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MAGAZINE FOR THE MONTH OF SEPTEMBER 2019

India’s second Moon mission Chandrayaan-2successfully launched at 2:43 pm on 22 July, 2019 fromSriharikota space station. A new history is created inIndia. The brainchild of Indian Space ResearchOrganisation (ISRO), the mission will attempt to explorethe south polar region of the Moon. It is a region hithertounexplored by any country.The lunar mission, which was originally planned forJuly 15, 2019, was delayed when a ‘technical snag’ wasdiscovered just before the final countdown. No doubtthe Chandrayaan-2 mission comes nearly 11 years afterIndia’s first expedition to the moon in October 2008.Therefore, space agency said it is better to be delayedrather than any complications.It is one of the biggest project till date.Chandrayaan-2showcases India’s new workhorse rocket The launchdemonstrated the performance of the home-builtGeosynchronous Satellite Launch Vehicle -3 (GSLVMkIII), which hurled the 3,850-kg mooncraft into an orbit6,000 km higher than what was initially planned. It willcollect data on water, minerals and formations of rock.The journey of Chandrayaan-2 is around 3.84 lakh kmto Moon.

CHANDRAYAAN-2India’s Second Moon Mission

Apart from these things, Chandrayaan-2 is - First space mission to conduct a soft landing

on the Moon’s South Polar Region First Indian expedition to attempt a soft landing

on the lunar surface with home-growntechnology

First Indian mission to explore the lunar terrainwith home-grown technology

Moreover, India will become the fourth countryin the world to soft-land on the lunar surface, afeat previously accomplished by only threeother countries - the US, Russia, and China

Chandrayaan-2 will reach its orbit with the help ofGSLV MK-III, which is capable of carrying 4-tonne class


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of satellites to the GeosynchronousTransfer Orbit (GTO). If all goes well,India’s Chandrayaan-2 will achievethis feat on September 7, 2019. TheSouth Pole is suspected to harbourreservoirs of ice, proof of which willhave massive impact on futuremissions.Chandrayaan-2 spacecraft have threemodules a Lander (Vikram), anOrbiter and Rover (Pragyan).OrbiterOrbiter of Chandrayaan-2 will beinstalled at 100 km above the moonand consists of eight instruments.Specifications of these instrumentsare not provided that will be loaded on to the rocket. But there will be an Imaging Infra-red Spectometer (IIRS) whichwill try to identify minerals and indicators of hydroxyl and water molecules. It will operate on solar power. It will becircling the information from Lander and Rover to the ISRO Centre. It will also bring the command sent from ISRO to thelander and the rover. It was generated by Hindustan Aeronautics Limited and handed it to ISRO in 2015.LanderLander: The lander has been named Vikram after scientist Vikram Sarabhai. The lander will detach from the orbiter,descend to a lunar orbit, before attempting to land on the surface. It will make a soft-landing and deploy the rover. It willalso perform some scientific activities for about 15 days. Payloads on the lander are: seismometer, thermal probe,Langmuir probe and radio occultation. Its initial design was made by ISRO’s Space Application Centre Ahmedabad.Later, it was developed by the URSC of Bengaluru. ISRO has made an indigenous Lander on Russia’s refusal.RoverRover also known as Pragyan will have two instruments on board. The 27 kg rover will operate on solar power. It willmove on six wheels and conduct chemical analyses on-site. On the surface of the Moon the instrument will test themineral and chemical compositions and also about soil and rocks formation. Data on and around the South Pole willbe collected and sent. That is it will send information from the moon to Vikram Lander. Lander will send data to Orbiter.Then the Orbiter will send it to the ISRO centre. This whole process will take about 15 minutes. So, it can be said thatinformation sent from Pragyan Robot will take about 15 minutes to reach the ISRO centre in India.How does the ‘Pragyan’ rover operate and what determines its lifetime?The time taken for the moon to complete one rotation on its axis is approximately equal to 29.5 earth days. This is alsoequal to the time it takes to complete one orbit around the earth. That is why the same side always faces the earth. Butbecause it takes 29.5 earth days to complete one rotation, every point on its surface experiences daylight for about halfthe time, or a little more than 14 days at a stretch. Moon days are nearly 14 earth days long. Note that the landing isscheduled for September 6, when we will see the first quarter of the moon. This is a date when the lander will land at apoint that is facing the earth and which has started receiving sunlight.This point will receive light for nearly another fortnight which will match the expected lifetime of the lander-rovercombo. Since the ‘Vikram’ lander and ‘Pragyan’ rover are powered by solar energy, they will be energised during thisperiod by sunlight on the moon. Once night falls, this energy will not be available as they are plunged into a dark andcold -180º Celsius environment. If the lander-rover duo should kickstart after another half-rotation when day breaks


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once again, it will be a bonus for the ISRO. Themission is not designed to survive this extremecold, unlike some U.S. and Chinese missionswhich survived on the “dark” side of the moonusing special sources of warmth.How will the mission study the moon?Using the Terrain Mapping Camera 2 which ison board the orbiter, the mission will produceimages of the moon remotely from a 100 kmlunar polar orbit. While the moon rotates aboutits axis, along its east-west direction, say, thelunar polar orbit will be in the perpendiculardirection, along the lunar north-southdirection. Thus, as the moon rotates, the orbitergets a view of its entire surface from overhead.This data collected by the orbiter will be usedto produce a 3D image of the moon’s terrain.This is just one of the eight instruments, orpayloads, on board the orbiter. The landercarries three such payloads, some of which willmeasure the electron density and temperaturenear the lunar surface; the vertical temperature

gradient, and seismicity around the landing site.The rover will carry two instruments or payloads which will collect and test samples from the moon’s surface toidentify what elements they contain. The rover moves on six wheels and once let down on the moon, can travel about500 m from the lander.Why should we have this mission? Why should we study the moon?The moon offers a pristine environment to study. It is also closer than other celestial bodies. Understanding how itformed and evolved can help us better understand the solar system and even earth itself. With space travel taking shapeand exoplanets being discovered everyday, learning more about earth’s celestial neighbour can help in advancedmissions. Finally, it is a piece of the larger puzzle as to how the solar system and its planets have evolved.The mission aims to expand our knowledge and understanding of the origin and evolution of the Moon through adetailed study of its topography, mineralogy, surface chemical composition, thermo-physical characteristics andatmosphere.After Chandrayaan-2, the Indian Space Research Organisation (ISRO) has planned the launch of its solar mission,Aditya-L1, in the first half of 2020 to study the Sun’s corona and ambitious Gaganyaan project, which aims to placethree Indians in space by 2022.About GSLV-MkIII-M1

It is a 3-stage launch vehicle developed by Indian Space Research Organisation (ISRO). It has two solid strap-ons, a core liquid booster and a cryogenic upper stage.

It is 43.43-metre tall. It is dubbed as Baahubali for its ability to carry heavy payloads. It is designed to carry 4 ton class of satellites into Geosynchronous Transfer Orbit (GTO) or about 10 tons to

Low Earth Orbit (LEO). Chandrayaan-2 was the GSLV-MKIII’s 1st operational flight.




After a dry spell of almost 200 days, Chennai received monsoon showers on mid July which has not mitigated the watercrisis in Tamil Nadu’s capital to some extent but has raised a big concern for water availability in Metro in future.Background:Clashes over water have been reported from different parts of the city and firms in Chennai’s Information TechnologyPark have asked employees to either work from home or bring their own water. The state government and the city’smunicipality have blamed the crisis on the deficient Northeast Monsoon in October-November last year. They are notcompletely wrong. However, the fact also is that in the past five years, Chennai’s water supply has consistently fallenshort of the city’s requirement. The Chennai Metropolitan Water Supply and Sewerage Board has been able to supplyonly 830 million litres a day (mld) as against the demand of about 1,200 mld. This year, the agency’s water supplydipped to 550 mld.The water crisis in Chennai

Chennai is a rain-shadow city. It gets more than 80 per cent of its water from the Northeast Monsoon. In the past, this water was stored in ponds, canals and lakes which would minimise the run-off — that a

coastal city is susceptible to — and recharge groundwater. Besides, according to a study by researchers at the geology department of Chennai’s Anna University, the city

had more than 60 large water bodies at the turn of the 20th century. Three major waterways — the Buckingham canal and the rivers, Adyar and Cooum — crisscrossed Chennai. But Tamil Nadu’s capital today has only 28 water bodies, large or small, notes the Anna University study. The Pallikaranai marshland which used to sprawl over more than 6,000 hectares has shrunk to about 650

hectares.

EMERGING WATER CRISES : CHENNAIRUNNING DRY

MAJOR ISSUES OF THE MONTH

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A growing body of literature has shown that urban planners gave short shrift to the imperatives of Chennai’shydrology to meet the city’s infrastructural demands.

A parliamentary panel that enquired into the causes of the Chennai floods in 2015, for example, reported thatthat real estate business had “usurped” the city’s water bodies.

Today, Chennai gets its water from four reservoirs, which have gone dry after the retreating monsoon failed lastyear. Chennai’s desalination plants can barely supply a fifth of the city’s water requirements.

Conclusion Chennai is amongst the 21 Indian cities which the Niti Aayog fears will run out of groundwater by 2020. The city’s water crisis bares a critical challenge for the new Jal Shakti ministry. It has to play a leading role in resolving the tension in India’s current urban planning paradigm between the

developmental needs of people and water security imperatives. The new ministry should start by coordinating with local authorities in Chennai to rejuvenate the city’s aquifers.

India secured UNSC non-permanent membership for 2021-22 with support from Asia-Pacific group including Pakistanand China. Each year the 193-member UN General Assembly (UNGA) elects five non-permanent members for a two-year term. India has been at the forefront of the years-long effort to reform the security council saying it rightly deservesa place as a permanent member of the council, which, in its current form, does not represent the geopolitical realities ofthe 21st Century.How is a non-permanent member nominated?

Each year, the General Assembly elects five non-permanent members out of a total of 10, for a two-year term. These 10 seats are distributed among the regions thus: five for African and Asian countries; one for Eastern

European countries; two for Latin American and Caribbean countries; two for Western European and othercountries.

INDIA’S NON-PERMANENT MEMBERSHIPOF UNSC

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Of the five seats for Africa and Asia, three are for Africa and two for Asia; there is an informal understandingbetween the two groups to reserve one for an Arab country.

The Africa and Asia Pacific group takes turns every two years to put up an Arab candidate. The 55-member Asia-Pacific Group gets to nominate one of its members for the June 2020 elections to a non-

permanent seat on the UNSC.Why it’s special?

The endorsement means that India has a “clean slate” candidature – that is there is no other contestant fromthe group – for the elections that will be held for five non-permanent members next year, for the 2021-22 terms.

The development is particularly significant given that Pakistan and China, both countries with which Indiahas had diplomatic challenges at the UN, supported the move.

Afghanistan, a potential contender, withdrew its nomination to accommodate India’s candidacy based on the“long-standing, close and friendly relations” between the two countries.

India and UNSC India has already held a non-permanent seat on the UNSC for seven terms: 1950-1951, 1967-1968, 1972-1973,

1977-1978, 1984-1985, 1991-1992 and 2011-2012. It has been keen to hold the seat in 2021-22 to coincide with the 75th anniversary of Independence in 2022.

Concerns: Currently, the world is in a greater state of disorder than at any time since the end of World War II. Fear, populism, polarisation, and ultra-nationalism have become the basis of politics in many countries. The benign and supportive international system that followed the Cold War has disappeared. India finds itself in a troubled region between West and East Asia – a region with insurgencies, terrorism,

human and narcotics trafficking, and great power rivalries (ranging from turmoil in Gulf, Islamic State of Iraqand the Levant (Daesh), Iraq and Syria issue to Afghanistan’s peace process).

India also faces issues in Asia such as strategic mistrust or misperception, unresolved borders and territorialdisputes, the absence of a pan-Asia security architecture, and competition over energy and strategic minerals.

Role of UNSC: Prime function of the UNSC is to maintain international peace and security. It also focus on shared goals, especially international social and economic cooperation. Try to bring coordination between 193 sovereign member nations. To this end, the permanent members (P-5) as also other UN members must consider it worth their while to

reform the Council.What should India aim to do?:UNSC permanent seat will come India’s way more by invitation and less by self-canvassing. As a non-permanentmember of UNSC, India’s objectives should be –

to help build a stable and secure external environment to promote regional and global security to promote a rule-based world order to emerge as a partner of choice for developing and developed countries alike India must leverage this latest opportunity to project itself as a responsible nation to promote growth and

its own people’s prosperity




Rolling out its water conservation plan under the Jal Shakti Abhiyan, the Centre said it would focus its time-bound,mission-mode campaign on 1,592 “water-stressed” blocks in 257 districts of the country.Sanchay Jal, Behtar Kal Campaign

It is a campaign for rainwater harvesting and water conservation. The plan would rely largely on mass awareness programmes. It will also involve focused implementation and convergence of existing water conservation schemes under

the NREGS, Integrated Watershed Management Programme, and PMKSY’s per-drop-more-crop (micro-irrigation) programme.

The five targeted interventions would include water conservation and rainwater harvesting, renovation oftraditional and other water bodies/ tanks, re-use and bore-well recharge structures, watershed development,and intensive afforestation.

Why such move? India’s water availability is estimated to decline to 1,341 cubic meter per capita per year by 2025 (from 5,177

cubic meter per capita per year in 1951). But there are also examples of states such as Maharashtra, Rajasthan, Gujarat and others that have undertaken

efforts to resolve it. The United Nations, under its sustainable development goals, expects all countries to provide clean drinking

water to every household by 2030. At present, only 8% of the total rainwater in the country is harvested — one of the many reasons why it needs

to become a people’s movement.

“SANCHAY JAL, BEHTAR KAL” CAMPAIGN3




The National Electric Mobility Mission Plan (NEMMP) 2020 is a National Mission document providing the vision andthe roadmap for the faster adoption of electric vehicles and their manufacturing in the country.This plan has been designed to enhance national fuel security, to provide affordable and environmentally friendlytransportation and to enable the Indian automotive industry to achieve global manufacturing leadership.Other initiatives

As part of the NEMMP 2020, Department of Heavy Industry formulated FAME India Scheme in the year 2015. It was aimed to promote manufacturing of electric and hybrid vehicle technology and to ensure sustainable

growth of the same.FAME I

In this phase, market creation through demand incentives was aimed at incentivizing all vehicle segments i.e.2-Wheelers, 3-Wheelers Auto, Passenger 4-Wheeler vehicles, Light Commercial Vehicles and Buses.

The demand incentive was available to buyers of EV in the form of an upfront reduced purchase price to enablewider adoption.

Based on outcome and experience gained during the Phase-II of FAME India Scheme was launched.FAME II

This phase will mainly focus on supporting electrification of public & shared transportation, and aims tosupport through subsidies 7000 e-Buses, 5 lakh e-3 Wheelers, 55000 e-4 Wheeler Passenger Cars and 10 lakhe-2 Wheelers.

The scheme will be applicable mainly to vehicles used for public transport or those registered for commercialpurposes in e-3W, e-4W and e-bus segments.

However, privately owned registerede-2W will also be covered under the scheme as a mass segment. In addition, creation of charging infrastructure will be supported in selected cities and along major highways

to address range anxiety among users of electric vehicles.

NATIONAL ELECTRIC MOBILITYMISSION PLAN (NEMMP)

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Slowest projection of growth The Economy Survey 2018-19 presented by the Finance Minister in Parliament has projected that economic

growth in the current fiscal year could rise to 7% from the 6.8% in 2018-19 — the slowest rate of growth in fiveyears.

Macroeconomic Indicators The survey has flagged the challenges on the fiscal front following an economic slowdown impacting tax

collections amid an expected surge in agri-spending. It has underlined the need for India to shift gears to accelerate and sustain a real GDP growth rate of 8% in order

to achieve the target of becoming a $5 trillion economy by 2025. It flags the need for a “virtuous cycle” of savings, investment and exports to be catalyzed and supported by a

favorable demographic phase required for sustainable growth. Private investment has been highlighted as a key driver for demand, capacity, labor productivity, new technology,

creative destruction and job creation.Era for behavioral change

The Survey lays out an agenda for behavioral change by applying the principles of behavioral economics toseveral issues.

It includes gender equality, a healthy and beautiful India, savings, tax compliance and credit quality. It highlights a transition from ‘Beti Bachao Beti Padhao’ to ‘BADLAV’ (Beti Aapki Dhan Lakshmi Aur Vijay

Lakshmi), from ‘Swachh Bharat’ to ‘Sundar Bharat’, from ‘Give it up” for the LPG subsidy to ‘Think about theSubsidy’ and from ‘Tax evasion’ to ‘Tax compliance’.

Policy prescriptions The Survey flags the case for intervention in the case of “dwarfs” (firms with less than 100 workers) despite

being more than 10 years old, account for more than 50% of all organized firms in manufacturing by number. In this context, it calls for a sunset clause of less than 10 years, with necessary grand-fathering, for all size-

based incentives and deregulating labor law restrictions to create significantly more jobs. It calls for a need to ramp up capacity in the lower judiciary, including a focus on delays in dispute resolution. Contract enforcement biggest constraint to improve EODB ranking; much of the problem is concentrated in the

lower courts.

ECONOMIC SURVEY 2018-195




It also calls for policy changes to lower overall lifetime ownership costs and make electric vehicles an attractivealternative to conventional vehicles.

Problem areas While the investment rate was expected to pick up following improvement in consumer demand and bank

lending, the GST, farm schemes will all pose challenges on the fiscal front. Fiscal deficit has been pegged at 3.4% of GDP for 2018-19. There are apprehensions of slowing growth, which will have implications for revenue collections. Crude oil prices are projected to decline in 2019-20, which could push consumption. Flags need to gear up for ageing population; necessitating more healthcare investment, increasing retirement

age in a phased manner.What is Economic Survey?

Each year, a day before the presentation of the full-fledged annual Union Budget, the country Chief EconomicAdvisor (CEA) releases the Economic Survey.

However, notwithstanding the close proximity of its release with the Union Budget, the Economic Survey is notexactly a predictor of the Budget proposals.

Still, it is a very important document because it provides an authoritative, detailed and official annual summaryof the current state of play in the Indian economy.

Beyond the summary, the ES paints a variety of future scenarios, highlighting likely challenges and pointing topossible solutions.

In the past few years, the ES has been presented in two volumes. Volume 1 focussed on research and analysis about the challenges — both contemporary and long-term —

facing the Indian economy. Volume 2 provided the more descriptive review of the fiscal year, encompassing all the major sectors of the

economy.Importance of Economic Surveys

Apart from providing a comprehensive snapshot of the various sectors of the economy, the ES is also used as asounding board for introducing new policy ideas and triggering fresh debates.

As the years have rolled by, successive CEAs have used every aspect of the Economic Survey to convey some keyidea.

For instance, the colour of the 2018 Survey’s cover — pink — was chosen “as a symbol of support for thegrowing movement to end violence against women, which spans continents”.




The 2019 “State of the Education Report for India: Children with Disabilities” has been released by the UNESCO.Key highlights of the report:

There are 78,64,636 children with disability in India constituting 1.7% of the total child population. Three-fourths of the children with disabilities at the age of five years and one-fourth between 5-19 years do not

go to any educational institution. The number of children enrolled in school drops significantly with each successive level of schooling. There are fewer girls with disabilities in schools than boys with disabilities in schools. A large number of children with disabilities do not go to regular schools but are enrolled at the National

Institute of Open Schooling (NIOS). The percentage of children attending schools is the lowest among those with multiple disabilities, mental

illnesses and mental retardation.Challenges ahead:

Significant gaps remain, even though successive government schemes and programs have brought largenumbers of children with disabilities into schools.

Only 61 percent of CWDs aged between 5 and 19 were attending an educational institution compared to theoverall figure of 71 percent when all children are considered.

Around 12 percent of CWDs dropped out of school, which is comparable with the overall percentage ofdropouts among all children. 27 percent of CWDs never attended any educational institution, as opposed tothe overall figure of 17 percent when the entire child population is taken into account.

A review of enrolment figures at NIOS shows a decline for most categories of disabilities between 2009 and2015.

2019 “STATE OF THE EDUCATION REPORTFOR INDIA : CHILDREN WITH DISABILITIES”

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Recommendations to improve the state of education for CWDs: Amend the RTE Act to better align with the RPWD Act by including specific concerns of education of such

children. Establish a coordinating mechanism under HRD Ministry for effective convergence of all education programmes

of children with disabilities. Ensure specific and adequate financial allocation in education budgets to meet the learning needs of children

with disabilities. Strengthening data systems to make them robust and reliable and useful for planning. Massively expand the use of information technology for the education of children with disabilities. Give a chance to every child and leave no child with disability behind. Transform teaching practices to aid the inclusion of diverse learners. Overcome stereotypes and build positive dispositions towards children with disabilities, both in the classroom

and beyond.

Scientists from 17 nations will take part in the year-long MOSAIC mission as they anchor the RV Polarstern ship to alarge piece of Arctic sea ice to study climate change.MOSAiC mission

The MOSAiC mission stands for Multidisciplinary drifting Observatory for the Study of Arctic Climate. It is a one-year-long expedition into the Central Arctic, planned to take place from 2019 to 2020. For the first time a modern research icebreaker will operate in the direct vicinity of the North Pole year round,

including the nearly half year long polar night during winter. It comes about 125 years after Norwegian explorer Fridtjof Nansen first managed to seal his wooden expedition

ship, Fram, into the ice during a three-year expedition to the North Pole. MOSAiC will contribute to a quantum leap in our understanding of the coupled Arctic climate system and its

representation in global climate models.

MOSAiC MISSION7




The focus of MOSAiC lies on direct in-situ observations of the climate processes that couple the atmosphere,ocean, sea ice, bio-geochemistry and ecosystem.

Why study Arctic climate? The Arctic is a key area of global climate change, with warming rates exceeding twice the global average. The observed rate of climate change in the Arctic is not well reproduced in climate models. Many processes in the Arctic climate system are poorly represented in climate models because they are not

sufficiently understood. Understanding of Arctic climate processes is limited by a lack of year round observations in the central Arctic.

Subhash Palekar, the man behind the idea of ZBNF came in the Union Budget speech of FM where she talked of theneed to “go back to basics” and replicate this innovative model that can help in doubling our farmers.What is Zero Budget Natural Farming (ZBNF)?

ZBNF is a set of farming methods, and also a grassroots peasant movement, which has spread to various statesin India.

According to the “zero budget” concept, farmers won’t have to spend any money on fertilisers and otheragricultural inputs.

Over 98% of the nutrients that crops require — carbon dioxide, nitrogen, water, solar energy — are alreadypresent in nature.

The remaining 1.5-2% are taken from the soil, after microorganisms convert them from “non-available” to“available” forms, for intake by the roots.

This is where the special package of practices which, Palekar says he perfected during the 1990s at his 36-acrefarm in Belura village of Amravati district in Maharashtra’s drought-prone Vidarbha region, comes in.

Four Wheels of ZBNF The “four wheels” of ZBNF are ‘Jiwamrita’, ‘Bijamrita’, ‘Mulching’ and ‘Waaphasa’. Jiwamrita is a fermented mixture of cow dung and urine (of desi breeds), jaggery, pulses flour, water and soil

from the farm bund.

8ZERO BUDGET NATURAL FARMING (ZBNF)




This isn’t a fertiliser, but just a source of some 500 crore micro-organisms that can convert all the necessary“non-available” nutrients into “available” form.

Bijamrita is a mix of desi cow dung and urine, water, bund soil and lime that is used as a seed treatmentsolution prior to sowing.

Mulching, or covering the plants with a layer of dried straw or fallen leaves, is meant to conserve soil moistureand keep the temperature around the roots at 25-32 degrees Celsius, which allows the microorganisms to dotheir job.

Waaphasa, or providing water to maintain the required moisture-air balance, also achieves the same objective.Astra’s of ZBNF against pest attacks

Palekar also advocates the use of special ‘Agniastra’, ‘Bramhastra’ and ‘Neemastra’ concoctions — againbased on desi cow urine and dung, plus pulp from leaves of neem, white datura, papaya, guava andpomegranates — for controlling pest and disease attacks.

Is it organic farming? ZBNF uses farmyard manure or vermicompost mostly produced from Eisenia fedita, a species imported from

Europe and Canada. These foreign earthworms accumulate heavy metals like lead, arsenic and cadmium, which get transferred

into their castings that, far from being manure, are actually toxic to the soil. So, the soil fertility, instead of improving, only reduces. He says that in ZBNF, the work of making nutrients available to plants is done exclusively by microorganisms

from Jiwamrita and “local earthworms”.However, not all farmers are convinced about ZBNF. Why?

The cost of labour for collection of dung and urine, apart from the other inputs used in preparation of Jiwamrita,Neemastra or Bramhastra is quit higher.

Keeping cows is also a cost that has to be accounted for. Farmers cannot afford to keep desi cows that yield verylittle milk.

If ZBNF is practiced in isolation, the crop grown would be vulnerable to attacks by insects and pests whichmay move there from fields where chemical pesticides are being sprayed.

Many state governments, including Kerala, Karnataka, Andhra Pradesh, Himachal Pradesh, Chhattisgarhand Karnataka have openly supported ZBNF after studying its efficacy.




The government has announced that its main goal is to make India a $5-trillion economy by the end of this term.Present state:

In 2014, India’s GDP was $1.85 trillion. Today it is $2.7 trillion and India is the sixth-largest economy in theworld.

Essentially the reference is to the size of an economy as measured by the annual GDP. Are Indians the sixth-richest people in the world?

No. That India is the sixth-largest economy does not necessarily imply that Indians are the sixth-richest peopleon the planet.

GDP per capita gives a better sense of how an average resident of an economy might be fairing. It reveals a verydifferent, and indeed a more accurate picture of the level of prosperity in the respective economies.

For instance, on average, a UK resident’s income was 21 times that of an average Indian in 2018. Still, the richest 1% of Indians own 58.4% of wealth. The richest 10 % of Indians own 80.7 % of the wealth.

Can India achieve the target by 2024? The answer would depend essentially on the assumption about economic growth. If India grows at 12% nominal growth (that is 8% real GDP growth and 4% inflation), then from the 2018 level

of $2.7 trillion, India would reach the 5.33 trillion mark in 2024. India must keep growing at a rapid pace toattain this target.

How will GDP per capita change when India hits the $5-trillion mark? If by 2024 India’s GDP is $5.33 trillion and India’s population is 1.43 billion (according to UN population

projection). India’s per capita GDP would be $3,727. This would be considerably more than what it is today, still it will be lower than Indonesia’s GDP per capita in

2018.

INDIA TO BE A $5-TRILLION ECONOMY9




Recently the Global Multidimensional Poverty Index (MPI) 2019 was published by the United Nation DevelopmentProgramme (UNDP).

The report states that India has registered the fastest absolute reduction in the Multidimensional Poverty Index(MPI) value among ten countries.

Ten developing nations for which the comparison is made include countries across income categories,o Upper middle (Peru)o Lower middle (Bangladesh, Cambodia, India, Nigeria, Pakistan, Vietnam)o Low (Democratic Republic of the Congo, Ethiopia, Haiti)

India has lifted 271 million out of poverty, significantly reducing deprivations in many of the ten indicators asper the report.

The progress is seen particularly in ‘Assets, cooking fuel, sanitation, and nutrition’ parameter. The report states that Jharkhand is among the poorest regions in the world improving the fastest. Jharkhand has reduced multidimensional poverty from 74.9 % to 46.5% in the ten years since 2005-06.

About the report It is an international measure of acute poverty covering over 100 developing countries. It complements traditional income-based poverty measures by capturing the severe deprivations that each

person faces at the same time with respect to education, health and living standards. MPI assesses poverty at the individual level. If someone is deprived in at least 3 of ten indicators, the index

identifies them as ‘MPI poor’. It was developed by Oxford Poverty and Human Development Initiative (OPHI) with the UN Development

Programme (UNDP) for inclusion in UNDP’s flagship Human Development Report in 2010.

MULTIDIMENSIONAL POVERTY INDEX 201910




NATIONAL DIGITAL HEALTH MISSION(NDHM)

11The Ministry of Health and Family Welfare has recommended the setting up of a National Digital Health Mission (NDHM) to

manage “enormous amounts of health data” generated by Ayushman Bharat, the Centre’s flagship health programme.National Digital Health Mission (NDHM)

The NDHM would provide technology to manage and analyse data, and create a system of personal health records and

health applications. Central to the “ecosystem” would be a Personal Health Identifier (PHI) to maintain a Personal HealthRecord (PHR).

The PHI would contain the names of patients and those of their immediate family, date of birth, gender, mobile number,

email address, location, family ID and photograph.

While Aadhaar assures uniqueness of identity and provides an online mechanism for authentication, it cannot be used

in every health context as per the applicable regulations.

The design of PHI, therefore, must allow multiple identifiers (chosen from the specified types of identifiers) for designing

the structure and processes relating to PHI.

Blueprint of the mission The Health Ministry has decided to consult Unique Identification Authority of India (UIDAI), which issues Aadhaar,

and the Ministry of Electronics and Information Technology (MeitY) in the design of the PHI.

These recommendations come from a National Digital Health Blueprint (NDHB) created by a committee.

The 14-member committee included officials from the Health Ministry, state governments, NITI Aayog, MeitY, National

eGovernance Division (NeGD), NIC, CDAC and AIIMS.

The panel envisions the new Mission to be autonomous like UIDAI and GSTN (Goods and Services Tax Network).

It would be partly funded by the government but will also “raise a part of its funding through a transaction fee” withprivate players.

The committee has also suggested a Command, Control, and Communication Center (CCCC) as a single point of contact

in public health emergencies.

It estimates that all the components of the Mission would take about 18 months to develop.




The International Court of Justice ruled that Pakistan should “review and reconsider” Kulbhushan Jadhav’s convictionand death sentence. ICJ also ruled that Pakistan should give the Indian government consular access to KulbhushanJadhav.Background:

Jadhav, a retired Indian Navy officer, was sentenced to death by a Pakistani military court on charges of“espionage and terrorism” after a closed trial in April 2017.

His sentencing evoked a sharp reaction in India. India moved the ICJ in the same year for the “egregious violation” of the provisions of the Vienna Convention

by Pakistan by repeatedly denying New Delhi consular access to the 48-year-old Indian national.ICJ:

ICJ is the “principled judicial organ of the United Nations” (ICJ, 1945), and is based at the Hague in theNetherlands.

Statute of the International Court of Justice, which is an integral part of the United Nations Charter establishedthe ICJ.

The ICJ is made up of 15 jurists from different countries (elected to nine-year terms by Permanent members of theUNSC) and no two judges at any given time may be from the same country. The court’s composition is static butgenerally includes jurists from a variety of cultures.

The function of the ICJ is to resolve disputes between sovereign states.

KULBHUSHAN JADHAV CASEAND ICJ RULING

12




The 11th G20 Summit was held in Osaka, Japan on 28th-29th June, 2019.Highlights: The G20 Summit 2019 was based on discussions on subjects like trade, energy, climate change etc.

Indian PM (his sixth G-20 summit) held many plurilateral meetings with other world leaders like heads ofRussia, USA, Japan, China etc.

Along with that India also participated in two parallel tri-laterals i.e the Russia-India-China (RIC) and Japan-U.S.-India (JAI) and an informal BRICS summit.

o JAI Trilateral: Three countries discussed issues of the Indo-Pacific region, connectivity andinfrastructure development. It was the second Japan-America-India (JAI) meeting.

o Informal BRICS meet: India stressed the need to stop all the mediums of support to terrorism andracism. Indian PM called terrorism “the biggest threat to humanity” which kills innocent and severelyaffects economic development and social stability.

India and the US discussed various bilateral and global issues including Iran, 5G communications networks,trade and defence ahead of the G-20 Summit.

India targeted to become a five-trillion dollar economy in the next five years.o Further India pledged to make Social sector as its top priority and resolve to focus on infrastructure

development, especially digital infrastructure.o However, Indian PM also highlighted the deficiency of resources, underlining that “there is a shortfall

of almost $1.3 trillion investment in the infrastructure. On the sidelines of G-20 summit, India and Japan signed exchange of Letter of Intent on Ahmedabad - Kobe

Sister City Partnership. India also invited the G20 countries to join a global coalition on disaster resilience, saying disasters require

quick and effective remedial measures as they invariably affect the poor the most. India and Indonesia set an ambitious USD 50 billion targets for bilateral trade over the next six years.

G-20 SUMMIT-201913




RBI IN NEWSRBI opened third office of the Ombudsman at New Delhi;Total Banking Ombudsman now 22

The Reserve Bank has set up a third office of the BankingOmbudsman (BO) and Ombudsman for DigitalTransactions (ODT) at Reserve Bank of India, New Delhi.It was officially opened on July 01, 2019

This has been done to meet the growing demand forresolution under the Banking Ombudsman Scheme andthe OSDT. The three Offices will look into cases ofdifferent areas.

With this now the number of Banking Ombudsman Officein India is 22.

FBAs should have Rs1 crore network and be India-incorpo-rated: RBI

The Reserve Bank of India has released the FinancialBenchmark Administrators (Reserve Bank) Directions,2019 for a regulatory framework for financial benchmarks,to improve the governance of the benchmark processesin markets regulated by it.

These directions shall apply to Financial BenchmarkAdministrators (FBAs) administering ‘SignificantBenchmarks’ in the markets for financial instrumentsregulated by the Reserve Bank under Section 45 W of theAct.

‘Financial Benchmark Administrator’ (FBA) means aperson who controls the creation, operation andadministration of significant benchmark(s). ‘Benchmarks’mean prices, rates, indices, values or a combination thereofrelated to financial instruments that are calculatedperiodically and used as a reference for pricing orvaluation of financial instruments or any other financialcontract.

RBI has mandated that the: FBA shall be acompany incorporated in India.FBAs shallmaintain a minimum net worth of Rs. 1 crore at alltimes.

Government reappointed N.S. Vishwanathanas RBI Deputy Governor for One YearN.S Vishwanathan has been reappointed as deputygovernor of the Reserve Bank of India (RBI) witheffect from 4 July 2019. His tenure was to end on3 July 2019. Vishwanathan is in charge of regulationof banks, non-banking finance companies andcooperative banks.

RBI got the power to regulate housing financecompanies instead of NHBFinance Minister Nirmala Sitharaman stated thatIndia’s central bank, Reserve Bank of India (RBI)will now be given power to takes over as theregulator of Housing Finance Firms (HFFs) insteadof NHB(National Housing Bank).

RBI board finalised ‘Utkarsh 2022’ RBI finalised a three- year roadmap to improve regulation

and supervision, among other functions of the centralbank.Utkarsh 2022 is in line with the global central banks’plan to strengthen the regulatory and supervisorymechanism.

India’s central bank, Reserve Bank of India(RBI) hasfinalized a three-year road map for medium-term objectivenamed “Utkarsh 2022” for strengthening regulation,supervision of the central bank in a meeting in New Delhi.

Key points: The roadmap to be achieved in the next three years is in

line with the global central bank’s plan. An internal committee of RBI was formed under former

Deputy Governor to identify issues that needed to beaddressed over the next three years.

RBI launched CISBI portal for keeping track of BankingOutlets

The Reserve Bank maintains the directory of all BankingOutlets/offices in India.

This directory is known as the “Master Office File”(MOF) system. Until now the system was updatedmanually as banks reported the details of Banking Outletsvia email.

Now to automate this process RBI has launched a portalCentral Information System for Banking Infrastructure(CISBI) (https://cisbi.rbi.org.in) to replace the MOFsystem.

It will also allot the Basic Statistical Return (BSR) code/ Authorised Dealer (AD) code to BOs/offices.

RBI set minimum Leverage Ratio shall be 4% for DSIBsand 3.5% for other banksThe Reserve Bank of India has announced that from October 01,2019 the minimum Leverage Ratio for Basel III Capital Regulations

ECONOMY




will be 4% for Domestic Systemically Important Banks (DSIBs)and 3.5% for other banks.The leverage ratio, as defined underBasel-III norms, is Tier-I capital as a percentage of the bank’sexposures.

RBI recommends Commercial Banks to adopt EducationLoan Scheme

India’s central banking institution, the Reserve Bank ofIndia (RBI) has advised all Scheduled Commercial Banksto adopt Education Loan Scheme which is formulatedby Indian Banks’ Association (IBA).

Model Education Loan Scheme: The IBA schemecirculated to all member Banks including State Bank ofIndia (SBI) for providing financial support to meritoriousstudents for pursuing higher education in India andabroad.

Salient features of the Scheme include loan up to Rs 10lakh for study in India and upto Rs 20 lakh for studyabroad.

RBI sets average base rate at 9.18% for NBFC-MFI bor-rowers for the quarter beginning July 1, 2019The Reserve Bank of India set an average base rate of 9.18% forNon-Banking Financial Companies (NBFCs) and Micro FinanceInstitutions (MFIs) to be charged from their customers. It will becharged for the quarter beginning July 1, 2019.

RBI forms Working group under Tapan Ray to review theregulatory guidelines on core investment companies

The Reserve Bank of India(RBI) has constituted a six-member working group to review the regulatory andsupervisory framework for core investment companies(CIC).

RBI introduced a separate framework for the regulationof systemically important CICs, recognizing thedifference in the business model of a holding companycompared to other non-banking financialcompanies(NBFCs).

Entire Payment Data Must be Stored in Systems LocatedOnly in India: RBI

The Reserve Bank of India (RBI) had issued a directivein April 2018 on ‘Storage of Payment System Data’advising all system providers to ensure that, within aperiod of six months, the entire data relating to paymentsystems operated by them is stored in a system only inIndia.

RBI further clarified certain implementation issues raisedby the Payment System Operators (PSOs).

It said that all data related to payments must be storedin systems located only in India.

RBI has also stated that in case of data processed abroad,the data should be deleted from the systems abroad andbrought back to the country within 24 hours frompayment processing.

RBI launched Complaint Management System (CMS) forgrievance redressal

· The Reserve Bank of India has launched a ComplaintManagement System (CMS) [https://cms.rbi.org.in] toimprove customer experience in grievance redressalprocess by ensuring timely resolution of complaintsreceived at the Reserve Bank.

Users can lodge complain against any entity that isregulated by RBI i.e. Banks and NBFCs.

The complaint would be directed to the appropriateOffice of the Ombudsman/Regional Office of the RBI.The application also improves transparency by keepingthe complainants informed through auto-generatedacknowledgments and enabling them to track the statusof their complaints and file Appeals online against thedecisions of the Ombudsmen, where applicable.

SBI IN NEWSSBI created two new group to focus on credit-light sectors

State Bank of India (SBI) has formed a separate groupwithin its Corporate Accounts Group (CAG) to cater tothe non-fund-based requirements of clients in credit-lightsectors like pharmaceuticals, fast moving consumer goods(FMCG) and information technology (IT).

One is credit-light group (CLG) and the other is Financialand Institutional Group (FIG)

The credit-light group (CLG) will focus on generatingnon-interest income comprising letter of credit/bankguarantee commission, cash management charges,exchange income from forex activities, cross-sellingcommission, remittances, and collections, among others.It is also responsible for garnering low-cost deposits.

The Financial and Institutional Group (FIG) will addresscredit and transactional banking needs of insurancecompanies, broking firms, banks (private and foreign),and mutual funds has also been created within the CAG.

RBI imposed fine on SBI and Union Bank of India for violat-ing certain regulatory guidelinesThe Reserve Bank of India (RBI) imposed fine on State Bank ofIndia (SBI) and Union Bank of India for violating certain regulatoryguidelines.RBI fined Rs.7 crore as SBI did not comply with thedirections issued by the RBI on Income Recognition and AssetClassification (IRAC) norms, code of conduct for opening andoperating current accounts and reporting of data on CentralRepository of Information on Large Credits (CRILC), and fraudrisk management and classification and reporting of frauds. RBIalso fined Rs.10 lakh on Union Bank for non-compliance with thedirections on the cybersecurity framework in banks issued by theRBI.

OTHER BANKS IN NEWSICICI Bank unveiled digital platform InstaBIZ for MSMEsIndia’s largest private sector bank, ICICI (Industrial Credit andInvestment Corporation of India) launched a new digital platformcalled ‘InstaBIZ’. It targeted at micro, small and medium enterprises(MSMEs) and self-employed customers, enable them to undertaketheir business banking transactions digitally and instantly.The




platform offers over 115 products and services online throughmobile phone or internet banking platform.

NABARD plan to raise Rs 60,000 crore via non-convertibledebentures in 2019-20National Bank for Agriculture and Rural Development (Nabard)will raise long-term funds of Rs 60,000 crore through nonconvertibledebentures in the current financial year 2019-20.The ownrequirement of funds for NABARD is assessed at Rs 30,000 crore.NABARD has already raised Rs 11,000 crore in the first quarterended June 30, 2019. Chairman of NABARD- Harsh Bhanwala

Karnataka Bank launched web tool (Vasool So-Ft) for NPArecovery processKarnataka Bank Ltd has launched the web tool named ‘Vasool So-Ft’ (Vasool So-Fast) – to digitalise the NPA (non-performing asset)recovery process of the bank.The tool will enable easy and fasterprocessing, real time information and immediate decision makingin the recovery area.

Punjab & Sind Bank setup Cen-MARG for MSME for creditfacilitiesPunjab & Sind Bank has set up the Centralised MSME & RetailGroup (Cen-MARG) for credit facilities at its head office in NewDelhi. The unit is named as Cen-MARG.Now, all MSME andretail credit approvals will be performed at this centralized setup.Cen-MARG was inaugurated by S. Harisankar, MD & CEO ofPunjab & Sind Bank.

Airtel Payments Bank ties up with Bharti AXA Life Insur-anceThe first live payments bank in the country, Airtel Payments Bankhas partnered with Bharti AXA Life Insurance to offer BhartiAXA Life POS (Point of Sale) SaralJeevanBimaYojana, a pure lifeterm insurance plan up to Rs 5 lakh which is aimed at the under-insured and uninsured segments in India.

ICICI Bank tied up with IndoStar Capital for commercialvehicle financingICICI Bank tied up with IndoStar Capital, a non-banking financialcompany, for vehicle financing for small and medium fleet ownersto buy new and old commercial vehicles.

HDFC Bank conducts ‘Traffic Paathshala’ inThiruvananthapuramHDFC Bank, in partnership with the Thiruvananthapuram Police,has launched a campaign named ‘Traffic Paathshala to make roadssafer by spreading awareness about the do’s and don’ts of roadsafety.

HDFC to buy 51.2% in Apollo Munich Health for Rs. 1,347croreThe Housing Development Finance Corporation (HDFC) hasannounced that it will soon acquire 51.2 percent stake in ApolloMunich Health Insurance from the Apollo Hospitals Group atabout Rs. 1,347 crore.It will be a two-stage transaction where inthe first stage, Apollo Munich would be held as a subsidiary ofHDFC and later in the second stage, it would be merged with

HDFC Ergo General Insurance to form one entity under the HDFCErgo brand.

Canara Bank updated the rules for cash deposits and with-drawalsCanara Bank has issued new rules for its customers regarding cashdeposits and withdrawals effective from July 1, 2019. The customersof the bank can deposit cash in Savings bank account up to Rs50,000 for free only thrice a month and the fourth transaction willbe charged. This is done to encourage digital transactions and itcoincides with transaction charges on National Electronic FundsTransfer (NEFT) and Real Time Gross Settlement (RTGS) beingwaived off complying with Reserve Bank of India’s guidelinesfrom July 1, 2019.

Key Points: From the fourth transaction or for cash deposits over Rs

50,000, there will be a service charge of Rs 1 per thousand,with a minimum of Rs 50 and a maximum of Rs 5,000plus GST (Good and Service Tax).

For current account/overdraft/open cash credit accountholders a minimum Rs 100 will be charged on thewithdrawal of Rs 5 lakh or more in a month.

Service charges will not be applicable to pensioners, seniorcitizens, Pradhan Mantri Jan Dhan Yojana beneficiariesand zero balance account holders.

IDBI Bank and Tata AIG Signed Bancassurance CorporateAgency AgreementIndustrial Development Bank of India (IDBI) has signed abancassurance agreement with Tata AIG General InsuranceCompany Ltd to provide Tata AIG’s suite of P&C (Property andCasualty (insurance) products to its customers.

The merger of IndusInd Bank-Bharat Financial effective fromJuly 4The merger of Mumbai based Private sector lender ,IndusInd Bankand country’s leading micro-finance player, Bharat FinancialInclusion Ltd (BFIL) of Hyderabad will be effective on July 4,2019.

CCI permitted for the merger of Indiabulls Housing Financeand Lakshmi Vilas BankThe Competition Commission of India (CCI) approved theproposed merger of the Indiabulls Housing Finance with LakshmiVilas Bank.

YES Bank launches Click OD facility for MSMEs custom-ersYes Bank has announced the launch of “Click OD” (over draft)facility for the Bank’s existing Micro, Small and MediumEnterprises (MSME) customers. Using the facility MSMEcustomers of Yes Bank can avail themselves of unsecured OD ofup to Rs. 10 lakh without documentation. This offer is availableonly for select customers based on their credit history. For this,the customers have to log in to the MSME portal of Yes Bank.

Indian Public Sector Lender Andhra Bank launched aChatbot named ‘ABHi’.




With ABHi, customers will be able to get the informationinstantaneously 24x7, anytime they want.Customers can connectand know details from ABHi through website www.andhrabank.inover Mobile/Desktop browser, Facebook Messenger and over voiceusing Google Assistant.

HDFC Bank launched Credit card for CSC’s Village LevelEntrepreneurs (VLEs)HDFC Bank and Common Service Centre (CSC) SPV ofGovernment of India, have launched a co-branded credit card ‘SmallBusiness MoneyBack Credit Card’. It is aimed at small traders andvillage level entrepreneurs (VLEs).The credit card is designed forCSC’s VLEs, and VLE-sourced customers. It will give its userseasy access to credit for day-to-day business expenses.The cardwas launched by Aditya Puri (MD at HDFC Bank) and CSC ChiefDinesh Kumar Tyagi.

WORLD ECONOMY‘goAML’ launched by UAEThe United Arab Emirates (UAE) has become 1st country in Gulfto launch new anti-money laundering platform called ‘goAML’(Anti-Money Laundering). It is a one-stop solution, launched byUAE to crack down on organised financial crimes.It is the new anti-money laundering platform launched by UAE’sFinancial Intelligence Unit (FIU) and is developed by UnitedNations Office on Drugs and Crime (UNODC) to curb organisedcrimes.

Gafa Tax: France to levy 3% tax on Internet giantsThe French parliament approved a law dubbed as Gafa Tax (anacronym for Google, Apple, Facebook and Amazon), the legislationwill impose a 3% levy on sales generated in the country by non-taxpaying online giants.

IMF Approved USD 6 billion Loan to Cash-Strapped Paki-stanThe Executive Board of the International Monetary Fund (IMF)has approved USD 6 billion loan for cash-strapped Pakistan overa period of three years.The loan amount will help to supportPakistan’s economic plan that aims at returning sustainable growthto the country’s fragile economy and improving the standards ofliving.

Pakistan secures $3 billion bailout from QatarCash-strapped Pakistan has secured a financial assistance in formof a bailout package of $3 billion from oil-rich Qatar, a day afterQatar’s Emir Sheikh Tamim bin Hamad concluded his visit toPakistan.

In 2025, India will overtake Japan to become the World’s3rd Largest Economy: IHS MarkitIHS Markit, a global information provider, in its report mentionedthat India will surpass Japan to be the world’s third largest economyin 2025 and it will overtake the United Kingdom (UK) to becomethe fifth biggest economy in 2019. Indian Gross Domestic Product(GDP) is predicted to reach $5.9 trillion in 2025 surpassingJapanese GDP.

The US overtook China as India’s largest goods trading part-ner in 2018-19The United States (US) overtook China to become India’s largestgoods trading partner in 2018-19. Trade surplus of India with theUS declined to $16.8 billion from $21.2 billion for 2017-18.

European Union fines chipmaker Qualcomm $271 millionEuropean Union has fined US based chipmaker Qualcomm $271million, accusing it of “predatory pricing” to drive a competitorout of the market.Baseband chipsets are key components of mobiledevices which enables it to connect to the internet. Qualcomm soldthese products at a price below cost to key customers with theintention of eliminating a competitor.

FINANCIAL NEWSPersons with foreign trips, steep electricity bills to file In-come Tax returnThe Government has announced to made amendment in the IncomeTax Act to make income tax return filing mandatory for high spenderseven if their taxable income is below the threshold exemption limitof Rs 5 lakh.

A person will be required to file income tax return with thefollowing condition: Deposited an amount or aggregate of the amounts

exceeding Rs one crore in one or more current account incurred expenditure of an amount or aggregate of the

amounts exceeding Rs two lakh for himself or any otherperson for travel to a foreign country

incurred expenditure of an amount or aggregate of theamounts exceeding Rs one lakh towards consumption ofelectricity.

Government reduces interest rates of Small Saving Schemesby 10 bpsThe central government has reduced the Interest Rates on SmallSavings Schemes by 10 basis points. The new rates applicable forthe July-September 2019 quarter is given below:

Scheme InterestRate (New)

Small Savings Deposit 4%Senior Citizen Savings

Scheme (SCSS)8.6%

Public Provident FundAccount (PPF)

7.9%

KisanVikasPatra(KVP)

7.6%(maturity-

113 months)SukanyaSamriddhi

Accounts8.4%

National SavingsCertificates (NSC)

7.9%

Forex reserves of India increased to a record high of $426.42billion




As per the data from the apex bank, the Reserve Bank of India(RBI), Foreign Exchange Reserves (Forex/ FX Reserves) of Indiareached a lifetime high of $426.42 billion after it was increased by$4.215 billion in the week to June 21, 2019. Till date, the highestForex reserves were recorded in the week to April 13, 2018,accounting to $426.028 billion.

SIDBI introduced web-based application system for contri-bution from FFSThe Small Industries Development Bank of India (SIDBI)introduced a web-based application system for contribution fromthe Fund of Funds for Startups (FFS). The objective of the newweb-based application system is to improve the turnaround timeand increase transparency.

GPF rates reduced by 10 bps to 7.9% from 8%Ministry of Finance informed that the rates of the General ProvidentFund (GPF) were reduced by 10 basis points (bps) to 7.9% from8% with effect from July 1, 2019, to September 30, 2019.Allgovernment employees who joined service on or before December31, 2003, contribute to GPF. An officer/employee contributes 6%of his/her basic salary with an equal contribution from theGovernment.

Now SEBI to transfer 75% of its cash surplus to Govern-mentIn its Union Budget 2019-20, Central Government has announcedthat The Securities and Exchange Board of India will now have totransfer 75% of its surplus from the general fund every year to theConsolidated Fund of India that is managed by the CentralGovernment.SEBI should constitute a reserve fund and 25% of theannual surplus of the general fund should be credited to this reservefund. The remaining i.e 75% should be transferred by SEBI to theConsolidated Fund of India.SEBI has a surplus of Rs. 3,170 crore.

Sovereign Gold Bond Scheme 2019-20 Series-II issue startsThe Sovereign Gold Bond Scheme 2019-20 Series-II is now openfor issue from July 08 to July 12, 2019.

The following are the major points : Denomination: Minimum investment in the Bonds shall

be one gram with a maximum limit of subscription perfiscal year of 4 kg for individuals, 4 kg for HinduUndivided Family (HUF) and 20 kg for trusts

Issue Price: Rs.3,443/- per gram (Discount of Rs 50 pergram on online payment/digital payment).

Interest: 2.5%.

Total Deposits in Jan Dhan accounts cross Rs 1 lakh croreDeposits in bank accounts opened under Jan Dhan scheme havecrossed the Rs 1 lakh crore mark.As per the latest finance ministrydata, the total balance in over 36.06 crore Pradhan Mantri JanDhanYojana (PMJDY) accounts was at Rs 1, 00,495.94crore as onJuly 3.

Govt plan to launch 6th tranche of CPSE ETF on July 18; toraise Rs 10,000 croreThe government is planning to raise up to Rs 10,000 crore from thesixth tranche of CPSE Exchange Traded Fund (ETF) which wouldbe launched.The CPSE Exchange Traded Fund (ETF) tracks shares

of 11 Central Public Sector Enterprises (CPSEs) — ONGC, NTPC,Coal India, IOC, Rural Electrification Corp, Power Finance Corp,Bharat Electronics, Oil India, NBCC India, NLC India and SJVN.

FinMin to launch 11th tranche of Electoral Bonds sale fromJuly 1

The Finance Ministry of India launched the 11th trancheof Electoral Bonds sale from July 1-10.

In this regard, India’s largest Public Sector Bank (PSB),State Bank of India (SBI) has been authorised to issueand encash electoral bonds in the XI phase of sale throughits 29 branches.

In order to bring transparency in political funding,electoral bonds are alternative to cash donations made topolitical parties. These were introduced in 2018 throughthe Electoral Bond Scheme by govt.

RATTING AND SURVEYMorgan Stanley India’s GDP at 6.2% in 2019 and 7.1% in2020America based Investment Bank, Morgan Stanley has predictedthe GDP growth rate for India at 6.2% in 2019 and 7.1% in 2020.For 2018 it was 7.4%.Morgan Stanley has also cut the globalgrowth estimate at 3% and 3.2%t for 2019 and 2020.

ADB lowerered India’s FY2020 GDP growth forecast to 7%According to a recent Asian Development Bank’s (ADB) reporttitled ‘Asian Development Outlook 2019, India’s GDP (grossdomestic product) growth expected to grow by 7% in 2019 (FY-Fiscal Year 2020) and 7.2% in 2020 (FY21).

India’s current account balance deficit stood at $68 billionin 2018-19: IMFAccording to the International Monetary Fund (IMF), India’scurrent account (CA) balance deficit rose to $68 billion in 2018-19from $49 billion in 2017-18.

Wilful Defaulters in State-Run Banks increased by 60% in5years

Finance Minister Nirmala Sitharaman stated that thenumber of wilful defaulters in nationalized banks hasrisen 60% in five years to March 2019.

The figure stood at 8,582 at the end of FY19(fiscal year)against 5,349 at the end of FY15.The silver lining isabout Rs.7,600 crore has been recovered from thosedefaulters.

In PSBs (public sector banks), out of 9856 wilfuldefaulters, 960 accounts from Punjab National bankfollowed by Union Bank of India and Central Bank OfIndia.

In Private sector banks, Axis Bank reported the maximumnumber of defaulters.

Govt infused over Rs.3.15 lakh crore into PSBs in 11 Yearsbetween FY09 and FY19

Anurag Singh Thakur, Minister of State for Finance statedthat the government has infused over Rs 3.15 lakh crore




into public sector banks (PSB) in the last 11 years up till2018-19.

Public sector banks source capital from internal capitalgeneration, mobilization of capital from markets, and thegovernment infusion. The capital infusion by thegovernment complements PSU( Public sectorUndertakings ) banks’ internal capital generation andmobilization of capital from markets.

During the time period between FY09(Fiscal year)andFY19, PSU banks have mobilized Rs 2.81 lakh crore ofcapital through sources other than the government, andhave registered a net profit of Rs 98,373 crore, of whicha sizeable proportion has contributed to internal capitalgeneration.

The government infused capital of Rs 3.15 lakh crore inpublic sector banks during the same period.

Wilful defaults exceed $21 billion in India for the year 2018-19, SBI holds the highest

The state-owned banks in India stated that Rs.1.50 trillion($21.76 billion) worth of loans as wilful defaults in 2018-19. the State Bank of India(SBI) holds the highest numberof wilful defaults, worth around INR 461.58 billion, whilePunjab National Bank(PNB) ranked second at Rs.250.9billion and Bank of India at Rs.98.9 billion.

Wilful defaulters: Those are known as individuals orcompanies that own large businesses and intentionallyskip repayments. Banks and financial institutions donot sanction any additional facilities to the wilfuldefaulters and are forbidden from establishing venturesfor 5 years.

The central government has been taking strong measuresto strengthen the norms against wilful defaultersespecially after Indian aviation businessman Vijay Mallya,fugitive jeweler billionaire NiravModi moved out of thecountry after defaults in repayment.

India’s CAD Increased To 2.1% Of GDPThe Reserve Bank of India (RBI) stated that India’s CurrentAccount Deficit (CAD) increased to $57.2 billion or 2.1% of theGross Domestic Product (GDP) in FY19 as against 1.8% of 2018which stood at $48.7 billion. It was the highest in 6 years on due tohigher trade deficit caused by high crude oil imports.

INVESTMENT AND ALLOCATIONWorld Bank approves USD 147 Million Loan for JharkhandMunicipal Development ProjectWorld Bank has signed $147 Million Loan Agreement with theGovernment of India and the Government of Jharkhand forJharkhand Municipal Development Project.

India Signs USD 328 Million Loan Agreement with WorldBank for Improved Health Services in Andhra PradeshThe World Bank has signed a Loan Agreement worth USD 328Million with the Government of India and Government of AndhraPradesh to improve the quality and responsiveness of public healthservices in Andhra Pradesh.The International Bank for

Reconstruction and Development (IBRD) loan has a 23.5-yearmaturity and includes grace period of 6-year.

India Signs USD 31.58 Million Loan Agreements with WorldBank for Uttarakhand Public Financial ManagementStrengthening ProjectThe Government of India, the Government of Uttarakhand and theWorld Bank has signed a Loan Agreement of USD 31.58 million forthe Uttarakhand Public Financial Management StrengtheningProject.The project will help to improve the State’s ability tomanage its Financial Systems and enable better utilization ofDevelopment Resources.

The World Bank and the Government of India has signedLoan Agreement of $400 Million to help in treating, control-ling and eliminating Tuberculosis (TB) from India.

