अध्यक्ष एवं प्रबंध निदेशक की कलम से - GIC

1

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grEgAma JVdYZoVyenEumld lsquohmamiumlacutegt Ho$ JdZcopya lr ^JVqgh H$moiacuteparamar ZJlsquo Ho$ ZXoeH$ Edsect lsquohmagrave~sectYH$

lr XrnH$ agravegmX VWm ghmparaH$ lsquohmagrave~sectYH$ lr ZmlsquoXod H$Xlsquo

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gsectajH$dfpara boIZ nyenethgt gsect

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lr Eg IgravenmRgtr

gwlr atildebogr gsup3doamblessysgicofindiacom

gwlr AnUmcopy gYacutehmavsinhagicofindiacom

lrlsquoVr Oparalr Sgthmiojdahalegicofindiacom

gwlr BpYacuteXamindiragicofindiacom

lr gMYacuteETH gmidrlr amOoe bmhoarlr lsquoZrf Vdmar

gsectnmXH$

jVO^maVrpara gmYmaU ~rlsquom ZJlsquo

amO^mfm d^mJgwajm 170 Oo QgtmQgtm lsquomJcopy

MMcopyJoQgt lsquowsect~Bcopy - 400 020

parah AsectH$ ZJlsquo H$s do~gmBQgt wwwgicofindiacom naCnbatildeY hiexcl Amn AnZr agraveVHlaquo$paramEsect

kshitijgicofindiacom na ^r ôO gH$Vo hcent

nIgraveH$m lsquo| agraveH$meV aMZmAm| lsquo| aMZmH$mam| Ucircmam igraveparaordm$ H$E JE dMmam| go gsectnmXZ lsquosectSgtb param Hsect$nZr H$m ghlsquoV hmoZm Oecirc$ar Zht hiexcl

Zrb JJZ hiexcl gatildemicroO Yam

lsquoZ H$m AmsectJZ âm-âm

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middot AUumlparaj Edsect agrave~sectY ZXoeH$ H$s H$blsquo go Xodoe lrdmntildeVd 4

middot gsectnmXH$spara AnUmcopy gYacutehm 5

middot lsquohmagrave~sectYH$ lr XrnH$ agravegmX H$mo ZXoeH$ Ho$ ecirc$n lsquo| nXmoTHORNV Ho$ bE hmXcopyH$ ~YmBcopy

amO^mfm d^mJ 6

middot 48 dt dmfcopyH$ Amlsquo ~iexclRgtH$ Zem lsquooKamOmZr 6

middot ntildedAgraveNgt ^maV - ntildedAgraveNgtVm nIdmlsaquoSgtm - 2020 D$fm H$mlsquoW 7

middot ZJlsquo H$s grEgAma JVdYparamsect Oparalr agrave^y 8-9

middot nweacutentildeHyen$V aMZmEsect Vntildedra ~mobVr hiexcl agraveVparamoJVm Z~sectY boIZ agraveVparamoJVm

lsquoZrf VdmarXoeamO MlsaquoTgtma

10-11

middot H$mlsquocopyH$ glsquomMma lsquomZd gsectgmYZ d^mJ 12

middot H$modSgt-19 Ho$ gH$mamEumllsquoH$ n[adVcopyZ gwOmVm H$msectMZ 13-15

middot H$dVmEsect gdcopyeordm$embr agraveHyen$V AntildenVmb lsquo| gmV XZm| H$m AZw^d

AZyn QgtmsectQgtparamdoXmsectV PH$adma

16

middot lsquomoQgtmnm VWm AmiexclgV go AYH$ dOZ Sgtmdeg AZwamJ amD$i 17-19

middot AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg Oparalr agrave^y 20-22

middot Xbdquor H$m agraveXyumlfU XZoe MsectX 22

middot ntildeQgtmoZh|O - Bsectfrac12bcentSgt Zrblsquo emZ^mJ 23-24

middot OrAmBgr agraveejU gmiexcla^ IgravedoXr 24-25

middot jlsquom ~lsaquoSgtZ H$mo MmhE lsquoZrf Vdmar 26-27

middot ~wH$a nwantildeH$ma - 2020 AsectOZm Eg 28

middot 48 dt dmfcopyH$ [anmoQgtcopy H$m atildeparamiexclam gMYacuteETH gmidr 29

middot AYcopydmfcopyH$ nwZarjV dIcircmrpara n[aUmlsquo H$mnmaoQgt H$aringparawZHo$eZ 30

4

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AUumlparaj Edsect agrave~sectY ZXoeH$ H$s H$blsquo go

agravepara gmWparam|

O~ VH$ nIgraveH$m AmnHo$ nmg VH$ nhthornsectMoJr V~ VH$ hlsquo dfcopy 2020 H$mo nma H$a ZBcopy COmcopy Amiexcla Amem Ho$ gmW Zd dfcopy H$m ntildedmJV H$a H$a aho hm|Jo OrAmBgr n[adma H$s Jyenh nIgraveH$m jVO Ho$ O[aE Amn g^r go eacute~eacute hmoZm lsquooao bE hfcopy H$s ~mV hiexcl

Og Vah agraveHyen$V nb-nb AnZo asectJ-eacuten ~XbVr hiexcl Cgr Vah OrdZ ^r dH$mgHlaquo$lsquo H$s Xem lsquo| MbmparalsquomZ ahVm hiexcl ZasectVa AmJo ~lsaquoTgtZo go hr OrdZ H$mo AWcopy agravemaacute hmoVm hiexcl AntildeWmparaEumld Amiexcla dH$mg XmoZm| gmW-gmW MbH$a agraveHyen$V Ho$ JylsaquoTgt ahntildepara H$mo gab eacuten lsquo| agraventildeVwV H$aVo hcent hmbmsectH$ dfcopy 2020 XXcopyZmH$ ahm boH$Z H$Bcopy lsquomparaZm| lsquo| AbJ ^r Wm

BsectgmZ Zo agraveHyen$V H$s VwbZm lsquomVm go H$aHo$ hlsquooem BgH$m XmohZ H$param hiexcl BsectgmZ H$m bmbM O~ agraveHyen$V H$s grlsquomAm| H$m CbdquosectKZ H$aVm hiexcl Vmo agraveHyen$V Ho$ amiexclETH eacuten H$m gmlsquoZm ^r hmoVm

hiexcl H$modSgt-19 lsquohmlsquomar Zo lsquoZwicircparam| H$mo AnZr Bgr grlsquom H$m Ehgmg H$amparam hiexcl agraveHyen$V H$m parah Zparalsquo Amlsquo OZOrdZ lsquo| ^r bmJy hmoVm hiexcl H$modSgt-19 Zo n[adma Ho$ g^r gXntildeparam| H$mo Ka lsquo| Hiexcl$X H$a g^r Ho$ gwI-XthornI H$mo glsquoPZo Amiexcla EH$ gmW glsquopara igraveparaVrV H$aZo H$m Adga Xparam

gdcopyigraveparamnr lsquohmlsquomar H$m Aga OrAmBgr ar Ho$ igraveparadgmpara na ^r nlsaquoSgtm hiexcl MysectH$ H$moBcopy ^r Xmiexcla ntildeWmparar Zht ahVm hiexcl gmb go dXm boVo hlsquo nwZ~ulsquom igraveparadgmpara Ho$ agraveV gOJ Amiexcla gVHcopy$ hcent hmbmsectH$ H$modSgt-19 lsquohmlsquomar Ho$ glsquopara lsquo| ^r ~rlsquom igraveparadgmpara lsquo| Hw$Ngt gH$mamEumllsquoH$ gsectHo$V lsquobo hcent OyZ 2020 VH$ H$m glsquopara ~rlsquom igraveparadgmpara Ho$ agraveVHy$b Wm boH$Z lsquomoQgta Amiexcla ntildedmntildeIumlpara ~rlsquom joIgrave Ho$ Xmdm| lsquo| ^mar JamdQgt XoIr JBcopy ntildedmntildeIumlpara Ho$ agraveV bmoJ gOJ hthornE Amiexcla ntildedmntildeIumlpara H$da H$s lsquomsectJ ahr lsquomiexclglsquo gsect~sectYr agraveVHy$b KQgtZmEsect H$mmicrorsquo$s H$lsquo ahZo go Hyen$f nmoQgtcopyrsquo$mobparamo Ho$ ^r AAgraveNgto hmoZo H$s CaringlsquorX hiexcl

nwZ~ulsquom gsectMmbZ H$mo QgtH$mD$ ~ZmZo Ho$ bE hlsquo| ddoH$erb AsectSgtaamBqQgtJ Ho$ AmYma na MwZYacuteXm Amiexcla ZparamoOV igraveparadgmpara na UumlparamZ XoZo H$s OeacuteaV hiexcl A^r ZH$Qgt ^dicircpara lsquo| hlsquomam buacutepara gmdegeumld|gr jlsquoVm H$mo ~lsaquoTgtmZm Hsect$~mBYacuteSgt aoiacuteparamo H$mo 100 VH$ aIZm VWm AnZr aoqQgtJ H$mo AnJlaquooSgt H$amZm ahoJm parah paramIgravem AmgmZ Zht hiexcl boH$Z hlsquomam BamXm lsquoO~yV Amiexcla AQgtb hiexcl

nNgtbo Hw$Ngt glsquopara lsquo| OrAmBgr ar Ho$ AsectVamcopyiumlacutegtrpara dntildeVma na ZmicroOa Sgtmb| Vmo lsquomdegntildeH$mo lsquo| OrAmBgr ar H$s ghmparaH$ Hsect$nZr noaooacutemImodmZr H$s ntildeWmnZm hthornBcopy ~laquommicroOrb lsquo| OrAmBgr ar Ho$ XmicroO H$mo ntildedrHyen$V nwZ~ulsquomH$Vmcopy Ho$ ecirc$n lsquo| AnJlaquooSgt H$param Jparam Omo hlsquo| dhmplusmn Ho$ ntildeWmZrpara nwZ~ulsquomH$Vmcopy Ho$ Oiexclgr pntildeWV agraveXmZ H$aoJm

H$modSgt-19 lsquohmlsquomar Ho$ gsectH$Qgt lsquo| diexclŠgrZ H$m AmZm Cgr Vah amhV H$s ~mV hiexcl Og Vah Jlsquocopy by Ho$ WnolsaquoSgtm| lsquo| ~m[ae H$s microrsquow$hma AmVr hiexcl boH$Z lsquomIgrave diexclŠgrZ AmZo go hlsquomar dnIcircmparamsect H$lsquo Zht hm|Jr hlsquo| AnZr gwajm lsquo| H$moBcopy lsaquoTgtrb Zht XoZr MmhE BVZr Xyumla H$s gmicrorsquo$b paramIgravem Ho$ nuumlmV H$Zmao na OmH$a hlsquo| blsaquoSgtIlsaquoSgtmZm Zht hiexcl

Amn g^r ntildedparasect AnZm n[adma XmontildeVm| ghparamoJparam| H$m tradeparamb aI| Amn g^r Ho$ bE Zparam dfcopy ntildedmntildeIumlparaagraveX ˜weparam| go ânya Amiexcla AmemdmXr gm~V hmo Eogr ew^H$mlsquoZmAm| Ho$ gmW dfcopy 2021 H$m ntildedmJV

middot Xodoe lrdmntildeVd

5


5

gsectnmXH$spara

Zddfcopy H$s g^r H$mo hmXcopyH$ ew^H$mlsquoZmEsect

dfcopy 2020 IgravemgXr go âm ahm parah EH$ Eogm dfcopy ahm Ogo H$^r dntildelsquoyenV Zht H$param Om

gH$Vm Ohmsect dfcopy 2020 Ho$ nhbo gmam dœ grsquocopy$ Amiexcla grsquocopy$ agraveJV Ho$ XmiexcllsaquoSgt lsquo| AnZm

g~ Hw$Ngt Xmsectd na bJmH$a AmJo ~lsaquoTgt ahm Wm Cg na paraH$mparaH$ bJmlsquo bJ Jparam dœ H$m

H$ar~-H$ar~ nyam hntildegm H$modSgt-19 ZmlsquoH$ ~rlsquomar H$s MnoQgt lsquo| Am Jparam H$modSgt-19

Zo dH$gV dH$mgerb Amiexcla Jiexcla dH$gV Xoem| lsquo| H$moBcopy rsquo$Hcopy$ Zht H$param Alsquora Amiexcla

Jar~ lsquo| rsquo$Hcopy$ Zht H$param

glsquopara-glsquopara na ecirc$n ~XbVr parah ~rlsquomar MH$Eumlgm OJV lsquo| emoY H$a aho emoYH$VmcopyAm| Ho$

bE dH$Qgt pntildeWV niexclXm H$aVr ahr hiexcl O~ VH$ emoYH$Vmcopy H$gr EH$ ZVrOo na nhthornsectMVo

hcent parah AnZm Zparam ecirc$n XImH$a CZHo$ bE glsquontildeparam niexclXm H$a XoVr hiexcl H$moamoZm H$s nhbr bha MrZ go ewecirc$ hthornBcopy Wr dht Xyumlgar

bha A~ ~laquoQgtoZ go CRgt ahr hiexcl AZw^d ~VmVm hiexcl H$ parah H$moamoZm H$s nhbo dmbr bha go ^r AacuteparamXm IVaZmH$ hiexcl Amiexcla parah Vrdlaquo

