Pre-Certified Local Housing Data - CA.gov

22
AUGUST 2020 PRE-CERTIFIED LOCAL HOUSING DATA FOR THE CITY OF TUSTIN

Transcript of Pre-Certified Local Housing Data - CA.gov

AUGUST 2020

PRE-CERTIFIED

LOCAL HOUSING DATA

FOR THE CITY OF TUSTIN

TABLE OF CONTENTS

I. POPULATION, EMPLOYMENT, AND HOUSEHOLDS

II. SPECIALIZED HOUSEHOLD NEEDS: LARGE FAMILIES, SENIORS, AND FEMALE-HEADED HOUSEHOLDS

III. PEOPLE EXPERIENCING HOMELESSNESS

IV. PEOPLE WITH DISABILITIES, INCLUDING DEVELOPMENTAL DISABILITIES

V. HOUSING STOCK CHARACTERISTICS

VI. OVERPAYMENT AND OVERCROWDING

VII. ASSISTED UNITS AT RISK OF CONVERSION

VIII. REGIONAL HOUSING NEEDS ALLOCATION

Pre-Certified Local Housing Data for Tustin

Population Trend, 2000-2020

I. POPULATION, EMPLOYMENT, AND HOUSEHOLDS

CA DOF E-5 Population and Housing Unit Estimates

Tustin has a 2020 total population of 80,382 including 520 living in group quarters according to the California Department of Finance.

The chart above describes the population trend in Tustin from 2000 to 2020. Over this period Tustin had an annual growth rate of

0.9% compared to 0.7% for the region.

Developed by SCAG and pre-certified by the California Department of Housing and Community Development (HCD) for use in 6th cycle

housing elements.

This report contains a wide range of jurisdiction-level data elements intended to provide an understanding housing need experienced in

Tustin as a part of its 6th cycle housing element update. Data sources are noted below each table or figure.

60.0

65.0

70.0

75.0

80.0

85.0

2000 2005 2010 2015 2020

Tustin 67,504 70,116 75,540 79,518 80,382

SCAG 16,516,703 17,541,873 18,051,534 18,731,901 19,021,787

15.0

15.5

16.0

16.5

17.0

17.5

18.0

18.5

19.0

19.5

Th

ou

sa

nd

s

Millio

ns

LOCAL HOUSING DATA, 2020

Current Population by Age and Sex

Employment by Industry

The population of Tustin is 49.5% male and 50.5% female. The share of the population of Tustin which is under 18 years of age is

25.1%, which is higher than the regional share of 23.4%. Tustin's seniors (65 and above) make up 9.9% of the population, which is

lower than the regional share of 13%.

American Community Survey 2014-2018 5-year estimates using groupings of 2-digit NAICS codes.

Tustin has 42,448 workers living within its borders who work across 13 major industrial sectors. The chart above provides detailed

employment information. The most prevalent industry is Education & Social Services with 7,796 employees (18.4% of total) and the

second most prevalent industry is Professional Svcs. with 6,625 employees (15.6% of total).

American Community Survey 2014-2018 5-year estimates

4,000

3,000

2,000

1,000

0

1,000

2,000

3,000

4,000

0-4 5-9 10-14 15-19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85+

Male Female

415

2,035

4,841

1,733

4,038

1,232

848

4,314

6,625

7,796

5,082

2,569

920

0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000

Agriculture

Construction

Manufacturing

Wholesale Rrade

Retail Trade

Transportation

Information

Finance

Professional Services

Education & Social Services

Arts, Entertainment, Recreation

Other

Public Admininstration

Prepared by SCAG, August 2020 Page 2/18

LOCAL HOUSING DATA, 2020

Employment by Occupation

Farmworkers

Farmworkers by Occupation:

Tustin

Percent of

total Tustin

workers: SCAG Total

319 0.75% 57,741 Total jobs: Farming, fishing, and forestry occupations

225 0.75% 31,521 Full-time, year-round jobs: Farming, fishing, and forestry occupations

Employment in the Agricultural Industry:

Tustin

Percent of

total Tustin

workers: SCAG Total

415 0.98% 73,778 Total in agriculture, forestry, fishing, and hunting

258 0.86% 44,979 Full-time, year-round in agriculture, forestry, fishing, and hunting

Statewide, farmworker housing is of unique concern and of unique importance. While only a small share of SCAG region jurisdictions

have farmworkers living in them, they are essential to the region's economy and food supply.

