 1.81%HCL Technologies Ltd 158.93 0.12%Textiles - Products 3,362.00 2.63%Aditya Birla Nuvo Ltd 1,710.22 1.34%Raymond Ltd 1,651.78 1.29%Transportation 2,967.51 2.33%Containers Corporation of India Ltd 1,696.99 1.33%Great Eastern Shipping Co. Ltd 1,270.52 1.00%Nifty Futures 3,741.72 2.93%Cash, Call, CBLO & Reverse Repo 18,553.91 14.53%Term Deposits 2,378.00 1.86%ICICI Bank 2,378.00 1.86%Other Current Assets (6,926.59) -5.44%

Total Net Assets 127,682.84 100.00%


Std Dev : 7.26Sharpe Ratio^ : 0.45Portfolio Beta : 0.94R squared : 0.86

Rs 61740.00

Rs 23781.72

6,056

16,056

26,056

36,056

46,056

56,056

66,056

76,056

86,056

Oct

-94

Jul-

95

Apr

-96

Jan-

97

Oct

-97

Jul-

98

Apr

-99

Jan-

00

Oct

-00

Jul-

01

Apr

-02

Jan-

03

Oct

-03

Jul-

04

Apr

-05

Jan-

06

Pru ICICI Power S&P CNX Nifty

13.24%

10.70%

8.26%

7.50%

6.36%

5.84%

5.33%

3.09%

2.88%

2.63%

2.62%

2.50%

2.33%

2.05%

1.90%

1.85%

1.78%

1.74%

1.64%

1.33%

0.55%

0.00% 4.00% 8.00% 12.00%

Industrial Capital Goods

Banks

Petroleum Products

Cement

Consumer Non-Durable

Auto

Software

Industrial Products

Power

Textiles - Products

Ferrous Metals

Pharmaceuticals

Transportation

Pesticides

Media & Entertainment

Construction

Auto Ancillaries

Oil

Non-Ferrous Metals

Paper

Finance

Past performance may or may not be sustained in future. Assume Rs. 1000 invested every month. Thehigh level of returns come from the sharp appreciation in market, in the year 2001, 2003 and 2005.

6


The fund maintained an average equity exposure of 92% during the month. Exposure to Non-FerrousMetals was reduced substantially while positions in Construction companies were also trimmed. Thefund added Banks & Oil company stocks to the portfolio.

Sector Allocation*

Performance Record *- Growth Option

*Returns < 1Year : Absolute, > = 1Year : CAGRBenchmark is S&P CNX Nifty. For computation of returns the allotment NAVhas been taken as Rs. 10.00. Past performance may or may not be sustainedin future. 31-Dec-2005 was a non business day.



Portfolio turnover has been computed as the ratio of the higher value ofaverage purchase and average sales, to the average net assets in the pastone year (since inception for schemes that have not completed a year). Thefigures are not netted for derivative transactions.

PruICICI Infrastructure Fund

Snapshot:

Fund Managers : Sankaran Naren

Indicative Investment Horizon: 5 yrs and more

Inception date: 12-09-2005

Fund Size: Rs. 1,210.45 crores

NAV (As on 30-June-06):Growth option : Rs. 12.94Dividend option : Rs. 12.04

**Expense Ratio for the month of Jun'06: 1.97%


Style Box



WHY SHOULD ONE INVEST?Long term investment of funds for capital appreciation derivedfrom the growth and development of the infrastructure sector



Portfolio

Company/Issuer Mkt Value (Rs. Lakh) % to NAV

Auto Ancillaries 3,746.86 3.10%• Kesoram Industries Ltd 3,746.86 3.10%

Banks 14,650.84 12.10%ICICI Bank Ltd 3,092.99 2.56%Punjab National Bank Ltd 2,978.13 2.46%State Bank of India Ltd 2,885.25 2.38%Andhra Bank Ltd 2,664.10 2.20%Oriental Bank of Commerce 1,251.85 1.03%Corporation Bank Ltd 1,234.38 1.02%Union Bank of India Ltd 544.14 0.45%Cement 12,616.74 10.42%

• Grasim Industries Ltd 5,374.60 4.44%OCL India Ltd 2,429.69 2.01%Century Textiles & Industries Ltd 1,788.75 1.48%Gujarat Ambuja Cement Ltd 1,392.30 1.15%India Cements Ltd 1,058.40 0.87%JK Cements Ltd 573.00 0.47%Construction 7,913.92 6.54%

• Patel Engineering Ltd 4,115.24 3.40%Jai Prakash Associates Ltd 2,749.25 2.27%BL Kashyap and Sons Ltd 1,049.43 0.87%Ferrous Metals 10,467.41 8.65%

• Sesa Goa Ltd 3,156.12 2.61%Jindal Steel & Power Company Ltd 2,732.83 2.26%Usha Martin Ltd 2,425.23 2.00%Adhunik Metaliks Ltd 1,117.98 0.92%Monnet Ispat Ltd 1,035.25 0.86%Finance 1,702.19 1.41%Housing Development Finance Corporation Ltd 1,702.19 1.41%Hotels 7,880.04 6.51%

• EIH Ltd 5,366.46 4.43%Indian Hotels Company Ltd 2,288.90 1.89%Hotel Leela Ventures Ltd 224.68 0.19%Industrial Capital Goods 19,740.63 16.31%

• Bharat Heavy Electricals Ltd 5,723.43 4.73%• Crompton Greaves Ltd 4,701.77 3.88%• Siemens India Ltd 3,770.39 3.11%

Bharat Earth Movers Ltd 2,841.53 2.35%Alfa-Laval (India) Ltd 2,611.06 2.16%Bharat Bijlee Ltd 92.45 0.08%Industrial Products 4,576.79 3.78%

• Electrosteel Castings Ltd 4,576.79 3.78%Minerals/Mining 522.38 0.43%Gujarat NRE Coke Ltd 522.38 0.43%Non-Ferrous Metals 2,999.05 2.47%National Aluminium Company Ltd 1,162.89 0.96%National Aluminium Company Ltd - Futures 61.76 0.05%Sterlite Industries (India) Ltd 887.69 0.73%Hindalco Industries Ltd 886.71 0.73%Oil 7,887.84 6.52%

• Oil & Natural Gas Company Ltd 4,709.12 3.89%Oil & Natural Gas Company Ltd - Futures 1,108.04 0.92%Hindustan Oil Exploration Ltd 1,127.50 0.93%Reliance Natural Resources Ltd 943.18 0.78%Petroleum Products 6,341.44 5.24%Reliance Industries Ltd 2,649.63 2.19%Indian Oil Corporation Ltd 1,999.25 1.65%Madras Refineries Ltd 1,077.11 0.89%Reliance Petroleum Ltd - Futures 615.45 0.51%Power 7,030.72 5.81%Gujarat Industries Power Company Ltd 2,642.92 2.18%National Thermal Power Corporation Ltd 2,218.00 1.83%Reliance Energy Ventures Ltd 1,015.50 0.84%CESC Ltd 758.70 0.63%PTC India Ltd 395.60 0.33%Telecom Services 2,958.66 2.44%Reliance Communications Ventures Ltd 1,244.75 1.03%Bharti Televentures Ltd 937.92 0.77%Mahanagar Telephone Nigam Ltd 775.99 0.64%Transportation 3,922.16 3.24%Containers Corporation of India Ltd 2,179.20 1.80%Jet Airways India Ltd 1,726.79 1.43%Jet Airways India Ltd - Futures 16.17 0.01%Cash, Call, CBLO & Reverse Repo 6,740.23 5.57%Term Deposits 4,495.00 3.71%ICICI Bank 4,495.00 3.71%Other Current Assets (5,147.64) -4.25%



10.88%

2 9 .4 0%

10.2 8%

3 1.18%

0.00%

5 .00%

10.00%

15 .00%

2 0.00%

2 5 .00%

3 0.00%

3 5 .00%

L a s t 6 M o n th s S in c e In c e p tio n

P ru d e n tia l IC IC I In fra s tru c tu re F u n d S & P C N X N ifty

16.31%

12.10%

10.42%

8.65%

6.54%

6.52%

6.51%

5.81%

5.24%

3.78%

3.24%

3.10%

2.47%

2.44%

1.41%

0.43%

0.00% 5.00% 10.00% 15.00% 20.00%


Banks

Cement

Ferrous Metals

Construction

Oil

Hotels

Power

Petroleum Products

Industrial Products

Transportation

Auto Ancillaries

Non-Ferrous Metals

Telecom Services

Finance

Minerals/Mining

7


The fund maintained an average equity exposure of 92% during the month. Expo-sure to both Ferrous & Non-Ferrous metals was reduced significantly and holdingsin Auto stocks were reduced to zero. The fund built positions in Oil Marketing &Refining companies along with Banks and Pharmaceutical companies.



1 Year SIP 29-Jul-05 12,000.00 572.70 12,542.13 10.05%Since Inception 16-Aug-04 24,000.00 1,564.00 34,251.60 42.07%

Rs. 10000 invested at inception: Discovery Fund Vs S & P CNX Nifty

CAGR – Discovery Plan : 52.03%; Benchmark : 43.13%Past performance may or may not be sustained in future.


Average P/E :10.53Average P/BV : 1.93Average Dividend Yield : 1.89Annual Portfolio Turnover Ratio : 2.48 times

Portfolio

PruICICI Discovery Fund

Snapshot:

Fund Managers : Sankaran NarenIndicative Investment Horizon: 5 yrs and moreInception date: 16-08-2004Fund Size: Rs. 964.46 croresNAV (As on 30-June-06):

Growth option: Rs. 21.90Dividend option: Rs. 16.76



WHY SHOULD ONE INVEST?Long term investment of funds for capital appreciation

following value investment philosophy


Sector Allocation*


*Returns < 1Year : Absolute, > 1Year : CAGRBenchmark is S&P CNX Nifty. For computation of returns the allotment NAV hasbeen taken as Rs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.



Auto Ancillaries 7,802.21 8.09%• Kesoram Industries Ltd 3,048.98 3.16%• Exide Industries Ltd 2,835.78 2.94%

India Nippon Electricals Ltd 978.54 1.01%Apollo Tyres Ltd 721.77 0.75%Jay Bharat Maruti Ltd 217.14 0.23%Banks 9,427.17 9.77%

• State Bank of India Ltd 4,602.95 4.77%Andhra Bank Ltd 2,062.50 2.14%Punjab National Bank Ltd 1,045.73 1.08%Oriental Bank of Commerce 991.19 1.03%Union Bank of India Ltd 724.80 0.75%Cement 6,093.71 6.33%Century Textiles & Industries Ltd 2,146.50 2.23%Grasim Industries Ltd 1,366.70 1.42%Shree Cement Ltd 1,282.05 1.33%Orient Paper & Industries Ltd 682.60 0.71%Birla Corporation Ltd 615.86 0.64%Chemicals 1,558.35 1.62%India Glycols Ltd 1,558.35 1.62%Consumer Non-Durable 11,923.65 12.38%

• E.I.D. Parry (India) Ltd 2,680.49 2.78%• Sakthi Sugars Ltd' 2,293.65 2.38%

Pidilite Industries Ltd 1,856.93 1.93%Rajshree Sugars & Chemicals Ltd 1,423.85 1.48%Ruchi Soya Industries Ltd 1,242.14 1.29%Nirma Ltd 1,230.32 1.28%Balrampur Chini Mills Ltd 718.80 0.75%Uttam Sugar Mills Ltd 270.81 0.28%Jindal Photo Films Ltd 206.66 0.21%Ferrous Metals 3,651.46 3.79%

• Jindal Steel & Power Company Ltd 2,524.88 2.62%Sesa Goa Ltd 1,126.58 1.17%Fertiliz ers 5,533.05 5.73%

• Gujarat State Fertilisers & Chemicals Ltd 3,630.00 3.76%DCM Shriram Consolidated Ltd 1,272.98 1.32%Zuari Industries Ltd 630.07 0.65%Hardware 1,958.25 2.03%HCL Infosystems Ltd 1,958.25 2.03%Industrial Capital Goods 2,622.56 2.71%Bharat Electonics Ltd 1,461.13 1.51%Kirloskar Oil Engines Ltd 1,161.43 1.20%Industrial Products 1,157.42 1.20%Finolex Cables Ltd 586.10 0.61%MM Forgings Ltd 453.08 0.47%Jindal Poly Films Ltd 118.24 0.12%Non-Ferrous Metals 1,973.17 2.04%Nav Bharat Ferro Alloys Ltd 782.75 0.81%National Aluminium Company Ltd 667.44 0.69%National Aluminium Company Ltd - Futures 301.06 0.31%Sterlite Industries (India) Ltd 221.92 0.23%Oil 1,559.46 1.62%Oil & Natural Gas Company Ltd 1,559.46 1.62%Paper 3,962.21 4.10%JK Paper Ltd 2,039.03 2.11%Tamil Nadu Newsprint & Papers Ltd 1,488.34 1.54%Seshashayee Paper & Boards Ltd 434.84 0.45%Pesticides 1,414.00 1.47%Rallis India Ltd 1,414.00 1.47%Petroleum Products 5,438.27 5.63%Hindustan Petroleum Corporation Ltd 1,619.90 1.68%IBP Company Ltd 1,360.42 1.41%Bharat Petroleum Corporation Ltd 1,189.48 1.23%Cochin Refineries Ltd 776.33 0.80%Indian Oil Corporation Ltd 492.14 0.51%Pharmaceuticals 9,974.32 10.33%

• Cadila Healthcare Ltd 4,556.00 4.72%• Ipca Laboratories Limited 2,202.26 2.28%

Novartis India Ltd 1,283.81 1.33%Lupin Ltd 1,042.83 1.08%FDC Ltd 885.75 0.92%Plethico Pharmaceuticals 3.67 0.00%Power 2,553.78 2.65%Gujarat Industries Power Company Ltd 1,355.09 1.41%Reliance Energy Ventures Ltd 1,198.69 1.24%Software 1,747.15 1.81%3i Infotech Ltd 724.13 0.75%Mastek Ltd 676.01 0.70%Visual Soft (India) Ltd 347.01 0.36%Telecom Services 463.61 0.48%Mahanagar Telephone Nigam Ltd 463.61 0.48%Textiles - Cotton 1,372.03 1.42%Mahavir Spinning Mills Ltd 1,295.66 1.34%Vardhaman Spinning & General Mills Ltd 76.37 0.08%Textiles - Products 5,932.33 6.15%

• Raymond Ltd 4,156.95 4.31%Aditya Birla Nuvo Ltd 1,157.08 1.20%Gokaldas Exports Ltd 618.30 0.64%Textiles - Synthetic 2,458.40 2.55%SRF Ltd 1,818.51 1.89%Nahar Spinning Mill Ltd 558.25 0.58%Indo Rama Synthetics Ltd 81.64 0.08%Transportation 1,080.99 1.12%Containers Corporation of India Ltd 1,080.99 1.12%Cash, Call, CBLO & Reverse Repo 4,356.12 4.52%Term Deposits 3,045.00 3.16%ICICI Bank 3,045.00 3.16%Other Current Assets (2,612.73) -2.70%






Rs 21900.00

Rs 19561.649,819

14,819

19,819

24,819

29,819

34,819

Aug

-04

Sep-

04O

ct-0

4N

ov-0

4D

ec-0

4Ja

n-05

Feb-

05M

ar-0

5A

pr-0

5M

ay-0

5Ju

n-05

Jul-0

5A

ug-0

5Se

p-05

Oct

-05

Nov

-05

Dec

-05

Jan-

06Fe

b-06

Mar

-06

Apr

-06

May

-06

Jun-

06

Pru ICICI Discovery Fund S&P CNX Nifty

3.84%

45.81%52.03%

10.28%

40.87% 43.13%

0.00%

50.00%

100.00%

Last 6 Months Last 1 years Since Inception

Pru ICICI Discovery Fund S&P CNX Nifty

12.38%

10.33%

9.77%

8.09%

6.33%

6.15%

5.73%

5.63%

4.10%

3.79%

2.71%

2.65%

2.55%

2.04%

2.03%

1.81%

1.62%

1.62%

1.47%

1.42%

1.20%

1.12%

0.48%

0.00% 4.00% 8.00% 12.00%


Pharmaceuticals

Banks

Auto Ancillaries

Cement

Textiles - Products

Fertiliz ers

Petroleum Products

Paper

Ferrous Metals


Power

Textiles - Synthetic

Non-Ferrous Metals

Hardware

Software

Chemicals

Oil

Pesticides

Textiles - Cotton

Industrial Products

Transportation

Telecom Services

Past performance may or may not be sustained in future. Assume Rs. 1000 invested every month. Thehigh level of returns come from the sharp appreciation in market, in the year 2004.

8



1 Year SIP 29-Jul-05 12,000.00 283.05 13,409.38 26.82%3 Year SIP 31-Jul-03 36,000.00 1,458.75 69,107.70 49.99%Since Inception 31-Oct-02 45,000.00 2,276.34 107,840.70 52.36%


The fund maintained an average equity exposure of 89% during the month. Exposure to both Ferrous &Non-Ferrous metals was reduced significantly and holdings in Telecom stocks were reduced to zero. Thefund added Software and Pharmaceutical company stocks to the portfolio and also increased holding inAuto stocks.

Past performance may or may not be sustained in future. Assume Rs. 1000 invested every month. Thehigh level of returns come from the sharp appreciation in market, in the year 2003 and 2005.



Portfolio


PruICICI Dynamic Plan

Snapshot:

Fund Managers : Anil Sarin

Indicative Investment Horizon: 3 yrs & more


Fund Size: Rs. 962.43 croresNAV (As on 30-June-06):

Growth option : Rs. 47.3746Dividend option : Rs. 16.2045



WHY SHOULD ONE INVEST?Medium term investment of funds for capital appreciation

by managing cash and equity portfolio

Auto 4,115.56 4.28%• Mahindra & Mahindra Ltd 2,522.16 2.62%

Maruti Udyog Ltd 1,593.40 1.66%Auto Ancillaries 2,023.87 2.10%Amtek Auto Ltd 2,023.87 2.10%Banks 7,818.79 8.13%

• State Bank of India Ltd 2,770.59 2.88%• ICICI Bank Ltd 2,199.84 2.29%

Bank of Baroda Ltd 1,591.61 1.65%Punjab National Bank Ltd 1,256.75 1.31%Cement 9,160.42 9.53%Century Textiles & Industries Ltd 2,087.85 2.17%Grasim Industries Ltd 2,038.74 2.12%Associated Cement Companies Ltd 1,634.18 1.70%Orient Paper & Industries Ltd 1,382.65 1.44%Shree Cement Ltd 1,284.90 1.34%Hyderabad Industries Ltd 732.10 0.76%Chemicals 54.31 0.06%Navin Flourine International Ltd 54.31 0.06%Construction 2,815.49 2.92%Jai Prakash Associates Ltd 1,178.49 1.22%IVRCL Infrastructure & Projects Ltd 1,176.34 1.22%Patel Engineering Ltd 460.66 0.48%Consumer Non-Durable 8,245.83 8.57%

• ITC Ltd 3,086.77 3.21%• Triveni Engineering & Industries Ltd 2,456.85 2.55%

E.I.D. Parry (India) Ltd 2,140.51 2.22%Uttam Sugar Mills Ltd 457.19 0.48%McDowell & Company Ltd 104.51 0.11%Ferrous Metals 1,300.62 1.35%Mukand Ltd 1,300.62 1.35%Fertilizers 811.57 0.84%Coromandel Fertilisers Ltd 811.57 0.84%Finance 715.92 0.74%Housing Development Finance Corporation Ltd 715.92 0.74%Hotels 339.88 0.35%Viceroy Hotels Ltd 339.88 0.35%Industrial Capital Goods 8,300.34 8.62%Bharat Earth Movers Ltd 1,938.56 2.01%Larsen & Toubro Ltd 1,910.70 1.99%Kalpataru Power Transmission Ltd 1,902.57 1.98%Texmaco Ltd 1,476.84 1.53%Siemens India Ltd 864.97 0.90%Lokesh Machines Ltd 206.70 0.21%Industrial Products 6,794.18 7.06%

• Jain Irrigation Systems Ltd 3,037.98 3.16%AIA Engineering Ltd 2,184.22 2.27%Sterlite Optical Technologies Ltd 1,571.98 1.63%Media & Entertainment 6,043.81 6.28%

• Deccan Chronicle Holdings Ltd 3,971.47 4.13%Zee Telefilms Ltd 2,072.34 2.15%Non-Ferrous Metals 1,411.58 1.47%Sterlite Industries (India) Ltd 1,411.58 1.47%Petroleum Products 6,785.21 7.05%

• Reliance Industries Ltd 6,785.21 7.05%Pharmaceuticals 2,786.33 2.90%Strides Arcolab Ltd 1,463.47 1.52%Dr. Reddy's Laboratories Ltd 1,267.95 1.32%Plethico Pharmaceuticals Ltd 54.91 0.06%Power 324.35 0.34%Reliance Energy Ventures Ltd 324.35 0.34%Software 13,237.32 13.76%

• Tata Consultancy Services Ltd 3,129.75 3.25%• Infosys Technologies Ltd 3,078.95 3.20%

Subex Systems Ltd 2,047.70 2.13%Mastek Ltd 1,616.74 1.68%Satyam Computer Services Ltd 1,419.30 1.47%HCL Technologies Ltd 1,400.84 1.46%Mphasis BFL Software Ltd 544.04 0.57%Nifty Futures 4,031.70 4.22%Cash, Call, CBLO & Reverse Repo 15,871.78 16.49%Term Deposits 1,777.00 1.85%ICICI Bank 1,777.00 1.85%Other Current Assets (8,523.04) -8.91%



Performance Record *- Cumulative Option

Rs. 10000 invested at inception: Dynamic Plan Vs S&P CNX Nifty

CAGR – Dynamic Plan: 52.86%; Benchmark : 38.36%Past performance may or may not be sustained in future.

Sector Allocation*

Style Box

*Returns < 1Year : Absolute, > = 1Year : CAGR. Benchmark is S&P CNXNifty. For computation of returns the allotment NAV has been taken asRs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.






Rs 47374.60

Rs 32879.979,665

19,665

29,665

39,665

49,665

59,665

69,665

Oct

-02

Dec

-02

Feb-

03A

pr-0

3Ju

n-03

Aug

-03

Oct

-03

Dec

-03

Feb-

04A

pr-0

4Ju

n-04

Aug

-04

Oct

-04

Dec

-04

Feb-

05A

pr-0

5Ju

n-05

Aug

-05

Oct

-05

Dec

-05

Feb-

06A

pr-0

6Ju

n-06

Pru ICICI Dynamic Plan S&P CNX Nifty

13.97%

61.47%54.52% 52.86%

10.28%

40.87% 40.20% 38.36%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

Last 6 Months Last 1 years Last 3 years SinceInception

Pru ICICI Dynamic Plan S&P CNX Nifty

13.76%

9.53%

8.62%

8.57%

8.13%

7.06%

7.05%

6.28%

4.28%

2.92%

2.90%

2.10%

1.47%

1.35%

0.84%

0.74%

0.35%

0.34%

0.06%

0.00% 4.00% 8.00% 12.00% 16.00%

Software

Cement



Banks

Industrial Products

Petroleum Products


Auto

Construction

Pharmaceuticals

Auto Ancillaries

Non-Ferrous Metals

Ferrous Metals

Fertilizers

Finance

Hotels

Power

Chemicals

9

Rs 20760.00

Rs 15094.33

9,93311,93313,93315,93317,93319,93321,93323,93325,93327,93329,933

Oct

-04

Nov

-04

Dec

-04

Jan-

05

Feb-

05M

ar-0

5

Apr

-05

May

-05

Jun-

05

Jul-0

5

Aug

-05

Sep-

05

Oct

-05

Nov

-05

Dec

-05

Jan-

06

Feb-

06M

ar-0

6

Apr

-06

May

-06

Jun-

06

Pru ICICI Emerging S.T.A.R. Fund NIFTY Junior Index


The fund maintained an average equity exposure of 88% during the month. Exposure was trimmed inConstruction companies & Ferrous metals and the fund exited out of some bank stocks. Holdings inIndustrial Capital goods, Auto ancillaries and Pharmaceutical companies were increased.

Sector Allocation*



*Returns < 1Year : Absolute, > 1Year : CAGR. Benchmark is Nifty Junior.For computation of returns the allotment NAV has been taken asRs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.



1 Year SIP 29-Jul-05 12,000.00 601.07 12,478.21 8.85%Since Inception 28-Oct-04 22,000.00 1,466.32 30,440.80 42.42%



Portfolio turnover has been computed as the ratio of the higher value ofaverage purchase and average sales, to the average net assets in the pastone year (since inception for schemes that have not completed a year). Thefigures are not netted for derivative transactions.


Portfolio

WHY SHOULD ONE INVEST?Long term investment of funds for

capital appreciation on a mid-cap portfolio



PruICICI Emerging S.T.A.R. Fund

Auto Ancillaries 5,209.73 6.45%• Amtek Auto Ltd 1,622.49 2.01%

Bosch Chassis Systems India Ltd 1,602.86 1.99%Munjal Auto Industries Ltd 623.48 0.77%Sundram Fastners Ltd 428.69 0.53%Amtek India Ltd 334.79 0.41%Govind Rubber Ltd 333.36 0.41%Talbros Automotive Components Ltd 264.06 0.33%Banks 1,598.60 1.98%Andhra Bank Ltd 970.63 1.20%Syndicate Bank Ltd 627.97 0.78%Cement 5,930.39 7.34%Ramco Industries Ltd 1,546.75 1.92%India Cements Ltd 1,373.78 1.70%Orient Paper & Industries Ltd 799.97 0.99%Birla Corporation Ltd 740.02 0.92%OCL India Ltd 646.89 0.80%Hyderabad Industries Ltd 349.26 0.43%Century Textiles & Industries Ltd 286.38 0.35%Chettinad Cements Ltd 187.34 0.23%Chemicals 619.90 0.77%Beck India Ltd 619.90 0.77%Construction 2,916.07 3.61%Patel Engineering Ltd 1,477.09 1.83%Mahindra Gesco Developers Ltd 1,211.07 1.50%Sunil Hitech Engineers Ltd 227.91 0.28%Consumer Durables 2,966.47 3.67%

• Lloyd Electric & Engineering Ltd 2,166.56 2.68%Fedders Lloyd Corporation Ltd 799.91 0.99%Consumer Non-Durable 3,985.77 4.93%

• Triveni Engineering & Industries Ltd 1,776.02 2.20%Mirza International Ltd 1,310.25 1.62%Uttam Sugar Mills Ltd 713.74 0.88%Rajshree Sugars & Chemicals Ltd 113.74 0.14%Shrenuj & Company Ltd 72.02 0.09%Ferrous Metals 5,435.57 6.75%

• Mukand Ltd 1,781.09 2.21%Adhunik Metaliks Ltd 747.52 0.93%Kalyani Steels Ltd 698.49 0.87%Indian Seamless Steels & Alloys Ltd 528.89 0.66%Gallantt Metal Ltd 409.51 0.51%Raipur Alloys & Steel Ltd 399.01 0.49%Kamdhenu Ispat Ltd 329.39 0.41%Usha Martin Ltd 296.57 0.37%Jindal Saw Ltd 245.10 0.30%Industrial Capital Goods 9,762.44 12.10%

• Aban Lloyd Chiles Offshore Ltd 2,427.51 3.01%• Kalpataru Power Transmission Ltd 1,620.69 2.01%

Bharat Earth Movers Ltd 1,583.26 1.96%Stone India Ltd 1,139.81 1.41%RPG Transmission Ltd 997.82 1.24%Crompton Greaves Ltd 909.67 1.13%Thermax Ltd 711.71 0.88%Indo Tech Transformers Ltd 371.97 0.46%Industrial Products 6,376.25 7.88%

• Graphite India Ltd 1,737.62 2.15%Sterlite Optical Technologies Ltd 1,535.70 1.90%AIA Engineering Ltd 1,252.45 1.55%Sintex Industries Ltd 688.75 0.85%Finolex Cables Ltd 597.57 0.74%Shree Ganesh Forgings Ltd 407.64 0.50%Torrent Cable Ltd 156.52 0.19%Media & Entertainment 2,706.91 3.35%

• Deccan Chronicle Holdings Ltd 2,510.16 3.11%Jagran Prakashan Pvt Ltd 196.75 0.24%Non-Ferrous Metals 625.19 0.77%Nav Bharat Ferro Alloys Ltd 625.19 0.77%Paper 686.23 0.85%Tamil Nadu Newsprint & Papers Ltd 686.23 0.85%Pharmaceuticals 3,598.31 4.46%Glenmark Pharmaceuticals Ltd 1,459.10 1.81%Matrix Laboratories Ltd 946.82 1.17%Cadila Healthcare Ltd 710.97 0.88%Vivimed Labs Ltd 405.27 0.50%Plethico Pharmaceuticals Ltd 38.57 0.05%Avon Organics Ltd 37.58 0.05%Power 465.31 0.58%Webel SL Energy Ltd 465.31 0.58%Software 8,337.81 10.32%

• Subex Systems Ltd 2,443.50 3.03%Geodesic Information Systems Ltd 1,357.90 1.68%Nucleus Software Exports Ltd 1,221.02 1.51%Megasoft Ltd 998.21 1.24%Mastek Ltd 964.52 1.19%Prithvi Information Solutions Ltd 350.62 0.43%Infotech Enterprises Ltd 321.61 0.40%Saksoft Ltd 309.63 0.38%Mphasis BFL Software Ltd 237.26 0.29%Zenith Infotech Ltd 133.54 0.17%Telecom Services 992.90 1.23%Aksh Optifibre Ltd 992.90 1.23%Textiles - Products 2,149.02 2.66%Kewal Kiran Clothing Ltd 840.25 1.04%Gokaldas Exports Ltd 711.66 0.88%Siyaram Silk Mills Ltd 597.11 0.74%Textiles - Synthetic 394.65 0.49%Sarla Polyester Ltd 394.65 0.49%Transportation 336.82 0.42%Shreyas Shipping Ltd 336.82 0.42%Nifty Futures 5,768.49 7.16%Cash, Call, CBLO & Reverse Repo 13,560.93 16.80%Term Deposits 2,025.00 2.51%

• ICICI Bank 2,025.00 2.51%Other Current Assets (5,719.91) -7.08%



Snapshot:

Fund Managers : Anil Sarin

Indicative Investment Horizon: 3 years & more






Rs. 10000 invested at inception: Emerging S.T.A.R Fund Vs S&P CNX Nifty

CAGR – Emerging S.T.A.R. Fund : 54.82%; Benchmark : 27.94%Past performance may or may not be sustained in future.

Past performance may or may not be sustained in future. Assume Rs. 1000 invested every month.The high level of returns come from the sharp appreciation in market, in the year 2004.


2.52%

53.66% 54.82%

-5.00%

19.83%

27.94%

-10.00%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

Last 6 Months Last 1 years Since Inception

Pru ICICI Emerging S.T.A.R. Fund NIFTY Junior Index

12.10%10.32%

7.88%7.34%

6.75%6.45%

4.93%4.46%

3.67%3.61%

3.35%2.66%

1.98%1.23%

0.85%0.77%0.77%

0.58%0.49%0.42%

0.00% 4.00% 8.00% 12.00%

Industrial Capital GoodsSoftware

Industrial ProductsCement

Ferrous MetalsAuto Ancillaries

Consumer Non-DurablePharmaceuticals

Consumer DurablesConstruction

Media & EntertainmentTextiles - Products

BanksTelecom Services

PaperNon-Ferrous Metals

ChemicalsPower

Textiles - SyntheticTransportation

10


*Returns < 1Year : Absolute, > = 1Year : CAGR. Benchmark is S&P CNX Nifty.For computation of returns the allotment NAV has been taken asRs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.

Sector Allocation*


PruICICI Tax Plan

Snapshot:

Fund Managers : Sankaran Naren







WHY SHOULD ONE INVEST?

Medium term investment of funds with tax benefits for capital appreciation

Auto Ancillaries 6,735.38 17.72%• Sundaram Clayton Ltd 1,748.92 4.60%• Kesoram Industries Ltd 1,726.00 4.54%

Rane Madras Ltd 795.47 2.09%Exide Industries Ltd 771.77 2.03%Carborandum Universal Ltd 596.08 1.57%Rane Holdings Ltd 437.74 1.15%Sundaram Brake Linings Ltd 378.43 1.00%Rane Brake Linings Ltd 280.97 0.74%Banks 1,440.35 3.79%Union Bank of India Ltd 543.60 1.43%Karnataka Bank Ltd 459.25 1.21%Andhra Bank Ltd 437.50 1.15%Cement 1,970.49 5.18%Orient Paper & Industries Ltd 1,117.92 2.94%Century Textiles & Industries Ltd 715.50 1.88%Pokarna Ltd 137.07 0.36%Chemicals 2,577.38 6.78%Andhra Sugars Ltd 919.46 2.42%Atul Ltd 662.54 1.74%India Glycols Ltd 486.23 1.28%Clariant Chemicals (India) Ltd 236.57 0.62%Deepak Fertilisers & Petrochemical Corporation Ltd 179.13 0.47%Ultramarine & Pigments Ltd 93.45 0.25%Consumer Non-Durable 2,553.52 6.72%Gillette India Ltd 738.22 1.94%ICI India Ltd 545.59 1.44%Harrisons Malyalam Ltd 435.88 1.15%Sakthi Sugars Ltd' 349.60 0.92%Pidilite Industries Ltd 285.49 0.75%United Breweries Ltd 109.45 0.29%Venky's (India) Ltd 89.29 0.23%Ferrous Metals 75.09 0.20%Tinplate Company of India Ltd 37.57 0.10%Tayo Rolls Ltd 37.52 0.10%Fertilizers 3,395.60 8.94%

• DCM Shriram Consolidated Ltd 1,443.20 3.80%• Zuari Industries Ltd 1,226.40 3.23%

Gujarat State Fertilisers & Chemicals Ltd 726.00 1.91%Hotels 342.41 0.90%Oriental Hotels Ltd 186.56 0.49%Taj Gvk Hotels & Resorts Ltd 155.85 0.41%Industrial Capital Goods 1,761.31 4.63%

• Aban Lloyd Chiles Offshore Ltd 1,219.00 3.21%Numeric Power Systems Ltd 400.73 1.05%Indo Tech Transformers Ltd 141.58 0.37%Industrial Products 1,970.22 5.19%H.E.G. Ltd 1,202.87 3.16%Poleplex Corporation Ltd 298.54 0.79%MM Forgings Ltd 249.15 0.66%Bharat Forge Ltd 219.66 0.58%Non-Ferrous Metals 693.87 1.83%Hindustan Zinc Limited 693.87 1.83%Oil 1,163.50 3.06%Hindustan Oil Exploration Ltd 1,163.50 3.06%Petroleum Products 1,531.14 4.03%

• IBP Company Ltd 1,375.87 3.62%Cochin Refineries Ltd 155.27 0.41%Pharmaceuticals 4,501.00 11.85%

• Dr. Reddy's Laboratories Ltd 1,267.95 3.34%Cadila Healthcare Ltd 1,185.87 3.12%FDC Ltd 1,074.67 2.83%Alembic Ltd 676.15 1.78%Fulford India Ltd 211.15 0.56%Ahlcon Parenterals (India) Ltd 77.00 0.20%Plethico Pharmaceuticals Ltd 8.21 0.02%Retailing 1,497.92 3.94%

• Trent Ltd 1,497.92 3.94%Textiles - Cotton 897.84 2.36%Precot Mills Ltd 759.55 2.00%Maral Overseas Ltd 138.29 0.36%Textiles - Products 1,451.14 3.81%

• Raymond Ltd 1,358.66 3.57%K.G. Denim Ltd 92.48 0.24%Textiles - Synthetic 2,336.35 6.15%

• SRF Ltd 1,964.31 5.17%Sangam India Ltd 372.04 0.98%Cash, Call, CBLO & Reverse Repo 713.68 1.88%Term Deposits 450.00 1.18%ICICI Bank 450.00 1.18%Other Current Assets (42.31) -0.14%





1 Year SIP 29-Jul-05 12,000.00 163.26 11,937.57 -1.13%

3 Year SIP 31-Jul-03 36,000.00 946.18 69,184.68 50.09%

5 Year SIP 31-Jul-01 60,000.00 2,971.53 217,278.27 55.76%

Since Inception 19-Aug-99 84,000.00 4,799.97 350,973.81 41.33%



Portfolio





CAGR – Tax Plan: 33.60%; Benchmark : 13.08%Past performance may or may not be sustained in future.

Rs. 10000 invested at inception: Tax Plan Vs S&P CNX Nifty



Rs 73120.00

Rs 23257.99

6,301

26,301

46,301

66,301

86,301

106,301

126,301

Aug

-99

Jan-

00

Jun-

00

Nov

-00

Apr

-01

Sep-

01

Feb-

02

Jul-

02

Dec

-02

May

-03

Oct

-03

Mar

-04

Aug

-04

Jan-

05

Jun-

05

Nov

-05

Apr

-06

Pru ICICI Tax Plan S&P CNX Nifty

-0.40%

36.32%

64.35%

47.64%

33.60%

10.28%

40.87% 40.20%

23.04%

13.08%

-10.00%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

Last 6Months

Last 1years

Last 3years

Last 5years

SinceInception

Pru ICICI Tax Plan S&P CNX Nifty

17.72%

11.85%

8.94%

6.78%

6.72%

6.15%

5.19%

5.18%

4.63%

4.03%

3.94%

3.81%

3.79%

3.06%

2.36%

1.83%

0.90%

0.20%

0.00% 5.00% 10.00% 15.00% 20.00%

Auto Ancillaries

Pharmaceuticals

Fertilizers

Chemicals


Textiles - Synthetic

Industrial Products

Cement


Petroleum Products

Retailing

Textiles - Products

Banks

Oil

Textiles - Cotton

Non-Ferrous Metals

Hotels

Ferrous Metals

11


The fund maintained an average equity exposure of 90% during the month. Exposure in Banks, Trans-portation & Telecom companies was reduced. The fund added Construction company stocks to theportfolio.





Std Dev : 7.41Sharpe Ratio^ : -0.04Portfolio Beta : 0.77R squared : 0.43

Portfolio

Company/Issuer Mkt Value (Rs. Lakh) % to NAVSnapshot:

Fund Managers : Deven SangoiIndicative Investment Horizon: 5 yrs. & moreInception date: 30-11-2005Fund Size: Rs. 351.81 croresNAV (As on 30-June-06):


**Expense Ratio for the month of Jun'06: 2.26%**This is a close approximation of the number.

WHY SHOULD ONE INVEST?Long term investment of funds for capital appreciation derived

from the growth potential of the service industries sector

Auto Ancillaries 3,287.95 9.34%

• Munjal Auto Industries Ltd 1,042.50 2.96%

Carborandum Universal Ltd 1,002.11 2.85%

Sundaram Clayton Ltd 768.49 2.18%

Automobile Corporation of Goa Ltd 474.85 1.35%

Banks 4,377.83 12.45%

• ICICI Bank Ltd 1,505.07 4.28%

• Punjab National Bank Ltd 1,113.97 3.17%

• State Bank of India Ltd 1,094.87 3.11%

Kotak Mahindra Bank Ltd 663.92 1.89%

Construction 1,726.27 4.90%

Jai Prakash Associates Ltd 954.37 2.71%

BL Kashyap and Sons Ltd 386.71 1.10%

IVRCL Infrastructure & Projects Ltd 385.19 1.09%

Consumer Durables 579.64 1.65%

Voltas Ltd 579.64 1.65%

Finance 1,666.42 4.73%

Housing Development Finance Corporation Ltd 1,028.97 2.92%

India Infoline Ltd 637.45 1.81%

Gas 0.00 0.00%

Gas Authority of India Ltd 0.00 0.00%

Hotels 1,595.16 4.54%

• Indian Hotels Company Ltd 1,300.92 3.70%

Taj Gvk Hotels & Resorts Ltd 294.24 0.84%

Industrial Capital Goods 1,893.29 5.38%

• Larsen & Toubro Ltd 1,765.87 5.02%

Jyoti Ltd 127.42 0.36%

Industrial Products 655.38 1.86%

Jain Irrigation Systems Ltd 655.38 1.86%

Media & Entertainment 700.74 1.99%

Jagran Prakashan Pvt Ltd 700.74 1.99%

Pesticides 1,579.92 4.49%

• United Phosphorus Ltd 1,579.92 4.49%

Pharmaceuticals 1,538.42 4.37%

Plethico Pharmaceuticals Ltd 622.75 1.77%

Dishman Pharmaceuticals & Chemicals Ltd 470.94 1.34%

Lupin Ltd 444.73 1.26%

Power 822.65 2.34%

PTC India Ltd 822.65 2.34%

Retailing 1,281.83 3.64%

Shoppers' Stop Ltd 668.19 1.90%

Trent Ltd 613.64 1.74%

Software 5,671.25 16.13%

• Infosys Technologies Ltd 1,354.55 3.85%

• Hinduja TMT Ltd 1,062.61 3.02%

Tata Consultancy Services Ltd 670.50 1.91%

Nucleus Software Exports Ltd 646.04 1.84%

Mastek Ltd 584.92 1.66%

Infotech Enterprises Ltd 538.11 1.53%

Tulip IT Services Ltd 477.49 1.36%

Financial Technologies Ltd 337.03 0.96%

Telecom Services 558.25 1.59%

Reliance Communications Ventures Ltd 558.25 1.59%

Textiles - Products 1,510.64 4.29%

Gokaldas Exports Ltd 900.76 2.56%

Aditya Birla Nuvo Ltd 609.88 1.73%

Transportation 1,901.99 5.41%

• Containers Corporation of India Ltd 1,265.30 3.60%

Gateway Distriparks Ltd 636.69 1.81%

Nifty Futures 165.26 0.47%

Cash, Call, CBLO & Reverse Repo 3,130.68 8.90%

Term Deposits 196.80 0.56%

ICICI Bank 196.80 0.56%

Other Current Assets 340.47 0.97%




Sector Allocation*

*Returns >= 1 Year are CAGR, < 1 Year are Absolute. Benchmark is S&PCNX Nifty. For computation of returns the allotment NAV has been takenas Rs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.



