JVs

, 15.04.2015 r. B rp. CO^HJI,

"Eyjirapras" EAR, etc ceflajinme H a^pec rp. COCJJHJI, yji. "ITexibp napneBHH" N° 47,BHHcaHO B TtproBCKHa perncxtp c EHK 175203485, npcflcxaBJiaBaHo ox Eexbo

jxnpeKxop, napHnaHO 3a KpaxKoex B ̂ oroBOpa 3acxpaxoBan, ox e^na cxpana

"3acTpaxoB3TejiHO aKimoHepno apy5KccTBo Apivieen" AJJ, etc ceflajinme H anpec HaynpaBjienne rp. CO^HH, panon Cpe^eii yji. "Cxe^tan Kapa^ica" 2, Enncano B TtproBCKHaperncxtp c EHK 121076907, npe/icxaBJiHEano ox Pyivien FeoprneB - npeAceAaxeji na VC HH3nT>nHHxeneH ^Hpeicxop, HapH^iano aa KpaxKocx B ̂ orosopa 3acxpaxoBaxe;i.

BX>B Bpx.3Ka c npOBe^ena npoue^ypa no pe,n,a i-ia 3aKona 3a o6ixi;ecTBeHnxePenieiine na Bt3jro>KHxejia 3a onpe^ejiane na nsntJiHHxejia no o6oco6ena no3HHHa Jf« 3 ox

Ha oSmecxBenaxa nopt^Ka, Bt3 ocHOBa na HJI. 41 ox 3aKona 3a o6mecxBeiiHxe

ce CKJIIOMH Hacxoauj(Hfl orosop 3a CJICAHOXO:

I. HPEAMET H OBXBAT HA ^OFOBOPA.

1.1. SacxpaxoBaxejiax npeAocxaB^ sacxpaxosaxejiHa 3annixa no oSocoSena nosHUHJi J^° 3 -3acxpaxoBKa Ha ManiHHH, ctopt>KeHHa H o6opyABane; na 3aA6anaHcoBH aKXHBH H MaxepnajTH; nacxonaHCKH HHBenxap H KOMHioxtpua xexHHKa B o6xBax H npn ycjioBHa, KaKTO

1.2. O6eKT na sacTpaxoBane:

1.2.1. ManiHHH, ci>opx,>KeHHa H oSopy^BaHe;

1.2.2. 3a^6ajiaHCOBH aKXHBH H MaxepnajiH;

1.2.3. CxonancKH HHBenxap H KOMnioxtpHa xexHHKa,

npHno>KeH OHHC, Hepaa^eJJHa Macx ox HacxoauiHa

MecxoHaxo>KfleHHexo na o6eKxa Ha sacxpaxoBane e E O^IHC crpajjaxa na SacxpaxoBaHHsi Brp. Co4)Ha H B npe^cxasHxejicxBoxo na 3acxpaxoBaHHfl B Peny6jtHKa

1.3. 3acxpaxoBaTejiHO noKpimie:

1.3.1. O6eKxtx na sacxpaxoBane ce sacxpaxosa no oxHomeiiHe na cjiejniHxe

- IToacap BKJiiOHHxejiHO nocjieflHHH ox racena na no>Kap, y#ap ox MtJiHHfl, ei<cnjio3Ha HJIHynap ox Jiexaxenen anapax, nacxn ox nero HJTH xosapa My;

- TTpHpo^HH SeflCTBHjr, BKjiioHnxejiHo 6ypa, rpa^ymica, npoJinseH fltJiyi, naBo^neHne,XOKCCX npn ecxecxBeno naxpynBane na ctmr H JTCA, saMptssaHe, na^amn atpBexa H KJTOHH HApyrii BtHixiHH oSeKxii BCJie,zicxBHe 6ypa n rpa^yuiKa; / ;{(.-;

- SeMexpeceHHc;

cmp. I om 5

- 3jIOyMHIUJieHH flCHCTBHa Ha XpCXH

BCjieACTBiie cnyKBane na BOflonpoBOAHH, KaHaJiHsauHOHHH H oxonjinxejiHH

H sarySn no BpeMe na xpancnopx (oxnacfl ce 3a oGeicxa Ha sacxpaxoBane noT. 1.2.1. HT. 1.2.3.);

OT npesosHo cpeflCTBO HUH >KHBOTHO;

nanpaBeHH c Heo6xo,i(HMaxa rpnaca na 3acxpaxoBaHHfl sa orpanHHaBane HaBCJieflcxBHe sacxpaxosaxejiHO

- Paaxo^H aa OTCxpaHaBane na pasfiaiiHHH H ocxaHKH.

1.3.2. O6eKn»T na sacxpaxoBaHe no T. 1.2.3. ce aacxpaxosa H no oTHomeHHe HanoKpHXH pncKOBe:

- Kpa^6a qpes B3JIOM;

- Kpa>ic6a, HSBtpineHa c H3non3BaHe na TexHH^ecico cpeztcxBo;

- IIi,eTH, iiaHecenn ox H3BTbpiHHTejiHTe, BKjno^iHxejiHO yBpeac^ane na nperpa/iH, Bpaxn H

1.4. JIiiMHTH na oGesmeTCHHe (eaHHHHen H arperaTen):

OxroBOpHocxra Ha 3acxpaxoBaxeji3 e #0 pasMepa na sacxpaxoBaxejiHHTe cyMH no T. 1 ,7.