JV rsquoiexcl$b ahr hiexcl

Yrao Yrao nQgtar na bmiexclQgt ahr qOXJr Ho$ gmlsquoZo dH$Qgt pntildeWV niexclXm H$aVr ahr parah ~rlsquomar lsquomZd H$s agraveJV Ho$ bE MwZmiexclVr ~Z

MwH$s hiexcl boH$Z dh lsquomZd hr Šparam Omo MwZmiexclVparam| H$mo ntildedrH$ma H$aVo hthornE AmJo ahZo Ho$ bE gVV agraveparaEumlZerb Z aho

lsquomZd Zo Oiexclgo nNgtbr H$Bcopy ~rlsquom[aparam| H$s amoH$Wmlsquo Ho$ QgtrHo$ BOmX H$E hcent diexclgo hr Bg ~rlsquomar Ho$ bE r QgtrHo$ ~ZmZo na H$mparacopy nyam

H$param Om MwH$m hiexcl CZ go hmoZo dmbo bm^ Amiexcla hmZparam| na dMma dlsquoecopy H$E Om aho hcent hmo gH$Vm hiexcl dfcopy 2021 H$s eweacuteAmV

Ho$ XZm| lsquo| hr QgtrH$mH$aU H$s eweacuteAmV hmo OmE Amiexcla EH$ ~ma rsquo$a lsquomZd nhbo H$s Vah qMVm ahV hmoH$a agraveJV H$s amh na

AnZo H$Xlsquo ZasectVa ~lsaquoTgtmVm XImBcopy Xo boH$Z H$modSgt-19 Ho$ XmiexclamZ bJo bmdegH$SgtmCZ Zo Og agraveH$ma amoOlsquoamcopy Ho$ OrdZ lsquo| igraveparantildeV

bmoJm| H$mo AnZo Amiexcla AnZo n[adma Ho$ bmoJm| Ho$ ~mao lsquo| Zparao gao go gmoMZo H$m lsquomiexclH$m Xparam hiexcl bmdegH$SgtmCZ go nhbo g^r AnZo

amoOlsquoamcopy Ho$ H$mlsquom| lsquo| BVZm igraveparantildeV ahVo Wo H$ AnZm| Ho$ bE Ka Ho$ ~wOwJm] d ~ƒm| Ho$ bE nparamcopyaacute glsquopara Zht ZH$mb nmVo Wo

Amiexcla g^r H$s grsquocopy$ parahr eH$mparaV ahVr Wr H$ CZHo$ nmg glsquopara H$s H$lsquor hiexcl boH$Z bmdegH$SgtmCZ go parao gmar eH$mparaV| IEumllsquo hmo

JBordf Bg XmiexclamZ AnZo n[adma Ho$ gmW ~VmZo Ho$ bE bmoJm| H$mo ~ohVarZ nb lsquobo hcent H$Bcopy szligparamar-szligparamar paramX| Bg XmiexclamZ bmoJ

ghoO aho hcent AnZo Ka Ho$ ~wOwJm] Ho$ gmW glsquopara ~Vm aho hcent Amiexcla [aiacuteVm| lsquo| AmBcopy H$lsaquoSgtdmhQgt H$mo lsquoQgtm aho hcent

Amem hiexcl dfcopy 2021 g^r Ho$ OrdZ lsquo| ZBcopy D$Omcopy Amiexcla CEumlgmh H$m gsectMma H$aVo hthornE Iweparam| go âr gmiexclJmV boH$a AmEJm

middot AnUmcopy gYacutehm

jVO hellip [Xgsect~a 2020jVO hellip [Xgsect~a 2020

6

lsquohmagrave~sectYH$ lr XrnH$ agravegmX H$mo ZXoeH$ Ho$ ecirc$n lsquo| nXmoTHORNV Ho$ bE hmXcopyH$ ~YmBcopy

lr XrnH$ agravegmX dfcopy 1984 Ho$ ~iexclM H$s grYr ^Vu agraveHlaquo$param Ho$ AYH$mar hcent CYacutehm|Zo X Yacuteparay BsectSgtparam EiacuteparamoaoYacuteg Hsect$nZr blsquoQgtoSgt lsquo| ddY nXm| na H$mparacopy H$param do X Yacuteparay BsectSgtparam EiacuteparamoaoYacuteg Hsect$ b go dfcopy 2012 lsquo| Cn lsquohmagrave~sectYH$ Ho$ ecirc$n lsquo| ntildeWmZmsectV[aV hthornE CYacutehm|Zo AnZo H$mparacopyH$mb Ho$ XmiexclamZ ZaringZbpIV d^mJm| lsquo| H$mparacopy H$param lsquomZd gsectgmYZ H$mparamcopybpara godm d^mJ dY agraveejU gyMZm agravemiexclUacutemoJH$s AsectVamcopyiumlacutegtrpara agraveMmbZ gsectnIcircm (Xoer VWm dXoer XmoZm|) aoQacutegtmo (BZdSgtcopy VWm AmCQgtdSgtcopy) Aagraveiexclb 2016 go lsquomMcopy 2018 Ho$ XmiexclamZ do OrAmBgr ar Amicrorsquolaquo$sH$m b (OrAmBgr ar Ho$ nyUcopy ntildedmlsquoEumld H$s ghmparaH$ Hsect$nZr) lsquo| agrave~sectY ZXoeH$ VWm lsquowraquopara H$mparacopyH$mar AYH$mar Ho$ ecirc$n lsquo| nXZparawordm$ Wo Amiexcla BZ Xmo dfm] Ho$ XmiexclamZ Hsect$nZr H$m gdmordfJrU dH$mg hthornAm Aagraveiexclb 2018 lsquo| OrAmBgr ar gmCW Arsquolaquo$sH$m go dmng AmZo Ho$ nuumlmV CZH$s nXmoTHORNV VWm ViexclZmVr lsquohmagrave~sectYH$ Ho$ ecirc$n lsquo| hthornBcopy CYacutehm|Zo amsectMr dœdUacutembpara go ^yJ^copyemoacute lsquoo ntildeZmVH$ H$s nXdr agravemaacute H$s hiexcl dVcopylsquomZ lsquo| do AmaAmBSgtatildeeumlparaySgtatildeeumlparay ghV agravemdegnQgtu

H$mparamcopybpara godm d^mJ VWm ZJlsquorpara gmlsquomOH$ microOaringlsquooXmar (grEgAma) igraveparadgmpara dntildeVma BYacuteQgtmdegszligg dbpara Edsect AYJlaquohU lsquomH$qQgtJ gwajm AZw^mJ (agravemdegnQgtu) d^mJm| Ho$ agrave^mar hcent

jVO n[adma H$s Amoa go hmXcopyH$ ew^H$mlsquoZmEsect

dUacutelsquomZ H$modSgt -19 lsquohmlsquomar Ho$ igraveparamnH$ agrave^md H$mo XoIVo hthornE VWm H$mdegnmaoQgt H$mparacopy lsquosectIgravembpara Edsect go~r Ucircmam Omar n[anIgravem| H$m AZwnmbZ H$aVo hthornE ^maVrpara gmYmaU ~rlsquom ZJlsquo Ho$ dIcircmrpara dfcopy 2019-20 Ho$ bE 48 dt dmfcopyH$ Amlsquo ~iexclRgtH$ (EOrElsquo) H$m AmparamoOZ ~wYdma 23 Xgsect~a 2020 H$mo ^maVrpara lsquomZH$ glsquopara Ho$ AZwgma Xmonha 300 ~Oo drSgtparamo H$mdegYacutersquolaquo|$qgJ (drgr AYacutepara AmdegSgtparamo drSgtparamo gmYZm|) Ho$ lsquomUumlparalsquo go ZJlsquo Ho$ nsectOrHyen$V H$mparamcopybpara lsquo| H$param Jparam Wm

Bg ~iexclRgtH$ lsquo| lr Xodoe lrdmntildeVd (AUumlparaj Edsect agrave~sectY ZXoeH$) lr XrnH$ agravegmX (lsquohmagrave~sectYH$ Edsect ZXoeH$) gwlr XjVm Xmg (gaH$ma ZmlsquoV ZXoeH$) lr AVZw Hw$lsquoma Xmg (ntildedVsectIgrave ZXoeH$) gwlr E lsquoUlsquooIbmBcopy (ntildedVsectIgrave ZXoeH$) lrlsquoVr gwMVm Jwaacutem (Hsect$nZr gMd Edsect lsquowraquopara dIcircmrpara AYH$mar) VWm AYacutepara lsquohmagrave~sectYH$ lsquowraquopara gVHcopy$Vm AYH$mar Zparawordm$ EŠAgraveparawA[a gmsectdYH$ boIm narjH$ (Statutory Auditors) gMdrpara boIm narjH$ (Secretarial Auditors) gsectdrjH$ (Scrutiniser) eoparaaYmaH$m| AmX Zo drSgtparamo H$mdegYacutersquolaquo|$qgJ Ho$ lsquomUumlparalsquo go ^mJ bparam

lr Xodoe lrdmntildeVd Zo ~iexclRgtH$ H$s H$mparacopydmhr H$s AUumlparajVm H$s VWm drSgtparamo H$mdegYacutersquolaquo|$qgJ Ho$ lsquomUumlparalsquo go CnpntildeWV g^r eoparaaYmaH$m| Edlsquosup2 AYH$m[aparam| H$m ntildedmJV H$aZo Ho$ ~mX ~iexclRgtH$ Amasect^ H$s

EOrElsquo H$s gyMZm lsquo| ZYmcopy[aV glsquontildeV gsectH$eumlnm| na AnZm lsquoVXmZ H$aZo Ho$ bE AnZo g^r eoparaaYmaH$m| H$mo lsquooggcopy ZoeZb goŠparay[aQgtrmicroO SgtnmdegOQgtar blsquoQgtoSgt (EZEgSgtrEb) Ucircmam XyumlantildeW Bcopy-lsquoVXmZ H$s gwdYm agraveXmZ H$s Jparar Wr OZ eoparaaYmaH$m| Zo

XyumlantildeW Bcopy-lsquoVXmZ Ho$ lsquomUumlparalsquo go lsquoVXmZ Zht H$param Wm CZHo$ bE EOrElsquo Ho$ XmiexclamZ Bcopy-dmoqQgtJ agraveUmbr Ho$ lsquomUumlparalsquo go lsquoVXmZ H$s gwdYm ^r CnbatildeY H$amBcopy Jparar Wr

ZJlsquo Zo EOrElsquo H$s H$mparacopydmhr Ho$ bmBd do~H$mntildeQgt H$s gwdYm ^r CnbatildeY H$amBcopy Wr Ogo gXntildepara EZEgSgtrEb H$s Bcopy-dmoqQgtJ do~gmBQgt na bmdegJ-BZ H$aHo$ bmBd XoI gH$Vo Wo

AUumlparaj lsquohmoXpara Zo diexclœH$ lsquohmlsquomar Ho$ ~rM Kaoby Edsect dœ H$s AWcopyigraveparadntildeWm ~rlsquom H$m dH$mg Amiexcla NtildeiumlgtH$moU CUacutemoJ ZJlsquo Ho$ dIcircmrpara agraveXecopyZ diexclœH$ acentqH$J Adgam| Edsect OmopIlsquom| aUZrVparam| ^dicircpara Ho$ NtildeiumlgtH$moU BEumlparamX na agraveH$me Sgtmbm

AUumlparaj lsquohmoXpara Zo EOrElsquo H$s gyMZm lsquo| ZYmcopy[aV glsquontildeV agraventildeVmdV igraveparamnm[aH$ gsectH$eumlnm| H$mo nlsaquoTgtm g^r gsectH$eumlnm| H$mo gXntildeparam| Ucircmam AZwlsquomoXV H$param Jparam

AUumlparaj lsquohmoXpara Ho$ ZlsquosectIgraveU na nsectOrHyen$V gXntildepara dordm$mAm| Zo lsquowraquopara ecirc$n go ZJlsquo Ho$ agraveXecopyZ Edlsquosup2 CUacutemoJ Ho$ ^dicircpara go gsect~sectYV d^THORN QgtszlignUparamsect H$s ~hthornlsquoyeumlpara gwPmd XE Edsect d^THORN agraveyacutem| H$mo CRgtmparam AUumlparaj lsquohmoXpara Zo glsquontildeV QgtszlignUparam| Amiexcla gwPmdm| H$m CbdquooI H$param Edsect d^THORN lsquowOcircm| na gXntildepara dordm$mAm| Ho$ g^r agraveyacutem| H$m CIcircma Xparam

AUumlparaj lsquohmoXpara Zo YYacuteparadmX agraventildeVmd Xparam Edsect ~iexclRgtH$ H$m glsquomnZ H$param Bg dmfcopyH$ Amlsquo ~iexclRgtH$ lsquoo 54 eoparaaYmaH$m| Zo drSgtparamo H$mdegYacutersquolaquo|$qgJ Ho$ lsquomUumlparalsquo go ^mJ bparam

middot Zem lsquooKamOmZr ghmparaH$ agrave~sectYH$

48 dt dmfcopyH$ Amlsquo ~iexclRgtH$


7

OrAmBgr ar lsquo| XZmsectH$ 1 gVsect~a go 15 gVsect~a 2020 Ho$ XmiexclamZ ntildedAgraveNgtVm na AmYm[aV EH$ igraveparamnH$ Xoeigraveparamnr OmJecirc$H$Vm A^paramZ - ntildedAgraveNgtVm hr godm H$m AmparamoOZ H$param Jparam Bg A^paramZ H$m lsquowraquopara COcircoiacutepara OZVm H$mo ntildedAgraveNgtVm go n[aMV H$amZm VWm Cgo Hlaquo$parampYacutedV H$aZm Wm Bg H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar lsquowsect~Bcopy Ho$ g^r H$lsquocopyMm[aparam| Zo nyao CEumlgmh go AnZm paramoJXmZ Xparam

