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MAGAZINE FOR THE MONTH OF

FEBRUARY-2022

EDITOR

Mr. Pramod Padhi

ASSOCIATE EDITOR

Pradeepta Pradhan

Satabdi Sagar Mohanty

Saroj Kumar Maharana

Tapas Ranjan Behera Rupesh Kumar Singh

Bikash Ranjan Dash

ADVISORS

G. Khatua and Team R & D

PUBLISHING MANAGER

Smrutiranjan Chhatoi

DESIGNING & LAYOUT

Vijaya Maharana

© Copyright Reserved

No part of this magazine can be printed in whole or part without the written permission of the publisher.

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published, but do not take any responsibility for the absolute accuracy of the informations in the

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Major Issues of the Month --------------------------------------------------------- 1

Economy --------------------------------------------------------- 17

Committee and It's Head --------------------------------------------------------- 23

State & UT in News --------------------------------------------------------- 24

National News --------------------------------------------------------- 28

International News --------------------------------------------------------- 33

International and National Summits--------------------------------------------------------- 34

Bilateral --------------------------------------------------------- 37

Award --------------------------------------------------------- 39

Person in News --------------------------------------------------------- 42

Sports --------------------------------------------------------- 44

Science and Technology --------------------------------------------------------- 46

Defence --------------------------------------------------------- 47

Ranking & Order --------------------------------------------------------- 48

Book and Author --------------------------------------------------------- 50

Day & Days --------------------------------------------------------- 51

Obituary --------------------------------------------------------- 53

Miscellaneous --------------------------------------------------------- 53

200 Current Affairs MCQs --------------------------------------------------------- 55

100 GK Questions for SSC & Railway -------------------------------------------------------- 64

40 Computer MCQs --------------------------------------------------------- 68

20 Banking Awareness MCQs --------------------------------------------------------- 71

IBPS-PO (MAIN) --------------------------------------------------------- 72

IBPS-CLERK (MAIN) --------------------------------------------------------- 92

ASO-SECRETARIAT (PAPER-I,II & III) --------------------------------------------------------- 121

OPRB (Sub-Inspector) (Paper-I & II) -------------------------------------------------------- 146

Who's Who --------------------------------------------------------- 163

Abbreviation --------------------------------------------------------- 168

One Liner --------------------------------------------------------- 171

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MAJOR ISSUES

OF THE MONTH

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About CDS:

He will be the single-point military adviser to the government as

suggested by the Kargil Review Committee in 1999.

He will be a Four-star General.

CDS acts as the permanent Chairman of the Chiefs of Staff

Committee which will also have three service chiefs as

members. His core function will be to foster greater operational synergy

between the three service branches of the Indian military and

keep inter-service frictions to a minimum.

Conditions:

Not eligible to hold any Government office after demitting the

office of CDS.

No private employment without prior approval for a period of

five years after demitting the office of CDS.

Roles and functions:

CDS will provide ―single-point military advice‖to the

government, inject synergy in planning, procurements and

logistics in the armed forces.

It will ensure integration of land-air-sea operations through the

eventual setting up of theatre commands.

The CDS will also function as the military advisor to the PM-led

Nuclear Command Authority,as also have direct command of tri-

Service organizations to handle the new warfare domains of

space and cyberspace.

He will function as the Principal Military Adviser to the Defence

Minister and also as the Permanent Chairman, Chiefs of Staff

Committee (COSC).

The CDS will be member of Defence Acquisition Council and

Defence Planning Committee.

A TRAGIC LOSS OF INSPIRING COMMANDER

India has lost a capable and experienced military leader in the tragic death of the country‘s first Chief of

Defence Staff (CDS), General Bipin Rawat, in a helicopter crash near Coonoor ghat in the Nilgiris in western

Tamil Nadu . His wife, Madhulika, and 11 others also perished when the Indian Air Force‘s Mi-17V5 helicopter

came down in a heavily wooded area. Defence Minister Rajnath Singh has announced in Parliament that a tri-

service inquiry, headed by Air Marshal Manvendra Singh, Air

Officer Commanding-in-Chief, Training Command, of the IAF,

will take place into the incident.

The IAF chief, Air Chief Marshal

V.R. Chaudhari visited the crash

site; the cockpit voice and flight

data recorders have been recovered,

which would give investigators

insights into how the crash occurred.

It is imperative that the inquiry be

done both thoroughly and speedily.

Without speculating on the cause, it

needs to be stressed that

speedy course

corrections in training

or hardware are

imperative given that

these

Mi-

17VF choppers are being used to ferry top military

leaders across the length and breadth of the

country.

Gen. Rawat had not even completed two years as

CDS when the Coonoor tragedy happened. After

completing his tenure as Army Chief on December

31, 2019, he slipped into his new role as CDS the

very next day. Many of his plans to give India

genuine tri-service operational capabilities are still

to be realised. In such a situation, the Government

should not lose time in appointing his successor to

ensure that the plans on the drawing board do not

suffer. An aggressive China and a still belligerent

Pakistan define India‘s security challenges. The

situation along the Line of Actual Control (LAC)

continues to be tense with Indian and Chinese

troops staring down each other. Gen. Rawat,

known to have been proximate to the ruling

establishment, had never minced words while

speaking about the challenges facing the country

and had waded into political controversies.

Though the concept of having a CDS was

recommended by a Group of Ministers in 2000

after the Kargil war, it took another 20 years for one to be appointed. The CDS, who functions as Principal

Military Adviser to the Defence Minister, is expected to work in tandem with the three service chiefs who

continue to operate in their respective domains — a role and function that is still in the making. To ensure that

the new CDS and the service chiefs function as a team, the Government would do well to keep in mind the

principle of seniority while choosing Gen. Rawat‘s successor.

About CDS Bipin Rawat

Birth 16 March 1958 (Pauri, Uttarakhand)

Death 8 December 2021 (Coonoor, Tamil

Nadu)

Age 63 years

Education National Defence Academy (B.Sc.)

I.M.A. Defence

Services Staff College (MPhil)

U.S. Army Command & General Staff

College (ILE)

Chaudhary Charan Singh University

(PhD)

Wife Madhulika Rawat

Father Lt. General Laxman Singh Rawat

Years of

Service

16 December 1978 – 8 November

2021

Awards Param Vishisht Seva Medal

Uttam Yudh Seva Medal

Ati Vishisht Seva Medal

Yudh Seva Medal

Sena Medal

Vishisht Seva Medal

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BLACK MONEY

Recently, the government has said in the Parliament that Rs 2,476 crore has been collected as tax and penalty under the

one-time three months compliance window during 2015.

It has also been said that there is no official estimation how much worth of black money is lying in foreign

accounts over the last five years.

Total undisclosed credits amounting to Rs 20,353 crore have been detected with respect to 930 India linked

entities in the Panama and Paradise Paper Leaks.

Key Points

Black Money:

There is no official definition of black money in economic theory, with several different terms such as parallel

economy, black money, black incomes, unaccounted economy, illegal economy and irregular economy all being

used more or less synonymously.

The simplest definition of black money could possibly be money that is hidden from tax authorities.

According to a secret study commissioned by the Finance Ministry concluded in 2014 that about 90% of

unaccounted wealth, or black money, was lying within India and not outside.

Source of Black Money:

It can come from two broad categories:

1. Illegal Activity:Money that is earned through illegal activity is obviously not reported to the tax authorities,

and so is black. 2. Legal but Unreported Activity:The second category comprises income from legal activity that is not

reported to the tax authorities.

Examples for Sources of Black Money

Multi-Level Marketing Scheme:International debit or credit cards issued by offshore banks are used to create

black money.

Disguised Ownership:Increasingly, criminals want to own legitimate businesses. It could be to earn a return or to

convert black money into white.

Mixed Sales:Mixing illicit money sources with legit ones is a popular method because it's hard to detect,

especially if there is a large cash component in the legal business.

Smurfing:This type of transaction is usually done to evade notice by authorities monitoring transactions above a

certain threshold.

Trade Mispricing:Traditionally, goods exported and imported were either priced lower or higher to enable

money laundering.With current technology, the Organization for Economic Cooperation and Development

(OECD) says it's easy to modify invoices or produce fictitious invoices.

Money Transfers To Benami Entities:In a Benami transaction, a property is transferred or held by one person

and the consideration for such property is paid by another person for whose benefit such property is held.

Impacts:

Loss of Revenue:

1. Black money eats up a part of the tax and, thus, the government‘s deficit increases.

2. The government has to balance this deficit by increasing taxes, decreasing subsidies and increasing

borrowings.

3. Borrowing leads to a further increase in the government‘s debt due to interest burden. If the government is unable to balance the deficit, it has to decrease spending, which affects development.

Money Circulation:

1. People generally tend to keep black money in the form of gold, immovable property and other secret

manners.

2. Such money does not become part of the main economy and, therefore, remains generally out of circulation. 3. The black money keeps circulating among the wealthy and creates more opportunities for them.

Higher Inflation:

1. The infusion of unaccounted black money in the economy leads to higher inflation, which obviously hits the

poor the most.

2. It also increases the disparity between the rich and the poor.

Government‘s Initiatives:

Legislative Action:

1. The Fugitive Economic Offenders Act, 2018

2. The Central Goods and Services Tax Act, 2017 3. The Benami Transactions (Prohibition) Amendment Act, 2016

4. The Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015

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5. Prevention of Money Laundering Act, 2002

6. Gold Amnesty scheme: This is similar to the Voluntary Income Disclosure scheme to tap black money in income taxes.

International Cooperation:

1. Double Taxation Avoidance Agreements (DTAAs):India is proactively engaging with foreign governments with

a view to facilitate and enhance the exchange of information under Double Taxation Avoidance Agreements

(DTAAs)/Tax Information Exchange Agreements (TIEAs)/Multilateral Conventions. 2. Automatic Exchange of Information:India has been a leading force in the efforts to forge a multilateral regime

for proactive sharing of financial information known as Automatic Exchange of Information which will greatly

assist the global efforts to combat tax evasion.The Automatic Exchange of Information based on Common

Reporting Standard has commenced from 2017 enabling India to receive financial account information of Indian residents in other countries.

3. Foreign Account Tax Compliance Act of USA:India has entered into an information sharing agreement with the

USA under the act.

4. Financial Action Task Force (FATF):India is a member of the FATF.

Way Forward

Appropriate legislative framework related to Public Procurement, Prevention of Bribery of foreign officials,

citizens grievance redressal, whistleblower protection, UID Aadhar is needed.

Setting up and strengthening institutions dealing with illicit money: Directorate of Criminal Investigation Cell

for Exchange of Information, Income Tax Overseas Units- ITOUs at Mauritius and Singapore have been very

useful, Strengthening the Foreign TAX, Tax Research and Investigation Division of the CBDT.

Electoral Reforms: Appropriate reforms are needed to reduce money power in elections, since elections are one

of the biggest channels to utilize the black money.

Training Personnel: Both domestic and international training to personnel for effective action pertaining to the

concerned area can also help.For instance, the Financial Intelligence Unit-India makes proactive efforts to

regularly upgrade the skills of its employees by providing them opportunities for training on anti-money

laundering, terrorist financing, and related economic issues.

Incentivising Bank Transactions: To curb the menace of black money, industry body Federation of Indian Chambers of Commerce and Industry has suggested incentivisation of transactions through banking channels and a

suitable framework for taxation of agricultural income.Besides, it suggested reforms in the real estate sector and

creation of IT infrastructure to track tax evasion.

JAMES WEBB SPACE

TELESCOPE Recently, the Union Minister of Atomic Energy and Space informed that the crewed Gaganyaan mission will finally be

launched in 2023.The country's first space station is likely to come up by 2030.

Key Points

About:

Gaganyaan is a mission by the Indian Space Research Organisation (ISRO).

Under the Gaganyaan schedule:

1. Three flights will be sent into orbit. 2. There will be two unmanned flights and one human spaceflight.

The Gaganyaan system module, called the Orbital Module will have three Indian astronauts, including a woman.

It will circle Earth at a low-earth-orbit at an altitude of 300-400 km from earth for 5-7 days.

With that launch, India will be in the elite club of nations (America, China and Russia).

Payloads:

The payload will consist of:

1. Crew module - spacecraft carrying human beings. 2. Service module - powered by two liquid propellant engines.

It will be equipped with emergency escape and emergency mission abort.

Launch:

GSLV Mk III, also called the LVM-3 (Launch Vehicle Mark-3,) the three-stage heavy lift launch vehicle, will be

used to launch Gaganyaan as it has the necessary payload capability.

1. Gaganyaan‘s major missions like the test vehicle flight for the validation of crew escape system performance and first uncrewed mission of Gaganyaan (G1) are scheduled during the beginning of the second half of next

year (2022).

2. This will be followed by the second uncrewed mission at the end of 2022 carrying ‗Vyommitra‘, a

spacefaring human robot developed by Isro, and finally the first crewed Gaganyaan mission in 2023.

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Significance:

It will help in enhancement of science and technology levels in the country and help inspire youth.Gaganyaan will

involve numerous agencies, laboratories, disciplines, industries and departments.

It will help in the improvement of industrial growth.A new organisation, IN-SPACe, part of reforms to increase

private participation in the space sector was announced last year (2021).

It will help in the development of technology for social benefits.

It will help in improving international collaboration.One International Space Station (ISS) put up by multiple

countries may not be enough. Regional ecosystems will be needed and Gaganyaan will focus on regional needs:

food, water and energy security.

Other Upcoming Mission:

Shukrayaan Venus Mission (For 2023):The Shukrayaan orbiter will be the first mission to Venus by the ISRO

and will study the planet for four years

L-1 Aditya Solar (For 2022-23):It is India‘s first scientific expedition to study the Sun.It will be ISRO‘s second

space-based astronomy mission after AstroSat, which was launched in 2015.

Chandrayaan-3 Missions (For 2022-23):The Chandrayaan-3, a follow-up of the Chandrayaan-2 mission, involves ―various processes, including finalisation of configuration, subsystems realisation, integration, spacecraft

level detailed testing and a number of special tests to evaluate the system performance on earth.

FIRST DEMOCRACY SUMMIT

Recently, the Summit for Democracy was hosted by the United States "to renew democracy at home and confront

autocracies abroad".The US President also announced the establishment of the Presidential Initiative for Democratic

Renewal that will provide foreign assistance initiatives.

The initiative will be powered by $424.4 million and will be aimed to support free media, fight corruption, strengthen

democratic reforms, for use of technology for democracy and for defence of free and fair elections.

Key Points

About:

It aims to show how  open, rights-respecting societies can work together to effectively tackle the challenges of

present time, such as the Covid-19 pandemic, the climate crisis, and inequality.

The Summit was centered around three principal themes:

1. Defending against authoritarianism

2. Addressing and fighting corruption 3. Advancing respect for human rights

India‘s Stand:

Democracies should jointly deal with social media and crypto currencies, so that they are used to empower

democracy, not to undermine it.

India is the largest democracy in the world which has 2,500-year-old democratic traditions and proposes to share India's democratic experience through digital solutions.Referred to the civilisational tradition of democracy in

India citing the ancient city states under the Lichhavis and other people that flourished in India during the late

Vedic and Buddhist period and continued to the early medieval period.

Democracy has taken various shapes across the world and there is a need to work on the democratic practices and

symptoms.

It is needed to constantly improve the democratic practices and systems and to continuously enhance inclusion,

transparency, human dignity, responsive grievance redressal and decentralisation of power.

Democracy

About:

Democracy is a system of government in which the citizens exercise power directly or elect representatives from

among themselves to form a governing body, such as a parliament.

It is also referred to as ―rule of the majority‖. Here the power can‘t be inherited. People elect their leaders.

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Representatives stand in an election and the citizens vote for their representative. The representative with the most

number of votes gets the power.

Brief History:

India is the world‘s largest democracy. India became a democratic nation post its independence in the year 1947.

Thereafter, the citizens of India were given the right to vote and elect their leaders.

India‘s Role in Strengthening Democracy:

Around the World:

1. Capacity Building:Beyond demonstrating the Election Commission (EC)‘s enviable record in conducting

free and fair elections, India has given training to the thousands of electoral officials from Asia, Africa, and other regions of the world in election management and parliamentary affairs for several decades.

2. Developmental Partnership Administration (DPA):India has created a Developmental Partnership

Administration (DPA) within the Ministry of External Affairs (MEA) to offer critical development assistance

projects for many developing and new democracies across geographies.Examples: The building of the Afghan Parliament, providing support to Myanmar for upgrading its administrative and judicial capabilities,

amongst others.

3. Funding to Democracy Watch Dogs:Together with the US, India was instrumental in the creation of the

UN Democracy Fund (UNDEF) and the Community of Democracies to support democracy at international levels.Incidentally, India is one of the largest contributors to UNDEF that supports 66 NGO-led projects in

South Asia.

4. United Nations Democracy Caucus:India also helped to form the United Nations Democracy Caucus, the

only body within the UN system to convene democratic states based on shared values.

In India:

1. Breaking Racial Discrimination:India has given representation to a Dalit woman to rise to the highest

office (as Chief Minister).

2. Right to Information Act, 2005:The act, a totally civil society driven grassroot movement has truly

democratised information spaces for ordinary citizens. 3. Democratic Decentralisation:Twin constitutional amendments (73rd and 74th) in 1992 to create third-tier

governments (rural and urban local bodies), has taken deep ground in the last three decades.With 3 million

representatives at various levels (Gram Sabha, Panchayat Samiti, and Zilla Parishad), this is by far the largest

democratic exercise anywhere in the world.

Concerns Related to Democracy:

World:

Decline in Political Rights and Civil Liberties:

1. Democracies across the world—rich and established, developing and newly established ones—are grappling

with serious crises on many key parameters.

2. According to the reports of leading democracy watchdogs, democracy is witnessing an alarming decline.

3. According to Democracy Index 2020, as low as 9% of the world population live in a ―full‖ democracy.The

recent military coups in Myanmar, Tunisia, and Sudan are testimonies to the steady rise of anti-democratic forces and the failure of the global democracy collective to do anything meaningful to stem the rot.

Rising Authoritarian:

1. Rising threats stemming from the steady rise of authoritarian powers, particularly China is a major concern.

2. At a time when the West, particularly the US and rich European countries, have considerably ceded their

global commitment to democratic values, China has set its eyes on re-defining global human rights and democracy norms.

3. Examples:China has marshalled the military and diplomatic means to threaten Taiwan, forced territorial

claims in the disputed South China Sea, thrown millions of Uyghur Muslims in internment camps, curbed

political freedoms in Hong Kong, and launched influence operations across many geographies.

India‘s:

The Freedom House 2021 report put India as only ―partly free‖, the V-Dem report went a step ahead to call it an

―electoral autocracy‖.

According to the Global State of Democracy 2021 report, India was amongst the 10 most backsliding

democracies—a more severe and deliberate kind of democratic erosion.

Way Forward

The institutionalization of constitutional democracy has helped the people of India realize the importance of

democracy and inculcate democratic sensibilities among them.

At the same time, it is important that all the government organs work in harmony to uphold the trust people of the

country have held in them and ensure objectives of true democracy.

The Government should hear criticism rather than rejecting it outrightly. Suggestions on eroding democratic

values need a thoughtful, and respectful response.

The press and the judiciary, which are considered the pillars of India‘s Democracy, require it to be independent of any executive interference to enable auditing of the work of the executive.

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RUSSIA-UKRAINE

CONFLICT

Recently, the Russian President Vladimir Putin visited India. At the meeting, India signed many agreements with Russia.

The meeting is significant as it was the first 2+2 meeting between the foreign and defense ministers of the two

countries.In April 2021, to build on the common “resilient” ground, Indian and Russian Foreign Ministers addressed

each other‟s concerns on a wide range of issues.

Key Points

First Indo-Russia 2+2 Dialogue: It is the first 2+2 meeting between the foreign and defense ministers of the two

countries.India has held a 2+2 format of meetings with member nations of the Quadrilateral Security Dialogue

(Quad) — the US, Japan and Australia.

Agreement for Kalashnikov Rifles: The two sides signed two contracts for the manufacture of nearly 600,000

AK-203 rifles under a joint venture in Amethi, Uttar Pradesh.

Agreement for Military Cooperation:The two countries also signed an agreement for military technology

cooperation for the next decade, from 2021 to 2031.

1. India underlined its goal of becoming Russia‘s defense development and production partner from just a

buyer. 2. The two sides are now looking at expanding the format of exercises to make them more complex as well as

Ideas for expanding India-Russia cooperation In Central Asia.

Moving Ahead on Reciprocal Exchange of Logistics Agreement: Beyond defense sales, a Reciprocal Exchange

of Logistics Agreement (RELOS), as well as a Navy to Navy cooperation MoU are at advanced stages of

conclusion.

Singing of Military Protocol: The two countries also signed the Protocol of the 20th India-Russia Inter-

Governmental Commission on Military & Military Technical Cooperation (IRIGC-M&MTC).

1. The IRIGC-M&MTC ―is a well-established mechanism since last two decades‖ and provides ―a platform to

discuss and implement mutually agreed agenda for defense cooperation‖.

Go Ahead With S-400 Air Defense System Deal: India asserted that it follows an ―independent foreign policy‖,

hinting at the US‘ Countering America‘s Adversaries Through Sanctions Act (CAATSA).This is referred to in the context of supply of S-400 air defence missile systems which began this month and will continue to happen.

Discussion on Geopolitical Hotspots: The situation in Afghanistan and the Middle East has wider repercussions

including for Central Asia.

1. Maritime security and safety is another domain of shared concern.

2. The issue of China‘s aggressive posture along the northern border was also brought up at the meeting.

3. Both the countries proposed greater engagements in Central Asia and the Indian Ocean Region.

Importance of Russia for India

Balancing China: The Chinese aggression in the border areas of eastern Ladakh, brought India-China relations to

an inflection point, but also demonstrated that Russia is capable of contributing to defusing tensions with China.Russia organized a trilateral meeting among the foreign ministers of Russia, India, and China following

deadly clashes in the Galwan Valley in the disputed territory of Ladakh.

Emerging New Sectors of Economic Engagement: Apart from traditional areas of cooperation such as weapons,

hydrocarbons, nuclear energy, and diamonds, new sectors of economic engagement are likely to emerge —

mining, agro-industrial, and high technology, including robotics, nanotech, and biotech.India‘s footprint in the Russian Far East and in the Arctic is set to expand. Connectivity projects may get a boost too.

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Combating Terrorism: India and Russia are working to close the gap on Afghanistan and are calling for early

finalization of the Comprehensive Convention on International Terrorism.

Support At Multilateral Forums: Additionally, Russia supports India‘s candidacy for permanent membership of

a reformed United Nations Security Council and of the Nuclear Suppliers Group.

Russia‘s Military Exports: Russia has been one of the largest arms exporters to India. Even as Russia‘s share in

India‘s arms imports fell by over 50% in the last five-year period compared to the previous five years (2011–

2015).In the last 20 years, India imported arms and weapons worth USD 35 billion from Russia, according to the

Stockholm International Peace Research Institute which tracks global arms trade.

Way Forward

Russia To Provide Timely Maintenance Support: Timely supply of spares and support to the large inventory of

Russian hardware in service with the Indian military has been a major issue from India.

1. To address this,Russia has made legislative changes allowing its companies to set up joint ventures in India to

address it following an Inter-Governmental Agreement signed in 2019.

2. This agreement needs to be implemented in a time bound manner.

Acknowledging Importance of Each Other: Russia will remain a key defense partner for India for decades to

come.On the other hand, Russia and China are currently in a quasi-alliance setup. Russia repeatedly reiterates that

it does not see itself as anybody‘s junior partner. That‘s why Russia wants India to act as a balancer.

Joint Military Production: The two countries have been discussing how they can cooperate in using India as a

production base for exporting to third countries Russian-origin equipment and services.

ARCs FOR

AGRICULTURE SECTOR To improve recovery of bad loans in the agriculture sector, leading banks have made a pitch for setting up an Asset

Reconstruction Company (ARC) specifically to deal with collections and recovery of farm loans.

With a government-backed ARC having been recently set up to deal with bank NPAs to the industry, this idea has

acceptability among banks.

Some member banks of the Indian Banks' Association suggested the need for the Central government to bring

legislation on agriculture land somewhat like the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002.

Key Points

About the Asset Reconstruction Company (ARC):

Objective: It is a specialized financial institution that buys the Non Performing Assets (NPAs) from banks and

financial institutions so that they can clean up their balance sheets.This helps banks to concentrate in normal banking activities. Banks, rather than going after the defaulters by wasting their time and effort, can sell the bad

assets to the ARCs at a mutually agreed value.

Legal Basis: The SARFAESI Act, 2002 provides the legal basis for the setting up of ARCs in India.The Act helps

reconstruction of bad assets without the intervention of courts. Since then, a large number of ARCs were formed and were registered with the Reserve Bank of India (RBI) which has got the power to regulate the ARCs.

Funding: To meet its funding requirements, an ARC can issue bonds, debentures and security receipts.

National Asset Reconstruction Company Limited (NARCL):

1. In the Budget 2021-22, ARC has been proposed to be set up by state-owned and private sector banks, and

there will be no equity contribution from the government.

2. The ARC, which will have an Asset Management Company (AMC) to manage and sell bad assets, will look to resolve stressed assets of Rs. 2-2.5 lakh crore that remain unresolved in around 70 large accounts.

3. This is being considered as the government's version of a bad bank.

Need of ARC for Farm Loans:

NPAs of Banks: As per the latest Financial Stability Report, June 2021, banks‘ gross NPA ratio for the agriculture

sector was at 9.8%, whereas for industry and services it was at 11.3% and 7.5%, respectively, At March-end 2021.

Outstanding Loans: As per data from the ‗Situation Assessment of Agricultural Households and Land Holdings

of Households in Rural India, 2019, even as the percentage of agricultural households indebted has come down

from 52% in 2013 to 50.2% in 2019, the average debt has jumped by more than 57% from Rs 47,000 in 2013 Rs

74,121 in 2019.

1. The survey data shows that 69.6 % of the outstanding loans by agricultural households were taken from institutional sources such as banks, cooperative societies, and other government agencies.

2. The survey is conducted by the National Statistical Office‘s (NSO).

Farm Loan Waivers: The announcement of farm loan waivers by states around elections leads to ―deteriorating

credit culture‖.

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1. Since 2014, at least 11 states have announced farm loan waivers. These include Rajasthan, Madhya Pradesh,

Punjab, Chhattisgarh, Andhra Pradesh, Telangana, Maharashtra, Punjab and Uttar Pradesh. 2. The Uttar Pradesh government will provide additional incentives such as subsided interest rates on farm

loans, promotion of farm-based industries as well as development of farm infrastructure under the Centre‘s

Agriculture Infrastructure Fund.The Agriculture Infrastructure Fund aims to provide medium-long term debt

financing facilities for investment in viable projects for post-harvest management Infrastructure and community farming assets.

3. Ahead of Assembly elections in seven states in 2021, there is a concern among banks that NPAs may rise in

the farm sector.While genuine hardship could be one reason for delay in repayments, the possibility of

waivers also leads to recovery challenges for the banks.

Challenges:

Availability of Funds: First and foremost, the requirement of the ARC is to have sufficient availability of funds

to match the huge amount of the NPA market.

1. It will be welcomed if the government establishes ARC with an equity contribution from the government

itself and the Reserve Bank of India (RBI) to strengthen its capital base. 2. Thus ARC will have sufficient funds to deal with the NPA problem.

Absence of a Vibrant Distressed Debt Market: Even if sufficient funds are available with ARC, the price

expectation mismatch between selling bank (s) and buying ARC and agreement on an acceptable valuation of the

bad assets will also create a challenge for ARC.It is the absence of a vibrant distressed debt market in India. It is

also difficult to sell NPA assets in the market.

Absence of Professional Expertise: The absence of professional expertise for a turnaround in ARC is very

common.

1. The professionals such as bankers, lawyers and chartered accountants who join ARCs usually expect some

extra return.

2. But due to regulatory issues, this is not possible easily and ARC is deprived of professionals‘ service of experts which may help it tremendously.

Absence of Mature Secondary Market: There is the absence of a mature secondary market for security receipts

(SR) issued by ARC to Qualified Institutional Buyers.

1. This further leads the Banks to buy SRs backed by their own stressed assets.

2. It is observed that currently, over 80% of SRs are held by seller banks themselves only.

Regulatory Constraints: Currently, all ARCs are subject to the regulation and scrutiny of the regulator i.e. the

RBI and it is observed that some stringent regulations have hampered their growth and viability. Thus, the ARC is

not being able to function with all its potentials.

Way Forward

It is utmost necessary for a rigorous and a realistic approach to pricing between the banks and ARCs.Therefore, it

is an urgent need for all stakeholders, including the regulator, to come together to make the entire process of NPA

sale, resolution, recovery and revival fast and smooth.

Banks have their hands tied when it comes to recovery of loans in the agriculture sector. There is also a problem of

anticipated farm loans waivers, which makes recovery difficult.

The ARC has a very vital role to play in the current scenario and it should be strengthened to solve the massive

NPA problem prevailing in the Indian banking industry.

However, ARC cannot be the sole response. The most efficient approach would be to design solutions tailor-made for different parts of India‘s bad loan problem and use ARC only as a last resort once all other methods fail.

FOUR PRONGED

STRATEGY ON SRI

LANKA CRISIS

Recently, India and Sri Lanka agreed to a four-pronged approach to discuss initiatives on food and energy security to

help mitigate Sri Lanka‟s economic crisis.Earlier this year, Sri Lanka declared an economic emergency amid rising food

prices, a depreciating currency, and rapidly depleting forex reserves.

Key Points

Four-Pillar Initiative Comprises:

Lines of credit: Lines of credit for food, medicines and fuel purchases granted by India.Lines of credit is a credit

facility extended by a bank or any other financial institution to a government, business or an individual customer, that enables the customer to draw the maximum loan amount.

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Currency Swap: A currency swap agreement to deal with Sri Lanka's balance of payment issues.The word swap

means exchange. A currency swap between the two countries is an agreement or contract to exchange currencies

with predetermined terms and conditions.

Modernisation Project: An early modernisation project of the Trinco oil farms that India has been pursuing for

several years.The Trincomalee Harbour, one of the deepest natural harbours in the world, was developed by the

British during World War II.In particular, the projects to develop oil infrastructure in Trincomalee have been

hanging fire since 2017.

Indian Investments: A Sri Lankan commitment to facilitate Indian investments in various sectors.

Recent Issues in India-Sri Lanka Relations:

Killing of Fisherman: Killing of Indian fishermen by the Sri Lankan Navy is a lingering issue between these two

nations.In 2019 and 2020, a total of 284 Indian fishermen were arrested and a total of 53 Indian boats were

confiscated by the Sri Lankan authorities.

East Coast Terminal project:This year (2021) Sri Lanka cancelled an MoU signed with India and Japan for the

East Coast Terminal project.India protested the cancellation though it later agreed to the West Coast Terminal

being developed by the Adani group.

Influence of China:China‘s rapidly growing economic footprint (and political clout as a corollary) in Sri Lanka is

straining India-Sri Lanka relations.China is already the largest investor in Sri Lanka, accounting for 23.6% of the

total Foreign Direct Investment (FDI) during 2010-2019 as against 10.4% from India.China is also one of the

largest export destinations for Sri Lankan goods and holds over 10% of its external debt.

13th Amendment of the Sri Lankan Constitution:It envisages devolution of necessary powers to the provincial

councils to address the just demand of the Tamil people for equality, justice, peace, and respect within a united Sri Lanka.

India - Sri Lanka Relations

Background: India-Sri Lanka relationship is more than 2,500 years old and both sides have built upon a legacy of

intellectual, cultural, religious and linguistic intercourse.

Support Against Terrorism: During the course of the civil war, India supported the right of the Government of

Sri Lanka to act against terrorist forces.

Support For Rehabilitation: The Indian Housing Project is Government of India‘s flagship project of

developmental assistance to Sri Lanka. Its initial commitment is to build 50,000 houses for those affected by the

civil war as well as for the estate workers in the plantation areas.

Assistance during Covid-19: The Reserve Bank of India (RBI) had signed an agreement for extending a USD

400 million currency swap facility to Sri Lanka to boost the foreign reserves and ensure financial stability of the country, which was badly hit by Covid 19 pandemic. Recently, India has also supplied Covid-19 Vaccines to Sri

Lanka.

Joint Exercises: India and Sri Lanka conduct joint Military (Mitra Shakti) and Naval exercise (SLINEX).

Participation in Groupings: Sri Lanka is also a member of groupings like BIMSTEC (Bay of Bengal Initiative

for Multi-Sectoral Technical and Economic Cooperation) and SAARC in which India plays a leading role.

Way Forward

A subterranean trust deficit exists between India and Sri Lanka yet neither Sri Lanka nor India can afford to have

strained ties.

However, as a much larger country, the onus is on India to carry Sri Lanka along. India needs to be extremely

patient and avoid reacting to any pinpricks and engage Sri Lanka even more regularly and closely, especially at the

highest levels.

There is a need to step up our people-centric developmental activities while scrupulously staying clear of any interference in Colombo‘s domestic affairs.

Nurturing the Neighbourhood First policy with Sri Lanka is important for India to preserve its strategic interests in the Indian Ocean region.

NATURAL FARMING

Recently, NITI Aayog has conducted a national workshop on Natural Farming.There are many working models of

natural farming all over the world, the Zero Budget Natural Farming (ZBNF) is the most popular model in India. This

comprehensive, natural, and spiritual farming system was developed by Padma Shri Subhash Palekar.

Key Points

About:

It can be defined as a ―chemical- free farming and livestock based ‖. Soundly grounded in agro-ecology, it is a

diversified farming system that integrates crops, trees and livestock, allowing the optimum use of functional biodiversity.

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It holds the promise of enhancing farmers‘ income while delivering many other benefits, such as restoration of soil

fertility and environmental health, and mitigating and/or reducing greenhouse gas emissions.This farming

approach was introduced by Masanobu Fukuoka, a Japanese farmer and philosopher, in his 1975 book The One-Straw Revolution.

It builds on natural or ecological processes that exist in or around farms. Internationally, Natural Farming is

considered a form of regenerative agriculture—a prominent strategy to save the planet.

It has the potential to manage land practices and sequester carbon from the atmosphere in soils and plants, where it

is actually useful instead of being detrimental.

In India, Natural farming is promoted as Bhartiya Prakritik Krishi Paddhati Programme (BPKP) under

Paramparagat Krishi Vikas Yojana (PKVY).BPKP is aimed at promoting traditional indigenous practices which reduce externally purchased inputs.

Natural Farming, as the name suggests, is the art, practice and, increasingly, the science of working with nature to

achieve much more with less.

Aim:

To make farming viable and aspirational by increasing net incomes of farmers on account of cost reduction,

reduced risks, similar yields, incomes from intercropping.

To drastically cut down production costs by encouraging farmers to prepare essential biological inputs using on-

farm, natural and home-grown resources.

Significance:

Minimized Cost Of Production:It is considered as a cost- effective farming practice with scope for raising

employment and rural development.

Ensures Better Health:As Natural Farming does not use any synthetic chemicals, health risks and hazards are

eliminated. The food has higher nutrition density and therefore offers better health benefits.

Employment Generation:It generates employment on account of natural farming input enterprises, value

addition, marketing in local areas, etc. The surplus from natural farming is invested in the village itself.As it has

the potential to generate employment, thereby stemming the migration of rural youth.

Environment Conservation:It ensures better soil biology, improved agrobiodiversity and a more judicious usage

of water with much smaller carbon and nitrogen footprints.

Reduced Water Consumption:By working with diverse crops that help each other and cover the soil to prevent

unnecessary water loss through evaporation, Natural Farming optimizes the amount of ‗crop per drop‘.

Rejuvenates Soil Health:The most immediate impact of Natural Farming is on the biology of soil—on microbes

and other living organisms such as earthworms. Soil health depends entirely on the living organisms in it.

Livestock Sustainability:The integration of livestock in the farming system plays an important role in Natural

farming and helps in restoring the ecosystem. Eco Friendly bio-inputs, such as Jivamrit and Beejamrit, are

prepared from cow dung and urine, and other natural products.

Resilience:The changes in soil structure with the help of organic carbon, no/low tillage and plant diversity are

supporting plant growth even under extreme situations like severe droughts and withstanding severe flood and

wind damage during cyclones.NF impacts many farmers positively by imparting resilience to the crops against

weather extremities.

Related Initiatives:

Rainfed Area Development (RAD): It focuses on Integrated Farming System (IFS) for enhancing productivity

and minimizing risks associated with climatic variabilities.

Sub-mission on Agro Forestry (SMAF): It aims to encourage farmers to plant multi-purpose trees together with

the agriculture crops for climate resilience and an additional source of income to the farmers, as well as enhanced

feedstock to inter alia wood-based and herbal industry.

National Mission on Sustainable Agriculture (NMSA), to develop, demonstrate and disseminate the techniques

to make agriculture resilient to adverse impacts of climate change.

Mission Organic Value Chain Development for North Eastern Region (MOVCDNER): It is a Central Sector

Scheme, a sub-mission under NMSA, aims to develop certified organic production in a value chain mode.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY): It was launched in 2015 to address the issues of water

resources and provide a permanent solution that envisages Per Drop More Crop.

Green India Mission: It was launched in 2014 under the umbrella of National Action Plan on Climate Change

(NAPCC) with the primary objective of protecting, restoring and enhancing India‘s diminishing forest cover.

Differences between Natural Farming and Organic Farming

Organic Farming VS Natural Farming

In organic farming, organic fertilizers and manures like compost, vermicompost, cow dung manure, etc. are used

and added to farmlands from external sources.

In natural farming, neither chemical nor organic fertilizers are added to the soil. In fact, no external fertilizers are

added to soil or given to plants whatsoever.

Organic farming still requires basic agro practices like plowing, tilting, mixing of manures, weeding, etc. to be

performed.

In natural farming, decomposition of organic matter by microbes and earthworms is encouraged right on the soil

surface itself, which gradually adds nutrition in the soil, over the period.

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Organic farming is still expensive due to the requirement of bulk manures, and it has an ecological impact on

surrounding environments; whereas, natural agriculture is an extremely low-cost farming method, completely

molding with local biodiversity.

In natural farming there is no plowing, no tilting of soil and no fertilizers, and no wedding is done just the way it

would be in natural ecosystems.

Way Forward

The world‘s population is predicted to expand to approximately 10 billion by 2050. It is expected that agricultural

demand will increase up to 50%, in comparison to 2013, in such a situation a transformational process towards

‗holistic‘ approaches such as agro-ecology, agroforestry, climate-smart agriculture, and conservation agriculture is a necessity.

There is a need to Strengthen agricultural market infrastructure and extend the procurement mechanism to all

foodgrain and non-foodgrain crops to all States.

Implementation of price deficiency payment system for selected crops. There is a need to enact legislation on

‗right to sell at MSP‘ needs immediate attention.

MGNREGS ((Mahatma Gandhi National Rural Employment Guarantee Act) must also be linked with farm work

in order to reduce the cost of cultivation which has escalated at a faster pace over the past few years.

CENTRAL BANK DIGITAL

CURRENCY Recently, the Reserve Bank of India (RBI) has proposed amendments to the Reserve Bank of India Act, 1934, which

would enable it to launch a Central Bank Digital Currency (CBDC), thus enhancing the scope of the definition of „bank

note‟ to include currency in digital form.The move has come amid the government‟s plans to introduce a Bill on

cryptocurrencies in the current Parliament session that seeks to prohibit all private cryptocurrencies in India with certain

exceptions.

Key Points

About:

CBDC is a digital form of Fiat Currency which can be transacted using wallets backed by blockchain and is

regulated by the central bank. It is a legal tender issued by a central bank in a digital form.Fiat money is a

government-issued currency that is not backed by a commodity such as gold. Fiat money gives central banks greater control over the economy because they can control how much money is printed.

Though the concept of CBDCs was directly inspired by bitcoin, it is different from decentralised virtual currencies

and crypto assets, which are not issued by the state and lack the ‗legal tender‘ status.

Need:

Addressing the Malpractices:The need for a sovereign digital currency arises from the anarchic design of

existing cryptocurrencies, wherein their creation, as well as maintenance, are in the hands of the public.By regulating digital currency, the central bank can put a check on their malpractices.

Addressing Volatility:As the cryptocurrencies are not pegged to any asset or currency, its value is solely

determined by speculation (demand and supply).Due to this, there has been huge volatility in the value of

cryptocurrencies like bitcoin.

Digital Currency Proxy War:India runs the risk of being caught up in the whirlwind of a proxy digital currency

war as the US and China battle it out to gain supremacy across other markets by introducing new-age financial

products.Today, a sovereign Digital Rupee isn‘t just a matter of financial innovation but a need to push back

against the inevitable proxy war which threatens our national and financial security.

Reducing Dependency on Dollar: Digital Rupee provides an opportunity for India to establish the dominance of

Digital Rupee as a superior currency for trade with its strategic partners, thereby reducing dependency on the dollar.

Advent of Private Currency: If these private currencies gain recognition, national currencies with limited

convertibility are likely to come under some kind of threat.

Significance:

It would reduce the cost of currency management while enabling real-time payments without any inter-bank

settlement.

India‘s fairly high currency-to-GDP ratio holds out another benefit of CBDC to the extent large cash usage can be

replaced by (CBDC), the cost of printing, transporting and storing paper currency can be substantially reduced.

It will also minimize the damage to the public from the usage of private virtual currencies.

It will enable the user to conduct both domestic and cross border transactions which do not require a third party or

a bank.

It has the potential to provide significant benefits, such as reduced dependency on cash, higher seigniorage due to

lower transaction costs, and reduced settlement risk.

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It would also possibly lead to a more robust, efficient, trusted, regulated and legal tender-based payments option.

Issues:

Some key issues under RBI's examination include, the scope of CBDCs, the underlying technology, the validation

mechanism and distribution architecture.

Also, legal changes would be necessary as the current provisions have been made keeping in mind currency in a

physical form under the Reserve Bank of India Act.

Consequential amendments would also be required in the Coinage Act, Foreign Exchange Management Act

(FEMA) and Information Technology Act.

Sudden flight of money from a bank under stress is another point of concern.

Recent Developments:

El Salvador, a small coastal country in Central America, has become the first in the world to adopt Bitcoin, as

legal tender.

Britain is also exploring the possibility of creating a Central Bank Digital Currency (Britcoin).

In 2020, China started testing its official digital currency which is unofficially called ―Digital Currency Electronic

Payment, DC/EP‖.

In April 2018, RBI banned banks and other regulated entities from supporting crypto transactions after digital

currencies were used for frauds. In March 2020, the Supreme Court struck down the ban as unconstitutional.

Way Forward The creation of a Digital Rupee will provide an opportunity for India to empower its citizens and enable them to use it freely

in our ever-expanding digital economy and break free from an outdated banking system.

Looking into its impact on macroeconomy and liquidity, banking systems and money markets, it is imperative of policymakers to thoroughly consider the prospects of Digital Rupee in India.

NATIONAL

MULTIDIMENSIONAL POVERTY

INDEX : NITI AYOG Recently, NITI Aayog has released the Multidimensional Poverty Index (MPI).Earlier, Global Multidimensional Poverty

Index 2021 was released by the United Nations Development Programme (UNDP) and the Oxford Poverty & Human

Development Initiative (OPHI).

Key Points

About:

The MPI seeks to measure poverty across its multiple dimensions and in effect complements existing poverty

statistics based on per capita consumption expenditure.

According to Global MPI 2021, India‘s rank is 66 out of 109 countries. The National MPI is aimed at

deconstructing the Global MPI and creating a globally aligned and yet customised India MPI for drawing up comprehensive Reform Action Plans with the larger goal of improving India‘s position in the Global MPI

rankings.

It has three equally weighted dimensions – health, education, and standard of living.These three dimensions are

represented by 12 indicators such as nutrition, school attendance, years of schooling, drinking water, sanitation,

housing, bank accounts among others.

Methodology & Data:

The national MPI measure uses the globally accepted and robust methodology developed by the Oxford Poverty

and Human Development Initiative (OPHI) and the UNDP.

This baseline report of the national MPI measure is based on the reference period of 2015-16 of the National

Family Health Survey (NFHS-4).

1. NFHS-4 data has been used to derive an idea of baseline multidimensional poverty to know the situation on

ground before the full rollout of various central government schemes.

2. NFHS-4 precedes the full roll out of (central government‘s) flagship schemes on housing, drinking water,

sanitation, electricity, cooking fuel, financial inclusion, and other major efforts towards improving school attendance, nutrition, mother and child health, etc.

3. However, it has to be noted here that the NFHS-5 data suggests improvement in access to clean cooking fuel,

sanitation, and electricity which translates to reduction in deprivation.

Findings of the Index:

Poverty Levels:

1. Bihar has the highest proportion of people of the state‘s population followed by Jharkhand and Uttar Pradesh

who are multidimensionally poor.

2. Kerala registered the lowest population poverty levels, followed by Puducherry, Lakshadweep, Goa and

Sikkim.

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Malnourished People:Bihar also has the highest number of malnourished people followed by Jharkhand, Madhya

Pradesh, Uttar Pradesh, and Chhattisgarh.

Significance of the Index:

Contribution towards Instituting Public Policy Tool: The development of the Index is an important

contribution towards instituting a public policy tool which monitors multidimensional poverty, informs evidence-

based and focused interventions, thereby ensuring that no one is left behind.

Presents Overall Picture of Poverty: This presents an overall picture of poverty in the country, while also

enabling closer and more in-depth analyses of areas of interest such as regions – state or districts, and specific

sectors and complements the existing monetary poverty statistics.

Help Achieving SDGs Goals: It is a contribution towards measuring progress towards target 1.2 of the

Sustainable Development Goals (SDGs) which aims at reducing ―at least by half the proportion of men, women

and children of all ages living in poverty in all its dimensions.

Related Government Initiatives:

1. National Rural Livelihood Mission (NRLM) 2. The Mahatma Gandhi National Rural Employment Guarantee Act 2005 (MNREGA)

3. Pradhan Mantri Awaas Yojana-Gramin (PMAY-G)

4. Public Distribution System (PDS)

5. Pradhan Mantri Awas Yojana (PMAY) 6. Jal Jeevan Mission (JJM)

7. Swachh Bharat Mission (SBM)

8. Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya)

9. Pradhan Mantri Ujjwala Yojana (PMUY)

OMICRON : NEW

CORONA VARIANT

The World Health Organization has declared the recently-discovered B.1.1.529 strain of Covid-19, to be a variant of

concern.The virus was first detected in Southern Africa and it is renamed Omicron.

Key Points

About:

Omicron is placed in the most-troubling category of Covid-19 variants, along with the globally-dominant Delta

plus its weaker rivals Alpha, Beta and Gamma.

This variant has a large number of mutations. Some of them are cause for serious concern because they may allow

the new variant to evade immunity obtained from a past infection or via a vaccine.

1. However, there are no reliable estimates of just how much more transmissible the Omicron variant is

compared to previous strains of the virus 2. Apart from South Africa, Omicron has been detected in Israel in people coming from Malawi, Botswana,

Belgium and Hong Kong.

Nomenclature:

The WHO has decided to name the variants after the letters of the Greek alphabet, to avoid the countries that first

detected them being stigmatised.

WHO selected the name Omicron, instead of Nu or Xi, the two letters between Mu and Omicron. This is because:

1. Xi happens to be a popular surname in China (avoiding ‗causing offence to any cultural, social, national,

regional, professional or ethnic groups).

2. Nu could have been confused with the word ‗new‘.

Situation In India:

Seroprevalence studies indicate that a large proportion of the population has already been exposed to the virus

providing some level of protection to subsequent infections.

1. Further, the immunisation campaign has gained momentum.

2. Approximately 44% of Indian adults have been fully vaccinated and 82% have received at least one dose.

Scientists believe that prior infection followed by one or two doses of vaccination may have a larger protective

effect than two doses of the vaccination alone.

Variants of Concern

A variant for which there is evidence of an increase in transmissibility, more severe disease (e.g., increased

hospitalizations or deaths), significant reduction in neutralization by antibodies generated during previous

infection or vaccination, reduced effectiveness of treatments or vaccines, or diagnostic detection failures.

The new Variants could kick off new wave(s) of epidemic transmission.

The WHO currently lists 5 variants of concern:

1. Omicron (B.1.1.529), identified in southern Africa in November 2021

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2. Delta (B.1.617.2), which emerged in India in late 2020 and spread around the world

3. Gamma (P.1), which emerged in Brazil in late 2020 4. Beta (B.1.351), which emerged in South Africa in early 2020

5. Alpha (B.1.1.7), which merged in Britain in late 2020.

Variants of Interest

A variant with specific genetic markers that have been associated with changes to receptor binding, reduced

neutralization by antibodies generated against previous infection or vaccination, reduced efficacy of treatments, potential diagnostic impact, or predicted increase in transmissibility or disease severity.

There are currently two:

1. Mu (B.1.621), which emerged in Colombia in early 2021

2. Lambda (C.37), which emerged in Peru in late 2020

Mutation, Variant and Strain

1. When a virus replicates it doesn‘t always manage to produce an exact copy of itself.

2. This means that, over time, the virus may start to differ slightly in terms of its genetic sequence.

3. Any changes to the viral genetic sequence during this process is known as a Mutation. 4. Viruses with new mutations are sometimes called Variants. Variants can differ by one or multiple mutations.

5. When a new variant has different functional properties to the original virus and becomes established in a population, it

is sometimes referred to as a New Strain of the virus.All strains are variants, but not all variants are strains.

Way Forward

Scientific approach to Travel Ban: India should take a risk-based and scientific approach when considering travel

curbs in light of the variant.

Reinforcing Public Health Measures: New emerging variants signify public health measures are still

important.For example, distancing, mask-wearing, avoiding crowded spaces, and good ventilation.

Lesson Learnt: An important lesson the pandemic has taught us in India is the critical importance of biomedical

research and capacity building – for saving lives and economic growth.

INDIA-US DIGITAL TAX

DEAL Recently, India and the United States have agreed for a transitional approach on equalisation levy or digital tax on e-

commerce supplies beginning from 1st April, 2022.Earlier in January 2021 , the Office of the United States Trade

Representative (USTR) had said that the Digital services taxes adopted by India, Italy and Turkey discriminate against

US companies.

Key Points

Background:

On 8th October, 2021, 136 countries, including India, agreed to enforce a minimum corporate tax rate (Global tax

Deal) of 15%, as well as an equitable system of taxing profits of big companies in markets where they are

earned.The deal requires countries to remove all digital services tax and other similar unilateral measures.

After that, the US, Austria, France, Italy, Spain and the United Kingdom reached an agreement on a transitional

approach to existing unilateral measures while implementing Pillar one

Global Tax Deal:

It is tailored to address the low effective rates of tax shelled out by some of the world‘s biggest corporations,

including Big Tech majors such as Apple, Alphabet and Facebook.

The global minimum tax rate would apply to overseas profits of multinational firms with USD 868 million in sales

globally. 1. Pillar 1 (Minimum tax and subject to tax rules): Governments could still set whatever local corporate tax rate

they want, but if companies pay lower rates in a particular country, their home governments could ―top up‖

their taxes to the 15% minimum, eliminating the advantage of shifting profits. 2. Pillar 2 (Reallocation of additional share of profit to the market jurisdictions): Allows countries where

revenues are earned to tax 25% of the largest multinationals‘ so-called excess profit – defined as profit in

excess of 10% of revenue.

India-US Deal:

India and the US have agreed that the same terms (as agreed by US, Austria, France, Italy, Spain and the United

Kingdom) shall apply between the US and India with respect to India's charge of 2% equalisation levy on e-

commerce supply of services and the US' trade action regarding the said Equalisation Levy.

Under the agreement, India will continue to impose the levy till March 2024, or till the implementation of the

Pillar 1 of the Organisation for Economic Cooperation and Development (OECD) agreement on taxing

multinationals and cross-border digital transactions.

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1. India and the U.S. will remain in close contact to ensure that there is a common understanding of the

respective commitments and endeavour to resolve any further differences of views on this matter through constructive dialogue.

2. The US will terminate the trade tariff actions it had announced in response to the levy and will not take any

further actions.

Significance of India-US Deal:

It is beneficial to India as it can carry on with the present 2% levy with certainty until Pillar One takes into effect,

along with a commitment from the US side to terminate the proposed trade actions and not to impose further

actions as well.

This would help prevent the tax loss arising due to online transactions as India has to roll back Equalisation Levy

(EL) 2.0 any way after Pillar 1.It is to be kept in mind that Pillar 1 only applies to companies with a global

turnover above 20 billion euros, which is precisely top 100 companies.

Digital Services Taxes (DSTs)

These are the adopted taxes on revenues that certain companies generate from providing certain digital services.

E.g. digital multinationals like Google, Amazon and Apple etc.

The OECD is currently hosting negotiations with over 130 countries that aim to adapt the international tax system.

One goal is to address the tax challenges of the digitalization of the economy.

1. Some experts argue that a tax policy designed to target a single sector or activity is likely to be unfair and have complex consequences.

2. Further, the digital economy cannot be easily separated out from the rest of the global economy.

India's Tax on Digital Companies

The government had moved an amendment in the Finance Bill 2020-21 imposing a 2% Digital Service Tax (DST)

on trade and services by non-resident e-commerce operators with a turnover of over Rs. 2 crore. 1. This effectively expanded the scope of equalisation levy that, till 2020, only applied to digital advertising

services.

2. Earlier, the equalisation levy (at 6%) was introduced in 2016 and imposed on the revenues generated on

business-to-business digital advertisements and allied services of the resident service provider.

The new levy came into effect from 1st April 2020. E-commerce operators are obligated to pay the tax at the end

of each quarter.

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ECONOMY

rbi in news RBI Monetary Policy

The Reserve Bank of India‘s (RBI) Monetary Policy

Committee (MPC) headed by Reserve Bank of India

(RBI) Governor Shaktikanta Das kept the repo rate

unchanged at 4 per cent for the ninth consecutive time while maintaining an ‗accommodative stance‘

as long as necessary.

The Marginal Standing Facility (MSF) rate and

bank rates remain unchanged:

Policy Repo Rate: 4.00%

Reverse Repo Rate: 3.35%

Marginal Standing Facility Rate: 4.25%

Bank Rate: 4.25%

CRR: 4%

SLR: 18.00%

The projection for real GDP growth is retained at

9.5% in 2021-22, consisting of 6.6% in Q3, & 6% in

Q4. Real GDP growth is projected at 17.2% for Q1

of 2022-23 and at 7.8% for Q2 of 2022-23.

The inflation projection was retained for FY22 at

5.3%, 5.1% for Q3, 5.7% for Q4, and 5% for Q1 FY23.

RBI Accepted 21 out of 33 Recommendations of the

IWG on Private Banks

The Reserve Bank of India (RBI) has accepted 21

out of 33 recommendations of the Internal Working

Group (IWG) that was set up by RBI to review

extant ownership guidelines and corporate structure

of Indian private sector banks.

RBI has accepted the IWG‘s suggestion to increase

the limit on promoters‘ paid-up voting equity share capital of the bank to 26 percent from the current 15

percent.

On June 12, 2020, RBI has set up a 5-member IWG

headed by Central Board Director of RBI, Prasanna

Kumar (PK) Mohanty.

Key Recommendations accepted by RBI

No changes are made in the initial lock-in

requirements, which may continue as a minimum of

40 percent of the paid-up voting equity share capital

of the bank for the first 5 years.

There is no need to fix any cap on the promoters‘

holding in the initial 5 years.

The promoters are allowed to choose to bring down

the holding to below 26 percent, any time after the 5

year lock-in period.

Banks that are currently under the Non-operative

Financial Holding Company (NOHFC) structure will be now allowed to exit if they do not have other

group entities in their fold.

Non-promoter shareholding was capped at 10

percent in the case of non-financial institutions and

at 15 percent in the case of financial institutions or government entities. Earlier, a uniform cap of 10

percent was allowed through the norms.

RBI continues to retain the 5-year conversion cap

for payments banks wishing to be an SFB.

The minimum requirement on the track record of

experience for converting an NBFC (Non-Banking

Finance Company) continues at 10 years for

Universal Banks and 5 years for SFBs.

RBI stated the SFBs should be listed within 8 years

from the date of commencement of operations.

Universal banks are allowed to continue to be listed

within 6 years of commencement of operations.

RBI comes up with PCA framework for large NBFCs

The Reserve Bank of India (RBI) has introduced a

prompt corrective action (PCA) framework for large non-banking financial companies (NBFCs) with

effect from October 2022, putting restrictions on

para-banks whenever vital financial metrics dip

below the prescribed threshold.

This brings them almost on a par with banks in

terms of supervision and regulatory reach. The PCA

framework for NBFCs comes into effect on October

1 next year on the basis of their financial position on

or after March 31.

SBI IN NEWS RBI imposes Rs 1 Crore penalty on SBI for not

following norms

The Reserve Bank of India (RBI) has imposed a

monetary penalty of Rs 1 crore on the State Bank of

India (SBI), for violating subsection (2) of section

19 of the Banking Regulation Act, 1949.

SBI, PONLAIT Signed MoU to Offer Loan to Dairy

Farmers

The State bank of India (SBI) has signed a

Memorandum of Understanding (MoU) with Pondicherry Co-op. Milk Producers‘ Union Ltd

(PONLAIT) for financing individual dairy farmers

up to Rs 3 Lakh.

The Loan will be made available through YONO

application of the SBI Bank.

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SBI has introduced a technology product, named

‗SAFAL- Simple And Fast Agriculture Loan‘ for

financing individual Dairy farmers, who are supplying milk to commercial dairies on a regular

basis.

SBI signs MoU with Usha International for

Empowering Women Entrepreneurs

State Bank of India (SBI) has signed a

Memorandum of Understanding (MoU) with Usha

International Limited (UIL) for empowering women

entrepreneurs by providing financial assistance

named ‗NAVCHETNA‘ by SBI.‗NAVCHETNA‘ makes women entrepreneurs self-reliant through

equal opportunity for financial growth and

inclusion.

SBI partners with Adani Capital Private Ltd for Co-

Lending to Farmers

The State Bank of India (SBI) signs a master

agreement with Adani Capital Private Ltd (Adani

Capital), the NBFC (Non Banking Financial

Company) Adani Group, to provide support for co-lending to farmers for purchase of tractor and farm

implements.

SBI Listed USD 650-million Green Bonds on India

INX and LuxSE

State Bank of India (SBI) listed its USD 650-million

green bonds simultaneously on the India

International Exchange (India INX) and the

Luxembourg Stock Exchange (LuxSE).

This dual listing is in line with 2021‘s topic of the

World Investor Week (WIW), ‗sustainable finance‘, as indicated by the regulatory body International

Financial Services Centres Authority (IFSCA).

OTHER BANK IN NEWS JPMorgan Chase named world‘s most systemically

important bank

JPMorgan Chase topped the 2021 List of Global

Systemically Important Banks (G-SIBs) and has

been named the world‘s most systemically important bank for the 3rd time.

India‘s 1st Credit Card made from Recycled PVC

Plastic launched by HSBC

HSBC India has launched India‘s 1st credit card

made from recycled PVC (Polyvinyl chloride) plastic. The cards have been introduced in

partnership with global cards manufacturer IDEMIA

to gradually eliminate single-use PVC plastic.

HPCL partners IDFC FIRST Bank for fuel payments

using FASTags

IDFC (Infrastructure Development Finance

Company) FIRST Bank partnered Hindustan

Petroleum Corporation Ltd (HPCL) enabling bank‘s

FASTag customers to facilitate fuel payments of passenger vehicles at HPCL‘s retail outlets using the

bank‘s FASTags via HP PAY app.

RBI Authorised RBL Bank to Collect Direct Taxes

Reserve Bank of India (RBI) authorised RBL Bank

to collect direct taxes on behalf of the Central Board of Direct Taxes (CBDT) based on recommendation

from the Controller General of Accounts, Ministry

of Finance and Government of India (GoI).

Now, the customers of RBL Bank could pay their

direct taxes through RBL Bank‘s mobile banking or

net banking platforms or through branch banking

networks.

HDFC Bank Launched 2nd Edition ―Mooh Band

Rakho‖ Campaign

HDFC Bank has launched the 2nd edition of its

campaign ―Mooh Band Rakho‖ to increase

awareness of all types of frauds and the importance of being close-mouthed to ensure fraud prevention.

The campaign was launched as a part of the

International Fraud Awareness Week 2021, held

from 14th to 20th November 2021, an annual

observance of the Association of Certified Fraud Examiners(ACFE).

ICICI Bank launches online platform ‗Trade Emerge‘

Private sector lender ICICI Bank has launched an

online platform called ‗Trade Emerge‘ for Indian

exporters and importers to offer them digital banking and value-added services.

The cross border trade will become hassle-free,

expeditious and convenient with Trade Emerge

because an array of services are being offered in one

place so companies will not require to coordinate with multiple touchpoints.

RBI floats Draft Scheme for amalgamation of PMC

Bank with Unity Small Finance Bank

Reserve Bank of India (RBI) revealed a draft

scheme for amalgamating the Punjab and Maharashtra Cooperative (PMC) Bank with the

Delhi-based Unity Small Finance Bank Ltd.

(USFB).

PMC Bank Limited based in Mumbai, Maharashtra, a Multi-State Urban Cooperative Bank, was placed

under All-Inclusive Directions under Sub-section

(1) of Section 35-A read with Section 56 of the

Banking Regulation (BR) Act, 1949 on September

23, 2019 on account of fraud which led to a steep

deterioration in its net worth.

About Unity Small Finance Bank Ltd. (USFB):

USFB has commenced operations as a small finance

bank with effect from November 1, 2021. It is being

set up with capital of about Rs 1,100 crore as against regulatory requirement of Rs 200 crore for

setting up of a Small Finance bank

It is a joint venture between Centrum Group and

Bharatpe.

Its registered office is in New Delhi.

ICICI Bank Launches Online Platform for Exporters

and Importers – ‗Trade Emerge‘

Private sector lender ICICI Bank launched an online

platform named ‗Trade Emerge‘ to offer digital

banking and value-added services to exporters and

importers across India.

Yes Bank partnered with Amazon Pay, AWS to offer

UPI Services

Yes Bank collaborated with Amazon Pay and

Amazon Web Services (AWS) to offer customers

instant payment systems via Unified Payment Interface (UPI).

The integration will enable Amazon Pay to issue

UPI IDs with its @yapl handle and allow customers

to make secure, fast and convenient payments through Yes Bank‘s digital payments platform.

ESAF Small Finance Bank Launches Electric Vehicle

Loan Scheme – ‗Go Green‘

The ESAF Small Finance Bank Limited has

announced the latest ‗ESAF Go Green‘ range of

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electric vehicle loan schemes that coincides with

26th Conference of Parties (COP26).

DBS Bank India introduces an industry-first digital &

paperless trade financing solution

DBS Bank India has introduced a paperless

proposition for the financing of domestic invoices

by buyers and sellers. The bank now digitally validates the e-Way Bill (i.e. proof of movement of

goods) for the purpose of establishing the

genuineness of underlying trade transactions.

The adoption of this approach has enabled DBS to

process transactions quicker without the need to obtain underlying physical documents.

The bank has also executed its first paperless

domestic trade financing transaction with Lincon

Polymers Pvt. Ltd., marking a significant milestone

in the bank‘s digital transformation journey.With this solution, the bank will eliminate the need for

cumbersome documentation, making the entire

financing journey paperless and seamless.

India1 Payments installs 10,000 white-label ATMs

India1 Payments Ltd (formerly BTI Payments Pvt

Ltd) has crossed the ATM deployment milestone of

10,000 White Label ATMs.

India1 Payments is IPO-bound and is promoted by

the Banktech Group of Australia. It was formerly

known as BTI Payments. India1 ATM has become the second-largest white label ATM brand on semi-

urban and rural areas.

Federal Bank launches Feature-Rich Savings Scheme

for Women – ‗Mahila Mitra Plus‘

Private sector lender Federal Bank, as part of its

women empowerment agenda, launched an

exclusively feature-rich savings bank product for

women named ―Mahila Mitra Plus‖.

PNB launched ―PNB Pride-CRMD module‖ app for

differently-abled employees

Punjab National Bank (PNB) launched the PNB

Pride-CRMD module tool, an android-based

application for differently-abled employees to monitor and effectively follow up with the special

mention account (SMA) borrowers.The Pride-

CRMD module has built-in TalkBack software that

allows the visually impaired to access the system freely and to interact with customers by tapping on

their phones.

City Union Bank & NPCI launched ‗On-the-Go‘

wearable keychain

City Union Bank (CUB), in collaboration with

National Payments Corporation of India (NPCI) and

its manufacturing partner Seshaasai, has announced

the launch of RuPay On-the-Go contactless

wearable keychain for its debit card customers.

This contactless wearable keychain will be part of

their daily lifestyle and enable customers to tap and

make cashless payments securely.

Kotak Mahindra Mutual Fund launches India‘s first

Nifty Alpha 50 ETF

Kotak Mahindra Asset Management Company Ltd

has launched India‘s first exchange-traded fund

(ETF) based on the Nifty Alpha 50 Index, which

tracks the performance of 50 stocks with high alphas

in the past one year.

Shivalik SFB with indiagold launches loan against

digital gold

Shivalik Small Finance Bank (SSFB) signed a

partnership agreement with fintech firm, Indiagold

to launch India‘s first Loan against Digital Gold.

This agreement will enable customers to use their

digital gold balance to avail of instant and digital

loans up to Rs. 60,000 and also seamlessly access

gold loans starting at a monthly interest of just 1%.

RBI imposed restrictions on Nagar Urban Co-

operative Bank

The Reserve Bank of India has imposed several

restrictions on Nagar Urban Co-operative Bank Ltd,

Ahmednagar, Maharashtra, including restrictions on

withdrawals up to Rs. 10,000 for customers.

RBI has issued the directions in the exercise of

powers vested in it under subsection (1) of Section

35 A of the Banking Regulation Act, 1949 read with

Section 56 of the Banking Regulation Act, 1949 for

six months.

PNB launches android app for differently-abled

employees

Punjab National Bank (PNB) said it has launched

PNB Pride-CRMD module tool, an android-based

application for differently-abled employees, to monitor and effectively follow up with the special

mention account (SMA) borrowers.

Bank of Maharashtra, NPCI tie up to launch RuPay

credit card

Bank of Maharashtra (BoM) said it has tied up with

the National Payments Corporation of India (NPCI)

to launch its first credit card on card payment

network RuPay.

Titled ‗BOM Platinum RuPay Contactless Credit

Card‘, it offers 100 reward points as a welcome

benefit to users on their first retail spending worth

Rs.1,000 or more and a complimentary annual

membership fee for the first year.

The card also comes with the card liability cover

wherein customers will have zero liability post

reporting of fraud. Card‘s reward system

accumulates 1 reward point for every Rs.100 spent.

Paytm Payments Bank gets scheduled bank status by

RBI

The Reserve Bank of India (RBI) has recognised

Paytm Payments Bank as a scheduled bank,

allowing it to expand its banking operations.

In a statement, Paytm Payments Bank said that it

has been included in the Second Schedule of the Reserve Bank of India Act, 1934.

Now the bank can participate in government d other

large corporations issued Request for Proposals

(RFP), primary auctions, fixed-rate and variable rate

repos, and reverse repos, along with participation in Marginal Standing Facility. It would now also be

eligible to partner in government-run financial

inclusion schemes.

J&K Bank launches mPay Delight – for Public

To make daily transactions of its customers more

secure and easier, J&K Bank launched its revised

and refurbished Mobile Banking App mPay Delight

for the public.

KVG Bank signs agreement with Liberty General

Insurance

Karnataka Vikas Grameena Bank (KVGB), a

regional rural bank headquartered in Dharwad, has

signed a memorandum of understanding (MoU)

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with Liberty General Insurance for selling general

insurance products through 629 branches of KVGB.

The company will provide a variety of general

health insurance products to the customers with

reasonably affordable cost.

FINANCIAL NEWS Centre releases new series of Wage Rate Index

The Labour ministry has released the new series of

wage rate index (WRI) with the base year being

2016. The government periodically revises the base year of WRI for key economic indicators in order to

provide a clear picture of economic changes and

record the wage pattern of workers.

The new series of WRI with base 2016=100 will

replace the old series with base 1963-65.

A total of 37 industries have been covered in the

new WRI basket (2016=100) as against 21

industries in the 1963-65=100 series.

The New WRI Series with base 2016=100 would be

compiled twice a year on a point-to-point half-

yearly basis, as on 1st January and 1st July of every year.

EPFO approves diversification of investments to up to

5% of annual deposits

The Central Board of Trustees (CBT) of the

Employees‘ Provident Fund Organisation (EPFO) have approved that up to 5 per cent of the annual

deposits can be invested in alternative investment

funds (AIFs) including infrastructure investment trusts (InvITs).

This investment will offer diversification to the

EPFO‘s investment basket. The Finance Investment

and Audit Committee (FIAC) have been tasked to

decide upon the investment options, on a case-to-

case basis.

However, the board has also decided to focus only

on government-backed alternatives, which are

category one funds like public sector InvITs and

bonds. The AIFs are regulated by the Securities and Exchange Board of India (SEBI).

With DBT, government forecasts saving of over

Rs.44,000 crore in fiscal 2020-21

The government has estimated a saving of over

Rs.44,000 crore in fiscal 2020-21 with the help of the Direct Benefit Transfer (DBT) mechanism.

With this, total savings till March 31, 2021 have

crossed Rs.2.22 lakh crore. The saved amount is

close to the total expenditure on health and

wellbeing for the current fiscal or more than three times the allocation for Mahatma Gandhi National

Rural Employment Guarantee Scheme

(MGNREGS).

Paytm Money launches Portfolio Management

Services marketplace for HNI investors

Digital payments platform Paytm announced that its

wholly-owned subsidiary Paytm Money has

launched Portfolio Management Services (PMS)

Marketplace for HNI (High Networth Individuals) investors.

The marketplace has been launched in partnership

with PMS advisory startup PMS Bazaar. The

platform aims to offer a transparent and comprehensive analysis of all PMS schemes for

HNI investors.

PMS is an investment service offered to HNIs with

SEBI mandating a minimum investment of Rs.50

lakh.

PayPhi launches tokenization service that supports

RuPay cards

Phi Commerce‘s API (Application programming

interface) first digital payments platform, PayPhi

has become the first certified tokenization service for NTS supporting tokenization of RuPay cards.

Tokenization of cards as an alternate to storing card

details with merchants. NPCI‘s NTS platform

enables PayPhi Tokenization service to provide

partner merchants and aggregators with TROF.

Token Reference On File (TROF) turns sensitive

cardholder data into randomly generated 16 digit

numbers called ―token‖ with no meaningful value if

breached.

On the lines of the guidelines issued by the Reserve

Bank of India (RBI) in September 2021 regarding tokenization of cards during online transactions,

NPCI announced the launch of the NPCI

Tokenization System (NTS).

Aditya Birla Health Insurance launches plan for

senior citizens

Aditya Birla Health Insurance Co. Ltd. (ABHICL),

the health insurance subsidiary of Aditya Birla

Capital Limited (ABCL) – a significant non-bank

financial services‘ conglomerate – has launched a new plan called Activ Health Essential, an

affordable health solution plan for the special.

This plan will offer coverage from day one of

chronic health management, along with optional benefits to waive off mandatory co-payment.

Aviva Life Insurance Launches Nivesh Bima Plan

Aviva Life Insurance, a private insurance company,

has announced the launch of Aviva Nivesh

Bima.This is a non-linked, non-participating, individual savings life insurance plan that provides

guaranteed moneyback at every fifth policy year, in

addition to a lump sum payout at maturity.

RIL inks $736 mn green loan pact to fund REC Solar

acquisition

Reliance Industries has signed a $736 million

equivalent green loan agreement with five banks to

fund its acquisition of Norwegian solar panel

manufacturer REC Solar Holdings.

ANZ, Credit Agricole, DBS Bank, HSBC and

MUFG were the lenders on the borrowing.

The borrowing is split into a $250m six-year term

loan, a $150m working capital facility and a $336

million five-year bank guarantee facility.

ANZ and MUFG took $70m each of the term loan,

while DBS and HSBC took $40m apiece. Credit Agricole was allocated $30m.

LIC launches Dhan Rekha plan:

The Life Insurance Corporation of India has

launched a new non-linked, non-participating, individual savings life insurance plan. Called Dhan

Rekha, it offers special premium rates for female

lives.

―The plan is also allowed for the third gender,‖

LIC, adding that all benefits under the plan are fully guaranteed.

The minimum sum assured under this plan is Rs.2

lakh and there is no limit for maximum sum

assured.

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The minimum age at entry ranges from 90 days to

eight years and the maximum age at entry ranges

from 35 years to 55 years depending upon the chosen policy term.

This plan also takes care of liquidity needs through

loan facility. Optional riders are available under this

plan on payment of additional premium subject to

conditions

IPPB partners NPCI Bharat BillPay for recurring

payments:

India Post Payments Bank (IPPB) and NPCI Bharat

BillPay have partnered to facilitate cash-based

assisted bill payments at the doorstep of customers.

The bill payments service will benefit millions of

unbanked and underserved customers in remote

locations, who will now be able to access payment

solutions at their doorstep.

With this collaboration, NPCI Bharat BillPay and

IPPB are set to empower citizens by enabling bill payments at the doorstep through our ubiquitous

network of Gramin Dak Sevaks and postal staff.

Both IPPB and non-IPPB customers will be able to

make recurring transactions such as mobile

postpaid, D2H recharge, school fees, and other utility services by using the bank‘s mobile banking

service.

Fintech industry expected to be valued over $150

billion by 2025:

India‘s fintech industry has raised a cumulative

funding of $27.6 billion and is expected to be

valued at over $150 billion by 2025, Amitabh Kant,

CEO, NITI Aayog.

India‘s fintech ecosystem has reached here because

of a systematic approach, with the government

playing a key role as a facilitator.

The growth story of the fintech ecosystem to

India‘s larger Digital India initiative and the

development of UPI and India Stack.

A collaborative approach to UPI allowed the

private sector to build apps on the top of the

underlined digital infrastructure to enable payment

services.

This has allowed the whole ecosystem of payment

start-ups to flourish. With payments problems solved, the fintech ecosystem would shift focus

towards lending where there has been emphasis

towards both consumers as well as MSMEs-based

lending

RATTING Moody‘s Projected India‘s GDP Growth in FY22 at

9.3% and FY23 at 7.9%

Moody‘s Investors Service has fixed India‘s GDP

(Gross Domestic Product) growth projection for

financial year 2021-22 (FY22) at 9.3 percent and for

FY23 at 7.9 percent.

SBI Ecowrap report projects India‘s GDP for FY22

between 9.3%-9.6%

State Bank of India (SBI) economists in its research

report ―Ecowrap‖, has revised upwards the GDP growth projection for India to the range of 9.3%-

9.6% for FY22 (2021-22).

Goldman Sachs projects India‘s GDP at 9.1% in

FY22

Wall Street brokerage, Goldman Sachs in its recent

Macro Outlook 2022 note revised upward its

projection for the gross domestic product (GDP) to 9.1 per cent, from the earlier estimate of 8 per cent

for the calendar year 2022. For 2021-22 (FY22), it

pegged economic growth at 8.5 per cent.

Ind-Ra estimates India‘s GDP at 8.3% in Q2 FY22

and 9.4% in FY22

The rating agency, India Ratings and Research (Ind-Ra)

expects India‘s Gross Domestic Product (GDP) in the

Second Quarter of Financial Year-2022 (Q2 FY22) at 8.3 percent and in FY22 at 9.4 percent.

OECD slashes India growth forecast to 9.4% for

FY22

On December 1, 2021, the Organisation for Economic Co-operation and Development (OECD) decreased

India‘s growth forecast to 9.4% for FY22 from 9.7%

estimated in September 2021.

DBS revises India‘s FY2023 growth forecast to 7 per

cent

The Singapore-based DBS Bank‘s economic research

team has revised India‘s FY23 growth forecast upwards

to 7 per cent year-on-year (y-o-y) (CY2022 6.5 per cent) from 6 per cent earlier.

OECD projected India growth forecast to 9.4% for

FY22

Paris-based Organisation for Economic Co-operation and Development (OECD) decreased India‘s growth forecast

to 9.4% for FY22 from 9.7% estimated in September

2021.

Fitch Ratings cuts India‘s FY22 GDP Growth

Forecast to 8.4%

Fitch Ratings has slashed India‘s economic growth

forecast in the financial year 2021-22 (FY22) to 8.4 per

cent and raised the growth projection to 10.3 per cent for FY23, compared to October 2021 rating projections of

8.7 per cent (FY22) and 10 per cent (FY23).

Fitch Ratings cuts India‘s GDP forecast for FY22 to

8.4%, RBI retains 9.5%

Fitch Ratings has announced a cut to India‘s

economic growth forecast by 30 basis points (100

basis points mean 1 percentage point) to 8.4 per

cent.

Earlier, the Ratings Agency had forecasted the economic growth at 8.7 per cent.

MERGER AND TIE UP NPCI Bharat BillPay onboards Tata Power on

ClickPay to facilitate Automated Electricity Bill

Payments

NPCI Bharat BillPay has on-boarded Tata Power on

its platform through which customers of Tata Power

to pay their electricity bills through ClickPay

payment link in a hasslefree and seamless manner.

Tata Power is the first power company which will

provide services on the NBBL ClickPay platform.

Through this agreement, ClickPay will enable Tata

Power customers to make monthly electricity bill

payments.

Equitas SFB ties up with HDFC Bank to offer Co-

Branded Credit Cards

Equitas Small Finance Bank (SFB) partnered with HDFC

(Housing Development Finance Corporation Limited)

Bank to launch its new co-branded credit cards.Through

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this partnership, Equitas SFB will utilize the HDFC

bank‘s reach in the credit card market and also to provide its customers a better banking ecosystem.

Union Bank of India, CGCL Announced a Co-lending

Partnership to Finance MSMEs

Union Bank of India has entered into a co-lending

partnership with Capri Global Capital Ltd (CGCL), a NBFC (Non Banking Finance Company) focused

on MSMEs (Micro, Small and Medium Enterprises),

to enhance last-mile finance and drive financial

inclusion to MSMEs by offering loans between Rs 10 lakh to Rs 1 crore.

RBI issued the the Co-lending framework under

which banks will be permitted to co-lend with all

registered NBFCs (including Housing Finance

Companies) based on a prior agreement.

Bajaj Allianz General Insurance Partners with

TropoGo for Drone Insurance

Bajaj Allianz General Insurance announced its

partnership with deep-tech startup TropoGo for the distribution of a drone Insurance product.With this Bajaj

Allianz General Insurance becomes the 4th insurer to

offer drone cover.

CCI Approves FedEx India to Acquire a Minority

Stake in Delhivery

Competition Commission of India (CCI) has approved

the acquisition of a minority stake in Delhivery Limited,

India‘s largest B2B & C2C Logistics Courier Service Provider, by FedEx Express Transportation and Supply

Chain Services (India) Private Limited (FedEx India),

logistics solutions in India under the American

transportation giant FedEx Corp.

BOB Cards tie-up NPCI for RuPay credit cards

BOB Financial Solutions (BFSL), a subsidiary of Bank

of Baroda (BoB) has partnered with the National

Payments Corporation of India (NPCI) to launch BoB Credit Cards (Easy and Premier variants) on the RuPay

platform.

Kotak Mahindra Bank Collaborates with Worldline

for Easy EMI Services Kotak Mahindra Bank announced a partnership with

Europe-based payment and transactional service firm,

Worldline to enable Equated Monthly Installment (EMI)

payments via Kotak debit cards in India.

Paytm Signs MoU with Skill Development Ministry to

Train Youths in Fintech Industry

Paytm signed a Memorandum of Understanding (MoU)

with the Directorate of General Training (DGT), Ministry of Skill Development and Entrepreneurship, to train 6000

individuals for 3 years in Fintech Industry.

Agriwise Finserv & Central Bank of India enters Co-

lending partnership for Agri-Loan Disbursals

Agriwise Finserv Limited, an agri-focussed Non Banking

Financial Corporation (NBFC), has entered into a co-

lending agreement with Central Bank of India for agri-

loan disbursal to underserved & unserved rural customers

of India.

PNB to pick up 9.5% stake in ONDC Ltd

The Punjab National Bank (PNB) will become the promoter of Open Network for Digital Commerce

(ONDC) limited by investing over 9 % (~9.5 %) stake in

the company.

Paytm partners AWS to offer its startup toolkit for

entrepreneurs

India‘s leading digital ecosystem for consumers and

merchants, Paytm, has partnered with Amazon Web

Services (AWS) to offer its startup toolkit to

startups onboarded on AWS Activate, a program

that offers startups free tools, resources, and more to quickly get started on AWS.

Paytm will help entrepreneurs operating in India in

the AWS Activate program grow their businesses

with payment, distribution, and growth solutions.

KreditBee partners with Mswipe to offer ‗cardless

EMI‘ at retail stores

Fintech lending platform KreditBee announced its

partnership with Mswipe to offer fully digital

‗cardless EMI‘ at leading retail stores. Through this

partnership, KreditBee aims to expand its offline presence and enable purchases of more than Rs.5

crore per month.

Under ‗cardless EMI‘, KreditBee will provide ‗pay

later‘ options for purchases of up to Rs.100,000,

which can be converted into EMI ranging from 3 to 12 months. Customers can shop at over two lakh

merchant stores associated with Mswipe.

Airtel launches Startup Innovation Challenge in

partnership with Invest India

Bharti Airtel, India‘s premier communications

solutions provider, announced the launch of ‗Airtel

India Startup Innovation Challenge in partnership

with Invest India.

As part of the ‗Startup Innovation Challenge‘ early

stage technology companies are invited to demonstrate differentiated solutions . The top 10

winners will win cash prizes, get access to Airtel‘s

Innovation Lab and will be able to leverage Airtel‘s

advanced technology infrastructure to scale up their use cases and even co-innovate with Airtel‘s

engineering teams.

RIL‘s Jio-BP enters into MoU with Mahindra Group

for RV products

Reliance BP Mobility Limited (RBML), operating

under the brand name Jio-bp, has entered into an

MoU with Mahindra Group for exploring the

creation of EV products and services, alongside identifying synergies in low-carbon and

conventional fuels.

The MoU also covers evaluating charging solutions

by Jio-bp for Mahindra vehicles including electric 3

and 4 wheelers, quadricycles and e-SCV (small commercial vehicles – sub 4 tonnes).

This would include captive fleets and last-mile

mobility vehicles of Mahindra Group.

The partnership aims at accelerating EV adoption in

India with high-performance and swappable

batteries that will help in dispelling range anxiety

FUND ALLOCATION World Bank signs $250 Million Loan to improve

Educational Quality in Schools of Andhra Pradesh

The Government of India, the Government of Andhra

Pradesh, and the World Bank signed a loan agreement

worth $250 million, for a project aimed at improving education quality for nearly 50 lakh students in the state

of Andhra Pradesh.

ADB Funds $300 Million to Improve Primary Health

Care in India

The Government of India and Asian Development

Bank (ADB) have signed a $300 million loan pact

to improve primary health care in urban areas.

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The Govt. has identified 21st October as UDAN

Day, the day on which the scheme document was

first released.

ADB approves USD 1.5 bn loan to India for COVID-

19 vaccine procurement

Asian Development Bank (ADB) has approved a

$1.5 billion loan (approx Rs 11,185 crore) to help

the Government of India purchase safe and effective vaccines against the coronavirus (COVID-19).

The fund will be used to procure at least 66.7 crore

COVID-19 vaccine doses for an estimated 31.7

crore people of the country. The Asian

Infrastructure Investment Bank is expected to co-finance an additional USD 500 million for the

project.

Exim Bank commits $100 million loan for Covid

vaccines in FY22 The Export-Import Bank of India (Exim Bank)

committed loans of $100 million for domestic

manufacturers of Covid-19 vaccines or related products

in FY22 to seven companies, of which two are from Hyderabad (Telangana).

ADB Approves $125 Million Loan for Uttarakhand

Water Supply and Sanitation Projects

The Asian Development Bank (ADB) approved a loan of $125 million (around Rs 938 crore) for water supply and

sanitation projects in Uttarakhand.

SLSSC approves drinking water supply schemes

worth Rs 1816 Cr for Rajasthan

The State-level Scheme Sanctioning Committee

(SLSSC) has approved drinking water supply

schemes worth one thousand 816 Crore rupees for

Rajasthan.

These schemes will provide tap water connection in

two thousand 348 villages spread over 20 districts of

the State. It will provide tap water connections to

around 4 lakh rural households.

West Bengal Got $135 million World Bank Loan to

Improve Efficiency, Reliability of Electricity Supply

International Bank for Reconstruction and Development

(IBRD), the lending arm of World Bank Group, has

approved a USD 135 million loan to West Bengal (WB) to improve the operational efficiency and reliability of

electricity supply in selected areas in the state.The

project will support the implementation of the

Government of India‘s 24X7 Power for all programme in the state and support WBSEDCL (West Bengal State

Electricity Distribution Company Limited) in

transitioning toward a leading public sector utility in

India.

ADB approves $500-million loan to improve quality

of school education

The Asian Development Bank (ADB) approved a

$500 million loan to the Government of India to

help improve the quality of the country‘s school education and mitigate the impact of the Covid-19)

pandemic on students‘ learning.

The loan supports the Integrated Scheme for School

Education (Samagra Shiksha) and the new Exemplar

School Initiative of the Ministry of Education (MOE) to improve education quality by focussing

on inclusive and equitable learning outcomes.

ADB gets Rs 15 cr-grant from JFPR for urban

primary healthcare usage across India

Asian Development Bank (ADB) has received a

grant of nearly Rs 15 crore from Japan Fund for

Poverty Reduction (JFPR), which will be utilised to

enhance urban primary healthcare usage across

India.The Japan Fund for Poverty Reduction (JFPR) has approved a USD 2 million (nearly Rs 15 crore)

technical assistance (TA) grant to provide key

technical support to an ADB-financed programme.

It aims to strengthen the comprehensive primary

health care (CPHC) system in urban areas across India, ADB said.

The grant is aligned with the ADB-supported USD

300 million (Rs 2,249 crore) CPHC under the

Pradhan Mantri Atmanirbhar Swasth Bharat Yojana

(PM-ASBY), which is recently renamed to Pradhan Mantri Ayushman Bharat Health Infrastructure

Mission (PM-ABHIM).

ADB approves $112 million loan to establish Assam

Skill University

The Asian Development Bank (ADB) has approved

a $112 million loan to strengthen skills education

and training through the establishment of the Assam

Skill University (ASU).

The Loan will create a path for skill development to

enhance the productivity and competitiveness of

Assam‘s economy and industries.

An additional $1 million grant from the Japan Fund for Poverty Reduction will support the introduction

of technologies for smart campus management,

integrated teaching, learning, and career

development management.

COMMITTEE AND

IT'S HEAD Govt Constitutes 5-member Panel for timely

Completion of Central Vista Projects

The union government formed a five-member Central Vista Oversight Committee, which was headed by former

Finance Secretary Ratan P Watal, to ensure faster

delivery of projects being executed under the Central Vista redevelopment plan.

RBI releases report of working group on digital

lending

A working group constituted by the Reserve Bank of India on digital lending through online platforms

and mobile apps has submitted its report. This report

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is aimed at enhancing customer protection and

making the digital lending ecosystem safe while encouraging innovation.

The working group (WG) was set up on January 13,

2021, with Jayant Kumar Dash, Executive Director,

RBI as the Chairman.

The group recommends setting up a Self-Regulatory

Organisation (SRO) covering the participants in the digital lending ecosystem. An anti-predatory lending

policy may be framed by each lender based on the

characteristics to be defined by RBI/ proposed SRO.

India gets Elected to UNESCO World Heritage

Committee for 4-year term

India was elected to the World Heritage Committee

of the United Nations Educational Scientific and

Cultural Organization (UNESCO) with 142 votes

for a four-year term from 2021-2025.

Assembly of state parties to the World Heritage

Convention held at UNESCO Headquarters in Paris,

France under the chairmanship of H.E. Mr Tebogo

Seokolo (South Africa).

The 41st session of The United Nations Educational,

Scientific and Cultural Organization(UNESCO) General Conference was held in Paris, France from

9th to 24th November 2021.

Ambassador Santiago Irazabal Mourão, Permanent

Delegate of Brazil to UNESCO, has taken over as

the President of the 41st session of the General Conference.

Audrey Azoulay was reelected for a 2nd mandate as

Director-General of UNESCO.

Govt Appoints Committee to Revisit Criteria for

EWS Quota; Ex-Finance Secy Ajay Pandey to Head

Panel

The Centre has formed a three-member committee

to review the criteria for reservation for the

Economically Weaker Sections (EWS) category, the Ministry of Social Justice and Empowerment

announced.

The committee will be headed by former finance

secretary Ajay Bhushan Pandey and other members

are member secretary of Indian Council of Social Science Research (ICSSR) V K Malhotra and

principal economic advisor to the government

Sanjay Sanyal. The committee has been asked to

complete its work within three weeks.

SEBI form ‗ALERTs‘ committee for early detection

of market anomalies

The Securities and Exchange Board of India (SEBI)

has set up an Advisory Committee for Leveraging

Regulatory and Technology Solutions (ALeRTS) to enhance technological capabilities and explore

suitable technology solutions for the early detection of market anomalies.

ALeRTS is a 7-member committee headed by

Madhabi Puri Buch, a former whole-time member

of SEBI and has experts from various technology

domains as members.

ALeRTS will recommend future roadmaps and

improvements in the various ongoing technology

projects. It will also guide SEBI in designing and

framing requirements for the different in-house

systems.