PruICICI Services Industries Fund

Style Box

-4.87%

-0.30%

10.28%

17.95%

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

Last 6 Months Since Inception

Pru ICICI Services Industries Fund S&P CNX Nifty

16.13%

12.45%

9.34%

5.41%

5.38%

4.90%

4.73%

4.54%

4.49%

4.37%

4.29%

3.64%

2.34%

1.99%

1.86%

1.65%

1.59%

0.00% 5.00% 10.00% 15.00% 20.00%

Software

Banks

Auto Ancillaries

Transportation


Construction

Finance

Hotels

Pesticides

Pharmaceuticals

Textiles - Products

Retailing

Power


Industrial Products

Consumer Durables

Telecom Services

12


The fund maintained an average equity exposure of 91% during the month. Exposure in Banks andFerrous & Non-Ferrous Metals was reduced. The increased its holdings in Auto, Power & Cementcompanies.



1 Year SIP 29-Jul-05 12,000.00 183.36 13,392.61 26.49%

3 Year SIP 31-Jul-03 36,000.00 858.81 62,727.48 41.85%

5 Year SIP 31-Jul-01 60,000.00 2,167.87 158,341.22 41.24%

Since Inception 9-Jul-98 97,000.00 4,415.59 322,514.69 29.28%





Past performance may or may not be sustained in future. Assume Rs. 1000 invested every month. Thehigh level of returns come from the sharp appreciation in market, in the year 2001, 2003 and 2005.


Portfolio


PruICICI Growth Plan

Snapshot:

Fund Managers : Deven SangoiIndicative Investment Horizon: 5 years & moreInception date: 09-07-1998Fund Size: Rs. 332.88 croresNAV (As on 30-June-06):





Long term investment of funds for capital appreciation


Rs. 10000 invested at inception: Growth Plan Vs S & P CNX Nifty

CAGR – Growth Plan : 28.29%; Benchmark : 15.94%Past performance may or may not be sustained in future.

Sector Allocation*

*Returns < 1Year : Absolute, > 1Year : CAGR. Benchmark is S&P CNX Nifty.For computation of returns the allotment NAV has been taken as Rs. 10.00.Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.

Style Box



Auto 2,078.76 6.24%

Maruti Udyog Ltd 696.75 2.09%

Mahindra & Mahindra Ltd 692.80 2.08%

Hero Honda Ltd 689.21 2.07%

Banks 1,954.81 5.87%

State Bank of India Ltd 787.43 2.37%

ICICI Bank Ltd 587.52 1.76%

Punjab National Bank Ltd 579.86 1.74%

Cement 2,789.01 8.38%

• Grasim Industries Ltd 1,095.75 3.29%

Associated Cement Companies Ltd 973.38 2.92%

Ambuja Cement Eastern Ltd 381.75 1.15%

Gujarat Ambuja Cement Ltd 338.13 1.02%

Consumer Non-Durable 3,890.08 11.68%

• ITC Ltd 1,301.00 3.91%

• Hindustan Lever Ltd 1,008.93 3.03%

Bajaj Hindustan Ltd 569.27 1.71%

Triveni Engineering & Industries Ltd 350.33 1.05%

Dabur India Ltd 332.98 1.00%

E.I.D. Parry (India) Ltd 327.57 0.98%

Industrial Capital Goods 4,890.87 14.69%

• Bharat Heavy Electricals Ltd 1,338.61 4.02%

• Larsen & Toubro Ltd 1,020.11 3.06%

• Siemens India Ltd 978.97 2.94%

Bharat Earth Movers Ltd 701.03 2.11%

ABB Ltd 635.48 1.91%

Suzlon Energy Ltd 216.67 0.65%

Non-Ferrous Metals 1,508.38 4.53%

Hindalco Industries Ltd 821.71 2.47%

Sterlite Industries (India) Ltd 686.67 2.06%

Oil 1,026.03 3.08%

• Oil & Natural Gas Company Ltd 1,026.03 3.08%

Pesticides 854.90 2.57%

United Phosphorus Ltd 854.90 2.57%

Petroleum Products 1,512.84 4.54%

• Reliance Industries Ltd 1,512.84 4.54%


Cipla Ltd 970.25 2.91%

Glaxo Smothkline Pharma Ltd 545.54 1.64%

Lupin Ltd 326.68 0.98%

Power 1,861.38 5.59%

Reliance Energy Ltd 955.75 2.87%

National Thermal Power Corporation Ltd 905.63 2.72%

Software 2,717.84 8.17%

• Infosys Technologies Ltd 1,570.26 4.72%

• Tata Consultancy Services Ltd 1,147.58 3.45%

Telecom Services 1,825.67 5.48%

Bharti Televentures Ltd 965.70 2.90%

Mahanagar Telephone Nigam Ltd 859.97 2.58%

Nifty Futures 1,247.24 3.75%

Cash, Call, CBLO & Reverse Repo 4,358.82 13.09%

Term Deposits 1,125.00 3.38%

ICICI Bank 1,125.00 3.38%

Other Current Assets (2,196.04) -6.57%



Rs 73040.00

Rs 32549.82

8,36518,36528,365

38,36548,36558,36568,365

78,36588,36598,365

Jul-

98

Dec

-98

May

-99

Oct

-99

Mar

-00

Aug

-00

Jan-

01

Jun-

01

Nov

-01

Apr

-02

Sep-

02

Feb-

03

Jul-

03

Dec

-03

May

-04

Oct

-04

Mar

-05

Aug

-05

Jan-

06

Jun-

06

Pru ICICI Growth Plan S&P CNX Nifty

11.70%

54.03%48.43%

32.29%28.29%

10.28%

40.87% 40.20%

23.04%

15.94%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

Last 6Months

Last 1years

Last 3years

Last 5years

SinceInception

Pru ICICI Growth Plan S&P CNX Nifty

14.69%

11.68%

8.38%

8.17%

6.24%

5.87%

5.59%

5.53%

5.48%

4.54%

4.53%

3.08%

2.57%

0.00% 4.00% 8.00% 12.00% 16.00%



Cement

Software

Auto

Banks

Power

Pharmaceuticals

Telecom Services

Petroleum Products

Non-Ferrous Metals

Oil

Pesticides

13


Portfolio


PruICICI Technology Fund

Snapshot:

Fund Managers : Deven Sangoi




Growth option: Rs. 9.55**Expense Ratio for the month of Jun'06: 2.49%



Long term investment of funds for capital appreciation in technology sector

Consultancy 25.82 0.25%

Quality Assurance Institute (I) Ltd 25.82 0.25%

Industrial Capital Goods 241.55 2.31%

Solectron Centum Electronics Ltd 241.55 2.31%

Media & Entertainment 1,235.47 11.80%

• Deccan Chronicle Holdings Ltd 1,235.47 11.80%


• Elder Pharmaceuticals Ltd 466.43 4.46%

Vivimed Labs Ltd 293.68 2.81%

RPG Life Science Ltd 215.63 2.06%

Plethico Pharmaceuticals Ltd 130.83 1.25%

Software 6,776.41 64.72%

• Infosys Technologies Ltd 849.24 8.11%

• Mastek Ltd 802.18 7.66%

• Subex Systems Ltd 746.11 7.13%

• Tata Consultancy Services Ltd 659.56 6.30%

• Satyam Computer Services Ltd 496.76 4.74%

• Nucleus Software Exports Ltd 491.56 4.70%

• I-Flex Solutions Ltd 402.46 3.84%

• Aztec Software & Technology Services Ltd 362.33 3.46%

Hinduja TMT Ltd 362.33 3.46%

Megasoft Ltd 333.26 3.18%

Geometric Software Solutions Ltd 324.62 3.10%

Tulip IT Services Ltd 261.16 2.49%

HCL Technologies Ltd 249.77 2.39%

Hexaware Technologies Ltd. 225.88 2.16%

Mphasis BFL Software Ltd 209.19 2.00%

Ampersand Software Applications Ltd 0.00 0.00%

SIP Technologies Limited 0.00 0.00%

Telecom Services 234.86 2.25%

Videsh Sanchar Nigam Ltd 120.17 1.15%

Avaya Global Connect Ltd 114.69 1.10%

Cash, Call, CBLO & Reverse Repo 756.06 7.22%

Other Current Assets 92.49 0.87%




Rs. 10000 invested at inception: Technology Fund Vs BSE Tech Index

CAGR – Technology Fund: -0.72%; Benchmark : -8.89%Past performance may or may not be sustained in future.

Sector Allocation*

*Returns < 1Year : Absolute, > = 1Year : CAGR. Benchmark is BSE Tech Index.For computation of returns the allotment NAV has been taken as Rs. 10.00.Past performance may or may not be sustained in future. 31-Dec-2005 was anon business day.



1 Year SIP 29-Jul-05 12,000.00 1,233.66 11,781.45 -3.95%

3 Year SIP 31-Jul-03 36,000.00 5,761.60 55,023.28 31.26%

5 Year SIP 31-Jul-01 60,000.00 14,159.99 135,227.90 34.23%

Since Inception 3-Mar-00 77,000.00 17,566.65 167,761.51 24.61%


Style Box







Rs 9550.00

Rs 5547.261,177

3,177

5,177

7,177

9,177

11,177

13,177

Mar

-00

Jul-

00

Nov

-00

Mar

-01

Jul-

01

Nov

-01

Mar

-02

Jul-

02

Nov

-02

Mar

-03

Jul-

03

Nov

-03

Mar

-04

Jul-

04

Nov

-04

Mar

-05

Jul-

05

Nov

-05

Mar

-06

Pru ICICI Technology Fund BSE Tech Index

-5.35%

25.00%

48.21%

24.57%

-0.72%1.96%

32.39%

50.87%

21.91%

-8.89%-20.00%

-10.00%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

Last 6Months

Last 1years

Last 3years

Last 5years

SinceInception

Pru ICICI Technology Fund BSE Tech Index

64.72%

11.80%

10.58%

2.31%

2.25%

0.25%

0.00% 20.00% 40.00% 60.00%

Software

Media &

Entertainment

Pharmaceuticals

Industrial Capital

Goods

Telecom Services

Consultancy

14

Portfolio


PruICICI FMCG Fund

Snapshot:

Fund Managers : Prashant KothariIndicative Investment Horizon: 5 yrs & moreInception date: 31-03-1999Fund Size: Rs. 100.14 croresNAV (As on 30-June-06):





Long term investment of funds for capital appreciation in FMCG sector

Performance Record* - Growth Option

Rs. 10000 invested at inception: FMCG Vs CNX FMCG Index

CAGR – FMCG : 18.01%; Benchmark : 6.85%Past performance may or may not be sustained in future.

Sector Allocation*

*Returns < 1Year : Absolute, > = 1Year : CAGR. Benchmark is CNX FMCGIndex. For computation of returns the allotment NAV has been taken asRs. 10.00. Past performance may or may not be sustained in future.31-Dec-2005 was a non business day.



1 Year SIP 29-Jul-05 12,000.00 376.87 12,530.93 9.84%

3 Year SIP 31-Jul-03 36,000.00 2,228.37 74,093.30 56.02%

5 Year SIP 31-Jul-01 60,000.00 5,116.94 170,138.25 44.49%

Since Inception 31-Mar-99 88,000.00 7,858.88 261,307.76 29.64%



Consumer Non-Durable 7,575.97 75.62%

• ITC Ltd 928.82 9.27%

• Hindustan Lever Ltd 870.39 8.69%

• Godrej Consumer Products Ltd 670.98 6.70%

• Marico Industries Ltd 637.18 6.36%

• Pidilite Industries Ltd 633.21 6.32%

• Gillette India Ltd 631.22 6.30%

• Radico Khaitan Ltd 618.12 6.17%

• ICI India Ltd 600.26 5.99%

Asian Paints Ltd 440.11 4.39%

Champagne Indage Ltd 338.38 3.38%

Goodlass Nerolac Paints Ltd 259.46 2.59%

Proctor & Gamble Hygiene and Healthcare Limited 233.90 2.34%

Bata India Ltd 222.54 2.22%

Berger Paints India Ltd 177.45 1.77%

Heritage Foods (India) Ltd 161.33 1.61%

Agro Dutch Industries Ltd 152.62 1.52%

Industrial Products 104.57 1.04%

Essel Propack Ltd 104.57 1.04%

Retailing 2,094.69 20.91%

• Trent Ltd 835.66 8.34%

• Pantaloon Retail (India) Ltd 691.09 6.90%

Shoppers' Stop Ltd 567.94 5.67%

Cash, Call, CBLO & Reverse Repo 361.84 3.61%

Other Current Assets (122.59) -1.18%



Style Box







Rs 33250.00

Rs 16170.865,853

10,853

15,853

20,853

25,853

30,853

35,853

40,853

45,853

Mar

-99

Aug

-99

Jan-

00

Jun-

00

Nov

-00

Apr

-01

Sep-

01

Feb-

02

Jul-

02

Dec

-02

May

-03

Oct-

03

Mar

-04

Aug

-04

Jan-

05

Jun-

05

Nov

-05

Apr

-06

Pru ICICI FMCG Fund CNX FMCG Index

2.37%

54.80% 54.24%

30.66%

18.01%16.68%

50.24%

30.81%

15.65%

6.85%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

Last 6Months

Last 1years

Last 3years

Last 5years

SinceInception

Pru ICICI FMCG Fund CNX FMCG Index

75.62%

20.91%

1.04%

0.00% 20.00% 40.00% 60.00% 80.00%

Consumer Non-

Durable

Retailing

Industrial Products

15

SIP Returns: As on 30 June, 2 006

P e rio d S IP S ta rt D a te T o ta l A m o u n t T o ta l N o . M a rk e t V a lu e S IPIn v e s te d o f U n its R e tu r n s

1 Y e a r S IP 2 9 -Ju l-0 5 12 ,0 0 0 .0 0 4 8 9 .0 4 13 ,510 .56 2 8 .8 3 %

3 Y e a r S IP 3 1-Ju l-0 3 3 6 ,0 0 0 .0 0 2 ,118 .58 58 ,52 9 .3 7 3 6 .19 %

S in c e In c e p tio n 2 6 -F e b -0 2 54 ,0 0 0 .0 0 4 ,150 .7 6 114 ,6 7 1.8 0 3 5.8 0 %

Portfolio

C om p a ny /Issuer M k t V a lue (R s . L a k h ) % to N AV

PruIC IC I Ind ex F und

Sna p sh ot:

Fund Managers : Yogesh BhattIndicative Investment Horizon: 5 y rs & m oreIncep tion date: 2 6 -0 2 -2 0 0 2F u nd S ize: R s. 7 .4 1 c roresN A V (A s on 3 0 -J u ne-0 6 ): R s. 2 7 .6 2 6 7* * E x p ense R atio for th e month of J u n'0 6 : 1 .2 5 %

* * T his is a c lose ap p rox im ation of the n u m b er.

WHY SHOULD ONE INVEST?Lo n g t e r m in v e s t m e n t o f f u n d s f o r c a p it a l a p p r e c ia t io n

b y r e p lic a t in g S& P C NX Nif t y in d e x

A u t o 5 5 .5 7 7 .5 0 %Tata Motors Ltd 1 5 .0 7 2 .0 3 %B ajaj A u to Ltd 1 3 .7 7 1 .8 6 %Maru ti U dy og Ltd 1 1 .3 8 1 .5 4 %H e ro H on da Ltd 7 .8 5 1 .0 6 %Mah in dra & Mah in dra Ltd 7 .5 0 1 .0 1 %B a n k s 6 0 .0 4 8 .1 1 %

• IC IC I B an k Ltd 2 1 .5 3 2 .9 0 %S tate B an k of In dia Ltd 1 8 .9 5 2 .5 6 %H D F C B an k Ltd 1 2 .3 6 1 .6 7 %P u n jab N ation al B an k Ltd 5 .0 8 0 .6 9 %O rie n tal B an k of C om m e rc e 2 .1 2 0 .2 9 %C e m e n t 2 2 .6 6 3 .0 6 %G rasim In du strie s Ltd 8 .7 6 1 .1 8 %A ssoc iate d C e m e n t C om p an ie s Ltd 7 .2 4 0 .9 8 %G u jarat A m b u ja C e m e n t Ltd 6 .6 6 0 .9 0 %C h e m ic a ls 3 .2 4 0 .4 4 %In dian P e troc h e m ic als C orp oration Ltd 3 .2 4 0 .4 4 %C o n s u m e r No n -Du r a b le 6 5 .0 5 8 .7 8 %

• ITC Ltd 3 3 .8 9 4 .5 7 %• H in du stan Le v e r Ltd 2 4 .9 9 3 .3 7 %

D ab u r In dia Ltd 4 .0 4 0 .5 5 %Tata Te a Ltd 2 .1 3 0 .2 9 %F e r ro u s M e t a ls 3 1 .2 2 4 .2 1 %S te e l A u th ority of In dia Ltd 1 6 .6 0 2 .2 4 %Tata Iron & S te e l C om p an y Ltd 1 4 .6 2 1 .9 7 %F in a n c e 1 4 .0 9 1 .9 0 %H ou sin g D e v e lop m e n t F in an c e C orp oration Ltd 1 4 .0 9 1 .9 0 %G a s 1 0 .7 5 1 .4 5 %G as A u th ority of In dia Ltd 1 0 .7 5 1 .4 5 %In d u s t r ia l C a p it a l G o o d s 6 6 .4 9 8 .9 8 %

• B h arat H e av y E le c tric als Ltd 2 3 .6 1 3 .1 9 %Larse n & Tou b ro Ltd 1 5 .4 2 2 .0 8 %S u z lon E n e rg y Ltd 1 4 .8 2 2 .0 0 %S ie m e n s In dia Ltd 7 .4 1 1 .0 0 %A B B Ltd 5 .2 3 0 .7 1 %M e d ia & En t e r t a in m e n t 4 .9 3 0 .6 7 %Z e e Te le film s Ltd 4 .9 3 0 .6 7 %No n -F e r r o u s M e t a ls 1 7 .5 2 2 .3 7 %H in dalc o In du strie s Ltd 1 0 .2 9 1 .3 9 %N ation al A lu m in iu m C om p an y Ltd 7 .2 3 0 .9 8 %Oil 7 8 .1 7 1 0 .5 5 %

• O il & N atu ral G as C om p an y Ltd 7 8 .1 7 1 0 .5 5 %P e t r o le u m P r o d u c t s 8 1 .9 9 1 1 .0 6 %

• R e lian c e In du strie s Ltd 7 3 .0 7 9 .8 6 %B h arat P e trole u m C orp oration Ltd 4 .9 7 0 .6 7 %H in du stan P e trole u m C orp oration Ltd 3 .9 5 0 .5 3 %P h a r m a c e u t ic a ls 3 1 .2 9 4 .2 3 %C ip la Ltd 8 .3 1 1 .1 2 %S u n P h arm ac e u tic als Ltd 7 .2 5 0 .9 8 %R an b ax y Lab oratorie s Ltd 6 .5 7 0 .8 9 %D r. R e ddy 's Lab oratorie s Ltd 4 .8 1 0 .6 5 %G lax o S m oth k lin e P h arm a Ltd 4 .3 5 0 .5 9 %P o w e r 9 .2 5 1 .2 5 %Tata P ow e r C om p an y Ltd 4 .7 2 0 .6 4 %R e lian c e E n e rg y Ltd 4 .5 3 0 .6 1 %So ftw a r e 1 4 0 .0 6 1 8 .8 9 %

• In fosy s Te c h n olog ie s Ltd 4 2 .1 2 5 .6 8 %• Tata C on su ltan c y S e rv ic e s Ltd 4 2 .0 8 5 .6 8 %• W ip ro Ltd 3 6 .3 4 4 .9 0 %

S aty am C om p u te r S e rv ic e s Ltd 1 1 .4 5 1 .5 4 %H C L Te c h n olog ie s Ltd 8 .0 7 1 .0 9 %Te le c o m Se r v ic e s 4 5 .1 7 6 .0 9 %

• B h arti Te le v e n tu re s Ltd 3 4 .6 9 4 .6 8 %V ide sh S an c h ar N ig am Ltd 5 .6 5 0 .7 6 %Mah an ag ar Te le p h on e N ig am Ltd 4 .8 3 0 .6 5 %Tra n s p o r t a t io n 2 .5 2 0 .3 4 %Je t A irw ay s In dia Ltd 2 .5 2 0 .3 4 %C a s h , C a ll, C B LO & R e v e r s e R e p o 0 .1 0 0 .0 1 %Ot h e r C u r r e n t A s s e t s 1 .0 4 0 .1 1 %

To t a l Ne t A s s e t s 7 4 1 .1 5 1 0 0 .0 0 %

• Top Te n H oldin g s

P e r f o r m a n c e R e c o r d * - C u m u la t iv e Op t io n

R s . 1 0 0 0 0 in v e s t e d a t in c e p t io n : In d e x F u n d Vs S& P C NX Nif t y

C A G R – In de x F u n d : 2 6 .3 7 % ; B e n c h m ark : 2 4 .9 4 %P ast p e rform an c e m ay or m ay n ot b e su stain e d in fu tu re .

Se c t o r A llo c a t io n *

* R e tu rn s > = 1 Y e ar are C A G R , < 1 Y e ar are A b solu te . B e n c h m ark is S & P C N XN ifty. F or c om p u tation of re tu rn s th e allotm e n t N A V h as b e e n tak e n asR s. 1 0 .0 0 . P ast p e rform an c e m ay or m ay n ot b e su stain e d in fu tu re .3 1 -D e c -2 0 0 5 w as a n on b u sin e ss day.

Q u a n t it a t iv e In d ic a t o r s :

A v e rag e P /E : 1 7 .4 6A v e rag e P /B V : 4 .1 7A v e rag e D iv ide n d Y ie ld : 1 .4 8A n n u al P ortfolio Tu rn ov e r R atio : 5 .0 6 tim e s

* P e rtain s to th e e q u ity in v e stm e n ts on ly.

Portfolio turnover has been computed as the ratio of the higher value of average purchase and averagesales, to the average net assets in the past one y ear (since inception for schemes that have not completeda y ear). T he figures are not netted for derivative transactions.

^ R isk -fre e rate b ase d on th e JP Morg an 3 m on th T-B ill In de x .

F ig u r e s a s o n 3 0 -J u n e , 2 0 0 6

P ast p e rform an c e m ay or m ay n ot b e su stain e d in fu tu re . A ssu m e R s. 1 0 0 0 in v e ste d e v e ry m on th . Th eh ig h le v e l of re tu rn s c om e from th e sh arp ap p re c iation in m ark e t, in th e y e ar 2 0 0 3 an d 2 0 0 5 .

S td D e v : 7 .3 6S h arp e R atio^ : 0 .3 6P ortfolio B e ta : 1 .0 3R sq u are d : 1 .0 0

Rs 27626.70

Rs 263 00.66

7,708

1 2,708

1 7,708

22,708

27,708

3 2,708

3 7,708

Feb-

02

May

-02

Aug

-02

Nov

-02

Feb-

03

May

-03

Aug

-03

Nov

-03

Feb-

04

May

-04

Aug

-04

Nov

-04

Feb-

05

May

-05

Aug

-05

Nov

-05

Feb-

06

May

-06

P ru IC IC I In d e x F u n d S & P C N X N ifty

11.41%

45 .3 2 %41.5 8 %

2 6 .3 7 %

10 .2 8 %

40 .8 7 % 40 .2 0 %

2 4.9 4%

0 .0 0 %5 .0 0 %

10 .0 0 %15 .0 0 %2 0 .0 0 %2 5 .0 0 %3 0 .0 0 %3 5 .0 0 %40 .0 0 %45 .0 0 %5 0 .0 0 %

L a s t 6 M o n th s L a s t 1 y e a rs L a s t 3 y e a rs S in c eIn c e p tio n

P ru IC IC I In d e x F u n d S & P C N X N ifty

1 8 .8 9 %

1 1 .06%

1 0.5 5 %

8 .9 8 %

8 .78 %

8 .1 1 %

7.5 0%

6.09 %

4 .23 %

4 .21 %

3 .06%

2.3 7%

1 .9 0%

1 .4 5 %

1 .25 %

0.67%

0.4 4 %

0.3 4 %

0.00% 5 .00% 1 0.00% 1 5 .00% 20.00%

S o ftw a re

P e tro le u m P ro d u c ts

O il

In d u stria l C a p ita l

C o n su m e r N o n -D u ra b le

B a n k s

A u to

T e le c o m S e rv ic e s

P h a rm a c e u tic a ls

F e rro u s M e ta ls

C e m e n t

N o n -F e rro u s M e ta ls

F in a n c e

G a s

P o w e r

M e d ia & E n te rta in m e n t

C h e m ic a ls

T ra n sp o rta tio n

16


A v e ra g e P /E : 19 .8 6A v e ra g e P /B V : 4 .3 9A v e ra g e D iv id e n d Y ie ld : 1.19A n n u a l P o rtfo lio T u rn o v e r R a tio : 0 .17 tim e s

P ortfolio

S P IcE F und

S nap sh ot:

Fund Managers : Yogesh Bhatt

Inv estm ent H o riz o n: 5 y ears & m ore

Inc ep tio n date: 1 0 -0 1 -2 0 0 3

Fund S iz e: R s. 0 .8 6 c rores

N A V (A s o n 3 0 -June-0 6 ): R s. 1 0 8 .6 6 5 2* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 0 .8 0 %

* * T his is a c lose ap p rox im ation of the n u m b er.

W H Y S H O U L D O N E IN V E S T ?

L ong term investm ent of funds for cap ital ap p reciation b y rep licating th e B S E S ensitive Index

A uto 6 .9 7 8 .1 4 %

B a ja j A u to L td 2 .4 6 2 .8 7 %

T a ta M o to rs L td 2 .3 3 2 .7 2 %

M a ru ti U d y o g L td 1.17 1.3 7 %

H e ro H o n d a L td 1.0 1 1.18 %

B ank s 1 0 .2 5 1 1 .9 8 %

• IC IC I B a n k L td 5 .5 3 6.4 6%

H D F C B a n k L td 2 .5 3 2 .9 6%

S ta te B a n k o f In d ia L td 2 .19 2 .5 6%

C em ent 4 .4 8 5 .2 3 %

G ra s im In d u s trie s L td 1.8 0 2 .10 %

G u ja ra t A m b u ja C e m e n t L td 1.3 7 1.60 %

A s s o c ia te d C e m e n t C o m p a n ie s L td 1.3 1 1.5 3 %

C onsum er N on-D urab le 9 .3 2 1 0 .8 9 %

• H in d u s ta n L e v e r L td 3 .2 2 3 .7 6%

• IT C L td 6.10 7 .13 %

F errous M etals 2 .8 2 3 .3 0 %

• T a ta Iro n & S te e l C o m p a n y L td 2 .8 2 3 .3 0 %

F inance 3 .4 1 3 .9 9 %

• H o u s in g D e v e lo p m e n t F in a n c e C o rp o ra tio n L td 3 .4 1 3 .9 9 %

Industrial C ap ital G oods 5 .6 7 6 .6 3 %

• L a rs e n & T o u b ro L td 3 .5 4 4 .14 %

B h a ra t H e a v y E le c tric a ls L td 2 .13 2 .4 9 %

N on-F errous M etals 1 .7 4 2 .0 3 %

H in d a lc o In d u s trie s L td 1.7 4 2 .0 3 %

O il 3 .0 1 3 .5 2 %

• O il & N a tu ra l G a s C o m p a n y L td 3 .0 1 3 .5 2 %

P etroleum P roducts 1 0 .3 3 1 2 .0 7 %

• R e lia n c e In d u s trie s L td 10 .3 3 12 .0 7 %

P h arm aceuticals 3 .3 9 3 .9 7 %

C ip la L td 1.2 8 1.5 0 %

R a n b a x y L a b o ra to rie s L td 1.18 1.3 8 %

D r. R e d d y 's L a b o ra to rie s L td 0 .9 3 1.0 9 %

P ow er 2 .3 4 2 .7 4 %

N a tio n a l T h e rm a l P o w e r C o rp o ra tio n L td 1.7 5 2 .0 5 %

R e lia n c e E n e rg y L td 0 .5 9 0 .69 %

S oftw are 1 5 .3 4 1 7 .9 4 %

• In fo s y s T e c h n o lo g ie s L td 8 .65 10 .11%

S a ty a m C o m p u te r S e rv ic e s L td 2 .65 3 .10 %

T a ta C o n s u lta n c y S e rv ic e s L td 2 .17 2 .5 4 %

W ip ro L td 1.8 7 2 .19 %

T elecom S ervices 5 .6 5 6 .6 0 %

• B h a rti T e le v e n tu re s L td 3 .13 3 .66%

R e lia n c e C o m m u n ic a tio n s V e n tu re s L td 2 .5 2 2 .9 4 %

C ash , C all, C B L O & R everse R ep o 2 .0 0 2 .3 4 %

O th er C urrent A ssets (1 .1 5 ) - 1 .3 7 %

T otal N et A ssets 8 5 .5 7 1 0 0 .0 0 %

• T o p T e n H o ld in g s

P erform ance R ecord* - G row th O p tion

R s. 1 0 0 0 0 invested at incep tion: S P IC E V s B S E S ensitive Index

C A G R – S P Ic E F u n d : 4 0 .2 5 % ; B e n c h m a rk : 3 9 .2 8 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

S ector A llocation*

* R e tu r n s < 1Y e a r : A b s o lu te , > = 1Y e a r : C A G R . B e n c h m a rk is B S E S E N S E XIn d e x .F o r c o m p u ta tio n o f re tu r n s th e a llo tm e n t N A V h a s b e e n ta k e n a sR s . 10 .0 0 . P a s t p e r fo r m a n c e m a y o r m a y n o t b e s u s t a in e d in f u t u re .3 1-D e c -2 0 0 5 w a s a n o n b u s in e s s d a y.

C om p any /Issuer M k t V alue (R s . L a k h ) % to N A V

* P e rta in s to th e e q u ity in v e s tm e n ts o n ly.

Portfolio turnover has been computed as the ratio of the higher value of average purchase and averagesales, to the average net assets in the past one y ear (since inception for schemes that have not completeda y ear). T he figures are not netted for derivative transactions.

^ R is k -fre e ra te b a s e d o n th e JP M o rg a n 3 m o n th T -B ill In d e x .

F ig ures as on 3 0 -June, 2 0 0 6

S td D e v : 6.68S h a rp e R a tio ^ : 0 .4 1P o rtfo lio B e ta : 0 .9 9R s q u a re d : 1.0 0

Rs 32350.46

Rs 31 58 4.64

8 ,655

1 3,655

1 8 ,655

23,655

28 ,655

33,655

38 ,655

43,655

Jan-

03M

ar-0

3

May

-03

Jul-

03

Sep-

03

Nov

-03

Jan-

04

Mar

-04

May

-04

Jul-

04

Sep-

04

Nov

-04

Jan-

05M

ar-0

5

May

-05

Jul-

05

Sep-

05N

ov-0

5

Jan-

06M

ar-0

6

May

-06

S P Ic E F u n d B S E S E N S E X

13.77%

4 8 .33%4 4 .16 %

4 0 .2 5 %

12 .8 9 %

4 7.4 8 %4 3.2 3%

39 .2 8 %

0 .0 0 %

10 .0 0 %

2 0 .0 0 %

30 .0 0 %

4 0 .0 0 %

5 0 .0 0 %

6 0 .0 0 %


S P Ic E F u n d B S E S E N S E X

1 7 .9 4%

1 2.07 %

1 1 .9 8 %

1 0.8 9 %

8 .1 4%

6.63%

6.60%

5.23%

3.9 8 %

3.9 7 %

3.52%

3.30%

2.7 4%

2.03%

0.00% 5.00% 1 0.00% 1 5.00% 20.00%

S o ftw a re

P e tro le u m P ro d u c ts

B a n k s

C o n su m e r N o n -D u ra b le

A u to

In d u stria l C a p ita l G o o d s

T e le c o m S e rv ic e s

C e m e n t

F in a n c e

P h a rm a c e u tic a ls

O il

F e rro u s M e ta ls

P o w e r

N o n -F e rro u s M e ta ls

17

59.65%

3 8 .2 0 %

1 .2 8 %

0 .8 6%

0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 60 .0 0 % 8 0 .0 0 %

< 1 8 2 d a y s

1 -3 y e a rs

1 8 2 d a y s - 1 y e a r

O th e r C u rre n t A s s e ts

Quantitative Indicators – Debt Component Quantitative Indicators – E q uity Component

A v e ra g e M a tu rity : 0 .8 4 y e a rM o d ifie d D u ra tio n : 0 .76 y e a rY ie ld T o M a tu rity : 7.0 1%

A v e ra g e P /E : 14 .8 7A v e ra g e P /B V : 2 .6 9A v e ra g e D iv id e n d Y ie ld : 1.12

S IP R eturns: A s on 3 0 June, 2 0 0 6


1 Y e a r S IP 2 9 -Ju l-0 5 12 ,0 0 0 .0 0 70 5 .0 7 12 ,4 4 3 .71 8 .19 %3 Y e a r S IP 3 1-Ju l-0 3 3 6 ,0 0 0 .0 0 2 ,3 4 0 .4 8 4 1,3 0 6 .9 0 9 .6 5 %5 Y e a r S IP 3 1-Ju l-0 1 6 0 ,0 0 0 .0 0 4 ,3 3 2 .2 8 76 ,4 5 9 .9 8 9 .9 4 %S in c e In c e p tio n 10 -N o v -0 0 6 9 ,0 0 0 .0 0 5 ,19 2 .5 5 9 1,6 4 2 .8 0 10 .0 5 %

P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A s s u m e R s . 10 0 0 in v e s te d e v e ry m o n th .

P ruICICI M onth ly Income P lan

S napsh ot:

Fund Managers: E q uity : Jignesh ShahD eb t : C haitany a P and e

Indic ativ e Inv estm ent H o riz o n: 1 y r & ab o v eInc ep tio n date: 1 0 -1 1 -2 0 0 0Fund S iz e: R s. 6 0 2 .9 4 c ro resN A V (A s o n 3 0 -June-0 6 ): C um ulativ e o p t io n : R s. 1 7 .6 4 8 9* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 1 .9 5 %* * T his is a c lo se ap p ro x im atio n o f the nu m b er.

W H Y S H O U L D O N E IN V E S T ?M edium term investment in a portfolio of debtand eq uity (upto 1 5 % ) for capital appreciation.

R s. 1 0 0 0 0 invested at inception* : M IP V s Crisil M IP B lended Index

P erformance R ecord* - Cumulative O ption

R ating P rof ile (as % of debt h olding )

* B e n c h m a rk s ta rt d a te : 3 1-0 3 -2 0 0 2 . C A G R – M IP : 9 .9 8 % ; B e n c h m a rk :8 .9 1% . B e n c h m a rk is C ris il M IP B le n d e d In d e x . P a s t p e rfo rm a n c e m a y o r m a yn o t b e s u s ta in e d in fu tu re .

* R e tu r n s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C ris il M IPB le n d e d In d e x . S ta rt d a te : 3 1/3 /0 2 . F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n tN A V h a s b e e n ta k e n a s R s . 10 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b es u s ta in e d in fu tu re . 3 0 -Ju n -2 0 0 1 a n d 3 1-D e c -2 0 0 5 w e re n o n b u s in e s s d a y s .

E q uity H olding s 8 ,4 2 2 .2 8 1 3 .9 5 %

R e lia n c e In d u s trie s L td P e tro le u m P ro d u c ts 1,70 7.4 3 2 .8 3 %

T a ta Iro n & S te e l C o m p a n y L td F e rro u s M e ta ls 4 8 4 .9 8 0 .8 0 %

S te rlite In d u s trie s (In d ia ) L td N o n -F e rro u s M e ta ls 4 17.9 7 0 .6 9 %

In d ia C e m e n ts L td C e m e n t 3 13 .6 0 0 .5 2 %

IT C L td C o n s u m e r N o n -D u ra b le 2 8 4 .8 6 0 .4 7%

O C L In d ia L td C e m e n t 2 72 .14 0 .4 5 %

L a rs e n & T o u b ro L td In d u s tria l C a p ita l G o o d s 2 6 9 .0 4 0 .4 5 %

S ta te B a n k o f In d ia L td B a n k s 2 4 5 .70 0 .4 1%

P a te l E n g in e e rin g L td C o n s tru c tio n 2 0 1.4 9 0 .3 3 %

C ip la L td P h a rm a c e u tic a ls 2 0 0 .8 8 0 .3 3 %

In fo s y s T e c h n o lo g ie s L td S o ftw a re 2 0 0 .13 0 .3 3 %

P u n ja b N a tio n a l B a n k L td B a n k s 19 5 .3 3 0 .3 2 %

B a ja j H in d u s ta n L td C o n s u m e r N o n -D u ra b le 18 8 .4 5 0 .3 1%

IC IC I B a n k L td B a n k s 18 4 .4 3 0 .3 1%

N a tio n a l A lu m in iu m C o m p a n y L td N o n -F e rro u s M e ta ls 171.8 0 0 .2 8 %

A s h o k L e y la n d L td A u to 14 9 .6 0 0 .2 5 %

U tta m S u g a r M ills L td C o n s u m e r N o n -D u ra b le 14 9 .2 7 0 .2 5 %

In d o T e c h T ra n s fo rm e rs L td In d u s tria l C a p ita l G o o d s 14 2 .2 3 0 .2 4 %

A v e n tis P h a rm a L td P h a rm a c e u tic a ls 13 9 .5 0 0 .2 3 %

B h a ra t E a rth M o v e rs L td In d u s tria l C a p ita l G o o d s 13 8 .5 6 0 .2 3 %

D e c c a n C h ro n ic le H o ld in g s L td M e d ia & E n te rta in m e n t 13 4 .8 5 0 .2 2 %

A m te k A u to L td A u to A n c illa rie s 13 3 .13 0 .2 2 %

O il & N a tu ra l G a s C o m p a n y L td O il 13 2 .9 7 0 .2 2 %

A IA E n g in e e rin g L td In d u s tria l P ro d u c ts 13 1.9 2 0 .2 2 %

P o k a r n a L td C e m e n t 12 7.0 1 0 .2 1%

In d ia n H o te ls C o m p a n y L td H o te ls 114 .4 5 0 .19 %

V ic e ro y H o te ls L td H o te ls 8 9 .0 8 0 .15 %

G la x o S m o th k lin e P h a rm a L td P h a rm a c e u tic a ls 70 .5 4 0 .12 %

Jin d a l S te e l & P o w e r C o m p a n y L td F e rro u s M e ta ls 6 6 .5 7 0 .11%

R e lia n c e C o m m u n ic a tio n s V e n tu re s L td T e le c o m S e rv ic e s 6 6 .3 3 0 .11%

S u n il H ite c h E n g in e e rs L td C o n s tru c tio n 4 6 .3 1 0 .0 8 %

V is a S te e l L td F e rro u s M e ta ls 3 7.2 0 0 .0 6 %

P re m ie r E x p lo s iv e s L td In d u s tria l P ro d u c ts 3 4 .9 6 0 .0 6 %

S o la r E x p lo s iv e s L td In d u s tria l P ro d u c ts 2 5 .8 7 0 .0 4 %

N ifty F u tu re s 1,15 3 .70 1.9 1%

Debt H olding s 5 2 ,5 7 0 .5 4 8 7 .1 9 %

P S U / P F I B onds 6 ,4 0 3 .9 4 1 0 .6 1 %

In d ia n R a ilw a y F in a n c e C o rp o ra tio n A A A 3 ,0 3 4 .8 2 5 .0 3 %

In d u s tria l D e v e lo p m e n t B a n k o f In d ia A A + 2 ,4 14 .2 6 4 .0 0 %

In fra s tru c tu re D e v e lo p m e n t F in a n c e C o rp n A A A 9 5 4 .8 6 1.5 8 %

P rivate Corporate S ecurities 1 8 ,6 7 3 .8 6 3 0 .9 9 %

• P T C U B L T ru s t In d u s In d B a n k A A A (S O ) 6 ,117.9 1 10 .15 %

• P T C C iti F le e t T ru s t C itib a n k A A A (S O ) 4 ,116 .19 6 .8 3 %

P T C IB L T ru s t In d u s In d B a n k A A A (S O ) 2 ,75 3 .9 4 4 .5 7%

C itic o rp M a ru ti F in a n c e L td A A A 1,9 75 .0 1 3 .2 8 %

P T C R P S T a ta T e le s e rv ic e s A A A (S O ) 1,5 78 .2 2 2 .6 2 %

S u n d a ra m F in a n c e L td A A A 1,4 5 3 .4 6 2 .4 1%

P T C C iti M o b ile T ru s t C itib a n k A A A (S O ) 6 3 3 .8 3 1.0 5 %

In d ia In fra s tru c tu re D e v e lo p e rs L td A 1+ (S O ) 4 5 .3 0 0 .0 8 %

G overnment S ecurities 5 ,8 9 8 .0 0 9 .7 8 %

• 6 .6 5 % G O I 2 0 0 9 S o v e re ig n 5 ,8 9 8 .0 0 9 .78 %

CP s and CDs 5 ,9 1 5 .9 9 9 .8 1 %

• H D F C B a n k - C D P 1+ 3 ,9 5 6 .5 1 6 .5 6 %

U T I B a n k L td - C D P 1+ 9 8 6 .19 1.6 4 %

A m e ric a n E x p re s s B a n k L td - C D P 1+ 9 73 .2 9 1.6 1%

T erm Deposits 1 2 ,7 0 2 .0 0 2 1 .0 6 %

• C itib a n k 12 ,0 0 0 .0 0 19 .9 0 %

IC IC I B a n k 70 2 .0 0 1.16 %

Cash , Call, CB L O & R everse R epo 2 ,9 7 6 .7 5 4 .9 4 %

O th er Current A ssets (6 9 9 .0 2 ) -1 .1 4 %

T otal N et A ssets 6 0 ,2 9 3 .8 0 1 0 0 .0 0 %

• T o p F iv e H o ld in g s

P ortfolio

Company /Issuer S ector/R ating M k t V alue (R s . L a k h ) % to N A V

M aturity P rof ile (as % of debt h olding )

(A n o p e n e n d e d fu n d . M o n th ly in c o m e is n o t a s s u re d a n d is s u b je c t to th e a v a ila b ility o f d is trib u ta b le s u rp lu s .)