- OxroBOpHOCTra Ha 3acTpaxOBatejia sa oSesmexeHHe na BCHHKH Bpe/in H pasnocKH,BtB Bp1>3Ka C QfftiO 3aCXpaXOBaX6JIHO CtSHTHC e B CtOXBexCXBHe C nOCOHCHHa B

IC&M ^oroBopa eAHHHHen JIHMHX na oxroBOpnocr sa ctoxBexHHa BH^sacxpaxoBKa;

- OxroBopHOCTTa na SacxpaxoBaxena sa o6e3meT6HHe na BCHHKH Bpe^H H pasHOCKH,^I>JI>KHMH BI>B Bp-bSKa c BCHHKH sacxpaxoBaTejiHH ci>6HXHfl:, HacTtnHJTH npes nepno/ia nasacTpaxoBKaxa, e B ctoxBexcTBne c noco^enHa B npHJiOKCHHaxa ICBM J^oroBopa arperaxen JIHMHXna oxroBOpHOcx sa ctoxBCTHHa BHA sacxpaxoBKa.

1.5. H3KJiH>HeHH$i: 3acxpaxoBaxejisx HSMa ^a fltJiacn oSesniexeHne B ctoxBexcxEne cHSKJHOTemiaxa, noco^eHH B OSmHxc ycjiOBHa na 3acxpaxoBaxejxa sa sacxpaxoBKHxe, npeflMex HaXOSH

1.6. nepHo^i>T na sacxpaxoeaTejiHOTO HOKPHTHC e 12 Meceua, CHHxano ox ^axaxa nana XOSH ^orosop, a HMCHHO ox 00:00 ^aca na 15.04.2015 r. ,n;o 24:00 ^iaca Ha

14.04.2016 r.

1.7. 3acTpaxoBaxeJiHa cyivia: onpeaena ce BT.3 ocHosa na npe^ocxaBenaxa ox3acxpaxoBaHHa Hii^opManHa sa ox^exHaxa CXOHHOCX na sacxpaxoBanoxo HMyinecxBo na"Byjirapras" EAfl JO>M 30.09.2014 r. H e B ci.oxBexcxBHe c noconenoxo B cjiejrBaiuHxe

SacrpaxoBano HMymecTBo c MecTOHaxoiKAeHHe OC|)HC crpaaana "Byjirapras" EA/1, B rp. Cot|)Hn

MaiuHHH, ctopiaceHHS H oGopyflBaHe

3afl6ajraHCOBH aKTHBH

MaxepiiajiH

CTonaHCKii HHseHxap

KOMiuorbpHa TexHHKa

3acTpaxosaTejiHa cynia(B Jiesa)

41 642.14

103 263.66

18688.05

34947.61-"^: M^.

269 5?4.;85

3acTpaxoBaHO HiviymecTBO c iviecToiiaxoiKAeHHenpe/icxaBHTejiCTBO B P. PyivitHHfl

MamHHH, c-bop-bMceHHKi H oSopyfloaHe

sa^SanaHCOBH aKxnen

Marepnanii

cTonancKH HHBeirrap

KOMnKtTbpHa TCXHHKa

3acTpaxoBaTejma cyiwa(B Jieoa)

44 155.51

21 039.95

2 442.00

18346.08

15011.76

1.8. SacTpaxouaTCJiHa npcimifl - o6iuaxa sacxpaxoBaxejn-ia npCMHn, KOHTO3acxpaxoBaHH2x me sanjiaxn Ha 3acxpaxoBaxejifl e 1 554.06 jieBa (xnna^a nexcxoxnn nexAecex H^exHpH Jiesa H mecx CXOXHHKH), KaKXO H ̂ airbK B pa3Mep na 31.08 JieBa (xpHAecex n C^HH Jiesa nOCCM CXOXHHKH).

1.9. 3acTpaxoBaxejinaxa npeMHfl ce samiama B cpOK ao 5 (nex) paCoxnn ^,HH, cnnxai-io ox^axaxa na CKJiiOHBane na ^oroBopa

YcnoBHe 33 H3BTDpuiBaHe na njiamanexo na sacxpaxoBaxejinaxa npeMHH, e3acxpaxoBaxejiHx npeABapnxejiHO Aa e HOCOHHJT SanKOBaxa CH cMexi<a 3a npeBo^a Ha cyMaxa H R&e npeflOCxaBHJi na SacxpaxoBanns cjieziHHxe ^OKyMeHxn:

- opnrHHajiHa (Jtaxxypa 3a At-JiafHMaxa sacxpaxosaxejina npeMHfl;- ctoxBCTKHxe sacxpaxoBaxejiHH nojiHHH.

1.10. BaaHMOOTHomeiHisi Me>Kay crpaHHre npn nacT^nnane na sacTpaxoeaTejiHOc'b5HTne - exannxe na perncxpHpane na sacxpaxosaxejiHO c'fcSnxne H H3njiam,aHe i-ia3acxpaxoBaxejiHOXO o6e3mexeHHe ca B ctoxBexcxBHe c O6mnxe ycjiOBHa: na 3acxpaxoBaxena 3asacxpaxoBKHxe, npe^Mex na XOSH ^orosop. Sacxpaxosaxejiax perHcxpnpa 3acxpaxoBaxejnioxoctSnxHe B cpOK #0 1 (CAHH) paGoxen ^CH ox nojiyMaBanexo na yse^OMJieHHe 3a nacxtnHJiosacxpaxoBaxejiHo c"b6HXHe.

1.11. Hsnjiamaae na 3acTpaxoBaTCJiHo oSesmereHHe:

3acxpaxoBaxejn-io oSesniexeiiHe ce H3njian;a B cpoi< AO 1 (eann) pa6oxen #eH OT

nojiy^aBane na BCHHKH HeoSxo^HMH ^OKyMCHXH, 40Ka3Bamn npexenuHJixa sa o6e3inexeHHe noocnoBaHne H pa3Mep.

1.12. ABancoBH njiamannji - npH inexn c ocoSeno rojraivi pa3Mep, H3HCKsamHnepHO/t 3a JiHicBH^auHa, HO CescnopHH no ocHOBai-ine H pasMep, ce ^onycKa aBancoBOAO 20 % ox BepoaxHHa pasMep na oSesmexeHnexo.

