Proposal Skripsi Minor

Penerapan Akad Murabahah Pada Produk Pembiayaan Pemilikan Rumah Di

Bank Syariah Mandiri

Oleh:Muhammad Abdussalam

NIM 25124022

PROGRAM STUDI DIII PERBANKAN SYARIAHFAKULTAS EKONOMI & BISNIS ISLAM

INSTITUT AGAMA ISLAM NEGERI (IAIN)MEDAN

1436 H / 2015 M

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DAFTAR ISI

HALAMAN JUDUL...............................................................................................................i

DAFTAR ISI.................................................................................................................................... ii

BAB I : PENDAHULUAN...............................................................................................................1

1.1 Latar Belakang Masalah..........................................................................................1

1.2 Rumusan Masalah.......................................................................................................... ..2

1.3 Tujuan Penelitian............................................................................................................ ..2

1.4 Kegunaan Penelitian....................................................................................................... ..2

1.5 Sitematika Pembahasan.................................................................................................. ..2

BAB II : GAMBARAN UMUM BANK SYARIAH MANDIRI CABANG PEMATANGSIANTAR

2.1 Sejarah Bank Syariah Mandiri.................................................................................

2.2 Visi dan Misi.........................................................................................................

2.3 Struktur Organisasi................................................................................................

2.4 Produk dan Jasa.....................................................................................................

BAB III : METODE PENELITIAN

3.1 Jenis Penelitian......................................................................................................

3.2 Sumber Data.........................................................................................................

3.2.1 Data Primer.............................................................................................

3.2.2 Data Sekunder.........................................................................................

3.3 Metode Pengumpulan Data.....................................................................................

3.3.1 Wawancara..............................................................................................

3.3.2 Observasi................................................................................................

3.3.3 Dokumentasi...........................................................................................

3.4 Analisis Data........................................................................................................

BAB IV : PEMBAHASAN....................................................................................................

3.1 Pengertian Akad Murabahah..................................................................................

1. Dasar Hukum.....................................................................................................

2. Rukun Murabahah...............................................................................................

3. Syarat-syarat Murabahah......................................................................................

4. Jenis-jenis Murabahah..........................................................................................

5. Ketentuan Fatwa Murabahah.................................................................................

3.2 Penerapan Akad Murabahah Pada Produk Pembiayaan Pemilikan Rumah Di Bank

Syariah Mandiri

1. Tujuan.............................................................................................................................2

2. Keunggulan....................................................................................................................

3. Jangka Waktu.................................................................................................................

4. Persyaratan.....................................................................................................................

5. Ketentuan Biaya.............................................................................................................

6. Down Payment (DP)......................................................................................................

7. Dokumen Nasabah.........................................................................................................

8. Mekanisme Pembiayaan Pemilikan Rumah BSM.........................................................

BAB V : PENUTUP............................................................................................................................

4.1 Kesimpulan.......................................................................................................................

4.2 Saran..................................................................................................................................

4.3 Penutup..............................................................................................................................

DAFTAR PUSTAKA

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