In addition, the committee has also been constituted

―to guide SEBI from a domain perspective, in

ascertaining the adequacy of SupTech / RegTech

tools envisaged/proposed to be used in-house for

improving its capabilities,‖.

Army Chief Naravane takes charge as Chairman of

Chiefs of Staff Committee

Army Chief General M.M. Naravane has assumed

the charge as the chairman of the Chiefs of Staff

Committee that comprises the three service chiefs.

The post fell vacant following the death of Chief of

Defence Staff General Bipin Rawat in the Indian Air

Force helicopter crash on December 8.

General Naravane has been given the charge, as he

is the senior-most among the three service chiefs. IAF Air Chief Marshal V.R. Chaudhari and Navy

Chief Admiral R. Hari Kumar had taken over their

respective positions on September 30 and November

30.

Before the creation of the post of the Chief of Defence Staff, the senior-most among the three

service chiefs used to be the chairman of the Chiefs

of Staff Committee.

STATE & UT IN NEWS PM Modi lays foundation stone of International

Airport at Jewar in UP

Prime Minister Narendra Modi has laid the

Foundation Stone of Noida International Airport at

Jewar in Uttar Pradesh. The Jewar airport is the

second international aerodrome in Delhi-National

Capital Region (NCR).

It is the fifth international airport in Uttar Pradesh.

Uttar Pradesh has now become the state with the

highest number of international airports in India.

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The airport has been developed by Zurich Airport

International.

The airport is expected to be operational by

September 2024.

Once operational, this airport will be the largest

airport of India and the first net-zero emissions

airport of the country.

FM Nirmala Sitharaman Launched Tejasvini &

Hausala schemes and Shikhar & Shikara Schemes in

J&K

The Union Minister of Finance & Corporate Affairs,

Nirmala Sitharaman launched two schemes named

‗Tejasvini & Hausala schemes‘ for girls under 18-35 years of age to start their businesses and ‗Shikhar &

Shikara‘ schemes for development of tourism in Jammu

and Kashmir (J&K). The FM (Finance Minister) and the

Lieutenant Governor Manoj Sinha attended the credit outreach programme,organized by the Banker‘s

Committee of J&K at General Zorawar Singh

Auditorium Complex at the University of Jammu.

Madhya Pradesh to Get India‘s First Cyber Tehsil:

MP Home Minister Narottam Mishra

Narottam Mishra, Home Minister of Madhya

Pradesh(MP) announced that the cabinet of

MP has approved the proposal to create the cyber tehsils. MP is set to become the first

state in India to get cyber tehsil.

Madhya Pradesh launch Urja Saksharta

Abhiyan

Madhya Pradesh cabinet has also decided

to launch the Urja Saksharta Abhiyan from

25th November 2021 with an aim to make citizens

energy literate.

The schools, colleges and general public of the

state will be connected under this campaign.

With this launch, MP has become the first state in

India to run a energy literacy campaign on big scale.

In a First, Meghalaya Launches Drone

AquilaX2 to Deliver Medicines

Meghalaya launched a pilot of India‘s 1st

Medicine Delivery via e-VTOL (Virtual take

off and landing ) Drone AquilaX2. The drone

delivers medicines to remote primary health

centers (PHC).

The drone was launched in the West Khasi Hills

district, 25 km away from the district headquarter.

Kerala Tourism Launches ‗STREET‘ project for

Experiential Tourism

Kerala Tourism, Department of Tourism, Kerala

launches the project STREET, to promote and take tourism deep into the interiors and rural hinterland

of Kerala. STREET is an acronym for Sustainable,

Tangible, Responsible, Experiential, Ethnic,

Tourism hubs.

Cherry Blossom Festival 2021 celebrated in

Meghalaya

The three-day Shillong Cherry Blossom Festival

2021 was inaugurated by Chief Minister of

Meghalaya, Conrad K Sangma, and Ambassador of Japan to India, Satoshi Suzuki. It was celebrated

from November 25 to 27.

1st ever Aharbal Festival held in J&K to promote

tourism

Kulgam district administration and the Department

of Tourism, Jammu & Kashmir organized the 1st

ever Aharbal Festival at Kulgam, J & K to promote

tourism in Kashmir, particularly at the Aharbal

waterfall.

Aharbal falls, also known as ―Niagara Falls‖ of

Kashmir, is a hill station in the southwestern part of

Kashmir Valley in the Jammu and Kashmir.

Odisha Celebrates ‗Boita Bandana‘ Festival

On 19th November 2021 Karthika Purnima, which

is also known as Boita Bandana is celebrated at various water bodies of Odisha.

Meghalaya, 1st northeastern state to partner with

WFP to strengthen its PDS & Improve Food Security

Meghalaya became the first state in the

northeastern region of India to sign a Memorandum of Understanding (MoU)

with United Nations World Food

Programme (UNWFP) for streamlining

and strengthening of Public Distribution System (PDS) and improving food

security in the state.

Andhra

Pradesh Bags Best

Marine State Award

Andhra Pradesh

has been named the best

marine

state in the country by the Department of Fisheries.

The Department of Fisheries under the Ministry of

Fisheries, Animal Husbandry and Dairying awarded best performing States for 2021-22 on 21 November

2021 on the occasion of the ‗World Fisheries Day.

The awards were announced by the Union Minister

for Fisheries, Animal Husbandry and Dairying,

Parshottam Rupala in Bhubaneswar.

NHM, J&K receives award for Swasthya Nidhi

Survey App

The 4th Digital Transformation Summit & Awards

2021 titled ‗Towards Integrated Digital Health

Infrastructure‘ was held virtually which was organized by Governance Now, the premier

publication on public policy and governance from

Sri Adhikari Brothers Group.

During this event, the Governance Now 4th Digital

Transformation Awards, 2021 were given which appreciate and recognize the efforts and initiatives

of the government towards Digital India.

The National Health Mission (NHM), Jammu &

Kashmir (J&K) received an award under the

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‗Digital Health‘ category for its ‗Swasthya Nidhi

survey‘ app.

Assam Celebrates Lachit Divas on 24 November

Lachit Divas (Lachit Day) is celebrated annually in

the Indian state of Assam on November 24, to mark

the birth anniversary of the legendary Ahom army

general Lachit Borphukan. Lachit Borphukan was born on 24 November 1622 in Charaideo and is

known for his military intelligence in the Battle of

Saraighat.

Indore‘s Patalpani Railway Station Renamed after

Tribal Icon Tantya Bhil

Madhya Pradesh (MP) Chief Minister (CM) Shivraj

Singh Chouhan announced the renaming of Indore‘s

Patalpani railway station after tribal icon Tantya

Bhil, who was well known as ‗Indian Robin Hood‘

by the tribals.CM also announced that 2 other

landmarks, the Bhanwar Kuan intersection and MR

10 bus stand, in Indore will also be named after

Tantya Bhil.

Tantya Bhil is one of the revolutionaries who fought

against British rule in India.

Bengaluru Airport Becomes 1st In South Asia To

Launch Rosenbauer Firefighting Simulator

The Kempegowda International Airport (KIA) in Bengaluru, Karnataka became the first airport in South

Asia to commission a state-of-the-art fire fighting system

‗Rosenbauer Tactical Simulator‘ from Rosenbauer

International, an Austrian company to strengthen its firefighting capabilities.

Delhi Govt Launches ‗Business Blasters‘ TV Show to

Help School Children Pitch Start-up Ideas to

Investors

The Delhi government launched the ‗Business

Blasters‘ programme, a first-of-its-kind televised

event that will give students of classes 11 and 12 of

schools run by it an opportunity to present their

start-up ideas to investors and obtain investment capital to take them to the next level.

Business Blasters is the world‘s biggest start-up

programme. With 3 lakh ideas submitted by 51,000

students and Rs 60 crore up for grabs as seed capital, this programme is an integral part of the

education revolution we want to bring in Delhi and

eventually in India.

Three 1500 MW solar power plants to be set up in

Shajapur

Madhya Pradesh (MP) Chief Minister, Shivraj

Singh Chouhan and Union Minister for Power and

New and Renewable Energy, RK Singh laid the

foundation stone for 1500 MW capacity solar power parks in MP.

The 1500 MW solar power parks in MP include 2

units of 550 MW in Agar district, 3 units of 450

MW in Shajapur district and 3 units of 500 MW

capacity in Neemuch district. Power generation from the projects will start in March 2023.

Madhya Pradesh CM also launches the ‗Urja

Saksharta Abhiyan‘ (USHA), a mass campaign on

how to stop the wastage of electricity. This is the

first of its kind campaign in India to educate people on saving electricity.

Gujarat Signed 12 MoUs worth Rs 14K crore as a

Part of Vibrant Gujarat Global Summit 2022

On 29th November 2021, the Government of

Gujarat has signed 12 Memorandums of

Understanding (MoUs) committing an investment of

around Rs 14003 crore in the presence of Gujarat Chief Minister(CM) Bhupendra Patel in

Gandhinagar, Gujarat.

The MoUs are signed as a precursor to the 10th

edition of the Vibrant Gujarat Global

Summit(VGGS) 2022.

This is the 2nd MoU signing event held ahead of the

10th VGGS 2022 which will be held from 10th to

12th January 2022.

Along with the 1st batch of MoUs, worth Rs 24,185

crore, which were signed on 22nd November 2021,

the total amount of the proposed investments is over Rs 38,188 crore.

Nagaland Police Launched ‗Call your cop‘ Mobile

App

T John Longkumer, Director-General of Police

(DGP) Nagaland, launched the Nagaland Police‘s mobile app named ‗Call Your Cop‘ at the Police

headquarters (PHQ) in Kohima, Nagaland.

The app was developed by the Police Headquarters

CID branch in collaboration with Excellogics Tech

Solutions Pvt Ltd, Nagaland.

PM Modi inaugurates AIIMS, ICMR centre in UP

Prime Minister Narendra Modi inaugurated the All

India Institute of Medical Sciences (AIIMS) in

Gorakhpur, Uttar Pradesh. He also inaugurated a

fertilizer plant and a new building of the Regional Medical Research Center of the Indian Council of

Medical Research (ICMR) in Gorakhpur.

The three big-ticket projects are worth over Rs

9,600 crore.The newly built fertiliser plant will be operated by the Hindustan Urvarak Rasayan Limited

(HURL)

The Gorakhpur AIIMS, built at a cost of Rs 1,011

crore, will benefit not only the people of eastern

Uttar Pradesh but also a huge population of Bihar, Jharkhand and Nepal with its world-class health

facilities, officials said.

Similarly, the regional medical research centre set

up at a cost of Rs 36 crore will facilitate the test and

research of vector-borne diseases.

Earth Station of Doordarshan Kendra inaugurated in

Gorakhpur

Union Minister of Information and Broadcasting

Anurag Singh Thakur and Uttar Pradesh Chief

Minister Yogi Adityanath inaugurated Earth Station of Doordarshan Kendra at Gorakhpur.

Three FM stations of All India Radio were also

inaugurated virtually on the occasion. This will be

the second earth station of Doordarshan in Uttar

Pradesh and it is being built at a cost of Rs.7 crore.

Three FM stations of All India Radio were

inaugurated today are at Etawah, Lakhimpur Kheri

and Bahraich districts. The addition of these FM

stations will further enhance the reach of All India

Radio, especially, in the Indo-Nepal border areas.

Himachal Pradesh Police honoured with ‗President‘s

Colour‘ award

Himachal Pradesh Police has conducted the ‗President‘s Colour Award‘ ceremony at Shimla‘s historic Ridge

Ground. The Governor bestowed the ‗President‘s Color

Award‘ to the State Police on this occasion.Director-

General of Police Sanjay Kundu received the award on the behalf of state police.

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Hornbill Festival celebrated in Naga Heritage village

Kisama

The biggest cultural extravaganza of Nagaland, the

Hornbill Festival has kicked off with colorful

renditions of traditional music, dances, and

contemporary in one roof at Naga Heritage village

Kisama.

It is the 22nd edition of the Hornbill festival and

will be celebrated in 6 districts of Nagaland

Arunachal Pradesh govt ropes in Bollywood actor

Sanjay Dutt as brand ambassador for 50th year

celebrations

Bollywood star Sanjay Dutt has been roped in by

the Arunachal Pradesh government to be the brand

ambassador for the state.

Along with Sanjay, filmmaker Rahul Mittra has

been roped in as the brand advisor on the occasion

of the golden jubilee celebrations, marking the 50th year of the naming of the state.

Jal Shakti Ministry approves drinking water supply

schemes worth Rs 267 crore for Uttarakhand under

Jal Jeevan Mission Jal Shakti Ministry has approved drinking water supply

schemes of rupees over two hundred sixty-seven crore

for Uttarakhand under the Jal Jeevan Mission.All 13

water supply schemes sanctioned are multi-village schemes. It will provide tap water connection to more

than 23 thousand rural households.

Jharkhand CM Hemant Soren launches mobile app

for budget suggestion

Chief Minister Hemant Soren launched ―Hamar

Apan Budget‖ and a mobile application prepared by

the state finance Department from the Chief

Minister‘s residential office in Ranchi.

Through this portal, the general public of the state

will be able to share their valuable suggestions for

the 2022-23 budget.

Gujarat overtakes Maharashtra to become India‘s

leading manufacturing hub

Gujarat has pipped Maharashtra to emerge the

largest manufacturing hub in the country, with the

former‘s Gross Value Addition (GVA) in

manufacturing growing 15.9 per cent annually on

average between FY12 and FY20 to touch Rs 5.11 lakh crore, according to the data released by the

Reserve Bank of India (RBI).

Maharashtra‘s annual growth rate during the period

was 7.5 per cent per annum, taking the state‘s total

manufacturing GVA to Rs 4.34 lakh crore in FY20. It continues to lead as the nation‘s biggest services

hub.

The worst performers among states, which were

already among the top 10 manufacturing ones

during the period, were Rajasthan, Telangana and

Andhra Pradesh, with average annual growth rates

of 3.8 per cent, 5.5 per cent and 6.9 per cent,

respectively.

Union Minister Giriraj Singh inaugurates National

Generic Document Registration System and

Banadhikar mobile app in Tripura

In Tripura, Union Minister for Rural Development

and Panchayati Raj Giriraj Singh along with

Minister of State Faggan Singh Kulaste inaugurated the National Generic Document Registration System

and Banadhikar mobile application through virtual

mode.

On the occasion, Chief Minister Biplab Kumar Deb

said, through these new schemes, each and every

plot in the state will get a unique ID and the registration process will become very easy.

People will get a single stop centre for all their

queries and the whole land registration system will

be made online with zero space for corrupt

practices.

Uttarakhand CM launches ‗Milk Price Incentive

Scheme‘ to benefit over 50,000 people

Uttarakhand Chief Minister Pushkar Singh Dhami

launched the ‗Milk Price Incentive Scheme‘ which

will benefit around 53,000 people in the state.

Around 53,000 people are going to benefit from the

milk price incentive scheme.

UP Cabinet Approves Atma Nirbhar Krishak

Development Scheme

Ahead of the upcoming 2022 Assembly elections in

the state, the UP Cabinet has approved a scheme aimed at boosting the agriculture sector, which will

be implemented from the current financial year. In a

meeting chaired by Chief Minister Yogi Adityanath,

the Cabinet gave its nod to implement Atma Nirbhar Krishak Integrated Development Scheme in Uttar

Pradesh from 2021-22.

Under this scheme, 1,475 Farmer Producer

Organisations (FPOs) will be formed in the next

three years in each development block of the state.

The state government is likely to bear an

expenditure of Rs 1,220.92 crore for implementation

of the scheme from financial year 2021-22 to 2031-

32.

The scheme will also help in achieving the target of

utilising a budget of Rs 12,000 crore allotted to the

state by the Centre under Agriculture Infrastructure

Fund(AIF)

Cabinet approves Ken-Betwa interlinking project

worth Rs.44,605 cr

The Union Cabinet has approved the funding and

implementation of Ken-Betwa inter-linking of rivers

project in its meeting.

The Ken-Betwa linking project is estimated to be

implemented at a cost of Rs.44,605 crore at 2020-21 price levels. The Cabinet has approved central

support of Rs.39,317 crore for the project, covering

grant of Rs.36,290 crore and loan of Rs.3,027 crore.

Th Ken-Betwa linking project involves transfer of

water from the River Ken to the River Betwa through the construction of Daudhan Dam and a

canal linking the two rivers, the Lower Orr Project,

Kotha Barrage -and Bina Complex Multipurpose

Project.The project will pave the way for more interlinking of river projects in India.

Central grant of Rs. 120 Crore released to Manipur

under Jal Jeevan Mission

The Union Government led by Prime Minister, Shri

Narendra Modi is according top priority to make provision of tap water connection in every rural

household across the country, for which since

August, 2019, Jal Jeevan Mission is under implementation in partnership with States.

With undivided focus to expedite the

implementation of Jal Jeevan Mission in the State

of Manipur, the Government of India released Rs.

120 Crore of Central grant to the State.

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Central fund of Rs. 481 Crore has been allocated to

the State for 2021-22 for the implementation of Jal

Jeevan Mission, which is nearly four times the fund allocation made during 2020-21.

Manipur plans to make provision of tap water

supply to every rural household of the State by

September,2022.

Launch of Hackathon ―Sprint04: Market-Tech‖

under I-Sprint‘21

Towards the closure of the ―Infinity Forum, 2021‖,

IFSCA launched the FinTech Hackathon ―Sprint04:

Market-Tech‖.

This hackathon is focussed on the Capital Market

Segment and is one of its kind being backed by a Regulator.

It is being conducted virtually and be open to

eligible FinTechs from across the Globe.

Following the announcement made by the Hon‘ble

Finance Minister in Union Budget 2020-21 on

supporting a ―World Class FinTech Hub‖ at GIFT IFSC, IFSCA had introduced a framework for

―Regulatory Sandbox‖ in October 2020 which

allows the FinTech entities to have facilities and

flexibilities to experiment with innovative FinTech solutions in a live environment with a limited set of

real customers for a limited time frame.

Haiderpur wetland in UP recognised as Ramsar Site

Haiderpur Wetland of Western Uttar Pradesh has been recognised under the 1971 Ramsar

Convention on Wetlands, bringing the total number

of such designated areas in the country to 47.

The human-made Haiderpur wetland spreads over

an area of 6,908 hectares in Bijnor, Uttar Pradesh.

It was formed in 1984 on a floodplain of the River

Ganga on the Madhya Ganga Barrage, the wetland

is located within the boundaries of Hastinapur

Wildlife Sanctuary

It homes more than 30 species of plants, over 300

species of birds including 102 waterbirds, more than 40 fish, and more than ten mammal species.

Central Grant of Rs 604 Crore Released To J&K

Under Jal Jeevan Mission:

With a focus to expedite the implementation of Jal

Jeevan Mission in Jammu & Kashmir, the

Government of India released Rs 604 Crore to the Union Territory.

Central fund of Rs 2,747 Crore has been allocated

to the UT in 2021-22 for the implementation of Jal

Jeevan Mission, which is nearly four times the

allocation made during 2020-21.

J&K plans to become ‗Har Ghar Jal‘ UT by

August, 2022. Out of 18.35 lakh rural households in

the UT, 39 lakh (57%) households have tap water

connections.

Despite adverse weather conditions and challenges

of transportation in many areas in this difficult terrain, water supply work is in full swing to make

provision of tap water supply in villages.

Provision has been made for tap water supply to

every rural household in 2 districts of Srinagar and

Ganderbal and 1,070 villages.

Union Government led by Prime Minister Shri

Narendra Modi accords top priority to make

provision of tap water connection in every rural

household across the country under Jal Jeevan

Mission as there is a massive increase in budgetary allocation to 2,747.17 Crore in 2021-22, from Rs.

681.77 Crore in the preceding year.

NEDFI Announces Atmanirbhar Hastshilpkar

Scheme

North Eastern Development Finance Corporation

Ltd. (NEDFi) has launched the Atma Nirbhar

Hastshilpkar scheme which will provide financial

assistance to the grass root Artisans of the region.

To develop the petty artisans of the North Eastern

Region by providing financial assistance in the

form of term loan for income generating activities

for setting up / expansion / modernization / working

capital requirement and other activities related to the sector.

During the launching ceremony, a total of 17 artisans have been provided with credit assistance of

INR 1 lakh per artisan.

NATIONAL NEWS

The Union Cabinet approved a bill to repeal the 3

farm laws

The Union Cabinet approved a bill to repeal the 3

farm laws, which were passed by Parliament in September 2020, with an objective to bring reforms

in the agriculture sector, especially the marketing of

farm produce.

The 3 farm laws:

Farmers‘ Produce Trade and Commerce (Promotion

and Facilitation) Act 2020: It permits the sale of agricultural produce outside regions regulated by

Agricultural Produce Marketing Committees

(APMC), which is constituted by respective state

legislations.Farmers (Empowerment and Protection) Agreement on Price Assurance and Farm Services

Act

2020:

It provides the framework for contract farming,

through Farming Agreement before production or rearing of farm produce.

Essential Commodities (Amendment) Act, 2020: It

is aimed at removing commodities such as cereals,

pulses, oilseeds, edible oils, onion and potato from

the list of essential commodities.

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On September 27, 2020, President Ram Nath

Kovind approved 3 farm bills passed by Parliament

after which the 3 farm acts came to effect.

The 3 farm laws had triggered massive protests by

around 40 farmer unions (including the Samyukta

Kisan Morcha (SKM)) mainly from Punjab and

Haryana, in New Delhi for more than a year with

the demand to repeal 3 farm legislations.

Laws can be repealed in two ways, either through an

ordinance, or through legislation.

Ordinance – In case an ordinance is used, it would

need to be replaced by a law passed by Parliament

within six months under the article 123 of the

constitution (President promulgate Ordinances).

Legislation– Article 245 of the Constitution gives

the power to the Parliament to make laws and also

gives the power to repeal them through the

Repealing and Amending Act, 2019.

Cabinet approved Privatization of Electricity

Distribution Business in DNH&DD

Cabinet approved the formation of a Company (Special

Purpose Vehicle (SPV)) to privatise electricity

distribution and Retail Supply Business in the UT of Dadra & Nagar Haveli and Daman & Diu (DNH&DD).

Cabinet approved extend of ACROSS Scheme for 5

years till 2026

The Cabinet Committee on Economic Affairs

(CCEA) chaired by the PM approved the continuation of the umbrella scheme ‗Atmosphere &

Climate Research-Modelling Observing Systems &

Services (ACROSS)‘ along with its 8 sub-schemes to the next finance cycle of 5 years i.e. from 2021 to

2026 at an estimated cost of Rs 2,135 crore.

ACROSS scheme is related to the atmospheric

science programs of Ministry of Earth Sciences

(MoES) and addresses different aspects of weather and climate services through various services like

Public weather service, Agro-meteorological

Services, Aviation services, Environmental

monitoring services, etc.

CCEA approved the continuation of the National

Apprenticeship Training Scheme (NATS)

CCEA approved the continuation of the National

Apprenticeship Training Scheme (NATS) of

Ministry of Education for the next 5 years from i.e.

from FY22 (financial year 2021-22) to FY26.

The apprentices who have completed graduate and

diploma programmes in Engineering, Humanities,

Science and Commerce will be given a stipend of

Rs 9,000 and Rs 8,000 per month respectively.

CCEA approved continuation of O-SMART Scheme

CCEA approved continuation of the umbrella scheme of

MoES, ‗Ocean Services, Modelling, Application,

Resources and Technology (O-SMART)‘ for

implementation from 2021-26 at an overall cost of Rs

2177 crore.

Rail Ministry Introduced Bharat Gaurav Policy

Ashwini Vaishnaw, Union Minister of Railways,

introduced the Bharat Gaurav policy – Bharat Gaurav Trains (Theme- based Tourist Circuit trains)

under which private players or state owned

operators can operate theme based circuit trains on

the lines of the Indian Railway Catering and Tourism Corporation (IRCTC).

Under the Bharat Gaurav policy, any operator or

service provider, or anyone, can lease trains from

Indian Railways to run on a theme-based circuit as a

special tourism package.Service Provider would be free to decide theme like Guru Kripa trains for

covering important places of Sikh culture,

Ramayana trains for places connected with Lord

Shri Ram etc.

Indian Oil, BPCL & HPCL Launches Model Retail

Outlet Scheme

Indian Oil, Bharat Petroleum Corporation Limited

(BPCL) and Hindustan Petroleum Corporation

Limited (HPCL) launched the Model Retail Outlet Scheme and a Digital Customer Feedback Program

named Darpan@petrolpump.

The scheme was inaugurated by Hardeep Singh

Puri, Minister of Petroleum and Natural Gas &

Housing and Urban Affairs.

Indian Railways Constructing World‘s Tallest Pier

Bridge in Manipur

The Indian Railways is constructing the tallest pier

railway bridge of the world in Manipur. The

ambitious project of the Railways in Manipur is part of the Jiribam-Imphal railway line, which ultimately

is part of a new broad gauge line being constructed

to connect the northeastern state with the rest of the

country.

Currently, the tallest pier bridge record is held by

139-metre high Mala-Rijeka viaduct built at

Montenegro in Europe. The bridge is being built at a

height of 141 metres. The total length of the

Manipur bridge will be 703 metres.

Once completed, the project will enable passengers

to cover 111 km of distance in 2-2.5 hrs.

3-day ‗Rashtra Raksha Samarpan Parv‘ was held in

Jhansi, Uttar Pradesh

The 3-day ‗Rashtra Raksha Samarpan Parv‘ was

held in Jhansi, Uttar Pradesh (UP) from November

17-19, 2021 as part of the ‗Azadi Ka Amrit

Mahaotsav‘ celebration.

The event was inaugurated by Minister of Defence,

Rajnath Singh in Jhansi, UP.

It was organized by the Ministry of Defence (MoD)

along with the government of Uttar Pradesh (UP).

At the event, in Mahoba, Uttar Pradesh, the Prime

Minister (PM) Narendra Modi participated and

dedicated various developmental projects including

the Arjun Sahayak Project, Ratauli Weir Project, Bhaoni Dam Project, and Majhgaon–Chilli

Sprinkler Project.

The PM also inaugurated Atal Ekta Park in Jhansi,

UP, which is named after former PM Atal Bihari

Vajpayee. The park has been built at a cost of over Rs 11 crore.The statue has been built by the

renowned sculptor Ram Sutar (who designed the

Statue of Unity).

The PM laid the foundation stone of 600 MW

Ultramega Solar Power Park at Garautha in Jhansi, UP.

The PM also handed over the Advanced Electronic

Warfare suite ‗Shakti‘ for the naval warships to the

Indian Navy chief Admiral Karambir Singh.

The 3-day ‗Rashtra Raksha Samarpan Parv‘ event

ended with the 193rd birth anniversary of Rani

Lakshmi Bai on November 19, 2021.

Rail Minister Inaugurated India‘s 1st Pod Hotel at

Mumbai Central Railway station

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Indian Railway Catering and Tourism Corporation

(IRCTC) and Indian Railways have developed

India‘s first state of the art Pod Hotel (Pod concept retiring room), named ‗Urban Pod‘ at Mumbai

Central Railway station. The facility was virtually

inaugurated by Raosaheb Dadarao Patil Danve,

Minister of State of Railways, Coal and Mines.

Urban Pod Pvt Ltd has been awarded the contract to

Set-up, Operate and Manage the POD hotel for 9

years.

PMAY-G 5th anniversary on 20th November 2021

celebrated as ‗Awaas Diwas‘

The ‗Awaas Diwas‘ is celebrated annually on

November 20 to commemorate the launch of

‗Pradhan Mantri Awaas Yojana- Gramin‘ (PMAY-

G). It aims to provide ‗Housing for All by 2022‘.

Indira Awaas Yojana (IAY) which was was started

as an independent scheme in January 1996, restructured as PMAY-G with effect from 1st April

2016

MSME Minister Narayan Rane Launches SCLCSS

for Service Sector

Union Minister for Micro, Small and Medium

Enterprises (MSME), Narayan Tatu Rane launched

the Special Credit Linked Capital Subsidy Scheme

(SCLCSS) for the Services Sector of the MSME

North East Conclave to boost production in the North-eastern region.

Narayan Tatu Rane also laid the foundation stone of

the Flatted Factory complex at Patgaon in Kamrup

(Metro) district.

The scheme provides a 25% capital subsidy for

procurement of Plant and Machinery including

service equipment through institutional credit to the

SC-ST entrepreneurs without any sector-specific

restrictions.

Union Minister Jitendra Singh Inaugurates World‘s

Most Sophisticated MRI facility at NBRC

The Union Minister for Science and Technology,

Jitendra Singh, launched the first of its kind, latest,

world‘s most sophisticated MRI (Magnetic resonance imaging) facility, MRI Scanner Prisma

from Siemens, Germany, at the National Brain

Research Centre (NBRC), Manesar, Haryana.

NBRC is India‘s premier institute dedicated to

Neuroscience Research and Education. It undertakes basic research to understand brain function in health

and disease.

Union Minister Dr Jitendra Singh Announced 30 STI

Hubs for STs by End of 2022; Inaugurated ―Tech

NEEV/न ीव @75‖

Dr Jitendra Singh, Union Minister, Ministry of

Science & Technology has announced that the

centre will set up 30 Science Technology and

Innovation (STI) Hubs across India for Scheduled

Tribes (STs) by the end of 2022 for their overall

socio-economic development. The STI hubs are

aimed to promote scientific talent among tribal communities.

20 out of the 75 proposed STI Hubs for SCs/STs,

have already been established by the Department of

Science and Technology.

He also inaugurated ―Tech NEEV/ न ीव @75‖ as

part of Azadi ka Amrit Mahotsav.

Union Minister Bhupender Yadav flags off 1st All

India Survey on Domestic Workers

Union Minister Bhupender Yadav, Ministry of

Labour and Employment (MoL&E) virtually

flagged off the first ever All India Survey on

Domestic workers (DWs) from New Delhi. It is

being conducted by the Labour Bureau, Chandigarh.

Dr.Jitendra Singh launches India‘s first Virtual

Science Lab for children under CSIR Jigyasa

programme

Minister of State (MoS) Dr Jitendra Singh, Ministry of Science & Technology (MoST) launched India‘s first

Virtual Science Lab for children under CSIR (Council of

Scientific and Industrial Research) Jigyasa programme.

These labs will connect students with scientists across the country to explore science using different activities.

Amit Shah lays foundation stone of Rani Gaidinliu

museum

Union Home Minister, Amit Shah laid the

foundation for ‗Rani Gaidinliu Tribal Freedom Fighters Museum‘ in Manipur, through video

conferencing.

The museum will be set up at Luangkao village in

the Tamenglong district of Manipur, which is the

birthplace of freedom fighter Rani Gaidinliu.

MoHFW Minister Dr. Bharati Pravin Pawar Flags

Off Food Safety Awareness vehicles

Union Minister of State (MoS) for Health and

Family Welfare Dr Bharati Pravin Pawar flagged off

Food Safety Awareness vehicles at the Food Safety and Standards Authority of India (FSSAI) office in

New Delhi, to make people across the country

acquainted with food safety measures.

On the occasion, the Minister unveiled a cookbook

titled ‗Eat Right with Low Salt‘.

A report titled ‗National Low Salt Cooking

Challenge Report‘ was also released.

DTO Launched on Delhi Metro‘s Pink Line; DMRC

Becomes World‘s 4th Biggest Metro Railway Network Hardeep Singh Puri, Union Minister of Housing and

Urban Affairs and Kailash Gahlot, Transport Minister of

Delhi, virtually inaugurated the Driverless Train

Operations (DTO) on Delhi Metro Rail Corporation(DMRC)‘s 59 kilometres long Pink Line

which connects Majlis Park to Shiv Vihar.

1st Edition of India Young Water Professional

Programme was Launched

The 1st edition of the India Young Water

Professional Program (IYWPP) launched virtually

to provide a structured platform for capacity

building with strategic and long-term investment to

support the water management reforms in India.

The program has been taken up under the National

Hydrology Project, a Central Scheme of DOWR

(Department Of Water Resources), River

Development (RD) and Ganga Rejuvenation (GR)

and supported by the Australian Water Partnership.

This Program will be implemented by Australia

India Water Centre (a consortium of Australian and

Indian universities).

Dr Jitendra Singh launches ‗unique‘ face recognition

Technologies for all Pensioners

Union Minister of State for Personnel,Public

Grievances and Pensions, Dr. Jitendra Singh

launched a ―Unique‖ face recognition technology

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for all pensioners in the country. It will work as a

proof of ‗life certificate‘ for pensioners.

This face recognition technology has been devised

by the National Informatics Center (NIC), Ministry

of Electronics and Information Technology in

collaboration with the UIDAI (Unique Identification

Authority of India).

The initiative to provide digital life certificates was

launched by the Department of Pension and

Pensioners‘ Welfare (DoPPW).

Govt sells Central Electronics to Nandal Finance and

Leasing for Rs 210 cr

The government approved sale of Central

Electronics Ltd to Nandal Finance and Leasing for

Rs 210 crore, marking the second strategic

disinvestment of the current fiscal.

Incorporated in 1974, CEL, under the Ministry of

Science and Technology, is a pioneer in the field of Solar Photovoltaic (SPV) and has developed the

technology with its own R&D efforts.

Govt approves continuation of Scheme for Investment

Promotion for 5 years

The government has approved the continuation of

the Scheme for Investment Promotion (SIP) for five

years (2021-26) with a financial outlay of Rs 970

crore, according to a notification of the commerce

and industry ministry.

The scheme comprises a number of components and

activities for the promotion of investment into the

country; enhancing international co-operation for

promoting FDI and capacity building.

India-ITU joint CyberDrill 2021 for Indian entities

International Telecommunication Union (ITU) and

the Department of Telecommunications operating

under the Ministry of Communications conducted a

Joint Cyber Drill 2021.

The cyber drill was conducted for the Critical

Network Infrastructure operators of India. The

Critical Network Infrastructure are the systems,

assets and networks that are essential to ensure the

security of a country.

India reaches 40 per cent target of power from non-

fossil fuel

In line with Prime Minister Narendra Modi‘s

announcement to achieve 500 GW of installed

electricity capacity from non-fossil fuel sources by 2030 at COP26 Climate Conference, the

government said it has already achieved 40% of the

target.

As per the government, the country‘s installed

Renewable Energy (RE) capacity today stands at 150.05 GW while its nuclear energy-based installed

electricity capacity stands at 6.78 GW.

Prime Minister Modi at COP26 Climate Conference

in Glasgow, pledged India will achieve net-zero

carbon emissions by 2070.

Department of Posts releases Commemorative

Postage stamp to mark 75 years of the Mahindra

Group

Minister of State for Communications, Devusinh Chauhan released a commemorative postage stamp on

the Mahindra group to mark 75 years of the

company.Chauhan urged the group to collaborate with

the postal department to improve the delivery of social services in rural areas.

Centre extends timeline for implementation of Smart

Cities Mission to June 2023

The union housing & urban affairs ministry has

extended the timeline for the implementation of the

Smart Cities Mission to June 2023 due to the Covid

pandemic and other reasons.

According to an earlier deadline, the cities were

expected to complete their projects within five years of being selected under the Smart Cities Mission.

The official said all the 100 smart cities selected

under the mission will now have to complete their

projects by June 2023.

Government‘s aim is to achieve defence export target

of Rs 35,000 crore by 2024-25, says Defence Minister

Rajnath Singh

Defence Minister Rajnath Singh has said that the

government‘s aim is to achieve the defence export

target of 35,000 crore rupees by 2024-25.Mr Singh said, Defence Ministry has approved a central sector

scheme for iDEX with a 500 crore rupees budget for

the next five years from 2021-22 to 2025-26, which

will provide financial aid to 300 start-ups, MSMEs and individual innovators and 20 partner incubators.

Govt aims to increase 10,500 Pradhan Mantri

Bhartiya Jan Aushadhi Kendras by March 2025

The government has set a target to open about ten

thousand five hundred Pradhan Mantri Bhartiya Jan Aushadhi Kendras (PMBJK‘s), by March 2025

across the country.

In a written reply in Lok Sabha, Chemical and

Fertilizers Minister Dr. Mansukh Mandaviya said, about eight thousand 533 PMBJKs are functioning

till 28th of last month. It covers all districts in the

States and Union Territories of the country.

Rs 1 lakh 60 thousand crore transferred to farmers

directly under PM- KISAN scheme

Union Agriculture Minister Narendra Singh Tomar

has informed that one lakh 60 thousand crore rupees

has been transferred to the farmers in their bank

accounts directly under Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Scheme so far.The

Agriculture Minister informed the House that as per

data there are 12 crore 50 lakh farmers in the

country out of which 11 crore 50 lakh are registered to get the benefits of the scheme.

NITI Aayog launches ‗e-Sawaari India e-bus

Coalition‘

The National Institution of Transforming India

(NITI) Aayog launched the ‗e-Sawaari India Electric Bus Coalition‘ in partnership with

Convergence Energy Service Ltd (CESL) and

World Resources Institute, India (WRI India) and

with the support from Transformative Urban Mobility Initiative (TUMI).

The objective of the initiative is to share knowledge

of various stakeholders – Central & State Govt.

agencies, transit service providers, original

equipment manufacturers (OEMs), on accelerating the process towards seamless adoption of e-bus

services in India.

Social Justice and Empowerment Minister launches

SRESHTA scheme for socio economic upliftment of

SC students

Social Justice and Empowerment Minister Dr

Virendra Kumar launched Scheme for Residential

Education for Students in High Schools in Targeted

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Areas (SRESHTA) for socio-economic upliftment

and overall development of Scheduled Castes students.

The scheme was launched on the occasion of

Mahaparinirvan Diwas of Dr B R Ambedkar in New

Delhi. The scheme will enable bright SC students to

have a better future by getting high-quality education.

It will also aid in controlling dropout rates of SC

students from class 9th to 12th. In the next five year

the Ministry will extend support to around 25

thousand meritorious SC students involving 300 crore rupees for providing them quality residential

education.

Bhasha Sangam mobile app launched with 100

sentences, 22 languages

Union Minister of State for Education, Dr Subhas

Sarkar has informed that the government is all set to

launch Bhasha Sangam mobile app.

The mobile app is developed to give users

familiarity with common expressions of daily

conversation in scheduled Indian languages. The app has 100+ sentences, designed on different

themes that allow people to learn basic conversation

in 22 Indian languages, test themselves and generate

online certificates.

‗She is a Changemaker‘ programme launched by

National Commission for Women

National Commission for Women (NCW) has

launched a pan-India capacity building programme,

‗She is a Changemaker‘ for women representatives at all levels, gram panchayats to parliament

members and political workers including office

bearers of National/State political parties.

The programme was launched by Ms Rekha

Sharma, Chairperson of the National Commission

for Women. To improve leadership skills of

grassroots women political leaders.

India to raise legal marriage age for women

The proposal to raise the minimum age of marriage

for women from 18 to 21 was cleared by the Union

Cabinet. Presently, the minimum age of marriage

for men is 21 but for women, it is 18.

The government will now look to introduce

amendments to the Prohibition of Child Marriage

Act, Special Marriage Act, and the Hindu Marriage

Act to bring the plan into action. This will give a

chance to the girls to study more. They will be able

to enjoy their independence. They will also get better employment opportunities.‖

WhatsApp announces Digital Payments Utsav for 500

villages in India

WhatsApp has announced the Digital Payments

Utsav for 500 villages in India. WhatsApp‘s Digital

Payments Utsav is a pilot program that promotes

digital payments to empower individuals and

businesses and is meant as a project to further the

cause of financial inclusion. The aim is to empower villagers with access to digital payments via the

‗payments on WhatsApp‘.

WhatsApp announced the Digital Payments Utsav –

a pilot program that is going to adopt 500 villages in

Karnataka and Maharashtra in an effort to ―accelerate financial inclusion‖.

Digital Payments Utsav took off on October 15 this

year in the Kyathanahalli village in the Mandya

district of Karnataka.

Parliament passes Assisted Reproductive Technology

(Regulation) Bill, 2021

Parliament has passed the Assisted Reproductive

Technology (Regulation) Bill, 2021 with the Rajya

Sabha approving it. The Bill has already been passed by the Lok Sabha.

The Upper House also passed the Surrogacy

(Regulation) Bill, 2020 with amendments moved by

the government.

The Assisted Reproductive Technology

(Regulation) Bill, 2021 provides for the regulation and supervision of the assisted reproductive

technology clinics and the assisted reproductive

technology banks.

The Bill provides that every ART clinic and bank

must be registered under the National Registry of Banks and Clinics of India.

The Surrogacy (Regulation) Bill, 2020 aims at

constituting National Surrogacy Board, State

Surrogacy Boards and appointment of appropriate

authorities for regulation of the practice and process of surrogacy.

Lok Sabha passes HC and SC Judges (Salaries &

Conditions of Service) Amendment Bill, 2021

The Lok Sabha has passed the High Court and Supreme Court Judges (Salaries and Conditions of

Service) Amendment Bill, 2021 by voice vote.

The amendment bill seeks to address the anomalies

in the disbursal of pension of retired Supreme Court

and High Court judges.

The amendments entitle them to an additional

quantum of pension or family pension when they

attain a certain age in accordance with a specified

scale.

The scale contains five age brackets with a

minimum age of 80 years.

The Government is receiving many suggestions

from several sections including retired judges,

NGOs and civil society expressing reservations

against the present Collegium System on the

appointment of judges in the higher judiciary.

BEE Launches ‗Certification Course on Home

Energy Audit‘ Initiative

The Bureau of Energy Efficiency (BEE) virtually

launched ―Certification Course on Home Energy

Audit (HEA)‖, during ―National Energy Conservation Week: 8th–14th December 2021―,

marked as Iconic Week under ―Azadi ka Amrit

Mahotsav‖.

A Home Energy Audit (HEA) enables appropriate

accounting, quantification, verification, monitoring,

and analysis of energy use of various energy-

consuming equipment and appliances in a house

and the submission of a technical report with feasible solutions and recommendations for

improving energy efficiency, with a cost-benefit

analysis and action plan to reduce energy

consumption.

This would ultimately lead to a reduction in energy

bills and the carbon footprint of the consumer.

Rajya Sabha takes up Delhi Special Police

Establishment (Amendment) Bill, 2021:

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Rajya Sabha is now taking up the Delhi Special

Police Establishment (Amendment) Bill, 2021.

Amidst protest by Opposition, Dr Jitendra Singh,

minister of state independent charge, Personnel Public Grievances and Pension, moved the Bill

further to amend the Delhi Special Police

Establishment Act, 1946, as passed by Lok Sabha.

Introducing the Bill, Dr Singh, the nation is faced

with the triple menace of corruption, black money and international crime.

NITI Aayog and Bharti Foundation announce the

launch of ‗Convoke 2021-22‘:

NITI Aayog in partnership with Bharti Foundation,

the philanthropic arm of Bharti Enterprises, launched Convoke 2021-22.

Convoke is a National research Symposium which

aims at addressing challenges in imparting

education and strengthening its quality with special

focus on all teachers, educationists, heads of schoolsacross India.

Through this platform, School Teachers/

Heads/Principals of Government Schools and

teachers from Bharti Foundation network will be

encouraged to use research-based solutions through scientific approach, and showcase their efforts

taken at the grass-root level in improving learning

outcomes.

Chairperson, Lokpal of India, Justice Pinaki

Chandra Ghose inaugurates Digital Platform for

Management of complaints- ‗LokpalOnline‘:

Chairperson, Lokpal of India, Justice Pinaki

Chandra Ghose today inaugurated‘ a digital Platform for Management of Complaints called

‗LokpalOnline‘ here that can be accessed by all

citizens of the country and complaints can be filed

from anywhere, anytime at http://lokpalonline.gov.in

Justice Pinaki Chandra Ghose, corruption is a key

element in underperformance of the economy and it

undermines democracy and rule of law.

Lokpal Online is an end-to-end digital solution for

the management of complaints against public

servants filed under the Lokpal and Lokayuktas

Act, 2013.

Justice Ghose said that the LokpalOnline is a web-

based facility, which will quicken the disposal of complaints in an accountable, transparent and

efficient manner with benefits to all stakeholders.

It facilitates handling of complaints during the

complete lifecycle of the Complaint, right from its

filing to the final disposal and this will bring more transparency and efficiency in the complaint

handling mechanism.

PMGKAY has extendedfrom December 2021 to

March 2022

Cabinet has approved the extension of the free

foodgrain distribution scheme under the Pradhan

Mantri Garib Kalyan Anna Yojana (PMGKAY)-

Phase V for another 4 months i.e. from December

2021 to March 2022, with an estimated additional food subsidy of Rs 53344.52 Crore.

The total outgo (in terms of food-grains) for

PMGKAY-Phase V is likely to be about 163 LMT

(lakh metric tonnes).

The Government of India (GoI) will be incurring an expenditure of nearly Rs 2.60 lakh Crore in

PMGKAY Phase I- V.

In March 2020, the GoI announced the distribution of additional free-of-cost foodgrains (Rice/Wheat)

to about 80 Crore National Food Security Act (NFSA) beneficiaries at the scale of 5 Kg per

person/month under the PMGKAY to ensure food

security of poor/vulnerable beneficiaries/households

during COVID-19.

INTERNATIONAL NEWS

WHO Designates New COVID-19 Strain,

Named ‗Omicron‘

World Health Organisation (WHO) has

designated the new, fast-spreading

coronavirus variant, B.1.1.529, which

was detected in South Africa named

―Omicron‖ after a 15th letter of the Greek alphabet, as ‗Variant of Concern(VOC)‘.

Currently designated VOCs are, Alpha

(B.1.1.7), Beta (B.1.351), Gamma (P.1),

Delta (B.1.617.2), and Omicron

(B.1.1.529).

B.1.1.529 variant was first reported from

South Africa on 24th November 2021.

South Korea to get world‘s first floating

city by 2025

South Korea is soon going to get the

world‘s first floating city, to deal with the problem of floods due to rising sea levels.

The floating city project is a joint effort by the UN

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Human Settlement Programme (UN-Habit) and

OCEANIX.

The city will be built off the coast of Busan in South

Korea and is likely to be completed by 2025.

US, Australia and UK signs key deal in Nuclear

Submarine Alliance : AUKUS

Australia officially became a part of the new

Nuclear Powered Submarine defence alliance with the United Kingdom (UK) and the United States

(US) after signing a deal with the countries in

Canberra, Australia.

It is the first agreement on technology signed by the

three countries after the formation of defence alliance AUKUS (Australia-UK-US).

AUKUS is a trilateral security pact signed between

Australia, UK & USA in September 2021.

El Salvador Plans to Build World‘s First ‗Bitcoin

City‘

El Salvador President Nayib Bukele has announced

that the country is planning to build the world‘s first

―Bitcoin City‖. The new city is planned to be

developed in the eastern region of La Union and

will be initially funded by bitcoin-backed bonds. It would get geothermal power from a volcano.

8,573 Venezuelan musicians set world‘s largest

orchestra record

Venezuela has set a new Guinness World Record for the largest orchestra with 8,573 musicians playing together

for more than five minutes. The record was set by the

country‘s National System of Youth and Children‘s

Orchestras, known as ―El Sistema‖.

Barbados Becomes the World‘s Newest Republic,

Rihanna Declared as National Hero

Barbados has declared Rihanna a national hero after

removing Britain‘s Queen Elizabeth II as its head of

state and entering a new era as a republic.

Prime Minister Mia Mottley announced that the 33-

year-old Barbadian musician and entrepreneur

would be conferred with the honour of National

Hero of Barbados to cheers during a ceremony held overnight in the capital, Bridgetown, to mark the

political transition.

China Launches Its First USD 6 Billion Cross-border

BRI Train with Laos

China launched the first USD 6 billion cross-border

train of its multi-billion-dollar Belt and Road

Initiative (BRI) from Laos, which Beijing says will

help the small and only landlocked country in South

East Asia turn into a land-linked hub, boost regional connectivity and supply chain resilience.

The 1,035-km electrified passenger and cargo

railway, connecting Kunming in southwest China‘s

Yunnan Province with Laos‘ capital Vientiane, fully

adopts Chinese technical standards and consists of

two sections.

South Sudan to end child marriages by 2030

South Sudan‘s Government has promised to end

child marriage by 2030 in line with the African

Union‘s campaign to end child marriages in the

continent.

Paramount chiefs from 10 regional states and the

three administrative areas are meeting in the capital,

Juba, for the second national conference on ending

child marriages.

With Development Agenda, Pakistan Elected Chair of

Group of 77 in 2022

Pakistan has been elected as the following Chair of

the Group of 77 for the yr 2022 with Islamabad

promising a improvement agenda specializing in

debt restructuring, concessional financing, local weather finance and ending illicit monetary flows.

The 45th Ministerial meeting of ‗Group of 77 and

China‘ was held virtually.

The Group of 77, established in 1964, is the largest

intergovernmental grouping of developing countries

in the United Nations. It provides the means for the countries of the Global South to articulate and

promote their collective economic interests within

the UN system.

Canada, Australia and UK join US boycott of Beijing

Olympic

Canada will join the United States, the United Kingdom

and Australia diplomatic boycott of the Beijing Winter

Olympics over human rights concerns.

South Korean Defence Ministry unveils model for

hypersonic weapon prototype

The South Korean Defense Ministry has unveiled a

model for a hypersonic weapon prototype months

after North Korea tested its own weapon. Just days

ago while in South Korea, US Defense Secretary

Lloyd Austin criticized Chinese hypersonic

weapons tests for destabilizing the region.

The model for the weapon, named Hycore, was

revealed by the Defense Ministry‘s Agency for

Defense Development (ADD). Seoul is reportedly

aiming to begin testing in 2022.

India joined the G20 ‗Troika‘ with Indonesia and

Italy

India has joined ‗G20 Troika‘ and will work closely

with Indonesia and Italy to ensure consistency and

continuity of G20‘s agenda. Apart from India,

Troika consists of Indonesia and Italy.

India will assume G20 Presidency in December

2022 from Indonesia and will convene the G20

Leaders‘ Summit for the first time in 2023.

INTERNATIONAL AND

NATIONAL SUMMIT PM Modi Inaugurates 1st Global Innovation Summit

of Pharmaceutical Sector Prime Minister(PM) Narendra Modi has inaugurated

the 1st Global Innovation Summit of the

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Pharmaceuticals sector through video

conferencing.This aims to bring together key Indian and international stakeholders to discuss and

strategize priorities to foster an innovation

ecosystem in the pharmaceuticals industry in India.

Rajnath Singh virtually inaugurates 5th World

Congress on Disaster Management

The fifth edition of the World Congress on Disaster

Management (WCDM) was virtually inaugurated by

the Union Defence Minister, Rajnath Singh.

The event has been organised at the Indian Institute

of Technology (IIT) Delhi campus from November 24-27, 2021.

The theme of the 5th WCDM is Technology,

Finance and Capacity for Building Resilience to

Disasters in the Contexts of Covid-19.

13th edition of the ASEM (Asia-Europe Meeting)

Summit hosted by Cambodia

The 13th edition of the ASEM (Asia-Europe

Meeting) Summit has been organised on November

25 and 26, 2021. The Summit is being hosted by

Cambodia as ASEM Chair.

The theme of the two-day ASEM

Summit is Strengthening

Multilateralism for Shared Growth.

The Indian delegation is being led by

Vice President M. Venkaiah Naidu through the virtual platform.

ASEM grouping have 51 member

countries and two regional

organisations — the European Union and the Association of Southeast

Asian Nations (ASEAN).

Dr S Jaishankar to attend 20th Summit

of SCO Council of Heads of

Government

Dr. S. Jaishankar, Union Minister of

External Affairs represented India at the 20th

Summit of Shanghai Cooperation Organisation

(SCO) Council of Heads of Government (CHG) in Nur-Sultan, Kazakhstan under the Chairmanship of

Kazakhstan.

The SCO CHG meeting is held annually and focuses

on the trade and economic agenda of the

Organization and to approve its annual budget.

SCO was founded in 2001 by the Presidents of

Russia, China, the Kyrgyz Republic, Kazakhstan,

Tajikistan and Uzbekistan at a summit held in

Shanghai, China India and Pakistan became SCO‘s

permanent members in 2017.

7th India International Science Festival to be held in

Panaji, Goa

The 7th edition of the four-day India International

Science Festival (IISF) was held in Panaji, Goa,

from December 10 to 13, 2021.

The festival theme in 2021 is ―Celebrating

Creativity in Science, Technology and Innovation

for Prosperous India‖. The first IISF was held in

New Delhi in 2015.

The Goa-based National Centre for Polar and Ocean Research (NCPOR), under the Ministry of Earth

Sciences, is the nodal agency to organise IISF 2021.

52nd International film festival of India concluded in

Goa

52nd edition of the Asia‘s oldest and largest film

festival, International Film Festival of India (IFFI),

held in Goa.

It was organised jointly by the Directorate of Film

Festivals (under Ministry of Information and

Broadcasting) and the Entertainment Society of

Goa, Government of Goa, and Indian Film Industry.

Union Minister for Information and Broadcasting,

Anurag Singh Thakur, announced the Indian Film Personality of the Year Award for 2021 which was

conferred to Hema Malini, Actor and Member of

Parliament from Mathura, Uttar Pradesh and

Prasoon Joshi, Lyricist and Chairperson, CBFC (Central Board of Film Certification).

Opening film of 52nd IFFI: Carlos Saura‘s The

King of All the World (El Rey de Todo El Mundo).

Closing film of 52nd IFFI: ‗A Hero‘ an Iranian film

written and directed by Asghar Farhadi.

List of award winners in IFFI Goa:

Most friendly State for film shooting: Uttar Pradesh

Silver Peacock for Best Actor (Male): Jitendra

Bhikulal Joshi (Godavari)

Best actor (female): Angela Molina (Paraguay) for

Charlotte

Best director: Vaclav Kadrnka (Czech Republic) for

‗Saving One Who Was Dead‘

Golden Peacock Award for Best Film: Japanese film

Ring Wandering (Masakazu Kanyeko)

The Special Jury award: Renata Carvalho (Brazil)

Indian Film Personality of the Year Award: Prasoon

Joshi

Jury Special Mention for Debut Feature Film: The

Wealth of the World

Best Debut Feature Film of a Director: Director

Mari Alessandrini‘s Zahori

ICFT UNESCO Gandhi Award: Lingui: The Sacred

Bonds

Union Minister Jyotiraditya Scindia inaugurates

curtain raiser event about Wings India, 2022

Union Minister Jyotiraditya Madhavrao Scindia,

Ministry of Civil Aviation (MoCA) inaugurated a

curtain raiser of the 5th edition of Asia‘s largest

event on Civil Aviation (Commercial, General and

Business Aviation) namely ‗Wings India, 2022‘.

This biennial event is scheduled on March 24-27,

2022 at Begumpet Airport, Hyderabad on the theme

‗India@75: New Horizon for Aviation Industry‘.

It will be organized by MoCA, Airports Authority

of India (AAI) and FICCI (Federation of Indian

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Chambers of Commerce & Industry) with the

support of the Ministry of External Affairs (MEA).

India‘s aviation industry aims to become the third

largest air passenger market by 2024.

For affordable air connectivity, Government of

India (GoI) had announced Regional Connectivity

Scheme (RCS)- UDAN (UdeDesh Ka Aam Nagrik)

in October 2016.

French Navy hosts 7th Edition of IONS Conclave of

Chiefs at Paris

The 7th edition of Indian Ocean Naval Symposium

(IONS) Conclave of Chiefs is being hosted by the French Navy at Paris.

PM Modi addressed ‗The Sydney Dialogue‘ on

India‘s Technology Evolution and Revolution

Prime Minister (PM) of India, Narendra Modi

addressed the ‗Sydney Dialogue 2021‘ through video conferencing. He discussed the current

development based on the theme of ―India‘s

technology evolution and revolution‖.

The Sydney Dialogue is an initiative of the

Australian Strategic Policy Institute.

It is an annual summit of cyber and critical

technologies and discusses the challenges and

development related to digital technologies and

cyber law across the world.

CII to organize 20th edition of ‗Connect 2021‘ in

Chennai

The Confederation of Indian Industry (CII) will

organise its flagship event ‗Connect 2021‘ from

November 26 to 27 in Chennai, Tamil Nadu.

Connect is an international conference and

exhibition on information & communication

technology (ICT). Theme: ―Building a Sustainable

Deep T‘ech‘N‘ology Ecosystem‖.

The main focus of ‗Connect 2021‘ is to take the

state‘s GDP to US$ 1,000 billion by 2030.

The event will be inaugurated by the Tamil Nadu

Chief Minister M K Stalin on November 26, 2021.

Australia and the United Kingdom are the partner

countries for the event.

VP Venkaiah Naidu inaugurates 24th Bengaluru Tech

Summit

Vice President (VP) Venkaiah Naidu inaugurated

the 24th edition of Bengaluru Tech Summit (BTS),

Asia‘s Largest Technology Event, that was

conducted between 17th to 19th November in the Hybrid format. For the 1st time, BTS hosted the

United States (US) Tech Conclave.

Theme of 2021 BTS – ‗Driving The Next‘

IT Ratna of Karnataka‘ award:

STPI & Karnataka government awarded the ‗IT

Ratna of Karnataka‘ award for 2021 during BTS

2021, where Information Technology (IT) major

‗Infosys‘ in IT exports in the above Rs 10,000 crore

category. 20 other companies were also awarded

during the session.

Padma Duraiswamy, CEO Chimera Technologies,

received the ‗Woman Entrepreneur of the Year-IT‘

award

Pune to host joint military exercise PANEX-21 with

BIMSTEC countries

PANEX-21 is a Humanitarian Assistance and

Disaster Relief Exercise. It is to be held for the

BIMSTEC countries. The exercise is to be held

among the BIMSTEC countries: Bhutan,

Bangladesh, Nepal, Myanmar, Sri Lanka, India and Thailand.

The main aim of the exercise is to build regional

cooperation in responding to natural disasters. It is

to be conducted in Pune from December 20 to

December 22.

Health Minister Mansukh Mandaviya chairs India

Global Forum Healthcare Roundtable in Dubai:

Health Minister Mansukh Mandaviya has chaired

India Global Forum Healthcare Roundtable in

Dubai.

Mr Mandaviya, also discussed various issues

related to healthcare.

India has a major role to play in mitigating global

health risks.

India is committed to ensuring affordable

healthcare to all through collaboration and adopting

tech-based solutions.

Ministry of Tourism organises webinar on

‗Jyotirlingam Temples of Maharashtra‘‘:

Ministry of Tourism under its Dekho Apna Desh

Initiatives organising webinars on various tourism centric subjects, themes etc.

In continuation under ―75 Destinations with Tour

Guides‖ a webinar on ‗Jyotirlingam Temples of

Maharashtra‘ was conducted today on 11th

December 2021.

The webinar was presented by Regional Level

Guide Shri Umesh Namdev Jadhav.

Maharashtra boasts of a large number of popular

and revered religious and spiritual places that

attracts large number of tourists.

These shrines enshrining Shiva in the form of a

Jyotirlingam and have been revered since time immemorial in the Indian system of beliefs.

Out of 12 Jyotirlingas, the southernmost of these is

located at Rameswaram in Tamilnadu while the

northernmost is located in the Himalayas at

Kedarnath in Uttarkhand.

Venkaiah Naidu to inaugurate exhibition on Ek

Bharat Shrestha Bharat in Hyderabad:

Vice President M. Venkaiah Naidu will inaugurate

an exhibition on Ek Bharat Shreshtha Bharat in

Hyderabad city.

Exhibition will be organised by the Regional

Outreach Bureau, Ministry of Information and

Broadcasting.

This exhibition will highlight the various

interesting aspects of the paired states of Haryana and Telangana like art forms, cuisine, festivals,

monuments and tourism spots.

It will be open for viewing from 12th to 14th December at Potti Sreeramulu Telugu University

Campus, Nampally, Hyderabad.

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BILATRAL AND MOU

India & Nepal Signed MoU on Reciprocal

Recognition of Covid Vaccination Certificate

India and Nepal have signed a Memorandum of Understanding (MoU) for reciprocal recognition of

COVID-19 vaccination certificate to ease the travel of

fully vaccinated people of both India and Nepal.

IGSTC launches ‗WISER‘ – 1st of its kind

Programme for Women in R&D field

Indo-German Science and Technology

Centre (IGSTC) has launched the 1st of

its kind program – Women‘s Involvement in Science and

Engineering Research (WISER)

programme, for encouraging women

researchers participation in joint Research and Development (R&D)

projects.

WISER is the first-of-its-kind

programme that enables gender

equality and women‘s participation in Science and Technology and offers 20

scholarship awards per year.

Dr Jitendra Singh virtually chaired the

9th BRICS Science & Technology

Ministers Meeting

Minister of State (MoS)-Independent

Charge, Dr Jitendra Singh, Ministry of Science &

Technology (MoST) virtually chaired the 9th

BRICS (Brazil, Russia, India, China, and South Africa) Science & Technology Ministers Meeting.

In this regard, all the member states have adopted

the BRICS innovation Action Plan 2021-24, BRICS

STI Declaration 2021 and Calendar of BRICS STI

Activities 2022 which will act as a roadmap for cooperation.

Germany Announces 1.2 Billion Euros for Clean

Energy Commitments to India

Germany announced new development commitments over Euro 1.2 billion (approx Rs 10,025 crore) to India to

support its fight against climate change and assist in

projects like clean energy.

India, Bangladesh celebrated Maitiri Diwas on 6

December

India and Bangladesh have decided to celebrate

December 6, the day on which India formally

recognized Bangladesh, as ―Maitri Diwas‖ (Friendship Day).

During the visit of PM Narendra Modi to

Bangladesh in March 2021 to attend the national

day of Bangladesh, it was decided to commemorate

6 December as Maitri Diwas (Friendship Day).

Ten days before the liberation of Bangladesh, India

had recognised Bangladesh on 6 December 1971.

India was one of the first countries to establish

bilateral diplomatic ties with Bangladesh.

India, European Union agree to enhance clean energy

and climate partnership till 2023

India and the EU have agreed on a detailed work

programme until 2023 to implement the 2016 EU-

India Clean Energy and Climate Partnership with a

focus on increasing technical cooperation in the area

of energy efficiency, renewable energy, cooperation within the

International Solar Alliance and green hydrogen.As

part of this strengthened cooperation, India and the

EU will undertake new studies, study visits and joint workshops, exchanging knowledge and best

practices on these areas.

India-Russia Summit 2021

Prime Minister Narendra Modi and Russian

President Vladimir Putin held the 21st India-Russia

Annual Summit to discuss the entire gamut of

relations, including regional and global issues. During his visit, India and Russia signed 28

agreements.

The leaders discussed on International North-South

Transport Corridor and also about the Chennai –

Vladivostok Eastern Maritime Corridor (which is under the proposal).

The countries agreed to extend the military-

technical cooperation by another ten years.

Currently, the indigenous production under this

cooperation includes T – 90 tanks, MiG 29K aircraft, Su – 30 MKI, upgrade of MiG and supply

of Multi Barrel Rocket Launcher Smerch.

8th Foreign Office Consultations between India,

Slovenia held virtually:

The 8th Foreign Office Consultations between

India and Slovenia were held virtually.

Secretary (West) in the External Affairs Ministry,

Reenat Sandhu and State Secretary of Slovenian

Foreign Affairs Ministry, Dr. Stanislav Rascan reviewed India – Slovenia bilateral relations.

Regional and global issues of mutual interest were

also discussed.

India and the UAE to wrap up the Comprehensive

Economic Partnership Agreement (CEPA) by next

month:

The Union Minister of Commerce & Industry,

Consumer Affairs & Food & Public Distribution

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and Textiles, Shri Piyush Goyal had, India and the

UAE will wrap up the Comprehensive Economic Partnership Agreement (CEPA) by next month.

―Hopefully by the end of this month or next month,

we hope to conclude them (the negotiations) so that

this would probably be one of the fastest trade

agreements between two countries ever made,‖ addressing the India Global Forum, UAE-2021

through video conference.

The agreement will be a mutually beneficial win-

win solution for both countries, ―provide market

access to each other. Some of the elements of the agreement are the first of its kind, particularly for

both countries.‖

MoU

AIM & Vigyan Prasar Partners to Drive Synergies

Between Atal Tinkering Labs & Engage With Science

platform

Niti Aayog‘s initiative, Atal Innovation Mission

(AIM) and the Vigyan Prasar(VP) under the

Department of Science and Technology(DST) collaborates to drive synergies between AIM‘s Atal

Tinkering Labs (ATL) and Engage With Science

(EWS) – an interactivity platform of Vigyan Prasar.

Under this collaboration, EWS will onboard all

9200+ ATL-enabled schools and engage their students, teachers and Principals in perennial

activities.

Ministry of Civil Aviation & ISB signs MoU to

analyze the effect of RCS on Commercial Air

Travel

The Ministry of Civil Aviation signed a

MoU(Memorandum of Understanding) with the

Indian School of Business (ISB) to undertake

research to analyze the effect of the Regional

Connectivity Scheme (RCS) on commercial air

travel in India.

MakeMyTrip ties with Ministry of Civil Aviation to

promote Regional Air Connectivity through UDAN

Scheme

MakeMyTrip partnered with the Ministry of Civil

Aviation to promote regional air connectivity through the

UDAN scheme.MakeMyTrip will now power UDAN flights on the ‗AirSewa portal‘ and market them on its

platform to promote its services.

UNICEF & Odisha Water Resource Department

Signs LoA for Water Management

The Department of Water Resources (DoWR),

Odisha and The United Nations Children‘s Fund

(UNICEF) signed a letter of agreement (LoA) to

collaborate on communication and policy initiatives

of the department.

‗Youth4Water‘ website has been launched for water

conservation through greater community

engagement in matters of water governance, water

conservation and keeping water clean.

‗Youth4Water‘ and ‗Mo Nadi‘ campaigns are the

key features of the collaboration with UNICEF for Rethinking State water policy, development of

Water and Land Management Institute (WALMI) as

a centre of excellence

AMTRON Signs MoU to set up cyber intelligence

centre of excellence

Assam Electronics Development Corporation

Limited (AMTRON) has signed a tripartite MOU

with Mastercard Asia/Pacific Pte Ltd. and I-Sec

Security Services Pvt. Ltd for setting up a strategic

cyber intelligence centre of excellence (COE) at Tech City, Guwahati.

The Cyber COE provides intelligence services to the

Government of India, state governments within

India, Public Sector Undertakings (PSUs) within

India, and corporations within India against cyber security threats.

Airbus Defence and Space Signed Pact with BEL to

Manufacture & Supply RWR & MAWS

Airbus Defence and Space, an aircraft manufacturer, has signed a contract with Bharat Electronics Limited (BEL),

Indian Government-owned aerospace and defence

electronics company, for the manufacture and supply of

Radar Warning Receiver (RWR) and Missile Approach Warning System (MAWS).

Haryana signs Pact with NISG To Rope Expertise

from Public and Private Sectors

Government of Haryana signed a MoU

(Memorandum of Understanding) with the National Institute for Smart Government (NISG). The

agreement will provide experience and expertise

from the public and private sectors to boost delivery

of services.

The decision was taken under the chairmanship of

Chief Minister (CM) of Haryana, Manohar Lal

Khattar.

RedBus launches Rail Ticketing Service – ‗redRail‘ in

Partnership with IRCTC Online bus ticketing platform redBus has collaborated

with Indian Railway Catering & Tourism Corporation

(IRCTC) to launch ‗redRail‘, a rail ticket booking service

that can be accessed through the redBus mobile app.

India and EU agrees to set up Clean Energy and

Climate Partnership

India and European Union (EU) have agreed to step

up their Clean Energy and Climate Partnership.

India-EU Energy Panel met which was co-chaired by India‘s Ministry of External Affairs Secretary

(West), Reenat Sandhu, and Deputy Director-

General for Energy, European Commission

Mechthild Wörsdörfer.

They jointly agreed on a detailed work programme

until 2023 to implement the 2016 India-EU Clean

Energy and Climate Partnership.

Walmart & Flipkart signed an MoU with MP govt to

support MSMEs

Walmart and its subsidiary Flipkart have signed an

MoU with the Department of Micro, Small, and

Medium Enterprises, Government of Madhya

Pradesh to create an ecosystem of capacity building

for MSMEs in Madhya Pradesh.

Under this MoU, Walmart, Flipkart, and MSME

Department will assist MSMEs(MICRO SMALL

AND MEDIUM ENTERPRISES) to digitize their

business and enable them to sell their products

through online retail.

Andhra Pradesh tie-up with UN-FAO & ICAR for

sustainable agriculture

The Food and Agriculture Organisation (FAO) of

the United Nations has signed an agreement with the

Andhra Pradesh Government to train the farmers in good farm management practices and sustainable

agricultural methods. The FAO apart, the Indian

Council of Agricultural Research is collaborating on

the project.

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FAO will provide training to farmers, Rythu

Bharosa Kendram (RBK) staff, officials, and

scientists on new technologies in agricultural allied sectors and training to farmers on best cultivation

management practices.

In 2020, Rythu Bharosa Kendram (RBK) or farmer

support centres were set up in AP as part of an effort

to weed away fake seeds, pesticides and fertilisers from the markets.

TVS Motor and BMW Motorrad tie-up to make

electric vehicles

India‘s TVS Motor Company will develop electric

vehicles (EV) with BMW‘s motorcycle brand in India, joining a host of Indian automakers that have

sought to expand their clean mobility offering.

The tie-up comes at a time when new-age start-ups

like Ola Electric & Ather are ramping up investment

in electric scooters.

Under the extended scope of the partnership, the

companies plan to come up with an electric vehicle

platform in addition to the existing internal

combustion platform for both global and domestic markets. The first product under the enhanced co-

operation, an electric model suited for the urban

ecosystem, is expected to make its debut in the next

24 months.

Adani tie-up agreement with SECI for green power

Adani Green Energy Ltd (AGEL) has signed a

purchase agreement with Solar Energy Corporation

of India (SECI) to supply 4,667 MW of green

power. It is the world‘s largest-ever green power purchase agreement (PPA).

The agreement is part of a manufacturing-linked solar tender of 8,000 MW awarded to AGEL by

SECI in June 2020. So far, AGEL has signed PPAs

with SECI for a total generation capacity of close to

6,000 MW of the 8,000 MW awarded in 2020. The

company expected to complete the balance of 2000

MW in the coming 2 to 3 months.

AWARD

S K Sohan Roy 1st Indian to be honoured with

Knighthood of Parte Guelfa

Dr S K Sohan Roy from Kerala, CEO, and founder of

Aries Group of Companies has become the first Indian to

be honoured with the Knighthood of Parte Guelfa for his humanitarian and Environmental protection efforts in

business and movies.

6th BRICS Film Festival Awards 2021 announced

The 6th edition of the BRICS Film Festival awards

was announced at the 52nd International Film Festival of India in Goa. For the first time,

BRICS Film Festival was held alongside IFFI

from November 20 to November 28, 2021.

The jury of 52nd IFFI was categorized into International Jury, Feature film jury, Non-

feature film jury,

International Jury – Iranian filmmaker

Rakhshan Banietemad chaired the jury, which

includes filmmakers from Iran, Sri Lanka, United Kingdom, Columbia and India.

Awardees:

South African Film ‗Barakat‘ by Director Amy

Jephta and Russian Film ‗The Sun above Me

Never Sets‘ by Director Lyubov Borisova

shared the Best Film Award in the Sixth edition

BRICS Film Festival.

Brazilian filmmaker Lúcia Murat was awarded

Best Director for her documentary ‗Ana‘.

Indian actor Dhanush won Best Actor (Male) for his

role in ‗Asuran‘.

Brazilian actor Lara Boldorini was honoured with

Best Actor (Female) for her role in ‗On Wheels‘.

Jury Special Mention Award was presented to

Director Yan Han for his film A Little Red Flower

from China.

International Press Institute honours for NDTV, The

Week teams

The International Press Institute (IPI) India Award

for Excellence in Journalism 2021 has been awarded jointly to Sreenivasan Jain and Mariyam Alavi of

NDTV, and Lakshmi Subramanian and Bhanu

Prakash Chandra of ―The Week‖.

Meanwhile, the IPI India Award for Excellence in

Journalism 2020 had been awarded to Ritika Chopra of The Indian Express.

Prakash Padukone receives Lifetime Achievement

Award from BWF

The former Indian badminton player Prakash

Padukone will be awarded with the ‗Lifetime Achievement Award 2021‘ from the Badminton

World Federation (BWF).

He is the former World No.1 (1980) and first ever

Indian World Championship medalist.

Jason Mott won 2021 National Book Award for

fiction

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The 72nd edition of the National Book Award was

organized as a virtual event by the National Book

Foundation.

Jason Mott won the 2021 National Book Award for

fiction for his novel ―Hell of a Book‖, a narrative

about a black author‘s adventure while travelling

around in a book tour.

Category Book Author

Fiction Hell of a Book Jason Mott

Non-Fiction

All That She Carried: The Journey of

Ashley‘s Sack, a

Black Family

Keepsake

Tiya Miles

Young

People‘s Literature

Last Night at the

Telegraph Club Malinda Lo

Poetry Floaters Martin Espada

Best

Translated

Literature

Winter in Sokcho

Elisa Shua

Dusapin and translator

Aneesa Abbas

Higgins

(translated from French)

President Ramnath Kovind Presents Swachh

Survekshan Awards 2021

President of India, Ram Nath Kovind presented the

Swachh Survekshan Awards 2021 at the Swachh

Amrit Mahotsav organised by the Ministry of

Housing and Urban Affairs in New Delhi.

2021 is the 6th edition of Swachh Survekshan

awards in which as many as 4,320 cities were

surveyed. The cities are ranked based on three

parameters, which are service level progress (SLP),

certifications and citizen‘s voice. Here is the complete List of Award-Winning Cities:

Cleanest City: Indore

Cleanest Ganga town: Varanasi

Cleanest State (with more than 100 urban local

bodies): Chhattisgarh

Cleanest State (with less than 100 urban local

bodies): Jharkhand

Cleanest City (with less than one lakh population):

Vita city of Maharashtra

Cleanest small city (1-3 lakh population): New

Delhi Municipal Council

Cleanest medium city (3-10 lakh population): Noida

Cleanest big city‘ (10-40 lakh population): Navi

Mumbai

Cleanest cantonment board: Ahmedabad

cantonment

Cleanest District: Surat

Fastest Mover small city: Hoshangawad, Madhya

Pradesh

Best Small City in Citizens‘ Feedback: Triputi,

Maharashtra

Top city in Safaimitra Suraksha Challenge: Navi

Mumbai

Pratham NGO won Indira Gandhi Peace Prize 2021

Pratham NGO has been awarded the Indira Gandhi

Peace Prize 2021 for its work on expanding the scope for education in India.

The Indira Gandhi Peace Prize is an annual

prestigious award. It has been named after former

prime minister Indira Gandhi. It is conferred every

year since 1968 by Indira Gandhi Memorial Trust. It consists of a monetary award of Rs.25 lakh along

with a citation.

Anita Desai awarded Tata Literature Live! Lifetime

Achievement Award

India‘s one of the best-selling authors, Anita Desai

has been conferred with the Tata Literature Live!

Lifetime Achievement Award for 2021 to recognise

her long literary career which spans over 50 years.

Meanwhile, the Poet Laureate award for 2021 has

been conferred upon Indian poet Adil Jussawala.

International Emmy Awards 2021 announced

The 2021 International Emmy Awards was the 49th

edition of the annual ceremony held in New York

City.

The award recognised excellence in television

programs produced and aired originally outside the U.S., and non-English language US primetime

programs between the dates of January 1, 2020, and

December 31, 2020.

The Israeli thriller ―Tehran‖ produced by the Kan public broadcaster has won the International

Emmy® Award 2021 for Drama Series.

List of Winners of 2021 International Emmy Awards:

Best Actor: David Tennant for Des (UK)

Best Actress: Hayley Squires for Adult Material

(UK)

Best Drama Series: Tehran (Israel)

Best Comedy Series: Call My Agent Season 4

(France)

Best Documentary: Hope Frozen: A Quest To Live

Twice (Thailand)

Best Telenovela: The Song Of Glory (China)

Best TV Movie / Mini-Series: Atlantic Crossing

(Norway)

Best Arts Programming: Kubrick By Kubrick

(France)

Best Short-Form Series: INSiDE (New Zealand)

Best Non-Scripted Entertainment: The Masked

Singer (UK)

Best Non-English Language U.S. Primetime

Program: 21st Annual Latin GRAMMY Awards

(USA)

Doordarshan and AIR won at UNESCO-ABU Peace

Media Awards 2021

Doordarshan and radio show by All India Radio has

received multiple awards at ABU – UNESCO Peace

Media Awards-2021 at Kuala Lumpur in Malaysia.

The awards were given by UNESCO in

collaboration with Asia Pacific Broadcasting Union

under the ‗Together for Peace‘ initiative.

Ethical and Sustainable Relationship with Nature‘

award: AlR‘s ‗Living on the edge – The coastal

lives‘

Living Well with Super-Diversity category:

Doordarshan‘s programme ‗DEAFinitely Leading

the Way

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Dr S K Sohan Roy 1st Indian to be honoured with

Knighthood of Parte Guelfa in Florence, Italy

Keralite Dr S K Sohan Roy, the Chief Executive

Officer(CEO) and founder of Aries Group of

Companies has become the first Indian to be

honoured with the Knighthood of Parte Guelfa for

his humanitarian and Environmental protection efforts in business and movies.

The honorary title of ―Knight of Parte Guelfa‖ has

been conferred upon him during the conferring

ceremony organised during the Investitures of Parte

Guelfa of Annus Domini 2021, November 19 to 21.

Bihar won Gold Medal Award at 40th edition India

International Trade Fair

Union Commerce and Industry Minister, Piyush

Goyal has inaugurated the 40th edition of the India

International Trade Fair (IITF) 2021 at Pragati Maidan in Delhi. It was organized by the India

Trade Promotion Organisation with ‗Aatmanirbhar

Bharat‘ as the theme and to further promote the idea

of ‗Vocal for Local‘.

Bihar is the partner state for the 40th IITF and the

focus states are Uttar Pradesh and Jharkhand.

Dinyar Patel‘s biography of Dadabhai Naoroji wins

Kamaladevi Chattopadhyay NIF Book Prize 2021

A biography of Dadabhai Naoroji, one of the founders of the Indian National Congress, by Dinyar Patel was

named winner of the Kamaladevi Chattopadhyay NIF

Book Prize 2021.

Indian-American Mathematician Among Three

Selected for Inaugural Ciprian Foias Prize

Eminent Indian-American mathematician Nikhil

Srivastava, has been jointly selected for the

inaugural $5,000 Ciprian Foias Prize for the ―highly

original work‖ in Operator Theory by the American

Mathematical Society (AMS).

Along with Prof. Srivastava, who teaches at the

University of California, Berkeley, the two other

awardees are Adam Marcus and Daniel Spielman.

The award recognises their ―highly original work‖

that introduced and developed methods for

understanding the characteristic polynomial of

matrices, namely the iterative sparsification method

(also in collaboration with Batson) and the method of interlacing polynomials.

Assam to confer state‘s top civilian award to Ratan

Tata

The Assam government will confer the state‘s

highest civilian awards to industrialist Ratan Naval Tata, Olympian Lovlina Borgohain and an array of

personalities from diverse fields.

Assam Chief Minister Dr Himanta Biswa Sarma

said that the state government has decided to confer

Assam Baibhav, Assam Saurav and Assam Gaurav

Awards, 2021 to 19 personalities and the award

ceremony will be held on January 24, 2022.

For this year, Assam Baibhav award will be

conferred to Ratan Tata, Assam Saurav award to be

conferred to five personalities Prof Kamalendu Deb Krori, Dr Lakshmanan S, Prof Dipak Chand Jain,

Lovlina Borgohain and Neel Pawan Baru ah Kotak.

Nizamuddin Basti project wins two UNESCO

heritage awards

In double joy for India, a project on holistic urban

revitalisation of the historic Nizamuddin Basti

community in Delhi, has brought laurels for the

country in two categories in this year‘s UNESCO

Asia-Pacific Awards for Cultural Heritage Conservation.

The project has won the prestigious Award of

Excellence, and another award in the Special

Recognition for Sustainable Development category.

IIT-Kanpur Scientist Ropesh Goyal bags ―Young

Geospatial Scientist‖ Award

Ropesh Goyal from IIT-Kanpur won the ‗Young

Geospatial Scientist‘ award in recognition of his

unique contribution to developing the Indian Geoid

Model and computation software.

Ram Nath Kovind Presented ‗President‘s Standard‘

to Indian Navy Squadron

President of India, Ram Nath Kovind has presented

the ‗President‘s Standard‘ to the 22nd Missile

Vessel Squadron of the Indian Navy, which is also

known as the Killer Squadron at the ceremonial parade held at the Naval Dockyard, Mumbai,

Maharashtra.

Ash Barty wins second WTA Player of Year; Barbora

Krejickova gets two honours

Ash Barty‘s Wimbledon title and hold on the No. 1

ranking helped her win WTA Player of the Year for

the second time in voting results announced.

Barbora Krejcikova was selected as Most Improved

Player and shared the Doubles Team of the Year award with Katerina Siniakova.

Emma Raducanu was picked as Newcomer of the

Year after winning the U.S. Open at age 18 and

becoming the first player to go from qualifying rounds all the way to a Grand Slam title.

Carla Suárez Navarro is the Comeback Player of the

Year after returning from Hodgkin‘s Lymphoma to

play on tour and represent Spain in the Billie Jean

King Cup finals.

7-time champion Lewis Hamilton receives knighthood

at Windsor Castle

Lewis Hamilton has picked up a new title only days

after losing one on the track. The seven-time

Formula One champion received a knighthood at Windsor Castle, London.

Hamilton gets the honorary title of ―Sir‖ after being

knighted by the Prince of Wales for services to

motorsports.

Three other F1 drivers have been knighted: Jack

Brabham, Stirling Moss and Jackie Stewart. Hamilton is the first to be awarded while still

competing in the sport.

Bhutan confers PM Modi with its highest civilian

award

Bhutan has honoured PM Modi with its highest

civilian award, Ngadag Pel giKhorlo. Bhutan‘s

Prime Minister Lotay Tshering has announced PM

Modi‘s name for Bhutan‘s highest honour.

The honour comes as an appreciation for India‘s

friendly approach to Bhutan under PM Modi‘s governance. During the pandemic, India had

extended support to the neighbouring country in the

form of vaccines, medicines and other emergency services.

Konkani writer Damodar Mauzo conferred with 57th

Gyanpeeth Award

Renowned Konkani writer Damodar Mauzo has

been conferred with 57th Gyanpeeth Award for the year 2022.

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Noted Assamese poet Nilmani Phookan has

bagged 56th Gyanpeeth award for the year 2021.

Mauzo is second Konkani writer to receive the

highest literary award, earlier being given to Writer Ravindra Kelekar in 2006.

Mauzo is short story writer, novelist and screenplay

writer.

His novel Karmelin had bagged Sahitya Akademi

award in 1983.

His several short stories are translated into other

languages and have appeared in various magazines.

India‘s Harnaaz Sandhu crowned Miss Universe

2021 title:

Actor-model India‘s Harnaaz Sandhu, 21, crowned

Miss Universe 2021.

Actor-model Harnaaz Sandhu‘s Miss Universe

victory has brought immense joy and pride to Indians across the globe, including Hindi film

personalities and former beauty queens Sushmita

Sen, Lara Dutta and Priyanka Chopra Jonas, who

congratulated the winner for bringing home the crown after 21 years.

The Chandigarh-based model, who is pursuing her

master‘s degree in public administration, was

adjudged Miss Universe 2021 at the 70th edition of

the pageant in Eilat, Israel.

Only two Indians before Sandhu have won the title

of Miss Universe – actors Sen in 1994 and Dutta in

2000.

Elon Musk named Time Magazine‘s Person of the

Year 2021:

Tesla CEO Elon Musk has been named Time

Magazine‘s ―person of the year 2021‖.

―For creating solutions to an existential crisis, for

embodying the possibilities and the perils of the age

of tech titans, for driving society‘s most daring and

disruptive transformations, Elon Musk is our 2021 Person of the Year

Musk, 50 is also the Founder and Chief Executive

of space exploration company SpaceX.

He also heads brain-chip start-up Neuralink and

infrastructure firm The Boring Company.

He recently surpassed Amazon Founder Jeff Bezos in terms of net worth to become the world‘s wealthiest person amid Tesla‘s rising share prices

that pushed his net worth to around $300 billion.

PERSON IN NEWS

Gabriel Boric The streets of Santiago erupted in

celebration after leftist millennial

Gabriel Boric became Chile‘s

youngest-ever president-elect with

an unexpectedly large victory over his far-right rival in a polarizing

race.

Rishabh Pant Crickter Rishabh Pant appointed as

Uttarakhand‘s brand ambassador

Sanjay Dutt Star Sanjay Dutt has been roped in

by the Arunachal Pradesh

government to be the brand

ambassador for the state.

Mohit Jain Mohit Jain of The Economic Times

was elected president of The Indian Newspaper Society.

Ravinder Bhakar Ravinder Bhakar, CEO of Central Board of Film Certification

(CBFC) has assumed charge of

National Film Development

Corporation (NFDC), Films

Division, and Children Films

Society of India (CFSI).

MM Naravane Army Chief Gen MM Naravane

has assumed the charge as the

chairman of the Chiefs of Staff

Committee that comprises the three service chiefs

Arvind Kumar Arvind Kumar has joined as Director General of Software

Technology of India (STPI)

Azim Premji Azim Premji, founder chairman of

Wipro limited and founder of Azim

Premji Foundation is this year‘s

recipient of 10th annual Dr. Ida S.

Scudder Humanitarian Oration,

jointly established by Christian

Medical College Vellore (CMC) and the U.S.-based Vellore CMC

Foundation.

Harnaaz Sandhu Actor-model India‘s Harnaaz

Sandhu, 21, crowned Miss

Universe 2021 at the 70th edition

of the pageant in Eilat, Israel.

Neena Gupta Neena Gupta, a mathematician and

professor at the Indian Statistical Institute in Kolkata, has been

awarded the 2021 DST-ICTP-IMU

Ramanujan Prize for young

mathematicians from developing countries.

Kumar Mangalam Birla

Aditya Birla Group‘s chairman, Kumar Mangalam Birla has

received the Global Entrepreneur

of the Year Award- Business

Transformation from The Indus Entrepreneurs (TiE) based out of

Silicon Valley.

Lewis Hamilton 7-time champion Lewis Hamilton

receives knighthood at Windsor

Castle

Gautam

Raghava

US President Joe Biden has

elevated Indian-American political

advisor Gautam Raghavan as the head of the White House Office of

Presidential Personnel.

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Catherine Russell

UN Secretary-General Antonio Guterres has appointed Catherine

Russell as the head of UN

children‘s agency UNICEF, also known as the United Nations

Children‘s Fund.

Aung San Suu

Kyi

Myanmar‘s ousted civilian leader,

Aung San Suu Kyi was sentenced

to four years imprisonment after

being found guilty on two charges, the first verdicts in a raft of

criminal cases that the country‘s

military has brought against her

since seizing power 10 months ago.

Anil Menon Nasa-turned-SpaceX flight

surgeon, Anil Menon is among the

10 latest trainee astronauts who

will join the 2021 class of the

American space agency as it plans

for the first human missions to the moon in more than 50 years.

Olaf Scholz German lawmakers officially elected Social Democrat, Olaf

Scholz as the new chancellor,

putting an end to 16 years of

conservative rule under Angela Merkel.

Ittira Davis The Board of Directors of Ujjivan Small Finance Bank appointed

Ittira Davis as the MD and CEO of

the bank.

Sanjiv Mehta The Federation of Indian Chambers

of Commerce and Industry (FICCI)

announced that Sanjiv Mehta, the Chairman and Managing Director

of Hindustan Unilever Limited

(HUL), will be appointed as its

President.

Adama Barrow The President of Gambia, Adama

Barrow, won the second term as President during Gambia‘s

presidential election.

Jasprit Bumrah Unix, an Indian Mobile

Accessories manufacturing brand,

has signed Indian Cricket Fast

Bowler, Jasprit Bumrah as its Brand Ambassador to increase the

visibility of their products.

Ravindra Jadeja Bangalore based innovative, fast-

growing fintech, Kinara Capital

signed the Indian cricketer

Ravindra Jadeja, as its official brand ambassador on the occasion

of the company‘s 10th anniversary.

Magdalena

Andersson

The former Finance Minister of

Sweden, Eva Magdalena

Andersson from the Social Democratic Party (SDP) won her

2nd election and became the 1st

female Prime Minister (PM) of

Sweden.

Smriti

Mandhana

Indian Institute of Technology

Madras (IIT-M) incubated startup, GUVI has signed Indian Women‘s

cricketer Smriti Mandhana as its

brand

Dame Sandra Prunella Mason

Dame Sandra Prunella Mason took over as the President of

Barbados.Barbados has become the

World‘s newest republic, around 400 years after it became a British

colony.

Lt Gen Manoj

Kuma Mago

Lt Gen Manoj Kumar Mago has

taken over as the Commandant of

National Defence College (NDC),

New Delhi.

Geoff Allardice

The International Cricket Council

(ICC) has appointed Geoff Allardice as the permanent CEO of

the International Cricket governing

body.He replaces Manu Sawhney

who officially resigned from his

position in July 2021.

Rumen Radev Bulgarian President Rumen Radev wins second term

Abdalla Hamdok Abdalla Hamdok Reappointed as Prime Minister of Sudan

Rahul Dravid Kids Footwear Plaeto names Rahul Dravid as its brand Ambassador

Nicolae Ciuca Romania‘s President nominates Nicolae Ciuca as the New PM of

Romania

Sheikh Sabah

Al-Khalid Al-

Sabah

Kuwait reappointed Sheikh Sabah

Al-Khalid Al-Sabah as the Prime

Minister (PM) of the country.