1.13. CaMoy^acxne na 3acxpaxoBaHHfl ne e

II. 3AAT>JtfKEHHfl HA 3ACTPAXOBATEJIH.

2.1. JJa npeAocxaBH nx-jina aacxpaxoBaxenHa samnxa no oxHomeHne na SacxpaxoBanna BctoxBexcxBHe c onpeAejreHHH B x. 1.2. o6eKX na sacxpaxoBane, npn HacxtrmaHe nasacxpaxosaxejiHo c-sGnxne no x. 1.3.

22. HpH HacxtnBaHe na sacxpaxoB'axejino ctGnxne, Aa njiaxn 3acxpaxoBaxejinoo6e3nj,exenne B cpoKa no x. 1.11.

2.3. TJa xpexHpa npeAOCxaBenaxa My ox 3acxpaxo Banna HH^opMauna BT.B Bp-b3ica etcsacxpaxoBKaxa Kaxo KOH^HAeHHnajiHa H ̂ a ne s npeAocxaBs na xpexn jmna.

' ' -. .

2.4. ^a CKJHOHH AoroBop sa no/nisntJiHeHHe , aKO e oSaBHJi B o^epxaxa CH nojisBanexo HaKaKxo H #a npe,n;ocxaBa na 3acxpaxoBaHHa HHC^opMainia 3a njiauraHHaxa no

sa

III. 3A#KJiaCEHHH HA 3ACTPAXOBAHttfl.

3.1. ,3,a npe^ocxaBH na 3acxpaxoBaxejia Heo6~xo,aHMaxa HH(|>opMainia sa cKjuoHBane HasacxpaxoBKaxa H npH HeoSxo^HMocx - Koncyjixau.HH H ycjiOBHa sa HSBtpniBane na orneztH saouemca na pHCKa HJIH na HacTbnHJiH mexH.

3.2. ^a njiaxH B .noroBopenna cpoK sacxpaxoBaxejmaxa npeMHa.

3.2. HpH HacxtnBaHe na aacxpaxoBaxejrao ci.6HXHe ^a yBe^OMaBa SacxpaxoBaxejia B cpOK5 pa6oTHH flHH ox ysHaBanexo My.

IV. YHACTHE HA 3ACTPAXOBAHHH B nOJIOaCHTEJIHH^ 0>HHAHCOBPE3VJITAT.

4.1. HpH HSXH^iane Ha cpoica na ^eficxBHe na sacTpaxoBarejn-iHn3acxpaxoBaxejiax npe^ocxaBa na 3acxpaxosaHHa ynacTHe B nojioacHxenHHa (JtHHancoB pesyjixax, aHMCHHO Kaxo My Bptma 1 5 % ox xo3H pesyjixax.

4.2. nojioacHxenHHax c^HHancoB pesyjixax ce c^opMHpa, Kaxo ox Gpyraaxa npeMHa cenpiicna^Hax a^MHHHCXpaTHBHHTe pasi-iocKH na Sacxpaxosaxejia H HsnuaxenHxe HJIHsa

V. rAPAHH,HH 3A H3H-bJIHEHHE HA ^OFOBOPA.

5.1. Hpn no^nHCBane na /JoroBOpa, 3acxpaxoBaxejiax npe^cxaBa rapanuna saHSirtjmeHHe na 3afl-BJi>KeHHaxa CH no Hero, B ctoxBexcTBHe c floroBopenoTo B e/nia OT

Ha napH^na cyMa B Jiesa B pasMep na 5 % OT o6maxa sacxpaxoBaxejiHa npeMHano T. 1.8., B TOBa ^HCJIO H Aani>Ka no cjie^naxa SaHKOBa CMexica Ha "Eyjirapras" EA^J B"PaH^afoeHSaHK (BtJirapHa)" EA^: IBAN: BG52RZBB9 155 1060067904 H BIG CODE:RZBBBGSF HJIH

^apaH^Ha B Jiesa B pa3Mep na 5 % ox o6maxa sacxpaxoBaxejina npeMHa nox. 1.8., B xosa HHCJIO H ̂ antKa etc cpoK na sajiHAHOcx 1 (e^ni-i) MCCCH, cjie/i Hsxn^ane na cpoicano x. 1.6. FapaHiinaxa xpa6sa fla 6j>%e SesycjiOBHa, neoxMennMa, c B-BSMOJKHOCX ^a ce ycBOHH3^aJIo HJIH na ^acxn B saBHCHMOcx ox npexen^Hpanoxo o6e3m;exeHHe. Fapat^Haxa xpa6sa aact4'Bp>Ka sa^CBJi^enHe na 6ani<axa rapanx m HSBtpuin Sesycjiosno njiamane npn ntpBo HHCMCHOHci<ane ox 3acxpaxoBaHHa, B cjiynaH ^e Sacxpaxosaxejiax ne e Hsnbjmmi naKoe ox sa^jmemiaxaCH no ^oroBopa, B ctoxsexcxBHe c onpe^ejienoxo B Hero. Fapannnaxa xpa6Ba ^a CT>oxBexcxBa Hao6pasena B jioKyMenxaaHiixa sa y^acxne B npone,nypaxa.

5.2. Pasxo/iHxe no oxxpHBanexo Ha ,a.eno3Hxa HJIH na 6aHKOBaxa rapaHuna, ca sa CMexKana 3acxpaxoBaxejia, a pasxo^Hxe no eBenxyajiHOxo HM ycBoasaHe ca sa CMexKa na3acxpaxoBanna.