ZJlsquo Ho$ H$mparamcopybpara godm d^mJ Ucircmam Bg A^paramZ Ho$ AsectVJcopyV 4 agraveVparamoJVmAm| H$m AmparamoOZ H$param Jparam OZlsquo| H$mlsquocopyH$m| H$mo hYacuteXr VWm AsectJlaquoomicroOr ^mfm lsquo| ^mJ boZo H$s ntildedVsectIgraveVm Xr JBcopy BZ agraveVparamoJVmAm| H$m ddaU ZaringZdVsup2 hiexcl

1ntildebmoJZ agraveVparamoJVm 2 nmontildeQgta agraveVparamoJVm 3 H$dVm boIZ VWm 4 Z~sectY boIZ agraveVparamoJVm

Cordm$ agraveVparamoJVmAm| lsquo| - 1 ntildedAgraveNgtVm AnZmEsect ~rlsquomar ^JmEsect 2 szligbmpntildeQgtH$ lsquowordm$ ^maV 3 ntildedAgraveNgt Ka - ntildedAgraveNgt gsectgma 4 EH$ H$Xlsquo ntildedAgraveNgtVm H$s Amoa 5 ntildedntildeW ahZo Ho$ bE hmW H$s ntildedAgraveNgtVm Oecirc$ar 6 szligbmpntildeQgtH$ H$mo AbdXm 7 ntildedAgraveNgtVm hr godm 8 szligbmpntildeQgtH$ Aneiumlgt - nyenIumldr na agrave^md 9 ham-âm - lsquooao gnZm| H$m eha VWm 10 JsectXJr lsquowordm$ ^maV AmX dfparam| H$m glsquomdoe H$param Jparam Wm

d^THORN agraveVparamoJVmAm| Ho$ nwantildeH$ma dOoVmAm| Ho$ Zmlsquo ZaringZdVsup2 hcent

ntildebmoJZ agraveVparamoJVm -

Zmlsquo nwantildeH$ma

gwlr ntildedUcopylsquom AJlaquodmb agraveWlsquo nwantildeH$ma

gwlr gwMVm gmdsectV UcircVrpara nwantildeH$ma

gwlr Bcopyem dmntildedVr VyenVrpara nwantildeH$ma

gwlr dmohVm Omoer agravemoEumlgmhZ nwantildeH$ma

nmontildeQgta agraveVparamoJVm -


gwlr gwZrVm MmiexclQgtm agraveWlsquo nwantildeH$ma

gwlr Hw$bH$sVcopy ^mZ UcircVrpara nwantildeH$ma

lr AOV ~mabm VyenVrpara nwantildeH$ma

lr YraO Hw$lsquoma elsquomcopy agravemoEumlgmhZ nwantildeH$ma

Z~sectY agraveVparamoJVm -


lr AmbmoH$ nQgtob agraveWlsquo nwantildeH$ma

gwlr ntildedmV qgh UcircVrpara nwantildeH$ma

lr YraO Hw$lsquoma elsquomcopy VyenVrpara nwantildeH$ma

lr gmiexcla^ IgravedoXr agravemoEumlgmhZ nwantildeH$ma

H$dVm boIZ agraveVparamoJVm -


lr lsquoZrf Vdmar agraveWlsquo nwantildeH$ma

gwlr Bcopyem dmntildedVr UcircVrpara nwantildeH$ma

lr AlsquoV XIcircmm VyenVrpara nwantildeH$ma

gwlr lsquoram lrh[a agravemoEumlgmhZ nwantildeH$ma

BZ agraveVparamoJVmAm| Ho$ Abmdm XZmsectH$ 7 gVsect~a 2020 H$mo

gwajm pntildeWV H$mparamcopybpara lsquo| H$mparacopyaV OrAmBgr ar Ho$ H$lsquocopyMm[aparam|

Ucircmam H$mparamcopybpara Ho$ Amg-nmg llsquoXmZ ^r H$param Jparam Bg

OmJecirc$H$Vm A^paramZ lsquo| ZJlsquo Ho$ H$mparacopynmbH$m| Zo ^r hntildegm bparam

BgHo$ AV[aordm$ OrAmBgr ar rsquo$adar 2019 go A~ VH$ ~mdegQgteumlg

microrsquo$ma M|O Ho$ VhV argmBcopyH$qbJ Ho$ bE bJ^J 350 H$bmo

szligbmpntildeQgtH$ H$s ~gboar Xo MwH$m hiexcl Omo AnZo Amn lsquo| ~hthornV ~lsaquoSgtm

paramoJXmZ hiexcl

OrAmBgr ar nparamcopydaU Ho$ agraveV nyUcopyecirc$n go AnZr OaringlsquooXmar H$mo

glsquoPVr hiexcl ^maV gaH$ma Ho$ agraveparamgm| H$mo nyam H$aZo lsquo| AnZm

ghparamoJ XoZo Ho$ agraveV gOJ hiexcl VWm AmJo ^r Bgr Vah AnZm nyam

ghparamoJ XoVr ahoJr

middot D$fm H$mlsquoW d[aethgt agrave~sectYH$

ntildedAgraveNgt ^maV - ntildedAgraveNgtVm nIdmlsaquoSgtm - 2020


8

1 AmBcopySgtrErsquo$ nNgtbo 35 dfm] go ejm ntildedmntildeIumlpara XoI^mb Amiexcla lsquohbm geordm$sH$aU Ho$ joIgrave lsquo| H$mlsquo H$aZodmbr EH$ agravelsquowI Jiexcla gaH$mar gsectJRgtZ hiexcl AmBcopySgtrErsquo$ Zo Hw$ethgt Amiexcla Qgtr~r Ho$ lsquomUumlparalsquo go Bg joIgrave lsquo| H$mlsquo H$aZm ewecirc$ H$a Xparam hiexcl hlsquo Sgtfrac34Qgtr agravemoOoŠQgt Ho$ bE AmBcopySgtrErsquo$ go OwlsaquoSgto hcent Sgtfrac34Qgtr agravemoOoŠQgt H$m COcircoiacutepara lsquomgH$ Ylsquocopy ntildedAgraveNgtVm blsaquoSgtH$param| Amiexcla lsquohbmAm| Ho$ ~rM goZoQgtar niexclSgt H$m CnparamoJ Amiexcla AZOmZo lsquo| lsquomgH$ Ylsquocopy H$s AmXVm| Ho$ H$maU hmoZo dmbo H$Bcopy ntildedmntildeIumlpara lsquowOcircm| Amiexcla ~rlsquom[aparam| H$mo lsquoQgtmZm hiexcl

parah n[aparamoOZm ntildeHy$b OmZo dmbr blsaquoSgtH$param| Ho$ ~rM ntildedmntildeIumlpara glsquontildeparamAm| H$s amoH$Wmlsquo H$mo gwZuumlV H$aVr hcent ejm H$mo agravemoEumlgmhV H$aVr hcent Amiexcla CZH$s ntildeHy$b lsquo| CnpntildeWV H$mo ~lsaquoTgtmVr hiexcl Sgtfrac34Qgtr H$Qsup2g Ho$ lsquomUumlparalsquo go hlsquo bJ^J 5000 blsaquoSgtH$param| VH$ nhthornplusmnM MwHo$ hcent EH$ Sgtfrac34Qgtr H$Qgt lsquo| 96 niexclSgt 2 gm~wZ 4 AsectSgtaJmalsquo|Qsup2g EH$ NgtmoQgtm Vmiexclbparam hmoVm hiexcl Bg n[aparamoOZm go Jmodm Ho$ 5 ntildeHy$bm| H$s 971 blsaquoSgtH$param| lsquohmamiumlacutegt Ho$ 11 ntildeHy$bm| H$s 1038 blsaquoSgtH$param| AmsectYlaquo agraveXoe Ho$ 7 ntildeHy$bm| H$s 1069 blsaquoSgtH$param| Amiexcla VlsquobZmSwgt Ho$ 6 ntildeHy$bm| H$s 964 blsaquoSgtH$param| Amiexcla H$ZmcopyQgtH$ Ho$ 11 ntildeHy$bm| H$s 1011 blsaquoSgtH$param| H$s ntildedmntildeIumlpara gsect~sectYr OeacuteaV| nyar hm|Jr

lsquohmlsquomar Ho$ H$maU Bg n[aparamoOZm lsquo| Hw$Ngt glsquopara Ho$ bE Xoar hthornBcopy boH$Z AŠVy~a lsquo| parah ZUcopypara bparam Jparam H$ g^r AZdmparacopy XemZXem| H$mo UumlparamZ lsquo| aIVo hthornE Bg n[aparamoOZm H$mo bmJy H$param OmEJm

grEgAma Ho$ BVhmg lsquo| nhbr ~ma hlsquoZo Am^mgr COacutemQgtZ H$m AmparamoOZ H$param hiexcl Bg n[aparamoOZm H$mo 10102020 na Qgtrlsquo grEgAma Ucircmam dntildeVwVhellip bmdegYacuteM H$param Jparam Wm parah H$mparacopyHlaquo$lsquo H$ZmcopyQgtH$ Ho$ ~centJbmoa lsquo| ewecirc$ H$param Jparam Wm AJbo gaacutemh lsquo| ^r BZ H$Qsup2gtg H$m dVaU H$mparacopy Omar ahm paramZr 17102020 H$mo Jmodm lsquo| lsquohm~boœa lsquo| 23102020 MoTHORNBcopy VlsquobZmSwgt lsquo| 27102020 Amiexcla AmsectYlaquo agraveXoe lsquo| 7112020 H$mo BZ JVdYparam| H$mo nyUcopy H$param Jparam

2 H$amMr lsquohmamiumlacutegtr ejm agravegma lsquosectSgtb (Ho$EgnrElsquo) H$s ntildeWmnZm 1929 lsquo| ntildedJupara dr Sgtr AZmH$a JweacuteOr Ho$ ZoVyenEumld lsquo| H$amMr lsquo| H$s JBcopy Wr ntildedVsectIgraveVm Amiexcla ~laquoQgte maV Ho$ d^mOZ Ho$ ~mX lsquosectSgtb Ho$ gXntildepara lsquowsect~Bcopy Amiexcla AnZo lsquoyb ntildeWmZm| na Mbo JE gmdsectVdmlsaquoSgtr gsectntildeWmZ Ucircmam gsectMmbV VEumlH$mbrZ amOH$spara Cƒ lsquomUumlparalsquoH$ dUacutembpara Hw$Sgtmb hmBcopy ntildeHy$b ~mdegaring~o gaH$ma Ho$ AYrZ Wm eiexcljH$ joIgrave lsquo| agraveVethgtm H$mo XoIVo hthornE lsquowsect~Bcopy gaH$ma Zo Bg hmBcopy ntildeHy$b H$mo 1948 lsquo| Ho$ElsquoEgnrElsquo H$mo gmcentn Xparam A~ do Hw$Sgtmb Ho$ gmW-gmW lsquowsect~Bcopy lsquo| ^r CnpntildeWV hcent

CZHo$ nmg Hw$bmcopy lsquowsect~Bcopy lsquo| 4 ntildeHy$b Amiexcla Hw$Sgtmb lsquo| 8 ntildeHy$b hcent Hw$Sgtmi EMEgEg lsquo| bJ^J 4750 NgtmIgrave-NgtmIgravemEsect (lsquoamRgtr lsquomUumlparalsquo lsquo| 2850 + AsectJlaquooOr lsquomUumlparalsquo lsquo| 1200 + OyZparaa H$mdegboO lsquo| 700 NgtmIgrave - NgtmIgravemEsect) 5 dt go 12 dt VH$ H$s ejm agravemaacute H$a aho hcent ntildeHy$b H$m glsquopara gw~h 730 go emlsquo 530 VH$ hiexcl dUacutembpara lsquo| bJ^J 65 NgtmIgravemEsect hcent hlsquoZo grEgAma Ho$ lsquomUumlparalsquo go CYacuteh| emiexclMmbpara atildebmdegH$ Ho$ ZlsquomcopyU Ho$ bE dIcircm nmofV H$param hiexcl ntildeHy$b lsquo| BZH$m CnparamoJ NgtmIgravemAm| Ucircmam H$param OmEJm hlsquoZo JlaquorZ EZOu BZeEQgtd Ho$ gmW-gmW ~Obr Ho$ eweumlH$ H$mo H$lsquo H$aZo lsquo| paramoJXmZ XoZo Ho$ bE gmiexcla D$Omcopy gsectparasectIgrave ^r Xparam hiexcl gmiexcla lsquomdegSgtb go CEumlnmXV D$Omcopy H$m CnparamoJ XiexclZH$ ntildeHy$b H$s JVdYparam| Ho$ bE H$param OmEJm Amiexcla NwgtAringgtparam| lsquo| Bgo dUacutewV JlaquoSgt BH$mBcopy Ho$ gmW gmPm H$param OmEJm hlsquoZ| n[aparamoOZmAm| Ho$ bE bJ^J 26 bmI H$m paramoJXmZ Xparam Wm Ho$EgnrElsquo Zo bmdegH$SgtmCZ Ho$ XmiexclamZ agravemoOoŠQgt H$s nhb H$s hiexcl gmoba OZaoeZ szligbmsectQgt H$s ntildeWmnZm H$mo nyam H$aZo lsquo| gmicrorsquo$b aho d^mJ Ho$ AYH$m[aparam| (lr agraveH$me lsquowSgt~ETHr d[aethgt agrave~sectYH$ VWm bopIH$m) Ucircmam nyar n[aparamoOZm H$m dMycopyAb Xmiexclam H$param Jparam hlsquo| gyMV H$param Jparam Wm H$ gmiexcla niexclZbm| H$s ntildeWmnZm Ho$ H$maU Ho$EgnrElsquo ~Obr Ho$ ~bm| lsquo| 15 VH$ H$s ~MV H$a ahm hiexcl