Sourav Ganguly Century LED appoints Sourav

Ganguly as Brand Ambassador for Magik

Praveen Sinha

Central Bureau of Investigation (CBI) special director Praveen

Sinha was elected the delegate for

Asia in the executive committee of

the International Criminal Police Organization (Interpol)

Petr Fiala Petr Fiala has been sworn in as the new Prime Minister of the Czech

Republic

Harshwanti

Bisht

Noted mountaineer from

Uttarakhand, Harshwanti Bisht has

earned the distinction of being

elected the first woman president of the Indian Mountaineering

Foundation (IMF).

Rajnish Kumar

Two-wheeler major, Hero

MotoCorp announced the

appointment of former chairman of

State Bank of India (SBI) Rajnish Kumar as an independent non-

executive director on the board of

the company.

Vivek Johri

Senior bureaucrat, Vivek Johri has

been appointed as the new Chairman of the Central Board of

Indirect Taxes and Customs

(CBIC).

Magdalena

Andersson

Sweden elect 1st Female Prime

Minister Magdalena Andersson

Lt Gen Manoj

KumaR

Lt Gen Manoj Kumar Mago has

taken over as the Commandant of

National Defence College (NDC), New Delhi.

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Gita Gopinath

International Monetary Fund Chief Economist, Gita Gopinath is set to

take over from Geoffrey Okamoto

as the institution‘s No. 2 official.

Sambit Patra

Sambit Patra has been appointed as

the chairman of India Tourism Development Corporation (ITDC)

by the Appointments Committee of

the Cabinet.

Naomi Kawase

Japanese Film Director Naomi

Kawase Named as UNESCO

Goodwill Ambassador for Cultural and Creative Industries

Arvind Kumar

Arvind Kumar has joined as Director General of Software

Technology Parks of India.

Software Technology Parks of

India is an autonomous body under the Ministry of Electronics &

Information Technology

Government of India.

Radha Unni

Radha Unni, former Chief General

Manager, State Bank of India,

Kerala Circle, has been appointed as Independent Director of the

Kerala based lender, South Indian

Bank.

Gautam US President Joe Biden has

Raghavan

elevated Indian-American political advisor Gautam Raghavan as the

head of the White House Office of

Pradip Shah Pradip Shah, the founder of

IndAsia Fund Advisors, has been

appointed chairman of the National Asset Reconstruction Company

(NARCL).

Adama Barrow Adama Barrow has comfortably

won a second term in The

Gambia‘s presidential election.

Neeraj Chopra Disney Byju‘s early learn app signs

Neeraj Chopra as brand

ambassador

Sunil Arora

The Election Commission said that

former Chief Election

Commissioner Sunil Arora had

joined the board of advisers for the

International Institute for

Democracy and Electoral Assistance, a Stockholm-based

inter-governmental organisation of

34 member countries.

Alka Upadhyaya

Alka Upadhyaya appointed

chairperson of National Highways

Authority of India (NHAI)

SPORTS Shreyashi Singh retains Women‘s Trap National

Champion Title

Bihar‘s shotgun shooter Shreyashi Singh won her

second women‘s trap title at the National

Championship.

This was Shreyashi‘s fifth individual career national

title and her second in women‘s trap.

New Zealand‘s Ajaz Patel creates history; Becomes

3rd bowler in Test cricket to claim all 10 wickets in an

innings

In the 2nd Test between India and New Zealand,

left-arm spinner Ajaz Patel created history by taking all 10 wickets in an innings and became the third

bowler after Jim Laker and Anil Kumble to achieve

the feat.

He dismissed all 10 Indian batsmen in the first

innings at the Wankhede Stadium. Patel finished with figures of 10/119 as India were bowled out for

325.

India‘s Ananya Bansal wins Silver at Asia Youth

Paralympic Games in Bahrain India‘s Ananya Bansal won the country‘s first silver

medal in shotput in the F-20 category at the Asia Youth

Paralympic Games in Manama, Bahrain.

ITF World Tour Championships: Pranjala beats

Sowjanya to clinch women‘s singles title

Pranjala Yadlapalli clinched the KSLTA ITF World

Tour Championships women‘s singles title beating

Sowjanya Bhavisetti, in Bengaluru.

Argentina lift Junior Hockey WC title after defeating

Germany 4-2

Argentina lifted the coveted trophy of the Junior Men‘s

Hockey World Cup after defeating Germany, 4-2 in the

Summit Clash in Bhubaneswar.

Manipur beats Odisha win senior woen‘s national

football championship

Manipur made it 21 out of 26 at the National senior

football championship. It defeated Railways in a final that failed to produce a goal in 120 minutes.

Russia defeated Croatia to win Davis Cup tennis

tournament 2021

The Davis Cup 2021 was won by the Russian Tennis Federation by a 2-0 lead over Croatia in the Davis Cup

final in Madrid. Medvedev defeated Marin Cilic in the

second singles match to give Russia an insurmountable

2-0 lead over Croatia and its first Davis Cup title since

2006

Indian Shuttler PV Sindhu won Silver at BWF World

Tour Finals 2021

Indian Shuttler and 2-time Olympic medalist Pusarla V Sindhu, world‘s number 7, won the silver at the 2021

Badminton World Federation(BWF) World Tour Finals,

officially known as the HSBC BWF World Tour Finals

2021.

22nd Asian Archery Championship 2021

India finished 2nd in the overall medal tally at the

22nd Asian Archery Championship 2021 that was

held in the Bangladeshi capital of Dhaka.

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The Indian contingent has won a total of 7 medals (1

Gold, 4 Silver & 2 Bronze), while South Korea with

a total of 15 medals topped the table.

Archer, Jyothi Surekha Vennam, won India‘s only

gold medal in the tournament.

2025 Asian Youth Para Games to be hosted by

Tashkent

The 5th edition of Asian Youth Para Games 2025

will be hosted by Tashkent, capital of Uzbekistan and the approval given by the Asian Paralympic

Committee‘s (APC) Executive Board.

For the first time ‗Asian Youth Games 2025‘ and

‗Asian Youth Para Games 2025‘ will be hosted in

the same city & in the same venues.

Lewis Hamilton wins 2021 F1 Qatar Grand Prix

Lewis Hamilton (Mercedes-Great Britain), has won the

2021 F1 Qatar Grand Prix. Max Verstappen (Red Bull –

Netherlands) came second while Fernando Alonso (Alpine- Spain) came third.

Kento Momota and An Seyoung wins 2021 Indonesia

Masters Tournament

In badminton, Kento Momota of Japan beat Anders

Antonsen of Denmark 21-17, 21-11 to win the men‘s singles title at the 2021 Indonesia Masters

Super 750 badminton tournament. The US$600,000

tournament was held at Bali in Indonesia from

November 16 to 21, 2021.

In women‘s single, An Seyoung of South Korea

defeated top-seed Akane Yamaguchi of Japan 21-

17, 21-19 to win the title.

List of winners of 2021 Indonesia Masters

Men‘s Single: Kento Momota (Japan)

Women‘s Single: An Seyoung (South Korea)

Men‘s Double: Takuro Hoki and Yugo Kobayashi

(both of Japan)

Women‘s Double: Nami Matsuyama and Chiharu

Shida (both of Japan)

Mixed Double: Dechapol Puavaranukroh and

Sapsiree Taerattanachai (both of Thailand)

Syed Mushtaq Ali Trophy Finals: Tamil Nadu defeats

Karnataka

Tamil Nadu has lifted the Syed Mushtaq Ali Trophy

defeating Karnataka after chasing 152.This is the third

time that Tamil Nadu has won the Syed Mushtaq Ali tournament, having previously won it in 2006-07 and

2020-21.

Alexander Zverev beats Daniil Medvedev to win ATP

Finals title In Tennis, Alexander Zverev of Germany beat World

No.2 Daniil Medvedev of Russia, 6-4, 6-4, in the men‘s

singles finals to clinch the 2021 ATP Finals title, held at

Turin in Italy.

Saurav Ghosal wins Malaysian Open Squash

Championship 2021

Indian Squash star, Saurav Ghosal has scripted

history as he has become the first Indian squash player to win the Malaysian Open Championships.

On the other hand, the women‘s singles title of the

2021 Malaysian Open squash championships has

been won by Malaysia‘s Aifa Azman.

Sports Minister Anurag Thakur inaugurates Khelo

India Women‘s Hockey League

Sports Minister Anurag Singh Thakur formally

inaugurated the first-ever national-level Khelo India

Women‘s Hockey League at Major Dhyan Chand National Stadium in New Delhi. The winner of the

Khelo India Women‘s Hockey League will get a

cash prize of 30 lakhs.

In the first phase, total 14 teams will participate in

the league and 42 matches will be played from 15

December to 21 December. The second and third

phases will be organized in early next year.

The Sports Authority of India and Hockey India are

jointly organizing the first-ever national-level Khelo India league. This is the first big event that will be

organized at the Major Dhyanchand Stadium after

2015.

Commonwealth Weightlifting Championships 2021:

Sanket Mahadev Sargar wins gold medal in Men‘s 55

kg snatch category

Sanket Mahadev Sargar won the gold medal in the

Men‘s 55kg snatch category at the ongoing

Commonwealth Weightlifting Championships 2021 in Tashkent,Uzbekistan.

He also registered a new snatch national record.

For the top-podium finish, the Indian lifted the

weight of 113kg.

He was the Khelo India University Games

champion in 2020.

Meanwhile, Jhilli Dalabehera bagged a silver medal

in women‘s 49kg category at the ongoing 2021 Commonwealth Weightlifting Championships.

Red Bull‘s Max Verstappen wins Abu Dhabi Grand

Prix 2021

Red Bull‘s Max Verstappen defeated Mercedes‘

Lewis Hamilton to win his maiden F1 world

championship title in the Abu Dhabi Grand Prix at

the Yas Marina Circuit in Abu Dhabi, United Arab

Emirates.

J&K‘s Chandeep Singh bags a silver medal at Para

World Taekwondo Championships

23-year-old Chandeep Singh, an International Para

Taekwondo Athlete bagged a silver medal in Men‘s

plus 80 kg event at 9th Para World Taekwondo Championships held at Istanbul, Turkey from

December 9 to 12 2021.

Chandeep Singh became the first Para Athlete from

the Union Territory of Jammu and Kashmir (J&K)

to achieve such a feat at the World level & this also is India‘s first-ever medal in the history of the Para

World Taekwondo Championships.

65th Ballon d‘Or

Argentina‘s Lionel Andrés Messi (Lionel Messi),

who plays as a forward for Paris Saint-Germain has won the Ballon d‘Or award or Golden Ball Award

for the record 7th time and Barcelona‘s Alexia

Putellas has won the Women‘s Ballon d‘Or award

or Ballon d‘Or Féminin Award.

The Ballon d‘Or (English: Golden Ball) is an annual

award, presented by the French magazine ‗France

Football‘, since 1956.

Anju Bobby George has been bestowed with the

Woman of the Year Award by World Athletics

Legendary Indian athlete, Anju Bobby George has

been bestowed with the Woman of the Year Award

by World Athletics for grooming talent in the

country and for her advocacy of gender equality.

In 2016, she formed a sports academy for young

girls. Through this, she has helped India advance in

sports and also inspire more women to follow in her

footsteps. She is also presented with the award for

advocating gender equality.

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Anju, the only Indian to have won a medal in the World Championships with a long jump bronze in

the 2003 edition.

SCIENCE & TECHNOLOGY

Microsoft launches cybersecurity skilling programme

to skill over 1 lakh learners in India

To address the skills gap and empower India‘s

workforce for a career in cybersecurity, Microsoft

launched a cybersecurity

skilling program that aims to

skill over 1 lakh learners by 2022.

The program is designed to

give learners hands-on

experience in the fundamentals

of security, compliance, and identity.

Education Minister launches Centres

For Nanotechnology at IIT Guwahati

Union Education Minister Dharmendra Pradhan inaugurated the state-of-the-art

Centre for Nanotechnology and Centre

for Indian Knowledge System at IIT

Guwahati.

NASA Selects INCUS, a New Mission to Study Storms

& Impacts on Climate Models

A mission namely ‗Investigation of Convective

Updrafts (INCUS)‘ has been selected by

NASA (National Aeronautics and Space Administration) as a new Earth science mission

under its Earth Venture Mission-3 (EVM-3).

INCUS is a collection of three SmallSats in

tight coordination which will study the

behavior of tropical storms and thunderstorms, including their impacts on weather and climate

models.

DMRC launches 1st Prototype of Indigenously Driver

Training System – RSDTS Durga Shanker Mishra, Chairman of Delhi Metro Rail

Corporation (DMRC) & Secretary of Ministry of

Housing and Urban Affairs launched the first prototype

of an indigenous developed Rolling Stock Driver Training System (RSDTS) at DMRC.The RSDTS is a

technology used for training Metro & Railways Train

drivers.

NASA Launches World‘s 1st Planetary Defense

Mission ‗DART‘ on SpaceX Rocket

National Aeronautics and Space

Administration (NASA) launched the world‘s

first planetary defense mission, the Double Asteroid Redirection Test (DART) to

intentionally smash a spacecraft into an

asteroid Didymos at 15,000 miles per hour.

A Falcon 9 SpaceX rocket has carried the

DART spacecraft from Vandenberg Space Force Base in California, United States .

Skyroot Aerospace Test-Fired Dhawan-1 India‘s 1st

Privately Built Cryogenic Rocket Engine

Skyroot Aerospace, a space technology startup based in

Hyderabad, has successfully test-fired Dhawan-1, India‘s

first privately developed fully cryogenic rocket engine.

China Successfully Launches new Shiyan-11 Satellite

for Testing

China successfully launched the Shiyan-11 satellite aboard a Kuaizhou-1A carrier rocket from the Jiuquan

Satellite Launch Centre in the Gobi Desert in Inner

Mongolia.

Jitendra Singh launches World‘s First Multimodal

Brain Imaging Data and Analytics

The Union Minister of State (Independent

Charge) for the Ministry of Science and

Technology, Dr Jitendra Singh inaugurated

Project SWADESH.

The project SWADESH is a first of its kind

large-scale multimodal neuroimaging database

designed specifically for the Indian population.

The unique brain initiative has been developed

by the DBT-National Brain Research Centre (DBT-NBRC), Gurgaon, Haryana.

SWADESH brings big-data architecture and

analytics for various neurological diseases

under one platform.

It will enable the researchers in conducting

multimodal brain studies to understand and manage Alzheimer‘s disease and several

neurological disorders.

China launches Zhongxing-1D Communications

Satellite into Space

China launched a new communications satellite named

Zhongxing-1D from the Xichang Satellite Launch Centre

in Sichuan Province, China.Zhongxing-1D is also known as ChinaSat-1D.The satellite was launched by a Long

March-3B carrier rocket and entered the planned orbit

successfully.

NASA‘s Parker Solar Probe enters the Sun‘s upper

atmosphere

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NASA‘s Parker Solar Probe has entered the

Sun‘s upper atmosphere for, first time in

history. In 2018, launched the Parker Solar Probe aims to unravel the mysteries of the Sun

by travelling closer to it.

After three years of launching, Parker has

finally arrived in the solar atmosphere. Parker

Solar Probe has flown through the Sun‘s upper atmosphere for the first time in history – the

corona. The probe sampled particles and

magnetic fields there.

The new milestone marks one major step for

Parker Solar Probe and one giant leap for solar

science. Just as landing on the Moon allowed scientists to understand how it was formed,

touching the very stuff the Sun is made of will

help scientists uncover critical information

about our closest star and its influence on the solar system.

DEFENCE

Joint military exercise between India and Maldives

begins at Kadhdhoo Island

The 11th edition of Exercise EKUVERIN between India

and Maldives will be conducted at Kadhdhoo Island, Maldives.

Indian Navy launches its new large survey vessel

‗Sandhayak‘ in Kolkata

The Indian Navy launched ‗Sandhayak‘, the first of the four large survey vessels, in

Kolkata. The ship was

launched by Pushpa Bhatt,

spouse of Minister of State for Defence Ajay Bhatt, who was

the Chief Guest at the event.

Russia successfully tests

fired Hypersonic Cruise

Missile ‗Zircon‘

Russian Navy

successfully test-fired t he

‗Zircon‘ Hypersonic Cruise Missile from

Frigate – Admiral

Gorshkov warship,

which rightly hit the test target placed in the

Russian Arctic waters.

Russia destroyed its own

satellite in low-earth

orbit using an Anti-Satellite (ASAT) Missile

named ‗Nudol‘, which

led to the formation of a

cloud of space debris that could potentially destroy

other orbiting satellites

& the International

Space Station (ISS).

INS Visakhapatnam

commissioned into Indian

Navy

INS Visakhapatnam, a P15B stealth guided-missile

destroyer has been commissioned into the Indian Navy at the Naval Dockyard, Mumbai.

This is the first of the four ‗Visakhapatnam‘ class

destroyers.

It has been designed by the Indian Navy‘s in-house

organization Directorate of Naval Design and

constructed by Mazagon Dock Shipbuilders

Limited, Mumbai.

Southern Command of Army Launched Military

Exercise – Dakshin Shakti

Pune-based Southern Command of the Army launched a

military exercise named ‗Dakshin Shakti‗ in the training

area of Rajasthan and Gujarat to validate the battle readiness and operational effectiveness of troops of the

Southern Army, which covers

about 41 percent of the

country‘s landmass.

Coast Guards of India,

Maldives & Sri Lanka

conducts Biennial Trilateral

Exercise – ‗Dosti‘ The 5-day long, 15th edition of

the Maldives, India, and Sri

Lanka biennial Trilateral Exercise ‗Dosti‘ was conducted

in Maldives from 20-24

November 2021 as part of

regional security formation for peaceful and stable Indian

Ocean Region.

China Launched its 3rd

Gaofen-11 High-Resolution

Reconnaissance Satellite

The China Aerospace

Science and Technology

Corporation (CASC) launched

China‘s 3rd Gaofen-11 (03) high-resolution reconnaissance

satellite from the Taiyuan

Satellite Launch Center in the

northern province of Shanxi.

The satellite was

launched by the Long March

4B rocket (also known as

Chang Zheng 4B).

The Gaofen-11 03

will be used for land surveys, city planning, land rights confirmation, road network design, crop yield

estimation and disaster prevention and mitigation.

India & Indonesia Navy Holds 37th edition of

Coordinated Patrol 2021

The 37th edition of CORPAT (coordinated patrol)

2021 between India and Indonesia was held in

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International Maritime Boundary Line (IMBL) as a

non-contact, ―at sea only‖ exercise amid COVID-19 pandemic.

This CORPAT between India and Indonesia have

been carrying along the International Maritime

Boundary Line (IMBL) biannually since 2002, to

keep Indian Ocean Region (IOR) safe and secure for commercial shipping, international trade and

conduct of legitimate maritime activities

As part of Government of India‘s vision of SAGAR

(Security And Growth for All in the Region), Indian

Navy has been engaging with the countries in the IOR.

Indian Navy Commissions 4th Scorpene-class

submarine INS Vela in Mumbai

The Indian Navy commissioned Scorpene-class

submarine INS Vela at the naval dockyard in Mumbai, in the presence of the chief of naval staff

Admiral Karambir Singh.

INS Vela is the fourth of six Scorpene-class

submarines to be commissioned under Project 75.It

was built by Mazagon Dock Shipbuilders Ltd. Other Scorpene-class Submarines:

INS Kalvari: Launched in October 2015 and

commissioned into Indian Navy in December 2017.

INS Khanderi: Launched in January 2017 and

commissioned into Indian Navy in September 2019.

INS Karanj: Launched in January 2018 and commissioned into Indian Navy in March 2021.

Army chief observes military exercise ‗Dakshin

Shakti‘ in Jaisalmer

Army chief General, M M Naravane has observed

the military exercise ‗Dakshin Shakti‘ being held here with the Army and the Air Force taking part in

it.

The exercise began in the deserts of Jaisalmer in

Rajasthan.

NCC celebrates its 73rd Raising Day

The National Cadet Corps (NCC), the youth wing of

the Indian Armed Forces and the largest uniformed

youth organisation in the world, observed the 73rd

anniversary of its raising on November 28.

NCC day is celebrated every year on the 4th Sunday

Pakistan Successfully Test Fires Surface-to-Surface

Ballistic Missile – Shaheen 1-A

Pakistan successfully test fired a surface-to-surface

ballistic missile ‗Shaheen 1-A‘ which is aimed at re-

validating certain design and technical parameters of the weapon system.

Russian Navy Test-Fired Zircon, a Hypersonic

Missile, in the White Sea The Russian navy successfully test fired the

Tsirkon/Zircon cruise missile, a hypersonic missile, in

the White sea, a southern inlet of the Barents Sea,

northwest coast of Russia.Zircon, a anti-ship hypersonic cruise missile, is one of several hypersonic missiles

under development in Russia.

Bangladesh, US kick off bilateral exercise CARAT

US military personnel and Bangladesh Navy (BN) began the 27th annual Cooperation Afloat Readiness and

Training (CARAT) maritime exercise virtually from 1

December in the Bay of Bengal.

Sonowal inaugurates River Cruise Service at

Mormugao Port Trust Goa:

Union Minister for Ports Shipping and Waterways

Shri Sarbananda Sonowal inaugurated the River

Cruise Services at the Marmugao Port in Goa.

He announced that Services will immediately begin

on all the proposed routes with its FRP double deck boats to give the tourists a complete experience of

Goa a culture and history.

Ministry of Defence signs MoU with IITE,

Gandhinagar for training of 800 Sainik School

teachers:

Ministry of Defence (MoD) has entered into a

Memorandum of Understanding (MoU) with Indian

Institute of Teacher Education (IITE) Gandhinagar

to facilitate training to teachers of Sainik Schools.

The MoU was signed in New Delhi on December

10, 2021 by Joint Secretary (Land & Works) and

Honorary Secretary, Sainik Schools Society (SSS),

Rakesh Mittal on behalf of MoD and Registrar of

IITE Dr Himanshu Patel in the presence Defence Secretary Dr Ajay Kumar and IITE Vice

Chancellor Dr Harshad A Patel.

Terming the MoU as a significant step towards

capacity building of teachers of Sainik Schools in terms of imparting quality education to students

with Indian ethos, the Defence Secretary, it would

help to enhance the brand of not only existing

Sainik Schools but also 100 upcoming Schools.

The MoU is for the period of five years commencing with effect from January 2022 under

which 800 plus teachers of all Sainik Schools will

be trained through courses named ‗Gurudiksha‘ &

‗Pratibaddhta‘.

RANKING & ORDER

FM Nirmala Sitharaman Ranked 37th on Forbes‘

2021 World‘s 100 Most Powerful Women

Finance Minister(FM) of India, Nirmala Sitharaman

has ranked 37th on the Forbes‘ list of the World‘s 100 Most Powerful Women 2021 or 18th Edition of

Forbes‘ list of the World‘s 100 Most Powerful

Women. She has been featured on the list for the

3rd year in a row. She was ranked 41st on the list in 2020 and 34th in 2019.

India‘s seventh woman billionaire and the wealthiest

self-made billionaire, Falguni Nayar, founder and

CEO, Nykaa was ranked 88th on the list.

Roshni Nadar Malhotra, Chairperson of the HCL

Technology, the first woman to lead a listed IT company in India was ranked 52nd on the list.

The 3rd richest woman in the world, MacKenzie

Scott, philanthropist, author and ex-wife of Amazon

founder Jeff Bezos was topped Forbes‘ 2021

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World‘s 100 Most Powerful Women replacing the

outgoing German chancellor Angela Merkel who topped the 15 out of 17 iterations of the list.

IPF Survey on SMART Policing 2021: Telangana,

Andhra Pradesh Tops; Bihar, UP Lowest

Almost 7 years after the launch of the SMART

policing, a Delhi-based think tank, IPF (Indian Police Foundation) has published a survey named

‗IPF Citizen Satisfaction Survey on SMART

Policing, 2021‘ to

identify the public perception of the

police.

As per the

survey, Andhra

Pradesh and

Telangana have the

highest ‗SMART

policing index‘

scores of 8.11 and 8.1 respectively on a

scale of 1-10. Uttar

Pradesh and Bihar

scored the lowest score of 5.81 and

5.74 respectively.

MHA ranks

Delhi‘s Sadar

Bazar police

station as best police station

The Sadar Bazar police station in Delhi has been

ranked as the best police station of India for the year

2021 by the Ministry of Home Affairs.

The list of the top 10 police stations in India is

released annually by the Ministry of Home Affairs

to rank the police stations in terms of the services

and facilities available at the police station.

The performance review of police stations were carried out by the Bureau of Police Research and

Development (BPRD).

World Talent Ranking report 2021: India ranked

56th International Institute for Management Development

(IMD) World Competitive Centre published its ―World

Talent Ranking Report‖. In the report, Europe has

dominated the ranking in 2021. Global top 10 countries are from this region. Switzerland

has retained its top spot. India has been ranked at 56th

position.

NITI Aayog launched 1st SDG Urban Index 2021-22

NITI (National Institution for Transforming India)

Aayog launched the first SDG (Sustainable

Development Goal) Urban Index & Dashboard

2021-22. It was launched by Dr Rajiv Kumar, Vice

Chairperson, NITI Aayog; and Prof Dr Claudia Warning, Director General, BMZ (Federal Ministry

for Economic Cooperation and Development),

Germany.

This launch is a result of NITI Aayog, GIZ

(Deutsche Gesellschaft für Internationale Zusammenarbeit), and BMZ collaboration under the

umbrella of Indo-German Development

Cooperation.

The SDG Urban Index and Dashboard ranks 56

urban areas on 77 SDG indicators covering 46 global SDG targets across 15 SDGs.

A Statement of Intent (SoI) was also signed between

NITI Aayog and BMZ to promote cooperation

between India and Germany. Under this SoI, ―NITI- BMZ Dialogue on Development Cooperation‖ will

be established for periodic bilateral discussions,

sharing of developmental policy experiences and to

review other ongoing bilateral programs.

Table

showing

Top 5

Urban

Areas:

Rank

Urban Area

State/Union

Territory

(UT)

Composi

te Score

1 Shimla Himachal

Pradesh

75.5

2 Coimbatore Tamil Nadu 73.29

3 Chandigarh Chandigarh 72.36

4 Thiruvanant

hapuram

Kerala 72.36

5 Kochi Kerala 72.29

Toppers in Different SDG

categories: SDG Category Topper Score

1: No Poverty Coimbatore,

Tamil Nadu

87

2: Zero Hunger Kochi, Kerala 80

3: Good Health & Well

Being

Shimla,

Himachal

Pradesh

80

4: Quality Education Thiruvananthap

uram, Kerala

96

5: Gender Equality Kochi, Kerala 97

6: Clean Water and

Sanitation

Bhopal, Madhya

Pradesh

92

7: Affordable and Clean

Energy

Shimla,

Himachal

Pradesh

99

8: Decent Work and

Economic Growth

Bengaluru,

Karnataka

79

9: Industry, Innovation and

Infrastructure

Surat, Gujarat 78

10: Reduced Inequality Amritsar,

Punjab

97

11: Sustainable Cities and

Communities

Nashik,

Maharashtra

92

12: Sustainable Consumption

& Production

Agra, Uttar

Pradesh

100

13: Climate Action Aizawl,

Mizoram

100

16: Peace, Justice and Strong

Institutions

Panaji, Goa 98

2021 Access to Seeds Index

As per the 2021 Access to Seeds Index (3rd Edition), which is launched as part of World Benchmarking

Alliance (WBA), India is one among the 6 South and

South-East Asian countries that attracts most investments in the domestic seed sector from the global seed industry.

NITI Aayog‘s 1st ‗National Multidimensional Poverty

Index (MPI) 2021 report

NITI (National Institution for Transforming India)

Aayog released its first ‗National Multidimensional Poverty Index (MPI) 2021-Baseline report‘ in which

Bihar, Jharkhand and Uttar Pradesh (UP) ranked as

the poorest state in India.

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On the other hand Kerala has lowest poverty across

India (0.71%), followed by Goa (3.76%), Sikkim

(3.82%), Tamil Nadu (4.89%) and Punjab (5.59%).

This index is also India‘s first ever national MPI

measure based on the reference period of 2015-16 of

the National Family Health Survey (NFHS).

Kantar‘s BrandZ India report 2021 announced

According to Kantar‘s BrandZ India 2021 report, Amazon, Tata Tea and Asian Paints emerged as the most

purposeful brands in India across technology, FMCG,

and non-FMCG categories respectively.

Telangana, Kerala top in H1 capex; UP, Maha among

laggards: Report

Telangana and Kerala lead the capital expenditure

chart of states in the first half of 2021-22 while the

biggest two spenders, Uttar Pradesh and

Maharashtra, are the laggards with not even spending a fifth of the budgeted amount, thereby

pulling down the overall capex by states to a low

28.4% in the period, shows a report.

According to Madan Sabnavis, the chief economist

at Care Ratings, 24 states have budgeted for Rs 5,76,181 crore capex for FY22 but have spent only

Rs 1,63,868 crore in H1FY22, which is just 28.4 per

cent. Of the Rs 5.76 lakh crore by 24 states, the top

10 states constitute as much as Rs 4.45 lakh crore or 77 per cent.

While UP is the largest in term of capex planned at

Rs 1,14,274 crore, it has spent only 20.8 per cent of

it Rs 23,803 crore, followed by Maharashtra with a

capex of Rs 59,139 crore but has spent only Rs 8,454 crore.

Telangana tops the list of states with the highest

capex spends at Rs 14,814 crore in H1 which is 51.9

per cent of the budgeted Rs 28,518 crore for the full

year.

Tel Aviv overtakes Hong Kong, Paris and Zurich as

most expensive city to live in

Tel Aviv has been ranked the world‘s most expensive city to live in thanks to the rapid rise in inflation that has

pushed up the cost of a whole range of goods and

services across the world in the wake of the coronavirus

pandemic.

IOM Launched 11th edition of World Migration

Report 2022

International Organization for Migration (IOM) of

the United Nations launched the 11th edition of its

flagship publication, the World Migration Report

2022, which states that the global international migration has increased from 84 million globally in

1970 to 281 million in 2020, the proportion of the

international migrants has increased from 2.3% to

3.6% of the global population.

The 2022 report stated that climate change has

displaced more people than conflicts.

The report features the regular data collection by the

Internal Displacement Monitoring Centre (IDMC).

India and China, have the largest absolute numbers

of migrants living abroad and India has the largest

emigrant population in the world with around 18 million people living abroad, this makes India the

top origin country globally.

The Philippines has recorded the highest

number(approximately 5.1 million) of new disaster

displacements in 2020.

In 2020, Asia has reported the largest internal

displacement due to disasters, China has reported 5

million new disaster displacements and India has

reported nearly 4 million new disaster

displacements.

2021 Edition of WCM Report: IFFCO Ranks 1st

Among top 300 Cooperatives in the World

The Indian Farmers Fertiliser Cooperative Limited

(IFFCO) has been ranked ‗number one Cooperative‘

among the top 300 cooperatives in the world in the 2021 edition of the 10th Annual World Cooperative

Monitor (WCM) report, withholding its position

from 2020 edition.

The 2021 WCM report is published by the

International Cooperative Alliance (ICA) and

European Research Institute on Cooperative and

Social Enterprises (Euricse).

IGI Airport adjudged the ‗Best Airport in India and

Central Asia‘ this year by Skytrax: MoS Gen VK

Singh

The Centre has said the Indira Gandhi International

Airport in Delhi has been adjudged the ‗Best Airport

in India and Central Asia‘ this year by Skytrax.

In a written reply in the Lok Sabha, Minister of State for Civil Aviation Gen VK Singh said the

Delhi airport along with the others in Hyderabad,

Mumbai, and Bengaluru feature in the World To

100 airports list published by Skytrax.

BOOK & AUTHOR

―India‘s Ancient Legacy of

Wellness‖

Dr. Rekha Choudhary

―The Monk Who

Transformed Uttar Pradesh:

How Yogi Aditynath Changed UP Waala Bhaiya‘

Shantanu Gupta

―Rewinding the first 25 years of MeitY!‖

S S Oberoi

‗Gandhitopi Governor‘ Yarlagadda Lakshmi

Prasad

‗Principles and Practice of

Oncology‘

Jagdish Mukhi

―Raj Kapoor: The Master At

Work‖

Rahul Rawail

‗Pride, Prejudice and

Punditry‘

Dr. Shashi Tharoor

―Watershed: How We

Destroyed India‘s Water And How We Can Save It‖

Mridula Ramesh

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‗1971: Charge of the Gorkhas and Other Stories‘

Rachna Bisht

‗Lal Salaam: A Novel‘ Smriti Irani

‗Srimadramayanam Sasikiranacharya

‗Rewinding of First 25 years

of Ministry of Electronics and Information Technology‘

S S Oberoi

‗At Home In The Universe‘ Bala Krishna Madhur

‗Public Service Ethics‘ Prabhat Kumar

The Midway Battle: Modi‘s

Roller-coaster Second Term‘

Gautam Chintamani

―The Ambuja Story‖ Narotam Sekhsaria

―India vs UK: The Story of

an Unprecedented

Diplomatic Win‖

Syed Akbaruddin

―Cooking to Save your Life‖ Abhijit Banerjee

Resolved: Uniting Nations in

a Divided World‖

Autobiography of the

Former United Nations

Secretary General Ban

Ki-moon

―Contested Lands: India,

China and the Boundary Dispute‖

Maroof Raza

―Conversations: India‘s Leading Art Historian

Engages with 101 themes,

and More‖

Brijinder Nath Goswamy

―Indian Innings: The Journey

of Indian Cricket from 1947‖

Ayaz Memon

‗The Midway Battle: Modi‘s

Roller-coaster Second Term‘

Gautam Chintamani

Naoroji: Pioneer of Indian Nationalism‘ by Dinyar

Patel wins NIF Book Prize 2021 A biography titled ‗Naoroji: Pioneer of Indian

Nationalism‘, authored by Dinyar Patel and published by

Harvard University Press selected as the winner of the

4th Kamaladevi Chattopadhyay NIF (New India Foundation) Book Prize 2021.

The bookmarked the life events and legacy of Dada Bhai

Naoroji.

Venkaiah Naidu released a Book ―‗Democracy,

Politics and Governance‘

Vice President of India, Venkaiah Naidu on the 72nd

anniversary of the adoption of the ‗Constitution of India‘

released a book titled ―Democracy, Politics and Governance‖ in English and ‗Loktantr, Rajniti and

Dharm‘ in Hindi at an event in the Central Hall of

Parliament, New Delhi. The book was authored by Dr A.

Surya Prakash.

DAY & DAYS

November

20

World Children‘s

Day 2021

Theme:- ―A Better

Future for Every

Child‖.

November 20

Africa Industrialization

Day

November

21

World Fisheries

Day

November

21

World Television

Day

November

21

World Day of

Remembrance for

Road Traffic

Victims 2021

Theme:- ―ACT for

LOW SPEEDS

/ACT for LOW-

SPEED STREETS‖.

November 18-24

World Antimicrobial

Awareness Week

Theme:- ―Spread Awareness, Stop

Resistance‖

November

20

November

20

November International Day Theme:- ―Orange

25 for the Elimination of

Violence against

the World: End Violence against

Women Now!‖.

November

26 National Milk Day The day is being observed since 2014 to

commemorate the birth anniversary of

the Father of India‘s White Revolution, Dr Verghese Kurien. He is also

nicknamed as ―Milkman of India‖.

To celebrate National Milk Day, the

College of Dairy Science & Technology (CODST) and Guru Angad Dev

Veterinary & Animal Sciences

University (GADVASU) is organizing

―Milk Adulteration Testing Camp‖ on 25 and 26 November 2021.

November

26

Indian

Constitution Day

November

27

National Organ

Donation Day

November

29

International Day

of Solidarity with

the Palestinian

People

November Day of

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30 Remembrance for all Victims of

Chemical Warfare

December 01 World AIDS Day Theme:- End

inequalities. End

AIDS and End Pandemics.

December 02 World Computer Literacy Day

December 02 National Pollution Prevention Day

December 02 International Day for the Abolition

of Slavery

December 03

December 02 National Pollution

Control Day 2021

The day is

observed as a

national pollution

control day to

commemorate the lives of the people

who died in the

Bhopal gas tragedy

in 1984.

December 03 World Day of the

Handicapped

December 04 International Day

of Banks

December 04 Indian Navy Day Theme:- ‗Swarnim

Vijay Varsh‘

December 05 World Soil Day Campaign ―Halt

soil salinization, boost soil

productivity‖

December 05 International

Volunteer Day

Theme:-

―Volunteer now

for our common

future‖.

December 07 National Armed

Forces Flag Day

December 07 International Civil

Aviation Day

Theme:-

―Advancing Innovation for

Global Aviation

Development‖.

December 08 SAARC Charter

Day 2021

December 09 Remember the

Victims Prevent

Genocide

December 09 The theme of

International Anti-Corruption Day

2021

Theme:- ―Your

right, your role: say no to

corruption‖.

December 10 Human Rights

Day

Theme:-

―EQUALITY –

Reducing inequalities,

advancing human

rights.‖

December 11 International

Mountain Day

December 11 Unicef Day

December

12

International Day

of Neutrality

December 12 International Theme:- ―Leave

Universal Health Coverage Day

No One‘s Health Behind: Invest in

health systems for

all.‖

December 14 National Energy

Conservation Day 2021

December 15 International Tea Day

December 16 Vijay Diwas (also called Victory

Day)

December 18 International

Migrants Day

Theme:-

Harnessing the

potential of human

mobility.

December 18 National

Minorities Rights Day

December 18 World Arabic Language Day

Theme:- ―The Arabic Language

and Civilizational

Communication‖

December 20 International

Human Solidarity

Day

December 19 Goa‘s Liberation

Day

BSF celebrates 57th Raising Day on December 01,

2021

The Border Security Force (BSF) is celebrating its 57th

Raising Day on 01 December 2021. BSF was formed on December 1, 1965 as a unified central agency after the

Indo-Pak and India-China wars for ensuring the security

of the borders of India and for matters connected

therewith. It is one of the five Central Armed Police Forces of the

Union of India and stands as the world‘s largest border

guarding force. BSF has been termed as the First Line of

Defence of Indian Territories.

December 6: Mahaparinirvan Divas India observes December 6 as Mahaparinirvan Divas

every year to mark the death anniversary of Dr Bhimrao

Ramji Ambedkar, who fought for the economic and

social empowerment of Dalits in the country.

December 12

Manipur observes Nupee Lal Day 2021

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OBITUARY

R.L. Jalappa Veteran Congress leader and

former Union Minister R.L.

Jalappa passed away in Kolar following age-related issues.

Acharyadev Ashok Ranjan

Chakroborty

The Pradhan Acharyadeva of Satsang, Sree Sree Ashok

Chakravarty, popularly known to

innumerable devotees and admirers

of Sree Sree Thakur

Anukulchandra as Parama

Pujyapada ‗Sree Sree Dada‘, ended

his earthly sojourn at Mission Hospital, Durgapur, where he had

been under treatment for the last

two months.

Anne Rice

Anne Rice, the gothic novelist

widely known for her bestselling novel ―Interview With the

Vampire,‖ died at the age of 80.

Suresh Jadhav Serum Institute of India‘s

Executive Director Dr Suresh

Jadhav has passed away. He played

an important role in the development of the Covishield

vaccine.

Nanda Kishore

Prusty

Padma Shri awardee who is a well-

known teacher from Odisha, Nanda

Kishore Prusty (Nanda Sir), passed

away. On 9th November 2021, he was conferred with the Padma Shri

award for his contributions in the

field of education. He belonged to

Kantira village in Jajpur district, Odisha.

Eileen Ash World‘s oldest Test Cricketer, former English legend, Eileen Ash

passed away at the age of 110.

Sarada Menon Padma Bhushan Dr

Mamballaikalathil Sarada Menon,

India‘s 1st woman Psychiatrist and

the longest-serving head of the Institute of Mental Health has

passed away.

Konijeti Rosaiah Former Andhra Pradesh CM

Konijeti Rosaiah passes away

Vinod Dua Veteran journalist Vinod Dua

passed away recently.He was an

integral part of NDTV‘s journey as

well. His much-loved food show

‗Zaika India Ka‘ saw him crisscrossing the whole country

just for the best taste.

Rafiqul Islam Renowned scholar of Bangladesh

Professor Rafiqul Islam

‗Sirivennela‘ Veteran Telugu film lyricist

‗Sirivennela‘ Seetharama Sastry

passes away

Shiva Shankar

Master

The renowned National Award-

winning choreographer and actor, Shiva Shankar Master passed away

in Hyderabad, Telangana.

Dr Sarada Menon

Dr Sarada Menon, India‘s First

Woman Psychiatrist, passes away

Olaf Scholz

German lawmakers officially

elected Social Democrat, Olaf

Scholz as the new chancellor, putting an end to 16 years of

conservative rule under Angela

Merkel.

Martin J Sherwin Pulitzer-Winning American

Scholar Martin J Sherwin passes

away

Anne Rice

American gothic-fiction writer

Anne Rice, best known for The Vampire Chronicles novel series,

passed away at the age of 80.

Eileen Ash

Former England cricketer Eileen

Ash, the world‘s oldest Test

cricketer described as a ‗pioneer‘

of the sport, Passed away at the age of 110.

Sananta Tanty

Sahitya Akademi Award-winning, Eminent Assamese poet Sananta

Tanty has passed away

Chun Doo-hwan

Ex South Korean President Chun

Doo-hwan passed away

Gurmeet Bawa

Veteran Punjabi Folk Singer

Gurmeet Bawa Passes Away

MISCELLANEOUS

Cambridge Dictionary names ‗perseverance‘ Word of

the Year 2021

Cambridge Dictionary has announced perseverance as its

Word of the Year 2021.

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Indian origin NASA Astronaut, SpaceX‘s first flight

surgeon

Nasa-turned-SpaceX flight surgeon Anil Menon is

among the 10 latest trainee astronauts who will join

the 2021 class of the American space agency as it

plans for the first human missions to the moon in

more than 50 years. Menon is a lieutenant colonel in the US air force and was SpaceX‘s first flight

surgeon.

Apart from Anil Menon, a firefighter turned

Harvard professor, a former member of the national

cycle team and a pilot who led the first-ever all-woman F-22 formation in combat have been picked

by the National Aeronautics and Space

Administration for its new astronaut candidate class

in four years.

Enrollment in govt schools rose by 5 percentage

points in 2021

The latest Annual Status of Education Report

(ASER) survey highlighting the transition in the

education system in the country was released by Wilima Wadhwa, Director, ASER Centre. As per

the report, children enrollment in government

schools has increased from 65.8% in 2020 to 70.3%

in 2021.

The report was prepared based on a phone survey

covering 75,234 children aged 5-16 across 581 rural

districts in 25 states.

Cryptocarya muthuvariana a New Plant Species

Identified from Idukki, Kerala; named after

Muthuvar tribe

A group of scientists from the University of Kerala

and Jawaharlal Nehru Tropical Botanic Garden and

Research Institute(JNTBGRI) has identified a new

tree species from the Edamalakkudy forests in

Idukki District(a part of the Southern Western

Ghats), Kerala.

The new species has been named Cryptocarya

muthuvariana, to honour the Muthuvar Tribes of the Edamalakkudy Tribal Settlement in Idukki, who

play a major role in conserving the forest.

Martyrdom Day of ‗Guru Tegh Bahadur‘ observed

on 24 November

Every year, November 24 is celebrated as

Martyrdom Day of Guru Tegh Bahadur, the ninth

Guru of Sikhs of Sikh religion. The day is

celebrated as Shaheedi Divas of Guru Tegh Bahadur

across the country.

It was on 24 November 1675, Guru Tegh Bahadur

sacrificed his life for the sake of people who did not

even belong to his community. to protect religion,

human values, ideals and principles.

Collins Dictionary names ‗NFT‘ as the Word of the

Year 2021 Collins Dictionary has named the term ‗NFT‘ as the

Word of the Year 2021. NFT is the acronym for ―non-

fungible token.

Merriam-Webster Dictionary Declares ―Vaccine‖ As

Word Of The Year For 2021

The American publishing company Merriam-Webster

has cho sen the word ―vaccine‖ as its 2021 Word of the

Year. Merriam-Webster is America‘s most trusted online dictionary for English word definitions, meanings, and

pronunciation.

NITI Aayog releases report on Online Dispute

Resolution policy for Speedy Access to Justice

National Institution for Transforming India (NITI)

Aayog released a report on Online Dispute

Resolution (ODR) namely ‗Designing the Future of

Dispute Resolution- the ODR Policy Plan for India‘

which states a futuristic model for speedy access to justice.

For the initiation of ODR, NITI Aayog constituted a

committee in 2020 to formulate an action plan for

ODR. It is headed by Justice (Retd) Arjan Kumar

Sikri as its Chairman.

India 4th most powerful country in Asia; China loses

ground to US: Report

In the Asian Power Index for 2021 that ranks 26

nations and territories in Asia, prepared by the

Lowy Institute of Sydney, India has been ranked 4th most powerful country.

On the basis of various measures of power such as

economic capability, military capability, resilience

and cultural influence, India has retained its 4th

position as compared to 2020 ranking. Among various countries that exerted influence over the

region, the United States ranked top due to better

diplomatic relations and vaccination-driven speedy

recovery from the COVID-19 pandemic.

ABU Robocon 2022 comes to New Delhi –

Doordarshan to host International Finals:

Doordarshan will be hosting the international finals

of Robocon 2022 in August next year.

The Robot competition, which is organised by

Asia-Pacific Broadcasting Union and hosted by

different member countries every year, will be held

in New Delhi in 2022.

ABU Robocon 2021 was hosted by China wherein

the international Robocon contest was held on December 12, 2021.

Teams from Nirma University and Gujarat

Technological University (GTU), Ahmedabad, who

were the India finalists, participated in the

international contest from India.

Prasar Bharati Board Member Shaina NC graced

the occasion and addressed the participating

engineering students of Nirma University and

Gujarat Technological University in Ahmedabad.

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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200 CURRENT AFFAIRS

MCQS 1. ‗Joint Statistical Publication (JSP) 2021 and JSP

Snapshot 2021‘ are the publications of which

regional association?

(a) G-20 (b) ASEAN (c) BRICS

(d) BIMSTEC (e) SCO 2. Who among the following has topped the Edelgive

Hurun India Philanthropy List 2021?

(a)Ratan Tata (b)Azim Premji

(c) Jamsetji Tata (d)Lakshmi Mittal

(e)Mukesh Ambani

3. IAF has participated in the international multilateral

combat exercise Blue Flag 2021. This exercise was

conducted in _____________. (a)Iraq (b)Algeria (c) Israel

(d)Lebanon (e)Saudi Arabia

4. Which institution released a report titled ‗The Road

from Paris: India‘s Progress Towards its Climate Pledge‘?

(a)NITI Aayog

(b)Natural Resources Defense Council

(c) NABARD (d)WWF

(e)WHO

5. Which country has announced that they has stopped

providing service in mainland China with effect from November 01, 2021?

(a)Yahoo Inc (b)Google (c) Microsoft

(d)Intel (e)Adobe

6. Who has announced that the Central government has extended the benefits of the ―Ayushman CAPF

healthcare scheme‖?

(a)Rajnath Singh (b)Amit Shah (c) Narendra Modi (d)Om Birla

(e)Ramnath Kovind

7. Which Indian institute was at the top among the

Indian Universities in the QS World University Rankings 2022?

(a)IISc- Bengaluru (b)IIT-Bombay

(c) IIT- Delhi (d)IIT-Madras

(e) IIT-Guwahati 8. What was the revenue collected from Goods and

Services Tax (GST) in October 2021?

(a) Rs 1.02 lakh crore (b) Rs 1.16 lakh crore

(c) Rs 1.12 lakh crore (d) Rs 1.17 lakh crore (e) Rs 1.30 lakh crore

9. Who was selected by the Ministry of Youth Affairs

and Sports for the prestigious ‗Tenzing Norgay

National Adventure Award 2020‘? (a)Kajal Malik (b)Roshni Tripathi

(c) Priyanka Mohite (d)Sonia Sharma

(e)Deepika Kumari

10. Which organisation has launched a smart anti-airfield weapon, along with Indian Air Force (IAF)?

(a)ISRO (b)DRDO (c) BHEL

(d)HAL (e)None of these

11. Which one of the following Institution has launched a video life certificate service for pensioners?

(a)SBI (b)PFRDA (c) ICICI

(d)SIDBI (e)RBI

12. Which country has launched world‘s first Earth-science satellite, Guangmu or SDGSAT-1?

(a)China (b)Japan (c) South Korea

(d)Vietnam (e)Malaysia

13. Which of the following state is the best-performing state in the National logistics index 2021?

(a)Karnataka (b)Kerala (c) Tripura

(d)Gujarat (e)Nagaland

14. Which state became 1st Indian state to approve the ‗Tissue Culture Based Seed Potato Rules-2021‘ to

develop as a standard potato seed centre?

(a)Tamil Nadu (b)Gujarat

(c) Karnataka (d)Uttar Pradesh (e)Punjab 15. Who is the author of the new book titled

―MODERN INDIA: For Civil Services and Other

Competitive Examinations‖? (a)Amitav Ghosh (b)Chidanand Rajghatta

(c) Poonam Dalal Dahiya (d)Avtar Singh Bhasin

(e)Aditya Gupta

16. Dwayne Bravo has announced his retirement from international cricket. Which cricket team did he play for?

(a)New Zealand (b)Australia

(c) England (d)West Indies

(e)South Africa 17. Who among the following Indian has bagged two

gold medals in ISSF President‘s Cup?

(a)Manu Bhaker (b)Rahi Sarnobat

(c) Saurabh Chaudhary (d)Abhishek Verma (e)Sonia Sharma

18. Who has been appointed as the new Chairperson of

the National Company Law Appellate Tribunal

(NCLAT)? (a)Ashok Bhushan (b)A K Sikri

(c) Ranjan Gogoi (d)J Mukhopadhaya

(e)None of these

19. The Indian Railways has recently launched two long haul trains for the South Central Railway (SCR),

What is the name given to the two trains?

(a)Trishul and Garuda (b)Shikhar and Dhanush

(c) Trishul and Dhanush (d)Rudra and Garuda (e)Garuda and Trishul

20. NPCI Bharat BillPay Ltd has tied up with ________

to provide its marquee offering – ClickPay to the

insurer‘s customers.

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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(a)Aegon Life Insurance

(b)ICICI Prudential Life Insurance (c) Aviva Life Insurance

(d)Bajaj Allianz Life Insurance

(e)Bharti AXA Life Insurance

21. The state government of ________ has launched a first of its kind road safety initiative named

Rakshak, to train first responders of road accidents.

(a)Karnataka (b)Jharkhand

(c) West Bengal (d)Odisha (e)Rajasthan 22. Who has addressed the 51st Conference of

Governors and Lieutenant Governors at Rashtrapati

Bhavan in New Delhi?

(a)Ram Nath Kovind (b)Amit Shah (c) Narendra Modi (d)Rajnath Singh

(e)Om Birla

23. The integrated ombudsman scheme recently

launched by PM Modi, amalgamated ____ombudsman scheme of RBI.

(a)2 (b)3 (c) 4

(d)5 (e)6

24. 4th Scorpene submarine of the Project-75, Yard 11878 has been delivered to the Indian Navy which

will be commissioned as INS _____________.

(a)Vagir (b)Kalvari (c) Karanj

(d)Khanderi (e)Vela 25. Who has been named the Goodwill Ambassador for

the United Nations World Food Programme (UN-

WFP)?

(a)David Beckham (b)Ayushman Khurrana (c) Mukundakam Sharma (d)Daniel Brühl

(e)M. Nethra

26. The Government of India has inked USD 61 million

loan agreement with which institution to fund development projects in Agartala, Tripura?

(a)New Development Bank

(b)World Bank

(c) Asian Development Bank (d)Asian Infrastructure Investment Bank

(e)None of these

27. Which state government has signed an MoU with

United States-based Non-Profit Organisation, Rocky Mountain Institute (RMI), to provide technical

support for the state‘s Electric Vehicle (EV) policy?

(a)West Bengal (b)Jharkhand

(c) Maharashtra (d)Chhattisgarh (e)Assam 28. The Institute for Defence Studies and Analyses in

New Delhi has been renamed after which Indian?

(a)Atal Bihari Vajpayee (b)Sushma Swaraj

(c) Arun Jaitley (d)Manohar Parrikar (e)None of these

29. Which company has recently signed an MoU with

Indian Oil Corporation Limited (IOCL) to

collaborate in the field of Renewable Energy? (a)Oil and Natural Gas Corporation

(b)Steel Authority of India Limited

(c) Coal India Limited (d)National Thermal Power Corporation

(e)Bharat Heavy Electricals Limited

30. The Trilateral Maritime Exercise named SITMEX –

21 will be held between which countries? (a)India, Bangladesh and Russia

(b)India, Singapore and Thailand

(c) India, Japan and Singapore

(d)India, Sri Lanka and Australia (e)Sri Lanka, Japan and Russia

31. The ‗Regional Plan of Action for Adaptation to

Drought‘ is associated with which institution? (a)G-20 (b)BRICS (c) ASEAN

(d)BIMSTEC (e)None of these

32. Which Indian state won ―The Inspiring Reional

Leadership‖ award of under 2 coalition held in the COP26 summit?

(a)Punjab (b)West Bengal (c) Gujarat

(d)Kerala (e)Maharashtra

33. Prime Minister Narendra Modi has inaugurated the 82nd All India Presiding Officers Conference

(AIPOC) in ________.

(a)Shimla (b)Manali (c) Imphal

(d)Delhi (e)Mumbai 34. Currently what is the total corpus of Payments

Infrastructure Development Fund (PIDF) of RBI?

(a)Rs 614 crore (b)Rs 250 crore

(c) Rs 451 crore (d)Rs 525 crore (e)Rs 500 crore 35. Which organization has launched ‗WePOWER

India Partnership Forum‘ to boost women

participation in energy sector?

(a)World bank (b)Asian Development Bank

(c) International Monetary fund

(d)Asian Infrastructure Investment Bank

(e) Both a & b 36. India‘s first ‗grass conservatory‘ or ‗germplasm

conservation centre‘ has been inaugurated in which

of the following state?

(a)Assam (b)West Bengal (c) Nagaland (d)Uttarakhand (e)Manipur

37. Which village of India has been awarded as one of

the best Tourism Villages by the United Nations

World Tourism Organisation (UNWTO)? (a)Ladhpura Khas, Madhya Pradesh

(b)Kongthong, Meghalaya

(c) Lakhimpur, Uttar Pradesh

(d)Pochampally, Telangana (e)Choii, Uttarakhand

38. Which state‘s ‗Ration Aapke Gram‘ scheme &

‗Sickle Cell Mission‘ has been launched by Prime

Minister Narendra Modi? (a)Andhra Pradesh (b)Uttar Pradesh

(c) Arunachal Pradesh (d)Himachal Pradesh

(e)Madhya Pradesh

39. Which country has launched a campaign to attract over 30000 talents globally to study, work and

establish start-ups by 2023?

(a)Germany (b)Finland (c) Australia

(d)Norway (e)New Delhi 40. As per UBS Securities, what is the projected GDP

growth rate projection of India in 2021-22?

(a)9.5% (b)8.5% (c) 10.5%

(d)11.5% (e)12.5% 41. Uttar Pradesh‘s first Air Pollution Control Tower

(APCT) has been set up in which city?

(a)Meerut (b)Mathura (c) Lucknow (d)Kanpur (e)Noida

42. Which country will host the 2031 ICC Men‘s 50-

over World Cup?

(a)India (b)Australia (c) Sri Lanka (d)England (e)South Africa

43. Which organization has received the Guinness

World Record for constructing & blacktopping the

world highest motorable road ―Umling la Pass‖ in the Union Territory of Ladakh?

(a)Border Roads Organisation

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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(b)Border Security Force

(c) Ministry of Road Transport and Highways (d)Indo-Tibetan Border Police

(e)National Highways Authority of India

44. Department of Animal husbandry and Dairying

(DAHD) functions under which Union Ministry? (a) Ministry of Agriculture and Farmers Welfare

(b) Ministry Finance

(c) Ministry of Fisheries, Animal Husbandry &

Dairying (d) Ministry of Food Processing Industries

(e) Ministry of Rural Development

45. The Lucy Mission has been launched by NASA to

study which of these asteroids? (a)Hermes (b)Earth-crossing asteroids

(c) Icarus (d)Trojan asteroids

(e)Bennu

46. Which state has launched the ‗Mera Ghar Mere Naam‘ scheme to confer proprietary rights?

(a)Gujarat (b)Punjab

(c) Madhya Pradesh (d)Rajasthan (e)Maharashtra

47. What amount of credit line has been seeked by the Sri Lankan government from India to purchase

crude oil?

(a)USD 100 million (b)USD 200 million

(c) USD 500 million (d)USD 300 million (e)USD 400 million

48. According to the latest ‗World Bank‘s Remittance

Prices Worldwide Database‘ report by the World

Bank, which country became the world‘s largest recipient of remittances by receiving USD 87 billion

in 2021?

(a)China (b)Japan (c) Indonesia

(d)India (e)Brazil 49. Prime Minister Narendra Modi has handed over the

indigenously built light combat helicopters (LCH),

developed by __________.

(a)DRDO (b)HAL (c) BHEL (d)ISRO (e)NTPC

50. The North Eastern Institute of Ayurveda and Folk

Medicine Research (NEIAFMR) is an autonomous

National Institute under the Ministry of AYUSH. The institute is in which state?

(a)Assam (b)Nagaland

(c)Arunachal Pradesh (d)Tripura

(e)Bihar 51. Which of the following police station has been

ranked as the best police station of India for the year

2021 by the Ministry of Home Affairs?

(a)Gangapur police station (b)Sadar Bazar police station

(c) Bhattu Kalan police station

(d)Valpoi police station

(e)Kadmat Island police station 52. Former South African skipper AB de Villiers has

announced his retirement from all forms of cricket.

He played for which IPL franchise? (a)Mumbai Indians

(b)Chennai Super Kings

(c) Kolkata Knight Riders

(d)Royal Challengers Bangalore (e)Delhi Capitals

53. Which country has set the Guinness Record for the

world‘s largest orchestra?

(a)Venezuela (b)Argentina (c) Chile (d)Ecuador (e)None of these

54. Employees‘ Provident Fund Organisation (EPFO) have

been allowed to invest what percent of their annual deposit in the alternative investment funds (AIFs)?

(a)3% (b)7% (c) 4%

(d)5% (e)10%

55. Who has been appointed as the new Chairman of the ICC Men's Cricket Committee?

(a)Rahul Dravid (b)Sachin Tendulkar

(c) Sourav Ganguly (d)MS Dhoni

(e)Virat Kohli 56. Which Indian state has been ranked first in the Indian

Police Foundation (IPF)‘s Smart Policing Index?

(a)Telangana (b)Tamil Nadu

(c) Andhra Pradesh (d)Gujarat (e)Bihar 57. Who has won 2021 National Book Award for fiction

for his novel ―Hell of a Book‖?

(a)Tiya Miles (b)Malinda Lo

(c) Tahmima Anam (d)Sunjeev Sahota (e)Jason Mott

58. The Ministry of Education has recently set up

Centre for Nanotechnology (CNT) and the Centre

for Indian Knowledge System (CIKS) in which institution?

(a)IIT Delhi (b)IIT Guwahati (c) IIT Kanpur

(d)IIT Bombay (e)IIT Roorkee

59. What is the range of GDP growth projection for India in the financial year 2021-22 as per the State

Bank of India (SBI) Ecowrap report?

(a)8.3%-8.6% (b)9.3%-9.6% (c) 9.7%-9.9%

(d)8.5%-8.9% (e)8.1%-8.3% 60. Which state has bagged the Best Marine State Award

for 2021-22 on the World Fisheries Day 2021?

(a)Maharashtra (b)Gujarat

(c) Andhra Pradesh (d)Odisha (e)Goa 61. Which bank has launched the online platform called

‗Trade Emerge‘ to offer digital banking and value-

added services?

(a)ICICI Bank (b)State Bank of India (c) Punjab National Bank (d)HDFC Bank

(e)Yes Bank

62. Which country has become a part of the new

Nuclear-Powered Submarine defence alliance with the United Kingdom and the United States?

(a)Australia (b)Japan (c) Russia

(d)India (e)China

63. In India, November 24 is celebrated as Martyrdom Day of Guru Tegh Bahadur. He was the _________

Guru of Sikhs.

(a)2nd (b)4th (c) 7th

(d)9th (e)10th 64. As per the recent report of Goldman Sachs , what is

the projected GDP growth rate of Indian economy in

the financial year 2021-22?

(a)8.8% (b)9.1% (c) 10.5% (d)7.2% (e)7.9%

65. Which country has sign key deal in nuclear

submarine alliance, with the USA and the UK? (a)France (b)America (c) Australia

(d)Italy (e)Israel

66. Who has been conferred with the 2021 International

Emmy Awards for Best Actor? (a)David Tennant (b)Matt Smith

(c) Peter Capaldi (d)Michael Sheen (e)John Tritty

67. The space agency of which country has launched

DART mission to intentionally crash a spacecraft into asteroids?

(a)Russia (b)Israel (c) China

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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(d)United States (e)India

68. Which bank has topped the 2021 list of globally systemic banks (G-SIBs) released by the Financial

Stability Board (FSB)?

(a)Wells Fargo (b)JP Morgan Chase

(c) Morgan Stanley (d)Goldman Sachs (e)World Bank

69. The 15th Trilateral Coast Guard Exercise ‗Dosti‘

was held among the Indian Coast Guards with

which countries? (a)Singapore and Nepal

(b)Maldives and Sri Lanka

(c) Australia and Maldives

(d)Singapore and Sri Lanka (e)None of these

70. WMO Meeting on the Ganga-Brahmaputra-Meghna

(GBM) river basins is being held in which place?

(a)Varanasi (b)Mumbai (c) New Delhi (d)Patna (e)Lucknow

71. Who has become the first Indian to be honoured

with the Knighthood of Parte Guelfa?

(a)M Mukundan (b)Beryl Thanga (c) Nav Agarwal (d)S K Sohan Roy

(e)Vihaan Agarwal

72. Name the Science and Technology Minister, who

has launched India‘s first Virtual Science Lab for Children under CSIR Jigyasa Programme.

(a)Jitendra Singh

(b)Dharmendra Pradhan

(c) Ravi Shankar Prasad (d)Rao Inderjit Singh

(e)Prahlad Singh Patel

73. What is the name of the first PPP initiative of Ministry

of Electronics and IT, to ensure awareness about cybercrime for Chief Information Security Officers?

(a)Cyber Surakshit Bharat initiative

(b)Surakshit Bharat; Swasth Bharat

(c) Surakshit CISOs (d)Safest CISOs

(e)None of these

74. Name the country where Prime Minister Narendra

Modi has visited to attend the 16th G-20 Summit. (a)Sweden (b)Nepal (c) Malaysia

(d)Russia (e)Italy

75. Which of the following Indian Coast Guard Ship has

commissioned by the Director General of Indian Coast Guard at Goa?

(a)Sarthak (b)Vikram (c) Hariyal

(d)Vijaya (e)Shaurya

76. India now has ________ women for every 1000 men, is not getting any younger, and no longer faces

the threat of a population explosion.

(a)1,010 (b)1,020 (c) 1,030

(d)1,040 (e)1,050 77. Who has been appointed to the Board of Trustees of

Simthsonian‘s National Museum of Asian Art?

(a)Isha Ambani (b)Tina Ambani (c) Akash Ambani (d)Nita Ambani

(e)Anant Ambani

78. According to Kantar‘s BrandZ India 2021 report,

which brand has emerged as the most purposeful brands in India across ―technology category‖?

(a)Tata Tea (b)Swiggy (c) Samsung

(d)Amazon (e)Asian Paints

79. The Reserve Bank of India has recently increased the cap on promoters‘ stake in private bank to ___

percent of the paid-up voting equity share capital of

the bank. (a)26% (b)15% (c) 21%

(d)18% (e)20%

80. Who has been appointed as an Independent non-

executive Director on the Board of Hero MotoCorp? (a)Dinesh Kumar Khara (b)A S Rajeev

(c) Rajnish Kumar (d)Vinod Aggarwal

(e)Hitendra Dave

81. Who has been awarded the Best Actor award at the BRICS Film Festival 2021?

(a)Vikram Gokhale (b)Jitendra Bhikulal Joshi

(c) Kunal Kapoor (d)Dhanush

(e)None of these 82. Which country launched the ‗Future Soldier‘

modernisation plan recently?

(a)USA (b)UK (c) Australia

(d)France (e)India 83. Who has been elected as the first woman president

of the Indian Mountaineering Foundation (IMF)?

(a)Arunima Sinha (b)Bachendri Pal

(c) Premlata Agrawal (d)Santosh Yadav (e)Harshwanti Bisht

84. Name India‘s first privately developed fully

cryogenic rocket engine, which has been successfully

test-fired by Skyroot Aerospace, Hyderabad. (a)GISAT-1 (b)Dhawan-1 (c) Vikram-1

(d)Kalam-1 (e)Satish-1

85. Which state has emerged as the poorest state in

India at all dimensions in the inaugural national Multi-dimensional Poverty Index (MPI) released by

NITI Aayog?

(a)Andhra Pradesh (b)Uttar Pradesh

(c) Bihar (d)Punjab (e)Jharkhand 86. Which bank has launched India‘s 1st Credit Card

made from Recycled PVC Plastic?

(a)Standard Chartered Bank (b)RBL Bank

(c) ICICI Bank (d)HSBC Bank (e)None of these

87. Who has becomes the first Indian to win Malaysian

Open Squash Championship?

(a)Mahesh Mangaonkar (b)Kush Kumar (c) Saurav Ghosal (d)Vikram Malhotra

(e) All the above

88. Which country‘s Ahmed Naser Al-Raisi has been

elected as the President of International Criminal Police Organization (INTERPOL)?

(a)Iraq (b)Qatar (c) Saudi Arabia

(d)UAE (e) All of the above

89. Who among the following has been appointed as Chairman of Central Board of Indirect Taxes and

Customs (CBIC)?

(a)M Ajit Kumar (b)Vivek Johri

(c) P C Mody (d)T V Narendran (e)None of these 90. The first ever Aharbal Festival has been held in

which state/UT to promote tourism?

(a)Himachal Pradesh (b)Chhattisgarh (c) Jammu & Kashmir (d)Puducherry

(e)Uttar Pradesh

91. Who is the author of the book titled ―Indian Innings:

The Journey of Indian Cricket from 1947‖? (a)Ayaz Memon (b)Sanjay Baru

(c) C K Garyali (d)Rajnish Kumar

(e)none of these

92. Which country is soon going to get the world‘s first floating city?

(a)South Korea (b)Japan (c) USA

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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(d)India (e)Brazil

93. Who has won the Best actor (Male) award at 6th BRICS Film Festival Awards 2021?

(a)Pankaj Tripathi (b)Suriya Sivakumar

(c) Manoj Bajpayee (d)Dhanush

(e)None of these 94. Ring Wandering has won the Golden Peacock

Award for Best Film in the 52nd International Film

Festival of India. The movie ―Ring Wandering‖ is

of which of the following country? (a)Denmark (b)Argentina (c) Japan

(d)China (e) India

95. Merriam-Webster has chosen the word

―_________‖ as its 2021 Word of the Year. (a)Social Distance (b)Curfew

(c) Lockdown (d)Vaccine (e) None of these

96. Which Bank signed a co-lending agreement with U

GRO Capital to provide MSME loans worth Rs 1000 crore?

(a)Indian Bank

(b)Central Bank of India

(c) Punjab National Bank (d)Bank of Baroda

(e)Bank of India

97. Indian Army got 1st set of indigenously-built

Armoured Engineer Reconnaissance Vehicle (AERV) that was manufactured by which organization?

(a) Ordnance Factory Medak

(b) Bharat Electronics

(c) Hindustan Aeronautics Limited (d) Both 1 & 2

(e) Both 2 & 3

98. Who has been appointed as the new global CEO of

Bata Shoe Organization? (a)Ram Kumar Gupta (b)Rajeev Gopalakrishnan

(c) Ashwani Windlass (d)Sandeep Kataria

(e)Roshan Singh Rawat

99. Who has been appointed as the ambassador of the BAFTA Breakthrough initiative in India?

(a)Sonu Nigam (b)Deepa Mehta

(c) Bhanu Athaiya (d)AR Rahman

(e)Kumar Sanu 100. Which Institution has recently approved loan worth

$132.8 million for Meghalaya Power Distribution

Sector Improvement Project?

(a)Asian Development Bank (b)World Bank

(c) Asian Infrastructure Investment Bank

(d)New Development Bank

(e)International Monetary Fund 101. Which of the following Indian city ranked 2nd in

US Air Quality Index?

(a)Allahabad (b)Kanpur (c) Mumbai

(d)Delhi (e)Chennai 102. Which state has launched the ‗Duare Sarkar‘

campaign to aware and help people avail the state-

run welfare schemes? (a)Jharkhand (b)Odisha (c) Haryana

(d)Bihar (e)West Bengal

103. Which city has been ranked as the world‘s most

polluted city in the latest US Air Quality Index (AQI)? (a)New Delhi (b)Mumbai (c) Dubai

(d)Kathmandu (e)Lahore

104. World Computer Literacy Day is observed on

which day? (a)1st December (b)2nd December

(c) 3rd December (d)4th December

(e)5th December

105. According to OECD, what is the projected GDP forecast of India for FY21?

(a)-9.9% (b)-10.8% (c) -8.6%

(d)-12.2% (e)-9.5%

106. India-International Telecommunication Union joint CyberDrill 2021 for Indian entities. International

Telecommunication Union Founded by?

(a)1850 (b)1855 (c) 1860

(d)1865 (e)1870 107. The storm, once developed, will be called Jawad as

named by ________.

(a)Qatar (b)Oman (c) Saudi Arabia

(d)UAE (e) US 108. US military personnel and __________ began the

27th annual Cooperation Afloat Readiness and

Training (CARAT) maritime exercise.

(a)Pakistan Navy (b)Bangladesh Navy (c) Myanmar Navy (d)China Navy

(e) None of these

109. Who among the following has been crowned as the

woman of the year by World Athletics? (a)Anju Bobby George (b)P.T. Usha

(c) Seema Punia (d)Neelam Jaswant Singh

(e) All of the above

110. Who has been named chairman of India Tourism Development Corporation (ITDC)?

(a)G. Kamala Vardhana Rao

(b)Sambit Patra

(c) Sudhanshu Trivedi (d)J.P. Nadda

(e) None of these

111. Name the Organisation that approved a $500 million

loan to ‗Samagra Shiksha‘ for Improving the Quality of School Education in India?

(a)UNICEF

(b)International Monetary Fund

(c) World Bank (d)Asian Development Bank

(e)BOI

112. Who became the 1st Indian to win Malaysian Open

Squash Championships 2021 that was held in Kuala Lumpur, Malaysia?

(a)Mahesh Mangaonkar (b)Saurav Ghosal

(c) Miguel Rodriguez (d)Ramit Tandon

(e) None of these 113. How much loan has been approved by the ADB to

help the government of India to improve the quality

of the country‘s school education?

(a)$ 100 million (b)$ 250 million (c) $ 500 million (d)$ 300 million

(e)$ 150 million

114. Which bank has recently listed its USD 650-million

green bonds simultaneously on the India International Exchange (India INX) and the

Luxembourg Stock Exchange (LuxSE)?

(a)Dhanlaxmi Bank (b)Bandhan Bank (c) IndusInd Bank (d)State Bank of India

(e)Federal Bank

115. Which company has been ranked ‗number one

Cooperative‘ in the world in the 2021 edition of the 10th Annual World Cooperative Monitor (WCM) report?

(a)ONGC (b)NFL (c) GSFC

(d)NABARD (e)IFFCO

116. Who has been appointed as the new Deputy Managing Director of International Monetary Fund (IMF)?

(a)Anshula Kant (b)Gita Gopinath

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(c) Geoffrey Okamoto (d)KV Kamath

(e) Kristalina Georgieva 117. Indian Army received the advanced Heron Drones

from __ to boost the army‘s surveillance capabilities

in Ladakh sector.

(a)UAE (b)Indonesia (c) USA (d)Israel (e)Russia

118. Which Organisation received a grant of Rs 15 crore

from the Japan Fund for Poverty Reduction to

improve the Urban Primary Healthcare in India? (a)United Nations Development Programme

(b)World Bank

(c) Asian Infrastructure Investment Bank

(d)Asian Development Bank (e)International Monetary Fund

119. Which Insurance Company won the ―Best Governed

Company Listed Segment under Large Category‖ at

the 21st edition of the ICSI National Awards for Excellence in Corporate Governance 2021?

(a) Aviva Life (b) HDFC Life

(c) IndiaFirst Life (d) Exide Life

(e) Bharti AXA Life 120. The security of the Offshore Development Area in

Krishna Godavari Basin, Visakhapatnam was

reviewed during _________ Exercise.

(a) SIMBEX (b) Malabar (c) Prasthan (d) Varuna (e) AUMX

121. India and European Union (EU) have agreed to step

up their Clean Energy and Climate Partnership. They

jointly agreed on a detailed work program until __. (a)2022 (b)2023 (c) 2024

(d)2025 (e)2026

122. OYO company has appointed whom as its strategic

group advisor? (a)B Srinivasan (b)Nandan Nilekani

(c) Vishnu Shekhar (d)Rajnish Kumar

(e)None of these

123. Which state‘s Chief Minister has launched a web portal named ‗Hamar Apan Budget‘ and a mobile

application prepared by the state finance Department?

(a)West Bengal (b)Jharkhand

(c) Karnataka (d)Chhattisgarh (e) Odisha

124. Goldman Sachs has estimated India‘s GDP growth

at _______ in 2022.

(a)6.1 per cent (b)7.1 per cent (c) 8.1 per cent (d)9.1 per cent (e) 5.1 per cent

125. S&P Global Ratings has projected India‘s GDP for

FY22 at __________.

(a)7.1% (b)8.2% (c) 9.5% (d)10.3% (e) 5.9%

126. New Zealand‘s Ajaz Patel created history by

becoming ______ bowler in Test cricket to claim all

10 wickets in an innings. (a)3rd (b)4th (c) 7th

(d)2nd (e)None of these

127. Which bank has announced the launch of FIRST Private Infinite, the country‘s first-ever standalone

metal debit card, in partnership with Visa?

(a)SBI (b)PNB (c) Axis Bank

(d)IDFC First (e)BOI 128. Every year, the World Soil Day is celebrated on

______________.

(a)5 December (b)6 December

(c) 7 December (d)8 December (e)None of these

129. ____ became the 1st Indian State to launch

Banadhikar App, a GPS-based mobile app for demarcating forest ‗patta‘ for the landless indigenous

people under the Forest Rights Act, ______.

(a)West Bengal; 2006 (b)Tripura; 2006

(c) Mizoram; 2006 (d)Mizoram; 2011 (e)None of these

130. Which of the following bank has launched ―Pride-

CRMD module‖ app for differently-abled employees?

(a)State Bank of India (b)Union Bank of India

(c) Punjab National Bank

(d)Central Bank of India

(e)Allahabad Bank 131. What was the theme for the 5th Indian Ocean

Conference?

(a) Strengthening regional cooperation and

sustainable development within the Indian Ocean Region

(b) Bringing together representatives of

Government, Business and Academia

(c) Promoting a Shared Destiny and Path to Prosperity in the Indian Ocean

(d) Untapped potential of Indian Ocean regionalism

(e) Indian Ocean: Ecology, Economy, Epidemic

132. Which tennis team has won the Davis Cup tennis tournament 2021, held in Madrid?

(a)Croatia (b)Russia (c) Denmark

(d)India (e)United States

133. PANEX-21 is a Humanitarian Assistance and Disaster Relief Exercise. It is to be held for the

______ countries.

(a)ASEAN (b)BRICS (c) NATO

(d)BIMSTEC (e)UNICEF 134. The Federation of Indian Chambers of Commerce

and Industry (FICCI) announced that _______, will

be appointed as its President.

(a)Harsh Pati Singhania (b)Sidharth Birla (c) Sanjiv Mehta (d)Y K Modi

(e)Sudhir Jalan

135. ‗She is a Changemaker‘ programme launched by

National Commission for Women. Name the chairman of National Commission for Women.

(a)Jayanti Patnaik (b)Rekha Sharma

(c) V. Mohini Giri (d)Vibha Parthasarathi

(e)Poornima Advani 136. Who among the following has won the 56th

Jnanpith Award?

(a)Kedarnath Singh (b)Krishna Sobti

(c) Nilmani Phookan Jr (d)Shrilal Shukla (e)Raghuveer Chaudhari

137. Who has been invited to join the board of advisers at

the International Institute for Democracy and

Electoral Assistance? (a)H.S.Brahma (b)Nasim Zaidi

(c) A K Joti (d)O P Rawat

(e)Sunil Arora 138. Eileen Ash, the oldest test cricketer passed away

recently. For which cricket team Eileen Ash belongs?

(a)Australia (b)England

(c) New Zealand (d)South Africa (e)West Indies

139. Which bank in collaboration with NPCI launched

‗On-the-Go‘ wearable keychain?

(a)City Union Bank (b)Yes Bank (c) Axis Bank (d)ICICI Bank

(e)Kotak Mahindra Bank

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140. Fitch Ratings has slashed India‘s economic growth

forecast in the financial year 2021-22 (FY22) to _________.

(a)8.4 per cent (b)6.4 per cent

(c) 7.4 per cent (d)9.4 per cent

(e)10.4 per cent 141. Name the Indian Shuttler who has won silver at

BWF World Tour Finals 2021.

(a)Saina Nehwal (b)PV Sindhu

(c) Sania Mirza (d)N. Sikki Reddy (e)Ashwini Ponnappa

142. International Day of Commemoration and Dignity

of the Victims of the Crime of Genocide and of the

Prevention of this Crime is observed annually on ___________.

(a)December 5 (b)December 6

(c) December 7 (d)December 9

(e)December 8 143. Which of the following has become the 1st certified

tokenization service for NPCI Tokenization system

(NTS) to support tokenization of RuPay cards?

(a)PayCore (b)PayU (c) PayPal (d)PayPhi (e)Pay Core

144. German lawmakers officially elected Social

Democrat, ________ as the new chancellor.

(a)Angela Merkel (b)Britta Ernst (c) Olaf Scholz (d)Armin Laschet

(e)Annalena Baerbock

145. What is the rank of India in the Lowy Institute Asia

Power Index 2021? (a)1st (b)4th (c) 2nd

(d)3rd (e)5th

146. Kazhuveli wetland has been declared as the 16th

Bird Sanctuary of which of the following state? (a)Tamil Nadu (b)Karnataka

(c) Andhra Pradesh (d)Kerala

(e)Odisha

147. Which institution has launched the ―e-Sawaari India Electric Bus Coalition‖?

(a) Institute of National Importance

(b) NITI Aayog

(c) Indian Institute of Tourism and Travel Management (d) ISRO

(e) DRDO

148. Which Small Finance Bank has signed a partnership

agreement with fintech firm, Indiagold to launch India‘s first Loan against Digital Gold?

(a)ESAF Small Finance Bank

(b)Suryoday Small Finance Bank

(c) Utkarsh Small Finance Bank (d)Equitas Small Finance Bank

(e)Shivalik Small Finance Bank

149. When was International Anti-Corruption Day is

observed annually? (a)7 December (b)8 December

(c) 9 December (d)10 December

(e)11 December 150. Who has won the gold medal in Men‘s 55 kg snatch

category at the ongoing Commonwealth

Weightlifting Championships 2021?

(a)Sumit Chanu (b)Vikas Thakur (c) Pardeep Singh (d)Sanket Mahadev Sargar

(e)Rohan Tripathi

151. Name the author of the book ‗At Home In The

Universe‘. (a)Narotam Sekhsaria (b)Prabhat Kumar

(c) Bala Krishna Madhur (d)BN Goswamy

(e)Ajay Chhibber

152. Who among the following personality was SpaceX‘s first flight surgeon?

(a)Anil Menon (b)Raja Jon Vurputoor Chari

(c) Sunita Williams (d) Rakesh Menon

(e) Akhil Menon 153. Which of the following ministry has launched the

Bhasha Sangam mobile app for teaching a language

other than mother tongue?

(a)Ministry of Social Justice and Empowerment (b)Ministry of Education

(c) Ministry of Rural Development

(d)Ministry of Home Affairs

(e)Ministry of Health 154. Which state defended their Senior Women‘s

National Football Championship?

(a)Uttarakhand (b)Haryana

(c) Kolkata (d)Manipur (e)Pune 155. Which of the following country has not include in

diplomatic boycotting of Beijing 2022 Winter

Olympics?

(a)United Kingdom (b)Australia (c) Canada (d)United States (e)Russia

156. Which organization has launched a cybersecurity

skills training programme in India to train over 1

lakh people? (a)Microsoft (b)Google (c) Amazon

(d)Meta (e)Intel

157. Aung San Suu Kyi was sentenced to four years

imprisonment recently. She is a prominent civilian leader who belongs to?

(a)Bhutan (b)China (c) Thailand

(d)Vietnam (e)Myanmar

158. What is the theme of Human Rights Day 2021? (a) Recover Better – Stand Up for Human Rights

(b) EQUALITY – Reducing inequalities,

advancing human rights

(c) Youth Standing Up for Human Rights (d) Our Rights, Our Freedoms, Always

(e) Human Rights 365

159. Which of the following bank has been given the scheduled

bank status by the Reserve Bank of India recently? (a)India Post Payment Bank

(b)Airtel Payments Bank

(c) FINO Payments Bank

(d)Paytm Payments Bank (e)Jio Payments Bank

160. Which two organisation together accounts for more

than 82% of the Unified Payments Interface (UPI)

as per the National Payments Corporation of India (NPCI) November, 2020 data?

(a)Google Pay and Paytm

(b)Amazon Pay and MobiKwik

(c) Google Pay and PhonePe (d)Freecharge and Amazon Pay

(e)PhonePe and Paytm

161. Royal Institute of British Architects has announced that Indian architect _________ will be the recipient

of the 2022 Royal Gold Medal.

(a)Balkrishna Doshi (b)David Adjaye

(c) Grafton Architects (d)Nicholas Grimshaw (e) None of these

162. Which of the following bank has entered into a

Bancassurance partnership with Star Health and

Allied Insurance Co Ltd? (a)Karnataka Bank

(b)Jammu & Kashmir Bank

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(c) Federal Bank

(d)IndusInd Bank (e) None of these

163. Bharti Airtel has partnered with which organization to

launch ‗Airtel India Startup Innovation Challenge‘ for

startups to develop solutions in 5G, IoT? (a)NITI Aayog

(b)Invest India

(c) National Development Council

(d)Common Service Centres (e)None of these

164. Who among the following has ranked first in

Fortune India‘s list of most powerful women in

India 2021? (a)Nirmala Sitharaman

(b)Nita Ambani

(c) Soumya Swaminathan

(d)Kiran Mazumdar-Shaw (e)None of these

165. Which state‘s Chief Minister has launched the ‗Milk

Price Incentive Scheme‗?

(a)Nagaland (b)Sikkim (c) Uttarakhand (d)West Bengal (e)Odisha

166. International Mountain Day is observed globally on

________ every year.

(a)December 08 (b)December 09 (c)December 10 (d)December 11

(e)December 15

167. Which country assumed the Chairmanship of

Council of Regional Anti-Terrorist Structure of Shanghai Cooperation Organization (SCO) for a 1

year term?

(a)Pakistan (b)China (c) India

(d)Russia (e) Japan 168. In December 2021, Minister of Defence, Rajnath

Singh launched indigenous Multi-terrain Artillery

Gun (MArG 155)– BR that was developed by which

company? (a) Larsen & Toubro

(b) Indian Ordnance Factories

(c) TATA Advanced Systems Ltd

(d) Bharat Forge Ltd (e) Bharat Electronics Ltd

169. Which Bank recently (in Dec‘21) partnered with

MoneyGram to enable International Fund Transfer?

(a) India Post Payments Bank (b) Paytm Payments Bank

(c) Airtel Payment Bank

(d) Jio Payment Bank

(e) Fino Payment Bank 170. Who will receive the Royal Gold Medal 2022 by the

Royal Institute of British Architects?

(a)Rahul Mehrotra (b)Balkrishna Vithaldas Doshi

(c) Brinda Somaya (d)Anupama Kundoo (e)None of these

171. India has won 41 medals at 4th Asian Youth Para

Games 2021, held at _________________. (a)Kuala Lumpur, Malaysia

(b)Tashkent, Uzbekistan

(c) Dubai, UAE

(d)Riffa, Bahrain (e) None of these

172. Asian Development Bank (ADB) has approved how

much policy-based loan to improve urban services

in India? (a)$100 million (b)$150 million

(c) $300 million (d)$350 million

(e)$200 million

173. Which of the following has developed the Pinaka Extended Range (Pinaka-ER) Rocket which has

been successfully test fired recently?

(a) Indian Space Research Organisation

(b) Defence Research and Development Laboratory (c) Hindustan Aeronautics Limited

(d) Defence Research and Development Organisation

(e) National Space Informatics Centre

174. Reserve Bank of India (RBI) has recently approved Life Insurance Corporation of India (LIC) to

increase its stake in which bank up to 9.99%?

(a)HDFC Bank (b)IndusInd Bank

(c) Axis Bank (d)ICICI Bank (e)Yes Bank 175. NITI Aayog has planned to establish 1000 Atal

Tinkering Laboratories in which Union Territory?

(a)Ladakh (b)Delhi

(c) Lakshadweep (d)Puducherry (e)Jammu and Kashmir

176. 176. Who was awarded the prestigious Dr. Ida S.

Scudder Oration award for 2021?

(a)Azim Premji (b)N. R. Narayana Murthy (c) S. Gopalakrishnan (d)Nandan Nilekani

(e)S. D. Shibulal

177. On which date International Universal Health

Coverage Day is celebrated every year? (a)12 December (b)11 December

(c) 15 December (d)13 December

(e)14 December

178. What is the rank of India in the ―World Talent Ranking Report 2021‖ published by IMD World

Competitive Centre?

(a)42 (b)53 (c) 56

(d)66 (e)74 179. Which country has assumed the Chairmanship of

Council of Regional Anti-Terrorist Structure of

Shanghai Cooperation Organization (RATS SCO)?

(a)India (b)China (c) Singapore (d)Myanmar (e)South Korea

180. NITI Aayog along with which of the following

announced the launch of ‗Convoke 2021-22‘?

(a)Reliance foundation (b)Adani foundation (c) TATA foundation (d)Piramal foundation

(e)Bharti foundation

181. Which bank has been conferred with two DigiDhan

awards instituted by MeitY, for the highest BHIM-UPI Transactions under the private sector bank category?

(a)Karur Vysya Bank (b)Karnataka Bank

(c) Indian Bank (d)Punjab National Bank

(e)Kotak Mahindra Bank 182. Government of Karnataka has signed a Letter of

Understanding (LoU) with which organization as a

part of the state-level initiative ‗Code-Unnati‘ to

improve entrepreneurship & youth employment? (a) United Nations Conference on Trade and Development

(b) United Nations Development Programme

(c) United Nations Human Rights Council (d) United Nations Security Council

(e) United Nations Educational, Scientific and

Cultural Organization

183. What was the rank of India in the Global Health Security (GHS) Index 2021?

(a)49 (b)55 (c) 66

(d)74 (e)81

184. Who has authored the new book titled ―Watershed: How We Destroyed India‘s Water And How We

Can Save It‖?

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(a)Mriduala Ramesh (b)Amit Ranjan

(c) Subhadra Sen Gupta (d)Bhaskar Chattopadhyay (e)Sudha Murty

185. Who among the following has won the 2021 Miss

Universe crown?

(a)Adline Castelino (b)Sanjana Vij (c) Vartika Singh (d)Harnaaz Sandhu

(e)Andrea Meza

186. Which state government has set up General

Category Commission (Samanya Varg Aayog) for upper castes?

(a)Andhra Pradesh (b)Uttar Pradesh

(c) Arunachal Pradesh (d)Himachal Pradesh

(e)Madhya Pradesh 187. Which Payments Bank has partnered with NPCI

Bharat BillPay Limited (NBBL) to facilitate pan

India doorstep bill payments service?

(a)Paytm Payments Bank (b)Airtel Payments Bank

(c) India Post Payments Bank

(d)Fino Payments Bank

(e)Jio Payments Bank 188. How many buildings were inaugurated as part of

Phase 1 of the Shri Kashi Vishwanath Dham

project, recently?

(a)16 (b)19 (c) 28 (d)25 (e)23

189. Which state is holding the top spot with 255,700

registered EVs?

(a)Gujarat (b)Karnataka (c) Tamil Nadu (d)Uttar Pradesh (e)Punjab

190. Who has won his maiden Formula One Drivers‘

championship title in the Abu Dhabi GP 2021?

(a)Sergio Perez (b)Esteban Ocon (c) Max Verstappen (d)Valtteri Bottas

(e)Lewis Hamilton

191. Which country became the first country to transition

to 4 and half-day work week? (a)Qatar (b)Oman

(c)Kuwait (d)Saudi Arabia

(e)United Arab Emirates

192. Which of the following has become the world‘s first government to turn 100% paperless?

(a)Dubai, United Arab Emirates

(b)Lausanne, Switzerland

(c) Montreal, Canada (d)Kuala Lumpur, Malaysia

(e)Munich, Germany

193. Which company has tied up with Bhabha Atomic

Research Centre (BARC) to scale-up Alkaline Electrolyze technology for Green Hydrogen

production?