5.3. FapanuHaxa sa nsn^JiHenne na ^orosopa (ACHOSHX HJIH SanKosa rapanuHa) ceocBo6o;KA3Ba B cpox so 1 (CAHH) Meceu CJICA nsxH^ane na cpOKa na ^encxBHe na Tlorosopa,OCBCH aKO SacxpaxoBannax e ycBOHJi ci,nj;axa npe^n npnKJiio^BaHe na ^orosopa, no npH^iHHa HaneH3m>jiHeHHe ox cxpana na 3acxpaxoBaxe;ia na naKoe ox sa,m>jDKeHHaxa My, B ctoxBexcxBHe conpe^eJienoxo B Hero. 3a ocBo6o>K^aBaHexo na rapannHsxa 3acxpaxosaxejiax oxnpaBa nHCMenoHCKane £0 SacxpaxoBanna. " < - , ' . - - ,

cmp. 4'om 5'

5.4. 3acxpaxoBanHJiT ne fltjxaen Ha 3acxpaxoBaxejxs JIHXBH B-bpxy cyMnxe no rapaHHHsxa3a H3m,JineHHe 3a nepHo^a, npes KOHXO xesn cyMH saicoHHO ca npecxoajiH npH nero.

VI. OBIIIH nOJIOKEHHH.

6.1. fJproBOptx ce npeKpaxjnea:

a) c nsxH^ane na cpOKa My na ^eftcxBHe no x. 1 .6.;

6) no B3anMHO c-brjiacne Ha cxpannxe;

B) nopaan BHHOBHO HensntJiHeHHe Ha sastJDKeHHsxa Ha HflKoa OT cxpaHHxe. B XOSHnsnpaBHaxa cxpana OTHpasa nncMena noxana AO nensnpaBHaxa cxpana,

CH B noflxoAam, 3a xosa cpoK, Kaxo npe^ynpeawaBa, ne BB cpOKa, me c^nxa ^oroBopa sa pasBajien. PasBajianexo HMa flencxEne

6.2. BCHHKH ci,o6H];eHHa H yBeAOMJieHHH Meac^y cxpannxe BT-B Bptsica c TIoroBopa ceH3BtpnjBax B nncMena <^opMa ^pes (Jiasc, npenopt^iaHa noma c o6paxi-ia pasnncKa, KypHepcica

Ha

6.3. CxpaHHxe pemaBax BCH^IKH cnopose no HsntJineHHexo na ^oroBopa ^pes nperoBopn.npH HenocxnraHe Ha cnopasyMenHe, cnopOBexe me ce peinasax no pe^a i-ia FEIK npe#KOMnexenxHHa 6x.nrapCKH

6.4. no BCHHKH Bx.npocH, Heype^eHH c HacxoaniHH J^oroBop H cx.oxBexHHxeICBM nero, ce npnjiarax pasnope^SHxe na fleficxBairtoxo B cxpanaxa 3aKOHo,n;axejTcxBo.

6.5. HacxosmHHx ^orosop ce CKJHOHH B xpn e^HOo6pa3HH eioeMnjiapa - ,n,Ba 3a3acxpaxoBaHHa H eflHH 3a SacxpaxoBaxejia:.

, KOHTO ca Hepa3#ejma nacr OT /JoroBopa:

1. 3acxpaxoBaxejiHH noJiHHn;

2. O6mn ycjiOBna 3a sacxpaxoBKa "Sau^Hxeno HMymecxBo".

SACTPAXQMHp NW-WQ^

AHpCKTOp

3ACTPAXOBATEJI:

\'MCH FeoprHeB

Ha ye H

cmp. 5 om 5

OE111H YCJIOBHfl 3A 3ACTPAXOBKA "3AIUHTEHO HMl'mECTBO"

06IUH nOJlO5KEHIifl1. no TCSH OGiiiH ycjioBiifl 3Afl "ApMcciT A£, iiapipiauo no-HaTa-n.ii Bacrpaxonareji. sacrpaxOBa cpeuiy u.iaTenaaacTpaxoBaTCJitia npexina JBHJKHMO H IICJEUJKHMO HMymecTBO [isGt.nrapcKH a '[yxaecrpaiinu fyeawtccRH " ropiiawiecKH .THEM.HapHiaim no-E«TarbK 3acrpaxoBan.2. SacipaxoEKara HMO acficrBHe na TepnTopnara Ha PenyDHnioEtitrapHH, ocBeti ano HC e yroiiopeHo apyro if c BXin;tna cawo 3aHMymecTBO, iiaMHpamo cc us noco4CHKB E rtojiHiiaTa aapcc.

OBEKT HA 3ACTPAXOBAHE3. Ho TCSH OGuiH yc.ioBHa ce 3acrpaxOBaT COGCTBCHH. wae™ HJIHatpsiaiiH iia Apyro npasno ocuoeaHHC HMymecTBa, KaKro c.ieaEa:3.1. HOBKKHSro HMyuiecTBo:3.1.1.npoii3BoacTBeiiH crpaan;3.1 .2. HenpOIGHOaCTBCHIl Clp&[>< - aHMHHHCTpaTHBHH I I TtprOBCHH

crpaan. B T.H.: xore;ni. MarasHfin, O$HCH. CKraaose, 3aBe.ieHHB 33ouuieciBeno xpaneEie H apyrn oGctcTH 01 cijicpara Ha TtproBHsra,yc.Tyririe asp.',3.2. flpHJKHMO HMvmecrHo:3.2.1. \EauiHHH, ctoptaecHHa M oOopyaBane;3.2.2.KOHniotpH. ayjuoBtiayajina H ot|>Hc TcxHKita;3.2.3. TpanenopTHH cpcacrBa:3.2.4.e-EOiiaHCKH HHBCHrap;3.2.5.pa3xo;iH. sa npHaoGHBane na flMA;3.2.6, ;ipyraUMA:3.2.7. npoujB&acHHs Ha HSKVCTBOTO;3.3. CTOKOEO-MaTepHa.ii EH sanacn:3.3.I.CIOKH;3.3.2. MaTepna.iii H CVPOBHHH:3.3.3-HC3aaipuieHO npoHSBoacriio;3.3.4. npoaVKiina.4. Flo HacToauiHTe O6mu yc.ioBna tie ee aacipavoEar:4 . 1 . 3£MH. l iSKOnil , KefiOBe H npHCI'aHHma, MOCTOBe. rrhTKUia I!