Loan Agreement worth US$ 400 Million Signed BetweenIndia and World Bank to Eliminate Tuberculosis fromIndia.

The program will cover nine States of India to supportthe Government of India’s (GoI) National Strategic Planto end TB in India by 2025.

The International Bank for Reconstruction andDevelopment (IBRD) loan has a 19-year maturityincluding 5-year grace period.

India signed $250 million World Bank loan to developRajasthan’s Roads and HighwaysThe Government of India, Government of Rajasthan and the WorldBank signed a $ 250 Million Loan Agreement for Phase II ofRajasthan State Highways Development Project.

$250-m loan pact signed by India and World Bank for Re-build Kerala initiativeThe Government of India, State Government of Kerala and WorldBank signed a loan agreement of $250 million (Rs 1,725 crore) forthe Kerala Resilient Programme.

AIIB provided $100 million to L&T Finance arm for windand solar infrastructure projects

The Asian Infrastructure Investment Bank (AIIB) willprovide $100-million loan to L&T(Larsen & Toubro)Infrastructure Finance Company(LTIF) for wind andsolar infrastructure projects. This is the first time AIIBis extending loan to a non-banking financecompany(NBFC).

LTIF, a subsidiary of L&T Finance Holdings collaboratedwith AIIB to explore the international market for greenfinance.

The project will help in increasing the supply ofrenewable energy in India & also helps to reduce thecarbon intensity by 30-35 percent of the 2005 levels by2030 which was India’s commitment under Parisagreement.

India has set a target to install 175 Gigawatt (GW) ofrenewable energy capacity by 2022, of which a total of80.04 GW of renewable energy capacity has been installedin the country till May 2019.




BUSINESS, E-COMMERCE AND COR-PORATE NEWS

RIL outpace TCS to become the most valued firm by m-capwith more than 8 Lakh CroreMukeshAmbani -led Reliance Industries Ltd (RIL) surpassed IT-major, Tata Consultancy Services(TCS) to become the most valuedfirm by market capitalization (m-cap).RIL was followed by TCS,HDFC Bank (Housing Development Finance Corporation,Rs6,50,136.04 crore), HDFC (Rs 3,85,207.96 crore) andHUL(Hindustan Unilever ,Rs 3,76,545.49 crore).

“Tata” becomes India’s most valuable brand for 2019: BrandFinance India 100 report 2019According to the London-based consultancy Brand Finance annualreport , “Brand Finance India 100, 2019”, “Tata” has become India’smost valuable brand for the second straight year in 2019 with thebrand value of $19.6 billion followed by LIC(Life InsuranceCorporation) (2nd )with $7.3 billion and Infosys (3rd )$6.5 billion.

NITI Aayog plans to convert three-wheelers to EVs by 2023and 2-wheelers below 150cc by 2025The manufacturers and start-up Electric Vehicle (EV) makers calledby National Institution for Transforming India (NITI) Aayog,Government’s think tank, it planned for the transition to full ElectricVehicles (EVs) for three-wheelers by 2023 and two-wheelers withan engine capacity less than 150 cc (Cubic Centimeter) by 2025.

NTPC and Power Grid sign MoU for India’s National Elec-tricity DiscomNTPC and Power Grid Corporation of India the two leading publicsector companies have formed a Joint Venture to set up NationalElectricity Distribution Company.This would bring morecompetition in the power distribution sector with more than onepower supplier.

Max Life Insurance launched ‘Max Life Smart Term Plan’Max Life Insurance Company Limited, one of the country’s leadinglife insurance companies, launched customizable ‘Max Life SmartTerm Plan’. It will offer customers the flexibility to customizetheir own protection solution through the selection from a widerange of benefits and features.

Sundaram Finance to acquire stakes of its partner BNPParibas held in two JVsIndia’s leading Non-Banking Financial Company(NBFC) SundaramFinance Ltd (SFL) has announced that it set to acquire the stakesheld by BNP Paribas in their two joint venture (JV) companies fora total of around Rs 1,000 Cr.

Maruti Suzuki inks partnership with BOB for dealer fi-nancingAutomobile manufacturer in India, Maruti Suzuki signed ‘PreferredFinancier’ MoU(Memorandum of understanding) with public sectorBank, Bank of Baroda (BOB) to improve credit for dealershipinventory financing.

Max Bupa in pact with MobiKwik for health insuranceMax Bupa has partnered with MobiKwik to promote bite-sizedgroup insurance products. It will offer a cancer cover at nominalpremium & HospiCash product. Priced at Rs. 135, Hopicash willoffer Rs. 500/day hospital allowance for max 30 days in a year tocustomer.

U.S. sets $5 bn fine for FacebookU.S.’s Federal Trade Commission have approved a $5 billionpenalty to be levied on Facebook. The penalty have been approvedto settle a probe into the social network’s privacy and dataprotection lapses. It would be the largest penalty ever imposed bythe FTC for privacy violations.

Singapore and Canada are set to join consultationsin a case filed by Japan in the WTO’s disputesettlement body against India’s import duties oncertain information and communication technologyproducts, including mobile phones.

TAPI gas pipeline meet held in Turkmenistan Turkmenistan-Afghanistan-Pakistan-India(TAPI) gas pipeline meeting was held in Ashgabat,Turkmenistan. The ADB is acting as the facilitator for theTAPI project.

2019 G20 Summit held in Osaka, Japan The 2019 G-20 Summit, was held off in Japan’sOsaka from June 28-29, 2019. It is the first G20 summit to be hosted in Japan. The theme of the 14th edition of the summit is“Human-centred future society”. 19 countries, the European Union and severalspecial invitees participated at the Osaka Summit.




Prime Minister Narendra Modi represented India in the twodays G20 Summit 2019.

Saudi Arabia becomes 1st Arab country to get full FATFmembership

Saudi Arabia has become 1st Arab country to be granted fullmembership of Financial Action Task Force (FATF)following FATF’s Annual General Meeting held inOrlando, Florida in United States (US).Since November2004, Saudi Arabia has been a founding member of MiddleEast and North Africa (MENA) arm of FATF group. Atthe beginning of 2015 Saudi Arabia had received aninvitation from FATF as an observer member.FATF was established in 1989, with headquarters in Paris,France.

Mauritania holds election for 1st time in 60yrsMauritania, a country in Northwest Africa went to polls for thefirst time since the African nation gained independence from Francenearly 60 years ago. Following the independence the country havemostly been ruled Non-elected military governments.

Ukraine inaugurates world’s largest Metal DomeUkraine has inaugurated the world’s largest movable metal domeencasing the destroyed reactor at the infamous Chernobyl plant. Itis a 108-meter high dome which weighs 36,000 tonnes.Capital of Ukraine: Kyiv; Currency of Ukraine: Ukrainian Hryvnia.

World’s first floating farm operational in NetherlandsThe world’s first ever floating farm has been built in Rotterdam inthe Netherlands. The farm has been designed by Peter VanWingerden. The aim of this farm is to shorten the distance betweenthe production and consumption of food. With the majority of theworld’s population now living in urban areas, the demand for freshfood in cities is on the rise.

World’s largest burn and plastic surgery institute inaugu-rated in Dhaka, BangladeshThe world’s largest burn and plastic surgery institute named SheikhHasina National Burn and Plastic Surgery Institute started itsfunctioning in Dhaka, Bangladesh.

Palau become 76th country to sign the ISA Framework Agree-ment

Palau has joined the International Solar Alliance (ISA)and has become the 76th country to sign the ISAFramework Agreement. The ISA Framework Agreementwas opened for signature during the CoP-22 at Marrakeshon 15th November 2016.

The ISA has 121 members. It was initiated by India andISA is headquartered in Gurugram, India.

So till date, 76 countries have signed the ISA FrameworkAgreement and 54 countries have ratified it.

France plan to impose Green tax on plane tickets from 2020France will impose Green tax on flight tickets upto 18Euros from2020.It was announced by the France transport minister ElisabethBorne.Similar tax was introduced in Sweden in April 2018, which

imposed an added charge of up to 40 euros on every ticket in a bidto lessen the impact of air travel on the climate.

China gifts warship ‘P625’ to Sri LankaChina has gifted warship ‘P625’ to Sri Lanka. As a new member ofthe Lankan Navy, the ‘P625’ frigate will be mainly used for offshorepatrol, environment monitoring and anti-piracy combats. The Type053 frigate was commissioned into China’s People’s LiberationArmy Navy in 1994 as the Tongling.

The US House passed a Bill to remove 7% cap on issuingGreen CardThe United States (US) House of Representatives passed a Bill‘Fairness for High-Skilled Immigrants Act, 2019 or HR 1044’ whichremoves the present 7% country-cap on issuing Green Cards. AGreen Card allows a person to live and work permanently in theUS.

New Zealand bans Single-Use Plastic shopping bagsNew Zealand has officially banned single-use plastic shoppingbags with effect from 1 July 2019. It has also introduced heftyfines for businesses that continue to provide them. As per UnitedNation Environment Programme (UNEP) more than 80 countrieshave already introduced similar bans.

Donald Trump becomes 1st sitting US president to enterNorth Korea

United States President Donald Trump became 1st sittingUS president to set foot in Democratic People’s Republicof Korea (or North Korea) when he met its leader, KimJong Un, in Demilitarised Zone (DMZ) between NorthKorea and South Korea.

President Donald Trump met North Korean leader KimJong Un at border village of Panmunjom in theDemilitarized Zone, South Korea and agreed to resumestalled nuclear talks.

In 2018 between North Korean Chairman Kim Jong-unand U.S. President Donald Trump was held in Singaporecity, called as North Korea–United States SingaporeSummit or Singapore Summit.

In February 2019 in Hanoi, Vietnam called as 019 NorthKorea–United States Hanoi Summit, or Hanoi Summit.This meet was cut short and that no agreement wasreached.

France celebrates 14th july as its “National day” The French government marked the national day on July

14th. The day is also known as Bastille Day. This is the230th anniversary of the storming of the Bastille prisonwhich took place in Paris on 14 July 1789.

President of France: Emmanuel Macron; Capital ofFrance: Paris.

Currency of France: Euro, CFP Franc.

North Korea revises constitution North Korea has revised its constitution to make Kim

Jong Un as official head of state, a promotion that couldhelp normalise the isolated country’s diplomatic relationswith the rest of the world. Earlier Kim ruled as a chairman




Council of Europe restores Voting Rights of RussiaParliamentary Assembly of the Council of Europe at Strasbourg(France) has voted in favour of restoring Russia’s voting rights, 5years after they were revoked over its illegal annexation of CrimeanPeninsula.

INDEXIndia ranked 86th in Henley Passport Index 2019; Top- Ja-pan and SingaporeIn its latest Henley Passport Index 2019, India has been ranked at86th spot. Japan and Singapore have shared the top spot. Theyhave a mobility score of 189. India has a mobility score of 58 andshares the 86th spot with Mauritania and Sao Tome and Principe.MHA released the rankings of Police Stations for 2018;Rajasthan tops the listThe Ministry of Home Affairs (MHA) released the rankings ofpolice stations for the year 2018. It covered 15,666 police stations.The Kalu police station in Bikaner district of Rajasthan was rankedthe best police station in the country.Kerala Tops NITI Aayog’s Second Edition of “Healthy States,Progressive India” Ranking

NITI Aayog released the Second Edition of “HealthyStates, Progressive India” on June 25, 2019.

The ranking is done under three categories namely largerstates, smaller states and Union territories (UTs).

The Health Index report is based on 23 indicators andtakes into account the period 2015-16 (base year) to2017-18 (reference year).

Nagaland occupied the top position in the unemployment rate:NSSO Survey

According to the survey, “The Periodic Labour ForceSurvey (PLFS) for 2017-18” by National Sample SurveyOrganization (NSSO), there are huge variations amongthe states in terms of the unemployment rate. The overallunemployment rate pegs at 6.1%.

Top and Bottom: Nagaland has the highestunemployment rate among the states with 21.4%followed by Goa (13.9%)and Manipur(11.6%), whileMeghalaya has the lowest rate at 1.5%.Chhattisgarh andSikkim also have the lowest rates.

Maharashtra ranks on top with 3,661 startups: DPIIT DataAs per data available with Department for Promotion of Industryand Internal Trade (DPIIT) the state of Maharashtra leads in thenumber of startups in India, with 3661 startups.Karnataka is onthe second rank with 2847 startups.India ranked 74th in terms of money parked in Swiss Bank;Top- UKIndia has been ranked at 74th position in terms of money parkedby its citizens and enterprises with Swiss bank as per the datareleased by Swiss National Bank (SNB). Last year India’s rankwas 73rd. The UK is on top. UK is followed by the US, WestIndies, France and Hong Kong in the top five.New Delhi’s Connaught Place is the 9th most expensive of-fice location in the world

of state Affairs Commission. The previous constitutionstated that the chairman of SAC served as a SupremeLeader.

North Korea Capital: Pyongyang; Currency: NorthKorean won.

Sri Lanka eliminates measles Sri Lanka has become fifth country in the World Health

Organisation (WHO) Southeast Asia region to eliminatemeasles. The other countries in the region which haveachieved this feat are Bhutan, Maldives, DPR Korea andTimor-Leste.

Prime minister: Ranil Wickremesinghe; President:Maithripala Sirisena.

USA designates Baloch Liberation Army as terror groupThe Department of State of USA has designated the BalochistanLiberation Army (BLA) and Hizballah operative Husain AliHazzima as Specially Designated Global Terrorists.Japan officially resumed commercial whaling after morethan 30 yearsJapan officially resumed commercial whaling for the first time inmore than three decades after Tokyo’s controversial decision towithdraw from the International Whaling Commission (IWC).India is the cheapest solar energy producer: IRENA reportIndia is now the forerunner in producing solar power at the lowestcost globally in 2018 as per a report by International RenewableEnergy Agency (IRENA). India is followed by Italy at second andChina at third. India was estimated to have the lowest total installedcosts for new utility-scale solar PV projects that werecommissioned in 2018 at USD 793/kW.Russia extended ban on EU Food Imports till December 31,2020Russian President Vladimir Putin signed a decree to extend the banon food imports like meats, dairy products, fruits and vegetablesfrom the European Union (EU) till December 31, 2020. In 2014,Russia had imposed an official ban on a wide range of imports fromthe EU.IAEA confirms Iran breached enriched Uranium Stockpilelimit

International Atomic Energy Agency (IAEA), the UnitedNations’ atomic watchdog has confirmed that Iran hasexceeded limit on amount of enriched uranium in itsstockpile set out in 2015 nuclear deal with world powers.

This marks the 1st major departure by Iran from unravelingagreement a year after U.S. unilaterally withdrew fromJoint Comprehensive Plan of Action (JCPOA) accord.

Joint Comprehensive Plan of Action (JCPOA) alsoknown Iran nuclear deal or Iran deal was an agreement onIranian nuclear program reached.

Participants: It was signed between Iran, P5+1 (refers toUN Security Council’s 5 permanent members (P5);namely France, United Kingdom, China, Russia, and US;plus Germany.), and European Union in Vienna on July14, 2015.

Under the 2015 Nuclear Deal, Iran had agreed to limit itssensitive nuclear activities and allow in IAEA inspectorsin return for lifting of sanctions.




Cabinet extended 15th Finance Commission’s term up to30th Nov

The government extended the 15th FinanceCommission’s term by a month till November 30, andmandated the panel to suggest ways for allocation ofnon-lapsable funds for defence and internal security.

The government on November 27, 2017, notified the15th Finance Commission, headed by N K Singh, tosuggest, among other things, the formula for devolutionof funds to states by the Centre for five years commencingApril 1, 2020.

It will enable the Commission to examine variouscomparable estimates for financial projections in view of

reforms and the new realities to finalise itsrecommendations for the period 2020-2025. It was to submit its report on the basis of itsTerms of Reference by 30th October this yearcovering a period of five years commencing from1st April 2020.

Health Ministry signed MoU for enhancedcooperation to end TB by 2025 Union Health Ministry has signed an MoUwith Ministries of Ayush, Defence and Railwaysto strengthen the efforts towards a TB-Free Indiaby 2025. The MoU was signed in the presence ofMinister of State for Health Ashwini K Choubeyand Minister of AYUSH Shripad Nayak. Around 28 lakh people contract the diseaseevery year in the country and four lakh people dieevery year.

‘LaQshya’ to improve quality of care in thelabour room, maternity OtsThe Union Government has launched “LaQshya” (Labour roomQuality improvement Initiative) to improve the quality of care inthe labour room and maternity operation theatres.It’s amultipronged approach focused on Intrapartum and the immediatepostpartum period.The initiative primarily focuses on reducingpreventable maternal and newborn mortality and morbidity due tohaemorrhage, retained placenta, preterm, preeclampsia.India to get the first e-Vehicle Charging Highway by March2020The highways of Delhi-Jaipur and Delhi-Agra are India’s firsthighway corridors to get charging stations for electric vehicles byMarch 2020. The total distance of the corridors on YamunaExpressway (between Delhi and Agra) and National Highway 48

According to the report titled, “Global Prime Office OccupancyCosts survey” (annual report) by CBRE, an American real estateconsulting firm, New Delhi’s Connaught Place (CP) was the 9thmost expensive office location in the world with an annual rent ofnearly $144 per sq ft. 6 of the world’s 10 most expensive officemarkets were from Asia.As per Mercer’s Survey for 2019, Mumbai among the top 20most expensive cities in Asia for expatriates

As per Mercer’s 25th Annual Cost of Living Surveywhich was conducted in March 2019, Mumbai wasconsidered as India’s most expensive city. It was includedin the list of top 20 most expensive cities in Asia forexpatriates as its residential housing prices were thehighest in the world.

Costliest Cities in world: The costliest city in the worldwas Hong Kong for the second consecutive year. It wasfollowed by Tokyo, Singapore and Seoul. Other cities inthe top ten list were Zurich (5), Shanghai (6), Ashgabat(7), Beijing (8), New York City (9) and Shenzhen (10).

Least Expensive Cities: The world’s least expensivecities for expatriates were Tunis (209), Tashkent (208),and Karachi (207).

Mumbai Among Top 20 Most Expensive Cities in Asia forExpatriates: MercerMumbai has emerged as India’s most expensive city and is alsoincluded among the top 20 costliest cities in Asia forexpatriates.Globally, Mumbai has been ranked at the 67th positionout of the 209 cities surveyed.Bernard Arnault overtakes Bill Gates to become world’ssecond-richest presonAccording to the Bloomberg Billionaires Index 2019, Frenchbusinessman & CEO of LVMH (a merger of renowned brandsLouis Vuitton and Moet Hennessy), Bernard Arnault (70) hasovertaken Bill Gates as the world’s 2nd richest person.Amazon founder Jeff Bezos with net worth of $125 billion is therichest person of the world.




(between Delhi and Jaipur) will be 500 km and 18 charging stationswill be set up near toll plazas on both these highways routes tocharge & change batteries.Parliament passed Aadhaar Amendment Bill which allowsvoluntary use of Aadhaar as proof of identity

Parliament passed Aadhaar and Other Laws (Amendment)Bill, 2019 which allows voluntary use of Aadhaar asproof of identity for users to open bank accounts and geta mobile phone connection.

Key Points: If private entities violate provisions on Aadhaar data,

they will be imposed Rs 1 crore penalty and a jail term. The Bill provides the use of Aadhaar number for KYC

(Know Your Customer) authentication on voluntary basisunder the Telegraph Act, 1885, and the Prevention ofMoney Laundering Act, 2002.

AIIMS along with Ministry of Health will lead largest pan-India Oral Health Survey 2019AIIMS along with Ministry of Health will lead largest pan-IndiaOral Health Survey 2019All India Institute of Medical Sciences (AIIMS) Centre for DentalEducation and Research (CDER) in collaboration with the Ministryof Health will undertake the largest nationwide Oral Health Survey2019. It will collect data which will act as a baseline for planningpreventive and treatment strategies.

Delhi – LucknowTejas Express To Become India’s First TrainOperated by Private Players

The Delhi-LucknowTejas Express may become the firsttrain of Indian Railways to be run by private operators.

As a part of the 100 Days Action Plan of the IndianRailways, two of its trains will be handed over to theprivate sector for operation.

The custody of the trains will be transferred to IRCTC,which will eventually make plan to rope in privateoperators for on-board services.

The National Museum of Indian Cinema launched “NMICBulletin”The National Museum of Indian Cinema launched a fortnightlybulletin named “NMIC Bulletin” in Mumbai, Maharashtra. It wasbrought out by the Films Division with veteran filmmakerJahnuBarua.

All gram panchayats Broadband Connectivity underBharatNet by March 2020Electronics and IT Minister, Ravi Shankar Prasad stated that allgram panchayats (GPs) in the country will be connected with thehigh-speed broadband under BharatNet project by March 2020.

Key points: Aim: To provide hassle-free high-speed broadband

connectivity to 2.5 lakh gram panchayats across India. Present status: Under the project, 128870-gram

panchayats have been connected with optical fiber todate.

The objective is to facilitate the delivery of e-governance,e-health, e-education, e-banking, Internet and otherservices to rural India.

Ministry of Tribal Affairs Launches ‘Go Tribal Campaign’to Promote Use of Tribal Products

The Minister of State for Tribal Affairs, Smt. RenukaSingh launched the “Go Tribal Campaign” of Tribes Indiato widely promote the use of tribal products.

The Minister also launched ‘Tribes India’ globally throughAmazon Global Selling. Tribes India will now be able tosell its product in global marketplace through Amazon.

Tribes India is a brand under TRIFED (TribalCooperative Marketing Development Federation ofIndia), Ministry of Tribal Affairs.

Flow of raw sewage into river Ganga will be stopped by 2022Union Minister for Jal Shakti, Gajendra Singh Shekhawat, in anational conference, exhibition and awards ceremony ‘InnovativeWater Solutions’ in New Delhi announced that the flow of rawsewage into the Ganga river will be fully stopped by 2022.

Central Government sets deadline for states to roll out the‘one nation, one ration card as June 30, 2020The central government has given State/UT Government a deadlineof June 30, 2020 for implementing the ‘one nation, one ration card’system. Under the scheme, the beneficiary can buysubsidisedfoodgrains from ration shops in any part of the country.

Centre declared Nagaland as ‘Disturbed Area’ under AFSPAfor 6 more monthsThe Ministry of Home Affairs (MHA) has declared the entirestate of Nagaland as “disturbed area” for six more months, witheffect from June 30, 2019, till December 31, 2019, under the powersconferred by Section 3 of the Armed Forces (Special Powers) Act,1958 -No. 28 of 1958 (AFSPA).

About AFSPA:Armed Forces (Special Powers) Act, 1958 is an act of theParliament of India that grants special powers to the IndianArmed Forces- the power to maintain public order in“disturbed areas”. According to The Disturbed Areas Act,1976 once declared ‘disturbed’, the area has to maintain thestatus quo for a minimum of 3 months.

UIDAI Opened its First ‘AadhaarSeva Kendra’ in Delhi andVijayawada

Unique Identification Authority of India (UIDAI) hasopened its first exclusive ‘AadhaarSeva Kendra’ (ASK)at Akshardham Metro station in New Delhi.

The second such Aadhaarcentre has been opened inVijayawada.

These Aadhaar centers will make it easier for citizens toapply for a new Aadhaar card or update existing ones.

Govt set up forum for cooperatives to boost farm exportsCommerce Minister PiyushGoyal has announced the formation ofa Cooperative Sector Exports Promotion Forum (CSEPF). Theaim is to achieve the target of doubling farm exports to USD 60billion by 2022.




Around 30 lakh persons enrolled under PM Shram YogiMaandhan Scheme

Over 30.6 lakh persons have been enrolled so far underthe Pradhan MantriShram Yogi Maan-dhan (PM-SYM)scheme.

The government has launched the PM-SYM a voluntaryand contributory pension scheme for the benefit ofunorganized workers in February this year in the country.

The Scheme was implemented on 15th February 2019. The Scheme provides assured monthly pension of Rs

3,000, with contribution of Rs 100 per month, for workersin unorganised sector after 60 years of age.

The scheme will cover all those unorganised sectorworkers like auto-rickshaw driver, whose income is upto Rs 15,000 per month.

The eligible person should have a savings bank accountand Aadhaar number.

The age of workers should not be less than 18 years andnot more than 40 years of age.

Under Pradhan Mantri Awas Yojana scheme,81,03,196 houses were approved Minister of State for Housing and UrbanAffairs, Hardeep Singh Puri announced that81,03,196 houses were approved under PradhanMantri Awas Yojana (PMAY) scheme. 47,57,987houses are at stages of construction and 26,07,913houses were completed or occupied. PMAY is an initiative by the Government ofIndia in which affordable housing will be providedto the urban poor with a target of building 20 millionaffordable houses by 31 March 2022. It has two components: Pradhan Mantri AwasYojana (Urban) (PMAY-U) for the urban poor andPradhan Mantri Awas Yojana (Gramin) (PMAY-G/PMAY-R) for the rural poor.

Government schools to introduce Self DefenceTraining for girls under Samagra Shiksha Integrated Scheme for School Education‘Samagra Shiksha’ was launched by the Departmentof School Education and Literacy which comes

under the Ministry of Human Resource Development,effective from the academic year 2018-19.

This scheme was launched to ensure the safety andsecurity of girls keeping in mind the rising number ofcrimes against girls and women.

Training will be given to girls of class VI to XII ofGovernment Schools.

ICMR launches Mission SHAKTTI for health awareness Indian Council of Medical Research (ICMR) has launched

Mission SHAKTTI (School based Health Awareness,Knowledge Test and Training Initiative) to createawareness among school children about health.

This has been done to commemorate 150th birthanniversary of Mahatma Gandhi. Under this programICMR scientists and officers are visiting schools foractive interaction with the school kids to aware themregarding value for good health.

Mahatma Gandhi has been chosen as ‘healthambassador’ to create awareness among school children.

Cabinet approved setting up of National Medical Commis-sion replacing Medical Council of India

The Union Cabinet has approved National MedicalCommission Bill, 2019.

The bill provides for setting up of a National MedicalCommission in place of Medical Council of India andrepeal the Indian Medical Council Act 1956.

The features of the bill include, the Common final yearMBBS Exams will be known as National Exit Test(NEXT) which would serve as Licentiate Exam, forentrance to Post Graduate medical course and as thescreening test of foreign medical graduates.

The bill provides that the national entrance test that isNEET, common counselling, NEXT will also beapplicable to Institutes of National Importance (INIs)like AIIMS to have common standards in the country.

Centre to increase coal production to one billion tone by2022-23Union Minister of Coal Prahlad Joshi informed that due toinsufficient domestic availability of coking coal, the gap betweendemand and supply of coal cannot be bridged completely. Butthere are plans to increase the total production of coal in India toone billion tones by 2022-23.




Sri Lanka inaugurates first model village built with Indianassistance

A model village built with Indian assistance as part of ahousing project meant for war affected people and estateworkers was inaugurated in Sri Lanka.

India has partnered with the ministry of housing andconstruction and cultural affairs to build 100 modelvillages consisting of a total of 2,400 houses all acrossSri Lanka with Indian grant of Rs 1,200 million (USD17.5 million).

These 2,400 houses are in addition to the 60,000accommodations built under the Indian Housing Projectmeant for war affected people in the north and east SriLanka and the estate workers in the plantation areas.

Capitals of Sri Lanka : Colombo, SriJayawardenepura Kotte; Currency: Sri LankanRupee.India hands over 250 pre-fabricated houses toMyanmar’s Rakhine StateIndia handed over 250 pre-fabricated houses foruse of displaced Muslim minorities, who arecurrently residing in Myanmar’s Rakhine State. Thehouses delivered to Myanmar for displacedRohingya returnees in Rakhine State are underIndia’s ‘Rakhine State Development Programme’(RSDP) for $25 Million for a period of 5 years.India pledges $5 Million aid to UN PalestineRefugee Agency in 2019India has pledged to contribute $5 Million in 2019to United Nation Palestine refugee agency. Thismove comes amid India voiced its concern overagency’s financial situation and called for ensuringsustained financial support for its work.Parliament adopted statutory resolution forlevying 200% duty on all Pakistani goods

The two statutory resolutions were moved by Anurag Thakur,Minister of State (M/S) for Finance on behalf of Union Minister ofFinance Smt. NirmalaSitharaman. It was decided to levy 200%duty on all goods originating in or exported from Pakistan.Saudi Arabia increased India’s Haj quota by 30,000Saudi Arabia increased India’s Haj quota by 30,000 which was thethird hike in 3 years. It was increased from 1, 70,000 to 200,000.With this, more Indians will get a chance to visit annual Islamicpilgrimage to Mecca, a city in Hejazi region of Saudi Arabia.India, Indonesia set USD 50 billion trade target by 2025India and Indonesia have set a USD 50 billion target for bilateraltrade over the next six years i.e till 2025. Trade between the twocountries in 2016 was USD 12.9 billion. It rose 28.7% to USD18.13 billion in 2017.

Govt. of India launched fertiliser DBT 2.0 initiatives Central Government has launched the Phase-II of the

Direct Benefit Transfer of Fertilizer Subsidy (DBT 2.0). It was launched by Union Minister for Chemicals and

Fertilizers, Shri D.V. SadanandaGowda. The Phase-I of DBT system in Fertilizers (DBT 1.0)

aimed at the release of 100% subsidy on various fertilizergrades to the fertilizer companies on the basis of actualsales made by the retailer to the beneficiaries.

Under Phase-II, three new initiatives have been launched: DBT Dashboards- with details of fertiliser supply,

availability and requirement at national, state and districtlevel

PoS 3.0 Software: The Multi-lingual facility wouldprovide Aadhar virtual ID option for registration, loginand sale activity in DBT software.

Desktop PoS Version: Retailers with laptops andcomputer systems can use high-speed broadband servicefor fertilizer sales.

Government to launch Universal Smart Card Driving Li-censeMinistry of Road Transport and Highways has decided to modifythe format of driving licenses to smart card type driving licenses.Flagship application of Ministry of Road Transport and Highwaysnamed SARATHI developed by NIC, has a common countrywidedatabase of all driving license holders.

Around 2.22 crore villagers received Digital Education un-der PMGDISHAElectronics and Information Technology Minister Mr. Ravi ShankarPrasad announced that around 2.22 crore villagers were given DigitalEducation under Pradhan Mantri Gramin Digital Saksharta Abhiyan(PMGDISHA). The government has enrolled 636 training partners.




India, China Agree to Seek Mutually Acceptable Solution toBoundary IssueIndia & China have agreed to seek a fair, reasonable &mutuallyacceptable solution to the boundary question through negotiations.They have appointed a Special Representative to explore theframework for a boundary settlement from the political perspective.Nepalese nationals must have a visa to enter India via Paki-stan, China, Hong Kong and MacauThe Nepalese Embassy in New Delhi issued a notice stating thatNepalese nationals must have a visa if they are entering India fromPakistan, China, Hong Kong, and Macau. This was done to increasesecurity in the country. As per the data from Nepal foreign ministry,there are 4 million Nepalese working and studying in India.India, France decided to deepen cooperation in the cyber se-curity sectorIndia and France have decided to deepen cooperation in the cybersecurity sector and jointly work towards curbing the use of theInternet for terrorist purposes and online radicalisation. The thirdIndo-French cyber dialogue was held in Paris .Duty Free shops at Dubai airports to accept Indian currencyThe Indian Rupee will now be accepted for transaction at all airportsin Dubai.The Indian currency is now acceptable at all three terminalsof the Dubai International Airport and at Al Maktoum Airport.Sri Lanka signed agreement with India to upgrade railwaylinesSri Lanka has signed an agreement with India to upgrade tracks ina key railway segment connecting the north and south at a cost of

$ 91.26 million. It is the first that the 130 km-long-tracks, runningfrom Maho town to Omanthai, are being upgraded.First, ever use of Indian waterway to transport Cargo fromBhutan to BangladeshThe first-ever use of an Indian waterway to transport cargo fromBhutan to Bangladesh via India A shipment of stone aggregateswas formally received at Narayangunj by Riva Ganguli Das (IndianHigh Commissioner to Bangladesh) along with Sonam T. Rabgye(Ambassador of Bhutan to Bangladesh).Pakistan to allow 5,000 Sikh pilgrims per day to visitGurudwara Kartarpur SahibPakistan would allow 5,000 Sikh pilgrims per day throughout theyear to visit Gurudwara Kartarpur Sahib situated in Kartarpur,Narowal District, Pakistan. It was established in 1522 by Sikhfaith founder Guru Nanak Dev.Jaipur Foot KoreaBong-kil Shin, South Korean Ambassador to India launched JaipurFoot Korea, a collaborative initiative between South Korea (orRepublic of Korea) and Bhagwan Mahaveer Viklang Sahayata Samiti(BMVSS), a Jaipur-based prosthetic limb non-profit organisation.Sister City Partnership LoI shared between Ahmedabad andKobeA Letter of Intent (LoI) was exchanged between Ahmedabad andJapanese city of Kobe for a sister city partnership. The LoI wasexchanged in presence of Indian Prime Minister Narendra Modi,who visited Kobe to address a large Indian diaspora event.

NEWSPromote Medical Tourism

The Jammu and Kashmir Government has unveiledHealthcare Investment Policy-2019 to boost healthcareinfrastructure in the state.

Under the Healthcare Investment Policy-2019 the stateGovernment will promote and encourage the private

parties and entrepreneurs for healthcareinfrastructure in the state by providing subsidiesand incentives.Aroma Mission Launched in Meghalaya The Chief Minister of Meghalaya, Conrad KSangma launched the Aroma Mission and ProcessingUnit of Essential Oil at Byrwa in Ri-Bhoi district toboost Agriculture and allied sector in the state. The Aroma mission has been launched for Rs18 crore to strengthen the livelihood condition offarmers and create employment opportunities in thestate.Assam Govt Raises Parental Income Limit Un-der Fee Waiver Scheme Assam has enhanced the annual income limitof parents whose children are eligible for the stategovernment’s admission fee waiver scheme up toPost Graduate level. Under the revised scheme, students whoseparent’s annual income is less than Rs 2 lakh will beeligible for waived admission fees. Earlier this limit

was Rs 1 lakh.‘MeriFasalMeraByora’ portal for farmers launched byHaryana Government

The Chief Minister of Haryana GovernmentManoharLalKhattar has launched online portal named




“MeriFasalMeraByora” (https://www.fasalhry.in/ )forfarmers to directly avail crop related benefits of stategovernment schemes after self -reporting their land andcrop-related details.

Kerala Government to set up India’s First-ever ElephantRehabilitation at Rs 105 cr

The Kerala government will set up India’s first elephantrehabilitation centre named Kottoor ElephantRehabilitation Centre at Kottoor, an ecotourism villagesituated nearly 35 km from Thiruvananthapuram, at anoutlay of Rs 105 crore.

Kerala to set up India’s first space tech park inThiruvananthapuram

The Kerala government will set up the country’s first spacetech park at Thiruvananthapuram’s Knowledge City. Themove is aimed at making the city a manufacturing hub forspace-related technology.

WEF Centre, Telangana govt set to send medical supplies viadronesTelangana govt and the World Economic Forum’s Centre for theFourth Industrial Revolution Network are set to launch an innovativeproject to deliver emergency medical supplies such as blood andvaccines via drones.Chhattisgarh CM launched ‘Jan Choupal’ programme inRaipurChief Minister of Chhattisgarh, Bhupesh Baghel has launched a‘Jan Choupal’ programme in Raipur. Under this programme, publicmeetings will be held once every week to discuss the issues of thepeople.Odisha CM released Flood Hazard Atlas for effective man-agement of floodThe State Government of Odisha released a Flood Hazard Atlasfor efficient management of flood in the state. It was released bythe Odisha Chief Minister (CM) Naveen Patnaik. This is jointlyprepared by the National Remote Sensing Centre (NRSC) of ISRO(Indian Space Research Organization) and Odisha State DisasterManagement Authority (OSDAMA) analyzing data relating toflood from 2001 to 2018.Garbage Cafe scheme launched in Ambikapur city ofChhattisgarhThe Municipal Corporation of Ambikapur has launched a ‘GarbageCafe scheme’ (India’s first garbage cafe) at Ambikapur city inChhattisgarh.Under this scheme, A person fetching a kilo of plasticwaste to the garbage cafe will be assured of a full meal.Thosecollecting at least 500 grams will benefit from a substantialbreakfast.Earlier, Ambikapur was ranked second cleanest city inIndia after Indore.Tamil Nadu Govt announced the creation of two new Dis-trictsThe Chief Minister of Tamil Nadu(T.N), Edappadi K. Palaniswamistated that two new districts Tenkasi and Chengalpattu will becreated for administrative convenience by bifurcating Tirunelveliand Kancheepuram districts respectively. With this, the totalnumber of districts in the state will go up to 35.Uttarakhand to Get Asia’s First Six Sigma Institute of Moun-tain Medicines & High Altitude Rescue

The Uttarakhand Chief Minister Trivendra Singh Rawat hasinformed that Asia’s first Six Sigma Institute of Mountain Medicinesand High Altitude Rescue will soon be established at Rudraprayagin Uttarakhand. The mountain institute will create 1,200employment, specialized healthcare, advance education and RescueTraining in the state.Uttarakhand was named among best performing states in‘Beti Bachao, Beti Padhao’ schemeUttarakhand has been adjudged as one of the country’s five bestperforming states under the National Programme Beti Bachao BetiPadhao (BBBP) scheme aimed at addressing declining child sexratio and issues of women empowerment.About Beti Bachao Beti Padhao (BBBP) Scheme:BBBP scheme was launched on 22 January 2015 by Prime MinisterNarendra Modi.It is a joint initiative of the Ministry of Womenand Child Development, the Ministry of Health and Family Welfareand the Ministry of Human Resource Development.Maharashtra government announced scheme for smokelesskitchens ‘Chullah-free and smoke-free Maharashtra”

The project named “Chullah (wood-fired stove)-free andsmoke-free Maharashtra” will be launched by theGovernment of Maharashtra.

World’s largest multi-stage, multi-purpose schemeKaleshwaram Lift Irrigation Project inaugurated inTelangana

The first phase of the world’s largest multi-stage, multi-purpose scheme Kaleshwaram Lift Irrigation Project(KLIP) worth Rs 80,000 crore was inaugurated by theChief Minister of Telangana Chandrashekar Rao atMedigadda in Jayashankar-Bhupalpally district near theborders with Maharashtra and Chhattisgarh.

NPCI tie-up with Telangana to offer MeeSeva service portalThe National Payments Corporation of India (NPCI) of Mumbaisigned an agreement with the state Government of Telangana tooffer a mode of payment options like UPI (Unified PaymentsInterface ) Collect Request, RuPay Debit and Credit Cards to theusers of the ‘MeeSeva’ portal of the Telangana Government.Hong Kong Govt donates over $9 million to cyclone” Fani”-hit OdishaThe Government of Hong Kong approved to grant about $9,02,278(7.032 million Hong Kong dollars) from Hong Kong’s DisasterRelief Fund for cyclone Fani victims in Odisha.Meghalaya becomes 1st state to ensure Water ConservationMeghalaya became 1st state in India to ensure conservation ofwater and have its own State Water Policy. This move comesfollowing a nod given by State Cabinet for the purpose.

BSE, Haryana govt sign pact to facilitate MSMEs raise capi-talBSE has inked a pact with Haryana to encourage and supportstate’s MSMEs to raise capital. By getting listed on the BSE’sSME platform, the enterprises will get equity financingopportunities to grow their business from expansion to acquisition.Operation Khumaar launched in J&K to make 312panchayats free from tobaccoIn a major step aimed towards making ‘drugs-free panchayats’,district administration Rajouri in Jammu and Kashmir(J&k)launched an anti Drug Campaign called “Operation Khumaar” inall 312 Panchayats of the district.




Nagarkirtan wins Best Feature Film awardat SAARC film festivalDirector Kaushik Ganguly’s Bengali outingNagarkirtan, has won big at prestigious 2019’sSAARC (South Asian Association for RegionalCooperation) film festival, bagging 4 awards intotal, including Best Feature Film.This year is 9thedition of SAARC film fest. It took place inColombo, Sri Lanka.

Gully Boy’ wins NETPAC Award for BestAsian Film at BIFANIndian movie ‘Gully Boy’ was honoured withNETPAC (The Network for the Promotion ofAsian Cinema) Award for Best Asian Film at 23rdBucheon International Fantastic Film Festival(BIFAN) in South Korea.The film directed byZoya Akhtar.

USISPF to honour Wipro’s Azim Premji,Mastercard CEO Ajay BangaUS-India Strategic Partnership Forum (USISPF)

has selected MasterCard CEO and President Ajay Banga and WiproChairman Azim Premji for its 2019 Global Excellence Awards.

NALCO to get President’s award for excellent CSR in so-cial developmentNational Aluminium Company Limited (NALCO), an Odisha-based Navaratna Company has been selected for President’s awardfor utilisation of Corporate Social Responsibility (CSR) fund insocial development. NALCO was selected for its Aliali Jhia Scheme.

Indian woman crowned Miss Universe AustraliaIndia born Priya Serrao has won the Miss Universe Australia titlefor 2019. Western Australia’s Bella Kasimba and another VictorianMarijana Radmanovic rounded out 2019’s top three, placing secondand third.

Sports Journalists Federation of India 2019 Awards SJFI Medal (Highest Honour): Prakash Padukone

(Badminton).

Rohan Bopanna and Smriti Mandhana got Arjuna AwardSports and Youth Affairs Minister conferred Arjuna Awards totennis player Rohan Bopanna and Women cricketer SmritiMandhana. Bopanna who won the Gold medal in tennis men’sdouble category in Asian Games 2018 and Mandhana was the ICCwomen’s player of the year 2018.

‘Best Innovation Award’ won by NEFRNortheast Frontier Railway has won the‘Best Innovation Award’for unique strategy adopted to keep wild elephants away fromtrain tracks. The cash prize awarded of Rs 3 lakh. The NEFR, in abid to tackle the problem, came up with ‘Plan Bee’ in 2017.

Incredible India Campaign Wins Pata Gold Award 2019Union Tourism Ministry’s Incredible India ‘Find the IncredibleYou’ campaign has won PATA (Pacific Asia Travel Association)Gold Award 2019. It won the award in ‘Marketing – PrimaryGovernment Destination’ category. Incredible India 2.0 Campaignwas released globally during 2018-19 with the tagline “Find theIncredible You”.

UP Government Launched Month Long DASTAK Campaignto Eradicate JE and AESThe Uttar Pradesh government has launched a massive door todoor campaign named “DASTAK” to eradicate the deadly AcuteEncephellitisSyndrome(AES) and Japanese Encephallitis(JE).Thecampaign has been launched in association with UNICEF. Themonth long campaign will run from 1 to 31 July, 2019.The Sloganof DASTAK is ‘Darwajakhatkhatao, AES aur JE koBhagao’.Maharashtra tops in NITI Aayog’s Agricultural Marketing& Farm Friendly Reforms IndexAs per the Economic Survey 2018-19, Maharashtra has achievedfirst rank in the NITI Aayog’s launched “Agricultural Marketingand Farmer Friendly Reforms Index (AMFFRI).

YSR ‘Rythu Bharosa’ scheme to be extended to tenant farm-ers

The Andhra Pradesh government has announced that its‘YSR Rythu Bharosa’ Scheme will now also be extendedto tenant farmers.

Earlier the scheme did not cover tenant farmer. There is alimit that the scheme is applicable to farmers with landarea less than 5 acres.

It will offer investment support of Rs. 12,500 per annumper farmer. It will also free crop insurance and interest-free loans to farmers. In total Rs 50,000 will be given toa farmer in four installments of Rs 12,500.




Sportsperson of the Year Award: Pankaj Advani (Billiardsand Snooker) and Bajrang Punia (Wrestling).

Emerging Talent of the Year Award: Saurabh Choudhary(Shooting).

Team of the Year Award: Vidarbha Cricket Team.

Sharath Kamal voted IOC Sportsperson of the YearSharath Kamal was voted the Sportsperson of the Year in theannual Indian Oil Sports Conclave.

Repco MFI won an award from NABARD for SHG linkage inTN for 2018-19Repco Micro Finance, a Non-Banking Financial Company (NBFC)-Micro Finance Institution (MFI) promoted by Repco Bank, wasawarded for outstanding performance in terms of Self-Help Group(SHG) linkage in Tamil Nadu for 2018-19 from National Bank forAgriculture and Rural Development (NABARD).

PM’s Awards for Outstanding Contribution for Promotion& Development of Yoga 2019 announced

Prime Minister’s Awards for outstanding contributionfor Promotion and Development of Yoga – 2019 hasbeen announced.

Recipients of the Award – Swami Rajarshi Muni of LifeMission, Gujarat, Ms.AntoniettaRozzi of Italy, BiharSchool of Yoga, Munger and Japan Yoga Niketan, Japan.

The award is given for outstanding contribution forpromotion and development of Yoga. The winners willbe felicitated with of a Trophy, Certificate and a CashAward of 25 lakh rupees each.

Indian engineer wins Innovation Award in UK2019 Commonwealth Secretary General’s Innovation for SustainableDevelopment Award in the “People” category is won by an Indianengineer, Nitesh Kumar Jangir in London. Nitesh Kumar Jangircreated Saans, a breathing support device to tackle avoidable deathsof premature babies from respiratory distress syndrome.

Malayalam Film Veyil Marangal Wins Award at 22nd Shang-hai International Film FestivalBijukumar Damodaran directed Malayalam film, Veyil Marangal(Trees Under the Sun), has won the award for ‘Outstanding ArtisticAchievement’ at the 22nd Shanghai International Film Festival.

The Tribune Journalist Rachna Khaira Bags RedInk Jour-nalist of the Year 2019 AwardRachna Khaira, former journalist at The Tribune has bagged theprestigious RedInk Award for ‘Journalist of the Year’ 2019 for herfar-reaching expose in 2018 on the functioning of the UniqueIdentification Authority of Indian (UIDAI) and its Aadhaar datacache.

Delhi Journalists Felicitated with Narad Samman AwardsThe IndraprasthaVishwaSamvad Kendra (IVSK), the media arm ofRashtriyaSwayamsevakSangh (RSS), conferred the ‘NaradSamman2019’ journalism awards, to journalists based in Delhi-NCR fortheir outstanding contribution to journalism in 2018The award hasbeen constituted in memory of the first-ever and the most eminentjournalist-scholar of the universe, namely Narad Maharishi.

PullelaGopichand Receives Honorary Doctorate by IITKanpurIndia’s chief national badminton coach PullelaGopichand has beenbestowed with the honorary doctorate by IIT Kanpur on theoccasion of their 52nd convocation.The honour was bestowed onGopichand by former chairman of ISRO and Chairman of board ofGovernors of IIT Kanpur, Prof K Radhakrishnan.

Mark Tully presented the Lifetime Achievement Award atUK-India Awards 2019Veteran British journalist Sir Mark Tully was awarded the LifetimeAchievement Award in recognition of his contributions to the UK-India relationship.

Shah Rukh Khan bagged with an Honorary Doctorate byMelbournes La Trobe UniversityShah Rukh Khan conferred with an Honorary Degree, Doctor ofLetters (honoriscausa) from Melbourne-based La Trobe Universityat the 10th edition of Indian Film Festival of Melbourne (IFFM) atBundoora, Australia. He is recognized for contributions tounderprivileged children, women’s empowerment.




WORLDChristine Lagarde: Christine Lagarde has been nominated asthe president of the European Central Bank. She will replaceMario Draghi, whose term ends on October 31, 2019 ChristineLagarde is the Managing Director of the International MonetaryFund. She has announced to temporarily relinquish (give up) herresponsibilities as head of IMF. Economist David Lipton has beenappointed as the interim MD (Acting Managing Director) of IMFin place of Lagarde.Ursula von der Leyen : The defense secretary of Germany, Ursulavon der Leyen (60) has been nominated by the European leaders tolead the European Commission, the executive arm of the EU(European Union) that’s responsible for legislation and governing.She will be replacing Jean-Claude Juncker.GitanasNauseda: Pro-EU centre-right economist GitanasNausedawas sworn in as the President of Lithuania. He has replaced DaliaGrybauskaite.Capital of Lithuania- Vilnius; Currency- LitasDavid Lipton: Economist David Lipton appointed as IMF interimleader.Qu Dongyu: China’s Qu Dongyu elected new Director-Generalof UN food agency FAO.Mohamed Ould Ghazouani: Former General Mohamed OuldGhazouani Wins Presidential Election of Mauritania.

INDIAPadmanabha Balakrishna Acharya: Padmanabha BalakrishnaAcharya was sworn in as the Governor of Manipur.Anusuiya Uikey: President Ram Nath Kovind has appointedRajya Sabha MP Anusuiya Uikey as Governor of Chhattisgarh.Biswa Bhusan Harichandan: Senior BJP leader Biswa BhusanHarichandan has been named as the Governor of Andhra Pradesh.Kalraj Mishra: Senior BJP leader and former union Minister forMicro, Small and Medium Enterprises(MSME) Kalraj Mishra(78)appointed as the Governor of Himachal Pradesh, replacing AcharyaDevvrat.

Acharya Devvrat: Acharya Devvrat was appointed asgovernor of Gujarat. He replaces O.P. Kohli, who retireson July 15, 2019.Justice A.K Sikri: Former judge of Supreme Court ofIndia, Justice AK Sikri, has been appointed as aninternational Judge of the Singapore InternationalCommercial Court(SICC). The President of the Republicof Singapore has made the appointment of Justice Sikriwith effect from August 1.Farooq Khan: Lakshadweep Administrator Farooq Khanhas been appointed as the Chief Security Advisor toJammu and Kashmir Governor, Satya Pal Malik.Chandrakant Kavlekar: Chandrakant Kavlekar to bethe new Deputy Chief Minister of Goa. He will replaceVijai Sardesai as the deputy chief minister of Goa.M Nageswar Rao: IPS officer from Odisha cadre, MNageswar Rao, has been removed from his current postof Additional Director of CBI and appointed as theDirector General of Fire Services, Civil Defence and Home

Guard by Central Government. He will continue this post till July2020.Justice Raghvendra Singh Chauhan: Justice Raghvendra SinghChauhan was sworn-in as Chief Justice of Telangana High Court inHyderabad.Arvind Kumar: Arvind Kumar, a 1984 batch IPS (Indian PoliceService) officer from Assam- Meghalaya cadre has been made thechief of Intelligence Bureau (IB) for the tenure of two years.Amitabh Kant: NITI Aayog’s CEO Amitabh Kant got two-yearextension.Samant Kumar Goel: Centre Appointed Samant Kumar Goel toHead R&AWSurendra Ahuja: Surendra Ahuja appointed as Head of BoeingDefence India.Amit Agarwal: Amit Agarwal appointed as Chairman of Internetand Mobile Association of India (IAMAI).Krishnaswamy Natarajan: Krishnaswamy Natarajan appointedas next Director General of Indian Coast Guard.

BANKING AND CORPORATEAnshula Kant: Anshula Kant, the Managing Director (MD) ofthe State Bank Of India(SBI) has been appointed as ManagingDirector (MD)and chief financial officer(CFO) of the WorldBank(WB). Since September 2018 she has been a Managing Directorand member of the World Bank Board.Julie Sweet: Accenture Inc, a consulting and outsourcing servicesprovider, appointed Julie Sweet as its new Chief Executive Officer(CEO) succeeding David Rowland. She is currently the CEO ofAccenture’s business in North America.Manoj Kumar Nambiar: Manoj Kumar Nambiar has beenappointed as the Chairman of Microfinance Institutions Network(MFIN). Microfinance Institutions Network is an association forthe microfinance sector in India. Its member organizationsconstitute the leading microfinance institutions in India.Rajni Saraf : Jammu and Kashmir Bank has appointed RajniSaraf as its chief financial officer (CFO).




Baba Guru Nanak International University:Foundation stone of Baba Guru Nanak University (BGNU) waslaid at Nankana Sahib, in Pakistan’s Punjab province. University’sfoundation stone was laid by Punjab Chief Minister Usman Buzdar.This comes ahead of beginning of International Nagar Kirtan by

Shiromani Gurdwara Parbandhak Committee on July25.Nankana Sahib is the birth place of founder ofSikhism Baba Guru Nanak Dev.

MP gets its 1st international flight with AirIndia’s Indore-Dubai serviceIndore, the commercial capital of Madhya Pradeshrecently made it to international aviation map withnational carrier Air India launching its flight service toDubai from MP Airport. Air India Flight AI903 tookwings from Indore’s Devi Ahilya Bai HolkarInternational Airport with 150 passengers on. Thiswas the 1st international commercial flight fromMadhya Pradesh.

Delhi International Airport Ltd (DIAL)Delhi International Airport Ltd (DIAL), has becomethe first airport in the country to operationalise adedicated Transshipment Excellence Centre (TEC).The TEC will simplify and expedite the procedurefor transfer of transshipment cargo.

South Central Railway Commissions India’s Longest Elec-trified Railway TunnelThe South Central Railway (SCR) zone of the Indian Railways hascommissioned India’s longest electrified railway tunnel in Andhra

Ashutosh Gupta: Ashutosh Gupta has been appointed as theCountry Manager for India by LinkedIn. He will take over theposition w.e.f September 02, 2019.AK Misra : AK Misra appointed as additional director on Boardof Directors (BOD) of Jammu and Kashmir Bank by Reserve Bankof India.NalinShinghal: NalinShinghal has been appointed as the chairmanand managing director (CMD) of Bharat Heavy Electricals Limited(BHEL).B Harideesh Kumar: Karnataka based B Harideesh Kumar hasbeen appointed as the Director of Institute of Banking PersonnelSelection (IBPS) for a period of three years.N.S. Vishwanathan: N.S. Vishwanathan has been reappointed asRBI deputy governor for one year.KarnamSekar : KarnamSekar took over as new MD and CEO ofIOB.Sarada Kumar Hota: Canara Bank General Manager (GM)SaradaKumar Hota has assumed charge as the National Housing Bank(NHB) Managing Director for a period of three years.

BRAND AMBASSADORPrithvi Shaw: FanMojo, a e-sports venture where users playskill-based games to earn money owned by mobile tech companyU2opia Global appointed Indian cricketer Prithvi Shaw as its brandambassador.VarunDhawan: Leading fitness brand Reebok announcedBollywood actor and fitness enthusiast, VarunDhawan, as their

Indian Brand Ambassador. The brand recently also signed in KatrinaKaif as the new face.

MISCELLANEOUSAparna Kumar: Indo-Tibetan Border Police (ITBP) DeputyInspector General (DIG) Aparna Kumar has become the 1st civilservant to scale Mount Denali, the highest peak in North America.Navjot Singh Sidhu resigned as Punjab Cabinet MinisterNavjot Singh Sidhu, Congress leader, resigned as Punjab CabinetMinister from the Amarinder Singh cabinet.Dr. Viral V. Acharya: RBI Deputy Governor Dr. Viral V. Acharyasubmits resignation.Rahul Gandhi: Rahul Gandhi resigned as Congress President.

OBITUARIES Veteran Mridangam exponent, Thanjavoor Ramamoorthy

passed away in Trichy, Tamil Nadu Freedom fighter Mohan Ranade Passed Away Spiritual Leader Swami Satyamitranand Giri Maharaj

Passed Away Rajasthan BJP President Madan Lal Saini Passed Away

South African singer and songwriter& a Grammy nomineeJohnny Clegg passed away.

Founder of the popular South Indian food chain SaravanaBhavan, P Rajagopal recently passed away




Pradesh The 6.6 km tunnel has been built at a total cost of Rs 460crore between Cherlopalli and Rapuru stations.Jaipur included in UNESCO World Heritage tagThe Walled City of Jaipur has made its entry into the UNESCOWorld Heritage Site list. It is the 38th site in India to get this tag.The announcement was made after the 43rd Session of theUNESCO World Heritage Committee, at Baku (Azerbaijan).Agri-Business Incubation Centre started at Raipur,Chhattisgarh

An Agri Business Incubation Centre has been set up bythe Union Agriculture Ministry in Indira GandhiAgriculture University of Raipur, Chhattisgarh underthe National Agriculture Development SchemeRemunerative Approaches for Agriculture and Alliedsector Rejuvenation (RAFTAAR).

It focuses on innovations, skill building and entrepreneursdevelopment in agriculture and allied sectors.

It will help to grow agri-preneurship in the state andfoster a start-up culture.

India Assisted Mahatma Gandhi IT & Biotechnology ParkInaugurated in Cote d’Ivoire

The Mahatma Gandhi IT and Biotechnology Park(MGIT-BP) was inaugurated in Cote d’Ivoire.

It is a dedicated Free Trade Zone (FTZ) for IT andBiotechnology.

MGIT-BP is being built with the Indian assistancethrough EXIM Bank Lines of Credit of USD 20 million.

The world’s biggest diamond mine (Argyle mine- Australia)is closing after almost four decades

The world’s biggest diamond mine, Argyle Diamond Mineis being shuttered after almost four decades.

It is run by by Rio Tinto Group and is located in WesternAustralia. It will close its working by the end of 2020due to exhausting of its supply of economically viablestones.

It is the largest diamond producer in the world by volume.Argyle is best known as the source of about 90% of theworld’s prized pink diamonds.

World’s largest multi-stage, multi-purpose schemeKaleshwaram Lift Irrigation Project inaugurated inTelanganaThe first phase of the world’s largest multi-stage, multi-purposescheme Kaleshwaram Lift Irrigation Project (KLIP) worth Rs80,000 crore was inaugurated by the Chief Minister of TelanganaChandrashekar Rao at Medigadda in Jayashankar-Bhupalpallydistrict near the borders with Maharashtra and Chhattisgarh.