(a)Indian Oil Corporation Ltd

(b)Reliance Industries (c) Oil and Natural Gas Corporation

(d)Hindustan Petroleum Corporation Limited

(e)Bharat Petroleum Corporation Ltd 194. Which among the following has launched a plan

called Dhan Rekha Plan?

(a)State Bank of India (b)Life Insurance Corporation

(c) Bank of India (d)Axis Bank (e)ICICI Prudential

195. Which organization has flight-tested Helicopter-

launched Stand-off Anti-tank (SANT) Missile?

(a)Indian Army (b)Hindustan Aeronautics Limited

(c) DRDO

(d)Defence Research and Development Laboratory

(e)ISRO 196. Who has been appointed the face of the

‗#Care4Hockey‘ Campaign?

(a)Savita Punia (b)Vandana Katariya

(c) Manpreet Singh (d)PR Sreejesh (e)Rani Rampal

197. Which country has launched a new group of

satellites ―Shijian-6 05‖ into space?

(a)China (b)Japan (c) South Korea (d)Vietnam (e)Malaysia

198. Which bank has won two awards at ET BFSI

Excellence Awards 2021?

(a)Yes Bank (b)RBL Bank (c) HSBC Bank (d)DBS Bank (e)Federal Bank

199. AIBA rebrands itself as IBA with reforms for 2028

Olympics. Where is the headquarters of IBA?

(a)Paris (b)Geneva (c) Brussels (d)Switzerland (e)New Delhi

200. Who has been named ‗Person of the Year‘ for 2021

by TIME Magazine?

(a)Joe Biden (b)Elon Musk (c) Vladimir Putin (d)Jeff Bezos

(e)Kamala Harris

ANSWER KEYS 1. c 2. b 3. c 4. b 5. a

6. b 7. b 8. e 9. c 10. b

11. a 12. a 13. d 14. e 15. c

16. d 17. a 18. a 19. a 20. b 21. d 22. a 23. b 24. e 25. d

26. c 27. c 28. d 29. d 30. b

31. c 32. e 33. a 34. a 35. e

36. d 37. d 38. e 39. b 40. a 41. b 42. a 43. a 44. c 45. d

46. b 47. c 48. d 49. b 50. c

51. b 52. e 53. a 54. d 55. c

56. c 57. e 58. b 59. b 60. c 61. a 62. a 63. d 64. b 65. c

66. a 67. d 68. b 69. b 70. c

71. d 72. a 73. a 74. e 75. a

76. b 77. a 78. d 79. a 80. c 81. d 82. b 83. e 84. b 85. c

86. d 87. c 88. d 89. b 90. c

91. a 92. a 93. d 94. c 95. d

96. b 97. d 98. d 99. d 100. a

101. d 102. e 103. e 104. b 105. a

106. d 107. c 108. b 109. a 110. b

111. 112. b 113. c 114. d 115. e

116. b 117. d 118. d 119. b 120. c 121. d 122. b 123. d 124. b 125. d

126. c 127. a 128. d 129. a 130. b

131. c 132. e 133. b 134. d 135. c

136. b 137. c 138. e 139. b 140. a 141. a 142. b 143. d 144. d 145. c

146. b 147. a 148. b 149. e 150. c

151. d 152. c 153. a 154. b 155. d

156. e 157. a 158. e 159. b 160. d 161. c 162. a 163. c 164. b 165. a

166. c 167. d 168. c 169. d 170. b

171. d 172. d 173. b 174. b 175. e 176. a 177. a 178. c 179. a 180. e

181. b 182. b 183. c 184. a 185. d

186. d 187. c 188. e 189. d 190. c

191. e 192. a 193. e 194. b 195. c 196. e 197. a 198. d 199. d 200. b

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100 GK QUESTIONS FOR

SSC & RAILWAY 1. ________ was an important member of the

Hindustan Republican Association, who along with his associates executed the train decoity at

Karakori?

(a) Khudiram Bose (b) Jatin Banerjee

(c) Ashfaqulla Khan (d) Sohan Singh Bhakna 2. Who introduced the ‗Doctrine of Lapse‘?

(a) Lord Canning (b) Lord Dalhousie

(c) Lord Wellesley (d) Lord Lytton

3. Who among the following was elected as the President of the Indian National Congress in the

years 1938 and 1939 ?

(a) Rajendra Prasad (b) Subhash Chandra Bose

(c) C Rajagopalchari (d) Annie Besant 4. ‗A Plan of Economic Development for India‘ which

was prepared by a cross-section of India‘, which

was prepared by a cross-section of India‘s leading

capitalists in 1944, was popularly known as the ______ Plan.

(a) Mysore (b) Calcutta

(c) Allahabad (d) Bombay

5. Which of the following according to Mahatma Gandhi, is the strongest force in the world?

(a) Non-violence of the brave

(b) Non-violence of the weak

(c) Non-violence of the coward (d) Non-violence of the down-trodden

6. According to Dadabhai Naoroji ‗Swaraj‘ means

(a) Complete independence

(b) Self government (c) Economic independence

(d) Political independence

7. Mahatma Gandhi was profoundly influenced by the

writings of- (a) Bernard Shaw (b) Karl Marx

(c) Lenin (d) Leo lstoy

8. Who said ―Patriotism is religion and religion is love

for India‖? (a) Raj Narain Bose

(b) Bankim Chandra Chatterjee

(c) Swami Vivekananda (d) Acharya Vinoba Bhave

9. The song ‗Jana-Gana-Mana‘ composed by Rabindra

Nath Tagore was first published in January 1912

under the title of (a) Jay He (b) Rashtra Jagriti

(c) Bharat Vidhata (d) Matribhoomi

10. At which place in Bengal was the East India

Company given permission to trade and build a factory by the Mughals in 1651?

(a) Calcutta (b) Qasim Bazar

(c) Singur (d) Burdwan

11. Who among the following analysed the causes of the uprising of 1857 advocating a reconciliation

between the British and the Muslims?

(a) Sayyed Ahmad Brelvi

(b) Shah Waliullah (c) Sayyed Ahmad Khan

(d) Sayyed Amir Ali

12. Which of the following authorised the British

Government to imprison any person without trial

and conviction in a court of law- (a) Rowlatt Act of 1919

(b) Government of India Act 1935

(c) India Council Act of 1909

(d) Government of India Act, 1919 13. Name the ‗Political Guru‘ of Mahatma Gandhi

(a) Gopalkrishna Gokhale

(b) Bal Gangadhar Tilak

(c) Aurobindo Ghosh (d) Lala Lajpat Rai

14. The National Anthem was first sung in year 1911 at

the Annual session of the Indian National Congress

held at: (a) Pune (b) Mumbai

(c) Kolkata (d) Lucknow

15. On which day is Constitution day is celebrated in

India? (a) 15 October (b) 2 October

(c) 30 November (d) 26 November

16. The Constitution of India was framed by- (a) Planning Commission

(b) Constituent Assembly

(c) President

(d) Working Committee 17. The United Nations General Assembly has

designated the year 2021 as?

(a) International Year Against Terrorism

(b) International Year of Health Care (c) International Year to fight COVID

(d) International Year of Fruits and Vegetables

18. What does the wheel in the National Flag represent?

(a) Speed (b) Truth (c) Growth (d) Future

19. Which Union Minister is the author of the novel

‗Lal Salaam‘?

(a) Piyush Goyal (b) Smriti Zubin Irani (c) Rajnath Singh (d)Dharmendra Pradhan

20. Bicameral system is a feature of which of the

following form of government?

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(a) Parliamentary system

(b) President system (c) Federal system

(d) Unitary system

21. The division of power and Independence of

Judiciary are two important features of- (a) Democratic character of government

(b) Federal character of government

(c) Socialist character of government

(d) Unitary character of government 22. The Advantage of unitary system of governance is-

(a) More adaptability

(b) Strong state

(c) More participation by the people (d) Less chance of authoritarianism

23. Which of the following is not a feature of Indian

Constitution?

(a) Parliamentary form of Government (b) Independence of Judiciary

(c) Presidential form of Government

(d) Federal Government

24. Democratic Socialism aims at- (a) bringing about Socialism through peaceful

means

(b) bringing about Socialism through violent and

peaceful means (c) bringing about Socialism through violent

means

(d) bringing about Socialism through democratic

means 25. Which of the following exercised the most profound

inference in framing of Indian Constitution?

(a) British Constitution

(b) U.S. Constitution (c) Irish Constitution

(d) GOI act, 1935

26. ‗Akasa Air‘, which was approved to operate in

India, is backed by which businessman? (a) Mukesh Ambani

(b) Rakesh Jhunjhunwala

(c) Radhakishan Damani

(d) Uday Kotak 27. The constituent Assembly was set up in-

(a) 1945 (b) 1946

(c) 1947 (d) 1949

28. Who among the following was not a member of the constitution Assembly?

(a) Sardar Vallabhbhai Patel

(b) Acharya J.B. Kripalani

(c) Mahatma Gandhi (d) K.M. Munshi

29. Garo-Khasi range is located in which Indian state?

(a) Meghalaya (b) Mizoram

(c) Odisha (d) Sikkim 30. Which of the following passes cuts through

PirPanjal range range and links Manali and Leh by

road? (a) Baralachala Pass (b) Rohtang Pass

(c) Nathula Pass (d) Banihal Pass

31. The Thar Desert, also known as the Great Indian

Desert, lies towards the Western margins of ______ hills.

(a) Aravali (b) Javadi

(c) Shevroy (d) Udgalakal

32. Which among the following peaks is NOT located in Nepal Himalayas?

(a) Annapurna (b) Kamet

(c) Lhotse (d) Mount Everest

33. The area of India is ______ times larger than the area of Pakistan.

(a) 3 (b) 4

(c) 6 (d) 7

34. Which state has the largest area in India? (a) Uttar Pradesh (b) Madhya Pradesh

(c) Maharashtra (d) Rajasthan

35. Which of the following higher ground is not the part

of Telangana Plateau? (a) Aravalli (b) Western ghat

(c) Eastern ghat (d) Satpura

36. A pass in Himachal Pradesh is –

(a) Shipkila (b) Zoji la (c) Nathula (d) Jelap la

37. Match with correct pairs-

List – I List – 2

A. Pulicat Lake 1. Orissa B. Chilka Lake 2. Rajasthan

C. Wular Lake 3. Tamil Nadu

D. Sambhar Lake 4. Kashmir

Codes: A B C D

(a) 3 1 4 2

(b) 3 4 2 1

(c) 4 1 3 2 (d) 1 2 4 3

38. Which Himalayan peak is also called as

Sagarmatha-

(a) Nanga Parvat (b) Dhaulagiri (c) Mt. Everest (d) Kanchenjunga

39. The range that acts as watershed between India and

Turkistan is

(a) Zaskar (b) Kailash (c) Karakoram (d) Ladakh

40. The northern part of the west coast in India is

known as

(a) Konkan coast (b) Coromandel coast (c) Malabar coast (d) Godavari coast

41. Which of the following processes is responsible for

producing the sand dunes in western Rajasthan?

(a) Wind erosion (b) Erosion by water (b) Wind deposition (d) Mechanical weathering

42. Badland topography is characteristic of :

(a) Chambal valley (b) Coastal area

(c) Sundarban delta (d) Gulf of Kachchh 43. In a Capitalistic Economy, the prices are determined

by-

(a) Demand and Supply

(b) Government and Authorities (c) Buyers in the market

(c) Sellers in the market

44. The terms ―Micro Economics‖ and Macro

Economics‖ were coined by- (a) Alfred Marshall (b) Ranger Nurkse

(c) Ranger Frisch (d) J.M. Keynes

45. Price mechanism is a feature of- (a) Capitalist economy (b) Barter economy

(c) Mixed economy (d) Socialist economy

46. Who is the first Chairman of Insolvency and

Bankruptcy Board of India? (a) MS Sahoo (b) PK Sinha

(c) SN Sinha (d) PK Mohapatra

47. On which commission‘s recommendations; Reserve

Bank of India was established? (a) Chamberlain Commission

(b) Hilton Young Commission

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(c) Keynes Commission

(d) None of the above 48. The difference between revenue expenditure and

Revenue receipts is called ?

(a) Primary deficit (b) Revenue deficit

(c) Budget deficit (d) Capital deficit 49. G.S.T was implemented in India from ?

(a) 1st June 2017 (b) 1st April 2017

(c) 1st May 2016 (d) 1st July 2017

50. There is a Chinese company doing business in India. The profit made by the company will be part of:

(i) India‘s GDP (ii) China‘s GNP

Select the correct answer using the code given

below: (a) (i)only (b) (ii) only

(c) Both (i) & (ii) (d) Neither (i) nor (ii)

51. SAUBHAGYA scheme, which recently completed 4

years, is being implemented by which Union Ministry?

(a) Ministry of Home Affairs

(b) Ministry of Agriculture and Farmers Welfare

(c) Ministry of Power (d) Ministry of Science and Technology

52. Inflation can be checked by

(a) Increasing exports

(b) Increasing money supply (c) Increasing government expenditure

(d) Decreasing money supply

53. Who maintains the foreign exchange reserves in

India ? (a) Reserve Bank of India

(b) State Bank of India

(c) Ministry of Finance, Government of India

(d) Export-Import Bank of India 54. When too much money is chasing to few goods, the

situation is-

(a) Deflation (b) Inflation

(c) Recession (d) Stagflation 55. Inflation exists when

(a) There is general increase in the prices over

time.

(b) There are periodic decreases in the price level. (c) There are continuous increases in the output

level over time.

(d) There is rise in the purchasing value of money

56. The branch of biology dealing with the study of cells is known as-

(a) Cytology (b) Histology

(c) Psychology (d) Physiology

57. Which of the following cytoplasmic organelles are treated as Prokaryotic cells within the Eukaryotic

cells?

(a) Mitochondria (b) Golgi bodies

(c) Lysosomes (d) Glyoxysomes 58. Which one of the following is also called the ‗Power

Plants‘ of the cell?

(a) Golgi body (b) Mitochondria (c) Ribosome (d) Lysosome

59. Which among the following bears smallest living

cell?

(a) Bacterium (b) Mycoplasma (c) Virus (d) Yeast

60. The chemical used for destroying fungi in water

tanks is-

(a) Copper sulphate (b) Magnesium sulphate (c) Zinc sulphate (d) Nitric acid

61. Which of the following group of organisms

reproduce faster? (a) Algae (b) Fungi

(c) Bacteria (d) Protozoa

62. Which virus from the following combinations is

contagious for human beings? (a) H5N1 (b) H1N5

(c) H2N3 (d) H4N2

63. Which of the following micro-organisms is used in

milk curdiling? (a) Acetobacter (b) Leuconostoc

(c) Bacillus (d) Lactobacillus

64. Bacteriophage was discovered by-

(a) Felix d‘ Herelle and Frederick Twort (b) Kluyver and Niel

(c) Paul Ehrlich

(d) Burill and Smith

65. An organism which can monitor air pollution is (a) Bacteria (b) Lichen

(c) Algae (d) Fungi

66. Yeast is a ______

(a) Bacteria (b) Fungi (c) Algae (d) Bryophyte

67. What determines the colour of a star?

(a) Temperature (b) Distance

(c) Radius (d) Atmospheric Pressure 68. Ocean currents are an example of ______.

(a) Convention (b) Conduction

(c) Insulation (d) Radiation

69. The word insolation means- (a) The matters which insulate

(b) Incoming solar radiation

(c) Insoluble matters

(d) None of these above 70. Mud houses are cooler in summers and warmer in

winters as compared to brick houses because___.

(a) Mud is a good conductor

(b) Mud is bad conductor (c) Mud is good insulator

(d) Evaporation of water causes cooling in

summers and sunlight co

71. What happens to a liquid, when the vapour pressure equals the atmospheric pressure?

(a) The liquid cools (b) The liquid boils

(c) No change (d) The liquid evaporates

72. Name the high frequency radiation produced in nuclear reactions and also emitted byradioactive

nuclei that is used in medicine to destroy cancer

cells.

(a) Ultraviolet waves (b) Gamma rays (c) Light waves (d) X-rays

73. Every hot object emits-

(a) X-rays (b) Visible light

(c) Infrared Rays (d) Ultraviolet Rays 74. The damage of the human body due to radiation (X-

Rays or -rays) is measured in _______

(a) Rems (b) Roentgen

(c) Curei (d) Rads 75. Indicate the correct arrangement for electromagnetic

radiation in order of their increasing wavelength.

(a) Microwave, Infrared, Visible, X-Rays

(b) X-Rays, Visible, Infrared, Microwave (c) Visible, Infrared, Microwave, X-Rays

(d) X-Rays, Infrared, Visible, Microwave

76. The radiation initially produced in fluorescent tube

is ______ (a) Infrared (b) Ultraviolet

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(c) Microwaves (d) X-Rays

77. Gamma rays can cause ________. (a) Gene mutation (b) Sneezing

(c) Iodine (d) Sodium Chloride

78. Which of the following compound is non-polar?

(a) HCl (b) CH2Cl2 (c) CHCl3 (d) CCl4

79. An example of a covalent molecule is-

(a) Potassium chloride

(b) Sodium chloride (c) Lead chloride

(d) Carbon tetrachloride

80. Which one of the following has a covalent bond?

(a) Calcium Chloride (b) Magnesium Fluoride (c) Sodium chloride (d) Carbon Tetrachloride

81. ________ character of a bond between two atoms is

greater if the difference in their electro negativities

is lesser. (a) Polar (b) Metallic

(c) Ionic (d) Covalent

82. Which of the following is the weakest bond?

(a) Covalent bond (b) Ionic bond (c) Metallic bond (d) Hydrogen bond

83. Landsat 9, which was seen in the news recently, has

been launched by which space agency?

(a) NASA (b) JAXA

(c) ISRO

(d) China National Space Administration

84. Umlingla Pass, which was recently in news, is located in which state / Union Territory of India?

(a) Manipur (b) Ladakh

(c) Himachal Pradesh (d) Jammu and Kashmir

85. Rabindranath Tagore received the Nobel prize for his work:

(a)Evening songs (b) Morning songs

(c) Gitanjali (d) Gora

86. Meghanath Saha award is given for outstanding contribution in which of the following fields?

(a)Science (b) Literature

(c)Public Service (d)Social Work

87. The only Indian woman who became President of WHO was

(a) Smt. Vijayalakshmi Pandit

(b) Smt. Kamala Devi Chattopadhoaya

(c) Dr. Sushila Nayar (d) Raj Kumari Amrit Kaur

88. First Indian to make a speech in Hindi before the

UN General Assembly is

(a) Lal Bahadur Shastri (b) A. B. Vajpayee

(c) Lal Krishna Advani

(d) Morarji Desai

89. Which of the following countries is not a member of the ―Club of the Rich‖?

(a) UK (b) USA

(c) India (d) France 90. To which country did the first Secretary General of

UN belong?

(a) Sweden (b) Norway

(c) Austria (d) Burma 91. Which of the following is a military alliance?

(a) ASEAN (b) NAFTA

(c) NATO (d) EEC

92. The strength of UN Security Council is

(a) 11 (b) 13

(c) 15 (d) 17 93. The International Criminal Police Organisation

(INTERPOL) has its headquarters at

(a) London (b) Lyons

(c) Bonn (d) Montreal 94. Which of the following is used as the logo of the

World Fund for Nature (WWF)?

(a) Lion (b) Camel

(c) Deer (d) Panda 95. The headquarters of the International Red Cross is

situated in

(a) Paris (b) Hague

(c) Geneva (d) Vienna 96. The first Earth Sumit was held at

(a) Buenos Aires (b) Rio De Janeiro

(c) Dar-es-Salam (d) None

97. Which of the following international organisations does India disapprove of?

(a) OPEC (b) ASEAN

(c) CENTO (d) NAM

98. Which country has assumed the presidency of G20 for the year 2021?

(a) India (b) USA

(c) Italy (d) Sri Lanka

99. Where is the Pine Island Glacier located? (a) The Himalayas (b) The Alps

(c) Antarctica (d) Greenland

100. Which organization has released the report titled

World Drug Report 2021? (a) WHO (b) UNICEF

(c) UNESCO (d) UNODC

ANSWER KEYS

1 c 21 b 41 b 61 a 81 d

2 b 22 b 42 a 62 c 82 d

3 b 23 c 43 a 63 a 83 a

4 d 24 d 44 c 64 d 84 b

5 a 25 d 45 a 65 a 85 c

6 b 26 b 46 a 66 b 86 a

7 d 27 b 47 b 67 b 87 d

8 b 28 c 48 b 68 a 88 b

9 c 29 a 49 d 69 a 89 c

10 b 30 b 50 c 70 b 90 b

11 c 31 a 51 c 71 b 91 c

12 a 32 b 52 d 72 b 92 c

13 a 33 b 53 a 73 b 93 b

14 c 34 d 54 b 74 c 94 d

15 d 35 a 55 d 75 d 95 c

16 b 36 a 56 a 76 b 96 b

17 d 37 a 57 a 77 b 97 c

18 b 38 c 58 a 78 a 98 c

19 b 39 c 59 b 79 d 99 c

20 c 40 a 60 a 80 d 100 d

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40 COMPUTER

MCQs

1. Small graphics on the desktop screen is called :

a) Windows b) logos

c) icons d) pictures 2. ___ is called as father of Laptop PCs.

a) Bill Moggridge b) Bob kahn

c) Morris Beacon d) Sergey Brin 3. ___ is a set of programs that can attach itself to a

file, reproduce itself and spread to others also

a) worm b) virus

c) phish d) Trojan 4. An ad-hoc query is

a) that will not return any result

b) spur-of- the moment question

c) pre planned questions d) programming language

5. A set of rules for telling the computer how to

perform is called a :

a) command language b) natural language

c) procedural language

d)programming language

6. Which of the following is not a means of personal communication on the internet:

a) chat b) instant messaging

c) electronic mail d) instanotes

7. ___ is a network device that builds the connectivity with other networks using same protocol

a) router b) gateway

c) ADSL d) bridge

8. documents written in ___ can be published to the web

a) machine language b) http

c) HTML d) MS Word

9. When cutting & pasting, the item cut is temporarily stored in the _____

a) dashboard b) key board

c) clipboard d) clipart board

10. ___ is an important reason for problem of data integrity

a) Data availability b) Data threats

c) Data consistency d) Data redundancy

11. ____ provides total solution to reduce data redundancy

a) data base checking

b)data tables checking

c) DBMS d) centralisation

12. Forms that are used to organise business data in it

rows & columns are called as :

a) transaction sheets b) spreads sheets c) business sheets d) spread sheets

13. Set of characters of a particular design is called as:

a) calligraphy b) formation

c) keynotes d) typeface 14. Who invented Internet:

a) Bill Moggridge b) Bob kahn

c) Morris Beacon d) Sergey Brin

15. Who invented e-mail:

a) Roy Tomlinson b) Bill Moggridge

c) Bob kahn d) Sergey Brin

16. TCP/IP is a : a) network h/w b) network s/w

c) network protocol d) network design

17. BSNL, Reliance Tata Indicom etc. all are called as:

a) IRC b) ISP c) ISDN d) NIP

18. For clearing of cheques which type of scanner is

used:

a) OCR b) OMR c) MICR d) Barcode

19. For a good quality printout we use ____ :

a) dot matrix printer b) laser printer

c) plotter c) line printer 20. A proxy server is used for:

a) to provide security against unauthorised users

b) to process client requests for the web pages

c) to process client requests for database use d) to provide TCP/IP setup

21. The primary purpose of software is to :

a) turn data into information

b) co-ordinate all the hardware c) provide provision for any other software

d) all of these

22. For protection of computer we must have:

a) backup provision b) antivirus provision

c) defragmentation provision

d) all of these

23. First super computer of India is : a) ANURAG b) PARAM

c) SIDDHI d) MIHIR

24. What is the meaning of ―software‖

a) A set of programmes

b) A series of instructions

c) A list of Commands

d) A sequence of processing

25. The software used for day-to-day general tasks are called as:

a) system software b) anti virus

c) application software d) none

26. Which is not GUI based: a) LINUX b) DOS

b) Win 97 c) MacOs

27. ALGOL is the

a) High level language b) low level language

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c) machine language d) all of the above

28. Full form of ―OOPs‖ is: a) Object Oriented Programming system

b) Object Oriented Programming software

c) Object Oriented Provisioning system

d) Object Oriented Program setup 29. Starting of the computer is called as:

a) fetching b) booting

c) forwarding d) executing

30. To get the properties menu of any icon we use: a) left click method b) right click method

c) middle click method c) both a & b

31. To activate the numeric pad ___ key is used.

a) num lock b) caps lock c) scroll lock d) page lock

32. To get internet facility we need _____

a) more memory

b) a router c) a monitor

d) internet ready keyboard

33. We do all our textual work with:

a) Ms windows b) Ms Excel c) Ms Word d) Ms Access

34. Which memory is used to store the intermediate

results of any operation:

a) RAM b) ROM c) BIOS d) none

35. ‗Maximise‘ a window means to:

a) expand to fit the desktop

b) fill it‘s around c) drag it up to all corner

d) all of these

36. In any screen interface the maximise button, the

minimise button and the close button appear on a) status bar b) tool bar

c) ruler bar d) title bar

37. Normally a list of _____ is called as a menu.

a) templates b) commands c) formats c) extra menus

38. For preparing the pages of a book we use ____

a) Ms Excel b) Page maker

b) Page finder c) Ms Access 39. Full form of DTP is:

a) data entry-table formatting-page printing

b) download-tabulation-printing

c) desktop publishing d) all of these

40. ___ can be used as an alternative to Ms Excel.

a) Google slides b) Google files

c) Google keep d) Google sheets

ANSWER KEY

1 c 11 c 21 d 31 a

2 a 12 d 22 d 32 b

3 a 13 a 23 b 33 c

4 c 14 b 24 a 34 a

5 d 15 a 25 c 35 a

6 d 16 c 26 b 36 d

7 d 17 b 27 a 37 b

8 c 18 c 28 a 38 b

9 c 19 c 29 b 39 c

10 d 20 b 30 b 40 d

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20 BANKING AWARENESS

MCQS

1. As per the new guidelines issued by SEBI,

companies are required to list shares within how

many days of the closure of the Initial Public Offers (IPOs)?

A) 12 days

B) 15 days

C) 21 days D) 30 days

E) 25 days

2. Rural Infrastructure Development fund was setup in

A) 1970-71 B) 1982-83

C) 1995-96

D) 2000-01

E) 2002-03

3. Open Added Money Market Scheme was firstly

introduced by

A) UTI

B) IDBI

C) ICICI

D) LIC

E) None of these 4. Which committee firstly mooted to create a super

regulatory body for financial stability and

Development Council? A) Raghuram Rajan Committee

B) Vijay Kelkar Committee

C) V Patel Committee

D) Parikh Committee E) None of the above

5. A scheduled bank is one

A) which conforms to the requirements of

Schedule III of the Banking Regulation Act,1949

B) which has been declared as a scheduled bank

by the Government of India

C) which has deposits exceeding Rs. 10 crore

D) which has its name added to the second schedule of the Reserve Bank of India Act, 1934

E) None of the above

6. A non-banking financial company which carries on

the business of acquisition of shares and securities and satisfies certain conditions, is called

A) investment company

B) financial company

C) non-bank finance company

D) core investment company E) None of the above

7. When failure of the financial system affects other

systems such as insurance market or forex market,

such risk is A) liquidity risk

B) settlement risk

C) systemic risk

D) clearing process risk E) None of the above

8. In January, 1998, the Reserve Bank of India

introduced new regulatory framework for

safeguarding the interest of depositors. The guidelines comprises

A) NBFCs falling short of the stipulated minimum

Net Owned Funds (NOF) were precluded from

accepting public deposits B) An NBFC not having minimum credit rating as

prescribed by RBI is not eligible to accept fresh

deposits

C) Ceiling on the quantum public deposits was related to the level of credit rating given by the

approved credit rating agencies

D) All of the above

E) None of the above 9. Which of the following is the name of the

organisation created specifically to develop small

scale industrial sector in our country?

A) NABARD B) SEBI

C) SIDBI

D) AMFI

E) None of these 10. Which of the following statements about Regional

Rural Banks (RRBs) are correct?

A) Sponsor banks travellers cheques can be issued

by RRBs B) RRBs can enter into arrangements with the

sponsor banks for providing remittance facilities to

its customers C) Where RRBs can afford the investment, they

can install lockers also

D) Both a and b

E) All of the above 11. Which one of the following whose activities are not

systematically coordinated by the monetary

authority?

I. Organised sector II. Unorganised sector

III. Co-operative sector

Select the correct answer using the codes given

below A) Only II

B) I and III

C) Only I

D) II and III E) Only III

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12. The government of India has announced a 'funding

for lending' scheme. Who are the beneficiaries for this scheme? [IBPS PO 2013]

A) Commercial Banks

B) Regional Rural Banks

C) Micro finance Institutions D) Finance Departments of the State Government

E) None of the above

13. What is the full form of BSBDA?

A) Basic Saving Bank Deposit Account. B) Basic Saving Bank D-mat Account.

C) Bank Saving Balance Deposit Account.

D) Bank Saving Basic Deposit Account.

E) Base Service Bank Deposit Account. 14. Which allows banks and other financial institution

to auction residential or commercial properties to

recover loans?

A) Industrial Disputes Act 1947 B) Foreign Exchange Management Act, 1999

C) Banking Regulation Act, 1949

D) SARFAESI Act, 2002

E) None of the Above 15. To become BBPOUs, Banks and non-bank entities

are mandatorily required to apply for approval /

authorisation to Reserve Bank of India under

________ A) Payment and Settlement Systems (PSS) Act

2007.

B) Foreign Exchange Management Act, 1999

C) Banking Regulation Act, 1949 D) SARFAESI Act, 2002

E) None of the Above

16. ________ have been awarded the license by the

Central Bank to operate Bharat Bill Payment System (BBPS) recently.

A) Common Service Centres (CSC)

B) Financial Institutions

C) Only (A) D) Both (A) and (B)

E) None of the Above

17. Stock Holding Corporation of India Ltd (SHCIL) was established in 1986 as a ________ company

A) Private Limited

B) Unlimited

C) Public limited D) Limited Liability Partnership

E) None of these

18. Which of the following is the product of Power

Finance Corporation Ltd(PFC)? A) Rupee Term Loan

B) Foreign Currency Loan

C) Short Term Loan

D) All of these E) None of these

19. Micro Units Development and Refinance

Agency(MUDRA) Bank has been headquartered in

_______ A) Mumbai

B) Bangalore

C) New Delhi

D) Hyderabad E) None of these

20. The International Bank for Reconstruction and

Development(IBRD) is an international financial

institutions that offer loans to _____ A) Multinational Banks

B) Multinational Financial Institutions

C) Middle Income Developing Countries

D) Non Government Organizations E) None of the Above

ANSWER KEYS

1. a 2. C 3. B 4. A 5. D

6. D 7. C 8. D 9. D 10. E

11. A 12. B 13. A 14. D 15. A

16. A 17. C 18. E 19. C 20. C

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PRACTICE SET

Upcoming Exam

IBPS-PO (MAIN)

REASONING ABILITY & COMPUTER

APTITUDE Directions (Q.1-3) : Study the following data and

answer the questions accordingly:

A*B means A is to the north of B. A#B means A is to the west of B.

A&B means A is to the south of B.

A@B means A is to the east of B.

(note: A 3#B means A is 3m west of B). There are three people travelling from A to T.

Person 1: S 6&A, Q 6@S, O 10*Q, V 10@O, F 5&V, F

5#L, T 10*L Person 2: R 3@A, U 2&R, N 8@U, J 4&N, C 7@J, M

13*C, Z 6@M, D 2*Z, T 3#D

Person 3: A 6&E, E 9#P, G 6&P, H 4@G, B 6*H, Y

4@B, W 3*Y, T 4@W

1. What is the distance between S and C?

(a) 15m (b) 18m (c) 24m

(d) 23m (e) 29m 2. What is the direction of R with respect to L?

(a) east (b) north

(c) south west (d) none of these

(e) north west 3. What is the shortest distance between A and H?

(a) 10m (b) 18m (c) 13m

(d) 21m (e) 16m

Directions (Q.4-8) : Study the following information

and answer the given questions.

Eight members of a family A, B, C, D, E, F, G and H

celebrated their birthdays in the months of January,

February, March and April. They celebrated it either on 10th or 25th of the month such that the male members

celebrated their birthdays on odd valued dates and the

female members celebrated their birthdays on the even

valued dates. Each of them was related to A in some manner: brother, sister, wife, son, mother, father and

daughter not necessarily in the same order.

• A's brother celebrated his birthday just after H

• H and G celebrated their birthdays at a gap of 3

persons

• A's father celebrated his birthday in January

• A and D celebrated their birthdays in consecutive

months but not on consecutive turns

• C's birthday was celebrated after a gap of 1 from A's sister's birthday's celebration

• Number of persons who celebrated their birthday

after F was twice as that of the number of persons who celebrated their birthdays before B. Neither of

them was the last to celebrate the birthday.

• A's mother celebrated her birthday either in March or April

• A's son celebrated his birthday just before A's

daughter's birthday celebration

• E was either the brother or father of A

• G was not the first to celebrate his/her birthday.

4. How was D related

to F?

(a) Father (b) Sister (c) Mother (d) Brother (e) Grandmother

5. Four of the following bear a similar relationship and

hence form a group, who among the following is not a part of that group?

(a) H (b) G (c) F

(d) C (e) D

6. Who among the following was A's sister? (a) D (b) B (c) F

(d) C (e) G

7. Who among the following was the last to celebrate

his birthday? (a) H (b) B (c) D

(d) E (e) A

8. Who celebrated the birthday in February?

I. B II. A III. G (a) Only I (b) Only II

(c) Only III (d) Both I and III

(e) Both II and III

Directions (Q.9-10) : In the question below, two

conclusions are given followed by three statements.

You have to choose the correct set of statements that

logically satisfies the given conclusions.

9. Conclusions: Some papers are crafts. All crafts can never be

skills.

Statements:

I. Only a few papers are skills. Some crafts are not papers.

II. Only a few crafts are skills. Only a few skills are

papers.

III. Only a few games are crafts. No game is a skill. All games are papers.

(a) Only I and II (b) Only III

(c) Only II and III (d) None of the statements

(e) Only I and III

10. Conclusions:

Some twines are definitely not strings. At least some

strings are fibres.

Statements: I. Only a few twines are fibres. All fibres are strings.

II. No fibre is a twine. Only a few fibres are strings.

III. Only a few strings are twines. Some fibres are

strings. (a) None of the statements

(b) Only I and II

(c) Only III

(d) Only I and III (e) Only II and III

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Directions (Q.11-14) : Study the following

information and answer the given questions. There are 10 boxes numbered 1,2,3,....10. they are

arranged in two rows one above other. The boxes 1,2,3..5

are in row 1 & rest in row 2 which is above row 1. The

boxes are arranged in increasing order of number given to them. Like box number 1 is placed on extreme left of

row 1, then box number 2 & so on. Similarly box number

6 is placed on extreme left of row 2, & so on. Each box

contains a certain number of glass slabs & photo frames. There is atleast 1 glass slab & 1 photo frame in each box.

Cost of each glass slab is Rs 12 & cost of each photo

frame is Rs 8. Total value of each box is equal to sum of

cost of all glass slabs & photo frames in that box. Total number of glass slabs in row 2 is 12. Total value of boxes

in row 1 is Rs 220.

Value of purple box & Yellow box is same. Value of

green & grey boxes are equal. Number of photo frames blue box have is equal to number of photo frames in

yellow box. Green box & yellow box has total 5 glass

slabs. Number of photo frames in grey box is equal to

number of glass slabs in yellow box. Average of total number of items of white box(Glass slab + photo frame)

is equal to number of glass slabs that silver box have.

Value of orange box is Rs 24 less than Silver box. Box

10 has equal number of glass slabs & photo frames. Sum of box numbers of purple box & yellow box is a perfect

square. Brown Box is on row 2. Value of box 4 is Rs 32

which is more than only box number 6. Grey box whose

box number is a prime number is immediately above white box. Value of purple box is Rs 56. Value of green

box is equal to sum of value of black box & brown box.

There are 2 boxes between brown box & box, only

whose value is maximum. Silver box is immediately above black box. Blue box & orange box are on different

row. Number of photo frames in silver box is 2 more than

photo frames in white box. Number of photo frames in

white box is 1 more than glass slabs in box 4. Total number of items in box 4 is 3. Combined value of boxes

which are immediate neighbour of Blue box is Rs 68.

Only one box has value more than Rs 60. Value of brown

box is half of that of orange box. Green & grey box are not in same row. Number of glass slabs in blue box is

equal to number of glass slabs in brown box.

11. What is the value of all the boxes in row 2?

(a) Rs 232 (b) Rs 240 (c) Rs 242 (d) Rs 228 (e) Rs 220

12. Which box has maximum number of items?

(a) Orange box (b) Purple & yellow box

(c) Black box (d) Silver box (e) Blue box

13. Which of the following statements is/are correct?

i. Box 10 is orange box

ii. Green box & white box are adjacent to each other iii. Value of brown box is Rs 22

iv. Yellow box is in row 2

(a) Only II (b) Only I (c) Only I & II (d) Only I, II & III

(e) None of these

14. Total number of items in orange box is equal to total

number of photo frames in______ (a) Purple box (b) Green box

(c) Blue box (d) Black box

(e) Grey box

15. Research suggests that men and women differ in their biological and subjective responses to abused

drugs. Women initiate cocaine use sooner, take less

time to become addicted to cocaine, and report less

euphoria and dysphoria compared to men. Women and men given equal doses of cocaine experience

the same cardiovascular response despite the fact

that blood concentrations of cocaine did not rise as

high in women as in men. In studies involving long-term cocaine users, women and men showed similar

impairment in tests of concentration, memory, and

academic achievement following sustained

abstinence, even though women in the study had substantially greater exposure to cocaine. These

findings suggest a sex-related mechanism that may

protect women from some of the damage cocaine

inflicts on the brain. Which of the following, if true, most effectively

challenges the conclusion of the argument given above?

(a) Women cocaine users are less likely than men

to exhibit abnormalities of blood flow in the brain's frontal lobes.

(b) Women incarcerated for drug-related offenses

represent one of the fastest growing

populations in jails and prisons. (c) Females report positive mood increases to a

greater extent after nicotine smoking and show

a great decline in positive mood during

smoking abstinence than men. (d) Studies confirm that even though addiction

develops more commonly in women, more men

enter rehab at specialized treatment facilities.

(e) In a new study, brain scans reveal that women formerly addicted to stimulant drugs, such as

cocaine, have a smaller amount of a type of

brain tissue known as "gray matter" than men

addicted to cocaine, suggesting death of gray cells, which are directly proportional to our

consciousness.

16. In a certain code language, " movie song lyrics

poem" is coded as " 82 36 12 59" , "song poem camera hero" is coded as " 68 82 59 77", " camera

song lyrics movie" is coded as " 68 82 36 12". Find

out what will be the possible code for "hero song"?

(a) 77 36 (b) 12 68 (c) 77 82 (d) 59 12 (e) 68 36

Directions (Q.17-19) : Study the following

information and answer the given questions.

Eight people M,N,O,P,Q,R,S and T were seated in two different rows such that 4 people were seated in each row

equidistant from each other. People seated in row 1 were

facing north while the people seated in row 2 were facing

south. They belong to different countries among India, China, Iran, Syria, Cuba, Austria, Qatar and Egypt and

had different number of currencies with them which were

a multiple of 3. None of them had more than 30 currencies

with him/her. M was not from Qatar or Syria. R was not from China. N who was not from Cuba, was seated

opposite to the person who had one third of the number of

currencies that N had. R had currencies equal to the perfect square and was seated second to the right of O

who was from Austria. The person with 21 currencies was

from Qatar and was seated to the immediate right of the

person from China. The person from India had the least number of currencies and was seated to the immediate

right of P. M was seated in row 1, opposite to the person

from Cuba. Q from Iran was second to the right of the

person with highest number of currencies. The person having currencies which were a multiple of both 3 and 5

was seated second to the left of M. T who was to the

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immediate left of the person from Egypt had odd number

of currencies. Difference in the number of currencies with Q and the person from Cuba is 3.

17. Who among the following was from Syria?

(a) T (b) R (c) S

(d) N (e) None of these 18. To which country did S belong?

(a) Cuba (b) Egypt (c) India

(d) China (e) Qatar

19. What is the difference in the number of currencies with M and the person from Egypt?

(a) 15 (b) 6 (c) 9

(d) 21 (e) None of these

20. Six people A,B,C,D,E,F liked six different flavours of ice creams among Kiwi , Vanilla, Mango, Berry,

Apple , Kulfi (not necessarily in the same order).

These ice cream were of different brands among

Milko, Selecta, Polar, Magnum, Cornetto and Splice. Further it is known that, E liked Milko

brands ice cream.The Kiwi ice cream was of

Cornetto brand.D liked Apple flavoured ice

cream.The kulfi ice cream was liked by a person whose name was alphabetically after C. B liked

Selecta brand ice cream. A did not like Kiwi ice

cream. The Vanilla ice cream was neither of Selecta

brand nor liked by A.Mango ice cream was of Splice brand.Kulfi was not of Polar or Milko brand.

Which flavour was liked by B?

(a) KULFI (b) BERRY (c) APPLE

(d) VANILLA (e) None of these

Directions (Q.21-23) : Study the following

information and answer the given questions.

Certain number of persons are standing in a queue. Each

person has different number of oranges such that they are consecutive multiples of 3 starting from the first person.

The person immediately in front of P has 12 oranges.

Two persons are standing in between M and K and E is

one among them. B has 18 oranges. D has twice the number of oranges as P. The total number of oranges of

all the persons in front of L is 66. A is standing

immediately behind D. The total number of oranges of all

the persons standing behind K is 111. The first person has more than 3 oranges. K is standing behind A but not

immediately. K has less than 100 oranges.

21. How many persons are standing in the queue?

(a) 37 (b) 32 (c) 16 (d) 14 (e) 19

22. How many persons are standing in between M and

L?

(a) Four (b) Five (c) Six (d) Eight (e) More than eight

23. What is the total number of oranges are with the

persons in between E and A?

(a) 75 (b) 117 (c) 162 (d) 174 (e) Either (b) or (c)

24. 7 students A, B, C, D, E, F and G, live in a 7-floor

apartment (1 to 7 from bottom) and like different cricketer among Kohli, Sachin, Dhoni, Karthik,

Gautam, Ashwin and Rishabh not necessarily in

same order. B likes either Kohli or Dhoni and, lives

on top floor. The one from 3rd floor likes Gautam. 4 students live between A and C. G likes Rishabh and

lives on 5th floor. D lives at a gap of 2 floors above

A. The one who likes Ashwin lives 3 floors above

the one who likes Karthik. The one who likes Kohli doesn't live on an immediate neighbouring floor of

the one who likes Sachin. F doesn't like Gautam.

The one who like Rishabh neither lives immediately

above/below the one who likes Kohli nor the one who likes Sachin. How many students live between

the one who likes Sachin and the one who likes

Dhoni?

(a) 4 (b) 2 (c) 3 (d) 1 (e) None

Directions (Q.25-27) : When a word arrangement

machine is given an input line of words, it arranges

them following a certain rule. The following is an

illustration of input and rearrangement. Read the

following information and answer the questions that

follow.

Input: omnivory townskip premoved mudworts

aldoxime gumlands

Step I: moinovyr piksnwot devomerp strowdum

laodixem sdnalmug

Step II: oqkpqxat rkmupyqv fgxqogtr uvtqyfwo ncqfkzgo ufpcnowi

Step III: fgxqogtr ncqfkzgo oqkpqxat rkmupyqv

ufpcnowi uvtqyfwo

Step IV: fggqrtxo cfgknqzo kpqqtxao kmpqrvyu cfnpwiou fqtvwyou

Step V: fqrtx cfgknqz kptx kmpqrvy cfnpw fqtvwy

Step V is the last step of the input.

Find the steps of the following input.

Input: pownding underbit wordgame yawniest

biofacts coalmine

25. Which word appears in the last step?

(a) Cgklpq (b) Fkpqsy (c) Cfgjty (d) Cdhkqv (e) None of the above

26. Which of the following letters do not appear in any

of the words in step IV?

(a) D (b) J (c) H (d) Y (e) I

27. What is the fifth word from the right in step III?

(a) Uvechqkd (b) Qyftcigo

(c) Gociftqy (d) Gpkoncqe (e) Pwgfdtvk

28. Some people have had concerns that Autism

Spectrum Disorder in children might be linked to

vaccines, but studies have shown that there is no link between receiving vaccines and developing

ASD. Between 1999 and 2001, thimerosal was

removed or reduced to trace amounts in childhood

vaccines. This was done as part of a broader national effort to reduce all types of mercury

exposure in children before studies were conducted

that determined that thimerosal was not harmful. A

2013 study looked at the number of antigens from vaccines during the first two years of life. The

results showed that the total amount of antigen from

vaccines received was the same between children

with ASD and those that did not have ASD. Which of the following is an assumption underlying

the passage?

(a) There is no alternative ingredient to replace thimerosal in vaccines.

(b) Thimerosal is present in a majority of vaccines

that children receive.

(c) Thimerosal was the only ingredient present in vaccines that was thought to cause ASD.

(d) The real cause of ASD is not known.

(e) Thimerosal is a useful ingredient in vaccines

for children.

Directions (Q.29-32) : Study the following

information and answer the given questions.

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12 persons A, B, C, D, E, F, G, H, I, J, K and L are

sitting around the square table. 1 person each is sitting in the corner, facing towards the centre. 2 persons each are

sitting along the side, facing away from the centre.

Distance between any 2 adjacent persons is same. Each

person like different colour among Red, Blue, Yellow, Silver, White, Green, Violet, Orange, Purple, Indigo,

Magenta and Tan, not necessarily in the same order.

A is sitting 4th to the left of the one who likes Indigo

colour, who is facing towards the centre. 3 persons are sitting between A and I, who is sitting 3rd to the left of

the one who likes Orange. Only 2 persons are sitting

between the one who likes Orange and G, who is sitting

to the immediate right of B. C is sitting 4th to the right of B and is sitting to the immediate right of F. D and E are

sitting 2nd to the right of each other. E is facing towards

the centre and D is sitting 5th to the right of J, who is not

sitting adjacent to B. Only 1 person is sitting between the one who likes Red and the one who likes Violet. H likes

Violet and only 1 person is sitting between H and L.

Neither L nor C likes red colour. Only 2 persons are

sitting to the left of the one who likes White but to the right of the one who likes Blue. Neither G nor B Likes

Blue. Neither J nor B likes White. 2 persons are sitting

between the one who likes Yellow and the one who likes

Silver. Similarly, 2 persons are sitting between the one who likes Silver and the one who likes Green. The one

who likes Magenta is sitting adjacent to the one who

likes Green. The one who likes Tan is not facing towards

the centre. 29. Who is sitting 2nd to the left of the one who likes

Purple?

(a) A

(b) C (c) The one who likes White

(d) G

(e) D

30. How many persons are sitting between the one who likes Tan and F, when counted from the left of F?

(a) 3 (b) 4 (c) 5

(d) 7 (e) 8

31. How many persons are sitting to the left of G but to the right of D?

(a) No one could possibly sit to the left of G but to

the right of D

(b) 3 (c) 4

(d) 6

(e) 2

32. Who is sitting 4th to the left of the one who likes White?

(a) A (b) C (c) G

(d) J (e) The one who likes Violet

33. 3rd letter from each word is taken and then arranged in the alphabetical order. Which of the

following option will give us the meaningful word?

(a) MORAL, KIND, LIMIT, AFTER (b) TEACHER, STUDENT, OBJECTIVE

(c) ORGANIC, PETROL, NOTED, PEAL

(d) HEADING, HOME, CREATE, TITLE

(e) PROTECTION, OFFICAL, WORKING, NATIONAL

Directions (Q.34-37) : Study the following

information and answer the given questions.

In a summer camp, eight different events of photography, racing, debating, gaming, swimming, dancing, singing

and painting were organised in eight different

consecutive slots. The slots were of 30 minutes, 45

minutes or of 1 hour. The slots were consecutive with no gap in between, thus, if one event ended at 9:15AM then

other event started at 9:15AM. The instructor for each

event was different from among P, Q, R, S, T, U, V and

W not necessarily in the same order. Number of events after W's event was equal to the number

of events before the gaming event. They were not in

consecutive slots. The gaming event ended at 10:15AM.

The last event ended at 1:15PM. R's event ended at 11:30AM. There were 2 events between gaming and

painting. Gaming was before painting. Three events were

organised between V's event and debating. V's event

started at 8:00AM. V and R had slots of equal duration. There was only one slot of 1 hour. V was not the singing

instructor. U and S did not have the same duration of

slots. P was the instructor of the dancing event. T's event

was immediately after Q's event. T's slot was more than Q's slot duration. The singing event was immediately

before the racing event. U's event was of 30 minutes and

was not the last event. Painting was not the last event.

Swimming was an event of 45 minutes. Photography was not the 1st event. Q was not the instructor for gaming. Q

and W did not have consecutive slots.

34. Who was the instructor of the debating event?

(a) S (b) T (c) W (d) R (e) Q

35. How many events were organised before

swimming?

(a) None (b) One (c) Two (d) Three (e) Cannot be determined

36. At what time did W's event end?

(a) 11:30AM (b) 11:45AM

(c) 12:00PM (d) 12:15PM (e) Cannot be determined

37. At what time did the photography event start?

(a) 8:30AM (b) 8:45AM (c) 9:15AM

(d) 9:45AM (e) Cannot be determined 38. In the question below, some facts are given,

followed by five options, each giving a conclusion

which may or may not follow. Choose the one that

reflects the conclusion that follows. Getting a period in a crowded refugee camp is not

easy for teenage girls and women. There is a lack of

hygienic menstruation supplies and access to safe

and private toilets to wash themselves and their menstrual cloths. Rohingya refugee girls take part in

the UNICEF-supported Sanimart project to produce

sanitary pads for themselves and to sell at the

market, in Balukhali Refugee Camp, Cox's Bazar district, Bangladesh.

(a) Female Rohingya refugees face more problems

than male Rohingya refugees as Bangladesh

lacks hygienic menstruation supplies. (b) Rohingya female refugees have been able to

tackle sanitary issues faced by them in the

Balukhali camp with the support provided by UNICEF.

(c) UNICEF has asked the female refugees to take

care of their sanitation issues by making

sanitary pads themselves. (d) Female refugees are asked not to take shelter at

the Balukhali Refugee Camp as there are no

menstruation supplies and private toilets for

women.

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(e) Most of the toilets in the refugee camp are not

safe or private due to which women abstain themselves from using them.

Directions (Q.39-40) : A certain code language follows

the following given conditions:

It is given that, I. The vowels are coded with certain symbols.

II. The consonants that appear before M in the English

alphabetical series are coded from 1 to 9 (such that

B is coded as 1 ,C is coded as 2 and so on)and, code for the consonants that appear after P in the English

alphabetical series again starts from 1 to 9(such that

Q is coded as 2, R is coded as 2 and so on ).

III. M, N and P are coded as 5, 1 and 3 respectively. Following conditions are followed while coding:

(i) If a vowel is preceded as well as followed by a

consonant, which appears before M in the

alphabetical series then, that vowel is coded as '©' and both those consonants are coded as '*'.

(ii) If a consonant that appears after P in the

alphabetical series is preceded by a vowel then, both

are to be coded as '&'. (iii) If more than two same vowels appear in a word

then, all those vowels are to be coded as '$' and, if

there is any consonant that appears before M in

alphabetical series, then it is coded as '€'. (iv) If the word starts with either M, N or P, and the first

letter is followed by any vowel then, that vowel is

coded as the code for that first letter.

(v) If two vowels appear consecutively then both are to be coded as '@'.

(vi) If no condition satisfies then, the vowels are to be

coded as 'β'.

(vii) If more than one condition satisfies then the conditions are to be followed in the given order.

39. What is the code for 'NEST WORLD'?

(a) 1&&4 61193 (b) 1&&4 6&393

(c) 11&4 6&&93 (d) 1@3@ 6&393 (e) 1&&4 6&&93

40. M A J __ R

Among the following what should be the code of

the given word such that it forms a meaningful English word?

(a) 356$€ (b) 557&& (c) 3357β

(d) 55&&β (e) 357$$

Directions (Q.41-45) : See the following structure

carefully and answer the given questions.

Student ‗M‘ wants to admission in the coaching centre.

So, different conditions are given in Data flow diagram.

So, after analysing above DFD diagram you have to

answer the given questions:

41. If student got 80% marks in intermediate and he

goes to the coaching for the admission in

I.I.T course, then what would be the possible

reason that he does not get admission in that

coaching centre?

(a) Student is eligible to get admission in the

coaching, but he does not like the faculty and

infrastructure of the coaching (b) Student is eligible to get admission but could

not provide some valid documents.

(c) The student got 78% marks in 12th but got less

than 40 marks in Physics. (d) Student is very poor and cannot afford the high

fees of that coaching.

(e) None of these

42. If the student completed his course from any

coaching centre, but did not get selection in I.I.T,

then what could be the possible reason for that? (a) The Student failed in one of the tests of the

coaching. (b) The student changed his mind to give the exam

at the last moment.

(c) Data insufficient

(d) The Student is not so intelligent to crack such a big exam like I.I.T.

(e) The Student left the coaching in the middle

time of course.

43. If a student goes to the coaching for the

admission but he returns from that coaching

after discussing with the receptionist. Then what

will be the possible reason behind this? (a) The Student forgot to take some documents

which are necessary for admission.

(b) The Student does not like the receptionist as

she is very rude and does not provide the

proper answer to his queries. (c) The Student went to the photo studio as he had

not passport size photograph which is

necessary for the admission.

(d) Both (a) and (c) (e) The Student is not serious about taking the

admission in the coaching.

44. If a student got 74.8 % marks in intermediate,

then what will be the possible reason that he can

get admission in P.M.T course of that coaching? (a) The Student can provide some high reference

for the admission in that coaching.

(b) The Student cannot get admission in P.M.T but he can get admission in some other course.

(c) None of these

(d) After giving some donation to the coaching

authority he can secure admission in that coaching.

(e) At any cost he cannot get admission in that

coaching as it is given in DFD diagram, that only after getting 75% marks, a student can get

admission

45. If the student is eligible to take admission, then

what would be the possible reason that he

didn‘t not take admission in the coaching? (a) The Student wanted to interchange the course

with other course after filling the form and

that facility is not provided by coaching. (b) The Student did not like the strict rules and

regulations of the coaching.

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(c) The Student did not like the test series and the

material provided by the coaching. (d) None of these

(e) The Student did not satisfy about the

scholarship amount of the coaching.

GENERAL ECONOMY &

BANKING AWARENESS 46. Which among the following PSU has launched the

Model Retail Outlet Scheme and a Digital Customer

Feedback Program called Darpan@petrolpump? (a) Indian Oil

(b) Bharat Petroleum Corporation Limited

(c) Hindustan Petroleum Corporation Limited

(d) All of the above (e) Both b and c

47. The ‗Textiles Week‘ has been inaugurated at India

Pavilion in ―DUBAI EXPO‘ 2020. Who is the

current Minister of Textiles? (a) MeenakshiLekhi (b) Piyush Goyal

(c) Smriti Irani (d) Ashwini Vaishnaw

(e) Dharmendra Pradhan

48. Which among the following film has won the Best film Award in the Sixth edition BRICS Film

Festival?

(a) Asuran

(b) The Sun above Me Never Sets (c) Barakat

(d) Both a and b

(e) Both b and c

49. A cheque which is payable to any person who presents it for payment at the bank counter is called

(a) Crossed Cheque (b) Bearer Cheque

(c) Order Cheque (d) Stale Cheque

(e) None of these

50. Who among the following has launched the Centre

for Innovation and Incubation website at Utkal

University?

(a) Narendra Modi (b) Amit Shah (c) Rajnath Singh (d) Nirmala Sitharaman

(e) Dharmendra Pradhan

51. The Central Government would introduce the

Cryptocurrency and Regulation of Official Digital Currency Bill 2021. Which country is the first

country to adopt bitcoin as national currency?

(a) El Salvador (b) Venezuela

(c) Argentina (d) Venezuela (e) Spain

52. The World Health Organization has named the new

COVID-19 variant B.1.1.529, as ‗Omicron‘. This

new variant was first detected in which country? (a) USA (b) China

(c) UK (d) South Africa

(e) India

53. In which type of foreign direct investment, a parent company starts a new venture in a foreign country

by constructing new operational facilities from the

ground up? (a) Greenfield Investment

(b) Brownfield Investment

(c) Foreign Institutional Investment(FII)

(d) None of the Above 54. What is a 'Blue Chip' in the USA companies

system?

(a) Stock (b) Debenture

(c) Mutual Fund (d) Gilt Fuund (e) None of the Above

55. Which among the Union Territory has launched two

pilot projects to revive and catalyse traditional Namda Craft and up skill the Artisans and Weavers?

(a) Pondicherry (b) Jammu and Kashmir

(c) Ladakh (d) Andaman and Nicobar

(e) Chandigarh 56. The Home and Cooperative Minister Amit Shah has

inaugurated dairy projects worth 415 crore rupees in

which state?

(a) Gujarat (b) Manipur (c) Uttar Pradesh (d) Haryana

(e) Bihar

57. The Reserve Bank of India had formed an Internal

Working Group in June 2020. Who is the convenor of the group?

(a) Kaya Tripathi (b) Harihar Mishra

(c) Ajay Kumar (d) Urjit Patel

(e) Shrimohan Yadav 58. A debenture is a

(a) Mutual fund

(b) Negotiable Instrument

(c) Bills of exchange (d) Document which either creates a debt

(e) None of these

59. Who has been appointed as the chairman of the

Central Board of Indirect Taxes and Customs? (a) Bharat Mishra (b) Vivek Johri

(c) Prakash Kumar (d) Dinesh Goel

(e) Kiran Singh

60. Which city would set up a fabrication lab for Li-ion batteries to boost up-scaling and commercialisation

of the technology?

(a) Bangalore (b) Hyderabad

(c) Chennai (d) Mumbai (e) Jaipur

61. The 9th Meeting of the BIMSTEC Joint Working

Group on Counter Terrorism and Transnational

Crime has hosted by which country virtually? (a) Thailand (b) Nepal

(c) Myanmar (d) Bhutan

(e) Sri Lanka

62. All revenues raised by the government, money borrowed and receipts from loans given by the

government flow into the

(a) Consolidated fund of India

(b) Contingency Fund (c) Public Account

(d) Both (a) & (b)

(e) None of the Above

63. The Indian Army has organised the biggest military exercise called Dakshin Shakti in which state?

(a) Himachal Pradesh (b) Rajasthan

(c) West Bengal (d) Kerala

(e) Jharkhand 64. Which state government is first in the country to use

e-VTOL Drone AquilaX2, drones for delivering

medicines to a remote primary health centre? (a) Andhra Pradesh (b) Tamil Nadu

(c) Gujarat (d) Kerala

(e) Meghalaya

65. As per the NITI Aayog‘s Multidimensional Poverty index, which is the only district across the country

to register zero poverty?

(a) Kurnool (b) Indore

(c)Kottayam (d) Coimbatore (e)Chikballapur

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66. The Vice President Venkaiah Naidu has released a

Book titled, ―Democracy, Politics and Governance‖. The book is authored by whom?

(a) Manohar Bhat (b) Krishna Lal

(c) Arvind Kumar (d) Prasad Varma

(e) Surya Prakash 67. Stephen Sondheim Passed away. He was a

composer and lyricist of which country?

(a) UK (b) USA

(c) France (d) China (e) Germany

68. What is 'Wave N Pay', recently launched by the

Punjab National Bank(PNB)?

(a) Contactless Credit Card (b) Contactless Debit Card

(c) Mobile Payment Wallet

(d) Mobile Banking Platform

(e) None of these 69. The National Organ Donation Day has been

observed on which among the following day?

(a) November 25 (b) November 23

(c) November 20 (d) November 27 (e) November 29

70. Which organisation is the Project Management

Agency for the Cabinet approved PLI Scheme for

Pharmaceuticals? (a) SIDBI (b) NABARD

(c) RBI (d) EXIM

(e) IRDAI

71. The 6th Edition of Joint Military Exercise ―Ex Shakti 2021‖ has concluded recently. Which of the

following country is participated in this exercise

with India?

(a) China (b) Sri Lanka (c) France (d) USA

(e) Bangladesh

72. Who among the following has virtually inaugurated

the Ayurveda Parv-2021 in New Delhi? (a) Shantanu Thakur

(b) Prahalad Singh Patel

(c) Bhagwat Kishanrao Karad

(d) Kapil Moreshwar Patil (e) Munjapara Mahendrabhai

73. What is 'first C' Stands for in 'CCI', a government

agency?

(a) Credit (b) Central (c) Competition (d) Core

(e) None of these

74. The Reserve Bank of India has imposed a monetary

penalty of ₹1 crore on which bank for contravention

of a provision in the Banking Regulation (BR) Act,

1949?

(a) Indian Bank (b) Bank of Baroda

(c) State Bank of India (d) Canara Bank (e) Punjab National Bank

75. Vipin Sondhi has officially stepped down from the

post of Managing Director & CEO of which among

the following company? (a) Ashok Leyland

(b) Tata Motors

(c) Mahindra & Mahindra

(d) Eicher Motors (e) TVS Motor Company

76. Who among the following has been appointed as

new Prime Minister of Kuwait?

(a) Nawaf Al-Ahmad Al-Jaber Al-Sabah (b) Mohammad Al Khalid Al Sabah

(c) Sabah Al-Ahmad Al-Jaber Al-Sabah

(d) Nasser Al-Mohammed Al-Sabah (e) Sabah Al Khaled Al Hamad Al Sabah

77. Which Bank has launched the ATM facility onboard

premier warship INS Vikramaditya?

(a) SBI (b) ICICI (c) HDFC (d) Bank of Baroda

(e) None of these

78. India has called for working towards rightful place

for BRICS Countries in the Global Innovation Index. Which among the following country is not a

part in BRICS?

(a) Brazil (b) South Africa

(c) Sri Lanka (d) Russia (e) China

79. The Indian Air Force has received two Mirage 2000

fighter aircraft from which country at its Gwalior air

base? (a) USA (b) France

(c) China (d) Russia

(e) Germany

80. Which Bank will provide the technology platform for the pilot launch of India Post Payments Bank

(IPPB).?

(a) Bank of Baroda (b) Punjab National Bank

(c) SBI (d) ICICI (e) None of these

81. Which among the following country has conducted

a successful test launch of an indigenously

developed Shaheen-1A surface to surface ballistic missile?

(a) Iran (b) Indonesia

(c) Bangladesh (d) Pakistan

(e) Iraq 82. According to findings of the Kantar‘s BrandZ India

2021 report, which brand has been emerged as the

most purposeful brands in India in fast moving

consumer goods category? (a)Tata Tea (b)Parachute

(c)Britannia (d)Surf Excel

(e)Taj Mahal

83. In partnership with which country India has organised the fifth East Asia Summit Conference on

Maritime Security Cooperation in Kolkata?

(a) England (b) Japan

(c) Australia (d) Sri Lanka (e) USA

84. What is the name of the new Aayakar Bhawan-cum-

Residential Complex,inaugurated by the Finance

Minister Nirmala Sitharaman in Srinagar? (a)The Chinars (b) The Firmiana

(c) The Vernicia (d) The Empress

(e) The Sycamore

85. Who has won the 2021 Indonesia Masters Super 750 badminton tournament men‘s singles title?

(a) Lee Zii Jia (b) Shi Yuqi

(c) Chen Long (d) Lin Dan (e) Kento Momota

ENGLISH LANGUAGE Directions (Q.86-87) : In the question below some

statements are given. These statements are connected

to the options given below. You have to determine in

which option the given statements have been most

appropriately expressed giving the full meaning of the

statements and mark it as your answer.

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86.

(i) Blockchain technology has already been adopted by gold traders.

(ii) Blockchain technology started to show the

potential

(iii) Blockchain technology transformed other sectors of the global physical commodities

markets.

(a) As the Blockchain technology to show the

potential to transform other sectors of the global physical commodities markets yet it has

been adopted by gold traders.

(b) Blockchain technology, which has already been

adopted by gold traders and is starting to show the potential to transform other sectors of the

global physical commodities markets.

(c) Blockchain technology, which has already been

adopted by gold traders, is starting to show the potential to transform other sectors of the

global physical commodities markets.

(d) Despite been already adopted by gold traders,

Blockchain technology is starting to show the potential to transform other sectors of the

global physical commodities markets.

(e) None of these

87. (i) The FRDI Bill will now have to yield to more

immediate concerns.

(ii) The FRDI Bill was scheduled for discussion in

Parliament this winter session. (iii) The Gujarat election results and the Central

Bureau of Investigation special court‘s verdict

on 2G spectrum allocation.

(a) Despite being scheduled for discussion in Parliament this winter session, the FRDI Bill,

in any case, will now have to yield to more

immediate concerns similarly the Gujarat

election results and the Central Bureau of Investigation special court‘s verdict on 2G

spectrum allocation.

(b) The FRDI Bill was scheduled for discussion in

Parliament this winter session and will now have to yield to more immediate concerns like

the Gujarat election results and the Central

Bureau of Investigation special court‘s verdict

on 2G spectrum allocation. (c) The FRDI Bill was scheduled for discussion in

Parliament this winter session but will now

have to yield to more immediate concerns such

as the Gujarat election results and the Central Bureau of Investigation special court‘s verdict

on 2G spectrum allocation.

(d) In view of being scheduled for discussion in

Parliament this winter session, the FRDI Bill will now have to yield to more immediate

concerns because of the Gujarat election results

and the Central Bureau of Investigation special court‘s verdict on 2G spectrum allocation.

(e) None of these

Directions (Q.88-90) : In the questions given below, a

sentence is fragmented and divided column-wise into three. You have to match column A, B, C to form a

meaningful sentence and choose the option accordingly.

88.

COLOUMN A COLOUMN

B

COLOUMN C

a.Amendments d. it g. between

to the Representation

of the People

(RP) Act

essentially boils down to

a test of

identity

details in the voter ID and

Aadhaar card.

b. Since the

Bill only sanctions

Aadhaar

number and not

biometric verification,

e. requires

voters to furnish their

Aadhaar

numbers

h. triple test of

legality, need, and

proportionality.

c. Also, while Rijiju has said

the linking is

voluntary and

not mandatory,

f. Rijiju also claimed the

amendments

met the

Puttaswamy

judgment‘s

i. to electoral registration

officers

(a) adg (b)beh (c) cfi (d) aei (e) None of these

89.

COLOUMN A COLOUMN B COLOUMN C

a. As an astute politician

d. to set bilateral relations on a

different course

g. from bad to worse because

of the visa

related acrimony

between the two in the past.

b. Neither the fact that he is

the outgoing

president

e. many skeptics thought that the

relationship

would go

h. nor that it is his second visit

as president

c. US-India

relations have

seen many ups and downs.

f. dampens the

enthusiasm in the

Indian establishment.

i. he used his

visits to the US

(a) adg (b) beh (c) ceg (d) aei (e) None of these

90.

COLOUMN A COLOUMN B COLOUMN C

a. Almost 15 years ago Jeff

Bezos, founder

of US online

retail firm Amazon,

d. said e-commerce was

going to change

the way

g. the world shops. I

b. Even as successive

governments

have

e. bonanza for Indian

consumers

who‘ve been hit

hard by inflation.

h. due to the Internet

platform, this

could be a

c. As sourcing, retailing and

warehousing

costs drop

f. aagonized over allowing

foreign

i. investments in traditional retail,

(a) adg (b) beh (c) ceg

(d) aei (e) None of these

Directions (Q.91-100) : You have to find out which

part may contain an error except the part in bold. 91. Winds of change are blowing through(a)/ the

United Arab Emirates. After announcing the(b)/

implementation of the four-and-a-half-day work(c)/ week earlier in this month, the UAE has said(d)/ that

it will end the censorship of films.(e)/

(a) a (b) c (c) d

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(d) e (e) All are correct

92. The Cabinet cleared the move (a)/ after a task force set up to examine matters(b) of ―motherhood,

maternal mortality rate(c)/ and improvement of

nutrition‖ suggests that a change (d) in the minimum

age of marriage would help ―empower women‖.(e)/ (a) b (b) c (c) d

(d) e (e) All are correct

93. Raising the age of marriage(a)/ would, therefore,

criminalise(b)/ a large number of marriages,(c)/ and a disproportionate effect(d)/ on the most

underprivileged groups.(e)/

(a) b (b) c (c) d

(d) e (e) All are correct 94. An Israeli government spokesperson (a)/said that

a strategic operation agreement with(b)/ the US no

longer existed because(c)/ its suspension by

Washington after(d)/ the annexation of the Golan Heights.(e)/

(a) b (b) c (c) d

(d) e (e) All are correct

95. The SDPI and the Hindu right-wing have been trying(a)/ to spread their wings in the state by

aggressively mobilizing supporters through(b)/

communally charged campaigns. The latent violence

in the speeches of leaders appears(c)/ to have seeped down to cadres, (d)/ some of whom seem willing to

physically annihilate its political opponents. (e)/

(a) b (b) c (c) d

(d) e (e) All are correct Directions (Q.91-95) : In each of the following

questions a passage is given in which there is a blank.

Choose the most logical and appropriate option from the

five options given that can be filled in the blank. 96. ________which are ironically its neighbors in fixed

broadband subscriptions per 100 inhabitants in

ESCAP countries in 2015, according to the report

‗State of ICT in Asia and the Pacific 2016: Uncovering the Widening Broadband Divide‘

released. Hong Kong, New Zealand, Japan, Macao,

Australia and Singapore topped the list of 53

countries covered in the report. (a) India ranks a low 39th in terms of fixed

broadband adoption among Asia Pacific

countries, with just 1.3 per cent of its citizens

subscribing to such a service in 2015, according to a study by the United Nations

Economic and Social Commission for Asia and

the Pacific (ESCAP).

(b) This is followed by Europe (21.9 per cent) and North America (14.1 per cent).

(c) The report pointed out that this was a dramatic

increase from 2005 when subscriptions in the

ESCAP region merely constituted 38.1% of the global total fixed broadband subscriptions,

followed by Europe (28.6 per cent) and North

America (26.5 per cent). (d) However, the subscriptions per 100 inhabitants

in the ESCAP region is behind Latin America

and the Caribbean, and far lower than Europe

and North America. (e) Fixed broadband penetration in Asia and the

Pacific is even below the world‘s average of

11.2 subscriptions per 100 inhabitants in 2015,

it said. 97. This beginning Is in fact, a priority to make the most

densely populated villages along the banks of the

Ganga, Swachh in the real sense, to make our rivers

pollution free, and to maintain the ecological balance in this area. For overall holistic

development of the nation, it is critically important

that our health is sound, our mothers and sisters live

with safety and dignity, and our environment is clean, safe and attuned to community-wide health.

_________.

(a) Becoming Open Defecation Free – ODF – is

the first step in this direction. Keeping the river Ganga clean and pure is our collective

responsibility.

(b) Ms. Uma Bharti explained the concept of

Namami Ganga and appealed to all the Pradhans to clean up Ganga ji.

(c) She mentioned that besides ODF, solid and

liquid waste management was also important

and villages must be made swachh in a comprehensive sense.

(d) The Minister, Drinking Water and Sanitation,

mentioned that Swachh Bharat has to be

achieved by the Centre and the States working hand in hand.

(e) He also underlined the importance of freedom

from open defecation in making the villages

clean and brought out the convergence between Swachh Bharat and Namami Ganga.

98. Hindi scholar and writer Sunita Jain was today

awarded the prestigious 25th Vyas Samman 2015

for her poetry collection ―Kshama‖.______. The award instituted by the K K Birla Foundation carries

a cash prize of Rs 2.50 lakh.

(a) Tripathi commended the author for portraying

through poetry the fine emotions between poet Tulsidas and his wife Ratnavalli.

(b) ―The author has managed to aptly convey the

sentiment of forgiveness between Tulsidas and

his wife using very fine language,‖ he said. (c) Eminent litterateur Vishwanath Prasad Tiwari

who presided over the selection committee for

the award said Jain‘s work aptly brought out

the emotions of forgiveness and repentance. (d) The author who was awarded the Padma Shri

in 2004 writes in both English and Hindi and

has over 100 books to her credit.

(e) West Bengal Governor K N Tripathi conferred the award on the scholar

99. Secretary-General Ban Ki-moon says in a message

on World Humanitarian Day that a record 130

million people depend on assistance to survive, a mind boggling number that would comprise the

tenth most populous nation on earth. At an event in

the UN General Assembly on Friday night to mark

the day ―Arab Idol‖ winner Mohammed Assaf, Actress Natalie Dormer of ―Game of Thrones‖

fame, ―The Voice‖ winner Alisan Porter and former

―Hamilton‖ star Leslie Odom Jr. joined hundreds of diplomats and guests to support stepped up global

efforts to alleviate global suffering. _____

(a) Secretary-General Ban Ki-moon says in a

message on World Humanitarian Day that a record 130 million people depend on assistance

to survive, a staggering number that would

comprise the tenth most populous nation on

earth. (b) The General Assembly established World

Humanitarian Day in 2008 to honor

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humanitarian aid workers who have been killed

or injured in the course of their work. (c) Last year, Eliason said, 109 aid workers were

killed, 110 were wounded and 68 were

kidnapped, most in Afghanistan, Somalia,

South Sudan, Syria and Yemen. (d) UN humanitarian chief Stephen O‘Brien said

―in crises around the world, from Syria to

South Sudan, people are forced to make

impossible choices risking violence for food or risking drowning in search of a safe haven

choices that most of us can barely imagine.

(e) He urged people around the world ―to show

solidarity, use their voice and demand that world leaders take action.‖

100. Today‘s temporary lightbulb moment was the Times

story explaining that in the event of a no-deal

Brexit, _____. I haven‘t consulted the spiderweb of yarn and mugshots that now covers all my walls, but

I‘m pretty sure Jacob Rees-Mogg will be rations

secretary in the event of no deal. Ah … but of

course – how could I have been so naive? (a) The government whips this week invited ITV

News cameras into their world

(b) Cabinet papers show how crippling no-deal

could be to Ireland‘s supply lines (c) Ministers will have the power to overrule GP

prescriptions to prevent shortages. Well

(d) The hilarious pretence that the Tory whipping

operation has always been about reasonable chaps in green armchairs trying to charm

recalcitrant backbenchers

(e) Nigel‘s been watching his own career on tape

delay, so please don‘t spoil it for him by telling him how he turns out

Directions (Q.101-105) : The sentences given below are

jumbled, you have to arrange them and answer as

directed through the options. (a) Given that it is difficult to fully secure a State

with a history of violent attacks.

(b) Beyond security for the peaceful conduct of

elections, the latest attack highlights the need for the security forces to keep updating their

standard operating procedures.

(c) After the relatively peaceful conduct of the

Assembly elections in the State late last year, it would have signaled a precipitous slide if the

electoral process in Chhattisgarh were to be

disrupted now.

(d) In most of the violence-hit regions of India, responsibility for security has been passed on

to the paramilitary forces in abundant measure.

(e) It is important that adequate measures be put in

place to protect the candidates in the fray, over 160 of them, for the 11 Lok Sabha

constituencies that will go to the polls in three

phases, on April 11, 18 and 23. 101. Which is the odd sentence out of the sentences

given above.

(a) a (b) b (c) c

(d) d (e) e 102. Which of the following is a mandatory pair after

meaningfully rearranging the sentences given

above?

(a) ab (b) bc (c) de (d)ec (e) da

103. Which of the following can be the first sentence

after rearrangement? (a) a (b) d (c) b

(d) c (e)e

104. Which of the following can be the last sentence after

rearrangement? (a) a (b) d (c) b

(d) c (e)e

105. Which of the following can be the sequence of the

sentences after rearrangement and eliminating the odd sentence?

(a) abcd (b) bcde (c) cdab

(d) aceb (e) none of these

Directions (Q.106-110) : Read the following passage carefully and answer the questions given below it.

(1) As the Cold war has ended. Selective

tactics are still continuing for ensuring the military and

economic dominance of developed countries.(1) Various types of technology denial regimes are still being

enforced which are now being mainly targeted against

developing countries like India.

Today, we in India encounter two problems. On one side, there is a large scale strengthening of our neighbors

through the supply of arms and clandestine support to

their nuclear and missile programmer and on the other

side all efforts are being made to weaken our indigenous technology growth through control regimes and dumping

of low, tech systems, accompanied with a high

commercial pitch in critical areas. The growth of

indigenous technology and self-reliance is the only answer to the problem.

Thus, (2) in the environment around India, the

number of missiles and nuclear powers is continuously

increasing and destructive weapons continue to pile up around us, in spite of arms reduction treaties. (2)

To understand the implications of various types

of warfare that may affect us, we need to take a quick

look at the evolution of war weaponry and the types or warfare. I am highlighting this point for the reason that in

less than a century we could see the change in the nature

of warfare and its effects on society.

In the early years of human history, it was mostly direct human warfare. During the 20th century up

to about 1990, warfare was weapon driven. The weapons

used were guns, tanks, aircraft, ships. Submarines and the

nuclear weapons deployed on land/sea/air and also reconnaissance spacecraft. (3) The ________ of

conventional nuclear and biological weapons was at a

_____ owing to the competition between the

superpowers. (3) The next phase, in a new form, has just started

from 1990 onwards. The world has graduated into

economic warfare. The means used is control of market

forces through high technology. The participating nations, apart from the USA, are Japan, the UK, France,

Germany, certain South-East Asian countries, and a few

others. (4) The ______ force is the generation of

_______ with certain types of economic doctrine.(4) (5) The urgent issue we need to address

collectively as a nation is, how do we handle the tactics

of economic and military dominance in this new form coming from the backdoor? (5) (6) Today technology is

the main driver of economic development at the national

level. (6) Therefore, we have to develop indigenous

technologies to enhance our competitive edge and to generate national wealth in all segments of the economy.

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Therefore, the need of the hour is to arm India with

technology 106. Why do certain countries use selective tactics

against developing countries?

(a) To help developing countries gain military and

economic independence (b) To help developing countries govern

themselves and be economically independent

(c) To ally with developing countries to dominate

over other developed countries (d) To curtail their domination over developing

countries

(e) None of the above

107. Which are the issues of great concern that India is facing at present, according to the author of the

passage?

(A) The supply of high-tech weaponry by other

countries to India‘s neighbors who are likely to use the same against India.

(B) Other countries secretly helping India‘s

neighbors to strengthen their nuclear might.

(C) Obstruction of India‘s genuine efforts to develop its own nuclear technology.

(a) (A) and (B) only

(b) (B) and (C) only

(c) (A) and (C) only (d) All (A), (B) and (C)

(e) None of these

108. Why according to the author, is it necessary to

examine how weaponry and warfare have evolved? (A) To understand their implications for us.

(B) To learn the rapid changes that have taken

place In weaponry and warfare.

(C) To master them and enable us to attack our enemies.

(a) All (A), (B) and (C)

(b) (A) and (B) only

(c) (A) and (C) only (d) (B) and (C) only

(e) None of these

109. Which of the following in the sentence marked 1 in

the passage is incorrect? (a) As (b) For (c) Economic

(d) Countries (e) All are correct

110. Which of the following in the sentence marked 2 in

the passage is incorrect? (a) around (b) is (c) continue

(d) treaties (e) all are correct

111. Which of the following can fit in the blanks in the

sentence marked 3 in the passage? (a) advent, ascent (b) proliferation, peak

(c) ascension, radix (d) obsolesce, zenith

(e) impact, culmination

112. Which of the following can fit in the sentence marked 4 in the passage?

(a) major, force (b) driving, wealth

(c) motive, power (d) predominant, assets (e) secretive, documents

113. Which of the following can replace the word

―address‖ meaningfully in the sentence marked 5 in

the passage? (a) destination (b) speak

(c) resolve (d) aggravate

(e) none of these

114. Which of the following cannot replace the word ―driver‖ as used in the sentence marked 6 in the

passage?

(a) doer (b) prime mover

(c) causal agency (d) blockage (e) none of these

115. Which of the following is implied by the

enforcement of technology denial regimes by

developed countries? (a) Dominance of developing countries over

developed countries

(b) Exploitation of developing nations by the

mightier (c) Targeting of developed countries by

developing countries

(d) Sympathizing with underprivileged countries

(e) None of the above Directions (Q.116-120) : The questions given below are

based on idiomatic usage, three sentences highlighting

the use of idioms are given which are followed by five

options, You have to choose which of them are correct. 116.

a. Timothy is looking very down in the mouth.

b. Marion is tempted to be naughty but She will

not draw the long bow.

c. Dutch courage made them feel so vulnerable.

(a) a,b (b) b,c

(c) a,c (d) all are correct

(e) none of these 117.

a: Making Julian accept the proposal is will o‘ the

wisp.

b. No one gets promoted without riding his

boss‘s coattails.

c. Derek only feel gall and wormwood when he

thinks of his unworthy opponent.

(a) a,b (b) b,c (c) a,c (d) all are correct

(e) None of these

118. a. The whole gang went all out for the leader‘s

retirement party.

b. She explained, tongue in cheek that her

husband was busy with housekeeping.

c. The manor was a horrible mess, it was a

beggared description. (a) a,b (b) b,c

(c) a,c (d) all are correct

(e) None of these 119.

a: The news came straight from the horse‘s

mouth. b: The firm is slowly but surely going to the

dogs. c. Elected political leaders are in the habit of

passing the buck. (a) a,b (b) b,c (c) a,c (d) all are correct

(e) None of these

120. a. One of the vexed questions is whether mercy

killing should be allowed or not.

b. No one should be shouted at without rhyme or

reason. c. Mrs. Dallas finally kicked the bucket after a

prolonged battle with cancer.

(a) a,b (b) b,c

(c) a,c (d) All are correct (e) None of these

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DATA ANALYSIS & INTERPRETATION Directions (Q.121-125) : Study the following table

chart carefully and answer the questions given beside.

The first table gives the percentage of students in an

engineering college, who got placed in the areas of marketing, outsourcing, and software. The second table

gives the information about the average starting salaries

(in rupees) of the students per month in these areas. The

third chart below gives the number of students who passed out in each year.

First Table

Year Marketing Outsourcing Software Others

2013 22 28 33 17

2014 19 43 21 17

2015 29 31 35 5

2016 17 47 13 23

2017 32 35 18 15

Second Table

Year Marketing Outsourcing Software

2013 28300 22400 32500

2014 29600 21700 34500

2015 34500 17400 27800

2016 36700 24600 38900

2017 42800 28900 44100

Third Table

Number of students who passed out

121. The number of students who get jobs in marketing is

approximately how much percentage less than/more

than the number of students who gets jobs is

software, in the five years? (a) more than 9.6% (b) less than 9.6%

(c) more than 13.4% (d)less than 13.4%

(e) less than 10.2%

122. What is the percentage increase in the total salary of outsourcing from 2013 to 2017? (approximately)

(a) 304.6% (b) 342.6% (c) 102.5%

(d) 198.9% (e) 242.7%

123. In 2017, the students placed in marketing earned approximately how much more than those placed in

outsourcing. (per annum)

(a) Rs. 7.31 crores (b) Rs. 70.31 lakhs

(c) Rs. 60.91 lakhs (d)Rs. 4.21 crores (e) Rs. 35.08 lakhs

124. What is the difference between the average monthly

salary offered to the students who passed out in

2015 and the average monthly salary offered to the students who passed out in 2016 in the software

area?

(a) Rs. 24.8924 crores (b) Rs. 22.4356 crores (c) 32.6782 crores (d) Rs. 16.4598 crores

(e) Cannot be determined

125. What is the average monthly salary received in

software area by an individual over the five years?

(a) Rs. 45321 (b) Rs. 39542

(c) Rs. 44100 (d) Rs. 28268 (e) Rs. 34951

Directions (Q.126-130) : Study the information

carefully and answer the questions that follow.

Cost Percentage of manufactured goods of company A.

The chart above gives the percentage of profit earned out

of the total cost incurred in each of the sectors of four

companies I, P, A and U. The five different sectors are

Education, Consulting, Manufacturing, Construction and Education.

126. If the cost of ferro alloys manufactured by company

A is 18 million, then what is the profit earned by company A in ferro alloys (in millions), if company

A earns 7% profit in ferro alloys out of the total

profit earned in manufacturing sector?

(a) 7.875% (b) 6.375% (c) 2.53% (d) Can‘t Say (e) 7.72%

127. If the agriculture cost of company I is 60% of the

total manufacturing cost of company A, then find

the profit earned (in million) by company I in its agriculture sector (Use data from previous

question).

(a) 70 (b) 75 (c) 64.8

(d) Can‘t Say (e) 80 128. If cost of stainless steel manufactured by company

A is 42 million, then what is the total profit earned

by company A (in million)?

(a) 240 (b) 700 (c) 800 (d) Can‘t Say (e) 900

129. If the manufacturing cost of computers of company

A is 84.56 million, then find ratio of manufacturing

cost of cotton to others for company A? (a) 30 : 13 (b) 7 : 8 (c) 20 : 21

(d) 12 : 19 (e) 10 : 11

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130. For company P, in agriculture the profit earned is 56

million then find the amount invested in fruits if there are 8 different items of agriculture with equal

investment in each.

(a) 70 million (b) 46 million (c) 50 million

(d) 34 million (e) 52 million

Directions (Q.131-135) : Read the following data

carefully and answer the questions.

i) There are 7 contenders - Anita, Bishnu, Chaitali,

Deepak, Ekta, Falguni and Ganesh, competing for the post of secretary of saheed club.

ii) The selection process is conducted in three rounds

by voting. The three rounds are named as Vir,

Paramvir and Shaurya rounds. iii) In the Vir round, each eligible voter casts 3 votes

(for 3 different candidates). The 2 candidates with

least votes are eliminated.

iv) In the Paramvir round, each eligible voter casts 2 votes and in the Shaurya round each eligible voter

casts 1 vote.

v) A candidate who is taking part in a given round is

not eligible to vote in that round, but once eliminated becomes eligible to vote in further

rounds. All other club members are eligible to vote.

vi) In each of the three rounds, all the voters who were

eligible for that round cast their vote. vii) In the Vir round, a total of 129 votes were cast in

all, and the top three candidates were Bishnu (25

votes), Ganesh (20 votes) and Anita (18 votes).

viii) In the Paramvir round Chaitali received 8 votes more than she did in the first round, Bishnu was 3

votes behind Chaitali, and Ekta with 15 votes was in

3rd place.

ix) In the Shaurya round, Chaitali scored the same number of votes as she did in the Vir round, and

ended up winning the election. Bishnu finished 3rd

in the Shaurya round.

131. How many people voted in the Vir round? (a) 43 (b) 47

(c) 45 (d) Cannot be determined

(e) 52

132. How many votes were cast in the Paramvir round? (a) 45 (b) 47 (c) 86

(d) 90 (e) 92

133. How many people voted in the Shaurya round?

(a) 43 (b) 47 (c) 45 (d) Cannot be determined

(e) 48

134. How many members are there in Saheed club in

total? (a) 43 (b) 48 (c) 50

(d) 55 (e) 56

135. Who got eliminated in the Vir round?

(a) Ekta and Chaitali (b) Chaitali and Falguni

(c) Falguni and Deepak

(d) Deepak and Ekta (e) None of these

Directions (Q.136-140) : In the following questions,

two or three statements numbered I and II or III are

given. On solving them we get two or three quantities,

quantity I and quantity II and quantity III

respectively. Solve for all the quantities and choose

the correct option.

136. To Complete Job X, P, Q and R take 10, 12 and 15 days respectively.

Quantity I: P and Q start working on Job X on

alternate days with P starting first. Q destroys the work at the same rate as he was supposed to

complete it. After 60 days, they both quit and R

takes on the Job. What is the value of (1/2) of the

number of days in which R will complete the Job? Quantity II: When P, Q and R are working

together, how many days does it take to complete

Job X?

(a) Quantity I > Quantity II (b) Quantity I < Quantity II

(c) Quantity I ≥ Quantity II

(d) Quantity I ≤ Quantity II

(e) Quantity I = Quantity II or a relation can't be established.

137. Quantity I: In a group, there are 4 footballers, 6

cricketers, 5 singers and some dancers. A committee

of seven members is to be formed such that the committee contains 2 footballers, 2 cricketers, 2

singers and 1 dancer. Total number of ways in

which the committee can be formed is 2700. Find

the number of dancers in the group. Quantity II: In a school, there is a committee of 8

boys, 6 girls and some teachers. 2 boys, 3 girls and 1

teacher is to be selected from the committee. Total

number of ways in which the selection can be done is 2240. Find the number of teachers in the

committee.

(a) Quantity I > Quantity II

(b) Quantity I < Quantity II (c) Quantity I ≥ Quantity II

(d) Quantity I ≤ Quantity II

(e) Quantity I = Quantity II or no relation can be

established. 138. Quantity I: Respective ratio of the age of Nupur

before four years and age of Bhawani after four

years will be 5:9. Respective ratio of their ages after

six years will be 15:19. Sushmita is three years older than Nupur. Find the present age of Sushmita.

Quantity II: Average of the ages of Renuka, Neha

and Monika before three years was 24 years.

Respective ratio of the present ages of Renuka and Monika is 4:5 and respective ratio of the present

ages of Neha and Minika is 9:10. Find the present

age of Neha.

Quantity III: 27 (a) Quantity I < Quantity II < Quantity III

(b) Quantity I > Quantity II < Quantity III

(c) Quantity I < Quantity II > Quantity III

(d) Quantity I = Quantity II = Quantity III (e) Quantity I = Quantity II < Quantity III

139. Quantity I: Prince, Vineet, and Rakesh started a

business with initial capitals of Rs 13500, Rs 10500

and Rs 15000 respectively. At the end of the year, 2.5% of the profit was given to charity and the rest

was distributed among them in the proportion of

their contribution. What will be the profit share of Vineet if the annual profit was Rs 800,000?