nacriMKH;4.2. crpaan. ctoptstcHHa H KOHCTPVKUHH B npouec nacrpoiiTe.iCTBO. inrpaa-jaHC M;IH MOHTBIK;4.3. pacTCHHB or EcsnaKT>E eiia- SHBOTHH. HTIIUH. pn5n H KomepH emean;4.4. MotopHH npeao3iEH cpeacTBa c pcnicTpaUHOHen tioucp EK.T.TexHHTC npMHa,i,ie;KHOCTH, tcapaBaHH. pe.vtapKera. .IOKOMOTHBH,MorpiiCH. Baronn, njiaBaTc.iHH CUOEC, Btsayxon.iaBaTejiEiH cpeacTca(c H3KJE]o<ietEHC na c;iy^aine. Koraro ie3H iiMymccrKa ca MticTpii,CKcnoHa™ HJIH CTOKS);4.5. napiiiiKii cpeacrea. SaHKHOrii. UCHHK KHHsa. MCKOBfi.o;iaropojH« Mera.7H fi CKtnoueHHH Kaw^HH Him npsjMCTH H HaKirruor rax. GujKyra, aHrriKEapmi CTOKH, VHiiitaTii, (jjn;iaTe.'iHn.liyMIOMilTUHHH H Jp. KOJICKHHH;

-1.6. BCBK3KLB BIU flOKJ'MCHTH, pTiKORHtH. TCpTClKH. KOKCHII

iraje.iH9, Khf i rn . liHijiopMauiioHn" HOciiTe,in;4.7. creHoniiCH H cThKjiomicn;5. HBKOU OT MSK-'iioicHiiTC oGeicHi Moral ja ce 3acTp^xoBaT noCneuHajtHH yc.ioBiin H,IH no yt.ioBKHTa na ap;rr tuiA sacrpaxoBKa.6. OSeKT na 3acrpa\OBaHe e H rpancaaHcicara 01 rosopwocr HaBacTpaxosaHnn. Bt3HiiiiHa;ia BcjieacrBiie nponejiexHe na nottpiiT non0.1HliaT3 pMCK.

I1OKPHTH PMCKOBE7. FTo TC3H OCiuii VC.IOBHB 3acrpa.\OBaTejiHT ocurv'paEa3acrpa\OBaTo.iHO noKpHTUC cpcuiy CJICUHHTC PHCKOBC. npcaJiaraiJHcaMocToarcjiiio HJIH rpvmipaiiH e KJiaysH Katcro c^cana:

7.1. K.iay3a A - Ilowap H noo.iejhiuiTi-c OT raceucTo MV. Miiiuua,CKcn,io3Ha n HMn,io3HH, yaap OT .iciarcjiin! anapaTH 11.111 OTnaaaiuH OTTHN 'lacrii H npea\iern:7.2. K.iayia El — Eyps, yparaiL VBpeaaaHC OT naaaiuw K-'iotui H.HT.pnc.-ra:7.3. K;iay3a B2 - FIpo.i![BCH jtaa, HaEojuciini: OT npnpoaaoGCJCTBHC;7.4. Kjiaysa B3 - yape*flaHe OT TEKOCT npn ecTecrBeHOHaipyiiBane Ha ctmr H.IH ̂ ej, naaanc Ha .iasnna;7.5. lOiay^a B4 - fleflcrBin: na no^iWHBBHH BOJH HUH MopcKHB6.1HH

7.6. KJiaysa G5 • CBiiH-Jawe hi cpyreaHe Ha SCMHII njiacroee:7.7. K-nay^a EC - FpaayinKa:7.8. Kaay^a G7- H3Mpi>3B3fic na eTOKOBO-MaTCpHa.ri[iH 3anacsi;7.9. K.iayia J1.I - Vjap OT ntTHO npcEosno cpcaciso H.IHMIIEOTHO. aaapua Ha noaesiHH MauiiiHH;7.10. K.iaysa ,52 - yBpea^ane na HHymecTKO no spoic naTpancnopTHpaiirro My or CJHH aapcc na apyr etc coGcrEeii HJIHnaer Tpawcnopt;7.11. K.iay^a A3 — Bne^anira H3THliane Ha aoaa or cnpHHtaepnHHHWa-iaLDui;7.12. K.iay3a #4 - AaapHa na BoaonpoBo^n». naHa,-iH3au!ioniin.OTonainejinH H KJiiiM3Tnq([H mrcrajiauHH;7.13. K.iaysa ^5 - KT.CO ci,ejj,HHeHne H TOKOB yjjap;7.14. K.iay3a 3 —3cMerpccennc:7.15. K.7ay3a K-Kpaa;Ga ipe3 H3;iow;7.16. K.iay3a T-KpaaiCa e H3noji3E3JHi: na TCXHMHECKO cpcacTBo:7.17. ICiaysa B - Banja.iif3i,M, BKJI. 3-ioyyiraijicH noisap 11sjovMnuiJieKa eKcnjTO3Fa;7.18. K.iay3a 1" - FpaGesc7.19. K.iay3a H-3aryGa na ̂ oxoj OT HacM:7.20. K.iay3a O - Tpa^jaHCKa oTroBopnocT Ha 3acypaxoBanna.BtsiiHKfiajia Bc.nej.eTBiie nponB.'rcune Ha uOHpHr no no.iiiuaTa PHCK:7.21. K.iayis PI - Pasxo.m 30, pasHHCTRane Ha pa3Ba.inHii HocraHKH;7.22. K/iayja P2 - Pa3xaan 33 npcMecTBane H cLxpaiicnne nasacipasOBaHO UBHIKHMO HyyiuecrBo;7.23. K.iay^a P3 — PasxojiH 3a xoitopapii na citcnepTH, mi'itccticpH HapXHTCKTH;

7.24. ICiayja C - ^ynetie na era Ma. BPTTPHHH, pcK.ia.MHi[ raSe.iii HHa^nitCH;8. Ho joi'OBOpeHocr H cpeiiiv 3anjiauia[ic na flont-THHTC-iaaiipeMHS SacrpaxoBaTe.iHT MO/KC ja noKpHBa no CneunajinnVCJIOBHS H apJTH pHCKOBC.

