Perform in Harmony - · PDF fileT Nilai-Nilai Perusahaan Corporate Values 04 Kami berusaha...

2014Profil Perusahaan

Company Profile

Perform in Harmony

K a m i s e l a l u b e r k o m i t m e n u n t u k

mengoptimalkan seluruh sumber daya yang kami

miliki secara profesional, menyelaraskan

hubungan kemitraan dengan Mitra Usaha

dan memberikan pelayanan yang terbaik

kepada seluruh pemangku kepentingan.

Ibarat tari Bali, seluruh organ

tubuh dari kepala hingga

kaki, dari lirikan mata

hingga lentiknya jari

tangan bergerak serempak

secara selaras mengikuti irama musik.

Gerakan tariannya yang begitu dinamis

dan ritmis melahirkan keharmonisan

yang mampu memuaskan siapapun

yang melihatnya.

Di Tugu Re, kami menyebutnya:

�Harmonisasi Interaksi�.

Perform in Harmony

We always committed to optimize

involving our entire resources, that we have

in professional manner and harmonize the

partnership with our business partners and to provide

the excellent service to our stakeholder.

Like Balinese dance, which all body parts head to

toe, including glance of the eyes and tapering fingers

move together in balance and harmony

coordinated to the music rhythm. The dances

movement is so dynamic and rhythmical,

embodying a beauty in harmony that can

satisfied anyone who see it.

Here, in Tugu Re, we call it:

Perform in Harmony

Kata Pengantar

Foreword

02PT Tugu Reasuransi Indonesia

2014 Profil Perusahaan Company Profile



Daftar Isi

Content

02 Pengantar Forewrods

03 Daftar Isi Content

04 Nilai-Nilai Perusahaan Corporate Values

05 Visi dan Misi Vision and Mission

06 Tonggak Sejarah Milestone

07 Strategi Bisnis Business Strategy

08 Pencapaian dan Penghargaan Awards and Achevements

08 Lembaga dan Profesi Penunjang Supporting Professions and Institutions

09 Bidang Usaha Line of Business

10 Profil Dewan Komisaris Board of Commissioners Profile

12 Profil Dewan Direksi Board of Directors Profile

15 Struktur Organisasi Organizational Structure

16 Kinerja Perusahaan Company Performance

20 Tanggungjawab Sosial dan Lingkungan Social and EnvironmentalResponsibility

TNilai-Nilai Perusahaan

Corporate Values

04

Kami berusaha menjaga kepercayaan bersama di antara nasabah dan mitra usaha kami dan menjadikannya tujuan utama perusahaan.

We maintain mutual trust of our customers and partners and put it as the main objective of the company.

TRUST

Kami selalu mencoba memahami apa yang nasabah inginkan supaya kami bisa memberikan layanan terbaik

We understand the needs of our clients as to serve them better.

UNDERSTAND customer’s need

Kami akan selalu berusaha menyediakan solusi terbaik supaya bisa saling menguntungkan bagi semua nasabah.

GAIN TOGETHER

We extend the best solution to provide greater benefits to all customers.

Melalui produk-produk dan layanan kami yang dapat disesuaikan, kami berupaya menciptakan citra yang unik untuk membedakan kami dari para pesaing.

Through customize products and services, which make us more competitive compared to other insurance companies.

UNIQUE

Kami secara berkesinambungan meningkatkan reputasi dan kehandalan kami dengan mengimplementasikan kebijakan-kebijakan dengan cepat dan tepat waktu.

We, in sustainable basis, improve reputation and reliability by implementing policies quickly and punctually.

RELIABLE PARTNER

Kami berkomitmen untuk selalu menyediakan layanan yang unggul, memberikan solusi dan melampaui harapan tertinggi nasabah.

We are committed to provide excellence service and best solutions to serve our customers beyond their expectation.

EXCELENCE

UGURE

PT Tugu Reasuransi Indonesia2014 Profil Perusahaan Company Profile

05

Visi dan Misi

Vision and Mission


VISI

Untuk menjadi perusahaan reasuransi terbaik dan terdepan di Indonesia dengan kapasitas sebagai pemain industri reasuransi regional.

To become the best and leading reinsurance company in Indonesia with a regional capability.

VISION

MISI

Untuk melayani dan membantu mengembangkan kemampuan bisnis perusahaan asuransi melalui kerja sama reasuransi.

Untuk menciptakan nilai tambah berkesinambungan bagi para pemegang saham.

To serve and assist in enhancing insurance companies through reinsurance cooperation partnerships.

To create sustainable added value to shareholders.

MISSION

PT Tugu Reasuransi Indonesia (�Perusahaan / Tugu Re�) didirikan berdasarkan Akta Notaris Raden Santoso, SH, No. 8

tanggal 2 April 1987 .PT Tugu Reasuransi Indonesia (�the Company/Tugu Re�)

was established based on Notarial Deed of Raden Santoso no. 8 dated 2 April 1987 .