American Community Survey 2014-2018 5-year estimates using groupings of SOC codes.

In addition to understanding the industries in which the residents of Tustin work, it is also possible to analyze the types of jobs they

hold. The most prevalent occupational category in Tustin is Management, in which 18,328 (43.2% of total) employees work. The

second-most prevalent type of work is in Sales, which employs 9,585 (22.6% of total) in Tustin.

American Community Survey 2014-2018 5-year estimates using groupings of NAICS and SOC codes.

18,328

7,383

9,585

2,581

4,571

2,616,827

1,500,551 1,743,617

675,894

1,118,977

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

40.0%

45.0%

50.0%

Management Services Sales Natural Resources Production

Tustin 43.2% 17.4% 22.6% 6.1% 10.8%

SCAG 34.2% 19.6% 22.8% 8.8% 14.6%

Tustin SCAG

Prepared by SCAG, August 2020 Page 3/18

LOCAL HOUSING DATA, 2020

Housing Tenure

Housing Tenure By Age

American Community Survey 2014-2018 5-year estimates.

Housing security can depend heavily on housing tenure, i.e. whether homes are owned or rented. Tustin's housing stock consists of

26,132 total units, 12,532 of which are owner-occupied and 13,600 of which are renter-occupied. The share of renters in Tustin is

higher than in the SCAG region overall.

American Community Survey 2014-2018 5-year estimates.

In many places, housing tenure varies substantially based on the age of the householder. In Tustin, the age group where renters

outnumber owners the most is 15-24 (by 73.9%). The age group where owners outnumber renters the most is 75-84 (by 31.9%).

48.0%

52.5%52.0%

47.5%

45.0%

46.0%

47.0%

48.0%

49.0%

50.0%

51.0%

52.0%

53.0%

Tustin SCAG

Pe

rce

nt o

f To

tal H

ou

se

ho

lds

Owner (%) Renter (%)

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

15-24 25-34 35-44 45-54 55-59 60-64 65-74 75-84 85+

Owner 108 1,253 2,534 2,924 1,430 1,370 1,763 813 337

Renter 721 3,352 3,359 2,616 1,227 729 925 420 251

Ho

use

ho

lds

Prepared by SCAG, August 2020 Page 4/18

LOCAL HOUSING DATA, 2020

Housing Tenure by Year Moved to Current Residence

Households by Household Size

Across the SCAG region, the most common move-in period was 2010-2014 (31.9%) followed by 2000-2009 (26.1%). In Tustin, the

period during which most people started living in their current residence was 2010-2014 (33.9%) followed by 2000-2009 (25.8%).

II. SPECIALIZED HOUSEHOLD NEEDS: LARGE FAMILIES, SENIORS, AND FEMALE-HEADED

American Community Survey 2014-2018 5-year estimates.

This chart illustrates the range of household sizes in Tustin for owners, renters, and overall. The most commonly occuring household

size is of two people (28.4%) and the second-most commonly occuring household is of one person (22.3%). Tustin has a lower share of

single-person households than the SCAG region overall (22.3% vs. 23.4%) and a lower share of 7+ person households than the SCAG

region overall (2.7% vs. 3.1%).

American Community Survey 2014-2018 5-year estimates.

21.9%

33.9%

25.8%

11.3%7.0%

01,0002,0003,0004,0005,0006,0007,0008,0009,000

10,000

2015 or later 2010-2014 2000-2009 1990-1999 1989 or earlier

Renter 4,485 5,920 2,502 560 133

Owner 1,225 2,951 4,249 2,399 1,708

Ho

use

ho

lds (%

of

tota

l)

Owner Renter

33

20

36

47

25

13

21

98

90

4

51

7

50

1

25

13

37

77

20

63 2

53

9

94

2

49

5

20

3

5,8

33

7,4

24

4,5

76

4,7

37

1,8

46

1,0

12

70

4

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

1 2 3 4 5 6 7+

Ho

use

ho

lds (%

by

siz

e c

ate

go

ry)

Number of People per Household

Renter Owner Total

Prepared by SCAG, August 2020 Page 5/18

LOCAL HOUSING DATA, 2020

Female Headed Households (FHH)

Households by Poverty Status

American Community Survey 2014-2018 5-year estimates.

5.7 percent of Tustin's households are experiencing poverty, compared to 7.9 percent of households in the SCAG region. Poverty

thresholds, as defined by the ACS, vary by household type. More information can be found at M256. In 2018, a single individual under

65 was considered in poverty with a money income below $13,064/year while the threshold for a family consisting of 2 adults and 2

children was $25,465/year.