Quantity II: A sum of Rs 200,000 is lent at an

interest of 2.5% per annum on either Compound

interest or simple intrest. The amount received at the end of 2 years

Quantity III: A painting was marked 25% above its

cost price. A discount of 16% was given on it and

the profit obtained was Rs 10000. The selling price of the painting was?

(a) Quantity I = Quantity II = Quantity III

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(b) Quantity I ≤ Quantity II ≥ Quantity III

(c) Quantity I = Quantity II ≥ Quantity III (d) Quantity I ≤ Quantity II = Quantity III

(e) None of these

140. Quantity I: Train A can cross a bridge of length

660 m in 81seconds. It can cross a man running in the direction of the train with the speed of 6 Km/h in

36 seconds. Find the time taken by train A to cross

train B of length 480 m coming from the opposite

direction with the speed of 42 Km/h. Quantity II: 36

Quantity III: Train M started from place A towards

place B with the speed of 32 Km/h and train N

started from place B towards place A with the speed of 40 Km/h. Distance between place A and place B

is 480 m. Find the time after which they will meet

each other.

(a) Quantity I = Quantity II > Quantity III (b) Quantity I = Quantity II < Quantity III

(c) Quantity I < Quantity II > Quantity III

(d) Quantity I = Quantity II = Quantity III

(e) Quantity I > Quantity II > Quantity III

Directions (Q.141-143) : Study the following

information carefully to answer the question.

The VANIK institute having 450 employees has sent all

its employees for training in one or more areas out of English, computer skills and Aptitude skills. The

employees are classified into two categories – Faculties

and Developers, who are in the ratio of 4 : 5. 10% of the

Faculties take training only in computer skills, 16% of the Developers take training only in English which is

equal to the number of Faculties taking training only in

Aptitude skills and is equal to the 50% of the number of

Faculties taking training only in English and Aptitude skills both. 6% of the total employees take training in all

of which two-thirds are Faculties. 10% of the total

employees take training only in English and computer

skills, which is five times the number of Developers taking training only in computer skills and Aptitude

skills. 10% of Developers take training only in English

and computer skills. The number of Faculties taking

training only in English is 25% of the number of Developers taking training only in English. 20% of the

total number of employees take training only in

computer skills. Number of Developers taking training in

English and Aptitude skills both is 20% of the total number of Developers.

141. Total how many Faculties take training in English?

(a) 110 (b) 128 (c) 118

(d) 98 (e) None of these 142. Total how many Developers take training in

computer skills but not in English?

(a) 113 (b) 104 (c) 88

(d) 79 (e) None of these 143. Total how many employees take training in

Aptitude skills but not in English?

(a) 106 (b) 135 (c) 127 (d) 134 (e) None of these

144. A train of length ____ meters started from

Bhubaneswar towards Cuttack. Distance between

Bhubaneswar and Cuttack is 1.8 km and train can cover this distance (avoid the length of train) in 2.4

minutes. Train can cross a person running with

speed 10 km/h in same direction as that of train in

36 seconds and train can also cross a bridge of length ____ meters in 40 seconds?

A: 350 and 150 B: 250 and 250

C: 300 and 200

(a) Only A and C (b) Only A and B (c) All A, B and C (d) Only A

(e) None of these

145. A car mechanic purchased four old cars for Rs. 1

lakh. He spent total 2 lakh in the maintenance and repairing of these four cars. What is the average sale

price of the rest three cars to get 50% total profit if

he has already sold one of the four cars at Rs. 1.2

lakh ? (a) 1.5 lakh (b) 1.1 lakh (c) 1.2 lakh

(d) 1.65 lakh (d) None of these

Directions (Q.146-150) : Given below is the percentage

distribution of number of students from 5 different colleges attended different number of seminars.

No.

of

semin

ars

Atten

ded

1

No.

of

semi

nars

Atten

ded 2

No.

of

semi

nars

Atten

ded 3

No.

of

semi

nars

Atten

ded 4

No.

of

semi

nars

Atten

ded

5

No.

of

semi

nars

Atten

ded

6

P 20 15 24 8 – 15

Q – 16 25 – – 18

R 12 20 25 – – –

S – – 25 15 22 12

T 15 – 24 – 32 5

146. If the number of students from college R who

attended at most 3 seminars is equal to number to

students from colleges S who attended at least 3

seminars and the total number of students from College S is 114. Then find the number of students

from college R who attended 3 seminars.

(a) 37 (b) 41 (c) 45

(d) 48 (e) None of these 147. Total no. of students from college P who attended at

most 2 seminars is equal to the sum of number of

students from college T who attended 1 seminar and

the number of students from the same college who attended 6 seminars. Then the total number of

students from college P is what percent of total no

of student from college T ?

(a) 1

577

% (b) 45% (c) 49%

(d) 60% (e) none of these 148. The number of students from college P who

attended more than 2 seminars is approximately

what percent less than the number of students from

college S who attended at least 3 seminars if the number of student who attended 2 seminars from

college P is 48. And the number of students of

college S who attended 6 seminars is 14 more than

the number of students from college P, who attended 1 seminar ?

(a) 57% (b) 44% (c) 60%

(d) 48% (e) 52%

149. If the difference between number of students from college T who attended 3 seminars and students who

attended 5 seminars is 22, and the total students

from college R is 60% of the total students from

college T then find the number of students of college R who are attending 2 seminars.

(a) 32 (b) 35 (c) 33

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(d) 38 (e) none of these

150. If the ratio between the no. of students who attended 1 seminar and the no. of students who attended 2

seminars from college S is 9 : 4, and the difference

between the same is 35 Then find the persons from

this college who attended at most 4 seminars. (a) 237 (b) 234 (c) 231

(d) 240 (e) None of these

Directions (Q.151-155) : Find the wrong one in the

following number series. 151. 3553 3742 3889 3994 4069 4078

(a) 4069 (b) 3742 (c) 3553

(d) 3889 (e) None of these

152. 2 16 432 27649 3456000 (a) 1 (b) 16 (c) 432

(d) 27649 (e) 3456000

153. 39 38 72 219 872

(a) 39 (b) 38 (c) 72 (d) 219 (e) 872

154. 1706 1202 866 656 541

(a) 1706 (b) 1202 (c) 866

(d) 656 (e) 541 155. 56 75 105 183.75 367.5

(a) 56 (b) 75 (c) 105

(d) 183.75 (e) 367.5

EXPLANATIONS

(1-3)

1. b;

2. e; 3. c;

(4-8)

January 10 D Wife

January 25 B Father

February 10 G Sister

February 25 A

March 10 C Mother

March 25 F Son

April 10 H Daughter

April 25 E Brother

4. c;

5. c;

6. e;

7. d; 8. e;

(9-10)

9. b; Statements I: Only a few papers are skills,

i.e., some papers will definitely not be skills. Some crafts are not papers.

Some papers are crafts is a possibility but not a

definite truth. All crafts can never be skills is not

true. So, the conclusions cannot be derived from statements I.

Statements II: Only a few crafts are skills,

i.e., some crafts will definitely not be skills. Only a few skills are papers, i.e., some skills will

definitely not be papers.

Some papers are crafts is a possibility but not a

definite truth. All crafts can never be skills is true. So, the conclusions cannot be derived from

statements II.

Statements III: Only a few games are crafts,

i.e., some games will definitely not be crafts. No game is a skill. All games are papers.

Some papers are crafts is true. All crafts can never

be skills is true. So, the conclusions can be

derived from statements III.

10. a; Statements I: Only a few twines are fibres,

i.e., some twines will definitely not be fibres.

All fibres are strings.

Some twines are definitely not strings is not true.

At least some strings are fibres is true. So, the conclusions cannot be derived from statements I.

Statements II: No fibre is a twine. Only a few

fibres are strings, i.e., some fibres will definitely

not be strings.

Some twines are definitely not strings is not true.

At least some strings are fibres is true. So, the conclusions cannot be derived from statements II.

Statements III: Only a few strings are twines,

i.e., some strings will definitely not be twines .

Some fibres are strings.

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Some twines are definitely not strings is not true.

At least some strings are fibres is true. So, the

conclusions cannot be derived from statements III. Hence, the conclusions cannot be derived from

any of the statements.

(11-14)

11. a; Value of all the boxes in row 2 = 20 + 52 + 56

+ 64 + 40 = Rs 232

12. d;

13. b; 14. c;

15. e; Option 1 basically continues where the passage

left off, and provides further information in

support of the passage. Thus, Option 1 is eliminated.

Option 2 is unrelated to the main topic of the

passage; it speaks of female criminals with a record of drug abuse, which is not the point of the

passage. Thus, Option 2 is eliminated.

Option 3 offers unrelated information regarding

nicotine addiction in women. The passage is about cocaine addiction in women. Thus Option 3 is

eliminated.

Option 4 branches off into a tangential direction,

giving information about gender differences in rehab inhabitants. Thus, Option 4 is eliminated.

Option 5 directly challenges the claim made in the

passage that cocaine has lesser effects on the

brains of women than that of men, by providing an alternate expression that counters this claim.

The passage concludes that women, even when

exposed to higher dosages of cocaine, are as

conscious as men who are exposed to normal amount of cocaine. Now, because 5 says that

women have less gray cells (which are directly

proportional to consciousness), it means that

women should be having less consciousness as well, which isn't true as per the passage. Thus,

Option 5 is the right answer.

16. c; "movie song lyrics poem" is coded as " 82 36

12 59" ..(I) "song poem camera hero" is coded as " 68 82 59

77"..(II)

" camera song lyrics movie" is coded as " 68 82

36 12"..(III) From I,II and III we get

song= 82

from II and III we get:

camera = 68 From I and II, we get :

poem= 59

So, in II ,

hero= 77. Therefore, hero song = 77 82.

(17-19)

17. d; 18. d;

19. b;

20. b;

Person Flavor Brand

E Vanilla Milko

D Apple Magnum

C Kiwi Cornetto

B Berry Selecta

A Mango Splice

F Kulfi Polar

(21-23)

21. c; 22. b;

23. e;

24. c;

7 B Kohli

6 C Dhoni

5 G Rishabh

4 D Ashwin

3 E Gautam

2 F Sachin

1 A Karthik

(25-27)

Input: pownding underbit wordgame yawniest

biofacts coalmine In step I, the letters of the word are reversed if it starts

with a consonant and the letters are reversed in sets of

two letters (i.e. four sets of letters in each word) if the

word starts with a vowel. Step I: gnidnwop nuedbrti emagdrow tseinway stcafoib

enimlaoc

In step II, each letter of each word is changed to the

letter that comes after two successive positions alphabetically. For example: 'a' will be changed to 'c', ..

'z' will be changed to 'b'.

Step II: ipkfpyqr pwgfdtvk gociftqy vugkpyca

uvechqkd gpkoncqe In step III, the new words formed are arranged in

dictionary order.

Step III: gociftqy gpkoncqe ipkfpyqr pwgfdtvk

uvechqkd vugkpyca In step IV, the consonants are arranged alphabetically

first, followed by the vowels arranged alphabetically

within each word. Step IV: cfgqtyio cgknpqeo fkppqryi dfgkptvw

cdhkqveu cgkpvyau

In step V, the vowels are removed along with the

consonants that appear twice. Step V: cfgqty cgknpq fkqry dfgkptvw cdhkqv cgkpvy

Cdhkqv appears in last step.

25. d;

26. b;

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27. d;

28. b; Option A is not the assumption underlying the passage, as the passage already mentions that

thimerosal was removed from vaccines. This

suggests that vaccines without thimerosal, or with

alternative ingredients in place of thimerosal, are possible, contrary to Option A, which is thus

eliminated.

Option C is not the assumption underlying the

passage. The passage mainly focuses on the concern that thimerosal may cause ASD. Whether

it is the only ingredient of vaccines, or one of

them, is beyond the scope of the passage. Thus,

Option C is eliminated. Option D is not the assumption underlying the

passage, as it is unrelated to the main topic

covered in the passage. The passage only talks of

thimerosal and its possible link to ASD; it says nothing, whatsoever, of the real cause of ASD.

Thus, Option D is eliminated.

Option E is not an assumption underlying the

passage. Option E does not need to be true, in order for the information in the passage to be true.

Option E is thus eliminated.

Option B is the right answer; it is the assumption

underlying the passage. Only if Option B is true, will the passage make sense. Only if thimerosal is

present in vaccines, can the claim be made that it

is harmful or not harmful to children.

(29-32)

29. c; 30. d;

31. b;

32. a;

33. e; Option 1: - 3rd letters are: -R, N, M and T

Arranging them in the alphabetical order, we get:

- MNRT, which is the not meaningful word.

Option 2: - 3rd letters are: -A, U and J

Arranging them in the alphabetical order, we get:

- AJU, which is not the meaningful word.

Option 3: - 3rd letters are: - G, T, T and A

Arranging them in the alphabetical order, we get:

- AGTT, which is the not meaningful word.

Option 4: - 3rd letters are: - A, M, E and T

Arranging them in the alphabetical order, we get:

- AEMT, which is the not meaningful word.

Option 5: - 3rd letters are: - O, F, R and T

Arranging them in the alphabetical order, we get:

- FORT, which is the meaningful word.

(34-37)

8:00-8:45 V Swimming 45 minutes

8:45-9:15 Q Photography 30 minutes

9:15-10:15 T Gaming 1 hour

10:15-10:45 P Dancing 30 minutes

10:45-11:30 R Debating 45 minutes

11:30-12:00 W Painting 30 minutes

12:00-12:30 U Singing 30 minutes

12:30-1:15 S Racing 45 minutes

34. d;

35. a;

36. c; 37. b;

38. b; Option (b) is the most appropriate conclusion

from the passage as can be inferred from the last

few sentences of the passage. (a) cannot be a conclusion as the passage does not say anything

about the male refugees or about the lack of

hygienic supplies all over Bangladesh. Option (c)

is not a conclusion as the UNICEF provides support through the Sanimart project rather than

just asking the females to be self-sufficient.

Options (d) and (e) cannot be concluded from the

passage. Hence, (b) is the right answer. 39. e; Code for all consonants is as follows:

M=5

N=1

P=3 For before M:

B C D F G H J K L

1 2 3 4 5 6 7 8 9

For after P:

Q R S T V W X Y Z

1 2 3 4 5 6 7 8 9

Here ,rule (ii) follows for "ES"

N E S T

1 & & 4

The second word is: Rule (ii) is followed, we get,

W O R L D

6 & & 9 3

Thus, code is - "1&&4 6&&93"

40. b; The meaningful word can be MAJOR. (no

consonant may suffice the blank to make it meaningful)

Thus, at the place of blank a vowel may come,

which makes the code as follows:

We get, Vowel and R → rule (ii)

MA → rule (iv)

M A J O(vowel) R

5 5 7 & &

Hence, option (b) is correct.

(41-45) 41. b; Option (b) is the correct answer because others

options are not logically valid reasons to not get the

admission. Option (b) is the valid reason because

without documents no one can get admission. 42. c; Nothing is mentioned in the data flow diagram

about the condition which is asked in the question.

So the data is insufficient for getting the answer.

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43. d; Option (d) is the valid answer as documents and

photograph both are necessary for the admission. Option (b) and Option (e) are not logically valid

statements.

44. e; Option (e) is the valid answer as it is clear from

the diagram that 75% marks is compulsory for the admission. 74.8 % marks is less than 75% marks.

45. d; None of these are the valid answer as nothing

is mentioned about this in the diagram.

46. d 47. b 48. e 49. b 50. e 51. a 52. d 53. c 54. a 55. b 56. a 57. e

58. d 59. b 60. a 61. d 62. a 63. b

64. e 65. c 66. e 67. b 68. a 69. d

70. a 71. c 72. e 73. c 74. c 75. a 76. e 77. a 78. c 79. b 80. b 81. d

82. a 83. c 84. a 85. e 86. c 87. c

88. d 89. c 90. a 91. c 92. c 93. c

94. c 95. d 96. a 97. a 98. e 99. b 100. c 101. d 102. d 103. a 104. c 105. e

106. e 107. d 108. b 109. a 110. b 111. b

112. b 113. d 114. d 115. b 116. a 117. d

118. a 119. d 120. d 121. a

Years Marketing Outsourcing Software Others

2013 22% of

800 = 176 28

33% of

800 =

264

17

2014 19% of

700 = 133 43

21% of

700 =

147

17

2015

29% of

1100 =

319

31

35% of

1100 =

385

5

2016

17% of

1300 =

221

47

13% of

1300 =

169

23

2017

32% of

1700 =

544

35

18% of

1700 =

306

15

Total 1393

1271

The reqd. % = 1271

100)12711393( = approximately

9.6%

Hence, option A is correct 122. e; In 2013,

the total number of students got placed in

outsourcing = 28% of 800 = 224

the total average monthly salary of students got placed in outsourcing = Rs. 22400

The total yearly salary of students got placed in

outsourcing = 224 × 22400 × 12 = 12 × 5017600

In 2017, the total number of students got placed in

outsourcing = 35% of 1700 = 595

the total average monthly salary of students got

placed in outsourcing = 28900 The total yearly salary of students got placed in

outsourcing =595 × 28900 × 12 = 17195500 × 12

The reqd. % increase =

501760012

)1250176001217195500(

50176

)100121779 = approximately 242.70%

Hence, option E is correct.

123. a; In 2017,

The students placed in marketing = 32% of 1700 = 544

The average monthly salary in marketing = 42800

The yearly salary earned by the students who placed

in marketing = 42800 × 544 × 12 = 279398400 = approximately 27.94 crores

The students placed in outsourcing = 35% of 1700 =

595 The average monthly salary in outsourcing = 28900

The yearly salary earned by the students who placed

in marketing = 595 × 28900 × 12 = 20634600 =

approximately 20.63 crores The required difference = 27.94 – 20.63 = 7.31

crores

Hence, option A is correct.

124. E; The answer will be cannot be determined because we cannot find the average monthly salary

offered to the students who passed out in 2015

because we don‘t know the average salary offered to

others. Hence, option E is correct.

125. e

Years Software Average

salary Total

2013 33% of 800 =

264 32500

264 × 32500 =

8580000

2014 21% of 700 =

147 34500

34500 × 147 =

5071500

2015 35% of 1100 =

385 27800

27800 × 385 =

10703000

2016 13% of 1300 =

169 38900

38900 × 169 =

6574100

2017 18% of 1700 =

306 44100

44100 × 306 =

13494600

Total 1271 44423200

The reqd. average =

1271

44423200 = approximately

34951.38 = 34951 Hence, option E is correct.

126. a; 4% = 18 miliion

100% = 1004

18 = 450 million

So the total manufacturing cost of company A = 450

million. Now company A earns 25% profit in manufacturing

sector.

So, 25% of 450 = 112.5 million

112.5 million is the total profit earned by company A in manufacturing sector. Now out of the total

profit earned in manufacturing sector 7% profit is

earned in ferro alloys.

So, 7 % of 112.5 = 7.875 million 127. c; From the previous question data we can find the

total manufacturing cost of company A which is 450

million. So 60% of the manufacturing cost of

company A is the agriculture cost of company I. So agriculture cost of company I = 60 % of 450 =

270 million.

Now profit earned in the agriculture sector = 24% of

270 = 64.8 million 128. d; From the data given in the question we can find

the total manufacturing cost of company A and

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hence we can find the profit earned by company A

in the manufacturing sector but as we do not know the cost incurred of company A in each of the other

four sectors so we cannot find the profit of company

A in the other four sectors.

129. a; As the total is same for both cotton and others so the ratio will be the ratio of their percentages which

is 30 : 13.

130. c; As profit percentage in agriculture for company P

is 14%, so 14% = 56 million

100% = 400 million

Now the total amount invested in agriculture is 400

million and there are 8 different items of agriculture which have equal share of investment.

So, amount invested in fruits = 400

8 = 50 million

Directions (131-135) :

Vir Round (129 votes or 43 voters)

Bishnu 25

Ganesh 20

Anita 18

Chaitali

Ekta

Deepak

Falguni

From information (VIII) it is clear that chitali and Ekata

qualify for the next round

Total votes shared = 25 + 20 + 18 = 63

Remaining votes = 129 -63 = 66 votes So these 66 votes are to be divided such that Chaitali and

Ekata get more votes than Deepak and Falguni but get

less votes than Anita. So, the remaining 66 votes are to be divided in the following manner.

Vir Round (129 voters of 43 voters)

Bishnu 25

Ganesh 20

Anita 18

Chaitali 17

Ekta 17

Deepak 16

Falguni 16

Paramvir round (90 votes or 45 voters)

Chaitali 25

Bishnu 22

Ekta 15

Ganesh 14

Anita 14

After dividing 90 votes among Chaitali, Bishnu and Ekta

we have 28 votes left which are to be divided among Ganesh and Ankita, which should be 14 each.

Shaurya round (47 votes or 47 voters)

Chaitali 17

Ekta 16

Bishnu 14

After Chaitali receiving 17 votes we are left with 30

votes which means Ekta will get 16 and Bishnu will get 14 votes, as he finishes 3rd in the Shaurya round.

131. a;

132. d;

133. b; 134. c;

135. c;

136. b; Quantity I:

Work done by P and Q in 2 days = 1/10 - 1/12 = 1/60

Work done by them in 60 days = (1/60)×(60/2) = 1/2

Work remaining = 1 - 1/2 = 1/2 Number of days taken by R to complete the

remaining Job = 15/2= 7.5

(1/2) of 7.5 = 3.75

Quantity II: Work done by P, Q and R together in 1 day = 1/10 +

1/12 + 1/15 = 1/4

Number of days taken by them to complete the Job = 4

Hence, Quantity I < Quantity II 137. b; Quantity I:

Let, number of dancers in the group = n

4c2 x 6c2 x 5c2 x nc1 = 2700

=> 6 x 15 x 10 x n = 2700 => n = 2700/900

=> n = 3

Quantity II:

Let, number of teachers in the group = n 8c2 x 6c3 x nc1 = 2240

=> 28 x 20 x n = 2240

=> n = 2240/560

=> n = 4 Hence, Quantity I < Quantity II

138. d; Quantity I:

Let, age of Nupur before four years and age of

Bhawani after four years be 5k years and 9k years respectively.

(5k + 10)/(9k + 2) = 15/19

=> 19 x (5k + 10) = 15 x (9k + 2)

=> 95k + 190 = 135k + 30 => 135k - 95k = 190 - 30

=> 40k = 160

=> k = 160/40

=> k = 4 Present age of Nupur = 5k + 4 = 5 x 4 + 4 = 24

years

Present age of Sushmita = 24 + 3 = 27 years

Quantity II: Renuka + Neha + Monika = 24 x 3 + 3 x 3

=> Renuka + Neha + Monika = 72 + 9

=> Renuka + Neha + Monika = 81

Renuka : Monika = 4:5 ----- x 2 Neha : Monika = 9:10

=> Renuka : Neha : Monika = 8:9:10

Let, present ages of Renuka, Neha and Monika be

8k years, 9k years and 10k years respectively. 8k + 9k + 10k = 81

=> 27k = 81

=> k = 81/27

=> k = 3 Present age of Neha = 9k = 9 x 3 = 27 years

Quantity III:

27

Hence, Quantity I = Quantity II = Quantity III 139. b; Quantity I:

Ratio of investment of Prince, Vineet and Rakesh =

135:105:150 = 9:7:10 Profit given to charity = 800000 x 2.5/100 = 20000

Profit to be shared = Rs 780000

Profit share of Vineet = 7/26 x 780000 = Rs 210000

Quantity II: The rate of interest is given but it is not known

whether the interest is simple or compound

Amount in case of simple interest = 200000 +

200000 x 2.5 x 2/100 = Rs 210000 Amount in case of compound interest = 200000 x

(1+2.5/100)2 = Rs 210125

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Quantity III:

Let CP = 100N MP = 125N

SP = 125N x 0.84 = 105N

Profit = 5N = 10000 => N = 2000 Hence selling

price = Rs 210000 Quantity I ≤ Quantity II ≥

Quantity III

140. a; Quantity I:

Let, length of train A = l metres

And speed of train A = s Km/h l + 660 = s x 5/18 x 81

=> l + 660 = 45s/2

=> l = 45s/2 - 660 ------------ (i)

l = (s - 6) x 5/18 x 36 => l = (s - 6) x 10

=> 45s/2 - 660 = 10s - 60 [From (i)]

=> (45s - 1320)/2 = 10s - 60

=> 45s - 1320 = 20s - 120 => 45s - 20s = 1320 - 120

=> 25s = 1200

=> s = 1200/25

=> s = 48 Km/h From (i)

l = 45 x 48/2 - 660

=> l = 1080 - 660

=> l = 420 m Let, required time taken = t seconds

420 + 480 = (48 + 42) x 5/18 x t

=> 900 = 90 x 5/18 x t

=> t = 900/90 x 18/5 => t = 36 seconds

Quantity II:

36 sec

Quantity III: Let, required time = t seconds

480 = (32 + 40) x 5/18 x t

=> 480 = 72 x 5/18 x t

=> 480 = 20t => t = 480/20

=> t = 24 seconds

Hence, Quantity I = Quantity II > Quantity III

(141-143) : Total employees = 450

Faculties - 200

Developers - 250

English(50) Faculty – 10 Developer – 40

Computer –

skills(90)

Faculty – 20 Developer – 70

Aptitude skills(87) Faculty – 40 Developer – 47

English +

Computer(45)

Faculty – 20 Developer – 25

English +

Aptitude(130)

Faculty – 80 Developer – 50

Computer +

Aptitude (21)

Faculty – 12 Developer – 9

All(27) Faculty – 18 Developer – 9

141. b; Required Faculties taking training in English = 10

+ 80 + 18 + 20 = 128 142. d; Developers training in CS but not in English =

70 + 9 = 79

143. e; Employees taking training in Aptitude but not in

English = 87 + 21 = 108 144. a; Let the length of train and bridge is 'x' and 'y'

respectively.

Let the speed of train = 's' km/h

Since, train cover 1.8 km in 2.4 minutes.

1.8 = (2.4/60) s

s = 45 km/h According to the question:

x = (45 - 10) 36 (5/18) x = 350 meters

Now,

(350 + y) = 45 40 (5/18)

350 + y = 500 y = 150 meters

145. b; Total CP of 4 cars = 1 + 2 = 3 lakh

Total SP of 4 cars = 3 × 1.5 = 4.5 lakh SP of 1 car = 1.2 lakh

SP of rest 3 car = 4.5 – 1.2 = 3.3 lakh

Average SP of all the 3 cars = 1.1 lakh

146. a; No. of students from college R who attended at

most 3 seminars = 36.84100

74114

Required students = 372557

36.84

147. a; Let total number of college from college T = 100 Total no. of students from college P =

7

157100

35

20

Required % = %7

157100

100

7

157

148. a; Total no. of students from college P =

32010015

48

Total no. of student from college S =

650100

12

1464

Reqd. % = %5775.56100481

208481

149. c; Total no. of students from college T =

2751008

22

Total no. of students from college R =

165275100

60

Required number of students = 3325.16

150. c; 1 seminar 2 seminar

9x 4x

5x 5x = 35, x = 7

So no. of persons attending 1 seminar = 63

So no. of persons attending 2 seminar = 28

Required no. of students = 23126

662862

151. a; The series is +21 9, +21 7, +215, +213,

+211, ..............

152. d; The series is 23, 33, 43, 53, .................

153. c; The series is 1 – 1, 2 – 2, 3 – 3, 4 – 4, ...............

154. e; The series is -83 + 8, -73 + 7, -63 + 6, -53 + 5,

.............

155. b; The series is 4

8,

4

7,

4

6,

4

5 ...................

****

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PRACTICE SET

Upcoming Exam

IBPS-CLERK (MAIN)

REASONING & COMPUTER APTITUDE Directions (Q.1-5) : Study the following information

and answer the given questions.

Eight friends Geetha, Hari, John, Kamal, Naveen,

Priya, Ram and Rajesh are sitting around a square table

in such a way that four of them sit at four corners of the square while four sits in the middle of each of the

four sides. The one who sits at the four corners faces

inside while those who sit in the middle faces outside.

All of them are watching different movies Jackpot, Petta, LKG, Thorati, IR8, Aaradi, Aadai and Gurkha.

All the above information is not necessarily in the

same order. Priya watches Petta movie. Two persons sits between

Naveen and the one who watches Jackpot. The one

who watches Gurkha movie sits second to the right of

Geetha. Hari sits third to the left of the one who faces the one who watches LKG movie. Two persons sit

between Kamal and the one who watches LKG movie.

Hari does not sit at any of the corners. One person sits

between Hari and John, who watches Aaradi. Ram neither watch LKG nor Thorati movie. Two person sits

between Geetha and the one who watches IR8 movie.

The one who watches IR8 movie sits second to the left

of Ram. Rajesh and the one who watches Thorati are immediate neighbours. Kamal does not watch IR8

movie. The one who watches Aadai or Thorati is not

immediate neighbour of Geetha.

1. Geetha watches _________ (a) Thorati (b) Gurkha (c) Aadai

(d) Jackpot (e) IR8

2. Priya sits ________

(a) Second to the left of Ram (b) Second to the right of the one who watches

LKG

(c) Second to the right of the one who watches

Aadai (d) Second to the left of Kamal

(e) Immediate to the left of John

3. How many persons sits between John and the one

who watches IR8 when counted from the left of John?

(a) Two (b) Three (c) Four

(d) Five (e) More than five

4. If Naveen is related to Aaradi and Rajesh is related to Thorati, then Kamal is related to?

(a) Petta (b) Aadai (c) IR8

(d) LKG (e) Jackpot

5. Which of the following is true? (a) John and the one who watches Gurkha movie

are immediate neighbours

(b) Hari and Priya faces the same direction

(c) Geetha sits to the immediate left of the one who watches LKG

(d) More than one of the given options

(e) John and Naveen are immediate neighbours

6. Given below are three combinations (i), (ii) and (iii) of six letters. In each combination, you have

to arrange all the letters in alphabetical order.

Then in each combination, the first letter from the right end will be numbered I, the second letter

from the right end will be numbered II, and so on.

Hence, in each combination I, II, III, IV, V and VI will denote the position of the letters from the

right end.

(i) KFIZAL (ii) BPOHYS (iii) MCEXUT

From each of the given words, the letters which are at the same position are clubbed together. The

letters at which of the positions (I, II, III, IV, V

and/or VI) will appear in reverse alphabetical

order if taken in order of combinations (i), (ii) and (iii) respectively?

(a) Only II, III and VI (b) Only I

(c) Only I, IV and V (d) Only I and II

(e) None of the positions

Directions (Q.7-9) : In each of the following

questions two rows of numbers are given, the

resultant number in each row is to be worked out

separately based on the following rules and the

question below the rows of numbers is to be

answered. The operation of numbers progresses

from left to right.

Rules: (i) If an even number is immediately followed

by a prime number, then both the numbers

are added.

(ii) If an odd number is immediately followed by an odd composite number, then the smaller

number is subtracted from the larger number.

(iii) If a prime number is immediately followed by

a prime number, then the first number is subtracted from the second number.

(iv) If a number is immediately followed by an

even perfect square, then the average of both

the numbers is taken. 45 65 100..I

17 23 97..II

7. If A is the resultant of row I and B is the resultant

of row II, then What is the absolute value of B - A ?

(a) -43 (b) 43 (c) 201

(d) -201 (e) 97

8. 24 79 167....I 32 R 67 ......II

If R is the resultant of row I, then what is the

value of resultant of row II ?.

(a) 64 (b) -64 (c) -118 (d) 115 (e) None of these

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9. 55 63 J.....I

84 61 45.....II If J is the resultant of row II, then what is the

resultant of row I?

(a) 78 (b) 178 (c) 50

(d) 54 (e) -50

Directions (Q.10-12) : A statement is given followed

by a table with two columns I and II, containing

parts of conclusions driven from the given

statement. Which of the parts of column I match

correctly with that in column II, such that it gives a

conclusion which is true with respect to the given

statement.

10. T > G = L ≥ H; K < R ≤ L; U=F <D ≤ K

I II

1. U < D < (a) D > F

2. G = L > (b) L ≥ H

3. R= L > (c) T >G

4. R > K≥ (d) K < T

(a) Only 2-a (b) 1-c and 3-a

(c) 2-a and 1-b (d) 3-b and 2-c

(e) 1-d and 2-a 11. D> F=J ≥ V; T≤ R=B≤ K <S; V=L>C = S

I II

1. B < S < (a) C = S

2. D> F > (b) S >T

3. F=J > (c) V > S

(a) 1-b, 2-c, 3-a (b) 1-c, 2-b, 3-a (c) Only 3-a (d) Only 1-b

(e) 1-a, 2-c, 3-b

12. E < F = M ≤ C; V > F ≥ Z = R > B ; L ≤ Y <R

I II

1. R =Z < (a) R ≤ F

2. V > F > (b) M ≤ C

3. L ≤ Y < (c) M= F

(a) 1-b and 2-a (b) 2-b only

(c) 1-c, 2-a, 3-b (d) 3-a only

(e) 1-b, 2-c, 3-a 13. The question given below is followed by two

statements I and II. You have to determine

whether the data given in the statement is

sufficient for answering the question. Seven boxes A, F, K, L, M, S and Z, are stacked

one above the other. How many boxes are kept

between box M and box K?

Statement I - Box A is kept immediately below box Z, which is kept below box K. Box F and box

L are kept consecutively and both are kept below

box M. Box S is kept above box M as well as

above box K. Statement II - Two boxes are kept between A and

F. One box is kept between F and Z.

(a) Statement I alone is sufficient, but Statement

II alone is not sufficient to answer the question.

(b) Statement II alone is sufficient, but Statement

I alone is not sufficient to answer the question.

(c) Both statements taken together are sufficient

to answer the question, but neither statement alone is sufficient.

(d) Either statement I or II alone is sufficient to

answer the question.

(e) Both statements taken together are not sufficient to answer the question.

Directions (Q.14-18) : Study the following

information and answer the given questions.

Eight people in the country were posted at different designations. Each of them belonged to a different

state. The designations of these people in decreasing

order is as President, PM (Prime Minister), FM

(Finance Minister), CM (Chief Minister), DM (District Magistrate), SDM (Sub District Magistrate), Pradhan

and Secretary. C who is senior to F is immediate junior

of A. Both G and B are senior to the person from

Punjab. There were two such people who were senior to DM and junior to E. B was immediate junior to D.

The person from Bihar is immediate junior to E. The

person from Assam is junior to the person from Goa

but senior to the person from Punjab. There were three such people who were junior to the person from Bihar

and senior to F. H was from MP and is immediate

junior to the person from Gujarat. The designation of

A is not CM. The person from UP was senior to A but immediate junior of the person from Telangana.

14. What is the designation of the person from

Assam?

(a) FM (b) CM (c) DM (d) SDM (e) None of these

15. How many people were senior to the person from

MP?

(a) 7 (b) 3 (c) 2 (d) 5 (e) 6

16. Who is posted as SDM among the following?

(a) D (b) B (c) A

(d) C (e) F 17. Who among the following is from Goa?

(a) CM (b) FM (c) President

(d) SDM (e) PM

18. Which of these statements is true? (a) A is from Goa

(b) H is the Pradhan

(c) C is from Gujarat

(d) G is the president (e) None of them is true.

19. The letters which appear exactly twice in each of

the following words is taken and then arranged in

reverse alphabetical order. Which of the following option will give us a meaningful word?

(a) IMMERSED, GROOVES, DAGGERS,

DABBLES, FACIALS

(b) HURDLER, IMPERIL, EFFUSE, GOFFERS, CURDLED

(c) ILLOGIC, HEPTOSE, GLEEFUL,

CULTIST, IMPLIED (d) GUMWEED, FISTFUL, DAMSELS,

CROWDED, INCISOR

(e) CUPPERS, GAMBLING, CROSSED,

FALSELY, IMAGINE

Directions (Q.20-24) : Study the following

information and answer the given questions.

There were seven different boxes kept in a shop in the

form of stack one above the other. These boxes contain different items among shirt, pens, bottle, bag,

notebook, caps and fruits (not necessarily in the same

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order). Further it is known that the weight of these

boxes was a multiple of 7 (in kg) which is less than 63 and more than 7. No two boxes had the same weight.

The positions of these boxes were numbered from 1-7

where 7 was the topmost position. Three boxes were

kept between the box containing fruits and the box containing bag. The box containing caps weighed more

than the box containing notebook but less than the box

containing bottle. The box containing bag was kept at

an even position just above the box weighing in a multiple of 5. The weight of the box containing pens

was 28 kg and was kept just above the box containing

shirt. The difference in the weight of box containing

bottle and box containing notebook is more than 10 but none of them weighed the least. The box whose weight

had a digit sum of 6 was kept just above the box

containing fruits. The difference in the weight of the

boxes kept at 6th and 4th position is 28 where the box at 6th position weighed more than the box at 4 th position.

The box placed at 4th position weight is not a multiple

of 3. Caps are placed above the notebook but below the

bottle. 20. What is the difference in the weight of the

position of box containing fruits and the box at

topmost position?

(a) 34 (b) 35 (c) 7 (d) 14 (e) none of these

21. What is the weight of the box containing shirt?

(a) 35kg (b) 42kg (c) 48kg

(d) 56kg (e) 14kg 22. How many boxes were kept above the box

weighing 14 kg?

(a) 5 (b) 1 (c) 3

(d) 2 (e) none of these 23. Which item was kept at the topmost position?

(a) bottle (b) bag (c) caps

(d) fruits (e) shirt

24. What is the difference in the weight of boxes kept at 4th and 7th position?

(a) 35kg (b) 14kg (c) 7kg

(d) 21kg (e) none of these

25. In the questions below, few statements are given depicting an issue or a problem. You have to

assume everything in the statements to be true

even if they are at variance from commonly

known facts, and on the basis of the information given in the statements, answer the questions that

follow.

More than 20 lakh drivers decided to go off roads

indefinitely from midnight demanding ban on services of transportation network companies Ola

and Uber, hikes in fares and police crackdown on

illegal autos on roads.

Which of the following can be the course of action(s) by the public transport authority?

I. The licenses of these drivers should be

suspended unless they call off the strike. II. The hikes in fares should be regulated and

police should stop restricting illegal autos.

(a) Only I (b) Only II

(c) Both I and II (d) Either I or II (e) Neither I nor II

26. In the question given below, a passage is given

followed by three statements. Read the passage

and answer the questions that follow. The number of women-owned businesses

increased nearly 3,000% since 1972 according to

the 2018 State of Women-Owned Businesses

Report. With women now making up a whopping 40% of new entrepreneurs, investors are coming

forward to invest upon women entrepreneurs

more.

I. In a study conducted by Harvard Business Review, investors prefer entrepreneurial

ventures pitched by a man than an identical

pitch from a woman by a rate of 68% to 32%.

II. Researches by Wharton and MIT Sloan showed that male-narrated business pitches

were rated as more persuasive, logical and

fact-based than were the same pitches

narrated by a female voice. III. One research study indicated that the primary

reason American women start businesses is

to accommodate work to their family needs

as women are still the primary caregivers. Which of the above statements weaken the

argument in the given passage?

(a) Only III (b) Only I

(c) Only I and II (d) All of I, II and III (e) Only I and III

Directions (Q.27-29) : Study the following

information and answer the questions.

A certain number of people are seated around a circular table, facing to the centre. Only a few are

known to us. Not more than two persons whose

information is known seated together.

One person sits between E and A. I sits third to the right of A. X, who is adjacent to Q, sits second to the

left of E. Number of people seated between Q and P is

the same as number of people seated between I and A.

Number of people seated between P and O is the same as number of people seated between O and I. Total

number of people seated around the table is a prime

number which lies between 15 to 20.Number of people

seated between Q and O when counted clock wise from Q is an even number.

27. In which position is I seated with respect to E?

(a) 3rdto the left (b) 2ndto the left

(c) 5thto the right (d) 4thto the right (e) None of the above

28. How many people sit between I and P, when

counted clockwise from P?

(a) 3 (b) 4 (c) 7 (d) 5 (e) None of the above

29. How many people are seated around the table?

(a) 19 (b) 18 (c) 15

(d) 13 (e) None of the above

Directions (Q.30-33) : Directions: Study the

information given below and answer the following

questions.

A machine when given an input of numbers rearranges the input of numbers following a set of rules and logic.

Following is an illustration of the arrangement.

Input: 9234 2451 2903 1346 3215 8239 Step 1: 8325 3540 3812 0257 2304 9328

Step 2: 5328 0543 2813 7250 4302 8329

Step 3: 1516 0012 1603 1400 1200 2418

Step 4: 56 02 63 40 20 48 Step 5: 61 04 45 16 04 80

Step 6: 16 40 54 61 40 08

Step 6 is the last step of the given input arrangement.

Study the example and arrangement the following input and answer the questions that follows:

Input: 7235 1297 4358 6623 3479 2035 1762

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30. How many different numbers do you get in the

final output? (a) 2 (b) 3 (c) 4

(d) 5 (e) 6

31. How many distinct numbers greater than 35 are

there in the penultimate step? (a) 1 (b) 2 (c) 3

(d) 4 (e) 5

32. What is the difference between the largest and the

smallest number obtained in step 4 of the input arrangement?

(a) 82 (b) 78 (c) 76

(d) 64 (e) 56

33. Which of the following is the largest number obtained in step 3 of the arrangement?

(a) 1800 (b) 2737 (c) 1820

(d) 9245 (e) 4012

Directions (Q.34 -35) : In the following question,

four statements are given and three conclusions are

given below these statements. Choose the option

which shows the conclusions which logically follow

from the given statements, disregarding commonly

known facts.

34. Statements: All forks are pots.

Some plates are bowls. No bowl is fork.

Only a few spoons are plates.

Conclusions: I. Some pots being plates is a possibility. II. All plates being spoons is a possibility.

III. Some forks are bowls.

(a) Only III does not follow

(b) Both II and III follow (c) Either I or II follow

(d) Only II follows

(e) Both I and III follow

35. Statements: Only orange is lavender.

Some orange is white.

No scarlet is orange.

Some rose is scarlet.

Conclusions: I. No lavender is scarlet.

II. No lavender is rose.

III. Some white being rose is a possibility. (a) Both I and II follow

(b) Only III follows

(c) Both I and III follow

(d) Only II follows (e) All I, II and III follow

Directions (Q.36-39) : Study the following

information and answer the given questions.

Six friends A, B, C, D, E and F, work for different airlines, viz. Indigo, Air India, Go Air, Emirates,

Vistara, and SpiceJet. They were born in different

years 1993, 1994, 1995, 1996, 1997 and 1998. No two people born in the same year.

D is 23 years old and works for Go Air. The one who

works for Vistara airlines is the youngest person. B is

one year elder to A. The one who works for Emirates is one year elder to B. A works for neither Air India nor

Spice Jet. C, who is the eldest person in the group.

Neither A nor B is the youngest person. A was born in

a leap year. F is two years younger than A. C doesn't work for Air India.

Note: Their age is calculated by taking the difference

between their birth year and the year 2020. 36. B works for ____________________.

(a) Spicejet (b) Air India (c) Indigo

(d) Emirates (e) None of the above

37. Who among the following is the youngest person? (a) E (b) F (c) Either (a) or (b)

(d) C (e) D

38. What is the difference between the age of A and

E? (a) 1 year (b) 3 years (c) 2 years

(d) 4 years (e) None of the above

39. Which airline does A work for?

(a) Vistara (b) Emirates (c) Indigo (d) Either (c) or (a)

(e) None of the above

40. Study the following information and answer the

given questions. In an artificial language,

"Write it down" is coded as "g& k@ p%"

"Write in bold" is coded as "g& u$ y%"

"Bold and determined" is coded as "y% f$ X#" How is "Write and Determined" coded in the

language?

(a) Cannot be determined

(b) g& X# p% (c) k@ y% u$

(d) f$ g& X#

(e) None of the above

Directions (Q.41-45) : Study the following

information carefully and answer the questions that

follow:

Fifteen persons from A to O are sitting in three rows

namely Row-1, Row-2 and Row-3 facing the stage which is located in the north direction. Five persons are sitting

in each row and seats of all rows are such that each seat

is exactly behind or in front of another seat of

neighbouring row. The price of a ticket for Row-1 is Rs. 1500 and that of the row-2 and row-3 are Rs. 1300 and

Rs. 700 respectively. The price for each row decreases as

one moves away from the stage.

Further, it is given that 1. D is sitting third to the right of B and they are sitting

in row-2.

2. The total price of tickets of H and M is Rs. 2000 but

H is not sitting in the same row as B. 3. H is sitting second to the right of G but neither of

them is sitting at ends.

4. The total price of tickets of I and J is Rs. 400 more

than the total price of tickets of M and D. Also both I and J are sitting next to each other.

5. J is sitting third to the left of O.

6. K is sitting second to the right of L. The ticket price

of K is not less than Rs. 1000 and L is not sitting in the same row as O.

7. Total ticket price of C and E is Rs. 2200. Also, the

ticket price of C is more than that of K and he is sitting to the immediate left of A.

8. E is sitting second to the right of N but he is neither

sitting exactly behind D nor sitting next to G.

41. Who is sitting third to the right of G? (a) L (b) F (c) E

(d) K (e) O

42. Select the odd one out

(a) J-O (b) H-F (c) L-D (d) C-A (e) M-I

43. What is the total price of tickets of E and I?

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(a) 2800 (b) 2200 (c) 1400

(d) 3000 (e) 2000 44. How many persons are sitting between K and L?

(a) Three (b) Two (c) No one

(d) One (e) Can‘t be determined

45. Who among the following is not sitting at one of the ends of the rows?

(a) K (b) L (c) O

(d) I (e) F

Directions (Q.46-48) : Consider the alphanumeric

string given below and answer the questions that

follow based on certain steps:

# G 5 % U H 3 & ≤ F 6 B $ ≦ M 9 2 € R A β 0 S 7 ≧ C E

1 Ω Y 8 Q ∞ 4 W Step 1: Each such symbols that is immediately preceded

by a number and immediately followed by an alphabet is

to be placed immediate right of 'R' from left to right (1st

symbol from the left should be in the extreme left and so on).

Step 2: Each such number that is either preceded or

followed by symbol should be written between 'U' and

'H' in descending order in the series thus formed after step 1.

Step 3: Each such letter that is immediately preceded by

a number and immediately followed by a special

character is to be placed immediate right of '1' in the reverse alphabetical order in the series thus formed after

step 2.

Step 3 is the final output for the given string.

46. If all numbers from final output are rearranged in descending order from left to right within same

position, then which of the following element is

exactly between '5' and 'S' in series thus formed

after rearrangement? (a) % (b) 3 (c) M

(d) ¥ (e) µ

47. Which of the following element is twelfth to left of

fourth element from right end? (a) Ω (b) A (c) 9

(d) 2 (e) R

48. If '3' is related to '$' and '4' is related to 'F' then,

which of the following element is related to 'M' in same way in final output?

(a) S (b) Β (c) 7

(d) R (e) 1

Directions (Q.49–50) : Study the following

information carefully and answer the questions given

below it.

^ - South

% - East @ - North

# - West

$ - Either 3 metre or 5 metre.

£ - Either 4 metre or 8 metre. ¥ - Either 6 metre or 9 metre.

i.e. P ^ Q means P is south of Q.

P ^% Q means P is South-East of Q. P ^$ Q means P is either 3 metre or 5 metre south of Q.

Given condition:

(i) P @¥ U

(ii) T ^£ S (iii) Q %£ P

(iv) U #$ T

(v) R ^$ Q

(iv) S #$ R (vii) V ^ Q

(viii) Distance between V and Q is 17 metre.

(ix) Length of UT is more than TS.

49. What is the position of T with respect V? (a) East (b) North-East

(c) South (d) North-West

(e) Can‘t be determined

50. What is shortest distance between S to U? (a) 3m (b) √41m (c) 2√7m

(d) 7m (e) Can‘t be determined.

ENGLISH LANGUAGE Directions (Q.51-55) : In the following questions two

columns are given containing three Sentences/phrases

each. In first column, sentences/phrases are A, B and

C and in the second column the sentences/phrases are

D, E and F. A sentence/phrase from the first column

may or may not connect with another sentence/phrase

from the second column to make a grammatically and

contextually correct sentence. Each question has five

options, four of which display the sequence(s) in

which the sentences/phrases can be joined to form a

grammatically and contextually correct sentence. If

none of the options given forms a correct sentence

after combination, mark option (e), i.e. ―None of

these‖ as your answer. 51.

Column (1) Column (2)

(A) In such a

situation, the sound of the

gong continues

to be a

(D) mobile phone

network as well.

(B) It is out of reach

for the

(E) for attend the funeral,

the gong is beaten

twice.

(C) To call the

villagers

(F) means of

communication for around 35 tribal

families living in the

village.

(a) A-F (b) B-F , A-E , C-D

(c) A-F, B-D (d) B-F , A-E

(e) None of the above 52.

Column (1)

Column (2)

(A) If I had lasting

pain,

(D) it wasn‘t a race —

she needed to take it slow.

(B) She eventually came to realise that

(E) then gain five at the end of the

month.

(C) I would lose two

kilograms at the

end of the first

week,

(F) I would have got

it checked by her.

(a) A-F (b) A-F , B-D , C-E

(c) B-F, C-D (d) B-F , A-E (e) None of the above

53.

Column (1) Column (2)

(A) In this digital age it

is important to have

(D) Once the papers

are checked by the

experts

(B) The students of the

school are very

smart

(E) your present in the

digital space to

increase your revenue

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(C) Uploading of the answer keys will

take place

(F) but they are very narrow minded in

terms of humanity

(a) A-D, B-F (b) A-E, B-D

(c) A-F, B-D, C-E (d) C-D, B-F

(e) None of the above 54.

Column (1)

Column (2)

(A) The world‘s first

hydrogen train is entering

(D) to fight against the

pollution diesel trains with these eco-

friendly trains.

(B) Hydrogen trains

are equipped

with

(E) into commercial

service and is ready

for serial production.

(C) Germany started

an initiative

(F) fuel cells that

produces electricity

through a combination of

hydrogen and

oxygen.

(a) A-E (b) B-F , A-E , C-D

(c) B-F, C-D (d) B-F , A-E

(e) None of the above 55.

Column (1)

Column (2)

(A) The latest summit

among USA and North Korea will

be a litmus test

(D) for the stalled

negotiations on the nuclear programme

of North Korea

(B) The institution

was sanctioned by

(E) concrete steps to

implement the

Panmunjom

Declaration, named after the border

village.

(C) This week's

summit is

intended to craft

(F) the U.N. Security

Council last year as

a part of global

efforts.

(a) A-D (b) B-F , A-E , C-D

(c) B-F, C-E (d) B-F , A-D (e) None of the above

Directions (Q.56-60) : From the options given below,

select the option which states the correct combination

of incorrect/correct sentences. 56. I. It is impossible to believe that the government

does not know how to handle the situation with

sincerity and effectiveness.

II. But it is also true that they are unable to decide the best among the two options available in

front of them.

III. It seems that the perpetrators of the crime are

smarter than brave. IV. However, the police are of the opinion that

they will be able to nab the criminals very

soon. (a) Both I and IV are correct

(b) Both I and II are correct

(c) Both II and III are correct

(d) All I, II and III are incorrect (e) All I, II, III and IV are correct

57. I. The International Monetary Fund have decided

that it will dole out subsidies to the developing

countries in the present financial year.

II. The President of IMF announced it during the

press interaction with the central bank governors last month.

III. The reason is to create the framework for the

Trade Facilitation Agreement of the World

Trade Organization to come into existence IV. The main contention regarding that agreement

was that the developing countries and the

developed countries were not on the same page

regarding the subsidies (a) I and IV are incorrect

(b) II and III are incorrect

(c) Only I is incorrect

(d) Both II and IV are incorrect (e) All I, II, III and IV are incorrect

58. I. The Central Bank will not decide the future course

of action unless they are sure about the trend of

inflation in the coming months. II. The Monetary Policy Committee of the bank

will only give a call regarding this after the

inflation framework is published by the

Government. III. It is expected that there will be a rate cut in the

next monetary policy review to control the

inflation in the medium term.

IV. However, the negative effects of rate cut will also have to be taken into account in a country

with mass unemployment.

(a) I and III are incorrect

(b) II and III are incorrect (c) II and IV are correct

(d) I, II and III are correct

(e) None of the above

59. I. The Foreign Portfolio Investors are pumping in more and more funds in India due to the sluggish

outlook of the developed countries.

II. The developed countries have reached a point

of saturation in terms of domestic demand and exports are not that promising.

III. It is a proven fact now that domestic demand is

the key factor for sustainable growth for any

country. IV. That is why emerging markets with more

population are coming up as popular

destinations for investment inflows by the

investors from around the world. (a) Both I and IV are incorrect

(b) II and III are incorrect

(c) I and III are incorrect

(d) II and IV are incorrect (e) I, II, III and IV are correct

60. I. It was alleged that the Police were prevented from

to do their duties.

II. The public were so angry with the incident that they did not allow the Police entering the crime

scene.

III. It is because of a series of such incidents taking place in the same area in the last couple of

months and the failure of the Police to arrest

the miscreants.

IV. The media is also giving constant pressure on the police to crack the case immediately.

(a) I and IV are correct

(b) II and III are correct

(c) II and IV are correct (d) I, II, III and IV are incorrect

(e) I and II are incorrect

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Directions (Q.61-65) : In the questions given below,

there is a sentence in which one part is given in bold.

The part given in bold may or may not be

grammatically correct. Choose the best alternative

among the four given which can replace the part in

bold to make the sentence grammatically correct. If

the part given in bold is already correct and does not

require any replacement, choose option (5), i.e. ―No

replacement required‖ as your answer. 61. After the medical examination, he got to know that

his blood sugar level was alarming low and he had

to be hospitalized immediately.

(a) was alarming and low

(b) was alarming lowly (c) were alarmingly low

(d) was alarmingly low

(e) No replacement required

62. Though he is yet to do something significant in life, yet his parents always boast about his

achievements to each and every person they come

across.

(a) yet his parents always boasts of (b) his parents always boast of

(c) his parents yet always boast about

(d) that his parents always boast of

(e) No replacement required 63. The contestants had been waiting in the sun for

more than six hours now, so, it is unfair to cancel

the whole audition because of the absence of one

crew member. (a) had waited under the sun

(b) have been waiting in the sun

(c) have been waiting under the sun

(d) had been being waited in the sun (e) No replacement required

64. The Principal had to declare holidays for the school

since so many pupils passed by due to the extreme

temperature in the city. (a) so much pupils passed out

(b) so many pupils passed on

(c) so many pupils passed over

(d) so many pupils passed out (e) No replacement required

65. Had I had been a king, I would have tried to do

many things for the underprivileged section of the

society. (a) Had had I been a king

(b) Had I been a king

(c) Have had I been a King

(d) Had have I been the King (e) No replacement required

Directions (Q.66-71) : Read the following passage

carefully and answer the questions given below it.

Certain words are given in bold to help you locate

them while answering some of the questions

A few months after Donald Trump took over as the

President of the U.S. in 2017, Michiko Kakutani stepped down as the chief book reviewer at The New York Times

to devote herself to studying the post-truth, divisive

political era that his election marked. Or, as she writes in

the book her inquiry has now yielded, The Death of Truth: ―How did truth and reason become such

endangered species, and what does their impending

demise portend for our public discourse and the future of

our politics and governance? That is the purpose of this book.‖ Her inquiry is multilayered, with insights that

echo worldwide as institutions and expertise are

undermined, but it is useful to pause at her reference to

―systemic problems with how people get their information and how they‘ve come to think in

increasingly partisan terms‖.

Filter bubbles created by algorithms and social media are

crucial here, with their capacity to create echo chambers so that one world view is repeatedly conveyed to the

exclusion of all else. For instance, Kakutani cites a 2017

Harvard study which found that in the 19 months leading

up to election-day in 2016, pro-Trump audiences were reliant on an ―insulated knowledge community‖, with

―social media as a backbone to transmit a hyper-partisan

perspective to the world‖. This creates a fertile ground

for what a Trump aide later called ―alternative facts‖, so that such ―facts‖ are not just being floated, but also used

to contest reportage in the mainstream media.

Kakutani‘s important study has a rather specific context.

But even away from the ideological fight in the U.S. and elsewhere — and perhaps even away from the danger

of concocted stories gaining credence by virtue of having

been forwarded, shared, liked, and re-tweeted — each

one of us would benefit from an appraisal of how we get information and how we read it.

A lot of it is through social media, including links to

news stories, many of them put out by news media itself.

Jaron Lanier‘s Ten Arguments For Deleting Your Social Media Accounts Right Now is a riveting call for self-

preservation. Lanier, an Internet and virtual reality

pioneer, lists some of the gains to be made by doing so:

―To free yourself, to be more authentic, to be less addicted, to be less manipulated, to be less paranoid.....‖

There is, he suggests, no good way to be on social media

and retain a free mind. In fact, among the reasons (all

very convincing, and urgent) are that ―social media is undermining truth‖, ―making what you say meaningless‖,

―making you unhappy‖, and ―making politics

impossible‖.

Lanier also says that social media is destroying your capacity for empathy: ―When we‘re all seeing different,

private worlds, then our cues to one another become

meaningless.‖ Anxiety is easy to whip up. It‘s like the

childhood prank where one kid rattles the rest by gazing at the sky, so that everyone else gets anxious and keeps

looking up, he explains. Soon, I suppose, the children

snap out of it. But with filter bubbles, the anxiety keeps

getting reinforced. He cites the American example of a man reacting to a conspiracy theory, targeted at Hillary

Clinton, that a pizza place in Washington was running a

child-abuse racket by firing shots at the site. In India, we

could substitute as examples the horrific lynchings in recent months based on viral WhatsApp messages about

kidnappers being on the prowl to harvest children‘s

organs.

But even as he attempts to persuade readers to get off social media, one person at a time till Silicon Valley gets

the message, Lanier emphasizes that this should not

mean a rejection of the Internet. And whether you are brave enough to get off social media or not, do heed this

advice to keep your sanity and ensure the integrity and

cohesion of your information gathering: ―You can still

get news online. Read news websites directly (instead of getting news through personalized feeds), especially sites

that hire investigative reporters. Get a feel for the

editorial voice of each site, which is only available when

you go direct.‖ It‘s tough to delete one‘s accounts, admits Lanier, in the

face of addiction and the network-effect lock. But advice

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from physicist Alan Lightman may help break the

addiction to being constantly online. In his slim book, In Praise of Wasting Time, he suggests some society-wide

moves to roll back ―the destruction of our inner selves

via the wired world‖. He recommends a daily ten-minute

period of silence in schools, an ―introspective intensive‖ course in university, a ―quiet room‖ at workplaces that

are mandatorily free of devices for employees to retreat

to, an ―unplugged‖ (i.e. free of phones, computers, etc.)

hour at home, and ―screen-free zones‖ in public areas. Sounds also like advice for saving time.

66. Which among the following is true regarding the

opinion expressed in the passage about reading

news stories from various online sources? (a) The readers should use their discretion

regarding the information provided in any

source of news.

(b) The readers should only go through the websites of such organizations which also

publish any newspaper in the printed edition.

(c) The readers should go to the website of any

publishing house directly rather than through any personalized tab of news items as chosen

by the social media.

(d) The newspapers should not be used as a media

of distribution but they should be used to intimate the authenticity of news.

(e) None of the above

67. Which among the following is not true according

to the given passage? I. The victory of Donald Trump in the US

Presidential elections is mainly due to the

social media engineering of facts.

II. It is necessary that the readers are alert whenever they are going through any news

since using personal discretion is very

important.

III. Leaving the social media is an example of depression and isolation from the society that is

very much harmful.

(a) Only III (b) Both I and II

(c) Both II and III (d) Only II (e) All I, II and III

68. Which among the following has / have been

suggested as possible solution(s) to tackle the

internet addiction prevalent in human beings

today?

I. The academic curriculum should be changed

and courses focusing on introspection of

oneself should be there in the course materials. II. The employers should arrange for areas within

the premises where employees can just recreate

with each other without the help of any device

or technology. III. In the public space, the administration should

make sure that there is no device working in a

particular area. (a) Only II (b) Only III

(c) Both I and III (d) Both I and II

(e) All I, II and III

69. Which among the following perfectly describes

the main objective of the book written by

Michiko Kakutani as described in the passage? (a) She wanted to display the lack of knowledge

among people of the modern era especially in case of political discourse

(b) She wanted to take care of the US Economy by

bringing out the real reasons of the economic slowdown in 2008

(c) She wanted to explore further an era where

there is nothing called absolute truth and it

needs to be established with proper logic (d) She wanted to explore the new-age politics

with alternative facts and also the creation of

popular support at the cost of reasoning and

logic (e) None of the above

70. Which among the following is not a harmful

effect of social media that has been highlighted in

the passage? (a) It can create a filter bubble and you may be

insulated from all the other sources of

information for a long time.

(b) It can create public opinion for or against something or somebody easily by circulation of

alternative facts.

(c) It can help in connecting with people but

adequate care needs to be taken to avoid any wrong company.

(d) Both A and B

(e) All the above

71. Which among the following is similar in meaning

to the word 'Concocted' as used in the passage?

(a) Intended (b) Discovered

(c) Fabricated (d) Ingenuous

(e) None of the above

Directions (Q.72-76) : Read the passage carefully and

answer the questions given beside.

Paragraph 1: When you are the chief executive of a

public company, the temptation to opt for a merger or acquisition is great indeed. Many such bosses may get a

call every week or so from an investment banker eager to

offer the kind of deal that is sure to boost profits. Plenty

of those calls are proving fruitful. In the first three quarters of 2017, just over $2.5trn-worth of transactions

were agreed globally, according to Dealogic, a data

provider. The total was virtually unchanged from the

same period in 2016, but the number in Europe, the Middle East and Africa was up by 21%.

Paragraph 2: It is easy to understand why an executive

opts for a deal. Buying another business looks like

decisive action, and is a lot easier than coming up with a new, bestselling product. Furthermore, being the acquirer

is far more appealing than being the prey; better to be the

butcher than the cattle. A takeover may keep activist

hedge funds off the management‘s back for a while longer. And being in charge of a much bigger company is

a more demanding task that will surely justify a larger

salary for the executives in charge.

Paragraph 3: But these temptations, good and bad, should generally be resisted. S&P Global Market

Intelligence, a research arm of the ratings agency, has

updated a study on the impact of deals on the acquiring company‘s share price. The study looked at M&A deals

done by listed companies in America‘s Russell 3000

index between January 2001 and August 2017; deals

were only included if they cost more than 5% of the total enterprise value of the acquirer (5% of the equity value,

for financial companies). The acquirers‘ shares

underperformed the market and those of rival firms in the

same industry. Paragraph 4: That share-price performance was

understandable, in the light of what tended to happen to

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the fundamentals of the acquiring company‘s business.

The study finds that, relative to the company‘s peer group, net profit margins fall, as do the returns on capital

and on equity; earnings per share grow less quickly; and

both debt and interest expenses increase. As the deal is

done, however, the executives always sound bullish. Costs will be cut, the companies will benefit from selling

a wide range of products and so on; a whole range of

―synergies‖ will be achieved. Instead, the combined

companies tend to suffer from clashes of culture and teething problems as systems prove hard to integrate. The

AOL-Time Warner merger of 2000 is perhaps the most

famous example of a dysfunctional deal; at the time, it

was one of the biggest mergers in corporate history. Not every deal is that bad. But instead of two plus two

equaling the promised five, all too often they add up to

three-and-a-half.

72. What is the tone of the author in the passage? (a) Sarcastic (b) Witty (c) Explanatory

(d) Vindictive (e) Positive

73. Which of the following statements, if true, could be

warning signs ahead of a takeover? I. The faster the company was growing before the

acquisition, the worse it tends to perform

afterwards.

II. All-share deals tend to perform less well than cash offers.

III. Large deals perform less well than small ones.

(a) Only I (b) Only III

(c) Only II and III (d) All of the above (e) None of the above

74. What could be an appropriate title for the passage?

(a) All that glitters is not gold

(b) Make Hay while the sun shines (c) Rising populism and protectionism

(d) When two plus two equals 5

(e) Investment banks and the lure of M&As

75. As per the passage, which of the following can be said to be false?

I. The acquirer firm‘s share underperforms its

own historic performance 7 out of 10 times.

II. The newly combined company tends to have culture clashes and teething issues.

III. The acquiring company‘s fundamentals

undergo a positive shift immediately after the

acquisition. (a) Only II (b) Only III

(c) Only I and II (d) Only I and III

(e) All of the above

76. As per the passage, why does it sound tempting to opt for a merger or acquisition?

I. This path is much simpler than coming up with

a new product that would be a bestseller.

II. It is more appealing to be the one doing the acquisition rather than the one being acquired.

III. The bigger the company the more returns it

guarantees in the long run (a) Only I (b) Only I and II

(c) Only II and III (d) All of the above

(e) Only III

Direction (Q.77-85) : In the following passage, some of

the words have been made bold, each of which is

preceded by a letter. Find the suitable word from the

options given below that could replace the bold word

so as to make the paragraph meaningful. Former RBI Governor Raghuram Rajan‘s note of caution

on the next financial crisis that could be building up

needs to be taken in all seriousness. In his note to

Parliament‘s Estimates Committee on bank non-performing assets (NPAs), Mr. Rajan has

___77___ established three major sources of potential

trouble: Mudra credit, which is basically small-ticket

loans granted to micro and small enterprises; ___78___ contributing to farmers through Kisan Credit

Cards; and contingent liabilities under the Credit

Guarantee Scheme for MSMEs, run by the Small

Industries Development Bank of India. The disbursement under Mudra loans alone is ?6.37 lakh crore, which is

over 7% of the total outstanding bank credit. These loans

have been ___79___ sanctioned under the Pradhan

Mantri Mudra Yojana, which aims to ‗fund the unfunded‘, and is a ___80___ signature scheme of the

NDA government. Given that these are small loans up to

Rs10 lakh each, with the borrowers mostly from the

informal sector, banks have to monitor them very closely. It is ___81___ debatable whether banks have the

resources and manpower to do this when they are chasing

the bigger borrowers for business and, increasingly these

days, recoveries. The ___82___ risk is that these small-ticket loans will drop under the radar and build into a

large credit issue in course of time. The same

___83___ function holds true for crop loans made

through Kisan Credit Cards. Mr. Rajan‘s advice on loan waivers has been made by him and others in the past. But

the political class has chosen to turn a ___84___ deaf ear

to this advice, vitiating the credit culture and creating a

moral hazard where farmer-borrowers assume that their loans will ___85___ intentionally be waived off. The

former RBI Governor has strongly defended the RBI

against criticism, often unfair, over its policies on NPA

recognition and resolution. 77. (a) Utilized (b) Determined (c) Flagged

(d) Guessed (e) No replacement required

78. (a) Borrowing (b) Lending (c) Helping

(d) Assisting (e) No replacement required 79. (a) Processed (b) Given (c) Distributed

(d) Disturbed (e) No replacement required

80. (a) Promising (b) Loyal (c) Trademark

(d) Capable (e) No replacement required 81. (a) Detestable (b) Tenable (c) Interesting

(d) Surprising (e) No replacement required

82. (a) Proposition (b) Certification (c) Assumption

(d) Attention (e) No replacement required 83. (a) Premise (b) Data (c) Information

(d) Logic (e) No replacement required

84. (a) Playful (b) Fragmental (c) Judgmental

(d) Categorical (e) No replacement required 85. (a) Interestingly (b) Tantalizingly

(c) Invariably (d) Carefully

(e) No replacement required

Directions (Q.86-90) : Read the passage carefully and

answer the questions given beside.

Energy sector is dominated by traditional energy sources,

comprising primarily of oil, gas and coal. These constitute about 85 per cent of India‘s total energy

consumption, followed by renewable energy, which takes

care of about 13 per cent of the pie. This trend is fast

changing, as government is shifting its focus from traditional sources to cleaner and renewable sources of

energy.

In a bid to reduce emissions, the Supreme Court had

banned the sale and registration of non BS-IV compliant vehicles with effect from 1 April 2017. The government

has been encouraging development of electric vehicles

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(EVS) for the Indian market. This paradigm shift towards

electric vehicles is going to be a game-changer for the Indian economy in general and our energy sector in

particular, as it will curtail demand for oil and gas in the

long run. India, being a net importer of crude oil at

present, is expected to benefit immensely from the ongoing shift towards electric vehicles. Also, this shift is

expected to strengthen India‘s fiscal position in the years

to come.

While companies are waiting for more clarity on the policy front, many corporates have already started

investing in the development of technologies and

infrastructure for electric vehicles. Several auto

companies have aggressively scheduled product launches of electric vehicles over the next five years. The

government has plans to make India a 100 percent

electric vehicle nation by 2030 and, transport authorities

across states have shown their keen interest in rolling out electric bus services.

India is the world‘s third largest producer of electricity,

with a total installed capacity of 329 GW as of 31 August

2017. Thermal energy, comprising coal, gas and diesel power, constitutes about two thirds of the total installed

capacity, followed by renewable energy and nuclear

power, comprising about a 31 percent and 2 percent share

in the pie respectively. During the last few years, the power sector in India has

been witnessing major changes, with the government

promoting cleaner energy, such as wind, solar and

hydropower, among others, in a bid to provide rapid electrification to the entire country. There is a sharp

increase in the capacity additions in the renewable energy

space. On the other hand, the fossil energy space has

been witnessing a sharp slowdown in capacity additions, as is seen in the statistics of April-August 2017. Only

3,790 MW of fresh capacity was added during the period,

as against a targeted addition of 14,956 mw for 2017-18.

The outlook for new capacities in the thermal power space looks bleak, as there are no fresh long term power

purchase agreements signed. Additionally, there is a

sharp fall in the tariffs for renewable energy, competing

aggressively with thermal power tariffs. To reduce its dependence on coal mining, India‘s largest coal mining

company, Coal India, too has announced its intention to

diversify into mining of other minerals such as bauxite,

nickel, iron ore, etc. Tariffs for wind and solar energy, which used to

be prohibitively high a few years back, are now seen

competing strongly with thermal power. Solar power

tariffs were R2.65-3.36 per unit last month for 500 MW capacities, as compared to the all-time low tariffs of

R2.44 per unit in May 2017. Wind power tariffs have

fallen to a record low of Rs 2.64 per unit in the auction

conducted by SECI for 1 GW capacities. The government aims to bring power tariffs to R3 per unit,

irrespective of the source in the medium term.

The popularity of electric vehicles is all set to rise, with power tariffs becoming more affordable – driven by an

increase in renewable power capacities. The development

of improved technologies and supporting infrastructure

facilities will further push demand for electric vehicles in the country.

A clear shift from subsidized fuel towards low-priced

clean energy is expected now, which ought to be

beneficial for the country. The share of oil, gas and coal in India‘s energy sector is expected to fall, while the

share of cleaner and renewable energy is expected to rise

in the years to come. 86. With respect to India‘s energy mix, which of the

following are true?

I. India‘s installed capacity as of August 31, 2017

was 239 GW. II. Nuclear power is forms a very feasible future

prospect as an energy source.

III. Of all the renewable sources available, wind

power has the maximum potential (a) Only I (b) Only III

(c) Only I and II (d) Only II and III

(e) None of the above

87. What steps have been taken by corporate houses to be ‗Electric vehicles‘ ready?

I. Started selling their stock of non-EVS at

discounted rates to get rid of it.

II. Scheduling of product launches of various electric vehicles over the next five years.

III. Investing in the development of technologies

for EVS.

(a) Only I (b) Only II (c) Only I and II (d) Only II and III

(e) None of the above

88. Which of the following is/are true with reference to

the passage? I. Energy sector is dominated by traditional non

renewable energy sources.

II. Shift towards Electric vehicles will lead to

more consumption of oil and gas in the long run.

III. Reduction in the use of oil and gas will lessen

India‘s imports and improve fiscal numbers.

(a) Only I (b) Only II (c) Only I and III (d) Only II and III

(e) All of the above

89. Which of the following, if true, could give a fillip to

EVS in India? I. Power tariffs decrease owing to increase in

power generation capacity.

II. The government provides subsidies on clean

energy and taxes conventional fuels. III. Spreading awareness about the advantages

EVS have over non-EVS.

(a) Only I (b) Only II

(c) Only III (d) Only I and II (e) All of the above

90. What recent changes have been observed in India‘s

power sector?

I. In terms of capacity addition, increase in addition at a decreasing rate has been seen in

renewable energy space.

II. Government has been actively promoting

cleaner energy, such as wind, solar and hydropower.

III. Tariffs for wind and solar energy are still

prohibitively high and would take some time before being able to compete with thermal

power effectively.

(a) Only I (b) Only II

(c) Only I and II (d) Only II and III (e) None of the above

QUANTITATIVE APTITUDE Directions (Q.91-95) : Study the data given below

carefully and answer the following questions based on

these data.

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Given below is the table which shows number of students

participated (in thousand) in BANK exam and SSC exams from year 2000 to year 2005. There is also a line

graph which shows percentage of qualified students in

BANK exam and SSC exam

Year No. of student (in thousand)

BANK SSC

2000 85 90

2001 90 100

2002 95 105

2003 110 85

2004 80 85

2005 90 95

91. Number of qualified candidates in BANK exam in

2002 is what percent more or less than the failed

candidates of SSC exam in 2001. (a) 41% (b) 39.71% (c) 36.5%

(d) 42.5% (e) 35.80%

92. Maximum growth of qualified candidates in BANK

exam is recorded in which year ? (a) 2001 (b) 2002 (c) 2003

(d) 2004 (e) 2005

93. Ratio between the total failed student in 2004 in

both exam and qualified student of BANK exam in 2000 is:-

(a) 351 : 442 (b) 451 : 342 (c) 442 : 453

(d) 229 : 189 (e) 475 : 442

94. Find the average number of students qualified in SSC exam in all year. (Consider nearest integer).

(a) 55938 (b) 54620 (c) 56771

(d) 52940 (e) 58478 95. Find the difference between sum of qualified

student of SSC exam in 2002, 2003, 2004 and sum

of qualified students of BANK exam in 2001, 2003,

2005. (a) 11350 (b) 12455 (c) 13775

(d) 12875 (e) 14780

Direction (Q.96-100) :In following questions, two

statements numbered I and II are given. On solving

them, we get two quantities I and II respectively.

Solve for both the quantities and choose the correct

option.

(a) Quantity I > Quantity II. (b) Quantity I < Quantity II.

(c) Quantity I ≥ Quantity II.

(d) Quantity I ≤ Quantity II.

(e) Quantity I = Quantity II or relation can not be determined.

96. Quantity I: If ratio of the lengths of diagonals of a

rhombus is 3:4 and its area is 96 cm2, then what is the perimeter of the rhombus?

Quantity II: 40 cm?

97. Quantity I: Cost of a watch was Rs 3000 in year

2014. If the cost of the watch increases by 10% every year, then what will be the cost of watch in

year 2016?

Quantity II: Cost of a table was Rs 4800 in 2014. If

the cost of table increases by 10% every year, then what was the cost of Table in year 2012?

98. Quantity I: In how many days 2 men and 3 women

will finish the work, if 4 men and 6 women will

finish the entire work in 20 days? Quantity II: What is the profit (in %) when Raju

purchased a table for Rs 820 and sold it for Rs 950?

99. Quantity I: In how many ways 3 white and 5 black

balls can be arranged in a line so that no two white balls remain together?

Quantity II: 7!

100. Quantity I: What is the marked price if Suresh gave

two successive discounts of 10% and 8% respectively or an overall discount of Rs 344?

Quantity II: What is the selling price if the ratio

between selling price and the marked price is 3: 4

after giving a discount of Rs 650? 101. A dishonest dealer marks up the price of his goods

by 20% and gives a discount of 10% to the

customer. Besides, he also cheats both his supplier

and his buyer by 100 gram while buying or selling 1 kg. Find the percentage profit earned by the

shopkeeper.

(a) 20% (b) 25% (c) 32%

(d) 27.5% (e) None of these 102. A circular stadium of area 26026 sq m has a seating

area of 7392 sq m. What is the diameter of the area

in which game is played? Take π = 22/7

(a) 154 m (b) 147 m (c) 168 m (d) 140 m (e) 161 m

103. The Lucknow Indore Express without its wagons

can go 24 km an hour, and the speed is diminished

by a quantity that varies as the square root of the number of wagons attached. If it is known that with

four wagons its speed is 20 km/h, the greatest

number of wagons with which the engine can just

move is (a) 144 (b) 140 (c) 143

(d) 124 (e) None of these

104. In a test, a candidate secured 336 marks out of

maximum marks N. If the maximum marks 'N' were 400 marks and had he secured the same percentage

of marks, he would have secured 192 marks. What

was the maximum marks of the test?

(a) 700 (b) 750 (c) 500 (d) 650 (e) 800

105. The salary of a person is increased by Rs. 4800 and

the rate of income tax is decreased by 2% from 12% to 10%. The effect is such that he is now paying the

same income tax as before. If in both the cases, the

standard tax(another tax) deduction is fixed at 20%

of the total income, find the increased salary? (a) Rs. 32,800 (b) Rs. 36,800

(c) Rs. 28000 (d) Rs. 28,800

(e) None of these

106. Two points P and Q are located 30 km apart on the riverfront. On Sunday, a boat goes from P to Q and

return back to P. The flow of river on Sunday is

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from P to Q. The speed of boat on Sunday is 8

km/hr. and speed of the stream is 2 km/hr. On Monday, the same boat again goes from P to Q and

return back to P. The flow of river on Monday is

from Q to P and speed of the stream on Monday is

50% more than that of Sunday. The average speed of boat on Sunday and Monday is 8.5 km/h. find the

difference in time taken by boat to cover the whole

trip on Sunday and that on Monday.

(a)15 min (b) 30 min (c) 45 min (d) 40 min (e)25 min

107. A basket contains 8 Blue, 5 Red and 6 Green balls.

3 Balls are drawn from the basket, then find the

probability of getting all 3 balls drawn are of different colors?

(a) 80/323 (b) 883/969 (c) 73/223

(d) 86/969 (e) 67/173

108. In the mixture A, the quantities of milk and oil are equal and in the mixture B, the quantity of milk is

45% more than the quantity of oil. These two

mixtures are mixed up in the equal quantities. The

quantity of the final mixture is 1176 litres. If the cost of milk is Rs.45/liter and the cost of oil is

Rs.98/liter, then what is the total cost of the final

mixture?

(a) Rs.80222 (b) Rs.81222 (c) Rs.82222 (d) Rs.83222 (e) None of these

Directions (Q.109-113) : The following Table DI

shows the quantity of waste (Dry and Wet) picked by

a truck on 5 different days. The capacity of the truck

from Monday to Wednesday is 180 kg and for rest

two days is 150 kg.

Day

Quantity

of wet

waste

Ratio of

wet to

dry

waste

Difference

between dry

and wet

waste. (wet>

dry)

Monday - 5:4 20kg

Tuesday 110kg - 22kg

Wednesday 99kg 9:7 -

Thursday 84kg 7:y 24kg

Friday - 12:7 40kg

Note: - If the waste produce in a day is greater than the capacity of the truck, then the extra amount of waste will

be picked on next day.

109. If on Wednesday the truck picks only 80% of the

waste of his capacity, then find the difference between the quantity picked of wet waste and dry

waste on the same day? (priority given to wet waste)

(a) 4 kg (b) 48 kg (c) 62 kg

(d) 54 kg (e) 42 kg 110. What is the value of ‗y‘?

(a) 4 (b) 5 (c) 6

(d) 3 (e) 8

111. Find the ratio of total dry waste produced on Monday, Tuesday and Friday together to wet waste

produced on Wednesday and Thursday together?

(a) 194 :218 (b) 185 : 212 (c) 183 : 224 (d) 212:185 (e) 224 : 183

112. What is the amount of waste left by the end of the

Wednesday?

(a) 18 kg (b) 16 kg (c) 14 kg (d) 20 kg (e) 12 kg

113. Find the total quantity of dry waste on all the five

days together?

(a) 381 kg (b) 413 kg (c) 361 kg

(d) 337 kg (e) 321 kg

114. The average of six numbers is 15. When the first three numbers are divided by 3, their average

becomes 6. If the last three numbers are divided by

2, then what will be their average?

(a) 4 (b) 6 (c) 2 (d) 8 (e) None of these

115. A Square and an equilateral triangle have the same

area. If the perimeter of the square is 88 cm, then

find the area of the equilateral triangle is? (a) 441 cm² (b) 400 cm² (c) 484 cm²

(d) 324 cm² (e) 576 cm²

Directions (Q.116-120) : Read the given paragraph

carefully and answer the questions. In IIT Delhi there are four branches i.e. CS, Mechanical,

Civil and Electronic. Number of boys in Civil are 50% of

total number of students in Electronics and total number

of students in Electronics are 75% of the total students in Mechanical. Ratio of girls in Mechanical to that of in

Civil is 6: 5. 60% of the students in electronic are girls

and number of girls in Civil is equal to the number of

boys in CS, which is 10 more than number of girls in electronic. Number of girls in CS is 75% more than

number of boys in Mechanical, which is 4/5 th of of the

number of girls in Civil.

116. Number of students in electronic is what percent more than number of boys CS?

(a) 40% (b) 25% (c) 50%

(d) 60% (e)75%

117. Find the difference between number of girls in all the given four branches together and the number of

students in class CS and Mechanical together?

(a) 15 (b) 10 (c) 20

(d) 5 (e) 25 118. Find the average of all the students in classes CS,

Mechanical and Civil ?

(a) 190 (b) 195 (c) 200

(d) 215 (e) 205 119. Total number of boys in CS and Mechanical

together is how much more than total number of

boys in Civil and Electronic together?

(a) 5 (b) 15 (c) 25 (d) 45 (e) 35

120. Boys in all the given four branches are

approximately what percent of the total students in

these all four branches? (a) 40% (b) 35% (c) 45%

(d) 50% (e) 30%

Directions (Q.121-125) : What will come at the place

of question mark(?) in the given number

series.

121. 9, 43, 169, 503, 1001, ?

(a) 995 (b) 809 (c) 999

(d) 997 (e) 1006 122. 79, 54, 75, 58, 71, ?

(a) 53 (b) 62 (c) 71

(d) 78 (e) 64 123. 50, 53, 67, 100, 160, ?

(a) 240 (b) 263 (c) 258

(d) 255 (e) 161

124. 162, 54, 36, ? , 48, 80 (a) 33 (b) 42 (c) 24

(d) 30 (e) 36

125. 9, 5, 7, 22, 120, ?

(a) 1100 (b) 1088 (c) 890 (d) 1050 (e) 1000

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126. A man can row the boat in downstream from point

A to C in 16 hours. But he return from point B, which is exactly mid-point of A and C to upstream

in 12 hours. Find the ratio of speed of stream to the

speed of man in still water ?

(a) 1 : 5 (b) 2 : 3 (c) 3 : 2 (d) 4 : 3 (e) 5 : 3

127. Simple interest on Rs.4800 at X% rate of simple

interest in 3.6 years is Rs.3110.4. What is the

compound interest on double sum at (X - 3)% rate of interest in 2(2/5) years?

(a) Rs.3671.76 (b) Rs.3857.76

(c) Rs.3119.76 (d) Rs.3753.76

(e) Rs.3275.76 128. The perimeter of a square shaped garden is 4 m less

than the perimeter of equilateral triangular shaped

garden. The diagonal of the square shaped garden is

14√2 m. What is the cost of setting up a tuilp garden in the equilateral triangular shaped garden at Rs. 12

per square meter(Take square root of 3 as 1.73)?

(a) Rs. 2320 (b) Rs. 2076 (c) Rs. 2940

(d) Rs. 2090 (e) None of these 129. The number of students in three classes A, B and C

in the ratio of 3 : 7 : 5. If 70 students are increased

in each classes, the ratio changes to 5 : 9 : 7. Then

find the total number of students in class A and B if 35 students increased in both the classes.

(a) 420 (b) 400 (c) 350

(d) 370 (e) 380

130. Cost price of three type of laptop are in the ratio of 3 : 5 : 2 respectively. If the profit percent on three

laptops are 25%, 10% and 20% respectively then

find the overall profit percentage is?

(a) 19% (b) 22% (c) 15% (d) 16.5% (e) 25%

Directions (Q.131-135) : What approximate value will

come in place of (?) in the following questions ?

131. 119.83% of 1249.93 +? % of 624.89 = 3374.92 (a) 300 (b) 350 (c) 400

(d) 425 (e) 250

132. ?01.2089.986.6392.3202.20

(a) 1469 (b) 1423 (c) 1253

(d) 1369 (e) 1163 133. 2898.98 ÷ 289.92 +19.98+(?)2 =93.98

(a) 12 (b) 6 (c) 8

(d) 14 (e) 10

134. 29.8% of 701-350.01+82% of 501=? (a) 230 (b) 330 (c) 370

(d) 270 (e) 210

135. 1519.98+179.7 × 20.01 +?=(1.99)9×9.8

(a) 10 (b) 5 (c) 15 (d) 20 (e) 0

Directions (Q.136-139) : Read the data carefully and

answer the following questions.

Distribution of sum of 2 storey and 3 storey building

Distribution of difference between 2 storey and 3

storey building

Note:

1) Total 2 storey buildings at location S are 120%

more than 3 storey buildings at the same location. 2) Total 3 storey buildings at location P are 25.

3) At any location, total 2 storey buildings are more

than total 3 storey buildings. 136. Total 3 storey buildings at locations R and T

together are what percent of total 2 storey buildings

at those two locations together?

(a) 32% (b) 24% (c) 30% (d) 28% (e) 20%

137. What is the sum of total 2 storey buildings at

location Q and total 3 storey buildings at location

R? (a) 36 (b) 40 (c) 24

(d) 42 (e) 28

138. Total number of storeys at location P is:

(a) An even number. (b) A perfect square numbers.

(c) A perfect cube number.

(d) A prime number.

(e) A number with all same digits. 139. Which of the following is not TRUE?

(a) 3 storey buildings at location P is maximum

among given locations.

(b) 2 storey buildings at location S is an integral multiple of 11.

(c) Difference between 2 storey buildings at

location P and Q is a perfect square.

(d) 2 storey buildings at location Q is 24. (e) Total buildings (2 storey and 3 storey together)

at location R is more than 50.

140. If the ratio of curved surface area to the volume of

cylinder is 1 : 7 while the ratio of diameter to the

height of cylinder is 4 : 3. Find total surface area of

cylinder?

(a) 3100 sq unit (b) 3180 sq unit

(c) 3000sq unit (d) 3080 sq unit (e) None of these

GENERAL/FINANCIAL AWARENESS 141. What do you mean by Net National Product of a

country?

(a) GDP minus depreciation allowances

(b) GNP plus depreciation allowances (c) GNP minus depreciation allowances

(d) GDP plus depreciation allowances

(e) GDP minus Net Income from Abroad

142. Which Organisation(s) funds the ―Ubharte Sitaare Fund‖ that was announced by Finance Minister

Nirmala Sitharaman (in Aug ‘21) with a corpus of

Rs 250 crores to benefit Small & Mid-sized

companies in India? (a) IDBI Bank (b) EXIM Bank of India

(c) SIDBI (d) Both (a) & (b)

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(e) Both 2 & 3

143. India is among the 33 extremely high-risk countries as per the report titled ‗The Climate Crisis Is a Child

Rights Crisis: Introducing the Children‘s Climate

Risk Index‘. The report was launched by which

organization? (a) United Nations Environment Programme

(b) World Climate Research Programme

(c) United Nations Children‘s Fund

(d) Child Rights International Network (e) Amnesty International

144. The Reserve Bank of India, amidst COVID

uncertainties, deferred the implementation of the

Basel III norms till which date? (a) December 31, 2020

(b) December 31, 2021

(c) January 15, 2021

(d) March 1, 2021 (e) Jan 1, 2023

145. On the 89th birth anniversary of Dr APJ Abdul

Kalam, KAPILA campaign was launched to bring

awareness towards patenting inventions. What does 'I' in KAPILA short for?

(a) Invention (b) Inventory

(c) Intellectual (d) Indian

(e) Information 146. When is the World Entrepreneurs‘ Day annually

observed to create awareness about

entrepreneurship, innovation and leadership?

(a) 19th August (b) 20th August (c) 23rd August (d) 22nd August

(e) 21st August

147. What is Lead Bank?

(a) It offer loan to the leading banking institutions (b) It is a bank which coordinates the banking

institutions in the district

(c) It can‘t set up branches

(d) It was implemented in 1975 (e) None of these

148. Which of the following banks launched a

contactless, "Signature Visa Debit Card" for high

net worth individuals? (a) Bank of India (b) SBI

(c) Indian Bank (d) Bank of Baroda

(e) ICICI

149. What do you mean by Amount at Risk? (a) It is the due amount of loan

(b) It is the balance of sum payable not covered by

reserves

(c) It is the total value of NPA (d) It denotes the below minimum balance in a

bank account

(e) None of these

150. In August 2021, Karnataka Bank in association with ______ & M/s Worldline launched its FASTag

payment instrument named _____to offer seamless

movement of vehicles at toll plazas across India. (a) State Bank of India; KBL FASTag

(b) State Bank of India; Easy FASTag

(c) National Payment Corporation of India; Easy

FASTag (d) National Payment Corporation of India; KBL

FASTag

(e) Canara Bank; AIO FASTag

151. In August 2021, B V Nimbkar passed away. He was awarded Padma Shri for his contribution towards

which field?