Tugu Re ditunjuk sebagai pelopor utama untuk kerja sama reasuransi di antara negara-negara ASEAN di bawah ARES

(ASEAN Reinsurance Exchange Scheme).Tugu Re was appointed as the main pioneer for insurance

cooperation among Asean member countries underASEAN Reinsurance Exchange Scheme (ARES).

Perusahaan mendapatkan tambahan setoran modal sebesar Rp 17,11 milyar yang berasal dari PT Tugu Pratama Interindo dan PT Asriland yang didasarkan kepada RUPS Luar Biasa

tanggal 30 September 2011.The Company optained an additional capital in the sum of

IDR 17,11 billion form PT Tugu Pratama Interindo and PT Asriland base on Extraordinary General Meeting of

Shereholders based on 30 September 2011.

Perusahaan memperkuat permodalan dengan mendapatkan tambahan setoran modal sebesar Rp19,99 miliar yang berasal dari PT Asriland berdasarkan Keputusan Rapat Umum Pemegang Saham tanggal 19 Desember 2012

The Company strengthened the capital base by getting additional capital worth IDR 19,99 billion from PT Asriland

based on General Meeting of Shareholders decision on19 December 2012.

Perusahaan mendapatkan pinjaman subordinasi sebesar Rp 37 milyar yang berasal dari PT Tugu Pratama Interindo

dan PT Asriland sebagai upaya peningkatan ekuitas Perusahaan.

Pada tahun ini pula, Pemegang saham melakukan penambahan modal sebesar Rp. 9,4 miliar. Serta terdapat

perubahan susunan pemegang saham Perseroan yang disebabkan oleh pembelian seluruh saham Perseroan yang

dimiliki oleh Menteri Keuangan Republik Indonesia oleh PT Asriland.

The Company obtained subordinated loan worth IDR 37 billion from PT Tugu Pratama Interindo and PT Asriland in

order to increase company�s equity.

In this year, The Shareholders inject an additional capital in the sum of IDR. 9.4 billion and also a change of Company's

shareholding composition due to the purchase of all Company�s shares owned by the Minister of Finance of the

Republic of Indonesia by PT Asriland.

1987

2004

2011

2012

2013

Tonggak Sejarah Milestone

Dalam tahun 2014 ini, Perusahaan senantiasa berupaya untuk menerapkan strategi yang tepat dalam pengambilan keputusan akseptasi underwriting,

meningkatkan jumlah portofolio risiko, peningkatan premi retensi dan optimalisasi kapasitas yang didukung dengan peningkatan response time underwriting dan penyelesaian klaim guna meningkatkan penerimaan premi yang lebih baik.

Pengelolaan piutang yang efektif serta menjalankan investasi secara hati hati akan menjadi kunci utama kesuksesan dalam pengeloloaan keuangan. Implementasi sistem TI yang terintegrasi dan pengembangan sumber daya yang dimiliki Perusahaan juga akan menjadi faktor pendukung yang penting dalam pencapaian strategi yang telah ditetapkan.

In 2014, the Company strives to implement the right strategy in making underwriting acceptance decision, increase the number of risk portfolio, increased premium retention and capacity optimization supported the increase of response time on underwriting and claims settlement for revenue premiums better.

Effective management on accounts receivable and implementing the prudent investment will be a success key in financial Management. The implementation of Integrating IT system and development of the Company's resources will also be an important contributing factor to achievement the predetermined strategy.

07

Strategi Bisnis 2014

2014 Business Strategy


Penghargaan dan Pencapaian

Awards and Achievement

08

Supporting Professions and Institutions

Lembaga dan Profesi Penunjang

Kantor Akuntan PublikTanudiredja, Wibisana & RekanPlaza 89 Jl. H.R. Rasuna Said Kav X-7 No. 6Jakarta 12940 P.O. Box 2473 JKP 10001Telepon: (+62 21) 5212901Fax: (+62 21) 52905555, 52905050

Konsultan HukumPrihanggodo Haullussy & Partners Counsellor at LawGraha Mandiri Lt. 20Jl. Imam Bonjol No. 61Jakarta 10310

NotarisLenny Janis Ishak SHJl. Hang Lekir IX No. 1, Kebayoran Baru Jakarta SelatanTelepon: (+62 21) 7221077, 7230749Fax: (+62 21) 7233855

Des Rizhal Boestamam, SHJL. Cimandiri No. 1 C CikiniJakarta Pusat 10330Telepon: (+62 21) 3190 4493, 3190 4356Fax: (+62 21) 3190 4089

Lembaga PemeringkatPT Fitch Ratings IndonesiaPrudential Tower Lt. 20Jl. Jendral Sudirman Kav. 79Telepon: (+62 21) 57957755Fax: (+62 21) 57957750


Best Reinsurance 2014 Majalah Investor

Best Reinsurance 2014 Media Asuransi

The Best Practice Improvement Reinsurance 2013 Harian Bisnis Indonesia

The Best Reinsurance Company 2013APPARINDO

National Insurance Financial Strength Ratings

Fitch Ratings

A(idn)