A n n u a l P o rtfo lio T u r n o v e r R a tio : 0 .8 5 tim e s% U n lis te d B o n d s : 5 .6 9 %


S ty le B ox :

D e b t E q u ity

R s 1 4 97 9.2 9

R s 1 4 3 68 .8 4

9,8 2 3

1 0 ,8 2 3

1 1 ,8 2 3

1 2 ,8 2 3

1 3 ,8 2 3

1 4 ,8 2 3

1 5,8 2 3

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I M o n th ly In c o m e P la n C ris il M IP B le n d e d in d e x

4 .7 3 %

1 1 .4 4 %1 0 .0 0 % 1 0 .1 0 % 1 0 .60 %

2 .7 3 %

8 .2 7 % 8 .53 %

0 .0 0 %

2 .0 0 %

4 .0 0 %

6.0 0 %

8 .0 0 %

1 0 .0 0 %

1 2 .0 0 %

1 4 .0 0 %

L a s t 6M o n th s

L a s t 1y e a rs

L a s t 3y e a rs

L a s t 5y e a rs

S in c eIn c e p tio n

P ru IC IC I M o n th ly In c o m e P la n C ris il M IP B le n d e d in d e x

Sovereign

Securities1 1 .1 2 %

A A a n d E q uiv a len t

4 .6 5 %

C a ll,C urren tA ssets,B a n kD ep o sits a n d R ev erse R ep o s

2 8 .8 9 %

A A A a n d E q uiv a len t5 5 .0 9 %

18

93.88%

2 9.2 1 %

4 .98%

-2 8.0 7 %

-5 0 .0 0 % 0 .0 0 % 5 0 .0 0 % 1 0 0 .0 0 %

< 1 82 d a y s

1 -3 y e a rs

1 82 d a y s - 1 y e a r

O th e r C u rre n tA s s e ts

Snapshot:

Fund Managers :Equity : Yogesh BhattD eb t : C haitan y a P an d e

Indic ativ e Inv estm ent H o riz o n: 6 m on ths-1 y earInc ep tio n date: 3 1 -0 5 -2 0 0 5Fund S iz e: R s. 7 8 2 .1 9 c roresN A V (A s o n 3 0 -June-0 6 ):

G ro w th o p tio n: R s. 1 0 .8 3 5 6D iv idend o p tio n: R s. 1 0 .3 2 1 8

* * Ex p ense R atio fo r th e m o nth o f Jun'0 6 : 1 .5 0 %* * T his is a c lose ap p rox im ation of the n u m b er.

P r u IC IC I B le nd e d P lan A P ortfolio

C om pany /Issu e r Se c tor/R ating M k t V alu e % N A V M k t V alu e(R s . L a k h ) (R s. L a k h )-F u tu re s

F ig u r e s as on 3 0 -J u ne , 2 0 0 6

E q u ity H old ing s 5 8 ,3 5 8 .9 7 7 4 .5 8 % ( 5 9 ,0 8 8 .1 3 )• R e lia n c e In d u s trie s L td P e tro le u m P ro d u c ts 8,2 6 6 .83 10 .5 7 %

R e lia n c e In d u s trie s L td - F u tu re s -8,2 7 8.14• S ta te B a n k o f In d ia L td B a n k s 4 ,5 3 0 .2 4 5 .7 9 %

S ta te B a n k o f In d ia L td - F u tu re s -4 ,5 6 2 .3 0• H in d a lc o In d u s t r ie s L t d N o n - F e r r o u s M e t a ls 2 ,7 4 0 .4 4 3 . 5 0 %

H in d a lc o In d u s t r ie s L t d - R ig h t s N o n - F e r r o u s M e t a ls 6 3 6 .6 5 0 .81%H in d a lc o In d u s t r ie s L t d - F u t u r e s - 3 ,9 4 0 .17

• In d ia n P e t r o c h e m ic a ls C o r p o r a t io n L t d C h e m ic a ls 3 ,3 6 9 .3 4 4 . 3 1%In d ia n P e tro c h e m ic a ls C o rp o ra tio n L td - F u tu re s -3 ,3 9 8.0 9R a n b a x y L a b o ra to rie s L td P h a rm a c e u tic a ls 2 ,9 89 .0 6 3 .82 %R a n b a x y L a b o ra to rie s L td - F u tu re s -3 ,0 0 9 .2 0M a h a n a g a r T e le p h o n e N ig a m L td T e le c o m S e rv ic e s 2 ,9 2 0 .5 0 3 .7 3 %M a h a n a g a r T e le p h o n e N ig a m L td - F u tu re s -2 ,9 2 5 .2 1B h a rti T e le v e n tu re s L td T e le c o m S e rv ic e s 2 ,5 9 0 .0 0 3 .3 1%B h a rti T e le v e n tu re s L td - F u tu re s -2 ,6 0 3 .6 5B a n k o f B a ro d a L td B a n k s 2 ,0 4 8.7 4 2 .6 2 %B a n k o f B a ro d a L td - F u tu re s -2 ,0 6 1.0 9In d ia C e m e n ts L td C e m e n t 1,9 14 .3 7 2 .4 5 %In d ia C e m e n ts L td - F u tu re s -1,9 2 7 .80C e n tu ry T e x tile s & In d u s trie s L td C e m e n t 1,9 12 .7 1 2 .4 5 %C e n tu ry T e x tile s & In d u s trie s L td - F u tu re s -1,9 2 6 .6 1S te rlite In d u s trie s (In d ia ) L td N o n -F e rro u s M e ta ls 1,5 5 5 .2 3 1.9 9 %S te rlite In d u s trie s (In d ia ) L td - F u tu re s -1,5 6 1.3 6O rie n ta l B a n k o f C o m m e rc e B a n k s 1,5 14 .9 6 1.9 4 %O rie n ta l B a n k o f C o m m e rc e - F u tu re s -1,5 2 1.6 1G ra s im In d u s trie s L td C e m e n t 1,4 9 9 .9 5 1.9 2 %G ra s im In d u s trie s L td - F u tu re s -1,4 9 0 .6 1M a trix L a b o ra to rie s L td P h a rm a c e u tic a ls 1,4 3 3 .0 3 1.83 %M a trix L a b o ra to rie s L td - F u tu re s -1,4 4 2 .6 5A s s o c ia te d C e m e n t C o m p a n ie s L td C e m e n t 1,2 4 6 .4 8 1.5 9 %A s s o c ia te d C e m e n t C o m p a n ie s L td - F u tu re s -1,2 5 2 .6 8E s s a r O il L td O il 1,182 .84 1.5 1%E s s a r O il L td - F u tu re s -1,186 .4 7P u n ja b N a tio n a l B a n k L td B a n k s 1,0 80 .17 1.3 8%P u n ja b N a tio n a l B a n k L td - F u tu re s -1,0 88.4 7G u ja ra t A m b u ja C e m e n t L td C e m e n t 1,0 7 4 .81 1.3 7 %G u ja ra t A m b u ja C e m e n t L td - F u tu re s -1,0 7 4 .81R e lia n c e C a p ita l F in a n c e L td F in a n c e 9 6 4 .7 1 1.2 3 %R e lia n c e C a p ita l F in a n c e L td - F u tu re s -9 6 9 .7 3In d u s tria l D e v e lo p m e n t B a n k o f In d ia B a n k s 9 5 0 .5 3 1.2 2 %In d u s tria l D e v e lo p m e n t B a n k o f In d ia - F u tu re s -9 2 9 .9 2T a ta Iro n & S te e l C o m p a n y L td F e rro u s M e ta ls 7 4 5 .6 4 0 .9 5 %T a ta Iro n & S te e l C o m p a n y L td - F u tu re s -7 5 0 .0 4S R F L td T e x tile s - S y n th e tic 7 3 7 .0 2 0 .9 4 %S R F L td - F u tu re s -7 3 0 .0 9Jin d a l S te e l & P o w e r C o m p a n y L td F e rro u s M e ta ls 7 0 7 .7 3 0 .9 0 %Jin d a l S te e l & P o w e r C o m p a n y L td - F u tu re s -7 11.6 0G u ja ra t N a rm a d a V a lle y F e rtilis e rs C o . L td F e rtiliz e rs 6 9 6 .0 1 0 .89 %G u ja ra t N a rm a d a V a lle y F e rtilis e rs C o . L td - F u tu re s -6 9 9 .9 8IT C L td C o n s u m e r N o n -D u ra b le 6 0 3 .2 9 0 .7 7 %IT C L td - F u tu re s -5 9 4 .6 9IC IC I B a n k L td B a n k s 5 9 4 .2 6 0 .7 6 %IC IC I B a n k L td - F u tu re s -5 85 .9 2C ip la L td P h a rm a c e u tic a ls 5 6 7 .0 0 0 .7 2 %C ip la L td - F u tu re s -5 7 0 .2 8B h a ra t H e a v y E le c tric a ls L td In d u s tria l C a p ita l G o o d s 5 0 8.81 0 .6 5 %B h a ra t H e a v y E le c tric a ls L td - F u tu re s -5 0 8.3 2In fo s y s T e c h n o lo g ie s L td S o ftw a re 4 6 8.0 0 0 .6 0 %In fo s y s T e c h n o lo g ie s L td - F u tu re s -4 7 0 .2 6N e w D e lh i T e le v is io n L td M e d ia & E n te rta in m e n t 4 4 9 .5 3 0 .5 7 %N e w D e lh i T e le v is io n L td - F u tu re s -4 5 0 .4 4P u n j L ly o d L td C o n s tru c tio n 3 7 0 .5 9 0 .4 7 %P u n j L ly o d L td - F u tu re s -3 7 2 .16Jin d a l S ta in le s s L td F e rro u s M e ta ls 3 7 0 .15 0 .4 7 %Jin d a l S ta in le s s L td - F u tu re s -3 7 1.3 2M p h a s is B F L S o ftw a re L td S o ftw a re 3 6 6 .6 3 0 .4 7 %M p h a s is B F L S o ftw a re L td - F u tu re s -3 6 9 .0 4V id e s h S a n c h a r N ig a m L td T e le c o m S e rv ic e s 3 4 0 .2 9 0 .4 4 %V id e s h S a n c h a r N ig a m L td - F u tu re s -3 4 0 .9 2U n io n B a n k o f In d ia L td B a n k s 3 3 1.0 5 0 .4 2 %U n io n B a n k o f In d ia L td - F u tu re s -3 3 1.6 0A s h o k L e y la n d L td A u to 3 2 8.6 0 0 .4 2 %A s h o k L e y la n d L td - F u tu re s -3 17 .6 1Ja i P ra k a s h H y d ro P o w e r L td P o w e r 3 2 6 .7 2 0 .4 2 %Ja i P ra k a s h H y d ro P o w e r L td - F u tu re s -3 2 9 .2 8In d ia n O il C o rp o ra tio n L td P e tro le u m P ro d u c ts 2 9 7 .4 9 0 .3 8%In d ia n O il C o rp o ra tio n L td - F u tu re s -2 9 6 .0 0S y n d ic a te B a n k L td B a n k s 2 82 .5 3 0 .3 6 %S y n d ic a te B a n k L td - F u tu re s -2 84 .80O rc h id C h e m ic a ls L td P h a rm a c e u tic a ls 2 2 7 .6 4 0 .2 9 %O rc h id C h e m ic a ls L td - F u tu re s -2 2 9 .4 2B h a ra t F o rg e L td In d u s tria l P ro d u c ts 2 19 .6 6 0 .2 8%B h a ra t F o rg e L td - F u tu re s -2 15 .0 4S ie m e n s In d ia L td In d u s tria l C a p ita l G o o d s 2 12 .9 2 0 .2 7 %S ie m e n s In d ia L td - F u tu re s -2 13 .9 4H in d u s ta n P e tro le u m C o rp o ra tio n L td P e tro le u m P ro d u c ts 2 0 8.14 0 .2 7 %H in d u s ta n P e tro le u m C o rp o ra tio n L td - F u tu re s -2 0 9 .3 3V ija y a B a n k B a n k s 19 8.7 1 0 .2 5 %V ija y a B a n k - F u tu re s -2 0 0 .2 2P o la ris S o ftw a re L a b L td S o ftw a re 16 7 .9 5 0 .2 1%P o la ris S o ftw a re L a b L td - F u tu re s -16 9 .0 8A rv in d M ills L td T e x tile s - P ro d u c ts 15 7 .4 1 0 .2 0 %A rv in d M ills L td - F u tu re s -15 7 .9 6N a tio n a l T h e rm a l P o w e r C o rp o ra tio n L td P o w e r 15 1.3 8 0 .19 %N a tio n a l T h e rm a l P o w e r C o rp o ra tio n L td - F u tu re s -15 2 .6 1In d u s tria l F in a n c e C o rp o ra tio n o f In d ia L td F in a n c e 14 6 .19 0 .19 %In d u s tria l F in a n c e C o rp o ra tio n o f In d ia L td - F u tu re s -14 7 .80G la x o S m o th k lin e P h a rm a L td P h a rm a c e u tic a ls 13 6 .9 2 0 .18%G la x o S m o th k lin e P h a r m a L td - F u tu re s -13 7 .6 9L IC H o u s in g F in a n c e L td F in a n c e 12 9 .4 1 0 .17 %L IC H o u s in g F in a n c e L td - F u tu re s -12 5 .5 3C h a m b a l F e rtilis e rs & C h e m ic a ls L td F e rtiliz e rs 12 4 .2 6 0 .16 %C h a m b a l F e rtilis e rs & C h e m ic a ls L td - F u tu re s -118.11In d u s In d B a n k L td B a n k s 12 0 .2 5 0 .15 %In d u s In d B a n k L td - F u tu re s -12 0 .6 1S h ip p in g C o rp o ra tio n o f In d ia L td T ra n s p o rta tio n 9 2 .0 3 0 .12 %S h ip p in g C o rp o ra tio n o f In d ia L td - F u tu re s -9 2 .2 0E s c o rts L td A u to 86 .0 5 0 .11%E s c o rts L td - F u tu re s -86 .7 8C u m m in s In d ia L td In d u s tria l P ro d u c ts 83 .2 7 0 .11%C u m m in s In d ia L td - F u tu re s -83 .0 5B a n k o f In d ia B a n k s 7 1.88 0 .0 9 %B a n k o f In d ia - F u tu re s -6 9 .9 1A n d h ra B a n k L td B a n k s 6 6 .13 0 .0 8%A n d h ra B a n k L td - F u tu re s -6 6 .4 4W o c k h a rd t L td P h a rm a c e u tic a ls 5 2 .4 4 0 .0 7 %W o c k h a rd t L td - F u tu re s -5 2 .81G re a t E a s te rn S h ip p in g C o . L td T ra n s p o rta tio n 4 7 .13 0 .0 6 %G re a t E a s te rn S h ip p in g C o . L td - F u tu re s -4 7 .3 0S u z lo n E n e rg y L td In d u s tria l C a p ita l G o o d s 4 1.6 7 0 .0 5 %S u z lo n E n e rg y L td - F u tu re s -4 1.2 4B a lla rp u r In d u s trie s L td P a p e r 2 6 .0 2 0 .0 3 %B a lla rp u r In d u s trie s L td - F u tu re s -2 6 .2 7A u ro b in d o P h a rm a L td P h a rm a c e u tic a ls 2 4 .4 5 0 .0 3 %A u ro b in d o P h a rm a L td - F u tu re s -2 4 .5 9M a n g a lo re R e fin e rie s & P e tro c h e m ic a ls L td P e tro le u m P ro d u c ts 12 .80 0 .0 2 %M a n g a lo re R e fin e rie s & P e tro c h e m ic a ls L td - F u tu re s -12 .9 1C o rp o ra tio n B a n k L td B a n k s 11.9 9 0 .0 2 %C o rp o ra tio n B a n k L td - F u tu re s -11.9 7P a tn i C o m p u te r S y s te m s L td S o ftw a re 10 .9 2 0 .0 1%P a tn i C o m p u te r S y s te m s L td - F u tu re s -2 2 .0 0K a r n a ta k a B a n k L td B a n k s 9 .19 0 .0 1%K a r n a ta k a B a n k L td - F u tu re s -9 .2 0Ja m m u & K a s h m ir B a n k L td B a n k s 6 .87 0 .0 1%Ja m m u & K a s h m ir B a n k L td - F u tu re s -6 .89Je t A irw a y s T ra n s p o rta tio n 2 .3 6 0 .0 0 %Je t A irw a y s - F u tu re s -2 .3 1D e b t H old ing s 1 9 ,8 6 0 .3 1 2 5 .4 2 %P r iv ate C orporate Se c u r itie s 6 ,7 9 0 .9 1 8 .6 8 %C itic o rp M a ru ti F in a n c e L td A A A 1,9 7 5 .0 1 2 .5 2 %H in d a lc o In d u s trie s L td A A A 1,9 6 4 .86 2 .5 1%P T C IB L T ru s t In d u s In d B a n k A A A (S O ) 1,3 7 6 .9 7 1.7 6 %M a h in d ra & M a h in d ra F in a n c ia l S e rv ic e s L td A A + 9 89 .5 8 1.2 7 %S u n d a ra m F in a n c e L td A A A 4 84 .4 9 0 .6 2 %T e r m D e posits 1 8 ,6 3 0 .0 0 2 3 .8 2 %

• IC IC I B a n k 18,6 3 0 .0 0 2 3 .82 %C ash, C all, C B L O & R e v e r se R e po 1 5 .0 9 0 .0 2 %O the r C u r r e nt A sse ts (5 ,5 7 5 .6 9 ) - 7 .1 0 %

T otal N e t A sse ts 7 8 ,2 1 9 .2 8 1 0 0 .0 0 %


P e r for m anc e R e c ord * - G row th O ption

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C ris ilS h o rt T e rm B o n d F u n d In d e x . F o r C o m p u ta tio n o f re tu rn s th e a llo tm e n t N A Vh a s b e e n ta k e n a s R s 10 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e din fu tu re . 3 1-D e c -2 0 0 5 w a s a n o n b u s in e s s d a y.

R ating P rof ile (as % of total d e b t c om pone nts)

M atu r ity P rof ile : (as % of total d e b t c om pone nts)

A sse t A lloc ation: (as % of N e t A sse ts)

Q u antitativ e Ind ic ators:

A v e ra g e M a tu rity : 0 .4 1 y e a rM o d ifie d D u ra tio n : 0 .3 7 y e a rY ie ld T o M a tu rity : 7 .3 0 %% U n lis te d B o n d s : 4 .4 1%A n n u a l P o rtfo lio T u rn o v e r R a tio : 1.6 1 tim e s

W H Y SH O U L D O N E IN V E ST ?O pportu nity to e nhanc e r e tu rns f rom a b le nd of e q u ity & e q u ity ar b itrag e (atle ast 5 1 % ) and low

v olatility r e tu rns f rom a m inim u m d e b t e x posu r e of 2 5 % for a short tim e hor iz on

T o ta l H e d g e d E q u ity

7 4 .5 8%

T o ta l D e b t2 5 .4 2 %

4 .39%

7 .91 % 7 .7 0 %

2 .4 2 %

4 .30 % 4 .39%

0 .0 0 %

1 .0 0 %

2 .0 0 %

3.0 0 %

4 .0 0 %

5 .0 0 %

6 .0 0 %

7 .0 0 %

8.0 0 %

9.0 0 %

L a s t 6 M o n th s L a s t 1 y e a rs S in c e In c e p tio n

P ru IC IC I B la n d e d P la n A C ris il S h o rt T e rm B o n d F u n d In d e x

A A A a n d

E q u iv a le n t

2 9.2 1 %C a ll,C u rre n t

A s s e ts ,B a n k

D e p o s its a n d

R e v e rs e R e p o s

6 5 .81 %

A A a n d E q u iv a le n t

4 .98%

19

3.69%

6.65 % 6.61 %

2 .4 2 %

4 .30 % 4 .39%

0 .0 0 %

1 .0 0 %

2 .0 0 %

3.0 0 %

4 .0 0 %

5 .0 0 %

6.0 0 %

7 .0 0 %


P ru IC IC I B la n d e d P la n B C ris il S h o rt T e rm B o n d F u n d In d e x

A A A a n d

E q u iv a le n t

8 4 .7 6%C a ll,C u rre n tA s s e ts ,B a n kD e p o s its a n d R e v e rs e R e p o s

1 5 .2 4 %

8 8 .0 0 %

1 3.5 9%

-1 .5 9%

-2 0 .0 0 % 0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 60 .0 0 % 8 0 .0 0 % 1 0 0 .0 0 %

< 1 8 2 d a y s

1 -3 y e a rs

O th e r C u rre n t

A s s e ts

Performance Record* - Growth Option

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C ris ilS h o rt T e rm B o n d F u n d In d e x . F o r C o m p u ta tio n o f re tu rn s th e a llo tm e n t N A Vh a s b e e n ta k e n a s R s 10 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e din fu tu re . 3 1-D e c -2 0 0 5 w a s a n o n b u s in e s s d a y.

Q u antitativ e Indicators :

Rating Profile (as % of total deb t components )

M atu rity Profile: (as % of total deb t components )

S naps hot:

Fund Managers: D eb t : Chaitanya PandeE q uity : Y o g esh B hatt

Indic ativ e Inv estm ent H o riz o n: 6 m o nths -1 yearInc ep tio n date: 3 1 -0 5 -2 0 0 5Fund S iz e: R s . 2 0 4 .3 9 c ro resN A V (A s o n 3 0 -June-0 6 ):

G ro w th o p t io n: R s . 1 0 .7 1 7 3D iv idend o p tio n: R s . 1 0 .0 7 5 2

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :B lended Plan B : 1 .5 0 %B lended Plan B - Ins t.: 1 .0 0 %

* * T his is a c lo s e ap p ro x im atio n o f the nu m b er.

Pru IC IC I B lended Plan BPortfolio

C ompany /Is s u er S ector/Rating M k t V alu e % N A V M k t V alu e(R s . L a k h ) (R s. L a k h )-F u tu re s

E q u ity H olding s 2 ,4 9 8 .2 0 1 2 .2 4 % (2 ,5 0 2 .1 7 )

B a n k o f B a ro d a L td B a n k s 6 18 .8 0 3 .0 3 %

B a n k o f B a ro d a L td - F u tu re s -6 2 2 .5 3

S te rlite In d u s trie s (In d ia ) L td N o n -F e rro u s M e ta ls 4 0 4 .7 9 1.98 %

S te rlite In d u s trie s (In d ia ) L td - F u tu re s -4 0 6 .3 8

N e w D e lh i T e le v is io n L td M e d ia & E n te rta in m e n t 3 94 .0 6 1.93 %

N e w D e lh i T e le v is io n L td - F u tu re s -3 94 .8 5

S ta te B a n k o f In d ia L td B a n k s 2 5 4 .7 1 1.2 5 %

S ta te B a n k o f In d ia L td - F u tu re s -2 5 6 .5 2

O rie n ta l B a n k o f C o m m e rc e B a n k s 2 2 0 .5 3 1.0 8 %

O rie n ta l B a n k o f C o m m e rc e - F u tu re s -2 2 1.4 9

S R F L td T e x tile s - S y n th e tic 17 2 .8 8 0 .8 5 %

S R F L td - F u tu re s -17 1.2 6

In d u s tria l D e v e lo p m e n t B a n k o f In d ia B a n k s 12 3 .14 0 .6 0 %

In d u s tria l D e v e lo p m e n t B a n k o f In d ia - F u tu re s -12 0 .4 7

C e n tu ry T e x tile s & In d u s trie s L td C e m e n t 10 6 .4 3 0 .5 2 %

C e n tu ry T e x tile s & In d u s trie s L td - F u tu re s -10 7 .2

G u ja ra t N a rm a d a V a lle y F e rtilis e rs C o . L td F e rtiliz e rs 93 .7 5 0 .4 6 %

G u ja ra t N a rm a d a V a lle y F e rtilis e rs C o . L td - F u tu re s -94 .2 8

B o n g a ig o n R e fin e ry & P e tro c h e m ic a ls L td P e tro le u m P ro d u c ts 5 0 .11 0 .2 5 %

B o n g a ig o n R e fin e ry & P e tro c h e m ic a ls L td - F u tu re s -5 0 .5 4

C h a m b a l F e rtilis e rs & C h e m ic a ls L td F e rtiliz e rs 4 6 .0 2 0 .2 3 %

C h a m b a l F e rtilis e rs & C h e m ic a ls L td - F u tu re s -4 3 .7 5

H in d a lc o In d u s trie s L td N o n -F e rro u s M e ta ls 8 .4 0 0 .0 4 %

H in d a lc o In d u s trie s L td - F u tu re s -8 .3 1

Ja m m u & K a s h m ir B a n k L td B a n k s 4 .5 8 0 .0 2 %

Ja m m u & K a s h m ir B a n k L td - F u tu re s -4 .5 9

D eb t H olding s 1 7 ,9 4 1 .0 2 8 7 .7 6 %

Priv ate C orporate S ecu rities 4 ,4 9 4 .3 2 2 1 .9 9 %

• P T C U B L T ru s t In d u s In d B a n k A A A (S O ) 1,5 2 9.4 8 7 .4 8 %

• P T C C iti F le e t T ru s t C itib a n k A A A (S O ) 1,5 2 0 .18 7 .4 4 %

P T C IB L T ru s t In d u s In d B a n k A A A (S O ) 917 .98 4 .4 9%

P T C T V S F in a n c e A A A (S O ) 5 2 6 .6 8 2 .5 8 %

C Ps and C D s 1 0 ,7 1 3 .1 4 5 2 .4 1 %

• H D F C B a n k - C D P 1+ 7 ,4 6 6 .8 9 3 6 .5 3 %

• P u n ja b N a tio n a l B a n k - C D P 1+ 1,7 7 5 .5 2 8 .6 9%

A m e ric a n E x p re s s B a n k L td - C D P 1+ 97 3 .2 9 4 .7 6 %

IN G V y s y a B a n k - C D P 1+ 4 97 .4 4 2 .4 3 %

T e rm D e p o s its 2 ,2 2 1.0 0 10 .8 7 %

• IC IC I B a n k 2 ,2 2 1.0 0 10 .8 7 %

C as h, C all, C B L O & Rev ers e Repo 7 9 7 .6 4 3 .9 0 %

Other C u rrent A s s ets (2 8 5 .0 8 ) -1 .4 1 %

T otal N et A s s ets 2 0 ,4 3 9 .2 2 1 0 0 .0 0 %


A v e ra g e M a tu rity : 0 .3 1 y e a rM o d ifie d D u ra tio n : 0 .2 9 y e a rY ie ld T o M a tu rity : 6 .4 0 %% U n lis te d B o n d s : 0 .0 0 %A n n u a l P o rtfo lio T u rn o v e r R a tio : 1.6 6 tim e s

F ig u res as on 3 0 -J u ne, 2 0 0 6

W H Y S H OU L D ON E IN V E S T ?Generate low v olaility retu rns from deb t (atleas t 5 1 % ) along with

an opportu nity to enhance retu rns from eq u ity arb itrag e (max imu m 4 9 % )

20

85.40%

2 3 .52 %

-8.9 2 %

-2 0.00% 0.00% 2 0.00% 40.00% 6 0.00% 80.00% 1 00.00%

< 1 82 d a y s

1 -3 y e a rs


SIP Return: A s o n 3 0 June, 2 0 0 6


1 Y e a r S IP 29 -Ju l-05 1 2,000.00 4 4 7 .9 7 1 2,8 5 2.26 1 5 .9 5 %3 Y e a r S IP 3 1 -Ju l-03 3 6 ,000.00 1 ,9 29 .5 5 5 5 ,3 5 8 .7 9 3 1 .7 4 %5 Y e a r S IP 3 1 -Ju l-01 6 0,000.00 4 ,5 6 1 .7 0 1 3 0,8 7 5 .1 7 3 2.8 0%S in c e In c e p tio n 3 -N o v -9 9 8 1 ,000.00 6 ,6 6 1 .4 7 1 9 1 ,1 1 7 .5 7 25 .6 6 %

P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A s s u m e R s . 1 000 in v e s te d e v e ry m o n th . T h eh ig h le v e l o f re tu rn s c o m e fro m th e s h a rp a p p re c ia tio n in m a rk e t, in th e y e a r 2001 a n d 2003 .

Q ua ntita tiv e Ind ic a to rs – D eb t C o m p o nent Q ua ntita tiv e Ind ic a to rs – E q uity C o m p o nent

A v e ra g e M a tu rity : 0.4 8 y e a rM o d ifie d D u ra tio n : 0.4 4 y e a rY ie ld T o M a tu rity : 6 .7 7 %

A v e ra g e P /E : 1 6 .21A v e ra g e P /B V : 3 .6 1A v e ra g e D iv id e n d Y ie ld : 1 .23

A n n u a l P o rtfo lio T u r n o v e r R a tio : 2.5 4 tim e s% U n lis te d B o n d s : .0.00%

M a turity Pro f ile (a s % o f d eb t h o ld ing )

Sec to r A llo c a tio n* (a s % o f eq uity p o rtf o lio )

PruIC IC I B a la nc ed F und

Sna p s h o t:

Fund Managers: E q uity : Deven SangoiD eb t : P ank aj K aji

Indic ativ e Inv estm ent H o riz o n: 3 y rs & m oreInc ep tio n date: 0 3 -1 1 -1 9 9 9Fund S iz e: R s . 3 8 9 .0 2 c roresN A V (A s o n 3 0 -June-0 6 ):

G ro w t h o p t io n: R s . 2 8 .6 9D iv idend o p tio n: R s . 1 6 .0 5

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 2 .2 6 %

* * T h is is a c los e ap p rox im ation of th e nu m b er.

W H Y SH O U L D O N E IN V E ST ?M ed ium term inv es tm ent o f fund s in a p o rtf o lio o f

eq uity (m inim um ) 5 1 % a nd d eb t f o r c a p ita l a p p rec ia tio n.

Rs . 1 0 0 0 0 inv es ted a t incep tio n* : B a la nced F und V s C ris il B a la nced F und Ind ex

Perf o rm a nc e Rec o rd * - G ro w th O p tio n

* B e n c h m a rk s ta rt d a te - 3 1 .03 .2002. C A G R – B a la n c e d F u n d : 3 0.22% ;B e n c h m a rk : 1 8 .8 8 % . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d infu tu re .

* R e tu r n s < 1 Y e a r : A b s o lu te , > = 1 Y e a r : C A G R . B e n c h m a rk - C ris il B a la n c e dF u n d In d e x a n d s ta r t d a te - 3 1 .03 .2002. F o r c o m p u ta tio n o f re tu rn s th ea llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0.00. P a st p e rfo rm a n c e m a y o r m a y n o tb e su sta in e d in fu tu re . 3 0-Ju n -2001 a n d 3 1 -D e c -2005 w e re n o n b u sin e ss d a y s.

E q uity H o ld ing s 2 7 ,5 4 5 .6 1 7 0 .8 1 %• R e lia n c e In d u s trie s L td P e tro le u m P ro d u c ts 2,1 3 1 .23 5 .4 8 %

H in d u s ta n L e v e r L td C o n s u m e r N o n -D u ra b le 1 ,29 7 .26 3 .3 3 %B h a ra t H e a v y E le c tric a ls L td In d u s tria l C a p ita l G o o d s 1 ,21 0.9 2 3 .1 1 %In fo s y s T e c h n o lo g ie s L td S o ftw a re 1 ,05 5 .7 7 2.7 1 %O il & N a tu ra l G a s C o m p a n y L td O il 9 22.7 0 2.3 7 %IT C L td C o n s u m e r N o n -D u ra b le 9 1 0.8 2 2.3 4 %B h a rti T e le v e n tu re s L td T e le c o m S e rv ic e s 8 9 1 .29 2.29 %A IA E n g in e e rin g L td In d u s tria l P ro d u c ts 8 8 5 .5 6 2.28 %L a rs e n & T o u b ro L td In d u s tria l C a p ita l G o o d s 8 5 3 .3 9 2.1 9 %G ra s im In d u s trie s L td C e m e n t 8 3 6 .5 5 2.1 5 %M a h a n a g a r T e le p h o n e N ig a m L td T e le c o m S e rv ic e s 8 1 3 .1 8 2.09 %B a n k o f B a ro d a L td B a n k s 7 7 2.3 3 1 .9 9 %B h a ra t E le c to n ic s L td In d u s tria l C a p ita l G o o d s 7 7 1 .4 0 1 .9 8 %A s s o c ia te d C e m e n t C o m p a n ie s L td C e m e n t 7 29 .8 6 1 .8 8 %H in d a lc o In d u s trie s L td N o n -F e rro u s M e ta ls 7 1 2.03 1 .8 3 %A s h o k L e y la n d L td A u to 6 5 0.5 2 1 .6 7 %O C L In d ia L td C e m e n t 6 3 0.6 2 1 .6 2%M a h in d ra & M a h in d ra L td A u to 6 21 .8 7 1 .6 0%M a ru ti U d y o g L td A u to 5 9 7 .5 3 1 .5 4 %IC IC I B a n k L td B a n k s 5 6 3 .7 2 1 .4 5 %A s ia n P a in ts L td C o n s u m e r N o n -D u ra b le 5 5 6 .04 1 .4 3 %Ja in Irrig a tio n S y s te m s L td In d u s tria l P ro d u c ts 5 5 0.3 2 1 .4 1 %E .I.D . P a rry (In d ia ) L td C o n s u m e r N o n -D u ra b le 5 4 2.4 6 1 .3 9 %U n ite d P h o s p h o ru s L td P e s tic id e s 5 24 .5 1 1 .3 5 %G u ja ra t S ta te F e rtilis e rs & C h e m ic a ls L td F e rtiliz e rs 4 9 8 .5 0 1 .28 %G o d re j C o n s u m e r P ro d u c ts L td C o n s u m e r N o n -D u ra b le 4 8 8 .08 1 .25 %M a s te k L td S o ftw a re 4 8 0.6 5 1 .24 %A B B L td In d u s tria l C a p ita l G o o d s 4 7 0.3 6 1 .21 %T riv e n i E n g in e e rin g & In d u s trie s L td C o n s u m e r N o n -D u ra b le 4 4 2.7 4 1 .1 4 %G re a t E a s te rn S h ip p in g C o . L td T ra n s p o rta tio n 4 3 2.7 2 1 .1 1 %G la x o S m o th k lin e P h a rm a L td P h a rm a c e u tic a ls 4 1 4 .4 5 1 .07 %G u ja ra t A m b u ja C e m e n t L td C e m e n t 3 9 7 .8 0 1 .02%C o n ta in e rs C o rp o ra tio n o f In d ia L td T ra n s p o rta tio n 3 7 3 .7 0 0.9 6 %N a tio n a l T h e rm a l P o w e r C o rp o ra tio n L td P o w e r 3 7 2.9 0 0.9 6 %U tta m S u g a r M ills L td C o n s u m e r N o n -D u ra b le 3 7 2.08 0.9 6 %S u n d a ra m C la y to n L td A u to A n c illa rie s 3 3 7 .1 0 0.8 7 %In d o T e c h T ra n s fo rm e rs L td In d u s tria l C a p ita l G o o d s 3 1 0.29 0.8 0%S u n il H ite c h E n g in e e rs L td C o n s tru c tio n 1 4 2.4 6 0.3 7 %N u c le u s S o ftw a re E x p o rts L td S o ftw a re 1 1 5 .28 0.3 0%N ifty F u tu re s 1 ,8 6 4 .6 2 4 .7 9 %D eb t H o ld ing s 1 4 ,4 0 0 .2 1 3 7 .0 2 %PSU /PF I B o nd s 1 ,9 0 9 .2 0 4 .9 1 %

• In fra s tru c tu re D e v e lo p m e n t F in a n c e C o rp n A A A 1 ,4 3 2.29 3 .6 8 %P o w e r F in a n c e C o rp o ra tio n L td A A A 4 7 6 .9 1 1 .23 %Priv a te C o rp o ra te Sec urities 4 ,0 6 8 .0 4 1 0 .4 6 %

• P T C U B L T ru s t In d u s In d B a n k A A A (S O ) 2,8 6 7 .7 7 7 .3 7 %P T C R P S T a ta T e le s e rv ic e s A A A (S O ) 7 1 0.20 1 .8 3 %R e lia n c e In d u s trie s L td A A A 4 9 0.07 1 .26 %C Ps a nd C D s 1 ,9 7 7 .1 7 5 .0 9 %H D F C B a n k - C D P 1 + 9 9 4 .8 8 2.5 6 %S ta te B a n k o f B ik a n e r & Ja ip u r - C D P 1 + 9 8 2.29 2.5 3 %T erm D ep o s its 5 ,9 9 7 .0 0 1 5 .4 1 %

• C itib a n k 4 ,000.00 1 0.28 %• IC IC I B a n k 1 ,9 9 7 .00 5 .1 3 %

C a s h , C a ll, C B L O & Rev ers e Rep o 4 4 8 .8 0 1 .1 5 %O th er C urrent A s s ets (3 ,0 4 4 .0 1 ) - 7 .8 3 %

T o ta l N et A s s ets 3 8 ,9 0 1 .8 1 1 0 0 .0 0 %


Po rtfo lio

C o m p a ny /Is s uer Sec to r/Ra ting M k t V a lue (R s . L a k h ) % to N A V

F ig ures a s o n 3 0 -June, 2 0 0 6

* P e rta in s to th e e q u ity in v e s tm e n ts o n ly.