(a) Agriculture (b) Archaeology

(c) Social Psychology (d) Architecture (e) Mathematics

152. As per the report titled ‗Five years on: Global

climate tech investment trends since the Paris

Agreement‘, India ranked ___________ with USD 1 billion investment while __________ topped the

ranking.

(a) 7th; China (b) 7th; USA

(c) 9th; China (d) 9th; USA (e) 9th; Sweden

153. Which one of the following was honoured with the

1st ‗UNESCO-ICM 2021 Martial Arts Education

Prize‘? (a) Bellator MMA (b) Bolo Yeung

(c) Yuen Biao (d) Kung Fu Nuns

(e) Donnie Yen

154. Promise Me, Dad is a book written by who among the following?

(a) Kamala Harris (b) Barack Obama

(c) Akshay Kumar (d) Joe Biden

(e) None of the above 155. Identify the Tribe that celebrates ‗Wanchuwa

Festival‘ – a harvest festival in Assam (in Aug‘21).

(a) Gonds Tribes (b) Tiwa Tribes

(c) Bhils Tribes (d) Garo Tribes (e) Munda Tribes

156. What is the theme of 2021‘s International Day of

Remembrance and Tribute to the Victims of

Terrorism that is annually observed by the UN on 21st August?

(a) ‗Unstoppable‘ (b) ‗End Inequalities‘

(c) ‗Protect everyone‘ (d) ‗Not Forgotten‘

(e) ‗Connections‘ 157. Which one of the following is the correct statement

regarding increase in the CRR in India?

(a) It reduces credit creation

(b) It increases credit creation (c) It does not affect credit

(d) It is same throughout its inception

(e) All the Above

158. Which of the following points are correct with respect to the ‗National Multidimensional Poverty

Index (MPI) 2021-Baseline report‘?

A) Bihar ranked as the poorest state in India while

Karnataka has the lowest Poverty across India followed by Jharkhand.

B) Bihar has the highest number of malnourished

people followed by Jharkhand & Madhya

Pradesh. C) This index is India‘s 1st national MPI report

released by NITI Aayog with the reference

period of 2015-16 of the National Family

Health Survey (NFHS). (a) Only A (b) Only C

(c) Only A & B (d) Only B & C

(e) All A, B & C 159. Which of the following statements is not true about

bankruptcy?

(a) It is a condition in which a firm is unable to

meet its obligations (b) It is a condition in which a person can not meet

his/her liabilities

(c) In bankruptcy, all the assets of a company are

surrendered to the court for administrator (d) It is the state of being completely penny less

(e) None of these

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160. Which of the following banks has the largest

number of branches in foreign countries? (a) Bank of India (b) Bank of Baroda

(c) Corporation Bank (d) Dena Bank

(e) Vijaya Bank

161. Which country hosted the 13th ASEM summit in 2021 with the theme of ‗Strengthening

Multilateralism for Shared Growth‘?

(a) China (b) Australia

(c) Cambodia (d) Kazakhstan (e) Republic of Korea

162. Who represented India at the 20th Meeting of

Shanghai Cooperation Organisation (SCO) Council

of Heads of Government (CHG) held in Nur-Sultan, Kazakhstan?

(a) Subrahmanyam Jaishankar

(b) M. Venkaiah Naidu

(c) Narendra Modi (d) Ram Nath Kovind

(e) Raj Nath Singh

163. Which of the following points are correct with

respect to the Project ―Swadesh‖? A) It is the first large scale multimodal

neuroimaging database designed for the Indian

population with big-data architecture &

analytics for various disease categories in one platform.

B) It was developed by the Department of Science

& technology– National Brain Research Centre

(DST-NBRC), Rajasthan. C) It was launched by the Ministry of Health &

Family Welfare & Swadesh is the world‘s 2nd

Multimodal Brain Imaging Data and Analytics

program. (a) Only A (b) Only B

(c) Only C (d) Only A & B

(e) Only B & C

164. Which of the following point(s) are Correct with respect to the ‗PM Formalisation of Micro-food

processing Enterprises‘ (PMFME) & ‗Deendayal

Antyodaya Yojana-National Urban Livelihoods

Mission‘ (DAY-NULM) scheme. A) PMFME & DAY-NULM both are merged by

the Ministry of Commerce and Industry to

support rural SHG (Self Help Group) members

medically. B) PMFME Scheme was launched by the Ministry

of Food Processing Industries with an outlay of

Rs 10,000 crore for 5 years to provide financial

support for micro FMEs. C) DAY-NULM scheme was launched in 2013 by

the Ministry of Housing & Urban Affairs to

reduce poverty from urban poor households.

(a) Both A & B (b) Both B & C (c) Both A & C (d) All A, B & C

(e) Only B

165. What is the Death benefit provided under ―Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY)‖?

(a) Rs. 1 lakh (b) Rs. 2 lakh

(c) Rs. 5 lakh (d) Rs. 10 lakh

(e) Rs. 20 lakh 166. Identify the organisation that collaborated with the

Ministry of Agriculture & Farmers Welfare to

organise the National Conference on ―International

Year of Fruits and Vegetables‖ (IYFV) (a) UN Food & Agriculture Organisation

(b) Food Corporation of India

(c) International Fund For Agricultural

Development (d) Both (b) & (c)

(e) All (a), (b) & (c)

167. Which of the following is not a feature of Paytm

Payment Bank? (a) It accepts deposits up to 1 Lakh per customer

in savings/current account and wallet

(b) It offers services like Debit card, online

banking, and mobile banking (c) It offers the facility of online fund transfer to

its customer at free of cost

(d) It will be allowed to lend to customers

(e) None of these 168. Which section of banking regulation act 1949 deals

with the return of unclaimed deposits?

(a) Section 27 (b) Section 26

(c) Section 23 (d) Section 21 (e) None of these

169. Which of the following books is wrongly matched

with its author?

(a) Nineteen Eighty-Four – George Orwell (b) To Kill a Mockingbird – Harper Lee

(c) Pride and Prejudice – Emily Bronte

(d) Republic – Plato

(e) The Discovery of India – Jawaharlal Nehru 170. Identify the bank that functions under the tagline

―Your Perfect Banking Partner‖.

(a) Canara Bank (b) HDFC Bank

(c) ICICI Bank (d) Axis Bank (e) Federal Bank

171. What are the points that are correct with respect to

the Economist Intelligence Unit‘s (EIU)

‗Worldwide Cost of Living‘ Index 2021? A) Paris, France become the most expensive city

in the world to live in 2021

B) Tel Aviv, Israel secured the 2nd rank in the

Index & Singapore was ranked as the world‘s cheapest city.

C) The Worldwide Cost of Living Index examines

the cost of living in 173 cities & measures

impactful global events twice a year. (a) Only A (b) Only B

(c) Only C (d) Only A & B

(e) Only B & C

172. Who was appointed as the New Chief Secretary(CS) of Haryana in November 2021?

(a) Suresh Chandra Mahapatra

(b) H. K. Dwivedi

(c) Sanjeev Kaushal (d) Niranjan Kumar Arya

(e) Anirudh Tewari

173. Who has been appointed as the Brand Ambassador

of SBOTOP of Celton Manx? (a) Virat Kohli (b) Dwayne Bravo

(c) Rohit Sharma (d) Jason Holder

(e) None of the above 174. According to the Global Terrorism Index 2020,

which of the following is the second most affected

country by terrorism?

(a) Afghanistan (b) Pakistan (c) India (d) Bangladesh

(e) Iraq

175. _____ became the 1st Indian State to launch

Banadhikar App, a GPS-based mobile app for demarcating forest ‗patta‘ for the landless

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indigenous people under the Forest Rights Act,

______. (a) West Bengal; 2006 (b) Tripura; 2006

(c) Mizoram; 2006 (d) Mizoram; 2011

(e) Tripura; 2011

176. Which country won the 2021 Men‘s FIH Hockey Junior World Cup at the Kalinga Stadium in

Bhubaneswar, Odisha?

(a) Netherland (b) Argentina

(c) France (d) Germany (e) Egypt

177. What are points that are correct with respect to the

Mahaparinirvan Diwas?

A) Every year Mahaparinirvan Diwas observed across India on 2nd December to mark the

Birth anniversary of Dr Bhimrao Ramji

Ambedkar.

B) 2021 marks the observance of the 65th Mahaparinirvan Diwas.

C) Dr Bhimrao Ramji Ambedkar was chairman of

the Drafting Committee of the Constitution of

Independent India. (a) Only A (b) Only B

(c) Only C (d) Only A & B

(e) Only B & C

178. Which of the following is known as the Money loaned by a bank or other institution which is

repayable on demand?

(a) Demand Loan (b) Cash Credit

(c) Call Money (d) Short Term Loan (e) Long Term Loan

179. Which of the following is/ are the advantage(s) that

are offered to a SEZ?

(a) Exemption from Central Sales Tax (b) Exemption from GST

(c) Exemption from minimum alternate tax

(d) Full Income Tax exemption on export

(e) All of these 180. Roch Marc Christian Kabore re-elected as the

president of which of the following African

nation?

(a) Burundi (b) Senegal (c) Burkina Faso (d) Algeria (e) Morroco

181. The Ombudsman Scheme for Non-Banking

Financial Companies, 2018 was introduced under

which section of the Reserve Bank of India Act, 1934?

(a) 55 L (b) 35 L (c) 45 L

(d) 45 I (e) 45 IA

182. Which of the following is not true about Small Finance Bank?

(a) It is a differentiated bank

(b) It should open at least 25% of its banking

outlets in unbanked rural centres. (c) It is not subject to CRR and SLR

(d) Can be set up a resident with 10 years in

banking and finance (e) None of the above

183. Who among the following was appointed as the

first woman Inspector General to head the Central

Reserve Police Force's Srinagar sector? (a) Shivangi Singh (b) Charu Sinha

(c) Riti Singh (d) Preeti Sudan

(e) S Aparna

184. Which of the following became the first non-bank company to become a member of American

Express Network?

(a) Paytm (b) PayUMoney

(c) PhonePe (d) Dhani (e) Mobikwik

185. Marisol Casado has been re-elected as the

President of World Triathlon. Where is World

Triathlon headquartered? (a) New York, USA

(b) Paris, France

(c) None of these

(d) Lausanne, Switzerland (e) Hague, Netherland

186. SAFAL' ,loan product launched, is focussed on

who among the following?

(a) Cotton Growers (b) Bamboo Growers

(c) Hemp Growers

(d) Sunflower Growers

(e) Wheat Growers 187. _______ is the constituency of the Minister of

agriculture and farmers welfare.

(a) Gwalior, Madhya Pradesh

(b) Patna Sahib, Bihar (c) Haridwar, Uttarakhand

(d) Khunti, Jharkhand

(e) Amethi, Uttar Pradesh

188. Which of the following nations is called the 'Land of Thousand Lakes'?

(a) Germany (b) China (c) Finland

(d) Norway (e) Egypt

189. Who among the following tied up with USAID to launch 'Project Kirana'?

(a) SBI (b) Mastercard (c) Visa

(d) ICICI (e) RuPay

190. What are the points that are correct with respect to the Economic Weaker Section (EWS) & the

committee that was set-up to review its annual

income criteria?

A) The Ministry of Law & Justice formed a 5-member committee to review the annual

income criteria for EWS reservations.

B) Creamy layer concept was introduced from the

Kesavananda Bharati case, 1992, which set the annual family income to Rs 5 lakh for

exclusion from reservation benefits of OBC.

C) 10% Reservations for EWS quota was

introduced under the 103rd Constitution (Amendment) Act, 2019.

(a) Only A (b) Only B

(c) Only C (d) Only A & B

(e) Only B & C

EXPLANATIONS (1-5)

1. d;

2. c;

3. e; 4. b;

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5. d;

6. b; (i) AFIKLZ (ii) BHOPSY

(iii) CEMTUX

(VI) (V) (IV) (III) (II) (I)

A F I K L Z

B H O P S Y

C E M T U X

Only (I) is in reverse alphabetical order.

(7-9)

7. b; We have:

45 65 so it follows rule ii So 65-45= 20

20 100, so it follows rule iv

(100+20)/2= 60

So, A= 60 17 23 So, it follows rule iii

23-17= 6

6 97 so it follows rule i

So 6+97= 103 So, B= 103

B - A = 43

8. d; 24 79, so it follows rule i

24+79 = 103 Now 103 167, so it follows rule iii

167-103=64

So R= 64

32 64, so it follows rule iv 32+64/ 2= 48

48 67 so rule I is followed

48+67= 115

9. d; Let's find resultant of row II first 84 61, so it follows rule i

So, it becomes:

84 + 61=145

Now 145 45, so it follows rule ii 145 - 45 =100

So, J = 100

Now Let's find resultant of row I

55 63 , it follows rule ii So, 63-55 = 8

8 100, so it follows rule iv

(8 + 100)/2= 54

(10-12) 10. c; For 1-b,

T > G = L ≥ H; K < R ≤ L; U=F < D ≤ K

T > G = L, L≥ R > K

Hence 1-b is possible. For 2-a

G= L, L ≥ R > K ≥ D > F

Hene 2-a is also possible.

No other condition apart from this two is a correct match.

11. b; 1-c:

F =J ≥ V =L > C =S V=L>C=S>K>=B

2-b: D>F =J ≥ V = L >C =S > K ≥ B =R ≥ T

3-a:

F=J ≥ V =L > C =S 12. d; 3-a:

L ≤ Y< R = Z ≤ F

13. e; From I alone, we get,

Box A is kept immediately below box Z, which is kept below box K.

K (not immediately above Z)

Z

A

Box S is kept above box M as well as above box

K.

M can be above or below K, and, also, M can be below A.

Case (i):

S (not immediately above K)

K (not immediately above M)

M (not immediately above Z)

Z

A

Case (ii):

S (not immediately above M)

M (not immediately above K)

K (not immediately above Z)

Z

A

Case (iii):

S (not immediately above K)

K (not immediately above Z)

Z

A

M

Box F and box L are kept consecutively, and both are kept below box M.

We get,

Case (i): two possible cases

S S

K K

M M

F/L Z

L/F A

Z F/L

A L/F

Case (ii): three possible cases

S S S

M M M

K F/L K

Z L/F F/L

A K L/F

F/L Z Z

L/F A A

Case (iii):

S

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K

Z

A

M

F/L

L/F

With statement I alone, we cannot get the exact

number of boxes kept between box M and box K. hence, I alone is not sufficient.

From II alone, we clearly cannot get the answer.

From I and II alone, we get, Two boxes are kept between A and F. We get,

Case (i): one case of the two given above becomes

invalid

S

K

M

F

L

Z

A

Case (ii): one out of three possible cases given

above becomes invalid

S S

M M

L K

F F

K L

Z Z

A A

Case (iii): One box is kept between F and Z. Thus, case (iii) above becomes invalid.

But, we cannot get how many boxes are between

M and K, exactly, hence, I and II together also are

not sufficient to answer the question.

(14-18)

DESIGNATION PERSON STATE

PRESIDENT G TELENGANA

PM E UP

FM D BIHAR

CM B GOA

DM A ASSAM

SDM C PUNJAB

PRADHAN F GUJARAT

SECRETARY H MP

14. c;

15. a;

16. d;

17. a; 18. d;

19. b;

IMMERSED, GROOVES, DAGGERS,

DABBLES, FACIALS Arranging the letters in reverse alphabetical order:

OMGEBA, which is not a meaningful word.

HURDLER, IMPERIL, EFFUSE, GOFFERS,

CURDLED Arranging the letters in reverse alphabetical order:

RIFFED, which is a meaningful word.

ILLOGIC, HEPTOSE, GLEEFUL,

CULTIST, IMPLIED Arranging the letters in reverse alphabetical order:

TLLIIEE, which is not a meaningful word.

GUMWEED, FISTFUL, DAMSELS,

CROWDED, INCISOR Arranging the letters in reverse alphabetical order:

SIFED, which is not a meaningful word.

CUPPERS, GAMBLING, CROSSED,

FALSELY, IMAGINE Arranging the letters in reverse alphabetical order:

SPLIG, which is not a meaningful word.

So, (b) is the correct answer.

(20-24)

Position Item Weight (IN KG)

7 Bottle 49

6 Bag 56

5 Caps 35

4 Pens 28

3 Shirt 42

2 Fruits 14

1 Note book 21

20. b;

21. b; 22. a;

23. a;

24. d;

25. e; The passage puts forth the problem of 20 lakhs drivers going on strike. So, the course of action

should be such that it alleviates the situation or

completely solves it. Of the two statements can

help alleviate the problem; I: suspending the license won't necessarily prompt the drivers to

resume their services, in fact it would further lead

to non-availability of transport services for a

longer time; II: the statement mentions taking steps that are in contrast to the drivers' demands

which for sure won't make the drivers end their

strike. Hence, the answer is option e).

26. c; Only statements I and II weaken the argument as they negate the it by showing data that

investors still prefer male entrepreneurs and even

male-narrated pitches over female pitches.

Statement III is more of a reason as to why

women entrepreneurs take up businesses instead

of regular jobs.

(27-29)

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27. c;

28. c; 29. a;

(30-33)

Step 1: The odd digits are decreased by 1 and the even

digits are increased by 1 Step 2: The numbers are rearranged as follows:

4th digit-2nd digit- 3rd digit- 1st digit

Step 3: The 1st and 2nd digits are multiplied, similarly

the 3rd and 4th digits are multiplied. The 2-digit products are written side by side

Step 4: 2nd and 4th digit of the number is written down

Step 5: The sum of the square of the digits is taken

Step 6: The numbers are reversed Input: 7235 1297 4358 6623 3479 2035 1762

Step 1: 6324 0386 5249 7732 2568 3124 0673

Step 2: 4326 6380 9245 2737 8562 4123 3670

Step 3: 1212 1800 1820 1421 4012 0406 1800 Step 4: 22 80 80 41 02 46 80

Step 5: 08 64 64 17 04 52 64

Step 6: 80 46 46 71 40 25 46

30. d; Step 6: 80 46 46 71 40 25 46 31. b;

32. b;

33. e;

(34-35) 34. a; The given statements are,

All forks are pots. Some plates are bowls. No

bowl is fork. Only a few spoons are plates.

The basic minimum overlapping diagram is,

Here, the conclusion III 'some forks are bowls'

does not follow. Other possible diagrams could be,

Here, In case I, the conclusion 'some pots being plates is

a possibility' does follow.

In case II, the conclusion 'all plates being spoons

is a possibility' does follow.

Hence, only III does not follow.

35. e; The given statements are,

Only orange is lavender. Some orange is white. No scarlet is orange. Some rose is scarlet.

The basic minimum overlapping diagram is,

Here, the conclusions I 'no lavender is scarlet' and

II 'no lavender is rose' follow. Another possible diagram could be,

Here, the conclusion III 'some white being rose is a possibility' follows.

Hence, all I, II and III follow.

(36-39)

People Age (in

2020)

Birth

Year

Airlines

A 24 years 1996 Indigo

B 25 years 1995 Air India

C 27 years 1993 Spice Jet

D 23 years 1997 Go Air

E 26 years 1994 Emirates

F 22 years 1998 Vistara

36. b; 37. b;

38. c;

39. c;

40. d; We have, (i) "Write it down" is coded as "g& k@ p%"

(ii) "Write in bold" is coded as "g& u$ y%"

(iii)"Bold and determined" is coded as "y% f$ X#"

Comparing (i) and (ii), we have Write = g&

Comparing (ii) and (iii), we have

Bold = Y%

Thus, 'and determined' = f$ X# (but not necessarily in the same order)

Hence, Write and determined = f$ X# g&(but not

necessarily in the same order)

(41-45)

Price of

ticket

Row Stage

1500 Row-1 I J C A O

1300 Row-2 B M L D K

700 Row-3 F G N H E

41. c; 42. e;

43. b;

44. d;

45. b;

(46 -48)

We have:

# G 5 % U H 3 & ≤ F 6 B $ ≦ M 9 2 € R A β 0 S 7 ≧ C E

1 Ω Y 8 Q ∞ 4 W

Step 1: Symbol that is immediately preceded by a

number and immediately followed by an alphabet.

# G 5 % U H 3 & ≤ F 6 B $ ≦ M 9 2 € R A β 0 S 7 µ C E

1 Ω Y 8 Q ∞ 4 W Thus, only four such symbols are possible = %, €, ≧ and

Ω

After placing all such symbols immediate right of R, we

get: # G 5 U H 3 & ≤ F 6 B $ ≦ M 9 2 R % € ≧ Ω A β 0 S 7 C

E 1 Y 8 Q ∞ 4 W

Step 2: Number that is either preceded or followed by symbol but in series thus formed in step1:

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# G 5 U H 3 & ≤ F 6 B $ ≦ M 9 2 R % € ≧ Ω A β 0 S 7 C

E 1 Y 8 Q ∞ 4 W Thus, only three such numbers are possible = 3, 0 & 4

After placing all numbers between 'U' and 'H' in

descending order, we get:

# G 5 U 4 3 0 H & ≤ F 6 B $ ≦ M 9 2 R % € ≧ Ω A β S 7 C E 1 Y 8 Q ∞ W

Step 3: Letter that is immediately preceded by a number

and immediately followed by special character in series

thus formed after step 2: # G 5 U 4 3 0 H & ≤ F 6 B $ ¥ M 9 2 R % € ≧ Ω A β S 7

C E 1 Y 8 Q ∞ W

Thus, only four such letters = H, B, R & Q

After placing all letters in reverses alphabetical order after '1', we get:

# G 5 U 4 3 0 & ≤ F 6 $ ≦ M 9 2 % € ≧ Ω A β S 7 C E 1

R Q H B Y 8 ∞ W

Thus, from above given information we get: # G 5 U 4 3 0 & ≤ F 6 $ ≦ M 9 2 % € ≧ Ω A β S 7 C E 1

R Q H B Y 8 ∞ W

46. a; We have:

# G 5 U 4 3 0 & ≤ F 6 $ ≦ M 9 2 % € ≧ Ω A β S 7 C E 1 R Q H B Y 8 ∞ W

After rearranging numbers in descending order, we

get:

# G 9 U 8 7 6 & ≤ F 5 $ ≦ M 4 3 % € ≧ Ω A β S 2 C E 1 R Q H B Y 0 ∞ W

Thus, element exactly between '5' and 'S' → %

47. a; We have: # G 5 U 4 3 0 & F6 $ ≦ M 9 2 % €

A S 7 C E 1 R Q H B Y 8 W

Element 12th to left of 4th element from right end =

(12 + 4) = 16th from right end Thus, elements 16th

from right end = 48. d; We have:

# G 5 U 4 3 0 & ≤ F 6 $ ≦ M 9 2 % € ≧ Ω A β S 7 C

E 1 R Q H B Y 8 ∞ W

Case 1: '3' is 6th from left end and '$' is 12th from left end.

Case 2: '4' is 5th from left end and 'F' is 10th from

left end.

Clearly, position of second element is twice from left end as compared to first element.

Thus, the required element is = R

(49-50)

We have: P is either 6m or 9m north of U.

T is either 4m or 8m south of S.

Q is either 4m or 8m east of P.

U is either 3m or 5m west of T. R is either 3m or 5m south of Q.

S is either 3m or 5m west R.

V is south of Q.

Based on above given information we have:

Again, we have:

Length of UT is more than TS, that means UT must

be 5m and TS must be 4m, as PQ more than UT that means PQ = 8m.

Thus, SR = 3m.

As, ST = 4m, that means only possible length of PU

and QR must be 9m and 5m respectively. Distance between V and Q is 17 meter, as QR = 5m.

Thus, RV = (17 – 5) = 12m.

Based on above given information we final

arrangement as follow:

49. d; 50. b;

51. c; In such a situation, the sound of the gong

continues to be a means of communication for

around 35 tribal families living in the village. Fragment A of column 1 is matched with fragment

F of column 2 to make the sentence contextually

and grammatically correct.

It is out of reach for the mobile phone network as

well.

Fragment B of column 1 is matched with fragment

D of column 2 to make the sentence contextually

and grammatically correct.

To call the villagers for attend the funeral, the

gong is beaten twice.

Fragment C of column 1 is matched with fragment

E of column 2 to make the sentence contextually correct but grammatically it wrong. 'for' is used

before gerund whereas here the verb 'attend' is not in

gerund form, thus infinitive 'to' should

replace for. The correct sentence would be: To call

the villagers to attend the funeral, the gong is

beaten twice.

Therefore A-F and B-D make valid combinations.

Hence Option c is correct. 52. b; If I had lasting pain, I would have got it

checked by her. Fragment A of column 1 is matched with fragment

F of column 2 to make the sentence contextually and grammatically correct.

She eventually came to realise that it wasn‘t a

race — she needed to take it slow.

Fragment B of column 1 is matched with fragment

D of column 2 to make the sentence contextually

and grammatically correct.

I would lose two kilograms at the end of the first

week, then gain five at the end of the month. Fragment C of column 1 is matched with fragment

E of column 2 to make the sentence contextually

and grammatically correct.

Therefore A-F, B-D and C-E make valid combinations.

Hence Option b is correct.

53. d; A-E:

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They can be combined together in order to form a

meaningful sentence but the sentence will not be grammatically correct. In fragment E, ‗present‘

should be replaced by presence since noun should

be used in the given context and not adjective as

used. That is why this pair is not correct. The correct sentence would be: In this digital age, it is

important to have your presence in the digital space

to increase your revenue.

C-D: These two fragments can be combined together to

form a meaningful and grammatically correct

statement. The combined sentence would

be: Uploading of answer keys will take place once the papers are checked by the experts.

B-F:

These two fragments can be combined to form

meaningfully and contextually correct statement. There is also no grammatical error in any of these

fragments. The combined sentence would be: The

students of the school are very smart but they are

very narrow minded in terms of humanity. So, Option d is the correct choice among the given

options.

54. a; The world‘s first hydrogen train is entering

into commercial service and is ready for serial

production. Fragment A of column 1 is matched with fragment

E of column 2 to make the sentence contextually

and grammatically correct.

Hydrogen trains are equipped with fuel cells that

produces electricity through a combination of

hydrogen and oxygen.

Fragment B of column 1 is matched with fragment F of column 2 to make the sentence contextually

correct but the sentence would be grammatically

correct if it uses the plural verb "produce" instead of

produces as the noun fuel cells denote plural subject. The correct sentence would be : Hydrogen

trains are equipped with fuel cells that produce

electricity through a combination of hydrogen

and oxygen.

Germany started an initiative to fight against the

pollution diesel trains with these eco-friendly

trains.

Fragment C of column 1 is matched with fragment D of column 2 to make the sentence contextually

corrcet but grammatically it is erroneous. Here, we

are modifying the noun 'diesel train' and an

adjective should be used before it. 'Pollution' is a noun and cannot be used here but 'polluting' should

be used in this context. The correct sentence would

be : Germany started an initiative to fight against

the polluting diesel trains with these eco-friendly

trains.

Therefore only A-E makes valid combination.

Hence Option a is correct. 55. c; The latest summit among USA and North

Korea will be a litmus test for the stalled

negotiations on the nuclear programme of North

Korea. Fragment A of column 1 is matched with fragment

D of column 2 to make the sentence contextually

correct but it is grammatically erroneous. Among is

used for more than two objects whereas here only two nouns i.e. North Korea and USA is given. Thus

use of "between" is preferred. The correct sentence

would be: The latest summit between USA and

North Korea will be a litmus test for the stalled

negotiations on the nuclear programme of North

Korea.

The institution was sanctioned by the U.N.

Security Council last year as a part of global

efforts.

Fragment B of column 1 is matched with fragment F

of column 2 to make the sentence contextually and

grammatically correct.

This week's summit is intended to craft concrete

steps to implement the Panmunjom Declaration,

named after the border village.

Fragment C of column 1 is matched with fragment E of column 2 to make the sentence contextually

and grammatically correct.

Therefore C-E, B-F make valid combinations.

Hence Option c is correct. 56. a; Coming to Statement I, there is no error in the

sentence since it is grammatically and contextually

right. Therefore, it is a correct sentence.

Statement II is not correct since there is an error in the degree of the comparison used in the sentence.

There are two options and the comparison is

between two things. This means comparative degree

should be used and not the superlative degree as used in the sentence. The correct sentence would

have been: But it is also true that they are unable to

decide the better among the two options available

in front of them. Statement III is not correct since there is an error in

the degree of the comparison in the sentence. When

two qualities of the same person are compared, the

comparative degree as in –er is not used but more + Adjective is used. Here, the correct statement would

have been: It seems that the perpetrators of the

crime are more wise than brave.

Statement IV is correct since there is no grammatical error in the sentence. Therefore, there

is no correction required in it.

Only II and III are incorrect whereas the rest of the

two are correct statement. This makes Option a the correct choice among the

given options.

57. c; Statement I is not correct since has should have

been used with the International Monetary Fund since it is a single organization and have used in this

statement is not right. The correct sentence would

have been: The International Monetary Fund has

decided that it will dole out subsidies to the developing countries in the present financial year.

All the other statements II, III and IV are correct as

there is no grammatical and contextual error in those

sentences. This makes Option c the correct choice among the

given options.

58. e; Statement I is correct since there is no error in it either grammatically or contextually. Therefore no

correction is required in this sentence.

Statement II is not correct since there is an error in

the usage of the phrase give a call since it is implied that the central bank will decide the future course of

action. Take a call should have been used in this

context. The correct sentence would be: The

Monetary Policy Committee of the bank will only take a call regarding this after the inflation

framework is published by the Government.

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Statement III and IV are grammatically and

contextually correct. No correction is required in either of the two statements. None of the given

options gives the correct combination of correct /

incorrect statements.

This makes Option e the correct choice among the given options.

59. e; All the given statements are correct

grammatically and contextually. No correction is

required in any of the given statements. This makes Option e the correct choice among the

given options.

60. e; Statement I is not correct since according to the

rules of grammar, it is necessary that if any principal verb is used after from, the –ing form of the verb

should be used. It is not correct to use prevented

from to do their duties. The correct usage would

have been prevented from doing their duties. The correct sentence would be: It was alleged that

Police were prevented from doing their duties.

Statement II is not correct since there is an error in

the usage of the verb in the part did not allow the Police entering the crime scene. The correct usage

would have been did not allow the police to enter

the crime scene. The correct sentence would be: The

public were so angry with the incident that they did not allow the Police to enter the crime scene.

Statements III and IV are correct and therefore no

correction is required in such statements.

This makes Option e the correct choice among the given options.

61. d; If an adjective is to be modified, an adverb can

only be used. In this sentence, ‗low‘ is an adjective

and ‗alarming‘ is also an adjective‘. Therefore the sentence is not grammatically correct. An adverb

must precede the adjective ‗low‘ in this statement.

Hence, it should have been ‗alarmingly‘.

The correct sentence will therefore be: After the medical examination, he got to know that

his blood sugar level was alarmingly low and he

had to be hospitalized immediately.‖

Clearly, Option d is the correct choice. 62. b; The statement is not correct since ‗though‘ is

never followed by ‗yet‘ in the principal clause. If

‗although‘ had been used in its place, it would have

been followed by ‗yet‘ in the principal clause. Hence, ‗yet‘ should be omitted from the given

sentence so that the formation becomes correct.

Secondly, the verb 'boast' is followed by the

preposition 'of' and not' about'.

The correct sentence will therefore be:

Though he is yet to do something significant in

life, his parents always boast of his achievements

to each and every person they come across. This makes Option b the right choice among the

given options.

63. b; According to the given sentence, it is stating an event standing at a point when something has

continued for some time and now some decision is

to be taken. Hence, at the point of reference, the

action has continued for quite some time and is in progress at present as well. This is described by the

Present Perfect Continuous tense which takes

‗have/had + been + ‗-ing‘ form of the verb‘.

Secondly, 'under the sun' is an idiomatic expression which means 'in existence (used in expressions

emphasizing the large number of something)'.

Ex. They exchanged views on every subject under

the sun. Therefore, 'in the sun' and not 'under the sun' is the

correct here in the given context of the sentence.

The correct sentence will therefore be:

The contestants have been waiting in the sun for more than six hours now, so, it is unfair to cancel

the whole audition because of the absence of one

crew member.

This makes Option b the right choice. 64. d; According to the given sentence, many students

became unconscious due to the extremely hot

weather conditions in the city and it prompted the

principal of the school to declare holidays. ‘Pass by’ refers to going past somebody or

something whereas pass on refers to die. Pass

over also means to die. Only ‘pass out’ refers to

become unconscious for some reason. So, ‗pass out‘ should be used.

The correct sentence will therefore be:

The Principal had to declare holidays for the school

since so many pupils passed out due to extreme temperature in the city.

This makes Option d the right choice among the

given options.

65. b; The given sentence has the type 3 conditional clause attached to it which can be framed in one of

the two following ways:

Had I been a king ....

If I had been a king ...

The correct sentence will therefore be:

Had I been a king, I would have tried to do many

things for the underprivileged section of the

society.‖ This makes Option b the right choice among the

given options.

66. c; Refer to, ―You can still get news online. Read

news websites directly (instead of getting news through personalized feeds), especially sites that

hire investigative reporters. Get a feel for the

editorial voice of each site, which is only available

when you go direct.‖ It makes this clear that the opinion expressed in the

passage recommends that news should not be read

through personalized feeds of the social media but it

should be read directly from the website of the publishing house of the newspaper.

This makes Option c as the correct choice among

the given options.

67. c; Statement I is true. Refer to,‖ For instance, Kakutani cites a 2017 Harvard study which found

that in the 19 months leading up to election-day in

2016, pro-Trump audiences were reliant on an

―insulated knowledge community‖, with ―social media as a backbone to transmit a hyper-partisan

perspective to the world‖.

It clearly implies that the supporters of Donald Trump relied on selected literature to go through at

the cost of ignorance to any other theory.

Statement II is not correct since nowhere in the

passage it is referred that personal discretion should be exercised whenever you are going through any

news item. Rather it talks about managing the

sources and also staying away from the internet and

virtual world. Statement III is also not correct since the passage

strongly agrees with the idea that social media

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should be abandoned so that you can remain sane

and normal. This makes Option c the right choice among the

given options.

68. d; Refer to, ―He recommends a daily ten-minute

period of silence in schools, an ―introspective intensive‖ course in university, a ―quiet room‖ at

workplaces that are mandatorily free of devices for

employees to retreat to, an ―unplugged‖ (i.e. free of

phones, computers, etc.) hour at home, and ―screen-free zones‖ in public areas. Sounds also like advice

for saving time.‖

Now, among the given solutions, the ideas of space

in the office for interaction among the employees and the course on personal introspection are there,

as suggested in the passage. But it is not feasible to

make a public space completely free from all kinds

of devices but they can be made screen-free, as suggested in the passage. This eliminates statement

III.

This makes Option d the right choice among the

given options. 69. c; Refer to, ―Or, as she writes in the book her

inquiry has now yielded, The Death of Truth: ―How

did truth and reason become such endangered

species, and what does their impending demise portend for our public discourse and the future of

our politics and governance? That is the purpose of

this book.‖

Hence, it is clear that her book mainly focused on the political discourse of the modern times where

logic and reason were endangered species. It is

mainly about fact creation and circulation among

people by various means to create popular opinion about something or somebody

This makes Option 3 the right choice among the

given options.

70. c; Refer to, ―Filter bubbles created by algorithms

and social media are crucial here, with their

capacity to create echo chambers so that one

world view is repeatedly conveyed to the

exclusion of all else.‖ Hence, Statement A is correct in the context of the

passage.

Again, refer to, ―Harvard study which found that

in the 19 months leading up to election-day in

2016, pro-Trump audiences were reliant on an

―insulated knowledge community‖, with ―social

media as a backbone to transmit a hyper-

partisan perspective to the world‖. This creates a

fertile ground for what a Trump aide later called

―alternative facts‖, so that such ―facts‖ are not

just being floated, but also used to contest

reportage in the mainstream media.‖ This makes Statement B also true regarding the

harmful effect of social media on the people and

also the political discourse. However, there is no reference to the effect of social

media as stated in C, in the passage and therefore, it

is not a harmful effect of social media as described

in the passage This makes Option 3 the right choice among the

given options.

71. c; The given word ‗concocted‘ has been used in the

sense that through the use of social media many fabricated stories are getting circulated thereby

creating an alternative public opinion at the cost of

the truth. Among the given options, intended and discovered

imply planned and found something unexpectedly.

Fabricated implies inventing something in order to

deceive somebody and ingenuous implies a person who is very simple and unsuspecting

So, only fabricated is similar in meaning to the

given word.

This makes Option c the right choice among the given options.

72. c; The entire passage talks about how acquisitions

may not be as great as they appear from a distance.

The passage is replete with research. Sarcastic and witty can be eliminated straight away.

Vindictive means spiteful/bitter and can be

eliminated.

Explanatory is the best fit as the passage is not all that positive about acquisitions in general.

Hence, Option c is correct.

73. e; None of the statements depict a sure shot warning

sign of a potential merger failure. Hence, Option e is correct.

74. a; As per the passage, the main theme is that

Mergers and acquisition have a charming glow

about them but the reality is somewhat less lustrous on ground with many underperforming and

suffering from weaker fundamentals. Other issues

include culture clashes and general adjustment

issues. Thus, the enthusiasm shown by the Investment Banks and even executives of the

acquiring company is some what misplaced.

Options B and C are irrelevant.

Option (d) is opposite to what the passage conveys. Option (e) gives the impression that the passage

talks majorly from the perspective of Investment

Banks while that is not the case here.

Option (a) is correct. It conveys the main point which is that what may appear to be very lucrative

could be very different in reality.

Hence, Option (a) is correct.

75. d; ‗..The acquirers‘ shares underperformed the market and those of rival firms in the same

industry..‘

This renders statement I incorrect.

‗..Instead, the combined companies tend to suffer from clashes of culture and teething problems as

systems prove hard to integrate..‘

Statement II is correct.

‗..That share-price performance was understandable, in the light of what tended to happen to the

fundamentals of the acquiring company‘s business.

The study finds that, relative to the company‘s peer

group, net profit margins fall, as do the returns on capital and on equity; earnings per share grow less

quickly; and both debt and interest expenses

increase…‘ Statement III is false.

Hence, Option (d) is correct.

76. b; Refer to paragraph c:

‗..It is easy to understand why an executive opts for a deal. Buying another business looks like decisive

action, and is a lot easier than coming up with a

new, bestselling product. Furthermore, being the

acquirer is far more appealing than being the prey; better to be the butcher than the cattle. A takeover

may keep activist hedge funds off the management‘s

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back for a while longer. And being in charge of a

much bigger company is a more demanding task that will surely justify a larger salary for the

executives in charge…‘

Only Statements I and II can be seen here.

Statement III is incorrect. Hence, Option b is correct.

77. c; According to the given context, the former RBI

governor has pointed to three possible areas where

the bad loan issue may go worse in the future. These issues should be taken seriously by the government,

according to the author. The given word is not

correct since it is not about establishing some truth

but the former RBI governor has only pointed out the issues.

Among the given options, A is out of context since

utilized means using something properly whereas

determined in Option b is also not correct since that means being very single-minded about doing

something. Guessed could have been the right

answer had there been no explanation for the

reasons cited by the former RBI boss. Only C can come in place of the blank so that it implies the

meaning intended.

This makes Option c the correct choice among the

given options. 78. b; According to the given context, we need to find a

word that can explain the main function of the Kisan

Credit Cards given to the farmers by the government

through the banks. We know that the KCC cards are given to the farmers so that farmers can borrow

funds from the banks and banks can lend money to

them. This makes the given word incorrect for the

blank. Among the given options, A is completely opposite

of the meaning intended in the context whereas C

and D are not fit for the given context since KCCs

may help farmers but they are mainly for the purpose of credit by banks. But lending may be used

here since it perfectly denotes that KCCs are used to

give funds to the farmers.

This makes Option b the correct choice among the given options.

79. e; According to the given context, the loans under

Pradhan Mantri Mudra Yojana have been given to

the farmers but when we are talking about any loan given by any bank, we generally use the term

sanction to denote that a loan has been given to

somebody by a bank.

In this sentence, the given word is perfect for the blank and no other word is required to be placed

there. This makes the blank not fit for replacement.

Hence, Option e is the correct choice among the

given options. 80. e; According to the given context, it is implied that

the Pradhan Mantri Mudra Yojana is a famous

scheme of the NDA government and they have only launched this scheme. This scheme is their

brainchild and it is also promoted as a successful

scheme of the government. The given word

perfectly defines that the PMMY scheme is a successful scheme of the government and it is being

run by the government as a main scheme of the

government.

So, the given word is perfect for the given blank and no replacement is required in this regard.

It makes Option e the correct choice among the

given options. 81. e; According to the given context, there is a doubt

that banks will be able to manage the bad loans

arising out of the small loans under the Pradhan

Mantri Mudra Yojana and also recover the loans from such borrowers with the existing workforce of

the banks. The given word explains the same since

the author is doubtful whether it will be possible for

the banks to take care of the mounting bad assets under such schemes.

Hence, the given word is perfect and no replacement

is required to be carried out in the given sentence.

This makes Option e the correct choice among the given options.

82. e; According to the given context, it is the

apprehension of the author that the small loans

under the Pradhan Mantri Mudra Yojana scheme will be swept under the carpet and this will create

problems in the future since the bad assets will keep

on mounting day by day. Now, the given word risk

perfectly defines that such a problem will be very dangerous for the whole economy of the country if

it is not taken care of now itself.

No replacement is required to be carried out in the

given blank since the word given is perfect to fill the blank.

It makes Option e the correct choice among the

given options.

83. d; According to the given context, the apprehensions regarding the crop loans made through the KCC and

the Mudra loans sanctioned to the small and

medium businesses are the same since there are

chances that such borrowers will be defaulters very soon. It will create issues for the whole economy in

future since the banks will have to brace themselves

for the higher burden of bad assets.

Now, the given word is not correct since it is not about functions of both the loans but we are talking

about the same points being applicable in both the

cases. Among the given options, A, B and C do not

fit in the blank perfectly since they do not imply the same thing as in the passage. Only D can fit in the

blank properly since it will imply that the same

logic will hold true for both the crop loans and the

Mudra loans. It makes Option d the correct choice among the

given options.

84. e; According to the given context, it is implied that

the government has not listened properly to the points made by the Former RBI Governor regarding

the impending financial crisis in the country due to

the bad assets in the banking system. The given

word deaf perfectly explains that the government does not listen to the suggestions made regarding

the bad assets in the banking system. So, no

replacement is required to be carried out in this blank.

This makes Option 5 the correct choice among the

given options.

85. c; According to the given context, the farmers are under the impression that their loans will certainly

be waived off by the government and that is why

most of their loans turn into bad assets. This is not a

good sign for the banking system as a whole. The given word is not correct since it means that the

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farm loans are waived off deliberately by the

government though the context does not imply this. Among the given options, A is out of context

whereas tantalizingly in Option 2 implies having

something that provokes interest but remains

beyond the reach of the person ultimately. Option 4 is also not correct in this blank whereas C can be

placed in the blank as it implies certainly, which fits

the context correctly.

This makes Option 3 the correct choice among the given options.

86. e; Refer to paragraph d:

‗…India is the world‘s third largest producer of

electricity, with a total installed capacity of 329 GW as of 31 August 2017. Thermal energy, comprising

coal, gas and diesel power, constitutes about two

thirds of the total installed capacity, followed by

renewable energy and nuclear power, comprising about a 31 percent and 2 percent share in the pie

respectively…‘

All statements are incorrect.

Hence, Option e is correct. 87. d; Refer to paragraph 3:

‗…While companies are waiting for more clarity on

the policy front, many corporates have already

started investing in the development of technologies and infrastructure for electric vehicles. Several auto

companies have aggressively scheduled product

launches of electric vehicles over the next five

years. The government has plans to make India a 100 percent electric vehicle nation by 2030 and,

transport authorities across states have shown their

keen interest in rolling out electric bus services…‘

Statements II and III are mentioned in the passage above while Statement I is false.

Hence, Option d is correct.

88. c; Refer to paragraphs 1 and 2 respectively:

‗…Energy sector is dominated by traditional energy sources, comprising primarily of oil, gas and coal.

These constitute about 85 per cent of India‘s total

energy consumption, followed by renewable energy,

which takes care of about 13 per cent of the pie. This trend is fast changing, as government is

shifting its focus from traditional sources to cleaner

and renewable sources of energy.

In a bid to reduce emissions, the Supreme Court had banned the sale and registration of non BS-IV

compliant vehicles with effect from 1 April

2017. The government has been encouraging

development of electric vehicles (EVS) for the Indian market. This paradigm shift towards electric

vehicles is going to be a game-changer for the

Indian economy in general and our energy sector in

particular, as it will curtail demand for oil and gas in the long run. India, being a net importer of crude oil

at present, is expected to benefit immensely from

the ongoing shift towards electric vehicles. Also, this shift is expected to strengthen India‘s

fiscal position in the years to come…‘

Statements I and III can be seen in the fragments

above. Hence, Option c is correct.

89. e; All the three statements, if true, would boost EVS

in India.

Hence, Option 5 is correct. 90. b; Refer to paragraph 5:

‗..During the last few years, the power sector in

India has been witnessing major changes, with the government promoting cleaner energy, such as

wind, solar and hydropower, among others, in a bid

to provide rapid electrification to the entire

country. There is a sharp increase in the capacity additions in the renewable energy space. On the

other hand, the fossil energy space has been

witnessing a sharp slowdown in capacity additions,

as is seen in the statistics of April-August 2017. Only 3,790 MW of fresh capacity was added

during the period, as against a targeted addition of

14,956 mw for 2017-18…‘

And to paragraph 7: ‗..Tariffs for wind and solar energy, which used to

be prohibitively high a few years back, are now seen

competing strongly with thermal power…‘

Hence, only Option b is correct. 91. b; Number of qualified candidates in BANK exam

in 59375100

5.62950002002

Failed candidates in SCC exam in 2001

42500100

5.42100000

Required percentage 10042500

4250059375

%70.39

%425

16875

92. c; Qualified candidates of BANK exam in different

year.

In year , 55250100

65850002000

5400100

60900002001 decrease

59375100

5.62950002002 increase

74250100

5.671100002003 Increase

44000100

55800002004 decrease

51750100

5.57900002005 increase

Maximum growth is recorded in 2003 i.e; 74250 –

59375 = 14875

93. e; Total failed students in 2004

59375100

5.2785000

100

4580000

Qualified students of BANK exam in 2000 = 55250 Required ratio = 59375 : 55250 = 475 : 442

94. c; Required average

567713406256

1

100

7095000

100

5.7285000

100

5085000

100

60105000

100

5.57100000

100

5590000

6

1

95. d; Sum of qualified student in SSC exam

167125100

5.7285000

100

5085000

100

60105000

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Sum of qualified students in BANK exam

180000100

5.5790000

100

5.6711000

100

6090000

Required difference = 180000 – 167125 = 12875

96. e; For Quantity I: Let lengths of diagonals are 3l and 4l respectively

Area of a rhombus = (1/2) x (product of diagonals)

= (1/2) x (3l x 4l) = 96

l2 = 16 l = 4 cm

Diagonals of rhombus are perpendicular bisectors of

each other as shown in following diagram

(PO)2 = (6)2 +(8)2 = 36 +64 =100

PO = 10 cm

Perimeter of the rhombus = 40 cm. Hence, Quantity I = Quantity II or relation cannot be

determined.

97. b; Quantity - I

Cost of the watch in 2016 = Rs (3000 X 1.1 X 1.1) = Rs 3630

Quantity - II Cost of table in 2012 = Rs 4800/(1.1 X 1.1) = Rs

3967 (approx) Hence, Quantity I < Quantity II

98. a; Quantity - I

According to the question; 4 men and 6 women will

finish the entire work in 20 days hence we can definitely say that 2 men and 3 women will finish

the work in more than 40 days because number of

men and women both is less that the half of the

previous number of men and women.

Quantity - II

Profit % in this case = (950-820)/(820) X 100 =

15.85%

Hence, Quantity I > Quantity II

99. a; Quantity - I

Number of ways of arranging 5 black balls = 5! =

120

There will be total six spaces then, hence number of ways of choosing 3 spaces out of 6 spaces

= 6C3 =20

Number of ways in which 3 white balls will be

arranged there = 3! = 6 Hence required number of ways = (120 X 20 X 6) =

20 X 6!

Quantity - II As we know that; 7! = 7 X 6! Hence, Quantity I > Quantity II

100. a; Quantity - I

Let the marked price of the item = Rs 100p Hence selling price of the item = Rs (100p X 0.9 X

0.92) = Rs 82.8p

Hence effective discount offered = Rs (100p -

82.8p) = Rs 17.2p According to the question; 17.2p = 344

=> p = 20

Therefore, marked price of the item = Rs (100 X 20)

= Rs 2000

Quantity - II Discount = 1/4 x marked price

Selling price in this case = Rs (650 X 3) = Rs 1950

Hence, Quantity I > Quantity II 101. c; Let CP of the 100 gm article = Rs.1000

SP of the 1000 gm article (after marking up and

giving discount )

1080100

90

100

1201000

After cheating his supplier, CP of 1100 gm = Rs.1000

11

101000gm1000ofCP

After cheating his buyer or customer

SP of 900 gm = 1080

SP of 1000 gm = 1200109

1080

Profit % %32100

11

1000011

100001200

102. a; Area of playground = 26026 - 7392 = 18634 sq m

22/7 r2 = 18634

=> r2 = 18634 x 7/22 = 5929

=> r = 77 m Hence diameter of the playground = 77x2 = 154 m

103. c; Decrease in speed of train a

attachedw agonsNo.of

Decrease in speed of train = K

attachedwagonsof.N

Where k = proportionality constant

ATQ,

2kk2

4

4k2024

Number of wagons attached when speed is zero.

2

24attachmentw agonsNo.of

No. of wagons attached 144122

Max. No. of wagons that can be carried by the

engine = 144 – 1 = 143 104. a; The candidates percentage = 192/400 x 100 =

48%

48% of N = 336

=> N = 336 x 100/48 = 700 105. d; Let original salary of person = x

ATQ,

000,2402.0

480x

480x02.0

480x1.0x12.0

1.04800x12.0x

Increased salary = 24,000 + 4800= 28,800

106. b; Distance between P and Q = 30km On Sunday,

Speed of boat = 8 km/hr

Speed of stream = 2 km/hr

Downstream speed of boat = (8 + 2) = 10 kmph

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Upstream speed of boat = (8 - 2) = 6 kmph

Time taken by boat to cover the whole trip = 30/10 + 30/6 = 3 + 5 = 8 hours

On Monday,

Let speed of Boat on Monday = s km/hr

Given, the average speed of boat on Sunday and Monday is 8.5 km/h.

So, (8 + s)/2 = 8.5

s = 17 - 8 = 9 kmph

Speed of stream = 2 × 150/100 = 3 km/hr Downstream speed of boat = 9 + 3 = 12 kmph

Upstream speed of boat = 9 - 3 = 6 kmph

Time taken by boat to cover the whole trip = 30/12

+ 30/6 = 2.5 + 5 = 7.5 hours Required difference = 8 - 7.5 = 0.5 hours = 30 min.

107. b; Total Balls = 8 + 5 + 6 = 19 balls

Probability of getting all balls of same

Color

3

333

c

ccc

19

658

969

86

123

171819

123

456

12

45

123

678

Required probability 969

883

969

861

108. b; Given that, in the mixture A, the quantities of milk and oil are equal

So, ratio of milk and oil in the mixture A = 1: 1

Let the quantity of oil in mixture B = x litres

So, the quantity of milk in mixture B = x×145/100 = 29x/20

Ratio of milk and oil in mixture B = 29x/20 : x = 29:

20

Let the quantity of milk in the final mixture = y

litres

By mixture & allegation-

1/2 29/49

Y 29/49 - y y - 1/2

Also given that, the quantities of mixture A and

mixture B are equal in the final mixture

=> [(29/49) - y] = [y - (1/2)] => (29/49) + (1/2) = 2y

=> 2y = 107/98

=> y = 107/196

The ratio of milk and oil in the final mixture = 107: (196 - 107) = 107: 89

The quantity of milk in the final mixture =

(107/196) ×1176 = 642 litres

The quantity of oil in the final mixture = 1176 - 642 = 534 litres

Total cost of the mixture = 642×45 + 534×98 =

Rs.81222

(109-113):

Day Quantity

of

wet waste

Ratio

of wet

to

dry

waste

Difference

between

dry and wet

waste.

(wet> dry)

Dry

waste

Mon 100kg 5:4 20kg 80 kg

Tue 110 kg 5:4 22kg 88kg

Wed 99 kg 9:7 22kg 77kg

Thu 84 kg 7:5 24 kg 60kg

Fri 96 kg 12:7 40 kg 56 kg

The above table is formed by calculating all the

missing data as per instructions

109. d; On Wednesday the truck picks only 80% of the

waste of his capacity

Therefore, waste picked on Wednesday

kg144100

80180

Quantity of wet waste picked = 99 kg Quantity of dry waste picked = 144-99=45 kg

Required difference = 99 - 45 = 54 kg

110. b; As on Thursday, Quantity of wet waste is 84 kg

And the difference between wet waste and Dry waste is 24 kg (given)

Quantity of Dry waste = 84 – 24 = 60 kg

As in the question, the ratio of wet waste

And dry waste is 7: y (Given)

ATQ, y

7

60

84

Therefore, y = 512

60

111. e; Total dry waste produced on Monday, Tuesday

and Friday together = 80 + 88 + 56 = 224 kg

Total wet waste produced on Wednesday and

Thursday together = 99 + 84 = 183 kg Required ratio = 224: 183

112. c; Total amount of waste left by the end of the

Wednesday = (180-180) +( 198-180) +(176-180)

= (0 + 18 – 4) = 14 kg 113. c; Total quantity of dry waste taken on all the

5 days together = 80+88+77+60+56= 361 kg

114. b; Let the six numbers are X1, X2, X3, X4, X5 and

X6 Given that,

(X1 + X2 + X3 + X4 + X5 + X6)/6 = 15

X1 + X2 + X3 + X4 + X5 + X6 = 90 ......(i)

Also given that, [(X1/3) + (X2/3) + (X3/3)]/3 = 6

(X1/3) + (X2/3) + (X3/3) = 18

X1 + X2 + X3 = 54 ........(ii)

From (i) and (ii)- X4 + X5 + X6 = 90 - 54 = 36

Required average = [(X4/2) + (X5/2) + (X6/2)]/3 =

36/6 = 6

115. c; Here, perimeter of the square = 88 cm (given)

Side of the square cm224

88

Area of the square =a2=(22)2 =484 cm2

As it is given that area of equilateral triangle is

equal to the area of the square

So, the area of the equilateral triangle is 484 cm2

(116-120)

Let the number of students in electronic be a

Number of boys in Civil = 0.5a

Number of girls in branch Electronic = 0.6a Number of boys in electronic = 0.4a

Number of boys in CS =(0.6a+10) Number of girls in

Civil

Number of girls in mechanical

12a72.05

610a6.0

Number of boys in Mechanical =(0.6a+10)

×0.8=(0.48a+8)

Number of girls in CS =(0.48a+8) ×1.75=(0.84a+14) ATQ

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a = 0.75 ×(0.72a+12+0.48a+8)

0.1a=15 a =150

Branches Students Girls Boys

CS 240 140 100

Mechanical 200 120 80

Civil 175 100 75

Electronic 150 90 60

116. c; Required percentage 100100

100150

%50100100

50

117. b; Required difference = (140+120+100+90)-

(240+200)=10

118. e; Required average 2053

175200240

119. d; Required difference = (100 + 80) – (75 + 60) =

45

120. a; Required percent %40%41100765

315

121. a; Series is

×5-2, ×4-3, ×3-4, ×2-5, ×1-6

1001 ×1-6=995

122. b; Series is

123. d; Series is

255510160

510,48,36,24,12

2

22222

124. e;

36136

,.......3

4,

3

3,

3

2,

3

1

125. b; Series is

1288,324,82,21,5.02

1

120 × 8 + 128 = 1088

126. a; Let speed of man in still water = x km/hr

Speed of correct = y km/hr

Let AB = BC = M km and AC = 2 M km

ATQ-

ii...12

Myx

i.....16

M2yx

On solving (i) and (ii)

1

5

y

x

127. b; Let rate = X%

Here, for SI: Sum = 4800, time = 3.6 years

Then, Simple interest (SI) = 3110.4 = 4800 × X × 3.6/100

X = 18

For Compound Interest(CI): sum = 2 × 4800 =

9600, rate = (18 - 3)% = 15%, time = 2(2/5) years Then, CI = 9600 × (1 + 15/100)2 × (1 + (2/5) ×

(15/100)) - 9600

= Rs.3857.76

128. b; The diagonal of the square is 14√2 m

=> d = 14√2 m Area of square = ½ × d2 = (1/2) × (14√2)2 = 196

m2

So, side of the square = 14 m

Perimeter of square = 4a = 56 m Perimeter of equilateral triangle = 56 + 4 = 60 m

= > 3a = 60

= > a = 20

Area of equilateral triangle = (√3/4) a2 = (√3/4) × (20)2 = 100√3 = 173 m2

Hence, cost required to set up tulip garden = 12 ×

173 = Rs. 2076

129. a; Increased in the ratio is -2 Total number of students in classes A & B in

initially 350702

10

After increasing 35 students in both classes A & B

350 +72 = 420 students

130. d; Total profit

x65.1100

20x2

100

10x5

100

25x3

Required [profit % 100x.10

x65.1

131. a;

300?

1875625100

?

3375625100

?1250

100

120

132. d;

1369?

3720

740?

?2080660

?2010643320

133. c;

864?

3094?:

94?20290

2900

2

2

134. d;

270?

350620?

?410350210

?500100

82350700

100

30

135. e; 1520+180×20+? 10a29

1520+3600+? 5120 ?=0

(136-139) Table shows the data given in pie charts:

Locations Sum of 2 storey

and 3

storey buildings

Difference between

2 storey and 3

storey buildings

P 14x Y

Q 9x 2y

R 14x 4y

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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S 12x 3y

T 10x 5y

Let total 3 storey buildings at location S = 'a'

Total 2 storey buildings at location S = 220% of a = 2.2a

According to the question: a + 2.2a = 12x

3.2a = 12x

a = 3.75x ..... (1)

2.2a - a = 3y 1.2a = 3y

a = 2.5y ...... (2)

From (1) and (2):

3.75x = 2.5y y = 1.5x ...... (3)

Total 3 storey buildings at location P = 25

Total 2 storey buildings at location P = (14x - 25)

According to the question: (14x - 25) - 25 = y

14x - y = 50 ....... (4)

From (3) and (4):

14x - 1.5x = 50 12.5x = 50

x = 4

y = 1.5x = 6

Now,

Loc

atio

ns

Sum Differe

nce

Total 2

storey

buildings

Total 3

storey

building

s

P 14x = 56

y = 6 (56 + 6)/2 = 31

(56 - 6)/2 = 25

Q 9x = 36 2y = 12 (36 + 12)/2

= 24

(36 -

12)/2 =

12

R 14x =

56

4y = 24 (56 + 24)/2

= 40

(56 -

24)/2 =

16

S 12x = 48

3y = 18 (48 + 18)/2 = 33

(48 - 18)/2 =

15

T 10x =

40

5y = 30 (40 + 30)/2

= 35

(40 -

30)/2 = 5

136. d; Total 3 storey buildings at locations R and T

together = 16 + 5 = 21

Total 2 storey buildings at locations R and T together = 40 + 35 = 75

Required percent = (21/75) × 100 = 28%

137. b; Total 2 storey buildings at location Q = 24

Total 3 storey buildings at location R = 16

Required sum = 24 + 16 = 40 138. d; Total number of storeys in 2 storey building at

location P = 31 × 2 = 62

Total number of storeys in 4 storey building at

location P = 25 × 3 = 75 Total number of storeys at location P = 62 + 75 =

137

137 is a prime number.

Hence, option (d) is correct. 139. c; Option (a):

3 storey buildings at location P is 25 which is

maximum among given locations.

Option (b): 2 storey buildings at location S is 33 which is an

integral multiple of 11.

Option (c):

Difference between 2 storey buildings at location P and Q = 31 - 24 = 7 (Not a perfect square.)

Option (d):

2 storey buildings at location Q = 24

Option (e): Total buildings (2 storey and 3 storey together) at

location R = 56 (Which is more than 50.)

Hence, option (c) is correct.

140. d; 7:1hr:rh2 2 (where r is radius and h is

height ) 2: r = 1: 7

21h

3:4h:r2Height:diameter

14r

Total surface area of cylinder hrr2

30803588

2114147

222

141. c 142. e 143. c 144. e 145. c 146. e

147. b 148. a 149. b 150. d 151. a 152. d

153. d 154. d 155. b 156. e 157. a 158. d

159. e 160. b 161. c 162. a 163. a 164. b 165. b 166. a 167. d 168. b 169. c 170. e

171. c 172. c 173. b 174. e 175. b 176. b

177. e 178. c 179. e 180. c 181. c 182. c

183. b 184. e 185. d 186. a 187. a 188. c 189. b 190. c

****

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PRACTICE SET

Upcoming Exam

ASO-SECRETARIAT

(PAPER-I, II & III)

PAPER-IGENERAL STUDY

1. Who threw a bomb in the central legislative

assembly along with Bhagat Singh to protest against

the Public Safety Bill in 1929 ?

(a) Subhash Chandra Bose

(b) Chandra Shekhar Azad (c) Rajguru

(d) Batukeshwar Dutt

2. Which Indian social activitst and politician led the

Self-Respect Movement of Dravidian Movement against Brahminism?

(a) C. Rajagopalachari

(b) C. Annadurai

(c) P. Theagaraya Chetty (d) Erode Venkatappa Ramasamy

3. In which of the following years did Sarojini Naidu

preside over the Indian National Congress session?

(a) 1925 (b) 1945 (c) 1935 (d) 1915

4. In which year did the Dalai Lama cross over into

India and take asylum? (a) 1962 (b) 1952

(c) 1957 (d) 1959

5. One of the main reasons for the defeat of

NawabSiraj-ud-daulah in the Battle of Plasseywas that the forces led by ________, one of his

commanders, never fought the battle.

(a) Mir Khalifa (b) Mahabat Khan

(c) Mir Jafar (d) Mir Jumla II 6. Gandhiji hoped that by coupling non-cooperation

with _____, India‘s two major religious

communities, Hindus and Muslims, could

collectively bring an end to colonial rule. (a) Swadeshi Movement

(b) Sepoy Mutiny

(c) Civil Disobedience Movement

(d) Khilafat Movement 7. When Mahatma Gandhi was arrested who among

the following took over the leadership of Salt

Satyagraha?

(a) Vinoba Bhave (b) Sardar Vallabh Bhai Patel

(c) Abbas Tayyabji

(d) Maulana Abdul Kalam Azad

8. What did Jyotiba Phule‘s Satyashodhak Samaj attempt in the last century ?

(a) Saving the lower castes from hypocritical

Brahmans and their opportunistic scriptures

(b) Attacking the caste system (c) Led an anti-landlord and antimahajan upsurge

in Satara

(d) Separate representation for untouchables

9. When was first telegraph line started in India ?

(a) 1851 (b) 1875

(c) 1884 (d) 1900 10. Place chronologically the following treaties and

select the correct answer –

1. Treaty of Amritsar - 1809

2. Treaty of Bassein - 1802 3. Treaty of Seringapatanam - 1792

4. Treaty of Salbai - 1784

(a) (1), (2), (3), (4) (b) (3), (4), (2), (1)

(c) (4), (3), (2), (1) (d) (3), (2), (4), (1) 11. Which of the following statements best explains the

nature of revolt of 1857 ?

(a) The last effort of the old political order to

regain power (b) Mutiny of a section of sepoys of the British

Army

(c) A struggle of the common people to overthrow

common rule (d) An effort to establish a limited Indian nation

12. The Governor-General of India who initiated the

introduction of English in India was _____. (a) Lord Curzon (b) Lord Macaulay

(c) Lord Bentinck (d) Lord Hastings

13. The Marathas were defeated in Panipat because

(a) The Marathas did not fight bravely (b) The Marathas were not equal to Afghans in

strength

(c) The Maratha army was short of food supplies

(d) The Marathas were considered alien by the

local population

14. Which day was declared as the ‗Direct Action Day‘

by the Muslim League?

(a) 3rd September, 1946 (b) 16th August, 1946

(c) 16th May, 1946

(d) 4th December, 1946

15. The power to grant pardon or suspend or remit the sentence of any convicted person is vested in the

(a) President

(b) Vice President

(c) Supreme Court Judge (d) Defence Minister

16. Who completed two successive regimes of the Vice-

President of India ?

(a) S. Radhakrishnan (b) V. V. Giri (c) B.D. Jatti (d) M. Hidaytullah

17. Vice-President is-

(a) Member of Lok Sabha

(b) Member of Rajya Sabha (c) Member of any house

(d) Not a member of any house

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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18. What is the minimum age for the post of Prime

Minister of India? (a) 18 (b) 21

(c) 25 (d) 35

19. In Parliamentary democracy ―he is the first among

all‖. Who is he- (a) President

(b) Prime Minister

(c) Leader of opposition

(d) Chairman of lower house 20. Who was the first deputy Prime Minister of India ?

(a) Sardar Vallabh Bhai Patel

(b) Maulana Abul Kalam Azad

(c) Jawaharlal Nehru (d) Guljari Lal Nanda

21. Articles 74 and 75 of Indian Constitution deal with

matters of –

(a) Council of Ministers (b) Speaker of Lok Sabha

(c) President of India

(d) Cabinet Ministers

22. How is the President of India elected ? (a) Directly by public voting

(b) By single transferable system

(c) By secondary voting system

(d) All options are correct 23. As per the Table of Precedence, who among the

following enjoys the highest ceremonial protocol ?

(a) Holders of Bharat Ratna

(b) Cabinet minister of the Union (c) Judges of the Supreme Court of India

(d) Deputy Chairman of Rajya Sabha

24. Who was the first Vice-President of India ?

(a) Dr. Zakir Hussain (b) Dr. S.Radhakrishnan (c) V.V Giri (d) G.S Pathak

25. The power to summon the Houses of the Parliament

is vested with the ________.

(a) Prime Minister (b) Speaker (c) Vice President (d) President

26. The Right of a person, party or nation to stop a

certain decision or law is called _______.

(a) Veto (b) Adjourn (c) Proclamation (d) None of these

27. According to the Indian Constitution, the Union

______ body is called the Parliament.

(a) Judicial (b) Executive

(c) Legislative

(d) Both Judicial and legislative

28. Election of the President of India and its manner can be amended by __________.

(a) Simple Majority of Parliament

(b) Special Majority of Parliament

(c) Special Majority of Parliament and consent of States

(d) No option is correct

29. In astrophysics, what is the name of hole in outer space which emits stars and energy ?

(a) Black Hole (b) Ozone Hole

(c) Asteroid Belt (d) White Hole

30. Which of the following celestial bodies is located farthermost to the Earth ?

(a) Saturn (b) Uranus

(c) Neptune (d) Pluto

31. Which planet shows the phases like Moon ? (a) Venus (b) Pluto

(c) Jupiter (d) Mars

32. The surface temperature of the Sun is measured –

(a) 60000C (b) 120000C (c) 180000C (d) 240000C

33. In which of the following areas, the ―Midnight Sun‖

can be seen ?

(a) In tropical areas (b) In temperate areas

(c) Arctic and Antarctica circle

(d) Anywhere during solar eclipse

34. Low tides are – (a) Strong (b) Weak

(c) Moderate (d) Very Weak

35. Which of the following pair is INCORRECT ?

(a) 00 longitude – Prime Meridian (b) 00 longitude – Equator

(c) 00 latitude – Equator

(d) 23.50 North – Tropic of Cancer

36. Which of the following pair is CORRECT ? I. Prime Meridian – Longitude

II. Tropic of Cancer – Latitude

III. Equator - Latitude

Select the right answer using the code given below- Codes:-

(a) I and II (b) I and III

(c) II and III (d) All options are correct

37. _______ is a metamorphic rock form characterised by banding caused by segregation of different types

of rock, typically light and dark silicates.

(a) Quartzite (b) Slate

(c) Gneiss (d) Marble 38. A chain of islands closely scattered in a body of

water is called

(a) Strait (b) Archipelago

(c) Canyon (d) Reef 39. What is the term used to describe the angular

distance of a place north or south of Earth‘s

equator?

(a) Pole (b) Longitude (c) Latitude (d) Hemisphere

40. The deepest surface depression of earth is –

(a) Kuri Trench

(b) Mariana Trench (c) Tonga-Kermadec Trench

(d) Bentley Subglacial Trench

41. The stagnated water in th surface of lake is known

as- (a) Epilimnion (b) Metalmnion

(c) Thermocline (d) Hypolimnion

42. The Coast of Norway is an example of-

(a) Dalmatian Coast (b) Fjord Coast (c) Ria Coast (d) Pelagic Coast

43. ‗An Enquiry into the Nature and Cause of the

Wealth of Nations‘ is an influential work by

economist ___. (a) Alfred Marshall (b) John Maynard Keynes

(c) Millicent Fawcett (d) Adam Smith

44. Why is rent earned by land even in the long run ? (a) Land has original and indestructible power

(b) Land is a man made factor

(c) Its supply is inelastic in the short run

(d) Its supply is inelastic in the long run 45. Quasi rent is a _________ phenomenon.

(a) Medium term (b) Long term

(c) Short term (d) No time

46. Which one of the following would not constitute an economic activity ?

(a) A teacher teaching students in his class

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(b) A teacher students under Sarva Shiksha

Abhiyan (c) A teacher teaching his own daughter at home

(d) A teacher providing consultancy services from

his residence

47. Which of the following is not an economic problem?

(a) Deciding between paid work and leisure

(b) Deciding between expenditure on one good and

the other (c) Deciding between alternative methods of

personal savings

(d) Deciding between different ways of spending

lesisure time 48. The Law of Demand is based on the concept that

people ______.

(a) Buy more of a good as their income increases.

(b) Buy more of a good as the price of the good falls.

(c) Will spend all of their money on something.

(d) Want more of everything even if they have no

money to buy anything. 49. The Price discrimination is helpful when.

(a) Demand elasticity for two market is different.

(b) Demand elasticity for two market is same

(c) Supply elasticity for two market is different (d) Supply elasticity for two market is same.

50. Which of the following statement is true ?

(a) Price of any good depends upon its cost.

(b) Any good has valuable price in anyone which has desire to buy it.

(c) Price of any good depend upon place value.

(d) Any good has its price if its supply is equal to

demand. 51. Which of the following are consumer semidurable

goods ?

(a) Cars and Television sets

(b) Milk and Milk products (c) Foodgrains and other food products

(d) Electrical appliance like fans and electric irons

52. For an inferior good, demand falls when –

(a) Price rises (b) Income rise (c) Price falls (d) Income falls

53. Returns to scale is a –

(a) Timeless phenomenon

(b) Directionless phenomenon (c) Short run phenomenon

(d) Long run phenomenon

54. The Production function signifies-

(a) Economical relation (b) Social relation

(c) Industrial relation

(d) Cost relation

55. Quasi rent is a ________ phenomenon. (a) Medium (b) Long-term

(c) Short-term (d) No time

56. ―Economics is what is ought to be‖ The statement refers to-

(a) Normative economics

(b) Positive economics

(c) Monetary economics (d) Fiscal economics

57. Which word is common in the botanical names of

trees like Ashoka, Tamarind or coral ?

(a) Terminalia (b) Salix (c) Indica (d) Acacia

58. Which of the following is not true about

Pteridophyta ? (a) Dominant phase is sporophyte

(b) Main plant body is diploid

(c) Seeds are present

(d) Flowers are absent 59. Potato, tomato and brinjal are three different species

but all belong to which genus?

(a) Solanum (b) Panthera

(c) Felis (d) Tigris 60. Among plants, three different genera Solanum,

Petunia and Datura are placed in which family ?

(a) Canidae (b) Solanaceae

(c) Felis (d) Felidae 61. Which of the following is not correct ?

(a) Members of Chlorophyceae are commonly

called green algae

(b) Members of Phaeophyceae are commonly called red algae

(c) Members of Rhodophyceae are commonly

called red algae

(d) Members of Phaeophyceae are commonly called brown algae

62. Bryophytes are also called ________ of the plant

kingdom.

(a) Mammals (b) Amphibians (c) Reptiles (d) Insecta

63. Which of the following is a Parthenocarpic fruit ?

(a) Banana (b) Apple

(c) Mulberry (d) Strawberry 64. Hashish is obtained from a plant. From which part

of the plant is it obtained ?

(a) Leaves

(b) Stem (c) Exudate from leaves and female inflorescences

(d) Exudate from stem and male inflorescences

65. Turmeric is a modified ______.

(a) Stem (b) Root (c) Leaves (d) Fruit

66. Ice is packed in sawdust because –

(a) Saw dust does not stick to the ice

(b) Saw dust will not get melt easily (c) Saw dust is a good conductor of heat

(d) Saw dust is a poor conductor of heat

67. In Winter season water coming out of hand pumps

is hot because – (a) In winter our body temperature remains low, so

water makes us feel hot.

(b) Inside the earth temperature is more than the

atmospheric temperature (c) Due to pumping function is produced which

causes heat and makes water hot

(d) Water comes out from the Earth and gains the

heat from surroundings 68. Heat is transmitted from higher temperature to

lower temperature through the actual motion of the

molecules in ________. (a) Conduction

(b) Convection

(c) Radiation

(d) Both conduction and convection 69. The dimensional formula of Plan‘s constant (h)

contains the dimension of _______.

(a) Linear Motion (b) Angular Momentum

(c) Energy (d) Force 70. On a cold day when the room temperature is 150C

the metallic cap of a pen becomes much colder than

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

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its plastic body though both are at the same

temperature of 150C because _________. (a) Metals have high thermal capacity than plastics

(b) Plastics have lower density than metals

(c) Meals are good conductor of heat

(d) Plastics have higher thermal conductivity than metals

71. Temperature inversion is _______.

(a) Positive lapse rate

(b) Negative lapse rate (c) Neutral condition

(d) None of these

72. The ordinary and maximum tolerance limit of sound

by human being is – (a) 50 dB to 70 dB (decibel)

(b) 60 dB to 80 dB (decibel)

(c) 65 dB to 75 dB (decibel)

(d) 70 dB to 85 dB (decibel) 73. Which of the following property of sound is affected

by change in air temperature ?

(a) Frequency (b) Intensity

(c) Amplitude (d) Wavelength 74. Which term is not associated with sound wave ?

(a) Hertz (b) Decibel

(c) Candela (d) Mach

75. Ionic solids are characterised by- (a) Good conductivity in solid state

(b) Low melting point

(c) Solubility in polar solvent

(d) High vapour pressure 76. Why do atoms form bond ?

(a) To reduce potential energy and gain stability

(b) To make molecules

(c) To increase potential energy and lose stability (d) To increase potential energy and gain stability

77. The geometry of CCl4 is –

(a) Tetrahedral (b) Triangular

(c) Linear (d) Octahedral 78. Which one of the following is a biochemical

sediment rock ?

(a) Marble (b) Coal

(c) Granite (d) Slate 79. Which one of the following is not a form of carbon?

(a) Graphite (b) Charcoal

(c) Soot (d) Haematite

80. Which silver salt is used for making film of photography ?

(a) Silver bromide (b) Silver chloride

(c) Silver sulphate (d) Silver nitrate

81. Which of the following is false ? (a) Hydrogen atom is roughly a third of the mass

of tritium.

(b) Deuterium is called heavy hydrogen

(c) Deuterium atom has 1 neutron (d) Protium is the rarest isotope of hydrogen

82. The most pure form of carbon among the options is

(a) Anthracite (b) Lampblack (c) Graphite (d) Wood Charcoal

83. Activated Charcoal is used to remove colouring

matter from pure substances by ________.

(a) Bleaching (b) Oxidation (c) Adsorption (d) Reduction

84. Which vaccine company has developed Typbar

Typhoid Conjugate vaccine that has received pre-

qualification from the World Health Organisation (WHO) for global use ?

(a) Panacea Biotech

(b) Bharat Biotech

(c) Biocon (d) Bharat Serums and Vaccines

85. What is the name of the crypto currency planned by

Reliance Jio Infocomm Ltd.?

(a) Libra (b) Bitcoin (c) Jiocoin (d) None of these

86. What is the name of the world‘s first artificial

intelligence politician developed by New Zealand ?

(a) NICK (b) PAUL (c) SAM (d) TOM

87. China has successfully launched two Beidou-3

satellites on board of which carrier rocket ?

(a) Kuaizhou (b) Chang-4 (c) Simorgh (d) Long March-3B

88. The objective of _________ is to make India a

global information technology superpower.

(a) NIC (b) NASSCOM

(c) Department of Information Technology

(d) State Bank of India

89. NASA successfully tested supersonic landing parachute in November 2017 for its approximate

_____ mission.

(a) Zuma 2020 (b) GOLD

(c) ICON (d) Mars 2020 90. What is the name of North Korea‘s most powerful

nuclear – capable intercontinental ballistic missile?

(a) Hwasong–15 (b) Hwasong–5

(c) Hwasong-10 (d) Hwasong-20 91. As per the scientists of Physical Research

Laboratory, Ahmedabad which type of storm can

flow towards the Earth and disturb the atmosphere ?

(a) Meteorite Storm (b) Comet Storm (c) Solar Storm (d) Asteroid Storm

92. What is the name of world‘s first typhoid vaccine

that has received pre qualification from the World

Health Organisation ? (a) Typim VI

(b) Typherix

(c) Typbar Typhoid Conjugate

(d) Vivotiff 93. Cell address $A4 in a formula means it is a

(a) Mixed cell reference

(b) absolute cell reference

(c) Relative cell reference (d) All of the above

93. This chart shows the relationship of parts to a whole

(a) Pie (b) line

(c) stacked bar (d) embedded 94. Borders can be applied to

(a) Cells (b) paragraph

(c) text (d) All of these

95. In Excel, this is a pre-recorded formula that provided a shortcut for complex calculations.

(a) Value (b) Data series

(c) Function (d) Field 96. The advantage of using a spreadsheet is

(a) Calculations can be done automatically

(b) Changing data automatically updates

calculations (c) More flexibility

(d) All of the above

97. Macros are automatically set to use

(a) Relative references (b) Absolute references (c) Mixed references (d)All of these

98. The default view in Excel is ___ view.

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(a) Work (b) Auto

(c) Normal (d) Roman 99. In November 2021 name the exercise that was

lunched by southern command of the Indian army in

rajastan and gujurat

(a) Lal qila (b) Konkan shakti (c) Garuda dosti (d) Dakshin shakti

100.who was honoured with2021 templeton prize

(a) Dalialama (b) Jane goodall

(c) Sir martin rees (d) Prince philips

PAPER-II

(REASONING ABILITY) Directions (Q.1-6) : In each of the following questions,

select the related letters/word/number from the given

alternatives.

1. Sty : Plg : : Byre : ?

(a) Eagle (b) Cow (c) Tiger (d) Hem

2. ADBC : EHFG : : ILJK : ?

(a) MOPN (b) MPNO

(c) ORPQ (d) MPON

Directions (Q.3) : In each of the following questions,

select the one which is different from the other three

responses. 3. (a) ABJNM (b) QRTUZ

(c) IXYOQ (d) WFGOP

4. Which one number is wrong in the given series?

126, 98, 70, 41, 14

(a) 98 (b) 70 (c) 126 (d) 41

5. Arrange the following in the meaningful/logical

order:

1. Exhaust 2. Night 3. Day

4. Sleep 5. Work

(a) 1, 3, 5, 2, 4 (b) 3, 5, 1, 4, 2

(c) 3, 5, 1, 2, 4 (d) 3, 5, 2, 1, 4

Directions (Q.6) : In each of the following questions, a

series is given with one term missing. Choose the

correct alternative from the given ones that will

complete the series.

6. 8, 24, 12, ? 18, 54 (a) 28 (b) 36

(c) 46 (d) 38

7. K is a place which is located 2 km away in the

north-west direction from the capital P, R is another place that is located 2 km away in the south-west

direction from K. M is another place and that is

located 2 km away in north-west direction from R. T

is yet another place that is located 2 km away in the south-west direction from M. In which direction is T

located in relation to P?

(a) South-west (b) North-west

(c) West (d) North 8. A piece of paper is folded and cut as shown below

in the given answer figures, indicate how

it will paper when opened.

9. If a mirror is place on the line MN, then which of

the answer figures is the right image of the figure?

10. Rakhi got engaged 10 years ago. Rakhi's present age

is

3

5 of her age at the time of engagement. If the

present age of Rakhi's mother Is twice that of

present age of Rakhi, then what was her mother's age (in years) at the time of her engagement?

(a) 50 (b) 40

(c) 30 (d) 60

11. In a certain code language. "BAD" Is written as ‗'7‘‘ and ‗SAP‘ is written as "9". How is "BAN" written

in that code language?

(a) 8 (b) 3

(c) 4 (d) 6 12. In the following question, correct the equation by

inter-changing any two signs.

9 x 3 + 8 4 - 7 = 28 (a) x and - (b) + and -

(c) and + (d) x and 13. If 4 * 5 % 3 = 8000 and 2 *3 % 2 = 36, then 4 * 3 %

3 = ?

(a) 432 (b) 1728

(c) 36 (d) 144

14. In the following question. Select the number which can be placed at the sign of question mark (?) from

the given alternatives.

(a) 43 (b) 49 (c) 59 (d) 71

15. How many triangles are there in the given figure?

(a) 20 (b) 22

(c) 28 (d) 32

16. In the following question below are given some

Statements followed by some Conclusions. Taking the given statements to be true even if they seem to

be at variance from commonly known facts, read all

the Conclusions and then decide which of the given

Conclusion logically follows the given statements.

Statements:

I. Some pens are pencils.

II. All pencils are erasers.

Conclusions: I. Some pens are erasers.

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II. No pen is eraser.

III. Some erasers are pencils. (a) Only Conclusion II follows.

(b) Only Conclusions I and II follow.

(c) Only Conclusions I and III follow.

(d) No Conclusion follows. 17. Three positions of a cube are shown below. What

will come opposite to face containing I?

(a) VI (b) IV

(c) II (d) V 18. In the given figure, how many pens are blue?

(a) 23 (b) 19

(c) 12 (d) 15 19. Which answer figure will complete the pattern in the

question figure?

20. From the given answer figures, select the one in

which the question figure is hidden/embedded.

21. A piece of paper is folded and punched as shown

below in the question figures. From the given

answer figures, indicate how it will appear when

opened

22. In the following question, select the odd word from

the given alternatives:

(a) Cotton (b) Mustard

(c) Peas (d) Sesame 23. In the following question, select the odd letters from

the given alternatives:

(a) CXA (b) MNQ (c) PKN (d) HSU

24. In the following question. select the odd number

pair from the given alternatives:

(a) 64 - 576 (b) 17 - 343

(c) 27 - 196 (d) 32 - 36 25. Arrange the given words in the sequence in which

they occur in the dictionary:

1. Yangtze 2. Yakking 3. Yakuzas

4. Yobbery 5. Yobbish (a) 24531 (b) 23145

(c) 54231 (d) 54321

26. Ratio of present ages of Pankaj and Punit is 5 : 6

and the sum of their ages is 33 years. What will be difference (in years) of their ages?

(a) 2 (b) 3

(c) 4 (d) 5

27. Kritika walks 40 metres to-wards south. Then turning to her right, she rides 30 metres. Then

turning to her left she rides 50 metres. Again, she

turns to her left and rides 30 metres. How far (in

metres) is she from her initial position? (a) 65 (b) 70

(c) 80 (d) 90

28. In the following question from the given alternative

words, select the word which cannot be formed using the letters of the given word.

CONSOLIDATE

(a) CONSOLE (b) ONSET

(c) SALTY (d) SOLID 29. In a certain code language "STUBBORN" is written

as "VUTAAOSP". How is "SHIP-PING" written in

that code language?

(a) TIJOOHPJ (b) QFOLLSLO (c) TIJNNOJH (d) JITOOHOJ

30. Correct the following equation by interchanging the

two signs and two numbers.

7 × 6 + 5 – 4 = 33 (a) –, × and 4, 5 (b) ×, + and 4, 5

(c) +, – and 5, 6 (d) ×, – and 5, 6

31. If 3 @ 3 * 3 = 3 and 48@4 *3 = 36 then 91 @ 13 *

2 = ? (a) 4 (b) 8

(c) 10 (d) 14

32. In the following question. select the number which

can be placed at the sign of question mark (?) from the given alter-natives:

12 13 156

14 ? 154

15 13 195

(a)11 (b) 16 (c) 2 (d) 31

33. How many triangles are there In the given figure?

(a) 11 (b) 9

(c) 10 (d) 12

34. In the following question below are given some

statements followed by some Conclusions. Taking

the given statements to be true even if they seem

to be at variance from commonly known facts,

read all the conclusions and then decide which of

the given Conclusions logically follows from the

given statements.

Statements:

I. No purse is cloth. II. All purses are leather.

Conclusions:

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I. No leather is cloth.

II. Some leather are cloth. III. Some leather are purses.

(a) Only Conclusion I follows.

(b) Only Conclusion III follows.

(c) Only Conclusion I follows (d) None of these

35. Three positions of a cube are shown below. What

will come opposite to face containing ‗1‘?

(a) 2 (b) 3

(c) 4 (d) 6 36. Identify the diagram that best represents the

relationship among the given classes.

Brother, Husband, Men

37. Which answer figure will complete the pattern in the

question figure?

38. From the given figures select the one in which the

question figure is hidden/ embedded.

39. A piece of paper is folded and punched as shown

below in the question figures. From the given

answer figures, indicate how it will appear when

opened

40. If a mirror Is placed on the line AB. then which of

the answer figures Is the right Image of the given

figure?

41. Three positions of a dice are given below. Identify

the number on the face opposite to 6.

(a) 2 (b) 1

(c) 4 (d) 3

42. What figure we will get if fold this open dice into a closed one?

(a) d (b) c

(c) a (d) b 43. Four friends – Ram, Laxman, Bharat and

Shatrughan were having a conversation. They were

expressing their thoughts in a coded language. Ram

says, "le po ki ba" when he wants to convey that "friends make life live". Laxman says, "te ki mo ba"

when he wants to convey that "without friends life

impossible". Bharat says, "lo mo se te" when he

wants to convey that "without trouble gain impossible". Shatrughan says, "st ba po lo" when he

wants to convey that "life make trouble joy". What

is the code for "life impossible without"?

(a) te mo se (b) ba mo te (c) se ki ba (d) ki te ba

44. Directions (Q.44) : Study the following information

carefully and answer the questions given beside.

'B + A' means 'A is son of B'

'B x A' means 'A is father of B'

'A % B' means 'A is son-in-law of B'

'B - A' means 'A is wife of B'

'A * B' means 'B is brother of A' 'A # B' means 'B is the only sister of A'

Which symbol will come in place of question marks

in the following equation to show that L is paternal

aunt of P? P x Q x R + S ? L

(a) # (b) x

(c) – (d) Either A or C

45. Directions : Study the following information and answer the questions below:

Statement: Many scooters are trucks. All trucks are

trains. Conclusion: I. Some Scooters are trains. II. No truck

is a Scooter.

(a) Only I follow

(b) Only II follow

(c) Both I and II follows

(d) Either I or II follows

46. M, D, P, K, R, T and W are sitting around a circle

facing the centre. D is second to the right of P, who is third to the right of K, T is third to the right of W,

who is not an immediate neighbour of D. M is third

to the left of R. Who is on the immediate left of R?

(a) W (b) P (c) K (d) T

47. In a row of 40 boys, Aditya was shifted 10 places to

the right of Rohan and Kewal was shifted 10 places

to the left of Vilas. If Vilas was twenty-sixth from

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the left and there were three boys between Kewal

and Aditya after shifting, what was the position of Rohan in the row?

(a) 10th from the right end

(b) 10th from the left end

(c) 39th from the right end (d) Data inadequate

48. I am facing South. I turn right and walk 20 m. Then

I turn right again and walk 10 m. Then I turn left

and walk 10 m and then turning right walk 20 m. Then I turn right again and walk 60 m. in which

direction am I from the starting point?

(a) North (b) North-west

(c) East (d) North-east 49. A series Is given with one term missing. Select the

correct alternative from the given ones that will

complete the series.

BCF, CDG, DEH, ? (a) EFI (b) EFG

(c) DFI (d) EGI

50. Pointing towards a gentleman Deepak said, ―his

only brother is the father of my daughter‘s father.‖ How is the gentleman related to Deepak?

(a) Grandfather (b) Father

(c) Brother-in-law (d) uncle

(QUANTITATIVE APTITUDE)

51. The value of 31.07.05.01.0 is :

(a) 741.0 (b) 999

133

(c) 75.0 (d) None of these

52. A person can row a distance of 1 km upstream in 10

minutes and downstream in 4 minutes. What is the

speed of the stream?

(a) 4.5 km/h (b) 4 km/h (c) 9 km/h (d) 5.6 km/h

53. If a sum on compound interest becomes two times

in 6 years, with the same interest rate, the sum will

become 8 times in: (a) 12 years (b) 18 years

(c) 24 years (d) None of these

54. A box contains 4 black balls and 5 red balls. In how

many ways can 3 balls be drawn from the box, if at least one black ball is to be included in the draw?

(a) 35 (b) 62

(c) 74 (d) 100

55. If S = ......16

1

8

1

4

1

2

11 , then S = ?

(a) 4 (b) 2

3

(c) 2 (d) None of these 56. A refugee camp had provision for 150 men for 45

days. After 10 days, 25 men left the camp. How

long will the provision last now?

(a) 39 days (b) 41 days (c) 42 days (d) 44 days

57. The LCM and the HCF of two numbers are 660 and

10, respectively. If the sum of the numbers is 170,

the difference between the numbers is: (a) 60 (b) 56

(c) 50 (d) None of these

58. Find the remainder for 7

2323?