Stable Outlook

Pendukung Reasuransi

Reinsurance Supporting

Bidang Usaha

Line of Business

Odyssey America Reinsurance Corp, Singapore Canopius Asia Pte Ltd, Singapore Asia Capital Reins. Group Pte Ltd, Singapore Hannover Ruckversicherung AG, Germany Peak Re, Hongkong Tamesis Dual, London

Scor Global Life, Singapore Partner Reinsurance Europe Limited, Singapore

09

Perusahaan memberikan dukungan jasa reasuransi bagi perusahaan asuransi baik di dalam maupun di luar negeri, antara lain:

The Company provides reinsurance services for insurance companies both domestically and abroad consisting of:

A. NON MARINE

1. Fire Insurance2. Industrial/Commercial Property All Risk Insurance3. Land and Rigs Insurance4. Contractor/Erection All Risk Insurance5. Contractor Plant and Machinery Insurance

6. Civil Engineering Completed Risk Insurance7. Machinery Breakdown8. Electronic Equipment Insurance9. Theft, Burglary Insurance10. Good in Transit Insurance

A. NON MARINA NON MARINEB. MARINE AND AVIATION

1. Marine Hull Insurance2. Builder Risks Insurance3. Marine Liability Insurance4. Marine Cargo Insurance

5. Aviation Hull Insurance6. Aviation Liability Insurance7. Loss of License – Pilot (aviation)8. Personal Accident - Pilots & Crew (aviation)

A. NON MARINA NON MARINEC. LIFE INSURANCE GROUP AND PERSONAL

1. Term Insurance (whole life, fixed period)2. Personal Accident (stand alone; rider)

3. Decreasing Insurance (Term Credit)4. Health Insurance (outpatient & inpatient)


Non Life Life

Profil Dewan Komisaris

Board of Commissioners Porfile



Presiden Komisaris President CommissionerSIGIT SUCIPTOYONO, S.E

Kelahiran Bandung, 5 Juli 1955.Menjabat sebagai Presiden Komisaris PT Tugu Reasuransi Indonesia sejak Mei 2014 pada saat diangkat beliau juga menjabat sebagai Direktur Marketing PT Tugu Pratama Indonesia. Karirnya diawali sebagai staf Administrasi Engineering pada PT Tugu Pratama Indonesia, hingga pada tahun 2001 beliau diangkat sebagai manajer untuk Divisi Jasa Pemasaran. Tahun 2006 beliau diangkat sebagai Account Director Marketing - Oil & Gas Group 1 di PT Tugu Pratama Indonesia dan pada tahun 2008 beliau dipercaya menjadi Direktur Teknik PT Staco Jasa Pratama, kemudian pada tahun 2013 dipercaya sebagai Direktur Marketing PT Tugu Pratama Indonesia sampai dengan saat ini.

Beliau meraih gelar S1 Ekonomi dari Universitas Krisnadwipayana di Jakarta pada tahun 1993. Beliau pernah mengikuti berbagai pelatihan di dalam dan Luar Negeri sejak tahun 1982 diantaranya pendidikan Manajemen Risiko (Jakarta; 1986), Advanced Training Course for Fire Underwriting and Engineering Insurance (Manila; 1990), Pelatihan Pemahaman ISO 9000 (Jakarta; 2000), Managing Service (Jakarta; 2002) performance management (Bogor; 2012) dan Coaching skills for greater performance (Jakarta; 2012).

Born in Bandung, July 5, 1955, appointed as President Commissioner of PT Tugu Reasuransi Indonesia since May 2014. At the same time on his appointment he also serves as Director of Marketing of PT Tugu Pratama Indonesia. His career began as a staff Administration Engineering at PT Tugu Pratama Indonesia, in 2001 he was appointed as Manager at Marketing Services Division. In 2006 he was appointed as Account Director Marketing - Oil & Gas Group 1 PT Tugu Pratama Indonesia and in 2008 he appointed as Technical Director PT Staco Jasa Pratama, then in 2013 appointed as Marketing Director of PT Tugu Pratama Indonesia until now.

He holds Economics degree in from Krisnadwipayana University, Jakarta in 1993. He actively attended various course within domestic and abroad since 1982, such as Risk Management course (New York; 1986), Advanced Training Course For Fire And Engineering Underwriting Insurance (Manila; 1990), Understanding ISO 9000 (New York; 2000), Managing Service, (Jakarta; 2002) Performance Management (Bogor; 2012) and Coaching Skills For Greater Performance (Jakarta; 2012).