Sty le B o x :D e b t E q u ity

1 7 .9 5%1 4.08%

1 0.1 1 %8.3 0%

7 .2 8%6 .6 4%6 .43 %

5.59 %5.2 1 %

3 .59 %3 .1 5%

2 .7 7 %2 .04%1 .9 4%

1 .6 1 %1 .44%1 .3 1 %

0.55%

0.00% 5.00% 1 0.00% 1 5.00% 2 0.00%

C o n s u m e r N o n -D u ra b leIn d u s tria l C a p ita l

C e m e n tP e tro le u m P ro d u c ts

A u toT e le c o m S e rv ic e s

S o ftw a reIn d u s tria l P ro d u c ts

B a n k sO il

T ra n s p o rta tio nN o n -F e rro u s M e ta ls

P e s tic id e sF e rtiliz e rs

P h a rm a c e u tic a lsP o w e r

A u to A n c illa rie sC o n s tru c tio n

R s 3 06 84.49

R s 2 0840.42

8,9 86

1 3 ,9 86

1 8,9 86

2 3 ,9 86

2 8,9 86

3 3 ,9 86

3 8,9 86

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I B a la n c e d F u n d C ris il B a la n c e d F u n d In d e x

7 .1 7 %

3 8.2 7 % 3 8.1 1 %

2 7 .1 5%

1 7 .1 5%

7 .1 4%

2 5.2 1 % 2 5.3 8%

0.00%5.00%

1 0.00%1 5.00%2 0.00%2 5.00%3 0.00%3 5.00%40.00%45.00%

L a s t 6M o n th s

L a s t 1y e a rs

L a s t 3y e a rs

L a s t 5y e a rs


P ru IC IC I B a la n c e d F u n d C ris il B a la n c e d F u n d In d e x

21

55.47%

41 .1 3 %

3 .2 0 %

0 .2 0 %

0 .0 0 % 2 0 .0 0 % 40 .0 0 % 6 0 .0 0 %

< 1 8 2 d a y s

1 -3 y e a rs

1 8 2 d a y s - 1 y e a r


Performance Record* - Cumulative option

S IP Returns A s on 3 0 June, 2 0 0 6


1 Y e a r S IP 29 -Ju l-0 5 12,0 0 0 .0 0 9 6 0 .6 3 12,4 6 8 .5 9 8 .6 6 %

S in c e In c e p tio n 3 0 -M a r-0 4 28 ,0 0 0 .0 0 2,5 0 3 .9 0 3 2,4 9 9 .6 2 13 .7 9 %

S ector A llocation (as % of th e eq uity portfolio)*

Q uantitative Indicators – E q uity Component

A v e ra g e P /E : 19 .15A v e ra g e P /B V : 4 .6 9A v e ra g e D iv id e n d Y ie ld : 1.0 7

A n n u a l P o rtfo lio T u rn o v e r R a tio : 0 .6 9 tim e s

Q uantitative Indicators – D eb t Component

A v e ra g e M a tu rity : 0 .9 0 y e a rM o d ifie d D u ra tio n : 0 .8 1 y e a rsY ie ld T o M a tu rity : 6 .9 1%

% U n lis te d B o n d s : 4 .5 1%

Rating Profile (as % of deb t h olding s )

PruICICI Income M ultiplier F und

S naps h ot:

Fund Managers : Equity : Prashant KothariDebt : C haitany a Pand e

In d ic a tiv e In v es tm en t H o r iz o n : 1 y r & ab ov eIn c ep tio n d a te: 3 0 -0 3 -2 0 0 4F u n d S iz e: R s. 3 2 9 .1 3 c rore sN A V (A s o n 3 0 -J u n e-0 6 ):C u m u la tiv e o p tio n : R s. 1 2 .9 7 9 6 Div id en d o p tio n : R s. 1 1 .4 1 1 4* * E x p en s e R a tio fo r th e m o n th o f J u n '0 6 : 2 .0 8 %* * T his is a c lose ap p rox im ation of the nu m b e r.

WHY SHOULD ONE INVEST?M e d iu m t e r m in v e s t m e n t in a p o r t f o lio o f d e b t a n d

e q u it y (u p t o 3 0 % ) f o r c a p it a l a p p r e c ia t io n .

R s . 1 0 0 0 0 in v e s t e d a t in c e p t io n : IM P Vs C r is il M IP B le n d e d In d e x

CAGR – Income Multiplier Fund : 12.28%; Benchmark : 5.94%Benchmark is Cris il MIP Blended Index .P as t performance may or may not b e sus tained in future.

* Returns > = 1 Y ear are CAGR, < 1 Y ear are Ab solute. Benchmark is Cris il MIPBlended Index . For computation of returns the allotment N AV has b een taken asRs . 10 .0 0 . P as t performance may or may not b e s us tained in future.3 1-D ec-20 0 5 w as a non b us ines s day.

Eq u it y Ho ld in g s 7 ,7 8 0 .1 8 2 3 .6 6 %Bharti T elev entures L td Telecom S erv ices 7 0 7 .0 7 2.15%ICICI Bank L td Banks 3 83 .0 0 1.16 %T rent L td Retailing 3 57 .10 1.0 8%ICI India L td Consumer N on-D urab le 3 3 8.59 1.0 3 %Godrej Consumer P roducts L td Consumer N on-D urab le 3 28.29 1.0 0 %Tata Consultancy S erv ices L td S oftw are 3 0 4.28 0 .92%H ero H onda L td Auto 3 0 2.7 0 0 .92%E x ide Indus tries L td Auto Ancillaries 3 0 2.21 0 .92%Chettinad Cements L td Cement 292.6 5 0 .89%Marico Indus tries L td Consumer N on-D urab le 292.53 0 .89%Bharat H eav y E lectricals L td Indus trial Capital Goods 26 8.81 0 .82%Glax o S mothkline P harma L td P harmaceuticals 255.45 0 .7 8%P antaloon Retail (India) L td Retailing 245.7 5 0 .7 5%S hoppers ' S top L td Retailing 215.22 0 .6 5%P idilite Indus tries L td Consumer N on-D urab le 213 .29 0 .6 5%Av entis P harma L td P harmaceuticals 192.6 2 0 .59%Mahindra & Mahindra L td Auto 186 .59 0 .57 %Geometric S oftw are S olutions L td S oftw are 16 5.84 0 .50 %Cadila H ealthcare L td P harmaceuticals 16 1.6 3 0 .49%V imta L ab s L td H ealthcare S erv ices 155.94 0 .47 %Blue S tar L td Consumer D urab les 151.58 0 .46 %Bajaj Auto L td Auto 151.18 0 .46 %S ub ros L td Auto Ancillaries 144.42 0 .44%Indian O v erseas Bank L td Banks 142.80 0 .43 %T inplate Company of India L td Ferrous Metals 13 9.6 3 0 .42%H indalco Indus tries L td N on-Ferrous Metals 13 6 .7 2 0 .42%Bank of Baroda L td Banks 13 0 .81 0 .40 %Gras im Indus tries L td Cement 123 .44 0 .3 8%K otak Mahindra Bank L td Banks 117 .6 1 0 .3 6 %Cipla L td P harmaceuticals 10 8.0 0 0 .3 3 %Century T ex tiles & Indus tries L td Cement 10 7 .3 3 0 .3 3 %S hree Cement L td Cement 10 2.0 6 0 .3 1%U nion Bank of India L td Banks 97 .48 0 .3 0 %Radico K haitan L td Consumer N on-D urab le 97 .10 0 .3 0 %Indo T ech T rans formers L td Indus trial Capital Goods 92.26 0 .28%Alemb ic L td P harmaceuticals 89.6 4 0 .27 %D eccan Chronicle H olding s L td Media & E ntertainment 6 7 .45 0 .20 %Containers Corporation of India L td T ransportation 3 0 .53 0 .0 9%N ational Aluminium Company L td N on-Ferrous Metals 28.6 6 0 .0 9%S unil H itech E ng ineers L td Cons truction 27 .7 8 0 .0 8%P lethico P harmaceuticals L td P harmaceuticals 15.6 1 0 .0 5%P atel E ng ineering L td Cons truction 8.53 0 .0 3 %De b t Ho ld in g s 2 5 ,0 8 3 .7 4 7 6 .2 1 %P SU/P F I B o n d s 2 ,8 6 5 .8 5 8 .7 1 %Indian Railw ay Finance Corporation AAA 1,43 3 .56 4.3 6 %Infras tructure D ev elopment Finance Corporation AAA 1,43 2.29 4.3 5%P r iv a t e C o r p o r a t e Se c u r it ie s 7 ,7 2 9 .9 7 2 3 .4 8 %

• Reliance Indus tries L td AAA 1,96 0 .29 5.96 %• P T C U BL T rus t Indus Ind Bank AAA(S O ) 1,911.85 5.81%

H indalco Indus tries L td AAA 1,0 80 .6 7 3 .28%U ltratech Cement Company L td AA+ 194.94 0 .59%Gras im Indus tries L td AAA 98.23 0 .3 0 %K otak Mahindra P rimus L td AA 80 4.53 2.44%P T C IBL T rus t Indus Ind Bank AAA(S O ) 6 42.59 1.95%P T C RP S T ata T eleserv ices AAA(S O ) 552.3 8 1.6 8%S undaram Finance L td AAA 484.49 1.47 %G o v e r n m e n t Se c u r it ie s 2 ,4 5 7 .5 0 7 .4 7 %

• 6 .6 5% GO I 20 0 9 S ov ereig n 2,457 .50 7 .47 %C P s a n d C Ds 6 ,3 6 5 .9 7 1 9 .3 4 %

• H D FC Bank - CD P 1+ 3 ,90 4.29 11.86 %U T I Bank L td - CD P 1+ 986 .19 3 .0 0 %S tate Bank of Bikaner & Jaipur - CD P 1+ 982.29 2.98%P unjab N ational Bank - CD P 1+ 493 .20 1.50 %Te r m De p o s it s 5 ,5 5 8 .0 0 1 6 .8 9 %

• Citib ank 5,0 0 0 .0 0 15.19%ICICI Bank 558.0 0 1.7 0 %C a s h , C a ll, C B LO & R e v e r s e R e p o 1 0 6 .4 5 0 .3 2 %Ot h e r C u r r e n t A s s e t s 4 9 .0 2 0 .1 3 %To t a l Ne t A s s e t s 3 2 ,9 1 2 .9 4 1 0 0 .0 0 %

• Top Fiv e H olding s

P o rtfo lio

C o m p a n y /Is s u e r Se c to r/R a tin g M k t Va lu e (Rs . L akh) % t o NA V

M a t u r it y P ro f ile (a s % o f d e b t h o ld in g s )


Sty le B o x :

P as t performance may or may not b e sus tained in future. As sume Rs . 10 0 0 inv es ted ev ery month.

E q uityD eb t

16.32%11.20 %

10 .5 8 %10 .5 2%

9 .0 9 %8 .23%8 .0 4 %

6.0 4 %5 .7 4 %

4 .65 %2.13%2.0 0 %1.9 5 %1.7 9 %

0 .8 7 %0 .4 7 %0 .39 %

0 .0 0 % 5 .0 0 % 10 .0 0 % 15 .0 0 % 20 .0 0 %

C o n s u m e r N o n -D u ra b leB a n k s

P h a rm a c e u tic a lsR e ta ilin g

T e le c o m S e rv ic e sA u to

C e m e n tS o ftw a re

A u to A n c illa rie sIn d u s tria l C a p ita l

N o n -F e rro u s M e ta lsH e a lth c a re S e rv ic e sC o n s u m e r D u ra b le s

F e rro u s M e ta lsM e d ia & E n te rta in m e n t

C o n s tru c tio nT ra n s p o rta tio n

R s 130 0 0 .0 1

R s 1128 1.62

9 ,4 4 4

9 ,9 4 4

10 ,4 4 4

10 ,9 4 4

11,4 4 411,9 4 4

12,4 4 4

12,9 4 4

13,4 4 4

13,9 4 4

Apr

-04

Jun-

04

Aug

-04

Oct

-04

Dec

-04

Feb-

05

Apr

-05

Jun-

05

Aug

-05

Oct

-05

Dec

-05

Feb-

06

Apr

-06

Jun-

06

P ru IC IC I In c o m e M u ltip lie r C ris il M IP B le n d e d in d e x

3.8 6%

16.29 %

12.28 %

2.7 3%

8 .27 %

5 .9 4 %

0 .0 0 %

2.0 0 %

4 .0 0 %

6.0 0 %

8 .0 0 %

10 .0 0 %

12.0 0 %

14 .0 0 %

16.0 0 %

18 .0 0 %


P ru IC IC I In c o m e M u ltip lie r C ris il M IP B le n d e d in d e x

AAA and E q u iv ale nt6 3 .5 1 %

C all,C u rre ntAs s e ts ,B ankD e p o s its and R e v e rs e R e p o s

2 2 .7 3 %

AA and E q u iv ale nt

3 .9 8 %

S o v e re ig nS e c u ritie s

9 .7 8 %

* P ertains to the eq uity pos itions only.

22

57.95%

2 7.95%

1 6 .4 5%

0 .4 2 %

-2 .77%

-2 0 .0 0 % 0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 6 0 .0 0 % 8 0 .0 0 %

< 1 8 2 d a y s

1 -3 y e a rs

1 8 2 d a y s - 1 y e a r

3 -5 y e a rs


Sector Allocation* (as % of equity portfolio)

SIP R eturns As on 3 0 June, 2 0 0 6


1 Y e a r S IP 29 -Ju l-0 5 1 2,0 0 0 .0 0 3 7 8 .28 1 2,3 24 .3 6 5 .9 7 %3 Y e a r S IP 3 1 -Ju l-0 3 3 6 ,0 0 0 .0 0 1 ,5 9 9 .9 9 5 2,1 27 .6 7 27 .0 2%S in c e In c e p tio n 3 1 -A u g -0 1 5 9 ,0 0 0 .0 0 3 ,7 3 2.4 5 1 21 ,6 0 3 .22 3 0 .9 2%

F ig ures as on 3 1 st Aug , 2 0 0 4F ig ures as on 3 1 st Aug , 2 0 0 4

P ruIC IC I C h ild C are P lan (G ift)W H Y SH O U L D O N E IN V E ST ?

F or your ch ild b etw een 1 -1 3 years and seek ing to sav e ov er a long term h oriz on

Snapsh ot:

Fund Managers: E q uity : Jignesh ShahD eb t : P ank aj K aji

Indic ativ e Inv estm ent H o riz o n: 6 -1 7 y rsInc ep tio n date: 3 1 -0 8 -2 0 0 1Fund S iz e: R s. 7 6 .6 8 c ro resN A V (A s o n 3 0 -June-0 6 ): R s. 3 2 .5 8* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 2 .0 0 %* * T his is a c lo se ap p ro x im atio n o f the nu m b er.

E quity H old ing s 4 ,9 5 5 .2 1 6 4 .6 3 %• R e lia n c e In d u s trie s L td P e tro le u m P ro d u c ts 3 21 .0 3 4 .1 9 %

S te rlite In d u s trie s (In d ia ) L td N o n -F e rro u s M e ta ls 26 6 .6 9 3 .4 8 %T h e rm a x L td In d u s tria l C a p ita l G o o d s 23 7 .1 5 3 .0 9 %S in te x In d u s trie s L td In d u s tria l P ro d u c ts 23 4 .5 9 3 .0 6 %M a h in d ra & M a h in d ra L td A u to 226 .4 1 2.9 5 %B h a ra t E a rth M o v e rs L td In d u s tria l C a p ita l G o o d s 1 9 7 .9 4 2.5 8 %N o id a T o ll B rid g e C o . L td T ra n s p o rta tio n 1 8 9 .7 7 2.4 7 %A IA E n g in e e rin g L td In d u s tria l P ro d u c ts 1 8 6 .8 1 2.4 4 %M a s te k L td S o ftw a re 1 7 5 .9 6 2.29 %G a te w a y D is trip a rk s L td T ra n s p o rta tio n 1 7 1 .26 2.23 %S ie m e n s In d ia L td In d u s tria l C a p ita l G o o d s 1 6 7 .0 1 2.1 8 %S u n d a ra m C la y to n L td A u to A n c illa rie s 1 6 4 .4 3 2.1 4 %O rie n t P a p e r & In d u s trie s L td C e m e n t 1 6 4 .1 2 2.1 4 %B h a ra t E le c to n ic s L td In d u s tria l C a p ita l G o o d s 1 6 0 .6 5 2.1 0 %L a rs e n & T o u b ro L td In d u s tria l C a p ita l G o o d s 1 5 6 .9 4 2.0 5 %O C L In d ia L td C e m e n t 1 5 0 .6 9 1 .9 7 %S ta te B a n k o f In d ia L td B a n k s 1 4 5 .5 5 1 .9 0 %B a ja j H in d u s ta n L td C o n s u m e r N o n -D u ra b le 1 4 1 .7 7 1 .8 5 %H in d a lc o In d u s trie s L td N o n -F e rro u s M e ta ls 1 3 8 .0 2 1 .8 0 %In d ia In fo lin e L td F in a n c e 1 3 7 .7 0 1 .8 0 %IT C L td C o n s u m e r N o n -D u ra b le 1 23 .6 1 1 .6 1 %C o n ta in e rs C o rp o ra tio n o f In d ia L td T ra n s p o rta tio n 1 23 .0 4 1 .6 0 %B a lra m p u r C h in i M ills L td C o n s u m e r N o n -D u ra b le 1 1 9 .8 0 1 .5 6 %R ic o A u to In d u s trie s L td A u to A n c illa rie s 9 6 .7 8 1 .26 %D iv is L a b o ra to rie s L td P h a rm a c e u tic a ls 9 5 .27 1 .24 %IT D C e m e n ta tio n In d ia L td C o n s tru c tio n 7 7 .8 8 1 .0 2%R a m c o In d u s trie s L td C e m e n t 7 6 .5 0 1 .0 0 %A m te k A u to L td A u to A n c illa rie s 5 9 .1 7 0 .7 7 %U tta m S u g a r M ills L td C o n s u m e r N o n -D u ra b le 5 5 .4 6 0 .7 2%N a v B h a ra t F e rro A llo y s L td N o n -F e rro u s M e ta ls 4 8 .5 6 0 .6 3 %S u n il H ite c h E n g in e e rs L td C o n s tru c tio n 4 6 .3 1 0 .6 0 %R e lia n c e C o m m u n ic a tio n s V e n tu re s L td T e le c o m S e rv ic e s 4 5 .0 5 0 .5 9 %A g ro D u tc h In d u s trie s L td C o n s u m e r N o n -D u ra b le 4 0 .4 4 0 .5 3 %P a te l E n g in e e rin g L td C o n s tru c tio n 3 8 .1 5 0 .5 0 %F in a n c ia l T e c h n o lo g ie s L td S o ftw a re 3 3 .5 5 0 .4 4 %W y e th L e d e rle L td P h a rm a c e u tic a ls 3 2.1 0 0 .4 2%In d o T e c h T ra n s fo rm e rs L td In d u s tria l C a p ita l G o o d s 28 .0 5 0 .3 7 %P re c o t M ills L td T e x tile s - C o tto n 22.8 6 0 .3 0 %V is a S te e l L td F e rro u s M e ta ls 20 .7 4 0 .27 %A u to m o b ile C o rp o ra tio n o f G o a L td A u to A n c illa rie s 1 4 .9 8 0 .20 %U n io n B a n k o f In d ia L td B a n k s 7 .7 2 0 .1 0 %P le th ic o P h a rm a c e u tic a ls L td P h a rm a c e u tic a ls 5 .1 6 0 .0 7 %R e lia n c e E n e rg y V e n tu re s L td P o w e r 4 .7 7 0 .0 6 %S o la r E x p lo s iv e s L td In d u s tria l P ro d u c ts 4 .6 3 0 .0 6 %R e lia n c e N a tu ra l R e s o u rc e s L td G a s 0 .1 4 0 .0 0 %D eb t H old ing s 2 ,7 8 7 .9 3 3 6 .3 6 %P SU / P F I B ond s 2 8 6 .7 1 3 .7 4 %

• In d ia n R a ilw a y F in a n c e C o rp o ra tio n A A A 28 6 .7 1 3 .7 4 %P riv ate C orporate Securities 1 ,2 3 2 .6 2 1 6 .0 7 %

• M a h in d ra & M a h in d ra F in a n c ia l S e rv ic e s L td A A + 29 7 .3 4 3 .8 8 %• R e lia n c e In d u s trie s L td A A A 29 6 .1 2 3 .8 6 %• P T C IB L T ru s t In d u s In d B a n k A A A (S O ) 27 5 .3 9 3 .5 9 %

A B N A m ro B a n k L td A A A 20 3 .4 6 2.6 5 %T ita n In d u s trie s L td A 1 1 .3 2 0 .1 5 %K o ta k M a h in d ra P rim u s L td A A 1 4 8 .9 9 1 .9 4 %C P s and C D s 1 9 2 .9 0 2 .5 2 %S ta n d a rd C h a rte re d In v e s tm e n t & L o a n (In d ia ) L td -C P P 1 + 1 9 2.9 0 2.5 2%T erm D eposits 2 0 0 .0 0 2 .6 1 %IC IC I B a n k 20 0 .0 0 2.6 1 %C ash , C all, C B L O & R ev erse R epo 8 7 5 .7 0 1 1 .4 2 %O th er C urrent Assets (7 5 .1 1 ) - 0 .9 9 %

T otal N et Assets 7 ,6 6 8 .0 3 1 0 0 .0 0 %


R s. 1 0 0 0 0 inv ested at inception*: C C P - G ift V s C risil B alanced F undI n d e x

* B e n c h m a r k s t a r t d a t e - 3 1 .0 3 .20 0 2. C A G R – C C P - G if t : 28 .3 5 % ;B e n c h m a rk : 1 8 .8 8 % . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d infu tu re .

P ortfolio

C om pany/Issuer Sector/R ating M k t V alue (R s . L a k h ) % to N AV


Q uantitativ e Ind icators – D eb t C om ponent Q uantitativ e Ind icators – E quity C om ponent

A v e ra g e M a tu rity : 0 .7 0 y e a rM o d ifie d D u ra tio n : 0 .6 4 y e a rY ie ld T o M a tu rity : 7 .0 9 %

A v e ra g e P /E : 1 7 .8 1A v e ra g e P /B V : 3 .7 1A v e ra g e D iv id e n d Y ie ld : 0 .8 3

A n n u a l P o rtfo lio T u r n o v e r R a tio : 0 .7 7 tim e s% U n lis te d B o n d s : 8 .6 2%

Style B ox

M aturity P rofile (as % of d eb t h old ing )

R ating P rofile (as % of d eb t h old ing )

P erform ance R ecord *- C um ulativ e O ption

* R e tu r n s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C ris ilB a la n c e d F u n d In d e x a n d s ta rt d a te - 3 1 .0 3 .20 0 2. F o r c o m p u ta tio n o f re -tu r n s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a yo r m a y n o t b e s u s ta in e d in fu tu re . 3 1 -D e c -20 0 5 w a s a n o n b u s in e s s d a y.

P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A s s u m e R s . 1 0 0 0 in v e s te d e v e ry m o n th . T h eh ig h le v e l o f re tu rn s c o m e fro m th e sh a rp a p p re c ia tio n in m a rk e t, in th e y e a r 20 0 3 .

D e b t E q u ity

1 9.1 3 %9.77%9.71 %

9.1 5%8 .59%

7.8 9%6 .76 %6 .4 8 %

4 .57%4 .2 3 %

3 .2 7%3 .1 0 %2 .78 %2 .6 7%

0 .91 %0 .4 6 %0 .4 2 %

0 .1 0 %

0 .0 0 % 5.0 0 % 1 0 .0 0 % 1 5.0 0 % 2 0 .0 0 % 2 5.0 0 %

In d u s tria l C a p ita l G o o d sT ra n s p o rta tio n

C o n s u m e r N o n -D u ra b leN o n -F e rro u s M e ta lsIn d u s tria l P ro d u c ts

C e m e n tA u to A n c illa rie s

P e tro le u m P ro d u c tsA u to

S o ftw a reC o n s tru c tio n

B a n k sF in a n c e

P h a rm a c e u tic a lsT e le c o m S e rv ic e sT e x tile s - C o tto n

F e rro u s M e ta lsP o w e r

R s 2 8 8 57.4 0

R s 2 0 8 4 0 .4 2

8 ,98 6

1 3 ,98 6

1 8 ,98 6

2 3 ,98 6

2 8 ,98 6

3 3 ,98 6

3 8 ,98 6

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I C h ild C a re G ift C ris il B a la n c e d F u n d In d e x

2 .2 6 %

3 0 .6 9%

3 6 .3 9%

2 7.6 8 %

7.1 4 %

2 5.2 1 % 2 5.3 8 %

0 .0 0 %

5.0 0 %

1 0 .0 0 %

1 5.0 0 %

2 0 .0 0 %

2 5.0 0 %

3 0 .0 0 %

3 5.0 0 %

4 0 .0 0 %


P ru IC IC I C h ild C a re G ift C ris il B a la n c e d F u n d In d e x

A A a n d E q u iv a le n t1 6 .4 5%

A A A a n d E q u iv a le n t4 6 .2 5%

A a n d E q u iv a le n t

0 .4 2 %

C a ll,C u rre n tA s s e ts ,B a n kD e p o s its a n d R e v e rs e R e p o s

3 6 .8 8 %

F und M anag er C om m ent

T h e �e x te n d in g b e y o n d th e re d p o rtio n re p re s e n ts th e m a rg in a l c h a n g e in th e s ty le o f th e p o rtfo lio .

E q u ity a llo c a tio n to la rg e c a p s to c k s h a s b e e n in c re a s e d to p ro te c t c a p ita l a t c u rre n t v a lu a tio n s .

* P e rta in s to th e e q u ity p o s itio n s o n ly.

23

73.79%

1 3.4 4 %

1 1 .8 9%

1 .71 %

-0 .8 4 %

-2 0 .0 0 % 0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 6 0 .0 0 % 8 0 .0 0 %

< 1 8 2 d a y s

1 -3 y e a rs

1 8 2 d a y s - 1 y e a r

3-5 y e a rs


P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A s s u m e R s . 1 0 0 0 in v e s te d e v e ry m o n th .

SIP Returns A s o n 3 0 June, 2 0 0 6


1 Y e a r S IP 29 -Ju l-0 5 1 2,0 0 0 .0 0 6 9 7 .4 3 1 2,4 4 6 .27 8 .24 %

3 Y e a r S IP 31 -Ju l-0 3 36 ,0 0 0 .0 0 2,39 0 .1 3 4 2,6 5 4 .0 2 1 1 .9 7 %

S in c e In c e p tio n 31 -A u g -0 1 5 9 ,0 0 0 .0 0 4 ,4 9 4 .30 8 0 ,20 4 .8 3 1 2.8 6 %

Q ua ntita tiv e Ind ic a to rs – E q uity C o m p o nent

A v e ra g e P /E : 1 8 .7 1A v e ra g e P /B V : 3.7 1A v e ra g e D iv id e n d Y ie ld : 1 .0 0

A n n u a l P o rtfo lio T u rn o v e r R a tio : 0 .4 0 tim e s

Q ua ntita tiv e Ind ic a to rs – D eb t C o m p o nent

A v e ra g e M a tu rity : 0 .5 1 y e a rM o d ifie d D u ra tio n : 0 .4 7 y e a rY ie ld T o M a tu rity : 6 .8 0 %% U n lis te d B o n d s : 1 4 .4 4 %

Ra ting Pro f ile (a s % o f d eb t h o ld ing )

M a turity Pro f ile (a s % o f d eb t h o ld ing )

PruIC IC I C h ild C a re Pla n (Stud y )

Sna p sh o t:

Fund Managers: E q uity : Jignesh ShahD eb t : P ank aj K aji

Indic ativ e Inv estm ent H o riz o n: 3 -5 y rsInc ep tio n date: 3 1 -0 8 -2 0 0 1Fund S iz e: R s. 2 7 .3 4 c ro resN A V (A s o n 3 0 -June-0 6 ): R s. 1 7 .8 4 5 9* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 1 .5 0 %* * T his is a c lo se ap p ro x im atio n o f the nu m b er.

W H Y SH O U L D O N E IN V E ST ?F o r y o ur c h ild b etw een 1 3 -1 7 y ea rs a nd o n th e th resh o ld o f h ig h er stud ies

Perf o rm a nc e Rec o rd * - G ro w th O p tio n

* R e tu r n s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C ris il M IPB le n d e d In d e x a n d s ta rt d a te - 31 .0 3.20 0 2. F o r c o m p u ta tio n o f re tu rn s th ea llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o tb e s u s ta in e d in fu tu re . 31 -D e c -20 0 5 w a s a n o n b u s in e s s d a y.

E q uity H o ld ing s 5 6 5 .0 8 2 0 .6 6 %

V is a S te e l L td F e rro u s M e ta ls 3.0 5 0 .1 1 %

U tta m S u g a r M ills L td C o n s u m e r N o n -D u ra b le 25 .4 2 0 .9 3%

U n io n B a n k o f In d ia L td B a n k s 2.8 2 0 .1 0 %

S u n il H ite c h E n g in e e rs L td C o n s tru c tio n 1 8 .5 2 0 .6 8 %

S o la r E x p lo s iv e s L td In d u s tria l P ro d u c ts 1 .6 2 0 .0 6 %

R e lia n c e In d u s trie s L td P e tro le u m P ro d u c ts 4 7 .4 0 1 .7 3%

R e lia n c e C o m m u n ic a tio n s V e n tu re s L td T e le c o m S e rv ic e s 4 .9 8 0 .1 8 %

P re c o t M ills L td T e x tile s - C o tto n 1 4 .29 0 .5 2%

P o k a r n a L td C e m e n t 4 .30 0 .1 6 %

P le th ic o P h a rm a c e u tic a ls L td P h a rm a c e u tic a ls 1 .7 0 0 .0 6 %

P a te l E n g in e e rin g L td C o n s tru c tio n 0 .8 7 0 .0 3%

N o id a T o ll B rid g e C o . L td T ra n s p o rta tio n 5 8 .20 2.1 3%

N a v B h a ra t F e rro A llo y s L td N o n -F e rro u s M e ta ls 9 2.5 1 3.38 %

M a s te k L td S o ftw a re 5 1 .29 1 .8 8 %

L a rs e n & T o u b ro L td In d u s tria l C a p ita l G o o d s 33.6 3 1 .23%

IT D C e m e n ta tio n In d ia L td C o n s tru c tio n 4 1 .9 3 1 .5 3%

In d o T e c h T ra n s fo rm e rs L td In d u s tria l C a p ita l G o o d s 9 .8 3 0 .36 %

B lu e S ta r L td C o n s u m e r D u ra b le s 8 0 .9 8 2.9 6 %

B a ja j H in d u s ta n L td C o n s u m e r N o n -D u ra b le 4 3.1 9 1 .5 8 %

A u to m o b ile C o rp o ra tio n o f G o a L td A u to A n c illa rie s 1 1 .9 5 0 .4 4 %

A IA E n g in e e rin g L td In d u s tria l P ro d u c ts 1 6 .6 0 0 .6 1 %

D eb t H o ld ing s 2 ,1 8 7 .3 1 8 0 .0 0 %

PSU /PF I B o nd s 6 9 8 .9 6 2 5 .5 7 %

• In d ia n R a ilw a y F in a n c e C o rp o ra tio n A A A 29 5 .8 4 1 0 .8 2%

• K o n k a n R a ilw a y C o rp o ra tio n L td A A A 20 1 .9 5 7 .39 %

• B h a ra t H e a v y E le c tric a ls L td A A A 20 1 .1 7 7 .36 %

Priv a te C o rp o ra te Sec urities 5 9 0 .8 9 2 1 .6 1 %

• R e lia n c e In d u s trie s L td A A A 1 9 6 .0 3 7 .1 7 %

K o ta k M a h in d ra P rim u s L td A A 1 29 .1 2 4 .7 2%

M a h in d ra & M a h in d ra F in a n c ia l S e rv ic e s L td A A + 1 28 .8 5 4 .7 1 %

C itiF in a n c ia l C o n s u m e r F in a n c e In d ia L td A A A 9 9 .8 3 3.6 5 %

T re n t L td A A - 37 .0 6 1 .36 %

C Ps a nd C D s 3 0 8 .4 3 1 1 .2 8 %

• S ta te B a n k o f B ik a n e r & Ja ip u r - C D P 1 + 21 8 .6 0 7 .9 9 %

IN G V y s y a B a n k - C D P 1 + 8 9 .8 3 3.29 %

C a sh , C a ll, C B L O & Rev erse Rep o 5 8 9 .0 3 2 1 .5 4 %

O th er C urrent A ssets (1 8 .1 3 ) - 0 .6 6 %

T o ta l N et A ssets 2 ,7 3 4 .2 6 1 0 0 .0 0 %


Po rtfo lio

C o m p a ny /Issuer Sec to r/Ra ting M k t V a lue (R s . L a k h ) % to N A V

F ig ures a s o n 3 0 -June, 2 0 0 6

Sty le B o x :

Rs. 1 0 0 0 0 inv ested a t inc ep tio n* : C C P - Stud y V s C risil M IP B lend edI n d e x

* B e n c h m a rk s ta rt d a te - 31 .0 3.20 0 2.C A G R – C C P - S tu d y : 1 2.29 % ; B e n c h m a rk : 8 .9 1 % .P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

D e b t E q u ity

R s 1 6 35 7.38

R s 1 4 36 8 .8 4

9,72 1

1 0 ,72 1

1 1 ,72 1

1 2 ,72 1

1 3,72 1

1 4 ,72 1

1 5 ,72 1

1 6 ,72 1

1 7,72 1

1 8 ,72 1

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I C h ild C a re S tu d y C ris il M IP B le n d e d in d e x

4 .1 3%

1 7.0 9%

1 3.5 7% 1 2 .73%

2 .73%

8 .2 7% 8 .5 3%

0 .0 0 %2 .0 0 %4 .0 0 %6 .0 0 %8 .0 0 %

1 0 .0 0 %1 2 .0 0 %1 4 .0 0 %1 6 .0 0 %1 8 .0 0 %


P ru IC IC I C h ild C a re S tu d y C ris il M IP B le n d e d in d e x

A A a n d

E q u iv a le n t

1 3.6 0 %

C a ll,C u rre n t

A s s e ts ,B a n k

D e p o s its a n d

R e v e rs e R e p o s

2 6 .32 %

A A A a n d

E q u iv a le n t

6 0 .0 8 %

24

INVESTMENT HORIZON • Q u a r te rly • H a lf Y e a rly • Y e a rly

P r u IC IC I F ix e d Ma tu r it y P la nW HY SHOU L D ONE INVEST?

Th o s e w h o h a v e a f ix e d in v e s t m e n t h o r iz o n f o ra p p r o x im a t e ly 9 0 d a y s , 1 8 2 d a y s a n d 3 7 9 d a y s


Fund Managers : Chaitanya Pande

Fund Size R s . 1 ,9 7 2 .7 5 C r o res

P r u IC IC I FM P Ser. 2 8 - 1 6 M t h s P la n

P r iv a te C o r p o r a te Sec ur it ies 1 3 ,2 2 7 .7 8 9 5 .7 5 %

Kotak Mahindra Prim u s L td A A 2 ,6 6 7 .5 3 1 9 .3 1 %

Mahindra & Mahindra F inanc ial S e rv ic e s L td A A + 2 ,6 4 6 .3 7 1 9 .1 6 %

G E C ap ital S e rv ic e s India L td A A A 1 ,9 0 6 .9 7 1 3 .8 0 %

H indalc o Indu s trie s L td A A A 1 ,8 6 6 .6 2 1 3 .5 1 %

G ras im Indu s trie s L td A A A 1 ,8 6 6 .2 8 1 3 .5 1 %

G E C ou ntry w ide F inac ial S e rv ic e s L td A A A 1 ,2 9 3 .8 7 9 .3 7 %

R e lianc e Indu s trie s L td A A A 9 8 0 .1 4 7 .0 9 %

C P s a nd C D s 1 0 6 .1 0 0 .7 7 %

S tandard C harte re d Inv e s tm e nt & L oan(India) L td-C P P1 + 1 0 6 .1 0 0 .7 7 %

C a s h , C a ll, C B L O & R ev er s e R ep o 1 1 2 .5 5 0 .8 1 %

O t h er C ur rent A s s et s 3 6 8 .6 6 2 .6 7 %

T o t a l N et A s s et s 1 3 ,8 1 5 .0 9 1 0 0 .0 0 %

P ru IC IC I FM P Y ea r ly 5

C P s a nd C D s 5 ,6 6 4 .7 4 9 9 .5 5 %A m e ric an E x p re s s B ank L td - C D P1 + 1 ,1 4 0 .1 2 2 0 .0 4 %

U C O B ank - C D P1 + 1 ,1 3 9 .2 5 2 0 .0 2 %

Kotak Mahindra B ank L td - C D P1 + 1 ,1 3 9 .1 7 2 0 .0 2 %G E C ap ital S e rv ic e s India L td - C P P1 + 9 4 1 .2 7 1 6 .5 4 %

Indu s trial D e v e lop m e nt B ank of India L td - C D P1 + 9 2 9 .5 0 1 6 .3 4 %

S tate B ank of S au rashtra L td - C D P1 + 3 2 8 .5 2 5 .7 7 %S tate B ank of Indore L td - C D P1 + 4 6 .9 1 0 .8 2 %

C a s h , C a ll, C B L O & R ev er s e R ep o 1 1 .5 9 0 .2 0 %

O t h er C ur rent A s s et s 1 3 .3 9 0 .2 5 %

T o t a l N et A s s et s 5 ,6 8 9 .7 2 1 0 0 .0 0 %

P ru IC IC I FM P 2 8 - 1 3 M t h s P la n

P SU / P FI B o nds 1 ,0 3 4 .4 2 1 .5 0 %

N ab ard A A A 1 ,0 3 4 .4 2 1 .5 0 %

P r iv a te C o r p o r a te Sec ur it ies 1 4 ,3 9 9 .5 1 2 0 .9 5 %

Kotak Mahindra Prim u s L td A A + 1 0 ,0 0 0 .0 0 1 4 .5 4 %

Mahindra & Mahindra F inanc ial S e rv ic e s L td A A + 3 ,2 0 9 .2 2 4 .6 7 %

G E C ap ital S e rv ic e s India L td A A A 6 0 2 .2 0 0 .8 8 %

R e lianc e Indu s trie s L td A A A 5 8 8 .0 9 0 .8 6 %

C P s a nd C D s 2 3 ,6 5 9 .8 4 3 4 .4 1 %

A llahab ad B ank L td - C D P1 + 1 4 ,1 1 5 .9 5 2 0 .5 3 %

Jam m u & Kashm ir B ank L td - C D P1 + 9 ,4 1 2 .0 8 1 3 .6 9 %

U C O B ank - C D P1 + 1 3 1 .8 1 0 .1 9 %

T er m D ep o s it s 2 8 ,4 5 0 .0 0 4 1 .3 7 %

IC IC I B ank 1 3 ,4 5 0 .0 0 1 9 .5 6 %

U nion B ank of India 1 0 ,0 0 0 .0 0 1 4 .5 4 %

O rie ntal B ank of C om m e rc e 5 ,0 0 0 .0 0 7 .2 7 %

O t h er C ur rent A s s et s 1 ,2 1 6 .2 8 1 .7 7 %

T o t a l N et A s s et s 6 8 ,7 6 0 .0 5 1 0 0 .0 0 %

P ru IC IC I FM P 3 1 - 4 M t h s P la n

P r iv a te C o r p o r a te Sec ur it ies 9 9 6 .3 0 2 7 .2 0 %

H indalc o Indu s trie s L td A A A 5 0 0 .3 5 1 3 .6 6 %

C itic orp Maru ti F inanc e L td A A A 4 9 5 .9 5 1 3 .5 4 %

C P s a nd C D s 1 ,1 6 7 .9 7 3 1 .9 0 %

Kotak Mahindra B ank L td - C D P1 + 6 9 8 .9 2 1 9 .0 9 %

U C O B ank - C D P1 + 4 6 9 .0 5 1 2 .8 1 %

T er m D ep o s it s 1 ,4 0 0 .0 0 3 8 .2 2 %

S tate B ank of Patiala 7 0 0 .0 0 1 9 .1 1 %

IC IC I B ank 7 0 0 .0 0 1 9 .1 1 %

C a s h , C a ll, C B L O & R ev er s e R ep o 7 .0 0 0 .1 9 %


T o t a l N et A s s et s 3 ,6 6 2 .0 5 1 0 0 .0 0 %

P r u IC IC I FM P Y ea r ly 2 5 -1 5 m o nt h o p t io n

P SU / P FI B o nds 6 ,9 5 5 .3 5 2 7 .0 6 %

E x p ort Im p ort B ank of India L td A A A 2 ,9 6 3 .8 1 1 1 .5 3 %N ab ard A A A 2 ,9 0 6 .2 2 1 1 .3 1 %

Infrastru c tu re D e v e lop m e nt F inanc e C orp oration A A A 9 8 4 .7 4 3 .8 3 %

Indian R ailw ay F inanc e C orp oration A A A 1 0 0 .5 8 0 .3 9 %P r iv a te C o r p o r a te Sec ur it ies 1 6 ,4 6 5 .1 6 6 4 .0 6 %

Kotak Mahindra Prim u s L td A A 3 ,7 1 3 .8 2 1 4 .4 5 %

G E C ou ntry w ide F inac ial S e rv ic e s L td A A A 3 ,6 8 2 .5 6 1 4 .3 3 %Mahindra & Mahindra F inanc ial S e rv ic e s L td A A + 3 ,6 1 9 .6 5 1 4 .0 8 %

H indalc o Indu s trie s L td A A A 2 ,9 7 4 .5 5 1 1 .5 7 %

C itiF inanc ial R e tail S e rv ic e s India L td A A A 2 ,4 7 4 .5 8 9 .6 3 %C P s a nd C D s 8 4 9 .1 9 3 .3 0 %