ICC Men’s World Cup 2019 The ICC Men’s World Cup 2019 was the 12th Cricket

World Cup held in England and Wales from 30 May to14 July 2019. It was administered by InternationalCricket Council (ICC). The cricket format was One DayInternationals (ODIs). 10 teams participated in the crickettournament with a total of 48 matches played betweenthe teams.

The Finals were held at the Lord’s Cricket Groundbetween New Zealand and England.

England lifted the first World Cup title beatingNew Zealand on boundary count after both thematch and the subsequent Super Over finished asties. Kane Stuart Williamson of New Zealand wasnamed as the Player of the Tournament with 578runs who received the award from Indian legendSachin Tendulkar. Ben Stokes of England was awarded the Manof the Match. Next world cup will be held in India(2023)Wimbledon Championships 2019The 2019 Wimbledon Championships was the133rd edition of Championship.It is played in Grasscourt. The tournament took place at the All EnglandLawn Tennis and Croquet Club in Wimbledon,London, United Kingdom from 1st July 2019 to 14July 2019.

TITLE WINNER RUNNER UP

Men’sSingles

Novak Djokovic(Serbia)

Roger Federer(Switzerland)

Women’s Singles

Simona Halep(Romania)

SerenaWilliams(USA)

Milan-Cortina (Italy) to host Winter Olympics 2026 The city of Milan and Cortina of Italy have been selected

to host the Winter Olympics 2026.




Italy will be hosting the Olympic Winter Games for the

second time in 20 years. The count

2020 Summer Olympics- Tokyo, Japan; 2022 Winter

Olympics- Beijing, China; 2024 Summer Olympics- Paris,

France

USA Beat Netherlands 2-0 in 2019 FIFA Women’s WorldCup

United States women’s soccer team successfully claimed2019 FIFA Women’s World Cup, beating the Netherlands,2-0, in Lyon, France.

This is the record fourth title for USA and second in a

row. They earlier won the titles in 1991, 1999 and 2015.

Golden Boot (top scorer) – Megan Rapinoe (6 goals) Golden Ball (best overall player) – Megan Rapinoe (USA) Golden Glove (best goalkeeper) – Sari van Veenendaal

(Netherlands)

Brazil beat Peru 3-1 to Lift Copa America 2019Brazil defeated Peru 3–1 in the final to win the 2019 Copa Americatitle. This was their ninth Copa title. Argentina took third place.The

2019 Copa América was the 46th edition of the Copa America, the

international men’s association football championship organizedby CONMEBOL.

FIFA U-17 World Cup 2019 to be hosted by BrazilFederation Internationale de Football Association (FIFA) U-17

World Cup draw was held in the Home of FIFA in Zurich,

Switzerland. The 18th edition of the FIFA U-17 World Cup for the

year 2019 will be hosted by Brazil.

Roger Federer Wins Halle Open 2019Tennis player Roger Federer has won the 2019 Halle Open by

defeating David Goffin.With this Federer has won this title for

10th time.

Lewis Hamilton wins French Grand Prix F1 2019British racing driver, Lewis Hamilton has won the 2019 French

Grand Prix F1 by defeating Valtteri Bottas. Both drive for Mercedes.

IOC Lifts Ban Imposed on India to Host Olympic-RelatedSporting EventsThe International Olympic Committee (IOC) has on June 20, 2019

officially lifted the provisional sanction imposed on India in

February 2019 to host international sporting events.

Virat Kohli becomes fastest cricketer to reach 20,000 in-ternational runs

India cricket captain Virat Kohli on June 27, 2019 became

the fastest batsman to reach 20,000 international runs.

He took 417 innings to achieve this feat. He made it

against West Indies.

He broke the joint record of Sachin Tendulkar and Brain

Lara, both of whom took 453 innings to reach 20,000

runs.

Kohli became the 12th batsman and third Indian after

Tendulkar and Rahul Dravid to reach 20,000 international

runs.

Sachin Tendulkar became the 6th Indian to be inducted intoICC Hall of FameIndian cricketer Sachin Tendulkar was inducted into International

Cricket Council’s (ICC) Hall of Fame along with South Africanpace legend Allan Donald and Australian woman cricketer Cathryn

Fitzpatrick. With this, Tendulkar became the 6th Indian cricketer

to be inducted into ICC’s Hall of Fame after Bishen Singh Bedi,Kapil Dev, Sunil Gavaskar, Anil Kumble, and Rahul Dravid.

Kiran More appointed interim USA Cricket CoachFormer India wicketkeeper-batsman ‘Kiran More’ (56-years) hasbeen appointed as the interim coach of the senior USA cricket

team.

Boxer Vijender Singh clinches 11th consecutive victory inUS professional circuit debut boutIndian boxing star Vijender Singh remained an unstoppable force,

clinching a Technical Knockout over the more experienced Mike

Snider on his debut in the US professional circuit.

Zimbabwe Cricket suspended by ICC with immediate effectZimbabwe cricket has been suspended by the International Cricket

Council (ICC) with immediate effect after it breached the ICC

Constitution by failing to provide free and democratic elections

and ensuring that there is no government interference in its

administration.

Archer Deepika Kumari won silver in Tokyo Olympic testeventIndian archer Deepika Kumari won silver at the Ready Steady

Tokyo test event for the 2020 Olympic Games held in Tokyo,

Japan.

ISSF World Cup 2020 to be held in IndiaThe International Shooting Sport Federation (ISSF) World Cup

2020 will be held in New Delhi, India. The ISSF World Cup will be

held in New Delhi from March 15 to 26 in 2020. The ISSF World

Cup 2019 was held in Munich, Germany.

VineshPhogat Clinched Gold at YasarDogu InternationalWrestling TournamentStar Indian wrestler VineshPhogat beat her Russian opponent

Ekaterina Poleshchuk 9-5 in finals to bag gold medal in the 53kg

category at YasarDogu International held in Istanbul, Turkey.

Lewis Hamilton won record sixth British Grand PrixLewis Hamilton of Mercedes won record sixth British Grand Prix

at the Silverstone Circuit in Silverstone, United Kingdom. He hailed

from the United Kingdom.

IBSF Snooker World Team Cup 2019Pakistan defeated India 3-1 in men’s team event to clinch the IBSFSnooker World Team Cup 2019 held in Doha, Qatar.




Parupalli Kashyap defeat to China’s Li Shi Feng at 2019Canada OpenFormer Commonwealth Games champion Parupalli Kashyap lost

to China’s Li Shi Feng to claim silver in the men’s singles title clashof the Canada Open Super 100 tournament.

Elavenil Valarivan Clinches Silver in Women’s 10m Air Rifleat 2019 World University GamesTamil Nadu based shooter Elavenil Valarivan clinched silver at the

10m Air Rifle Women’s event of the Napoli 2019 World UniversityGames (Summer Universiade). This is the first medal for India in

the tournament.

Former Pakistan captain Shoaib Malik announced his re-tirement from ODIsFormer Pakistan captain and all-rounder Shoaib Malik had

announced his retirement from One Day International Cricket after

completed his 2019 World Cup series at the Lord’s in London.Indian women’s hockey team defeated Japan to win FIH Se-ries FinalsIndia team won the women’s FIH Series Finals hockey tournamentby beating hosts Japan 3-1. The finals was held at the Hiroshima

Hockey Stadium, Japan.

Pankaj Advani Wins Men’s Asian Snooker ChampionshipAce Indian cueist Pankaj Advani defeated Thailand’s ThanawatTirapongpaiboon 6-3 to clinch the 35th men’s Asian SnookerChampionship in Doha, Qatar.

India’s Pranati Nayak Wins Bronze at Asian Artistic Gym-nastic ChampionshipIn Gymnastics, Pranati Nayak of West Bengal clinched a bronze

medal in vault event at the 2019 Senior Asian Artistic

Championships in Ulaanbaatar, Mongolia.

Feliciano Lopez wins Queen’s Tennis TitleSpanish Tennis player Feliciano Lopez has won the men’s singleQueen’s Club Championships. He defeated Gilles Simon.Sofia Kenin Wins Mallorca Open to Claim Her Second WTASingles Title in 2019Sofia Kenin of United States beat Switzerland’s Belinda Bencic towin the Mallorca Open. It was WTA International women’s tennistournament held in Spain.

Karolina Pliskova defeated Kerber to win the EastbourneTitle

The Eastbourne International tennis title 2019 has ended.

The winners are:

Women’s Single: Karolina Pliskova defeated AngeliqueKerber

Men’s Single: Taylor Fritz defeated Sam QuerreyCentral Railway and Union Bank of India emerged as cham-pions of Youth hockey 2019

In the finals of the St Peters Youth Centre Open Hockey

Tournament for 2019 held in Mumbai, teams of Central Railway

(Women) and Union Bank of India (Men) emerged as champions.

Max Verstappen won 2019 Austrian Grand PrixRed Bull’s Max Verstappen beat Ferrari’s Charles Leclerc and wonthe 2019 Austrian Grand Prix.

Odisha hosted the 21st Commonwealth Table Tennis Cham-pionship 2019It was held from July 17-22, 2019 at the Jawaharlal Indoor Stadium

in Cuttack, Odisha.

VaibhavYadav, Indian pro boxer won World Boxing Council(WBC) Asia silver welterweight title 2019VaibhavYadav, Indian pro boxer won the World Boxing Council

(WBC) Asia silver welterweight championship 2019 held in Pattaya,

Thailand.

India’s middle-order batsman AmbatiRayudu, announcedretirement from all forms of cricketIndian Cricket teams, middle-order batsman AmbatiRayudu (33)

announced retirement from all forms of cricket.

Dutee won 100m gold in World Universiade 2019Dutee Chand has won the Gold Medal in the 100m dash event at

World Universiade. She completed the race in 11.32 seconds. With

this, she has become the first Indian woman athlete to win a gold

medal in the World Universiade.

Mexico won CONCACAF Gold Cup title 2019 by beatingUSAIn the 15th edition of the CONCACAF (Confederation of North,

Central American and Caribbean Association Football) Gold Cup

for the year 2019, Mexico’s men’s soccer team won the title bydefeating United States men, the defending champions, with 1-0 in

the final. It was the 8th title for Mexico.

Amir Khan wins WBC International Welterweight TitleIndian boxer Amir Khan has won the WBC International

Welterweight Title by defeating Australian Billy Dib in the 1st

edition of Super Boxing League.

Sreeshankar wins gold at Tatyana Kolpakova InternationalAthletics meet 2019 at Bishkek,KyrgyzstanKerala long jumper, M.Sreeshankar (20) has won the long jump

gold in Men’s triple jump with 7.97m at the XXII TatyanaKolpakova international athletics meet 2019 in Bishkek,

Kyrgyzstan.

Amir Khan wins WBC international welterweight titleOlympic silver medallist Amir Khan clinched the WBC international

welterweight title after knocking out Australian Billy Dib in the

fourth round of his bout in the inaugural Super Boxing League in

Jeddah.




Russia launched Soyuz Carrier Rocket with 33 satellitesRussia successfully launched Soyuz-2.1a carrier rocket with ahydrometeorological satellite and 32 small satellites. The satellitewill provide images of clouds, the surface of the Earth, ice andsnow covers in the visible, infrared and microwave ranges.

Jio launched ‘Digital Udaan’, a digital literacy initiative inpartnership with FacebookReliance Jio has launched a new digital literacy programme “DigitalUdaan”, aimed at providing digital literacy to the first time internetusers who are using the connected internet ecosystem and apps forthe very first time. The Jio Digital Udaanprogramme is beinglaunched across 200 locations in 13 states in partnership withFacebook.

Ola got green light for London taxi businessIndia’s ride-hailing platform Ola Cabs, run by ANI TechnologiesPvt. Ltd, has received approval from London’s transport regulatorto start PHV in London. Ola UK Pvt. Ltd has received a 1-yrcarriage licence from TFL to operate PHV vehicles across London.

Conclave on ‘Transforming North East India through Sci-ence and Technology’ Begins in MeghalayaThe two-day North East Conclave 2019 on ‘Transforming NorthEast India through Science and Technology’ began at Shillong,Meghalaya.

Airtel becomes India’s first telecom company to start phas-ing out 3G networkAirtel has announced that it has shut down services on 3G networkin Kolkata, making it India’s first operator to start phasing out 3Gservice in the country. The company’s mobile broadband servicesin the telecom circle will now be available on high-speed 4G network.

India’s first Design Development Centre ‘Fashionova’launched in Surat

India’s first Design Development Center has beenlaunched in Surat, Gujarat. It is named ‘Fashionova’.The launch of Fashionova will promote the city inthe field of the fashion design sector.

Researchers from Japan developed a new typeof cooling vest for sports athletesJapanese researchers from Hiroshima Universityhave developed a new type of cooling vest forsports athletes which help them to compete safelyin sweltering summer conditions.

NASA’s Curiosity rover detects high amountsof methane on MarsThe US (United States) space agency, NASA’s(National Aeronautics and Space Administration)Curiosity rover has discovered the high amounts ofmethane gas on Mars that indicates life on the redplanet

NASA’s First Astrobee Robot “Bumble”Starts Flying Under Its Own Power in Space

A robot named Bumble became the first Astrobee robot to flyunder its own power in space. Astrobee is a free-flying robotsystem that will help researchers test new technologies in zerogravity and perform routine work alongside astronauts aboard theInternational Space Station.

TIFR Scientists Developed ‘Black Gold’ That Can BoostSolar Panels and Solve Drinking Water CrisisIndian scientists at the Mumbai-based Tata Institute ofFundamental Research (TIFR) have created a unique material fromgold named as ‘black gold’ which can be used for applicationsranging from harvesting solar energy to desalinating seawater.Thescientists did not add any other materials or chemicals to theprecious metal, instead, they just rearranged size and gaps of goldnanoparticles to develop a new material that can absorb both lightand carbon dioxide.Since gold do not have these properties, thenewly developed material, which is also black in color, has beennamed as ‘black gold’.




As per ILO, India could lose 34 million jobs in 2030 due toglobal warmingThe International LabourOrganisation (ILO) in its report ‘Workingon a Warmer Planet: The Impact of Heat Stress on LabourProductivity and Decent Work’, stated that India is projected tolose 5.8% of working hours in 2030 equivalent to 34 million full-time jobs due to global warming. It will mainly impact theagriculture and construction sectors.

Tropical Storm Barry hits Louisiana in US.In the United States, Tropical Storm Barry began hitting Louisiana.President Donald Trump has declared a state of emergency inLouisiana.

12 Indian beaches in race to top Blue Flag Challenge Union Ministry of Environment, Forest and Climate

Change (MoEFCC) has selected 12 beaches across thecountry to compete for Blue Flag Certification.Environment Ministry embarked on Blue Flag project inDecember 2017.

12 Beaches Selected are: Bhogave (Maharashtra),Shivrajpur (Gujarat), Ghoghla (Diu), Kasarkod andPadubidri (Karnataka), Miramar (Goa), Mahabalipuram(Tamil Nadu), Rushikonda (Andhra Pradesh), GoldenPuri (Odisha), Radhanagar (Andaman & Nicobar Islands),Kappad (Kerala) and Eden (Puducherry).

These 12 beaches are being developed by Society forIntegrated Coastal Management (SICOM), in accordancewith Blue Flag standards.

MoEF recommends ‘in-principle’ approval for Uranium ex-ploration

A Union Ministry of Forest, Environment and ClimateChange (MoEFCC) panel has recommended for ‘in-principle’ permission for survey and exploration ofUranium in Amrabad Tiger Reserve in Telangana.

The Atomic Minerals Directorate for Explorationand Research (AMD) had earlier sought permissionfrom Environment Ministry to carry out surveyand drilling of boreholes around for exploration ofuranium in adjoining Nagarjunasagar Tiger Reservein Andhra Pradesh, for use in nuclear powergeneration.

Kaziranga National Park: Special Rhino Pro-tection Force deployedAn 82-member Special Rhino Protection Forcewhich is trained to combat poachers and understandanimal behaviour was recently deployed inKaziranga National Park (KNP).

Tamil yeoman: now Tamil Nadu’s State But-terflyButterfly species Tamil yeoman (Cirrochroa thais)has been officially declared as state butterfly ofTamil Nadu.

SC forms Panel to frame Emergency Plan toprevent extinction of Indian birds

Taking serious note of alarming extinction of two Indianbirds namely Great Indian Bustard and Lesser Florican,the Supreme Court of India has constituted a HighPowered Committee to urgently frame and implementan Emergency Response Plan for protection of thesespecies, considering the approaching monsoon andbreeding season.

Both the birds are protected under Wild Life (Protection)Act (WPA), 1972 but despite being accorded highestlevel of protection under national law, birds face threatof imminent extinction.

Apex court constituted 3 Member Panel comprising of-Deepak Apte Asad R Rahmani and Dhananjai Mohan

11th edition of Mekong Ganga Cooperation meet 2019 heldin New DelhiThe 11th Mekong Ganga Cooperation Senior Officials’ Meeting(MGC SOM) 2019 was held in New Delhi to review progress inseveral areas of cooperation. It was attended by senior officialsfrom all six MGC member states(India, Thailand, Myanmar,Cambodia, Laos, and Vietnam) was co-chaired by Vijay ThakurSingh, Secretary East, and Doan Phuong Lan, Deputy DirectorGeneral, Department of Economic Affairs in Ministry of ForeignAffairs, Vietnam.

About Mekong Ganga Cooperation: Launched in 2000 at Vientiane, Lao PDR. Both the Ganga and the Mekong are civilizational rivers,

and the MGC initiative aims to facilitate closer contactsamong the people inhabiting these two major river basins.




Congo confirms 1st Ebola case in the city of Goma The Health Ministry of Congo has confirmed the

country’s first Ebola case in the city of Goma, home tomore than 2 million people.

The regional capital in eastern Congo bordersneighbouring Rwanda, which has been preparing forpossible cases since an outbreak began nearly a year ago.

The announcement marks a serious escalation of Congo’sEbola crisis.

The outbreak that started last August already is the seconddeadliest in history.

More than 1,600 people in eastern Congo have died asthe virus has spread in areas too dangerous for healthteams to access.

75% of children with disabilities don’t attend schools inIndia: UNESCOThe 2019 “State of the Education Report for India: Children withDisabilities” took into account the 2011 census. 3/4th of the childrenwith disabilities at the age of 5 years and 1/4th between 5-19 yearsdo not go to any educational institution.

31.4% Of Indian Children Will Be Stunted By 2022: UNReportThe report on Food & Nutrition Security (FNS) Analysis of Indiadeveloped by UN (United Nations) World Food Programme inpartnership with Ministry of Statistics and ProgrammeImplementation (MoSPI) stated that 31.4% of Indian children underfive years will still be stunted by 2022.Stunting is the impaired growth and development that childrenexperience from poor nutrition, repeated infection, and inadequatepsychosocial stimulation.The stunting in children under 5years ofage is the highest in Bihar (48%), Uttar Pradesh (46%), Jharkhand(45%), and Meghalaya (44%).

WHO launches AWaRe tool to Combat Anti-microbial ResistanceThe World Health Organisation (WHO) recentlylaunched a global campaign urging governments allacross the world to adopt its new online tool calledAWaRe (Access, Watch and Reserve), which isaimed at guiding policy-makers and health workersof country to reduce spread of antimicrobialresistance, adverse events and costs.

HRD Minister released UGC guide to the stu-dent induction programmeThe Human Resource Development (HRD)Minister Ramesh Pokhriyal Nishank released theUGC Guide ‘Deeksharambh’ in NewDelhi.According to HRD minister Mr. Nishank,the guide will help new students to build bondswith fellow students and faculty members in thenew environment. ‘Deeksharambh’ is a guide toStudent Induction Programme (SIP) to help new

students adjust and feel comfortable in the new environment,inculcate in them the ethos and culture of the institution.

UGC launched STRIDE scheme to boost research culture inIndian universitiesThe University Grants Commission (UGC) has approved a newscheme named ‘Scheme for Trans-disciplinary Research for India’sDeveloping Economy’ (STRIDE). The scheme is aimed atstrengthening research culture and innovation in universities andcolleges of the country. An Advisory Committee has been set upby the UGC to oversee the STRIDE Scheme and is headed by ProfBhushanPatwardhan. He is the Vice Chairman of UGC




U.S. Senate passes provision to give India NATO ally-likestatusThe U.S. Senate has passed a legislative provision National DefenseAuthorisation Act for India. The act will bring India at par withAmerica’s NATO allies which will increase U.S.-India defencecooperation in the Indian Ocean in the areas of humanitarianassistance, counter terrorism, counter-piracy and maritime security.The act has been passed for the fiscal year 2020.

US not to sell F-35 fighter jets to Turkey for buying RussianS-400Donald Trump, President of United States of America hasannounced that US would not sell F-35 fighter jets to Turkey, amajor NATO ally after Ankara purchased S-400 missile defencesystem from sanctions-hit Russia.

ISALEX19: ISAs joint security exercise beginsAbu Dhabi, capital of United Area Emirates (UAE) is hostingInternational Security Alliance (ISAs) first joint security exercisenamed ISALEX19. Representatives of 50 law enforcement agenciesof ISA are taking part in 1st joint security exercise in Abu Dhabi. Itwas launched in 2017 in Abu Dhabi, UAE.Headquarters: Abu Dhabi.

India signed Rs 200 Crore deal with Russia for ‘Strum Ataka’anti-tank missilesIndia has signed a deal with Russia for acquiring the ‘Strum Ataka’anti-tank missiles. The deal is worth around Rs 200 Crore.

Indo-French Joint Air Exercise Garuda-VI Kicked OffThe bilateral air exercise named Garuda VI between Indian AirForce and French Air Force (Armée de l’Air) began at French airbase Mont de Marsan.

India, China to have Joint Military Exercise in MeghalayaThe annual Joint Military Exercise ‘Hand-in-Hand’ between Indiaand China will be held at Umroi, near Shillong, Meghalaya in

December 2019. The 2019 Hand-in-Hand exercisewill be 8th edition of India and China.

Operation SudarshanBorder Security Force (BSF) has launched a massiveexercise, code named as Sudarshan, to fortify Anti-Infiltration Grid along Pakistan border in Punjaband Jammu. The operation was launched on 1 Julyand is expected to be finished within a fortnight.Itwill cover entire over 1,000-km length of India-Pakistan International Border out of which Jammushares about 485-km of border with Pakistan andabout 553-km of border front is in Punjab.

Operation BandarThe preemptive non military air strike conductedby Indian Air Force (IAF) on a terrorist trainingcamp in Balakot, Pakistan, on 26 February 2019was code-named Operation Bandar (Monkey).

Indian Army successfully conducts SummerUser Trials of Nag Missile

Indian Army has successfully conducted summer user trials ofNAG, 3rd Generation Anti-Tank Guided Missile (ATGM). Thetest was carried out at Pokhran Field Firing Ranges in Rajasthan. Itis a 3rd-generation fire and forget class missile.It is capable ofengaging highly fortified enemy tanks in all weather conditions. Ithas day and night capabilities.It has a range of minimum-500 metresand Maximum- 4 kilometres.

Israel inks $50m deal with India to supply MRSAM to NavyIsrael Aerospace Industries (IAI) has signed a $50 million dealwith India to supply complementary Naval MRSAM systems toIndian Navy and Mazagon Dock Shipbuilders. IAI is a state-ownedcompany of Israel.

Defence Minister lights Victory Flame to Mark 20 Years ofKargil WarDefence Minister Rajnath Singh lighted Victory Flame at NationalWar Memorial in New Delhi on 14 July 2019 to begin celebrationsof 20th Anniversary of victory in Operation Vijay (Kargil War1999) at Kargil (in Kargil district of Ladakh region), in Jammu andKashmir.Theme of 20th anniversary of Kargil Vijay Diwas- “Remember,Rejoice and Renew”.

Kalyani Rafael Advanced Systems bags $100 million mis-sile kit orderKalyani Rafael Advanced Systems Ltd (KRAS) has secured $100-million order from Israel’s Rafeal for manufacturing 1,000 Barak-8Medium-Range Surface-to-Air Missile (MR-SAM) Missile kitsfor Indian Army and the Indian Air Force (IAF).KRAS is a 49:51joint venture (JV) of Israel’s Rafael Advanced Systems (49%) andIndia’s Kalyani Strategic Systems Ltd. (51%).

Indian Army places order for procuring Spike missiles fromIsraelIndian Army has placed an order for procuring Israeli Anti-TankSpike missiles from Israel. It can hit targets at a range of 4 kilometers.




First Global Conference for Media Freedom held in LondonThe First Global Conference for Media Freedom 2019, hosted bythe United Kingdom (UK) and Canada, was held on July 10-11,2019 in London, UK. It was co-hosted by Chrystia Freeland,Canadian Minister of Foreign Affairs, and Jeremy Hunt, the UKForeign Secretary.

19th Commonwealth Foreign Affairs Ministers Meeting forthe year 2019 held in London, UKThe 19th Commonwealth Foreign Affairs Ministers’ Meeting(CFAMM) for the year 2019 was held at the Commonwealth’sheadquarters in Marlborough House, London, United Kingdom(UK).

The city of Fuzhou (China) will host the 44th session of theWorld Heritage Committee in 2020In the event of 43rd session of the World Heritage Committeemeeting 2019 in Baku, Azerbaijan, the UNESCO (United NationsEducational, Scientific and Cultural Organization) announced thatthe Chinese city of Fuzhou will host the 44th session of the WorldHeritage Committee in 2020.

The 3rd edition of International Sunflower Seed and OilConference(ISSOC) 2019 will be held in MumbaiIndia will be hosting the 3rd edition of International SunflowerSeed and Oil Conference (ISSOC) 2019 in Maharashtra, Mumbai

with the aim to encourage better communicationsamong sunflower oil producers, industry groups,academic researchers and local governments.

First international film festival of Bangladeshinaugurated at Bangladesh Shilpakala Acad-emyFirst international film festival of Bangladeshstarted at Bangladesh Shilpakala Academy . It wasinaugurated by the Bangladesh State Minister forCultural Affairs KM Khalid. The festival is beingorganised at the initiative of the Culture AffairsMinistry of Bangladesh. Theatre troupes fromIndia, Bangladesh, Russia, China, France, Vietnamand Nepal are participating in the festival.

ISTA Congress 2019 Began in HyderabadThe 32nd Congress of the International SeedTesting Association (ISTA) has been orgainsed inHyderabad. It is the first time that the event is

taking place in Asia.

2nd India-Russia Strategic Economic Dialogue held in NewDelhiThe 2nd India-Russia Strategic Economic Dialogue (IRSED) washeld in New Delhi. It took place under chairmanship of Dr. RajivKumar, Vice-Chairman of NITI (National Institution forTransforming India) Aayog and Mr. TimurMaksimov, DeputyMinister of Economic Development of Russian Federation.

India-UK Joint Economic Trade Committee (JETCO) meet-ing held in London

The UK-India Joint Economic and Trade Committee(JETCO) meeting was held in London on July 15, 2019.The meeting was addressed by Union Minister ofCommerce & Industry and Railways, PiyushGoyal.

India and the UK agreed to set up three new bilateralworking groups to tackle barriers in specific sectorsincluding food and drink, healthcare and data services.

Fuzhou (China) Will Host 2020 Session of World HeritageCommittee

Fuzhou city of China will host the 44th session of theWorld Heritage Committee in 2020.

This decision was made at the 43rd session of the WorldHeritage Committee, in Baku, Azerbaijan, held from June30 to July 10, 2019

It can be deployed in both mountains and plains.The procurementwas made under emergency purchases to meet operationalpreparedness of the army.

Indian Navy Undertakes ‘Operation Sankalp’ to SafeguardIndian Vessels In Gulf of OmanIndian Navy has launched ‘Operation Sankalp’ on June 20, 2019,in the Gulf of Oman and Persian Gulf to ensure Maritime Security

for Indian Flagged Vessels operating/ transiting through the Gulfregions.

Balakot airstrikes code named as ‘Operation Bandar’ byIAFThe Indian Air Force mission to bomb a terrorist hideout inPakistan’s Balakot was codenamed ‘Operation Bandar’ (Monkey).




During the 2019 session, the World Heritage Committeeinscribed a total of 29 new sites on the World HeritageList including one in Africa, two in the Arab States, tenin the Asia Pacific region, 15 in Europe and North Americaand one in Latin America.

With this, the World Heritage List now features 1,121sites in 167 countries.

IFFI’s Golden Jubilee Edition to be held from Nov 20 till 28in GoaThe Golden Jubilee Edition of International Film Festival of India,IFFI will be held from 20th Nov till 28th November 2019 in Panaji,Goa.To mark the 150th birth anniversary of Mahatma Gandhi, aseparate exhibition will be held.Russia will be IFFI partner in thisedition.

32nd edition of ISTA Congress takes place in HyderabadThe 32nd edition of International Seed Testing Association (ISTA)Congress has started in Hyderabad, Telangana. The Ministry ofAgriculture and Farmers’ Welfare and the Telangana governmenthave jointly hosted the event which is being held for the first timein South Asia.

First World Youth Conference on Kindness to be held inNew DelhiUNESCO MGIEP is organising the first World Youth Conferenceon Kindness in New Delhi from August 20-23 to commemoratethe 150th birth anniversary of Mahatma Gandhi. The theme of theevent is ‘Vasudhaiva Kutumbakam: Gandhi for the ContemporaryWorld: Celebrating the 150th birth anniversary of Mahatma Gandhi.

Govt set up committee of CMs to ‘transform Indian agricul-ture’; Head- Devendra FadnavisPrime Minister Narendra Modi has constituted a high-poweredcommittee of chief ministers for the transformation of agricultureand raising farmers’ income.The 9 member committee is headed byDevendraFadnavis, the CM of Maharashtra. The committee willsuggest policy measures, attract investments and raise growth infood processing.

Standing Group Of Secretaries Constituted on Resolving E-commerce IssuesThe Ministry of Commerce and Industry has constituted a StandingGroup of Secretaries (GoS) under the Chairmanship of Secretary,Department for Promotion of Industry and Internal Trade (DPIIT),Ramesh Abhishek. The group will look to ensure inter-ministerial/inter-departmental coordination on resolving issues, cutting acrossMinistries and Departments of Government of India, related to e-Commerce.

Govt sets up working group to revise currentseries of WPI Govt has constituted a Working Group for therevision of the current series of Wholesale PriceIndex. Ramesh Chand, a Member of NITI Aayog will bethe chairman of the 18-member committee. The DPIIT is the nodal office for the Working Group. Base Year of Wholesale Price Index - 2011-12.

Centre constituted panel for better coordina-tion among ministersCentral Government has formed a committee forcoordination among the Ministry of Petroleum andNatural Gas(MoPNG), the Ministry of Environmentand Forest and Climate Change(MoEFCC) and thestate governments after a tug of war between thetwo ministries. The newly formed committee willhave P K Sinha, Cabinet Secretary as chairman andsecretaries of home, petroleum and environmentministry, a representative from the NITI Aayog &

and chief secretaries of petroleum-producing states asmembers.

The high-level committee proposed to set up a National Digi-tal Health MissionA high-level committee formed by the government has proposedsetting up of a National Digital Health Mission. The report of thecommittee entitled ‘National Digital Health Blueprint’ was releasedby Health Minister DrHarshavardhan in New Delhi. Both the Centreand state governments will be the owners and stakeholders in thenew organisation.

High-Level Group headed by Dr. Surjit S. Bhalla recommen-dations for Trade and PolicyThe Union ministry of commerce had constituted a high-leveladvisory group headed by economist Dr. Surjit S. Bhalla, memberof the Prime Minister’s Economic Advisory Council on Foreign




Yoga guru Baba Ramdev to release an Autobiographytitled ‘My Life, My Mission’.

A book titled “My Seditious Heart” by author ArundhatiRoy will be launched soon. The book contains previouslypublished essays written by Arundhati Roy.

Bollywood actor Anupam Kher has penned hisautobiography titled ‘Lessons Life Taught Me,Unknowingly’.

Vinit Goenka pens new book titled “Data Sovereignty –The Pursuit of Supremacy”

Meenakshi Lekhi Writes Her First Novel ‘The New DelhiConspiracy’

A book on GST titled “Adventures of the GST Man”;Author- Srinivas Kotni

Former Navy Chief Sushil Kumar Authors Book ‘A PrimeMinister to Remember’

‘Whispers of Time’ book authored by Dr KrishnaSaksena released

Vice President Shri M. Venkaiah Naidu released booktitled Vivekadeepini

The book named “War over Words: Censorship in India,1930-1960” has been authored by Devika Sethi andpublished by Cambridge University Press. Sethi teachesmodern Indian history at IIT-Mandi, Himachal Pradesh.

trade policy for ways to boost India’s share and importance inglobal merchandise and services trade.

Telecom Ministry forms committee to spell out revival plansfor Telecom sectorTelecom Minister Ravi Shankar Prasad formed a committee headedby Telecom Secretary Aruna Sundararajan to look into the revivalplans for Telecom sector which is under financial stress.

Power Ministry forms 3 member dispute resolution com-mittee for clean energy projects

The Power Minister has formed a dispute resolution committee toresolve unforeseen disputes between renewable energy playersand government agencies. It has three members: MF Farooqui(former DOT Secretary/ Heavy Industry Secretary), Anil Swarup(former Coal Secretary/School Education Secretary) and A K Dubey(former Sports Secretary).

On the 20th anniversary of the Kargil War a newbook titled, “Kargil: Untold stories from the War”authored by Rachna Bisht Rawat released in NewDelhi. Union Minister of Agriculture and Farmers’ Welfare,Shri Narendra Singh Tomar has launched a CoffeeTable Book named ’50 years of Partnership forChange’ in New Delhi. The book has been launchedto commemorate five decades (50 years) ofpartnership between the Ministry and UN WorldFood Programme (UNWFP) towards addressing foodand nutritional security in India.

VANIK’S KNOWLEDGE GARDEN

IBBI (INSOLVENCY &BANKRUPTCY BOARD OF INDIA)

The Insolvency and Bankruptcy Board of

India (IBBI) is the regulator for overseeing

insolvency proceedings and entitiesin India.It was

established on 1 October 2016 and given statutory

powers through the Insolvency and Bankruptcy

Code.The new code will speed up the resolution

process for stressed assets in the country.It attempts

to simplify the process of insolvency and bankruptcy

proceedings. It handles the cases using two tribunals

like NCLT (National company law tribunal) and

Debt recovery tribunal.

IBBI Governing Board:

IBBI will have 10 members, including

representatives from the Ministries of Finance and

Law, and the Reserve Bank of India.

Chairperson-M.S. SahooWholetime Members-Mrs Suman Saxena

Sh.Navrang SainiMrs. MukulitaVijayawargiya




U.S. celebrates 50 years of the Apollo 11 missionU.S. celebrates the Apollo 11 mission’s 50th year anniversary. Inthe celebrations, new statues of Astronaut Neil Armstrong wereunveiled and an education centre was dedicated to him in Ohio,US.Apollo 11 was launched into space by a Saturn V rocket onJuly 16, 1969. Former US President Lyndon B. Johnson and then-Vice President Spiro Agnew were among those watching the launchat Florida’s Kennedy Space Center.Armstrong was joined on the mission by his crewmates BuzzAldrin and Michael Collins. All three were born in 1930. Aldrinand Collins are still alive, but Armstrong died in 2012 at the age of82.Operation Milap: 333 missing children rescued in 7 monthsUnder Operation Milap of Delhi Police, Delhi Police Crime Branchhas rescued 333 missing children from the city and handed themover to their families in different parts of country. These childrenwere missing since January 2019 from various parts of countryand were found in Delhi.Pro-Khalistan group ‘The Sikhs for Justice’ banned by govt.Pro-Khalistani group ‘The Sikhs for Justice’ (SFJ) has been bannedby Central government for its alleged anti-national activities. In arecently held Union Cabinet meeting decision was taken to ban onSikh fundamentalist organisation SFJ under Section 3 of UnlawfulActivities Prevention Act (UAPA) for its alleged anti-nationalactivities.Sikhs for Justice is a US-based Pro-Khalistani group that wasformed in 2007.It is headed by Avtar Singh Pannun and Gurpatwant Singh Pannun.The internal group of SFJ comprises of 8 to 10 people but, it’sonline support is close to 2 lakh.SFJ primary objective: to establishan independent and sovereign country in Punjab.Annual Bonalu Festival Started in TelanganaThe annual state festival ‘Bonalu’ beganin Telangana. It is celebratedin the month of Ashada Masam which falls in July/August. TheHindu Festival is celebrated in Twin Cities Hyderabad,Secunderabad and other parts of Telangana to worship GoddessMahakali.

Kolhapuri chappal got GI (Geographical Indi-cations) tagWorld famous handcrafted footwear, Kolhapurichappal gets a Geographic Indication (GI) tag fromThe Controller General of Patents, Designs andTrade Mark. The tag was given to the states ofMaharashtra and Karnataka, covering four districtseach.Hrithik Roshan-starrer Super 30 made tax-free in BiharVikas Bahl’s ‘Super 30’ has been made tax-free inBihar by the state government.The state’s DeputyChief Minister Sushil Kumar Modi announced noentertainment tax will be levied from the film inBihar.‘Super 30’ is based on the life of Patna-basedmathematician and teacher Anand Kumar.

FSSAI planned red color-coding label for sug-ary and salty foodsAs per the draft regulation issued by the FoodSafety and Standards Authority(FSSAI) (Labelling

and Display regulation) of India Packaged food companies will berequired to label high fat, sugar and salt content levels on the frontside of the package with “red-color-coding”. Red-color coding norm:Mandatory red colour coding for products which are high in Fat,Sugar, and Salt.Shri Mata Vaishno Devi shrine in Jammu to have its owndisaster response force by September 2020The Mata Vaishno Devi shrine, a religious pilgrimage atop theTrikuta hills in Reasi district of Jammu & Kashmir (J&K) will geta dedicated in-house disaster response force by September 2020.A young entrepreneur from Surat turns Udhana railway sta-tion into India’s first Green Railway StationViral Sudhirbhai Desai, a young entrepreneur from surat launchedan initiative to change Udhana railway station in Gujarat into India’sfirst green and clean railway station like Mumbai’s ChhatrapatiShivaji Terminus.Tata Steel Kalinganagar Becomes First Indian Manufactur-ing Plant To Be Inducted in WEF Global Lighthouse Net-workTata Steel Kalinganagar (TSK) in Odisha has been inducted in thelist of the World Economic Forum’s (WEF) Global LighthouseNetwork.TSK is the first and the only Indian manufacturing plantto be included in the list.Overall Homicide Rate declined by 10% in India: UN ReportThe United Nations Office on Drugs and Crime (UNODC) releaseda report titled Global Study on Homicide 2019. It stated that theoverall Homicide Rate declined by 10% in India over the period2009- 2015, from 3.8 to 3.4 per 100,000 population and it wasincreased ‘Noticeably’ in some Northern States.Key Points:

Mumbai, which has a population of over 18 million, hadone of the lowest homicide rates- just 0.9 in largemetropolises in Asia.

The number of female homicide victims were more thanthat of males. Dowry-related killings was one of thecontributors to more female homicide.




International Day of Yoga: June 21 International Day of Yoga is celebrated annually on 21

June since 2015. The international day for yoga was declared unanimously

by the United Nations General Assembly (UNGA) in2014.

The theme of 2019 is “Yoga for Heart”.World Music Day: June 21

World Music Day takes place on 21 June every year tohonor the amateur and professional musicians. The firstever music day took place in 1982 in Paris.

International Olympic Day: June 23 The International Olympic Day is held on June 23 each

year.

The International Olympic Committee (IOC) approvedto observe Olympic Day in January 1948 tocommemorate the creation of the IOC on 23 June 1894.United Nations Public Service Day: June 23 The United Nations Public Service Day is celebratedevery year on June 23 to celebrate the value and virtueof public service to the community.International Day against Drug Abuse and IllicitTrafficking: June 26 The theme for 2019 is Health for Justice. Justice forHealth2nd anniversary of GST Day: July 1, 2019National Doctors day: July 1, 2019 The theme of National Doctor’s day 2019 is “Zerotolerance to violence against doctors and clinicalestablishment”.National Statistics Day: June 29

The theme of Statistics Day, 2019 is “SustainableDevelopment Goals (SDGs)”

International Day of Cooperatives: July 6World Chocolate Day: July 7World Youth Skills Day 2019: July 15

World Youth Skills Day (WYSD) was observed on July15, 2019.

It is celebrated to create awareness on the importance ofinvesting in youth skills development.

The theme for the year is “Learning to learn for life andwork”.




1. Who has been appointed as the BJP’sworking president?(a) J P Nadda(b) Sushma Swaraj(c) Sunny Deol(d) Rajyavardhan Rathore

2. Who has been named as the new speakerof Lok Sabha?(a) Virendra Kumar(b) Om Birla(c) Jitendra Singh(d) Nitin Gadkari

3. Who has been named as the Congressleader in Lok Sabha?(a) Manish Tewari(b) Shashi Tharoor(c) K Suresh(d)Adhir Ranjan Chowdhury

4. When was the World Day to CombatDesertification and Drought observed?(a) June 18th

(b) June 17th

(c) June 16th

(d) June 15th

5. Mohamed Morsi, the first democrati-cally-elected President of this nationcollapsed and died during a court ses-sion .(a) Ethiopia (b) Egypt(c) Libya (d) Sudan

6. The breakfast menu was changed after231 years for inmates in the jails ofthis nation.

(a) Nepal (b) Malaysia(c) Bangladesh(d) Pakistan

7. Which actress questioned Sania Mirza’sparenting, by slamming her for takingher son to a sheesha bar?(a) Veena Malik(b) Mahira Khan(c) Sabahat Qamar(d) Maya Ali

8. Over 100 children have died in whichstate due to Encephalitis?(a) Jharkhand (b) Chhattisgarh(c) Bihar (d) Telangana

9. According to UN report- World Popu-lation Prospects 2019- India will over-take China by around which year?(a) 2027 (b) 2022(c) 2020 (d) 2050

10. What is the name of Facebook’s newdigital currency?(a) Gemini (b) Pisces(c) Libra (d) Taurus

11. Which country recently issued tsunamiadvisory after a 6.8-magnitude earth-quake hit the northwest of country?(a) Indonesia (b) Japan(c) Bangladesh (d) Australia

12. Which country will be the most popu-lous by 2027, as per the United Na-tions report?(a) China(b) Nigeria(c) United States(d) India

13. When is the International yoga Day ob-served every year?(a) 17 June (b) 21 June(c) 19 June (d) 20 June

14. Which State topped the 2nd edition ofthe US Green Building Council’s(USGBC) list?(a) Kerala(b) Karnataka(c) Maharashtra(d) Telangana

15. Which country will host the Conferenceof Parties of the United Nations Con-vention to Combat Desertification(UNCC((D) in September 2019?(a) France (b) India(c) Russia (d) China

16. What is the name of cryptocurrencywallet announced by Facebook and itspartners recently?(a) Aries (b) Taurus(c) Calibra (d) Moon

17. What is the name of former Miss IndiaUniverse who was molested and abusedin Kolakata recently?(a) Debjyoti Vardhan(b) Anjana Bhattacharya(c) Kalpana Dasgupta(d) Ushoshi Sengupta

18. At which place PM Narendra MOdi willperform Yoga on International Yoga Day2019?(a) Jabalpur(b) Ranchi(c) Gandhinagar(d) Chandigarh

19. Andaman and Nicobar Command joinhands with whom for International Dayof Yoga?(a) Sadhguru(b) Baba Ramdev(c) Mata Amritanandamayi(d) Kripalmurti

20. Name of India’s first fully electric mo-torbike that was unveiled recently?(a) Renault BS 44(b) Suzuki SX 220(c) Hydra PTN 13(d) Revolt RV 400

21. Four Rajya Sabha MPs of which partyjoined the BJP on June 20?(a) TDP (b) Congress(c) DMK (d) Shiv Sena

22. Which singer blasted UP CMAdityanath and called him a rapist andcalled RSS Chief Mohan Bhagwatresponsible for all terror attacks?


Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected]


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(a) Honey Singh(b) Badshah(c) Hard Kaur(d) Raftaar

23. When was World Refugee Day observed?(a) June 20th (b) June 19th

(c) June 17th (d) June 18th24. Which cricketer has been ruled out of the

ICC World Cup tournament?(a) Rishab Pant(b) Bhuvneshwar Kumar(c) Rohit Sharma(d) Shikhar Dhawan

25. Which nation’s researchers havedeveloped a new type of cooling vestfor sports athletes?(a) Switzerland (b) Germany(c) Japan (d) South Korea

26. Women cricket team of which countryhas scored lowest score ever?(a) Cambodia (b) Nepal(c) Mali (d) Bhutan

27. What is the subject of International YogaDay 2019?(a) Yoga with Gurus(b) Yoga by Gurus(c) Yoga and Gurus(d) Learn Yoga by Guru

28. Name of accused who has beensentenced life imprisonment in 1990custodial death case?(a) Asif Ali(b) Anurag Beg(c) Wahab Malik(d) Sanjiv Bhatt

29. Name of Indian-Origin man who wasrecently honoured with ‘Star OfJerusalem’ medal by Palestine.(a) Munir Ansari(b) Ashfaq-ul Hasan(c) Rajdeep Singh(d) Pawan Joshi

30. Which state government has fixes Rs5000 as minimum aid to calamity-hitfarmers?(a) Bihar(b) Maharashtra(c) Madhya Pradesh(d) Punjab

31. Which nation has become the first toratify the US-Mexico-Canada agree-ment?(a) Mexico (b) US

(c) Canada (d) None of the above32. Which retail giant has to pay over 282

mn for violating anti-corruption regula-tions in 4 countries?(a) Amazon (b) Target(c) Best Buy (d) Walmart

33. When was World Music Day 2019observed?(a) June 22nd (b) June 21st

(c) June 20th (d) June 19th34. India vs Afghanistan match will take

place in which stadium on June 22?(a) The Oval(b) Trent Bridge(c) Old Trafford(d) Rose Bowl

35. The External Affairs Ministry has issuedan advisory to Indians visiting whichnation?(a) Egypt (b) Turkmenistan(c) Ethiopia (d) Turkey

36. When was the Summer Solstice 2019observed?(a) 19th June (b) 20th June(c) 21st June (d) 22nd June

37. The Bharat Financial Inclusion will bemerged with which bank ?(a) IndusInd Bank(b) RBL Bank(c) IDBI Bank(d) Kotak Mahindra Bank

38. Which State recently made it mandatoryfor trekkers to carry a GPS device alongwith them?(a) Uttarakhand(b) Himachal Pradesh(c) Sikkim(d) West Bengal

39. Which state received the GeographicalIndication (GI) tag forNammaKolhapuri chappals?(a) Karnataka(b) Punjab(c) Rajasthan(d) Haryana

40. The DD India channel will now bebroadcasted in which two countries andin return, their state channels will beshown on DD Free Dish in India?(a) Nepal & Bhutan(b) Bhutan & Malaysia(c) Malaysia & Bangladesh(d) Bangladesh & South Korea

41. Name of RBI Deputy Governor whoresigned six months before his termends?(a) Pankaj Sinha(b) Abhijit Prasad(c) Suresh Prajapati(d) Viral Acharya

42. Which Indian cricketer has been fined25 percent of match fee for breachingICC Code of Conduct?(a) Virat Kohli(b) JaspritBumrah(c) Hardik Pandya(d) Rohit Sharma

43. Which party’s leader announced that theparty would be fighting all futureelections on its own after the massivefailure of its alliance in Lok SabhaElections 2019?(a) SP (b) TMC(c) BSP (d) Congress

44. Which among the following nations hasbecome the first gulf country to launcha UN-developed anti-money launderingplatform?(a) Saudi Arabia(b) UAE(c) Qatar(d) Bahrain

45. Name of Indian player who recentlywon Asian Snooker Championship?(a) Aditya Mehta(b) GeetSethi(c) YsinSanchit(d) Pankaj Advani

46. Which among the following institutionsconducted a study, according to whichdrought crisis is present in more than40% area in India due to delays inmonsoon?(a) IIT Delhi(b) IIT Gandhinagar(c) IIT Jabalpur(d) IIT Patna

47. Which state government recentlyannounced that if needed, for highereducation, students would be given aloan upto Rs 10 lakhs?(a) Bihar (b) Punjab(c) Delhi (d) Tamil Nadu

48. Which Indian bowler has recentlybecome the second Indian bowler who




has made hat-tricks in World Cuphistory?(a) Mohammed Shami(b) Bhuvneshvar Kumar(c) Kuldeep Yadav(d) JaspritBumrah

49. When was World milk Day observed?(a) June 1st (b) June 22nd

(c) June 20th (d) June 23rd50. Which among the following teams is the

first major team to be out of the cricketworld cup race?(a) Pakistan (b) West Indies(c) England (d) South Africa

51. The Supreme Court has asked whichstate’s government to deposit Rs 100crore fine imposed by NGT?a) Nagaland b) Meghalayac) Assam d) Manipur

52. Which nation has declared the BalochistanLiberation Army as a global terroristorganization?a) United Statesb) United Kingdomc) Indiad) Russia

53. Ursula von der Leyen has been nomi-nated to lead EU Commission. She be-longs to which nation?a) France b) Italyc) Germany d) Portugal

54. India ended which team’s chances in theWorld Cup 2019 by beating them by 28runs on July 2, 2019?a) Bangladesh b) Pakistan c) Sri Lanka d) West Indies

55. Which state declared Yeoman as thestate’s butterfly?a) Keralab) Tamil Naduc) Maharashtrad) Odisha

56. Which country banned single-use plasticshopping bags with effect from 1 July2019?a) China b) Japanc) Australia d) New Zealand

57. PM Narendra Modi constituted a High-powered Committee of Chief Ministersfor ‘Transformation of Indian Agricul-ture’. The Committee is headed bywhom?

a) Yogi Adityanathb) Devendra Fadnavisc) Manohar Lal Khattard) Vijay Rupani

58. Which organisation launched theSTRIDE scheme to boost research cul-ture in institutions?a) Ministry of Human Resource

Developmentb) University Grants Commissionc) Central Board of Secondary

Educationd) Ministry of Skill Development

59. The Economic Survey 2019 has pro-jected how much growth in GDP in2019-20?a) 8 percent b) 7 percentc) 9 percent d) 11 percent

60. Which two nations have the most pow-erful passport in 2019?a) Japan and Singaporeb) Finland and Germanyc) Denmark and South Koread) Japan and Finland

61. What is India’s position in Henley Pass-port Index 2019?a) 76th b) 82nd c) 78th d) 86th

62. Which team will be the fourth World Cup2019 semi-finalist?a) Pakistan b) Englandc) New Zealandd) Sri Lanka

63. Which state’s assembly has passed a billproposing a hike in retirement age ofVice-chancellors of State own Univer-sities?a) West Bengalb) Madhya Pradeshc) Himachal Pradeshd) Punjab

64. Which nation has proposed to ban thereturn of extremists for 2 years?a) New Zealand b) United Kingdomc) Australiad) Germany

65. Which nation has agreed to provide 2,500metric tons of rice to Bangladesh forthe Rohingya refugees?a) India b) Francec) Japan d) China

66. The world- renowned Jagannath RathYatra has begun in which Indian state?a) Uttar Pradesh b) Odishac) Jharkhandd) Chhattisgarh

67. The IMF board has approved USD 6billion loan package for which nation?a) Bangladesh b) India c) Nepal d) Pakistan

68. The longest Electrified Railway Tunnelhas been commissioned in which state?a) Keralab) Karnatakac) Andhra Pradeshd) Telangana

69. Which Political Leader recently shared ablog on water conservation titled ‘ADaughter, A Tree and A Teacher’?a) Shashi Tharoorb) Narendra Modic) Gajendra Singh Shekhawatd) Arun Jaitley

70. Which Indian batsman became the firstin the world to score 5 centuries in aWorld Cup tournament?a) Virat Kohlib) KL Rahulc) Rohit Sharmad) MS Dhoni

71. Which Indigenous Aircraft Carrier (IAC)will be delivered to the Indian Navy in2021 for advanced trials?a) Rafael b) Vikrantc) Tejas d) MG-21

72. Which indigenous missile has recentlybeen upgraded from 290 kilometersrange to 500 kilometers range?a) Prithvi-2 b) Agni-IIc) Naag d) BrahMos

73. Which city of India has recently beenincluded in the list of World HeritageSites by UNESCO?a) Lucknow b) Ranchic) Jaipur d) Ludhiana

74. Which of the following country’s gov-ernment has recently banned wearingnaqaab in government offices?a) France b) Tunisia c) Belgium d) South Africa

75. Which among the following cricketersannounced his retirement from ODIsafter World Cup 2019 knockout?




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a) Shakib Al Hasan b) Shoaib Malik c) Sarfaraz Ahmedd) Chris Gayle

76. Which cricketer retained his top positionin the latest ICC Batsmen rankings?a) Rohit Sharmab) David Warner c) Virat Kohlid) Shakib Al Hasan

77. Which Union Territory has decided tointroduce a bi-cycle sharing scheme?a) Puducherry b) Chandigarh c) Andaman and Nicobar Islandsd) Daman and Diu

78. The world cup final match will be playedat which cricket ground?a) Headingley b) Lordsc) Edgbaston d) Trent Bridge

79. Which Bank recently announced to pullout of global equities sales and tradingto scale back investment banking?a) Deutsche Bankb) Barclays Bankc) HSBC Indiad) DBS BanK

80. Prime Minister Modi recently unveiledthe statue of former Prime Minister LalBahadur Shastri at which city?a) New Delhi b) Ranchic) Varanasi d) Karnal

81. India and which country recently resolvedto exchange crucial information on drugtrafficking and precursors?a) Russiab) Myanmarc) Nepald) Maldives

82. Which helicopters arrived at the Mundraport in Gujarat for the Indian Air Force?a) Vikrant b) Chinookc) Rafael d) Tejas

83. Reliance Jio tied-up with which socialmedia platform for ‘Digital Udaan’ ini-tiative?a) Facebook b) Instagramc) Twitter d) WhatsApp

84. Which state government has announcedfor monthly Rs. 10K allowance forPadma award winners facing financialproblem?

a) Jharkhand b) Odishac) Telangana d) Rajasthan

85. Who has been recently appointed as headof the National Cricket Academy?a) MS Dhonib) Sachin Tendulkarc) Rahul Dravidd) Harbhajan Singh

86. According to the United Nations, whichcountry has enriched uranium more thanlimit set in an international treaty of2015?a) Iran b) Iraqc) Jordan d) Pakistan

87. Recently, how many countries have es-tablished a group of scientists to studythe impact of climate change on Arcticice?a) 32 b) 25c) 20 d) 17

88. Which country has recently launchedSoyuz Carrier Rocket with 33 Satellites?a) China b) Russiac) France d) Sri Lanka

89. India played Cricket World Cup 2019semi finals with which team?a) Englandb) Australiac) New Zealandd) Sri Lanka

90. Who was appointed as the Director Gen-eral in Directorate General of Civil Avia-tion (DGCA)?a) Arun Kumarb) B S Bhullarc) Satish Dixitd) Nitesh Kumar

91. The RBI recently finalised a ‘Three YearRoadmap’ to improve supervision andregulation. What is the name ofroadmap?a) Utkarsh 2022b) Utsaah 2022c) Vishwas 2022d) Vikalp 2022

92. Which state has recently announced asolar award in the name of Bharat RatnaM. Visvesvaraya?a) Telangana b) Maharashtrac) Odisha d) Karnataka

93. Which company has launched first elec-tric SUV in India?

a) Hyundai b) BMWc) Nissan d) Volkswagen

94. Rajya Sabha passes resolution imposing200% customs duty on goods fromwhich country?a) USA b) Chinac) Pakistan d) Bangladesh

95. According to latest report of UNESCOone in four children in which countrywill remain uneducated by 2030?a) India b) Argentinac) Iran d) Pakistan

96. DRDO carries out three successful testsof which tank destroyer missile in oneday in Pokhran?a) Nag b) Prithvic) Akash d) Agni

97. What is the name of new water conserva-tion scheme announced by FinanceMinister Nirmala Sitharaman duringbudget 2019 speech?a) Jal Jeevan Missionb) Jal Jyoti Missionc) Jal Sanrakshan Missiond) Samaan Jal Adhikar Mission

98. Name of education body announced byNirmala Sitharaman to promote researchin India.a) National Research Foundationb) National Scholars Foundationc) Research Institute of Indiad) All India Research Institute

99. The Union Government has proposed tomake which two identity cards inter-changeable?a) PAN and Aadhaarb) Aadhaar and Voter IDc) Metro card and Aadhaard) Voter ID and PAN card

100. How much amount is allocated in theUnion Budget 2019 to boost credit inPublic Sector Banks?a) Rs 20,000 croreb) Rs 50,000 crorec) Rs 70,000 crored) Rs 90,000 crore

101. For which sector a new TV channelwould be launched as announced inBudget 2019?a) Banking b) Start-upsc) Education d) Parenting

102. Which among the following platformswould be introducing ‘Learning




Playlists’ for educational videos?a) Facebook b) YouTube c) Instagram d) Twitter

103. The Super 30 movie starring HrithikRoshan is a biopic based on whose life?a) Bhushan Singh b) Vishal Kaprat c) Anand Kumard) Sandeep Suri

104. Which company has recently acquiredthe American software company RedHat?a) Lenovo b) IBMc) Dell d) Samsung

105. In order to prevent the sale of unautho-rized water bottles, by which name hasthe campaign was launched by RPF?a) Operation Save Waterb) Operation Cleanc) Operation Thirstd) Operation Catch-Up

106. Name of the virus that hit 1.5 croreandroid devices across the country re-cently.a) Black Horseb) Agent Smithc) Target Johnd) Super Bug

107. India’s Child mortality reduced to whatpercent as per the MultidimensionalPoverty Index 2019?a) 4 percent b) 3.5 percentc) 2.2 percent d) 2.0 percent