Komisaris CommissionerAHMAD SURYA DARMA

Lahir di Rantau Perapat 31 Oktober 1958. Menjabat sebagai Komisaris PT Tugu Reasuransi Indonesia sejak Desember 2012 sekaligus menjabat sebagai Komisaris PT Pro-Motor sejak 2004 hingga saat ini. Beliau pernah menempati beberapa posisi eksekutif yang pernah dijabat antara lain sebagai Direktur Utama (2002-2009) dan DirekturKeuangan (2001-2002) pada PT Gemini Sinar Perkasa, Komisaris pada PT Padang Golf Satelindo dan PT Bukit Sentul (1999-2003), serta Independent Auditor pada Bank Alfa (1998-1999). Beliau menyelesaikan pendidikan di Akademi Akuntasi Jayabaya pada tahun 1980 dan Fakultas Ekonomi Universitas Indonesia tahun 1988 dengan gelar Sarjana Ekonomi.

Born in Rantau Perapat, October 1958. Served as a Commissioner of PT Tugu Reasuransi Indonesia since December 2012. At the same time he is appointed as Commissioner of PT Pro-Motor since 2004 until now. He was hold several executive positions such as, President Director (2002- 2009) and Director of Finance (2001-2002) of PT Gemini Sinar Perkasa, Commissioner of PT Padang Golf Satelindo and PT Bukit Sentul (1999- 2003), and Independent Auditor of Alfa Bank (1998-1999). He completed his studies at the Academy of Accounting Jayabaya in 1980 and obtain Economic Degree from University of Indonesia in 1988.

Lahir di Pati, 9 Juli 1964. Menjabat sebagai Komisaris PT Tugu Reasuransi Indonesia sejak Mei 2014, pada saat diangkat beliau juga menjabat sebagai Direktur Adminsitrasi & Kepensiunan Dana Pensiun Pertamina. Beliau memulai karirnya sebagai Kepala Seksi Sumber Daya Manusia di OPEP Cepu (1997-1999), Manajer Sumber Daya Manusia di OPEP Cepu (1999-2002) & Kalimantan DOH (2002-2004), Kepala Biro Perencanaan dan Pengembangan Sumber Daya Manusia di DOH Sumbagsel - DOH SBS (2005), Asisten Manajer Renbang Pertamina EP Sumatera - Pendopo (2006), Manajer Pelayanan Operasi di UBEP Sanga-sanga Tarakan & UBEP Santar KP (2009-2011), Compensation & Benefit Manager di PT Pertamina (Persero) ( 2013), dan Direktur Administrasi dan Kepensiunan Dana Pensiun Pertamina (2014 - sekarang). Beliau meraih gelar S1 Teknik dari Universitas Negeri

Semarang pada tahun 1987. Sedangkan gelar S2 ia raih dari Universitas Dr. Soetomo pada tahun 2003.

Born in Pati, July 9, 1964, he served as a Commissioner of PT Tugu Reasuransi Indonesia since May 2014. At the same time on his appointment he serves as Director of Administration & Retirement at Pertamina Pension Fund. He started his career as Assistant Manager of Human Resources at OPEP Cepu (1997-1999), Resource Manager at OPEP Cepu (1999-2002) & DOH Kalimantan (2002-2004), Head of Planning and Development of Human Resources in DOH South Sumatra - DOH SBS (2005), Assistant Manager of Pertamina EP Renbang Sumatra - Hall (2006), Operations Services Manager at Sanga-sanga UBEP Tarakan & UBEP Santar KP (2009-2011), Compensation & Benefits Manager at PT Pertamina (Persero) (2013), and as Director of Administration & Retirement at Pertamina Pension Fund (2014 - present). He holds a degree from the State University of Semarang 1987 and obtain post graduate degree from Dr. Soetomo University in 2003.

Komisaris CommissionerHADI BUDI YULIANTO

Profil Dewan Direksi

Board of Directors Porfile



Kelahiran Cirebon, 7 Juni 1962. Menjabat sebagai Presiden Direktur PT Tugu Reasuransi Indonesia sejak2008. Karirnya di bidang asuransi dimulai sejak tahun 1984 di PT Tugu Pratama Indonesia Sebagai karyawan administrasi. Seiring waktu berjalan, beliau akhirnya berhasil menyandang jabatan diposisi strategis seperti Kepala Seksi Underwriting Aneka, dan Kepala Seksi Underwriting Migas Divisi Non Marine (1992-1995). Selain itu, beliau pernah menjabat sebagai Assistant Manager di Divisi Non Marine di PT Tugu Pratama Indonesia (1995-2001), dan menduduki posisi sebagai Account Manager Divisi Migas Pertamina (2001-2003). Setelah itu, beliau menjabat sebagai Oil & Gas Group Head, selanjutnya beliau diangkat untuk pertamakalinya oleh pemegang saham sebagai Presiden Direktur PT Tugu Reasuransi Indonesia pada 2008. Beliau kerap mengikuti berbagai pelatihan dan seminar berskala nasional dan internasional, diantaranya Tugu Training Programme di London pada tahun 1991, The Advanced Risk management Course di London tahun 1994 Risk Management & Insurance in The Oil & Gas Industry di Singapura pada 1996 dan Rig School pada tahun 1998 di Houston Amerika Serikat.