H D F C B ank - C D P1 + 4 1 6 .8 6 1 .6 2 %

A m e ric an E x p re s s B ank L td - C D P1 + 1 8 8 .4 5 0 .7 3 %S tandard C harte re d Inv e s tm e nt & L oan(India) L td-C P P1 + 1 5 9 .1 4 0 .6 2 %

U C O B ank - C D P1 + 8 4 .7 4 0 .3 3 %

T er m D ep o s it s 6 5 0 .0 0 2 .5 3 %IC IC I B ank 6 5 0 .0 0 2 .5 3 %


T o t a l N et A s s et s 2 5 ,7 0 1 .1 8 1 0 0 .0 0 %

P ru IC IC I FM P Y ea r ly 2 5 Ser ies

P r iv a te C o r p o r a te Sec ur it ies 2 ,3 0 0 .0 0 1 4 .3 3 %

G lob al T rade F inanc e L td P1 + 2 ,3 0 0 .0 0 1 4 .3 3 %

C P s a nd C D s 7 ,4 4 5 .3 6 4 6 .4 0 %

L ars e n & Tou b ro L td - C P P1 + 2 ,4 9 1 .2 3 1 5 .5 2 %

U C O B ank - C D P1 + 2 ,4 6 4 .7 2 1 5 .3 6 %

B ajaj A u to L td - C P P1 + 1 ,9 9 1 .1 0 1 2 .4 1 %

H D F C B ank L td - C P P1 + 4 9 8 .3 1 3 .1 1 %

T er m D ep o s it s 6 ,2 0 0 .0 0 3 8 .6 4 %

Jam m u & Kashm ir B ank 3 ,1 0 0 .0 0 1 9 .3 2 %

IC IC I B ank 3 ,1 0 0 .0 0 1 9 .3 2 %


T o t a l N et A s s et s 1 6 ,0 4 7 .3 1 1 0 0 .0 0 %

P ruIC IC I FM P 3 2 -3 M o nt h s P la n

P r iv a te C o r p o r a te Sec ur it ies 9 ,5 0 0 .0 0 1 8 .0 6 %

B ajaj H indu s tan L im ite d F 1 + 7 ,5 0 0 .0 0 1 4 .2 6 %

H indu s tan N ational G las s & Indu s trie s L td PR 1 + 2 ,0 0 0 .0 0 3 .8 0 %

C P s a nd C D s 1 0 ,5 4 8 .6 4 2 0 .0 6 %

Jam m u & Kashm ir B ank - C D P1 + 4 ,9 2 4 .7 2 9 .3 6 %

S tate b ank of Indore - C D P1 + 3 ,4 5 3 .8 4 6 .5 7 %

Pu njab N ational B ank - C D P1 + 2 ,1 7 0 .0 8 4 .1 3 %

T er m D ep o s it s 3 0 ,0 0 0 .0 0 5 7 .0 4 %

S tate B ank of H y de rab ad 1 0 4 0 0 .0 0 1 9 .7 7 %

U T I B ank L td. 1 0 4 0 0 .0 0 1 9 .7 7 %

Y e s B ank L td 5 2 0 0 .0 0 9 .8 9 %

S tate B ank of Patiala 2 5 0 0 .0 0 4 .7 5 %

C anara B ank 1 5 0 0 .0 0 2 .8 5 %

C a s h , C a ll, C B L O & R ev er s e R ep o 2 4 8 0 .5 7 4 .7 2 %


T o t a l N et A s s et s 5 2 ,5 9 3 .9 7 1 0 0 .0 0 %

P O R T FO L IO

C o m p a ny / Is s uer Sec to r / M k t .V a lue % t oR a t ing (R s .L ac s ) N A V

P ru IC IC I T rus t L td.-FM P Y 1 2

C P s a nd C D s 1 0 ,9 9 1 .8 7 9 9 .8 7 %

S tate B ank of Indore L td - C D P1 + 2 ,2 1 4 .2 9 2 0 .1 2 %

A m e ric an E x p re s s B ank L td - C D P1 + 1 ,8 7 5 .0 8 1 7 .0 4 %

G E C ap ital S e rv ic e s India L td - C P P1 + 1 ,4 1 1 .9 0 1 2 .8 3 %

U nion B ank of India L td - C D P1 + 1 ,4 0 6 .5 5 1 2 .7 8 %

Indu s trial D e v e lop m e nt B ank of India L td - C D P1 + 1 ,3 9 4 .2 5 1 2 .6 7 %

Kotak Mahindra B ank L td - C D P1 + 9 4 1 .4 6 8 .5 5 %

S tate B ank of S au rashtra L td - C D P1 + 9 3 8 .6 2 8 .5 3 %

U C O B ank - C D P1 + 8 0 9 .7 2 7 .3 6 %

C a s h , C a ll, C B L O & R ev er s e R ep o 3 .0 0 0 .0 3 %


T o t a l N et A s s et s 1 1 ,0 0 5 .8 9 1 0 0 .0 0 %

P E R FO R M A N C E

P er f o r m a nc e R ec o rds f o r FM P C um ula t iv e O p t io n

S c he m e D ate Pe riod N A V N A V as of R e tu rns

N am e 3 0 -Ju n-0 6

F MP Y 1 2 * 2 5 -A p r-0 6 S inc e inc e p tion 1 0 .7 8 3 0 1 0 .9 1 5 8 1 .2 3 %

F MP 2 8 - 1 6 Mths 3 0 -Jan-0 6 S inc e inc e p tion 1 0 .0 0 0 0 1 0 .2 2 6 0 2 .2 6 %

F M2 5 Y 1 * 2 0 -A p r-0 6 S inc e inc e p tion 1 0 .2 0 4 7 1 0 .3 3 1 4 1 .2 4 %

F MP Y 2 5 - 1 5 Mths * 1 6 -N ov -0 5 S inc e inc e p tion 1 0 .6 4 5 5 1 0 .9 3 7 0 2 .7 4 %

F MPY 5 * 1 8 -A p r-0 6 S inc e inc e p tion 1 0 .7 5 9 7 1 0 .9 0 7 9 1 .3 8 %

F MP 2 8 -1 3 Mths 2 8 -Mar-0 6 S inc e inc e p tion 1 0 .0 0 0 0 1 0 .2 1 2 9 2 .1 3 %

F MP 3 1 - 4 Mths 2 9 -Mar-0 6 S inc e inc e p tion 1 0 .0 0 0 0 1 0 .1 9 6 5 1 .9 7 %

F MP 3 2 - 3 Mths 2 3 -Ju n-0 6 S inc e inc e p tion 1 0 .0 0 0 0 1 0 .0 1 6 1 0 .1 6 %

* S inc e the s c he m e w as rolle d ov e r, the N A V as of the roll-ov e r date has b e e n take n for c om p u tationof re tu rns .

R e tu rns > = 1 Y e ar are C A G R , < 1 Y e ar are A b solu te . N ote : F or c om p u tation of re tu rns the allotm e ntN A V has b e e n take n as R s 1 0 .0 0 . Pas t p e rform anc e m ay or m ay not b e s u s taine d in the fu tu re .

25


T h e �a p p e a rin g a w a y fro m th e re d p o rtio n in d ic a te s a c h a n g e in th e p o rtfo lio s ty le . M a tu rity is re d u c e d

o n a c c o u n t o f a u c tio n s u p p ly c o n c e rn s a n d h ig h o il p ric e s

Maturity P rofile Q uantitativ e Indic ators

A v e ra g e M a tu rity : 2.1 4 Y e a rs

M o d ifie d D u ra tio n : 1 .55 Y e a rs

Y ie ld to M a tu rity : 7 .3 3 %

% U n lis te d B o n d s : 0 .0 0 %

P erformanc e R ec ord* - G row th O p tion

R s . 1 0 0 0 0 inv es ted at inc ep tion* : Inc ome P lan V s Cris il Comp os ite B ond Fund Index

R ating P rofile

P S U / P FI B onds 5 ,4 9 0 .0 7 2 2 .4 8 %

• S ta te B a n k o f In d ia A A A 2,8 9 2.53 1 1 .8 4 %

• In d ia n O il C o rp o ra tio n L td A A A 2,59 7 .54 1 0 .6 4 %

P riv ate Corp orate S ec urities 8 7 5 .9 4 3 .5 9 %

G ra s im In d u s trie s L td A A A 58 3 .53 2.3 9 %

U ltra te c h C e m e n t C o m p a n y L td A A + 29 2.4 1 1 .20 %

G ov ernment S ec urities 1 ,9 9 9 .0 0 8 .1 9 %

7 .55% G O I 20 1 0 S o v e re ig n 1 ,9 9 9 .0 0 8 .1 9 %

CP s and CD s 7 ,4 0 3 .2 7 3 0 .3 2 %

• H D F C B a n k - C D P 1 + 4 ,9 7 4 .4 0 20 .3 7 %

S ta te B a n k o f B ik a n e r & Ja ip u r - C D P 1 + 2,4 28 .8 7 9 .9 5%

T reas ury B ills 9 3 8 .0 4 3 .8 4 %

3 6 4 D a y T B ill (M D 0 8 /0 6 /20 0 7 ) S o v e re ig n 9 3 8 .0 4 3 .8 4 %

T erm D ep os its 6 ,5 0 0 .0 0 2 6 .6 2 %

• C a n a ra B a n k 4 ,0 0 0 .0 0 1 6 .3 8 %

• S ta te B a n k O f S a u ra s h tra 2,50 0 .0 0 1 0 .24 %

Cas h , Call, CB L O & R ev ers e R ep o 6 7 5 .1 8 2 .7 6 %

O th er Current A s s ets 5 3 9 .2 2 2 .2 0 %

T otal N et A s s ets 2 4 ,4 2 0 .7 2 1 0 0 .0 0 %


S nap s h ot:

Fund Managers : Pankaj KajiIndic ativ e Inv estm ent H o riz o n: 1 y e ar & ab o v eInc ep tio n date: 0 9 -0 7 -1 9 9 8Fund S iz e: R s . 2 4 4 .2 1 c ro re sN A V (A s o n 3 0 -June-0 6 ):

R etail G ro w t h o p t io n : R s . 2 0 .5 2 2 4Institutio nal G ro w t h o p t io n : R s . 2 0 .9 8 9 2

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :Inc o m e Plan: 2 .0 4 %Inc o m e Ins t. Plan: 1 .5 0 %

* * T h is is a c lo s e ap p ro x im atio n o f th e nu m b e r.

W H Y S H O U L D O N E IN V E S T ?Medium term inv es tment for s teady returns w ith mark et v olatility

* R e tu rn s < 1 : A b s o lu te , > = 1 Y e a r : C A G R . B e n c h m a rk - C ris il C o m p o s iteB o n d F u n d In d e x . S ta rt d a te - 3 1 .0 3 .20 0 2. F o r c o m p u ta tio n o f re tu rn s th ea llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a yn o t b e s u s ta in e d in fu tu re . 3 0 -Ju n -20 0 1 a n d 3 1 -D e c -20 0 5 w e re n o n b u s in e s sd a y s .

P ruICICI Inc ome P lan

* B e n c h m a rk s ta rt d a te : 3 1 -0 3 -20 0 2.C A G R – In c o m e P la n : 5.6 4 % ; B e n c h m a rk : 5.53 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

P ortfolio

Comp any /Is s uer R ating Mk t V alue (R s . L a k h ) % to N A V

Figures as on 3 0 -June, 2 0 0 6

Rs 12621.40

Rs 125 7 0.16

9 ,7 9 0

10,29 0

10,7 9 0

11,29 0

11,7 9 0

12,29 0

12,7 9 0

13 ,29 0

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I In c o m e P la n C risil C o m p o site B o n d F u n d In d e x

0.9 7 %

2.5 8 %3 .08 %

7 .17 %

9 .43 %

1.07 %

2.8 4% 3 .15 %

0.00%1.00%2.00%3 .00%4.00%5 .00%6.00%7 .00%8 .00%9 .00%

10.00%

L a st 6M o n th s

L a st 1y e a rs

L a st 3y e a rs

L a st 5y e a rs


P ru IC IC I In c o m e P la n C risil C o m p o site B o n d F u n d In d e x

SovereignSec u rities1 2 .0 3 %

A A a nd E q u iva lent

1 .2 0 %

C a ll,C u rrentA s s ets ,B a nkD ep os its a nd R evers e R ep os

3 1 .5 9 %

A A A a ndE q u iva lent5 5 .1 8 %

5 9 .7 0%

16.18 %

10.15 %

7 .9 3 %

3 .8 4%

2.21%

0.00% 20.00% 40.00% 60.00% 8 0.00%

< 18 2 d a y s

5 -10 y e a rs

3 -5 y e a rs

1-3 y e a rs

18 2 d a y s - 1 y e a r

O th e r C u rre n t A sse ts

S ty le B ox

26

86.73%

1 1 .5 0 %

1 .76%

0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 60 .0 0 % 80 .0 0 % 1 0 0 .0 0 %

< 1 82 d a y s

1 -3 y e a rs


A s s e ts

Maturity profile:

Q uan titativ e In d ic ators :

A v e ra g e M a tu rity : 0 .26 y e a rM o d ifie d D u ra tio n : 0 .23 y e a rY ie ld T o M a tu rity : 8 .3 5 %% U n lis te d B o n d s : 1 6.8 7 %

R atin g P rofile

P ortfolio

S n aps h ot:

Fund Managers : Rahul GoswamiIndic ativ e Inv estm ent H o riz o n: 1 y e ar & moreInc ep tio n date: 2 8 -0 3 -2 0 0 2Fund S iz e: Rs. 1 1 8 .5 4 c rore sN A V (A s o n 3 0 -June-0 6 ):

G ro w t h o p t io n : Rs. 1 4 .8 3 8 0D iv idend o p t io n : Rs. 1 0 .4 8 7 1

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 0 .7 5 %* * T his is a c lose ap p rox imation of the n umb e r.

W H Y S H O U L D O N E IN V E S T ?Med ium term in v es tm en t for s tead y return s w ith m ark et v olatility

C om pan y/Is s uer Mk t V alue (R s . L a k h ) % to N A V

P ruIC IC I L on g T erm P lan

P riv ate C orporate S ec urities 3 ,3 6 3 .7 2 2 8 .3 7 %

O s c a r In v e s tm e n ts L td U n ra te d 2,0 0 0 .0 0 1 6.8 7 %

U ltra te c h C e m e n t C o m p a n y L td A A + 9 7 4 .7 0 8 .22%

G ra s im In d u s trie s L td A A A 3 8 9 .0 2 3 .28 %

T erm D epos its 7 ,8 0 0 .0 0 6 5 .8 0 %

IC IC I B a n k 5 ,5 0 0 .0 0 4 6.4 0 %

C e n tra l B a n k o f In d ia 2,3 0 0 .0 0 1 9 .4 0 %

C as h , C all, C B L O & R ev ers e R epo 4 8 1 .2 7 4 .0 6 %

O th er C urren t A s s ets 2 0 8 .7 3 1 .7 7 %

T otal N et A s s ets 1 1 ,8 5 3 .7 2 1 0 0 .0 0 %

R s . 1 0 0 0 0 in v es ted at in c eption : L on g T erm P lan V s C ris il C om pos ite B on d F un d In d ex

* B e n c h m a rk s ta rt d a te : 3 1 -0 3 -20 0 2C A G R – L o n g T e rm P la n : 9 .5 3 % ; B e n c h m a rk : 5 .4 2%P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

F ig ures as on 3 0 -Jun e, 2 0 0 6

P erform an c e R ec ord * - G row th O ption

* R e tu rn s < 1 Y e a r : A b s o lu te , > = 1 Y e a r : C A G R . B e n c h m a rk is C ris il C o m p o s ite B o n d F u n dIn d e x . F o r c o m p u ta tio n o f re tu r n s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 .P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . 3 1 -D e c -20 0 5 w a s a n o n b u s in e s sd a y .

S tyle B ox

N otes to N um b ers an d D ata in th e F ac t S h eet

1 . Y ie ld to m a tu rity, m o d ifie d d u ra tio n a n d a v e ra g e m a tu rity a re th e w e ig h te da v e ra g e o f th e s e n u m b e rs , c o m p u te d fo r e a c h s e c u rity in th e p o rtfo lio , a n dw e ig h te d b y th e m a rk e t v a lu e o f e a c h s e c u rity to th e to ta l m a rk e t v a lu e o f th ep o rtfo lio .

2. A v e ra g e m a tu rity fo r P T C s a n d p a p e rs w ith p a rtia l re d e m p tio n s , a re w e ig h te da v e ra g e s o f te n o r a n d q u a n tity o f c a s h flo w s u n til m a tu rity.

3 . P ric e /E a r n in g R a tio , P ric e /B o o k V a lu e R a tio , a n d D iv id e n d Y ie ld a re b a s e d o n th eh is to ric a l e a rn in g n u m b e rs , a n d a c c o u n tin g n u m b e rs , a n d h a v e b e e n s o u rc e dfro m B lo o m b e rg â . T h e y h a v e b e e n c o m p u te d o n ly fo r th e in v e s te d p o rtio n o fth e p o rtfo lio .

4 . A v e ra g e d a y s to re s e t fo r th e F lo a tin g ra te p la n , is th e w e ig h te d a v e ra g e o f th en e x t in te re s t re s e t d a te o f th e flo a tin g ra te b o n d s , w e ig h te d b y th e ir m a rk e tv a lu e s .

5 . B a n k d e p o s its a re in te rn a lly c re d it ra te d a n d p o s s e s a n in te rn a l ra tin g e q u iv a le n tto A A A . T h e y h a v e b e e n d is c lo s e d s e p a ra te ly in th e c re d it p ro file s e c tio n o n ly inth e in te re s t o f c la rity, s o th a t in v e s to rs d o n o t p re s u m e th e y a re in d e p e n d e n tlyc re d it ra te d .

6. O th e r c u rre n t a s s e ts a re n o t in c lu d e d fo r th e p u rp o s e s o f c o m p u tin g p o rtfo lioa g g re g a te n u m b e rs s u c h a s Y T M , M o d ifie d D u ra tio n a n d a v e ra g e (e x c e p t in th ec a s e o f L iq u id P la n ).

7 . W h e re th e in d iv id u a l h o ld in g in a s e c u rity /is s u e r is le s s th a n 1 % o f th e N A V ,s u c h h o ld in g s h a v e b e e n a g g re g a te d , w h e re v e r a p p ro p ria te , in th e in te re s to f c la rity .

8 . D iv id e n d s d e c la re d in a s c h e m e h a v e b e e n s e p a ra te ly d is c lo s e d .

9 . A ll p o rtfo lio s a re c o m m o n p o rtfo lio s h e ld u n d e r a g iv e n s c h e m e , a n d a ll re tu rnn u m b e rs u n le s s o th e rw is e s ta te d , re p re s e n t th e G ro w th O p tio n .

1 0 . F o r c o m p u tin g th e % o f lis te d s e c u ritie s , in s tru m e n ts w h ic h c a n n o t b e lis te du n d e r th e e x is tin g ru le s a n d re g u la tio n s s u c h a s C P s , C D s , C B L O s , B a n k F D s , TB ills , a n d P T C s a re e x c lu d e d fro m th e u n lis te d c a te g o ry.

1 1 . T h e s ta n d a rd d e v ia tio n is u s e d to m e a s u re th e v o la tility o f re tu rn s .

1 2. S h a rp e R a tio is th e m e a s u re o f th e ris k -a d ju s te d p e rfo rm a n c e . It is c a lc u la te d b ys u b tra c tin g th e ris k -fre e ra te fro m th e a v e ra g e ra te o f re tu rn fo r a p o rtfo lio a n dd iv id in g th e re s u lt b y th e s ta n d a rd d e v ia tio n o f th e p o rtfo lio re tu rn s .

1 3 . B e ta is th e m e a s u re o f th e p o rtfo lio ’s v o la tility to its re s p e c tiv e b e n c h m a rk .

1 4 . R -s q u a re d is a m e a s u re m e n t o f h o w c lo s e ly a p o rtfo lio ’s p e rfo rm a n c e c o rre la te sw ith th e p e rfo rm a n c e o f b e n c h m a rk in d e x . A h ig h e r R -s q u a re d v a lu e in d ic a te s am o re u s e fu l b e ta .

1 5 T h e S td . D e v ., S h a rp e R a tio , P o rtfo lio B e ta & R -s q u a re d a re b a s e d o n m o n th lyre tu rn s c a lc u la te d u s in g la s t 3 y e a rs d a ta .

R s 1 4 70 5 .65

R s 1 2 5 0 5 .75

9 ,85 7

1 0 ,85 7

1 1 ,85 7

1 2 ,85 7

1 3,85 7

1 4 ,85 7

1 5 ,85 7

Apr

-02

Jun-

02A

ug-0

2O

ct-0

2D

ec-0

2Fe

b-03

Apr

-03

Jun-

03A

ug-0

3O

ct-0

3D

ec-0

3Fe

b-04

Apr

-04

Jun-

04A

ug-0

4O

ct-0

4D

ec-0

4Fe

b-05

Apr

-05

Jun-

05A

ug-0

5O

ct-0

5D

ec-0

5Fe

b-06

Apr

-06

Jun-

06

P ru IC IC I L o n g T e rm P la n C ris il C o m p o s ite B o n d F u n d In d e x

2 .9 1 %

5 .2 0 %

7.78%

9 .70 %

1 .0 7%

2 .84 % 3.1 5 %

0 .0 0 %

2 .0 0 %

4 .0 0 %

6.0 0 %

8.0 0 %

1 0 .0 0 %

1 2 .0 0 %

L a s t 6 M o n th s L a s t 1 y e a rs L a s t 3 y e a rs S in c e In c e p tio n

P ru IC IC I L o n g T e rm P la n C ris il C o m p o s ite B o n d F u n d In d e x

Unrated1 6 .8 7 %

A A and E q u iv alent

8 .2 2 %

C all,C u rrent A s s ets ,B ank D ep o s its and

R ev ers e R ep o s7 1 .6 3 %

A A A and E q u iv alent

3 .2 8 %

27

1.65%

9 8 .3 5%

-2 0 .0 0 % 10 .0 0 % 4 0 .0 0 % 7 0 .0 0 % 10 0 .0 0 %

< 18 2 d a y s





Q uantitativ e Indic ators :

A v e ra g e M a tu rity : 0 .0 9 y e a rY ie ld T o M a tu rity : 7.3 1 %M o d ifie d D u ra tio n : 0 .0 9 y e a r% U n lis te d B o n d s : 9 .27%

Maturity p rofile:P erformanc e R ec ord * - Cumulativ e O p tion

R s . 1 0 0 0 0 inv es ted at inc ep tion: Flex ib le V s Cris il Comp os ite B ond Fund Index

R ating P rofile

P riv ate Corp orate S ec urities 1 ,2 5 1 .4 2 2 3 .2 0 %

P T C S h rira m T ra n s p o rt F in a n c e H S B C A A A (S O ) 75 1 .4 2 1 3 .9 3 %

O s c a r In v e s tm e n ts L td U n ra te d 5 0 0 .0 0 9 .27%

CP s and CD s 2 9 1 .4 6 5 .4 0 %

S ta te B a n k o f B ik a n e r & Ja ip u r - CD P1+ 291.46 5.40%

Term Deposits 2 ,5 0 0 .0 0 4 6 .3 5 %

ICICI B a n k 1,000.00 18 .54%

Ca n a ra B a n k 1,000.00 18 .54%

Ce n tra l B a n k o f In d ia 500.00 9.27 %

C a sh , C a ll, C B L O & R ev erse R epo 1 ,2 6 1 .1 0 2 3 .3 8 %

O th er C u rren t A ssets 8 8 .8 5 1 .6 7 %

Tota l N et A ssets 5 ,3 9 2 .8 3 1 0 0 .0 0 %

S n a psh ot:

Fund Managers : Rahul GoswamiIndic ativ e Inv estm ent H o riz o n: 1 y e ar & ab ov eInc ep tio n date: 2 7 -0 9 -2 0 0 2Fund S iz e: Rs. 5 3 .9 3 c rore sN A V (A s o n 3 0 -June-0 6 ):C um ulativ e o p t io n : Rs. 1 2 .9 9 0 9* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 1 .1 0 %

* * T his is a c lose ap p rox imation of the n umb e r.

W H Y S H O U L D O N E IN V E S T?M ed iu m term in v estmen t for retu rn s g en era ted

from ma n a g in g in terest ra te v ola tility

* R e tu r n s > = 1 Y e a r a re CA G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is Cris ilCo m p o s ite B o n d F u n d In d e x . F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A Vh a s b e e n ta k e n a s R s . 10.00. Pa s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e din fu tu re . 3 1-De c -2005 w a s a n o n b u s in e s s d a y.

P ru IC IC I F lex ib le In c ome P la n

CA G R – F le x ib le In c o m e Pla n : 7 .21%; B e n c h m a rk : 4.92%Pa s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

P ortfolio

C ompa n y /Issu er R a tin g M k t V a lu e (R s . L a k h ) % to N A VS ty le B ox

F ig u res a s on 3 0 -J u n e, 2 0 0 6

Rs 12990.90

Rs 1197 8 .03

9,95 0

10,4 5 0

10,95 0

11,4 5 0

11,95 0

12,4 5 0

12,95 0

13 ,4 5 0

Sep-

02N

ov-0

2Ja

n-03

Mar

-03

May

-03

Jul-

03Se

p-03

Nov

-03

Jan-

04M

ar-0

4M

ay-0

4Ju

l-04

Sep-

04N

ov-0

4Ja

n-05

Mar

-05

May

-05

Jul-

05Se

p-05

Nov

-05

Jan-

06M

ar-0

6M

ay-0

6

P ru IC IC I F le x ib le In c o m e P la n C risil C o m p o site B o n d F u n d In d e x

2.6 3 %

5 .06 %4 .6 3 %

7 .21%

1.07 %

2.8 4 % 3 .15 %

4 .92%

0.00%

1.00%

2.00%

3 .00%

4 .00%

5 .00%

6 .00%

7 .00%

8 .00%

L a st 6 M o n th s L a st 1 y e a rs L a st 3 y e a rs S in c e In c e p tio n

P ru IC IC I F le x ib le In c o m e P la n C risil C o m p o site B o n d F u n d In d e x


U nrate d9 .2 7 %

C all,C u rre nt As s e tsB ank D e p o s its and

R e v e rs e R e p o s7 1 .3 9 %

28

59.63%

4 0 .30 %

1 2 .8 1 %

-1 2 .7 3%

-2 0 .0 0 % 0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 60 .0 0 % 8 0 .0 0 %

< 1 8 2 d a y s

1 8 2 d a y s - 1 y e a r

1 -3 y e a rs

O th e rC u rre n t A s s e ts


T h e �a p p e a rin g a w a y fro m th e re d p o rtio n in d ic a te s a c h a n g e in th e p o rtfo lio s ty le . M a -

tu rity is re d u c e d o n a c c o u n t o f a u c tio n s u p p ly c o n c e rn s a n d h ig h o il p ric e s

Maturity p rofile:

P erformanc e R ec ord - G row th op tion

Q uantitativ e Indic ators : Inv es tment P F P lan

A v e ra g e M a tu rity : 2.82 y e a rsY ie ld T o M a tu rity : 7 .6 1 %M o d ifie d D u ra tio n : 2.4 4 y e a rs% U n lis te d B o n d s : 0 .0 0 %

R s . 1 0 0 0 0 inv es ted at inc ep tion: G ilt -Inv es tement P F V s I S ec L i B exR s . 1 0 0 0 0 inv es ted at inc ep tion: G ilt -Treas ury P F V s I S ec S i B ex

Maturity P rofile:

Q uantitativ e Indic ators : Treas ury P F P lan

A v e ra g e M a tu rity : 0 .4 2 y e a rsY ie ld T o M a tu rity : 6 .4 4 %M o d ifie d D u ra tio n : 0 .3 9 y e a rs% U n lis te d B o n d s : 0 .0 0 %

P erformanc e R ec ord - G row th op tion

S nap s h ot: Treas ury P lan P F op tion

Fund Managers : Rahul GoswamiIndic ativ e Inv estm ent H o riz o n: 3 -6 mon thsInc ep t io n date: 1 1 -F e b -0 4Fund S iz e: Rs. 3 8 .8 8 c rore sN A V (A s o n 3 0 -June-0 6 ): G ro w t h o p t io n: Rs. 1 1 .0 2 1 8* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 1 .5 0 %


W H Y S H O U L D O N E IN V E S T?Treas ury : S h ort term dep loy ment of f unds in p ortfolio of G -S ec s w ith low v olatility

Inv es tment: Medium term inv es tment for s teady returns w ith mark et v olatility

R e tu r n s > = 1 Y e a r a re C A G R , < Y e a r a re A b s o lu te . B e n c h m a rk is I-S e c S i B e x In d e x .F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a st p e rfo rm a n c em a y o r m a y n o t b e s u s ta in e d in fu tu re . 3 1 -D e c -20 0 5 w a s a n o n b u s in e s s d a y.

P ruICICI G ilt Fund P F O p tion

P ortfolio - Treas ury P F

Comp any /Is s uer R ating Mk t V alue % to N A V(R s . L a k h )

G ov ernment S ec urities 2 ,0 6 4 .7 7 5 3 .1 1 %

1 3 .0 5 % G O I 20 0 7 S o v e re ig n 1 ,5 6 6 .7 7 4 0 .3 0 %

6 .7 2% G O I 20 1 2 S o v e re ig n 4 9 8.0 0 1 2.81 %

Cas h , Call, CB L O & R ev ers e R ep o 2 ,3 1 8 .4 0 5 9 .6 3 %

O th er Current A s s ets (4 9 5 .0 1 ) - 1 2 .7 4 %

Total N et A s s ets 3 ,8 8 8 .1 6 1 0 0 .0 0 %

S ty le B ox

A b s o lu te – G ilt T re a s u ry P F o p tio n : 4 .1 7 % ; B e n c h m a rk : 4 .5 1 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

P ortfolio - Inv es tment P F

Comp any /Is s uer R ating Mk t V alue % to N A V(R s . L a k h )

G ov ernment S ec urities 4 ,6 0 1 .5 5 8 4 .9 0 %

6 .20 % G O I 20 1 0 S o v e re ig n 2,820 .0 0 5 2.0 3 %

6 .6 5 % G O I 20 0 9 S o v e re ig n 9 83 .0 0 1 8.1 4 %

7 .5 5 % G O I 20 1 0 S o v e re ig n 4 9 9 .7 5 9 .22%

6 .7 2% G O I 20 1 2 S o v e re ig n 29 8.80 5 .5 1 %

Cas h , Call, CB L O & R ev ers e R ep o 7 5 8 .2 4 1 3 .9 9 %

O th er Current A s s ets 6 0 .2 4 1 .1 1 %

Total N et A s s ets 5 ,4 2 0 .0 3 1 0 0 .0 0 %

S nap s h ot: Inv es tment P lan P F op tion

Fund Managers : Rahul GoswamiIndic ativ e Inv estm ent H o riz o n: 1 y e ar & ab ov eInc ep t io n date: 1 9 -N ov -0 3Fund S iz e: Rs. 5 4 .2 0 c rore sN A V (A s o n 3 0 -June-0 6 ): : G ro w t h o p t io n: Rs. 1 0 .9 6 5 3* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 : 1 .1 0 %


S ty le B ox

A b s o lu te – G ilt In v e s tm e n t P F o p tio n : 3 .5 9 % ; B e n c h m a rk : 0 .81 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

R e tu r n s > = 1 Y e a r a re C A G R , < Y e a r a re A b s o lu te . B e n c h m a rk is I-S e c L i B e x In d e x .F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a st p e rfo rm a n c em a y o r m a y n o t b e s u s ta in e d in fu tu re . 3 1 -D e c -20 0 5 w a s a n o n b u s in e s s d a y.


R s 1 1 0 2 1 .8 0

R s 1 1 1 0 8 .7 9

9,950

1 0 ,1 50

1 0 ,350

1 0 ,550

1 0 ,7 50

1 0 ,950

1 1 ,1 50

1 1 ,350

Feb-

04

Apr

-04

Jun-

04

Aug

-04

Oct

-04

Dec

-04

Feb-

05

Apr

-05

Jun-

05

Aug

-05

Oct

-05

Dec

-05

Feb-

06

Apr

-06

Jun-

06

P ru IC IC I G ilt T re a s u ry -P F I S e c S i B e x

R s 1 0 965.30

R s 1 0 2 1 3.36

9,2 359,4 359,6359,8 35

1 0 ,0 351 0 ,2 35

1 0 ,4 351 0 ,6351 0 ,8 351 1 ,0 351 1 ,2 35

Nov

-03

Jan-

04

Mar

-04

May

-04

Jul-

04

Sep-

04

Nov

-04

Jan-

05

Mar

-05

May

-05

Jul-

05

Sep-

05

Nov

-05

Jan-

06

Mar

-06

May

-06

P ru IC IC I G ilt F u n d -P F I S e c L i-B e x

2 .33%

4 .54 %4 .1 7 %

2 .4 7 %

4 .96%4 .51 %

0 .0 0 %

1 .0 0 %

2 .0 0 %

3.0 0 %

4 .0 0 %

5.0 0 %

6.0 0 %


P ru IC IC I G ilt T re a s u ry -P F I S e c S i B e x

0 .96%

3.0 5%3.59%

-3.30 %

-0 .2 2 %

0 .8 1 %

-4 .0 0 %

-3.0 0 %

-2 .0 0 %

-1 .0 0 %

0 .0 0 %

1 .0 0 %

2 .0 0 %

3.0 0 %

4 .0 0 %


P ru IC IC I G ilt F u n d -P F I S e c L i-B e x

61 .2 5%

2 3.65%

1 3.99%

1 .1 1 %

0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 60 .0 0 % 8 0 .0 0 %

3-5 y e a rs

1 -3 y e a rs

< 1 8 2 d a y s


29

Quantitative Indicators: Treasury Plan

A v e ra g e M a tu rity : 1 .3 4 y e a rsY ie ld T o M a tu rity : 7 .3 2%M o d ifie d D u ra tio n : 1 .20 y e a rs% U n lis te d B o n d s : 0 .0 0 %

F und M anag er C om m ent

T h e �a p p e a rin g a w a y fro m th e re d p o rtio n in d ic a te s a c h a n g e in th e p o rtfo lio s ty le . M a tu rity

is re d u c e d o n a c c o u n t o f a u c tio n s u p p ly c o n c e rn s a n d h ig h o il p ric e s

Quantitative Indicators: Investm ent Plan

A v e ra g e M a tu rity : 3 .5 8 y e a rsY ie ld T o M a tu rity : 7 .8 7 %M o d ifie d D u ra tio n : 3 .0 5 y e a rs% U n lis te d B o n d s : 0 .0 0 %

M aturity Profile:M aturity Profile:

Perform ance R ecord* - G row th O p tion (Treasury Plan)

R s. 1 0 0 0 0 invested at incep tion* : G ilt -Treasury V s I S ec S i B ex

W H Y S H O U L D O N E IN V E S T?Treasury Plan: S h ort term dep loym ent of funds in a p ortfolio of G -S ecs w ith low volatility

Investm ent Plan: M edium term investm ent in a p ortfolio of G -S ecs for steady returns w ith m ark et volatility

* R e tu r n s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is I S e c S i B e x . B e n c h -m a rk s ta rt d a te : 3 1 -0 3 -20 0 2. F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A V h a s b e e nta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . 3 0 -Ju n -20 0 1a n d 3 1 -D e c -20 0 5 w e re n o n b u s in e s s d a y s .

PruIC IC I G ilt F und

* B e n c h m a rk s ta rt d a te : 3 1 -0 3 -20 0 2. C A G R – G ilt - T re a s u ry : 5 .95 % ; B e n c h m a rk : 5 .93 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

S tyle B ox S nap sh ot: Investm ent Plan

Fund Managers : Rahul Goswami

Indic ativ e Inv estm ent H o riz o n: 1 y e ar & ab ov eInc ep tio n date: 1 9 -0 8 -1 9 9 9Fund S iz e: Rs. 8 5 .2 6 c rore sN A V (A s o n 3 0 -June-0 6 ): G ro w th o p tio n: Rs. 2 0 .9 4 0 1

D iv idend o p tio n: Rs. 1 0 .2 7 7 1



S nap sh ot: Treasury Plan

Fund Managers : Rahul Goswami

Indic ativ e Inv estm ent H o riz o n: 3 -6 mon thsInc ep tio n date: 1 9 -0 8 -1 9 9 9Fund S iz e: Rs. 8 6 .6 2 c rore sN A V (A s o n 3 0 -June-0 6 ): G ro w th o p tio n: Rs. 1 7 .3 0 0 4

D iv idend o p tio n: Rs. 1 0 .4 5 3 3



R s. 1 0 0 0 0 invested at incep tion: G ilt - Investm ent V s I-S ec I B ex

C A G R – G ilt - In v e s tm e n t: 1 1 .3 6 % ; B e n c h m a rk : 1 1 .5 7 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

Perform ance R ecord* - G row th O p tion (Investm ent Plan)

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is I B e x . F o r c o m p u ta tio no f re tu rn s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a yn o t b e s u s ta in e d in fu tu re . 3 0 -Ju n -20 0 1 a n d 3 1 -D e c -20 0 5 w e re n o n b u s in e s s d a y s .