108. Which public sector bank recently an-nounced to do away with charges onNEFT and RTGS transactions throughinternet and mobile banking from July1?a) PNB b) SBIc) OBC d) Bank of India

109. Who was appointed as the Secretary(Overseas Indian affairs) in the Exter-nal Affairs Ministry?a) Vikas Swarupb) Praveen Gargc) Ashwini Chaubed) Akhil Sharma

110. Which state plans to develop Centresof Excellence for skill development inaviation Industry?a) Madhya Pradeshb) Assamc) Gujarat

d) Goa 111. Who has recently been appointed World

Bank Managing Director (MD) andChief Financial Officer (CFO)?a) Anshula Kantb) Rahul Sachdevc) Amrita Devd) Bipin Singh

112. In order to facilitate trade betweenBhutan and which country India has setup a waterway in Brahmaputra River?a) Pakistan b) Chinac) Bangaldesh d) Nepal

113. Which tennis player recently won thesecond Wimbledon title by defeatingRoger Federer?a) Rafael Nadalb) Novak Djokovicc) Andy Murrayd) Stan Wawrinka

114. Which leg-spinner of Afghanistan hasbeen appointed the new captain of theteam in all three formats?a) Asgar Afghanb) Gulbadin Naibc) Hamid Hasand) Rashid Khan

115. Senior BJP leader Kalraj Mishra hasbeen appointed governor of which state?a) Biharb) Jharkhandc) Himachal Pradeshd)Uttar Pradesh

116. Which nation won the ICC World Cup2019?a) England b) New Zealandc) Australia d) Sri Lanka

117. Which nation will host the ICC WorldCup 2023?a) New Zealandb) Sri Lankac) Indiad) South Africa

118. Which state became the first to have theState Water Policy to conserve water?a) Kerala b) Meghalayac) Punjab d) Bihar

119. Which of following General InsuranceCompany will be merged with NationalInsurance Company Limited and UnitedIndia Assurance Company Limited tocreate a single insurance entity?

a) Oriental India Insurance Companyb)Bharti Axa General Insurancec) Bajaj Allianz General Insuranced) SBI General Insurance

120. Hussain Muhammad Ershad died re-cently. He was former President ofwhich country?a) Sri Lanka b) Bangladeshc) Nepal d) India

121. Which among the following players wasleft out from Sachin Tendulkar’s WorldCup XI?a) Virat Kohlib) MS Dhonic) Rohit Sharmad) Ravindra Jadeja

122. In the second round of talks on Kartarpurcorridor, Pakistan has agreed to allowvisa-free travel for how many pilgrimsper day?a) 1000 b) 3000c) 7000 d) 5000

123. NASA is commemorating the 50thlaunch anniversary of which historymission in July?a) Apollo 1 b) Apollo 13c) Apollo 11 d) Apollo 5

124. Which country has opened its air-spacefor India after five months?a) China b) UAEc) Pakistan d) Japan

125. The first international flight from thisIndian city took for Dubai on July 15.a) Jamshedpurb) Indorec) Dehradun d) Bhopal

126. Which of the following personality waschosen by Bank of England to featureon new £50 note of Britain?a) Alan Turingb) James Wattc) Jane Austend) Nan Shepherd

127. The International Arbitration Courtimposed over USD 5 billion penalty onwhich country for unlawful denial of amining lease to a company?a) India b) Pakistanc) USA d) China

128. When is World Youth Skills Day ob-served every year globally?a) 13 July b) 14 Julyc) 15 July d) 16 July




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129. Which state government has recentlyannounced the addition of Maithili lan-guage as an alternative subject from the8th to 12th standard?a)DelhiGovernmentb) UP Governmentc) Bihar Governmentd) Rajasthan Government

130. Which country will host Shooting WorldCup 2020?a) China b) South Koreac) Japan d) India

131. The Union Cabinet recently approvedthe extension of Fifteenth FinanceCommission term to which date?a) 30th Julyb) 30th Septemberc)30th Novemberd) 30th December

132. The CCEA recently approved the 2800Megawatt Dibang MultipurposeProject in which state?a)Assamb) Meghalayac) Arunachal Pradeshd)West Bengal

133. The 21st Commonwealth Table TennisChampionship began in which city?a) Cuttackb) Walesc) Kuala Lumpurd) Singapore City

134. Which of the following has recently beenappointed as the Governor ofChhattisgarh?a) a AnusuiyaUikeyb) Awakriya Mishrac) Anupama Singhd) Swati pandey

135. Which of the following has recently beenappointed as Governor of AndhraPradesh?a) Acharya Sanghamitrab) BiswaBhushanHarichandanc) Devendranath Singhd) Ashwini Chaubey

136. Which of the following has been ap-pointed as the Judge of Singapore In-ternational Commercial Court (SICC)?a) Justice RK Pachaurib) Justice BS Vermac) Justice SS Dhingrad) Justice AK Sikri

137. In what time period NGT asked Cen-tral Pollution Control Board (CPCB)to stop the pollution intensive activi-ties in critical and severely polluted ar-eas?a) Two b) Threec)Four d) Five

138. Which state cabinet has announced toincrease the financial assistance givento the families of martyrs from Rs 25lakh to Rs 1 crore?a) Haryanab) Telanganac) Madhya Pradeshd) Maharashtra

139. Who among the following has beenelected as the first female president ofEuropean Commission?a) Ursula von der Leyenb) Angela Merkelc) Marcelo Rebelo de Sousad) Irina Bokova

140. Christine Lagarde has resigned as theManaging Director of which Interna-tional Financial body?a) WB b) IMFc) ADB d) IBRD

141. The ICJ ruled in favour of India on July17, directing Pakistan to review and re-consider Kulbhushan Jadhav’s execu-tion with how many votes?a) 15 b) 16c) 14 d) 13

142. The Supreme Court has allowed media-tion process on Ram Mandir-BabriMasjid land dispute case to continuetill which date?a) July 20 b) July 31c) August 2 d) August 1

143. WHO has declared Ebola outbreak inwhich among the following countries asa global health emergency?a) Libya b) Nigeriac) Egypt d) DR Congo

144. Who among the following won herfourth gold within 15 days time in 200mrace in the Tabor Athletics Meet inCzech Republic?a) Dutee Chandb) Hima Das c) VK Vismayad) Rani Rampal

145. What is the name of L&T’s group chair-man who has recently been appointedthe non-executive chairman of IT com-pany MindTree?a) Arjun Venkatb) A.M. Naikc) P.K. Dikshitd) Vivek Kulkarni

146. Name the owner of Sarvana Bhavan whowas sentenced to life imprisonment butdied due to heart attack.a) P. Rajgopalb) R. Siddharamaiyac) V.K. Vatsd) J.K. Narayan

147. What is the new launch date ofChandrayaan-2? a) 20 July b) 21 Julyc) 22 July d) 23 July

148. Which among the following became the76th signatory country to join the In-ternational Solar Alliance?a) Morocco b) Palauc) Philippines d) China

149. When is the Nelson Mandela Interna-tional Day observed every year?a) 16 July b) 17 Julyc) 18 July d) 19 July

150. Which Indian company recently com-pleted the acquisition of 100 percentstake of Hamleys Global Holdings Ltd(HGHL)?a) Reliance b) Tatac) ITC d) VIP

151. Which industry icon is set to retire asExecutive Chairman of his company inJuly?(a) Azim Premji(b) Ratan Tata(c) Lakshmi Mittal(d) Shiv Nadar

152. First-time MPs Nusrat Jahan, MimiChakraborty took oath as Lok Sabhamembers. The actresses belong to whichparty?(a) BJP (b) TMC(c) Cong (d) DMK

153. The Council of Europe has restoredwhich nation’s voting rights?(a) France(b) Germany (c) United Kingdom(d) Russia




154. Padma Vibhushan E. Sreedharan recentlyresigned as the Principal Advisor towhich corportation?(a) DMRC (b) LMRC(c) KMRC (d) MMRC

155. When is the International Olympic Dayobserved every year?(a) 22nd June (b) 23rd June(c) 24th June (d) 25th June

156. PM Narendra Modi will attend the G-20 Summit 2019 from June 27-29 inwhich country?(a) France (b) Russia(c) Japan (d) China

157. Which country has agreed to revoke itscitizenship given to Mehul Choksi?(a) Antigua (b) Australia(c) Peru (d) Brazil

158. US President Donald Trump recentlysigned a strong banning order againstwhich country?(a) Syria (b) Iraq(c) Pakistan (d) Iran

159. How much penalty has been proposedfor not providing way to emergencyvehicles under the Motor Vehicle(Amendment) Bill approved by cabi-net?(a) 8000 (b) 9000(c) 10000 (d) 11000

160. Amitabh Kant has got how many yearsextension as Niti Aayog CEO?(a) Five years (b) Three Years (c) Two Years (d) One year

161. Who has been recently appointed IBdirector?(a) Vipin Kumar(b) Arvind Kumar(c) Sanjiv Seth(d) Ashwani Singh

162. The IOC has stripped the Olympic sta-tus of which among the following Inter-national sports associations?(a) FIH (b) ISSF(c) IWF (d) AIBA

163. How many countries of Asia-Pacifichave endorsed India’s bid for UNSCnon-permanent seat?(a) 55 (b) 56(c) 57 (d) 58

164. What is the name of US Secretary ofState who met Prime Minister Modirecently in his India visit?

(a) Peter Sandars(b) John Nicolas(c) AB Patrick(d) Mike Pompeo

165. Flipkart’s co-founder Binny Bansal soldhis equity shares valued at USD 76 mil-lion to which company?(a) Myntra (b) Alibaba(c) Walmart (d) Jabong

166. Mohamed OuldGhazouani was electedas the President of which country?(a) Mauritania (b) Serbia(c) Liberia (d) Ghana

167. The World Bank recently approved USD147 Million Loan to which state?(a) Tamil Nadu(b) Jharkhand(c) Karnataka(d) Kerala

168. Which country’s government has fro-zen the bank account of Nirav Modiand his sister Poorvi Modi?(a) Switzerland(b) France(c) Finland(d) Spain

169. What is the venue of G-20 Summit 2019?(a) Paris (b) New Delhi(c) Moscow (d) Osaka

170. Who was appointed as Director of Re-search and Analysis Wing (RAW)?(a) Samant Kumar Goel(b) Anil Kumar Dhasmana(c) Sushil Chaturvedi(d) T Chandrashekaran

171. Bombay High Court upheld reserva-tion for which community recently?(a) Kunbi (b) Maratha(c) Vanjari (d) Dhangar

172. When is the MSME Day observed ev-ery year globally?(a) 25th June (b) 26th June(c) 27th June (d) 28th June

173. The National Statistics Day is observedon which date in India?(a) 26th June (b) 27th June(c) 28th June (d) 29th June

174. In which state ‘Impressed’ tortoise hasbeen discovered?(a) Andhra Pradesh(b) Odisha(c) Arunachal Pradesh(d) Mizoram

175. In which country ‘Birth Strike’ cam-paign has started recently?(a) France (b) Britain(c) Peru (d) Germany

176. As per the ‘Periodic Labour Force Sur-vey’ which state has highest unemploy-ment rate?(a) Bihar (b) Odisha(c) Nagaland (d) Arunachal Pradesh

177. When is the International Day of theTropics observed every year?(a) 26th June (b) 27th June(c) 28th June (d) 29th June

178. Which city police will issue red cards aswarnings to men found harassing womenin public?(a) Delhi Police(b) Mumbai Police(c) Pune Police(d) Noida Police

179. What is the venue of 2026 Winter Olym-pics?(a) France(b) Italy(c) Switzerland(d) Germany

180. ICC partners with which organizationto deliver ‘One Day for Children’ atMen’s Cricket World Cup 2019?(a) Save the Children(b) BachpanBachaoAndolan(c) Obama Foundation(d) UNICEF

181. In which state has a Buddhist relic re-cently been found?(a) Uttar Pradesh(b) Madhya Pradesh(c) Andhra Pradesh(d) Tamil Nadu

182. Name of NASA drone that would fly tothe Saturn moon Titan.(a) Mufasa (b) Dragonfly(c) Sapient (d) Dodge

183. Who has been recently re-appointed asRBI’s Deputy Director?(a) NS Viswanathan(b) RP Verma(c) SP Chaudhary(d) KK Shankar

184. Which cricketer is likely to replace in-jured Vijay Shankar in Indian World CupSquad?




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(a) Navdeep Saini(b) Ishant Sharma (c) Mayank Agarwal(d) Ambati Rayudu

185. What is the name of bollywood actresswho recently decided to quit bollywooddue to religious reasons?(a) Nagma(b) Katrina Kaif(c) Zaira Wasim(d) Alia Bhatt

186. Which nation’s cricket team endedIndia’s unbeaten streak in World Cup2019 by beating them by 31 runs?(a) New Zealand(b) England (c) South Africa(d) Afghanistan

187. Which state has launched a campaign toeradicate Encephalitis disease?(a) Jharkhand (b) Bihar(c) Uttar Pradesh(d) Madhya Pradesh

188. Which nation has resumed commercialhunt of whales?(a) China(b) South Korea(c) North Korea(d) Japan

189. How many pilgrims were flagged offfrom Pahalgam camp on first day ofAmarnath Yatra?(a) 1297 (b) 1183(c) 996 (d) 887

190. What is the theme of National Doctor’sDay 2019?(a) Don’t attack doctors, Doctors are

genius (b) Stop violence against doctors(c) Say no to violence against doctors(d) Zero tolerance to violence against

doctors191. On what date National CA Day is cel-

ebrated every year?(a) 1 July (b) 2 July(c) 3 July (d) 4 July

192. Which batsman became the first Indianto cross 1000-run mark in 2019?(a) Virat Kohli(b) Rohit Sharma(c) KL Rahul(d) Rishabh Pant

193. India recently signed a deal to buy ‘StrumAtaka’ anti-tank missile from whichcountry?(a) Russia (b) USA(c) Japan (d) Israel

194. Who became the highest run scorer ofICC World Cup 2019 after the India vsBangladesh World Cup cricket match?(a) Rohit Sharma(b) David Warner(c) Virat Kohli(d) Shakib Al Hasan

195. Which Country has left membership ofInternational Whaling Commission andresumed hunting whales?(a) China (b) USA(c) Japan (d) South Korea

196. Union Jal Shakti Ministry recentlylaunched which initiative for water con-servation and water security in 1592stressed blocks in 256 districts?(a) Jal Shakti Abhiyan(b) Jal Shakti Morcha(c) Jal Shakti Yojana(d) Jal Shakti Samman

197. Which Indian government departmentis taking trails of Tri-NETRA technol-ogy?(a) Ministry of HRD (b) Indian Railways(c) Commerce Industry (d) FICCI

198. Which state government has decided toprepare the National Citizen Registeron the basis of Assam Government?(a) Karnataka (b) Tamil Nadu(c) Nagaland (d) Manipur

199. Which state government approvedamendment in the Factory Act of 1948to allow women for working in the nightshift?(a) Madhya Pradesh(b) Goa(c) Punjab(d) Tamil Nadu

200. The Supreme Court has asked whichstate’s government to deposit Rs 100crore fine imposed by NGT?(a) Nagaland (b) Meghalaya(c) Assam (d) Manipur

ANSWER KEYS

1. a 2. b 3. d 4. b5. b 6. c 7. a 8. c9. a 10. c 11. b 12. d13. b 14. c 15. b 16. c17. d 18. b 19. a 20. d21. a 22. c 23. a 24. d25. c 26. c 27. a 28. d29. a 30. c 31. a 32. d33. b 34. d 35. c 36. c37. a 38. b 39. a 40. d41. d 42. a 43. c 44. b45. d 46. d 47. c 48. a49. a 50. d 51. b 52. a53. c 54. a 55. b 56. d57. b 58. b 59. b 60. a61. d 62. c 63. a 64. c65. d 66. b 67. d 68. c69. b 70. c 71. b 72. d73. c 74. b 75. b 76. c77. a 78. b 79. a 80. c81. b 82. b 83. a 84. b85. c 86. a 87. d 88. b89. c 90. a 91. a 92. d93. a 94. c 95. d 96. a97. a 98. a 99. a 100. c101. b 102. b 103. c 104. b105. c 106. b 107. c 108. b109. a 110. c 111. a 112. c113. b 114. d 115. c 116. a117. c 118. b 119. a 120. b121. b 122. d 123. c 124. c125. b 126. a 127. b 128. c129. a 130. d 131. c 132. c133. a 134. a 135. b 136. d137. b 138. d 139. a 140. b141. a 142. b 143. d 144. b145. b 146. a 147. c 148. b149. c 150. a 151. a 152. b153. d 154. b 155. b 156. c157. a 158. d 159. c 160. c161. b 162. d 163. a 164. d165. c 166. a 167. b 168. a169. d 170. a 171. b 172. c173. d 174. c 175. b 176. c177. d 178. d 179. b 180. d181. c 182. b 183. a 184. c185. c 186. b 187. c 188. d189. b 190. d 191. a 192. b193. a 194. a 195. c 196. a197. b 198. c 199. b 200. b




1. Human blood is viscous fluid, This vis-cosity is due to(a) Proteins in blood(b) Platelets in plasma(c) Sodium in serum(d) RBC and WBC in blood

2. Sahara desert is formed due to whichcold current :-(a) Bengualla current(b) Falkland current(c) Cannaries current(d) Peru current

3. What is the shape of the earth?(a) Oblate spheroid(b) True sphere(c) Oval(d) Round

4. Which city is called South India’sManchester?(a) Hyderabad(b) Bangaluru(c) Chennai(d) Coimbatore

5. The name of the bird sanctuary atBharatpur is (a) Bhansrod Garh Sanctuary(b) Darrah Sanctuary(c) Ghana Sanctuary(d) Ghatprabha Sanctuary

6. Dudhwa national park is located in whichState?(a) Uttar Pradesh(b) Andhra Pradesh(c) Madhya Pradesh(d) Himachal Pradesh

7. Who among the following was awardedthe first International Gandhi PeacePrize?(a) Nelson Mandela

(b) F.W.De Clarke(c) Aung San Suu Kyi(d) Julius K. Myerere

8. Swaythling Cup is associated with(a) Badminton (Women)(b) Table Tennis (Men)(c) Table Tennis (Women)(d) Lawn tennis (Women of USA and

UK)9. Which of the following gases is acidic?

(a) Nitrogen(b) Oxygen(c) Hydrogen(d) Carbon Dioxide’

10. New Moore Island in an issue of Con-flict between(a) India and China(b) India and Pakistan(c) India and Bangladesh(d) India and Sri lanka

11. The last Nawab of Awadh was(a) Mohammad Ali Shah(b) Wajid Ali Shah(c) Nasir -ud –Din(d) Nasiruddaulah

12. Jhansi was annexed to the British Indianterritory in 1854 under the(a) Subsidairy Alliance(b) Mutual Agreement(c) Passage of a separate charter(d) Doctrine of Lapse

13. Which of the following is measured onthe Richter scale?(a) Density of liquids(b) Magnitude of earthquakes(c) Velocity of tornadoes(d) Height of mountains

14. Which of the following days was ob-served world Health Day?

(a) April 7(b) June 5(c) August 31(d) September 8

15. During the reign of which of the follow-ing emperors, was India’s First Cur-rency note printed?(a) Akbar(b) Humayun(c) Sher Shah suri(d) Samudra Gupta

16. A bill becomes a law when(a) Both Houses of parliament

approve it by requisite majority(b) The council of Ministers approve

it (c) The President gives his assent(d) The Supreme Court upholds its

constitutional Validity17. Banabhatta was the court poet of which

emperor?(a) Vikramaditya(b) Kumargupta(c) Harshvardhan(d) Kanishka

18. Article 254 of the Indian Constitutiondescribes which of the following?(a) The parliament has the power to

increase the number of judges.(b) The Union and States Have

concurrent powers to legislate onany matter enumerated in List III.

(c) In case of any conflict betweenUnion laws and State laws, theUnion laws shall prevail.

(d) The Governor of a State is theexecutive head of the stateGovernment.

19. Central Drug Research Institute is lo-cated in which of the following cities?(a) Mumbai (b) Lucknow(c) New Delhi (d) Hyderabad

20. Shanti Swaroop Bhatnagar Award is givenfor contribution in which of the follow-ing fields?(a) Sports(b) Journalism(c) Music(d) Science and Technology

21. The river which flows between Vindhyaand Satpura ranges is (a) Narmada (b) Tapti(c) Mahanadi (d) Godavari

22. Who was the author of Mahabharat?(a) Valmiki (b) Ved Vyas(c) Tujsi Das (d) Kalidas

23. Who was the originator of “BhoodanMovement”?




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(a) Mahatma Gandhi(b) Motilal Nehru(c) Acharya Kriplani(d) Acharya Vinoba Bhave

24. Which of the following subjects does notbelong to the Union List?(a) Atomic energy(b) Defence(c) public Health and Sanitation(d) Post and Telegraph

25. Who was the leader of the 1857 revolt atkanpur ?(a) Ranjit singh(b) Rani Jhansi(c) Tantya Tope(d) Nana Saheb

26. The theory of relativity was put forthby.(a) Albert Einstein(b) Edison(c) Galileo(d) Newton

27. Who was the person behind conversionof East India Company from a tradingCompany into Regional power?(a) Lord Warren Hastings(b) Lord Clive(c) Lord Dalhousie(d) Lord Wellesley

28. The Civil Service in India was organisedby (a) Sir john shore(b)Lord William Bentinck(c) Lord Cornwallis(d) Lord Auckland

29. Who was the author of Religion of Man?(a) Mahatma Gandhi(b) Rabindranath Tagore(c) S. Radhakrishan(d) Aurobindo Ghosh

30. The Vedic god to whom largest numberof hymns are addressed in the Rig Vedais(a) Varuna (b) Rudra(c) Indra (d) Agni

31. The Permanent Settlement was intro-duced by Cornwallis in 1793 in(a) Madras and Bombay(b) Bihar and Madras(c) Bengal and Bihar(d) Bengal and Bombay

32. Which of the following is a halogen?(a) Radon (b) Astatine(c) Caesium (d) Ruthenium

33. The compound used in photography is(a) Ammonium dichromate(b) Copper sulphate(c) Magnesium sulphate

(d) Sodium thiosulphate34. Brine is a solution of

(a) Sodium chloride in water(b) Iodine in alcohol(c) Sulphur in carbon disulphide(d) Potassium iodide in water

35. Lunar caustic is(a) Calcium sulphate(b) Ammonium chloride(c) Caustic soda(d) Silver nitrate

36. Most of the precipitation in India is____________ in nature. (a) Cyclonic(b) Convectional(c) Orographic(d) Stormy

37. The Attorney-General for India does nothave the right to(a) Attend Parliament sessions(b) Attend Parliamentary

Committees(c) Take part in the proceedings of

Parliamentary Committees byexpressing his view

(d) Vote in Parliament38. Which one of the following Committees

examines the report of the Comptrollerand Auditor-General of India?(a) Committee of Estimates(b) Committee on Public Accounts(c) Joint Select Committee(d) Rules Committee

39. Triton is a satellite of (a) Jupiter (b) Mercury(c) Uranus (d) Neptune

40. The Cudappah Ranges lie between(a) Godavari and Palkonda Range(b) Godavari and Jamshedpur(c) Palar and Cauvery(d) Satpura and Mohadeo-Maikal range

41. Where is Pygmalion Point also known asIndira Point?(a) Lakshadweep(b) Andaman and Nicobar Islands(c) Rameswaram(d) Point Calimere

42. Hormones are carried from their place ofproduction by(a) Ducts (b) Blood(c) Lymph (d) Mucous

43. Diabetes is caused by(a) Fall in insulin level(b) Increase in insulin level(c) Eating too much sugar(d) Decrease in glucose

44. Which House of Parliament is sometimescalled the “House of Elders”?

(a) Rajya Sabha(b) Lok Sabha(c) Both(d) None of these

45. The National Integration council ischaired by the(a) President of India(b) Vice President of India(c) Chief Justice of India(d) Prime Minister of India

46. If the Rajya Sabha rejects a Money Bill,then which of the following statementsis correct?(a) The Bill is sent back to the Lok

Sabha for further consideration(b) President summons a joint Session

for passing the Bill(c) Lok Sabha may or may not accept

its recommendations(d) The Attorney General’s opinion

is sought47. An Advocate-General of a state is en-

titled to appear before(a) Any court of law within the country(b) Any court of law within the State(c) The Supreme Court of India(d) District and Sessions Courts

48. The rust on the iron is __________.(a) Ferrous oxide(b) Ferric oxide(c) Sulphur dioxide(d) Sodium chloride

49. Which one of the following remains con-stant while throwing a ball upward?(a) Displacement(b) Kinetic energy(c) Acceleration(d) Velocity

50. Solar cell converts(a) Sound energy into electrical energy(b) Electrical energy into mechanical

energy(c) Solar energy into electrical energy(d) Electrical energy into light energy

51. Who discovered Diode Bulb?(a) Henry Becquerel(b) Sir J.S. Fleming(c) Lee De Forest(d) Archemedes

52. Siphon will fail to work if(a) Both its limbs are of unequal

length(b) The temperature of the liquids in

the two vessels are the same(c) The level of the liquid in the two

vessels are at the same height(d) The densities of the liquid in the

two vessels are equal




53. Force of attraction between the mol-ecules of different substances is called(a) Surface tension(b) Cohesive force(c) Adhesive force(d) None of these

54. Which is true?(a) In a static liquid at same horizontal

level, pressure is more at centre(b) In a static liquid at same horizontal

level, pressure is less at centre.(c) In a static liquid at same horizontal

level, pressure is same at all points(d) In a static liquid at same horizontal

level, pressure is different at allpoints

55. Conversation of oils into solid fat isknown as :(a) Oxygenation(b) Nitrogenation(c) Hydrogenation(d) Fatogenation

56. Which of the following is used to dis-solve noble metal?(a) Nitric Acid(b) Aqua regia(c) Sulphuric acid(d) Hydrochloric acid

57. The halogen which is most reactive is__________.(a) Chlorine (b) Fluorine(c) Bromine (d) Iodine

58. For which disease’s treatment radioac-tive Iodine is used?(a) Thyroid disease(b) Blood cancer(c) Haemophilia(d) Skin disease

59. Which corpuscles are mainly affected inleukaemia?(a) White blood corpuscles(b) Red blood corpuscles(c) Blood platelets(d) Blood plasma

60. Cyclotron is a device which ———(a) Provides energy charged particles.(b) Measures the pollution level of

vehicles(c) Takes a three dimensional picture(d) Analyzes the amount of water

vapour in the atmosphere61. What was the real name of Amir Khusro?

(a) Abdul Khusro(b) Abdul Hussain(c) Abdul Khan(d) Abdul Hasan

62. Who is known as Quaide Azam?(a) Mohammed Ali Jinnah

(b) Maulana Abul Kalam Azad(c) Benazir Bhutto(d) A P J Abdul Kalam

63. Which one of the following organs breaksfat to produce cholesterol?(a) Liver (b) Intestine(c) Kidneys (d) Lungs

64. Which one among the following agents isadded to domestic LPG cylinder to helpin the detection of gas leakage?(a) Chloroform(b) Thioethanol(c) Methane(d) Ethanol

65. The photoelectric effect is described asthe ejection of electrons from the sur-face of a metal when ___________?(a) Electron of suitable velocity

impinge on it(b) Light of suitable wavelength falls

on it(c) It is heated(d) It is placed in strong electric field

66. Which among the following part dealswith special provision relating to SCs,STs, OBCs and Anglo – Indians :(a) Part XIV (b) Part XV(c) Part XVI (d) Part XVII

67. A resolution for the revocation of procla-mation of National Emergency may bemoved by :(a) Ten members of Rajya Sabha(b) Ten members of Lok Sabha(c) Ten members of Parliament(d) One-tenth of total membership of

Lok Sabha68. Three Tier Panchayati Raj System in-

cludesa) Village Level Panchayat, Zone

Level Panchayat and Panchayatcommittee

b) District Panchayat, Sub-DistrictPanchayat and Zone LevelPanchayat

c) Village Level Panchayat, BlockLevel Panchayat and DistrictLevel Panchayat

d) Village Level Panchayat,Panchayat Committee andDistrict Council

69. The Chief Minister is a part of the _____(a) Legislature (b) Executive(c) Judiciary (d) None of these

70. The Chief Information Commissioner’ssalary and allowances are similar towhom?(a) Similar to Chief Justice of the

Supreme Court

(b) Similar to the Chief Justice of theHigh Court

(c) Similar to Chief ElectionCommissioner

(d) Not fixed and depends on thepleasure of the President

71. Which one of the following writs is is-sued by the Supreme Court to securethe freedom of a person upon unlawfularrest?(a) Habeas Corpus(b) Mandamus(c) Certiorari(d) Quo Warranto

72. What is Isthmus?(a) The mouth of a river where it

joins the sea(b) A narrow strip of sea dividing two

oceans(c) A narrow strip of land joining two

land masses ,separating two waterbodies

(d) A piece of projected land73. Which one of the following is the time

required for the Earth to return to a givenpoint in its orbit with reference to fixedstar called?(a) Lunar year(b) Solar Year(c) Tropical year(d) Sideral year

74. The phenomenon of Aurora Borealis, thedisplay of red and green lights in north-ern hemisphere is due to radiations from(a) Troposphere(b) Ionosphere(c) Mesosphere(d) Stratosphere

75. A special type of well in which waterrises automatically under the pressureof a common of water to the groundsurface through a hole is known as(a) Artisian well(b) Spring(c) Hot spring(d) Geyser

76. Which of the following is not an Indo-Nepal Co-operation Project?(a) Sarada Barrage(b) Tanakpur Barrage(c) Panchaeswar Project(d) Chukka Project

77. Which one of the following areas is notedfor mangrove vegetation?(a) Lava forest of Kalimpong(b) Sajnekhali forest of South 24

Parganas(c) Dandakaranya forest in Odisha




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(c) West Bengal(d) Assam

98. Dr.Nalin Shinghal appointed as the Chair-man and Managing Director (CMD) of_____________(a) BSNL (b) BHEL(c) CPCL (d) NTPC

99. Who launched “World Skills India”-lnternational Cloud Computing Chal-lenge 2019(a) BSNL(b) NASSCOM(c) BHEL(d) NTPC

100. ________supports India in counteringterror(a) Kuwait(b) Indonesia(c) Saudi Arabia(d) None of these

ANSWER KEYS

1. a 2. c 3. a 4. d5. c 6. a 7. d 8. b9. d 10. c 11. b 12. d13. b 14. a 15. d 16. c17. c 18. c 19. b 20. d21. a 22. b 23. d 24. c25. d 26. a 27. b 28. c29. b 30. c 31. c 32. b33. d 34. a 35. d 36. c37. d 38. b 39. d 40. a41. b 42. b 43. a 44. a45. d 46. c 47. b 48. a49. c 50. c 51. b 52. c53. c 54. c 55. c 56. b57. b 58. a 59. a 60. a61. d 62. a 63. a 64. b65. b 66. c 67. d 68. c69. b 70. c 71. a 72. c73. d 74. b 75. a 76. b77. b 78. d 79. a 80. b81. d 82. d 83. d 84. d85. c 86. b 87. d 88. c89. a 90. b 91. d 92. a93. c 94. b 95. c 96. b97. a 98. b 99. b 100. a

(d) Carbet National Park of UP78. The basic function(s) performed by com-

puter is/are(a) Data processing(b) Data movement(c) Data storage(d) All of these

79. The input unit of a computer(a) Feeds data to the CPU or memory(b) Retrieves data from CPU(c) Directs all other units(d) All of the above

80. A device used to bring data into a com-puter is called(a) ALU(b) Input device(c) Control unit(d) Output device

81. The basic unit which a computer thatcapable of holding a single unit of datais(a) Register(b) ALU(c) Control unit(d) Store location

82. The hardware in which data may be storedfor a computer system is called(a) Registers(b) Bus(c) Control unit(d) Memory

83. Who among the following is not a recipi-ent of Dada Saheb Phalke award?(a) Sohrab Modi(b) Raj Kapoor(c) Lata Mangeshkar(d) Mrinal Sen

84. Who has written the book “Kashmir –Behind the Vale”(a) Lt. Gen. S. C. Sardeshpande(b) Lt. Gen. Dipendra Singh(c) Air Chief Marshal L. Ramdas(d) M. J. Akbar

85. The first underground “Metro Railway”in India was opened in 1984 in(a) Mumbai (b) Chennai(c) Kolkata (d) Bangalore

86. With which sports is Sushma Saroelkerassociated?(a) Basketball (b) Kho-Kho(c) Hockey (d) Handball

87. Mohini Attam dance form developedoriginally in which of the followingstates?(a) Karnataka(b) Odisha(c) Tamil Nadu(d) Kerala

88. Which team won the FIFA Women’sWorld Cup 2019? (a) China (b) Australia(c) US (d) UK

89. Where is the headquarters of United Na-tions Educational, Scientific and Cul-tural Organization (UNESCO) located?(a) Paris, France(b) Rome, Italy(c) Stockholm, Sweden(d) Madrid, Spain

90. Who is the Director-General ofUNESCO?(a) María Fernanda Espinosa Garcés(b) Audrey Azoulay(c) Joyce Msuya(d) António Guterres

91. Jai Jawan Jai Kisan slogan was intro-duced by __________.(a) Sucheta Kriplani(b) Bhagat Singh(c) Dr. Rajendra Prasad(d) Lal Bahadur Shastri

92. Which bank announced its exit from Glo-bal Equities and trading Business?(a) Deutsche Bank(b) Royal Bank of Scotland(c) Barclays Bank(d) HSBC India

93. Who is the chairman of ICC Board?(a) Vikram kumar(b) Dinesh Gupta(c) Shashank Manohar(d) Ramesh Kumar

94. Bi-cycle sharing scheme to be introducedin ___________(a) New Delhi(b) Puducherry(c) Tamil Nadu(d) Kerala

95. Who won a silver medal for India in WorldYouth Cup 2019(a) Dinesh Kumar(b) Vikram Sharma(c) Arinjeeta Dey(d) Ramesh Kumar

96. Third edition of International SunflowerSeed and Oil Conference(lSSOC) 2019will be held in ____________(a) Hyderabad(b) Mumbai(c) Chennai(d) Bengaluru

97. Which State government has introducedthe Japanese Miyawaki method of af-forestation in India?(a) Telangana(b) Maharashtra




1. An organization that needs to produceHundreds or Thousands of pages a day,the ___________ printer is the mostlogical choice.(a) Dot Matrix (b) Laser printer(c) Inkjet (d) Daisy Wheel(e) None of these

2. A compiler is used to convert the follow-ing to object code which can be ex-ecuted?(a) High level language(b) Low level language(c) Assembly level language(d) Natural language(e) None of these

3. Which of the following is a programminglanguage?(a) Lotus (b) Pascal(c) Ms-Excel (d) Netscape(e) None of these

4. How to insert section break in Microsoftword 2010?(a) Insert ribbon- pages group – page

break button(b) View ribbon – document views

group – breaks button(c) References ribbon – index group

– insert index button(d) Print layout ribbon – page setup

group- breaks button(e) None of these

5. What is the natural mask for a class Cnetwork?(a) 255.255.255.1(b) 255.255.255.0(c) 255.255.255.254(d) 255.255.255.255(e) None of these

6. Which memory is difficult to interfacewith processor?(a) Static memory(b) Dynamic memory

(c) ROM(d) Pen drive(e) None of these

7. The total time elapsed between submis-sion of command and data to a com-puter and getting the result of compu-tation is the(a) Access time(b) Response time(c) Entrance time(d) Exit time(e) None of these

8. The time required to complete a single,continuous executions of an object pro-gram is called(a) Run time(b) Access time(c) Random time(d) Response time(e) None of these

9. In a computer has more than one proces-sor then it is known as(a) Uniprocess(b) Multiprocessor(c) Multithreaded(d) Multiprogramming(e) None of these

10. When collection of various computersseems a single coherent system to itsclient, then it is called(a) Computer network(b) Distributed system(c) Both ‘a’ and ‘b’(d) Centralised network(e) None of these

11. Communication channel is shared by allthe machines on the network in(a) Broadcast-network(b) Unicast network(c) Multinetwork(d) All of these(e) None of these

12. Which protocol provides e-mail facilityamong different hosts?(a) FTP (b) SMTP(c) TELNET (d) SNMP(e) None of these

13. The ability to combine name and addresswith a standard document is called _____(a) Document formatting(b) Database management(c) Mail merge(d) Form letters(e) None of these

14. What are inserted as cross reference inword?(a) Place holders (b) Book marks(c) Objects (d) Word fields(e) None of these

15. With which new can you see how textand graphics will appear on the printedpage?(a) Normal (b) Print layout(c) Outline (d) Web layout(e) None of these

16. Which feature helps you to inserts thecontents of the clipboard as text with-out any formatting?(a) Paste special(b) Format painter(c) Page setup(d) Styles(e) None of these

17. A ____________ is a collection of pre-defined design elements and colorschemes.(a) Feature (b) Hyperlink(c) Palette (d) Theme(e) None of these

18. You can use the formula palette to(a) Format cells containing numbers(b) Enter assumptions data(c) Copy a range of cells(d) All of these(e) None of these

19. Network congestion occurs(a) In case of traffic overloading(b) When a system terminates(c) When connection between two

nodes terminals(d) All of these(e) None of these

20. Which of the following extends a privatenetwork across public networks?(a) Local area network(b) Enterprise private network(c) Virtual private network(d) All of these(e) None of these

COMPUTERMCQs




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21. Which among the following is a high levellanguage used to develop software ap-plications in compact, efficient code thatcan be run on different types of com-puters with minimum change?(a) FORTRAN(b) C(c) COBOL(d) ALGOL(e) None of these

22. What do we call a storage device wherethe access time is effectively indepen-dent of the location of the data?(a) Direct access storage device(b) Secondary storage device(c) Primary storage device(d) Gateway device(e) None of these

23. Which among the following is the timeperiod during which a computer is mal-functioning or not operating correctlydue to machine failures?(a) Downtime(b) Uptime(c) Response time(d) Runtime(e) None of these

24. As a person working in internet bankingenvironment, why you should be awareof the ‘Dictionary attack”?(a) It is used to inject worms or

viruses in the system(b) It is used to determine a password(c) It is used to access customer’s

account by determining otherdetails

(d) It is used for stealing info fromthe credit card.

(e) None of these25. What is the purpose of keeping electronic

devices such as computers, televisions,and remote controlled device on sleepmode?(a) Reduce power consumption(b) Backup(c) To write contents of RAM to hard

disc(d) To improve download speed(e) None of these

26. A process known as ____________ isused by large retails to study trends:(a) Datamining(b) Data selection(c) PoS(d) Data conversion(e) None of these

27. The problem statement should includeall of the following except –

(a) Input(b) Output(c) Processing(d) Storage(e) None of these

28. Ferk is(a) The dispatching of a task(b) The creation at a new job(c) The creation of a new process(d) Increasing the priority of a task(e) None of these

29. The purpose of the primary key in adatabase is to(a) Unlock the database(b) Provide a map of the data(c) Uniquely identity a record(d) Establish constraints on database

operation(e) None of these

30. Procedural programming language is(a) COBOL(b) BASIC(c) C++(d) PASCAL(e) All of the above

31. The most common system securitymethod is(a) Password(b) Encryption(c) Firewall(d) All of the above(e) None of these

32. Encapsulation means(a) Dynamic binding(b) A mechanism to associates the

code and data(c) Data abstraction(d) Data hiding(e) None of these

33. Speed of line printer is limited by thespeed of(a) paper movements(b) cartridge used(c) length of paper(d) all of these(e) none of these

34. _____________ translates and executesprogram at run time line by line(a) Compiler(b) Interpreter(c) Linker(d) Loader(e) None of these

35. The ____________ data mining tech-nique derives rules from real world caseexamples.(a) Rule discover(b) Signal processing

(c) Neural nuts(d) Case based reasoning(e) None of these

36. Technology no longer protected by copy-right available to everyone____________ is considered to be(a) Proprietary(b) Open(c) Experimental(d) In the public domain(e) None of these

37. EPROM consist of(a) Bipolar transistors(b) MOSFET’s(c) UJTs(d) Diodes(e) None of these

38. What is the full form of AJAX?(a) Abstract java and xml(b) Advanced Javascript and xml(c) asynchronous java and xml(d) asynchronous java script(e) None of these

39. UNIVAC IS(a) Universal automatic computer(b) Universal array computer(c) Unique automatic computer(d) Unvalued automatic computer(e) None of these

40. MSI stands for(a) Medium scale integrated circuits(b) Medium system integrated

circuits(c) Medium scale intelligent circuit(d) Medium system intelligent circuit(e) None of these

ANSWER KEYS

1. b 2. a 3. b 4. d

5. b 6. b 7. b 8. a

9. b 10. b 11. a 12. b

13. c 14. d 15. b 16. a

17. d 18. b 19. a 20. b

21. c 22. a 23. a 24. b

25. a 26. a 27. d 28. c

29. c 30. a 31. c 32. b

33. b 34. b 35. c 36. a

37. d 38. d 39. a 40. a




1. “Clause 49” is associated with:a) Corporate Governanceb) Retail Tradingc) Income taxd) KYC

2. What are the RBI guidelines for thedevelopment of interest Rate Swaps(IRS)?a) Banks can use IRS for hedging and

Trading bothb) MIFOR is a benchmark for IRSc) Under ISDA agreement Banks can

opt for dual jurisdiction i.e.,Indian as well as common law

d) All of the above3. “Token money” means:

a) coins where the value of metal inthem is equal to the value attachedto them by law

b) coins where the value of metal inthem is less than the value attachedto them by law

c) coins where the value of metal inthem is more than the value ofmetal attached to them by law

d) money represented by the tokensof specified values issued by theReserve Bank of india

4. E-invest is for investing in:a) IPO onlyb) IPO and Mutual Fundsc) IPO, Stock Markets and Mutual

Fundsd) Mutual Funds only

5. To calculate capital adequacy ratio, thebanks are required to take into accountwhich of the following risks?a) Credit risk and Operational riskb) Credit risk and Market riskc) Market Risk and Operational Riskd) Credit Risk, Market risk and

Operational risk6. Immediate Payment Service (IMPS) is

provided by NPCI through its existing____ switch.

a) Hitachi b) ISOc) NFS d) RBI

7. Money lent for 15 days or more in inter-bank market is called _____________a) Term Moneyb) Short Term Moneyc) Call Moneyd) Notice Money

8. Fixed deposits are for the bank in general______a) Fixed Assetb) Time liabilityc) Demand liabilityd) Current Assets

9. Which of the following is an investmentstrategy in which a fund invests in othertypes of funds?a) Bond b) Securitiesc) Stock d) Funds of Fund

10. What is ‘Packing Credit’ ?a) Finance extended to packing

materialsb) Finance extended to an importer

to pack the goods importedc) Finance extended to warehouses

for keeping the goods packagesd) Finance extended to an exporter

to meet the cost of buying and/ormaking products ‘to be exported

11. A banking Ombudsman will not entertainCredit Cards Complaints which aremore than ______ old.a) 3 months b) 6 monthsc) 9 months d) 12 months

12. The customers will be issued _______on the date of issuance of the SGB.a) Certificate of Depositb) Commercial Paperc) Certificate of Holdingd) All of these

13. Authorized Dealers for foreign exchangetransactions are appointed by:a) Reserve Bank of Indiab) Government of Indiac) Individual Banks

d) FEDAI14. To authenticate a Digital Signature in

Cheque Truncation System (CTS),which of the following keys are used..a) Private Key b) Public Keyc) Master Key d) Both a) and c)

15. The reserves held by Commercial Banksover and above the statutory minimumare called_____a) Cash reservesb) Deposit reservesc) Excess reservesd) Momentary reserves

16. The KYC does not include obtaining thefollowing :a) Identity Proofb) Address Proofc) Customer Profiled) Vehicle details of the customer

17. KYC –Know Your Customer is to iden-tify the Customer, whereas AML- AntiMoney Laundering is to identify theSource of Income:a) Falseb) Truec) True only in case of small amountsd) Not necessary in all cases

18. Which of the following is correct:a) Bank don’t manufacture products

or extract natural resources fromearth

b) A bank is a businessc) Bank sell financial services such

as loans, home mortgage Loans,business loans, checking accounts,credit card services, certificates ofdeposit and individual retirementaccounts.

d) All of Above19. If the stock markets are declining then it

is called as ___________.(a) Bull run (b) Down run(c) Bear run (d) Stage

20. Short-term assets, representing amountsdue to a vendor or suppliers of goodsor services that were sold on creditterms is known as _______.a) Account Receivableb) Fixed Assetc) Deposit Assetd) Current Liabilities

ANSWER KEYS

1. a 2. d 3. b 4. a5. d 6. c 7. a 8. b9. d 10. d 11. d 12. c13. a 14. a 15. c 16. d17. b 18. d 19. c 20. a




][68Page |

REASONING ABILITYDirection (1-5) : Read the followinginformation carefully and answer thequestion given below it :There are 9 boxes kept one above the other.3 boxes are kept between box S and box Q.The number of boxes between J and Q is thesame as the number of boxes between S andL. There are 5 boxes between box J and boxO. Box S is kept immediately above O. BoxT is kept below box L. Box T is not kept atthe bottom of the stack. Box D is kept somewhere below E. There is only one box keptbetween T and A. O and J are neither on topnor on bottom place.

1. Which two boxes having names byvowels are kept together ?a) A, Eb) O, Ac) E, Od) Can’t be determinee) None of these

2. Which box is exactly between E and T ?a) L b) Qc) D d) Je) A

3. If the boxes S and D have beeninterchanged, which will beimmediately above J ?a) T b) Rc) U d) Xe) P

4. Which of the following pair of boxes iskept immediately above and below boxT respectively ?a) A, L b) S, Ec) E, L d) O, Qe) D, J

5. Which box is kept at the bottom mostposition ?a) D b) Tc) S d) Oe) A

Direction (6-9) : Study the followinginformation carefully to answer thegiven questions.

C B 2 @ 3 W 5 D T % G J 6 4 &* E 5 7 6 1 7 ! G 8 N @ 8 L R# C D 2 %

6. How many symbols in the arrangementare repeated only once?a) Two b) Threec) Four d) Fivee) Six

7. How many symbols are immediatelypreceded by and followed by aconsonant in the given arrangement?a) 1 b) 2c) 3 d) 4e) 5

8. Which element is 9th to the right of 16th

element from the right end ?a) T b) Lc) 8 d) 3e) R

9. If all the numbers are dropped, thewhich of the following will be 5th tothe right of the 17th element from theleft end ?a) C b) %c) R d) De) #

Direction (10-14) : Study the followinginformation and answer the given belowquestions.P, Q, R, S, T, X, W and Z are Sitting arounda circular table facing the centre. X sits thirdto the left of Q. There are three personssitting between T and R. Neither Z nor S arethe immediate neighbours of X. T sits 2nd tothe left of X. Only two persons are sittingbetween P and S. P is not an immediateneighbour of Q or R.

10. Who are the neighbours of S ?a) TR b) ZQc) PW d) RXe) None of these

11. Who sits 3rd to the right of Z ?a) X b) Rc) P d) Qe) W

12. Who sits opposite to W ?a) Q b) Sc) Z d) Te) None of these

13. Which of the following statements isdefinitely true ?a) S sits 4th to the right of Wb) T and Z are immediate neighbours

of each other.c) P sits opposite to Rd) Both a and ce) None of these

14. What is a position of S with respect toT ?a) Second to the leftb) Third to the rightc) Opposite to each otherd) Immediate lefte) None of these

15. A, B, C, D, E and F are six friends whoscored different marks in a test. Twopeople scored more than A but lessthan D. B scored the highest marks.Two people scored more than C butless than E. A is not the least scorer.Who scored the 4th highest marks ?a) F b) Dc) E d) Ae) Can’t be determined.

Direction: (Q.16–20) : In these questions,a relationship between differentelements is shown in the statements. Thestatements are followed by twoconclusion. Give answer.

a) if only conclusion I is true.b) if only conclusion II is true.c) if either conclusion I nor II is true.d) if neither conclusion I nor II is true.e) if both conclusion I and II are true.

16. Statement : S R = Q > P O

Conclusion : (i) P < S (ii) O R

17. Statement : H > X L; K < XConclusion : (i) L < K (ii) H > K

18. Statement : A = B C; A > DConclusion : (i) B > D (ii) D < C




19. Statement : Q P > N = J R

Conclusion : (i) Q R (ii) J = P

20. Statement : J E F = G > H

Conclusion : (i) F > H (ii) H E

Direction (Q.21–23) : Read the followinginformation carefully and answer thequestions which follow.If ‘A x B’ means ‘A is the father of B’If ‘A + B’ means ‘A is the wife of B’.If ‘A÷B’ means ‘A is the daughter of B’.If ‘A – B ‘ means ‘A is the son of B’.

21. How is L related to Q is the expression‘L ÷ M x O – P ÷ Q’ ?a) Granddaughterb) Niecec) Daughter – in – lawd) Daughtere) Cannot be determined

22. What will come in the place of thequestion mark (?) to establish that Q isthe nephew of T in the expression Q ?R ÷ S x Ta) + b) ×c) – d) +e) Either ‘c’ or ‘a’

23. Which of the following relations are truebased upon the relations given in theequation;‘A – B × C + D – E’a) C is mother of Ab) E is wife of Bc) D is brother of Ad) E is mother-in-law of Ce) None of these

24. The following question consists of threestatements numbered I, II and III.Decide if data given in the statementsare sufficient to answer the questionbelow.A, B, C, D, E, F and G are sevenmembers in a family. How is F relatedto G ?I. B is the daughter of A, Who is the

maternal grandfather of G.II. F is the only brother of B and they

both are unmarried.III. E is the mother of C.a) All the statements are needed.b) Only I and II are sufficient.c) Only II and III are sufficient.d) Only I and III are sufficient.e) Insufficient data.

Directions (Q.25–26) : Read thefollowing information and answer thegiven questions.

Priya starts walking from Point E and walks25m towards the north. He then takes a rightturn and walks for 15m. He makes a leftturn and stops at Point M after walking for20m. Point K is 30m to the west of PointM. Point K is 45m to the north of Point J.Point J is 10m to the east of Point L.

25. How far and in which direction is PointE with respect to Point L ?a) 30 m towards Westb) 25 m towards Eastc) 20 m towards Eastd) 20 m towards Weste) 25m towards West

26. If Neha is standing at Point D which is20m to the north of Point L, in whichdirection will she have to walk in orderto reach Point M ?a) North-westb) Eastc) South-eastd) North-easte) North

Directions (Q.27–28) : In each questionbelow is given a statement followed bythree assumptions numbered I, II, andIII. An assumption is something supposedor taken for granted. You have to considerthe statement and the followingassumptions and decide which of theassumptions is implicit in the statement,then decide which of the answer (a), (b),(c), (d) and (e) is correct answer andindicate it on the answer sheet.

27. Statement : We must be prepared toface any eventuality and all theassignments must be completed as pertheir schedule – Director tells thefaculty members.Assumptions :I. There is possibility of any serious

eventuality.II. Dates are fixed for all the

assignments.III. Faculty members are supposed to

complete the assignments.a) All are implicitb) Only II and III are implicitc) None is implicitd) Only III is implicite) Only I is implicit

28. Statement: In the recently held All IndiaCommerce Conference, the session on‘Management of Service Sector inIndia’ surprisingly attracted largenumber of participants and also

received a very good media coverage inthe leading newspapers.Assumptions :I. People were not expecting such

an encouraging response forservice sector.

II. Service sector is not managedproperly in India.

III. Media is always very positivetowards service sector.

a) Only I is implicitb) All are implicitc) None is implicitd) Either I or III is implicite) Only II and III are implicit

Directions (Q.29–31) : Study thefollowing information and answer thegiven questions.

(i) Ruchi and Suresh are marriedcouple having two children,Manisha and Divya.

(ii) Divya is married to Amit who isthe son of Gauri and Tarun.

(iii) Nishi is the daughter of Amit.(iv) Karuna, who is Amit’s sister, is

married to Harish and has twosons, Vijay and Parikshit.

(v) Gauri is the grandmother ofParikshit.

(vi) Manisha is the maternal aunt ofNishi.

29. What is the difference between thenumber of females and the number ofmales in the second generation?a)5 b)1c)2 d) 3e) None of these

30. Which of the following is true?a) Tarun is Divya’s maternal uncleb) Vijay is the son of Manishac) Gauri is Harishs mother-in-lawd) Nishi is the cousin of Karunae) None of the above

31. How is Karuna related to Divya?a) Aunt b) Sister-in-lawc) Mother d) Sistere) None of these

Directions (Q.32–33) : Followingquestions are based on five words givenbelow.

C J S V L S M D U C K S M A I E O A K W

(The new words formed after performingthe mentioned operations may or may notnecessarily be meaningful English words)




][70Page |

32. If in each of the words, the word startwith a vowel is arranged at first and aconsonant at the last in alphabeticalorder then which of the following isthe third from the right?a) O A K W b) M A I Ec) U C K S d) C J S Ve) L S M D

33. If all the letters within the word ischanged to next letter in alphabeticalseries, then how many words will haveonly one vowels ?a) 1 b) 2c) 3 d) 4e) None of these

Direction (Q.34–36) : In each questionbelow are given three statementsfollowed by two conclusions numbered Iand II. You have to take the givenstatements to be true even if they seemto be at variance with commonly knownfacts. Read all the conclusions are thendecide which of the given conclusionlogically follows from the givenstatements, disregarding commonlyknown fact. Give answer.

a) If only conclusion I followsb) If only conclusion II followsc) If either conclusion I or II followsd) If neither conclusion I nor II

followse) If both conclusion I and II follow

34. Statements : Some Inputs are outputs.All outputs are necessary.No necessary is a result.Conclusions : (I) All inputs beingnecessary is a possibility.(II) All results being inputs in a

possibility.

35. Statements : Some Inputs are outputs.All outputs are necessary.No necessary is a result.Conclusions : (I) No output is aresult.II. Some necessary are not output.

36. Statements : All symbols are blanks.All blanks are space.Some blanks are marks.Conclusions : (I) All symbols arespaces.(II) All spaces being marks is a

possibility.

Directions (Q. 37) : Study the followingstatement carefully and answer thegiven questions.

In a certain code ‘India beats Pakistan’ iswritten as ‘ra ja sa’. ‘Pakistan beatsAustralia’ is written as ‘sa ja ga’. ‘Australiabeats no any team’ is written as ‘ga na pa taja’ and ‘Team performance’ is written as ‘pama’.

37. Which of the following is the code for‘no any performance India’ ?a) na ta ma rab) na ta ga pac) na ta ja sad) na ma sa gae) None of these

Direction (Q.38–40) : Study thefollowing information carefully andanswer the questions given below.A certain number of persons are sitting in as i n g l e l i n e . A l l a r e f a c i n g t o N o r t h . Z s i t s 3

rd

to the left of X. Four persons are sittingbetween C and V, who is an immediateneighbour of Z. B sits 2nd from the extremeend. There are as many persons sittingbetween B and N as between N and M. Lsits 4th to the left of M. C sits immediateright of B. N is an immediate neighbour of V.O, who is 4th from an extreme end, sitsexactly mid of X and M.38. Who among the following person sits

2nd to the right of V?a) N b) Xc) L d) Oe) None of these

39. Who among the following person sits atextreme end ?a) X b) Lc) O d) Me) None of these

40. What is the position of X with respectto O ?a) 2nd to the leftb) 3rd to the rightc) 2nd to the rightd) 3rd to the lefte) None of these

QUANTITATIVE APTITUDE

Direction (Q.41-45) : Study the followingline graph and answer the questions thatfollow.The graph shows the percentage distributionof money spent by Avanish on Education,Household and Others in five differentmonths. He spent only 60% of his monthlysalary.

Note : Monthly income throughout the yearremains constant.MONTHLY SALARY : 50,000

41. In June, Avanish spent 25% less amounton others as compared to what he spenton others in May. Find the percentagecontribution of money spent on othersin June from monthly salary of June.a) 20.5% b) 22.5%c) 17.1% d) 23.2 %e) None of these

42. Avanish invested 10% of the moneyspent on others in January in a businesswhich gives him 10% interest perannum on amount invested. Find theinterest earned by him in one year ?a) Rs. 125.5 b) Rs. 152c) Rs. 150 d) Rs. 135e) None of these

43. What is the difference in amount savedand amount spent on education byAvanish in April ?a) Rs. 12100 b) Rs. 8600c) Rs. 7200 d) Rs. 8500e) Rs. 7850

44. Find the total expenditure made inFebruary except education ?a) Rs. 24,000 b) Rs. 24,400c) Rs. 22,400 d) Rs. 20,400e) None of these

45. Find the ratio of money spent onEducation in February to monthlysalary in February ?a) 3 : 22 b) 4 : 27c) 5 : 29 d) 8 : 35e) None of these

Directions (Q.46-50) : In each of thesequestions, two equations (I) and (II) aregiven. You have to solve both theequations and give answer.

a) if x > y

b) if x y




c) if x < y

d) if x ye) if x = y or if there is no relation

between ‘x’ and ‘y’.