Born in Cirebon, June 7, 1962, served as President Director of PT Tugu Reasuransi Indonesia since 2008. His career started in the Insurance industries in 1984 at PT Tugu Pratama Indonesia as an Administrative Officer. As time went on, he finally succeeded hold various strategic position such as Section Head Underwriting of Miscellaneous Insurance, and Section Head Underwriting Non Marine, Oil and Gas Division (1992-1995). He also served as Assistant Manager of Non-Marine Division at PT Tugu Pratama Indonesia (1995-2001), and as Account Manager at Oil and Gas Pertamina Division (2001-2003). After that, he served as Group Head of Oil & Gas Group, until finally appointed by the shareholders to be President Director of PT Tugu Reasuransi ndonesia in 2008. He often participated in various training course and seminars nationwide and internationally, such as Tugu Training Programe in London (1991), Advanced Risk Management Course in London (1994); Risk Management and Insurance in the Oil & Gas Industry in Singapore (1996) and Rig School in Houston United States (1998).

Presiden Direktur President DirectorMORO W. BUDHI



Lahir di Jakarta 22 Oktober 1968. Beliau menjabat sebagai Direktur Operasional PT Tugu Reasuransi Indonesia sejak Mei 2014, sebelumnya beliau menjabat sebagai Reinsurance Group Head PT Tugu Pratama Indonesia sejak tahun 2010. Sebelum bergabung di PT Tugu Pratama Indonesia beliau pernah bekerja untuk industri Banking dan Stock broker sejak tahun 1994 sampai dengan tahun 1997. Karirnya di industri asuransi dimulai sejak tahun 2002 sebagai Staf Administrasi fakultatif di PT Tugu Pratama Indonesia. Beliau menjabat sebagai SR Underwriter Treaty pada tahun 2005 dan terakhir diangkat sebagai Reinsurance Group Head PT Tugu Pratama Indonesia pada tahun 2010. Beliau meraih gelar S1 Teknik Elektro di Institut Teknik Indonesia, sebelum meraih gelar S1 beliau juga mengikuti pendidikan D3 Manajemen Perbankkan di STIE Perbanas. Beliau pernah mengikuti berbagai pelatihan di dalam dan luar negeri sejak tahun 1998 diantaranya Non Life Insurance Workshop di Singapura, Non Marine Reinsurance Workshop di London, ESQ leadership Training Jakarta,

23rd Fair Conference di Beijing China, dan 12th Singapore International Reinsurance Conference di Singapura tahun 2013.

Born in Jakarta, October 22, 1968, he served as Director of Operations of PT Tugu Reasuransi Indonesia since May 2014. Previously, he served as Group Head of Reinsurance at PT Tugu Pratama Indonesia since 2010. Prior to joining PT Tugu Pratama Indonesia he worked in Banking and Stock Broker since 1994 until 1997. His career in the insurance industry started in 2002 as a Facultative Administrative Staff PT Tugu Pratama Indonesia. He served as the Senior Underwriters Treaty in 2005 until he was appointed as Reinsurance Group Head of PT Tugu Pratama Indonesia in 2010. He hold degree on Electrical from Indonesia Technical Institute. Prior hold the electrical degree he attended a Diploma in Banking Management at STIE Perbanas. He has attend various seminar and courses either in domestic and abroad such as Non Life Insurance Workshop in Singapore, Non Marine Reinsurance Workshop in London, ESQ Leadership Training in Jakarta, 23rd Fair Conference in Beijing China, and 12th Singapore International Reinsurance Conference in Singapore 2013.

Direktur Operasional Operations DirectorIR. ADE KANANDA

Lahir di Jayapura, 2 November 1967. Beliau menjabat sebagai Direktur Keuangan PT Tugu Reasuransi Indonesia sejak 2009. Sebelumnya, beliau berkarier sebagai Ketua Tim Audit pada Satuan Kerja Audit Internal di Badan Penyehatan Perbankan Nasional (BPPN) pada 2000-2004. Karier selanjutnya adalah sebagai Kepala Manajamen Aset Saham di PT Perusahaan Pengelola Aset (PT PPA) pada periode Februari 2004-Agustus 2009. Beliau adalah lulusan S-2 Universitas Indonesia jurusan Manajemen Risiko (2005). Sebelumnya beliau berhasil menyelesaikan studi di STAN dengan gelar Ajun Akuntan pada tahun 1989, selanjutnya menamatkan pendidikan sarjana di Universitas Indonesia dengan jurusan Manajemen Keuangan pada tahun 1995 dan jurusan Akuntansi pada tahun 1997.