ZJlsquo H$s grEgAma JVdYparamsect


9

3 ElsquoEg AmaHo$EMAmBcopydr EsectSgt ESsup2g [agMcopy EsectSgt Ho$paraa g|Qgta ^maV Ho$ agravelsquowI Miexcl[aQgto~b rsquo$mCsectSgtoeZm| lsquo| go EH$ hiexcl Omo MH$Eumlgm Amiexcla ntildedmntildeIumlpara godm joIgrave lsquo| H$mlsquo H$a ahm hiexcl BgH$s eweacuteAmV dfcopy 1998 lsquo| Sgtmdeg Ylsquo]ETH Hw$lsquoma Zo H$s Wr parah Hw$Ngt ~rlsquom[aparam| Ho$ bE XoI^mb EhVparamV Amiexcla CnMma agraveXmZ H$aZo lsquo| ghmparaH$ hiexcl BgZo JZrO ~wH$ Amdegrsquo$ deumlSgtcopy [aH$mdegSgtcopy lsquo| OJh ~ZmBcopy hiexcl Amiexcla Eeparam ~wH$ Amdegrsquo$ [aH$mdegSsup2gcopy gQcopygtrsquo$Ho$Qgt agravemaacute H$param hiexcl AmaHo$EMAmBcopydr H$m lsquomZZm hiexcl H$ ha igraveparaordm$ H$mo ntildedntildeW OrdZ H$m lsquomiexclH$m agravemaacute hmoZm MmhE

BZH$m COcircoiacutepara EMAmBcopydr ESsup2g Amiexcla Hcent$ga amoJparam| nrlsaquoSgtVm| H$s Oecirc$aVm| H$mo glsquoJlaquo ecirc$n go nyam H$aZm hiexcl VmH$ do gHlaquo$para J[alsquomlsquopara Amiexcla ntildedntildeW OrdZ Or gH|$ Amiexcla JlaquomlsquorU ^mJm| lsquo| ~ƒm| Ho$ bE EH$ eiexcljH$ H$mparacopyHlaquo$lsquo agraveXmZ H$aZm ^r hiexcl do JlaquomlsquorU lsquoUumlparantildeWVm go MH$Eumlgm amhV ^r agraveXmZ H$aVo hcent Oiexclgo - parah AnZo lsquomo~mBbJVerb lsquooSgtH$b parayZQgtm| Ho$ lsquomUumlparalsquo go hmdegpntildenQgtb AmdegZ igravehreumlg H$mparacopyHlaquo$lsquo H$mo MbmVo hiexcl Omo Xoe Ho$ agrave^mdV bmoJm| H$mo lsquowacircV ntildedmntildeIumlpara godm agraveXmZ H$aVm hiexcl parah amoJparam| H$mo XoI^mb Amiexcla gmdYmZparam| Ho$ gmW EH$ gmlsquomYacutepara gHlaquo$para OrdZ OrZo lsquo| lsquoXX H$aVm hiexcl do EsectQgtraoQacutegtmodmBab lsquomlsquobm| Ho$ CnMma agrave~sectYZ Amiexcla AZwgsectYmZ Ho$ deofk hcent do lsquobZ ~pntildeVparam| Amiexcla JlaquomlsquorU BbmH$m| lsquo| MH$Eumlgm eda AmparamoOV H$aVo hcent Ohmplusmn ZamlV Amiexcla microOecirc$aVlsquosectX bmoJm| H$mo ntildedmntildeIumlpara godmEsect CnbatildeY Zht hmoVr hcent AmaHo$EMAmBcopydr Zo nyao ^maV lsquo| 1300 Jmplusmndm| H$mo AnZmparam hiexcl Amiexcla ElsquoElsquodr (lsquomo~mBbJVerb lsquooSgtH$b diexclZ) Ho$ lsquomUumlparalsquo go nuumllsquo ~sectJmb PmaIsectSgt Amiexcla lsquohmamiumlacutegt lsquo| bmIm| hcentSgt giexclZQgtmBmicroOa lsquomntildeH$ gm~wZ XdmBparam| H$m dVaU H$param Om ahm hcent

CZH$m lsquowraquopara UumlparamZ - ntildedmntildeIumlpara joIgrave lsquo| lsquowacircV gmlsquomYacutepara MH$Eumlgm eda diexclZ CnbatildeY H$amZm Hcent$ga XoI^mb H$mparacopyHlaquo$lsquo Amiexcla ntildedmntildeIumlpara OmJecirc$H$Vm H$mparacopyHlaquo$lsquom| H$m AmparamoOZ H$aZm hiexcl

hlsquoZ| OrAmBgr go EH$ dfcopy H$s AdY Ho$ bE EH$ lsquomo~mBb lsquooSgtH$b parayZQgt Ho$ IMm] H$mo dIcircm nmofV H$param hiexcl n[aparamoOZm lsquowsect~Bcopy Ho$ bE bmJy hiexcl MH$Eumlgm gwdYmAm| H$s dVcopylsquomZ glsquopara lsquo| Oecirc$aVm| H$mo XoIVo hthornE AmaHo$EMAmBcopydr Zo Bg n[aparamoOZm H$m agraventildeVmd Xparam Pwfrac12Jr-PmonlsaquoSgtr lsquo| ahZo dmbo H$lsquoOmoa Amiexcla dyenOtilde bmoJ BbmO Ho$ bE AntildenVmb Zht Om nm aho hcent Amiexcla MH$Eumlgm gwdYm H$mo dhZ H$aZo Ho$ bE ~hthornV Jar~ hcent BgbE MH$Eumlgm gwdYmAm| H$mo CZHo$ XadmOo na bmZm AmdiacuteparaH$ hmo Jparam hiexcl lsquomo~mBb lsquooSgtH$b diexclZ dyenOtilde Amiexcla H$lsquoOmoa bmoJm| H$mo CMV nmofU MH$Eumlgm gwdYm Amiexcla deof ecirc$n go ntildeblsquo ~ntildeVr lsquo| OmJecirc$H$Vm microrsquoiexcl$bmZo lsquo| lsquoXX H$aVr hiexcl lsquomo~mBb diexclZ XjU lsquowsect~Bcopy lsquo| 40 lsquobZ ~pntildeVparam| H$s MH$Eumlgm Oecirc$aVm| H$mo nyam H$aoJr bm^mWcopyparam| H$mo

MH$Eumlgm godm lsquowacircV agraveXmZ H$s OmVr hiexcl lsquomo~mBb lsquooSgtH$b diexclZ ha hacircVo gmolsquodma go eZdma VH$ gw~h 10 ~Oo go emlsquo 6 ~Oo VH$ H$mlsquo H$aVr hiexcl

OrAmBgr Ucircmam lsquomo~mBb lsquooSgtH$b diexclZ H$s Mmby bmJV H$m dIcircm nmofU H$param Jparam hiexcl n[aparamoOZm H$s bmJV EH$ dfcopy Ho$ bE 4200 bmI eacutenparao ahr hlsquoZo CYacuteh| nhbo go hr CYacuteh| 2100 bmI H$m ^wJVmZ H$a Xparam hiexcl 5 Xgsect~a 2020 H$mo lsquohmamiumlacutegt Ho$ JdZcopya ^JV qgh H$moiacuteparamar Zo lsquomo~mBb lsquooSgtH$b diexclZ H$mo bmplusmnM H$param

lsquohmamiumlacutegt Ho$ amAacuteparanmb ^JV qgh H$moiacuteparamar Zo eZdma (5 Xgsect~a) H$mo amO^dZ lsquowsect~Bcopy lsquo| AmparamoOV EH$ glsquomamoh lsquo| EH$ lsquomo~mBbJVerb lsquooSgtH$b diexclZ H$mo har PsectSgtr XImH$a Bgo lsquowsect~Bcopy Ho$ bmoJm| H$s godm lsquo| glsquoncopyV H$param

lsquomo~mBb lsquooSgtH$b diexclZ lsquowaring~Bcopy Ho$ bJ^J 20 ntildeblsquo joIgravem| Ho$ bmoJm| H$mo Z eweumlH$ ntildedmntildeIumlpara OmsectM Amiexcla XdmBparamplusmn agraveXmZ H$aoJr VWm bmoJm| Ho$ bE AmdiacuteparaH$ gOcopyar H$s igraveparadntildeWm H$aoJr

lsquomo~mBb lsquooSgtH$b diexclZ H$mo AnZo H$mdegnmaoQgt gmoeb [antildenmdegpYacuteg~bQgtr rsquosect$Sgt go OrAmBgr ar Ucircmam Ama Ho$ EMAmBcopydr EsectSgt ESsup2g [agMcopy EsectSgt Ho$paraa g|Qgta H$mo Xparam Jparam Bgo Ama Ho$ EMAmBcopydr EsectSgt ESsup2g [agMcopy EsectSgt Ho$paraa g|Qgta Ucircmam agrave~sectYV Amiexcla gwgpsbquomV H$param OmEJm

Ama Ho$ EMAmBcopydr EsectSgt ESsup2g [agMcopy EsectSgt Ho$paraa g|Qgta Ucircmam agraveXIcircm MH$Eumlgm godmAm| H$s Vmarrsquo$ H$aVo hthornE amAacuteparanmb Zo H$hm H$ Jar~m| Oecirc$aVlsquosectXm| Amiexcla ~rlsquoma bmoJm| Ho$ bE glsquoncopyV H$mparacopy EH$ emœV gsectVwiumlgt XoVm hiexcl CYacutehm|Zo H$moamoZm lsquohmlsquomar Ho$ XmiexclamZ 1 H$amolsaquoSgt go AYH$ bmoJm| Ho$ bE ^moOZ Amiexcla ameZ H$s igraveparadntildeWm H$aZo Ho$ bE gsectJRgtZ H$s gamhZm H$s

Ama Ho$ EMAmBcopydr EsectSgt ESsup2g [agMcopy EsectSgt Ho$paraa g|Qgta Ho$ AUumlparaj Sgtmdeg Ylsquo]ETH Hw$lsquoma Zo H$hm H$ Bg gsectntildeWm Ho$ nmg nyao Xoe lsquo| 27000 go AYH$ MH$Eumlgm edam| Ho$ AmparamoOZ H$m dœ [aH$mdegSgtcopy hiexcl CYacutehm|Zo H$hm H$ BZ edam| go Xoe Ho$ 355 H$amolsaquoSgt go AYH$ bmoJ bm^mpYacutedV hthornE hcent

amAacuteparanmb Zo Bg Adga na H$moamoZm paramoOtildemAm| H$m garinglsquomZ H$param OrAmBgr ar Ho$ ZXoeH$ Amiexcla lsquohmagrave~sectYH$ lr XrnH$ agravegmX Amiexcla ghmparaH$ lsquohmagrave~sectYH$ lr ZmlsquoXod H$Xlsquo H$mo Bg Adga na garinglsquomZV H$param Jparam

middot Oparalr agrave^y lsquowraquopara agrave~sectYH$(gsect~sectYV MIgrave hellip H$da noO 2 na)


10

^maV H$s AmEumllsquom CgHo$ Jmsectdm| lsquo| ~gVr hiexcl ^maV Jmsectdm| H$m Xoe hiexcl Šparam|H$ parahmsect AYH$Vlsquo OZVm Jmsectdm| lsquo| Zdmg H$aVr hcent lsquohmEumllsquom JmsectYr H$hVo Wo H$ dmntildeVdH$ ^maV H$m XecopyZ Jmsectdm| lsquo| hr gsect^d hiexcl Jmsectd OYacuteh| ^JdmZ Zo ~Zmparam hiexcl Ohmsect agraveHyen$V H$m gmiexclYacuteXparacopy ~Iam nlsaquoSgtm hiexcl hao-âo IoV H$b-H$b H$aVr ZXparamsect Hw$Esect H$s ahQgt na gOr-YOr AmiexclaV| H$s pIbpIbmhQgt hthorncedil$m-nmZ H$aVo hthornE ~wOwJcopy newAm| H$mo MamVo Madmh| nolsaquoSgtm| go rsquo$b VmolsaquoSgtH$a ImVo ~ƒo Amiexcla CZ na CNgtb-Hy$X Amiexcla Ylsquomb-MmiexclH$lsaquoSgtr bhbhmVr rsquo$gb| XyumlY-Xhr lsquoŠIZ Amiexcla Kr H$s ~hthornbVm parah g~ H$eumlnZm lsquo| AmVm hiexcl O~ hlsquo Jmsectd H$s ~mV H$aVo hcent