S tyle B ox

Portfolio - Treasury Plan

C om p any/ Issuer R ating M k t V alue % to N A V(R s . L a k h )

G overnm ent S ecurities 7 ,7 5 1 .9 0 8 9 .5 0 %• 6 .7 2% G O I 20 1 2 S o v e re ig n 2,1 91 .20 25 .3 0 %• 1 2.1 5 % G O I 20 0 8 S o v e re ig n 2,0 3 1 .3 3 23 .4 5 %• 1 3 .0 5 % G O I 20 0 7 S o v e re ig n 1 ,5 6 6 .7 7 1 8 .0 9%• 9.5 0 % G O I 20 0 8 S o v e re ig n 1 ,0 3 3 .8 6 1 1 .94 %• 6 .6 5 % G O I 20 0 9 S o v e re ig n 4 91 .5 0 5 .6 7 %

1 2.5 0 % G O I 20 0 8 S o v e re ig n 4 3 7 .24 5 .0 5 %Treasury B ills 8 7 .2 2 1 .0 1 %3 6 4 D a y T B ill (M D 21 /0 7 /20 0 6 ) S o v e re ig n 8 7 .22 1 .0 1 %C ash , C all, C B L O & R everse R ep o 6 2 2 .8 1 7 .1 9 %O th er C urrent A ssets 2 0 0 .0 8 2 .3 0 %Total N et A ssets 8 ,6 6 2 .0 1 1 0 0 .0 0 %


Portfolio - Investm ent Plan

C om p any/Issuer R ating M k t V alue % to N A V(R s . L a k h )

G overnm ent S ecurities 7 ,7 2 8 .2 5 9 0 .6 4 %

6 .20 % G O I 20 1 0 S o v e re ig n 4 ,23 0 .0 0 4 9.6 1 %

7 .5 5 % G O I 20 1 0 S o v e re ig n 3 ,4 98 .25 4 1 .0 3 %

C ash , C all, C B L O & R everse R ep o 3 1 5 .5 5 3 .7 0 %

O th er C urrent A ssets 4 8 2 .7 0 5 .6 6 %

Total N et A ssets 8 ,5 2 6 .5 0 1 0 0 .0 0 %


0.22%2.1 1 %

2.9 6 %

9 .5 0%

1 1 .3 6 %

-1 .25 %

1 .6 4 %3 .1 4 %

9 .7 9 %

1 1 .5 7 %

-2.00%

0.00%

2.00%

4 .00%

6 .00%

8 .00%

1 0.00%

1 2.00%

1 4 .00%

L a s t 6M o n th s

L a s t 1y e a rs

L a s t 3y e a rs

L a s t 5y e a rs


P ru IC IC I G ilt In v e s tm e n t I S e c I-B e x

2.8 3 %

5 .04 % 4 .9 7 %

6 .7 1 %

8 .3 1 %

2.4 7 %

4 .9 6 % 4 .8 8 %

0.00%1 .00%2.00%3 .00%4 .00%5 .00%6 .00%7 .00%8 .00%9 .00%

L a s t 6M o n th s

L a s t 1 y e a rs L a s t 3 y e a rs L a s t 5 y e a rs S in c eIn c e p tio n

P ru IC IC I G ilt T re a s u ry I S e c S i B e x

R s 209 4 0.1 0

R s 21 21 6 .1 3

9 ,9 3 1

1 1 ,9 3 1

1 3 ,9 3 1

1 5 ,9 3 1

1 7 ,9 3 1

1 9 ,9 3 1

21 ,9 3 1

23 ,9 3 1

Aug

-99

Jan-

00

Jun-

00

Nov

-00

Apr

-01

Sep-

01

Feb-

02

Jul-

02

Dec

-02

May

-03

Oct

-03

Mar

-04

Aug

-04

Jan-

05

Jun-

05

Nov

-05

Apr

-06

P ru IC IC I G ilt In v e s tm e n t I S e c I-B e x

R s 1 27 8 3 .9 6

R s 1 27 7 1 .9 1

9 ,7 8 0

1 0,28 0

1 0,7 8 0

1 1 ,28 0

1 1 ,7 8 0

1 2,28 0

1 2,7 8 0

1 3 ,28 0

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I G ilt T re a s u ry I S e c S i B e x

7 1 .4 1 %

1 8 .09 %

8 .20%

2.3 1 %

0.00% 20.00% 4 0.00% 6 0.00% 8 0.00%

1 -3 y e a rs

1 8 2 d a y s - 1 y e a r

< 1 8 2 d a y s


9 0.6 4 %

5 .6 6 %

3 .7 0%

0.00% 20.00% 4 0.00% 6 0.00% 8 0.00% 1 00.00%

3 -5 y e a rs


A s s e ts

< 1 8 2 d a y s

30

93.24%

6 .7 6 %

0 .0 0 % 20 .0 0 % 40 .0 0 % 6 0 .0 0 % 8 0 .0 0 % 1 0 0 .0 0 %

< 1 8 2 d a y s

> 1 8 2 d a y s

Rating Profile

Maturity Profile:

Q uan titativ e In d ic ators :

Average Maturity : 37.14 daysY ield T o Maturity : 7.15 %Mo dified D uratio n : 32 .5 4 days% F lo atin g R ate Assets : 2 0 .5 3%Average days to reset : 2 2 .9 0 daysAverage m aturity o f fix ed rate c o m p o n en t : 2 2 .77 daysW eigh ted average m aturity : 2 2 .8 0 days% U n listed B o n ds : 6 .6 9 %

Perform an c e R ec ord * - G row th O p tion – In s titution al Plus Plan

R s . 1 0 0 0 0 in v es ted at in c ep tion * : L iq uid Plan In s t. Plus V s C ris il L iq uid F un d In d ex

PS U /PF I B on d s 5 2 ,1 4 8 .8 2 3 .7 7 %In dustrial D evelo p m en t B an k o f In dia AA+ 2 3,9 37.2 5 1.73%H o usin g & U rb an D evelo p m en t C o rp o f In dia P 1+ 7,5 0 0 .0 0 0 .5 4%N ab ard AAA 7,48 2 .14 0 .5 4%In dian O il C o rp o ratio n L td AAA 6 ,0 0 2 .74 0 .44%B h arat H eavy E lec tric als L td AAA 3,0 17.5 7 0 .2 2 %In dian R ailw ay F in an c e C o rp o ratio n AAA 2 ,40 5 .10 0 .17%E x p o rt Im p o rt B an k o f In dia L td AAA 1,0 0 0 .9 7 0 .0 7%P o w ergrid C o rp o ratio n L td AAA 5 0 0 .12 0 .0 4%K o n k an R ailw ay C o rp o ratio n L td AAA 30 2 .9 3 0 .0 2 %Priv ate C orp orate S ec urities 2 2 2 ,5 7 5 .1 1 1 6 .1 3 %G lo b al T rade F in an c e L td P 1+ 2 2 ,70 0 .0 0 1.6 5 %T G S In vestm en t & T rade P vt. L td. A1+ 2 2 ,5 0 0 .0 0 1.6 3%P T C T ata In dustries S tan C h art In vtt & L o an A1+ (S O ) 15 ,0 2 7.8 9 1.0 9 %P T C G E C ap ital S ervic es In dia L td AAA 14,2 0 1.75 1.0 3%K o tak S ec urities L td P 1+ 10 ,0 0 0 .0 0 0 .72 %P T C T ata Mo to rs AAA(S O ) 8 ,5 78 .8 5 0 .6 2 %P T C C iti F leet T rust C itib an k AAA(S O ) 7,5 9 0 .9 8 0 .5 5 %P T C B H P C T ata Mo to rs AAA(S O ) 7,6 31.35 0 .5 5 %P T C R ab o In dia F in an c e AAA(S O ) 7,42 0 .74 0 .5 4%P T C H D F C B an k AAA(S O ) 7,2 15 .5 4 0 .5 2 %P T C S h riram T ran sp o rt F in an c e H S B C AAA(S O ) 6 ,76 2 .78 0 .49 %B irla G lo b al F in an c e L td A1+ 6 ,5 0 0 .0 0 0 .47%P T C U B L T rust In dusIn d B an k AAA(S O ) 6 ,437.2 7 0 .47%P T C IB L T rust In dusIn d B an k AAA(S O ) 5 ,8 2 2 .2 2 0 .42 %O sc ar In vestm en ts L td U n rated 5 ,5 0 0 .0 0 0 .40 %C itiF in an c ial C o n sum er F in an c e In dia L td AAA 5 ,38 7.43 0 .39 %H D F C L td AAA 5 ,0 0 1.2 7 0 .36 %B alram p ur C h in i Mills L td A1+ 5 ,0 0 0 .0 0 0 .36 %S un daram F in an c e L td AAA 5 ,0 0 0 .0 0 0 .36 %Mah in dra & Mah in dra F in an c ial S ervic es L td AA+ 4,49 0 .71 0 .33%R elian c e In dustries L td AAA 4,40 3.2 5 0 .32 %R aym o n d L td P 1+ 4,30 0 .0 0 0 .31%K o tak Mah in dra P rim us L td AA+ 3,9 5 1.6 1 0 .2 9 %R ab o In dia F in an c e L td AAA 2 ,5 0 0 .0 0 0 .18 %H in dalc o In dustries L td AAA 2 ,5 0 0 .8 3 0 .18 %S un daram F in an c e L td AA+ 2 ,5 0 0 .0 0 0 .18 %G E C ap ital S ervic es In dia L td AAA 2 ,5 0 0 .0 0 0 .18 %G ujarat G lass L td U n rated 2 ,5 0 0 .0 0 0 .18 %L ease P lan In dia L td AA+ 2 ,49 0 .40 0 .18 %IC IC I B an k L td AAA 2 ,0 0 4.2 2 0 .15 %K o tak Mah in dra In vestm en t L td A1+ 1,9 9 8 .2 4 0 .14%P T C Ash o k L eylan d F in an c e AAA(S O ) 1,8 6 8 .6 4 0 .14%AB N Am ro B an k L td AAA 1,8 31.18 0 .13%P T C T V S F in an c e AAA(S O ) 1,743.0 9 0 .13%Asso c iated C em en t C o m p an ies L td AA+ 1,5 0 0 .2 3 0 .11%D C M S h riram C o n so lidated L td P 1+ 1,5 0 0 .0 0 0 .11%P T C B irla H o m e F in an c e G E C S I AA(S O ) 1,5 0 0 .0 0 0 .11%P T C C h o lam an dalam In vestm en t & F in an c e C o . L td AAA(S O ) 8 6 7.2 1 0 .0 6 %P T C R T L T rust C en turio n B an k AAA(S O ) 6 5 1.11 0 .0 5 %C itic o rp Maruti F in an c e L td AAA 49 5 .9 5 0 .0 4%P T C C itic o rp F in an c e (In dia) L td AAA(S O ) 2 0 0 .37 0 .0 1%C Ps an d C D s 1 1 9 ,3 1 2 .6 2 8 .6 5 %H D F C B an k L td - C P P 1+ 19 ,434.2 8 1.41%H D F C B an k - C D P 1+ 19 ,38 1.6 8 1.40 %IN G V ysya B an k - C D P 1+ 18 ,8 8 8 .8 3 1.37%U C O B an k - C D P 1+ 18 ,311.19 1.33%K o tak Mah in dra B an k L td - C D P 1+ 13,8 0 9 .45 1.0 0 %H D F C L td - C P P 1+ 9 ,9 6 4.41 0 .72 %Tata Mo to rs L td - C P P 1+ 4,9 8 5 .45 0 .36 %Am eric an E x p ress B an k L td - C D P 1+ 3,8 6 3.2 3 0 .2 8 %G E C ap ital S ervic es In dia L td - C P P 1+ 2 ,35 3.16 0 .17%Y es B an k L td - C D P 1+ 2 ,344.9 2 0 .17%S tan dard C h artered In vestm en t & L o an (In dia) L td - C P P 1+ 1,9 5 3.14 0 .14%S tate B an k o f B ik an er & Jaip ur - C D P 1+ 1,9 18 .8 1 0 .14%In dustrial D evelo p m en t B an k o f In dia L td - C D P 1+ 1,39 0 .46 0 .10 %R edin gto n In dia L td - C P P 1+ 48 8 .38 0 .0 4%S tate B an k o f S aurash tra L td - C D P 1+ 140 .79 0 .0 1%S tate B an k o f In do re L td - C D P 1+ 8 4.44 0 .0 1%T erm D ep os its 8 7 6 ,1 0 0 .0 0 6 3 .5 0 %

• IC IC I B an k 2 5 1,10 0 .0 0 18 .2 0 %• P un jab N atio n al B an k 18 5 ,0 0 0 .0 0 13.41%• C an ara B an k 9 8 ,5 0 0 .0 0 7.14%• S tate B an k o f P atiala 8 0 ,30 0 .0 0 5 .8 2 %• C itib an k 70 ,0 0 0 .0 0 5 .0 7%

S tate B an k o f H yderab ad 6 9 ,6 0 0 .0 0 5 .0 4%S tate B an k o f B ik an er & Jaip ur 40 ,0 0 0 .0 0 2 .9 0 %C en tral B an k o f In dia 2 7,2 0 0 .0 0 1.9 7%U T I B an k 19 ,6 0 0 .0 0 1.42 %ID B I B an k 15 ,0 0 0 .0 0 1.0 9 %S tate B an k O f S aurash tra 12 ,5 0 0 .0 0 0 .9 1%Y es B an k 7,30 0 .0 0 0 .5 3%C as h , C all, C B L O & R ev ers e R ep o 9 8 ,6 9 9 .4 3 7 .1 5 %O th er C urren t A s s ets 1 0 ,9 7 4 .7 4 0 .8 0 %

T otal N et A s s ets 1 ,3 7 9 ,8 1 0 .7 2 1 0 0 .0 0 %

• T o p F ive H o ldin gs

S n ap s h ot:

Fund Managers : Chaitanya PandeIndic ativ e Inv estm ent H o riz o n: U p to 1 m o nthInc ep t io n date:

G ro w th O p tio n: 2 4 -0 6 -1 9 9 8Institutio nal O p tio n: 0 3 -0 4 -2 0 0 3Institutio nal P lus O p tio n: 2 8 -0 9 -2 0 0 3S up er Institutio nal P lus O p t io n: 1 7 -1 1 -2 0 0 5

Fund S iz e: R s . 1 3 ,7 9 8 .1 1 c ro resN A V (A s o n 3 0 -June-0 6 ):

G ro w t h o p t io n : R s . 1 7 .4 3 2 4Institutio nal G ro w t h o p t io n : R s . 1 7 .5 8 3 1Institutio nal P lus G ro w t h o p t io n : R s . 1 7 .6 3 4 0S up er Institutio nal P lus G ro w t h o p t io n : R s . 1 0 .3 8 7 4

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :L iq u id Plan: 0 .9 0 %Ins t. Plan: 0 .6 0 %Ins t. Plu s Plan: 0 .5 5 %S u p er Ins t. Plu s Plan: 0 .4 5 %F II Plan : 0 .3 0 %


W H Y S H O U L D O N E IN V E S T ?T em p orary p ark in g of fun d s w ith h ig h liq uid ity

S tyle B ox

PruIC IC I L iq uid Plan

* B en c h m ark start date : 31-0 3-2 0 0 2C AG R – L iq uid P lan : 5 .35 % ; B en c h m ark : 4.6 0 %P ast p erfo rm an c e m ay o r m ay n o t b e sustain ed in future.

Portfolio

C om p an y/Is s uer R atin g Mk t V alue (R s. L ak h ) % to N A V

* R eturn s > = 1 Y ear are C AG R , < 1 Y ear are S im p le An n ualised. B en c h m ark isC risil L iq uid F un d In dex . F o r c o m p utatio n o f return s th e allo tm en t N AV h as b eentak en as R s. 10 .0 0 . P ast p erfo rm an c e m ay o r m ay n o t b e sustain ed in future.31-D ec -2 0 0 5 w as a n o n b usin ess day.

F ig ures as on 3 0 -Jun e, 2 0 0 6

Rs 11544.13

Rs 11319 .0 7

9 ,9 50

10 ,150

10 ,35010 ,550

10 ,7 50

10 ,9 50

11,15011,350

11,550

11,7 50

Sep-

03

Nov

-03

Jan-

04

Mar

-04

May

-04

Jul-

04

Sep-

04

Nov

-04

Jan-

05

Mar

-05

May

-05

Jul-

05

Sep-

05

Nov

-05

Jan-

06

Mar

-06

May

-06

P ru IC IC I In stitu tio n a l P lu s P la n C risil L iq u id F u n d In d e x

6 .48 % 6 .37 % 6 .2 8 %5.9 9 %

5.35%4.55% 4.6 3%

5.9 7 %5.32 %

4.6 0 %

0 .0 0 %

1.0 0 %

2 .0 0 %

3.0 0 %

4.0 0 %

5.0 0 %

6 .0 0 %

7 .0 0 %

L a st 15d a y s

L a st 30d a y s

L a st 6M o n th s

L a st 1y e a rs


P ru IC IC I In stitu tio n a l P lu s P la n C risil L iq u id F u n d In d e x



7 1 .4 5 %


2 .9 3 %

U nrate d0 .5 8 %

31

87.81%

12 .19 %

0 .0 0 % 2 0 .0 0 % 4 0 .0 0 % 6 0 .0 0 % 80 .0 0 % 10 0 .0 0 %

< 182 d a y s

> 182 d a y s

A v e ra g e M a tu rity : 7 7 .4 1 D a y s

Y ie ld T o M a tu rity : 7 .0 2 %

M o d ifie d D u ra tio n : 6 8 .16 D a y s

% F lo a tin g R a te A s s e ts : 4 0 .7 8 %

A v e ra g e d a y s to re s e t : 7 .5 4 D a y s

A v e ra g e m a tu rity o f fix e d ra te c o m p o n e n t : 6 .0 5 D a y s

W e ig h te d a v e ra g e m a tu rity : 6 .6 6 D a y s

% U n lis te d B o n d s : 5 .4 1%


M aturity P rofile

P erform ance R ecord * - C um ulative O p tion – P lan B

R s. 1 0 0 0 0 invested at incep tion: F loating R ate P lan B V s C risil L iq uid F und Index

R ating P rofile

S nap sh ot:

Fund Managers : Chaitanya PandeIndic ativ e Inv estm ent H o riz o n: 1 - 3 m o nthsInc ep tio n date: 2 8 -0 3 -2 0 0 3Fund S iz e: R s . 2 ,8 6 2 .5 5 c ro resN A V (A s o n 3 0 -June-0 6 ):

Plan A - Cu m u lativ e: R s . 1 1 .0 4 5 3Plan B - Cu m u lativ e: R s . 1 1 .8 3 2 6Plan C - Cu m u lativ e: R s . 1 1 .1 1 9 2Plan D - Cu m u lativ e: R s . 1 0 .3 9 4 1

* * E x p ense R atio fo r t h e m o nth o f Jun0 6 :Plan A - 1 .0 0 % , Plan B - 0 .7 5 % , Plan C - 0 .6 5 % , Plan D - 0 .5 0 %



S h ort term dep loy m ent of funds

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re S im p le A n n u a lis e d . B e n c h m a rk isC ris il L iq u id F u n d In d e x . F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A V h a s b e e nta k e n a s R s .10 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .31-D e c -2 0 0 5 w a s a n o n b u s in e s s d a y.

P ruIC IC I F loating R ate P lan

C A G R – F lo a tin g R a te P la n - P la n B : 5 .30 % ; B e n c h m a rk : 4 .6 2 %P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

P S U / P F I B onds 2 0 ,1 4 6 .3 4 7 .0 5 %

In d u s tria l D e v e lo p m e n t B a n k o f In d ia A A + 9 ,6 4 5 .5 9 3.37 %

In d ia n O il C o rp o ra tio n L td A A A 7 ,0 0 3.2 0 2 .4 5 %

N a b a rd A A A 2 ,4 9 4 .0 5 0 .8 7 %

E x p o rt Im p o rt B a n k o f In d ia L td A A A 5 0 1.8 1 0 .18 %

In fra s tru c tu re D e v e lo p m e n t F in a n c e C o rp o ra tio n A A A 5 0 1.6 9 0 .18 %

P rivate C orp orate S ecurities 5 5 ,4 1 3 .2 2 1 9 .3 6 %

R a b o In d ia F in a n c e L td A A A 11,0 0 0 .0 0 3.8 4 %

H D F C L td A A A 10 ,0 0 0 .0 0 3.4 9 %

P T C C iti F le e t T ru s t C itib a n k A A A (S O ) 5 ,7 10 .8 8 2 .0 0 %

P T C H D F C B a n k A A A (S O ) 5 ,12 3.34 1.7 9 %

P T C T a ta In d u s trie s S ta n C h a rt In v tt & L o a n A 1+ (S O ) 5 ,0 0 9 .30 1.7 5 %

P T C G E C a p ita l S e rv ic e s In d ia L td A 1+ (S O ) 5 ,0 0 0 .0 0 1.7 5 %

H e ro H o n d a F in le a s e L td P 1+ 2 ,5 0 0 .0 0 0 .8 7 %

P T C B irla H o m e F in a n c e G E C S I A A (S O ) 2 ,0 0 0 .0 0 0 .7 0 %

O s c a r In v e s tm e n ts L td U n ra te d 2 ,0 0 0 .0 0 0 .7 0 %

M a h in d ra & M a h in d ra F in a n c ia l S e rv ic e s L td A A + 2 ,0 0 0 .0 0 0 .7 0 %

A s s o c ia te d C e m e n t C o m p a n ie s L td A A + 1,9 9 7 .6 0 0 .7 0 %

P T C H e ro M o to rs L td A 1+ (S O ) 1,7 0 0 .0 0 0 .5 9 %

P T C C itic o rp F in a n c e (In d ia ) L td A A A (S O ) 1,0 2 3.7 6 0 .36 %

P T C In d u s In d B a n k A A A (S O ) 34 8 .34 0 .12 %

C P s and C D s 2 5 ,0 5 1 .2 9 8 .7 6 %

H D F C B a n k - C D P 1+ 12 ,9 0 8 .4 8 4 .5 1%

K o ta k M a h in d ra B a n k L td - C D P 1+ 3,0 9 5 .2 3 1.0 8 %

IN G V y s y a B a n k - C D P 1+ 2 ,9 4 4 .5 1 1.0 3%

A m e ric a n E x p re s s B a n k L td - C D P 1+ 2 ,9 19 .8 8 1.0 2 %

U C O B a n k - C D P 1+ 2 ,19 5 .5 6 0 .7 7 %

S ta te B a n k o f In d o re L td - C D P 1+ 9 8 7 .6 3 0 .35 %

T erm D ep osits 1 8 0 ,4 0 0 .0 0 6 3 .0 2 %

• IC IC I B a n k 5 4 ,5 0 0 .0 0 19 .0 4 %

• C itib a n k 4 6 ,5 0 0 .0 0 16 .2 4 %

• Ja m m u & K a s h m ir B a n k 2 9 ,4 0 0 .0 0 10 .2 7 %

• S ta te B a n k o f H y d e ra b a d 15 ,0 0 0 .0 0 5 .2 4 %

• S ta te B a n k o f B ik a n e r & Ja ip u r 15 ,0 0 0 .0 0 5 .2 4 %

S ta te B a n k o f P a tia la 10 ,0 0 0 .0 0 3.4 9 %

S ta te B a n k O f S a u ra s h tra 5 ,0 0 0 .0 0 1.7 5 %

C a n a ra B a n k 5 ,0 0 0 .0 0 1.7 5 %

C ash , C all, C B L O & R everse R ep o 2 ,9 1 6 .3 2 1 .0 2 %

O th er C urrent A ssets 2 ,3 2 7 .7 5 0 .7 9 %

T otal N et A ssets 2 8 6 ,2 5 4 .9 2 1 0 0 .0 0 %


P ortfolio

C om p any /Issuer R ating M k t V alue (R s . L a k h ) % to N A VS ty le B ox


R s 1183 2 .6

R s 115 85 .0 3

9 ,9 5 010 ,15 010 ,3 5 010 ,5 5 010 ,75 010 ,9 5 011,15 011,3 5 011,5 5 011,75 011,9 5 0

Mar

-03

May

-03

Jul-

03

Sep-

03

Nov

-03

Jan-

04

Mar

-04

May

-04

Jul-

04

Sep-

04

Nov

-04

Jan-

05

Mar

-05

May

-05

Jul-

05

Sep-

05

Nov

-05

Jan-

06

Mar

-06

May

-06

P ru IC IC I F lo a tin g R a te P la n C ris il L iq u id F u n d In d e x

6 .19 % 6 .13 % 6 .2 4 % 5 .9 4 %5 .3 0 %

4 .5 5 % 4 .6 3 %

5 .9 7%5 .3 2 %

4 .6 2 %

0 .0 0 %

1.0 0 %

2 .0 0 %

3 .0 0 %

4 .0 0 %

5 .0 0 %

6 .0 0 %

7.0 0 %

L a s t 15d a y s

L a s t 3 0d a y s

L a s t 6M o n th s

L a s t 1y e a rs


P ru IC IC I F lo a tin g R a te P la n C ris il L iq u id F u n d In d e x

Unrated0 .7 0 %

A A and E q u iv alent

5 .4 6 %

C all,C u rrentA s s ets ,B ankD ep o s its and R ev ers e R ep o s

6 4 .8 6 %

A A A and E q u iv alent2 8 .9 8 %

0

32

70.61%

11.5 6%

10.4 6%

7.3 7%

0.00% 2 0.00% 4 0.00% 60.00% 8 0.00%

< 18 2 d a y s

18 2 d a y s - 1 y e a r


1-3 y e a rs




Maturity P rofile Q uantitativ e Indic ators :

A v e ra g e M a tu rity : 0 .4 1 Y e a r

Y ie ld T o M a tu rity : 7 .6 9 %

M o d ifie d D u ra tio n : 0 .25 Y e a r

% F lo a tin g R a te A s s e ts : 26 .0 8 %

A v e ra g e d a y s to re s e t : 0 .1 9 Y e a r

A v e ra g e m a tu rity o f fix e d ra te c o m p o n e n t : 0 .1 9 Y e a r

W e ig h te d a v e ra g e m a tu rity : 0 .1 9 Y e a r

% U n lis te d B o n d s : 7 .1 4 %

R s . 1 0 0 0 0 inv es ted at incep tion* : S T P V s Cris il S h ort T erm B ond Fund Index

R ating P rofile

P S U / P FI B onds 7 ,2 4 4 .8 7 1 3 .0 0 %

• In d u s tria l D e v e lo p m e n t B a n k o f In d ia A A + 3,4 9 4 .4 3 6 .27 %

P o w e rg rid C o rp o ra tio n L td A A A 2,25 0 .7 7 4 .0 4 %

E x p o rt Im p o rt B a n k o f In d ia L td A A A 1 ,4 9 9 .6 7 2.6 9 %

P riv ate Corp orate S ec urities 1 9 ,7 5 1 .3 4 3 5 .4 5 %

• C itiF in a n c ia l C o n s u m e r F in a n c e In d ia L td A A A 2,9 9 0 .5 1 5 .37 %

P T C C iti F le e t T ru s t C itib a n k A A A (S O ) 2,7 4 2.8 8 4 .9 2%

P T C G E C a p ita l S e rv ic e s In d ia L td A 1 + (S O ) 2,6 5 3.9 7 4 .7 6 %

P T C D A S T ru s t S ta n d a rd C h a rte re d B a n k F 1 + S O 2,5 4 4 .1 9 4 .5 7 %

G ra s im In d u s trie s L td A A A 2,0 1 3.8 3 3.6 1 %

P T C R T L T ru s t C e n tu rio n B a n k A A A (S O ) 1 ,7 7 5 .6 0 3.1 9 %

P T C U B L T ru s t In d u s In d B a n k A A A (S O ) 1 ,5 9 0 .1 2 2.8 5 %

P T C D L F G E C a p ita l S e rv ic e s In d ia L td A A A (S O ) 1 ,39 1 .5 6 2.5 0 %

K o ta k M a h in d ra P rim u s L td A A + 9 8 7 .9 0 1 .7 7 %

P T C T V S F in a n c e A A A (S O ) 9 0 6 .32 1 .6 3%

P T C V E T ru s t M M F S L A A A (S O ) 1 5 4 .4 6 0 .28 %

T erm D ep os its 2 2 ,0 0 0 .0 0 3 9 .5 0 %

• IC IC I B a n k 1 2,0 0 0 .0 0 21 .5 4 %

• C itib a n k 5 ,0 0 0 .0 0 8 .9 8 %

• S ta te B a n k o f H y d e ra b a d 5 ,0 0 0 .0 0 8 .9 8 %

Cas h , Call, CB L O & R ev ers e R ep o 8 8 4 .5 8 1 .5 9 %

O th er Current A s s ets 5 ,8 2 8 .8 9 1 0 .4 6 %

T otal N et A s s ets 5 5 ,7 0 9 .6 8 1 0 0 .0 0 %


W H Y S H O U L D O N E IN V E S T ?S h ort term dep loy ment of funds w ith low v olatilityP ruICICI S h ort T erm P lan

* B e n c h m a rk s ta rt d a te : 31 -0 3-20 0 2C A G R – S h o rt T e rm P la n : 6 .38 % ; B e n c h m a rk : 5 .22%P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

P ortfolio

Comp any /Is s uer R ating Mk t V alue (R s . L a k h ) % to N A VS ty le B ox

P erformanc e R ec ord* - Cumulativ e O p tion

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re A b s o lu te . B e n c h m a rk is C risil S h o rtTe rm B o n d F u n d In d e x . S ta rt d a te : 31 -0 3-20 0 2. F o r c o m p u ta tio n o f re tu rn s th ea llo tm e n t N A V h a s b e e n ta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a yn o t b e s u s ta in e d in fu tu re . 31 -D e c -20 0 5 w a s a n o n b u s in e s s d a y.


S nap s h ot:Fund Managers : Chaitanya PandeIndic ativ e Inv estm ent H o riz o n: 3 - 6 m o nthsInc ep t io n C um ulativ e O p tio n: 2 5 -1 0 -2 0 0 1date Institutio nal O p tio n : 0 3 -0 4 -2 0 0 3Fund S iz e: R s . 5 5 7 .1 0 c ro resN A V (A s o n 3 0 -June-0 6 ):

C um ulativ e O p t io n : R s . 1 3 .5 2 5 1Institutio nal O p t io n : R s . 1 3 .6 2 9 4

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :S ho rt T erm Plan : 1 .1 0 %Ins t. Plan : 0 .8 0 %


}

R s 13 006.78

R s 12 4 14 .18

9 ,9 5 0

10,4 5 0

10,9 5 0

11,4 5 0

11,9 5 0

12 ,4 5 0

12 ,9 5 0

13 ,4 5 0

Apr

-02

Jul-

02

Oct

-02

Jan-

03

Apr

-03

Jul-

03

Oct

-03

Jan-

04

Apr

-04

Jul-

04

Oct

-04

Jan-

05

Apr

-05

Jul-

05

Oct

-05

Jan-

06

Apr

-06

P ru IC IC I S h o rt T e rm P la n C ris il S h o rt T e rm B o n d F u n d In d e x

3 .2 0%

5 .78 % 5 .64 %

6.66%

2 .4 2 %

4 .3 0% 4 .2 4 %

0.00%

1.00%

2 .00%

3 .00%

4 .00%

5 .00%

6.00%

7.00%

L a s t 6 M o n th s L a s t 1 y e a rs L a s t 3 y e a rs S in c e In c e p tio n

P ru IC IC I S h o rt T e rm P la n C ris il S h o rt T e rm B o n d F u n d In d e x


8 .0 5 %


5 1 .5 4 %


33

Rs. 10000 invested at inception: L ong Term F loating Rate P lan-B V s C risil L iq u id F u nd Index

CAGR – Long Term Floating Rate Plan: 5.74%; Benchmark : 4.96%Past p erformance may or may not b e s u s tained in fu tu re.

Rating P rofile

Av erage M atu rity : 0 .8 1 Y ear

Y ield To M atu rity : 7.43 %

M od ified D u ration : 0 .67 Y ear

% Floating Rate As sets : 42 .0 1 %

Av erage d ay s to reset : 0 .1 4 Y ear

Av erage matu rity of fix ed rate comp onent : 0 .0 7 Y ear

W eighted Av erage M atu rity : 0 .1 0 Y ear

% U nlis ted Bond s : 5.54%

Q u antitative Indicators:

M atu rity P rofile

P erfor m ance Record * - C u m u lative O ption

S napsh ot:

Fund Managers : Chaitanya PandeIndic ativ e Inv estm ent H o riz o n: 6 -1 2 m o nthsInc ep t io n date: 1 5 -S ep -0 4Fund S iz e: R s . 4 5 1 .5 8 c ro resN A V (A s o n 3 0 -June-0 6 ):

Plan A - Cu m u lativ e: R s . 1 0 .9 6 5 1Plan B - Cu m u lativ e: R s . 1 1 .0 4 9 4

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :Plan A - 1 .2 5 %Plan B - 0 .8 5 %


* Retu rns > = 1 Y ear are CAGR, < 1 Y ear are Ab solu te. Benchmark is Cris ilLiq u id Fu nd Ind ex . For comp u tation of retu rns the allotment N AV has b eentaken as Rs . 1 0 .0 0 . Pas t p erformance may or may not b e s u s tained in fu tu re.3 1 -D ec-2 0 0 5 w as a non b u s ines s d ay.

P r u IC IC I L ong T erm F loating Rate P lan

P S U / P F I B onds 5 ,8 15 .2 7 12 .8 8 %

• Bharat H eav y E lectricals Ltd AAA 2 ,8 1 6.40 6.2 4%

Ind ian O il Corp oration Ltd AAA 1 ,0 0 0 .46 2 .2 2 %

Ind u s trial D ev elop ment Bank of Ind ia AA+ 998 .41 2 .2 1 %

U nion Bank of Ind ia AA 1 ,0 0 0 .0 0 2 .2 1 %

P r ivate C orporate S ecu r ities 16 ,02 6 .8 2 3 5 .4 8 %

• GE Cou ntry w id e Finacial S erv ices Ltd AAA 2 ,50 0 .0 0 5.54%

Rab o Ind ia Finance Ltd AAA 2 ,50 0 .0 0 5.54%

PTC U BL Tru s t Ind u s Ind Bank AAA(S O ) 1 ,590 .1 2 3 .52 %

H D FC Ltd AAA 1 ,50 3 .8 3 3 .3 3 %

M ahind ra & M ahind ra Financial S erv ices Ltd AA+ 1 ,50 0 .0 0 3 .3 2 %

PTC Birla H ome Finance GE CS I AA(S O ) 1 ,50 0 .0 0 3 .3 2 %

PTC H ero M otors Ltd A1 + (S O ) 1 ,50 0 .0 0 3 .3 2 %

PTC D LF GE Cap ital S erv ices Ind ia Ltd AAA(S O ) 1 ,2 1 0 .0 6 2 .68 %

LIC H ou s ing Finance Ltd AAA 1 ,0 0 0 .0 0 2 .2 1 %

PTC Citi Fleet Tru s t Citib ank AAA(S O ) 72 4.2 1 1 .60 %

ICICI Bank Ltd AAA 498 .60 1 .1 0 %

T er m D eposits 17 ,5 00.00 3 8 .7 5 %

• ICICI Bank 7,50 0 .0 0 1 6.61 %

• Central Bank of Ind ia 5,0 0 0 .0 0 1 1 .0 7%

• S tate Bank of Patiala 5,0 0 0 .0 0 1 1 .0 7%

C ash , C all, C B L O & Reverse Repo 17 9 .6 1 0.4 0%

O th er C u r rent A ssets 5 ,6 3 6 .4 0 12 .4 9 %

T otal N et A ssets 4 5 ,15 8 .10 100.00%

• Top Fiv e H old ings

P ortfolio

C om pany /Issu er Rating M k t V alu e (Rs . Lakh) % to N A VS ty le B ox


G enerate m ark et rate of retu rns w ith low volatility

F ig u res as on 3 0-J u ne, 2 006

Rs 11049.40

Rs 10903 .95

9,95 0

10,15 0

10,3 5 0

10,5 5 0

10,7 5 0

10,95 0

11,15 0

Sep-

04O

ct-0

4

Nov

-04

Dec

-04

Jan-

05

Feb-

05M

ar-0

5A

pr-0

5M

ay-0

5

Jun-

05Ju

l-05

Aug

-05

Sep-

05O

ct-0

5N

ov-0

5D

ec-0

5

Jan-

06Fe

b-06

Mar

-06

Apr

-06

May

-06

Jun-

06

P ru IC IC I L o n g T e rm F lo a tin g Ra te P la n C risil L iq u id F u n d In d e x

3 .01%

5 .8 7 % 5 .7 4%

2 .98 %

5 .3 2 %4.96 %

0.00%

1.00%

2 .00%

3 .00%

4.00%

5 .00%

6 .00%

7 .00%

L a st 6 M o n th s L a st 1 y e a rs S in c e In c e p tio n

P ru IC IC I L o n g T e rm F lo a tin g Ra te P la n C risil L iq u id F u n d In d e x

AA and E q u iv ale nt1 1 .0 7 %


5 1 .6 3 %


5 1.42 %

2 3 .7 1%

12 .48 %

6 .8 5 %

3 .3 2 %

2 .2 1%

0.00% 2 0.00% 40.00% 6 0.00%

< 18 2 d a y s

O th e r C u rre n t A sse ts

3 -5 y e a rs

34

100%

0.00% 4 0.00% 8 0.00% 12 0.00%

< 18 2 d a y s

Rating Profile

M atu rity Profile:

Q u antitativ e Ind ic ators :

A v e ra g e M a tu rity : 6 .33 D a y sY ie ld T o M a tu rity : 7 .1 0 %M o d ifie d D u ra tio n : 6 .0 6 D a y s% F lo a tin g R a te A s s e ts : 5 6 .44%A v e ra g e d a y s to re s e t : 3.9 2 D a y sA v e ra g e m a tu rity o f fix e d ra te c o m p o n e n t : 3.6 5 D a y sW e ig h te d a v e ra g e m a tu rity : 3.8 0 D a y s% U n lis te d B o n d s : 6 .9 5 %

Perform anc e* Rec ord - C as h O p tion - G row th

PS U /PF I B ond s 1 ,0 0 0 .4 6 2 .7 8 %

In d ia n O il C o rp o ra tio n L td A A A 1 ,0 0 0 .46 2 .7 8 %

Priv ate C orp orate S ec u rities 2 ,5 0 0 .0 0 6 .9 5 %

• G E C a p ita l S e rv ic e s In d ia L td A A A 2 ,5 0 0 .0 0 6 .9 5 %

C Ps and C D s 1 ,6 8 1 .4 2 4 .6 7 %

H D F C B a n k - C D P 1 + 6 9 7 .0 7 1 .9 4%

P u n ja b N a tio n a l B a n k - C D P 1 + 49 3.2 0 1 .37 %

S ta te B a n k o f B ik a n e r & Ja ip u r - C D P 1 + 49 1 .1 5 1 .36 %

T erm D ep os its 2 1 ,5 0 0 .0 0 5 9 .7 4 %

• C itib a n k 7 ,5 0 0 .0 0 2 0 .8 4%

• IC IC I B a n k 6 ,5 0 0 .0 0 1 8 .0 6 %

• C e n tra l B a n k o f In d ia 5 ,0 0 0 .0 0 1 3.8 9 %

• S ta te B a n k o f P a tia la 2 ,5 0 0 .0 0 6 .9 5 %

C as h , C all, C B L O & Rev ers e Rep o 6 ,9 9 9 .8 8 1 9 .4 5 %

O th er C u rrent A s s ets 2 ,3 1 4 .3 3 6 .4 1 %

T otal N et A s s ets 3 5 ,9 9 6 .0 9 1 0 0 .0 0 %


S nap s h ot:

Fund Managers : Chaitanya PandeIndic ativ e Inv estm ent H o riz o n: O ne day to o ne w eekInc ep t io n date:

G ro w th O p tio n: 0 6 -0 3 -2 0 0 2G ro w th C ash O p tio n: 0 9 -0 3 -2 0 0 6

Fund S iz e: R s . 3 5 9 .9 6 c ro resN A V (A s o n 3 0 -June-0 6 ):

G ro w t h o p t io n : R s . 1 2 .0 6 0 4C ash O p t io n G ro w t h : R s . 1 0 .2 0 6 5

* * E x p ense R atio fo r t h e m o nth o f Jun'0 6 :G ro w th o p tio n: 1 .0 0 %Cash O p tio n G ro w th: 0 .3 5 %


W H Y S H O U L D O N E IN V E S T ?T em p orary p ark ing of fu nd s w ith h igh liq u id ity

S ty le B ox

Pru IC IC I S w eep PlanPortfolio

C om p any /Is s u er M k t V alu e (R s . L a k h ) % to N A V

* R e tu rn s > = 1 Y e a r a re C A G R , < 1 Y e a r a re S im p le A n n u a lis e d . B e n c h m a rk isC ris il L iq u id F u n d In d e x . F o r c o m p u ta tio n o f re tu rn s th e a llo tm e n t N A V h a s b e e nta k e n a s R s . 1 0 .0 0 . P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re .