American Community Survey 2014-2018 5-year estimates.

Statute requires analysis of specialized housing needs, including female-headed households in an effort to ensure adequate childcare

or job training services. Of Tustin's 26,132 total households, 13.9% are female-headed (compared to 14.3% in the SCAG region), 6.8%

are female-headed and with children (compared to 6.6% in the SCAG region), and 0.8% are female-headed and with children under 6

(compared to 1.0% in the SCAG region).

26132

13.9%; 3627

6.8%; 1790

0.8%; 217

0 5000 10000 15000 20000 25000 30000

Total Households

Total FHH

FHH w/children

FHH w/children under 6

Percent of total househods; Number of households

5.7%; 1,497

2.9%; 763

2.3%; 609

0.5%; 130

0 200 400 600 800 1,000 1,200 1,400 1,600

Total households in poverty

Female-headed

Female-headed with children

Female-headed with 3 or more children

Percent of total households; Number of households

Prepared by SCAG, August 2020 Page 6/18

LOCAL HOUSING DATA, 2020

Elderly Households by Income and Tenure

Owner Renter Total

< 30% HAMFI 485 510 995

30-50% HAMFI 550 550 1,100

50-80% HAMFI 585 315 900

80-100% HAMFI 275 90 365

> 100% HAMFI 1,160 330 1,490

TOTAL 3,055 1,795 4,850

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

Statute requires analysis of specialized housing needs, including housing needs for seniors. Federal housing data define a household

type as 'elderly family' if it consists of two persons with either or both age 62 or over. Of Tustin's 4,850 such households, 20.5% earn

less than 30% of the surrounding area income, (comared to 24.2% in the SCAG region), 43.2% earn less than 50% of the surrounding

area income (compared to 30.9% in the SCAG region).

III. PEOPLE EXPERIENCING HOMELESSNESS

2019 city and county homelessness point-in-time counts processed by SCAG. Jurisdiction-level counts were not avialable in Imperial County and

sheltered population (and thus total) counts were not available in Riverside County. As a result, SCAG region totals from this compilation of data

sources likely undercount true totals.

#N/A

Percent of Total Elderly

Households:

Income category, relative to

surrounding area:20.5%

22.7%

18.6%

7.5%

30.7%

264

95

359

Sheltered Unsheltered Total

Tustin

Prepared by SCAG, August 2020 Page 7/18

LOCAL HOUSING DATA, 2020

Disability by Type

Disability by Type - Seniors (65 and over)

IV. PEOPLE WITH DISABILITIES, INCLUDING DEVELOPMENTAL DISABILITIES

American Community Survey 2014-2018 5-year estimates.

Disability data also provides valuable context for assessing current and future need for accessible housing units. Note that since some

disability types are not recorded for children below a certain age, calculating disability as a percentage of total population may not be

accurate.

American Community Survey 2014-2018 5-year estimates.

In Tustin, the most commonly occuring disability amongst seniors 65 and older was an ambulatory disability, experienced by 16.8% of

Tustin's seniors (and 22.9% of seniors in the SCAG region).

1,615

1,208

2,318

2,557

1,013

2,199

0 500 1,000 1,500 2,000 2,500 3,000

Hearing

Vision

Cognitive

Ambulatory

Self-care

Independent Living

12.1%

3.9%

7.9%

16.8%

7.4%

13.8%13.1%

6.6%

10.1%

22.9%

10.5%

17.5%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

Hearing Vision Cognitive Ambulatory Self-care Independent Living

Pe

rce

nt o

f S

en

ior P

op

ula

tio

n

Tustin Percent SCAG Region Percent

Prepared by SCAG, August 2020 Page 8/18

LOCAL HOUSING DATA, 2020

Disability by Employment Status

With a

Disability

Percent of

Total No Disability

Percent of

Total

Employed 1,666 49% 38,600 79%

Unemployed 241 7% 2,027 4%

Not in Labor Force 1,480 44% 8,018 16%

TOTAL 3,387 48,645

Developmental Disabilities

Tustin

By Residence: Home of Parent/Family/Guardian 691

Independent/Supported Living 57

Community Care Facility 5

Intermediate Care Facility 0

Foster/Family Home 15

Other 22

By Age: 0 - 17 Years 790

18+ Years 458

TOTAL 2038

American Community Survey 2014-2018 5-year estimates.