AmOmXr Ho$ bJ^J 75 dfcopy ~mX ^r Jmsectd Cnojm Ho$ eH$ma hthornE hcent Omo CTHORNV glsquoyenOtilde Amiexcla dH$mg dhmsect BVZo gmbm| lsquo| hmoZm MmhE Wm dmo Vmo XoIZo H$mo Zhr lsquobVm na gsectnIcircm Amiexcla Iwehmbr nmiexclamUH$ arV-[admO Omo nwamZo glsquopara lsquo| XoIZo H$mo lsquobVo Wo AmYwZH$Vm Amiexcla diexclœrH$aU H$s ^|Qgt MlsaquoTgt aho hcent

^maV lsquo| EH$ Amoa Ohmsect MsectETHparamZ Amiexcla lsquosectJbparamZ H$s ~mV| hmo ahr hcent dht Jmsectdm| H$s Eogr XthornXcopyem Amiexcla elsquocopyZmH$ hmbV hiexcl VH$ZrH$ go Ohmsect ^maV Zo AnZo Amn H$mo dœ Ho$ lsquomZg nQgtb na ntildeWmnV H$param hiexcl dht H$Bcopy Jmsectd AmO ^r VH$ZrmicroH$s gmYZ go ANygtVo Amiexcla dsectMV hcent VH$ZrH$s gmYZ Vmo Xyumla H$s ~mV hiexcl H$Bcopy Jmsectdm| lsquo| amoQgtr H$nlsaquoSgtm Amiexcla lsquoyb^yV gwdYmEsect ^r Zht hcent

^maV Ho$ Jmsectdm| H$s Xem A~ Amiexcla ^r XparaZrpara hmo ahr hiexcl H$Bcopy JlaquomlsquorUm| Ho$ nmg AmO ^r ncedilo$ lsquoH$mZm| H$m A^md hiexcl ~Obr nmZr d ntildedmntildeIumlpara godmEsect Oiexclgr amoOlsquoamcopy qOXJr lsquo| H$mlsquo AmZo dmbr dntildeVwAm| go dsectMV hiexcl EbnrOr Jiexclg Ho$ A^md lsquo| AmO ^r agravemHyen$VH$ Myeumlhm| na moOZ ~Zmparam OmVm hiexcl Oggo H$Bcopy agraveH$ma H$s ntildedmntildeIumlpara gsect~sectYr naoemZparamsect hmoVr hiexcl

Jmsectdm| lsquo| Omo H$lsquomBcopy H$m lsquowraquopara gmYZ hiexcl dh hiexcl IoVr-~mlsaquoSgtr Oggo JlaquomlsquorU AnZm OrdZ paramnZ H$aVo hcent na Hyen$f lsquo| CnparamoJ hmoZo dmbo AmYwZH$ dmhZ CnH$aU parasectIgrave BEumlparamX H$gmZm| Ho$ nmg Z hmoZo go niexclXmdma AacuteparamXm Zht hmo nmVr hiexcl Amiexcla Omo rsquo$gb niexclXm hmoVr hiexcl CgHo$ CMV lsquoyeumlpara BZH$mo Zht lsquob nmVo hcent Oggo Jmsectdm| lsquo| Jar~r Amiexcla ^yIlsquoar rsquoiexcl$b ahr hiexcl Jar~r Amiexcla ^yIlsquoar Ho$ H$maU amoOJma ^r lsquob nmZm H$RgtZ hmo OmVm hiexcl Amiexcla do bmoJ eha H$s Amoa nbmparaZ H$a OmVo hiexcl BZgo eharH$aU H$mo ~lsaquoTgtmdm ^r lsquobm hiexcl Amiexcla JlaquomlsquorUm| H$s eham| lsquo| XthornXcopyem ^r hthornBcopy hiexcl eham| lsquo| nbmparaZ H$aZo Ho$ ~mdOyX ^r CZH$mo AnZr pntildeH$b Amiexcla H$bm Ho$ AZwecirc$n H$mlsquo Zht lsquob nmVm Oggo CZH$m Amiexcla emofU hmoVm hiexcl

JlaquomlsquorU bmoJm| H$s hmo ahr Eogr XthornXcopyem H$m lsquowraquopara H$maU hiexcl- AgmjaVm AejV hmoZo Ho$ H$maU JlaquomlsquorU AEumlparaYH$ AmpntildeVH$ eacutelsaquoTgtdmXr Amiexcla nmiexclamUH$ dMmaYmam Ho$ hiexcl AejV hmoZo Ho$ H$maU do emofU H$m eH$ma hmoVo hiexcl Amiexcla gmhyumlH$mam| OlsquorZXmam| Amiexcla igraveparamnm[aparam| H$mo H$miexcllsaquoSgtparam| Ho$ md lsquo| AnZo IoV-IbhmZ ~oMZo nlsaquoSgtVo hcent

H$gmZ agraveHyen$V na Z^copya H$aVo hiexcl Amiexcla gXiexcld gwIm VWm ~mlsaquoTgt H$s MnoQgt lsquo| AmH$a ZwH$gmZ CRgtmVo hiexcl H$Om] lsquo| rsquosect$go VsectJr lsquo| OrVo NgtmoQgto-NgtmoQgto PJlsaquoSgtm| H$mo ZnQgtmZo Ho$ bE H$Mhar Ho$ Mcedil$a bJmVo hthornE parao AnZm OrdZ ~Vm XoVo hcent Jar~r Ho$ MbVo H$Bcopy OZ AnZo niexclXm hmoVo ~ƒm| H$mo ^r ~sectYwAm lsquoOXyumlar lsquo| YHo$b XoVo hcent

Jmsectdm| H$m agraveemgZ Omo nsectMmparaV Ho$ hmW lsquo| hmoVm hiexcl do nsectM bmoJ ^r AacuteparamXmVa eacutelsaquoTgtdmXr Amiexcla nmiexclamUH$ gmoM dmbo hmoVo hcent Omo Jmsectdm| H$mo dH$gV Zht hmoZo XoVo gaH$mar paramoOZmAm| lsquo| AmdsectQgtV YZ H$mo ^r JlaquomlsquorU agraveemgZ JlaquomlsquorUm| H$s ZajaVm H$m rsquo$mparaXm CRgtmVo hthornE ^laquoiumlgtmMma H$s ^|Qgt MTgtm XoVo hcent AŠga hlsquo| glsquomMma nIgravem| lsquo| ntildedparasect nsectMmparaV Amiexcla CZHo$ Ucircmam Wmono JE AZiexclVH$ rsquoiexcl$gbm| Ho$ ~mao lsquo| nlsaquoTgtZo d gwZZo H$mo lsquobVm hiexcl

Jmsectdm| Ho$ Hw$Ngt parawdm Omo nlsaquoTgt bI boVo hcent do eha H$s MH$mMmcentY H$m hntildegm ~Z OmVo hcent Amiexcla Jmsectd H$s Varsquo$ AmsectI CRgtmH$a ^r Zht XoIVo blsaquoSgtH$param| H$mo Vmo OmZ~yPH$a ejm go dsectMV H$param OmVm hiexcl Amiexcla Ka Ho$ Kaoby H$mparacopy CZ na Wmon XE OmVo hcent BgHo$ nrNgto parah ^r H$maU ahVm hiexcl H$ CZHo$ nmg BVZo niexclgo Zht hmoVo hiexcl H$ dmo ~lsaquoSgto ntildeHy$bm| H$s rsquo$sg â gH|$ Amiexcla eha lsquo| AAgraveNgtr ntildeHy$bm| lsquo| XmpIbo H$m IMmcopy CRgtm gH|$ Hw$Ngt bmoJ blsaquoSgtH$param| H$mo glsquomO lsquo| rsquoiexcl$br lsquomZd VntildeH$ar ~bmEumlH$ma AmX KQgtZmAm| go Sgta H$a r Zht nlsaquoTgtmVo Amiexcla Z hr Jmsectd go ~mha ZH$bZo H$m lsquomiexclH$m XoVo hcent Bggo Jmsectd H$s agraveV^m Jmsectd VH$ hr grlsquoV ah OmVr hiexcl parah glsquontildeV Xoe Ho$ bE hmZH$maH$ hiexcl Bg H$maU AAgraveNgtr agraveV^mEsect Xoe Ho$ glsquowMV dH$mg lsquo| AnZm paramoJXmZ Zht Xo nmVr

ewOtilde noparaOb ~centH$ AntildenVmb ntildeHy$b AmX H$m ^r Jmsectdm| lsquo| A^md hiexcl OgHo$ MbVo eham| H$s Varsquo$ AnZm ecirc$I H$a aho hcent hmb hr lsquo| H$moamoZm lsquohmlsquomar Ho$ glsquopara eham| go Jmsectdm| H$s Varsquo$ nbmparaZ AacuteparamXm hmo ahm hiexcl eham| go Jmsectd H$s Varsquo$ nbmparaZ Zo Jmsectdm| Ho$ bE ZE CTHORNV d glsquoyenOtilde Ho$ Ucircma Imob XE hcent agraveYmZlsquosectIgraver Ho$ AmEumllsquoZ^copya ^maV Ho$ gnZm| H$mo gH$ma H$aZo Ho$ bE Jmsectdm| Zo AnZr H$lsquoa H$g br hiexcl dH$gV amiumlacutegt ~ZmZo lsquo| Jmsectdm| H$s Ahlsquo ^ylsquoH$m hiexcl AJa eham| Oiexclgr gwdYmEsect Amiexcla paramoOZmAm| H$m bm^

hYacuteXr nIdmlsaquoSgto na AmparamoOV Vntildedra ~mobVr hiexcl agraveVparamoJVm - UcircVrpara nwantildeH$maJmsectd Amiexcla dH$mg


11

hYacuteXr nIdmlsaquoSgto na AmparamoOV Z~sectY boIZ agraveVparamoJVm - UcircVrpara nwantildeH$malsquooam ~MnZ lsquooar paramX|

AJa Jmsectdm| lsquo| hr lsquobZo bJ OmE Vmo ^maV H$mo CTHORNV Amiexcla agraveJV

agravemaacute H$aZo go H$moBcopy Zht amoH$ gH$Vm hiexcl H$moamoZm H$mb Zo Xoe

H$mo ZBcopy Xem Xr hiexcl Amiexcla Amem hiexcl H$ gaH$mar lsquohH$lsquom ^r Bg

dfpara na UumlparamZ XoJm Amiexcla Jmsectdm| lsquo| ZE Adga Amiexcla ZBcopy gsect^mdZmEsect

ImoOr OmEsectJr AmnXm H$mo Adga lsquo| ~XbH$a AmEumllsquoZ^copya ^maV H$m gnZm gmH$ma H$param Om gH$Vm hiexcl ^maV Eeparam Amiexcla dœ lsquo| EH$ Zparam gVmam ~ZH$a CâoJm Og na g~H$s ZJmh| ah|Jr

middot lsquoZrf Vdmar ghmparaH$ agrave~sectYH$

AJa H$gr igraveparaordm$ go CgHo$ OrdZ Ho$ lsquohEumldnyUcopy jUm| Ho$ ~mao lsquo| nyNgtm OmE Vmo CgH$m O~m~ CgH$m ~MnZ hr hmoJm AmO O~H$ gsectnyUcopy dœ lsquo| H$moamoZm lsquohmlsquomar H$m gsectH$Qgt Mb ahm hiexcl AYH$Va bmoJ AnZo Kam| lsquo| hr Hiexcl$X hmoH$a ah JE hiexcl hmbmsectH$ AZoH$ ~wao nhbwAm| Ho$ gmW-gmW BgH$m EH$ AAgraveNgtm nhbw parao ^r hiexcl H$ Bg ^mJlsquo-^mJ H$s qOXJr lsquo| AnZo n[adma Amiexcla ImgVmiexcla na AnZo ~ƒm| Ho$ gmW AV lsquohEumldnyUcopy glsquopara ~VmZo H$m lsquomiexclH$m lsquobm daZm AmlsquoVmiexcla na glsquopara ZH$mbZm hr lsquowpiacuteH$b hmo OmVm hiexcl ~ƒm| Ho$ gmW IobVo glsquopara hlsquo agravemparahellip ~ƒo ~Z OmVo hcent hlsquo AnZo nwamZo dordm$ lsquo| nhthornsectMZm MmhVo hcent AnZo ~mbH$ Ho$ gmW IobVo-IobVo lsquowPo AnZo ~MnZ H$s paramX| ~hthornYm AmZo bJVr hiexcl

lsquowPo AnZo ~meumlparaH$mb H$s ~hthornV gr ~mV| paramX hcent lsquooam ~MnZ lsquoUumlparaagraveXoe Ho$ EH$ ~hthornV NgtmoQgto go Jmsectd lsquo| ~rVm nVmOr H$s gaH$mar ZmiexclH$ar Ho$ MbVo Hw$Ngt A^md Z Wm VWmn OrdZ H$s AYH$Va dntildeVwEsect gab gwJlsquo ^r Z Wr Jmsectd lsquo| lsquocentZo H$jm 5 dt VH$ H$s nlsaquoTgtmBcopy H$s AmO Ho$ ntildeHy$b Oiexclgo îgravepara ntildeHy$b Vmo Wo Zht ~g EH$ IsectSgthaZwlsquom H$lsquoam EH$ atildebiexclH$ ~moSgtcopy Amiexcla ~iexclRgtZo H$s MQgtmBcopyparamsect AmO Ho$ glsquopara H$s gwdYmEsect Z Wr agravemparahellip EH$ hr lsquomntildeQgtaOr gmar H$jmEsect bJm boVo Wo AAgraveNgtr ~mV parah hiexcl H$ H$gr JUdoe (Sacuteogtg) H$m Plsquoobm Z Wm Amiexcla JyenhH$mparacopy ^r Zmlsquo-lsquomIgrave H$m Wm AmO Ho$ glsquopara lsquo| BZ XmoZm| Ho$ ~Zm nmRgtembm H$s H$eumlnZm H$aZm AOr~ gm bJVm hiexcl NwgtAringgtparam| H$s âlsquoma hmoVr Wr NgtmoQgto-~lsaquoSgto Eumlparamiexclhma lsquo| ^r NwgtAringgtparamsect lsquob OmVr Wr lsquowPo paramX hiexcl H$ Xdmbr na H$lsquo go H$lsquo 15 XZ H$s NwgtAringgtparamsect hmoVr Wr Cg Xmiexcla lsquo| H$mnr n|gb Zht ~peumlH$ ntildeboQgt Amiexcla IlsaquoSgtparam AacuteparamXm MbVr Wr dUacutemWu AUumlparamnH$ go Amkm boH$a AnZr-AnZr ~bdquoparam| H$s Yma niexclZr H$aZo nmRgtembm Ho$ nmg pntildeWV H$gr EH$ nEumlWa Ho$ nmg OmVo VWm Yma niexclZr H$aVo Bg Hlaquo$param lsquo| Cg nEumlWa na ^r ZemZ ~Z MwHo$ Wo