Born in Jayapura, November 2, 1967. He served as Finance Director of PT Tugu Reasuransi Indonesia since September 2009. Previously, he served as Chairman of the Audit Team on the Internal Audit Unit at the National Bank Restructuring Agency (IBRA) in 2000-2004 . His upcoming career was as Head of Asset Management Shares in the Asset Management Company (PT PPA) since February 2004 until August 2009. He obtained postgraduate degree in University of Indonesia majoring in Risk Management (2005). Previously, he obtained Ajun Accountant from Sekolah Tinggi Akuntansi Negara (STAN) with a degree in 1989, then he continued his undergraduate education at the University of Indonesia majoring in Financial Management in 1995 and Accounting in 1997.

Direktur Keuangan Finance DirectorDRADJAT IRWANSYAH



Lahir di Siborongborong, 23 Januari 1966. Beliau menjabat sebagai Direktur Teknik PT Tugu Reasuransi Indonesia sejak Mei 2014, sebelumnya beliau menjabat sebagai Operational General Manager PT Tugu Reasuransi Indonesia s e j a k t a h u n 2 01 0 . B e l i a u m e n g awa l i ka r i r Pe ke r j a a n s e b a g a i G u r u M ate m at i ka d i Bandung pada tahun 1985, kemudian berkarir di Industri Perbankkan sebagai Programer di Bank Indonesia. Karir pada Industri Asuransi di mulai sejak tahun 1998 di Panin Insurance, kemudian bekerja di PT Askrindo sebagai Pelaksana Seksi Facultative Fire & Engineering. Pada industri Reasuransi beliau memulai karir sebagai Kepala Seksi Facultative Fire & Engineering PT Nasional Reasuransi Indonesia dan terakhir menjabat sebagai Kepala Divisi Underwriting Fakultatif sejak tahun 2006 sampai dengan tahun 2010. Beliau meraih gelar S1 Manajemen Pemasaran di Sekolah Tinggi Ilmu Ekonomi IBMI. Beliau pernah mengikuti berbagai pelatihan di dalam dan luar negeri sejak tahun 1991 dibidang Perasuransian antara lain pendidikan Asuransi yang diselengarakan oleh AAMAI tahun 1995, Singapore International Reinsurance Conference sejak tahun 1997, Pendidikan Underwriting yang diselengarakan oleh DAI dan MII sejak tahun 1999 sampai tahun 2001, Board and Executive Development Program For Insurance tahun 2011 dan mengikuti Singapore International Reinsurance Conference pada tahun 2013.

Born in Siborong borong, January 23, 1966, he served as Technical Director of PT Tugu Reasuransi Indonesia since May 2014. He previously served as General Manager of PT Tugu Reasuransi Indonesia since 2010. He started his career as a Math's Teacher in Bandung (1985), then continued his career in a banking industry as a programmer in Bank Indonesia. In Insurance Industry began in 1998 at Panin Insurance, then worked at PT Askrindo as officer on Facultative Fire & Engineering Section. In the Reinsurance industry, he began a career as Head of Facultative Fire & Engineering at PT Nasional Reasuransi Indonesia, and finally served as Head of Facultative Underwriting Division from 2006 to 2010.He holds degree on Marketing Management from IBMI School of Economy. He has also attended various Insurance training in nationwide and abroad since 1991 such as insurance course held by AAMAI 1995, Singapore International Reinsurance Conference since 1997, Underwriting Course held by DAI and MII from 1999 until 2001, Board and Executive Development Programme For Insurance in 2011 and attend the Singapore International Reinsurance Conference in 2013.

Direktur Teknik Technical DirectorELKANA LUMBANTORUAN



Adhi IndraCorporate Secretary

Group Head

OembarditoInternal Audit Group Head

Dradjat IrwansyahFinance Director

Ade Kananda Operations Director

Elkana LumbantoruanTechnical Director

Pandji M. WFinance

Group Head

Fitri CAccountingGroup Head

RisoIT

Group Head

Eko SusantoHRD & GS

Group Head

Erwin BasriNon MarineGroup Head

Indiarni AgusMarine & Aviation

Group Head

Bernadus L.KRetrosession

& TreatyGroup Head

M. JohnyLife

Group Head

Budi SClaim

Group Head

Abraham IAdministration

Group Head

RizahanMarketing

Group Head

Moro W. BudhiPresident Director

Struktur Organisasi

Organization Structure

STRUKTUR ORGANISASI ORGANIZATION STRUCTURE



(Dalam Juta Rupiah, kecuali dinyatakan lain)(in mllion Rupiah, unless stated otherwise )

Premi Bruto Gross Premium Hasil Underwriting Underwriting Result

Jumlah Investasi Total Investment Hasil Investasi Investment Income

Kinerja Perusahaan

Company Performance

828.423

201320122011

626.037

418.431

20122011 2013

56.616

29.882

84.120

2011

563.096

698.676

1.049.565

20132012 20122011

52.731 52.273

66.594

2013

38.177

46.002

65.534

201320122011

822.084

1.037.220

201320122011

1.509.385

240.051

255.617

201320122011

175.282

2012 2013

22,15%

26,44%

2011

26,12%

(Dalam Juta Rupiah, kecuali dinyatakan lain)(in mllion Rupiah, unless stated otherwise )