Understanding the employment status of people with disabilities may also be an important component in evaluating specialized

housing needs. In Tustin, 49.2% of the population with a disability is employed, compared to 79.4% of the non-disabled population.

CA DDS consumer count by CA ZIP, age group and residence type for the end of June 2019. Data available in 161/197 SCAG jurisdictions.

The California Department of Developmental Services also provides data on developmental disabilities by age and type of residence.

These data are collected at the ZIP-code level and were joined to the jurisdiction-level by SCAG. Totals may not match as counts below

11 individuals are unavailable and some entries were not matched to a ZIP code necessitating approximation.

Prepared by SCAG, August 2020 Page 9/18

LOCAL HOUSING DATA, 2020

Housing Type

Housing Type Trend

The chart above provides detailed information on the housing stock in Tustin, which has a total of 28,257 housing units. The most

prevalent housing type in Tustin is single-family detached with 9,882 units. The share of all single-family units in Tustin is 48%, which is

lower than the 61.7% share in the SCAG region. Out of the total housing units in Tustin, there are 26,863 occupied-units, which

equates to a 4.9% total vacancy rate. The average household size (as expressed by the population to housing unit ratio) is 2.973.

CA DOF E-5 Population and Housing Unit Estimates

Over the past two decades (2000-2020), there has been more construction of single-family residential units than multi-family

residential units in Tustin. When comparing 2000 to 2020, SFR units increased by 2,017, MFR units increased by 738, and mobile

units increased by 1.

V. HOUSING STOCK CHARACTERISTICS

CA DOF E-5 Population and Housing Unit Estimates

9,882

3,669 4,056

9,741

909

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Single-Family

Detached

Single-Family

AttachedMultifamily, 2-4 Units Multifamily, 5+ Units Mobile Homes

Tustin (%) 35.0% 13.0% 14.4% 34.5% 3.2%

SCAG (%) 54.4% 7.2% 7.5% 27.3% 3.5%

Pe

rce

nt o

f To

tal U

nit

s

11,534

13,059

908

11,583

13,455

908

12,752 12,815

909

13,017 13,408

909

13,551 13,797

909

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

Single-Family Residential (SFR) Multifamily Residential (MFR) Mobile Homes

Ho

usin

g U

nit

s

2000 2005 2010 2015 2020

Prepared by SCAG, August 2020 Page 10/18

LOCAL HOUSING DATA, 2020

Vacant Units by Type

Housing Units by Year Structure Built

Examining the age of the current housing stock is one way to understand how historical development patterns have contributed to a

city's form. The time period where the highest share of Tustin's housing units were built is 1960-1969, while in the SCAG region more

units were built during 1970-1979 than any other period.

American Community Survey 2014-2018 5-year estimates.

The ACS provides additional detail on vacant housing units by category.

American Community Survey 2014-2018 5-year estimates.

45.2%

8.7% 8.5%10.8% 10.3%

1.6%

14.8%

20.7%

5.4%7.9%

4.5%

33.5%

0.3%

27.7%

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

For Rent Rented For Sale Sold Seasonal Migrant Other

Pe

rce

nt o

f To

tal V

aca

nt

Un

its

Tustin SCAG

0%

5%

10%

15%

20%

25%

30%

2014 &

Later

2010-

2013

2000-

2009

1990-

1999

1980-

1989

1970-

1979

1960-

1969

1950-

1959

1940-

1949

1939 &

Earlier

Tustin (%) 2.5% 2.1% 8.5% 22.1% 13.1% 21.2% 24.5% 3.7% 0.7% 1.5%

SCAG (%) 1.0% 1.5% 10.1% 9.5% 15.0% 16.3% 14.5% 15.9% 6.9% 9.3%

Pe

rce

nt o

f To

tal U

nit

s

Tustin (%) SCAG (%)

Prepared by SCAG, August 2020 Page 11/18

LOCAL HOUSING DATA, 2020

Substandard Housing

Median Home Sales Price for Existing Homes

American Community Survey 2014-2018 5-year estimates.

The ACS includes surveys about three factors of what may be considered substandard housing. In Tustin, 580 units lack telephone

service, 110 units lack plumbing facilities, and 466 units lack complete kitchen facilities.

SCAG Local Profiles, Core Logic/Data Quick. SCAG median home sales price calculated as household-weighted average of county medians.