Cg glsquopara Ho$ Iob AmO ^r paramX AmVo hiexcl Cg glsquopara lsquowPo Hlaquo$Ho$Qgt H$m emiexclH$ Z Wm rsquow$Qgt~mb H$m grsquocopy$ Zmlsquo hr gwZm Wm Jwbdquor-SsectgtSgtm Hsect$Mo lsquomMg Ho$ Qgtcedilo$ bsectJlsaquoSgtr Nwgtnm-NwgtnmBcopy Amiexcla Z OmZo H$VZo Iob Wo Amiexcla BYacuteh| IobZo H$m H$moBcopy glsquopara ZparaV Z Wm O~ Mmho

Iob gH$Vo Wo lsquowPo AmO ^r AAgraveNgto go paramX hiexcl O~ EH$ XZ

lsquomVmOr Zo lsquooar JmlsaquoTgtr H$lsquomBcopy go OrVo hthornE lsquomMg Ho$ Qgtcedil$m| H$mo

JbmH$a amoQgtr aIZo H$m EH$ nmIgrave ~Zm bparam Wm Amiexcla Cgo gOmZo

Ho$ bE lsquooao Hsect$Mm| H$m agraveparamoJ H$param Wm

~MnZ lsquo| Eumlparamiexclhmam| H$m EH$ AbJ CEumlgmh hmoVm hiexcl hmobr Xdmbr

param Xeham lsquooao agravepara Eumlparamiexclhma Wo Xdmbr AmZo Ho$ nhbo lsquomVmOr

lsquoAringgtr Amiexcla ^ygo H$m lsquolU ~ZmVr Amiexcla H$ƒo Xrdmam| na bJmH$a

nwamZr Xrdmam| H$mo Zparam OrdZ XoVr O~ lsquoAringgtr gyI OmVr Vmo

rsquo$a Xrdmam| na MyZm nmoVm OmVm Wm Jmsectd H$m ~mOma ~lsaquoSgtm Zht

Wm Xrdmbr Ho$ nhbo nVmOr H$ar~ Ho$ eha OmVo OmZo go nydcopy

lsquocent CZH$mo AnZr rsquo$alsquomBcopyem| H$s bntildeQgt ~Zm H$a Oecirc$a XoVm Wm

lsquoRgtmBcopy Amiexcla H$nlsaquoSgto ^bo Z hmo boH$Z nQgtmIo Iy~ hmoZo MmhE lsquooar

parah lsquomsectJ hlsquooem nyar hmo OmVr Wr

Cg glsquopara lsquo| AmO Ho$ OlsquomZo H$s ^miexclVH$ gwI-gwdYmEsect Zhr Wr

Cg glsquopara amlsquomparaU Amiexcla lsquohm^maV Zo Yylsquo lsquoMm aIr Wr ha

Ka lsquo| Qgtrdr Zhr hmoVm Wm nVmOr Zo ^r EH$ XZ lsquomVmOr H$s

amoO-amoO H$s OX Ho$ MbVo Qgtrdr IarX hr bparam CZ XZm|

lsquoZmoasectOZ H$m Bggo ~lsaquoSgtm gmYZ Xyumlgam Zhr Wm Oiexclgo hr Qgtrdr

Mmby hmoVm Ka Amg-nmg Ho$ bmoJm| go â OmVm Wm AmO Bg

Ntildeiacutepara H$s H$eumlnZm ^r Zht H$s Om gH$Vr Hw$Ngt XZm| nhbo dmJbo

H$s XthornZparam lsquo| Bgr agraveH$ma H$m EH$ EngmoSgt XoIm Omo H$ dmntildeVd lsquo|

CZ ntildedUcopylsquo XZm| H$s paramX XbmZo dmbm Wm

AmO O~H$ lsquocent IwX EH$ ~ƒo H$m nVm ~Z MwH$m hyumlsect O~ ^r CgHo$

gmW IobVm hyumlsect Vmo AnZr paramXm| Ho$ X[aparam lsquo| AŠga JmoVo bJm

boVm hyumlsect dmo gwZhao XZ Vmo A~ Zht aho hmsect CZH$s paramX| AmO ^r

microOhZ lsquo| VmOm hiexcl lsquooam gnZm hiexcl H$ lsquocent AnZo n[adma Ho$ gmW Cg

Jmsectd OmD$sect dhmsect H$s EH$-EH$ dntildeVwAm| H$mo AnZr AmsectIm| go rsquo$a

go XoIysect AnZo ~MnZ Ho$ nwamZo XZm| H$mo rsquo$a go OrZo H$m Bggo

~ohVa VarH$m Amiexcla Šparam hmoJm

middot XoeamO MlsaquoTgtma Cn agrave~sectYH$


12

nXmoTHORNVparamsect -

lsquohmagrave~sectYH$ lr XrnH$ agravegmX H$s nyUcopyH$mbH$ ZXoeH$ Ho$ ecirc$n lsquo| nXmoTHORNV hthornBcopy

lr dOpara ~mnyamd gmido lr amOoe agravegmX bmhoar lr gVre Hw$lsquoma Eg lrlsquoVr amYH$m Hyen$icircUmntildedmlsquor adeoIa Amiexcla lrlsquoVr ~~rVm AZbHw$lsquoma AlsquorZ H$s ghmparaH$ lsquohmagrave~sectYH$ Ho$ ecirc$n lsquo| nXmoTHORNV hthornBcopy

lr JOmZZ CnmUumlparampara lr dœZmWZ Hyen$icircUZ lrlsquoVr gwZrVm MmiexclQgtm lrlsquoVr dyensectXm CXpara H$alsquoaH$a lrlsquoVr Aeumlrsquolaquoo$Sgtm SgtgyOm lr AdZme Oparaamlsquo dmparaH$a lr Jare JsectJmYaZ lrlsquoVr erbm lsquoqbX AmOJmsectdH$a Amiexcla lr WsectJamO H$s lsquowraquopara agrave~sectYH$ Ho$ ecirc$n lsquo| nXmoTHORNV hthornBcopy

lrlsquoVr H$iacutelsquoram E gIcircmma gaeligparaX lr gsectXrn nr H$mZwbH$a gwlr lsquombVr amOy AlsquorZ lr haOr dicircUw hSgtb lrlsquoVr Zrblsquo emZ^mJ lrlsquoVr apiacutelsquo alsquooe ndma lrlsquoVr amObuacutelsquor Ama amOeH$ lr gwlsquoZ SgtmsectSgtm lr gsectXrn Hw$lsquoma lr lsquosectOrV Hw$lsquoma gwlr agraveparam ~XmcopynwaH$a lr ntildedpszligZb ZrbHsect$Rgt OparaHw$lsquoma lrlsquoVr dXyfr dUacutemWu lr Hwplusmn$da eiexclb|ETH qgh lrlsquoVr Vyenaacute AaqdX lsquomUJmplusmndH$a lr gwsectXa qgh Amiexcla lr IoboYacuteETH Hw$lsquoma ~lsaquoSgtJmoV H$s d[aethgt agrave~sectYH$ Ho$ ecirc$n lsquo| nXmoTHORNV hthornBcopy

lrlsquoVr amohUr amOoe gnH$mi lr edmOr ~m~wamd gnH$mi lr amOoe dœmg nmQgtrb lrlsquoVr lsquooYm H$mio lr amohV OiexclZ gwlr Eg AsectOZm gwlr EZmjr ~ntildedmg lr E Eg AZyO

lrlsquoVr AacuteparamoV dOpara gwd lrlsquoVr Oparalr eerH$msectV diexclamJr lr

^JdmZ XthornbmOr J^mio lr AZeacuteOtilde agraveXrn nwOmar lr agraveoparae

~sectgrHw$lsquoma Rgtcedil$a lr JmoqdX gYacutehm gwlr ZdoXVm nmdegb gwlr

AXV gwaoe eoAringgtr gwlr agraveo[aVm lr gEumlparaOrV emdeg lr XnZ

nmsectOm lr F$f ZmamparaU lr A^foH$ nmaH$a lr AeacuteU Hw$lsquoma

Ho$ lr gsectXrn OparaagraveH$me lsquomiexclparamcopy gwlr hfmcopy MmiexclhmZ lrlsquoVr F$Mm

Vdmar lr gmiexcla^ Eg CHwcopy$SgtH$a gwlr nyOm ~sectgb Amiexcla lr

OparalsquorV ^JV H$s Cn agrave~sectYH$ Ho$ ecirc$n lsquo| nXmoTHORNV hthornBcopy

lr ^JmoV qgh lr AemoH$ Oparaszlignm WmoamV lr ^mD$amd gr

Yrda Amiexcla lr XparamZsectX nr Jwad H$s ghmparaH$ agrave~sectYH$ Ho$ ecirc$n lsquo|

nXmoTHORNV hthornBcopy

godmZdyenIcircm -

lr eeH$msectV lsquomoao lsquohmagrave~sectYH$ lr AdZme XrZmZmW noSgtUoH$a

ghmparaH$ lsquohmagrave~sectYH$ lrlsquoVr SgtbmBbm ~oTHORNmo gsup1o$am ghmparaH$

lsquohmagrave~sectYH$ lr lsquobpara aOZrH$msectV Pmbm d[aethgt agrave~sectYH$ Amiexcla lr

dOpara nsectTgtar gmdsectV d[aethgt ghmparaH$ godmZdyenIcircm hthornE

lr ZmJZmWZ gwsectXalsquo Cn agrave~sectYH$ lrlsquoVr gsectOrVm AOV

~mo^mQgto d[aethgt agrave~sectYH$ Amiexcla lrlsquoVr H$aU qhXioH$a d[aethgt

agrave~sectYH$ Zo EopAgraveNgtH$ godmZdyenIcircm br

jVmicroO n[adma H$s Amoa go hmXcopyH$ ew^H$mlsquoZmEsect

middot lsquomZd gsectgmYZ d^mJ

27 dfupara lr Hw$lsquoma edlsquo maVrpara ~rlsquom gsectntildeWmZ go rsquoo$bmoen CIcircmrUcopy VWm dmUAacutepara

ntildeZmVH$ Wo Amiexcla CYacutehm|Zo 5 OwbmBcopy 2016 H$mo agraveEumlparaj ^Vu Ho$ lsquomUumlparalsquo go ghmparaH$

agrave~sectYH$ Ho$ ecirc$n lsquo| OrAmBgr ar lsquo| agravedoe H$param Wm Bg H$mparacopyH$mb Ho$ XmiexclamZ OZab

AH$mCsectQsup2g d^mJ lsquo| CYacutehm|Zo ~ohVarZ VarHo$ go AnZr godmEsect agraveXmZ H$suml AEumlparasectV lsquoyenXthornb

ntilded^md Ho$ YZr lr edlsquo Zo H$mparacopy Ho$ agraveV AnZo glsquoncopyU ^md Amiexcla ghparamoJr agravedyenIcircm go

OeumlX hr g~H$m lsquoZ OrV bparam Wm

CZH$m AgmlsquoparaH$ ZYZ ZJlsquo Ho$ bE EH$ AnyaUrpara jV hcent Bcopyœa Bg XdsectJV

AmEumllsquom H$mo emsectV agraveXmZ H$ao parahr agravemWcopyZm hiexcl

H$mlsquocopyH$ glsquomMma

ZYZ


13

BVhmg Bg ~mV H$m Jdmh hiexcl H$ ha 100 dfcopy lsquo| XthornZparam lsquo| H$moBcopy

Z H$moBcopy lsquohmlsquomar Oeacutea AmVr hiexcl AmO XthornZparam H$moamoZm dmparaag go

gsectHlaquo$lsquoV hmoZo dmbr H$modSgt-19 lsquohmlsquomar go OyP ahr hiexcl Amiexcla Bg