(a) 1 (b) 2

(c) 4 (d) 5

59. If R and S are different integers both divisible by 5, then which of the following is not necessarily true?

(a) R-S is divisible by 5;

(b) R+S is divisible by 10

(c) R × S is divisible by 25 (d) R2 + S2 is divisible by 5

60. ?

144143

1......

54

1

43

1

(a) 312 (b) 312

(c) 312 (d) None of these

61. A 250 m long train running at the speed of 110

kmph crosses another train running in opposite

direction at the speed of 90 kmph in 9 seconds. What is the length (in metres) of the other train?

(a) 450 (b) 250

(c) 700 (d) 280

62. A bag contains 7 blue balls and 6 yellow balls. If two balls are selected at random, what is the

probability that none is yellow?

(a) 35

5 (b) 22

5

(c) 22

7 (d) 33

7

63. When a student weighing 45 kg left a class, the

average weight of the remaining 59 students increased by 200 grams. What is the average weight

(in kg) of the remaining 59 students?

(a) 57 kg (b) 56.8 kg

(c) 58.2 kg (d) 56.2 kg 64. In how many ways can the letters of the word

ABACUS be arranged such that the vowels always

appear together?

(a) !2

!6 (b) 3!×3!

(c) !2

!3!3 (d) !2

!3!4

65. If the average of m numbers is n2 and that of n numbers is m2, then the average of (m + n) numbers

is

(a) n

m (b) mn

(c) n-m (d) nm 66. The numbers 1, 3, 5, ….., 25 are multiplied together.

The number of zeros at the right end of the product

is :

(a) 0 (b) 1

(c) 2 (d) 3

67. The value of

n

n

nn

1

4

1

33

3.3.9

is :

(a)25 (b) 22 (c) 24 (d) 27

68. Seven white balls and three black balls are randomly

placed in a row. The probability that no two black balls are placed adjacently

(a) 2

1 (b)

15

7

(c) 15

2 (d)

3

1

69. The mean deviation of the numbers 3, 4, 5, 6, 7 is

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(a)0 (b) 1.2

(c) 5 (d) 25 70. From a pack of 52 cards two are drawn with

replacement. The probability, that the first is a

diamond and the second is a king, is

(a) 26

1 (b)

2704

17

(c) 52

1 (d) None of these

71. Mohan bought 20 dining tables for Rs. 12000 and sold them at a profit equal to the selling price of 4

dining tables. The selling price of each dining table

is :

(a)Rs. 700 (b)Rs. 750 (c)Rs. 725 (d)Rs. 775

72. A certain number of men can do a work in 72 day. If

there were 11 men less, the work would have taken

8 days more. Find the total no. of men for the second situation.

(a)121 (b)110

(c)99 (d) Data inadequate

73. From a group of 2 boys and 3 girls two children are selected at random. Then the probability, such that

at least one boy is selected is:

(a) 5

1 (b)

5

3

(c) 10

7 (d)

10

3

74. 523 is

(a) An irrational number

(b) a rational number

(c) neither rational nor irrational number

(d) whole number

75. If one of the zeroes of the cubic polynomial

cbxaxx 23 is – 1. Then the product of the

other two zeroes is:

(a) 1ba (b) 1ba

(b) (c) 1ab (d) 1ab

76. The system of linear equations 01 ykx and

02kyx has unique solution if:

(a) K = -1 (b) k = 1

(b) (c) k = 2 (d) None of the above

77. For what value of n are the nth terms of two A.P‘s

63, 65, 67,…….. and 3, 10, 17,….. equal? (a) 11 (b) 12

(c) 13 (d) 14

78. A steel wire is in the form of a circle of radius 28

cm. It is bent in the form of a square . The length of the side of the square is:

7

22take

(a) 44 cm (b) 11 cm

(c) 28 cm (d) None of the above

79. How many spherical lead shots each having diameter 3 cm can be made from a cuboidal solid of

dimensions 9 cm × 11 cm × 12 cm

7

22take

(a) 81 (b) 82

(c) 83 (d) 84

80. Which of the following is not a measure of central

tendency? (a) Standard deviation (b) Median

(c) Mean (d) Mode

81. The inverse matrix of is

24

32

(a)

24

32

8

1 (b)

23

42

8

1

(c)

24

32

8

1 (d)

23

42

8

1

82. If A is a square matrix, then isAA T

(a) Null matrix

(b) an identity matrix

(c) a symmetric matrix

(d) a skew symmetric matrix

83. If the AM and HM of two numbers are 25 and 4,

then their GM is (a) 10 (b) 9

(c) 16 (d) None of these

84. If

43

31A and ,052 IKAA then K is

equal to

(a) 5 (b) 3 (c) 7 (d) 4

85. For what value of k, the system of equations:

0310 ykx and 0753 yx has no

solution?

(a) 4 (b) 5 (c) 6 (d) 7

86. What is the probability that all the vowels are at

their own place after arranging the words randomly

formed from the letters of the word ADITI?

(a) 60

1 (b) 20

1

(c) 5

1 (d)

10

1

87. The first term of the arithmetic progression is 1 and

the common differences is 4. Which of the

following will be the member of this AP?

(a) 1110 (b) 1127 (c) 429 (d) None of these

88. ?4763.05354.0

(a) 1.18 (b) 1.48

(c) 1.467 (d) None of these

89. Two cones have their heights in the ratio 1 : 2 and the diameters of their bases are in the ratio 2 : 1 .

What will be the ratio of their volumes?

(a) 4 : 1 (b) 2 : 1

(c) 3 : 2 (d) 1 : 1 90. A number when divided by 2, 3 and 4 leaves a

remainder of 1. Find the second lowest number (not

counting 1) that satisfies this requirement?

(a) 25 (b) 13 (c) 37 (d) 17

91. A bag contains 13 white and 7 black balls. Two

balls are drawn at random. What is the probability

that they are of the same colour? (a) 41/190 (b) 21/190

(c) 59/190 (d) 99/190

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92. A bag contains 5 red , 7 yellow and 3 pink balls. If

two balls are drawn at random from the bag, one after the other, what is the probability that the first

ball is red and the second ball is yellow?

(a) 5/12 (b) 3/8

(c) 1/4 (d) 1/6 93. If by mistake a student counted 62 as the sum of the

first 6 triangular numbers using one of these

triangular numbers twice, which of the numbers did

he add twice? (a) 3 (b) 6

(c) 10 (d) 15

94. Alan‘s brother is 5 years elder than Alan. His father

was 30 years of age when his sister was born while his mother was 20 years of age when Alan was born

. If Alan‘s sister was 5 years of age when Alan‘s

brother was born, what is the difference of ages (in

years) of Alan‘s father and mother , respectively? (a) 10 (b) 20

(c) 30 (d) None of these

95. If a : b = c : d = e : f = 1 : 2, then (3a + 5c + 7e) : (3b

+ 5d + 7f) is equal to? (a) 8 : 7 (b) 2 : 1

(c) 1 : 4 (d) 1 : 2

96. Tap 1 can fill a tank in 6 hours. After 3 hours tap 1

is closed and tap 2 is opened (which can fill the tank in 5 hours) for 2 hours. Percentage of tank volume

remaining empty is:

(a) 27 (b) 33.33

(c) 10 (d) 22.50 97. In a certain school, 20% of students are below 8

years of age. The number of students above 8 years

of age is 2/3 the number of students of exactly 8

years of age, which is 48 . What is the total number of students in the school?

(a) 100 (b) 150

(c) 200 (d) 250

98. Some solid metallic right circular cones, each with radius of the base 3 cm and height 4 cm, are melted

to form a solid sphere of radius 6 cm, the number of

right circular cones is

(a) 12 (b) 24 (c) 48 (d) 6

99. What is the nature of the roots of the equation

022 acbcxxbca

(a) Rational (b) Irrational

(c) Imaginary (d) None of these 100. Find the mode for the following series : 7.5 , 7.3,

7.2, 7.4, 7.7, 7.7, 7.5, 7.3, 7.2, 7.6, 7.2

(a) 7.2 (b) 7.4

(c) 7.6 (d) 7.7

PAPER-III

(ENGLISH LANGUAGE) 1. What kind of verb is the underlined word in the

sentence?

The human mind seems to have built-in prejudices

against original thought. (a) Irregular (b) Non-finite

(c) Ambitransitive (d) Stative

2. What kind of verb is ―affected‖ in the sentence?

The sudden change of place affected her health. (a) Regular (b) irregular

(c) non progressive (d) intransitive

3. What the underlined part refers in the following

sentence? If strict security measures were taken, the tragedy

might have been averted.

(a) The strict measures were already taken.

(b) The strict measures were not taken. (c) The strict measures were taken by you.

(d) The strict measures had not been taken by you.

4. What is the noun form of the underlined word in the

following sentence? The deceased left behind children.

(a) Die (b) Dead

(c) Disease (d) Death

5. The statue stands as a global symbol of freedom. Here the underlined part is used as ______.

(a) Preposition (b) Adverb

(c) Adjective (d) Conjunction

6. ―Learning is superior than wealth.‖ This sentence can be corrected by……………

(a) Changing ―Learning‖ into ―To learn‖

(b) Changing ―superior‖ into ―superiority‖

(c) Changing ―Than‖ into ―To‖ (d) no correction required.

7. What is the word ―sleep‖ in the sentence?

―She did no more than sleep the whole day‖

(a) Object (b) Infinitive (c) principal verb (d) Zero infinitive

8. What the word ―working‖ in the sentence, ―We

found him working even after the sun had set.‖

called ? (a) Participle (b) Gerund

(c) Present progressive (d) Adjective

9. What the phrase ―The mob‖ called in the sentence:

―A group of agitators incited the mob to break down the Vice-Chancellor‘s door.‖?

(a) Complement (b) Direct object

(c) Cognate object (d) none of these

10. Turn the lights off . What kind of sentence is it? (a) Declarative (b) Interrogative

(c) imperative (d) optative

11. Identify the adverb clause in the following sentence

and mention what kind of adverb clause it is. ―He looks as if he were my brother.‖

(a) Manner (b) Purpose

(c) Contrast (d) Reason

12. Please attend the class in time, ___________ (fill in the blank with a suitable question tag)

(a) Shall you (b) don‘t you

(c) shan‘t you (d) won‘t you

13. Find out the correct sentence ? (a) How long are you reading this biography ?

(b) How long have you read this biography ?

(c) How long have you been reading this biography?

(d) How long you have been reading this biography? 14. Find out the sentence with a defining relative clause.

(a) My grandfather, who is 87, goes swimming

every day. (b) The film, which stars Tom Carter, is released

on Friday.

(c) I‘m going to wear the skirt that I bought in

London. (d) He said me who was the main culprit.

15. The mountain _________ we climbed yesterday was

the highest mountain in Britain.(fill in the blank)

(a) where (b) which (c) what (d) All of these

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16. The student procrastinated too long and failed to

finish the project. Here the underlined word is (a) Transitive verb (b) Intransitive verb

(c) Linking verb (d) Auxiliary verb

17. Find out the correct sentence.

(a) He needs not go to market. (b) There are many fishes in the aquarium.

(c) Man after man was coming to visit the art

gallery.

(d) More than one men was killed there. 18. What is the past tense of the verb ‗flee‘ ?

(a) Fled (b) Flew

(c) fell (d) fleed

19. In which of the following FAIR is used as verb (a) A fair is a source of fun and business

(b) He is very fair in his dealings.

(c) Please fair out this document.

(d) She bids fair to be a nurse. 20. What is the noun form of the word ‗wise‘ ?

(a) Wisdom (b) Wisely

(c) Wishes (d) Wised

21. In which of the following refers to adjective of number?

(a) Are there any books on the shelf ?

(b) Is there any jam in the jar ?

(c) He has taken some money from me (d) There is no milk in this pot

22. In which of the following sentence Gerund is used

as the complement of a verb.

(a) Gardening is his hobby. (b) What she loves is painting.

(c) I am not interested in playing.

(d) I like riding.

23. His voice is _________ as it is quite shrill. (Fill in the blank)

(a) Womanly (b) Womanish

(c) Mellifluous (d) Sore

24. In which of the following sentence ―must‖ refer to an ‗inference‘?

(a) You must have followed instructions

(b) He has a big house. He must be rich.

(c) She must be working in the office now (d) You must not leave now.

25. In which of the following sentence Adverb is used

correctly.

(a) Rohit always comes lately to school. (b) A soldier is trained never to fight cowardly.

(c) I have never come across a cowardly Indian

soldier.

(d) The teacher asked the students to talk aloud. 26. During emergency in 1975 the government imposed

Draconian laws to subdue opposition. Here the

underlined phrase refers to

(a) Extremely severe law (b) Fearful person

(c) critical stage

(d) violently 27. One word to describe a person appointed by two

parties to solve a dispute.

(a) Arbitrator (b) Ascetic

(c) Altruist (d) Ambidexterous 28. One word to describe Government by the rich

(a) Plutocracy (b) Panarchy

(c) Neocracy (d) Gerontocracy

29. A lady of a few words she is given to laconic answers.

Select the word or the phrase which closest to the

opposite in meaning of underlined word. (a) Copious (b) lingering

(c) Terse (d) Brief

30. Select the word that is opposite in meaning to the

main word ‗EXODUS‘. (a) Influx (b) Return

(c) Home coming (d) Restoration

31. ‗She had nothing to eat except to drink

water‘.(correct the sentence by picking the right suggestion given below)

(a) Delete ‗to‘ before ‗eat‘

(b) write ‗but‘ instead of ‗except‘

(c) Delete ‗to‘ before ‗drink‘ (d) write ‗anything‘ instead of ‗nothing‘

32. Match the fragments correctly

(1) I went to the station

(2) Reaching college (3) The work was very easy

(4) It is high time

(a) For her to do

(b) I went direct to my class room (c) To receive my uncle

(d) For you to start working hard

(a) 1-b, 2-c, 3-d, 4-a (b) 1-c, 2-b, 3-a, 4-d

(c) 1-a, 2-b, 3-c, 4-d (d) 1-c, 2-a, 3-d, 4-b 33. It is futile to strive ___________ permanent joy in

life. (fill in the blank)

(a) For (b) with

(c) to (d) of 34. Choose the alternative which best expresses the

meaning of the ―A white Elephant‖.

(a) An extinct species of elephant found in Burma.

(b) A report by the government to give information.

(c) Huge and colossal waste of human energy.

(d) Costly and troublesome possession useless to

its owner. 35. Sarala is always ready to eat anyone‘s salt. Choose

the alternative, which best expresses the meaning of

the underlined idiom.

(a) To be one‘s guest (b) To cook tasty dishes

(c) An infectious disease

(d) To deceive someone

36. He is not educated. He speaks like an educated person. (Combine this pair into one sentence)

(a) Though he is educated, he speaks like an

educated person.

(b) He speaks as if he was an educated person. (c) He spoke as if he were an educated person.

(d) He speaks as if he were an educated person.

37. Put the following words in an order to make a

meaningful sentence. A dirty – is – black – cat – old – wondering – in the

streets

(a) A dirty old black cat is wandering in the streets. (b) A dirty black old cat is wandering in the streets.

(c) A black old dirty cat is wandering in the streets.

(d) A black dirty old cat is wandering in the streets.

38. Find out the correctly spelt word. (a) Resillient (b) persuead

(c) Dubious (d)Depplete

39. Find out the incorrect word.

(a) Excellence (b) Calendar (c) Dysentery (d) Hapenned

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40. In which of the following sentence verb is used

transitively. (a) She grew up to be a farmer

(b) we painted the old rocking chair.

(c) It rained across the state

(d) The man is afraid of my dog. 41. What does this following sentence really mean?

He has been staying in Cuttack for three years.

(a) Now he is also staying in Cuttack. (b) He

is staying only for three years (c) He will leave Cuttack soon (d) He

will not leave Cuttack now.

42. I was touched by the kindness of my dear old friend

______ visit I had scarcely expected.(fill in the blanks)

(a) whom (b) whose

(c) who (d) which

43. In the sentence, The girls secured ninety per cent while the boys got passed securing thirty per cent.

While means:

(a) At the same time (b) At

some other time (c) At different venues (d) At

the same venue

44. Determine the part of speech of ―all‖ in the

following sentences: All birds flew away. I have accomplished this task

all alone. He lost his all in speculation. All passed

the resolution with one voice.

(a) Adjective, adverb, noun, pronoun (b) Adverb, adjective, pronoun, noun

(c) Pronoun, adverb, adjective, noun (d)

Noun, adverb, adjective, pronoun

45. Spot the incorrect sentence below. (a) He gave me an advice.

(b) There is no room in this compartment.

(c) He always keeps his word. (d) His

whereabouts are not known to me. 46. What does ―Ought to‖ in the following sentence

suggest?

You ought to take food before leaving.

(a) Compulsion and obligation (b) Strong possibility

(c) Conscientious regard for the right. (d) A

strong sense of advice

47. Combine the following simple sentences into one complex sentences:

She is very poor. She cannot carry on her study

(a) She is very poor to carry on her study (b) She

is too poor to carry on her study. (c) She is so poor to carry on her study (d) She

is not so poor that she can carry her study.

48. We derive nouns from some verbs. For example,

from Grieve we derive grief, From speak we derive speech, etc, likewise from ―go‖ we

derive__________

(a) Goon (b) Goer (c) Gait (d) Goose

49. Rewrite the following sentence beginning with

―How…………..!‖

I was kind enough to save her. (a) How kind of me to save her! (b)

How kindly you save her!

(c) How I was kind enough to save her! (d)

How kind to save her I was! 50. In which of the following sentence does ―always‖

appear in the correct order?

(a) She always used to agree with me. (b) She

used to always agree with me. (c) She used to agree with me always. (d)

Always she used to agree with me.

51. All leave is cancelled as of now. What does ―as of‖

mean in this context? (a) Like now (b) till now

(c) by this moment (d) now onwards

52. What idiomatic expression conveys the sense of

reverse order? (a) To pull one‘s legs

(b) To Put one‘s shoulders to the wheel.

(c) To put the cart before the horse.

(d) To poke one‘s nose. 53. What does this sentence really mean?

Blue are the hills that are far from us.

(a) The attainable invariably seems more attractive

that what we may have readily to hand. (b) The unattainable invariably seems more

attractive that what we may have readily to

hand.

(c) The attainable invariably seems less attractive that what we may have readily to hand.

(d) The unattainable invariably seems less

attractive that what we may have readily to

hand. 54. When someone gets punished for his mistake, you

say:

(a) Dear he pays for his mistake.

(b) He pays dear for his mistake. (c) He pays dearly for is mistake.

(d) He pays for his mistake dearly.

55. Spot the word below that has no plural form in

English. (a) water (b) people

(c) iron (d) sadness

56. Which of the following is the correct word

formation? (a) Fame + ous = Famous

(b) famous + able = Famousable

(c) famous + ebly = Famousably

(d) Famous + cious = Famouscious 57. A swarm of insects, a flight of birds, a herd of cattle,

a flock of sheep, a ________ of merchants

(a) Syndicate (b) pack

(c) band (d) troupe 58. The people who pretend to be sweet is like the bees

that have honey in their mouth have stings in their

tails.

Which of the following readings is this statement is more or less correct?

(a) You need to be very careful if someone who

seems to be too friendly.

(b) You should not take the honey from the pretentious person who can sting you later.

(c) Pretentious people are compared to bee who

can be very dangerous and hardly sting you. (d) Bees and pretenders have same quality so we

should not allow them in our life.

59. How the adverbials ―on Saturday‖ and ―at the town

hall ‖ should be used in this line ―The meeting will

be held‖

(a) On Saturday should be used after held

following at the town hall.

(b) At the town hall should be used after held following On Saturday.

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(c) At the town hall should be used at the

beginning whereas on saturday should be mentioned at the end.

(d) Following on Saturday at the town hall should

be used at the beginning of the sentence.

60. Minu likes icecream.(Change the sentences into the negative)

(a) Minu doesnot like icecream.

(b) Minu does not dislike icecream.

(c) Minu never likes icecream (d) Doesn‘t Minu like icecream.

61. The car stopped functioning on the way.(replace the

underlined words by a phrasal verb)

(a) Break away (b) Give out (c) Break down (d) Give off

62. Which of the following sentence is correct on the

usage of article?

(a) Germans are an industrious nation. (b) The Germans are industrious nation.

(c) The Germans are an industrious nation.

(d) Germans are the industrious nation.

63. My TV set ________ out of use for the last three months.(fill in the blank with the correct tense forms

of the verb ―lie‖)

(a) Has been lied (b) is lying

(c) has been lying (d) is laid 64. It is extremely foolish to waste time in reading

trash.(change into the interrogative form without

changing its meaning.)

(a) Why are you wasting time in reading trash? (b) is it extremely foolish to waste time in reading

trash?

(c) is not it extremely foolish to waste time in

reading trash? (d) Why is it extremely foolish to waste time in

reading trash?

65. In old Saying , jokes are the _________ of life.

(a) Sweet (b) Sugar (c) salt (d) Part

66. The lady is beautiful. The lady is good.(Join the two

sentences using ‗not only‘...... but also‘)

(a) The lady is not only beautiful but also good. (b) Not only the lady is beautiful but also good.

(c) Not only the lady is beautiful but also the lady

is good.

(d) The lady not only is beautiful but also she is good.

67. Pick out the compound sentence.

(a) He is not rich, yet he is happy.

(b) Being rich, he is very happy. (c) He said that he was not unhappy.

(d) Although he is not rich yet he is happy

68. Cuttack is _________ for its filigree works. (Insert

with a suitable adjective word ) (a) Famous (b) familiar

(c) fantancy (d) known

69. Anupam is a student at _________.(fill in the blank) (a) Delhi university

(b) the Delhi university

(c) the University of Delhi

(d) all of these 70. What time ________ on television?

(a) is the news (b) are the news

(c) is news (d) some news

71. Let‘s stop and have a coffee. ___________ a cafe over there, look.

(a) is (b) it‘s

(c) there (d) there‘s

72. Everyone in the group shook hands with ______. (a) each other (b) one other

(c) one the other (d) themselves

73. Elena was out of breath because __________

(a) she‘d been running (b) she did run (c) she‘s been running (d) she‘s run

74. I‘ll tell Ashok all the news when _______ him.

(a) I‘ll see (b) I‘m going to see

(c) I see (d) I shall see 75. At this time tomorrow __________ over the

Atlantic.

(a) we flying (b) we‘ll be flying

(c) we‘ll fly (d) we to fly

Directions (Q.76-80) : Point out in the following

sentences what kind of errors are there mentioning

the correct alternatives.

76. The Hindu is most popular, than any other newspaper in India.

(a) Errors in adjective (b) Error in conjunction

(c) Error in article (d) None of these

77. The lawyer asked if it was worth to take the matter to court.

(a) Error in tense (b) Error in non finite verb

(c) Error in preposition (d) None of these

78. We have discussing all the known mechanisms of physical growth.

(a) Error in verb (b) Error in determiner

(c) Error in preposition (d) None of these

79. Beside Hindi she knew Bengali well. (a) Wrong use of preposition

(b) Error in tense

(c) Omission of article

(d) None of these 80. When shall we arrive to our destination ?

(a) Error in preposition (b) Error in conjunction

(c) Error in tense (d) Error in modal

81. He said to me, ―Where is the post office?‖ in reported speech this will be

(a) He wanted to know where the post office was.

(b) He asked me that where the post office was.

(c) He asked me where the post office was. (d) He asked me where was the post office .

82. Find out the correct sentence.

(a) She likes to feed the poors.

(b) He is working for the blind. (c) I told these news to my father

(d) The teacher gave us many advices.

83. They are plant eaters

(P) and various kinds of vegetation (Q) browsing on grass

(R) and consume

(S) vast quantities of pasture

(a) QPRS (b) QSRP (c) RSPQ (d) RSQP

84. Unscrupulous operators are running a ……..racket

in illegal international telephone calls.(fill in the blank)

(a) fruitful (b) prosperous

(c) rich (d) flourishing

85. Women can‘t ………a secret.(Fill in the blank with a suitable phrasal verb)

(a) keep under (b) keep up

(c) keep back (d) keep on

86. No other Moghuls was so great as Akbar. The meaning of this sentence is______.

(a) Akbar was greater than any Moghuls.

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(b) Akbar was one of the greatest rulers of Moghuls.

(c) Akbar was the greatest of all Moghuls. (d) Akbar was the greatest of all other Moghuls.

87. Would you mind ……..on the light? (Fill in the

blank)

(a) to switch (b) switching (c) to switching (d) to be switching

88. A Common room for Students can also be written

as :

(a) Student‘s Common room (b) A Students Common room

(c) Students Common room

(d) Students‘ Common room

89. We are studying hard _____ our final examination which begins _____ Monday. We hope to do well in

the examination _____ our parents will be proud of

us. (Fill in the blanks)

(a) for , from, so (b) in, at, against (c) for, on, so that (d) for, on, with

90. In reported speech, how will this read when the

speaker himself reports?

―Are you ill‖? he said coldly. ‗No. I said.

‗Did you sleep well last night‘.

‗Yes‘. i said.

‗Then why are you sitting about when all others are working? Go out at once and give them a hand.‘

(a) He asked me if I was ill and I said that I

wasn‘t. He asked if I had slept well the

previous night and I replied I had. Then he asked why I was sitting about when all others

were working. He lastly told me to go out at

once and gave them a hand.

(b) He asked me if I was ill and I said that I wasn‘t. He asked if I slept well the previous

night and I replied I had. Then he asked why I

was sitting about when all others were

working. He lastly told me to go out at once and give them a hand.

(c) He asked me if I was ill and I said that I

wasn‘t. He asked if I had slept well the

previous night and I replied I had. Then he asked why I was sitting about when all others

were working. He lastly told me to go out at

once and give them a hand.

(d) He asked me if I was ill and I said that I wasn‘t. He asked if I slept well the previous

night and I replied I had. Then he asked that I

was sitting about when all others were

working. He lastly told me to go out at once and give them a hand.

Directions (Q.91-95) : In the following questions, read

the passage carefully and choose the best answer to

each question out of the four alternatives. A small band of biologists share a dream- to find species

of sea or land animals hitherto completely unknown or to

discover living examples of animals thought to have died out ages ago. Finds made in this century encourage these

dreamers, whose field is aptly named cryptozoology-

literally the science of hidden animals.

Size and habitat are often responsible for an animal‘s having been overlooked. Not surprisingly, a bumblebee-

size bat that lives in caves in Thailand eluded detection

until 1973. But larger animals in less remote sites have

also remain hidden. Herds of a species of peccary supposedly extinct since the last ice age, for instance,

were found in Paraguay in 1975.

Native people sometimes offer scientists useful clues. An

unusual feather in a local‘s hat sparked the discovery of a showy African peacock in 1936, and accounts of giant

lizards on the Indonesian island of Komodo proved not to

be mere myth when naturalist P.A. Ouwens identified

four of the creatures captured in 1912. As crypto zoologists follow such leads into little-explored areas,

they remain optimistic that it is not too late to uncover

sensational surprises.

91. Myths refer to _________. (a) love stories

(b) historical stories

(c) legends

(d) traditional stories involving supernatural beings or events

92. A bumblebee-size bat that lives in caves in Thailand

was discovered in __________.

(a) 1973 (b) 1936 (c) 1912 (d) 1975

93. _________ still look forward to discovering

sensational surprises.

(a) P.A. Ouwens (b) The natives

(c) The naturalists

(d) A small band of biologists

94. Often the crypto zoologists get a lot of leads from __________.

(a) native people

(b) the animal‘s size and habitat

(c) myths (d) legends

95. The dream of the crypto zoologist is to find ______.

(a) species of sea or land animals hitherto

completely unknown (b) all of the given options

(c) living examples of animals thought to have

died out ages ago.

(d) Hidden, supposedly extinct animals

Directions (Q.96-100) : In the following questions,

read the passage carefully and choose the best answer

to each question out of the four alternatives.

An earthquake comes like a thief in the night, without warning. It was necessary, therefore to invent

instruments that neither slumbered nor slept. Some

devices were quite simple. One, for instance, consisted of

rods of various lengths and thicknesses which would stand up on end like ninepins. When a stock came it

shock the rigid table upon which these stood. If it were

gentle, only the more unstable rods fell. If it were severe,

they all fell. Thus, the rods by falling and by the direction in which they fell, recorded for the slumbering scientist,

the strength of a shock that was too weak to waken him

and the direction from which it came. But, instruments

for more delicate than that were needed if any serious advance was to be made.

The ideal to be aimed at was to devise an instrument that

could record with a pen on paper the movement, of the ground or of the table, as the quake passed by. While I

write my pen moves but the paper keeps still. With

practice, no doubt, I could, in time, learn to write by

holding the pen still while the paper moved. That sounds a silly suggestion, but that was precisely the

idea adopted in some of the early instruments

(seismometers) for recording earthquake waves. But

when table, penholder and paper are all moving how is it possible to write legibly? The key to a solution of that

problem lay in an everybody observation. Why does a

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person standing in a bus or train tend to fall when a

sudden start is made? It is because his feet move on, but his head stays still.

96. The passage says that early instruments for

measuring earthquakes were

(a) Faulty in design (b) Expensive (c) Not study (d) Not sensitive enough

97. Why was it necessary to invent instruments to

observe an earthquake?

(a) Because an earthquake comes like a thief in the night

(b) To make people alert about earthquakes during

their conscious as well as unconscious hours

(c) To prove that we are technically advanced (d) To experiment with the control of man over

nature

98. A simple device which consisted of rods that stood

up on end like the ninepins was replaced by a more sophisticated one because it failed

(a) To measure a gentle earthquake

(b) To measure a severe earthquake

(c) To record the direction of the earthquake (d) To record the facts with a pen on paper

99. The everyday observation referred to in the passage

relates to

(a) A moving bus or train (b) The sudden start of a bus

(c) The tendency of a standing person to fall when

a bus or train moves suddenly

(d) People standing in a bus or train 100. The early seismometers adopted the idea that in

order to record the earthquake, it is

(a) The pen that should move just as it moves

when we write on paper (b) The pen that should stay still and the paper

should move

(c) Both pen and paper that should move

(d) Neither pen nor paper that should move

(IWò@û )

101. Kâòdû_\ aûKýiÚ Kûjûe _êeêh I aP^Kê @ êKeY

Keò[ûG?

(K) K© ðû (L) Kcð

(M) Kâòdû (N) icÉ C©e VòKþ

102. aû_û cû’uê _êeûY gêYûAùfö (ùeLûuòZ _\Uò

K’Y iìPû@)

(K) cêLý Kcð (L) ùMøY Kcð

(M) Kcð êùjñ (N) \êAUò Kcð

103. cêñ C_^ýûi ùfLê@Qòö (ùeLûuòZ Kâòdû_\Uò K’Y

iìPû@)

(K) GKK Kâòdû (L) ù~øMòK Kâòdû

(M) \ßòKcðK Kâòdû (N) @icû_òKû Kâòdû

104. KcðKê _âû]û^ýKeò KâòdûKê ùKùZbûMùe aòbq

Keû~ûAQò?

(K) 2 (L) 3

(M) 4 (N) 5

105. _âKûgý \éÁòeê KâòdûKê ùKùZ bûMùe aòbq

Keû~ûAQò?

(K) 2 (L) 3

(M) 4 (N) 5

106. C_ô© ò \éÁòeê KâòdûKê ùKùZ bûMùe aòbq

Keû~ûAQòö

(K) 5 (L) 3

(M) 4 (N) 2

107. ùicûù^ Gùa KfòKZû ù`eê[ôùaö (ùeLûuòZ

Kâòdû _\Uòùe ùKCñ Kûke iìP^û còkêQò iìPû@)

(K) iû]ûeY baòhýZ (L) @iµ^Ü baòhýZ

(M) iµ Ü baòhýZ (N) @iµ Ü a© ðcû^

108. Zê aiò _Xÿê[ûö (ùeLûuòZ Kâòdû _\Uòe Kûk ò‰ðd

Ke)

(K) iû]ûeY @ êmûbûa

(L) @iµ^Ü @^êmûbûa

(M) iû]ûeY abò_âûdòKbûa

(N) @iµ Ü @bò_âûdòK bûa

109. Kòdûe ‘bûa’ ùKùZbûMùe aòbqö

(K) 5 (L) 3

(M) 2 (N) 4

110. _âZýd \éÁòeê KâòdûKê ùKùZbûMùe aòbq

Keû~ûAQòö

(L) 5 (L) 3

(M) 2 (N) 4

111. ùi iµKðeê Gjû Kfûö (ùeLûuòZ _\Uòùe ùKCñ

aòbqòe _âùdûM ùjûAQò iìPû@)

(K) 4[ðú (L) 5cú

(M) 7cú (N) 2dû

112. ‘KûkúMûA’ ùKCñ icûi iÚòe Keö

(K) Kcð]ûed (L) ajêaâújò

(M) ZZþ_êeêh (N) @aýdúbûa

113. ‘_âù\ûh’ e @[ð ò‰ðd Keö

(K) eûZâò (L) ògûcêL

(M) ^q (N) eR^ú

114. ‘RWÿûùZf ùcŠûaûk’ eìXÿòUòe C_~êq @[ð ò‰ððd

Ke?

(K) @Zý« _òâd (L) N^òÂ i´§

(M) @Zý« gZîZû (N) Cbd (K) I (L) VòKþ

115. ‘iÚû_òZ’ e aò_eúZ @[ð ò‰ðd Keö

(K) @iÚû_òZ

(L) aòiÚû_òZ

(M) Cbd (K) I (L) VòKþ

(N) ^òiÚû_òZ

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116. ‘C\úZú’ e aò_eúZ @[ð ò‰ðd Ke?

(K) @ûaûPú (L) @aûPú

(M) @\úPú (N) C ÜZò

117. ‘gâúcû^’ _\Uò ùKCñ _âZýd ù~ûMùe ùjûAQò

iìPû@?

(K) cZþ (L) aZþ

(M) aò þ (N) @

118. ‘C^ÜúkòZ’ e aò_eúZ @[ð ò‰ðd Keö

(K) cê\òâZ (L) @b àúkòZ

(M) ùLûfû (N) a¦

119. IWÿò@û bûhûùe aý¬^ a‰ðe ùKùZùMûUò ]ß ò

ejòQò?

(K) 38 (L) 32

(M) 39 (N) 33

120. ‘aûkòg, aûkúg’ö (iùcûyûeòZ g±e @[ð ò‰ðd

Ke)

(K) C_û]û^, ^ûeúe ô (L) cìLð,^ûeúe ô

(M) ^ûeúe ô, ZKò@û (N) ^ûeúe ô, cìLð

121. @iwZKê _é[K Keö

(K) _êŠeúK (L) iûei

(M) aûeòR (N) _dÊò^ú

122. ‘bûùkYò’ g± ùKCñ _~ðýûde @ùU ò‰ðd Keö

(K) Ké\« (L) Z¡òZ

(M) icûi (N) aòbqò

123. ‘]kû]û^’ ùKCñ icûi ^ò‰ðd Keö

(K) ZZþ_êeêh (L) Kcð]ûed

(M) ajêaâújò (N) @aýdúbûa

124. GK _\ùe _âKûg Keö

aòMZ ùjûAQò _ZÜú ~ûjûe ùi ------ö

(K) i_ZÜúK (L) aò_ZÜúK

(M) _ZÜúj«û (N) iÈúK

125. ùi Zûu \éÁòeê @«jòZ ùjùfö (ùeLûuòZ _\Uòe

KûeK ò‰ðd Ke)

(K) K© ðû (L) Kcð

(M) KeY (N) @_û\û^

126. gê¡ò g±Kê iìPû@ö

(K) @^ûU^ (L) @^U^

(M) @YûU^ (N) @YU^

127. ‘aûWÿòe `k’ ùKCñ i´ù§ hÂú aòbqòe _âùdûM

ùjûAQò iìPû@ö

(K) R^ý-R^K i´§ (L) @û]ûe-ù]d i´§

(M) aòùghY i´§ (N) @wûwú i´§

128. QûZâUò ò_U @kiê@ûö (ùeLûuòZ _\Uòe aòùghY

iÚòe Ke)

(K) aòù]d aòùghY

(L) aòùghYe aòùghY

(M) Kâòdû aòùghYe aòùghY

(N) MêYaûPK aòùghY

129. ‘ùeûMúUò Kùeû^ûùe KûgêQòö’ (Cq aûKýUòùe

KâòdûaûPK aòùghY ùKCñUò PòjÜû@)

(K) ùeûMúUò

(L) Kùeû^ûùe

(M) KûgêQò

(N) GMêWÿòK c¤eê ùKCñUò aò ^êùjñ

130. òcÜfòLòZ a‰ðcû^u c¤eê @aMðý aý¬^Kê PòjÜû@?

(K) L (L) N

(M) e (N) c

131. òcÜfòLòZ a‰ðcû^u c¤eê @ùNûh aý¬^Kê

PòjÜû@ö

(K) M, N (L) P, Q

(M) _, ` (N) U, V

132. gê¡ò g±Kê ^ò‰ðd Keö

(K) ù~iû (L) ù~ûhû

(M) ù~ûgû (N) ù~hû

133. ‘_l_ûZú’ e aò_eúZ @[ð ^ò‰ðd Keö

(K) @_l_ûZú (L) òeù_l

(M) _ûZú (N) @^òeù_l

134. ‘@ùMâie’ e icûi ^ò‰ðd Keö

(K) Kcð]ûed icûi (L) @fêK icûi

(M) C__\ ZZþ_êeêh (N) ^òZý

135. ‘KଞଚûcòQ’ ùKCñ icûi ò‰ðd Ke?

(K) Kcð]ûed (L) @aýdúbûa

(M) ZZþ_êeêh (N) @fêKþ

136. ‘ZeYò, ZeYú’ iùcûyûeòZ g±e @[ð ò‰ðd Keö

(K) iì~ðý, ù^øKû (L) ù^øKû, aúe

(M) ù^øKû, iì~ðý (N) aúe, ù^øKû

137. ‘@bòcû^ú’ e aò_eúZ@[ð ò‰ðd Keö

(K) òebòcû^ (L) òebòcû^ú

(M) @_cû^ú (N) Cbd (K) I (L) VòKþ

^òùcÜûq @^êùz\UòKê @¤d^ Keò _âgÜ ^õ 138 Vûeê

141 _~ðý« _âgÜe Ce \ò@ö

gòlû ùjCQò c êhýe iaðùgâ bìgY I _ec @û\eYúd

iµ© òö @ZúZùe iaêR iê¦e R^^ú _eòùag c¤ùe MêeêKêk

c êhýKê GK _eò_ì‰ð cû^a eìù_ MXÿò ùZûkê[ôfûö gûÈ

@¤d^ ijòZ Kéhò, gòÌ, Kkû, ~ê¡aò\ýû I @û¤ûcôòK gòlû

AZýû\ò iaêùaùk ùicûù^ _ûewc ùjûA CVê[ôùfö ùi

~êMùe gòlûe _â]û^ @ûbòcêLý [ôfû @û¤ûcôòKZû I

aýajûeòKZûö jò¦ê eûRZß, cêifcû^ eûRZß Kûke _âûPú^

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bûeZe gòlû aýaiÚû I iõÄéZòe ]ûeû, @ûce _ûeµeòK gòlû

aýaiÚûKê @ÊúKûe Keò _âZò a\kùe _û½ûZý AõeûRú gòlûe

_âPk^ _ûAñ ieKûeuê _âbûaòZ Kùfö fWÿð cýûùKfu \ßûeû

_âYúZ gòlû^úZò aWÿfûU fWÿð ùaòKu \ßûeû ÊòKéZ ùjaû _ùe

bûeZùe KòeûYú iéÁòKûeú AõeûRú gòlû _âPkòZ ùjfûö Gjû

gòlû aÉêaû\ú Pò«û]ûeûe _eòù_ûhK @ùUö G[ôùe PeòZâ

MV^, ^úZòcd @û\gð Rúa^~û_^, cìfýùaû]b© òòK Pò«û

Gaõ @û¤ûcôòK aògßûi _ûAñ ùKøYiò C_û\û^ ^ûjóö @ûRòKûfòe

icûRùe C_c êý, GKfaý bkò QûZâe ù~còZò @bûa ejòQò

agòÁ, aògßûcòZâ, i¦ò_^ú I ù]øcýu bkò @ûPû~ðýue c¤

ùibkò @bûa ejòQòö ùZYê @û]ê òK mû^aòmû^ ijòZ @û¤ûcôòK

Z[û @ûcô òbðegòkZû gòlûe _âPk^ _ûAñ gòlûe iõÄûe @ûYòaû

\eKûeö

138. @ZúZùe gòlûe _â]û^ @ûbòcêLý K’Y [ôfû?

(K) iZý I @jòõiû (L) @û¤ûcôòKZû I aýajûeòZû

(M) _ûeµeòK gòlû (N) gÈ @¤d^

139. bûeZùe Kò _âKûe AõeûRú gòlû _âPkòZ?

(K) @¤û_K iéÁòKûeú (L) IKòf iéÁòKûeú

(M) KòeûYú iéÁòKûeú (N) ùKCñUò aò êùjñ

140. bûeZùe _ûeµeòK gòlû aýaiÚûKê @ÊúKûe Keò

KòG _û½ûZý AõeûRú gòlû _âPk^ _ûAñ ieKûeuê

_âbûaòZ Kùe?

(K) fWÿð cýûùKf (L) fWÿð ùa òK

(M) còg^eú cûù^ (N) AõeûRú cûù^

141. òùcÜûq c¤eê ùKCñUò @fMû?

agòÂ, aògßûcòZâ, i¦ò_^ú, GKfaý

(K) agòÂ (L) aògßûcòZâ

(M) i¦ò_^ú (N) GKfaý

142. ‘@bòù_âZ’ e aò_eúZ @[ð ò‰ðd Ke?

(K) bòù_âZ (L) @^bòù_Z

(M) @_âbò_òZ (N) Cbd (K) I (L) VòKþ

143. ‘_òZâ êmû’ e i§ò ò‰ðd Keö

(K) _òZé + @^êmû

(L) _òZâû + @ êmû

(M) _òZî + @^êmû

(N) GMêWÿòòK c¤eê ùKCñUò aò êùjñ

144. ùcùfeò@û Jh] jûAùWÿâûKèò ùKäûùeûKêA^ùe

Kùeû^û _úWÿòZ iêiÚ ùjC[ôaûe RYû~ûAQòö

(ùeLûuòZ _\Uòe aòbqò ^ò‰ðd Ke)

(K) ZéZúdû (L) i¯cú

(M) PZê[ðú (N) _ଞଚcú

145. ùcûùZ \jò eêùPö (ùeLûuòZ _\Uòe aòbqò iÚòe

Ke)

(K) PZê[ðú (L) \ßòZúdû

(M) _ଞଚcú (N) hÂú

146. C_~êq aýûiaûKýij icûi ^ò‰ðd Ke?

(K) gêKæû @ùU eR^ú = gêKæeR^ú - Kcð]ûed icûi

(L) gêKæe eR^ú = gêKæeR^ú - hÂú ZZþ_êeêh icûi

(M) gêKæùe eR^ú = gêKæeR^ú - i¯cú ZZþ_êeêh

iûci

(N) gêKæûùe eR^ú = gêKæeR^ú - ZéZúdû ZZþ_êeêh

icûi

147. ù~ûMý @[ðùe ùKCñ aòbqòe _âùdûM ùjûA[ûG?

(K) PZê[ðú (L) _ଞଚcú

(M) hÂú (N) i¯cú

148. gê± Êea‰ð ùKùZùMûUò iìPû@?

(K) 5 (L) 6

(M) 8 (N) 11

149. ‘@býMÜò’ ùKCñ @[ðùe @aýdúbûa icûi ùjûAQò

iìPû@?

(K) ù~ûMý@[ðùe (L) i¹êL @[ðùe

(M) i´§ @[ðùe (N) aò_eúZ @[ðùe

150. ‘C_ù\g’ e aò_eúZ @[ð ò‰ðd Keö

(K) òeê_ù\g

(L) KêcªYû

(M) cªYû

(N) GMêWÿòK c¤eê ùKCñUò aò ^êùjñ

151. ‘C_Kûe’ e aò_eúZ @[ð ò‰ðd Keö

(K) @_Kûe (L) êe_Kûe

(M) @ òÁ (N) icÉ C©e VòKþ

152. ‘~\ý_ò’ ùKCñ i§ò ò‰ðd Keö

(K) Êe (L) aý¬^

(M) aòiMð (N) i§ò êùjñ

153. @jòõiûe aòRdö (ùeLûuòZ _\Uòe aòbqò iÚòe

Ke)

(K) _ଞଚcú (L) hÂú

(M) i¯cú (N) \ßòZúdû

154. bò Ü aý¬^Kê _é[K Keö

(K) M, N (L) R, S

(M) K, M (N) Z, [

155. gê± g±Kê iìPû@ö

(K) òù\ðûhú (L) òù\ðûh

(M) òù\ðûhò (N) ^úù\ðûh

156. ‚@Vû KûVòùe _Wÿòaû‛- eìXÿòUòe C_~êq @[ð ò‰ðd

Keö

(K) ù\ûh ù\aû (L) aò_\ùe _KûAaû

(M) @iêaò]ûùe _Wÿòaû (N) @Vûùe KûVò _KûAaû

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157. ‘acôð’ e _âZòg± iìPû@ö

(K) @ðd^ (L) ieYú

(M) cûMð (N) icÉ C©e VòKþ

158. Kùeû^û _ûAñ Jh] ^ûjóö (ùeLûuòZ _\Uòe

aòbqò iÚòe Ke)

(K) \ßòZúdû (L) PZê[ðú

(M) _ଞଚcú (N) PZê[ðú

159. ‘^eiòõj’ ùKCñ icûi iÚòe Ke?

(K) C_ùcd Kcð]ûed

(L) c¤_\ùfû_ú Kcð]ûed

(M) eì_K Kcð]ûed

(N) C_cû^ Kcð]ûed

160. ‘C_a^’ ùKCñ @[ðùe @aýdúbûa icûi ùjûAQò

ò‰ðd Keö

(K) lê\âZû (L) iû\égý

(M) icú_ (N) aú_þiû[ðùe

161. ‘ÊûMZ’ e i§ò ò‰ðd Keö

(K) Êû + @ûMZ (L) iê + @ûMZ

(M) iì + @ûMZ (N) Ê ê + @ûMZ

162. gê± g±Kê iìPû@ö

(K) @ûgòh (L) @ûgúh

(M) @ûiòh (N) @ûiúg

163. ‘@eYý’ e _âZòg± ò‰ðd Keö

(K) jêZûg^ (L) _êŠeúK

(M) acðô (N) a^

164. CyûeY ùlZâùe ù~Cñ a‰ðMêWÿòK Êe Gaõ aý¬^

a‰ðMêWÿòKe c¤a© ðú ùjûA[ûG, ZûjûKê ùKCñ a‰ð

Kêjû~ûG?

(K) Chàa‰ð (L) @«üiÚa‰ð

(M) @ûgâòZ a‰ð (N) @ùNûh a‰ð

165. ‘ùfûb Keòaû’ C_~êq eìXÿòUòKê ò‰ðd Keö

(K) @ûLô eLôaû (L) @ûLô _KûAaû

(M) @ûLô _ûAaû (N) @ûLô ù\LûAaû

166. ‘aòbûaeú’ Kûjûe _âZòg± ò‰ðd Ke?

(K) eûRû (L) eûZâò

(M) iKûk (N) jûZú

167. ‘ùgûK’ e aò_eúZû[ðùaû]K g± ò‰ðd Keö

(K) aòhû\ (L) jhð

(M) Cfäûi (N) Lêiò

168. ‘aò]êe, bòaêe’ iùcûyûeòZ g±e @[ð ò‰ðd Keö

(K) KûZe, aRâ (L) aRâ, KûZe

(M) \êüL, KûZe (N) KûZe, \êüL

169. Agße aògßaûiúuê Kùeû^ûeê elû Ke«êö

(ùeLûuòZ _\Uòe aòbqò ^ò‰ðd Ke)

(K) ZéZúdû (L) _ଞଚcú

(M) hÂú (N) i¯cú

170. ‘@ êMâj’ e aò_eúZ g± ò‰ðd Keö

(K) òMâj (L) aòMâj

(M) i§ò (N) KÁ ù\aû

171. ‘_âi Ü’e aò_eúZû[ðùaû]K g± ò‰ððd Keö

(K) @_âi Ü (L) aòh‰ð

(M) \êüL (N) KÁ

172. ‚@ûùceòKû _é[ôaúe iaêVûeê aòbagûkú eûÁâö‛

(_âKû~ðý \éÁòeê Cq aûKýUò ùKCñ ùgâYúe iìPû@)

(K) aòaéZò (L) _âgÜ

(M) ^ûÉò (N) aòiàd

173. ‘iêLiûMe’ ùKCñ icûi ^ò‰ðd Ke?

(K) Kcð]ûed (L) ZZþ_êeêh

(M) ajêaâújò (N) ^òZý

174. ‘~ê]ôÂòe’ ùKCñ icûi ò‰ðd Keö

(K) @fêKþ (L) òZý

(M) @aýdúbûa (N) ajêaâújò

175. C_© ôò ùjZêùaû]K g±ùe ùKCñ aòbqò e _âùdûM

ùjCQò iìPû@ö

(K) _ଞଚcú (L) hÂú

(M) i¯cú (N) \ßòZúdû

176. ‘_kû Ü’ ùKCñ icûi iÚòe Keö

(K) c¤_\ùfû_ú Kcð]ûed

(L) eì_K Kcð]ûed

(M) C_còZ Kcð]ûed

(N) C_cû^ Kcð]ûed

177. IWÿò@û bûhûe g± i¸ûeKê ùKùZ bûMùe aòbq

Keû~ûAQò?

(K) 4 (L) 5

(M) 6 (N) 2

178. eûc Zûue _ZÜú I bûâZûuê iwùe ùN ò a^Kê

Mùfö (ùeLûuòZ _\Uò K’Y iìPû@)

(K) iað ûc (L) @aýd

(M) Kòdû (N) Kûk

179. gVKê gûVý \eKûeö (ùeLûuòZ _\Uòe aòbqò

iÚòe Ke)

(K) PZê[ðú (L) \ßòZúdû

(M) _ଞଚcú (N) ZéZúdû

180. ‘ù\jiêjû ùjaû’ eìXÿòUòe C_~êq @[ð ò‰ðd Keö

(K) @ZúZ K[û gêYòaû (L) geúe \êaðk ùjaû

(M) @býÉ ùjaû (N) aòhc iciýûùe _Wÿòaû

181. ‘@kòK’ e @[ð ò‰ðd Keö

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(K) ffûU (L) cò[ýû

(M) iZý (N) c]û

182. ‘béw’ e _âZòg± iìPû@ö

(K) gòLŠú (L) bì_ûk

(M) còkò¦ (N) ^q

183. ‚~ûjûKê bf_ûAa ZûjûuVûeê _âZò\û^ ù^aûKê

Pûjóa ^ûjóö (Gjû ùKCñ _âKûe aûKý iìPû@)

(K) iek (L) RUòk

(M) ù~øMòK (N) cògâ

184. ‘\òMû´e’ _\Uòùe ùKCñ @gê¡ò ejòQò iìPû@?

(K) i§òMZ (L) aP^MZ

(M) hZßaò]ô MZ (N) fòwMZ

185. ‘ù^Zûe aû© ðû’ ùKCñ i´ù§ hÂú-aòbqòe _âùdûM

ùjûAQò iìPû@?

(K) @û]ûeù]d i´§ (L) Kû~ðýKûeY i´§

(M) aòùghY i´§ (N) aýû¯ò i´§

186. gê± g±Kê iìPû@ö

(K) \ìeûgû (L) \êeûgû

(M) \ìeûiû (N) \êeûiû

187. @iwZ _\Kê iìPû@ö

(K) _\aû^ (L) @^úk

(M) aûZ (N) cûeêZ

188. ‘\«û’ ùKCñ g± iìPû@ö

(K) Ké\« (L) Z¡òZ

(M) aòbqò (N) i§ò

189. jAùf fòf, ùZû bûA Kê@ûùWÿ Mùf? (ùeLûuòZ

_\Uò ùKCñ @aýd iìPû@)

(K) iù´û]^ iìPK (L) bûa aûPK

(M) ùjZêùaû]K (N) _\û ßdú

190. ùKCñ @aýd _\\ßûeû aûKýe aûeY iìPòZ jêG?

(K) aú_þiû[ðK (L) òùh]û[ðK

(M) i¸ûa^û iìPK (N) aòKÌû[ðK

191. aûü Kò iê¦e \égýö (ùeLûuòZ _\Uò ùKCñ @aýd

iìPû@)

(K) bûaaûPK (L) i¹Zò iìPK

(M) @ûkuûeòK (N) iù´û]^ iìPK

192. [eKê [e Zêùc GVûKê @ûiêQ KûjòñKòö (ùeLûuòZ

_\Uò ùKCñ @aýd _\ ò‰ðd Ke)

(K) Kâcùaû]K (L) @û êKâcòK

(M) aú_þiû[ðK (N) Cbd (K) I (L) VòKþ

193. KòG @ûRò ibûùe aqaý _â\û^ Keòùa?

(ùeLûuòZ _\Uòe iað ûc iÚòe Ke)

(K) _êeêh aûPK (L) @ûù_lòK

(M) _âgÜiìPK (N) ^òù¡ðgûcôK

194. @û_Y ~ûjûZûjû Kêj«ê ^ûjóö (ùeLûuòZ _\Uòe

iað ûc iÚòe Ke)

(K) @ûù_lòK (L) i´§aûPK

(M) òù¡ðgûcôKz (N) Cbd (K) I (L) VòKþ

195. G aMòPûùe cfäú `êUòùf @ûe aMòPûKê aûùiö

(ùeLûuòZ _\e iað ûc ^ò‰ððd Ke)

(K) ò‰ðûdK, @ûù_lòK (L) òù¡ðgûcôK, ò‰ðûdK

(M) icêydú, @ûcôaûPK (N) ^òù¡ðgûcôK, _êeêhaûPK

196. IWÿò@û bûhûùe aýajéZ ùjC[ôaû _ìað_âZýd MêWÿòKê

K’Y Kêjû~ûG?

(K) Ké\« (L) Z¡òZ

(M) C_iMð (N) aòbqò

197. _âZýde C_ô© ò \éÁòeê ùKùZ bûMùe aòbq

iìPû@?

(K) 2 (L) 3

(M) 4 (N) 5

198. IWÿò@û bûhûe _ìað_âZýd iõLýû ùKùZùMûUò iìPû@ö

(K) 10 (L) 20

(M) 25 (N) 30

199. ‘_eû, @_, icþ, ò’ GMêWÿòK K’Y iìPû@?

(K) C_iMð (L) Ké\«

(M) Z¡òZ (N) aòbqò

200. ‘@bò + bì + @K’ e C_~êq g±Uò ò‰ðd Ke?

(K) @bòbìK (L) @bòbûaK

(M) @bò@K (N) bdû^K

EXPLANATIONS

PAPER-I 1. (d) 2. (d) 3. (a) 4. (d) 5. (c) 6. (d) 7. (c) 8. (a) 9. (a) 10. (c)

11. (a) 12. (b) 13. (b) 14. (b) 15. (a)

16. (a) 17. (d) 18. (c) 19. (b) 20. (a)

21. (a) 22. (b) 23. (b) 24. (b) 25. (d) 26. (a) 27. (c) 28. (c) 29. (d) 30. (d)

31. (a) 32. (a) 33. (c) 34. (b) 35. (b)

36. (d) 37. (c) 38. (b) 39. (c) 40. (b)

41. (d) 42. (b) 43. (d) 44. (d) 45. (c) 46. (c) 47. (d) 48. (b) 49. (a) 50. (d)

51. (c) 52. (b) 53. (d) 54. (c) 55. (c)

56. (a) 57. (c) 58. (c) 59. (a) 60. (b)

61. (b) 62. (b) 63. (a) 64. (c) 65. (a) 66. (d) 67. (b) 68. (b) 69. (b) 70. (c)

71. (b) 72. (b) 73. (a) 74. (c) 75. (c)

76. (a) 77. (a) 78. (b) 79. (d) 80. (a)

81. (d) 82. (c) 83. (c) 84. (b) 85. (c) 86. (c) 87. (d) 88. (c) 89. (d) 90. (a)

91. (c) 92. (c) 93. (a) 94. (c) 95. (d)

96. (c) 97. (d) 98. (a) 99. (d) 100. (b)

PAPER-II 1. b; The resting place of pig is called Sty. Similarly,

the resting place of cow is called Byre.

2. b;

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3. c; Except in letter group IXYOQ, in all others there

is only one vowel. In the letter group IXYOQ, there are two vowels

4. d;

Therefore, the number 41 is wrong the series.

5. c; Meaningful order of the words.

3. Day5. Work1. Exhaust2. Night4.

Sleep

6. b;

7. c;

It is clear that T is located to the West of P.

8. d;

9. a;

10. b; Suppose the present age of Rakhi=6x years

According to question.

252

50x

50x3x5

x350x5

x3

510x

Present age of Rakhi‘s mother

=2x

=225=50 years Age of Rakhi‘s mother at time of her engagement.

= (50-10) year = 40 years

11. a;

96336

Therefore,

12. d; Interchange and

28735

287323

2874839

2874839

13. b; 4 * 5 % 3 = (4 × 5)3 = 8000 2 * 3 % 2 = (2 × 3)2 = 36

Therefore,

4 * 3 % 3 = (4 × 3)3 = 1728

14. d; First Figure (2 × 3 × 5 × 1) + 1 = 30 + 1 = 31

Second Figure

(4 × 2 × 3 × 6) + 1 = 144 + 1 = 145

Third Figure (2 × 1 × 5 × 7) + 1 = 70 + 1 = 71

15. b;

The triangles are BGA, BGC, BAC, AHB, CBH, HGA, HGC, HCA,

HAF, HFD, HDC, HIF, HID, FEH, DHE, EID, EIF,

EDF, AFC, AFD, DCA, DCF

16. c;

17. a; II, III, IV and V are on the faces adjacent to I.

therefore, VI lies opposite I. 18. a; Pens which are blue can be represented by such

numbers that are common to the rectangle and the

lower triangle. Such numbers are 4 and 19.

Required sum =4+19=23 19. a;

20. a;

21. b;

22. a; Mustard and Sesame are oilseeds. Peas are

Legumes. Cotton is a soft. Fluffy staple fiber that grows in a protective case.

23. d;

Pair of opposite letters

But,

24. b;

3666

62332

1961414

147227

5762424

244664

But,

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343777

77117

25. b;

26. b; 5x+6x=33

11x=33

311

33x

Age of Pankaj

= 5x = 53 = 15 years Age of Punit

= 6x = 63 = 18 years Required difference

= (18-15) years

= 3 years 27. d;

AE=AB+BE

= (40+50) metre = 90 metre

28. c; There is no ‗Y‘ letter in the given word.

Therefore, the word SALTY cannot be formed

29. d;

Similarly,

30. c;

33639

334635

334657

334567

31. d;

3634

48

363*4@48

333

3

33*3@3

Therefore,

2*13@91

213

91 14

32. a;

first Row

1561312

Second Row

154?14

14

154? =11

33. c;

The triangles are

BAJ, GHJ, JGB, JIK, IKN, GMN, LMI, GLK, JIN, DEI

Thus, there are 10 triangles in the given figure.

34. d;

35. c; The numbers 2,3,5 and 6 lie on the faces adjacent

to number 1. Therefore 4 lies opposite 1. 36. b; All brothers are men.

Some husbands are men.

Some brothers may be husbands and vice-versa.

37. d;

38. b;

39. b;

40. a;

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41. c; 42. d;

43. b; From the following explanation the code for ‗life

impossible without‘ is coded as ba mo te,

Word Code

life ba

friends ki

make po

live le

trouble lo

gain se

joy st

without mo/te

impossible te/mo

Hence option (b) is correct

44. d; This question can be solved using the elimination technique

Out of the given options, we can define the given

relationship using either option A or option C. and we can observe this from the following diagrams.

Option (d) is hence the correct answer

45. a;

46. a;

47. d: Vilas is 26th from left and Kewal is 10th places

to the left of Vilas. So, Kewal is 16th from left.

Now, there are three boys between Kewal and Aditya. So, Aditya may be 12th or 20th from left.

Since the exact position of Aditya cannot be

ascertained, so the given data are inadequate.

48. d: The movements of the person are from A to F, as shown in figure. Clearly, the final position if F

which is to the North-east of the starting point.

49. a;

50. d;

51. (c)

31.07.05.01.0

= 75.199

751

99

174

99

31

9

7

9

5

9

1

52. (a) Let the speed of the person and the river be x and

y (in km/h). x-y=1/(10/60)=6...................(1)

x+y=1/(4/60) = 15.................(2)

On solving equation 1 and 2, we get; y = 4.55 km/h

53. (b) In 6 years, if the amount doubles, it would become 4 times in 12 years and 8 times in 18 years.

Mathematically, the process would be quite

complicated again as can be seen below:

Let the principal amount and the interest rate be P and r% per annum, respectively.

According to the question

P2100

r1P

6

Or 2100

r1

6

By cubing both the sides we get

8100

r1

18

Hence, the sum become 8 times in 18 years. 54. (c) We may have 1 (1 black and 2 red) or (2 black

and 1 red) or (3 black).

Hence, the required number of ways = 25

14 CC

+ 15

24 CC + 3

4 C = 74.

55. (c) Sum of an infinite GP is given by r1

a

Hence, S = 5.0

1 =2

56. (c) Provision available = 150 ×45 Provision used in 10 days = 150×10

Provision left = (150 ×450 – (150 ×10) = 150×35

Now, number of men = 125,

Let number of days taken = n. So the provision = 125×n.

On equating, we get (150×35) = (125×n)

Or n = 42 days

57. (c) Let the numbers be 10a and 10b, where a and b are relatively prime numbers,

ATQ,

10a×b = 660

ab = 66 ...............(i) Also, 10a+10b = 170

10a+10b = 170

a+b = 17...........(ii) Solving Eqs.(i) and (ii) we get a = 11 and b = 6

The numbers are 110 and 60

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And so the difference = 110-60 = 50

58. (c)

7

2323

=

7

27323

47

23

59. (b) Option (b) is not necessarily true and can be seen

by taking R = 15 and S = 20.

60. (a)

3434

34

34

34

43

1

43

1

Similarly 4554

1

And 143144

144143

1

Now 144143

1.....

54

1

43

1

= 143144.....4534

= 3123144

61. (b) Relative speed= (120+80)kmph; = 200 ×

18

5

=

9

500m/s

Let the length of the train be x m

9

500

9

250x

x = 250 m.

62. (c) None is yellow, means both are blue. Required

probability = 22

7

11

6

12

7

63. (a) Let the average weight of the 59 students be A

kg. Therefore, the total weight of 59 students = 59A

years

The question states that when the weight of this

student, who left, is added, the total weight of the class = 59A+45

When this student is also included, the average

weight decreases by 0.2 kg i.e.

60

45A59 = A- 0.2

Or 59A+45 = 60A-12

Or 45+12 = 60A-59A

Or A = 57 years

64. (d) The three vowels in ABACUS are A, A and U. These three can be arranged among themselves in

!2

!3=3 ways

As the three vowels are to appear together, we

consider them as one letter.

Thus we have four letters; (AAU), B, C and S to be arranged in 4! ways.

Hence, the required answer would be 4!× 2

!3

65. b; Average of m numbers = n2

Sum of m numbers = mn2 Similarly, sum of n numbers = nm2

Sum of (m + n) numbers = mn2 + nm2 = mn(m + n)

Average of (m + n) numbers = mn

nm

nmmn

66. a; 135791113151719212325 The unit place digit of this product is 5.

The number of zeros at the right end of the product

is 0. 67. d;

68. b; 336

5!

5!678

5!

8!P3

8

Reqd. probability =

15

7

10!

P7! 3

8

69. b; AM = 55

76543

Mean deviation =

n

xxi ||

=

5

|57||56||55||54||53|

= 2.15

6

5

21012

70. c; Prob. Of drawing diamond =

52

13

Prob. Of drawing king = 52

4

Required probability =

52

1

52

4.

52

13

71. b; Let S.P. of 1 dining table = Rs x

S.P. of 4 dining tables = Rs 4x

C.P. of 20 dining tables = Rs 12000 S.P. of 20 dining tables = Rs (12000+ 4x)

But S.P. of 20 dining tables = Rs 20x

12000 + 4x = 20x

16x = 12000

x = 16

12000 = 750

The selling price of each dining table is Rs 750.

72. c; Original Strength =

1108

8011

days of Difference

days of no. Final men • no. Less

-

11 = 99

So, total number of men in second situation =110 – 11 = 99

73. c; P (at least one boy) = 1 – P (no boy)

= 10

7

10

311

25

23

C

C

74. a; 523 is an irrational no.

75. c; cbxaxx 23

One of zero = -1

Let 1

a

d (According to cubic polynomial)

1

c

ic .....

01 f

01 cba

bac 1

So, from (i) 1 abc

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76. c; 01ykx

02kyx

Unique solution if 11

12

2

1

2

1 kk

k

b

b

a

a

The value of k never be 1. So answer will be k = 2.

77. c; For the series 63, 65, 67…….

21631 ndnatn

For the series 3, 10, 17……

713 ntn

According to question nth terms of two APS are

equal.

7132163 nn

7732263 nn

655 n

13n

By solving we get, nth term = 13

78. a; 28r

Circumference = r2

176287

222

So, length of wire = 176 cm

If it is bent in the form of a square then perimeter of

square = 176 cm

i.e 4a = 176

cma 44

79. d; Diameter of spherical lend = 3 cm

So radius = 1.5 cm

Let ‗n‘ no of spherical leads can be made

So, hblrn 3

3

4

121195.17

22

3

4 3n

84n

80. a; Standard deviation 81. a; We know that,

ac

bd

bcaddc

ba 11

So,

24

32

124

1

24

321

=

24

32

8

1

82. a; TTTTT AAAA

= TT AAAA

TAA is symmetric

83. a; Let A, H and G be the arithmetic mean.

Harmonic mean and geometric mean respectively.

We know that, 1004252 HAG

G = 10

84. a;

43

31A

2515

1510

43

31

43

312 AAA

KA =

43

31K

10

015

43

31

2515

151052 KlKAA

0 =

5425315

315510

KK

KK

10 – K – 5 = 0 5K

85. c; For no solution, we have

2

1

2

1

2

1

c

c

b

b

a

a

67

3

5

10

3

k

k

86. d; n(S) =

2!

2!345

2!

5! = 60

E = Occurrence of A, I, I at their three places and

occurrence of D. T at their two places

n(E) = 63!2!2!

3! P(E) =

10

1

60

6

Sn

En

87. (c); All the terms in the AP would be of the form 4m + 1. i.e they would leave a remainder of 1 when

divided by 4. If you were to check the options only

the third option leaves a remainder of 1, when

divided by 4. Hence, the option(c) is correct.

88. (a); 4763.05354.0

9900

636347

9900

545453

18.19900

11683

9900

62845399

Hence, the answer is (a)

89. (b); If the ratio of their diameters = 2 : 1 , then the

ratio of their radii will also be= 2 : 1 Let the radii of the broader cone = 2 and height be =

1

Then the radii of the smaller cone = 1 and height be

= 2

Ratio of volumes = 3

2.

3

1.2 22 rl

1:22

3

3

4

90. (a); 2 × LCM + 1 = 2 × 12 + 1 = 25

91. (d); Total possible outcomes = total number in

which we can select 2 balls from these 20 balls.

Hence, the required number = 190220 C

Total favourable outcomes = 99217827

213 CC

Required probability = 99/190 92. (e);

Probability that the first ball is red = 3

1

15

5

Probability that the second ball is yellow = 2

1

14

7

Required probability = 6

1

2

1

3

1

93. (b); Sum of first 6 triangular numbers = 1 + 3 + 6 +

10 + 15 + 21 = 56 But the sum counted by student was 62. Hence, he

added 62 – 56 = 6 twice

Hence , the answer is (b)

94. (b); Let the present age of Alan be x years. Present age of Alan‘s brother = x + 5 years

Present age of Alan‘s sister = x + 5 + 5 = x + 10

years

Present ages of Alan‘s father = x + 10 + 30 = x + 40 years

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Present age of Alan‘s mother = 20 + x years

Required difference = x + 40 – x – 20 = 20 years

95. (d); 2

1

f

e

d

c

b

a

2

1

7

7

5

5

3

3

f

e

d

c

b

a

2

1

753

753

fdb

eca

96. (c); Let volume of tank = 30 units

Units of volume filled by tap 1 in 1 hour =

56/30

If works for 3 hours, so units filled = 5 × 3 = 15

units Units of volume filled by tap 2 in 1 hour = (30/5) = 6

It works for 2 hours, so units filled = 6 × 2 = 12 units

So total volume filled = 15 + 12 = 27 units

Volume remaining to be filled = 30 – 27= 3 units

Hence, the required percentage = 1010030

3

97. (a); Let the number of students be x. Then,

Number of students above or equal to 8 years of age

= (100-20)% of x = 80% of x.

Or 80% of x = 48 + 2/3 of 48 Or 0.8x = 80

Or x = 100

98. b; Volume of a right circular cone =

322 12433

1

3

1cmhr

Volume of a solid sphere = 33 28863

4cm

Let the number of cones be n

28812

2412

288

n

99. a; Here, D = acbbcac 42 2

= bacbacc 44 2

= 2222 44 babacc

If a = b then D = 0 or D will be a perfect square . In

both the situation roots will be rational. So, the roots

of given equation will always be rational.

100. a; Here 7.2 has more frequency , so 7.2 is the mode.

PAPER-III 1. d 2. a 3. b 4. d 5. b

6. c 7. d 8. a 9. b 10. c

11. a 12. d 13. c 14. c 15. b 16. b 17. c 18. a 19. c 20. a

21. a 22. b 23. b 24. b 25. d

26. a 27. a 28. a 29. a 30. a

31. c 32. b 33. a 34. d 35. a 36. d 37. a 38. c 39. d 40. b

41. a 42. b 43. a 44. a 45. a

46. d 47. b 48. c 49. a 50. a 51. b 52. c 53. b 54. c 55. d

56. a 57. a 58. a 59. b 60. b

61. c 62. c 63. c 64. c 65. c

66. a 67. a 68. a 69. a 70. a 71. d 72. a 73. a 74. c 75. b

76. a 77. b 78. a 79. a 80. a

81. c 82. b 83. d 84. d 85. c

86. c 87. b 88. d 89. c 90. c 91. d 92. a 93. d 94. a 95. c

96. d 97. a 98. c 99. c 100. b

101. (K) 102. (K) 103. (L) 104. (L)

105. (K) 106. (N) 107. (L) 108. (L)

109. (M) 110. (M) 111. (L) 112. (K)

113. (L) 114. (L) 115. (L) 116. (K)

117. (K) 118. (K) 119. (L) 120. (K)

121. (N) 122. (K) 123. (L) 124. (L)

125. (N) 126. (L) 127. (L) 128. (L)

129. (L) 130. (M) 131. (K) 132. (L)

133. (L) 134. (L) 135. (K) 136. (K)

137. (K) 138. (L) 139. (M) 140. (M)

141. (N) 142. (L) 143. (K) 144. (K)

145. (K) 146. (K) 147. (K) 148. (L)

149. (L) 150. (L) 151. (K) 152. (K)

153. (L) 154. (M) 155. (L) 156. (M)

157. (N) 158. (L) 159. (K) 160. (L)

161. (L) 162. (K) 163. (N) 164. (L)

165. (L) 166. (L) 167. (L) 168. (K)

169. (L) 170. (K) 171. (L) 172. (K)

173. (K) 174. (K) 175. (K) 176. (K)

177. (K) 178. (L) 179. (K) 180. (M)

181. (K) 182. (M) 183. (L) 184. (K)

185. (L) 186. (L) 187. (L) 188. (L)

189. (K) 190. (L) 191. (K) 192. (N)

193. (M) 194. (M) 195. (L) 196. (M)

197. (K) 198. (L) 199. (K) 200. (L)

****

PRACTICE SET

146

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Upcoming Exam

OPRB (SUB-INSPECTOR)

(PAPER-I & II)

PAPER-IIWò@û

1. @^ýe K[ûKê jûiýKeòaû CPòZþ êùjñö (ùeLûuòZ _\Uò

ùKCñ Kâòdû PòjÜû@)

(K) cògâ (L) @cògâ

(M) @KcðK (N) \ßòKcðK

2. iaêùaùk UûYê@û K[û Kêj ^ûjñòö (ùeLûuòZ _\Uòe

aòùghY ò‰ðd Ke)

(K) Kâòdû aòùghY

(L) KâòdûR aòùghY

(M) Kòâdû aòùghYe aòùghY

(N) aòùghYe aòùghY

3. _òZûcûZûu _eò iõiûeùe KòG @Qò? (ùeLûuòZ _\Uòe

@aýd iÚòe Ke)

(K) aòbqòiìPK @aýd (L) aòKÌû[ðK @aýd

(M) aú_þiû[ðK @aýd (N) _\û ßdú @aýd

4. ‘C^ÜZò’ _\e i§ò aòùz\ iÚòe Keö

(K) CZþ + ^Zò (L) CZþ + ^ûZò

(M) C þ + ^Zò (N) C þ + ^ûZò

5. ‘iõù~ûR^û’ _\e i§ò iÚòe Keö

(K) iõ + ù~ûR^û (L) icþ + ù~ûR^û

(M) iõù~û + R^ (N) i^þ + ù~ûR^û

6. icþ + ~êq = ? ö (i§ò _\UòKê iÚòe Ke)

(K) iõ~êq (L) i~êq

(M) icêq (N) icþ~êq

7. ‘Z¡òZ’ _\e i§ò ^ò‰ðd Keö

(K) Z¡þ + Z (L) Z\þ + jòZ

(M) Z\þ + AZ (N) ZZþ + jòZ

8. ‘iêL_âû ò’ ùKCñ icûi iìPû@?

(K) @fêKþ icûi (L) Kcð]ûed

(M) \ßòZúdû ZZþ_êeêh (N) \ßòMê icûi

9. ‘ùWÿwû MQ’ ùKCñ icûi iÚòe Keö

(K) Kcð]ûed (L) @fêKþ

(M) C__\ ZZþ_êeêh (N) \ßòMê icûi

10. ‘MQ _ûPòfû’ ùKCñ icûi PòjÜû@?

(K) \ß¦ß (L) Kcð]ûed

(M) i¯cú ZZþ_êeêh (N) \òßMê

11. ‘@^û\e’ö (ùeLûuòZ _\Uòe icûi ^ò‰ðd Ke)

(K) Kcð]ûed (L) ^Tþ ZZþ_êeêh

(M) \ß¦ß (N) C__\ ZZþ_êeêh

12. ‘Kê Kûe’ ùKCñ icûi ò‰ðd Ke?

(K) C__\ ZZþ_êeêh (L) ^Tþ ZZþ_êeêh

(M) @fêKþ (N) hÂú ZZþ_êeêh

13. ùKCñUò C_cû^ Kcð]ûed icûi @ùU PòjÜU Ke?

(K) PòeûK^û (L) Mû@ñû cêŠ

(M) Zêhûe ]ak (N) MQ _ûPòfû

14. ùKCñUò eì_K Kcð]ûed icûi ò‰ðd Ke?

(K) mû^ûùfûK (L) iê ûcê\ò

(M) Zêhûe]ak (N) _ì‰ðP¦â

15. iì~ðý _ìað\òMùe C\Mc^ ùjùfö (ùeLûuòZ _\Uò

ùKCñ C_iMðeê @û òZ iìPû@)

(K) CZþ (L) @bò

(M) @ ê (N) @Zò

16. ‘ùKûAfû’ ùKCñ fòw PòjÜû@ö

(K) _êõfòw (L) Èúfòw

(M) Cbd fòw (N) Käúafòw

17. ‘_eò_âKûg’ g±Uò ùKCñ C_iMðeê @û òZ iìPû@?

(K) _âZò (L) _eò

(M) @a (N) _â

18. c êhý_ùl _âZògâéZò bûwòaû CPòZþ ^êùjñö (ùeLûuòZ

_\Uò ùKCñ C_iMðeê @û òZ ^ò‰ððd Ke)

(K) _âZò (L) _eò

(M) @a (N) _â

19. eûc, iúZûu ijòZ flàY a^Kê @ êMc^ Kùfö

(ùeLûuòZ _\Uòe C_iMð iìPû@)

(K) @Zò (L) @bò

(M) @ ê (N) @_ò

20. _òfûUò aýûKêkùe ùeû\^ KeêQòö (ùeLûuòZ _\Uò ùKCñ

C_iMðeê @û^úZ ^ò‰ðd Ke)

(K) aò (L) @a

(M) _e (N) _â

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21. ùeûMúUòe PòKòiôû Keòaû @ûagýK @ùUö (ùeLûuòZ

_\Uòe C_iMð ò‰ðd Ke)

(K) C_ (L) @_

(M) @Zò (N) @^ê

22. ~òa ~\ò ^Kjòùf ùKcòZò RûYòa? (ùeLûuòZ _\\ßd

ùKCñ @aýd PòjÜû@)

(K) òùh]û[ðK (L) i¸ûa^û iìPK

(M) aòKÌû[ðK (N) iù´û]^ iìPK

23. @ûùj \dûcd! ùcûe Mêjûeò gêYö (ùeLûuòZ _\Uòe

@aýd ò‰ðd Ke)

(K) òùh]û[ðK (L) i¸ûa^û iìPK

(M) aòKÌû[ðK (N) iù´û]^ iìPK

24. @ûü Kò _âKûe @aýd PòjÜU Ke?

(K) bûa iìPK (L) iù´û]^ iìPK

(M) i¹Zò iìPK (N) iû\égýùaû]K

25. PùXÿAUò `Wÿ Wÿþ ùWÿYû SûWÿò CWÿòMfûö (ùeLûuòZ

_\Uòe @aýd ^ò‰ððd Ke)

(K) bûa iìPK (L) g±û êKûeú

(M) iû\égýùaû]K (N) @kuûeòK

26. Gùa \êLê ^û , Kò \gû ùjfûYò ùjö (ùeLûuòZ

_\\ßde @aýd iÚòe Ke)

(K) bûa iìPK (L) iù´û]^ iìPK

(M) i¹Zò iìPK (N) @kuûeòK

27. Zêùc, ùcûùZ eûM`ûM ù\Lû@ ^ûjòñö (ùeLûuòZ

_\Uòe @aýd iÚòe Ke)

(K) _\aòKûeú iìPK (L) g±û êKûeú

(M) @kuûeòK (N) bûa iìPK

28. [eKê [e Zêùc K[û a\ûkûCQ KûjóKò? (ùeLûuòZ

_\Uòe aòbqò ò‰ðd Ke)

(K) _ଞଚcú (L) hÂú

(M) \ßòZúdû (N) PZê[ðú

29. IWÿò@û a‰ðcûkûùe Ægða‰ð ùKùZùMûUò iìPû@ö

(K) 32 (L) 25

(M) 11 (N) 13

30. ‘ùL\’ g±e aò_eúZû[ðùaû]K g± ùKCñUò?

(K) jhð (L) eê_

(M) Mûeòcû (N) \êüL

31. ‘KòG’ Kò _âKûe iað ûc?

(K) òùŸðgûcôK (L) ò‰ðûdK

(M) _âgÜiìPK (N) _êeêhaûPK

32. ‘~ûjûKê’ Kò _âKûe iað^ûc @ùU?

(K) òùŸgûcôK (L) _âgÜaûPK

(M) @ûù_lòK (N) ^ò‰ðûdK

33. cêñ Zûu aòhdùe iaê RûùY - ùeLûuòZ _\Uòe iað ûc

ò‰ðd Keö

(K) _âgÜaûPK iað ûc (L) ò‰ðûdK iað ûc

(M) òùŸgûcôK iað ûc (N) _êeêhaûPK iað^ûc

34. Zê cù¤ iû^aWÿ ^ûjó ùKjòö (ùeLûuòZ _\e iað ûc

ò‰ðd Ke)

(K) _êeêhaûPK iað ûc (L) @ûcôaûPK iað ûc

(M) ò‰ûðdK iað ûc (N) ^òù¡gûcôK iað^ûc

35. cêŠû bûhû ùKCñ _eòaûee bûhûö

(K) \âûaòWÿ (L) bûeZúd @û~ðý

(M) @ÁâòKþ (N) Pú^

36. K§ bûhû ùKCñ _eòaûee bûhû?

(K) @ûeaúd (L) _ûeiòK

(M) \âûaòWÿ (N) ZêKðú

37. _òZûcûZûu _eò iõiûeùe KòG @Qò? (ùeLûuòZ _\Uò

ùKCñ @aýd PòjÜU Ke)

(K) _\û^ßdú @aýd (L) @ûkuûeòK @aýd

(M) aòKÌû[ðK @aýd (N) aòbqòiìPK @aýd

38. ‘ ò½d’ ö (Cq _\Uò ùKCñ ùgâYúe @aýd ò‰ðd Ke)

(K) aòiàd iìPK (L) i¹ZòiìPK

(M) aòbqò iìPK (N) aú_þiû[ðK

39. Kò _òfûUûGc AG! (ùeLûuòZ _\Uò ùKCñ @aýd

iìPû@)

(K) iù´û]^ iìPK (L) aòbqò iìPK

(M) bûaiìPK (N) aòKÌû[ðK

40. ‘ùeûMûKâû«’ ùKCñ icûi ?

(K) hÂú ZZþ_êeêh (L) @ûfêKþ

(M) C__\ ZZþ_êeêh (N) ZéZúdû ZZþ_êeêh

41. ‘MQùZûkû’ ùKCñ icûi PòjÜû@?

(K) _ଞଚcú ZZþ_êeêh (L) Kcð]ûed

(M) \ßòZúd ZZþ_êeêh (N) \ßòMê

42. ‘Mêeê\lòYû’ ùKCñ icûi PòjÜû@?

(K) Kcð]ûed (L) PZê[ðú ZZþ_êeêh

(M) \ßòZúdû ZZþ_êeêh (N) \ߦß

43. _eÆe òbðegúk \êA aû ZùZûü]ôK iek aûKýe

icûjûeùe MVòZ aûKýKê Kò aûKý Kêjû~ûG?

(K) iek aûKý (L) RUòk aûKý

(M) ù~øMòK aûKý (N) cògâaûKý

44. IWÿò@û bûhûe ‘\’ Kò _âKûe ]ß ò?

(K) IÂý (L) KY×ý

(M) Zûfaý (N) \«ý

45. ùKCñUò @ ê^ûiòK ]ß ò?

(K) cþ (L) _þ

(M) \þ (N) Mþ

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46. ùKCñUò Zêk^ûcôK iìPû@?

(K) iòõj _eò ~êSòaû (L) `ùUA ùjaû

(M) aûU bûwòaû (N) aûU KûUòaû

47. ‘`ùUA ùjaû’ - Gjò eêXÿòe @[ð K’Y?

(K) ^ _PûeYê Kjòaû

(L) @[d Keòaû

(M) ùMûUòG K[ûKê aûe´ûe _Pûeòaû

(N) @^êcû^ Keò Kjòaû

48. ‘jûZ Keòaû’ - Gjò eêXÿòe @[ð K’Y?

(K) ùKøgkùe @ûd© Keòaû

(L) ùKøgkùe R¬ûk MâÉ KeûAaû

(M) ùKøgkùe RúaòKûeê Cùz\ Keòaû

(N) ù^jêeû ùjaû

49. _òfûUò PZêeö (ùeLûuòZ _\Uòe aòùghY iÚòe Ke)

(K) aòùghýe aòùghY (L) aòùghYe aòùghY

(M) aòù]d aòùghY (N) iað ûcòK aòùghY

50. gê¡ aûKýKê PòjÜû@ö

(K) iaê aûkKcûù^ _Wÿò@ûùe ùLkêQ«ò

(L) _âùZýK ùfûKcûù^ ù\ge ^ûMeòK @U«ò

(M) iKk aélùe `êf `êUòQò

(N) iaê_òùf _ûV _XÿêQ«ò

(ENGLISH LANGUAGE)

51. The rainfall ______ India varies _____ place to place and also from year _____ year.

(choose the correct group of prepositions.)

(a) over, with, by (b) of, from, after

(c) in, from, to (d) for, with, after 52. There was no agreement ______ the great powers

______ a treaty to ban weapons.( choose the correct

group of prepositions.)

(a) between, about (b) among, on (c) in, for (d) with, about

53. ______ Ganges is _______ sacred river. (Choose

the correct pair of articles) (a) No article, the (b) the, a

(c) the, the (d) a, the

54. _____ lion is _____ king of beasts. (Choose the

correct pair of articles) (a) the, the (b) the, no article

(c) the, a (d) no article, the

55. Cars pollute the environment, _______? (Choose

the correct question tag) (a) do they (b) is it

(c) don‘t they (d) isn‘t it

56. My friends are going to Maldives _____ a holiday

_____ January. (Choose the correct pair of preposition)

(a) For; in (b) so; that

(c) in; at (d) for; during

57. ―Rocky Handsome‖ ________ directed by ________ late director Nishikant Kamat only some

years before his death. (Choose the correct option)

(a) was; the (b) is; the

(c) Has been; the (d) was; no article

58. The Parliament voted to ________ the ban

________ slavery. (Choose the correct option) (a) Invoke; for (b) Revoke; of

(c) Prohibit; prevented (d) Repeal; on

59. If he _________ a good education, he _____ this

position. (fill in the blanks with the correct option) (a) hasn‘t had; wouldn‘t reach

(b) hadn‘t have; wouldn‘t have reached

(c) hadn‘t had; wouldn‘t have reached

(d) didn‘t have, hadn‘t have reached 60. Will you answer ____ phone? I‘m busy with ____

computer. (fill in the blanks with the correct

articles)

(a) the; the (b) a; a (c) the; a (d) a; the

61. Find out the correct sentence.

(a) Tom was standing besides the school-house

poster, when the ball rolled towards him. (b) Tom was stand besides the school house poster,

when the ball rolled towards him.

(c) Tom was standing beside the school-house

poster, when the ball rolled towards him. (d) Tom was stood beside the school-house poster,

when the ball rolled towards him.

62. Find out the correct sentence.

(a) You can‘t avoid noticing the building while travelling.

(b) You can‘t avoid notifying the building while

travelling.

(c) You can‘t avoid to look the building while travelling.

(d) You can‘t avoid to noticing the building while

travelling.

63. Find out the correct sentence. (a) How, is beyond my understanding, the boy

could fall into the ditch.

(b) How the boy could fall into the ditch is beyond

my understanding. (c) Beyond my understanding is how the boy

could fall into the ditch.

(d) How could the boy fall into the ditch is beyond

my understanding. 64. Find out the correct sentence.

(a) The workers are hell bent at getting what is due

to them.

(b) The workers are hell bent for getting what is due to them.

(c) The workers are hell bent upon getting what is

due to them.

(d) The workers are hell bent on getting what is due to them.

65. Find out the correct sentence.

(a) Sushma has wisdom, charm and she has a good

sense of humour. (b) Sushma has wisdom, charm and has a good

sense of humour.

(c) Sushma has wisdom, charm and a good sense of humour.

(d) Sushma has wisdom, charm and Sushma had a

good sense of humour.

66. Find out the correct sentence. (a) Would it be impertinent to ask why you are

leaving?

(b) Would it be impertinent for asking why you are

leave? (c) Would it be impertinent if asking why you are

leave?

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(d) Would it be impertinent to asking why you are

leave? 67. Find out the correct sentence.

(a) If a man remains as careful as he is in the

beginning, there will be no failure.

(b) If a man remains as careful as he in the beginning, there will be no failure.

(c) If a man remains as careful as he at the

beginning, there will be no failure.

(d) If a man remains as careful as he was in the beginning, there will be no failure.

68. Find out the correct sentence.

(a) Some people has all the luck even when they

do not try very hard. (b) Some people have all the luck even when they

do not try very hard.

(c) Some people has all the luck even when they

did not tried very hard. (d) Some people have all the luck even when they

do not tried very hard.

69. Find out the correct sentence.

(a) One of my neighbours will sell his house who is going abroad.

(b) One of my neighbours will who is going

abroad sell his house.

(c) One of my neighbours who is going abroad will sell his house.

(d) One who is going abroad of my neighbours

will sell his house.

70. Find out the correct sentence. (a) Can you be able to please tone down your

excitement?

(b) Can you please tone down your excitement?

(c) Can you please be able to tone down your excitement?

(d) Are you able to please tone down your

excitement?

71. Change the following sentence into Indirect Speech.

Jennifer said, ―What will you do when you leave

school?‖

(a) Jennifer said what she will do when she leaves

school. (b) Jennifer asked her what she will do when she

would leave school.

(c) Jennifer asked me what you would do when

you left school. (d) Jennifer asked her what she would do when she

leaves school.

72. Change the following sentence into passive voice.

The old lady touched and patted the cow. (a) The cow patted and touched the old lady.

(b) The cow was touched and patted by the old lady.

(c) The cow was touched by the old lady patting her.

(d) The patted cow touched the old lady. 73. Transform the given sentence into an assertive

sentence.

Shall I ever forget your gracious gesture? (a) I shall never forget your gracious gesture.

(b) I shall ever forget your gracious gesture.

(c) I shall always forget your gracious gesture.

(d) I shall anyways forget your gracious gesture. 74. Change the following sentence into passive voice.

Where were they playing the cricket match?

(a) Where was the cricket match played?

(b) Where will the cricket match be played? (c) Where was the cricket match being played?

(d) Where has the cricket match been played?