Between 2000 and 2018, median home sales prices in Tustin increased 164% while prices in the SCAG region increased 151%. 2018

median home sales prices in Tustin were $670,000 and the highest experienced since 2000 was $675,000 in 2017. Prices in Tustin

have ranged from a low of 110.5% of the SCAG region median in 2007 and a high of 146.5% in 2009.

2.22%

0.42%

1.78%1.95%

0.39%

1.29%

0%

1%

1%

2%

2%

3%

No Telephone Service Available Lacking Plumbing Facilities Lacking Complete Kitchen Facilities

Pe

rce

nt o

f To

tal U

nit

s

Tustin SCAG

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

$-

$100,000

$200,000

$300,000

$400,000

$500,000

$600,000

$700,000

$800,000

Tustin SCAG Tustin Percentage of SCAG Price

Prepared by SCAG, August 2020 Page 12/18

LOCAL HOUSING DATA, 2020

Housing Units Permitted

Crowding by Extent and Tenure

VI. OVERPAYMENT AND OVERCROWDING

American Community Survey 2014-2018 5-year estimates.

In Tustin, 482 owner-occupied and 2,299 renter-occupied households had more than 1.0 occupants per room, which meets the ACS

definition for overcrowding. 131 owner-occupied households and 760 renter-occupied households had more than 1.5 occupants per

room, which meets the ACS definition for severe overcrowding.

Core Logic/Data Quick. Additional detail available in SCAG 2019 Local Profiles. SCAG median home sales price calculated as household-weighted average of

county medians.

3.8%

1.0%

16.9%

5.6%4.9%

1.3%

15.6%

6.4%

0.0%

2.0%

4.0%

6.0%

8.0%

10.0%

12.0%

14.0%

16.0%

18.0%

1.0+/room 1.5+/room 1.0+/room 1.5+/room

Owner Owner Renter Renter

Pe

rce

nt o

f To

tal H

ou

se

ho

lds

Tustin SCAG

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

18.0

0

100

200

300

400

500

600

700

800

2000 2002 2004 2006 2008 2010 2012 2014 2016 2018

Un

its p

erm

itte

d p

er

10

00

po

pu

lati

on

Un

its P

erm

itte

d in

Ju

risd

icti

on

All Units Single-Family Units Multifamily Units

Tustin, all units per 1000 Pop. SCAG, Units per 1000 Pop.

Prepared by SCAG, August 2020 Page 13/18

LOCAL HOUSING DATA, 2020

Cost Burden by Income

Income < 30% 30-50% > 50%

< 30% HAMFI 550 430 2,565

30-50% HAMFI 705 1,750 1,580

50-80% HAMFI 2,380 2,350 629

80-100% HAMFI 1,795 765 75

> 100% HAMFI 8,695 1,099 194

Total Households 14,125 6,394 5,043

Spending on Rent

Housing cost burden is most commonly measured as the percentage of gross income spent on housing, with 30% a usual threshold for

'cost burden' and 50% the threshold for 'severe cost burden.' However, a lower-income household spending the same percent of

income on housing as a higher-income household will likely experience more true 'cost burden.' These data indicate the number of

households in Tustin by their income relative to the surrounding area and their share of income spent on housing.

Across Tustin's 13,600 renter households, 7,170 (52.7%) spend thirty percent or more of gross income on housing cost, compared to

55.3% in the SCAG region. Additionally, 3,194 renter households in Tustin (23.5%) spend fifty percent or more of gross income on

housing cost, compared to 28.9% in the SCAG region.

Households by Share of Income

Spent on Housing Cost:

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

145

992 972

1,653

2,087

1,2461,081

1,649

3,194

581

0

500

1,000

1,500

2,000

2,500

3,000

3,500

<10% 10-15% 15-20% 20-25% 25-30% 30-35% 35-40% 40-49% >50% Not

Computed

Nu

mb

er

of

Ho

use

ho

lds

Percent of Income Spent on Rent

Prepared by SCAG, August 2020 Page 14/18

LOCAL HOUSING DATA, 2020

Spending on Rent by Income

Household Income by (Cash) Rent

American Community Survey 2014-2018 5-year estimates.

While the previous table breaks down cost burden by area-relative income, the ACS also allows for the analysis of Tustin's 13,019

renter households (for which income data are available) by spending on rent by income bracket (dollar amounts). As one might expect,

the general trend is that low-income households spend a higher share of income on housing (e.g. over 50%) while high-income

households are more likely to spend under 20% of income on housing.