46. I. 2x2 – 21 x + 54 = 0II. y2 – 14y + 49 = 0

47. I. x2 – 19x + 70 = 0II. 2y2 – 17y + 35 = 0

48. I. 3x2 + 5x – 8 = 0II. y2 – 4y + 3 = 0

49. I. 12x2 – 16x + 5 = 0II. 18y2 – 45y + 25 = 0

50. I. 3x2 – 11x + 8 = 0II. 3y2 + 20y + 32 = 0

51. P and Q entered into partnershipinvesting Rs 12000 and Rs 16000respectively. After 8 months, R alsojoins the business with a capital of Rs15000. The share of R in a profit of Rs45600 after 2 years will be (in rupees):a) 24000 b) 16000c) 12000 d) 11400e) None of these

52. A person covered 9 km at 3 km/h, 25 kmat 5 km/h and 30 km at 10 km/h. Thenfind the average speed in covering thewhole distance.

a)11

25 km/h b)

11

55 km/h

c)11

75 km/h d) 6 km/h

e) None of these53. A dishonest dealer sells the goods at 10%

loss on cost price but uses 20% lessweight. What is his percentage profit aloss ?a) 12.5% gainb) 12.5% loss

c)3

216 %loss

d)3

216 gain

e) None of these54. Two pies A and B can fill a tank in 30

minutes and 45 minutes respectively.Both pipes are opened. The tank willbe filled in just 20 minutes, if the pipeB is turned off after :a) 10 minutesb) 18 minutesc) 8 minutesd) 15 minutese) None of these

55. After replacing an old member by a newmember, it was found that the averageage of four members of a family is thesame as it was 3 year ago. What is thedifference between the ages of thereplaced and the new member ?a) 10 years b) 11 yearsc) 12 years d) 8 yearse) None of these

56. The length of rectangular floor is twiceits breadth. If Rs 256 is required topaint the floor at the rate Rs 2 per sqm, then what would be the length offloor ?a) 16 m b) 8 mc) 12 m d) 32 me) 20m

Directions (Q.57-61) : What should comein place of the question mark (?) in thefollowing number series ?

57. 418, 208, 102, 48, ?, 5a) 22 b) 24c) 20 d) 18e) 30

58. 180, 191, 193, 203, 206, ?a) 215 b) 225c) 205 d) 315e) 305

59. 3, 4, 9, 28, ?, 566a) 111 b) 112c) 113 d) 114e) 115

60. 153, 155, 160, 170, 187, ?a) 211 b) 212c) 213 d) 214e) 215

61. 3, 1.5, 1.5, 3, 12, 96, ?a) 1530 b) 1430c) 1636 d) 1436e) 1536

Directions (Q.62-66) : Given below thetable shows the number of laptops soldby five sellers and ratio of H.P. laptopsold to Dell laptop sold. Study the datacarefully and answer the followingquestions.

Seller TotalLaptops

sold

HP sold: Dellsold

A 2376 6 : 5B 3150 9 : 5C 2080 5 : 3D 5280 9 : 13E 3360 1 : 2

62. HP laptop sold by A is what percentless than HP laptop sold by B.a) 64% b) 42%c) 36% d) 58%e) 46%

63. Find the average number of Dell laptopsold by B, C and D all together?a) 1645 b) 1625c) 1735 d) 1890e) 1675

64. Find the ratio between H.P. laptoplaptop sold by ‘C’ to H.P. laptop soldby ‘E’ ?a) 56 : 65 b) 65 : 56c) 52 : 45 d) 45 : 52e) 13 : 9

65. Dell laptop sold by ‘D’ and ‘E’ togetheris how much more than Dell laptopsold by ‘B’ and ‘C’ together ?a) 3425 b) 3385c) 3345 d) 3455e) 3485

66. Dell laptop sold by C is what percent ofthe Dell laptop sold by ‘B’ ?

a) %3

269 b) %

9

769

c) %3

166 d) %

3

169

e) %3

266

Directions (Q.67-71) : What should comein place of question mark (?) in followingsimplification problems ?

67. 50% of 250 + ? = 165

a) 1700 b) 1600c) 1800 d) 2000e) None of these

68. 140% of 56 + 56% of 140 = ?a) 78.4 b) 158.6c) 156.6 d) 87.4e) None of these

69.2

16

8

51

9

51

4

11 = ?


70. 999.09 + 99.90 + 9.99 + 9 + 0.99 = ?a)1118.97 b) 1128.97c) 1218.97 d)1139.97e) None of these




][72Page |

71. 20% of {(220 % of 40) – 10}% of 500=?a) 58 b) 68c) 98 d) 78e) None of these

72. A 180 m long train crosses another 270m long train running in the oppositedirection in 10.8 seconds. If the shortertrain crosses a pole in 12 seconds, whatis the speed of longer train ?a) 98 km/hr b) 96 km/hrc) 90 km/hr d) 88 km/hre) None of these

73. The respective ratio between the speedof the boat upstream and speed of theboat downstream is 2 : 3. What is thespeed of the boat in still water if itcovers 42 km downstream in 2 hours20 minutes? (in km/h)a) 13.5 b) 15c) 12 d) 11e) 10

74. A certain sum is divided among A, B andC in such a way that A gets Rs. 40morethan the ½ of the sum .B gets Rs.120less than 3/8th of the sum and C getsRs.200 . What is the total sum ?a) Rs. 1,100 b) Rs. 850c) Rs. 960 d) Rs. 1,200e) None of these

75. A bag contains 3 red balls, 5 yellow ballsand 7 pink balls. If one ball is drawn atrandom from the bag, what is theprobability that it is either pink or red?

a)7

1b)

3

2

c)9

4d)

7

5

e) None of these76. A is 60 % more efficient than B. In how

many days will A and B workingtogether complete a piece of workwhich A alone takes 15 days to finish ?

a)13

79 b)

13

98

c)13

48 d)

13

110

e)13

39

Directions (Q.77-80) : Study thefollowing Pie Chart carefully andanswer the questions given below. Costestimated by a family in renovation ofits house.

Total cost estimate Rs. 240,000

77. During the process of renovation thefamily actually incurs miscellaneousexpenditure of Rs. 20,400. Themiscellaneous expenditure incurred bythe family is what percent of the totalestimated cost ?a) 9.5b) 9c) 8.5d) 10.5e) None of these

78. What is the difference in the amountestimated by the family on InteriorDecoration and Architect Fees (In Rs.)?a) 20,000b) 19000c) 14400d) 18000e) 19200

79. What is the cost estimated by the familyon Painting and Flooring together (InRs.)?a) 73000b) 69600c) 72,000d) 69000e) None of these

80. The family gets a discount on Furnitureand pays 12% less than the estimatedcost on Furniture. What is the amountspent on furniture (In Rs.) ?a) 26400b) 29052c) 27052d) 27456e) None of these

EXPLANATIONS

(1-5)

S

O

E

L

Q

D

T

J

A

1. c 2. b 3. a 4. e5. e(6-9)6. a; @ and % are repeated once in

arrangement.7. b; T % G, R # C8. b; 6 is the 16th element from the right end

and L is the 9th element to the right of6.

9. b; We have left + Right = 5th + 17th = 22nd

So, 22nd element from left end is %.(10-14)

10. b 11. a 12. c 13. b14. a15. a; B > D > E > F > A > C

F scored 4th highest.(16-20)16. a 17. b 18. e 19. d20. a(21-23)21. a

22. c; TSR means R is the daughter

of S, S is the father of T. So, R and Tare children of S. So, son of R is the




nephew of T. So, “?” should bereplaced by ‘–’.

23. e

24. b

(25-26)

25. b 26. d(27-28)27. a; According to the given statement, we

can clarified all the given assumptionsare implicit.

28. a(29-31)

29. b 30. c 31. b(32-33)32. d; Acc to question –

O A K W U C K SC J S V L S M DM A L EClearly, third from the right is “C J SV” .

33. a; (I) On changing letters within theword to next letter in alphabetical serieswe get :

D K T W M T N E V D L T N B J F P B L X

(II) Clearly, one word will have onevowel.

Note : In English alphabetical seriesthere are 5 vowels i.e. A, E, I, O, U elseall are consonants.Hence, one is the correct answer. i.e,M T N E

(34-36)34. e

35. a

36. e

37. a; Australia – gaBeat – JaIndia – raPakistan – SaTeam – PaNo/any – na / taPerformance - Ma

(38–40)

38. b 39. d 40. d(41-45)41. c; Money spent by Avanish on others in

june = 30000100

38

100

75

= 8550% contribution =

%1.1710050000

8550

42. d; Money invested by Avanish

=100

10

100

10

100

4530000

= 13543. b; Amount saved in April =

50000100

40 = Rs. 20,000

Amount spent on education =

000,30100

38 = 11,400

Required difference = Rs. 860044. a; Asked expenditure in February

except education

= 3000010

)20100(

= Rs. 24,00045. e; Required ratio

=25

3

000,50

000,30100

20

(46-50)46. c; I. 2x2 – 12x – 9x + 54 = 0

2x(x – 6) – 9 (x – 6) = 0

x = 6,2

9

II. y2 – 7y – 7y + 49 = 0 y (y – 7) – 7 (y – 7) = 0y = 7, 7x < y

47. b; I. x2 – 14x – 5x + 70 = 0x (x – 14) – 5(x – 14) = 0x = 5, 14II. 2y2 – 10y – 7y + 35 = 02y (y – 5) – 7 (y – 5) = 0

y = 5,2

7

x y

48. d; I. 3x2 + 8x – 3x – 8 = 0x(3x + 8) – 1 (3x + 8) = 0

x = 1,3

8

II. y2 – y – 3y + 3 = 0y(y – 1) – 3(y – 1) = 0y = 1, 3

x y

49. d; I. 12x2 – 6x – 10x + 5 = 06x(2x – 1) – 5(2x – 1) = 0




][74Page |

6

5,

2

1x

II. 18y2 – 30y – 15y + 25 = 06y(3y – 5) – 5(3y – 5) = 0

6

5,

3

5y

x y

5 0 . a ; I. 3x2 – 3x – 8x + 8 = 03x(x – 1) – 8(x – 1) = 0

x = 1,3

8

II. 3y2 + 12y + 8y + 32 = 03y (y + 4) + 8(y + 4) = 0

y = – 4,3

8

x> y51. c; Share of

45600

)1615000(

)2416000()2412000(

)1615000(R

= Rs .1200052. e; Average speed

= takentimeTotal

eredcovcetandisTotal

=11

95

11

64 km/h

53. a; Let CP = Rs 1000

SP at 10% loss =100

)90100( × 1000 =

Rs 900

But actual CP = 1000 ×100

)20100(

= Rs 800Profit percentage

=800

)800900( × 100 = 12.5%

54. d; Let pipe B be turned off after x minutes

Part filled by (A + B) in x min. +part filled byA in (20 – x) min. = 1

or,

45

1

30

1x +(20 – x) 1

30

1

or,30

10

30

x

90

x5

or, x = 15 minutes.

55. c; Let the sum of their present ages = xyearsAfter replacing, sum of their ages= x – (4 × 3) = x – 12 yesrsThus, required difference in age of twomembers = 12 years

56. a; Area = 2x2 m2

2x2× 2 = 256x2 = 64x = 8 Required length = 2 × 8 = 16 m

(57-61)57. c; The pattern of the series is ÷2 –1 , ÷2

– 2, ÷2 – 3,………So, 48 ÷2 – 4 = 20

58. a

59. c

60. c

61. e

(62-66)62. c; HP laptop sold by A = 2376

× 129611

6

HP laptop sold by B = 3150 ×

202514

9

Required percentage

= 1002025

12962025

=

2025

729×

= 36%63. e; Required average

=

22

135280

8

32080

14

53150

3

1

=3

1[1125 + 780 + 3120]

=3

1 [5025] = 1675

64. b; Required Ratio

= 56

65

1120

1300

3

13360

8

52080

65. d; Dell laptop sold by D & E together =

5280 ×3

23360

22

13

= 3120 + 2240 = 5360Dell laptop sold by B and C together =

3150 ×8

32080

14

5

= 1125 + 780 = 1905Difference = 5360 – 1905 = 3455

66. d; Dell laptop sold by C

= 2080 × 7808

3

Dell laptop sold by B = 3150 ×

112514

5

Required %

= %3

169100

1125

780

(67-71)

67. b;100

50 of 250 + ? = 165

165?125

40? ? = (40)2 = 1600

68. e;100

140 of 56 +

100

56 of 140




= 78.4 + 78.4 = 156.8

69. e; ? =2

16

8

51

9

51

4

11

=2

13

8

13

9

14

4

5

=13

2

8

13

9

14

4

5

36

231

36

5936

1445

18

7

4

5

70. a; 999.09 + 99.90 + 9.99 + 9 + 0.99 =1118.97

71. d; %1040100

220

100

20

of 500 =?

%10885

1 of 500 = ?

100100

78

5

1 = ?

? = 7872. b; Total Distance = 270 + 180 = 450 m

Time taken to cross each other =10.8 s

Relative speed of trains =

5

18

8.10

450

= 150 km/hrSpeed of shorter train =

545

18

12

180 km/hr

Speed of longer train = 150 – 54 =96 km/hr

73. b; Speed of boat downstream =

3

12

42

60

202

42

=7

342

16

342

= 18 km/h

Speed of boat upstream

=3

218 = 12 km/h

2

upstreamboatofspeed

downstreamofSpeed

=2

1812 = 15 km/h

74. c; Let total amount = Rs x

Amount received by A = 402

x

Amount received by B = 1208

x3

According to question,

2001208

x340

2

xx

200120408

x3x4x8

802008

xx = 120 × 8

x = Rs 960 /-

75. b; Total number of balls = 3 + 5 + 7 = 15

Probability of either pink or redball

= 3

2

15

10

15

37

C

CC

115

13

17

76. e; Time taken by A alone to completethe work = 15 daysAnd time taken by B to complete thework = (15 + 9) daysNow time taken by A and B together tocomplete the work

=13

39

39

2415

2415

2415

days

(77-80)77. c; Required percentage

= 5.8100240000

20400

78. e; Required difference = (19 – 11)% of240000 = 19200

79. b; Requires cost = (15 + 14)% of 240000= 69600

80. d; Amount spent on furniture = (100 –12% of 13% of 240000 = 27456




][76Page |

ENGLISH LANGUAGE

Direction (1-5) : Below, a passage is givenwith five blanks labelled (A)-(E). Belowthe passage, five options are given foreach blank. Choose the word that fitseach blank most appropriately in thecontext of the passage, and mark thecorresponding answer.In a __(A)__ to India’s highwaydevelopment programme, the Union cabinetchaired by Prime Minister Narendra Modion Tuesday approved a plan to buildthousands of kilometres of roads andhighways over the next five years at a costof about Rs 7 lakh crore, a __(B)__ pushthat could help generate jobs and lift theeconomy. Infrastructure experts are happythat the __(C)__ to the sector has continued.There were signs that the government hadlittle option but to spend its way out oftrouble that was __(D)__, in part, by lastyear’s shock withdrawal of high-valuebanknotes as well as __(E)__ following therollout of the new Goods and Services Tax.1. Which of the following words most

appropriately fits the blank labelled(A)?(a) demeanour(b) benignity(c) fillip(d) impediment(e) Relief

2. Which of the following words mostappropriately fits the blank labelled(B)?(a) spending (b) frugal(c) futile (d) resounding(e) Catechize

3. Which of the following words mostappropriately fits the blank labelled(C)?(a) speed (b) frequency(c) velocity (d) momentum(e) Mass

4. Which of the following words mostappropriately fits the blank labelled(D)?

(a) granted(b) exacerbated(c) endowed(d) dispensed(e) Emerged

5. Which of the following words mostappropriately fits the blank labelled(E)?(a) animosity (b) emanation(c) irritation (d) subjugation(e) Disruptions

Direction (6-10) : Select the phrase/connector from the given three optionswhich can be used to form a singlesentence from the two sentences givenbelow, implying the same meaning asexpressed in the statement sentences.

6. I was unsure of the success of the project.I wanted to change the execution plan.I. Changing the execution planii. Success of the projectiii. Being unsure of the(a) Only I (b) Only ii(c) Only iii (d) Both i and ii(e) None of these

7. Many companies are running at a loss.Many companies are laying offworkers to reduce the cost.i. Workers are being laid offii. Running at a lossiii. So many companies(a) Only I (b) Only ii(c) Only iii (d) Both i and ii(e) None of these

8. He did not want to gamble again. He hadlost a huge sum of money the last time.i. Having lost a huge sum of moneyii. Not wanting to gamble againiii. The last time(a) Only I (b) Only ii(c) Only iii (d) Both i and iii(e) None of these

9. The first statement states theinformation. The second statementgives the description.i. While the first statement

ii. As the first statementiii. However the second statement(a) Only I (b) Only ii(c) Only iii (d) Both ii and iii(e) None of these

10. The market is surely to grow in thecoming months. It might take some timeto regain the previous state.i. Taking some time to regain the

previous stateii. The market is surely to growiii. In the coming months(a) Only I (b) Only ii(c) Only iii (d) Both ii and iii(e) None of these

Direction (11-12) : Five statements aregiven below, labelled a, b, c, d and e.Among these, four statements are inlogical order and form a coherentparagraph/passage. From the givenoptions, choose the option that does notfit into the theme of the passage.

11. (A) North Korea has been issued witha dire war warning after the USAand South Korea heldsabre-rattling military drills on thehermit kingdom’s doorstep.

(B) North Korea frequently threatensto destroy Seoul and Washingtonin retaliation for these joint drills,which Pyongyang claims ispreparation for an invasion.

(C) But the USA and their SouthKorean allies are showing no signsof taking such threats toheart as they carry out yet anothermilitary drill.

(D) Deterrence worked when Americaand the Soviet Union hadthousands of warheads pointed ateach other.

(E) The two-week exercise is takingplace on Baengnyeong andYeonpyeong islands, just south ofthe tense Korean border.




(a) A (b) C(c) E (d) D(e) B

12. (A) Moody’s decision to upgradeIndia’s sovereign credit rating bya notch after a gap of almost14 years is undoubtedly awelcome recognition of thecountry’s enormous economicpotential.

(B) It has been driven by some of therecent structural reforms —including the implementationof a long-delayed nationwidegoods and services tax (GST), andmoves to address the logjam ofmounting bad loans in the bankingsector through an Insolvency andBankruptcy Code.

(C) A maximum time limit, forcompletion of the insolvencyresolution process, has been setfor corporates and individuals.

(D) All these reforms are expected tohelp ensure a healthier enablingenvironment to realise thispotential over the longer term.

(E) The ratings agency has said thereforms undertaken until nowwould “advance the government’sobjective of improving thebusiness climate, enhancingproductivity, stimulating foreignand domestic investment, andultimately fostering strong andsustainable growth.

(a) A (b) C(c) D (d) B(e) E

Direction(13-20) : Read the passagegiven below and then answer thequestions given below the passage. Somewords may be highlighted for yourattention. Pay careful attention.Paragraph 1: Kavita Devi, a formercompetitive powerlifter, has become the firstever Indian woman to be signed by the WorldWrestling Entertainment (WWE). JinderMahal, the current WWE champion,confirmed the news in a special visit to NewDelhi recently.Paragraph 2: Hailing from Haryana, Kavitaunderwent training to be a professionalwrestler under the guidance of The GreatKhali (Dalip Singh Rana) at his Punjab basedwrestling promotion and training academy.She shot to fame after her video, in whichshe wrestled against a woman wrestler

named B B Bull Bull, went viral on socialmedia. She also won a gold medal at the2016 South Asian Games.Paragraph 3: Kavita Devi also has thedistinction of being the first Indian womanto compete in a WWE ring, as she was afeatured participant in the Mae YoungClassic women’s tournament. She isexpected to begin training at the WWEPerformance Center in Orlando, Florida thisJanuary.Paragraph 4: ”It was a privilege to be thefirst Indian woman to compete in WWE,”said Devi. “Participating in the Mae YoungClassic with some of the best femaleperformers in the world was a great learningexperience. Now I am looking forward topursuing my dream of becoming the firstWWE Women’s Champion from India.”Paragraph 5: ”I’m extremely proud towelcome Kavita to WWE where she nowhas a great opportunity to become India’sfirst female WWE Superstar. She is aninspiration to the youth of India and I wishnothing but success for her” said JinderMahal.Paragraph 6 : In another first for WWE’swomen’s evolution, WWE also announcedthat Shadia Bseiso from Jordan has becomethe first Arab woman from the Middle Eastto sign a WWE developmental contract.Paragraph 7 : The WWE PerformanceCenter is the home of the developmentalsystem for WWE. With seven training rings,a world-class strength and conditioningprogram and cutting-edge edit andproduction facilities, the Performance Centerallows new recruits to hone their skillsthrough a comprehensive program thatincludes in-ring training, physicalpreparedness and character development.Additionally, recruits will be immersed inWWE’s Professional Development programthat focuses on four key pillars: Life Skills,Education, Wellness and Career Success.Paragraph 8: Kavita Devi, who became thefirst Indian woman to sign with WorldWrestling Entertainment (WWE) assertedthat nothing was impossible for women toachieve.“I achieved this position because of myfamily’s support. And I want to say thatnothing is impossible for women to achieve,”Kavita Devi, told ANI.Kavita also applauded Dalip Singh Rana akaThe Great Khali, former Indian origin WWEmale champion, crediting him for the feat.

“I give all the credit of my success to Khalisir,” she said.Meanwhile, Khali said he was confidentDevi would make it to WWE.“When I started training her, I knew shewill definitely go to WWE,” Dalip SinghRana told ANI.

13. How did Kamala Devi first attain fame?(Based on Para 2)(a) She was the only girl to train under

The Great Khali.(b) Through a viral video where she

wrestled against another womanwrestler BB Bull Bull.

(c) She is the first woman wrestlerfrom India.

(d) She won an Olympic gold inwrestling.

(e) She is the first Indian womanwrestler signed by the WWE.

14. Who is the first Arab woman from theMiddle East to sign a WWEdevelopmental contract? (Based onPara 6)(a) Shania Bseiso(b) Shadia Bseiso(c) Shadia Bsenso(d) Mona Eltahawy(e) Manal Al Sharif

15. From the given options select the correctsynonym for the word ‘distinction’ ashighlighted in the passage. (Based onPara 3)(a) difference(b) contrast(c) dissimilarity(d) similarity(e) Significance

16. From the given options select the correctantonym for the highlighted word‘applauded’. (Based on Para 8)(a) Criticize (b) Clap(c) Cheer (d) Praise(e) Commend

17. From the given options select the correctmeaning of the phrase ‘conditioningprogram’. (Based on Para 7)(a) It is a tool that allows you to

apply formats to a cell or range ofcells, and have that formattingchange depending on the value ofthe cell or the value of a formula.

(b) It means you still need to meetthe requirements – usually examresults.

(c) The process of training to becomephysically fit by a regimen of




][78Page |

exercise, diet, and rest; also : theresulting state of physical fitness.

(d) The minimum requirement foradmission to the degree ofbachelor is a senior certificatewith endorsement or a certificateof full or conditional matriculationexemption granted by theMatriculation Board.

(e) It includes some form ofmovement or resistance training.

18. Why is Kavita Devi considered aninspiration for the youth of India?(Based on Para 5)(a) Kavita Devi is an inspiration to

the Indian youth as she is awoman wrestler.

(b) Kavita Devi is an inspiration tothe Indian youth as she won agold medal at the 2016 SouthAsian Games.

(c) Kavita Devi is an inspiration tothe Indian youth as she is the firstIndian woman wrestler signed upby the WWE

(d) Kavita Devi is an inspiration tothe Indian youth as she promoteswrestling.

(e) Kavita Devi is an inspiration tothe Indian youth as she is awoman who chose wrestling aslivelihood.

19. What has been a great learning experiencefor Kavita Devi? (Based on Para 4)(a) Joining WWE as the first Indian

woman wrestler was a greatlearning experience for KavitaDevi.

(b) Becoming famous through a viralvideo was a great learningexperience for Kavita Devi.

(c) Applause and criticisms fromvarious peers in the field ofwrestling was a great learningexperience for Kavita Devi.

(d) Participating in the Mae YoungClassic with some of the bestfemale performers in the world wasa great learning experience forKavita Devi.

(e) Getting tutored by the Great Khaliin the art of wrestling was a greatlearning experience for KavitaDevi.

20. From the given options which wordcorrectly describes the tone of thepassage. (Based on the passage)(a) Critical

(b) Applauding(c) Indifferent(d) Descriptive(e) Analytical

Direction (21-25) : Please select the mostappropriate option, out of the five optionsgiven for each of the following sentences,which, in your view, should begrammatically and structurally correct.Please note that the meaning & contextof the sentence must not change.

21. (a) As Grainier drove along in thewagon behind a wide, slow, sand-colored mare, clusters oforange butterflies exploded off thepurple blackish piles of bear signand winked and winked andfluttered magically like leaveswithout trees.

(b) As Grainier drove along in thewagon behind a wide, slow, maresand-colored, clusters oforange butterflies exploded off thepiles purple blackish of bear signand winked and winked andfluttered magically like leaveswithout trees.

(c) As Grainier drove along in thewagon behind a mare, wide, slow,sand-colored, clusters oforange butterflies exploded off thepurple blackish piles of bear signand winked and winked andfluttered magically like leaveswithout trees.

(d) As Grainier drove along in thewagon behind a wide, slow, sand-colored mare, explodedclusters of orange butterflies offthe purple blackish piles of bearsign and winked and winked andfluttered magically like leaveswithout trees.

(e) None is true22. (a) The students finally decided the

topic of the project from the givenlist of topics, talking at lengthamong themselves.

(b) The students finally decided thetopic of the project talking atlength among themselves from thegiven list of topics.

(c) The students, talking at lengthamong themselves, finally decidedthe topic of the projectfrom the given list of topics.

(d) The students decided finallytalking at length among themselvesthe topic of the project from thegiven list of topics

(e) None is true23. (a) Rita clearly knows the address and

she drives her car generally to visitthe orphanage.

(b) Rita knows clearly the address andshe drives her car generally to visitthe orphanage.

(c) Rita knew the address clearly andshe drives her car generally to visitthe orphanage.

(d) Rita clearly knows the address andshe generally drives her car to visitthe orphanage.

(e) None is true24. (a) “If we knew we were coming we

would have brought along severalother useful things,” respondedthe Wizard.

(b) “If we had known we were comingwe will bring along several otheruseful things,” responded theWizard.

(c) “If we were knowing we werecoming we would be bringingalong several other usefulthings,” responded the Wizard.

(d) “If we had known we were comingwe would have brought alongseveral other useful things,”responded the Wizard.

(e) None is true.25. (a) Its industrial establishments

comprise of tobacco, yarn, thread,linen and woollen clothmanufactories, bleaching anddyeing works, breweries and oiland flour mills.

(b) Its industrial establishmentscomprise tobacco, yarn, thread,linen and woollen clothmanufactories, bleaching anddyeing works, breweries and oiland flour mills.

(c) Its industrial establishments consisttobacco, yarn, thread, linen andwoollen cloth manufactories,bleaching and dyeing works,breweries and oil and flour mills.

(d) Its industrial establishmentsincludes tobacco, yarn, thread,linen and woollen clothmanufactories, bleaching anddyeing works, breweries and oiland flour mills.




(e) None is true

Direction (26-30) : Which of the phrases(a), (b), (c) and (d) given below eachstatement should be placed in the blankspace provided so as to make ameaningful and grammatically correctsentence? If none of the options isappropriate, mark (e) i.e. None of theseas the answer.

26. A dog is a man’s best friend, and rightlyso, with the breed ______, which issomething humans cherish in this worldof selfishness and people using eachother to their advantage.(a) Developing a longer lifespan.(b) Known for its loyalty.(c) Being selfless and agile.(d) Labrador being the best.(e) None of these

27. The government has been promoting theuse of bicycles as a means of transportby giving incentives and _________.(a) Giving discounts on bicycles.(b) Promoting the use of bicycles.(c) Building special cycle lanes.(d) Tax exemption on bicycles.(e) None of these.

28. The move to go cashless has beenapplauded by the Environmentalistsbecause _____________________.(a) Trees are cut for making notes.(b) Technology hasn’t been

supporting the Environment.(c) Handling a large amount of cash is

a nuisance.(d) Credit cards are eco-friendly

material.(e) None of these.

29. The fact that _________________ justgoes on to show how little thedevelopment has been in the irrigationsector since Independence.(a) Monsoon will be weaker this year.(b) Agriculture sector is in shambles.(c) Irrigation sector hasn’t been

developed.(d) Agriculture sector is still

dependent of Monsoon.(e) None of these.

30. Children should not be exposed to adultcontent at a very young age. But this isthe lamest excuse to not offer sexeducation, given that ______________.(a) There are other reasons behind it.(b) It doesn’t promote sex.(c) It is not an integral part for the

development of the children.

(d) It is against Indian culture.(e) None of these.

Direction (31-35) : In each questionsbelow, a Theme has been given followedby three passage. You have to determinewhich passage is based on the giventheme and mark it as your option. Morethan one passage can be based or notbased on the given theme that ishighlighted in bold.

31. “Is technology beneficial?”(i) Technology has given human

beings the ability to streamlineyour life. Technology has made itpossible to be in touch withpeople across the world.Technology has boosted efficiencyfrom factories to homes.Technology has improvedresearch and studying efforts.Technology has provided peoplewith an abundance of knowledge.

(ii) Technology does change things, forgood in some cases, for bad inothers. It is all based on thecontext. Some point to the Atombomb as the technology that endedthe war and therefore savedcountless lives (good thing).Others point to the Atom bombas the destroyer of numerousinnocent lives (bad thing)

(iii) Technology can be most broadlydefined as the entities, bothmaterial and immaterial,created by the application ofmental and physical effort in orderto achieve some value. Inthis usage, technology refers totools and machines that may beused to solve real-world problems.

(a) Only i(b) Both i and ii(c) Both ii and iii(d) All of these(e) None of these

32. “Amazon vs Alibaba?”(i) If you look at the region of the

world that Alibaba is at now itsmuch larger then the westernworld where the other e-commercesite is currently at. Their biggestIPO in history is a strong sign oftheir growth.

(ii) Amazon didn’t tell MelvilleHouse how many of its bookswere sold on the site. Amazon

also stays mum on Kindle salesand won’t say how manyemployees it has in Seattle.Moreover, the floor where theKindle team works at the Seattleheadquarters is called Area 51,since you can’t set foot thereunless you’re directly involvedwith the product.

(iii) Alibaba is overrated. It is great forpeople interesting in makingmoney for China and forwholesalers, but most Americansdon’t know anything aboutAlibaba and most will not lookinto the site because it is notoriented towards the typicalconsumer.

(a) Only I(b) Both i and ii(c) Both i and iii(d) All of these(e) None of these

33. Jack of all master of none.(i) There comes a specific point in

your life where you can reach orobtain near mastery of onespecific subject. After that, there’sa base of knowledge that you can(and will) build analogies on. Bydoing so, you take one industryand mirror it into another industry.I would emphasize, you need tohave hand to many things but lobtain mastery of some.

(ii) One compliment for a person whois good at fixing things, and has avery good broad knowledge is heis jack of all. He may be a masterof integration, as such anindividual knows enough frommany learned trades and skills tobe able to bring the individual’sdisciplines together in a practicalmanner. This person is a generalistrather than a specialist.

(iii) A person whose knowledge, whilecovering a number of areas, issuperficial in all of them. Whenabbreviated as simply “jack of alltrades”, it is an ambiguousstatement; the user’s intention isthen dependent on context.However when “master of none”is added this is unflattering andsometimes added in jest.

(a) Only I(b) Both i and ii




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(c) Both ii and iii(d) All of these(e) None of these

34. “A stitch in time saves nine”(i) if one solves a problem while it is

developing, one will save oneselftime and work in the future. Italludes to the art of sewing. If aseamstress is working on agarment and notices a hole, shemay repair it as soon as she seesit. This will prevent the hole fromgrowing larger and will save hersome work in the future.

(ii) The passing of time isunstoppable, and it will march onregardless of what anyone saysor does. If we do not take timeseriously and neglect its effectsit will soon create hugecomplications. With passing timethe complications might increaseand one has toexperience moreadverse effects than one wouldhave experienced earlier. Weshould always try to make thebest use of time.

(iii) Time flies and it is the onlyconstant in life. Along with thepositives life brings, life also hasmany hardships but with time,healing will come. Even though awound may seem unbearable atfirst, chances are whether it isphysical or emotional, all it needsis a little bit of time.

(a) Only i(b) Both i and ii(c) Both i and iii(d) All of these(e) None of these

35. “The future of internet’(i) Volumes of data are growing at a

rate of 40% per year and willincrease 50 times by 2020. Ameasure of the speed of growthis the estimate from Singapore-based Aureus Analytics that 90%of all data in the world was createdin the last two years. As mobileusage goes up, so do personal datavolumes. Over half (51%) of allinternet users worldwide are inAsia.

(ii) Internet for All establishes andfacilitates physical and digitalplatforms at the global, regionaland national level, that will create

tens of millions of new internetusers, with a focus on the hardestto reach. It brings togetherstakeholders from the public andprivate sectors, non-profits,academia, internationalorganizations, donors and civilsociety to create multi-stakeholderpartnership.

(iii) For organizations and individualsto have the confidence to conducttransactions and exchangeinformation, the internet has to besecure. This means that as theamount of industrial data grows,there will be greater need for digitalsecurity services focused onprotecting the integrity of devicesconnected to the industrialinternet.

(a) Only i(b) Both i and ii(c) Both ii and iii(d) All of these(e) None of these

Direction (36-40) : Each of the sentencecorrection questions presents a sentence,part or all ofwhich is underlined.Beneath the sentence you will find fiveways of phrasingthe underlined part. Thefirst of these repeats the original; theother four aredifferent. Follow therequirements of standard writtenEnglish to choose youranswer, payingattention to grammar, word choice, andsentenceconstruction. Select the answerthat produces the most effectivesentence;your answer should make thesentence clear, exact, and free ofgrammaticalerror. It should alsominimize awkwardness, ambiguity, andredundancy.

36. Nobody knows exactly how manylanguages there are in the world, partlybecause of the difficulty (of?)distinguishing between a language andthe sub-languages or dialects within it,but those who have tried to counttypically have found about fivethousand.(a) and the sub-languages or dialects

within it, but those who have triedto count typically have found

(b) and the sub-languages or dialectswithin them, with those who havetried counting typically finding

(c) and the sub-languages or dialectswithin it, but those who have triedcounting it typically find

(d) or the sub-languages or dialectswithin them, but those who triedto count them typically found

(e) or the sub-languages or dialectswithin them, with those who havetried to count typically finding

37. According to a 1996 survey by theNational Association of College anUniversity Business Officers, morethan three times as many independentinstitutions of higher education chargetuition and fees of under $8,000 a yearthan those that charge over $16,000.(a) than those that charge(b) than are charging(c) than to charge(d) as charge(e) as those charging

38. In archaeology, there must be a balancebetween explanation of the value andworkings of archaeology, revealing themysteries of past and present cultures,and to promote respect forarchaeological sites.(a) between explanation of the value

and workings of archaeology,revealing the mysteries of pastand present cultures, and topromote

(b) among explaining the value andworkings of archaeology, revealingthe mysteries of pastand present cultures, andpromoting

(c) between explaining the value andworkings of archaeology, revealingthe mysteries of pastand present cultures, and whenpromoting

(d) among explaining the value andworkings of archaeology, therevelation of the mysteries of pastand present cultures, and topromote

(e) between explaining archaeology’svalue and workings, in therevealing the mysteries of pastand present cultures, and inpromoting

39. The yield of natural gas from Norway’sTroil gas field is expected to increaseannually until the year 2005 and thento stabilize at six billion cubic feet aday, which will allow such an extractionrate at least for 50 years’ production.




(a) 2005 and then to stabilize at sixbillion cubic feet a day, which willallow such an extractionrate at least for

(b) 2005 and then to stabilize at sixbillion cubic feet a day, anextraction rate that will allow atleast

(c) 2005 and then stabilizing at sixbillion cubic feet a day, with suchan extraction rate at theleast allowing

(d) 2005, then stabilizing at six billioncubic feet a day, allowing such anextraction rate for at least

(e) 2005, then stabilizing at six billioncubic feet a day, which will allowsuch an extraction rate for at least

40. Vivien Thomas, who had no formalmedical training, in struggling againstoverwhelming odds, he became a cardiacsurgeon and eventually to receive anhonorary doctorate from JohnsHopkins University.(a) who had no formal medical

training, in struggling againstoverwhelming odds, he became

(b) having had no formal medicaltraining, in struggling againstoverwhelming odds to become

(c) who, having no formal medicaltraining, he struggled againstoverwhelming odds in becoming

(d) who, having had no formal medicaltraining and struggled againstoverwhelming odds, became

(d) who had no formal medicaltraining, struggled againstoverwhelming odds to become


Direction (41-45) : Given below is thepercentage distribution of number ofstudents from 5 different collegeattended different number of seminars.

CollegeNo. of

seminarsAttended-

1

No. ofseminarsAttended-

2


3


4


5


6P 20 15 24 8 -- 15Q -- 16 25 -- -- 18R 12 20 25 -- -- --S -- -- 25 15 22 12T 15 -- 24 -- 32 5

41. If the number of students from college Rwho attended at most 3 seminars isequal to number of students from

collage S who attended at least 3 isseminars and the total number ofstudents from college S is 11400. Thenfind the number of students fromcollege R who attended 3 seminars.(a) 3700 (b) 4100(c) 4500 (d) 4800(e) None of these

42. Total no. of students from college P whoattended atmost 2 seminars is equal tothe sum of number of students fromcollege T who attended 1 seminar andthe number of students from the samecollege who attended 6 seminars . Thenthe total number of students fromcollege P is what percent of total no. ofstudents from college T ?

(a) %7117 (b) 45%

(c) 49% (d) %7157

(e) None of these43. The number of students from college P

who attended more than 2 seminars isapproximate what percent less than thenumber of students from college S whoattended at least 3 seminars if thenumber of student who attended 2seminars from collage P is 48. And thenumber of students of college S whoattended 6 seminars is 14 more thanthe number of students from college P,who attended 1 seminar ? (a) 52% (b) 44%(c) 60% (d) 48%(e) 57%

44. If the difference between number ofstudents from college T who attended3 seminars and students who attended5 seminars is 22, and the total studentsfrom college R is 60% of the totalstudents from college T then find thenumber of students of college R whoare attending 2 seminars.(a) 32 (b) 35(c) 33 (d) 38(d) None of these

45. If the ratio between the no. of studentswho attended 1 seminar and the no. ofstudents who attended 2 seminars fromcollege S is 9:4, and the differencebetween the same is 35 Then find thepersons from this college who attendedat most 4 seminars.(a) 237 (b) 234(c) 231 (d) 240

(e) None of these

Direction (46-50) : In each of thequestions, two equations (i) and (ii) aregiven. You have to solve both theequations and give answer.

(a) If x > y(b) If x y(c) If x<y(d) If x y(e) If x = y or No relation can be

established between x and y.

46. (i) x2 = (23)2 -5 77(ii) 2y2 +51y +324 =0

47. (i) 3x2 -58x +280 =0(ii) 3y2 -67y +374 = 0

48. (i) 5x2 =5x 5176

(ii) 25y2 -55y +18 =0

49. (i) x2 - 012041

x

(ii) 16y2-22y +7 = 0

50. (i) 2x – y = 1531

(ii) 3x +5y =20

Direction (51-55) : The given table showthe S.I. and C.I. rate per annum given byfive lenders.Lenders S.I. rate C.I. rate

A 12% 15%

B -- 20%

C 10% --D -- 20%E 25% --

Note: Some values are missing. You mustcalculate these value according to questions.

51. Lender A, lends some amount at S.I. for3 years and another amount, which isRs.1500 more than the previous one,at C.I. for 2 years . Both sum earnsequal amount. Find the amount lendsat C.I.(a) Rs.12900 (b) Rs.13500(c) Rs.15000 (d) Rs.14400(e) Rs.11500

52. Lender C lends a sum for 2 years at S.I.then after 2 year he re-lend the totalamount for 2 years at C.I. and earn atotal profit which is 45.2% of suminvest by him in S.I. Find the rate ofC.I.




][82Page |

(a) 10% (b) 11%(c) 12% (d) 20%(e) 15%

53. If D lend money in S.I. for 8 years heearns double Interest as he earns onsame money in 2 years at C.I. then findthe interest he earns on 1500 at S.I. in3 years.(a) Rs.500 (b) Rs.360(c) Rs.900 (d) Rs.495(e) Rs.600

54. Interest earn by E in 2 years at C.I. is25% more than the interest earns byhim in 4 years at S.I. on same amount ,What is the ratio of amount occurredwhen same sum is lend by D and E for3 years at C.I.(a) 36:125 (b) 64:113(c) 64:125 (d) 75:113(e) 216:125

55. When B lends same sum on S.I. and C.I.each , he earn interest in ratio of 3:2 inwhich he lend amount at S.I. for 3 yearsand at C.I. for 2 years. If differencebetween total interest earn in S.I. andC.I. is Rs.2640 then find rate at S.I lendsby B ?(a) 20% (b) 22%(c) 24% (d) 10%(e) 25%

Directions (56-60) : In each of thefollowing questions, read the givenstatement and compare the Quantity Iand Quantity II on its basis. (onlyquantity is to be considered)

56. Mr. Ramesh has three daughters namelyRohini, Anita and Keerthi. Rohini isthe eldest daughter of Mr. Rameshwhile Keerthi is the youngest one. Thepresent ages of all three of them aresquare numbers. The sum of their agesafter 5 years is 44. Quantity I: The age of Rohini and Anitaafter two yearsQuantity II: The age of Rohini andKeerthi after four yearsa) Quantity I > Quantity IIb) Quantity I < Quantity II

c) Quantity I Quantity II

d) Quantity I Quantity IIe) Quantity I = Quantity II or

relation cannot be established57. A sum of Rs. 8800 is to be divided among

three brothers Anil, Deepak andRamesh in such a way that simpleinterest on each part at 5% per annum

after 1, 2 and 3 year respectivelyremains equal. Quantity I: Share of Ramesh.Quantity II: Share of Anila) Quantity I > Quantity IIb) Quantity I < Quantity II



relation cannot be established58. Person A sold his car to Person B at a

profit of 20% and B sold it to C at aprofit of 10%. Person C sold it to amechanic at a loss of 9.09%. Mechanicspent 10% of his purchasing price andthen sold it at a profit of 8.33% toPerson “A” once againQuantity I: Selling Price of AQuantity II: Selling Price of Ca) Quantity I > Quantity IIb) Quantity I < Quantity II



relation cannot be established59. Smallest side of a right-angled triangle is

13 cm less than the side of a square ofperimeter 72 cm. The second largestside of the right angled triangle is 2 cmless than the length of the rectangle ofarea 112 cm² and breadth 8 cm.Quantity I: Six more than the side ofthe right-angled triangle(not thesmallest)Quantity II: The Sum of Hypotenuseof the right-angled triangle and thesmallest sidea) Quantity I > Quantity IIb) Quantity I < Quantity II



relation cannot be established60. In an office there are 40% female

employees. 50% of the male employeesare UG graduates. The total 52% ofemployees are UG graduates out of1800 employees.Quantity I: Male Employees who areUG GraduatesQuantity II: Female Employees whoare UG Graduatesa) Quantity I > Quantity IIb) Quantity I < Quantity II



relation cannot be established

Direction (61-65) : Given bar-graph showthe percentage production of a companyin a given year w.r.t previous year.

61. What is the ratio of production of thecompany in 2016 to the production ofthe company in 2012.(a) 72:125 (b) 77:125(c) 115:131 (d) 125:72(e) 2:3

62. If production of the company in 2013 is500000 then what is the production ofthe company in year 2017.(a) 188000 (b) 400000(c) 388000 (d) 288000(e) 450000

63. If in year 2018 total production of thecompany is average of the productionof the company in 2015 and 2016together then production of 2018 iswhat % less than the production in year2014.(a) 33% (b) 46%(c) 54% (d) 25%(e) 29%

64. In 2012 total production of the companyis 1500000 then find the average ofproduction of the company in 2013,2014, 2016 and 2017.(a) 1150000 (b) 1250000(c) 1300000 (d) 1200000(e) 1257000

65. Production of the company in 2017 iswhat percent less than the productionof the company in 2014.(a) 48% (b) 46%(c) 43% (d) 52%(e) 34%

66. There are three pipes connected the tank.Pipe A and pipe B can fill the tank while




pipe C alone can empty the tank in 12hours. Pipe A is 80% more efficientthan pipe B. If all the pipes are openedsimultaneously then the tank is filled

in 13 1311

hours. Find the time in which

pipe A and pipe B together can fill thetank when pipe C is closed for wholetime.

(a) 645

hr (b) 325

hr

(c) 745

hr (d) 435

hr

(e) 740

hr

67. A shopkeeper has 12kg of pure rice and4 kg of impure rice. He mixes both typeof rice but 4 kg of the mixture getsspoiled. If he again mixes 4kg of impurerice to the remaining mixture andprofesses to sell rice at a profit of 20%on cost of pure rice. Then what is actualprofit or loss percentage if cost ofimpure rice is 40% of cost of pure rice.

(a) %19400

(b) %21

250

(c) %19250

(d) %17250

(e) %19500

68. X, Y, Z enter into partnership withcapital contribution of Rs.50000,Rs.20000 and Rs.30000 respectively.X is working partner therefore get 20%of profit for managing the business.The remaining profit is distributed inthe respect of capital. At the end of ayear X gets Rs.300 more than Y and Zthen total profit is ?(a) Rs.1200 (b) Rs.1700(c) Rs.2200 (d) Rs.1500(e) None of these

69. A boat goes a certain distancedownstream and then returns andcovers 40% of distance covered indownstream. Ratio of time taken incovering downstream and upstreamdistances is 3 :2. If speed of boat instill water is reduced by 50% then it

covers 60 km downstream in 10 hours.Find the speed of boat in still water.(a) 9 km/hr (b) 8 km/hr(c) 6 km/hr (d) 10 km/hr(e) 12 km/hr

70. A total of Rs.18,750 is invested by aman in the bank account of his twosons whose ages are 12years and 14years in such a way that they will getequal amount at the age of 18 years ata rate of 5% per annum simple interest.What is the share of the younger child?(a) Rs.7500 (b) Rs.9000(c) Rs.8000 (d) Rs.6500(e) None of these

Detection (71-75) : What will come inthe place of the question mark (?) in thefollowing number series?

71. 11, 5, 4, 4.5, ?, 15(a) 5 (b) 9(c) 8 (d) 6(e) 7

72. 7, 8, 18, 57, ?, 1165(a) 224 (b) 228(c) 232 (d) 238(e) 240

73. 15, 15, 22, 48, 111, ?(a) 235 (b) 232(c) 228 (d) 238(e) 240

74. 11, ?, 32, 60, 116, 228(a) 14 (b) 16(c) 12 (d) 15(e) 18

75. 5, 12, 40, 86, 147, ?(a) 210 (b) 220(c) 230 (d) 240(e) 250

Direction (76-80) : The followingquestions are accompained by threestatements (I), (II) and (III). You have todetermine which statements(s) is/aresufficient/necessary to answer thequestions.

76. A sum of money Rs 2550 is to bedistributed among Krishna, Vijay andRama swami. What will be the share ofVijay?I. Krishna’s share is 1.5 times

Vijay’s share.II. Ramaswami’s share is half the

share of Krishna and Vijaytogether.

III. The share of Krishna is Rs. 340more than Vijay.

(a) Either I and II together or I and IIItogether are sufficient

(b) Only I and II together are sufficient(c) Only I and III together are

sufflcieflt(d) All statements are required(e) Even all together are not sufficient

77. What Is the difference between twonumbers X and Y?I. X is 20 per cent more than another

number Z.II. Y is 20 per cent less than Z.III. The sum of Y and Z is 72.(a) Only I and II are required(b) Only I and III are required(c) All I, II and III are required(d) Any two of I, II and III are

required(e) Even with all I, II and III together

the answer cannot be derived78. What is the average age of the six

members A B, C, D, E & F in a family?I. Total age of D & E is 14 years.II. Average age of A, B, C and F is 50

yearsIII. Average age of A, B, D and E is

4O years(a) Only I & II(b) Only I &III(c) Only II & III(d) All I, II & III(e) None of these

79. What is the rate of interest pcpa?I. An amount doubles itself at simple

Interest in 10 years.II. The difference between the

compound Interest and the simpleinterest on an amount of Rs.15,000 in two years is Rs. 150.

III. The compound interest accrued in8 years is more than the amount(principal).

(a) Only I(b) Only II(c) Only II & III(d) Only I & III(e) Only either I or II

80. What will be the share of R in the profitearned by V, R and A together?I. They together earned a profit of

Rs. 54000 for a period of 1 yr.II. R’s investment was 25% less than

V’s and 50% more than A’s.III. The profit of V is Rs. 4000 more

than that of A.(a) Only I and II together




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(b) II and either I or III only(c) Only II(d) Only II and III together(e) None of these

81. Ankur can swim 48 m/minute in stillwater. He swims 200m against thecurrent and 200m with the current. Ifthe difference between those two timesis 10 minutes, then what is speed ofcurrent?(a) 30 m/minute(b) 38 m/minute(c) 35 m/minute(d) 32 m/minute(e) 42 m/minute

82. A basket has 5 Red and 9 Blue balls.There is another basket, which has 7Red and 7 Blue balls. One ball is todrawn from either of the two basket.What Is probability of drawing a blueball?

(a) 74

(b) 79

(c) 94

(d) 73

(e) 114

83. The ratio of the radius and height of a

cone is 5:12. Its volume is 72314 cm3.

Then its slant height is?(a) 9 cm (b) 10 cm(c) 11 cm (d) 12cm(e)13 cm

84. A milkman pays Rs. 6.4 per liter of milk.He added water and sells the mixtureat Rs. 8 per liter, and making 37.5%profit. Find the ratio of the water tothat of milk received by customers?(a) 10:1 (b) 1: 10(c) 11:1 (d) 10: 7(e) 10 : 3

85. Divyaraj, Sameer and Ayush started abusiness each investing Rs. 20000.After 4 month Divyaraj withdrawsRs.6000, Sameer withdraws Rs. 8000and Ayush invest Rs.6000 more. At theend of year total profit was 65600 Rs.Find the share of Ayush?(a) Rs.19200 (b) Rs.28800(c) Rs.26800 (d) Rs.27600(e) Rs.25760

Direction (86-90) : Study the table givenbelow and answer the questionsaccordingly.The table shows the percentage of boys andgirls passing out from different standard ina school.

Standard

Percentageof boys

passed out oftotal boys in

eachstandard

Percentageof girls

failed out oftotal girls in

eachstandard

6th 80% 40%7th 85% 30%8th 40% 40%9th 60% 60%

10th 70% 25%11th 75% 20%

86. If the boys in 6th standard is 57

th of

the girls in same standard. Then findthe ratio of boys passing out to thegirls passing out?(a)14:5 (b)28:15(c)14:9 (d) 5 : 3(e) None of these

87. If total failed boys in standard 8th is120, and ratio between failed boys topassed girls in same standard is 2:3.then find the total students in standard8th’?(a) 400 (b)350(c)450 (d)650(e)500

88. In standard 8th if the failed student is360 & ratio , of failed boys to girls is 3: 2 . Then passed girls of same standardis what percent more/less than thepassed boys of same standard?(a) 65% (b) 25%(c) 50% (d) 40%(e) 60%

89. If the total passed student in standard9th is 600 and ratio of boys passed togirls passed is 2 : 3. Then find averageof the total student failed in standard9th?(a)400 (b)550(c)480 (d)350(e)45O

90. If there is another standard i.e. 12th andif boys passed in 12th standard is 25%more than boys passed in standard 6th.And passed girls in 12th standard is

717 % more than passed girls in

standard 7th. Find the difference ofpassed girls and boys of standard 12th.[Given that total boys in 6th is 260 &total girls in 7th is 240].(a)120 (b)180(c)70 (d)80(e)60

REASONING & COMPUTER

Direction (91-95) : Read the giveninformation carefully and answer hegiven questions.There are five units i.e. 1, 2, 3, 4 and 5. Eachunit has a different height. Also each unitcontains books and boxes. Unit 2 is aboveunit1 and unit 3 is above unit 2 and so on.Every unit belongs to different country i.e.Kabul, Tirana, Algiers, Luanda and Yerevan.The total height of all five units is equal to204"ft.

• Total Height of Unit is equal tothe total height of books plus totalheight of boxes in each unit.

• Height of books is not equal tothe height of boxes. Unlessspecified so.

The unit belongs to Algiers is an even unit.The total height of unit1 is 65" ft. Luandadoes not belong to unit1. The total height ofunit, which belongs to Luanda is 45"ft. Thereis only one unit between the units whichbelongs to Algiers and Tirana. The height ofbooks and height of boxes in unit3 are equal.The height of books in unit2 is not less than20"ft. The height of books in unit4 is 8"ftmore than height of books which is in unit3.The total height of unit which belongs toAlgiers is not 27"ft. Unit which has 27"ftwill not be immediate above to unit whichhas 20"ft more height than unit whichbelongs to Luanda. The height of boxes inunit2 is 23"ft. Unit belongs to Yerevan doesnot equal height of books and boxes. Thetotal height of unit2 is an odd number andmore than 40"ft and less than 45"ft. Heightof boxes in unit 1 is 23"ft more than unit4.Height of books in unit 5 is 7"ft less thanthe height of books of unit 1.

91. What is the total height in unit3?(a) 27"ft (b) None of these(c) 24"ft (d) 43"ft(e) 65"ft

92. Unit3 belongs to which country?(a) Tirana (b) Yerevan(c) Luanda (d) Kabul(e) Algiers




93. If ‘Luanda’ is related to 27"ft in the sameway as ‘Kabul’ is related to43"ft.Which of the following is ‘Tirana’related to, following the same pattern?(a) 43"ft (b) 27"ft(c) 65"ft (d) None of these(e) 24"ft

94. Four of the following five are alike in acertain way and hence they form agroup. Which one of the following doesnot belong to that group?(a) Luanda (b) 24"ft(c) 65"ft (d) Tirana(e) Kabul

95. What is the height of box in unit 4?(a) 23’ft (b) 7"ft(c) 17"ft (d) 40"ft(e) 20"ft

Directions (96-97) : Read the followinginformation carefully and answer thequestions.Point H is 6 m towards East of point G.Point R is 8 m North of point G. Point Q isexactly midway between point R and pointG. Point K is 10 m to the South of point Q.Point L is 3 m towards the East of point Q.Point S is exactly midway between point Gand point H.

96. If a person walks 4 m towards southfrom point L, takes right turns walksfor another 3 m, then which of thefollowing points would be reach?a) Q b) Gc) K d) He) Cannot be determined

97. If a person walks 8 m towards Northfrom point S, then which of thefollowing points would he crossed andhow far will he be from point R?a) G. 4 m b) H, 3 mc) L, 6 m d) L, 3 me) G, 8 m

Directions (98-102) : Read the followinginformation carefully and answer thequestions given below:Nine movie stars A, B, C, D, E, F, G, H, andI are living in the same building of nine-floorcounting from one to nine. The ground flooris numbered 1 and so on. They all are workingas the brand ambassador in differentcompanies i.e. VANIK, TCS, Infosys,Accenture, Microsoft, Google, IBM, Intex,and Wipro but not necessarily in the sameorder.There is only two floors between F and E,who works in VANIK company. There are

three floors between A and I, who works inMicrosoft Company. H works in InfosysCompany and lives immediately above thefloor on which A lives. There is as many asfloor between B and one, who works inGoogle Company as between A and C. Thereis only one floor between H and G, whoworks in Accenture Company. F works inTCS Company and lives below the floor onwhich G lives. F does not live on evennumber floor. B works in Intex Companyand lives below the floor on which F lives. Elives on six floor . G does not live on theninth floor. B lives on even number floor. Adoes not work in the IBM company. Alives on floor number eight.

98. H works which of the followingcompany?(a) IBM (b) Infosys(c) Accenture (d) VANIK(e) Microsoft

99. D lives on which of the following floor?(a) First (b) Second(c) Third (d) Fourth(e) Fifth

100. H is related to Accenture and C is relatedto TCS, in the same way, F is relatedto?(a) IBM (b) Intex(c) Microsoft (d) Google(e) None of these

101. Who among following lives on theseventh floor?(a) G (b) H(c) E (d) A(e) C

102. How many floors are there betweenthe E and the floor on which B lives?(a) Two (b) Three(c) Four (d) One(e) None of these

Directions (103-104) : Study thefollowing information carefully andanswer the questions which follow–‘A – B’ means ‘A is brother of B’‘A × B’ means ‘A is father of B’‘A = B’ means ‘A is mother of B’‘A + B’ means ‘A is sister of B’‘A ÷ B’ means ‘A is husband of B’

103. ‘Y is niece of Z’ which of the followingexpression support the given relation?(a) Y + P × W = T ÷ Z (b)Y + C – M × J ÷ Z(c) Z ÷ D + H = F = Y + G(d) Y = O – L ÷ N (e) Z ÷ A + Q ÷ U = Y + T

104. In expression ‘Z = A – N ÷ O = W +K’, how is Z related to K? (a) Mother(b) paternal-grandmother (c) mother-in-law (d) Aunt (e) maternal-grandmother

Directions (105-109) : Study thefollowing information carefully andanswer the given questions.Representatives from eight different Banksviz. A, B, C, D, E, F, G and H are sittingaround a circular table facing the centre butnot necessarily in the same order. Each oneof them is from a different bank viz. UCOBank, Oriental Bank of Commerce, Bank ofMaharashtra, Canara Bank, Syndicate bank,Punjab National Bank, Bank of India andDena Bank.F sits second to right of the representativefrom Canara Bank. Representative fromBank of India is an immediate neighbour ofthe representative from Canara Bank. Twopeople sit between the representative ofBank of India and B. C and E are immediateneighbours of each other. Neither C nor E isan immediate neighbour of either B or therepresentative from Canara Bank.Representative from Bank of Maharashtrasits second to right of D. D is neither therepresentative of Canara Bank nor Bank ofIndia. G and the representative from UCOBank are immediate neighbours of each other.B is not the representative of UCO Bank.Only one person sits between C and therepresentative from Oriental Bank ofCommerce. H sits third to left of therepresentative from Dena Bank.Representative from Punjab National Banksits second to left of the representative fromSyndicate Bank.