9. 3acrpasoBaTejiHOTO noKpiiTiie 3a BCBKO ejino HMJ UICCTBO H.IHrpyna HMvmecrBa 3ajn,ji^iiTe.TOO Bicjiio'ma K.nay3a A. BCHKKUocrana-TH KJiaysii ea ceoGojHO iiuGnpacMH, c iiaK^EOHCHne Haicjiaj^a T, KOSTO MOIKC aa co H3iinpa eaiio jac^no c n.'iaysa K,

OBlliM MSKJITO^EHHJI10. 3acrpaxoBaTi:jiaT nc HOKpima Bpcaii. nacn-nnjiH B pesy.TiaTna:10.1. BoeiniH acilcTBHa OT BcssairLB ERH. BOCHHH yicnan,tienpHtcrejiCKO Hav.nVEiaHC - i^ H;I» Gea ofanfltiaHe ua RORiia,HHEaailfl, BOCHiiO HJIH l]3Btlip«IHO nOJlOKCHHC:

10.2. rpassjancKa Bottna, rpaiK^aiicKii ET,JIHCHHII, pcEODlouioi,stcraiiHa, Mere*. GynroBc, pajMnpnu.H. npCBpatH, ot^pcjHun.y j I H M H H HKMHeHHM, npOTCCTH. CTa'lKH. .lOKavr;

10.3. caooTaiK H repopiotM:10.4. yaapHH B1..1HM, npiMHiiciid OT caMOJifi-ra HJIH jpyrnB^j,iyuj!iit epimcrna. JIBHIKWJHI cc- «.c JiiyKOEa HJIH cEpt.x3ByKOEa

10.5. KOH(i)HCK3UHl!. npHI!y,lHTC.lMO DJ6p*-aBBBaHC,

noBp&sa/npeMaxsaae na crpowKit. ctopt.^cHna, HiicrajiauHH. crpaaii,ooeKTM M jpyrw paGoru c or.iea ctoTEercrBue c npaBii.iara 11IIOpMaTHBHTC 33 yC-lpOHCTBO Ha TCpHTOpHHTa H C H3HCKBaHHST3 HO

curypnocTTa, aapaBeonaaBaiiero, noatapiraTa SeaonacHOer,ccTCTHKata. 'iHcroraTa. CHOKOROTBHCTO na rpa*,"iaiulTi; H jpyni:10.6. aroMHH HUH napCHU CHCIUIOJHH, Bi.3jieRcTBnero napaaHoattTHBHH npoayKTii M saMipcaBaLina OT TUX. iiapyuiaBanc naycTaiiotieiiHTC McpKH H HiHCKEamis 3a aapcua Gesonacicocr:10.7. saMbpcjiBam; HJIH 3apa3flBane na ono.inaTa cpc;ia:10.8. HapyuieHH crpoiiTeaHO-TexHHiecKH H ripOTHROnojKapHiiHOpMH, H3HCKBai!HH, HpaEHJlHHUH II CTaHJjapTH, CTpOHTCJlHH JC(j)SKTH

H HeaocraT&un, napy incline Ha CTPOWTC.IHHTC TCXUOJIOITIH,napymeirae Ha HHCTPVKUHH Ja cKcnjioaTaiiHa, neKa'iecTBen MOIITSS; HpcMonr. [iMoera-n.'jHa H.IH HcnpaBHJiHa nojap-b^Ka. npocstj'KBaHcna B-iara B pesyjrrar na HHOTcrpaHeHH noBpeavi no KOiicrpyKUHH,CiOptlKCHHa H HHCTajIaLHM. BETpCUIHH apXHTCKTypIBl H CTpOHTC-THH

npoMCHM. lijBfcpmcHH B napyme line na iropMaTHEHHTe H3ncKBaHHS.HCOTCTpaiicnH noEpcjui OT no-paiio iiacTLnHJiH CI.OHTHH;10.9. eposiia. H3BtpmBaiie na P^MOHTHH, npoirre.-iHH H n3rariHHpaGoTH:10.10. necnaseaHC Ha yrBipaeinrrc Tcxiro.iorHH H CTaiiaapTM.HcnpaBH-iHa CKcn.noaTauiia. iienpaBmiiio K.TH GcscronaHtTPCLioci.xpaHeHHe. jiHnca Fia noaxoAfliua KBajTwJ)M«auHB na nepcowa-ia;10.11. rpyGa neGpca-HOCT, yMtiui:iCHH acRcTEHfl HJIH GesfleiicTBHa(BK.I. HC.'toa.'lHOCT HJIH iriMaua) na 3acrpaxoB2HHa, ncroEHa ncpcoHa.1H .iHLla. nocjiH oxpanaia na aacrpaxoEajioTO Hifymceruo H.IH npyrn;mi!a. aonycHarw or 3acrpaxoBaHH3 B 3aci paxOEanOTO noMemeHiie,KaKTO H na BCSKO jp}TO TpcTO no.i3Bamo cc -tauK