Total Asset Laba Bersih Net IncomeTotal Aset

ROE ROE Ekuitas Equity





IKHTISAR KLAIM BRUTO Gross Claim HighlightsDalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )

Uraian Description

IKHTISAR PREMI BRUTO Gross Premium HighlightsDalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )

2013 2012 2011

Ikhtisar Operasional Operational Highlight

Kebakaran Fire

Rekayasa EngineeringRangka Kapal Marine Hull

Jiwa Life Pengangkutan Laut Marine CargoKendaraan Bermotor Motor vehicle Penerbangan AviationAneka MiscellaneousJumlah Total

461.539

67.688

130.412

115.028

69.675 25.073

11.473

168.678

1.049.565

273.742

50.189

109.264

87.062

41.225 22.404

6.772

108.018

698.676

231.817

55.350

80.972

48.082

41.225 14.334

8.738

89.240

563.096

Uraian Description 2013 2012 2011

Kebakaran Fire

Rekayasa EngineeringRangka Kapal Marine Hull

Jiwa Life Pengangkutan Laut Marine CargoKendaraan Bermotor Motor vehicle Penerbangan AviationAneka MiscellaneousJumlah Total

235.815

53.417

33.387

76.337

39.056 11.339

8.553

39.099

497.002

143.382

29.673

33.280

56.045

12.175 8.234

7.035

30.048

319.872

135.246

21.734

18.985

19.042

16.219 8.264

2.383

14.895

236.768



LAPORAN RUGI LABA KOMPREHENSIF Comprehensif Income Statements Dalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )


Ikhtisar Keuangan Financial Highlight

LAPORAN POSISI KEUANGAN Statement of Financial PositionDalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )


626.037 1.037.220

797.169 240.051

418.431822.084 646.802175.282

828.423 1.509.385 1.253.768

255.617

Jumlah Investasi Total InvestmentsJumlah Aset Total Assets Jumlah Liabilitas Total LiabilitiesJumlah Ekuitas Total Equity

563.096435.317

66.594 29.882 47.941 48.535 38.177 46.070

698.676521.594 52.731 56.616 62.20947.138 46.002 57.932

1.049.565 728.711

52.273 84.120 67.537 68.857 65.534 19.950

Premi Bruto Gross PremiumPendapatan Underwriting Underwriting Revenues Hasil Underwriting Underwriting Results Hasil Investasi Investment Income Beban Usaha Operating Expenses Laba Usaha Income from Operations Laba Bersih Net IncomePendapatan Komprehensif Comprehensive Income

Financial Ratio and othersRASIO KEUANGAN DAN LAIN-LAINNYA


61,98%13,50%

135,13%6,58%

76,86% 4,95%

22,15%

63,73%9,50%

126,68%6,24%

83,06%5,15%

26,44%

57,87%20,94%

138,63% 6,78%

78,68% 6,29%

26,12%

Rasio Premi Netto terhadap Premi Bruto Net Premium to Gross Premiums RatioRasio Underwriting Underwriting Ratio Rasio Solvabilitas Solvency Ratio Rasio Laba Bersih terhadap Premi Bruto Income to Gross Premium Ratio Rasio Liabilitas terhadap Jumlah Aset Liabilities to Total Assets Ratio Rasio Laba Bersih terhadap Total Aset Return on Assets Ratio Rasio Laba Bersih terhadap Total Ekuitas Return on Equity Ratio



Sesuai dengan amanah Undang Undang Nomor 40 Tahun 2007 tentang Perseroan Terbatas, Perusahaan terus berupaya berperan aktif dalam mengemban

fungsi sosial yang diimplementasikan dalam bentuk kegiatan tanggung jawab sosial Perusahaan (CSR). Kegiatan ini adalah salah satu bentuk kontribusi positif Perusahaan dalam membangun masyarakat secara berkelanjutan guna membantu mewujudkan pembangunan ekonomi, menjaga keharmonisan hubungan dengan sesama anggota masyarakat dan lingkungan sekitar berdasarkan prinsip kesukarelaan dan kemitraan.

Perusahaan senantiasa berkomitmen dan menjunjung tinggi kegiatan sosial sebagai salah satu elemen penting dalam menjalankan kegiatan usaha. Sepanjang tahun 2013 kegiatan CSR Perusahaan fokus pada kegiatan kemasyarakatan dan pendidikan.

Berikut beberapa kegiatan CSR selama tahun 2013, dimana Perusahaan berpartisipasi :

In accordance with the mandate of Law No. 40 of 2007, the Company also runs an active role in carrying out social functions that are implemented in the form of social responsibility or corporate social responsibility (CSR). This activity is one of the Company's positive contribution in building a sustainable community in order to ensure economic development, maintain harmonious relationships with other members of the surrounding community and the environment in which the Company are based on the principle of voluntarism and partnership.

The company is always committed and uphold social activities as one of the important elements in running the business. During 2013 the Company's CSR activities focusing on community activities and education.