F igu res as on 3 0 -J u ne, 2 0 0 6

6 .6 3 % 6 .5 8 % 6 .6 1%

4 .5 6 % 4 .6 2 %

6 .15 %

0.00%

1.00%

2 .00%

3 .00%

4 .00%

5 .00%

6 .00%

7 .00%

L a s t 15 d a y s L a s t 3 0 d a y s S in c e in c e p tio n

P ru IC IC I S w e e p C ris il L iq u id F u n d In d e x

Call,CurrentA s s ets ,B ankD ep o s its and R ev ers e R ep o s

8 5 .6 0 %

A A A and E q uiv alent1 4 .4 0 %

35

WHY SHOULD ONE INVEST?C u s t o m is e d in v e s t m e n t s o lu t io n s t o m a t c h r is k r e t u r n p ro f ile .P ru IC IC I A d v is o r Se r ie s

P o r t f o lio - C a u t io u s P la n

C o m p a n y / Is s u e r M k t . Va lu e % t o NA V(R s . L a k h )

P ru IC IC I S h o rt te rm P la n 2 4 7 .30 4 0 .7 3%

P ru IC IC I F lo a tin g R a te P la n 2 0 6 .0 7 33.9 4 %

P ru IC IC I L iq u id P la n 1 2 3.52 2 0 .34 %

P ru IC IC I F le x ib le In c o m e P la n 8 2 .4 3 1 3.58 %

P ru IC IC I G ro w th P la n 6 4 .9 0 1 0 .6 9 %

P ru IC IC I D y n a m ic P la n 6 4 .2 1 1 0 .57 %

P ru IC IC I E m e rg in g S .T .A .R 4 2 .2 3 6 .9 5%

Oth e r C u r r e n t A s s e t s ( 2 2 3 .4 6 ) - 3 6 .8 0 %

To t a l Ne t A s s e t s 6 0 7 .2 0 1 0 0 .0 0 %


Fund Managers : Pankaj Kaji

P o r t f o lio - Ve r y A g g r e s s iv e P la n


P ru IC IC I G ro w th P la n 32 5.6 9 38 .8 5%

P ru IC IC I P o w e r P la n 32 2 .7 8 38 .50 %

P ru IC IC I D y n a m ic P la n 8 0 .54 9 .6 1 %

P ru IC IC I L iq u id P la n 7 7 .2 3 9 .2 1 %

Oth e r C u r r e n t A s s e t s 3 2 .1 8 3 .8 3 %

To t a l Ne t A s s e t s 8 3 8 .4 2 1 0 0 .0 0 %

P o r t f o lio - M o d e r a t e P la n


P ru IC IC I D y n a m ic P la n 1 50 .0 4 1 5.55%

P ru IC IC I F lo a tin g R a te P la n 1 4 4 .4 7 1 4 .9 7 %

P ru IC IC I S h o rt te rm P la n 9 6 .32 9 .9 8 %

P ru IC IC I F le x ib le In c o m e P la n 9 6 .31 9 .9 8 %

P ru IC IC I L iq u id P la n 1 9 2 .59 1 9 .9 5%

P ru IC IC I G ro w th P la n 1 51 .6 9 1 5.7 2 %

P ru IC IC I P o w e r P la n 1 50 .34 1 5.58 %

Oth e r C u r r e n t A s s e t s ( 1 6 .5 7 ) - 1 .7 3 %

To t a l Ne t A s s e t s 9 6 5 .1 9 1 0 0 .0 0 %

P o r t f o lio - Ve r y C a u t io u s P la n


P ru IC IC I L iq u id P la n 2 9 9 .58 50 .0 9 %

P ru IC IC I F lo a tin g R a te P la n 1 59 .8 1 2 6 .7 2 %

P ru IC IC I S h o rt te rm P la n 1 54 .8 2 2 5.8 9 %

Oth e r C u r r e n t A s s e t s (1 6 .1 5 ) -2 .7 0 %

To t a l Ne t A s s e t s 5 9 8 .0 6 1 0 0 .0 0 %

F u n d Siz e R s . 3 8 .0 0 C r o r e s

P e r f o r m a n c e R e c o r d s *

Sc h e m e Na m e Da t e P e r io d NA V NA V R e t u r n s(R s ) a s o f F u n d B e n c h m a r k

3 0 -J u n -0 6 In d e x

V e ry C a u tio u s 30 -D e c -0 5 L a s t 6 M o n th s 1 1 .0 1 7 3 1 1 .334 4 2 .8 8 % 2 .8 1 %

V e ry C a u tio u s 30 -Ju n -0 5 L a s t 1 y e a rs 1 0 .7 4 9 4 1 1 .334 4 5.4 4 % 5.0 1 %

V e ry C a u tio u s 1 8 -D e c -0 3 S in c e In c e p tio n 1 0 1 1 .334 4 5.0 7 % 4 .4 3%

C a u tio u s 30 -D e c -0 5 L a s t 6 M o n th s 1 1 .8 0 55 1 2 .34 7 5 4 .59 % 3.9 5%

C a u tio u s 30 -Ju n -0 5 L a s t 1 y e a rs 1 0 .9 58 1 2 .34 7 5 1 2 .6 8 % 1 2 .4 3%

C a u tio u s 1 8 -D e c -0 3 S in c e In c e p tio n 1 0 1 2 .34 7 5 8 .6 8 % 8 .1 1 %

M o d e ra te 30 -D e c -0 5 L a s t 6 M o n th s 1 3.8 0 0 5 1 4 .8 6 9 6 7 .7 5% 6 .8 9 %

M o d e ra te 30 -Ju n -0 5 L a s t 1 y e a rs 1 1 .6 0 53 1 4 .8 6 9 6 2 8 .1 3% 2 4 .1 5%

M o d e ra te 1 8 -D e c -0 3 S in c e In c e p tio n 1 0 1 4 .8 6 9 6 1 6 .9 5% 1 5.2 3%

A g g re s s iv e 30 -D e c -0 5 L a s t 6 M o n th s 1 5.7 2 0 6 1 7 .2 1 0 4 9 .4 8 % 8 .8 8 %

A g g re s s iv e 30 -Ju n -0 5 L a s t 1 y e a rs 1 2 .4 8 1 8 1 7 .2 1 0 4 37 .8 8 % 33.7 1 %

A g g re s s iv e 1 8 -D e c -0 3 S in c e In c e p tio n 1 0 1 7 .2 1 0 4 2 3.8 9 % 2 1 .0 5%

V e ry A g g re s s iv e 30 -D e c -0 5 L a s t 6 M o n th s 1 7 .7 2 4 2 1 9 .7 2 51 1 1 .2 9 % 9 .9 6 %

V e ry A g g re s s iv e 30 -Ju n -0 5 L a s t 1 y e a rs 1 3.1 8 6 4 1 9 .7 2 51 4 9 .59 % 38 .9 1 %

V e ry A g g re s s iv e 1 8 -D e c -0 3 S in c e In c e p tio n 1 0 1 9 .7 2 51 30 .7 4 % 2 4 .39 %

V e ry C a u tio u s :- C ris il L iq u id fu n d In d e x - 7 0 % , C ris il S h o rt T e rm B o n d F u n d -30 %

C a u tio u s :- N ifty -1 5% , C ris il C o m p o s ite B o n d F u n d In d e x - 7 0 % , C ris il L iq u idF u n d In d e x -1 5%

M o d e ra te :- N ifty -4 0 % , C ris il C o m p o s ite B o n d F u n d In d e x - 4 0 % , C ris il L iq u idF u n d In d e x -2 0 %

A g g re s s iv e :- N ifty -7 0 % , C ris il C o m p o s ite B o n d F u n d In d e x - 2 5% , C ris il L iq u idF u n d In d e x -5%

V e ry A g g re s s iv e :- N ifty -9 0 % , C ris il L iq u id F u n d In d e x - 1 0 %

* R e tu rn s < 1 Y e a r : A b s o lu te , > = 1 Y e a r : C A G RN o te : F o r c o m p u ta tio n o f re tu r n s th e a llo tm e n t N A V h a s b e e n ta k e n a s R s .1 0 .0 0P a s t P e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in th e fu tu re . 31 -D e c -2 0 0 5 w a s a n o nb u s in e s s d a y.

P o r t f o lio - A g g r e s s iv e P la n


P ru IC IC I G ro w th P la n 2 4 3.9 8 30 .8 4 %

P ru IC IC I P o w e r P la n 1 6 1 .1 9 2 0 .37 %

P ru IC IC I L iq u id P la n 1 54 .2 4 1 9 .4 9 %

P ru IC IC I D y n a m ic P la n 1 2 0 .6 5 1 5.2 5%

P ru IC IC I F le x ib le In c o m e P la n 7 7 .4 4 9 .7 9 %

P ru IC IC I S h o rt te rm P la n 38 .7 3 4 .8 9 %

Oth e r C u r r e n t A s s e t s (5 .0 1 ) - 0 .6 3 %

To t a l Ne t A s s e t s 7 9 1 .2 2 1 0 0 .0 0 %

36

Dividend History

P ru IC IC I G ilt F u nd - Investm ent P la n - Ha lf Y ea rly Dividend O p tion (N o v . 2 0 0 5 o n w a rd )

R ec ord Da te F a c e V a lu e (R s.) N A V (R s) Dividend (R s.)/ U nit

30 -N o v -0 5 1 0 .0 0 0 0 1 0 .6667 0 .2 60 031 -M a y -0 6 1 0 .0 0 0 0 1 0 .5 5 1 7 0 .2 0 0 0

P ru IC IC I F ix ed M a tu rity P la n - Q u a rterly O p tion 2 6 Dividend


1 -M a r-0 5 1 0 .0 0 0 0 1 0 .1 4 2 1 0 .1 36131 -M a y -0 5 1 0 .0 0 0 0 1 0 .1 34 4 0 .1 35 831 -A u g -0 5 1 0 .0 0 0 0 1 0 .1 34 1 0 .1 35 4

P ru IC IC I Inc om e P la n - Q u a rterly Dividend O p tion

R ec ord Da te F a c e V a lu e (R s) N A V (R s) Dividend (R s.)/ U nit

2 8 -M a r-0 5 1 0 .0 0 1 0 .9 4 0 8 0 .1 0 0 030 -Ju n e -0 5 1 0 .0 0 1 1 .0 0 34 0 .1 0 0 02 9 -S e p -0 5 1 0 .0 0 1 1 .0 1 8 7 0 .1 0 0 030 -D e c -0 5 1 0 .0 0 1 0 .9 7 69 0 .0 4 0 031 -M a r-0 6 1 0 .0 0 1 0 .8 9 8 0 0 .1 0 0 030 -Ju n -0 6 1 0 .0 0 1 0 .8 8 1 7 0 .1 0 0 0

D iv id e n d is g ro s s d iv id e n d . T o a rriv e a t th e n e t d iv id e n d p a y a b le fo r c o rp o ra te a n d n o n -c o rp o ra te in v e s to rs d iv id e n d d is trib u tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n e e d s to b e a d ju s te dre s p e c tiv e ly. P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A fte r p a y m e n t o fd iv id e n d th e N A V w ill fa ll to th e e x te n t o f p a y o u t a n d d is trib u tio n ta x e s if a p p lic a b le .

P ru IC IC I Inc om e P la n - Ha lf yea rly Dividend O p tion


1 1 -O c t-0 4 1 0 .0 0 1 0 .34 4 5 0 .1 5 0 02 8 -M a r-0 5 1 0 .0 0 1 0 .4 5 1 4 0 .2 0 0 02 9 -S e p -0 5 1 0 .0 0 1 0 .5 1 5 4 0 .2 2 0 031 -M a r-0 6 1 0 .0 0 1 0 .37 0 2 0 .1 2 0 0

P ru IC IC I S h ort T erm P la n - M onth ly Dividend O p tion (Ja n . 2 0 0 6 o n w a rd )


1 6-Ja n -0 6 1 0 .0 0 1 0 .7 8 0 4 0 .0 4 5 02 7 -F e b -0 6 1 0 .0 0 1 0 .7 8 0 2 0 .0 4 4 02 8 -M a r-0 6 1 0 .0 0 1 0 .7 67 1 0 .0 4 4 02 8 -A p r-0 6 1 0 .0 0 1 0 .8 1 35 0 .0 60 030 -M a y -0 6 1 0 .0 0 1 0 .8 1 5 7 0 .0 60 02 9 -Ju n -0 6 1 0 .0 0 1 0 .8 1 2 9 0 .0 60 0

D iv id e n d is g ro s s d iv id e n d . T o a rriv e a t th e n e t d iv id e n d p a y a b le fo r c o rp o ra te a n d n o n -c o rp o ra te in v e s to rs d iv id e n d d is trib u tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n e e d s to b e a d ju s te dre s p e c tiv e ly.P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A fte r p a y m e n t o fd iv id e n d th e N A V w ill fa ll to th e e x te n t o f p a y o u t a n d d is trib u tio n ta x e s if a p p lic a b le .

P ru IC IC I L ong T erm F loa ting R a te P la n - Dividend A M onth ly O p tion


30 -D e c -0 5 1 0 .0 0 1 0 .0 35 0 0 .0 8 5 031 -Ja n -0 6 1 0 .0 0 1 0 .0 7 7 2 0 .0 37 02 8 -F e b -0 6 1 0 .0 0 1 0 .0 8 0 0 0 .0 37 031 -M a r-0 6 1 0 .0 0 1 0 .0 8 8 2 0 .0 4 0 02 8 -A p r-0 6 1 0 .0 0 1 0 .0 9 7 8 0 .0 4 0 031 -M a y -0 6 1 0 .0 0 1 0 .1 0 9 4 0 .0 4 0 030 -Ju n -0 6 1 0 .0 0 1 0 .1 1 8 6 0 .0 4 0 0

P ru IC IC I S h ort T erm P la n - F ortnig h tly Dividend O p tion (Ja n . 2 0 0 6 o n w a rd )


1 6-Ja n -0 6 1 0 .0 0 0 0 1 0 .7 4 8 5 0 .0 30 030 -Ja n -0 6 1 0 .0 0 0 0 1 0 .7 31 4 0 .0 2 2 51 6-F e b -0 6 1 0 .0 0 0 0 1 0 .7 37 4 0 .0 2 7 52 7 -F e b -0 6 1 0 .0 0 0 0 1 0 .7 2 61 0 .0 1 8 01 6-M a r-0 6 1 0 .0 0 0 0 1 0 .7 1 2 7 0 .0 1 8 02 8 -M a r-0 6 1 0 .0 0 0 0 1 0 .7 2 0 9 0 .0 1 8 01 7 -A p r-0 6 1 0 .0 0 0 0 1 0 .7 64 0 0 .0 30 02 8 -A p r-0 6 1 0 .0 0 0 0 1 0 .7 62 7 0 .0 1 7 01 5 -M a y -0 6 1 0 .0 0 0 0 1 0 .7 8 0 0 0 .0 2 6030 -M a y -0 6 1 0 .0 0 0 0 1 0 .7 8 1 7 0 .0 2 601 5 -Ju n -0 6 1 0 .0 0 0 0 1 0 .7 8 5 8 0 .0 2 602 9 -Ju n -0 6 1 0 .0 0 0 0 1 0 .7 8 7 0 0 .0 2 60


P ru IC IC I L ong T erm F loa ting R a te P la n - Dividend C M onth ly O p tion


2 8 -A p r-0 6 1 0 .0 0 1 0 .0 7 4 3 0 .0 4 4 0

P ru IC IC I L ong T erm F loa ting R a te P la n - Dividend B M onth ly O p tion


30 -D e c -0 5 1 0 .0 0 1 0 .0 7 4 9 0 .0 37 531 -Ja n -0 6 1 0 .0 0 1 0 .0 8 4 2 0 .0 39 02 8 -F e b -0 6 1 0 .0 0 1 0 .0 8 8 0 0 .0 39 031 -M a r-0 6 1 0 .0 0 1 0 .0 9 7 6 0 .0 4 2 02 8 -A p r-0 6 1 0 .0 0 1 0 .1 0 8 4 0 .0 4 2 031 -M a y -0 6 1 0 .0 0 1 0 .1 2 1 7 0 .0 4 2 030 -Ju n -0 6 1 0 .0 0 1 0 .1 32 3 0 .0 4 2 0

P ru IC IC I L iq u id P la n - W eek ly Dividend O p tion (Ja n . 2 0 0 6 o n w a rd )


0 2 -Ja n -0 6 1 0 .0 0 1 1 .8 4 2 9 0 .0 1 2 300 9 -Ja n -0 6 1 0 .0 0 1 1 .8 4 2 2 0 .0 1 1 601 6-Ja n -0 6 1 0 .0 0 1 1 .8 4 31 0 .0 1 2 5 02 3-Ja n -0 6 1 0 .0 0 1 1 .8 4 2 8 0 .0 1 2 2 230 -Ja n -0 6 1 0 .0 0 1 1 .8 4 2 9 0 .0 1 2 300 6-F e b -0 6 1 0 .0 0 1 1 .8 4 33 0 .0 1 2 7 01 3-F e b -0 6 1 0 .0 0 1 1 .8 4 34 0 .0 1 2 8 02 0 -F e b -0 6 1 0 .0 0 1 1 .8 4 2 9 0 .0 1 2 302 7 -F e b -0 6 1 0 .0 0 1 1 .8 4 32 0 .0 1 2 606-M a r-0 6 1 0 .0 0 1 1 .8 4 2 7 0 .0 1 2 1 01 3-M a r-0 6 1 0 .0 0 1 1 .8 4 30 0 .0 1 2 4 02 0 -M a r-0 6 1 0 .0 0 1 1 .8 4 38 0 .0 1 32 02 7 -M a r-0 6 1 0 .0 0 1 1 .8 4 4 6 0 .0 1 4 0 00 3-A p r-0 6 1 0 .0 0 1 1 .8 4 5 8 0 .0 1 5 2 01 0 -A p r-0 6 1 0 .0 0 1 1 .8 4 5 5 0 .0 1 4 9 01 7 -A p r-0 6 1 0 .0 0 1 1 .8 4 4 3 0 .0 1 37 02 4 -A p r-0 6 1 0 .0 0 1 1 .8 4 4 7 0 .0 1 4 1 01 -M a y -0 6 1 0 .0 0 1 1 .8 4 4 7 0 .0 1 4 18 -M a y -0 6 1 0 .0 0 1 1 .8 4 4 3 0 .0 1 371 5 -M a y -0 6 1 0 .0 0 1 1 .8 4 4 4 0 .0 1 382 2 -M a y -0 6 1 0 .0 0 1 1 .8 4 4 1 0 .0 1 352 9 -M a y -0 6 1 0 .0 0 1 1 .8 4 4 2 0 .0 1 360 5 -Ju n -0 6 1 0 .0 0 1 1 .8 32 5 0 .0 1 301 2 -Ju n -0 6 1 0 .0 0 1 1 .8 4 4 1 0 .0 1 351 9 -Ju n -0 6 1 0 .0 0 1 1 .8 4 4 6 0 .0 1 4 02 6-Ju n -0 6 1 0 .0 0 1 1 .8 4 4 5 0 .0 1 39


P ru IC IC I B lended P la n A - Dividend O p tion


0 1 -Ju n -0 6 1 0 .0 0 1 0 .5 64 3 0 .2 5 0 0D iv id e n d is g ro s s d iv id e n d . T o a rriv e a t th e n e t d iv id e n d p a y a b le fo r c o rp o ra te a n d n o n -c o rp o ra te in v e s to rs d iv id e n d d is trib u tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n e e d s to b e a d ju s te dre s p e c tiv e ly. P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A fte r p a y m e n t o fd iv id e n d th e N A V w ill fa ll to th e e x te n t o f p a y o u t a n d d is trib u tio n ta x e s if a p p lic a b le .

P ru IC IC I F ix ed M a tu rity P la n - S eries 2 4 Q


2 1 -M a r-0 5 1 0 .0 0 0 0 1 0 .1 4 4 5 0 .1 4 4 5

P ru IC IC I F ix ed M a tu rity P la n - Q u a rterly S eries 2 5


9 -A u g -0 5 1 0 .0 0 0 0 1 0 .1 339 0 .1 35 1

P ru IC IC I F ix ed M a tu rity P la n - S eries 2 8 - 4 M onth s


1 2 -M a y -0 6 1 0 .0 0 0 0 1 0 .0 8 0 9 0 .0 8 60

P ru IC IC I F ix ed M a tu rity P la n - S eries 2 4 yea rly p la n dividend op tion


1 9 -A p r-0 6 1 0 .0 0 0 0 1 0 .0 5 0 0 0 .0 5 5 3

P ru IC IC I F ix ed M a tu rity P la n - S eries 2 5 yea rly p la n dividend op tion


1 9 -A p r-0 6 1 0 .0 0 0 0 1 0 .0 37 7 0 .0 39 0

P ru IC IC I F ix ed M a tu rity P la n - Q u a rterly O p tion 2 6 G row th


31 -M a y -0 5 1 0 .0 0 0 0 1 0 .1 4 1 9 0 .1 35 9


P ru IC IC I G ilt F u nd - T rea su ry P la n - Q u a rterly Dividend O p tion (M a y . 2 0 0 6 o n w a rd )


31 -M a y -0 6 1 0 .0 0 0 0 1 0 .5 65 0 0 .1 30 0

P ru IC IC I G ilt F u nd - T rea su ry P la n - Ha lf Y ea rly Dividend O p tion (M a y . 2 0 0 6 o n w a rd )


31 -M a y -0 6 1 0 .0 0 0 0 1 0 .2 5 7 4 0 .2 0 0 0

D iv id e n d is g ro ss d iv id e n d . T o a rriv e a t th e n e t d iv id e n d p a y a b le fo r c o rp o ra te a n d n o n -c o rp o ra tein v e sto rs d iv id e n d d istrib u tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n e e d s to b e a d ju ste d re sp e c tiv e ly.P a s t p e rfo rm a n c e m a y o r m a y n o t b e s u s ta in e d in fu tu re . A fte r p a y m e n t o f d iv id e n d th eN A V w ill fa ll to th e e x te n t o f p a y o u t.

P ru IC IC I S w eep P la n - C a sh O p tion - W eek ly Dividend


0 5 -Ju n -0 6 1 0 .0 0 1 0 .0 1 1 9 0 .0 1 1 91 2 -Ju n -0 6 1 0 .0 0 1 0 .0 1 2 7 0 .0 1 2 71 9 -Ju n -0 6 1 0 .0 0 1 0 .0 1 2 7 0 .0 1 2 72 6-Ju n -0 6 1 0 .0 0 1 0 .0 1 2 6 0 .0 1 2 6

P ru IC IC I S w eep P la n - C a sh - M onth ly O p tion


30 -M a y -0 6 1 0 .0 0 1 0 .0 5 65 0 .0 5 652 9 -Ju n -0 6 1 0 .0 0 1 0 .0 5 4 2 0 .0 5 4 2


P ru IC IC I F ix ed M a tu rity P la n - S eries 2 7 - 3 M onth s Dividend


1 8 -Ju n -0 6 1 0 .0 0 1 0 .2 0 8 7 0 .2 0 8 7

37

Dividend History

P ru IC IC I M onth ly Inc om e P la n* * - Q u a rterly Dividend O p tion (Feb. 2 0 0 5 o n w a rd )

Record Date F ace V alu e (Rs .) N A V (Rs ) Div iden d (Rs .)/ U n it

2 8 -Feb-0 6 1 0 .0 0 0 0 1 1 .7 5 7 2 0 .3 0 0 03 1 -M a y -0 6 1 0 .0 0 0 0 1 1 .7 6 4 9 0 .2 0 0 0

P ru IC IC I M on th ly In com e P lan * * - H alf Y early Div iden d O p tion (S ep t.2 0 0 5 o n w a rd )


1 -S ep -0 5 1 0 .0 0 0 0 1 1 .7 1 5 6 0 .4 5 0 02 8 -Feb-0 6 1 0 .0 0 0 0 1 1 .8 4 6 3 0 .5 0 0 0

D iv id en d is g ro ss d iv id en d . T o a rriv e a t th e n et d iv id en d p a y a ble fo r c o rp o ra te a n d n o n -c o rp o ra tein v esto rs d iv id en d d istribu tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n eed s to be a d ju sted resp ec tiv ely.P a st p erfo rm a n c e m a y o r m a y n o t be su sta in ed in fu tu re. A fter p a y m en t o f d iv id en d th e N A V w illfa ll to th e ex ten t o f p a y o u t a n d d istribu tio n ta x es if a p p lic a ble. * * A n o p en -en d ed fu n d . M o n th lyin c o m e is n o t a ssu red a n d is su bjec t to th e a v a ila bility o f d istribu ta ble su rp lu s. P ru IC IC I Dis cov ery F u n d - Div iden d O p tion


1 1 -O c t-0 5 1 0 .0 0 1 7 .9 9 1 .5 02 3 -M a r-0 6 1 0 .0 0 2 0 .3 0 2 .0 0

P a s t p erfo rm a n c e m a y o r m a y n o t be s u s ta in ed in fu tu re. A fter p a y m en t o f d iv id en d th eN A V w ill fa ll to th e ex ten t o f p a y o u t a n d d is tribu tio n ta x es if a p p lic a ble.

P ru IC IC I F lex ib le In com e P lan - H alf Y early Div iden d O p tion (M a y 2 0 0 6 o n w a rd )


3 1 -M a y -0 6 1 0 .0 0 0 0 1 0 .6 6 6 4 0 .2 5 0 0

D iv id en d is g ro s s d iv id en d . T o a rriv e a t th e n et d iv id en d p a y a ble fo r c o rp o ra te a n d n o n -c o rp o ra te in v es to rs d iv id en d d is tribu tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n eed s to be a d ju s tedres p ec tiv ely. P a s t p erfo rm a n c e m a y o r m a y n o t be s u s ta in ed in fu tu re. A fter p a y m en t o fd iv id en d th e N A V w ill fa ll to th e ex ten t o f p a y o u t a n d d is tribu tio n ta x es if a p p lic a ble.

P ru IC IC I M on th ly In com e P lan * * - M on th ly Div iden d O p tion (Feb. 2 0 0 6 o n w a rd )


2 8 -Feb-0 6 1 0 .0 0 0 0 1 1 .4 2 2 6 0 .0 8 0 03 1 -M a r-0 6 1 0 .0 0 0 0 1 1 .6 4 0 8 0 .1 0 0 02 8 -A p r-0 6 1 0 .0 0 0 0 1 1 .7 2 9 6 0 .1 0 0 03 1 -M a y -0 6 1 0 .0 0 0 0 1 1 .4 4 7 5 0 .0 8 0 03 0 -Ju n -0 6 1 0 .0 0 0 0 1 1 .3 0 8 8 0 .0 6 0 0

P ru IC IC I F loatin g Rate P lan - P lan A - F ortn ig h tly Div iden d O p tion (Ja n . 2 0 0 6 o n w a rd )


1 6 -Ja n -0 6 1 0 .0 0 1 0 .0 2 7 9 0 .0 2 6 63 0 -Ja n -0 6 1 0 .0 0 1 0 .0 2 2 7 0 .0 2 1 41 6 -Feb-0 6 1 0 .0 0 1 0 .0 2 7 7 0 .0 2 6 02 7 -Feb-0 6 1 0 .0 0 1 0 .0 1 9 0 0 .0 1 7 31 6 -M a r-0 6 1 0 .0 0 1 0 .0 2 8 2 0 .0 2 6 52 8 -M a r-0 6 1 0 .0 0 1 0 .0 2 4 0 0 .0 2 2 31 7 -A p r-0 6 1 0 .0 0 1 0 .0 3 5 9 0 .0 3 4 22 8 -A p r-0 6 1 0 .0 0 1 0 .0 2 0 1 0 .0 1 8 41 5 -M a y -0 6 1 0 .0 0 1 0 .0 3 0 0 0 .0 2 8 33 0 -M a y -0 6 1 0 .0 0 1 0 .0 2 6 5 0 .0 2 4 81 5 -Ju n -0 6 1 0 .0 0 1 0 .0 2 7 2 0 .0 2 5 52 9 -Ju n -0 6 1 0 .0 0 1 0 .0 2 4 4 0 .0 2 2 7

P ru IC IC I F loatin g Rate P lan - P lan B - F ortn ig h tly Div iden d O p tion (Ja n .2 0 0 6 o n w a rd )



P ru IC IC I F loatin g Rate P lan - P lan C - F ortn ig h tly Div iden d O p tion (Ja n .2 0 0 6 o n w a rd s )



P ru IC IC I G row th P lan - Div iden d O p tion


1 6 -M a r-0 0 1 0 .0 0 3 0 .0 5 1 0 .0 00 1 -M a r-0 1 1 0 .0 0 1 2 .5 4 1 .2 01 5 -M a r-0 2 1 0 .0 0 1 0 .8 3 0 .8 02 4 -Ju l-0 3 1 0 .0 0 1 1 .0 9 0 .8 00 6 -N o v -0 3 1 0 .0 0 1 4 .7 6 2 .5 02 5 -M a r-0 4 1 0 .0 0 1 3 .1 5 2 .0 01 7 -M a r-0 5 1 0 .0 0 1 4 .6 8 1 .0 02 3 -M a r-0 6 1 0 .0 0 2 3 .0 3 2 .0 0


P ru IC IC I P ow er - Div iden d O p tion


1 7 -Feb-0 3 1 0 .0 0 1 3 .6 2 2 .7 02 4 -Ju l-0 3 1 0 .0 0 1 4 .0 7 2 .0 02 3 -O c t-0 3 1 0 .0 0 1 8 .6 2 3 .0 02 4 -D ec -0 3 1 0 .0 0 1 6 .2 2 3 .0 02 5 -M a r-0 4 1 0 .0 0 1 2 .6 8 1 .5 02 4 -M a r-0 5 1 0 .0 0 1 4 .7 2 2 .5 02 6 -D ec -0 5 1 0 .0 0 1 7 .7 7 2 .0 0


P ru IC IC I F M C G F u n d - Div iden d O p tion


1 6 -M a r-0 0 R s . 1 0 .0 0 1 1 .4 5 1 .0 02 3 -M a r-0 6 R s . 1 0 .0 0 3 4 .4 7 3 .0 0


P ru IC IC I T ax P lan - Div iden d O p tion


1 6 -M a r-0 0 1 0 .0 0 2 2 .0 6 6 .0 02 4 -Ju l-0 3 1 0 .0 0 1 2 .3 8 1 .2 02 5 -M a r-0 4 1 0 .0 0 1 6 .0 9 4 .5 02 8 -D ec -0 4 1 0 .0 0 2 0 .6 1 2 .5 02 3 -A u g -0 5 1 0 .0 0 2 6 .9 8 4 1 2 .5 02 0 -M a r-0 6 1 0 .0 0 3 1 .5 1 5 .0 0


P ru IC IC I E m erg in g S .T .A .R. F u n d - Div iden d O p tion


1 8 -M a y -0 6 1 0 .0 0 2 3 .9 3 0 0 3 .0 0 0 0


P ru IC IC I In com e M u ltip lier F u n d - Div iden d O p tion (M a r. 2 0 0 6 o n w a rd )


2 3 -M a r-0 6 1 0 .0 0 1 2 .4 2 2 5 1 .0 0 0 0

P ru IC IC I L on g T erm P lan - Div iden d O p tion


2 8 -A p r-0 6 1 0 .0 0 1 0 .4 5 8 0 0 .0 5 0 03 1 -M a y -0 6 1 0 .0 0 1 0 .4 7 8 3 0 .0 5 0 03 0 -Ju n -0 6 1 0 .0 0 1 0 .4 8 7 1 0 .0 5 0 0


P ru IC IC I Dy n am ic F u n d - Div iden d O p tion


2 1 -S ep -0 5 1 0 .0 0 1 6 .5 7 5 7 2 .0 02 7 -A p r-0 6 1 0 .0 0 2 1 .6 9 9 8 2 .0 0


P ru IC IC I F lex ib le In com e P lan - Q u arterly Div iden d O p tion (M a y 2 0 0 6 o n w a rd )


3 1 -M a y -0 6 1 0 .0 0 0 0 1 0 .5 4 0 1 0 .1 0 0 0

P ru IC IC I B len ded P lan B - Div iden d O p tion


0 1 -Ju n -0 6 1 0 .0 0 1 0 .4 4 8 5 0 .4 0 0 0


P ru IC IC I F loatin g Rate P lan - P lan D - F ortn ig h tly Div iden d O p tion (M a y . 2 0 0 6 o n w a rd )


1 5 -M a y -0 6 1 0 .0 0 1 0 .0 3 0 9 0 .0 3 0 53 0 -M a y -0 6 1 0 .0 0 1 0 .0 2 7 2 0 .0 2 6 81 5 -Ju n -0 6 1 0 .0 0 1 0 .0 2 8 1 0 .0 2 7 72 9 -Ju n -0 6 1 0 .0 0 1 0 .0 2 5 1 0 .0 2 4 7

D iv id en d is g ro ss d iv id en d . T o a rriv e a t th e n et d iv id en d p a y a ble fo r c o rp o ra te a n d n o n -c o rp o ra tein v esto rs d iv id en d d istribu tio n ta x @ 2 2 .4 4 % a n d 1 4 .0 2 5 % n eed s to be a d ju sted resp ec tiv ely.P a s t p erfo rm a n c e m a y o r m a y n o t be s u s ta in ed in fu tu re. A fter p a y m en t o f d iv id en d th eN A V w ill fa ll to th e ex ten t o f p a y o u t a n d d is tribu tio n ta x es if a p p lic a ble.

P ru IC IC I B alan ced F u n d - Div iden d O p tion


1 6 -M a r-0 0 1 0 .0 0 1 4 .1 7 1 .0 0 P er u n it3 0 -O c t-0 3 1 0 .0 0 1 2 .9 3 2 .0 0 P er u n it2 4 -M a r-0 5 1 0 .0 0 1 5 .3 6 3 .5 0 P er u n it2 6 -D ec -0 5 1 0 .0 0 1 5 .7 6 1 .2 0 P er u n it


P ru IC IC I In fras tru ctu re f u n d - Div iden d


2 0 -M a r-0 6 1 0 .0 0 1 4 .3 7 1 .0 0

38

Key Features

T yp e

In v estm en t P attern(U n d e r n o rm a lc irc u m s ta n c e s )

O p tio n s

D efault O p tio n

A p p lic atio n A m o un t ###

M in . A d d l. In v estm en t ###

E n try L o ad *

E x it L o ad *$$$

R ed em p tio n C h eq uesIssued # #

M in . R ed em p tio n A m t.

C ut o f f tim e:P u rc h a s e /S w itc h inR e d e m p tio n /S w itc h o u t $

S ystem atic In v estm en tP lan (S IP )

S ystem atic W ith d raw alP lan (S W P )

S ystem atic T ran sfer P lan(S T P ) $$

R ec urrin g E x p en ses* *In v e s tm e n t M a n g m t. E x p .O th e r re c u rrin g e x p e n s e sT o tal

Funds at a glanceL iq uid P lan

O p e n -e n d e d L iq u id In c o m e F u n d

M o n e y M a rk e t u p to 8 0 % & D e b tIn s tru m e n ts u p to 2 0 %

1. Growth O p tion2 . D iv id e n d O p tion

a ) D iv id e n d P a y ou tQ u a rte rly & H a lf Y e a rly

b ) D iv . R e in v e s tm e n ti) D a ily , W e e k ly & M o n th lyii) Q u a rte rly & H a lf Y e a rly

D iv id e n d R e in v e s tm e n t w ithw e e k ly fre q u e n c y .

a ) G ro w th o p tio n : R s .1 5 ,0 0 0b ) D iv id e n d o p tio n : R s . 1 la c(p lu s in m u ltip le s o f R e .1 )

R s . 5 ,0 0 0 & in m u ltip le s th e re o f

N il

N il

G e n e ra lly w ith in 1 B u s in e s s D a yfo r s p e c ifie d R B I lo c a tio n s a n da d d itio n a l 3 B u s in e s s D a y s fo rN o n -R B I lo c a tio n s . S a m e D a yR e d e m p tio n F a c ility (re fe r toK e y In fo rm a tio n M e m o ra n d u m )

R s . 5 ,0 0 0

1 .0 0 p .m .1 0 .0 0 a .m .

N .A .

N .A .

A v a ila b le

0 .7 0 %0 .3 0 %1.0 0 %

In c o m e P lan

O p e n -e n d e d D e b t F u n d

D e b t S e c u ritie s u p to 7 5 % & M o n e yM a rk e t & C a s h u p to 2 5 %

1. Growth2 . Growth-A E P (A p p re c ia tio n &

R e g u la r)3 . D iv id e n d ^ (Q u a rte rly & H a lf

Y e a rly )

D iv id e n d R e in v e s tm e n t w ithH a lf Y e a rly fre q u e n c y .

R s . 5 ,0 0 0 (p lu s in m u ltip le s o f R e . 1 )R s .2 5 ,0 0 0 fo r A E P

R s . 5 0 0 & in m u ltip le s th e re o f

N il

F o r in v e s tm e n t o f le s s th a n o r u p toR s .1 0 la k h s : 0 .5 % if in v e s tm e n th e ld fo r le s s th a n o r e q u a l to ap e rio d o f 6 m o n th s F o r in v e s tm e n to f a b o v e R s .1 0 la k h s : N il

G e n e ra lly w ith in 1 B u s in e s s D a y fo rs p e c if ie d R B I lo c a t io n s a n da d d itio n a l 3 B u s in e s s D a y s fo r N o n -R B I lo c a tio n s

R s . 5 0 0

3 .0 0 p .m .3 .0 0 p .m .

M on thly : M in im u m R s . 1 ,0 0 0 + 5p o s t-d a te d c h e q u e s fo r a m in im u mo f R s . 1 ,0 0 0 e a c h .

* * * * *

M in im u m o f R s . 5 0 0 a n d in m u ltip le so f R e . 1 /-

A v a ila b le

1 .2 5 %0 .7 5 %

2 .0 0 %

S hort T e rm P la n

O p e n -e n d e d In c o m e F u n d

D e b t S e c u ritie s u p to 1 0 0 % & M o n e yM a rk e t & C a s h u p to 5 0 %

1 . C u m u la tiv e2 . D iv id e n d R e in v e s tm e n t

(F o rtn ig h tly & M o n th ly )

D iv id e n d R e in v e s tm e n t w ithF o rtn ig h tly fre q u e n c y .

R s .5 ,0 0 0 (p lu s in m u ltip le s o f R e . 1 )R s .2 5 ,0 0 0 fo r In s titu tio n a l o p tio n(p lu s in m u ltip le s o f R e .1 )

R s . 5 0 0 & in m u ltip le s th e re o f

N il

N il

G e n e ra lly w ith in 1 B u s in e s s D a y fo rs p e c if ie d R B I lo c a t io n s a n da d d itio n a l 3 B u s in e s s D a y s fo r N o n -R B I lo c a tio n s

R s . 5 0 0

3 .0 0 p .m .3 .0 0 p .m .

N o t A v a ila b le


A v a ila b le

1 .2 5 %1 .0 0 %

2 .2 5 %

F loa tin g R a te P la n


6 5 -1 0 0 % = F lo a tin g R a te D e b tIn s tru m e n ts . 0 -3 5 % = F ix e d ra ted e b t in s tru m e n ts w ith m a tu rity le s sth a n 1 y e a r.

1. C u m u la tiv e2 . D iv . R e in v e s tm e n t

(F o rtn ig h tly & D a ilyfre q u e n c ie s )

O p tion : P la n AS u b op tion : C u m u la tiv e

a ) P la n -A : R s 1 0 ,0 0 0 /-b ) P la n -B : R s .1 0 la c sc ) P la n -C : R s .3 c ro re sd ) P la n -D : R s .5 c ro re s(p lu s in m u ltip le s o f R e .1 )

P la n s A & B : R s.1 0 0 0 p lu s in m u ltip le so f R e .1P la n C : T h e m in im u m a d d itio n a lin v e s tm e n t a m o u n t c a n b e a n ya m o u n t p ro v id e d th e m in im u mb a la n c e in th e in v e s to rs a c c o u n t a tth e tim e o f a d d itio n a l s u b s c rip tio nin c lu d in g th e a m o u n t p ro p o s e d to b ein v e s t e d , is n o t b e lo w R s . 5C ro re * * * * .

P la n -A , B , C & D : N il

P la n -A : F o r in v e s tm e n t o f le s s th a nR s .1 0 la k h s : 0 .5 0 % o f a p p lic a b leN A V in c a s e th e a m o u n t s o u g h t tob e re d e e m e d is n o t b e in g in v e s te du n d e r th e o p tio n fo r a m in im u mp e rio d o f s e v e n d a y s .P la n B , P la n C & P la n D : N il

G e n e ra lly W ith in 1 b u s in e s s d a y fo rS p e c if ie d R B I lo c a t io n s a n da d d itio n a l 3 B u s in e s s D a y s fo r N o n -R B I lo c a tio n s .

R s . 5 0 0 /- a n d m u ltip le s th e re o f

1 .0 0 p .m .1 0 .0 0 a .m .



A v a ila b le

P la n A P la n B P la n C

1.0 0 % 0 .7 5 % 0 .6 5 %

L on g T e rm F loa tin gR a te P la n


6 5 -1 0 0 % = F lo a tin g R a te D e b tIn s tru m e n ts . 0 -3 5 % = F ix e d ra ted e b t in s tru m e n ts

1. C u m u la tiv e2 . D iv . R e in v e s tm e n t

(Q u a rte rly )

O p tion : P la n AS u b op tion : C u m u la tiv eD iv id e n d : A u to m a tic

R e in v e s tm e n t

a ) P la n -A : R s 2 5 ,0 0 0 /-b ) P la n -B : R s .1 c ro rec ) P la n -C : R s .5 c ro re s(p lu s in m u ltip le s o f R e .1 )

P la n s A & B : R s .1 0 0 0 (p lu s inm u ltip le s o f R e 1 )P la n C : T h e m in im u m a d d itio n a lin v e s tm e n t a m o u n t c a n b e a n ya m o u n t p ro v id e d th e m in im u mb a la n c e in th e in v e s to rs a c c o u n t a tth e tim e o f a d d itio n a l s u b s c rip tio nin c lu d in g th e a m o u n t p ro p o s e d to b ein v e s t e d , is n o t b e lo w R s . 5C ro re * * * * .

P la n -A , B & C : N il

P la n -A : 0 .5 0 % fo r in v e s tm e n ts o fle s s th a n o r e q u a l to R s . 1 C ro rea n d re d e m p tio n is m a d e o n o rb e f o r e t h e c o m p le t io n o f s ixm o n th s fro m th e d a te o f a llo tm e n to f u n its .P la n B & P la n C : N il

G e n e ra lly W ith in 1 b u s in e s s d a y fo rS p e c if ie d R B I lo c a t io n s a n da d d itio n a l 3 B u s in e s s D a y s fo r N o n -R B I lo c a tio n s .

R s . 5 ,0 0 0 /- a n d in m u ltip le s th e re o f;p ro v id e d th a t m in im u m b a la n c eu n d e r a p a rtic u la r fo lio s h o u ld n o tf a ll b e lo w t h e m in u m u ma p p lic a tio n a m o u n t. T h is w ill n o tb e a p p lic a b le f o r c lo s in g t h ea c c o u n t.

3 .0 0 p .m .3 .0 0 p .m .



A v a ila b le

P la n A P la n B P la n C0 .7 5 % 0 .6 0 % 0 .5 0 %0 .5 0 % 0 .3 0 % 0 .2 5 %

1.7 5 % 0 .9 0 % 0 .7 5 %

39

Key Features

Type

Investment Pattern(Under normalcircumstances)

Options

Default Option

Application Amount ###

Min. Addl. Investment ###

Entry Load*

Exit Load*$$$

Redemption ChequesIssued ##

Min. Redemption Amt.