10.12. ynoTpcGa na aimoxo/i H;IH apym ynoHBauiH cpcjcraa,H3in>iiiQ[B3iie naAcHHQCTH ocs HcuGxojHMOTO paspcumre-iHo;10.13. MHorofcpaTHO nonrapiiiiiH ce npH [i»HH H oScrosTe.icTBa;10.14. KOp03HS, ^aGpMHCH HJIH CKpHT JOJJCKT. MCXanHHUH

CMymetiHH, ynorpcGa na HenojxojamH MarepnajiH, JiomoH3[rb.nHeiiiic. Tcxno.iorn^cH Gpas, npoeicrairrcKa rpciuKa.aMopTroauHH, H3iiOCBane Ha nacTH:10.15. B.iara, n.iecen, riiHCHe, 4^pMcnTaura, CBHEBHE, HsnapaaaHe,nocreneimo B.iomaBaHC na KaMeciEoro, saryGa na Ter.io, npoMaiia nanoera. TLnaHTa. MHpwca HJIH EEHUIHHS BHJ (OCDCH BKO canpejH3BHKaiiH OT CT.GHTHC. KOCTo nc cc H3K.no'iBa no jpyr na'iHn);10.16. Bpe.au, HaHeceHH OT IITHIIH, HIHBOTHH. rpusa'w, HaeeKOWH,FLGHHUH oGpa3VBaHUa H jp. HOJoCfiH;

10.17. oGiauciiKit, aenryCH H nponyciiarH no.i3H_ Et3HHKnaJiH Karonocjjennua OT Hacn>nH.iH 3acTpaxoBaTe.iiiH ctGnriia (OCBCH saryGaTana .lONoj OT Haew npH aeiicTBamo nofcpHTHt no Kjrawa H), Rcni<a!CbBBIU rjioSn, na.ioscfin BLB Bpi3tca c THX, KOCBCHH saiTOH OT BCSKSKBOecrecTBO, B T.4. OT 3am.CHCHHC H OT 3ary5a na nasap;10.18. naMOKpani: Ha HMVUICCTBO, cKJiaaapairo B npiQCMCH crajKH;!H Mase. BKO TOBa HMymecTBO tie ce ctxpanaaa stpxy nocraHK",naBHUii, pa^rrOBe. nanern H.TH ciHnaKH na pascroaHHC naij-MajiKO 10CM OT noaa:10.19. HeoSmiHMH jinncH H 3ar5'Gn, HCHSHCHCHO H3lie3Banc, saKTO H3aryGfi H .IVIITCH. OTKpHTW npii HHBCHrapn3aunH:10.20. aTMOciJiepHH yc.ioBsia. BT,3A^iici-B3ii|ii Ef,pxy cBxpanaBaHO naOTKpHTO aBHMiIfMO HMyiUCC-IBO;

10.21. rpemKH H.IH aeijieKTH B iipoeKTHpaHero. MaTepHajinrc,H3paGoTBaneTO, H.IH rpeinnH E Tcvuo.iorn'uiHH npouec: MexaiiKinaHJIH Maui iKHQ asapua, H;IH e.'n'KTpoHHa H.IH ejieitrpimecica noEpftMit;iH HeiraipaBiiocr; npeKtcBane na eaenrpHHecrnOTO HJIH ^pyrosaxpaiiBane E noMemciiiMTa. aso npenTiCBaMero e BtmHKnajio HSBEIIHOMeuieiiHara, c [OKITIOHCHHC na aaryon naiii;ccHH B peay.iraT naci>GitTHC. Kocro HO e H3K;iK)4eHo no jpyr Hannii B nacroauiHTe OSu;nyc.ioBiin H Toraaa 3acrpa.xoBaTe.ifl HOCH orrouopHOcr cjiMHCTBeno 3aTaicaaa noc.ic;]Ba.Ta aatj'Oa.11. 3acTpa.voRaTCjTflT HC nonpnEa Bpiian, Haneccmi otpxy oGnuircnacTH Ha enKKHsrA coGcrBeiiocr.12. 3acTpaxoBare.iHT ne nonpHsa H pHCKOsere. noco'ieHii KaTOH3K.1IOHK1H B xapaKTepiicraKara tia OTOCJIHHTC pHcxose.13. 3aCTpaj.OBaTt.isT MOJKC aa noKpiic IMKOH OT irtKJiioMCHHrcPHCKOBS no CneunajiHH ycjioBim.

3ACTPAXOBATEJIHA CYMA H OITOBOPHOCT IIASACTPAXOBATEJm14. 3acrpaxoBaTe.iHaTa CVMB c -raan. 3a KOBTO e 3acrpaxoBaHOja^L'HO HMl'IUCCTBO HJIH rpyna MMVIUCCTBa.

15. OTroBopnoL-rra na 3acrpaxoB3Taia o 30 pasucpa na3acrpaxoBaTi:jrnaTa cywa. 3anncana B nojiHnara.16. 3aerpaxO8aTeJiHDTa cyita tie TpsGBa aa KaaGHiiiaeaaeftcTBltrejtHara CTOHHOCT na 3acrp3XOBatioTO HMVUIOCTBO. 3a.ICiiCTBHTtJIHa CC CHHTa CTOilHOCTTa. epOBiy HOflTO EMCCTO

3acTpa\OBanoTO HMynicCTBO MOWC aa ee Kynn jpyro OT CI.IIIMB Bita,KaiecTBO H ChcrosHHe. 3a npoH3BeaeHHfl na HSKVCTBOTOACHCTBHTCJIHaTa CTOHHOCT CC OnpCACJia npCJH CK.1[OHBaHC II a

sacrpaxoBKaTa or .THUCH3HpaiiH eKcnepr-ouetiHTe.iH.1 7. 3acrpaxoBaTe.nnaTa craa ce noeoiBa OT 3acrpaxoBaHHH. Easa3a onpcjc.iane na neiniHa pa3Mep MOJKC Jia Gwit Ga.iancoBa.saHHiTieHa oa.iaHCOBa. oTierna, 33BHUieHa OT^in^na. aeRcTBHTe.inaHJIH apyra nocoiena OT 3acrpaxoBaHHB CTOSHOCT. Ciuno'iaaiicro nasacrpaxoBicaTa no nocoicHaTa or 3acrpaxoBaHHS sacrpaxoBaTc.inacyMa He 03naijaBa npncMaHero R OT crpana na BacrpaxoBaTeaa 3aaeHCTBMTejiHa CTOHHOCT Ha 3acrpa\OBaHoro HMymecTBO HJIH rpynaHMymccTBa.