H$iumlgtH$mar glsquopara H$mo 1 gmb go AacuteparamXm hmo Jparam hiexcl boH$Z BgH$m

Aga H$lsquo Zht hthornAm hiexcl A^r ^r parah lsquohmlsquomar H$ha ~Z H$a nyar

Vah go CEumlnmV lsquoMm ahr hiexcl parah nmparam Jparam hiexcl H$ OZH$s amoJ

agraveVamoYH$ jlsquoVm AAgraveNgtr hmoVr hiexcl dmo H$moamoZm H$mo AmgmZr go ham

gH$Vo hcent rsquo$bhmb Bggo ~Mmd hr BgH$s Xdm hiexcl H$modSgt-19

H$m gsectHlaquo$lsquoU EH$ igraveparaordm$ go Xyumlgao igraveparaordm$ lsquo| rsquoiexcl$bVm hiexcl parah amoJ MrZ

Ho$ dwhmZ eha go ewecirc$ hmo H$a nyao dœ lsquo| microrsquoiexcl$b Jparam Amiexcla BVZm

dH$amb hmo Jparam H$ ~lsaquoTgtVo agrave^md H$mo XoIH$a ^maV Oiexclgo AZoH$

Xoem| H$mo bmdegH$SgtmCZ H$aZm nlsaquoSgtm Oggo g~ Hw$Ngt ~Xb Jparam

microOYacuteXJr H$s amicroacircVma hr Wlsquo JBcopy

bmdegH$SgtmCZ Ho$ nhbo Hw$Ngt XZ Vmo AmgmZr go H$Qgt JE boH$Z

Yrao-Yrao nyam XZ Ka na ahH$a bmoJm| Ho$ Xb lsquo| Zamem Ka

H$aZo bJr na rsquo$a Yrao-Yrao Bg ~mV H$m Ehgmg hmoZo bJm

H$ Bg dmparaag Zo lsquomZd gaumlparaVm H$mo H$Bcopy ~lsaquoSgto g~H$ gImE hcent

Bg dmparaag H$m hlsquo g~H$s microOXJr na Eogm Aga hmoJm parah

emparaX H$gr Zo Zht gmoMm Wm hmbmsectH$ glsquopara-glsquopara na agraveHyen$V

Amiexcla diexclkmZH$ hlsquo| MoVmdZr ^r Omar H$a aho Wo boH$Z hlsquo CYacuteh|

AZgwZm H$aVo aho na H$moamoZm dmparaag Zo hlsquo| lsquoO~ya H$a Xparam

H$ hlsquo CZ MoVmdZparam| na UumlparamZ X|

BsectgmZ Zo ha naoemZr go Hw$Ngt Z Hw$Ngt Oecirc$a grIm hiexcl H$modSgt-19

bmdegH$SgtmCZ Ho$ Vlsquomlsquo ZH$mamEumllsquoH$ agrave^mdm| nm~sectXparam| ~lsaquoSgto-~lsaquoSgto

Xmdm| Amiexcla AmesectH$mAm| Ho$ ~rM Hw$Ngt NgtmoQgto-NgtmoQgto hr ghr boH$Z Eogo

gH$mamEumllsquoH$ ~Xbmd ^r hcent OZH$s ^maVrpara glsquomO H$mo EH$ Aago

go Oecirc$aV Wr bmoJm| H$s AmXVm| lsquo| A~ H$mrsquo$s ~Xbmd XoIZo H$mo

lsquob ahm hiexcl BgZo hlsquo| OrdZ H$mo ghr VarHo$ go OrZo H$m lsquoVb~

gIm Xparam hiexcl H$^r-H$^r bJVm hiexcl H$ Bg H$moamoZm Zo BVhmg

XecopyZ Amiexcla dkmZ AmX H$mo ghr gm~V H$a XImparam hiexcl hlsquo| paramX

AmZo bJm hiexcl H$ nhbo Ho$ bmoJ Jwrsquo$m lsquo| AnZo-AnZo bmoJmo Ho$ gmW

Im-nrH$a lsquontildeV ahVo Wo H$^r-H$^ma grsquocopy$ ImZo H$m gmlsquomZ

BH$AEliggtm H$aZo Ho$ bE hr ~mha ZH$bVo Wo

H$modSgt-19 Zo microOYacuteXJr H$s gƒmBcopy H$mo gmlsquoZo bm H$a aI Xparam

hiexcl Amlsquo bmoJm| H$mo glsquoP lsquo| A~ Am Jparam hiexcl H$ EH$ A^ZoVm

param pIbmlsaquoSgtr go AacuteparamXm Oeacutear EH$ SgtmdegŠQgta Zgcopy nwbg grsquo$mBcopy

H$lsquocopyMmar hmoVo hcent OYacuteh| hlsquo H$moamoZm paramoOtildem H$hVo hcent Amiexcla dhr

Agbr qOXJr Ho$ ZmparaH$-ZmparaH$mEsect hmoVo hcent parahr Zht XthornZparam

â H$s gaH$mam| Amiexcla ZrV ZparasectVmAm| H$mo ^r parah g~H$ hmgb

hmo Jparam hiexcl H$ CYacuteh| ntildedmntildeIumlpara Amiexcla grsquo$mBcopy godmAm| na AacuteparamXm go

AacuteparamXm niexclgo IMcopy H$aZm MmhE H$moamoZm dmparaag go niexclXm hthornE gsectH$Qgt

Zo hlsquo| parao AAgraveNgtr Vah glsquoPm Xparam H$ SgtmdegŠQgta Amiexcla ntildedmntildeIumlpara

gwdYmAm| H$s AhlsquoparaV Šparam hiexcl grsquo$mBcopy H$s AhlsquoparaV Šparam hiexcl

Zparalsquom| Amiexcla dZparalsquom| H$s AhlsquoparaV Šparam hiexcl AmO SgtmdegŠQgtam| Zgm

ntildedmntildeIumlparaH$lsquocopyparam| nwbg Edsect grsquo$mBcopy H$lsquocopyMmar Ho$ hr âmogo nyar

lsquomZd gaumlparaVm qOXJr H$s CaringlsquorX ~msectYo hthornE hiexcl AmO AJa dmo Zht

hmoVo Vmo hlsquomam Šparam hmoVm hlsquo hmW na hmW Yao AnZr lsquomiexclV H$m

BsectVOma H$a aho hmoVo Mmho hlsquomam ~centH$ ~centboYacuteg H$VZm ^r AacuteparamXm

Šparam| Zht hmo param hlsquo H$VZr ^r agravegOtilde hntildeVr Šparam| Zm hm| Bg

H$moamoZm Zo g~ H$m lsquomicroOmmicroO H$lsquo H$a Ho$ g~H$mo EH$ glsquomZ H$a Xparam

hiexcl Z H$moBcopy ~lsaquoSgtm Z H$moBcopy NgtmoQgtm nyao dœ lsquo| Bg MwZmiexclVrnyUcopy glsquopara

lsquo| lsquoO~yV IlsaquoSgto ah H$a bmoJm| H$m BbmO lsquoXX lsquomJcopyXecopyZ H$aZo

Ho$ bE g^r H$moamoZm paramoOtildemAm| H$mo lsquooam Xb go eV-eV agraveUmlsquo

H$modSgt -19 Ho$ heumlHo$ hr ghr na gH$mamEumllsquoH$ ~Xbmd ^r


14

BZ nm~sectXparam| H$m EH$ ZVrOm Eogm ^r ZH$bm hiexcl OgH$s H$gr

H$mo CaringlsquorX Zht Wr EH$ ~mV gmiexcl microrsquo$sgXr gM hiexcl H$ XthornZparam H$m

parao bmdegH$SgtmCZ agraveHyen$V Ho$ bE ~hthornV bm^H$mar gm~V hthornAm hiexcl

hmbmsectH$ bmdegH$SgtmCZ H$s dOh go Vlsquomlsquo microrsquoiexcl$pŠQacutegtparamsect paramVmparamV Ho$

Vlsquomlsquo gmYZ ~sectX hcent bmIm| bmoJ ~oamomicroOJma hthornE hcent eoparaa ~mmicroOma

Jam hiexcl boH$Z AAgraveNgtr ~mV parao ^r hiexcl H$ H$m~copyZ CEumlgOcopyZ eacuteH$

Jparam hiexcl nNgtbo gmbm| H$s VwbZm lsquo| Bg gmb agraveXyumlfU 50 agraveVeV

H$lsquo hmo Jparam hiexcl agraveXyumlfU gsect~sectYr ~rlsquom[aparam| na bJmlsquo bJ JBcopy hiexcl

bmoJ Oecirc$aV hmoZo na hr Ka go ZH$bZo bJo hcent Oggo amntildeVm|

na Qacutegtiexclrsquo$H$ H$lsquo hmoZo go UumldZ Amiexcla dmparaw agraveXthornfU ^r H$lsquo hmo Jparam

hiexcl hdm ZXr YaVr Amiexcla AmglsquomZ H$mrsquo$s gmrsquo$ hmo JE hcent glsaquoSgtH|$

dramZ Vmo hcent lsquoJa lsquosectmicroOa gmmicrorsquo$ Amiexcla ~Xbm ZmicroOa AmVm hiexcl gw~h

H$s ZtX Abmlsquocopy go Zht ~peumlH$ asectJ ~asectJo nsectNgtparam| H$s MhMhmQgt go

IwbVr hiexcl OZH$s AmdmmicroO hlsquo ~agm| nhbo ^yb MwHo$ Wo new ^r

~Zm K~amhQgt Ho$ AmmicroOmX KylsquoZo bJo hcent glsaquoSgtH$ H$Zmao dmbo nolsaquoSgt-

nmiexclYo gmmicrorsquo$ hao-âo Amiexcla rsquo$bm|-rsquoy$bm| go âo hthornE XImBcopy XoZo bJo

hcent ZXparamsect-PaZo parahmplusmn VH$ H$ glsquowYacuteXa ^r gmmicrorsquo$ XImBcopy XoVm hiexcl

gaH$ma hmicroOmam| H$amolsaquoSgt ˜Mcopy H$a Ho$ ^r Omo H$mlsquo Zht H$a nmBcopy

bmdegH$SgtmCZ Zo dmo H$a XImparam hiexcl Mmamo Varsquo$ emsectV H$m dmVmdaU

hmo Jparam hiexcl H$mmicrorsquo$s glsquopara ~mX bmoJm| Zo ~m[ae Ho$ lsquomiexclglsquo H$m lsquomicroOm

Ka ~iexclRgto bparam hiexcl

H$moamoZm dmparaag Zo gImparam H$ OrdZ lsquo| Hw$Ngt ^r pntildeWa Zht

hiexcl g~ AntildeWmparar hiexcl Omo H$^r ^r ~Xb gH$Vm hiexcl H$moamoZm Zo

amersquo$b Hwsect$Sgtbr AacuteparamoVfr AmX g~ H$mo PyRgtm gm~V H$a Xparam

hiexcl ^JdmZ Ho$ ghdmg Ho$ bE lsquosectXa lsquopntildeOX JweacuteUcircmao MMcopy

OmZm hr Oecirc$ar Zht hiexcl Ka ~iexclRgto ^r Amn nyOm-nmRgt H$a gH$Vo hcent

UumldZ Amiexcla dmparaw agraveXyumlfU H$parao ~Zm ^r Eumlparamiexclhma lsquoZmE Om gH$Vo hcent

H$moamoZm Ho$ ~mX bmoJm| H$s AmXVm| lsquo| H$mrsquo$s ~Xbmd Am Jparam bmoJ

nwamZo Zparalsquom| H$mo AnZmZo bJo hcent Oiexclgo Ka Ho$ AsectXa AmZo go nhbo

Mszlignb-OyVo Ka go ~mha CVmaZm hmW YmoZm AmX

bmoJ SgtmBQgt H$mo boH$a ^r H$mrsquo$s gVHcopy$ hmo JE hcent Ohmsect bmoJ Ka

lsquo| Hiexcl$X hmoZo Ho$ H$maU Amiexcla AnZm| H$mo ImoZo Ho$ H$maU ntildeQacutegtog boVo

hthornE ZOa Am aho hcent dht bmoJm| lsquo| ntildedntildeW ahZo H$s AmXV ^r

nZnZo bJr hiexcl bmoJ paramoJ UumlparamZ H$aZo bJo hcent rsquo$mntildeQgt rsquoy$Sgt Ho$

~OmE bmoJ A~ parayQgtccedily~ XoI H$a nmofH$ ^moOZ Ka na hr ~Zm

H$a ImVo hcent Amiexcla AnZr agraveVamoYH$ jlsquoVm ~lsaquoTgtmVo hthornE ZOa Am aho

hcent nhbo bmoJ AnZo OrdZ Ho$ agraveV gOJ Zht Wo Amiexcla gsectgmYZm|

Ho$ agraveV OmJeacuteH$ Zht Wo dht A~ bmoJ nhbo Ho$ lsquowH$m~bo H$mrsquo$s

OrdZ Amiexcla Bggo gsect~sectYV KQgtZmAm| Ho$ agraveV gH$mamEumllsquoH$ ZO[aparam