Cut off time:Purchase/Switch inRedemption/Switch out $

Systematic InvestmentPlan (SIP)

Systematic WithdrawalPlan (SWP)

Systematic Transfer Plan(STP) $$

Recurring Expenses**Investment Mangmt. Exp.Other recurring expensesTotal

Funds at a glance

* T he T rustees reserves the right to change/modify the load structure at a later date for the Schemes. * * Investors are req uested to read the section on “ F ees and A nnual Recurringexpenses” in the Offer D ocuments of the respective schemes. T he recurring expenses indicated ab ove may change sub ject to ceilings under the Regulations. * * * Entry load of 2 .2 5 % ofthe applicab le N A V will b e charged on the SIP/ST P investment under this Scheme. Exit L oad on the SIP/ST P Invesment under this Scheme is N il. * * * * * F or SIP/ST P investment under thisScheme: Entry L oad – N il, Exit L oad – N il. Exceptions: F or all SIP and ST P investments registered under Prudential IC IC I Power and Prudential IC IC I D iscovery F und from June 2 1 , 2 0 0 6 toJuly 31 , 2 0 0 6 : (i) If redemptions are made from June 2 1 , 2 0 0 6 to July 5 , 2 0 0 6 no exit load shall b e charged; (ii) If redemptions are made after July 5 , 2 0 0 6 b ut on or b efore the end of sixmonths from the date of investment of each installment of SIP/ST P investment, an exit load of 0 .5 % shall b e charged. ^ Under the D ividend Option, the Unit-holder may choose b etweenD ividend Pay out and Reinvestment Option. If not chosen, D efault Option would b e D ividend Pay out. $ F or all web -b ased transactions under the schemes of Prudential IC IC I Mutual F und,entered through the web site of the fund viz . www.pruicici.com there would b e a cooling off period of 30 minutes b efore the respective cut-off times of the relevant schemes. ### In caseof all purchase transactions including additional purchase req uests under all schemes except Prudential IC IC I L iq uid Plan, the A MC reserves the right to reject/reverse the transaction, if anamount of Rs. 1 L ak h and ab ove is received b y way of MIC R cheq ues at the centers where high value clearing is availab le. In case of Prudential IC IC I Index F und, all the transaction for F resh/A dditional purchases for a consideration of Rs.One lak h and ab ove will b e accepted only through H igh V alue C heq ues/D emand D rafts received b efore the cut-off time of 1 0 .0 0 a.m. forclearing of H igh V alue Instruments or through T ransfer C heq ues received b efore 1 .0 0 p.m. Æ F or dividend of Rs.5 0 0 or less the D ividend will b e A utomatic C ompulsory Reinvestment(irrespective of the option selected b y the Unitholder) & for D ividend of more than Rs.5 0 0 will either b e paid out or reinvested as opted b y the Unitholders, If not selected the default optionwould b e dividend reinvestment. # # A s per the Regulations, the F und shall dispatch redemption proceeds within 1 0 B usiness day s of receiving the redemption req uest. Investors are advisedto refer to the sections titled “ Suspension of sale and redemption of units” and “ Right to limit Redemption” . T he default option for pay ment of redemption/dividend proceeds would b e D irectC redit into their b ank account (in case the investor has provided his b ank mandate as one of the b ank s participating in direct credit arrangement and if he fails to specify the mode ofpay ment). * * * * Minimum additional application amount shall b e applicab le for investments b y an investor b y itself or for investments along with any of its group companies. L ater on evenif the net asset value under the folio falls b elow Rs. 5 crores, the investment can continue under the Option C . $ $ $ W here as a result of a redemption / switch arising out of excess holdingb y an investor b ey ond 2 5 % of the net assets of the scheme in the manner envisaged under specified SEB I circulars, such redemption / switch will not b e sub ject to exit load. $ $ T heminimum amount that can b e transferred from one scheme to another is Rs. 1 0 0 0 /- for a minimum of 6 installments. T he unitholder can avail the ST P facility for a maximum period of1 0 y ears.

Flexib le Income Plan

Open-ended Income Fund

10 to 100% - Money market andDebentures with residual maturityof less than 1 year. 0 to 9 0% -Debt instruments with maturitymore than 1 year

1. Cumulative2. DividendÆ (Quarterly & Half

Yearly)

Dividend Reinvestment withHalf Yearly frequency.

Rs.5,000 (plus in multiples of Re. 1)

Rs. 500 & in multiples thereof

Nil

Nil

Generally within 1 Business Day forspecified RBI locations andadditional 3 Business Days for Non-RBI locations

Rs. 500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 + 5post-dated cheques for a minimumof Rs. 1,000 each

*****

Minimum of Rs. 500 and multiplesof Re. 1/-

Available

1.00%0.50%

1.50%

G ilt - Treasury

Open-ended short-term Gilt Fund

Gilt Securities (incl. Treasury Bills).Average Maturity normally not toexceed 3 years.

1. Growth2. Growth-AEP3. Dividend (Quarterly & Half

Yearly)

Dividend Reinvestment withQuarterly frequency.


Rs. 5,000 & in multiples thereof

Nil

Nil


Rs. 5,000

3.00 p.m.3.00 p.m.

Not Available

Not Available

Available

0.75%0.35%

1.10%

G ilt - Investment

Open-ended medium-term Gilt Fund


1. Growth2. Growth-AEP3. DividendÆ (Half Yearly)

Dividend Reinvestment withHalf Yearly frequency.



Nil

Nil


Rs. 5,000

3.00 p.m.3.00 p.m.

Not Available

Not Available

Available

0.75%0.4 0%

1.15%

G ilt - TreasuryPF Option

Open-ended Gilt Fund


1. Growth2. Growth-AEP (Monthly,

Quarterly, Half Yearly & Yearly)

Cumulative option



Nil

0.80% of applicable NAV in case theamount sought to be redeemed is notbeing invested under the Plan for aminimum period of 365 days. ExitLoad is NIL if the amount is investedfor more than 365 days.


Rs. 5,000

3.00 p.m.3.00 p.m.

Not Available

Not Available

Not Available

2.25%

G ilt - InvestmentPF Option

Open-ended Gilt Fund


1. Growth2. Growth-AEP (Monthly,

Quarterly, Half Yearly & Yearly)

Cumulative option



Nil

0.60% of applicable NAV in case theamount sought to be redeemed is notbeing invested under the Plan for aminimum period of 365 days.


Rs. 5,000

3.00 p.m.3.00 p.m.

Not Available

Not Available

Not Available

1.10%

40

Key Features

Type

Investment Pattern(Under normal circumstances)

Options

Default Option



Entry Load*

Ex it Load*$$$

Redemption Cheq ues Issued # #



Systematic Investment Plan(SIP)

Systematic W ithdrawal Plan (SW P)

Systematic Transfer Plan (STP)

Recurring Ex penses**Investment Mangmt. Exp.Other recurring expensesTotal

Long Term Plan

Open-ended Income Fund

Debt Instruments - 0% to 100% & MoneyMarket instruments including money atcall- 0% to 10%

Cumulative & Dividend

Dividend Reinvestment

Rs. 5,000 (plus in multiples of Re.1)

Rs. 500/-

Nil

Nil

Generally within 1 Business Day forspecified RBI locations and additional 3Business Days for Non-RBI locations.

Rs. 500/- provided that minimum balanceunder a particular folio should not fall be-low Rs. 5,000

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 + 5 post-datedcheques for a minimum of Rs. 1,000 each.

*****

Minimum of Rs. 500 and in multiples of Re. 1/-Not Available

2.00%

Income Multiplier Fund –Regular Plan

An open-ended debt fund which investsupto 30% in equity.

Equity & Equity Related Securities0-30%, Debt instruments 65-100%, Cash &money market instruments 0-5%.

1. Cumulative2. Dividend


Rs.5,000

Rs.500 & in multiples thereof

Nil

(i) 1% - For investments of less than Rs. 5crores and if the investments are held forless than a period of 12 months; (ii) No ExitLoad for investments of Rs. 5 crores andabove.

Generally within 3 Business Days forspecified RBI locations and additional 3Business Days for Non-RBI locations

Rs.500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 + 5 post-datedcheques for a minimum of Rs. 1,000 each.

*****

Minimum of Rs.500 and multiples of Re. 1/-

Available $ $

1.00%1.25%

2.25%

Monthly Income Plan

An open-ended fund. Monthly income isnot assured and is subject to the availabilityof distributable surplus.

Debt securities, money market instru-ments, securitised debt & Cash upto 85%,Equity & Equity related securities upto 15%

1. Cumulative2. AEP (Appreciation & Regular)3. Dividend (Monthly, Quarterly & Half

Yearly)

Dividend Reinvestment (Monthly)

a) Cumulative : Rs.5,000b) Dividend & AEP : Rs. 25,000(plus multiples of Re 1)

Rs.500 & in multiples thereof under eachoption

Nil

For investment of less than or upto Rs.10lakhs: 0.5% if investment held for less thanor equal to a period of 6 months Forinvestment of above Rs.10 lakhs: Nil

Generally within 1 Business Day forspecified RBI locations and additional 3Business Days for Non-RBI locations

Rs.500

3.00 p.m.3.00 p.m.

Dividend & AEP Option – Monthly andCumulative (without AEP) Option –Monthly: Min. Rs. 1,000 + 5 post-dtd.cheques for a minimum of Rs. 1,000 each.

*****


Available $ $

1.25%1.00%

2.25%

Child Care Plan - Study

Open-ended fund (Study Plan)

Equity and Equity related securities 0-15%,Debt Securities, Money MarketInstruments, Securitised Debt and Cash(including money at call) 85-100%

Cumulative Option

Cumulative Option

Rs. 5,000/-, additional in multiples of Re.1

Rs. 1,000/-

1.50%

1.00% if investment is redeemed within 3years.Nil if investment is redeemed after 3years but before the Beneficiary Childattains the age of 18.

Normally Within 3 business days

Rs. 1,000

3.00 p.m.3.00 p.m.

Monthy : Minimum Rs 1000 + 5 post datedcheques for a min of Rs. 1,000/- each.Entry Load: 1.50% of applicable NAVEx it Load: 1.00% of applicale NAV ifinvestment is redeemed within 3 years fromthe date of allotment, Nil thereafter.


Available

1.25%1.00%

2.25%

Funds at a glance

Key FeaturesType

Investment Pattern(Under normal circumstances)

Options

Default Option



Max . Amount Investment per application

Entry Load*

Ex it Load*$$$

Redemption Cheq ues Issued # #



Systematic Investment Plan (SIP)

Systematic Withdrawal Plan (SWP)

Systematic Transfer Plan (STP) $$

Recurring Ex penses**Investment Mangmt. Exp.Other recurring expensesTotal

Child Care Plan - GiftOpen-ended fund (Gift Plan)

Equity & Equity related securities65% to 80%, Debt Securities, MoneyMarket Instruments, Securitised Debt &Cash (including money at call) 20%-35%.

Cumulative Option

Cumulative Option

Rs. 5,000/-, additional in multiples of Re.1

Rs.1,000/-

Not Available

1.50%

1.00% if investment is redeemed within 3years.Nil if investment is redeemed after 3years but before the Beneficiary Childattains the age of 18.

Normally Within 3 business days

Rs.1,000

3.00 p.m.3.00 p.m.

Monthy : Minimum Rs 1000 + 5 post datedcheques for a min of Rs. 1,000/- each.Entry Load: 1.50% of applicable NAVEx it Load: 1.00% of applicale NAV ifinvestment is redeemed within 3 years fromthe date of allotment, Nil thereafter.


Available

1.25%1.25%

2.50%

Balanced FundOpen-ended Balanced Fund

Equity and Equity related instruments –65% to 80% & Debt, Money Market andCash – 20% to 35%.

Growth & Dividend


Rs. 5,000 (plus in multiples of Re. 1)


Not Available

(i) For investment of less than Rs.5Crores: 2.25% of applicable NAV;

(ii) For investment of Rs.5 Crores &above: NIL

Nil

Generally within 3 Business Days forspecified RBI locations and an additionalof 3 Business Days for Non RBI locations

Rs. 500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 + 5 post-datedcheques for a minimum of Rs. 1000 each

***


Available

1.25%1.25%

2.50%

Blended Plan - A @ @Open ended fund investing in a blend ofequity, derivatives, debt and money marketinstruments.

Equity and Equity Related securities – 65%-80%; Derivative including Index Futures,Stock Futures, Index Options and StockOptions etc. – 0%-80%; Money Market,Debt instruments, securitised debt and callmoney – 20%-35%.

Growth & Dividend

Option - GrowthSub-option - Reinvestment


Rs. 1,000 & in multiples of Re.1/-

Rs. 10 Crores per application

Nil

0.50%, if the investment is redeemedwithin a period of 30 days from the date ofallotment. Nil, if the investment is redeemedafter 30 days from the date of allotment.

Generally within 3 Business Days forspecified RBI locations and an additionalof 3 Business Days for Non RBI locations

Rs. 500 and in multiples of Re.1/-

3.00 p.m.3.00 p.m.

Not available

Not available

Not available

1.25%1.25%

2.50%

Blended Plan - B @ @Open ended fund investing in a blend ofequity, derivatives, debt and money marketinstruments.

Equity and Equity Related securities – 0%-49%; Derivative including Index Futures,Stock Futures, Index Options and StockOptions etc. – 0%-49%; Money Market,Debt instruments, securitised debt and callmoney – 51%-100%.

Growth & Dividend

Option - GrowthSub-option - Reinvestment


Rs. 1,000 & in multiples of Re.1/-

Not Available

Nil

0.50%, if the investment is redeemed withina period of 30 days from the date ofallotment. Nil, if the investment is redeemedafter 30 days from the date of allotment.

Generally within 2 Business Days forspecified RBI locations and an additional of3 Business Days for Non RBI locations

Rs. 500 and in multiples of Re.1/-

3.00 p.m.3.00 p.m.

Not available

Not available

Not available

1.00%1.25%

2.25%

@ @ Default option for PruICICI Blended Plan is Plan B.

41

Funds at a glance

Key Features

Type


Options

Default Option



Entry Load*

Exit Load* $$$



Cut off time:Purchase/Switch inRedemption/Switchout $

Systematic Invest-ment Plan (SIP)

Systematic With-drawal Plan (SWP)

Systematic TransferPlan (STP) $$


FMCG Fund

Open-ended FMCG Sectoral Fund

Equity and Equity relatedinstruments in FMCGCompanies upto 90% in &Debt, Money Market and Cashupto 10%

Growth & Dividend


Rs. 5,000 (plus in multiples ofRe.1)


(i) For investment of lessthan Rs.5 Crores : 2.25% ofapplicable NAV;(ii) For investment of Rs.5Crores & above: NIL

Nil

Generally within 3 BusinessDays for specified RBIlocations and an additional of3 Business Days for Non RBIlocations

Rs. 500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000+ 5 post-dated cheques for aminimum of Rs. 1000 each

***

Minimum of Rs.500 andmultiples of Re. 1/-

Available

1.25%1.25%

2.50%

Technology Fund

Open-ended Equity Fund

Equity and Equity relatedinstruments 90 to 95% &Debt, Money Market andCash 5 to 10%

Growth & Dividend





Nil

Generally within 3 BusinessDays for specified RBIlocations and an additionalof 3 Business Days for NonRBI locations

Rs. 500

3.00 p.m.3.00 p.m.


***


Available

1.25%1.25%

2.50%

Dynamic Plan


Equity and Equity relatedinstruments 0 to 100% &Debt, Money Market andCash 0 to 100%





(i) For investment of lessthan Rs.5 Crores: 2.25% ofapplicable NAV;(ii) For investment of Rs.5Crores & above: NIL

Nil


Rs. 500 and in multiplesthereof

3.00 p.m.3.00 p.m.


***


Available

1.00%1.50%

2.50%

Power

Open-ended Growth Fund

Equity and Equity relatedsecurities including nonconvertible portion ofconvertible debentures -Upto 95% and at least 5% inDebt and Money Marketsecurities.






Nil


Rs. 500 and in multiplesthereof

3.00 p.m.3.00 p.m.


***


Available

1.25%1.25%

2.50%

Growth Plan


Equity and Equity relatedinstruments upto 95% & Debt,Money Market and Cash upto5%

Growth & Dividend





Nil

Generally within 3 BusinessDays for specified RBIlocations and an additional of3 Business Days for Non RBIlocations

Rs. 500

3.00 p.m.3.00 p.m.


***


Available

1.25%1.25%

2.50%

Tax Plan

Open-ended EquityLinked Saving Scheme

Equity and Equity relatedinstruments upto 90% & Debt,Money Market and Cash upto10%

Growth & Dividend


Rs. 500 (plus in multiples ofRe. 1)



Nil

Generally within 3 BusinessDays for specified RBIlocations and an additional of3 Business Days for Non RBIlocations after lock-in periodof 3 yrs.

Rs. 500

3.00 p.m.3.00 p.m.

Monthly: Minimum of Rs. 500or multiples thereof & 5 post-dated cheques for a minimum ofRs. 500 for a block of 5 months inadvance.

***

Not available

Available

1.25%1.25%

2.50%

42

Key Features

Type


Options

Default Option



Entry Load*

Exit Load* $$$




Systematic InvestmentPlan (SIP)

Systematic WithdrawalPlan (SWP)

Systematic TransferPlan (STP) $$


SPIcE

An open-ended,exchange listed, indexlinked growth scheme

Securities comprisingthe SENSEX upto 100%& Upto 10% in Moneymarket instruments,convertible bonds &other securitiesincluding cash & call

–

–

One Unit (One unit =SENSEX /100)


Nil

NIL (In case there areno quotes on the BSE/DSE for five tradingdays consecutively, aninvestor can selldirectly to the fund atan exit load of 2.5% ofNAV)

Within 3 buisness days


3.00 p.m. during StockExchange WorkingHours

Not Available

Not Available

Not Available

1.00%

Index Fund

Open-ended Index LinkedGrowth Scheme

Equity stocks drawn from thecomponents of the S&P CNXNifty and the exchangetraded derivatives on the S&PCNX Nifty – upto 100%.Money Market instruments– upto 10%

N ifty

–

Rs.5,000 (plus multiples of Rs1000)

Rs.1000/-

Nil

0.50% -for purchase trans-action upto Rs.5 lac if theinvestment is redeemed be-fore 1 year and Nil -for allpurchase transactions overRs. 5 lac

Within 5 Business Days

Rs.1000

3.00 p.m.3.00 p.m.

Monthly/Quarterly: Mini-mum Rs.1,000/- + 5 post-datedcheques of Rs. 1,000/- each.Entry Load: Nil; Exit Load:0.5% of the applicable NAV,if the investment is redeemedwithin 1 year from the dateof allotment, Nil thereafter.


Not Available

0.70%0.55%

1.25%

Discovery Fund

Open-ended EquityFund

Equity and Equity relatedsecurities - 80% to 100%and Cash & Money Mar-ket instruments - 0% to20%

Growth & Dividend

DividendReinvestment

Rs. 5,000 (plus inmultiples of Re.1)

Rs. 500 & in multiplesthereof

(1) For investment ofless than Rs. 5 Crores:Entry load at 2.25% ofapplicable Net Asset Value(NAV);(2) For investment ofRs.5 Crores and above:Entry load is Nil.

Nil

Within 3 Business Daysfor specified RBI loca-tions and an additional of3 Business Days for Non-RBI locations.

Rs.500

3.00 p.m.3.00 p.m.

Monthly: MinimumRs.1,000 + 5 post-datedcheques of Rs. 1,000each

***


Available

1.25%1.25%

2.50%

Emerging S.T.A.R. (Stock sTargeted At Returns)

Fund


Equity and Equity Linked Instruments -90% to 100% and Debt Securities, Cash& Money Market instruments - 0% to10%

Growth & Dividend


Rs. 5,000 (plus in multiples of Re.1)


(1) For investment of less than Rs. 5Crores: Entry load at 2.25% of applicableNet Asset Value (NAV);(2) For investment of Rs.5 Crores andabove: Entry load is Nil.

The exit load structure for fresh andadditional purchases for amounts lessthan Rs. 5 crores (including switch-insfrom open ended debt schemes) madeby unitholders during the period May 1,2006 to May 31, 2006 will be – (i) 0.5%of the applicable NAV, if the amountsought to be redeemed or switched outis invested for a period of six months orless than six months from the date ofallotment; (ii) Nil, if the amount soughtto be redeemed or switched out isinvested for a period of more than sixmonths from the date of allotment. Thisload structure will be applicable onlyfor the purchases (including switch-insfrom open ended debt schemes) madeduring the period May 1, 2006 to May31, 2006. For all other purchases madeeither before May 1, 2006 or after May31, 2006 no exit load will be charged onthe redemptions or switch-outs made.

Within 2 Business Days from the dateof acceptance of Redemption requestat any of the Customer ServiceCentres.

Rs.500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 + 5 post-dated cheques of Rs. 1,000 each

***

Minimum of Rs.500 and multiples ofRe. 1/-

Available

2.50%

Infrastructure Fund


Equity and Equity relatedinstruments in Infrastructuresector 70% to 100% & debt,money market instrument andcall money 0% to 30%

Growth & Dividend




(i) For all purchases of lessthan Rs. 5 Crore perTransaction: 2.25% ofapplicable NAV;(ii) For purchases of Rs.5Crore & above per Transaction: NIL

1) For investment madebefore 28 -N ov-05:A) 1% of applicable N AV if

i) Amount originallyinvested per transactionis less than Rs.5 croresand Redemption madebefore completion of 6months from the date ofallotment of units.

B) N il – if i) Originalinvestment is 5 crores ormore per transaction.Or ii) RedemptionRequest made on/after 6months from date ofallotment irrespective oforiginal investment.

2) N il for investments madeon or after 28 -N ov-05.

Generally within 3 Business Daysfor specified RBI locations andan additional of 3 Business Daysfor Non-RBI locations

Rs. 500

3.00 p.m.3.00 p.m.

Monthly: Minimum Rs. 1,000 +5 post-dated cheques for aminimum of Rs. 1000 each

***

Minimum of Rs.500 and multiplesof Re. 1/-

Available

1.25%1.25%2.50%

Services IndustriesFund


Equity and equity relatedinstruments in services sector70% to 100% & debt, moneymarket instruments and callmoney 0% to 30%

Growth & Dividend payout &Dividend Reinvestment


Rs. 5000 per application and inmultiples of Re.1 thereafter

Rs. 500 per application and inmultiples of Re.1 thereafter

(i) For all purchases of lessthan Rs. 5 crore pertransaction:2.25% of applicableNAV;(ii) For all purchases of morethan Rs. 5 crore & above pertransaction:NIL

For investment made duringN ew Fund Offer (N FO) Period:(i) 1% of applicable NAV ifamount originally invested pertransaction is less than Rs. 5crores and redemption madebefore completion of 6 monthsfrom the date of allotment.(ii) Nil if (a) Original investmentis 5 crores or more pertransaction and the redemptionrequest is made within 6 monthsor beyond; or (b) RedemptionRequest is made on/after 6months from the date ofallotment irrespective of anyamount invested.For investment made afterN FO Period: Nil

Generally within 3 business daysfor specified RBI locations andan additional 3 Business days forNon-RBI locations

Rs 500 and in multiples thereof

3.00 p.m.3.00 p.m.

Monthly:Minimum Rs. 1000 + 5Installment for a minimum of Rs.1000 each and in multiples of Re.1 thereafter

***

Available

Available

1.25%1.25%

2.50%

Statutory Details: Prudential ICICI Mutual Fund (The Fund) has been set up as a Trust sponsored by Prudential plc (through its wholly owned subsidiary Prudential Corporation Holdings Limited) and ICICI Bank Limited.Prudential ICICI Trust Limited is the Trustee to the Fund and Prudential ICICI Asset Management Company Limited is the Investment Manager to the Fund. Risk Factors: Mutual Funds and securities investments are subjectto market risks and there is no assurance or guarantee that the objectives of the Schemes will be achieved • As with any securities investment, the NAV of the Units issued under the Schemes can go up or down, dependingon the factors and forces affecting the capital markets • Past performance of the Sponsors, AMC/Fund does not indicate the future performance of the Schemes of the Fund • The Sponsors are not responsible or liablefor any loss resulting from the operation of the Schemes beyond the contribution of an amount of Rs. 22.2 lacs, collectively made by them towards setting up the Fund and such other accretions and additions to the corpusset up by the Sponsors • Prudential ICICI Growth Plan^ (An open-ended equity fund. Objective is to generate long term capital appreciation), Entry Load: **, Exit Load: Nil; Prudential ICICI Income Plan (An open-ended Debt Fund. Objective is to generate income through investments in debt securities), Entry Load: Nil, Exit Load: For investment of less than or upto Rs. 10 Lakhs : 0.50% of applicable Net Asset Value (NAV) if theinvestment held for less than or equal to a period of 6 months; For investment of above Rs. 10 Lakhs: Nil; Prudential ICICI Liquid Plan (An open-ended Liquid Income Fund. Objective is to generate reasonable returnswhile providing high levels of liquidity), Entry Load: Nil, Exit Load: Nil; Prudential ICICI FMCG Fund^ (An open-ended FMCG Sectoral Fund. Objective is to generate long term capital appreciation through investmentsprimarily in FMCG sector), Entry Load: **, Exit Load: Nil; Prudential ICICI Tax Plan^ (An open-ended Equity Linked Saving Scheme. Objective is to generate long term capital appreciation), Entry Load: **, Exit Load:Nil; Prudential ICICI Gilt Fund - Treasury Plan (An open-ended short-term Gilt Fund. Objective is to generate regular returns through investments made in gilts), Entry Load: Nil, Exit Load: Nil; Prudential ICICIGilt Fund - Investment Plan (An open-ended medium-term Gilt Fund. Objective is to generate regular returns through investments made in gilts), Entry Load: Nil, Exit Load: Nil; Prudential ICICI Balanced Fund^(An open-ended Balanced Fund. Objective is to generate long term capital appreciation and current income), Entry Load: **, Exit Load: Nil; Prudential ICICI Technology Fund^ (An open-ended Equity Fund. Objectiveis to generate long term capital appreciation), Entry Load: **, Exit Load: Nil; Prudential ICICI Monthly Income Plan (An open ended fund. Monthly income is not assured and is subject to the availableof distributable surplus) (Objective is to generate regular income through investments in fixed income securities), Entry Load: Nil, Exit Load: For investment of less than or upto Rs. 10 Lakhs : 0.50% of applicable NetAsset Value (NAV) if the investment held for less than or equal to a period of 6 months; For investment of above Rs. 10 Lakhs : Nil; Prudential ICICI Fixed Maturity Plan - Y early Series 5, Series 12 (A close-endedFund to generate regular returns by investing in a portfolio of fixed income securities/ debt instruments normally maturing in line with the time profile of the Plan), Entry Load: Nil, Exit Load: Nil for redemption on SpecifiedRedemption Date and 1.5%, on the amount sought to be redeemed by the unitholders for the redemption made on such Business Days (other than on Specified Redemption Date) under Series 5 & Series 12; PrudentialICICI Fixed Maturity Plan – Series 25 (A close-ended Debt Fund. Objective is to generate regular returns) Entry Load : Nil and Exit Load :0.50% under Quarterly Plan, 2.00% under 15 Months Plan & 1% under YearlyPlan on the amount sought to be redeemed by the Unitholders under the Plan for the redemptions made on such Business Days (other than on Specified Redemption Dates); Prudential ICICI Fixed Maturity Plan – Series28 - 16 months Plan (A close-ended Debt Fund. Objecitve is to seek to generate regular returns by investing in a portfolio of fixed income securities/debt instruments normally maturing in line with the time profileof the Plan), Entry Load: Nil, Exit Load: Nil - for redemptions made on Maturity, 1% of the applicable NAV for redemptions made during repurchase facility period; Prudential ICICI Fixed Maturity Plan – Series 28- 13 months Plan (A close-ended Debt Fund. Objective of the Plan is to seek to generate regular returns by investing in a portfolio of fixed income securities/ debt instruments normally maturing in line with the timeprofile of the Plan), Entry Load: Nil, Exit Load: Nil - for redemptions made on Maturity, 1% of the applicable NAV for redemptions made during repurchase facility period; Prudential ICICI Fixed Maturity Plan – Series32 - 3 months Plan A (A close-ended Debt Fund. Objective of the Plan under the Scheme is seeking to generate regular returns by investing in a portfolio of fixed income securities/ debt instruments normally maturingin line with the time profile of the Plan), Entry Load: Nil, Exit Load: Nil - for redemptions made on Maturity, 1% of the applicable NAV for redemptions made during repurchase facility period; Prudential ICICI FixedMaturity Plan – Series 31 - 4 months Plan (A close-ended Debt Fund. Objective is to seek to generate regular returns by investing in a portfolio of fixed income securities/ debt instruments normally maturing in linewith the time profile of the Scheme), Entry Load: Nil, Exit Load: Nil - for redemptions made on Maturity, 1% of the applicable NAV for redemptions made during repurchase facility period; Prudential ICICI Child CarePlan (Study Plan: An open-ended fund. Objective is to generate income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities. Gift Plan: An open-ended Fund.Objective is to generate capital appreciation by creating a portfolio that is invested in equity and equity related securities and debt and money market instruments), Entry Load for both the plans are 1.50%. The Exit Loadfor both the Plans are 1%, if investment is redeemed within 3 years. (2) Nil, if investment is redeemed after 3 years but before the Unitholder attains the age of 18; Prudential ICICI Power^ (An open-ended GrowthFund. Objective is to generate long term capital appreciation through investments in core sectors & associated feeder industries), Entry Load: **, Exit Load: Nil; Prudential ICICI Short Term Plan (An open-endedIncome Fund. Objective is to generate Income through investments in debt securities) Entry Load: Nil, Exit Load: Nil; Prudential ICICI Long Term Plan (An open-ended Income Fund. Objective is to generate incomethrough investment in range of debt and money market instruments while maintaining optimum balance of yield, safety and liquidity), Entry Load: Nil, Exit Load: 0.75% if the investment is redeemed within 12 months;Prudential ICICI Sweep Plan (An open-ended Liquid Fund. Objective is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in moneymarket and debt securities), Entry Load: Nil, Exit Load: Nil; Prudential ICICI Index Fund (An open-ended index linked Growth Scheme. Objective is track the returns of S&P CNX Nifty Index through investment instocks drawn from constituents of Nifty), Entry Load: Nil, Exit Load: 0.50% for purchase transactions upto Rs.5 lacs, if the investment is redeemed within 1 year of investments and NIL for purchase transactions overRs. 5 lacs; Prudential ICICI Flexible Income Plan (An open-ended Income Fund. Objective is to generate income through investments in a range of debt instruments and money market instruments of various maturitieswith a view to maximising income while maintaining the optimum balance of yield, safety and liquidity) Entry Load: Nil, Exit Load: Nil; Prudential ICICI Dynamic Plan^ (An open-ended Equity Fund. Objective is togenerate capital appreciation by actively investing in equity and equity related securities and for defensive consideration in debt / money market instruments), Entry Load: **, Exit Load: Nil; SENSEX Prudential ICICIExchange Traded Fund (“ SPIcE” ) (An open-ended exchange listed, index linked growth scheme. Objective is to provide the investment returns that closely corresponds to the total return of securities as representedby the SENSEX). Entry Load: Nil, Exit Load: 2.5% of applicable NAV in case of no quotes on the BSE for five trading days consecutively and an investor redeeming directly from the Fund; Prudential ICICI Floating RatePlan – Option A, B & C (An open-ended income fund. Objective is to generate income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instrumentsswapped for floating rate return, and also fixed rate instruments and money market instruments) Entry Load : Nil, Exit Load : Nil for Options B and C and for Option A - For investments of less than Rs. 10 Lakhs Exit load@ 0.50% of applicable NAV in case the amount sought to be redeemed is not being invested under the Option A for a minimum period of seven days; Prudential ICICI Advisor Series (An open-ended asset allocationfund, which is of the nature of Fund of Funds, comprising there under five investment Plans, with a primary objective to generate returns through investment in underlying schemes of Prudential ICICI Mutual Fund) EntryLoad: For Prudential ICICI Very Cautious Plan and Prudential ICICI Cautious Plan is Nil and for Prudential ICICI Moderate Plan, Prudential ICICI Aggressive Plan and Prudential ICICI Very Aggressive Plan, the Entry Loadis 1%, 1.50% and 1.75% respectively, Exit Load: Nil, Further, for investments by the Fund of Funds scheme, in underlying schemes of Prudential ICICI Mutual Fund, there would not be any entry load / exit load. PrudentialICICI Gilt Fund Investment Plan - PF Option (An open-ended Medium Term Gilt Fund. Objective is to generate income through investments in Gilts of various maturities) Entry Load: Nil, Exit load : 0.60% of a NAVin case the amount sought to be redeemed is not being invested under the Plan for a minimum period of 365 days, Prudential ICICI Gilt Fund Treasury - PF Option (An open-ended Gilt Fund. Objective is to generateincome through investments in Gilts of various maturities) Entry Load: Nil, Exit load: 0.80% of a NAV in case the amount sought to be redeemed is not being invested under the Plan for a minimum period of 365 day;Prudential ICICI Income Multiplier Fund (An open-ended debt fund which invests upto 30% in equity. Objective is to generate long-term capital appreciation from a portfolio that is invested predominantly in debtand money market securities and the balance in equity and equity related securities) Entry Load: Nil, Exit Load: (i) 1% - For investments of less than Rs. 5 crores and if the investments are held for less than a period of12 months; (ii) No Exit Load for investments of Rs. 5 crores and above; Prudential ICICI Discovery Fund^ (An open-ended Equity Fund. Objective is to generate returns through a combination of dividend income andcapital appreciation by investing primarily in a well-diversified portfolio of value stocks) Entry Load: **, Exit Load: Nil; Prudential ICICI Long Term Floating Rate Plan – Option A, B & C (An open-ended IncomeFund. Objective is to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximiz ing income while maintaining the optimum balance of yield, safetyand liquidity) Entry Load : Nil, Exit Load : Nil for Options B and C and for Option A - 0.50% for investments of less than or equal to Rs. 1 Crore and redemption is made on or before the completion of six months from thedate of allotment of units; Prudential ICICI Emerging S.T.A.R. (Stocks Targeted At Returns) Fund^ (An open-ended Equity Fund. Primary objective is to generate capital appreciation by actively investing indiversified mid cap stocks. The scheme will invest primarily in companies that have a market capitalisation between 100 crores and 2000 crores.) Entry Load: **, Exit Load: The exit load structure for fresh and additionalpurchases for amounts less than Rs. 5 crores (including switch-ins from open ended debt schemes) made by unitholders during the period May 1, 2006 to May 31, 2006 will be – (i) 0.5% of the applicable NAV, if the amountsought to be redeemed or switched out is invested for a period of six months or less than six months from the date of allotment; (ii) Nil, if the amount sought to be redeemed or switched out is invested for a period ofmore than six months from the date of allotment. This load structure will be applicable only for the purchases (including switch-ins from open ended debt schemes) made during the period May 1, 2006 to May 31, 2006.For all other purchases made either before May 1, 2006 or after May 31, 2006 no exit load will be charged on the redemptions or switch-outs made; Prudential ICICI Blended Plan (An open ended fund investing ina blend of equity, derivatives, debt and money market instruments under two Plans viz . Plan A and Plan B. Objective of Plan A under the scheme is to provide capital appreciation and income distribution to unitholdersby investing in equity & equity related securities including derivatives and the balance portion in debt securities. Objective of Plan B under the scheme is to provide capital appreciation and income distribution to unitholdersby investing predominantly in debt securities and the balance portion in equity & equity related securities including derivatives. Entry Load: Nil. Exit Load: Under both the Plans viz ., Plan A and Plan B, in case the amountsought to be redeemed is not invested by the investor for a period of 30 days from the date of allotment, an exit load @ 0.50% of applicable NAV will be imposed.); Prudential ICICI Infrastructure Fund^ (An open-ended equity scheme. Objective is to generate capital appreciation and income distribution to unitholders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructureindustries and balance in debt securities and money market instruments including call money), Entry Load: For all purchases of less than Rs.5 crore per transaction - 2.25% of applicable NAV, For Purchases of Rs.5 croresand above per transaction - Nil, Exit Load: For Investments made before November 28, 2005 - (i) If the amount originally invested per transaction is less than Rs. 5 crores and the redemption request is made before completionof 6 months from the date of allotment of units - 1.00%, (ii) If the amount originally invested per transaction is Rs. 5 crores or more and whether the redemption is sought within 6 months or beyond; or Any amount invested,for which the redemption request is made on or after the completion of 6 months from the date of allotment of units - No exit load; For investments made from November 28, 2005 onwards: No exit load will be chargedfor investments made under the Scheme on or after November 28, 2005 irrespective of the amount invested; Prudential ICICI Services Industries Fund (PISIF)^ (An open-ended equity Scheme. Objective: to generatecapital appreciation and income distribution to unitholders by investing predominantly in equity/equity related securities of the companies belonging to the service industry and balance in debt securities and money marketinstruments including call money), Entry Load: For all purchases of less than Rs.5 crore per transaction - 2.25% of applicable NAV, For Purchases of Rs. 5 crores and above per transaction - Nil; Exit Load: For Investmentsmade during the New Fund Offering period: (i) 1% - If the amount originally invested per transaction is less than Rs. 5 crores and the redemption request is made before completion of 6 months from the date of allotmentof units. (ii) Nil - If the amount originally invested per transaction is Rs. 5 crores or more and whether the redemption is sought within 6 months or beyond; or Any amount invested, for which the redemption request ismade on or after the completion of 6 months from the date of allotment of units. For investments made after New Fund Offer: Nil; Prudential ICICI Fusion Fund (A close-ended diversified equity scheme, with a maturityperiod of 5 years, that seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies across large, mid and small market capitaliz ation. Entry Load:Nil, Exit Load: For the redemptions made before the maturity date of the Scheme i.e. redemptions made during the repurchase facility period, the following exit load structure will be applicable: (i) 5% of the applicableNAV, if the amount sought to be redeemed is invested for a period of one year or less than one year from the date of allotment; (ii) 4% of the applicable NAV, if the amount sought to be redeemed is invested for a periodmore than one year but less than or equal to two years from the date of allotment; (iii) 3% of the applicable NAV, if the amount sought to be redeemed is invested for a period of more than two years but less than orequal to three years from the date of allotment; (iv) 2% of the applicable NAV, if the amount sought to be redeemed is invested for a period of more than three years but less than or equal to four years from the dateof allotment; (v) 1% of the applicable NAV, if the amount sought to be redeemed is invested for a period of more than four years from the date of allotment but redeemed before the date of maturity of the Scheme. Theseare the names of the Schemes and do not in any manner indicate either the quality of the Schemes or their future prospects and returns.** Entry Load for all the Equity Funds: (i) For investment of less than Rs.5 crores is 2.25% of applicable NAV; (ii) For investment of Rs.5 crores and above is Nil. No entry load will be payable in respect of switchtransaction from one equity scheme of Prudential ICICI to another equity scheme of Prudential ICICI. Further, for investments by a Fund of Funds Scheme(s) in various schemes of Prudential ICICI Mutual Fund, there wouldnot be any entry load / exit load charged by the underlying schemes.^ For SIP & STP Investments: Entry load of 2.25% of the applicable NAV will be charged on the amount invested under the scheme(s). Exit Load: Nil.Exceptions: For all SIP and STP investments registered under Prudential ICICI Power and Prudential ICICI Discovery Fund from June 21, 2006 to July 31, 2006: (i) If redemptions are made from June21, 2006 to July 5, 2006 no exit load shall be charged; (ii) If redemptions are made after July 5, 2006 but on or before the end of six months from the date of investment of each installment of SIP/STP investment, an exitload of 0.5% shall be charged.Load Structure on SIP & STP investments under the following schemes are as follows: • Prudential ICICI Child Care Plan (Gift Plan & Study Plan) – Entry Load: 1.50% of applicable NAV. Exit Load:1.00% of Applicable NAV if the investment is redeemed within 3 years from the date of allotment, Nil thereafter • Prudential ICICI Moderate Plan – Entry Load: 1% of applicable NAV; Exit Load: Nil • PrudentialICICI Aggressive Plan – Entry Load: 1% of applicable NAV; Exit Load: 0.5% of the applicable NAV, if the units are redeemed before completion of 2 years from the date of allotment • Prudential ICICI VeryAggressive Plan – Entry Load: 1% of applicable NAV; Exit Load: 0.75% of the applicable NAV, if the units are redeemed before completion of 2 years from the date of allotment • Prudential ICICI Index Fund– Entry Load: Nil; Exit Load: 0.5% of the applicable NAV, if the investment is redeemed within 1 year from the date of allotment, Nil thereafter • No entry or exit load will be charged on the SIP investments underPrudential ICICI Flexible Income Plan, Prudential ICICI Long Term Plan, Prudential ICICI Income Plan, Prudential ICICI Monthly Income Plan, Prudential ICICI Income Multiplier Fund, Prudential ICICI Very Cautious Plan andPrudential ICICI Cautious Plan.

Prudential ICICI Mutual Fund Corporate Office

Peninsula Tower, 8th Floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Off. Senapati Bapat Marg,

Lower Parel, Mumbai – 400 013. Telephone No.: 022-24997 000 Fax No.: 022-2499 7 029

Website: www.pruicici.com E-mail: enquiry@ pruicici.com

FACT SHEET - ICICI Pru Amc logo

Documents

Transcript of FACT SHEET - ICICI Pru Amc logo