75. Change the following sentence into Indirect Speech.

Your father said to me, ―I should not have given

my daughter such a long rope.‖

(a) Your father told me that he had not given his

daughter such a long rope.

(b) Your father told me that he should not have given his daughter such a long rope.

(c) Your father said that he could not have given

his daughter such a long rope.

(d) Your father told to me that he should not have given his daughter such a long rope.

76. Transform the given sentence into a negative sentence.

Only a fool would talk like this.

(a) Not but a fool would talk like this. (b) Only a fool would not talk like this.

(c) No one but a fool would talk like this.

(d) None but a fool would talk like this.

77. Transform the given sentence into an interrogative sentence. There is no use seeking his help.

(a) Why is the use of seeking his help?

(b) Is there any use of seeking his help?

(c) What is the use of seeking his help? (d) When is the use of seeking his help?

78. Change the following sentence into Indirect speech.

―What kind of scheme do you have?‖ Amit asked

the insurance agent. (a) Amit asked the insurance agent what kind of

scheme he/she had.

(b) Amit asked the insurance agent what kind of

scheme he/she has. (c) Amit asked the insurance agent what kind of

scheme he/she is having.

(d) Amit asked the insurance agent what kind of

scheme he/she was having. 79. Change the following sentence into passive voice.

The Swiss regarded him as an imposter and

called him a Villain.

(a) He has been regarded as an imposter and called a Villain by the Swiss.

(b) He was regarded as an imposter and was called

a Villain by the Swiss.

(c) He was regarded as an imposter and is called a Villain by the Swiss.

(d) He is regarded as an imposter and called a

Villain by the Swiss.

80. Transform the given sentence into an assertive sentence.

Who wouldn‘t run from a man-eating tiger?

(a) Everyone shall run from a man-eating tiger.

(b) Everyone will run from a man-eating tiger.

(c) Everyone would run from a man-eating tiger. (d) Everyone can run from a man-eating tiger.

81. Change the following sentence into passive voice.

Each person exhibited various facial expressions.

(a) Various facial expressions were exhibited by each person.

(b) Various facial expressions are exhibited by

each person. (c) Various facial expressions were being

exhibited by each person.

(d) Various facial expressions have been used by

each person. 82. Change the following sentence into indirect speech.

The teacher said to the students, ―March quietly

to the ground‖.

(a) The teacher said to the students that they should march quietly to the ground.

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(b) The teacher instructed the students that they

should march quietly to the ground. (c) The teacher instructed the students that they

must march quietly to the ground.

(d) The teacher instructed the students to march

quietly to the ground. 83. Change the following sentence into passive voice.

Thick clouds have overcast the sky.

(a) The sky has been overcast by thick clouds.

(b) The sky overcast by thick clouds. (c) The sky is overcast by thick clouds.

(d) The sky is being overcast by thick clouds.

84. Change the following sentence into Indirect speech.

The boss said, ―It‘s time we began planning our work.‖ (a) The boss said that it was time we had begun

planning our work.

(b) The boss said that it was time they had begun

planning their work. (c) The boss said that it was time they began

planning their work.

(d) The boss said that it was time we began

planning his work. 85. He speaks too fast to be understood.(Remove ―too‖

from the sentence and find the correct one from the

options given)

(a) He speaks so fast that it can be understood. (b) He speaks so fast that it can not be understand.

(c) He does not speak so fast that it be understood.

(d) He speaks so fast that it can not be understood.

86. Change the following sentence into Indirect speech. ―What did you see at the South Pole?‖ Ashok asked

Anil.

(a) Ashok asked Anil if he saw anything at the

South Pole. (b) Ashok asked Anil what he had seen at the

South Pole.

(c) Ashok asked Anil what did he see at the South

Pole. (d) Ashok asked Anil that he saw anything at the

South Pole.

87. The synonym of ―Superannuated‖ is:

(a) retired (b) accepted (c) senile (d) experienced

88. The antonym of ―Incongruous‖ is:

(a) conflicting (b) contradictory

(c) ill-matched (d) harmonious 89. The doctor asked him to ____ smoking in order to

stay fit. (Fill in the blank with suitable phrasal verb)

(a) give in (b) give away

(c) give out (d) give up 90. From the options given below, choose the one that

sums up the meaning of the given idiom below.

Go for the jugular

(a) forfeit the match (b) give easy opportunities to the opposite team

(c) give reserve players a chance

(d) attack all out 91. From the options given below, choose the one that

sums up the meaning of the given phrase below in

one word.

A perception without objective reality (a) cynicism (b) hallucination

(c) illusion (d) optimism

92. The antonym of ―Apocryphal‖ is:

(a) authentic (b) dubious (c) unsubstantiated (d) fictitious

93. I‘m too busy to meet with you today. Let‘s

________ our meeting until tomorrow. (Fill in the blank with suitable phrasal verb)

(a) put up (b) put near

(c) put off (d) put through

94. What does ―Bon voyage‖ mean? (a) In good faith (b) A good journey

(c) A good nature (d) A good day

95. From the options given below, choose the one that

sums up the meaning of the given idiom below.

The sea my side

(a) on the right side

(b) unpleasant aspect

(c) visible aspects (d) on the left side of something

Directions (Q.96-100) : Read The Given Passage And

Answer The Question On The Basis Of The

Information Given In The Passage Nature is an infinite source of beauty. Sunrise and sunset,

mountains and rivers, lakes and glaciers, forests and

fields provide joy and bliss to the human mind and heart

for hours together. Everything in nature is splendid and divine. Everyday and every season of the year has a

peculiar beauty to unfold. Only one should have eyes to

behold it and a heart to feel it like the English poet

William Wordsworth who after seeing daffodils said: ―And then my heart with pleasure fills and dances with

the daffodils‖. Nature is a great teacher. The early man

was thrilled with beauty and wonders of nature. The

Aryans worshipped nature. One can learn the lessons in the vast school of nature. Unfortunately the strife, the

stress and the tension of modern life have made people

immune to beauties of nature. Their life is so full of care

that they have no time to stand and stare. They cannot enjoy the beauty of flowing rivers, swinging trees, flying

birds and majestic mountains and hills. There is however,

a cry to go back to village from the concrete and artificial

jungle of cities. Hence the town planners of today pay special attention to provide enough number of natural

scenic spots in town planning. To develop a balanced

personality, one needs to have a healthy attitude which

can make us appreciate and enjoy the beauty of nature. There is other balm to soothe our tired soul and listless

mind than the infinite nature all around us. We should

enjoy it fully to lead a balanced and harmonious life, full

of peace and tranquility. 96. What should we do to enjoy tranquil life ?

(a) Get totally immersed in our daily routine

(b) Believe that nature is infinite source of beauty

(c) Lead a disciplined and dedicated life (d) Enjoy the nature around us

97. What are the town planners doing today?

(a) Providing facilities for enjoying nature

(b) Establishing balance between concrete and artificial jungle of cities

(c) Supporting the cry to go back to villages

(d) Making efforts to inculcate healthy attitude among people

98. According to the author of the passage, Nature:

(a) is the ultimate salvation of man

(b) is the creator of this universe (c) brings uniformity in all seasons

(d) is abundantly glorious and divine

99. As per the passage one should have eyes and hearts to

(a) Realize that the Aryans worshipped Nature (b) Appreciate the Sunrise and Sunset

(c) Lean the lessons in the vast school of Nature

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(d) Appreciate the fact that everything in Nature is

splendid and divine. 100. As per the passage, the author feels

(a) One should develop a healthy attitude

(b) Beauties of Nature are like a balm for our souls.

(c) Our lives should be free of strife ,rather it should be peaceful and tranquil.

(d) All of the above

PAPER-II (GENERAL STUDY)

1. Who discovered Electron?

(a) J.J. Thomson (b) Ernest Rutherford

(c) James Chadwick (d) Hideki Yukawa 2. How many Nuclear Power Plants are there in India?

(a) 8 (b) 15

(c) 7 (d) 10

3. Largest Gland of the Human Body: (a) Liver (b) Thyroid

(c) Pancreas (d) Pineal gland

4. Black revolution is related to the

(a) Fish production (b) Coal production (c) Crude oil production (d) Mustard Production

5. Second largest country by land area:

(a) Russia (b) China

(c) Canada (d) USA 6. Which chemical gas is a greenish yellow gas?

(a) Nitrogen (b) Carbon monoxide

(c) Hydrogen (d) Chlorine

7. Nationalisation of 14 commercial banks took place in (a) 1971 (b) 1965

(c) 1991 (d) 1969

8. What are gilt-edged securities?

(a) Securities issued by the multinational companies. (b) Securities issued by the Government

(c) Securities issued by the private sector

(d) Securities issued by the joint venture companies

9. Pangong Tso Lake is located in which of the following states?

(a) Sikkim (b) Manipur

(c) Meghalaya (d) Jammu & Kashmir

10. Which is the first Union Territory of India to be declared as 100% organic?

(a) Delhi (b) Pondicherry

(c) Lakshadweep (d) Andaman and Nicobar

11. Temi Tea Garden is located in which state? (a) West Bengal (b) Sikkim

(c) Assam (d) Kerala

12. When is the ‗Central Excise Day‘ celebrated every

year in India? (a) January 26 (b) January 24

(c) February 26 (d) February 24

13. Where is the headquarters of the ‗National AIDS

Control Organisation (NACO)‘ located? (a) Mumbai (b) Delhi

(c) Hyderabad (d) Kolkata

14. Sunita Lakra, who announced her retirement recently, is a famous Indian player of which Sports?

(a) Tennis (b) Badminton

(c) Hockey (d) Cricket

15. Which of the following trophies is related with the game of ‗Football‘?

(a) Mumbai Gold Cup (b) Everast Cup

(c) Merdeka Cup (d) V.C.C Cup

16. Which among the following is a major exports from

India to Bhutan? (a) Electricity (b) Petroleum

(c) Timber (d) Silk

17. Which of these non-metals is liquid at room temperature?

(a) Helium (b) Argon (c) Bromine (d) Sulphur

18. Who among the following was responsible for the

revival of Hinduism in the 19th century?

(a) Swami Dayanand (b) Swami Vivekananda

(c) Guru Shankaracharya

(d) Raja Rammohan Roy

19. The colour of a star indicates its _________ ? (a) Distance (b) Luminosity

(c) Mass (d) Temperature

20. Which of the following metals is mostly used for

filaments of electric bulbs? (a) Copper (b) Silver

(c) Nickel (d) Tungsten

21. Which among the following articles of Constitution

of India abolishes the untouchablity? (a) Article 15 (b) Article 17

(c) Article 18 (d) Article 14

22. Initially, for how long president rule can be imposed

in a state? (a) 6 months (b) 9 months

(c) 12 months (d) 3 months

23. How many pairs of ribs are there in a human body?

(a) 10 pairs (b) 12 pairs (c) 14 pairs (d) 16 pairs

24. Beriberi is a result of deficiency of which of the

following?

(a) Riboflavin (b) Thaimine (c) Pyridoxine (d) Cobalamine

25. Which among the following is major component of

Gobar Gas?

(a) Butane (b) Ethane (c) Propane (d) Metahne

26. In which year National Commission for Minorities

was established?

(a) 1992 (b) 1989 (c) 1990 (d) 1996

27. Fort of Allahabad was built by ________?

(a) Akbar (b) Shershah Suri

(c) Humayun (d) Babur 28. In which year, the first Kabaddi World Cup was

held?

(a) 2002 (b) 2004

(c) 2006 (d) 2008 29. Hornbill Festival is celebrated in which state of India?

(a) Manipur (b) Nagaland

(c) Meghalaya (d) Mizoram

30. Who of the following is the author of the book ‖ The first war of Indian Independence‖

(a) V. D. Savarkar (b) Jawaharlal Nehru

(c) M. K. Gandhi (d) David Outram 31. The third Defence Attaches conference, 2020 was

recently held in which city?

(a) Kolkata (b) New Delhi

(c) Kanpur (d) Lucknow 32. Chief Minister of West Bengal

(a) Mamata Banerjee (b) Sarbananda Sonowal

(c) Jai Ram Thakur (d) Sikha Das

33. IMF headquaters (a) New York (b) Geneva

(c) Paris (d) Washington DC

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34. First President of Indian National Congress?

(a) George Yule (b) Dadabhai Naoroji

(c) Womesh Chandra Banerjee

(d) Romesh Chunder Dutt

35. Which is the first country to approve Oxford-AstraZeneca‘s Covid-19 vaccine?

(a) Russia (b) UK

(c) USA (d) Italy

36. National Pension System (NPS) is managed by which organisation?

(a) IRDAI (b) RBI

(c) PFRDA (d) Finance Ministry

37. Which is the first Urban Cooperative Bank in India, to be converted into a Small Finance Bank?

(a) Ahmedabad Mercantile Co-operative Bank

(b) Goa Urban Cooperative Bank

(c) Shivalik Mercantile Co-operative Bank (d) Andhra Pradesh Mahesh Co-operative Urban Bank

38. Vaccination against which disease was conducted

recently as a National Vaccination Day?

(a) Hepatitis (b) Polio (c) Pneumonia (d) BCG

39. Chabahar Port is located in which country?

(a) Iran (b) Pakistan

(c) Iraq (d) Sri Lanka 40. In which year, Ashoka invaded Kalinga?

(a) 261 BC (b) 235 BC

(c) 285 BC (d) 264 BC

41. UNESCO headquters : (a) Geneva (b) Paris

(c) London (d) New York

42. A star with low temperature and small mass

(glowing feebly) is known as (a) Red Dwarf (b) Pulsar

(c) White Dwarf (d) Supernova

43. Which of the following Acts under the Indian

Constitution is described by Article 21A? (a) Right to Education

(b) Right to Information

(c) Representation of the People

(d) Right to Freedom of Religion 44. What does ―Satyameva Jayate‖ mean?

(a) ―Truth alone triumphs‖

(b) ―True Faith is Rare‖

(c) ―Truth is Divine‖ (d) ―Truth is a Treasure‖

45. Deepest point of Pacific ocean :

(a) Puerto Rico Trench (b) Sunda Trench

(c) Mariana Trench (d) Eurasian Basin 46. Who is called the 'Father of Economics‘?

(a) JM Keynes (b) Malthus

(c) Ricardo (d) Adam Smith

47. What is the theme of the ‗National Science Day‘ 2020? (a) Children in Science

(b) Youth in Science

(c) Women in Science (d) Artificial Intelligence in Science

48. Who was the founder of Swaraj Party?

(a) C. Rajagopalachari (b) Motilal Nehru

(c) Lala Lajpat Rai (d) Mahatma Gandhi 49. Diabetes insipidus (DI) caused by a deficiency of

arginine vasopressin (AVP), also known as

antidiuretic hormone (ADH). This hormone is

secreted by which endocrine gland? (a) Thyroid Gland (b) Pituitary Gland

(c) Pancreas (d) Liver

50. Which among the following oxides cause the Acid rain ?

(a) Carbon monoxide and carbon dioxide (b) Nitrous oxide and sulphur dioxide

(c) Carbon dioxide and nitrous oxide

(d) Sulphur dioxide and carbon monoxide

51. Which among the following is known as Quick Lime? (a) CaO (b) CaCO2

(c) Ca(OH)2 (d) CaCl2

52. The ‗Buxa Bird Festival‘, the famous bird festival is

held in which state? (a) Assam (b) Odisha

(c) West Bengal (d) Sikkim

53. When did Sikkim become a state of India?

(a) 1975 (b) 1973 (c) 1972 (d) 1950

54. Chief Election Commissioner of India can be

removed from the office by:

(a) Both houses of Parliament (b) Union council of Ministers

(c) President of India

(d) Chief Justice of India

55. Which of the following is correctly matched? (a) Cricket : Bogey (b) Boxing : Bully

(c) Chess : Checkmate (d) Tennis : Smash

56. India first won the Olympic Hockey gold at

(a) Amsterdam (b) Los Angeles (c) Mumbai (d) Tokyo

57. Who is the author of the book ‗ My country My life‘-

(a) Ruskin Bond (b) Meira Kumar

(c) L.K. Advani (d) Dalai Lama 58. The battle of ‗Swally Hole‘ was fought between

which of the following countries?

1. Portugal 2. Netherland

3. France 4. Britain (a) 1 & 2 (b) 2 & 3

(c) 1 & 4 (d) 3 & 4

59. The significance of the Battle of Buxar was?

(a) Company‘s supremacy over Bengal (b) Mir Jafar Became the Nawab

(c) Fine on Awadh

(d) Mughal empire was Influenced

60. When was the Pitt‘s India act passed? (a) 1773 (b) 1784

(c) 1796 (d) 1802

61. Indicate the correct sequence of the outbreak of

revolt of 1857 in the following places? 1. Kanpur 2. Lucknow 3. Allahabad

(a) 2,3,1 (b) 2,1,3

(c) 3,2,1 (d) 1,2,3

62. Who won the Nobel Prize 2020 in Literature? (a) Bob Dylan (b) Kazuo Ishiguro

(c) Peter Handke (d) Louise Glück

63. With which form of economy is the term ‗Laissez-

Faire‘ associated? (a) Capitalist Economy (b) Socialist Economy

(c) Mixed Economy (d) Command Economy

64. When is the Army Day celebrated across India, every year?

(a) January 15 (b) March 12

(c) December 12 (d) April 14

65. Sardar Sarovar dam is being built on the river (a) Tapti (b) Mahi

(c) Chambal (d) Narmada

66. Ajmer is situated on the banks of which river

(a) Beas (b) Narmada (c) Tapi (d) Luni

67. What is the full form of "COBOL"?

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(a) Computer and Business Language

(b) Computer and Basic Operations Language (c) Common Business Oriented Language

(d) Common Business Organised Language

68. Rabindranath Tagore won the Nobel Prize in which

year? (a) 1932 (b) 1913

(c) 1917 (d) 1923

69. Ratio of Length & Breadth of Indian National Flag

(a) 3:2 (b) 1:3 (c) 4:5 (d) 3:1

70. Who was the Winner of T20 World Cup 2007?

(a) India (b) Australia

(c) England (d) Pakistan 71. Which is the first Indian state/UT to achieve 100%

first dose coverage, for Covid-19?

(a) Goa

(b) Ladakh (c) Andaman and Nicobar Islands

(d) Puducherry

72. Which country developed first COVID-19 Vaccine?

(a) Russia (b) USA (c) China (d) India

73. Bandhavgarh National Park is located in which

state?

(a) Maharashtra (b) Madhya Pradesh (c) Rajasthan (d) Gujarat

74. CM of Manipur :

(a) N. Biren Singh (b) Neiphiu Rio

(c) PS Golay (d) Ashok Gehlot 75. Which among the following is not a member of

BIMSTEC ?

(a) Nepal (b) China

(c) Thailand (d) Myanmar 76. In which year Sanchi Stupa was observed as

UNESCO World Heritage Site?

(a) 1999 (b) 1989

(c) 1990 (d) 1991 77. Which is the Longest Highway of India?

(a) NH 44 (b) NH 34

(c) NH 54 (d) NH 24

78. Chikankari Embroidery associated with which Place of India:

(a) New Delhi (b) Lucknow

(c) Mumbai (d) Nasik

79. IPL 2020 was hosted by which country? (a) UAE (b) USA

(c) Qatar (d) Soudi Arabia

80. Vande Bharat Express runs between:

(a) New Delhi and Surat (b) New Delhi and Varanasi

(c) Mumbai and Surat

(d) Mumbai and Kolkata

81. On which among the following dates, Jallianwala Bagh Massacre took place?

(a) April 16,1919 (b) April 13,1919

(c) April 3,1919 (d) April 14,1919 82. Which among the following was the venue of All

India Khilafat Conference, 1919?

(a) Lucknow (b) Delhi

(c) Aligarh (d) Porbandar 83. Jawhar region in Maharashtra is called as mini-

Mahabaleshwar, for their cultivation of which

produce?

(a) Cotton (b) Strawberries (c) Sugarcane (d) Pine apple

84. The Rasin Dam and Chillimal Dam are constructed

in which Indian State? (a) Assam (b) Meghalaya

(c) Mizoram (d) Uttar Pradesh

85. Where is the ‗Rezang La‘ mountain pass situated?

(a) Ladakh (b) Jammu and Kashmir (c) Uttarakhand (d) Arunachal Pradesh

86. External Affairs Minister S. Jaishankar has unveiled

the ―Bhoodan Grove‖ plaque in which country?

(a) USA (b) UK (c) France (d) Israel

87. The Mandal Commission was constituted during the

tenure of which among the following prime ministers?

(a) Indira Gandhi (b) Morarji Desai (c) Rajiv Gandhi (d) V P Singh

88. In which year, the first meeting of Rajya Sabha was

held in Independent India?

(a) 1950 (b) 1952 (c) 1953 (d) 1954

89. Which among the following does not come under

Fundamental Duties of a citizen in India?

(a) To protect and Improve Natural Environment (b) To develop scientific temper, humanism and

spirit of inquiry and reform

(c) To strive towards abolition of untouchability

(d) All are comes under fundamental duities 90. The power to declare an area as ―Scheduled Area‖

lies with the:

(a) Ministry of Tribal Affairs

(b) Legislative Assembly of a state (c) Parliament

(d) President

91. What is the rank of India in the inaugural Global

Drug Policy Index 2021? (a) 10 (b) 18

(c) 25 (d) 30

92. Who won the Australian Open 2021 women‘s title

recently? (a) Naomi Osaka (b) Serena Williams

(c) Ashleigh Barty (d) Simona Halep

93. Electron microscope works on which of the

following principles? (a) Optical interference

(b) Wave Nature of electrons

(c) Motion of charged particle in electromagnetic fields

(d) Faraday‘s law of Electromagnetic induction 94. The following river originates in Rajasthan and

disappears in Gujarat?

(a) Luni (b) Narmada

(c) Tapi (d) Banas 95. In India, which among the following state has the

maximum estimated Uranium Resources?

(a) Jharkhand (b) Tamil Nadu

(c) Madhya Pradesh (d) Andhra Pradesh 96. Which of the following schemes was formulated by

the RBI ?

(a) Mahatma gandhi National rural employment guarantee scheme

(b) Rashtriya Swathya Bima Yojona

(c) Banking Ombudsman Scheme

(d) Jan Dhan Yojona 97. By which treaty East India Company acquired the

Diwani rights of Bengal, Bihar and Odisha?

(a) First Treaty of Allahabad

(b) Treaty of Purandar (c) Treaty of Bassin

(d) Second treaty of Allahabad

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98. What is the rank of Odisha in terms of GDP (2019-

20)? (a) 10th (b) 16th

(c) 18th (d) 20th

99. Sirhind Canal is located on which river?

(a) Sutlej (b) Ravi (c) Beas (d) Tapi

100. ‗Bestu Varas‘ is the New year day celebrated in

which state?

(a) Odisha (b) Gujarat (c) Maharashtra (d) Tamil Nadu

(QUANTITATIVE APTITUDE)

101. If A : B = 3 : 4 and B : C = 6 : 5, then A : (A + (C) is equal to

(a) 9 : 10 (b) 10 : 9

(c) 9 : 19 (d) 19 : 9

102. The single discount, which is equivalent to three successive discounts of 25%, 20% and 10%, is

(a) 55% (b) 54%

(c) 46% (d)45%

103. P and Q can completed a work in 12 days. Q and R can complete the same work in 15 days. If P alone

do work for 12 days, then rest work is completed by

Q and R in 9 days. What is the difference of number

of days in which P and R alone can do the work? (a) 60 days (b) 30 days

(c) 15 days (d) 20 days

104. The average age of a husband and a wife was 27

years when the child was born, the average age of the husband, the wife and a new-born child is 21

years now. The present age of the child is:

(a) 4 years (b) 3 years

(c) 2 years (d) 1 year

105. The average age of 30 boys in a class is 15 years. One

boy, aged 20 years, left the class, but two new boys

came in his place whose age differ by 5 years. If the

average age of all boys now in the class becomes 15 years, the age of the younger newcomer is:

(a) 20 years (b) 15 years

(c) 10 years (d) 8 years

106. The LCM of two positive integers is twice the larger number. The difference of the smaller number and

GCD of the two number is 4. The smaller number

is:

(a) 12 (b) 6 (c) 8 (d) 10

107. A started a business by investing Rs. 50, 000. After

6 months B joined her by investing Rs. 75, 000.

After its 6 months C joined with Rs. 1, 25, 000. What is the ratio of profit shared after 2 years

among A, B and C?

(a) 4 : 5 : 6 (b) 8 : 9 : 10

(c) 8 : 9 : 12 (d) 4 : 5 : 8 108. (52 + 62 + 72 + ... + 102) is equal to

(a) 330 (b) 345

(c) 355 (d) 360 109. A man goes from Mysore to Ban- galore at a

uniform speed of 40 km/hr and comes back to

Mysore at a uniform speed of 60 km/hr. His average

speed for the whole journey is (a) 48km/hr (b) 50km/hr

(c) 54km/hr (d) 55km/hr

110. A boat goes 12 km downstream and comes back to

the starting point in 3 hours. If the speed of the

current Is 3 km/hr, then the speed (in km/hr) of the

boat In still water is (a) 12 (b) 9

(c)8 (d) 6

111. Two trains of lengths 70 m and 80 m are running at

speeds of 68 km/hr and 40 km/hr respectively on paralled tracks in opposite directions. In how many

seconds will they pass each other?

(a) 10 (b) 8

(c)5 (d)3 112. If 1 is added to the denominator of a fraction it

becomes 1

2. If 1 is added to the numerator it

becomes 1. The product of numerator and

denominator of the fraction is:

(a) 6 (b) 10

(c) 12 (d) 14

113. A student was asked to find 5

16 of a number. By

mistake he found 5

6of that number and his answer

was 250 more than the correct answer. Find the

given number.

(a) 300 (b) 480

(c) 450 (d) 500

114. If x 8 2x 13 27 , then value of x is:

(a) 7 (b) 3

(c) – 2 (d) 1

115. Find the greatest number of five digits which when

divided by 3, 5, 8, 12 leaves 2 as remainder (a) 99999 (b) 99948

(c) 99962 (d) 99722

116. The monthly income of a person was Rs 13,500 and

his monthly expenditure was Rs 9,000. Next year his income increased by 14% and his expenditure

increased by 7% . The percentage in crease in his

savings was:

(a) 7% (b) 21% (c) 28% (d) 35%

117. In an examination, 93% of students passed and 259

failed. The total number of students appearing at the

examination was: (a) 3700 (b) 3850

(c) 3950 (d) 4200

118. Gopi goes from place A to B to buy an article

costing 15% less at B. Although he spends Rs 150 on travelling , still he gains Rs 150 compared to

buying it at A. His profit percent is:

(a) 4.5 (b) 6 (c) 7.5 (d) 8

119. A milkman mixed the water with milk to gain 25%

by selling the mixture at cost price. The ratio of

water and milk is : (a) 5:4 (b) 1:5

(c) 4:5 (d) 1:4

120. The difference between simple and compound

interest compounded annually on a certain sum of money for 2 years at 4% per annum is Rs 8. The

sum is.......... .

(a) Rs 10000 (b) Rs 20000

(c) Rs 5000 (d) Rs 15000

121. 1 1 1 1 1 1 1 1

20 30 42 56 72 90 110 132 is

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(a) 1

8 (b)

1

7

(c) 1

6 (d)

1

10

122. A number is decreased by 10% and the resulting

number is again decreased by 20% .What is the final

percentage of decrease? (a) 25% (b) 26%

(c) 27% (d) 28%

123. A bag has Rs 30.8 in the form of 1 rupee , 50 paise

and 10 paise coins in the ratio of 6 : 3 : 2. What is the number of 50 paise coins?

(a) 8 (b) 24

(c) 12 (d) 4

124. If the length of each median of an equilateral

triangle is 6 3cm, the perimeter of the triangle is

(a) 24 cm (b) 32 cm

(c) 36 cm (d) 42 cm

125. A circle is inscribed in a square whose length of the

diagonal is 12 2cm. An equilateral triangle is

inscribed in that circle. The length of the side of the triangle is

(a) 4 3cm (b) 8 3cm

(c) 6 3cm (d) 11 3cm

126. Excluding stoppages, the speed of a bus is 72 kmph

and including stoppages, it is 60 kmph. For how

many minutes does the bus stop per hour? (a) 12 (b) 8

(c) 15 (d) 10

127. The first and last terms of an arithmetic progression

are 25 and – 52. What is the sum of the series if it has 12 terms?

(a) - 162 (b) – 110

(c) 162 (d) 110

128. The reciprocal of the sum of the reciprocals of 7/6 and 1/9 is:

(a) 17/29 (b) 7/69

(c) 27/69 (d) 69/7 129. Product of digits of a 2 digit number is 18. If we add

63 to the number, the new number obtained is a

number formed by interchange of the digits. Find

the number? (a) 92 (b) 29

(c) 36 (d) 63

130. If Rs.750 is divided into three parts x, y and z such

that (x-5): (y-10): (z-15) = 5:4:3, then Find the share of y.

(a) Rs.250 (b) Rs.305

(c) Rs.240 (d) Rs.195

131.

96

21624 equal to

(a) 4 (b) 256

(c) 436 (d) 2 132. The average, weight of 16 boys in a class is 60.25

kg. and the remaining, 10 boys weight 45.75 kg is,

What is the average weight of all the boys in the class ?

(a) 53.76 (b) 54.67

(c) 56.27 (d) 55.37

133. Sides of a rhombus is 13 cm, and one of its diagonal is of 24 cm. Find the area of the rhombus ?

(a) 60 cm2 (b) 120 cm2

(c) 144 cm2 (d) 169 cm2

134. If 12 men can construct some gadgets in 15 days of 10 hours each, then in how many days can 15 men

construct the same number of gadgets working 8

hours per days ?

(a) 10 days (b) 12 days (c) 15 days (d) 18 days

135. If y3

5

1

= 0.008, then the value of (0.25)y is –

(a) 0.25 (b) 6.25

(c) 2.5 (d) 53

136. The height and the radius of the base of a cone are increased by 100%. Then volume of the new cone

becomes how many times the volume of the original

cone ?

(a) 3 times (b) 4 times

(c) 8 times (d) 6 times

137. The radius of two cylinders are in the ratio of 2:3

and the their heights are in the ratio of 5:3. The ratio

of their volume is : (a) 17:20 (b) 10:9

(c) 20:27 (d) 9:10

138. The lengths of two parallel sides of a trapezium are

21 cm and 9 cm. If its height is 10 cm, then what is the area (in cm2) of the trapezium ?

(a) 45 (b) 75

(c) 150 (d) 220

139. If a certain sum of money become thrice of itself in 5 years 4 months at simple interest, then wheat will

be the yearly rate of interest (in %) ?

(a) 18.75 (b) 27.5

(c) 37.5 (d) 42.25 140. The ratio of the volumes of two cubes is 125:216, so

what is the ratio of their entire surface e area ?

(a) 25:36 (b) 36:25

(c) 19:9 (d) 25:16

(REASONING ABILITY)

Directions (Q.141-144) : In each of the following

questions, select the related letters /word /number

from the given alternatives.

51. ACEG : SUWY : : BDFH : ?

(a) TVZX (b) RTZV

(c) TVXZ (d) RTVZ 52. 5 : 27 : : 9 : ?

(a) 83 (b) 81

(c) 36 (d) 18

53. 6 : 11 : : 11 : ? (a) 6 (b) 17

(c) 21 (d) 30

54. ABE : 8 : : KLO : ?

(a) 37 (b) 39

(c) 38 (d) 36

Directions (Q.145-147) : In each of the following

questions, select the one which is different from the

other three responses. 55. (a) Wave (b) Current

(c) Tide (d) Storm

56. (a) X (b) Y

(c) H (d) D 57. (a) ZKXJ (b) CMAL

(c) TGRF (d) FRTK

58. Arrange the following words according to the

dictionary? 1. Inventory 2. Involuntary

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3. Invisible 4. Invariable

5. Investigate (a) 4, 2, 5, 3, 1 (b) 4, 5, 1, 3, 2

(c) 2, 5, 4, 1, 3 (d) 4, 1, 5, 3, 2

59. Find the next two letters in the given series.

B C E H L ? ? (a) XY (b) MN

(c) QW (d) OP

60. Which one set of letters when sequentially placed at

the gaps in the given letter series shall complete it? a_b_a__n_bb_abbn

(a) abnabb (b) bnbban

(c) bnbbna (d) babban

61. Find out a set of numbers amongst the four sets of numbers given in the alternatives, which is the most

similar to the numbers given in the question.

Given: (6, 30, 90)

(a) 6, 42, 86 (b) 7, 42, 218 (c) 6, 24, 70 (d) 8, 48, 192

Directions (Q.152-154) : In each of the following

questions, a series is given with one term missing.

Choose the correct alternative from the given ones

that will complete the series.

62. 3, 4, 7, 11, 18, 29, ?

(a) 31 (b) 39

(c) 43 (d) 47 63. AGMSY, CIOUA, EKQWC, ? IOUAG, KQWCI

(a) GMSYE (b) FMSYE

(c) GNSYD (d) FMYES

64. 975, 864, 753, 642, ? (a) 431 (b) 314

(c) 531 (d) 532

65. Ashok's mother was 3 times as old as Ashok 5 years

ago. After 5 years she will be twice as old as Ashok How old is Ashok today?

(a) 10 years (b) 15 years

(c) 20 years (d) 25 years

66. M is the son of P. Q is the granddaughter of O who is the husband of P. How is M related to O?

(a) Son (b) Daughter

(c) Mother (d) Father

67. In a row of boys, Srinath is 7th from the left and Venkat is 12th from the right. If they interchange

their positions, Srinath becomes 22nd from the left.

How many boys are there in the row?

(a) 19 (b) 31 (c) 33 (d) 34

68. From the given alternative words, select the word

which cannot be formed using the letters of the

given word : Given : IMPASSIONABLE (a) IMPASSABLE (b) IMPOSSIBLE

(c) IMPASSIVE (d) IMPASSION

69. Only one meaningful word can be formed by

rearranging the letter of the given jumbled word. Find out that word.

Given : MUSPOPAPOTIH

(a) METAMORPHIC (b) PHILANTHROPIST (c) HIPPOCAMPUS (d) HIPPOPOTAMUS

70. A bus leaves Delhi with half the number of women

as men, At Meerut, ten men get down and five

women get in. Now there are equal number of men and women. How many passengers boarded the bus

initially at Delhi?

(a) 36 (b) 45

(c) 15 (d) 30 71. If the day before yesterday was Sunday, what day

will it be three days after the day after tomorrow?

(a) Sunday (b) Monday

(c) Wednesday (d) Saturday

Directions (Q.162) : In the following question, one

statement is given followed by two assumptions I and

II. You have to consider the statement to be true even

if it seems to be at variance from commonly known

facts. You have to decide which of the given

assumptions, if any, follow from the given statement.

72. Statements: Politicians become rich by the votes of

the people.

Assumptions:

I. People vote to make politicians rich.

II. Politicians become rich by their virtue.

(a) Only I is implicit (b) Only II is implicit

(c) Both I and II are implicit

(d) Both I and II are not implicit

Directions (Q.163) : In the following question, two

statements P and Q are given followed by four

conclusions I, II, III and IV. You have to consider the

two statements to be true even if they seem to be at

variance from commonly known facts. You have to

decide which of the given conclusions, if any, follow

the given statements.

73. Statements:

All men are women. All women are crazy.

Conclusions:

I. All men are crazy.

II. All the crazy are men. III. Some of the crazy are men

IV. Some of the crazy are women

(a) None of the conclusions follows

(b) All the conclusions follow (c) Only I, III and IV follow

(d) Only II and III follow

74. If HOSPITAL is written as 32574618 in a certain

code, how would POSTAL be written in that code? (a) 752618 (b) 725618

(c) 725168 (d) 725681

75. After interchanging ÷ and +, 12 and 18, which one

of the following equations becomes, correct? (a) (90 × 18) + 18 = 60 (b) (18 + 6) ÷ 12 = 2

(c) (72 ÷ 18) × 18 = 72 (d) (12 + 6) × 18 = 36

76. In a classroom, there are 5 rows, and 5 children A,

B, C, D and E are seated one behind the other in 5 separate rows as follows: A is sitting behind C, but

in front of B. C is sitting behind E, D is sitting in

front of E. The order in which they are sitting from

the first row to the last is (a) DECAB (b) BACED

(c) ACBDE (d) ABEDC

77. Little wooden cubes each with a side of one inch are

put together to form a solid cube with a side of three inches. This big cube is then painted red all over on

the outside. When the big cube is broken up into the

original little ones, how many cubes will have paint on two sides?

(a) 4 (b) 8

(c) 12 (d) 0

78. Find out which of the diagrams given in the alternatives correctly represent the relationship

stated in the question.

Sharks, Whales, Turtles

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79. Directions (36): In this question, among the four

answer figures, which figure can be formed from the cut-pieces given below in the question figure.

80. How many triangles are there in the following figure?

(a) 11 (b) 13

(c) 9 (d)15

81. From the given answer figures, select the one in which the question figure is hidden/embedded in the

same direction.

82. Which answer figure is the exact mirror image of

the given question figure when the mirror is held

from the right at PQ?

83. Identify the diagram that best represents the

relationship among classes given below Delhi, Sri Lanka, Asia

84. Which answer figure complete the pattern in the

question figure?

85. From the given figure, select the one in the question

the figure is hidden / embedded

(COMPUTER KNOWLEDGE)

176. By default Excel prints______, when the print

command is selected

(a) Current worksheet (b) current workbook (c) current cell (d) first workbook

177. Scenario manager in Excel is used to

(a) Create graphic representation

(b) Create data (c) Determine different projected outcomes of data

(d) All of the above

178. The view that puts a blue line around each page that

would be printed is the ______ (a) Print preview (b) Normal view

(c) Page break preview (d) Split view

179. In Excel, the intersection of a column and a row is called

(a) Cell (b) grid (c) table (d) box

180. The letter and number of the intersecting column

and row is the

(a) Cell location (b) cell position (c) cell address (d) cell coordinates

181. A constant is another name for this type of data

(a) Number (b) equation

(c) formula (d) description 182. Another name for a pre-programmed formula in Excel is

(a) Range (b) graph

(c) function (d) cell

183. Multiple calculations can be made in a single formula using

(a) Standard formula (b) array formula

(c) complex formula (d) smart formula

184. Pre-defined and built-in formulas in Excel are known as

(a) Auto sheets (b) diagrams

(c) charts (d) functions

185. This is not a function category in Excel. (a) Logical (b) Data series

(c) Financial (d) Text

186. The best way to insert a new slide in a presentation

is to use the (a) Normal view (b) Special view

(c) Slide show view (d) Slide sorter view

187. Presentation designs regulate the formatting and

layout for the slide and are commonly called (a) Design plates (b) templates

(c) placeholders (d) blueprints

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188. In PowerPoint 2007, navigation is on which side of

screen? (a) Upper side of screen (b) Left side of screen

(c) Right side of screen (d) Centered of screen

189. What are the symbols used to identify an items in a

list? (a) Icons (b) Markers

(c) Bullets (d) Graphics

190. Which option on the custom animation task pane

allows you to apply custom motion path? (a) Add effect (b) Emphasis

(c) Animate now (d) All of these

191. Which of the following is not a transition effect?

(a) Blinks diagonal (b) Fades and dissolve (c) Wipes (d) Push and cover

192. _____ are special visual and sound effects contained

in presentation graphics file.

(a) Attractions (b) Simulations (c) Animatronics (d) Animations

193. How many charts are there in PowerPoint 2007?

(a) 8 (b) 10

(c) 12 (d) 11 194. Which of the following orientation is used to view

slide in horizontal format?

(a) Landscape (b) Portrait

(c) Vertical (d) All of these 195. ClipArt, photo animation, picture/art are comes in

which tab?

(a) Home (b) Design

(c) Insert (d) Logo 196. Drop Table cannot be used to drop a table

referenced by a ____ constraint.

(a) Local key (b) Primary keys

(c) Composite key (d) Foreign key 197. A group of related record in a database is called a(n)

(a) Column (b) object

(c) key (d) table

198. E-R modelling technique is (a) top-down approach (b) bottom approach

(c) left-right approach (d)right approach

199. In E-R diagram, generalisation is represented by

(a) Ellipse (b) dashed ellipse (c) rectangle (d) triangle

200. Which of the following is the property of entities?

(a) Groups (b) Table

(c) Attributes (d) Switchboards

EXPLANATIONS

PAPER-I 1. (K) 2. (L) 3. (N) 4. (K) 5. (L)

6. (K) 7. (L) 8. (M) 9. (K) 10. (M)

11. (L) 12. (K) 13. (M) 14. (K) 15. (K)

16. (N) 17. (L) 18. (K) 19. (M) 20. (K)

21. (K) 22. (K) 23. (N) 24. (K) 25. (L)

26. (N) 27. (K) 28. (M) 29. (L) 30. (K)

31. (M) 32. (M) 33. (L) 34. (K) 35. (M)

36. (M) 37. (K) 38. (L) 39. (M) 40. (N)

41. (K) 42. (L) 43. (M) 44. (N) 45. (K)

46. (K) 47. (M) 48. (K) 49. (K) 50.(M)

51. c 52. b 53. c 54. d 55. c

56. a 57. a 58. d 59. c 60. a

61. c 62. a 63. b 64. d 65. c 66. a 67. d 68. b 69. c 70. b

71. d 72. b 73. a 74. c 75. b

76. d 77. c 78. a 79. b 80. c

81. a 82. d 83. a 84. c 85. d 86. b 87. a 88. d 89. d 90. d

91. b 92. a 93. c 94. b 95. b

96. d 97. a 98. d 99. d 100. d

PAPER-II 1. a 2. c 3. a 4. c 5. c 6. d 7. d 8. b 9. d 10. c

11. b 12. d 13. b 14. c 15. c

16. b 17. c 18. b 19. d 20. d

21. b 22. a 23. b 24. b 25. d 26. a 27. a 28. b 29. b 30. a

31. b 32. a 33. d 34. c 35. b

36. c 37. c 38. b 39. a 40. a

41. b 42. a 43. a 44. a 45. c 46. d 47. c 48. b 49. b 50. b

51. a 52. c 53. a 54. a 55. c

56. a 57. c 58. c 59. a 60. b

61. b 62. d 63. a 64. a 65. d 66. d 67. c 68. b 69. a 70. a

71. b 72. a 73. b 74. a 75. b

76. b 77. a 78. b 79. a 80. b

81. b 82. b 83. b 84. d 85. a 86. d 87. b 88. b 89. c 90. d

91. b 92. a 93. b 94. a 95. d

96. c 97. d 98. b 99. a 100. b

101. c;

5

6

4

3

C

B

B

A

9

10

A

C

10

9

C

A

19

101

A

C

9

19

9

910

A

AC

19:9CA:A

102. c; Equivalent single discount for 25% and 20%

%40%100

20252025

Equivalent single discount for 40% and 10%

%46%100

10401040

103. b;

415RQ

60

512QP

3660P126049P12

609RQP12

P=2 Then, Q = 3

& R = 1

Time taken by days302

60P

Time taken by days601

60R

Difference = 60 – 30 =30 days

104. b; According to question

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years272

wife Husband

Husband + wife = 54 years

years213

cgild wife Husband

Husband + wife + child = 63 years Husband + wife + child = husband + wife + child -

Husband + wife = 63 – 54 = 9 year increase

9 years divide among husband, wife and child equally

age of child = 3 years 105. b; Let the age of younger boy = x years

Then the age of elder boy = (x + 5)

According to question

(30 ×15) – 20 + x + x + 5 = 31 × 15

430 +2x + 5 = 465 2x = 30

X = 15 years

106. c; G.C.D. = Greatest common divisor or highest

common factor (HCF) Let G.C.D. = a

Let number are ax and ay (ax > ay) LCM = axy

LCM = 2 × larger number

axy = 2 ×ax

y = 2 Also given that

smaller number – G.C.D = 4

ay – a = 4

2a – a = 4 A = 4

G.C.D. = a = 4

Y = 2

smaller number = ay 2 × 4 = 8

107. b; A : B : C

Capital → 50000: 75000 : 125000

(year)Time→2 2

3 1

Profit →100 : 2

375 : 125

8 : 9 : 10

Required ratio of profit = 8 : 9 : 10

108. c; 22222 n...4321

6

12n1nn

2222

222222

4321

10...2110...65

6

954

6

211110

= 385-30 = 355

109. a; Average speed=

yx

xy2 kmph

6040

60402kmph

= 48kmph 110. b; If the speed of boat in still water be x kmph, then

33

12

3

12

xx

3

33

3312

xx

xx

924 2 xx

0982 xx

0992 xxx

0919 xxx

019 xx

9 x because 1x

111. c; Relative speed = (68+40)kmph=108kmph

18

5108 m/sec.= 30m/sec

Required time = Sum of the lengths of both trains /Relative speed

=

30

8070 second

= 5 second

112. (a); Let the fraction be x

y

According to question

x 12x y 1 2x y 1.....(i)

y 1 2

x 11 x 1 y........(ii)

y

From eq (i) + (ii)

x = 2 and y = 3 x × y = 2 × 3 = 6

113. (a); By hit and trial method.

Select option a = 8961 + 27 = 8988

= Which is completely divisible by 84.

114. (d);

x 8 2x 13 27

2x 1

x 8 33 3

x 8 6x 33 3

x + 8 = 6x + 3

5x = 5, x = 1

115. (c); LCM of (3, 5, 8, 12)

3 5 8 3 120

Now greatest five digit number is 99999 on dividing

99999 by = 120 (LCM) we get remainder - 99999,

120remainder = 39

By subtracting remainder from 99999 we get the

greatest five digit number which is completely divisible by given numbers (3, 5, 8, 12) . 99999 – 39 = 99960

Now , we required the greatest five digit number

which when divided by (3, 5, 8, 12) leaves

remainder 2 in each case

add 2 in the 99960 = 99960 + 2 = 99962

116. (c); Income of the person = Rs 13,500 Exp, of the person = Rs 9,000

Savings of the person = Rs (13,500 – 9,000) = Rs

4,500

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7 2 x 1

142 1

14 + x = 42

x = 28

Hence, required increase in savings = 28%

117. (a); Percentage of failed students = (100 – 93)% = 7%

According to the question,

7 % → 259

1% → 37 100% → 3700

Total students = 3700

118. (c); Let price at A = 100x

After then price at B = 85 x → 15% discount According to question,

100x 85x 150 150

15x = 300

x = 20

Price at A = 100 × 20 = 2000 Price at B including travelling charge = 85 x + 150

= 1700 + 150 = 1850

Percentage profit 2000 1850 150100 100 7.5%

2000 2000

119. (d); Ratio will be 25% = 4

1

Water : milk = 1 :4

120. (c); CI – SI = 8 n

r PRTP 1 1 8

100 100

2P 4 24

P 1 1 8100 100

51P 2P8

625 25

P = Rs 5000

121. c;

1 1 1 1 1 1 1 1

20 30 42 56 72 90 110 132

1 1 1 1.......

4 5 5 6 6 7 11 12

1 1 1 1 1 1 1 1....

4 5 5 6 6 7 11 12

1 1 1 1 1 1 1 1.....

4 5 5 6 6 7 11 12

122. 1 1 3 1 2 1

4 12 12 12 6

d;

Find decreased profit = 10 2010 20 30 2 28%

100

123. c; Rs 1 50 paise 10 paise

Number 6 : 3 : 2

Value 6 : 1.5 : 0.2

Total value = 6 + 1.5 + 0.2 = 7. 7 7.7 units = 30.8

1 unit = 4

1. 5units = 4 × 1.5 = 6

No. of 50 paise coin = 6 × 2 = 12

124. c; Length of median = 3

a2

36

= a=12cm

Perimeter = 12 × 3 = 36 cm

125. c; Diameter of circle = Diagonal 12 2

12cm2 2

Radius of circle = 126cm

2

Radius of circumcircle of equilateral triangle = a

3

a radius 3 6 3cm

126. d; No of minute the bus stop per hour

Fast speed slow speed60

Fastspeed

72 60 1260 60 10minute per hour

72 72

127. a; In a AP

a = 25

l = - 52

n = 12

now,

n

nS a l

2

12

12S [25 52] 162

2

128. b; Reciprocal of 7 6 1and

6 7 9 is 9 then,

Sum of 7 1 6 6 63 69

and 96 9 7 7 7

Reciprocal 7

69

129. b; Let the digit at unit place = y the digit at ten‘s

place = x

Number formed = 10 x + y or xy

ATQ Case I, xy = 18 (i)

Case II

10x y 63 10 x

9x 63 9y

x y 63

y x 7 (ii)

From (i) and (ii)

x = 9, x = 2 Therefore, required no. x = 29

Note : In this type of question, always go through

the options and satisfy the given conditions

130. a;

x 5 : y 10 : z 15 5 : 4 : 3 K

x 5 5K x 5K 5.......... i

y 10 4k y 4K 10........ ii

z 15 3k z 3K 15......... iii

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x y z 12K 30

750 30 12K

720K K 60

12

X‘s part = 5K + 5 = 60 ×5 + 5 = 305

Y‘s part = 4K + 10 = 4× 60 + 10 = 250 Z‘s part =3K + 15 = 3×60 +15 = 195

131. d;

2

2

4

2

31

424

9124

96

21624

132. b; Total weight = 16 × 60.25 +10 × 45.75

= 964 +457.1421.5

Average 67.5426

5.1421

133. b;

In rhombus , we know 22

221 a4dd

222

2 134d24

cm10d2

Area of rhombus 21 dd2

1

2cm12010242

1

134. c;

days15D

W

8D15

W

101512

2

2

135. a;

008.05

1y3

then ?25.0y

1y

3y3

5

1

5

12.0

5

13y3

3y3

Now, (0.25)y =(0.25)1 = 0.25 136. c;

822V

111V

1h,1r

22

1

Volume become 8 times

137. c; Ratio of volumes 27

20

333

522

138. c; The area of the trapezium 109212

1

2cm150530

139. c;

%5.37316

22

140. a;

36:2536

25

r6

r6

6r,5r

r

r

6

5

22

21

21

32

31

3

3

51. c;

As

Similarly,

52. a; As, 5 5 + 2 = 27

Similarly, 299

53. c; As, 6 2 - 1 = 11

Similarly, 11 2 - 1 = 21

54. c; As, A+B+E⇒1+2+5=8

Similarly, K+L+O⇒11+12+15=38

55. c; Except Tide, all other terms are related to both air and water. But tide is a regular rise and fall in the

level of sea, caused by the attraction of the moon

and sun.

56. b; The position number of Y in the English alphabet is an odd number.

X⇒24, Y⇒25

H⇒8, D⇒4

57. d;

58. d;

4.Invariable

1. Inventory

5. Investigate

3. Invisible

2. Involuntary 59. c;

60. b;

61. d;

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MAGAZINE FOR THE MONTH OF FEBRUARY – 2022

| Page

192448,4868

90330,3056

62. d;

3+1=4; 3+4=7; 4+7=11; 7+11=18

11+18=29; 18+29=47

63. a;

64. c;

65. b; Suppose the present and of Ashok is x years and

that of his mother is y years.

5 years ago 3(x-5)=(y-5)

⇒3x-15=y-5

⇒3x-y=10……. (i)

5 years hence, 2(x+5) = (y+5)

⇒2x+10=y+5

⇒2x-y=-5…. (ii)

From equations(i) and (ii) X=15 years

66. a; O is the husband of P. M is the son of P

Therefore, M is the son of O.

67. c;

Total number of boys in the row

=22+12-1=33

68. c; There is no ‗V‘ letter in the given word

69. d; Meaningful word⇒HIPPOPOTAMUS

70. b; Suppose the number of women boarded the bus

at Delhi is x.

Therefore, the number of men = 2x According to question,

2x – 10 = x + 5

Þ 2x – x = 10 + 5

\ x = 15 Total number of passengers boarded the bus initially

= 3x

= 3 × 15 = 45

71. a; Day before yesterday was Sunday. Therefore, today is Tuesday.

Day after tomorrow will be Thursday.

Thursday + 3 = Sunday

72. d; The statement implies that politicians win elections by the votes of people. Therefore, neither

of the assumptions is implicit in the statement.

73. c;

Conclusion I: True

Conclusion II: False

Conclusion III: True Conclusion IV: True

74. b;

75. d;

36123

36126183618612

76. a; 1st Row => D 2nd Row => E

3rd Row => C

4th Row => A

5th Row => B 77. b;

4 cubes each of the first and third layers will have

paint on two sides only. Therefore, total number of

cubes having paint on two sides.

4×2=8

78. c; Sharks belong to class pieces. Whale is a mammal

and Turtle belongs to class reptilian

79. c;

80. b;

The triangles are ABC, ABD, ADC, AFC, FDC, AFB, FDB, FBC,

GBD, ADE, GBE, FDG, DBE

81. d;

82. c;

173. b 174. a 175. b 176. a 177. c

178. c 179. a 180. c 181. a 182. c

183. b 184. d 185. b 186. d 187. b 188. b 189. c 190. a 191. a 192. d

193. d 194. b 195. c 196. d 197. d

198. a 199. d 200. c

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****

WHO'S WHO LIST OF COUNCIL OF MINISTERS

NAME OF MINISTER PORTFOLIO CONSTITUTION

Narendra Modi

Ministry of personnel, public grievances and pensions

epartment of atomic energy, Department of space All

important policy issues and all other portfolios not

allocated to any minister

Varanasi (UP)

Rajnath Singh Minister of defence Lucknow (UP)

Amit Shah Minister of home affairs & Ministry of Co-operation Gandhi Nagar (Gujarat)

Nitin Gadkari Minister of Road Transport and Highways Nagpur (MP)

Raj Kumar Singh Minister of Power, New & Renewable Energy Arrah (Bihar)

Nirmala Sitharaman Minister of finance, Minister of corporate affairs Rajya Sabha (Karnataka)

Jyotiraditya Scindia Minister of Civil Aviation Rajya Sabha (MP)

Narendra Singh Tomar Minister of agriculture and farmers welfare Morena (MP) Ramchandra Prasad Singh Minister of Steel Rajya Sabha (Bihar)

Ashwini Vaishnaw Minister of Railways, Communications, IT & Electronics Rajya Sabha (Odisha)

Virendra Kumar Minister of social justice and empowerment Tikamgarh (MP)

Dr Subrahmanyam

Jaishankar

Minister of external affairs Rajya Sabha (Gujarat)

Pashupati Kumar Paras Minister of Food Processing Industry Hajipur (Bihar)

Arjun Munda Minister of tribal affairs Khunti (Jharkhand)

Smriti Zubin Irani Minister of women and child development Amethi (UP)

Mansukh L. Mandaviya Minister of health and family welfare;

Minister of Chemical & Fertilizer

Rajya Sabha (Gujarat)

Bhupender Yadav Minister of environment, forest and climate change,

Minister of Labour & Employment

Rajya Sabha (Rajasthan)

Piyush Goyal Minister of Textiles

Minister of Consumer Affairs, Food & Public Distribution

Minister of Commerce & Industry

Rajya Sabha

(Maharashtra)

Dharmendra Pradhan Minister of Education, Skill Development &

Entrepreneurship

Rajya Sabha (MP)

Mukhtar Abbas Naqvi Minister of minority affairs Rajya Sabha (Jharkhand)

Pralhad Joshi Minister of parliamentary affairs; Minister of coal; and

Minister of mines.

Dharwad (Karnataka)

Dr. Mahendra Nath

Pandey

Minister of Heavy Industries Chandauli (UP)

Giriraj Singh Minister of Rural Development & Panchayati Raj Begusarai (Bihar)

Gajendra Singh

Shekhawat

Minister of jal shakti Jodhpur (Rajasthan)

Kiren Rijiju Minister of Law & Justrice Arunachal West (Arunachal

Pradesh)

Narayan Tatu Rane Minister of MSME

Sarbananda Sonowal Minister of Ports, Shipping and Waterways

Minister of AYUSH

G. Kishan Reddy Minister of Culture & Tourism

Minister of Development of North-Eastern Region

Secunderabad (Telangana)

Parshottam Rupala Minister of Fisheries, Animal Husbandary & Dairy Rajya Sabha (Gujarat)

Hardeep Singh Puri Minister of Petroleum & Natural Gas

Minister of Housing & Urban Affairs

Rajya Sabha (UP)

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| Page

Anurag Singh Thakur Minister of Information & Broadcasting

Minister of Youth Affairs & Sports

Hamirpur (Himachal

Pradesh)

MINISTERS OF STATE (INDEPENDENT CHARGE)

NAME OF MINISTER PORTFOLIO CONSTITUTION

Rao Inderjit Singh MoS (independent charge) of ministry of statistics and

programme implementation & Planning Gurgaon (Haryana)

Dr. Jitendra Singh

MoS (independent charge) of ministry of Science &

Technology

MoS (independent charge) of ministry of Earth Sciences

MoS in the Prime Minister‘s Office;

MoS in the ministry of personnel, public grievances and

pensions;

MoS in the department of atomic energy; and MoS in the

department of space

Uddhampur (J & K)

MINISTERS OF STATE

NAME OF MINISTER PORTFOLIO CONSTITUTION

Sri Nitish Paramanik Ministry of Home Affairs

Ministry of Youth Affairs and Sports

D.L. Murgan Ministry of Fisheries, Animal Husbandary and Dairying

Sri John Barla Ministry of Minority Affairs

Dr. Munjapara

Mahendrabhai

Ministry of Women and Child Development

Ministry of AYUSH

Sri Santanu Thakur Ministry of Minority Affairs

Dr. Bharati Pravin

Pawer

Ministry of Health and Family Welfare

Dr. Raj Kumar Ranjan

Singh

Ministry of External Affairs

Ministry of Education

Dr. Bhagwat Kishanrao

Karad

Ministry of Finance

Sushri Pratima

Bhoumik

Ministry of Social Justice and Empowerment

Faggansingh Kulaste Ministry of Steel & Rural Development Mandla (MP)

Ashwini Kumar

Choubey

Ministry of Consumer Affairs, Food & Public Distribution

Ministry of Environment, Forest & Climate Change

Buxar (Bihar)

Arjun Ram Meghwal Ministry of Parliamentary Affairs;

Ministry of Culture

Bikener (Rajasthan)

General (Retd) V. K.

Singh

Ministry of Road Transport and Highways & Civil Aviation Ghaziabad (UP)

Krishan Pal Ministry of Power & Heavy Industries Faridabad (Haryana)

Danve Raosaheb

Dadarao

Ministry of Railways, Coal & Mines Jalna (Maharashtra)

Anupriya Singh Patel Ministry of Commerce & Industry

Rajeev Chandrasekhar Ministry of Skill Development & Entrepreneurship

Ministry of Electronics & IT

Ramdas Athawale Ministry of Social Justice and Empowerment Rajya Sabha (MP)

Sadhvi Niranjan Jyoti Ministry of Consumer Affairs, Food & Public Distribution

and Rural Development

Fatehpur (UP)

Kushal Kishore Ministry of Housing & Urban Affairs

Sanjeev Kumar Balyan Ministry of Animal Husbandry, Dairying and Fisheries Muzaffarnagar (UP)

Sushri Shobha

Karandlaje

Ministry of Agruculture & Farmers Welfare

Pankaj Chaowdhary Ministry of Finance

V. Muraleedharan Ministry of External Affairs & Praliamentary Affairs

Nityanand Rai Ministry of Home Affairs Ujiarpur (Bihar)

Kapil Moneshwar Patil Ministry of Panchayatiraj

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Renuka Singh Saruta Ministry of Tribal Affairs Surguja (Chhatisgarh)

Som Parkash Ministry of Commerce and Industry Hishiarpur (Punjab)

Rameswar Teli Ministry of Petroleum & Natural Gas, Labour & Employment Dibrugarh (Assam)

S.P. Singh Baghel Ministry of Law & Justice

Kailash Choudhary Ministry of Agriculture and Farmers Welfare Barmer (Rajasthan)

Bishweswar Tudu Ministry of Tribal Affairs & Jal Shakti

Shripad Yesso Naik Ministry of Ports, Shipping & Waterways, Tourism

Sri Bhagwanth Khuba Ministry of New and Renewable Energy

Ministry of Chemical Fertilizer

A. Narayanswamy Ministry of Social Justrice & Empowerment

Shri Ajay Kumar Ministry of Home Affairs

Shri Devusinh Chauhan Ministry of Communication

Shri Ajay Bhatt Ministry of Defence

Ministry of Tourism

Sri B.L. Verma Ministry of Development of North-Eastern Region

Ministry of Co-operation

Smt. Annapurna Devi Ministry of Education

Smt. Dar Shana Vikram

Jardosh

Ministry of Textile

Ministry of Railway

Sri Bhanu Pratap Singh

Verma

Minor, Small and Medium Enterpreniur

Prof. S.P. Singh Baghel Ministry of Law and Justice

Smt. Anu Priya Singh

Patel

Ministry of Commerce and Industry

GOVERNOR & CHIEF MINISTER OF STATE State Capital Governor Chief Minister

Andhra Pradesh Amaravati Biswabhushan Harichandan Y. S. Jagan Mohan Reddy

Arunachal Pradesh Itanagar Brigadier B.D Mishra (Retd) Pema Khandu

Assam Dispur Jagdish Mukhi Himanta Biswa Sarma

Bihar Patna Phagu Chauhan Nitish Kumar

Chhattisgarh Naya Raipur/Bilaspur Anusuiya Uikey Bhupesh Bhagel

Goa Panaji PS Sreedharan Pillai Pramod Sawant

Gujarat Gandhinagar Acharya Devvrat Bhupendrabhai Patel

Haryana Chandigarh Bandaru Dattatreya Manohar Lal Khattar

Himachal Pradesh Summer Capital: Shimla

Winter Capital: Dharamshala Rajendra Vishwanath Arlekar Jai Ram Thakur

Jharkhand Ranchi Ramesh Bais Hemant Soren

Karnataka Bengaluru Thawar Chand Gehlot Sri Basavaraj Bommai

Kerala Thiruvananthapuram Arif Mohammed Khan Pinarayi Vijayan

Madhya Pradesh Bhopal Mangubhai Chaganbhai Patel Shivraj Singh Chouhan

Maharashtra Mumbai Bhagat Singh Koshyari Uddhav Thackeray

Manipur Imphal Shri La. Ganesan N. Biren Singh

Meghalaya Shillong Satya Pal Malik Conrad Kongkal Sangma

Mizoram Aizwal Dr. Kambhampati Haribabu Zoramthanga

Nagaland Kohima Jagdish Mukhi Neiphiu Rio

Odisha Bhubaneshwar Prof. Ganeshi Lal Mathur Naveen Patnaik

Punjab Chandigarh Shri Banwarilal Purohit Charanjit Singh Channi

Rajasthan Jaipur Kalraj Mishra Ashok Gehlot

Sikkim Gangtok Ganga Prasad Prem Singh Tamang (PS Golay)

Tamil Nadu Chennai R. N. Ravi M. K. Stalin

Telangana Hyderabad Dr Tamilisai Soundararajan K. Chandrashekhar Rao

Tripura Agartala Satyadev Narayan Arya Biplab Kumar Deb

Uttar Pradesh Lucknow Anandiben Patel Yogi Adityanath

Uttarakhand Winter Capital: Dehradun

Summer Capital: Gairsain Gurmit Singh Shri Pushkar Singh Dhami

West Bengal Kolkata Jagdeep Dhankar Mamata Banerjee

Union territory with their Capital and LG/Administrator Union Territory Capital Governor

Andaman & Nicobar Port Blair Shri. Devendra Kumar Joshi (Lieutenant

Governor)

Chandigarh Chandigarh Shri. V.P. Singh Badnore (Administrator)

Dadra and Nagar Haveli and Daman and Diu Daman Shri Praful Patel (Administrator)

Delhi (National capital Territory of Delhi) New Delhi Shri Anil Baijal (Lieutenant Governor)

Chief Minister: Arvind Kejriwal

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Jammu and Kashmir Srinagar (May-October) Shri Manoj Sinha (Lieutenant Governor)

Jammu (November-April)

Lakshadweep Kavaratti Shri Praful Patel (Administrator)

Puducherry Puducherry Dr. Tamilisai Soundararajan (Lt Governor)

Chief Minister: N. Rangaswamy

Ladakh Leh Shri Radha Krishna Mathur (Lieutenant Governor)

Constitutional Office-Holders President Ram Nath Kovind

Vice President and ex-officio Chairperson of the Rajya Sabha Venkaiah Naidu

Prime Minister Narendra Modi

Chief Justice N. V. Ramana

Speaker of the Lok Sabha Om Birla

Chief Election Commissioner Sushil Chandra

Comptroller and Auditor General Girish Chandra Murmu

Chairperson of the Union Public Service Commission Pradeep Kumar Joshi

Attorney General K. K. Venugopal

Important office holders National Security Advisor Ajit Doval

Cabinet Secretary Rajiv Gauba

Principal Secretary to the Prime Minister Pramod Kumar Misra

Home Secretary Ajay Kumar Bhalla

Finance Secretary T. V. Somanathan

Defence Secretary Ajay Kumar

Foreign Secretary Harsh Vardhan Shringla

Law Secretary Anoop Kumar Mendiratta

Secretary General of the Lok Sabha Utpal Kumar Singh

Secretary General of the Rajya Sabha Dr. P.P.K Ramacharyulu

Secretary General of Supreme Court of India Sanjeev S. Kalgaonkar

Chairperson of the Railway Board Suneet Sharma

Solicitor General Tushar Mehta

Principal Scientific Adviser K. VijayRaghavan

Chief Economic Adviser Krishnamurthy Subramanian

Heads of statutory commissions Chairperson of the National Human Rights Commission Arun Kumar Mishra

Chairperson of the National Commission for Minorities Sardar Iqbal Singh Lalpura

Chairperson of the National Commission for Scheduled Castes Vijay Sampla

Chairperson of the National Commission for Scheduled Tribes Harsh Chouhan

Chairperson of the National Commission for Backward Classes Bhagwan Lal Sahni

Chairperson of the National Commission for Women Rekha Sharma

Chairperson of the National Commission for Protection of Child Rights Priyank Kanungo

Chairperson of the Central Administrative Tribunal L. Narasimha Reddy

Chairperson of the Central Vigilance Commission Suresh N. Patel

Chairperson of the Central Information Commission Yashvardhan Kumar Sinha

Chairperson of the Atomic Energy Commission K. N. Vyas

Director of the Department of Space K. Sivan

The Chairman, Indian Space Research Organisation (ISRO), Dr. K. Sivan

Chairperson of the University Grants Commission D. P. Singh

Chairperson of the Central Water Commission Narendra Kumar

Director of the Space Applications Centre D. K. Das

Chairperson of the National Forest Commission B. N. Kirpal

Chairperson of the Competition Commission Ashok Kumar Gupta

Heads of financial bodies Chairperson of the 15th Finance Commission of India N. K. Singh

Governor, of the Reserve Bank of India Shaktikanta Das

Chairperson of the Securities and Exchange Board of India Ajay Tyagi

Chairperson of the Insurance Regulatory and Development Authority Subhash Chandra Khuntia

Chairperson of the 7th Pay Commission Ashok Kumar Mathur

Chairperson of the Small Industries Development Bank Sivasubramanian Ramann

Chairperson of the Company Law Board Mahesh Kumar Mittal

Chairperson and Managing Director of the Export-Import Bank David Rasquinha

Chief Executive Officer and Managing Director of the National Housing Bank Sarada Kumar Hota

Chairperson of the National Bank for Agriculture and Rural Development Govindarajulu Chinthala

Chief Executive Officer and Managing Director of the Industrial Finance Corporation Emandi Sankara Rao

Chairperson of the National Stock Exchange Girish Chandra Chaturvedi

Chairperson of the Bombay Stock Exchange Vikramajit Sen

Chairperson of the State Bank of India Dinesh Kumar Khara

Chairperson of the Industrial Development Bank Mahesh Kumar Jain

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Chairperson of the Life Insurance Corporation M. R. Kumar

Chairperson of the Central Board of Direct Taxes Jagannath Biddyadhar Mohapatra (Acting)

Chairperson of the Central Board of Indirect Taxes and Customs M. Ajit Kumar

President of the Federation of Indian Chambers of Commerce and Industry Uday Shankar

Chairperson of the Pension Fund Regulatory and Development Authority Supramita Bandhopadhaya

President of the Confederation of Indian Industry T. V. Narendran

Chairperson of the Competition Commission of India Ashok Kumar Gupta

President of the Associated Chambers of Commerce and Industry Sandeep Jajodia

Chairperson of the National Statistical Commission Radha Binod Barman

Director General of the Archaeological Survey V. Vidyavathi

Chairperson of the Telecom Regulatory Authority P.D. Vaghela

Director of the Enforcement Directorate Karnal Singh

Chief Managing Director of the Oil and Natural Gas Corporation Shashi Shanker

Chairperson and Managing Director of the Gas Authority of India Limited B. C. Tripathi

Chairperson of the Indian Oil Corporation Limited Sanjiv Singh

Chairperson and Managing Director of the Oil India Limited Utpal Bora

Defence and Security Chief of Defence Staff

Chief of the Air Staff Air Chief Marshal Vivek Ram Chaudhari

Chief of the Army Staff General Manoj Mukund Naravane

Chief of the Naval Staff Admiral Karambir Singh

Chief of Integrated Defence Staff Vice Admiral R. Hari Kumar

Director General of the Military Intelligence Lieutenant General K. G. Krishna

Director of the Intelligence Bureau Arvind Kumar, IPS

Secretary of the Research and Analysis Wing Samant Goel, IPS

Director of the Central Bureau of Investigation Subodh Kumar Jaiswal, IPS

Director General of the Border Security Force Pankar Kumar Singh

Director General of the Central Reserve Police Force Kuldiep Singh, IPS

Director General of the Central Industrial Security Force Sudhir Kumar Saxena, IPS

Director General of the Indo-Tibetan Border Police Sanjay Arora, IPS

Director General of the Sashastra Seema Bal Kumar Rajesh Chandra, IPS

Director General of the National Security Guard Shri M.A Ganapathy

Director General of the National Investigation Agency Kuldiep Singh

Director General of the National Disaster Response Force Shri S N Pradhan, IPS

Government of Odisha Home, General Administration & Public Grievances and any other Departments specifically not assigned Naveen Patnaik

(Chief Minister of Odisha)

(Cabinet Minister)

Agriculture & Farmers' Empowerment, Fisheries & Animal Resources Development, Higher Education Arun Kumar Sahoo

Forest & Environment,Parliamentary Affairs Bikram Keshari Arukha

Health & Family Welfare Naba Kishore Das

Finance, Excise Niranjan Pujari

Planning & Convergence, Commerce & Transport Padmanabha Behera

Steel & Mines, Works Prafulla Kumar Mallik

Panchayati Raj & Drinking Water, Law, Housing & Urban Development Pratap Jena

Food Supplies & Consumer Welfare, Co-operation Ranendra Pratap Swain

Revenue & Disaster Management Sudam Marndi

Rural Development, Labour & Employees' State Insurance Susanta Singh

Women & Child Development and Mission Shakti Smt. Tukuni Sahu

Minister of State (Independent Charge)

Science & Technology, Public Enterprises, Social Security & Empowerment of Persons with Disability Ashok Chandra Panda

Energy, Industries, Micro, Small & Medium Enterprises, Home Dibya Shankar Mishra

S.T. & S.C. Development, Minorities & Backward Classes Welfare Jagannath Sarka

Tourism, Odia Language, Literature & Culture Jyoti Prakash Panigrahi

Handlooms, Textiles & Handicrafts Smt. Padmini Dian

Skill Development & Technical Education Premananda Nayak

Water Resources, Information & Public Relations Raghunandan Das

School & Mass Education Samir Ranjan Das

Electronics & Information Technology, Sports & Youth Affairs Tusharkanti Behera

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ABBREVIATION Acronyms Abbreviations

ACS Automated Clearing

System.

AD Authorized Dealer.

ADB Asian Development

Bank.

ADF Automated Data Flow

AEPS Aadhaar Enabled

Payments Switch

AFS Annual Financial

Statement.

AIC Agricultural Insurance

Company.

AIF Alternative Investment

Fund

ALCO Asset Liability

Committee

ALM Asset Liability

Management

AMFL Association of Mutual

Funds in India

AML Anti-Money Laundering

AMRMS Audit and Risk

Monitoring Mechanism

ANBC Adjusted Net Bank

Credit

APBS Aadhaar Payment

Bridge System

ARC Asset Reconstruction

Companies

ASBA Applications Supported

Bank Accounts

ASSOCHAM

Associated Chambers of

Commerce and Industry

of India.

ATM Automated Teller

Machine.

BCBS Basel Committee on

Banking Supervision

BCSBI Banking Codes and

Standards Board of

India

BIS Bank for International

Settlements.

BOE Bill of Exchange

BOP Balance of Payments.

BOT Build,Operate and

Transfer.

BSCS Basel Committee on

Banking Supervision.

BSE Bombay Stock

Exchange.

BSR Basic Statistical

Returns.

CAD Current Account Deficit

CAR Capital Adequacy Ratio

CARE Credit Analysis and

Research Limited

CASA Current and Savings

Accounts

CBLO Collateralized Bank

Lending Obligations

CBS Core Banking Solution.

CCIL Clearing Corporation of

India Limited

CCL Cash Credit Limit

CDB Caribbean Development

Bank.

CDBS

Committee of Direction

on Banking Statistics.

CDRS Corporate Debt

Restructuring

CDS Credit Default Swap.

CEPA

Comprehensive

Economic Partnership

Management.

CFRA Combined Finance and

Revenue Accounts.

CGRA Currency and Gold

Revaluation Account.

CIBIL Credit Information

Bureau of India Limited

CMIS

Currency Management

Information System

CNP Card Not Present

CPFF Commercial Paper

Funding Facility

CPI Consumer Price Index.

CRAR Capital To Risk

Weighted Asset Ratio.

CRISIL Credit Rating

Information Services Of

India

CRMD Credit Risk

Management

Department.

CRR Cash Reserve Ratio.

CSR Corporate Social

Responsibility

CTI Country Threat Index.

DPG Deferred Payment

Guarantee

DPN Demand Promissory

Note

DRAT Debt Recovery

Appellate Tribunal

DRI Differential Rate Of

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Interest

DSCR Debt Service Coverage

Ratio

DTAA Double Taxation

Avoidance Agreement.

EBRD

European Bank for

Reconstruction and

Development.

ECB External Commercial

Borrowings.

ECS Electronic Clearing

System.

EDF Export Development

Fund

EDI Electronic Data

Internchange

EDP Entrepreneurship

Development

Programme

EEFC Exchange Earners‘

Foreign Currency

EFTPOS Electronic Funds

Transfer At Point Of

Sale

EIB European Investment

Bank.

ELSS Equity Linked Saving

Scheme.

EMI Equated Monthly

Installments

EPFO Employees‘ Provident

Fund Organisation

EPOS Electronic Point Of Sale

EPS Earning per Share

ESOP Employee Stock

Options

EXIM Export Import Bank of

India.

FCA Foreign Currency

Assets.

FCCB Foreign Currency

Convertible Bond

FCNR Foreign Currency Non

Resident Deposit

Accounts

FCNRA Foreign Currency Non

resident Account.

FDI Foreign Direct

Investment.

FEDAI Foreign Exchange

Dealers Association Of

India

FERA Foreign Exchange

Regulation Act.

FICCI

Federation of Indian

Chambers of Commerce

and Industry

FII Foreign Institutional

Investor.

FINO

Financial Information

Network and

Operation Limited

FIPB Foreign Investment

Promotion Board.

FPI Foreign Portfolio

Investment.

FTA Free Trade Agreement.

GAAR General Anti Avoidance

Rule.

GDR Global Depository

Receipt.

GFD Gross Fiscal Deficit.

GIRO Government Internal

Revenue Order.

GMS Gold Monetisation

Scheme

GSTN Goods and Services

Network

HDFC Housing Development

Finance Corporation

IADB Inter American

Development Bank.

IAS Integrated Accounting

Systems

IBBI Insolvency and

Bankruptcy Board of

India

IBRD

International Bank for

Reconstruction and

Development

IBU International Banking

Unit

ICA Indian Council of

Agricultural Research.

ICICI

Industrial Credit and

Investment Corporation

of India.

ICRA

Investment Information

and Credit Rating

Agency of India Limited

IDB Islamic Development

Bank.

IDBI Industrial Development

Bank of India.

IDR Indian Depository

Receipts.

IDRBT

Institute for

Development and

Research Of Banking

IEPF Investors Education and

Protection Fund

IFC International Finance

Corporation

IIB International Investment

Bank.

IIBF Indian Institute of

Banking and Finance.

IMF International Monetary

Fund.

IMPS Immediate Payment

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Service

IMT Instant Money Transfer

IOB Indian Overseas Bank.

IPO Initial Public Offering

IPPB India Post Payments

Bank

IRBI Industrial

Reconstruction Bank Of

India.

IRDA

Insurance Regulatory

and Development

Authority of India

IROs Interest rate options

IRR Internal Rate Of Return.

ISCI

International Standard

Industrial Classification

KCC

Kisan Credit Card

KMB

Kotak Mahindra Bank.

KVB

Karur Vysya Bank.

KVIC Khadi and Village

Industries Corporation

KVP Kisan Vikas Patra

KYC Know Your Customer

Guidelines LAB Local

Area Bank.

LAF Liquidity Adjustment

Facility

LAMPS Large Sized Adivasi

Multipurpose Societies

LDB Land

Development Bank.

LERMS Liberalized Exchange

Rate Management

System

LIBOR London Inter Bank

Offered Rate.

LIC Life Insurance

Corporation Of India

LTCG Long-Term Capital

Gains

LTN Long Term Note

MCA Ministry Of Company

Affairs

MCLR Marginal Cost Of

Lending Rate

MFDF Micro Finance

Development Fund

MIBOR Mumbai Inter Bank

Offer Rate.

MICR Magnetic Ink Character

Recognition

MIS Management

Information System

MSS Market Stabilisation

Scheme

MTN Medium Term Note

MUDRA Micro Units

Development And

Refinance Agency

NABARD

National Bank For

Agricultural And Rural

Development

NAS National Account

Statistics.

NAV Net Asset Value.

NBC Non Banking

Companies.

NBFC Non Banking Finance

Companies

NDA Net Domestic Asset

NDS Negotiated Dealing

Systems

NDTL Net Demand And Time

Liability

NECS National Electronic

Clearing System

NEFT National Electronic

Funds Transfer System.

NFA No Frills Account.

NFC Non Banking Finance

Companies.

NFS National Financial

Switch

NHB National Housing Bank.

NIB Nordic Investment

Bank.

NPA Non Performing Assets.

NPCI National Payments

Corporation Of India

NPS National Pensions

Scheme

NPV Net Present Value

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ONE LINER 1. The Chief Minister of Punjab, Charanjit Singh Channi has declared Lord Krishna Balram Jagannath Rath Yatra as an

annual state festival. The announcement for the same was made during flagging off the 25th Shri Lord Krishna Balram

Jagannath Rath Yatra.

2. The Yogi Adityanath government in Uttar Pradesh is set to launch the ambitious ‗Free Smartphone Yojana on

December 25, which is the birth anniversary of senior BJP leader and former Prime Minister Atal Bihari Vajpayee.

3. Parliament passes Surrogacy (Regulation) Bill, 2019; only Indian couples legally married for at least five years can opt

for surrogacy

4. All India Mayors‘ Conference being held in Varanasi; theme: ‗New Urban India‘

5. Indian Newspaper Society elects Mohit Jain of The Economic Times as President

6. Parliamentary delegation from Vietnam calls on VP & Rajya Sabha Chairman M. Venkaiah Naidu in New Delhi.

7. Senior Indian diplomat Pradeep Kumar Rawat, who is well-versed in negotiating with Chinese diplomats, has been

appointed as India‘s next Ambassador to China.

8. The Indian Olympic Association of India (IOA) has appointed the Ice Hockey Association of India‘s general secretary,

Harjinder Singh, as the Chef de Mission of the country‘s contingent for the upcoming 2022 Winter Olympics in Beijing.

9. Atul Dinkar Rane has been appointed as the new Chief Executive Officer and Managing Director of the BrahMos

Aerospace Limited that manufactures the BrahMos supersonic cruise missile.

10. Government of India and the Germany Development Bank- KfW (Kreditanstalt fur Wiederaufbau) signed a 26 million

euros loan for a 40.35 km Surat Metro Rail project in Gujarat.

11. The Competition Commission of India (CCI) has approved the acquisition of a shareholding in Air India by Talace

Private Limited, a wholly-owned subsidiary of Tata Sons.

12. International Mountain Day is celebrated annually on December 11th, to promote awareness for mountain communities

around the globe. The theme of 2021 International Mountain Day on 11 December is ―sustainable mountain tourism‖.

13. Vice President M. Venkaiah Naidu will inaugurate an exhibition on Ek Bharat Shreshtha Bharat in Hyderabad city.

14. Haryana chief minister, Manohar Lal Khattar has opened the new Integrated Command and Control Center (ICCC)

under the Karnal Smart City project.

15. Nagaland government has announced the creation of three new districts, namely Tseminyu, Niuland and

Chumoukedima.

16. Uttarakhand Chief Minister Pushkar Singh Dhami has announced that Indian wicket-keeper batsman Rishabh Pant has

been appointed as the brand ambassador of the state.

17. Gujarat Alkalies and Chemicals Limited (GACL) and GAIL (India) Limited has signed a memorandum of

understanding (MoU) for setting up a bioethanol plant with a production capacity of 500-kilo litre per day (KLD) in

Gujarat.

18. India has registered the highest ever annual Foreign Direct Investment inflow of $ 81.97 bn in 2020-21. FDI inflows in

the last seven financial years is over $ 440 bn, which is nearly 58 % of the total FDI inflow in the last 21 financial

years.

19. The International Day for People of African Descent will be celebrated for the first time on 31 August 2021.

20. Universal Health Coverage Day is celebrated annually on December 12 and is promoted by the World Health

Organization.

21. National Energy Conservation Day is observed on December 14, every year.

22. Rajya Sabha is now taking up the Delhi Special Police Establishment (Amendment) Bill, 2021.

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23. Health Minister Mansukh Mandaviya has chaired India Global Forum Healthcare Roundtable in Dubai.

24. Ministry of Tourism under its Dekho Apna Desh Initiatives organising webinars on various tourism centric subjects,

themes etc.

25. Haiderpur Wetland of Western Uttar Pradesh has been recognised under the 1971 Ramsar Convention on Wetlands,

bringing the total number of such designated areas in the country to 47.

26. The top five countries from where FDI Equity Inflows were received during 2014-2021 are Singapore, Mauritius, USA,

Netherland & Japan.

27. Tennis star Emma Raducanu is the BBC‘s Sports Personality of the Year for 2021.

28. Steel Authority of India Ltd. (SAIL), under the Ministry of Steel, has been awarded with the prestigious Golden

Peacock Environment Management Award 2021 for successive three years.

29. The Department for Promotion of Industry and Internal Trade (DPIIT) has launched the Unified Logistics Interface

Platform‘s (ULIP) hackathon – ‗LogiXtics‘ to crowdsource more ideas that will benefit the logistics industry.

30. India concluded the Commonwealth Weightlifting Championships 2021 with 16 medals – 4 Gold, 7 Silver, and 5

Bronze, held at Tashkent, Uzbekistan.

31. North Eastern Development Finance Corporation Ltd. (NEDFI) has launched the Atma Nirbhar Hastshilpkar scheme

which will provide financial assistance to the grass root Artisans of the region

32. Prime Minister Narendra Modi will address the function on Depositors First-Guaranteed Time-bound Deposit Insurance

Payment up to 5 Lakh rupees in Vigyan Bhawan.

33. Ministry of Defence (MoD) has entered into a Memorandum of Understanding (MoU) with Indian Institute of Teacher

Education (IITE) Gandhinagar to facilitate training to teachers of Sainik Schools.

34. NITI Aayog in partnership with Bharti Foundation, the philanthropic arm of Bharti Enterprises, launched Convoke

2021-22.

35. India and the UAE to wrap up the Comprehensive Economic Partnership Agreement (CEPA) by next month, says Shri

Piyush Goyal

36. Shuttler Kidambi Srikanth became the first Indian man to win a silver medal at BWF World Championships held in in

Huelva, Spain.

37. Chief Justice of India (CJI) Justice NV Ramana, and Chief Minister of Telangana K Chandrasekhar Rao has

inaugurated India‘s First International Arbitration and Mediation Centre (IAMC) at Phoenix VK Tower at

Nanakramguda, Hyderabad, Telangana.

38. Malta becomes first European nation to approve cannabis for personal use

39. Haryana launched ‗Khel Nursery scheme 2022-23‘ to promote sports

40. Tamil Nadu government has announced ‗Tamil Thaai Vaazhthu‘ as the state anthem.

41. Hyundai Motor Company has appointed Unsoo Kim as the Managing Director (MD) of Hyundai Motor India Limited

(HMIL), starting from 1st January 2022.

42. ICICI Prudential Life Insurance became the first Indian insurance company to sign United Nations-supported Principles

for Responsible Investment (UNPRI), to demonstrate commitment towards the environmental, social and governance

(ESG) issues.

43. The nuclear-capable ballistic missile ‗Agni Prime‘ was successfully tested off the coast of Odisha by the Defence

Research and Development Organisation (DRDO).

44. Chairperson, Lokpal of India, Justice Pinaki Chandra Ghose inaugurates Digital Platform for Management of

complaints- ‗Lokpal Online

45. AIM NITI Aayog, & Embassy of Denmark launches 2nd edition of water innovation challenges to address global water

woes

46. The 8th Foreign Office Consultations between India and Slovenia were held virtually.

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47. A Steering Leadership meeting of Global Methane Initiative (GMI) has been held virtually in which the Additional

Secretary, Ministry of Coal, V.K. Tiwari as the Vice Chairman of this global initiative informed the participants about

the work being carried out by India to mitigate the emission of methane.

48. Parliament has passed the Assisted Reproductive Technology (Regulation) Bill, 2021 with the Rajya Sabha approving

it. The Bill has already been passed by the Lok Sabha.

49. The Lok Sabha has passed the High Court and Supreme Court Judges (Salaries and Conditions of Service) Amendment

Bill, 2021 by voice vote.

50. The Bureau of Energy Efficiency (BEE) virtually launched ―Certification Course on Home Energy Audit (HEA)‖,

during ―National Energy Conservation Week: 8th–14th December 2021―, marked as Iconic Week under ―Azadi ka

Amrit Mahotsav‖.

51. The President of India, Shri Ram Nath Kovind, presented the President‘s Standard to the 22nd Missile Vessel Squadron

of the Indian Navy in Mumbai, Maharashtra (December 8, 2021).

52. The Union Cabinet chaired by the Prime Minister Shri Narendra Modi, has approved the funding and implementation of

Ken-Betwa inter-linking of rivers project & the total cost of Ken-Betwa link project has been assessed at Rs.44,605

crore at 2020-21 price levels.

53. The Union Cabinet, chaired by the Prime Minister Shri Narendra Modi, has approved the proposal of the Department of

Rural Development for continuation of Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) beyond March 2021

wherein financial assistance is to be provided for the construction of the remaining 155.75 lakh houses, as on 31st

March, 2021 under the scheme within total target of 2.95 crore houses.

54. The National Mission for Clean Ganga (NMCG) along with the Centre for Ganga River Basin Management and Studies

(c-Ganga) are organizing the 6th edition of the India Water Impact Summit (IWIS) from 9th December to 14th

December 2021.

55. Minister of State for Commerce and Industry Anupriya Patel, India‘s pharmaceutical exports to Pakistan have increased

from 129.32 million US dollars in 2016-17 to 152.32 million dollars in 2020-21.

56. Hindustan Aeronautics Limited (HAL) has signed a Rs 2,400 crores contract with Bharat Electronics Limited (BEL) for

the development and supply of 20 types of systems for 83 LCA (Light Combat Aircraft) Tejas Mk1A fighter aircraft

programme.

57. Indian shooter Avani Lekhara, who has created history by winning India‘s first Gold medal in Shooting at the 2020

Tokyo Paralympics, won the ―Best Female Debut‖ honour at the 2021 Paralympic Sport Awards.

58. Towards the closure of the ―Infinity Forum, 2021‖, IFSCA launched the FinTech Hackathon ―Sprint04: Market-Tech‖.

59. The Union Government led by Prime Minister, Shri Narendra Modi is according top priority to make provision of tap

water connection in every rural household across the country, for which since August, 2019, Jal Jeevan Mission is

under implementation in partnership with States.

60. Fitch Ratings has announced a cut to India‘s economic growth forecast by 30 basis points (100 basis points mean 1

percentage point) to 8.4 per cent.

61. Reliance BP Mobility Limited (RBML), operating under the brand name Jio-bp, has entered into an MoU with Mahindra Group for exploring the creation of EV products and services, alongside identifying synergies in low-carbon

and conventional fuels.

62. A penalty of Rs 1.8 crores has been imposed on Punjab National Bank (PNB) by the Reserve Bank of India (RBI),

while ICICI Bank has been fined Rs 30 lakh for deficiencies in regulatory compliances. 63. India, US announce new program titled ‗Technology-based Energy Solutions: Innovations for Net Zero‘ to support

innovations to tackle climate and clean energy challenges

64. Competition Commission of India (CCI) suspends Amazon‘s 2019 deal with Future, imposes Rs 202-cr penalty on the

e-commerce major for certain contraventions 65. EU leaders unanimously vote for prolonging sanctions on Russia; were introduced over the 2014 crisis in Ukraine and

Crimea‘s decision to rejoin Russia

66. Japan: 27 people feared dead in building fire in Osaka

67. Miss World 2021 finale in Puerto Rico postponed after many contestants test positive for coronavirus.