105. Four of the following five are alike in acertain way based on the givenarrangement and thus form a group.Which is the one that does not belongto that group?a) H – UCO bankb) A – Canara Bankc) D – Bank of Maharashtrad) E – Syndicate Banke) F – Punjab National Bank

106. Which of the following is true withrespect of the given seatingarrangement?a) B is the representative from Bank

of Maharashtrab) C sits second to right of H




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c) The representative from DenaBank sits to the immediate left ofthe representative from UCOBank

d) A sits second to right of therepresentative from Bank of India

e) The representative from Bank ofMaharashtra and Syndicate Bankare immediate neighbours of eachother

107. Who amongst the following sit exactlybetween B and the representative fromBank of India?a) A and the representative from

UCO Bankb) F and Gc) H and the representative from

Bank of Maharashtrad) H and Ge) Representative from Syndicate

Bank and Oriental Bank ofCommerce

108. Who amongst the following is therepresentative from Oriental Bank ofCommerce?a) A b) Cc) H d) Ge) D

109. Who amongst the following sits secondto left of B?a) Cb) Hc) The representative from Canara

bankd) The representative from Punjab

National Banke) G

Directions (110-112) : In each questionthree statements followed by threeconclusions numbered I, II and III havebeen given. You have to take the givenstatements to be true even if they seemto be at variance with commonly knownfacts and then decide which of the givenconclusions logically follows from thegiven statements disregardingcommonly known facts.

110. Statements:Some chillies are potatoes.No chilli is a tomato.All potatoes are gingers.Conclusions:I. All gingers being chillies is a

possibility.II. At least some tomatoes are not

chillies.III. Some potatoes are not tomatoes.

a) Only I followsb) Only II and III followc) All I, II and III followd) Only I and III followe) None of these

111. Statements:All violets are slates.No wallet is a slate.Some violins are violets.Conclusions:I. Some violins are not wallets.II. All violets being wallets is a

possibility.III. All slates being violins is a

possibility.a) Only I followsb) Only II and III followc) All I, II and III followd) None followse) None of these

112. Statements:All dialogues are voices.Some speeches are dialogues.No word is speech.Conclusions:I. Some voices are not words.II. All words being dialogues is a

possibility.III. No speech is a word.a) Only III followsb) Only I and II followc) Only II and III followd) None followse) None of these

Directions (113-115) : Study the followinginformation carefully to answer thegiven questions.In a certain code language-“teach for making money” is coded as “Go3Ueac5 Nakin6 None5”“money earns for good work” is coded as“Hoo4 Farn5 Go3 None5 Xor4”“extra money should be donate” is coded as“Thoul6 Eonat6 None5 C2 Fxtr5”

113. What is the code for “Its all aboutmoney”?a) Bbout5 None 5 BI3 Jts3b) Bbou5 None5 BI3 Jt3c) Jt3 Bout5 None5 BI3d) None5 BI2 Jt3 Bout5e) None of these

114. What is the code for “good habits”?a) Habit6 Goo4b) Hoo4 Iabits6c) Hood4 labitsd) Labit6 Hoo4e) None of these

115. What is the code for “Politicians shouldstop the wastage water?a) Xastag7 Xate5 Tto4 Qolitician11

yate5 ut3b) Thohld6 Uh3 Xastag7 Xate5

Top4 Qolitician 11c) Xastag7 Xate5 Thoul6 Qolitian11

Tto4 Mnc5d) Uh3 Tto4 Xate5 Qolitician11

Thoul6 Xastag7e) None of these

Directions (116-120) : Study theinformation given below carefully andanswer the questions that follow.A rectangular table has twelve seats aroundit: two on each edge and one on each corner.Eight people are sitting around it such thatevery third seat is vacant. Some of them arefacing the center while some of them arefacing outside. While describing thepositions, the vacant seats are taken intoaccount as well. K and E are facing oppositedirections. S is sitting to the immediate leftof U. O and I are facing opposite directions.Only one person at the corner is facingoutside. K is sitting second to the right of E.R and U are facing the same direction. I issitting third to the left of N. I is facing thecenter. Both R and E are sitting at the edge.Both O and K are not neighbors of N or I.I’s immediate neighbour is facing outside.There are people sitting in between I and U(both sides).

116. Which of the following is sitting thirdto the left of O?a) E b) Ic) S d) Ue) N

117. How many people are sitting betweenN and R when counted left of R ?a) Noneb) Onec) Twod) The seat between them is vacante) More than two

118. Who is sitting to the immediate right ofE?a) Nobody b) Oc) R d) Ie) N

119. Which of the following are facing thecentre?a) IKS b) KSNc) RUS d) ERUe) KIN

120. When counted from the right of O,Which word is formed by the first four




consecutive persons names (which arealphabets taken in same order) who arefacing outside?a) Less than four people are facing

outsideb) SUNKc) SUREd) USERe) SUER

Directions (121-123) : In the followingquestion @, ©, *, % and & are usedaccording to following meaning.‘P * Q’ means, ‘P is not greater than Q’.‘P % Q’ means, ‘P is neither greater norsmaller than Q’.‘P & Q’ means, ‘P is neither greater norequal to Q’.‘P © Q’ means, ‘P is not smaller than Q’.‘P @ Q’ means, ‘P is neither smaller norequal to Q’.Now according to the following statementif they are true, judge their Conclusions I, IIand III follow definitely true.

121. Statements: Z © X, X @ C, C % PConclusions:I. Z @ PII. X % PIII. P * Za) Only I is trueb) Only II is truec) Only III is trued) I and III are truee) None of these

122. Statements: B @ X, X * F, F © HConclusions:I. F @ BII. H % XIII. H * Ba) Only I is trueb) I and III are truec) Only II is trued) None is truee) None of these

123. Statements: Z & S, S @ T, T © UConclusions:I. U * SII. T & ZIII. S @ Ua) Either I or III is trueb) Only I is truec) Only III is trued) I and II are truee) None of the above

Directions (124-128) : Study thefollowing information carefully andanswer the given questions:

Enzo, Mathias, Clara, Manon, Marie,Vicente and Catalina are sitting in a straightline facing north. Each one of them lives ona different floors in the same building whichis numbered from 1st to 7th.Only one person lives between Marie andthe person who lives on 2nd floor. Enzo andClara are immediate neighbour of each other.Mathias sits fourth to the left of the personwho is living on 6th floor. Either Mathias orthe person who is living on the 6th floor sitsat the extreme ends of the line. Only oneperson sits between Mathias and Catalina.Catalina lives on the 3rd floor. The personwho is living on 1st floor sits third to theright of Manon. Manon is not an immediateneighbour of Catalina. Enzo does not liveon 6th floor. The one who lives on the 5th

floor sits third to the right of the one wholives on the 7th floor.

124. On which of the following floors doesMarie live?a) 1st b) 2nd

c) 5th d) 6th

e) 7th

125. Who amongst the following lives on 4th

floor?a) Enzo b) Mathiasc) Clara d) Manone) Vicente

126. Who lives on floor number 6th?a) Marie b) Clarac) Manon d) Mathiase) Enzo

127. Which of the following is true withrespect to the given arrangement?a) The one who lives on the 5th floor

is an immediate neighbour ofManon.

b) Vicente lives on the 1st floor.c) Marie sits second to the left of

the person who lives on the 2nd

floor.d) Manon and Vicente are immediate

neighbours of each other.e) The one who lives on the 4th floor

sits at extreme right of the line.128. Who lives on 7th floor?

a) Clara b) Vicentec) Catalina d) Mariee) Mathias

Directions (129-130) : Study thefollowing information to answer thegiven questions.A word and number arrangement machinewhen given an input line of words andnumbers, rearranges them following a

particular rule. The following is anillustration of input and rearrangement.(Single digit numbers are preceded by a zero.All other numbers are two digit numbers)Input: are 74 82 we 02 10 saving 56 ourwon 43 lives.Step I: we are 74 02 10 saving 56 our won43 lives 82.Step II: we saving are 02 10 56 our won 43lives 74 82.Step III: we saving own are 02 10 our 43lives 56 74 82.Step IV: we saving own our are 02 10 lives43 56 74 82.Step V: we saving own our lives are 02 1043 56 74 82.Step V is the last step of the arrangementof the above input as the intendedarrangement is obtained.The following are the steps I, II, III, IV andV of an input represented by A, B, C, D andE but not necessarily in this order. Rearrangethem in the order of the steps and then answerthe given questions.Input: abide the 11 32 laws 50 93 17 ofcountless 21 nature.

A) The of nature abide 11 laws 17countless 21 32 50 93.

B) The of nature laws abide 11countless 17 21 32 50 93.

C) The abide 11 32 laws 50 17 ofcountless 21 nature 93.

D) The of nature laws countless abide11 17 21 32 50 93.

E) The of abide 11 32 laws 17countless 21 nature 50 93.

129. Which of the following will be step II?a) A b) Bc) C d) De) E

130. Which of the following will be stepIV?a) A b) Bc) C d) De) E

Directions (131-135) : A person goes toATM machine to withdraw some cash.So, different steps are given in the formof a data flow diagram. Study the givendata flow diagram and answer thequestions that follow.




][88Page |

131. How many maximum times a personcan enter wrong PIN? a) 3b) 4c) 5d) None of thesee) Cannot be decided based on the

diagram.132. What relevant step should the customer

take if he wants to check his balancebefore withdrawing the money, justafter he has selected the cashwithdrawal option?a) He should request the bank official

to tell his balanceb) Press the Back button and select

Balance Inquiryc) Press the cancel button and

restart the process and check thebalance

d) Approach another ATMe) Cannot be decided on the basis of

the diagram133. Which of the following step is logically

missing from the above diagram?a) If ATM has money?b) Cash Deposit optionc) The withdrawal amount is less

than or equal to the amount in theaccount of the person

d) The ATM should count themoney properly

e) These all are not important134. What can a person do if he wants to get

his card unblocked before 24 hours incase of entering wrong PIN? a) A card cannot be unblocked before

24 hours.b) Customer will have to write an

application to the branch managerc) He can change his PIN at another

ATM and reuse the card before24 hours

d) He can approach the Ombudsman.e) Cannot be decided on the basis of

the diagram135. Which of the following option should

be present at the starting of the diagramto make the Diagram more logicallycorrect and meaningful?a) Select Optionb) Is the amount within the daily

withdrawal limit set by the bank?c) Does the ATM has money?d) Dispense Moneye) None of these

Directions (136-140) : Study thefollowing information and answer thequestions that follow:

In a certain code, the symbol for 0 is #and for 1 is @. The numbers greater than1 are to be represented using these twosymbols only.

‘0’ is written as # ‘1’ is written as @ ‘2’ is written as @# ‘3’ is written as @@ ‘4’ is written as @## ‘5’ is written as @#@ And so, on

136. What will be (@@#@##) + (@@#) –(@@@@)a) 40 b) 32c) 22 d) 50e) 43

137. What will be (@#@) × (@@#)a) @@@#@b) @@#@#c) @@@@#d) @#@@@e) @@@##

138. What will be “[(@####) + (@##@)] +(@##@##@)a) 80 b) 62c) 72 d) 84e) 78

139. What will be the remainder of when(@@@@@@@) is divided by(@##@@)a) @@@@ b) @@#@c) @##@ d) @@##e) @#@#

140. What is the HCF of (@@@@#) and(@@#@@#)a) @## b) @@@c) @#@ d) @@#e) None of these

GENERAL AWARENESS

141. To get the certificate of registration, allVenture Capital Funds (VCFs) mustbe registered with SEBI and payRs.25,000 as application fee and Rs.___________ as registration fee.a) 50000 b) 100000c) 250000 d) 500000e) 1000000

142. The Cabinet approves MoU betweenIndia and_____on Cooperation in thefield of Geology and MineralResources.a)Bolivia b)Cambodiac)Korea d)Denmarke)Brazil

143. “Clause 49” is associated with:a) Corporate Governance




b) Retail Tradingc) Income taxd) KYCe) None of these

144. According to the Reserve Bank of Indiain financial year 2019 banks clockeda_____ year-on-year credit growthagainst 9.85% in FY2018.a)12.76% b)13.23%c)10.45% d)11.77%e)14.87%

145. What are the RBI guidelines for thedevelopment of interest Rate Swaps(IRS)?a) Banks can use IRS for hedging and

Trading bothb) MIFOR is a benchmark for IRSc) Under ISDA agreement Banks can

opt for dual jurisdiction i.e.,Indian as well as common law

d) All of the abovee) None of these

146. The _______ and the _______wereawarded Pulitzer Prizes for theirseparate investigations of PresidentDonald Trump and his family.a) New York Times, Wall Street

Journalb) New York Times, Chicago

Tribune c) Houston Chronicle, Chron d) Wall Street Journal, Houston

Chronicle e) Los Angeles Times, New York

Post147. “Token money” means:

a) coins where the value of metal inthem is equal to the value attachedto them by law

b) coins where the value of metal inthem is less than the value attachedto them by law

c) coins where the value of metal inthem is more than the value ofmetal attached to them by law

d) money represented by the tokensof specified values issued by theReserve Bank of india

e) None of these148. Every bank wishing to commerce

banking business in India is required toobtain a licence from:a) Government of India, Ministry of

Financeb) Government of India, Company

Law Boardc) Reserve Bank of Indiad) Registrar of Companies

e) None of these149. The Intellectual Property Rights Cell

(IPR Cell) of __________ AgriculturalUniversity has been selected for theNational Intellectual Property Award2019.a)Gujaratb)Andhra Pradeshc)Telanganad)Keralae)Maharashtra

150. E-invest is for investing in:a) IPO onlyb) IPO and Mutual Fundsc) IPO, Stock Markets and Mutual

Fundsd) Mutual Funds onlye) None of these

151. How many days are given for thelenders to review a borrower accountafter default as per the new NPAguidelines, “Prudential framework forresolution of stressed assets” releasedby Reserve Bank of India(RBI) ?a) 60 days b) 15 daysc) 45 days d) 30 dayse) None of these

152. Who has won a landslide victory inUkraine’s presidential electionrecently?a)YelenaZelenskayab)ElenaKravetsc)YuliaTymoshenkod)Petro Poroshenkoe)VolodymyrZelenskiy

153. Santosh Trophy is associated withwhich game?a)Chessb)Footballc)Basketballd)Badmintone)Hockey

154. Who has won the 2019 Tagore LiteraryPrize?a)Rana Dasguptab)JhumpaLahiric)Tishani Doshid)Vinita Agrawale)Amitav Ghosh

155. Who can open various types of non-resident accounts?a) Persons of Indian Nationality or

person of Indian origin residingoutside India

b) Persons of foreign nationality ororigin residing outside India

c) Firms, companies and otherorganization resident outsideIndia

d) All of thesee) None of these

156. The trading regulations of GATT wereestablished between ______and _____:a) 1947 and 1994b) 1947 and 1995c) 1946 and 1996d) 1947 and 1996e) None of These

157. Indigenously designed__________________ a guided missiledestroyer was launched by Navy ChiefSunil Lanba at Mazagon DockShipbuilders Limited (MDL) inMumbai.a)INS Aizawlb)INSGangtokc)INS Agartalad)INS Imphale)INS Kohima

158. Under the TMA scheme, thegovernment would reimburse a certainportion of freight charges and provideassistance for marketing of agriculturalproduce. What is full form of TMA?a) Transport and Marketing

Associationb) Transport and Marketing

Assistancec) Transport and Marketing

Assemblyd) Transport and Management

Assistancee) Treaty and Marketing Assistance

159. Inflation refers to a fall in the value ofmoney. Which of the following is thekey measure of inflation in india?a) Consumer price indexb) Wholesale price indexc) Personal consumption

expenditures price indexd) GDP Deflatore) All of the above

160. In India, which among the following is/are a part of Legal Tender Money?a) Both coins and currency notesb) Both coins and bank draftsc) Both currency notes and SDRsd) Only currency notes issued by

RBIe) None of these

161. Vijaya Bank is a _____sized PublicSector Bank with presence acrossIndia:a) Medium Sized




][90Page |

b) Large Sizedc) Small Sizedd) None of The Abovee) None of These

162. A customer is required to maintainadequate balances in his/her accountsin order to use his ____ card in themerchant establishments?a) Smart Cardb) Credit Cardc) Add-on Credit cardd) Debit Carde) None of the above

163. If the Statuary Liquidity Ratio (SLR)is increased, what will be the effect onBank‘s credit situation?a) It will be reducedb) It will be increasedc) It will remain unaffectedd) None of thesee) All of the above

164. Prime Minister Narendra Modi and hisBangladesh counterpart Sheikh Hasinajointly unveiled e-plaques fordevelopment projects in Bangladeshthrough video conferencing. Whichamong the following was/were theproject /projects?1. Supply of buses and trucks,2. Inauguration of 36 community

clinics,3. Inauguration of 11 water treatment

plants,4. Extension of National Knowledge

Network to Bangladesh.a) Only (1)b) Both (1) and (2)c) Both (2) and (3)d) All (1), (2), (3), and (4)e) Both (3) and (4)

165. Deposits under Foreign Currency Non-Resident(FCNR) scheme can beaccepted for a minimum of _______a) 15 days b) 3 monthsc) 6 months d) 1 yeare) 7 days

166. In which of the following types ofbanking, there is a direct execution oftransaction between a bank and itsconsumers?a) Retail Bankingb) Universal Bankingc) Virtual Bankingd) Unit Bankinge) None of the above

167. One of the State Government avails ofa temporary financial assistance from

Reserve Bank of India. This type offinance is called _______?a) Overdraftb) Temporary loanc) Short term financed) Ways and Means advancee) None of the above

168. The primary function of a central co-operative bank is toa) to channelize the flow of funds

from the State cooperative banksb) mobilize the resources in the

district for financing its membersto the maximum extent possible

c) Both of thesed) Only 2e) None of the above

169. Vice President of India Venkaiah Naiduembarked on a four-day official visitto__________ to participate in 16thUnited Nations Day of Vesak.a) Tanzania b) Ethiopiac) Morocco d) Nigeriae) Vietnam

170. The National Institute of OpenSchooling Ministry of HumanResources Development (NIOS) andNational Health Mission of PublicHealth Department (NHMPH) ofGovernment of ________signed anMOU. The MOU focused on offeringVocational programmes to the HealthService Providers of NHM.a) Karnatakab) Maharashtrac) Goad) Uttarakhande) Gujarat

171. Ministry of New & Renewable Energy(MNRE) held a____________ with thestakeholders of the Renewable Energysector.a) Conserve Energy meetingb) Dharm Chintanc) Chintan - Manan Baithakd) Sustainable Energy Baithake) Chintan Baithak

172. Who among the following has been re-elected with the highest number ofvotes by the UN Economic and SocialCouncil to a five-year term on theInternational Narcotics Control Board(INCB)?a) Rakesh Tewarib) Ram Sevak Sharmac) Utpal Borad) Anita Karwale) JagjitPavadia

173. Who among the following has beenacknowledged as the most viewedstand-up comedian in India and abroadby the World Book of Records London?a) Kiku Shardab) Kapil Sharmac) Bharti Gaurd) Raju Shrivastave) Sanket Bhosale

174. Joko Widodo has been re-elected aspresident which of the followingcountry,beating rival PrabowoSubianto,a retired general?a)Algeriab)Burkina Fasoc)Cameroond)Indonesiae)None of these

175. Which state government has decidedto give monthly allowance of Rs 10,000to Padma award winners of the statefacing financial problems?a) Odishab) West bengalc) Jharkhandd) Nagalande) Haryana

176. Who is the current Union Minister ofSocial Justice and Empowerment in theNDA Government?a) Anant Geeteb) Narendra Singh Tomarc) Thawar Chand Gehlotd) Rao Inderjit Singhe) Santosh Gangwar

177. Germany’s double Olympic biathlonchampion__________ announced herretirement at the age of just 25 afterstruggling with health issues.a) KerstiKaljulaidb) Giorgi Margvelashvilc) Alpha Conded) SauliNiinistoe) Laura Dahlmeier

178. Who was named the youngest self-madebillionaire of all time by Forbesmagazine, thanks to the boomingcosmetics company she founded threeyears ago?a) Kylie Jenneb) Mark Zuckerbergc) Dustin Moskovitzd) Garrett Campe) Joe Gebbia

179. L&T Financial Services’ (LTFS) ‘DigitalSakhi’, an educational programmeaimed at digital financial inclusion of




rural women, was launched in twovillages of Villupuram district in-a) Madhya Pradeshb) Rajasthanc) Keralad) Andhra Pradeshe) Tamil Nadu

180. State-run telco_______has announcedthat it has joined hands with internetmajor Google to expand its WiFifootprint across the country.a) MTNL b) BSNLc) Airtel d) Jioe) Vodafone-idea

181. Niti Aayog has circulated a cabinet noteto provide ___________ for theestablishment of AIRAWAT, a cloudcomputing platform along withresearch institutes.a) Rs 6,000 croreb) Rs 6,500 crorec) Rs 7,000 crored) Rs 7,500 croree) Rs 8,000 crore

182. “Cricket World Cup: The IndianChallenge” – a book on the history ofthe tournament from an Indianperspective by veteran broadcaster andwriter ________________ has beenformally unveiled by the chief executiveof the England and Wales Cricket Board,Tom Harrison.a) Kapil Devb) Chetan Bhagatc) Ashis Rayd) Sunil Gavaskare) Ravi Shastri

183. What is the Capital city of Paraguay?a) Sucre b) La Pazc) Savanna d) Asuncione) Baku

184. _________________ owned JaguarLand Rover has joined hands withBMW to develop next-generationelectric drive systems.a) Tata Motorsb) Ashok Leylandc) Mahindra & Mahindrad) Eicher Motorse) Ford Motor Company

185. Brooks Koepka returned to the top ofthe world rankings after his nerve-jangling second straight US PGAChampionship victory at BethpageBlack. He hails from which of thefollowing country?a) Argentina b) Canadac) USA d) Russia

e) France186. After the sad demise of Dr.Homi

Jehangir Bhabha Atomic EnergyEstablishment, Trombay (AEET) wasrenamed Bhabha Atomic ResearchCentre (BARC) in _____________.a) 1936 b) 1966c) 1987 d) 1984e) 1975

187.State-owned Punjab National Bank(PNB) has sanctioned loans worth___________ to over 1,600 Micro,Small and Medium Enterprises(MSMEs) through thepsbloansin59minutes.com portal aspart of its effort to promote suchindustries.a) Rs 578 croreb) Rs 689 crorec) Rs 235 crored) Rs 455 croree) Rs 729 crore

188. What is the campaign for InternationalMaritime Organization day 2019?a) I Am On Skyb) I Am On Swimmingc) I Am On Waterd) I Am On Boarde) I Am On Ship

189. The ______________ edition of thebilateral joint exercise between Indiaand Oman, Al Nagah 2019 will beginfrom 12th of this month (March) atJabel Al Akhdar Mountains in Oman.a) seventh b) fifteenc) third d) twoe) tenth

190. Which Indian movie has won theNetwork for the Promotion of AsianCinema (NETPAC) Award at the 23rdBucheon International Fantastic FilmFestival (BIFAN) in South Korea?a) Gully Boyb) Kabir Singhc) Kalankd) Robot 2.0e) Badla

EXPLANATIONS

1. c 2. a 3. d 4. b5. e(6-12)6-c; The only way of beginning the sentence

is option iii. ‘Being unsure of thesuccess of the project I wanted to

change the execution plan’. Option iand ii cannot act as a link. Thus optionc is the correct answer.

7-d; The sentence can be constructed byusing i and ii.i. Workers are being laid off by manycompanies to reduce the cost as theyare running at a loss.ii. Running at a loss, many companiesare laying off workers to reduce thecost.iii cannot be used to construct thesentence.Thus d is the correct answer.

8-d; Only i and iii can be used.Having lost a huge sum of money thelast time he did not want to gambleagain.The last time he had lost a huge sum ofmoney so he did not want to gambleagain.Thus option d is the correct answer.

9-a; Only I can be used to construct a singlesentence. While the first statementstates the information the secondstatement gives the description. Thusoption 1 is the correct answer.

10-d; Both ii and iii fit here.The market is surely to grow in thecoming months but/ however it mighttake some time to regain the previousstate.In the coming months the market issurely to grow but it might take sometime to regain the previous state.Thus option d is the correct answer.

11-d; The sentences forming a coherentparagraph talks about the USA andSouth Korea warships that surroundNorth Korea wherein South Korea heldsabre-rattling drills. The next sentencealso mentions about these drills andfurther sentence C mentions yetanother drill. Out of d and e, sentence eis still linked to the topic as the use of‘the’ before two week exercise refersto another military drill. Thus thesentence d here is the odd man out as ittalks about the term ‘Deterrence’ whichis an alien topic as far as this passage isconcerned. Hence, the correct optionis D.

12-b;Here the passage talks about howMoody’s decision to upgrade India’ssovereign credit rating affected thecountry’s economic growth. The firstsentence introduces he theme and thesentence b mentions all the structural




][92Page |

reforms. Among sentence c,d and e, Cis the odd man out. This is because itspecifically talks of one reform(Insolvency and Bankruptcy Code)whereas d and e tells more about whatall the reforms did without mentioningabout just one reform. Thus the correctoption is C.

13. b 14. b 15. e 16. a17. c 18. c 19. d 20. d(21-25)21-a;-1 The correct option is ‘a’as the

adjectives qualifies noun and hence weshould place them before the noun. E.g.A tall girl, etc. So the noun ‘mare’should be placed after the adjectivesdescribing it. Similarly, ‘piles’ shouldbe placed after the adjectives ‘purpleblackish’. Also in option 4, the verb‘exploded’ is placed before the nounwhich is incorrect as in this sentencethe sentence follows the structurewhere the verb is placed after the noun.E.G. Grainier drove.

22-c; Here the correct sentence is in optionC. As soon as we see parts of sentencesshuffled we must understand that theerror must possibly be in the modifiers.The students, is the subject here andany more information about them is inmodifiers which should be placed afterthe subject. Placing them anywhere elsewill change the meaning of the sentence.E.g. The cat ate the cake with blue eyes.(Incorrect). The cat with blue eyes atethe cake. (correct).

23-d; Here the correct option is 4. Theadverb modifies the verb or an adjectiveor another adverb. Here we must placethe modifying adverb before the verbi.e. clearly knows, generally drives. Asdoing so the adverb correctly givesemphasis to the modifying verb.

24-d; Condition 3: if clause‘If+past perfect,condition (=would +have + pastparticiple)’ E.g. If I had found hisrecords, I would have called him for aninterview.Thus the correct answer is in option d.

25-b; Here the correct option is b. There aretwo rules followed here. One isredundancy wherein ‘comprise’ doesnot take any preposition like ‘of’ as italready means ‘consist of’. Similarly,‘consist’ always uses preposition ‘of’after it. Thus the use of preposition‘of’ after comprise is redundant. Alsoin sentence 4 ‘establishments’ is a plural

noun and so ‘includes’ is incorrectwhich should actually use a plural verb‘include’.

26. b 27. c 28. a 29. d30. b31-b; The correct option is b. Out of given

sentences, I describes he benefits oftechnology which is relevant to thegiven theme. Sentence ii provides aneutral opinion about the technologybut i still relevant to the theme.Sentence iii just explains what istechnology and comments nothingabout its benefits or drawbacks andhence is not related to the theme.

32-c; The correct option is ‘c’. The themeof the passage is to compare the twoleading e-commerce sites. The sentencei glorifies alibaba whereas the sentenceiii glorifies amazon in terms of growth,publicity, etc. The sentence ii speaksabout amazon in a way that it doesn’tfocus about the growth aspect whichis irrelevant to our theme.

33-d; The theme of the passage is the proverbwhich is perfectly explained coveringall its possibilities in i, ii and iii. Thesesentence show the various connotationsof the phrase and are relevant to thetheme and hence the correct option is‘d’.

34-b; Here sentence i and ii specifically talksabout the adversities of not valuingtime which is relevant to our theme.Sentence iii just talks how time healseverything and so is irrelevant to ourtheme. Hence the correct option is ‘b’.

35-c; The correct option is 3 as sentence iiand iii are relevant to the theme.Sentence i just tells basic informationand statistics about data and internet.It doesn’t shed any light on the futureaspect of internet and hence isirrelevant.

36-b; plural pronoun “them” is incorrect forsingular noun “a language” and henceB is incorrect.C: “find” is wrong tense. It should bepast perfect. “..have tried tocount…have found..” is the correct way, which has been used in A.D and E: “between a language or thesub-languages” is wrong. Idiomatically,“between X and Y” is correct. Hence,D and E are incorrect choices.Moreover, “them” referring to “alanguage” (singular noun) is incorrect.A is the best choice.

37- ; A, B, are C: Not idiomatic as theydon’t follow the “as many…as”structure.D: “as charge”. It is not clear who ischarging.E: The best choice - correct idiom-..more than three times as many Xcharge Y as those charging Z.

38- ; To compare more than two things“among” is used (for two “between” isused). Therefore, A, C and E can beeliminated. Here “between” has beenused incorrectly.D violates parallelism – “amongexplaining…. the revelation…. topromote. Hence, D is incorrect.B is the best choice. Uses “among” tocompare three things. Parallelismmaintained:“among explaining the value andworkings of archaeology, revealing themysteries of past and present cultures,and promoting….”

39- ; ParallelismA: use of ‘which’ is ambiguousC: ‘Stabilizing’ and ‘expected’ are notparallel.D: ‘Stabilizing’, ‘allowing’ and‘expected’ are not parallelE: ‘Stabilizing’, ‘will allow’ and‘expected’ are not parallelB: Best choice. Parallelism maintained“....is expected to increase....and thento stabilize....six billion cubic feet a day,an extraction rate that will allow at least50 years’ production.”

40- ; ParallelismVivien Thomas, who…….., struggledagainst overwhelming odds to becomeX and eventually to receive Y.A: “in struggling against overwhelmingodds” makes no sense, “who had” and“struggling” are not parallel.B, C, and D: the sentence structure isillogical. In C and D”who” has beenplaced illogically and awkwardlybetween two comas.E: is the best choice as ‘who’ correctlymodifies Vivien Thomas. “to become”and “to receive” are parallel.

(41-45)41. a; No of students from college R who

attended at most 3 seminars = 11400

10074

= 8436

Required students




= 37002557

8436

42. d; Let total no. of students fromcollege T = 100Total no. of students from college P

= 7157100

3520

Required %

= %7157100

1007157

43. e; Total no. of students from college P

= 3201001548

Total no. of students from colleges S

= 650100

121464

Required % =

%5775.56100481

208481

44. c; Total no. of students from college T

= 2751008

22

Total no. of students from college R

= 16527510060

Required No. of students = 16.5 2=33

45. c1 seminar 2 seminar9x 4xDifference = 5x5x = 35, x=7So no. of persons attending 1 seminar= 63So no. persons attending 2 seminar =28Required no. of students (63+28)

2312666

(46-50)46. b; (i) x2 =529 -385

x2 =144 x = +12, -12(ii) 2y2+51y +324 =0 2y2 +24y +27y +324 =0

y = -12, - 227

x y47. c; (i) 3x2 -58x + 280 =0

3x2 -28x -30x +280 =0 x(3x-28) -10(3x-28) =0

x= 10, 328

(ii) 3y2-67y +374 = 0 3y2-33y -34y +374 =0

y = 11, 334

y > x48. e; (i) 25x2 -25x -176 =0

25x2 -80x +55x -176 = 0

x = 511

, 516

(ii) 25y2 -55y +18 = 0 25y2 -10y -45y +18 =0

y = 52

, 59

No relation between x and y49. e; (i) 20x2 -41x +20 =0

20x2-25x -16x +20 =0

5

4,

4

5x

(ii) 16y2 -22y +7 =0 16y2-14y -8y +7 =0

87,

21

y

No relation between x and y

50. c; (i) 2x – y = 1531

(ii) 3x +5y =20 Solving (i) and (ii)

x= ,37

y = 513

y > x(51-55)51. d; Let amount lend at S.I. = x

So, amount lend at C.I. = x+1500ATQ,Interest earn in S.I. (3 12)% of x= 36% of xInterest earn in C.I.

100

15151515 % of

(x +1500) = 32.25% of (x + 1500)Now,

1500100

25.32100

36

xx

x = 12900Amount lend at CI = 12900 +1500 =Rs.14400

52. a; Let amount lend in staring = 100Now ATQ,Amount after 2 year

= 120100

102100100

Profit earn after 4 years = 45.2% of100 =45.2Now profit earn in 3 rd & 4 th yeartogether145.2-120 =25.2

25.2 =

1

100

r1120

2

r = 1053. d; Let amount = 100

Interest earn in C.I. for 2 years

= 44100

20202020100100

Interest earn in S.I. after 8 years =2 44 =88

So, rate of S.I = 118

88 %

Required sum

= 495.100

1131500 Rs

54. c;ATQ-Let amount lend = xRate of C.I. lender E

1100

r1x

100

x25425.1

2

r = 50%Now let D and E lends ‘y’ amount atC.I




][94Page |

So, Required ratio

= 12564

151515121212

100501

100201

3

y

y

55. b; Ratio of interest at S.I. and C.I. is 3:2Given difference = 2640Interest earn at C.I.

= 528021

2640 and interest

earn at SI = 2640 x 3 = 7920

5280 =

1

100201

2

P

P = 12000

Again, 7920 = 100312000 r

r = 22%(56-60)56. a; Square numbers – a, b, c

(a + 5) + (b + 5)+ (c + 5) = 44a + b + c = 44 – 15 = 29Possible values of a, b, c = 4, 9, 16[Out of 1, 4, 9, 16, 25] The age of Rohiniand Anita after two years = 29; Theage of Rohini and Keerthi after fouryears = 28Quantity I > Quantity II

57. d; x 5 1/100 = y 5 2/100 =

z53/100x:y:z = 6:3:2Share of Ramesh = 2/11 8800 =

1600; Share of Anil = 6/11 8800 =4800Quantity I < Quantity II

58. e;A:CP = 100SP = 120B:CP = 120SP = 132C:CP = 132SP = 120Mechanic:CP = 120 + 12 = 132SP = 143Quantity I = Quantity II

59. e; Side of square = 72/4 = 18 cmSmallest side of the right angled triangle= 18 – 13 = 5 cmLength of rectangle = 112/8 = 14 cm

Second side of the right angled triangle= 14 – 2 = 12 cmHypotenuse of the right angled triangle= “(25 + 144) = 13cmQuantity I = Quantity II

60. a; Total employees = 1800female employees = 40%male employees = 60%50% of male employess = UGgraduates = 30%Female employees who are UGgraduates = 22%Quantity I > Quantity II

(61-65)Let production of production in 2012is 100xIn 2013 100x

In 2014 120x

In 2015 72x

In 2016 57.6x

In 2017 57.6x61. a; Required ratio

= 125:72x100

x6.57

62. d; Required value =

288000x6.57x100

500000

63. b; Average of Production in 2015 and

2016 = x8.642

x6.57x72

So, Production of company in 2018 =64.8xRequired %

= 100x120

x8.64x120

%46100120

2.55

xx

64. e; ATQ, 100x 1500000

x 15000Now required Average =

46.576.57120100 xxxx

1257000

150008.83x8.83

65. d; Required % =

100120

6.57120

x

xx

= %52100120

4.62

xx

66. c; Ratio of efficiency of pipe A to pipeB = 9:5Ratio of time taken by pipe A to pipeB = 5:9Let time taken by pipe A and pipe Bto fill tank alone be 5x and 9xrespectively.According to question.

11213

180913

180513

180

xx

1121

91

51

13180

xx

121

18013

91

51

xx

1801513

4514

x

18028

4514

x

x = 2A and B together will complete the

work in = 1445

9595 x

xxxx

= 7452

1445

hour

67. e; Let cost of pure rice per kg is Rs.10So cost of impure rice per kg is Rs.4Total cost for the shopkeeper=12 10 +(4 + 4) 4=120 +32= Rs.152Total selling price

= Total quantity sold 10100120

= (12+4) 121610100

120 =

192Required percentage =

%19

500100

152

152192




68. d; Ratio of investment of X, Y and Z,= 50 : 20 : 30 = 5 : 2 : 3Let total profit be 100%After 20% given to X

Value of 1 unit = %810

%80

(20 + 5 8 – (2 + 3) 8)% totalprofit = 300Total profit = Rs.1500

69. b; Let Speed of boat in still water andspeed of current be respectively x km/hr and y km/hr.And Let time taken to cover givendistance in downstream and upstreambe = 3m hours and 2m hours40% of distance in upstream is coveredin 2 m hour100% of distance upstream is coveredin 5m hoursAccording to question.

53

yxyx

5x -5y =3x +3y

14

yx

And

10

2

60

yx

6y2

y4

y =2 km/hrso, x = 8 km/hr

70. b; Let principal for younger child is Rs.xand for elder child be Rs.yATQ,

10045

10065

yyxx

100120

100130 yx

1312

yx

25 unit = 18750

share of younger child =

9000.1225

18750 Rs

71. e

72. c

73. a

74. e

75. b

76. a; From I, K: V = 3: 2

II, )VK(2

1R

III, K – V = 340From I & II K: V : R = 6 : 4 : 5 By combining either I and II togetheror I and III together, the share ofVijay can be calculated

77. c; From I, 100120

10020 zzzx

II, y = z - 10080

10020 zz

III, y + z = 72To find (x-y) , all statements arenecessary

78. a; From I : D + E = 14From II: A+B + C+ F = 200From III : A + B + D + E = 160From I and II average age can befind out.

79. e; From I Let P = 100

Time take = 10Interest = 100

Rate = %1010100

100100

From II

diffPR

2

2

100R = 10%Either I or II is sufficient.

80. b; From I, Total profit = 54000Time = 1 yearFrom II, we will get the ratio of theirinvestment R : V: A = 3 :4: 2From III, profit of V = Profit of A +40004x = 2x +40002x = 4000x = 2000From II and either I or III, we can getthe share of R.

81. d; Lets speed of current is y m/minutes,Then

10y48

200

y48

200

20 (48 +y-48+y) = (48-y)(48+y)

20 2y =2304 –y2

y2 +40y – 2304 = 0

y2 +72y – 32y – 2304 = 0

y (y+72) – 32(y+72) = 0

y = 32, – 72y = 32 m/ minutes (speed couldn’tnegative)

82. a; Probability of choosing 1 basket =

21

Probability of blue ball from 1st

basket = 289

21

114

19

CC

Probability of blue ball from 2nd

basket = 287

21

114

17

CC

Required answer = 287

289

=

74

2816




][96Page |

83. e; Let , radius = 5X and height = 12Xcm.

Volume = 72200

= 722005512

722

31

XXX

X = 1R = 5 and h = 12

L = 22 125

= 16914425 = 13 cm

84. b; Given, S.P. = Rs.8Profit = 37 .5%

CP =11

64

5.137

1008

By allegation –

Water : Milk= 1 :10

85. b; Ratio of capital of Divyaraj, Sameerand Ayush = (20000 4 + 14000

8): (20000 4 +12000 8):(20000 4+26000 8)=192000 : 176000 : 288000

Ayush share = 65600 656288

=

Rs.2880086. b; Let the girls in 6th standard be 5x

boys is 7x

Required ratio =

15:285

10060

710080

x

x

87. e; Total boys in 8 standard =

20010060120

Total passed girl in 8 standard =

1803220

Total girl in 8 standard =

30010060180

Total students in 8 standard = 200 +300 = 500

88. c; Failed boys in 8th standard =

21636053

Failed girls in 8th standard =

14436052

Passed boys in 8th standard =

1444060216

Passed girls in 8th standard =

2166040

144

Required percentage =

%50100144

144216

89. d; Passed boys in 9th standard =

24052600

Failed boys in 9th standard =

1604060

240

Passed girls in 9th standard =

36053600

Failed girls in 9th standard =Required average =

90. d; Passed boys in 6th =

260 20810080

Passed boys in 12th =

260100125208 & passed girls in

7th = 16810070240

Passed girls in 12th =

1801415168

Required difference = 260 -180=80

(91-95)

UnitTotal

Height Country

Height ofbooks+

height ofBoxes

5 45”ft Luanda 28”ft+17”ft4 27”ft Tirana 20”ft+7”ft3 24”ft Kabul 12”ft+12”ft2 43”ft Algiers 20”ft+23”ft1 65”ft Yerevan 35”ft+30”ft

91. c 92. d 93. e 94. d95. b (96-97)

96. b 97. d(98-102)

Floor Person MNC9 H Infosys8 A Wipro7 G Accenture6 E VANIK5 C Google4 I Microsoft3 F TCS2 B Intex1 D IBM

98. b 99. a 100. a 101. a102. b(103-104)103. e

104. b




(105-109)

105. b 106. e 107. c 108. e109. d(110-112)110. c

111. e

112. e

(113-115)Teach Ueac5

U Immediate succeeding letter offirst letter of the given word.eac all middle letters

5 total number of letter in the givenword.

113. b 114. e 115. d(116-120)

116. a 117. a 118. a 119. e120. c(121-123)121. a 122. d 123. c(124-128)

124. a 125. d 126. b 127. d128. e(129-130)

According to input, steps are asfollowsLetters are alphabetically from Z to Aand numbers are increasing from 1 to100, till the steps are finished.

129. e; Input: abide the 11 32 laws 50 93 17of countless 21 nature.Step I: the abide 11 32 laws 50 17 ofcountless 21 nature 93.Step II: the of abide 11 32 laws 17countless 21 nature 50 93 .

130. b; Step III: the of nature abide 11 laws17 countless 21 32 50 93.Step IV: the of nature laws abide 11countless 17 21 32 50 93.

131. a132. c; Nowhere in the diagram anything is

mentioned about back button, soOption B cannot be the answer

133. c; Option C is very important step.Else a person can withdraw more moneythan he has in his account.

134. e; Option A and B are just a possibilityin real case scenario but cannot be saidas per this diagram.

135. c; If Option C is checked in thebeginning, time will be saved if theATM is out of money.

136. e

(@@#@##)+(@@#)–(@@@@) = (110100) + (110) – (1111)= 52 + 6 – 15 = 43

137. c

@#@ – 5@@# – 6 5*6 = 30

138. e; @#### – 16@##@ – 5@##@##@ – 73So “[(@####) + (@##@)] +(@##@##@) = “[16+9] + 73 = 5 + 73= 78

139. b; @@@@@@@ – 127@##@@ – 19So remainder of (127/19) = 13 = (1101)= (@@#@)

140. d

30 = 6*5 and 54 = 6*9 So HCF of (30 and 54) = 66 = 110 = @@#

141. d 142. a 143. a 144. b145. d 146. a 147. b 148. c149. d 150. a 151. d 152. e153. b 154. a 155. d 156. a157. d 158. b 159. b 160. a161. a 162. d 163. a 164. d165. d 166. a 167. d 168. c169. e 170. b 171. e 172. e173. b 174. d 175. e 176. c177. e 178. a 179. e 180. b181. d 182. c 183. d 184. a185. c 186. b 187. b 188. d

189. c 190. a




][98Page |

REASONING ABILITY

Direction (1-5) : Study the followinginformation carefully and answer thequestions that follow.Seven members of a family namely Rahul,Dipak , Priya, Assu, Elle, Tina and Sree areattending a seminar in different months of ayear namely January, February, March,April, May, June and July. No two membersattend the seminar in the same month.Tina attends the seminar in a month with 30days. Two persons attend the seminarbetween Tina and Elle. Assu attends theseminar in January. More than three personsattend the seminar between Assu and Tina .Sree attends the seminar in a month withless than 30 days. More than three peopleattend the seminar between Sree and Dipak. Rahul attends the seminar in a month with30 days.

1. How many people attend the seminarbetween Priya and Sree?(a) One (b) Two(c) Three (d) Four(e) Five

2. Who among the following is attendingthe seminar in June?(a) Dipak (b) Priya(c) Sree (d) Tina(e)Assu

3. Four of the following five are alike in acertain way and so form a group. Whichis the one that does not belong to thegroup?(a) Dipak (b) Priya(c) Assu (d) Elle(e) Rahul

4. Elle attends the seminar in which of thefollowing months?(a) January (b) July(c) March (d) February(e) June

5. How many people attend the seminarbetween Assu and Dipak ?(a) One (b) Two(c) Three (d) Four

(e) Five

Direction (6-10) : Study the followinginformation carefully and answer thequestions that follow.In a certain language,‘river is flowing’ is written as ‘ra ga sa’‘ganga is holy river’ is written as ‘sa fa ta ga’‘rasogulla is nice sweet’ is written as ‘re masa la’‘yamuna nice holy sweet’ is written as ‘rekt ma ta’

6. What is the code for ‘flowing’?(a) ga (b) sa(c) ra (d) either ga or sa(e) None of these

7. What does ‘kt’ stand for?(a) holy (b) sweet(c) nice (d) yamuna(e) None of these

8. In the given code language, what doescode ‘la’ stand for?(a) sweet (b) rasogulla(c) nice (d) is(e)None of these

9. In the given code language, what is thecode for ‘nice’?(a) ma(b) re(c) either ma or re(d)ta(e) None of these

10. In the given code language, what will bethe possible code for ‘river Yamunaholy’?(a) ga kt ta (b) ma re la(c) ga sa ra (d) fa ra ta(e)None of these

Direction (11-15) : Study the followinginformation carefully and answer thequestions that follow.A, S, D, F, G, H, J, K, L and Z are sittingaround a circular table. Five of them are facingtowards the centre and five of them are facingoutside the centre. No two persons facingthe same direction are immediate neighbours(i.e. the person who is facing towards the

centre is sitting next to the person who isfacing outside the centre and vice versa). Ais sitting third to the left of D. D is facingoutside the centre. Three people sit betweenA and S. S sits fourth to the left of G. K sitsfourth to the right of L. Three people sitbetween L and H. H sits immediate left of S.J and F are immediate neighbours. F sitsfourth to the left of Z.

11. Who is sitting fourth to the left of G?(a) D (b) Z(c) L (d) S(e) None of these

12. Four of the following five are alike in acertain way and so form a group. Whichis the one that does not belong to thegroup?(a) A (b) Z(c) F (d) G(e) L

13. What is the position of A with respectto K?(a) Fourth to the right(b) Fifth to the right(c) Fourth to the left(d) Sixth to the left(e) None of these

14. How many persons are sitting betweenD and F when counted right of D?(a) One (b) Two(c) Three (d) Four(e) Five

15. Who is sitting third to the right of K?(a) S (b) H(c) F (d) J(e) A

Direction (16-20) : In the followingquestions, relationships betweendifferent elements are shown in thestatements. These statements arefollowed by conclusions. Give answer.

16. Statement: M P < H, V > T = MConclusions: I. V > P

II. T H(a) If only conclusion I is true




(b) If only conclusion II is true(c) If either conclusion I or II is true(d) If neither conclusion I nor II is

true(e) If both conclusions I and II are

true

17. Statements: M N < L Q, R > TT

Q

Conclusions: I. R L

II. T N III. L > M

IV. R M(a) Only III and IV are true(b) Only III is true(c) Only I and IV are true(d) All I, II, III and IV are true(e) None of these

18. Statements: E = G H = N, C > F

M = N

Conclusions: I. F E

II. E M

III. C GIV. C > H

(a) Only I and III are true(b) All I, II, III and IV are true(c) Only II and IV are true(d) Only II is true(e) None of these

19. Statements: L F = G < W; H < S L

Conclusions: I. S GII. W > H

(a) Only conclusion I is true(b) Only conclusion II is true(c) Either conclusion I or conclusion

II is true(d) Neither conclusion I nor

conclusion II is true(e) Both the conclusions I and II are

true

20. Statements: T < U V < W; X Y = =W > ZConclusions: I. X > U

II. Z < T(a) Only conclusion I follow.(b) Only conclusion II follows.(c) Either conclusion I or conclusion

II follows.(d) Neither conclusion I nor

conclusion II follows.(e) Both conclusions I and II follow.

21. If ‘2’ is subtracted from each odd digitand ‘1’ is added to each even digit inthe number 96352947, then how many

numbers occur twice or more in thenumber thus formed?(a) One (b) Two(c) Three (d) Four(e) None

22. A boy travels from a point A to point Bin the west direction for a distance of20 meters. He turns to his left and walks15 meters more, again he turns left andwalks 20 meters. Finally, he turns tohis left and walks 17 meters. How faris the boy from the starting point?(a) 15 meters (b) 7 meters(c) 3 meters (d) 2 meters(e) 10 meters

23. If it is possible to make only onemeaningful word from the first, fifth,seventh and eighth letters of the wordDANGEROUS, then the second letterfrom the right is your answer. If nosuch word can be formed then youranswer is X and if more than one suchword can be formed your answer is Y.(a) X (b) U(c) D (d) E(e) Y

24. Four of the following five are alike in acertain way and so form a group. Whichis the one that does not belongs to thegroup?(a) U, F (b) B, Y(c) M, N (d) L, O(e) K, Y

25. Laksman who is the only son of Ram ismarried to Maria. Sita is the mother inlaw of Maria. Jacob is the only son ofMaria. Geeta is the daughter of Sita.How is Geeta related to Jacob?(a) Mother (b) Aunt(c) Sister (d) Sister-in-law(e) None of these

Direction (26-28) : Study the followinginformation carefully and answer thequestions that follow.Nine boxes A, B, C, D, E, F, G, H and I arekept one above another. The top position is1st and the bottom position is last. No twoboxes are kept just immediately above orbelow each other as they appear in Englishalphabetical series (such as B is not keptimmediately above or below A and C and soon). A is kept at the fifth position from thetop. Three boxes are kept between A and F.One box is kept between A and B. G is keptat the third position from bottom. Box H iskept at the top. Box C is kept immediatelyabove box F. Three boxes are kept between

box D and box E. Box E is kept immediatelybelow box A.

26. How many boxes are kept between boxB and box G?(a) One (b) Two(c) Three (d) Four(e) Five

27. Which box is kept at the fourth positionfrom the bottom?(a) A (b) C(c) F (d) E(e) G

28. Which box is kept immediately abovebox I?(a) D (b) H(c) F (d) G(e) B

Directions(29-35): In each of thefollowing questions three statementsare given and these statements arefollowed by two conclusions numbered Iand II. You have to take the given threestatements to be true even if they seemto be at variance from commonly knownfacts. Read the conclusions and thendecide which of the given conclusionslogically follows from the two givenstatements, disregarding commonlyknown facts.

29. Statements:All Lions are Goats.All elephant are Goats.Some Goats are Monkey.Conclusions:I. some elephants are Lions.II. Some Monkey is elephant.(a) If only (I) conclusion follows(b) If only (II) conclusion follows(c) If either (I) or (II) follows(d) If neither (I) nor (II) follows(e) If both (I) and (II) follow

30. Statements:All kings are Queens.All Jokers are kings.All Aces are Queens.Conclusions:I. All Ace is kings.II. All Joker is Queens.(a) If only (I) conclusion follows(b) If only (II) conclusion follows(c) If either (I) or (II) follows(d) If neither (I) nor (II) follows(e) If both (I) and (II) follow

31. Statements:Some clouds are ashes.Some ashes are particles.




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All particles are elements.Conclusions:I. No particle is a cloud.II. Some elements are ashes(a) Only conclusion I follows(b) Only conclusion II follows(c) Either conclusion I or conclusion

II follows(d) Neither conclusion I nor

conclusion II follows(e) Both conclusion I and conclusion

II follow32. Statements:

All districts are cities.All states are cities.Some cities are countries.Conclusions:I. Some states are districts.II. Some countries are states.(a) Only conclusion I follows(b) Only conclusion II follows(c) Either conclusion I or conclusion

II follows(d) Neither conclusion I nor

conclusion II follows(e) Both conclusion I and conclusion

II follow

Direction (33-34) : Study theinformation given below and answer thequestions based on it.A is the father of E. C is the mother of F andsister of B. B is the mother of D. There arethree females in the family. D is the sister ofE

33. How is A related to D?(a) Mother (b) Father(c) Brother (d) Sister(e) None of these

34. How is F related to D?(a) Cousin(sister)(b) Sister-in-law(c) Cousin(Brother)(d) Brother(e) None of these

Direction (35) : Study the informationgiven below and answer the questionsbased on it.Six persons M, N, O, P, Q and R are havingdifferent heights. M is taller than Q butshorter than O. N is shorter than Q but tallerthan both P and R. The number of peopletaller than M is same as the number of peopleshorter than P. The second highest is 170cmand second shortest is 152cm.

35. Who among the following is the shortest?(a) R (b) P(c) O (d) N(e) Q

Direction (36-37) : The question belowconsists of a question and two statementsnumbered I and II given below it. Youhave to decide whether the data given inthe statements are sufficient to answerthe questions.

36. Seven persons A, B, C, D, E, F and Gare staying on seven floors building.Lowermost floor is numbered 1 and topfloor is numbered 7. Who among thefollowing lives on the top floor?I. A lives two floors above C. Two

floors are between A and B. B isnot at the top or bottom floor.

II. B lives three floors above A butnot the top floor. D lives twofloors above F who is not at thebottom floor.

(a) Data in statements I sufficient toanswer the question while the datain statement II are not required toanswer the question.

(b) Data in statements II sufficient toanswer the question, while the datain statement I are not required toanswer the question

(c) Data in statements either I or IIare sufficient to answer thequestion.

(d) Data in neither statement I norstatement II or statement aresufficient to answer the question.

(e) Data in both statement I and IItogether are necessary to answerthe questions.

37. Eight persons A, B, C, D, E, F, G and Hare sitting in a straight line and facingnorth. Who among the following is atthe right end?I. B is 2nd to the left of A. G is 3rd

to the right of A .II. C is immediate left of G. Two

persons are sitting between E andC .

III. F is to the immediate left of D.Three persons are sitting betweenD and H. F is not neighbour of G

(a) I and II(b) II and III(c) Either I and III or II and III(d) Any of two(e) All of them

Direction (38-40) : Study theinformation given below and answer thequestions based on it.There are seven persons in a family namelyA, B, C, D, E, F and G. All of them relatedto with each other in an order. Also, eachperson has a different age. D is elder to Gbut younger to A. The one who is 3rd eldestis 50 years old and the one who is 2ndyoungest is 18 years old. D is father of C. Cis elder to F. D is married to G. D’s motherage is 68 years. The one who is eldestmember in the family is a male member. F isniece of A. B is elder to A and married to Ebut not the eldest. E has two sons. F issister of C.

38. How is D related to A?(a) Father (b) Brother(c) Uncle (d) Son(e) Grandfather

39. Who among the following is the youngestperson?(a) C (b) G(c) F (d) D(e) A

40. If the age of A+D=92 years then what isthe age of D?(a) 42 years(b) 44 years(c) 55 years(d) 36 years(e) Can’t be determined


Directions (41-45) : The following pie–charts show the percentage distributionof total selected candidates in anentrance examination from six differentcities during the year 2013 and 2014 andthe table shows the ratio of male tofemale candidates among the selectedcandidates.




City 2013 2014Male :Female

Male :Female

A 8:5 5 : 7B 11 : 8 12 : 11C 7 : 4 15 : 8D 2 : 3 8 : 9E 5 : 3 1 : 3F 13 : 8 5 : 8

41. What is the difference between thenumber of total male candidatesselected from City B in 2013 and totalmale candidates selected from City Ain 2014?a) 670 b) 720c) 840 d) 910e) None of these

42. What is the ratio of total females selectedfrom City D in 2013 to total femalesselected from City E in 2014?a) 23 : 13 b) 31 : 27c) 35 : 23 d) 38 : 23e) 43 : 31

43. The total number of females selectedfrom City F in 2013 is approximatelywhat percent of the total number ofcandidates selected from City E in thatyear?a) 60% b) 75%c) 80% d) 100%e) 120%

44. The total number of females selectedfrom City B in 2014 is approximatelywhat percent more than the totalnumber of males selected from City Ein 2013?a) 71. 42% b) 73.68%c) 75.13% d) 77.56%e) 79.84%

45. What is the average number of femalesselected from all cities together in 2014?a) 1600 b) 1800c) 2000 d) 2200e) 2400

Directions (46-50) : In each of thesequestions, two equations (I) and (II) aregiven. You have to solve both theequations and give answer.

a) if x y

b) if x yc) if x < yd) if x > ye) if x = y, or relationship between x

and y can’t be established.

46. I. x2 - 4 (4096) = 56

II. 3

5

3

4

(y)(y) - 523 = 206

47. I. 3x + 4y = 8II. 4x + 2y = 4

48. I. x2 + 16 = 8xII. y2 + 15 = 8y

49. I. 2562064 xII. y2 – 460 = 381

50. I.

xx

2

5

2 15 = 0

II. y

728 y

y

Directions (51-55) : What will come inplace of question mark (?) in thefollowing number series?

51. 18 96 161 213 252 ?a) 278 b) 291c) 265 d) 264e) None of these

52. 512 128 32 8 2 ?

a)32

1b)

16

1

c)4

1d)

2

1

e)8

1

53. 178 537.5 ? 18858.5 1697361867107.5a) 1694 b) 2693c) 2893 d) 2794e) None of these

54. 68921 79507 91125 103823 117649?a) 125000 b) 140608c) 148877 d) 132651

e) None of these55. 5 12.5 54.5 333.5 2676.5 ?

a) 26775 b) 26725.5c) 26775.5 d) 26785.5e) None of these

Directions (56-60) : The following graphshows the total number of readers (inthousands) of two magazines X and Y insix different cities in year 2013 and thetable shows the percentage rise in thenumber of readers of these twomagazines from year 2013 to 2014.