17.1. Ea-iaiicoaa H OTHtraa CTOHHOCT ca CTOHHOCTHTC OTpaseiiH Bc'leTOBoaiiHTC KHurii iia 3acrpaxoEa[:Ha H tjiopMHpanH no CMHCt.iana 3akOHa aa c^eroBojcrBOTo. HCC H aeiiereauiara c'lerosojiianpaKTHKa;17.2. IlpH aacrpaxoKaHc: na c-iOKOBO-MaTepHajiiiH 3anaen (CTOKH.MaTCpHa.1H H CVpOEHHH. HC3aBl>pineBiO npOH3BO^CTBO, TOTOB3

npoaynuHa) sa .leiicrBHTejihia ce npHesia crofiHOCTTa wanpiuoGiiEane H;IH crOHHOcrra. [feoGxoaHMa sa npoHSBOjcTBoro naT«H aKTHBH. 3acTpaxoEaTe.inaTa cyMa MOJKC aa ce onpeae.iH naGa3a cpeana H.IH MaKCHMa.ina HajiHHnocr, OTMCTCHH sanpejxo.iHHTe 12 Meceua HJIH Ha Ga3a na onaKBaHHTe paswepw naTC3H Ha.lH1HOCTH:

18. 3a HflKOH Eiuose HMymecrea H;IH nonpurH pHcuoeesacrpaxoBarejinaTa eyiia Moae aa cc onpciaiWH Kaio aoroBope[i;iH«irr na OTrosopHocr. OopMaTa na 3aerpa\OBane B T03H c.Tv^aH ccpeniy "flip EH PHCK".19. SacrpaxoBaTe.iHT onpeaena seBcrBHTCJJHata CTOHHOCT na3acrpaxoB3HOTO HMymecTBO IO.M aaTaia na HacTEnBane iia3aCTpaxoflarejiHOTo ctGHTne. AKO TOM Ta3n aata:19.1. 3acrp ax osaTe.ii i aTa cy\ia e no-wajiKa OT aeHcrRHTenHaTaCTOHHOCT - na.iHue c noa^acTpaioEaHc. B T03H c:iyiaHaeiicTBHTenHHST paaMcp Ha oGesmereHHero cc nasiajraBanponopuHotiaiiio Ha ctoTHOUiCHHero ireaay 3acrpaxoBaTciiiiaTacywa M aeiiCTEH-i-ejiHaTa CTOHHOCT Ha 3acrpaxoBaHOTO HMyuiecTBOHJIH rpyna HMymecrBa. i.e. npn.iara cc nponopiraona.inoTO[ipaBH.io. Korara 3acrpaxoBitaTa e ctciKmctia cpeiuy "HtpBH PHCK''He ce npH.iara nponopuHoiiajinoTO npaawio H ce ofemcriiEam>.ni!i»t paaMep na BpeaaTa. aKO roil ne HajBHiuaaa3acrpaxoBaTc.iHaTa cy.ya (aoroBOpeHKa JIHMHT):19.2. sacipixoaaTC-iHaTa cyMa e no-sucoica OT aeficTBlfrejmaraCTOiitrocr - HajiHue c naasacrpaxoBane. B T03H c.iy^aBOTrOBOpHOCTTsi Ha 3acrpaxoEaTe.ia e ao aeHcrsiiTe.LHara CTOHHOCTHa aacipaxoBanoTo HMymecrBo HJIH rpyna HMymccrBa, Karo3acrpaxoBaTe,ia 3ana3Ea npasoTO en Bi.pxy IT^.THHH paj^ep FiasacTpaxoBaTcniiaTa npcMna, ocBet! aKO 3acrpaxoBaii[iaT e GH.IaoopoctBccren.20. ITpn <<acTHHHa speaa sacrpaxosaTejiHaTa cyya na yspeaenoTOHMymecTBO ee Ha^a-iaBa c paswepa Ha Hsn-iarenoTO oGeamcrenne.3a ja ee iijCcnie iioji3acrpaxoBaneTO. cjica OTcrpaHaBanci'o narapejaTa TOBa HMymecTBO Moae aa cc AOsacTpaxOBa. traro cesanjiama aoni>.ntiUTe.ina upeMHH. io'inc,iCHa nponopunOHa.iHO naocra»amHa ;io Kpan Ha 3acrpaxoBKaTa cpou.21. HOBO up naoGHTOTO npea cpoita tia 3acrpaxOBKaTa HMVUICCTBOce c'lHra 33 3acTpaxoBaHO KtM csoTEcrnaTa rpyna, aKoaacrpaxoBKara c Ch-.iiO'ieHa Ges OHHC H CTOHiiocira My ne e nose'ieOT 10% OT 3acrpaxoBaTennaTa cywa ua ei.OTBerHaTa rpyna. Bocrana-THTC enyiaa Toaa HMyuiecTao tie cc cnicra 3a aacrpaxoBanoH MO-AX aa cc .lojacrpaxofia cjicjj sanjiatuane iia aom-nHHreananpeMiia. wmcjiena nponopuHona-iHO Ha ocraeauiMB ao Kpaa na

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