American Community Survey 2014-2018 5-year estimates.

Tustin renter households' cash rent paid can be broken down by household incomes. As one might expect, the general trend is that

lower-income households spend less on rent while higher-income households spend more on rent, though this may not be universally

true. Rent categories range from <$500/month (3.7% of Tustin renters) to >$2000/month (32.1% of Tustin renters). The most

common rent category in Tustin is $1500-2000/month with 38.1% of renters.

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000 or

more

>50% 1,003 1,341 616 234 0 0

30-49% 232 224 903 1,816 602 199

20-29% 68 189 44 1,278 1,038 1,123

<20% 11 5 0 51 116 1,926

Nu

mb

er

of

Re

nte

r H

ou

se

ho

lds

Income Category

>50%

30-49%

20-29%

<20%

0%10%20%30%40%50%60%70%80%90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000

or more

>$2000/mo. 271 274 257 822 712 1909

$1500-2000/mo. 376 552 706 1636 847 913

$1000-1500/mo. 364 636 581 874 197 389

$500-1000/mo. 147 161 19 47 0 37

<$500/mo. 352 136 0 0 0 0

Re

nte

r H

ou

se

ho

lds

Income

>$2000/mo.

$1500-2000/mo.

$1000-1500/mo.

$500-1000/mo.

<$500/mo.

Prepared by SCAG, August 2020 Page 15/18

LOCAL HOUSING DATA, 2020

Monthly Owner Costs for Mortgage Holders

Costs for Mortgage Holders by Income

American Community Survey 2014-2018 5-year estimates.

While renter households receive much of the focus when it comes to housing cost analysis, owner households make up 48% of Tustin

and 52.5% of the SCAG region. The most commonly occurring mortgage payment in Tustin is $2000-$3000/month and the most

commonly occuring mortgage payment in the SCAG region is $2000-$3000/mo.

Mortgage-holding households in Tustin can be broken down by income and the percentage of income spent on mortgage costs. As one

might expect, the general trend is that lower-income households spend a higher share of income on housing costs, while high-income

households may spend a lower share of income on housing.The income category most prevalent amongst Tustin mortgage-holding

households is $75,000 or more (7,169 households) and the most prevalent share of income spent on mortgage costs is over 30%

(3,821 households).

0.2%3.0%

8.5%

16.0%

34.4%

19.0% 18.9%

0.5%

5.1%

13.7%

19.6%

33.4%

15.4%12.3%

0%

5%

10%

15%

20%

25%

30%

35%

40%

<$500 $500-$1000 $1000-$1500 $1500-$2000 $2000-$3000 $3000-$4000 >$4000

Pct.

of

mo

rtga

ge

-ho

lde

rs

Mortgage - Monthly Payment

Tustin SCAG

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than $20,000 $20,000 to $34,999 $35,000 to $49,999 $50,000 to $74,999 $75,000 or more

Over 30% 195 437 557 903 1729

20-29% 0 8 17 227 2523

Under 20% 0 0 16 42 2917

Mo

rtga

ge

-ho

ldin

g h

ou

se

ho

lds

Household Income; Percent of income spent on mortgage costs

Prepared by SCAG, August 2020 Page 16/18

LOCAL HOUSING DATA, 2020

Household Income by Home Value (for owned units)

Extremely Low Income Housing Needs

Total

Households

Households

below 30%

HAMFI

Share

below 30%

HAMFI

White, non-Hispanic 10,495 1,485 14.1%

Black, non-Hispanic 609 165 27.1%

Asian and other, non-Hispanic 6,977 659 9.4%

Hispanic 7,705 1,465 19.0%

TOTAL 25,786 3,774 14.6%

Renter-occupied 13,295 2,650 19.9%

Owner-occupied 12,475 1,115 8.9%

TOTAL 25,770 3,765 14.6%

Another approach to evaluating the relationship between housing and income is to compare incomes and home values in Tustin. The

most commonly-occuring income category amongst owner households in Tustin is $100,000 or more (6,813 households) and the most

commonly-occuring home value category is Above $500,000 (8,312 households).

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

Housing the extremely-low income population (below 30% of area median income) can be especially challenging. HUD's CHAS dataset

provides a wealth of information on such households in Tustin. The above table provides a breakdown of extremely low income

households by race and ethnicity. The race/ethnicity with the highest share of extremely-low income households in Tustin is Black, non-

Hispanic (27.1% compared to 14.6% of total population). In the SCAG region, the highest share of extremely-low income households is

Black, non-Hispanic (27.1% compared to 17.7% of total households).