City% rise in the no.

of readers ofMagazine X

(2013 to 2014)

% rise in theno. Of readersof Magazine Y(2013 to 2014)

A 12% 18%B 17% 15%C 14% 12.4%D 13.5% 13.2%E 17.5% 11.5%F 16% 11%

56. What is the total number of readers ofMagazine X from City A and City Btogether in 2014?a) 142340 b) 146960c) 148520 d) 152150e) None of these

57. What is the difference between the totalno. of readers of Magazine X from CityD in 2014 and the total number ofreaders of Magazine Y from the samecity in the same year?a) 7035 b) 7085c) 7115 d) 7165e) 7205

58. The total number of readers of MagazineX from City F in 2014 is approximatelywhat percent of the total number ofreaders of Magazine Y from the samecity in the same year?a) 87.5% b) 92.6%c) 108% d) 112.8%e) 125.4%




][102Page |

59. What is the average number of readersof Magazine Y from all the citiestogether in 2014?a) 71075 b) 72050c) 73025 d) 74550e) 75125

60. The total number of readers of MagazineX from City B in 2014 isapproximately what percent more thanthe total number of readers of the samemagazine from City F in 2013?a) 39.6% b) 40.4%c) 42.2% d) 44.5%e) 47.8%

Directions (61-65) : Given below are 3statements with each question, you haveto decide that which of the followingstatement/statements are necessary toanswer the question.

61. At what time will a train reach Lucknowfrom patna? A. The train crosses another train of

equal length of 200m and runningin opposite direction in 9 sec.

B. The train leaves patna at 11:15am for lucknow, which is at adistance of 567 km.

C. The 97.50 m-long train crosses asignal pole in 5 sec.

a) Only Ab) B and C togetherc) A and C togetherd) All statements are requirede) Only B.

62. X, Y and Z secured 45%, 50% and 60%marks respectively in Biology. W’smarks in Biology is 12.5 more than X’smarks and 4 less than Z’s marks. Findout the individual marks of fourstudents.A. For the students total marks

obtained for Biology is 311.5.B. Total of W’s and X’s marks in

Biology is 147.5.C. Z has obtained 84 marks.a) A and B togetherb) only Cc) A and either B or Cd) All togethere) None of the above.

63. To find out the share of Q out of Rs.1820, which of the followingstatements is/are sufficient/ necessary?A. The share of P is 1.8 times the

combined share of Q and R.B. The ratio of share of Q to combine

share of P and R is 3:11.

C. The share of R is less than thecombined share of P and Q.

a) A and B togetherb) A and C togetherc) B and C togetherd) Either B alone or A and c togethere) only B

64. What will be the sum of the present agesof P and Q?.A. Ratio between the present ages of

P and Q is 4:5.B. Q’s present age is 25% more than

that of P.C. Difference between the present

ages of Q and P is 10 years.a) Any two of themb) C and either A or B.c) Any of themd) only A and C together.e) None of these.

65. What is the volume of a solid cylinder?A. Its radius and height are in the ratio

of 2 : 5.B. The ratio of curved surface area

to total surface area is 5 : 7.C. In magnitude the total surface area

i s 3 2 m2 more than its curvedSurface are.

a) A and C togetherb) Only C and either A or Bc) B and C togetherd) Any two of themd) All together are required.

66. A container contains a mixture of twoliquids A and B in the ratio of 7:5. Whena litres of mixture is drawn off and thecontainer is filled with B. The ratio ofA and B becomes 7:9. How many litresof liquid A was contained by thecontainer initially?a) 10 liters b) 20 litersc) 21 liters d) 25 litersd) 27 liters

67. A committee of five persons is to bechosen from a group of 9 people. Theprobability that a certain marriedcouple will either serve together or notat all is.

a)9

5b)

9

4

c)18

13d)

27

11

d) None of these68. Three partners x, y and z enter into a

partnership with their initial

investment sum in the ratio of 3:5:8.

After 4 months, x added 333

1% of his

initial sum while z withdraw 25% ofhis initial sum. After a year, theydecided to distribute 80% of profit inthe ratio of their investment and restto donate a charitable trust. If amountdonated to charitable trust is Rs 7360,then find net profit of y.a) Rs 10,400 b) Rs 9,600c) Rs 8,400 c) Rs 8,700d) Rs 12,800

69. David invested certain amount in threedifferent schemes A, B and C with therate of interest 10% p.a, 12% p.a and15% p.a respectively. If the totalinterest accrued from all the schemesin one year was Rs 3,200 and theamount invested in scheme C was150% of the amount invested in schemeB, what was the amount invested inscheme B?a) Rs 5,000b) Rs 6,500c) Rs 8,000d) Cannot be determinede) None of these

70. A man borrows Rs, 4000 from a bank at

2

17 % p.a compound interest. At the

end of every year, he pays Rs. 1500 aspart of repayment of loan and interest.How much does he still owe to thebank after paying three suchinstallments?a) Rs 123.25 b) Rs 125c) Rs 400 d) Rs 469.18e) Rs 431.18

Directions (71-75) : Study theinformation carefully and answer thegiven questions.In a company total 2700 employees workin five different departments namely D

1, D

2,

D3, D

4, and D

5. The ratio of males to females

in the company is 5:4. 26% of the femaleemployees work in department D

1 and 14%

of the male employees work in departmentD

2. The difference between the male and

female employees in department D1 is 138

and the ratio of male to female employees indepartment D

2 is 7:6. The total number of

employees working in department D3 is 210,

in which the number of female employees is75% of the total number of male. The




number of female working in departmentD

4 is equal to the total number of males

working in department D2 and the number

of males working in department D4 is three

more than the number of female working indepartment D

1. The remaining male and

female employees work in department D5.

71. What is the total number of femalesworking in department D

5.


72. The total number of males working indepartment D

4 is what per cent of the

total number of females working in thecompany?a) 15% b) 18%c) 21% d) 24%e) 27%

73. The total number of females working indepartment D

2 is what percent of the

total number of males working indepartment D

1.

a) 25% b) 30%c) 36% d) 40%e) 45%

74. The number of females working indepartment D

3 is what percent of the

number of males working in the samedepartment.a) 120% b) 133%c) 80% d) 75%e) 60%

75. What is the ratio of number of malesworking in department D

5 to the

number of males working indepartment D

1.

a) 4:5 b) 8:9c) 9:10 d) 14:15e) None of these

76. A sells to B goods at five thirds the rateof profit at which B has decided to sellit to C.C, on other hand, sells it to D atone-third the rate of profit at which Bsold it to C. If D gives Rs, 2145 to C at10% profit, how much did A buy itfor?a) Rs. 1000 b) Rs. 2000c) Rs. 1500 d) Rs. 1800e) Rs. 2400

77. A can do a piece of work in 90 days, B in40 days and C in 12 days. They workfor a day each in turn i.e. first day Adoes it alone, second day B does it aloneand 3rd day C does it alone. After thatthe cycle is repeated till the work isfinished. They get Rs. 240 for this job.

If the wages are divided in proportionto the work each had done. Find theamount A will get?a) 14 b) 24c) 34 d) 36e) 26

78. Prabhat has certain number of pens.Harsh it bought 25% of the pens andAvinash bought one-third of remainingPens, Prakash bought 50% of remainingand Akash bought 4 pens. How manypens did Avinash purchase?a) 3 b) 4c) 6 d) 8e) 10

79. A man bought 80 eggs at the rate of 24rupees per dozen 10 eggs got brokenand the remaining eggs he sold at Rs3.20 per egg. If he had spent 16 rupeeson other expenses find his profit or losspercentage.

a)9

222 % b)

11

327 %

c)9

227 % d)

11

327 %

e)11

723 %

80. Circum ference of a circle – A is7

41 times

perimeter of a square. Area of thesquare is 784 sq cm. What is the areaof another circle – B whose diameter ishalf the radius of the circle – A?a) 38 Sq. cmb) 156 Sq. cmc) 35.8 Sq.cmd) 616 Sq.cme) None of these

GENERAL AWARENESS

81. Which company has presentedSWAGAT– the Automatic FareCollection Gating System recently?a) Defence Research and

Development Organisationb) Bharat Electronics Limitedc) Hindustan Aeronautics Limitedd) Electronics Corporation of India

Limitede) Oil and Natural Gas Corporation

82. Which organisation has inked anagreement to invest USD 50 million in

solar energy project developer AvaadaEnergy Pvt Ltd to help the companyscale up rapidly?a) International Bank for

Reconstruction and Developmentb) Asian Development Bankc) International Monetary Fundd) Association of Southeast Asian

Nationse) Asian Infrastructure Investment

Bank83. Which stock exchange has signed MoU

with Network Intelligence to providecyber security services to its members?a) OTC Exchange of Indiab) India International Exchangec) National Stock Exchange(NSE)d) Bombay Stock Exchange (BSE)e) None of these

84. Name the campaign launched byGajendra Singh Shekhawat forconservation of water and watersecurity in New Delhi?a) Jal Suraksha Abhiyan (JSAb) Jal Shakti Abhiyan (JSA)c) Jal Bharat Abhiyan (JBA)d) Jal Upadhyaya Abhiyan (JUA)e) None of these

85. A centralized database with onlineconnectivity to branches, internet aswell as ATM-network which has beenadopted by almost all major banks ofour country is known as __________?a) Investment bankingb) Core bankingc) Mobile bankingd) National bankinge) Specialized banking

86. The Communication Policy of ReserveBank of India will be reviewed everyyear in _________________ and willbe placed before its Board, in itsmeeting held in ____________?a)February, Januaryb)January, Decemberc)April, Marchd)June, Octobere)June, July

87. Where was the headquarter of UnitedNations Population Fund (UNFPA)located?a)Geneva b)Parisc)Lausen d)New Yorke)None of these

88. Who won the World Press Photo award2019 for the image “of a crying toddlerat US border”?




][104Page |

a) Annie Leibovitzb) John Moorec) Pieter Ten Hoopend) Ronaldo Schemidte) None of these

89. Which of the following Bank has enteredinto an MoU with Bharti AXA LifeInsurance Company to distribute thelatter ’s life insurance productsrecently?a)Yes Bankb)Kotak Mahindra Bankc)Karnataka Bankd)South Indian Banke)HDFC Bank

90. To honor which Nobel laureate, LondonSchool of Economics and PoliticalScience (LSE) has created the Chair inInequality Studies?a) Kailash Satyarthib) Amartya Senc) Gregory Winterd) Paul Romere) None of these

91. What is the currency of Ukraine?a)Peso b)Euroc)Dollar d)Ukrainian Hryvniae)None of these

92. Which product can be procured usingGoogle Pay after its partnership withBullion refiner MMTC-PAMP India?a) Goldb) Foreign bondsc) Sharesd) High-yield bondse) None of these

93. Who was appointed as the first womanvice-chancellor of Jamia Millia IslamiaUniversity (JMI)?a) Najma Heptullab) Kafeel Ahmadc) Najma Akhtard) Talat Ahmade) None of these

94. Indian Coast Guard (ICG) co-hosts 12thCapacity Building workshop withRegional Cooperation Agreement onCombating Piracy and Armed Robberyagainst Ships in Asia (ReCAAP)Information Sharing Centre (ISC) in-a)Jaipurb)Ahmedabadc)New Delhid)Bengalurue)Kochin

95. Ministry of Ayush and Council ofScientific and Industrial Research

(CSIR) has signed MoU for cooperationin which of the following sector?a) Research and Education of

traditional system of medicinesb) Occupational Safety and Healthc) Road Infrastructure Sectord) Geology and Mineral Resourcese) None of these

96. Bharat BillPay transaction can beinitiated through multiple paymentchannels like-a)Internet Bankingb)Mobile-Bankingc)Point of Sale terminald)Mobile Point of Sale terminale)All of the above

97. Name the India Scientist, who has beenselected by NASA (NationalAeronautics and Space Administration)for its PUNCH(Polarimeter to Unifythe Corona and Heliosphere) mission.a) Anurag Kumarb) Ramarathnam Narasimhanc) Dipankar Banerjeed) Atul Chokshie) None of these

98. What is the motto of Indian Navy?a)”Sewa Paramo Dharma”b) “Nabha sparshamdeeptam”c) “Sha-no Varuna”d) “Aakaseysatrunjahi”e)None of these

99. Short-term assets, representing amountsdue to a vendor or suppliers of goodsor services that were sold on creditterms is known as _______.a) Account Receivableb) Fixed Assetc) Deposit Assetd) Current Liabilitiese) None of these

100. How many state was penalised withRs.1 Crore for not submitting theiraction plans on plastic disposal to theCentral Pollution Control Board(CPCB) recently ?a) 22 b) 23c) 24 d) 25e) None of these

101. Where did Indian Space agency, IndianSpace Research Organisation (ISRO)has inaugurated its new commercialarm ‘NewSpace India Limited’ (NSIL)?a) Bengaluru, Karnatakab) Kolkata, West Bengalc) Guwahati, Assamd) Mumbai, Maharashtrae) None of these

102. Pangolakha Wildlife Sanctuary waslocated in which state?a)Himachal Pradeshb)Assamc)Arunachal Pradeshd)Sikkime)None of these

103. Money lent for more than one day butless than 15 days in the money marketis known as _______?a) Notice Moneyb) Call Moneyc) Term Moneyd) Week Moneye) None of these

104. With which article of the IndianConstitution is Money Bill related?a) Article 110b) Article 109c) Article 108d) Article 107e) None of the Above

105. The State Co-Operative Bank, beingthe Apex Bank at the Statelevel______?a) Provides the link between the RBI

and the money market on onehand, and the entire cooperativecredit structure on the other

b) Acts as the custodian of thesurplus resources and the reservesof the Central Co-operative Banksand supplements them byattracting sizeable deposits and byobtaining loans from RBI.

c) Operates as balancing centre forthe movement of the resources inthe entire state

d) All of the Abovee) None of these

106. Name the first civil servant & IPSOfficer, who conquered the ‘SevenSummits’ challenge in her 3rd attempt?a) Aparna Kumarb) Archana Ramasundaramc) Meera Borwankard) VimlaMehrae) None of these

107. Wolong National Nature Reserve islocated in which country?a)Russia b)Chinac)Afghanistan d)Indiae)None of these

108. Lack of access to financial services istechnically known as ______a) Financial Instabilityb) Financial Stability




c) Financial Inclusiond) Financial Exclusione) Poverty

109. Under which scheme does,CentralGovernment has made compulsory forElectric Vehicle (EV) manufactures inIndia to locally source at least 50%components for receiving subsidies?a) JagoGrahakJagob) Kishore VaigyanikProtsahan

Yojanac) FAME Id) FAME IIe) None of these

110. Where will be ICC women cricket worldcup 2021 held?a)Indiab)New Zealandc)Englandd)Australiae)South Africa

111. Which of the following is included inbancassurance?a) Insurance policies issued by the

banks in their namesb) Selling by a bank the insurance

policies of its ancillary insurancecompany

c) Selling by a bank the insurancepolicies of any insurancecompany

d) All the abovee) None of the above

112. Which of the following is / are includedunder Statutory Pre-emption?a. SLRb. CRRc. Bank Rated. Repo Ratea) Only (a)b) Only (a) and (c)c) Only (a) and (b)d) Only (d)e) All of these

113. Which European country has recentlyelected the Political Neophyte andComedian Volodymyr Zelensky as itsPresident?a) Iceland b) Moldovac) Ukraine d) Belaruse) None of these

114. Name the first Italian after 1968, whohas won the Rolex Monte-CarloMasters title that held in France.a) Fabio Fogninib) Daniele Braccialic) Andreas Seppid) PotitoStarace

e) None of these115. Who is the chairman of European

Thyroid Association?a)Peter Smythb)FilippoGrandic)Ban Ki moond)Jim Yong Kime)None of these

116. Appointments Committee of theCabinet has named new heads for thecountry’s premier spy agencies theIntelligence Bureau (IB) and theResearch & Analysis Wing (RAW).Who will head the Research & AnalysisWing?a)AnilDhasmanab)Samant Goelc)Karanjeet Singhd)Arvind Kumare)Rajiv Jain

117. YuryTrutnev has addressed a gatheringof businesspersons and industrialist inMumbai and invited Indian Investmentsin the Russian Far East. Who isYuryTrutnev?a) Deputy Prime Minister of Russiab) Prime Minister of Russiac) Deputy President of Russiad) President of Russiae) President of the Central Bank of

Russia118. From time – to – time, which among

the following body publishes the¯ exchange control Manual in contextwith the foreign exchange in India?a) foreign trade promotion boardb) department of commercec) reserve bank of Indiad) SEBIe) None of the above

119. Which country was re-elected as anobserver to Arctic Council?a) Russia b) U.S.c) India d) Bangladeshe) None of these

120. The Reserve Bank of India came outwith guidelines for banks to set up newcurrency chests, which include aminimum area of 1,500 square feet forstrong room. The new chests shouldhave a processing a capacity of________________ lakh pieces ofbanknotes per day.a)7.8 lakh piecesb)4.2 lakh piecesc)5.3 lakh piecesd)6.6 lakh piecese)15.9 lakh pieces

ENGLISH LANGUAGE

Direction (121-129) : Read the followingpassage carefully and answer thequestions given below it. Certain wordshave been printed in bold to help youlocate them while answering some of thequestions.A nine-member international task force onconservation of forests has identified Indiaas one of 56 countries of the world whichare critically affected by widespreaddeforestation and steady destruction ofnatural watersheds: it has also warned thatunless urgent conservation measures aretaken the country will face a serious foodcrisis in the next century. The reportcorrectly describes the Himalayanecosystem as the most critical watershed inthe world, the degradation of which nowthreatens the very processes of life in theIndo-Gangetic plain. The report documentssome aspects of the process of environmentaldestruction that is at work in this countryand calls for an expenditure of aboutRs.1,450 crores over the next five yearperiod of reverse some of the damage thathas taken place. While the task force’sreport is a welcome reminder of the urgencyof the task of halting and rolling back themost awesome form of destruction that thiscountry has ever witnessed, it regrettablyunderestimates the magnitude of the effortinvolved and hence falls short of suggestinga comprehensive solution to the problem.For instance the five-year programme itrecommends bears no relationship to theresources that will be actually needed evento reach a zero net rate of deforestation,which is proceeding at the furious pace of1.3 million hectares a year.Past experience shows that more thanRs.300 crores in government expenditurealone are needed over four to five years, attoday’s prices merely to plant less than amillion hectares of land with fuel wood trees.Realistically speaking, resources of the orderof Rs.1,000 crores a year will be necessaryfor the next five years to sustain a planthat actually provides a forest cover to badlydenuded land, promotes the planting of fuelwood trees on a sizeable scale and involvesproper conservation measuresand anunderestimation of the magnitude of such aplan is not the only flaw in the report. Evenmore serious one, related to the first, lies inits failure to establish a coherent set ofpriorities among the different functions that




][106Page |

an afforestation programme must perform.To take just one example, the vital task ofplanting fuelwood and fodder trees is puton part with the planting of trees to meetthe raw material requirements of industries.Owing to this confusion, the task force fallsshort of recommending the kind of radicalmeasures that are really needed, including amoratorium on the development of and insome areas phasing out of wood basedindustries : steps against the spreading ofmonocultures and entrusting afforestationprogrammes to the people in the affectedregions rather than the governmentmachinery.

121. According to the passage all of thefollowing would prove radicalmeasures to boost up the afforestationprogrammes, exceptA) entrusting the programmes to

people in the affected regionsB) entrusting the programmes to the

GovernmentC) moratorium on the development

of wood-based industriesa) Only A b) Only Bc) Only C d) Both B and Cc) All A, B and C

122. Which of the following statements isnot true in the context of the passage?a) The task force report contains a

feasible solution to the problem.b) India is one of the countries which

have been affected bydeforestation.

c) The damage caused due todeforestation can be partiallyreversed.

d) India might face food crisis ifconservation measures are notadopted.

e) None of these123. What seems to have been the immediate

cause of writing the passage?a) Danger of famineb) Scarcity of waterc) Report of the international task

force on conservation of forestsd) Planning for the 21st century e) Scarcity of raw materials to

industries124. The author’s chief concern appears to

be theA) conservation of forestsB) destruction of natural watershedsC) degradation of Himalayan

ecosystem

a) Only A b) Only Bc) Only C d) Both A and Ce) All A, B and C

125. In order to reverse the damage causedby deforestation, the International taskforce has estimated that India, in aperiod of five years, will be required toincur a total expenditure of about Rs.a) 300 croresb) 1,000 croresc) 1,450 croresd) 5,000 crorese) 7,250 crores

126. In the afforestation programme,planting of fuel, wood trees and fodder-trees is considered on par with theplanting of trees which meet thedemands of raw materials of industriesbecause.A) all these plants are equally

importantB) of the underestimation of the

magnitude of the problem.C) of the lack of comprehensive

approacha) Only Ab) Only Bc) Only Cd) Both A and Be) Both B and C

127. Which of the following will be mostsevere shortage in India in future, ifproper measures are not taken in orderto stop degradation of the Himalayanecosystem?a) Waterb) Foodc) Fodderd) Fuel wood e) Raw materials to wood based

industries128. Life in the Indo-Gangetic plain in India

is in danger because ofA) identification of this region as

“critically affected” by theInternational task force.

B) underestimation of the criticalnature of the Himalayanwatershed.

C) underestimation of the destructionof the Himalayan ecosystem.

D) destruction of the Himalayanecosystem.

a) Only A b) Only Bc) Only C d) Only De) None of these

129. The International task force has nota) emphasised the urgency of

tackling the problem ofdeforestation.

b) emphasised the urgency oftackling the problem ofdestruction of natural watersheds.

c) underestimated the magnitude ofthe problem of deforestation.

d) underestimated the magnitude ofthe problem of naturalwatersheds.

e) suggested a comprehensivescheme for dealing with theproblem of deforestation.

Direction (Q.130) : Choose the word thatis most nearly the same in the meaningas the word given in bold letters as usedin the passage.

130. SUSTAINa) Nourish b) Prolongc) Implement d) Supporte) Prove

Direction (Q.131-135 ) : In the followingquestion, some parts of the sentenceshave errors and some are correct. Findout which part of a sentence has an error.The number of that part is your answer.If a sentence is free from error, then youranswer is (e) i.e. No error.

131. India’s travel and tourism (a)/industryis poised (b)/on growth at seven (c)/percent this year alone.(d)/ No error(e)

132. The ministry was considered (a)/severalproposals for the (b)/development ofsmall and medium (c)/enterprisesduring budget discussions.(d)/ Noerror(e)

133. Government officials have been working(a)/overtime to answer queries raised(b)/by banks on numerous of (c)/issuespertaining to the loan waiver.(d)/ Noerror(e)

134. The Finance Minister’s view (a)/is thatthe scheme will ensure (b)/that millionsof farmers will be (c)/lifted out ofpoverty.(d)/ No error(e)

135. A group of youngsters (a)/has lendfinancial assistance (b)/to the floodaffected (c)/people of the villages.(d)/No error(e)

Direction (Q.136-140) : In each of thefollowing questions a short passage isgiven with one of the lines in the passagemissing and represented by a blank. Pick




out the option which when used to starta sentence combines both the abovesentences is one. Select the best out ofthe five answer choices given, to makethe passage complete and coherent.

136. _______The concept, credited toBritish economist John MaynardKeynes, has been heavily criticized forits assumption that people are naive.The theory of national expectations,which among other things states thatpeople learn from experience and canreset their earlier beliefs, l was aresponse to the idea of money illusion.a) The people care about the nominal

value money rather than its realvalue. Workers for

instances, would be impressed iftheir wages double in a year if realmoney drop more than half.

b) The notion that people care aboutdrop by more than half during thesame period. According to thisidea, workers, for instance, wouldbe impressed if their wages getsdouble.

c) The notion that people care moreabout the nominal value, wouldbe impressed if their wages doublethan its real value. Real value oftheir money were to drop by morethan half during the same period.

d) The notion that people care moreabout the nominal value of moneyrather than its real value.According to this idea, workers,for instance, would be impressedif their wages double in a year evenif the real value of their moneywere to drop by more than halfduring

the same period.e) The notion were to drop by more

than half during the same period.According to this idea workers,for instance, would be impressedif its wages double.

137. ______Down the ages, man has triedto discover life’s meaning, the purposeof living, whether there is a GOD orrelease from suffering ....and to attainto some spiritual state where all thequestions are understood by someexperience, a transcendent mysticalunion with the ultimate.(a) Trying to be something that you

are not is not possible. The very

want is no different than any otherwant that we might have.

(b) The very want is no different thanany other want. It is not possible.

(c) Trying to be something that youare not is possible. The vary wantis not different.

(d) We might have, something that weare not is not possible. The verywant is no different.

(e) No different than any other wantthat they mighthave.

138. _______ may have triggered the currentstandoff with India in the Sikkimsection of the China-India border, saysa widely circulated Chinese internetblog.(a) China’s decision to complete the

construction of a road to a watchtower in the Doklam area, whichit had built in 2014.

(b) In Doklam area, China decides tocomplete the construction of aroad to watch tower.

(c) In 2014,China decides to completethe construction of road in theDoklam area, built in 2014.

(d) Construction of a road to a watchover in Doklam area, triggeredcurrent standoff.

(e) China’s decision to complete theconstruction in Doklam area, buildin 2014.

139. ______ as fashion designers havediscovered to their discomfiture. Thevery slightess slight to the embleminvites the unwelcome attentions of thepolice. Even variations in thedimensions of the flag are verboten.(a) Designers discomfort the

discoveries, India mightly uptightthe tricolour.

(b) Tricolour India’s might, wrappingyourself in the flag is offence.

(c) Emblem invite the unwelcometricolour, wrapping yourself has

(d) Wrapping yourself in the flag isoffence, India might uprightlyabout tricolour.

(e) India is mightly uptight about thetricolour. Wrapping yourself in theflag is an offence.

140. ______ the first time this has happenedin over a decade. While this marks areversal of the trend till two years backwhen states were more fiscally prudentthan the central government, it isworrying that the run-rate is likely to

continue and possibly worsen-triggeredby a combination of revenue andexpenditure side issues.(a) With the gross fiscal deficit – GDP

ratio breached 3 percent,combining fiscal position of statesdeteriorated.

(b) GDP ratio breaching the 3 percentthreshold in 2015-2016, lastcouple of years.

(c) The combined fiscal position ofstates has deteriorated sharplyover the last couple of years, withthe gross fiscal deficit-GDP ratiobreaching the 3 percent thresholdin 2015-16.

(d) With the gross fiscal deficit-GDPratio breached the 3 percent,sharply over the last couple ofyear.

(e) Breaching the 3 percent thresholdin 2015-2016, combined fiscalposition of states has deterioratedsharply.

Direction (Q.141-145) : Rearrange theseven sentences (A), (B), (C), (D), (E),(F)and (G) in a proper sequence to form ameaningful paragraph and answer thefollowing questions.

A. That asymmetry could potentiallybe offset, though only in smallpart, through the proposal of theNITI Aayog and the Union HealthMinistry to allow private entitiesto use the premises of the districthospitals to provide treatment forcardiac and pulmonary diseasesand cancer.

B. The potential of India’s districthospital system to dramaticallyexpand access to qualitysecondary and tertiary health carehas never really been realised. Themajority of patients today use thefacilities created mostly by forprofit urban hospitals.

C. Viewed in perspective, a quickscaling-up of care for such non-communicable diseases is possibleunder the arrangement, becausethere are 763 functional districthospitals, with just five states ledby Uttar Pradesh accounting forover 42% of the facilities.

D. One major concern in such anarrangement is to ensure that thebulk of health spending, whether




][108Page |

from government funds, subsidyor private insurance, goes intoactual care provision, and thatadministrative expenditure iscapped under the contract.

E. A market driven approach toproviding district hospital bedsfor only those with the meanswould defeat the objective.

F. Moreover, in consonance with thegoal to provide health for all underthe National health Policy, careshould be universal, and free atthe point of delivery.

G. Yet, contracting out services in avirtually unregulated and largelycommercial private system isfraught with risks.

141. Which of the following sentences shouldbe the SIXTH after rearrangement?a) A b) Fc) B d) De) C

142. Which of the following sentences shouldbe the FIFTH after rearrangement?a) B b) Fc) A d) Ee) D

143. Which of the following sentences shouldbe the THIRD after rearrangement?a) A b) Dc) E d) Ce) F

144. Which of the following sentences shouldbe the FOURTH after rearrangement?a) G b) Bc) C d) De) A

145. Which of the following sentences shouldbe the SECOND after rearrangement?a) D b) Cc) A d) Be) E

Direction (Q.146-155) : In the followingquestions, some of the words have beenleft out. Read the passage carefully andchoose the correct answer to eachquestion out of the four alternatives andfill in the blanks.The economics of owning and running aration shop, the familiar name for the outletsin our Public Distribution System (PDS),are such that under normal business termsthe shop owner could never make a profit.Yet, (146) the government announces thatnew permits for ration shops will be givenout, there is frenzy in the market to grab

one of these. (147)? The answer is obviousthe business is not for the honest and if oneknows the (148) there is a fortune to bemade. What are these tricks of the trade?Getting fake names into the user list is themost obvious option.The state seems to be(149) a losing battle against this practice,judging by the endless efforts to weed outbogus ration cards. The next is to get the‘right customers’ one the list, not just morecustomers. These are people who areregistered but who do not have any interestin (150) on their entitlements. In a systemwhere caste and income certificates are forsale, it is not (151) to produce thesedocuments for mutual benefit. Receipts areduly made in their names and the rationsthus ‘drawn’ are (152) off into the openmarket. The sale price of an item like ricemakes clear the (153) economics-it costsRs.8 in a ration shop while in the latter it isRs.30 or above. There are also customerswho would rather exchange theirentitlements for hard cash at the beginningof the month. As the degradation progresses,the shopkeeper, in (154) with the officialmachinery, manages to withhold effectivelythe entitlements from even the genuinebeneficiaries and diverts them to the openmarket. The targeted group is usually not ina position to (155) itself to get its due. Andthus one has all the ingredients of a goodPDS business.

146. (a) just (b) sooner(c) time (d) whenever(e) quickly

147. (a) Where (b) Why(c) How (d) What(e) When

148. (a) sprouting (b) diligence(c) ropes (d) lying(e) people

149. (a) winning (b) expecting(c) trying (d) attempt(e) waging

150. (a) realising (b) drawing(c) giving (d) harping(e) discussing

151. (a) difficult (b) simple(c) enough (d) easy(e) must

152. (a) donated (b) bought(c) siphoned (d) sell(e) borrowed

153. (a) underlying(b) mechanical(c) unclear(d) understood

(e) poor154. (a) flow (b) show

(c) line (d) meeting(e) collusion

155. (a) assert (b) deliver(c) wilful (d) ask(e) voiced

Direction (Q.156-160) : In eachquestions, there is pair of words/phrasesthat highlighted. From the highlightedword (s)/phrase (s) select the mostappropriate words (s)/phrase (s) to fromcorrect sentences. Then, from theoptions given, choose the best one.

156. A. We now precede [A]/proceed [B]to consider the properties,syntheses, decompositions andconstitution of the benzenecomplex.

B. She was completely transformedand from a plane [A]/plain [B]girl had again become what she hadbeen at the ball.

C. A breath of almost spring likewhether [A]/weather[B]associated him.

(a) BBA (b) BBB(c) ABA (d) BAB(e) AAB

157. A. Please send me one carton [A]/cartoon [B] of printer cartridges.

B. If someone violates yourcopyright, send them a cease [A]/seize [B] and Desist letter

immediately.C. The villain falling off the cliff was

climactic [A]/climatic[B] sceneof the movie.

(a) BBA (b) AAA(c) ABA (d) BAA(e) ABB

158. A. Toads are said to return to the pondof their to breed [A]/bread [B].

B. Jems was born [A]/borne [B] inLondon

C. M.L.A canvas [A]/canvass [B]for the candidate in the election.

(a) BBA (b) ABA(c) AAA (d) AAB(e) BAA

159. A. There was a boulder[A]/bolder[B]blocking the path.

B. He tried to brake [A]/break[B]the fused bulb.

C. The opposition parties grate [A]/grat[B]the ruling party.

(a) BAB (b) ABA




(c) AAA (d) BAA(e) BAB

160. A. Don’t have cash [A]/case [B]inthe pocket while you are in thebus.

B. She had to altar [A]/alter [B]herclothes after losing weight.

C. The boy was hurt in the dual [A]/duel[B].

(a) BAA (b) ABA(c) AAA (d) ABB(e) BAB

COMPUTER KNOWLEDGE

161. Telnet, FtP, Smtp, dns, http areexamples of protocols that are used ina) application layerb) presentation layerc) Session layerd) Data link layere) Transport layer

162. A ____ is a small hand held computerthat helps you surf the web andperform simple task.a) desktop computerb) Mobile phonesc) Note book computerd) Mini computere) PDA

163. A Computer______ is a set of programinstructions that can attach itself to afile, reproduce itself and spread toother filesa) Wormb) Virusc) Trojan horsed) Phishing Scame) None of these

164. A computer intensive problem runs onaa) Serverb) Main framec) Super Computerd) Super PCe) None of these

165. A disk’s content that is recorded at thetime of manufacture and that cann’t bechanged or erased by the user isa) Read onlyb) Memory onlyc) Run onlyd) Write onlye) None of these

166. A collection of inter related files in acomputer is aa) File managerb) Field

c) Recordd) Databasee) None of these

167. ‘VSAT’ means ——a) Very Small aperature terminalb) Vast satellite access terminalc) Various satellite application

terminal.d) Very satellite aperature terminale) None of these

168. Special software to create a jobsequence/ queue is called aa) Spooler b) Drivec) Compiler d) Interpretere) Linkage driver

169. IEEE 802.16 Standard representsa) WLAN b) Ethernetc) Bluetooth d) Token ringe) Wimax

170. __________ Command is used to clearthe Screen.a) Clear b) Cl Screenc) cls d) Clear Screene) None of these

171. MS Excel Contains ____ columns.a) 255 b) 254c) 256 d) 250e) 253

172. Repeater works in _________ layer ofOSI modes.a) application b) Transportc) Physical d) Data linke) network

173. In database, a field is a.a) Table of informationb) labelc) Group of related recordsd) Category of informatione) None of these

174. In power point,______ is not presentin formatting toolbar.a) Left align b) Centrec) Justify d) Rigat aligne) None of these

175. Retail employees typically use______terminals to process sale transactions.a) Sales processingb)Transaction pointc) Automatic tellerd) Point of salee) None of these

176. CAD software is most likely to be usedbya) web designerb) engineersc) Project managersd) magazine editorse) None of these

177. A television broadcast uses______transmission mode.a) half duplex b) full duplexc) simplex d) automatice) none of these

178. Verification of a login name andpassword is known as.a) configurationb) accessibilityc) authenticationd) loggings ine) None of these

179. A group of magnetic tapes, videos orterminals usually under the control ofone master is called aa) cluster b) trackc) Cylinder d) All the abovee) None of these

180. IRC Stands for.a) Inter Relay chatb) Internal relay chartc) Internet Relay chatd) Internet Reliable charte) Internal Reliable chat

181. The 16 bit micro processor meansthat it hasa) 16 address linesb) 16 busesc) 16 data linesd) 16 routese) None of these

182. Which type at memory is in pen drive?a) Cache memoryb) Flash Memoryc) EEPROMd) RAMe) None of these

183. Which of the following is an exampleof toggle keys?a) Scroll lockb) Del keyc) Page up keysd) A to Ze) None of these

184. The_________ manual tells you howto use a soft ware program.a) Documentationb) Programmingc) Technicald) Usere) None of these

185. You must install a ______on a network.If you want to share an internetconnection.a) Router b) Modemc) Node d) Cablee) None of these




][110Page |

186. To print an individual item in a fileimmediately clicka) Shift + P b) Ctrl + Pc) Alt + P d) ESC+ Pe) None of these

187. Taking backup of a file against crash isaa) Preventive measureb) Curative measurec) Decisive measured) All of the abovee) None of these

188. A __________ is approximately athousand bytes.a) gigabyte b) kilobytec) megabyte d) terabytee) None of these

189. ___________ is the process of gettingaccess to the computer.a) Sign in b) Log inc) Log off d) entere) None of these

190. The storage area present in the emailaccount is often called asa) Hyper link b) Attachmentc) Mail box d) IP addresse) spam.

191. The extension name of a flash file isa) • pdf b) • swfc) • pmd d)• prde) None of these

192. Disk checking is associated witha) Debugging a programb) running a programc) Compiling a programd) coding a programe) assembling a program.

193. To select an entire row in the excelsheet, the short cut- key that is used isa) Ctrl + spaceb) Ctrl + arrow keyc) ctrl + tabd) Shift + arrow keye) Shift + space

194. How many layers are there in a TCP/IP model?a) Four b) Fivec) Six d) Sevene) Three

195. Fire walls are used to protect againsta)Unauthorised attacksb) Virus attacksc) Data driven attacksd) Fire attackse) None of these

196. If a user needs information instantlyavailable to the CPU, is should bestored.

a) in the CDb) in Secondary storagec) In the CPd) in RAMe) None of these

197. The ability to easily add additional usersmeans that a network isa) Scalable b) Dedicatec) Decent d) Securee) None of these

198. What kind of Scheme is the HTTPProtocol?a) get/ putb) Store/ forwardc) Queuingd) Search/ returne) request/ response

199. A proxy server is used for which of thefollowing ?a) To provide security against

unauthorised userb) To process client requests for

web pagesc) To process client requests for

database access.d) None of these

200. Linux is an ________ operating system.a) Open sourceb) Microsoftc) Windowsd) Mace) None of these

EXPLANATIONS

(1-5)

MONTH PERSON

January Assu

February Sree

March Elle

April Rahul

May Priya

June Tina

July Dipak

1. b 2. d 3. e 4. c5. e(6-10)

Word CodeRiver ga

Is saFlowing raGanga faHoly ta

Rasogulla laNice ma/re

Sweet ma/reYamuna kt

6. c 7. d 8. b 9. c10. a(11-15)

11. d 12. e 13. b 14. d15. c(16-20)16. a

Statement: M P < H …… (i) V > T = M .… (ii)Combining all statements, we getV > T = M e” P < HThus, V > P is true.

Again, T H is not true.17. b; Given statements:

M N < L Q …..(i)R > T Q ......(ii)Combining both the statements, we get

M N < L Q T < R

Thus, R L is not true.

T N is not true.Again, M < L or L > M is true.

R M is not true.Hence, only conclusion III is true

18. c; Given statements:

E = G H = N ……(i)C > F M = N …….(ii)Combining both the statements, we get

E = G H = N = M F < C

Thus, F E is not true.

E M is true.

C G is not true.C > H or H < C is true. Hence, only IIand IV are true.

19. e; H < S L F = G < W




Conclusions:

I. S G - TrueII. W > H – True

20. a; For conclusion I:

X Y = W > V U > TFor conclusion II:

Z < W > V U > T21. c;9-2=7

6+1=73-2=15-2=32+1=39-2=74+1=57-2=5The new number formed is 77133755.Therefore number 7, 3 and 5 occurtwice or more number of times

22. d;

23. aD A N G E R O U S1 2 3 4 5 6 7 8 9The first, fifth, seventh and eighthletters are D, E, O, U. No meaningfulword can be formed.

24. e; All the pairs are opposite letters exceptK, Y.

25. b;

(26-28)

POSITION BOX1 H2 D3 B4 I5 A6 E7 G8 C9 F

26. c 27. d 28. e

(29-32)29. d

30. b

31. b

32. d

(33-34)

33. b 34. c35. a; R is the shortest.

Hence, option a.M is taller to Q but shorter to O. N isshorter to Q but taller to both P and R.O>M>Q>N>P/RThe number of persons taller to M issame as shorter to P so one person istaller to M then P is second shortest.O>M(170)>Q>N>P(152)>R

36. d; From I and II,B lives three floors above A but not thetop floor. A lives two floors above C.

D lives two floors above F who is notat the bottom floor. Now D can be eithertop or just above A’s floor.so I and II both are not sufficient toanswer the question.Hence, option d.

37. e; B is 2nd to the left of A. G is 3rd tothe right of A. C is immediate left of G.

Two persons are sitting between E andC. So E is either immediate left of A or3rd to the left of C. F is to theimmediate left of D. From this E mustbe 3rd to the left of C and G will be atthe right end. F is not neighbour of GFinal arrangement is ,F D B E A H C GSo I, II and III are sufficient to answerthe questions.Hence, option e.

(38-40)

38. b 39. c40. a; A is 50 years old.

A+D=92D=92-50=42 years

41. a; B2013

= 19000 297019

11

100

27

A2014

= 23000Difference = 2970 – 2300 = 670

42. d; Reqd ratio

23:3823

38

6230

121904

3

100

823000

5

3

100

2019000




][112Page |

43. d; FFemale

= 19000

152021

8

100

21

Etotal

= 19000 100

8= 1520

Reqd % =1520

1520100 = 100%

44. b; BFemale

= 23000 100

15= 1650

EMale

= 19000 100

8 8

5= 950

= 950

Reqd %

= 73.68%100950

9501650

45. c; Avg =1006

23000

13

813

4

38

17

917

23

823

23

1115

12

724

=

8698

23

16514

6

230

=

23

16545

6

230

=23

1200

6

230 = 2000

46. c; I. x2 - 4 4096 = 56

or, x2 – 8 = 56or x2 = 64

x = 64 = 8

II. (y 206523(y)) 3

5

3

4

or, (y)3 = 206 + 523

or, (y) = 3 729 = 9

Hence x < y47. c; 3x + 4y = 8 .... (i) 4

321612

424

y

yx ....(ii) x 3

…. (iii)

2010

12612

y

yx …. (iv)

or, y = 2putting the value of y in (i), we getor, 3x + 8 = 8or, 3x = 0 x = 0Hence x < y

48. e; I. x2 + 16 = 8xor, x2 – 8x + 16 = 0or, x2 – 4x – 4x + 16 = 0or, (x – 4)2 = 0 x = 4II. y2 – 8y + 15 = 0or, y2 – 5y – 3y + 15 = 0or, y (y – 5) – 3(y – 5) = 0or, (y – 3) (y – 5) = 0or, y = 3,5Hence, no relationship between x andy can be established

49. d; I. 2562064 x

or, 8 + 20x = 16

or, 220x = (8)2

or, x + 20 = 64 x = 44II. y2 – 460 = 381or, y2 = 381 + 460y2 = 841y = 29Hence, x > y

50. c; I. x2 -x

(15) 2

5

= 0

or, 2

12

x - 2

5

(15) = 0

or, 2

5

2

5

(15)(x) or, x = 15

II. y

7y

y

28

Or, 28 – y = 7or, y = 21Hence x < y

51. a; The series is + 78, + 65, + 52, + 39, +26, …

52. d; The series is 512 ÷ 4 = 128, 128 ÷4=

32, 32 ÷ 4 = 8. 8 ÷ 4 = 2, 2 ÷ 4 =2

1.

….53. b; The series is 178 3 + 3.5 = 537.5,

537 5 + 5.5 = 2693, 2693 7 + 7.5= 18858.5. 18858.59 + 9.5 = 169736,169736 11 + 11.5 = 1867107.5

54. d; The series is (41)3 = 68921, (43)3 =79507, (45)3 = 91125, (47)3 = 103823,(49)3 = 117649, (51)3 = 132651. ….

55. c; The series is 5 2 + 2.5 = 12.5, 12.54 + 4.5 = 54.5, 54.5 6 + 6.5 = 333.5,333.5 8 + 8.5 = 2676.5, 2676.5 10 +10.5 = 26775.5, ….

56. b; Total no. of readers from City A andB

= 56000 100

112+ 72000 = 62720 +

84240 = 146960

57. a; Dx = 81000 100

5113.=91935

Dy = 75000 = 84900

Difference = 91935 – 84900 = 7035

58. e; Fx = 60000 100

116= 69600

Fy = 50000 100

111= 55500

Reqd % =55500

69600 100 =

125.4%

59. c; Ay = 61000 100

118= 71980

By = 65000 100

115 = 74750

Cy = 55000 100

4112.= 61820

Dy = 75000 100

2113. = 84900

Ey = 80000 100

5111. = 89200

Fy = 50000 100

111 = 55500




‘Total no. of readers of Magazine Y =

71980 + 74750 + 61820 + 84900 +

89200 + 55500 = 438150

Average =6

438150 = 73025

6 0 . b ; B

2014 = 72000 100

117 = 84240

F2013

= 60000

Reqd % =60000

6000084240

100 =600

24240 = 40.4%

61. b; St. A = relative speed of train =

9

400m/s 160 m/s

St. B = Distance = 567 km

St. C = Speed of train =5

597.= 19.5

m/s

The speed of the other train is not

known so only B and C are the required

statements.62. e; (60 – 45) % = 12.5 + 4

100% =15

516. 100 = 110

X = 49. 5, Y = 55, Z = 66, W = 62

So, none of the Statements is required.

63. e; only statement B is sufficient.

Ratio =RP

Q

=

11

3

Q =113

3

1820 = Rs. 390

64. b; St A. Q

P =

5

4

St. B. Q = P 100

125 Q

P =

5

4

St C. Q – P = 10

Hence, By combining C and either A or

B.

We get the values of P and Q to be 40

years and 50 years respectively.

65. b; Let the radius and the height of the

cylinder be r and h respectively.

St. A. r:h = 2:5

St. B. (2 rh) : (2 rh + 2 r2)

rh

h

=

7

5

St. C. 2 r (h + r) – 2 rh = 32 2 R2 = 32 R = 4

Hence, by combining C with either A

or B the volume of cylinder can be

determined.

Therefore, C and either A or B is

sufficient.

66. c; Suppose, the container initially

contains 7x and 5x litres of mixture A

and B, respectively.

Quality of A in mixture left.

(7x -12

7 9) = (7x -

4

21) L

Quantity of B in mixture left.

(5x –12

5 9) = (5x -

4

15) L

9)4

15(5X

421

7X

=9

7

792120X

2128X

252X – 189 = 140 X + 147 X = 3

Container contained of A = 7 3 =

21L

67. b; Total no. of ways in which 5 people

can be chosen out of 9 people = 9c5 =

126

Number of ways in which couple serves

the committee = 7c3 2c

2 = 35

Number of ways in which the couple

does not serve the committee = 7c5 =

21

Favourable number of cases = 35 +

21 = 56

Hence, required probability =

126

56

9

4

68. b; Total profit =20

100 7,360 = Rs 36,

800Ratio of their investments = (3x 4 + 4x8) : (5x 12) : (8x 4 + 6x 8)= 44: 60: 80 = 11: 15: 20

Profit of y =46

15 100

8036,800 =

Rs 9,600.69. a; Let amount invested in B = x

So, amount invested in C = x 100

240=

5

12x

So, amount invested in A =5

12x 3

2

=5

8x

ATQ, Now,5

8x 100

10+ x 100

12+

5

12x = 3200

100

16x+

100

12x+

100

36x= 3200

16x + 12x + 36x = 3200 100 x

=64

1003200 = Rs 5000

70. a; After 1st installment amount to be paid

by man = 400 (1 +200

15) – 1500 =

2800Amount to be paid by man after 2nd

instalment = 2800 (1 +200

15) – 1500

= 1510




][114Page |

Amount to be paid by man after 3rd

instalment = 1510 (1 +200

15) – 1500

= Rs 123. 25(71–75)

Department Male FemaleD1 450 312D2 210 180D3 120 90D4 315 210D5 405 408

Total 1500 1200

71. b

72. c; Reqd % = 1001500

315 = 21%

73. d; Reqd % = 100450

180 = 40%

74. d; Reqd % = 100120

90 = 75%

75. c; Ratio =450

405=

10

9 = 9 : 10

76. a; C’s profit % = 10%B’s profit % = 10 3 = 30%

A’s, profit % = 303

5 = 50%

CP of C 110

2145100 = 1950

CP of B 130

1950100 = 1500

CP of A 150

1500 100 = 1000

CP of A = 1000

77. b; Let the total amount of work = 180

unit

A does = 2 units / day

B does = 4.5 Units/ day

C does = 15 units/ day

To finish 180 units of work, everybody

has to works for 9 days.

In 9 days A will do = 9 2 = 18 units

work.

So, A’s contribution180

18 =

10

1

So out of Rs 240, A’s share = 240

10

1= 24.

78. b; Let number of oranges with Prabhat =x

Harshit bought =4

1x

Avinash =4

3

3

1 x =

4

1x

Prakash bought =2

1x 2

1=

4

x

Akash bought = x -4

3x =

4

x

4

1x = 4 x = 16

Pens bought by Avinash =4

1x =

4

16 = 4

79. b; Total cp of eggs = 80 2 + 16 = Rs176Total S.P of remaining eggs = 70 3.20= Rs 224

Profit percentage

100176

176-224 =

11

327 %

80. e; Here 2 r = 7

114a

a n d a

2 = 784 a = 28 cm

radius of circle A =7

11 4 28

22

7 2

1 = 28 cm

So, area =7

22 2

14= 154 cm2

81. b 82. b 83. d 84. b

85. b 86. e 87. d 88. b

89. c 90. b 91. d 92. a

93. c 94. c 95. a 96. e

97. c 98. c 99. a 100. d

101. a 102. d 103. a 104. a

105. d 106. a 107. b 108. d

109. d 110. b 111. d 112. c

113. c 114. a 115. a 116. b

117. a 118. c 119. c 120. d

121. b 122. a 123. c 124. a

125. c 126. e 127. b 128. d

129. e 130. c

(131-135)

131. c; use ‘to grow’ in place of ‘on growth’

132. a; delete was

133. c; delete of

134. c; would in place of will

135. b; have in place of has

136. d 137. a 138. a 139. e

140. c

(141-145)

BACGDFC

141. b 142. e 143. d 144. a

145. c 146. d 147. b 148. c

149. e 150. b 151. a 152. c

153. a 154. e 155. a 156. b

157. b 158. d 159. b 160. d

161. a 162. e 163. b 164. c

165. a 166. d 167. a 168. a

169. e 170. c 171. c 172. c

173. c 174. e 175. d 176. b

177. c 178. c 179. a 180. c

181. c 182. b 183. a 184. d

185. b 186. b 187. a 188. b

189. b 190. c 191. b 192. a

193. e 194. a 195. a 196. d

197. a 198. e 199. a 200. a




Direction (Q.1-20) : In the followingquestion, some parts of the sentenceshave errors and some are correct. Findout which part of a sentence has an error.The number of that part is your answer.If a sentence is free from error, then youranswer is (d) i.e. No error.

1. Even today (a)/it is incredulous tothink (b)/that men have walked on themoon.(c)/ No error (d)

2. The firemen wore (a)/inflammableclothing (b)/for protection.(c)/ Noerror (d)

3. Beside food, (a)/the pilgrims carried(b)/some medicines.(c)/ No error (d)

4. Adults suffering chicken pox (a)/candevelop (b)/all kinds ofcomplications.(c)/ No error (d)

5. The well-known pianist (a)/had topractice for several hours a day (b)/even after he rose to fame.(c)/ No error(d)

6. The Prime Minister was asked (a)/towrite a forward (b)/to the book.(c)/No error (d)

7. I must complement you (a)/on yourgood manner (b)/and your impeccablebehaviour .(c)/ No error (d)

8. The sweets (a)/were shared (b)/betweenthe four girls.(c)/ No error (d)

9. The long distance train (a)/which metwith an accident (b)/was carrying somearmy personal.(c)/ No error (d)

10. The young men from Japan (a)/foundthe assent of the mountain (b)/hardgoing.(c)/ No error (d)

11. He drank once (a)/more (b)/as he wasfeeling thirsty.(c)/ No error (d)

12. He reassured to his boss (a)/that he hadno plans (b)/to leave the company.(c)/No error (d)

13. The company reports (a)/that thedemand for their computers (b)/aregrowing everyday.(c)/ No error (d)

14. When I saw the dress, (a)/I knew it wasexactly (b)/what I had looked for.(c)/No error (d)

15. I promise (a)/I call you (b)/as soon as Iget home.(c)/ No error (d)

16. I am afraid (a)/I did a mistake (b)/in thecalculation.(c)/ No error (d)

17. The number of applications has risen(a)/this year by (b)/as many as 50%.(c)/ No error (d)

18. I was driving under the bridge, (a)/as afootball (b)/hit my window.(c)/ Noerror (d)

19. If I would know (a)/ what you wanted(b)/I would help you.(c)/ No error (d)

20. No source of energy is so cheap (a)/assolar energy (b)/in the present age ofenergy crisis.(c)/ No error (d)

Direction (Q.21-40) : In the followingquestions has been given in direct/indirect speech. Out of the fouralternatives suggested select the one,which best expresses the same sentencein indirect/direct speech.

21. “What a stupid fellow you are !” sheremarked.(a) She exclaimed that what a stupid

fellow he was(b) She exclaimed that he was a very

stupid fellow(c) She exclaimed in disgust how he

could be so stupid(d) She asked him what a stupid

fellow he was22. The police said to the thief, “Don’t

move.”(a) The police ordered the thief not

to move(b) The police ordered the thief that

he should not move(c) The police told the thief that he

did not move

(d) The police ordered to the thief tonot move

23. He said, “ I am going to college justnow.”(a) He said that he was going to

college just now.(b) He asked that he was going to

college just then.(c) He said that he was going to

college just then(d) He asked that he was going to

college just now.24. He said, “How lovely the scene is!”

(a) He exclaimed that the scene is verylovely

(b) He exclaimed that how the scenewas lovely

(c) He exclaimed that the scene wasvery lovely

(d) He exclaimed that the scene isindeed lovely

25. Bill said, ‘I am here to help you all.”(a) Bill said that he is here to help

you all(b) Bill said that he was there to help

us all(c) Bill said that he was here to help

us all(d) Bill said that he is there to help us

all26. The kids yelled in a loud voice, “We

love our family.”(a) The kids yelled loudly that they

love our family(b) The kids yelled in a loud voice

that they loved their family(c) The kids yelled in a loud voice

that they loved our family(d) The kids were shouting loudly

that they loved their family27. He said to me “Please visit my company

tomorrow”.(a) He said to me to visit his company

tomorrow(b) He requested me to visit his

company tomorrow

ENGLISH




][116Page |

(c) He requested me to visit hiscompany the next day

(d) He said to me to visit his companythe next day.

28. He said, “How cruel of him!”(a) He remarked that it was very cruel

of him(b) He remarked on his great cruelty(c) He remark that it was very cruel

of him(d) He remarked that it is very cruel

of him29. “How did it get here?” She wanted to

know.(a) She wanted to know how did it

get here(b) She wanted to know how it had

got there(c) She wanted to know how did it

got there(d) She wanted to know how to get

there30. He said, “We have done our work.”

(a) He said that he had done his work(b) He said that they have done their

work(c) He said that they had done their

work(d) He said that they should do their

work31. “Please, take me to the officer,” said the

visitor.(a) The visitor requested them to take

him to the officer.(b) The visitor told them to take him

to the officer(c) The visitor requested for the

officer to be taken(d) The visitor wanted the officer to

take him there32. Aarati said, “I am in a hurry today.”

(a) Aarati said that she was in a hurrythat day.

(b) Aarati said that I am in a hurrytoday

(c) Aarati said that she is in a hurrytoday

(d) Aarati said that she is in a hurrythat day

33. He said, “Long may you live.”(a) He suggested that my life might

be long(b) He prayed that my life might be

long(c) He prayed that my life may be

longer(d) He declared that my life is longer

34. Ruby requested me to lend her Rs.1000the next day.(a) Ruby said to me, “Please lend me

Rs.1000 the next day.”(b) Ruby said to me, “Please lend her

Rs.1000 the next day.”(c) Ruby said to me, “Please lend her

Rs.1000 tomorrow.”(d) Ruby said to me, “Please lend me

Rs.1000 tomorrow.”35. “Do you want balloons?” he said to the

child.(a) He asked the child if it wanted

balloons.(b) He asked the child whether it had

wanted balloons.(c) He asked the child did it want

balloons.(d) He asked the child if it would want

balloons.36. She said, “How ugly I look in this dress!”

(a) She said that how ugly she waslooking in that dress.

(b) She exclaimed how ugly shelooked in that dress.

(c) She expressed how ugly shelooked in that dress.

(d) She exclaimed that she lookedvery ugly in that dress.

37. She said “You can leave the books here.”(a) She said that they can leave the

books there.(b) She said that they could leave the

books there.(c) She said that they can leave the

books here.(d) She said that they could leave the

books here.38. My friend said “I am leaving today.”

(a) My friend said that he is leavingtoday.

(b) My friend said that he was leavingtoday.

(c) My friend said that he leavestoday.

(d) My friend said that he was leavingthat day.

39. Mukta said to Puneet, “My mother is agood cook”.(a) Mukta told Puneet that he mother

was a good cook.(b) Mukta told Puneet that my mother

was a good cook.(c) Mukta told to Puneet that he

mother is a good cook.(d) Mukta asked Puneet that he

mother is a good cook.

40. The commander said to the army, “marchforward”.(a) The commander asked the army

march forward.(b) The commander ordered the army

to march forward.(c) The commander requested the

army to go forward.(d) The army requested the

commander to march.

Direction (Q.41-60) : In the followingquestions, a part of the sentence isprinted in bold. Below are givenalternatives to the bold part at (a), (b)and (c) which may improve the sentence.Choose the correct alternative. In caseno improvement is needed, your answeris (d).

41. He denied to help me.(a) disagreed (b) refused(c) objected (d) No improvement.

42. Hardly somebody turned up at themeeting.(a) someone (b) everyone(c) anybody (d) No improvement.

43. Though the promised to support, hebacked up in the last minute.(a) backed out (b) backed in(c) backed off (d) No improvement.