Here are some CSR activities during the year 2013, in which the Company participates:

Tanggung Jawab Sosial dan Lingkungan

Environmental and Social Responsibility

Tanggung Jawab Sosial Social Responsibility

Pengembangan Sosial dan Kemasyarakatan

Kegiatan CSR bidang kemasyarakatan ditujukan kepada lingkungan sekitar dalam bentuk bakti sosial ramadhan, khitanan massal, buka puasa bersama dengan anak yatim dan perbaikan rumah ibadah.

Pendidikan

Dalam bidang pendidikan, Perusahaan bekerja sama dengan Sekolah Tinggi Managemen Risiko dan Asuransi (STIMRA) dalam pemberian bea siswa melalui program belajar dan bekerja kepada siswa yang kurang mampu dan Sekolah Tinggi Managemen Asuransi (STMA) Trisakti dalam pemberian buku bagi kalangan tidak mampu dalam kampanye melek risiko.

Pelestarian Lingkungan Hidup

Perusahaan berkomitmen penuh untuk menerapkan kebijakan yang berwawasan lingkungan dalam upaya memelihara kelangsungan daya dukung dan daya tampung lingkungan hidup. Setiap perencanaan serta kegiatan operasional Perusahaan diarahkan pada kepatuhan dan dukungan terhadap program pelestarian lingkungan sebagai bentuk kesadaran Perusahaan akan arti penting lingkungan hidup bagi masa depan bangsa Indonesia.

Pada tahun 2013, bentuk kegiatan nyata yang telah dilakukan Perusahaan di bidang lingkungan hidup adalah sebagai berikut:

Pemanfaatan kertas bekas untuk kegiatan administrasi kantor secara internal sehingga mengurangi pemakaian kertas baru. Dengan demikian Perusahaan turut berpartisipasi secara tidak langsung untuk menjaga kelestarian hutan.

Efisiensi penggunaan air dan listrik dalam kegiatan kantor sehari-hari sebagai wujud rasa tanggung jawab terhadap konservasi lingkungan hidup sekaligus untuk mengurangi beban Perusahaan.

Efisiensi penggunaan bahan bakar bagi kendaraan operasional Perusahaan dengan terus melakukan uji emisi dan juga perawatan kendaraan agar dapat mengurangi polusi udara.

Social and Community Development

CSR activity undertaken in collaboration with the local communityin the form of social service Ramadan, Khitanan Massal, iftar withorphans, and repair of mosque.

Education

In education activity, The Company co-operation with Risk Management and Insurance Institute (STIMRA) to bild up education by giving the form of scholarships and work study programs and co-operation with College of Insurance Management (STMA) Trisakti for giving books for the literacy campaign .

Environmental Sustainability

The Company is ful ly committed to implementing environmentally sound policies in an effort to maintain the supporting and carrying capacity of the environment. Each planning and operational activities of the Company aimed at compliance and support for environmental programs as a form of awareness of the importance of the Company's environment for the future of Indonesia.

In 2013, the form of concrete activities that have been conducted by the Company in the environmental field are as follows:

Utilization of waste paper for office administration activities internally, thereby reducing the use of new paper. That makes the Company participates indirectly to preserve the forest Environmental Protection

Efficient use of water and electricity in daily office activities as a manifestation of a sense of responsibility towards environmental conservation as well as to reduce the burden on the Company.

Fuel efficiency for vehicles with the Company's operations continue to perform emissions testing and vehicle maintenance in order to reduce air pollution.



Tanggung Jawab Lingkungan Environmental Responsibility



Environmental Preservation

To complie the applicable standards, in 2013 the Company focused on: To ensure a comfortable working environment, safety, and also conducive to carrying out the obligations and duties of each employee as defined by the aspect of cleanliness and safety in the work. Improve facilities and adequate infrastructure to help maintain health and safety both mentally and physically in terms of clinics, provision of drugs and First aid, and other things deemed necessary.

Pengelolaan Lingkungan Hidup

Selain dari pemenuhan standar yang berlaku, dalam tahun 2013 Perusahaan fokus pada : Memastikan kondisi lingkungan kerja yang nyaman, aman dan kondusif untuk melaksanakan kewajiban dan tugas setiap karyawan sebagaimana yang telah ditetapkan, dengan memperhatikan aspek kebersihan dan juga keamanan dalam bekerja. Meningkatkan sarana dan prasarana yang memadai untuk menjaga kesehatan dan keselamatan kerja baik secara mental dan fisik dalam hal klinik, pengadaan obat-obatan dan P3K, dan hal lainnya yang dianggap perlu.

PT. TUGU REASURANSI INDONESIAJl. Raden Saleh No. 50 Jakarta 10330 INDONESIAPhone : (+6221) 3140267, 3103952, 3923970, 2302038 (Hunting)Fax : (+6221) 3923973, 3921769, 3923974, 31908415E-mail : [email protected] : www.tugu-re.com

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