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000 or

more

Above $500,000 300 394 393 663 892 5670

$200,000 to $500,000 176 258 393 784 638 1045

$100,000 to $200,000 85 9 35 69 15 17

Below $100,000 405 141 120 71 166 81

Ow

ne

r-o

ccu

pie

d h

ou

se

ho

lds

Household Income; Home Value

Prepared by SCAG, August 2020 Page 17/18

LOCAL HOUSING DATA, 2020

Assisted Units at Risk of Conversion

Risk Level Definition:

Low-income

units in

jurisdiction

Percent of

county's low-

income units

Very High At-risk of converting to market rate within the next year 0 0%

High At-risk of converting to market rate in the next 1-5 years 100 13%

Moderate At-risk of converting to market rate in the next 5-10 years 212 27%

Low 460 60%

TOTAL 772 100%

6th Cycle Regional Housing Needs Allocation for Tustin:

Units

Very-Low Income (<50% of AMI) 1,722

Low Income (50-80% of AMI) 1,045

Moderate Income (80-120% of AMI) 1,131

Above Moderate Income (>120% of AMI) 2,879

TOTAL 6,777

VII. ASSISTED UNITS AT RISK OF CONVERSION

At-risk of converting to market rate in the next 10 or more years

and/or are owned by a large/stable non-profit, mission-driven

developer.

California Housing Partnership, July 2020. Includes HUD, Low-Income Housing Tax Credit (LIHTC), USDA, and CalHFA projects. Subsidized or assisted

developments that do not have one of the aformentioned financing sources may not be included.

The California Housing Partnership (CHP) provides data on assisted housing units and assesses the level of risk to converting to market

rate. These data identify homes without a known overlapping subsidy that would extend affordability beyond the indicated timeframe

and unless otherwise noted are not owned by a large/stable non-profit, mission-driven developer. Detailed 2019 data can be found in

SCAG's RHNA data appendix at http://scag.ca.gov/programs/Documents/RHNA/SCAG-Final-RHNA-Data-Appendix-030520.pdf.

Complete, updated data can be requested from CHP through Danielle Mazzella, Preservation & Data Manager ([email protected])

VIII. REGIONAL HOUSING NEEDS ALLOCATION

SCAG, 2020. Estimate based on final adopted RHNA methodology (3/5/20). Final RHNA allocation will be issued following the conclusion of the RHNA

appeals process in early 2021. Please note that for the housing element update, local jurisdictions will have to consider extremely low income (ELI)

households as well. ELI housing needs may be calculated either by using Census data or simply assuming that 50 percent of the very low income households

qualify as extremely low income households.

Prepared by SCAG, August 2020 Page 18/18

MAJOR DATA SOURCES USED

DESCRIPTION FOR MORE INFORMATION, PLEASE SEE

ACS American Community Survey 2014-2018 5-year estimates

www.data.census.gov

DOF CA DOF E-5 Population and Housing Unit Estimates

www.dof.ca.gov/forecasting/demographics/

CHAS HUD CHAS, 2012-2016 www.huduser.gov/portal/datasets/cp.html

CA DDS California Department of Developmental Services

www.dds.ca.gov/transparency/

SCAG LOCAL PROFILES

Including Construction Industry Research Board (CIRB) and Core Logic/DataQuick

www.scag.ca.gov/DataAndTools/Pages/LocalProfiles.aspx

REGIONAL OFFICES

IMPERIAL COUNTY1503 North Imperial Ave., Ste. 104 El Centro, CA 92243 Tel: (213) 236-1967

ORANGE COUNTY OCTA Building 600 South Main St., Ste. 741 Orange, CA 92868 Tel: (213) 236-1997

RIVERSIDE COUNTY3403 10th St., Ste. 805 Riverside, CA 92501 Tel: (951) 784-1513

SAN BERNARDINO COUNTY1170 West 3rd St., Ste. 140 San Bernardino, CA 92410 Tel: (213) 236-1925

VENTURA COUNTY4001 Mission Oaks Blvd., Ste. L Camarillo, CA 93012 Tel: (213) 236-1960

MAIN OFFICE900 Wilshire Blvd., Suite 1700Los Angeles, CA 90017 Tel: (213) 236-1800 www.scag.ca.gov

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