44. Akbar had a great reign than Babar.(a) largest (b) wise(c) longer (d) No improvement.

45. The villagers were silent witness forthe murder.(a) witness of the murder(b) witness of the murder(c) witness in the murder(d) No improvement.

46. The abolition of slavery was a kind act.(a) human (b) humane(c) humid (d) No improvement.

47. They had sang the national anthembefore the audience dispersed.(a) has sung (b) was sang(c) sung (d) No improvement.

48. In future, we may have been travellingto space for a holiday.(a) might have been travelling(b) have been travelling(c) may be travelling(d) No improvement.

49. Sujatha is the prettiest of all the othercontestants.(a) all the contestants(b) all other contestants(c) other contestants(d) No improvement.




50. The students were asked to unpack,eat their lunch and relaxing.(a) unpack, eating their lunch and

relaxing(b) unpack, eat their lunch and relax(c) unpack, eating lunch and relaxing(d) No improvement.

51. The State Bank is starting a new branchhere tomorrow.(a) beginning(b) establishing(c) opening(d) No improvement.

52. He is ill for a week when his brothercame.(a) was ill(b) has been ill(c) had been ill(d) No improvement.

53. Who live in glass houses should notthrow stones at others.(a) That who live(b) There who live(c) Those who live(d) No improvement.

54. Although he got home last night is stilla mystery to me.(a) How (b) while(c) Since (d) No improvement.

55. With each passing hour the likelihood offinding any survivors finished.(a) reduced (b) diminished(c) shortened (d) No improvement.

56. He was directed to take complete restby his physician.(a) informed (b) told(c) advised (d) No improvement.

57. This is the bicycle of which the chain isbroken.(a) that’s (b) who’s(c) whose (d) No improvement.

58. More than one person was killed in theaccident.(a) were killed(b) are killed(c) have been killed(d) No improvement.

59. Home Minister’s policy on Hazratbalhad promoted his overall image.(a) amended (b) bettered(c) improved (d) No improvement.

60. Our salaries have multiplied over theyears.(a) progressed(b) developed(c) increased(d) No improvement.

Direction (Q.61–80) : In the followingquestions, a sentence has been given inActive voice/Passive Voice. Out of thefour alternatives suggested, select theone which best expresses the samesentence in Passive/Active voice.

61. I have bought a new car.(a) A new car was bought by me.(b) A new car is brought by me.(c) A new car has been bought by me.(d) A new car had been bought by me.

62. Teachers might have given their studentssome concessions.(a) Their students might have given

some concessions to theirteachers.

(b) Their students might be givensome concessions by theirteachers.

(c) Their students might be givingsome concessions to theirteachers.

(d) Students might have been givensome concessions by theirteachers.

63. You should not offer meat to vegetarians.(a) Vegetarians should not be offered

meat.(b) Meat should be offered to non-

vegetarians.(c) Vegetarians should not offer meat.(d) You should offer no meat to non-

vegetarians.64. You must write off all those bad debts.

(a) You must be written off by allthose bad debts.

(b) All those bad debts must bewritten off by you.

(c) Write off all those bad debts!(d) All those bad debts could be

65. Are they receiving the chief guest at thestation?(a) Was the Chief guest being received

at the station?(b) Is the chief guest being received at

the station?(c) Will they be received by the chief

guest at the station?(d) Will the chief guest be received at

the station?66. We make butter from milk.

(a) Butter is make from milk by(b) Butter is made from milk by(c) Butter is make with milk by us.(d) From milk butter is made by us.

67. I don’t like people telling me what todo.

(a) I don’t like being told what to(b) People telling me what to do was

not liked by me.(c) I do not like being told by the

people.(d) People don’t like telling me what

to do.68. The meeting has been called off by the

chairman.(a) The chairman called off the

meeting.(b) The chairman has called off the

meeting.(c) The chairman is calling off the

meeting.(d) The chairman had called off the

meeting.69. The police arrested 200 students on the

University campus.(a) 200 students had been arrested on

the University campus by thepolice.

(b) 200 students has been arrested bythe police on the Universitycampus.

(c) 200 students were arrested by thepolice on the University campus.

(d) 200 students are arrested on theUniversity campus by the police.

70. Why do you like him so much?(a) Why has he been liked so much

by you?(b) Why was he liked by you so

much?(c) Why is he liked by you so much?(d) Why he is liked by you so much?

71. The invitation cards will be sent today.(a) They will sent the Invitation cards

today.(b) They will have sent the invitation

cards today.(c) They will send the invitation

cards today.(d) They will be sending the invitation

cards today.72. She has baked several cakes for her

friends.(a) She has several cakes to be baked

for her friends.(b) Her friends had several cakes

baked by her.(c) Several cakes have been baked by

her for her friends.(d) Her friends baked several cakes

for her.73. We believe that God gives us misery.

(a) It was believed that God gave usmisery.




][118Page |

(b) It has been believed that God givesus misery.

(c) It is believed that God gives usmisery.

(d) It is a belief that God gives usmisery.

74. Alot of saplings have been planted bythe chief guest.(a) The chief guest is planting a lot of

saplings.(b) The chief guest has planted a lot

of saplings.(c) The chief guest have planted a lot

of sapling.(d) The chief guest has been planting

a lot of saplings.75. The Prime Minister has discussed the

matter with the other ministers.(a) The matter was discussed by the

Prime Minister with the otherministers.

(b) The matter is discussed by thePrime Minister with the otherministers.

(c) The matter had been discussed bythe Prime Minister with the otherministers.

(d) The matter has been discussed bythe Prime Minister with the otherministers.

76. The Principal will meet the students thisevening.(a) The students will be met by the

Principal this evening.(b) The students could be met by the

Principal this evening.(c) The students would be met by the

Principal this evening.(d) The students will be meeting the

Principal this evening.77. The Chief Justice of India is appointed

by the President.(a) The President of India appointed

the Chief Justice.(b) The President appoints the Chief

Justice of India.(c) The President appointed the

Chief Justice of India.(d) The appointment order of the

Chief Justice of India was givenby the President.

78. A meeting was convened by thePrincipal.(a) The Principal convened ameeting.(b) The Principal was convening a

meeting.(c) The Principal has convened a

meeting.

(d) The Principal is conveningameeting.

79. Someone has stolen my suitcase.(a) My suitcase is stolen by someone.(b) Someone has been stolen my

suitcase.(c) My suitcase has someone been

stolen.(d) My suitcase has been stolenby

someone.80. Anu is Interviewing Radhika andSarath

Kumar.(a) Radhlka and Sarath Kumar are

being interviewed byAnu.(b) Radhika and Sarath Kumar are

interviewing Anu.(c) Radhika and Sarath Kumar were

interviewed by Anu.(d) Radhika is being interviewed by

Sarath Kumar and Anu.

Direction (Q.81-90) : In the followingquestions, four words are given in eachquestion, out of which only one word iscorrectly spelt. Find the correctly speltword.

81. (a) Limousene(b) Paradigm(c) Hysterea(d) Hypocricy

82. (a) Hazadous(b) Percieve(c) Incredible(d) Knowledgable

83. (a) Perennial(b) Perodical(c) Panctual(d) Palacial

84. (a) Contemptuous(b) Spontanuous(c) Erroneuous(d) Gorgeouous

85. (a) Eliquettue(b) Brunette(c) Benquette(d) Anttique

86. (a) Irrepairable(b) Irreparable(c) Irreparrable(d) Irepairable

87. (a) Superfluous(b) Superflous(c) Superfluos(d) Supperflous

88. (a) Capracious(b) Auspicious(c) Fallicious(d) Dalicious

89. (a) Fluorescent(b) Floorescent(c) Floorascent(d) Flourascent

90. (a) Tomorow(b) Tommorow(c) Tomorrow(d) Tommorrow

Direction (Q.91-100) : In the followingquestions, out of four alternatives,choose one which can be substituted forthe given words/sentence.

91. One who makes an official examinationof accounts.(a) auditor (b) accountant(c) clerk (d) official

92. One who looks at the bright side of things(a) pessimist (b) optimist(c) introvert (d) extrovert

93. One who never makes a mistake(a) infallible (b) incorrigible(c) ineffable (d) inexorable

94. A tank where fish or water plants arekept(a) aviary (b) aquarium(c) nursery (d) sanatorium

95. Avoiding wastage(a) economic (b) economical(c) minimal (d) optimational

96. The scientific study of living organisms(a) Biochemistry(b) Organic chemistry(c) Zoology(d) Biology

97. A person who wastes his money onluxury(a) Luxuriant(b) Stingy(c) Extravagant(d) Luxurious

98. ‘Edible’ means that which(a) can be edited(b) can not be deleted(c) edifying(d) is worth eating

99. A written declaration of government or apolitical party.(a) manifesto (b) affidavit(c) dossier (d) document

100. One who is rather fastidious.(a) tempestuous(b) punctual(c) meticulous(d) carefree

Direction (Q.101-110) : In the followingquestions choose the word which is most




nearly the SAME in meaning of thegiven word.

101. ABYSMAL(a)Sickening (b)Gloomy(c)Sad (d)Bottomless

102. SALIENT(a)Valiant (b)Variant(c)Prudent (d)Prominent

103. DECAMP(a)Move (b)Encamp(c)Flee (d)Hide

104. PHILANTHROPIST(a)Benefactor (b)Beneficiary(c)Matron (d)Sponsor

105. EXOTIC(a)Alien (b)Strange(c)Rare (d)Grand

106. INCAPACITATE(a)Cripple (b)Strengthen(c)Imprison (d)Invent

107. CONGREGATION(a)Concentration(b)Meeting(c)Discussion(d)Judgement

108. APPOSITE(a)Contrary(b)Bitter(c)Appropriate(d) Misleading

109. IMPIOUS(a)Holy (b)Mischievous(c)Shrewd (d)Irreverent

110. FREELANCE(a)Self betrayed(b)Self-centred(c)Self-employed(d)Self-driven

Direction (Q.111-120) : In the followingquestions choose the word which is mostOPPOSITE in meaning of the givenword.

111. FIENDISH(a)Diabolical (b)Devilish(c)Angelic (d)Friendly

112. SUBSEQUENT(a)Eventual (b)Succeeding(c)Prior (d)Comparative

113. ORTHODOX(a)Revolutionary(b)Heretical(c)Anarchist(d)Generous

114. EVIDENT(a)Definite (b)Careless(c)Clear (d)Obscure

115. SUPERFICIAL(a)Thorough (b)Dishonest(c)Faithful (d)Forged

116. EROSION(a)Wickedness(b)Development(c)Sufficiency(d)Impression

117. PRESSING(a)Daring (b)Pleasing(c)Vigorous (d)Trivial

118. INSOLENT(a)Arrogant (b)Humble(c)Ashamed (d)Ignorant

119. OBSTRUCT(a)Clear (b)Block(c)Instruct (d)Prevent

120. ENCOURAGED(a)Neglected(b)Feared(c)Discouraged(d)Disowned

Direction (Q.121-140) : In this section,you have one short passage. After thispassage, you will find several questionsbased on the passage. First, read Passage,and answer the questions based on it.Our home stood behind the railroad tracks.Its skimpy yard was paved with blackcinders. The only touch of green we couldsee was far away, beyond the tracks overwhere the white folks lived. But cinders werefine weapons. All you had to do was crouchbehind the brick pillars of a house with yourhands full of gritty ammunition, and the firstwooly black head you saw from behindanother row of pillars was your target. Itwas fun. One day, the gang to which Ibelonged found itself engaged in a war withthe white boys who lived beyond the tracks.As usual, we laid down our cinder barragethinking this would wipe the white boysout. But they replied with a steadybombardment of broken bottles. Weretreated. During the retreat, a broken milkbottle caught me behind the ear, opening adeep gash. The sight of blood pouring overmy face completely demoralized our ranks.My fellow combatants left me standingparalyzed in the center of the yard andscurried for their houses. A kind neighboursaw me and rushed me to a doctor.121. The locality, where the author lived,

was(a) behind a brick quarry(b) near a coal mine(c) far away from where the whites

lived

(d) c lose to where the whites lived122. The author used the cinders for

(a) harassing the white boys(b) cooking his food(c) building houses(d) laying them on the railroads

123. The weapons used by the whites inthe gang fight were(a) as effective as the author’s(b) less effective than the author’s(c) more dangerous than the author’s(d) as harmless as the author’s

124. The author was hit by a broken bottle(a) as soon as the fight began(b) during a lull in the fight(c) after the fight was over(d) when the author’s gang was

withdrawing125. At the sight of the author’s bloody

wound, his friends(a) were terrified(b) were filled with shame(c) grew very angry(d) felt depressed and defeated

Reports of farmers dying from pesticideexposure in Maharashtra’s cotton belt inYavatmal make it evident that thegovernment’s efforts to regulate toxicchemicals used in agriculture have miserablyfailed. It is natural for cotton growers underpressure to protect their investments to relyon greater volumes of insecticides in the faceof severe pest attacks. It appears many ofthem have suffered high levels of exposureto the poisons, leading to their death. Thefact that they had to rely mainly on theadvice of unscrupulous agents andcommercial outlets for pesticides, rather thanon agricultural extension officers, showsgross irresponsibility on the part of thegovernment. But the problem runs deeper. The system of regulation of insecticides inIndia is obsolete, and even the feeble effortsat reform initiated by the UPA governmenthave fallen by the wayside. A new PesticidesManagement Bill introduced in 2008 wasstudied by the Parliamentary StandingCommittee, but it is still pending. At thesame time, there is worrying evidence that alarge quantum of pesticides sold to farmerstoday is spurious, and such fakes areenjoying a higher growth rate than the genuineproducts. Clearly, there is a need for a high-level inquiry into the nature of pesticidesused across the country, and the failure ofthe regulatory system. This should be similar




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to the 2003 Joint Parliamentary Committeethat looked into harmful chemical residuesin beverages and recommended the settingof tolerance limits.

126. The death of farmers in Maharashtra’scotton belt in Yavatmal shows that..? (a) the government has waived the

loan of the farmers (b) government is considering

providing shelter for farmers (c) government’s efforts to regulate

toxic chemicals used in agriculturehave miserably failed.

(d) government’s efforts to issuewarrant against farmers forunethical use of toxic chemicalshas been successful

127. According to the paragraph, what isthe main cause of farmer’s death? (a) farmers are illiterate (b) farmers have suffered high levels

of exposure to the poisons(c) farmers cannot differentiate

between good or bad (d) None of these

128. According to the passage, when wasthe “new Pesticides Management Bill”introduced by the ParliamentaryStanding Committee?(a) in 2008 (b) in 2006(c) in 2007 (d) in 2005

129. What is the Synonym of the word‘unscrupulous’?(a) fraudulent (b) ethical(c) honest (d) reverent

130. What is the Opposite meaning of theword ‘feeble’? (a) incapacitated(b) debilitated(c) enervated(d) strong

If a country should have a message for itspeople, it should be a message of humandignity. The ideals of a nation should be ofthe freedom of ideas, speech, press, the rightto assemble and the right to worship. Acountry should boldly proclaim to a worddominated by tyrants that “all men arecreated equal and they are endowed by theirCreator with certain unalienable rights” and“among these are life, liberty, and the pursuitof happiness”. This should be the source ofthe strength and power of a nation. If peoplehave the freedom to live their lives in dignity,they can work with a sound mind andphysical health. The moral, political, andeconomic stature of a country lies in the

strength of its people. A nation should striveto be a more perfect, not the perfect countrywhere the people are given a promise and ahope in their minds to work and cherishliberty, justice, and opportunity. We do notalways get what we want when we want itbut it is always better to believe thatsomeday, somehow, someway, we will getwhat we want.

131. Citizens of a country should work andcherish(a) liberty, justice, and opportunity (b) liberty and happiness (c) love(d) opportunity and justice

132. The ending part of the passage is about(a) A promise (b) Hope(c) Perfection (d) Want

133. The source of the strength and powerof a nation depends on(a) its elderly(b) the physical health of the people(c) freedom of the government(d) rights of the people

134. The passage leads the reader to thinkabout:(a) The morals of a nation(b) What a country desires(c) Ruling nations(d) The Rights of the people

135. “Life, liberty, and the pursuit ofhappiness” are:(a) Pillars of inequality (b) Gifts of our creator (c) Rights of all living beings (d) Ideals of a nation

By refusing to certify the Iran nuclear deal,which curbed its nuclear programme in returnfor lifting global sanctions, U.S. PresidentDonald Trump has put the two-year-oldpact on dangerous footing. Under Americanlaw, the administration has to certify thatIran is technically in compliance with thedeal that was struck between Iran and sixother world powers, including the U.S.,every 90 days. All other signatories, as wellas the UN, insisting that Iran is fullycomplying. But Mr. Trump, who had duringhis election campaign threatened to tear upthe deal and as President continued to call itthe “worst agreement in Americandiplomatic history”, disavowed it daysbefore the next certification was due. Fromits early days, his administration has takena hawkish line towards Iran, imposing newsanctions on its missile programmes andjoining hands with its regional rivals in West

Asia. But even as he withdrew certification,he did not scrap the deal. Instead, he passedthe buck to U.S. lawmakers. TheRepublican-controlled Congress now has 60days to decide whether sanctions should bereimposed. It is unlikely to do anythingradical in the near term as any sweepinglegislation would require bipartisan supportin the Senate. Nonetheless, the damage Mr.Trump’s decision has done to the agreementand to American diplomacy, in general, ishuge. He appears to be driven by politicalcalculations rather than a realistic assessmentof the agreement, which, by its ownstandards, is working.

136. In how many days “the Republican-controlled Congress” has to decidewhether sanctions should be reimposedor not? (a) 90 days (b) 60 days(c) 30 days (d) None of these

137. In the given passage, which deal hasbeen talked about prominently? (a) Iran nuclear deal(b) American nuclear deal (c) Asian nuclear deal(d) None of these

138. According to the passage, which is thecorrect statement? (a) American President advocated

nuclear disarmament (b) Only UN supported the deal (c) All other signatories, as well as

the UN, insisted that Iran is fullycomplying to the nuclear deal.

(d) None of these 139. What does ‘nonetheless’ mean in the

given passage? (a) not available (b) Never happening (c) almost nothing(d) in spite of that

140. What is the synonym for the givenword “disavowed” in the passage?(a) repudiate (b) repugnant (c) obnoxious (d) amenities

Direction (141-155) : Four alternativesare given for the idiom/phrases bold inthe sentence. Choose the alternativewhich best expresses the meaning of theidiom/phrase.

141. To keep the wolf from the door(a) to take preventive measures(b) to keep off visitors(c) to kill wild animals(d) to avoid dying of hunger




142. To let the cat out of the bag(a) To give latitude(b) To show compassion(c) To miss a golden opportunity(d) To tell a secret without intending

to do so143. To pay off old scores

(a) To have one’s revenge(b) To settle a dispute(c) To repay the old loan(d) None of these

144. A cock-and-bull story(a) A true story(b) A children’s story(c) A story of animals(d) A foolish and concocted story

145. To beat the air(a) To make frantic efforts(b) To act foolishly(c) To make efforts that are useless

or vain(d) To make every possible effort

146. To be a good Samaritan(a) To be law-abiding(b) A wise person(c) A religious person(d) A genuinely charitable person

147. To take a leaf out of somebody’s book(a) To take him as a model(b) To steal something valuable(c) To follow the dictates of someone(d) To conform to other’s standard

148. To set the thames on fire(a) To do something remarkable(b) To try to do the impossible(c) To burn something to ashes(d) To fling ironical remarks

149. To show one’s teeth(a) To ridicule(b) To face difficulties(c) To adopt a threatening attitude(d) To be humble

150. To pour oil in troubled water(a) To foment trouble(b) To add to the trouble(c) To instigate(d) To calm a quarrel with soothing

words151. To play second fiddle

(a) to be able to play severalinstruments

(b) to take a subordinate position(c) to gain by flattery(d) to behave in an exaggerated way

to attract attention152. Make too much of

(a) Underestimate (b) Exploit

(c) Overestimate(d) Ask to do much

153. Stem from(a) Ruin (b) Originate(c) Induce (d) Kill

154. In a jiffy(a) Suddenly (b) Outstanding(c) In a fix (d) Appropriate

155. Stir up a hornet’s nest(a) Money laid by you(b) Well-mannered people(c) Neighbourhood(d) Create trouble

Directions (156-165) : In the followingquestions, a sentence has been given witha blank in it, out of the given options,choose the most appropriate answer.

156. What —————— has the newadministration’s policies had oninvestor confidence?(a) effect (b) affect(c) affecting (d) None of these

157. A feeling of one’s worth is one of the————— goals of psychologicaltherapy.(a) principle (b) principal(c) priority (d) None of these

158. There’s no sense ———— carryingon that way.(a) in (b) of(c) off (d) None of these

159. I can’t remember ————— it was.(a) whom (b) who(c) whose (d) None of these

160. The infant ————— quietly suckingits thumb.(a) laying (b) laid(c) lay (d) None of these

161. No one but —————— ever made aperfect score on the test.(a) Hers (b) she(c) her (d) None of these

162. In the early days of frontier history,horse thieves were ——————.(a) hanging (b) hung(c) hanged (d) None of these

163. Neither of your responses —————— satisfactory.(a) are (b) is(c) am (d) None of these

164. Either of these two small cars, ifproperly maintained, ——————— sure to give over thirty miles pergallon in highway driving.(a) am (b) is(c) are (d) None of these

165. Tell ——————— is waiting tocome in.(a) whatever (b) whoever(c) whomever (d) None of these

166. The Website guaranteed that it would__________ my personal information,so I decided to use my credit card tobuy new clothes.(a) humanoid (b) embellish (c) encrypt (d) inference

167. The western film took advantage ofthe landscape to show the wagonscrossing the valley with the impressive__________ rising in the background.(a) virulent (b) plateaus(c) void (d) salient

168. The will did not require attestation ofwitnesses since it was __________.(a) analysed(b) bribery (c) holographic(d) special

169. The woman couldn’t meet hersales__________, so she was fired.(a) quota (b) status(c) faux pas (d) median

170. The woman loves to show her__________ by wearing diamonds andfurs.(a) impromptu(b) exposure (c) affluence(d) relevant

Directions (171-190) : In the followingpassages, some of the words have beenleft out. First read the passage over andtry to understand what it is about. Thenfill in the blanks with the help of thealternatives given. Mark your answer inthe Answer-Sheet.India is basically (171) of rural masses.Seventy-four percent of the people live invillages. When one talks of a village it is notjust a (172) of a few hundred people livingtogether. A village in India used to be anindependent socio-economic (173) based ona decentralised socio-economic system,built not on a (174) but a complementarystructure. If one studies India’s history ofthe past two hundred (175) years, especiallywhen the British first came, one finds thetruth of the statement. The new rulers undidthe very (176) of rural society because theyknew that India could not be (177) unlessthe village (178) was completely destroyed.Thus it is that the East India Companyintroduced (179) production into village life




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and consequently smashed its system of co-operation and(200).

171. (a) Group (b) Actually(c) Nation (d) Rich

172. (a) Cluster(b) Habitation(c) Combination(d) Sum

173. (a) Individuality(b) Contract(c) Habitation(d) Entity

174. (a) Political(b) Competitive(c) Social(d) Co-operative

175. (a) Odd (b) Few(c) More (d) Sum

176. (a) Thread (b) Texture(c) Fabric (d) soul

177. (a) Overcome (b) Obtained(c) Held (d) Controlled

178. (a) Society(b) Structure(c) Co-operative(d) Life

179. (a) Centralized(b) Controlled(c) Wide(d) Unfair

180. (a) Togetherness(b) Competition(c) Combination(d) Co-ordination

The temple was (181) as a massive chariot(182) on an east-west axis, in which the Sungod, Surya, was pulled across the sky. Eachday his (183) brought life and light back toearth and his procession was a continualrejoicing. The chariot had twenty-four wheels, and was(184) by seven horses,(185) the seven days of the week and theseven sages who govern the constellations.

181. (a) Conceived(b) Celebrated(c) Bases(d) Viewed

182. (a) Found (b) Originated(c) Lying (d) Lifted

183. (a) Experience(b) Scheduled(c) Journey(d) Trial

184. (a) Pulled(b) Brought(c) Dominated

(d) Carried185. (a) Overseeing

(b) Managing(c) Representing(d) Showing

Several commentators have remarked thatFinance Minister Arun Jaitley’s budget for2017-18 lacks much (186) But everythinghas to be viewed in (187). This year’sBudget was presented at a time when thereare several (188) clouds hanging over theeconomy. We are still reeling (189) the effectsof demonetisation, which must have earneda prominent place in the record books asone of the biggest policy (190) disasters ofall time.

186. (a) Confidence(b) Fizz (c) work (d) effort

187. (a) place (b) perspective (c) distance (d) mirror

188. (a) white (b) storm (c) clean (d) black

189. (a) to (b) off (c) of (d) from

190. (a) produced (b) induced (c) related (d) after

Directions (191-200) : In the followingquestions, the first and the last parts ofthe sentence/passage are numbered (1)and (6). The rest of the sentence/passageis split into four parts and named (P),(Q), (R) and (S). These four parts arenot given in their proper order. Read thesentence/passage and find out which ofthe four combinations is correct.

191. (1) Einstein was a bad student.(P) He attended classes regularly and

look down careful notes.(Q) His friend Marcel Grossman, on

the other hand, was anirreproachable student.

(R) These notes he shared withEinstein.

(S) He resented having to attendlectures.

(6) If Einstein passed hisexaminations, it was only becauseof Grossman.

(a) SQPR (b) QRPS(c) PSRQ (d) RSQP

192. (1) Creating and modifying a schooltimetable is a complex task.

(P) ‘IT Plus’ closely models the realworld timetable creation tasks .

(Q) So is the job of computerizing it.(R) All timetables can be viewed on

the screen before they are actuallyprinted.

(S) It has a comprehensive manualand useful glossary of terms.

(6) It relieves you of the anxiety toget it all right.

(a) QPSR (b) RPSQ(c) SPRQ (d) PQSR

193. (1) Three painters competed for aprize.

(P) Ram painted a curtain.(Q) A butterfly came and sat on the

bunch of flowers that was paintedby Shyam.

(R) And an ox tried to eat from thebasket of apples that was paintedby Sohan.

(S) And the judge himself tried to liftthe curtain.

(6) So, Ram got the prize.(a) PSQR (b) PQRS(c) PSRQ (d) QRPS

194. (1) The farmer wanted to please themen.

(P) The poor donkey struggled andkicked.

(Q) They tied his legs together andslung him on a pole.

(R) The farmer and his son put theend of the pole on their shoulders.

(S) He and his son got off the donkey.(6) They walked into the town

carrying the donkey.(a) PQRS (b) SQRP(c) RSQP (d) QSPR

195. (1) The wife is(P) not the husband’s slave.(Q) but his companion and his help-

mate.(R) and an equal partner.(S) in all his joys and sorrows.(6) as free as the husband to choose

her own path.(a) QRSP (b) PRQS(c) QSRP (d) PQRS

196. (1) We speak today of self-determination in politics.

(P) So long as one is conscious of arestraint. It is possible to resist itor to bear it as a necessary eviland to keep free in spirit.

(Q) Slavery begins when one ceasesto feel restraint and it depends onif the evil is Accepted as good.




(R) There is, however, a subtlerdomination exercised in the sphereof ideas by one culture on another.

(S) Political subjection primarilymeans, restraint on the outer lifeof people.

(6) Cultural subjection is ordinarilyof an unconscious character and itimplies slavery from the verystart.

(a) RSPQ (b) RSQP(c) SPQR (d) SPRQ

197. (1) Music, like literature, is an art thatdeals with sound.

(P) ‘Literature makes use of wordswhich are sounds.

(Q) They also have meanings.(R) And the writer must be concerned

with the effect produced by thesounds he uses.

(S) But words are not only sounds.(6) They refer to specific things other

than themselves such as objectsand ideas.

(a) PRSQ (b) PSQR(c) RPSQ (d) SRPQ

198. (1) Why then, do sharks attack?(P) “The only way a shark can warn

you are with its mouth and teeth.”says Baldridge.

(Q) In murky water, it may simply bea case of mistaken identity.

(R) Shark bumps and open mouthedslashings are ways of trying tofrighten you off.

(S) But the most persuasiveexplanation is that, they perceivetheir victim as a threat.

(6) Attacks of this kind may begenerated by a swimmer whounwittingly interrupts a

courting procedure, trespasses ina shark’s territory and cuts off itsescape route.

(a) PRQS (b) PRSQ(c) QPRS (d) QSPR

199. (1) The essence of democracy is theactive participation of the peoplein government affair.

(P) When the people are activewatchmen and participants, wehave that fertile soil in whichdemocracy flourishes.

(Q) This democracy of ours is foundedupon a faith in the overalljudgment of the people as whole.

(R) When the people do notparticipate, the spirit ofdemocratic action dies.

(S) When the people are honestly andclearly informed, their commonsense can be relied upon to carrythe nation safety through anycrisis.

(6) By and large it is the actualpractice of our way of life.

(a) PRSQ (b) PSRQ(c) RPSQ (d) SPQR

200. (1) We do not know whether themachines are the masters or weare.

(P) They must be given or rather fedwith coal and given petrol to drinkfrom time to time.

(Q) Already man spends most of histime looking after and waitingupon them.

(R) Yet, he has grown so dependenton them that they have almostbecome the masters now.

(S) It is very true that they weremade for the sole purpose of beingman’s servants.

(6) And if they don’t get their mealswhen they expect them, they willjust refuse to work.

(a) RSPQ (b) RSQP(c) SPQR (d) SRQP

EXPLANATIONS

(1-20)1-b; Replace ‘incredulous’ with ‘incredible’2-a; Replace ‘wore’ with ‘wear’3-a; Replace ‘beside’ with ‘besides’4-a; Add ‘from’ after suffering. Because the

correct sentence is adults sufferingfrom chicken pox.

5-b; Replace ‘practice with practise.6-b; Replace forward with foreword.7-a; Complement should be replaced with

compliment.8-c; ‘Between’ should be replaced with

‘among’9-c; Replace ‘personal’ with ‘personnel’10-b; Replace ‘assent’ with ‘ascent’11-d; No error12-a; delete ‘to’13-c; Here ‘demand’ is singular. Hence, is

growing every – should be used14-c; Replace ‘had’ with ‘was’15-c;Add ‘will’ before call16-b; Replace ‘did’ with ‘make’17-d; No error

18-c; Hit the window of my car etc/ headshould be used.

19-a; ‘If would know’ replaced with ‘if Iknew’

20-a; Replace ‘so’ with ‘as’21. b 22. a 23. c 24. c25. b 26. b 27. c 28. a29. b 30. c 31. a 32. a33. b 34. d 35. a 36. d37. b 38. d 39. a 40. b41. b 42. c 43. a 44. c45. b 46. b 47. a 48. c49. a 50. b 51. c 52. c53. c 54. a 55. b 56. c57. d 58. d 59. b 60. d61. c 62. d 63. a 64. b65. b 66. b 67. a 68. b69. c 70. c 71. c 72. c73. c 74. b 75. d 76. a77. b 78. a 79. d 80. a81. b 82. c 83. a 84. a85. b 86. b 87. a 88. b89. a 90. c 91. a 92. b93. a 94. b 95. b 96. d97. c 98. d 99. a 100. c101. d 102. d 103. c 104. a105. b 106. a 107. b 108. c109. d 110. c 111. d 112. c113. b 114. d 115. a 116. b117. d 118. b 119. a 120. c121. b 122. a 123. c 124. d125. d 126. c 127. b 128. a129. a 130. d 131. a 132. b133. d 134. d 135. b 136. b137. a 138. c 139. d 140. a141. d 142. d 143. a 144. d145. c 146. d 147. a 148. a149. c 150. d 151. b 152. c153. b 154. a 155. d 156. a157. b 158. a 159. b 160. c161. c 162. c 163. b 164. b165. b 166. c 167. b 168. c169. a 170. c 171. c 172. b173. d 174. b 175. a 176. c177. a 178. b 179. b 180. d181. a 182. c 183. c 184. a185. c 186. b 187. b 188. b189. d 190. b 191. a 192. a193. b 194. b 195. d 196. c197. a 198. c 199. c 200. d




LIST OF COUNCIL OF MINISTERS

NAME OF MINISTER PORTFOLIO CONSTITUTION

Narendra ModiMinistry of personnel, public grievances and pensionsDepartment of atomic energy, Department of spaceAll important policy issues and all other portfolios not allocated toany minister

Varanasi (UP)

Rajnath SinghMinister of defence

Lucknow (UP)

Amit ShahMinister of home affairs

Gandhi Nagar(Gujarat)

Nitin Gadkari Minister of road transport and highwaysMinister of micro, small and medium enterprises

Nagpur (MP)

D V Sadananda GowdaMinister of chemical and fertilizers

Bangaluru (North)Karnataka

Nirmala SitharamanMinister of finance, Minister of corporate affairs

Rajya Sabha(Karnataka)

Ram Vilas PaswanMinister of consumer affairs, food and public distribution

Rajya Sabha (Bihar)

Narendra Singh Tomar Minister of agriculture and farmers welfareMinister of rural development, Minister of panchayati raj

Morena (MP)

Ravi Shankar Prasad Minister of law and justice, Minister of communicationsMinister of electronics and information technology

Patna Sahib (Bihar)

Harsimrat Kaur BadalMinister of food processing industries

Bhatinda (Pubjab)

Thaawar Chand GehlotMinister of social justice and empowerment

Rajya Sabha (MP)

Dr SubrahmanyamJaishankar

Minister of external affairsRajya Sabha(Gujarat)

Ramesh Pokhriyal'Nishank'

Minister of human resource developmentHaridwar(Uttarakhand)

Arjun MundaMinister of tribal affairs

Khunti (Jharkhand)

Smriti Zubin Irani Minister of women and child development; and Minister oftextiles

Amethi (UP)

Dr. Harsh Vardhan Minister of health and family welfare;Minister of science and technology; and Minister of Earth sciences

Chandinichowk(Delhi)

Prakash Javadekar Minister of environment, forest and climate change; andMinister of information and broadcasting

Rajya Sabha(Maharashtra)

Piyush Goyal Minister of railways; andMinister of commerce and industry

Rajya Sabha(Maharashtra)

Dharmendra PradhanMinister of petroleum and natural gas; and Minister of steel.

Rajya Sabha (MP)

Mukhtar Abbas NaqviMinister of minority affairs

Rajya Sabha(Jharkhand)

Pralhad Joshi Minister of parliamentary affairs; Minister of coal; and Minister ofmines.

Dharwad(Karnataka)

Dr. Mahendra Nath PandeyMinister of skill development and entrepreneurship

Chandauli (UP)

Arvind Ganpat Sawant Minister of heavy industries and public enterpriseMumbai (SouthMaharashtra)

Giriraj SinghMinister of animal husbandry, dairying and fisheries

Begusarai (Bihar)

Gajendra Singh ShekhawatMinister of jal shakti

Jodhpur (Rajasthan)

WHO’S WHO




MINISTERS OF STATE (INDEPENDENT CHARGE)

NAME OFMINISTER PORTFOLIO

CONSTITUTION

Santosh GangwarMoS (independent charge) of ministry of labourand employment

Bareilly (UP)

Rao Inderjit SinghMoS (independent charge) of ministry of statisticsand programme implementation

Gurgaon (Haryana)

Shripad Yesso NaikMoS (independent charge) of ministry of AYUSHMoS in the ministry of defence

North Goa (Goa)

Dr Jitendra Singh

MoS (independent charge) of ministry of developmentof North Eastern regionMoS in the Prime Minister’s Office;MoS in the ministry of personnel, public grievancesand pensions;MoS in the department of atomic energy; andMoS in the department of space

Uddhampur (J & K)

Kiren RijijuMoS (independent charge) of the ministry of youthaffairs and sports;MoS in the ministry of minority affairs

Arunachal West(Arunachal Pradesh)

Prahalad Singh PatelMoS (independent charge) of the ministry of culture;MoS (independent charge) of the ministry of tourism

Damoh (MP)

Raj Kumar Singh

MoS (independent charge) of the ministry of power;MoS (independent charge) of the ministry of newand renewable energy;MoS in the ministry of skill developmentand entrepreneurship

Arrah (Bihar)

Hardeep Singh Puri

MoS (independent charge) of the ministry of housingand urban affairs;MoS (independent charge) of the ministry of civilaviation;MoS in the ministry of commerce and industry

Rajya Sabha (UP)

Mansukh L.Mandaviya

MoS (independent charge) of the ministry of shipping;MoS in the ministry of chemicals and fertilizers

Rajya Sabha (Gujarat)




MINISTERS OF STATE

NAME OF MINISTER PORTFOLIO CONSTITUTION

Faggansingh Kulaste MoS ministry of Steel Mandla (MP)

Ashwini Kumar Choubey MoS ministry of Health and Family Welfare Buxar (Bihar)

Arjun Ram MeghwalMoS ministry of Parliamentary Affairs;MoS ministry of Heavy Industries and Public Enterprises

Bikener (Rajasthan)

General (Retd) V. K. Singh MoS ministry of Road Transport and Highways Ghaziabad (UP)

Krishan Pal MoS ministry of Social Justice and Empowerment Faridabad (Haryana)

Danve Raosaheb Dadarao MoS ministry of Consumer Affairs, Food and Public Distribution Jalna (Maharashtra)

G. Kishan Reddy MoS ministry of Home Affairs Secunderbad (Telengana)

Parshottam Rupala MoS ministry of Agriculture and Farmers Welfare Rajya Sabha (Gujarat)

Ramdas Athawale MoS ministry of Social Justice and Empowerment Rajya Sabha (MP)

Sadhvi Niranjan Jyoti MoS ministry of Rural Development Fatehpur (UP)

Babul Supriyo MoS ministry of Environment, Forest and Climate Change Asansol (WB)

Sanjeev Kumar Balyan MoS ministry of Animal Husbandry, Dairying and Fisheries Muzaffarnagar (UP)

Dhotre Sanjay ShamraoMoS ministry of Human Resource Development; MoS ministry ofCommunications; and MoS ministry of Electronics and InformationTechnology

Akola (Maharashtra)

Anurag Singh Thakur MoS ministry of Finance; and MoS ministry of Corporate Affairs Hamirpur (Himachal Pradesh)

Angadi SureshChannabasappa

MoS ministry of RailwaysBelguam (Karnataka)

Nityanand Rai MoS ministry of Home Affairs Ujiarpur (Bihar)

Shri. Rattan Lal KatariaMoS ministry of Jal Shakti; and MoS ministry of Social Justice andEmpowerment

Ambala (Haryana)

V. MuraleedharanMoS ministry of External Affairs; and MoS ministry of ParliamentaryAffairs

Rajya Sabha (Maharashtra)

Renuka Singh Saruta MoS ministry of Tribal Affairs Surguja (Chhatisgarh)

Som Parkash MoS ministry of Commerce and Industry Hishiarpur (Punjab)

Rameswar Teli MoS ministry of Food Processing Industries Dibrugarh (Assam)

Pratap Chandra SarangiMoS ministry of Micro, Small and Medium Enterprises; and MoSministry of Animal Husbandry, Dairying and Fisheries

Balasore (Odisha)

Kailash Choudhary MoS ministry of Agriculture and Farmers Welfare Barmer (Rajasthan)

Debasree Chaudhuri MoS ministry of Women and Child Development Raigang (WB)




GOVERNOR & CHIEF MINISTER OF STATE

S.NO

STATE AND U.T. CHIEF MINISTER GOVERNOR

1 Andaman & Nicobar U.T. Devendra Kumar Joshi

2 Andhra Pradesh Shri Jagan Mohan Reddy Biswa Bhusan Harichandan

3 Arunachal Pradesh Pema Khandu B.D. Mishra

4 Assam Sarbananda Sonowal Jagdish Mukhi

5 Bihar Nitish Kumar Fagu Chauhan

6 Chandigarh U.T. V.P. Singh Bandore

7 Chhattisgarh Dr. Bhupesh Baghel Anusuiya Uikey

8 Goa Pramod Sawant Mridula Sinha

9 Gujarat Vijay Rupani Acharya Devbrat

10 Haryana Manohar Lal Khattar Satyadev Narayan Arya

11 Himachal Pradesh Jai Ram Thakur Kalraj Mishra

12 Jammu and Kashmir Presidents Rule Satyapal Malik

13 Jharkhand Raghubar Das Draupadi Murmu

14 Karnataka B.S. Yeddyurappa Vajubhai Rudabhai Vala

15 Kerala PinarayiVijayan P. Sathasivam

16 Madhya Pradesh Kamal Nath Lalji Tandon

17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao

18 Manipur N. Biren Singh Najma Heptullah

19 Meghalaya Conard Sangam Tathagata Roy

20 Mizoram Zoramthanga Jagdish Mukhi

21 Nagaland Neiphiu Rio R.N. Ravi

22 New Delhi Arvind Kejriwal Anil Bijal

23 Odisha Sh. Naveen Patnaik Ganeshi Lal

24 Puducherry V. Narayanasamy Kiran Bedi

25 Punjab Captain Amarinder Singh V P Singh Badnore

26 Rajasthan Ashok Gehlot Kalyan Singh

27 Sikkim Shri Prem Singh Tamang Ganga Prasad

28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit

29 Telangana K Chandrasekhar Rao ESL Narasimhan

30 Tripura Biplap Kumar Dev Ramesh Bais

31 Uttar Pradesh Yogi Aditya Nath Anandiben Patel

32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya

33 West Bengal Km. Mamata Banerjee Jagdeep Dhankhar

34 Dadra and Nagar Haveli U.T. Prafula Khodapatel

35 Daman and Diu U.T. Prafula Khodapatel

36 Lakshadweep U.T. Farooq Khan




BUREAUCRATS1. National Security Adviser-Ajit Doval2. Cabinet Secretary of India-Pradeep Kumar Sinha (Next Rajiv Gauba)3. Attorney General of India-K. K. Venugopal4. Solicitor General of India-Tushar Mehta5. Home Secretary-Rajiv gauba6. Finance Secretary-Rajiv Kumar7. Foreign Secretary-Vijay Keshav Gokhale8. Defence Secretary- Sanjay Mitra9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra)10. Secretary-General of the Rajya Sabha-Desh Deepak Verma11. Speaker, Lok Sabha- Om Birla12. Deputy Speaker, Lok Sabha-13. Deputy Chairman, Rajya Sabha-Harivansh Narayan Singh14. Principal Scientific Adviser-K. Vijay Raghavan15. Director,National Technical Research Organisation-Satish Chandra Jha16. Chief Economic Adviser-Krishnamurthy Subramanium17. Permanent Representative of India to the United Nations-Syed Akbaruddin18. Chairman, Railway Board-Vinod Kumar Yadav19. Chief Justice of India-Ranjan Gogoi20. Comptroller and Auditor-General of India-Rajiv Mehrishi21. Chief Election Commissioner of India-Sunil Arora22. Election Commissioner-Ashok Lavasa & Sushil Chandra23. Chairperson, NITI Aayog-Prime Minister N.Modi24. Vice President, NITI Aayog-Rajiv Kumar25. CEO, NITI Aayog- Amitabh Kant26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy27. Principal Secretary to PM - Nirpendra Mishra28. Director, Enforcement Directorate-Sanjay Kumar Mishra

PERMANENT COMMISSIONS OFFICE-HOLDERS1. Chairman, National Human Rights Commission of India-H. L. Dattu2. Chairman, Central Vigilance Commission-K. V. Chowdhary3. Chairman, Central Information Commission-Sudhir Bhargava4. Chairperson, Central Board of Direct Taxes -Pramod Chandra Mody5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai8. Chairman, National Commission for Backward Classes- Bhagwan Lal Sahni9. Chairman, National Commission for Women-Rekha Sharma10. Chairman, Atomic Energy Commission of India-K.N. Vyas11. Chairman, ISRO-K. Sivan12. Chairman, National Forest Commission-B. N. Kirpal13. Chairman, Union Public Service Commission-Aravinda Saxena14. Chairman, University Grants Commission-Dhirendra Pal Singh15. Chairman, Central Water Commission-Narendra Kumar16. Director, Space Applications Centre-Tapan Misra17. Chairman, Competition Commission of India-Ashok Kumar Gupta18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal19. Chairperson, Central Board of Indirect Tax & Customs (CBIC)-Pranab Kumar Das20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Rita A. Teotia




21. Chairman, National Highways Authority of India-Nagendra Nath Sinha22. Chairman, Central Board of Film-Prasoon Joshi23. Chairman, Children’s Film Society of India-Vacant24. Chairman, Press Council of India -CK Prasad25. Chairman, Press Trust of India-N. Ravi26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma27. Chairperson, National Green Tribunal-Adarsh Kumar Goel28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty29. Director General, Archaeological Survey of India-Usha Sharma30. Chairperson, Staff Selection Commission -Ashim Khurana31. Director General, Delhi Metro Rail Corporation-Mangu Singh

DEFENCEAND SECURITY1. Chief of the Army Staff-General Bipin Singh Rawat2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa

(also Chairman of Joint Chiefs of Staff Committee)3. Chief of the Naval Staff-Karambir Singh4. Chief of Integrated Defence Staff-Lt. General P.S. Rajeshwar5. Director, Research and Analysis Wing-Samanta Kumar Goel6. Director, Intelligence Bureau-Arvind Kumar7. Director General, Military Intelligence-Lieutenant General K. G. Krishna8. Director, Central Bureau of Investigation-Rishi Kumar Shukla9. Director General, Border Security Force-V.K. Johri10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar11. Director General, Central Industrial Security Force-Rajesh Ranjan12. Director General, Indo-Tibetan Border Police-S.S. Deswal13. Director General, National Security Guard-Sudeep Lakhtakia14. Director General, National Investigation Agency-Yogesh Chander Modi15. Director General, National Disaster Response Force-Satya Narayan Pradhan16. Director General,SSB-Kumar Rajesh Chandra

HEADS OF FINANCIAL BODIES1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh2. Governor of Reserve Bank of India-Shaktikanta Das3. Chairman, Securities and Exchange Board of India-Ajay Tyagi4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia5. Chairman, 7th Pay Commission-Ashok Kumar Mathur6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa7. Chairman, Company Law Board-Mahesh Kumar Mittal8. Chairman and Managing Director, Export-Import Bank of India- David Rasquinha9. CEO and Managing Director, National Housing Bank-Sharada Kumar Hota10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao12. MD & CEO of National Stock Exchange-Vikram Limaye13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi14. Chairperson, State Bank of India-Rajnish Kumar15. Chairman, IDBI-Hemant Bhargava16. Chairman, Life Insurance Corporation of India-M.R. Kumar17. President, Federation of Indian Chambers of Commerce and Industry-Sandip Somani18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor19. President, Confederation of Indian Industry-Rakesh Mittal20. President, ASSOCHAM-Balkrishan Goenka21. Chairman, National Statistical Commission-P.C. Mohanan (Acting)22. Chairman of Indian Bank Associations-Sunil Mehta23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi




ABBREVIATIONAcronyms Abbreviations

ACS Automated Clearing Systm.

AD Authorized Dealer.

ADB Asian Development Bank.

ADF Automated Data Flow

AEPS Aadhaar Enabled Payments Switch

AFS Annual Financial Statement.

AIC Agricultural Insurance Company.

AIF Alternative Investment Fund

ALCO Asset Liability Committee

ALM Asset Liability Management

AMFL Association of Mutual Funds in India.

AML Anti-Money Laundering

AMRMS Audit and Risk Monitoring Mechanism

ANBC Adjusted Net Bank Credit

APBS Aadhaar Payment Bridge System

ARC Asset Reconstruction Companies

ASBA Applications Supported Bank Accounts

ASSOCHAMAssociated Chambers of Commerce andIndustry of India.

ATM Automated Teller Machine.

BCBS Basel Committee on Banking Supervision

BCSBI Banking Codes and Standards Board of India

BIS Bank for International Settlements.

BOE Bill of Exchange

BOP Balance of Payments.

BOT Build,Operate and Transfer.

BSCS Basel Committee on Banking Supervision.

BSE Bombay Stock Exchange.

BSR Basic Statistical Returns.

CAD Current Account Deficit

CAR Capital Adequacy Ratio

CARE Credit Analysis and Research Limited

CASA Current and Savings Accounts

CBLO Collateralized Bank Lending Obligations

CBS Core Banking Solution.

CCIL Clearing Corporation of India Limited

CCL Cash Credit Limit

CDB Caribbean Development Bank.

CDBS Committee of Direction on BankingStatistics.

CDRS Corporate Debt Restructuring

CDS Credit Default Swap.

CEPA Comprehensive Economic PartnershipManagement.

CFRA Combined Finance and Revenue Accounts.

CGRA Currency and Gold Revaluation Account.

CIBIL Credit Information Bureau of India Limited

CMISCurrency Management InformationSystem

CNP Card Not Present

CPFF Commercial Paper Funding Facility

CPI Consumer Price Index.

CRAR Capital To Risk Weighted Asset Ratio.

CRISIL Credit Rating Information Services Of India

CRMD Credit Risk Management Department.

CRR Cash Reserve Ratio.

CSR corporate social responsibility

CTI Country Threat Index.

DPG Deferred Payment Guarantee

DPN Demand Promissory Note

DRAT Debt Recovery Appellate Tribunal

DRI Differential Rate Of Interest

DSCR Debt Service Coverage Ratio

DTAA Double Taxation Avoidance Agreement.

EBRDEuropean Bank for Reconstruction andDevelopment.

ECB External Commercial Borrowings.

ECS Electronic Clearing System.

EDF Export Development Fund

EDI Electronic Data Internchange

EDP Entrepreneurship Development Programme

EEFC Exchange Earners’ Foreign CurrencyEFTPOS Electronic Funds Transfer At Point Of Sale

EIB European Investment Bank.

ELSS Equity Linked Saving Scheme.

EMI Equated Monthly Instalments

EPFO Employees’ Provident Fund OrganisationEPOS Electronic Point Of Sale

EPS Earning per Share

ESOP Employee Stock Options

EXIM Export Import Bank of India.

FCA Foreign Currency Assets.

FCCB Foreign Currency Convertible Bond

FCNR Foreign Currency Non Resident Deposit Accounts

FCNRA Foreign Currency Non resident Account.

FDI Foreign Direct Investment.

FEDAI Foreign Exchange Dealers Association Of India

FERA Foreign Exchange Regulation Act.

FICCIFederation of Indian Chambers of Commerce andIndustry.




FII Foreign Institutional Investor.

FINOFinancial Information Network andOperation Limited

FIPB Foreign Investment Promotion Board.

FPI Foreign Portfolio Investment.

FTA Free Trade Agreement.

GAAR General Anti Avoidance Rule.

GDR Global Depository Receipt.

GFD Gross Fiscal Deficit.

GIRO Government Internal Revenue Order.

GMS Gold Monetisation Scheme

GSTN Goods and Services Network

HDFC Housing Development Finance Corporation.

IADB Inter American Development Bank.

IAS Integrated Accounting Systems

IBBI Insolvency and Bankruptcy Board of India

IBRDInternational Bank for Reconstruction andDevelopment

IBU International Banking Unit

ICA Indian Council of Agricultural Research.

ICICIIndustrial Credit and Investment Corporationof India.

ICRAInvestment Information and Credit RatingAgency of India Limited

IDB Islamic Development Bank.

IDBI Industrial Development Bank of India.

IDR Indian Depository Receipts.

IDRBTInstitute for Development and Research OfBanking

IEPF Investors Education and Protection Fund

IFC International Finance Corporation

IIB International Investment Bank.

IIBF Indian Institute of Banking and Finance.

IMF International Monetary Fund.

IMPS Immediate Payment Service

IMT Instant Money Transfer

IOB Indian Overseas Bank.

IPO Initial Public Offering

IPPB India Post Payments Bank

IRBI Industrial Reconstruction Bank Of India.

IRDAInsurance Regulatory and DevelopmentAuthority of India

IROs Interest rate options

IRR Internal Rate Of Return.

ISCIInternational Standard IndustrialClassification

KCC Kisan Credit Card

KMB Kotak Mahindra Bank.

KVB Karur Vysya Bank.

KVIC Khadi and Village Industries Corporation

KVP Kisan Vikas Patra

KYC Know Your Customer Guidelines

LAB Local Area Bank.

LAF Liquidity Adjustment Facility

LAMPS Large Sized Adivasi Multipurpose Societies

LDB Land Development Bank.

LERMS Liberalized Exchange Rate Management System

LIBOR London Inter Bank Offered Rate.

LIC Life Insurance Corporation Of India

LTCG Long-Term Capital Gains

LTN Long Term Note

MCA Ministry Of Company Affairs

MCLR Marginal Cost Of Lending Rate

MFDF Micro Finance Development Fund

MIBOR Mumbai Inter Bank Offer Rate.

MICR Magnetic Ink Character Recognition

MIS Management Information System

MSS Market Stabilisation Scheme

MTN Medium Term Note

MUDRA Micro Units Development And Refinance Agency

NABARDNational Bank For Agricultural And RuralDevelopment.

NAS National Account Statistics.

NAV Net Asset Value.

NBC Non Banking Companies.

NBFC Non Banking Finance Companies

NDA Net Domestic Asset

NDS Negotiated Dealing Systems

NDTL Net Demand And Time Liability

NECS National Electronic Clearing System

NEFT National Electronic Funds Transfer System.

NFA No Frills Account.

NFC Non Banking Finance Companies.

NFS National Financial Switch

NHB National Housing Bank.

NIB Nordic Investment Bank.

NPA Non Performing Assets.

NPCI National Payments Corporation Of India

NPS National Pensions Scheme.

NPV Net Present Value




ONE LINER1. In recognition of best practices in CSR, NALCO has been selected for the prestigious President’s award2. As per the Ericsson Mobility Report of June 2019 edition, India‘s data usage per smartphone was the highest in the world at 9.8

Giga Byte (GB) per month up to December 31, 2018.3. India ranked 20th among the top capital importing countries by Knight Frank.4. 20th Meeting of the FSDC chaired by Nirmala Sitharaman was held in New Delhi5. Japan has gifted a war museum called Imphal Peace Museum to Manipur located at Red Hill, 20 km south west of Imphal.6. The Indian Air Force will head over to France to participate in bilateral air exercise named Exercise ‘Garuda-VI’ between Indian and

French Air Force.7. National Small Industries Corporation (NSIC) has signed anMoU with Common Service Centres (CSC) e-Governance Services

India for enhancing new offerings for the MSME sector by synergizing each other’s competence.8. Lewis Hamilton (United Kingdom) of Mercedes won the French Grand Prix 20199. Bangladesh received the highest ever net foreign direct investment (FDI) amounting to 3.61 billion dollars in 2018.India proposed to

host the 2023 International Olympic Committee session in Mumbai.10. The International Olympic Committee (IOC) stripped Olympic status from the troubled world boxing body AIBA (International

Boxing Association).11. India signed worth Rs.200 cr defence deal with Russia12. India Refrained From UNGA voting on Capital Punishment13. ‘One Nation One Ration Card’ scheme will be available across the country from July 1, 202014. Special Economic Zones (Amendment) Bill, 2019 passed by the Parliament15. The Mahatma Gandhi IT and Biotechnology Park (MGIT-BP), built with the assistance from India was inaugurated at Grand-

Bassam in Cote d’Ivoire, a West African country.16. Goa Govt cleared amendment to allow women to work at night17. Payments related Data to be stored only in India: RBI18. MHRD unveiled a five-year vision plan EQUIP to transform higher education19. Meeting of Expert Working Group of Paris Pact Initiative of UNODC was held in New Delhi20. The Union Minister for Finance and Corporate Affairs, Smt. Nirmala Sitharaman presented the Economic Survey 2018-19. It

was prepared by the Chief Economic Advisor Krishnamurthy Subramanian.21. Airtel completed merger of Tata Tele’s consumer mobile business.22. Govt. sets a target to raise health services expenditure to 2.5% of GDP by 2025.23. Chhattisgarh CM inaugurated ‘Jan Choupal’ program to hold public meetings.24. Tripura gets Rs 358 Cr of a special grant from Centre for road projects.25. Delhi-Lucknow Tejas Express set to be first train to be run by private operators.26. Govt aims to raise Rs. 15,000 crore by cutting stakes in 18 PSUs to 75%: Report.27. Pro-Khalistani group ‘The Sikhs for Justice’ (SFJ) has been banned by Central government for its alleged anti-national activities.28. DRDO conducted 3 tests of Nag Missile in a day in Pokhran, Rajasthan.29. Hollywood Actor Leonardo DiCaprio along with Laurene Powell Jobs & Brian Sheth to launch Earth Alliance to tackle climate

change.30. Puducherry will soon to operationalize Bicycle-Sharing Scheme.31. 2019 global Multidimensional Poverty Index States More Than Half of World’s Poor are Children32. Senior diplomat VikasSwarup has been appointed as the Secretary (consular, passport, visa and Overseas Indian Affairs) in the

External Affairs Ministry. He will take office with effect from August 1, 2019.33. Flipkart to launch co-branded credit card in partnership with Axis Bank, Mastercard.34. Russia Successfully Launched Spektr-RG, a powerful X-Ray Observatory, into Space.35. The Marine Acoustic Research Ship (MARS), INS Sagardhwan started its two-month long second mission Sagar Maitri from

Southern Naval Command in Kochi, Kerala.36. Madhya Pradesh got its First International Flight with the launch of a flight service to Dubai from the Devi Ahilya Bai Holkar

International Airport, Indore with a national carrier Air India (Flight AI903) with 150 passengers.37. Internet Saathi initiative, a collaborative programme of Google India and Tata Trusts, will be expanded to villages in Punjab and

Odisha. Launched in July 2015, the initiative aims to facilitate digital literacy among women in rural India.

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