XImZo bJo hcent niexclgm Amiexcla BgH$s ~MV H$m lsquohIcircd glsquoPZo bJo hcent

Bg XmiexclamZ bmoJm| lsquo| hmbmVm| go grIVo hthornE gX^md ^r XoIZo H$mo

lsquobm Ka na bmoJ EH$ Xyumlgamo H$s lsquoXX H$aZo bJo hcent Amiexcla EH$

Xyumlgao H$mo AAgraveNgtr Vah glsquoPZo bJo hcent BgHo$ Abmdm ^r Hw$Ngt

Eogo bmoJ OZH$s CnpntildeWV hlsquomar amoOlsquoamcopy H$m hntildegm Wr Oiexclgo

hmCg-hoeumln grsquo$mBcopyH$lsquou Sgtbrdar ~mdegpara param NgtmoQgto-lsquomoQgto H$mlsquo H$aZo

dmbo Amiexcla H$Bcopy bmoJ CZH$m ^r lsquohEumld Bg H$RgtZ glsquopara lsquo| glsquoP

AmZo bJm hiexcl Amiexcla bmoJ CZH$m ^r UumlparamZ aIZo bJo hcent Bg dmparaag

Zo ha Vah go EH$Vm H$m ^mdZm ^r niexclXm H$a Xr hiexcl

Bg XmiexclamZ bmoJm| Zo AnZo emiexclH$ ^r Iy~ nmbo Amiexcla lsquoOo H$E

drSgtparamo H$mdegb na Jn-en lsquomicroOmH$-lsquontildeVr n|qQgtJ H$aZm JmZm

~OmZm paray-Qgtccedily~ XoI-XoI H$a Hw$Ngt Zparam ~ZmZm AmX ^r grIm

Ka H$s grsquo$mBcopy na AacuteparamXm UumlparamZ Xparam ~ƒm| Amiexcla ~wOwJm] H$m Img

tradeparamb aIm [aiacuteVm| H$s H$ETH H$aZm grIo ImZo-nrZo param ~mH$s

Oecirc$ar gmlsquomZ H$s ~a~mXr go ~MZo H$m lsquohIcircd grIm Ohmsect bmoJ

AnZr igraveparantildeV OrdZ eiexclbr Ho$ H$maU n[adma-OZ Ho$ gmW ~hthornV


15

H$lsquo glsquopara ~Vm nmVo Wo dht bmdegH$SgtmCZ Ho$ H$maU bmoJ n[adma

Ho$ gmW AAgraveNgtm glsquopara igraveparaVrV H$aZo na gXntildeparam| lsquo| OwlsaquoSgtmd VWm

gmlsquosectOntildepara H$s ^mdZm lsquoO~yV hthornBcopy hiexcl bmdegH$SgtmCZ Ho$ MbVo Kam| lsquo|

~sectX bmoJ rsquo$moZ Amiexcla BsectQgtaZoQgt Ho$ O[aE hr AnZo n[adma ghH$lsquocopyparam|

Amiexcla XmontildeVm| go OwlsaquoSgto Amiexcla Ka H$s Iiexcla-I~a ZparalsquoV Vmiexcla na boVo

XIo BVZm hr Zht H$Bcopy bmoJ Vmo AnZo ^ybo-~gao XmontildeVm| Amiexcla

[aiacuteVoXmam| H$mo r ImoO-ImoOH$a CZH$m hmbMmb OmZZo Ho$ ~hmZo

IwX H$mo igraveparantildeV Amiexcla Iwe aIZo H$s H$moee H$aVo XIo

H$moamoZm gsectH$Qgt Ho$ MbVo ImZo-nrZo H$s MrOm| H$s H$lsquor H$m Sgta

Amiexcla Cgr Sgta H$s dOh go BZH$s ~a~mXr ^r H$lsquo H$aZo na UumlparamZ

Xparam Jparam bmdegH$SgtmCZ Zo ~odOh IarXmar H$s bV Ho$ eH$ma Eogo

bmoJm| H$mo ^r hmoe lsquo| AmZo H$m lsquomiexclH$m Xparam

nNgtbo Hw$Ngt glsquopara go gatildeOr Amiexcla ameZ H$s XthornH$mZm| na ^r bsect~r-

bsect~r boH$Z AZwemgZ~Otilde H$Vmam| H$mo XoIm Om gH$Vm hiexcl g~go

XbMntilden ZmicroOmam nNgtbo XZm| CZ eam~ H$s XthornH$mZm| na XImBcopy

Xparam Ohmsect nhbo ha dordm$ ^JXlsaquoSgt gr lsquoMr ahm H$aVr Wr H$moamoZm

dmparaag Ho$ agraveH$mon H$s dOh go BZ XthornH$mZm| na ^r bmoJ giexclH$lsaquoSgtm|

lsquorQgta bsect~r bmBZm| lsquo| emsectV go AnZr ~mar H$m BsectVmicroOma H$aVo

XImBcopy XE Eogm lsquomZm Om ahm hiexcl H$ H$moamoZm agraveH$mon emsectV hmoZo

Ho$ ~mX OrdZ lsquo| Omo ~Xbmd hm|Jo Cglsquo| emar[aH$ Xyumlar EH$

microOecirc$ar hntildegm Amiexcla ntildeWmparar AmXV ~ZH$a hlsquooem Ho$ bE ah OmZo

dmbm hiexcl

O~ hlsquo ZE gmb H$s Amoa ~lsaquoTgt|Jo Amiexcla nrNgto lsquowlsaquoSgt Ho$ XoI|Jo V~

hlsquooem Ho$ bE paramXJma ahoJm gmb 2020 OgZo H$modSgt 19 Ho$

MbVo dHcopy$ rsquolaquo$mdeglsquo hmolsquo gmoeb SgtntildeQogtpYacutegsectJ lsquomntildeH$-rsquoo$g ereumlSgt

nhZZm AmdegZbmBZ ãrXXmar AmdegZbmBZ nlsaquoTgtmBcopy ^mn boZm

~ma-~ma gm~wZ go hmW param MrmicroOm| H$mo YmoZm BaringparawZQgtr ~lsaquoTgtmZm

Jalsquo nmZr Amiexcla heumlXr H$m XyumlY nrZm goZQgtmBmicroOoeZ H$aZm gmmicrorsquo$-

gwWam ahZm hmW Z lsquobmH$a hlsquomar agravemMrZ agraveWm Ho$ AZwgma Xyumla

go ZlsquontildeVo H$aZm AmX gImparam Bg Vah hlsquo g~ gmb 2020

H$mo H$^r ^yb Zht nmEsectJo ^dicircpara lsquo| O~ hlsquo gmb 2020 H$mo paramX

H$a|Jo V~ ZH$mamEumllsquoH$ paramXm| Ho$ gmW na CgHo$ gmW-gmW

parao heumlH$m gm gH$mamEumllsquoH$ ~Xbmd ^r Oecirc$a paramX AmEJm

middot gwOmVm H$msectMZ Cn agrave~sectYH$


16

H$dVmEsect

XthornZparamplusmn lsquo| lsquoMm ahm hiexcl EH$ dmparaag V~mhrlsquocent EH$ hmdegpntildenQgtb lsquo| ~sectX hyumlplusmnlsquooar gwajm lsquo| ViexclZmV hcentparahmplusmn Hw$Ngt gnmhr

Šparam XZ Šparam amVXmoZmo H$a aho EH$Xo ahm hyumlplusmn lsquocent IwXBg ~mV H$s Jdmhr

blsaquoSgtVo hcent paramoOtildem aU^ylsquo lsquo| OiexclgoSgtQgto hiexcl parahmsect dmo ^r ~eumlHw$b diexclgoMnH$m aIm hiexcl lsquowPo amZr buacutelsquor~mBparam| Zo EogoAnZr nrRgt no EH$ ~ƒo Ho$ Oiexclgo

nNgtbo gmV XZm| lsquo| lsquooaoMwZ-MwZ Ho$ ha XthorniacutelsquoZ gsecthmao BZH$s Vbdmamo Ho$ AmJo lsquooao BYacutersquoo$ŠeYacuteg hmao gmao Ho$ gmao

middot doXmsectV PH$adma ghmparaH$ agrave~sectYH$

O~ lsquomZd H$mo Sgta gVmparam^mJm g~ NgtmolsaquoSgt lsquomoh-lsquomparamH$b VH$ Wm Omo gdcopyeordm$lsquomZQygtQgt H$a ~Iam CgH$m A^lsquomZK~amH$a hthornAm Mma Xrdmar lsquo| microHiexcl$X H$hVo hiexcl agraveHyen$V H$m Zparalsquo hiexcl EH$ -AV gdcopyIgrave dOcopyparaVo

O~-O~ agraveHyen$V Ho$ gmW AEumlparamMma hthornAmV~-V~ lsquoZwicircpara Ho$ H$lsquom] H$m hgm~ hthornAmEH$ gyuacutelsquoOrd Zo ~Vm XparamlsquoZwicircpara H$mo CgH$m ntildeWmZH$g microH$slsquoV na ~Xb Sgtmbm hlsquoZo parah OhmZ

A~ O~ Mhthornplusmn Amoa gTHORNmQgtm NgtmparamagraveHyen$V H$mo WmolsaquoSgtm gmsectg AmparamnmZr H$m CObm ecirc$n bE AmH$me ZIamdmVmdaU lsquo| agraveHyen$V H$m Cbdquomg ~Iam

Ohmplusmn H$^r Hyen$Igravelsquo AmdmmicroOm| Zo lsquoMmparam Wm hmhmH$ma

dhm JysectO aho hcent A~ nsectNgtr Vlsquomlsquo

parah ^r EH$ gsectXoe hiexcl dmicroŠV H$s H$lsaquoSgtr narjm hiexcl

lsquomZd-agraveHyen$V H$m hmo gmlsquosectOntildepara XmohZ Zht gyenOZ hmo

g~ AnZo ntildeWmZ damOo lsquomZd CVZm hr bo

OVZo H$s JaO hmo agraveHyen$V Ho$ gsectgmYZm| H$mo b|Jo hlsquo

Oiexclgo agraveHyen$V H$m H$Ocopy hmo

A^r ^r dmicroŠV hiexcl H$ gsect^b OmZm

agraveHyen$V Ho$ gsectVwbZ H$mo Zht hiexcl ~IoaZm

hiexcl lsquoyenEumlparaw emœV Bggo Šparam K~amZm

na OmZo go nhbo

ntildedntildeW Amiexcla gwsectXa ^dicircpara NgtmolsaquoSgt OmZm

middot AZyn QgtmsectQgtparam ghmparaH$ agrave~sectYH$

AntildenVmb lsquo| 7 XZm| H$m AZw^d

gdcopyeordm$embr agraveHyen$V


17

VIumlpara

middot dœ ntildeVa na EH$ Aa~ go AacuteparamXm dparantildeH$ AmiexclgV go AYH$ dOZ AWmcopyV AmodadoQgt dmbo hcent CZlsquo| go H$lsquo go H$lsquo 30 H$amolsaquoSgt bmoJ lsquomoQgtmnm go JlaquogV hcent

middot lsquomoQgtmnm VWm AmiexclgV go AYH$ dOZ Hlaquo$moZH$ ~rlsquom[aparam| Ho$ bE EH$ ~lsaquoSgtm IVam hiexcl Oglsquo| QgtmBn 2 Sgtmpara~QgtrO oumlXpara amoJ Cƒ aordm$Mmn Amiexcla ntildeQacutegtmoH$ Amiexcla Hcent$ga Ho$ Hw$Ngt agraveH$ma emlsquob hcent

middot BgHo$ agravelsquowI H$maU hiexcl AYH$ dgm Amiexcla eHcopy$am parawordm$ D$Omcopy dmbo ImUacute nXmWm] H$m Cn^moJ AYH$ lsquomIgravem lsquo| H$aZm Amiexcla emar[aH$ JVdYparam| lsquo| H$lsquor AmZm hiexcl

SgtatildeeumlparayEMAmo Zo dparantildeH$m| Ho$ bE AmodadoQgt Amiexcla lsquomoQgtmno H$mo Bg agraveH$ma n[a^mfV H$param hiexcl - ~rElsquoAmBcopy 25 param Cggo AacuteparamXm hmoZo na AmodadoQgt VWm ~rElsquoAmBcopy 30 param Cggo AYH$ hmoZo na lsquomoQgtmnm H$s loUr lsquo| AmVm hiexcl

lsquomoQgtmnm diexclœH$ ntildeVa na lsquohmlsquomar Ho$ AZwnmV lsquo| nhthornplusmnM Jparam hiexcl parah Hlaquo$moZH$ ~rlsquomar Amiexcla dH$bmsectJVm Ho$ diexclœH$ ~moP lsquo| EH$ agravelsquowI paramoJXmZH$Vmcopy hiexcl AŠga dH$mgerb Xoem| lsquo| Hw$nmofU Ho$ gmW lsquomoQgtmnm H$m gh-ApntildeVEumld EH$ OQgtb pntildeWV hiexcl Omo H$ Jsect^ra gmlsquomOH$ Amiexcla lsquoZmodiexclkmZH$ Amparamlsquom| Ho$ gmW bJ^J g^r Clsquolaquo Amiexcla gmlsquomOH$ - AmWcopyH$ glsquoyhm| H$mo agrave^mdV H$aVm hiexcl

AEumlparamYH$ D$Omcopyparawordm$ Cƒ ntildeVa Ho$ MrZr Amiexcla gsectVyenaacute dgm H$m Cn^moJ Amiexcla nmofH$ VEumldm| H$s H$lsquor gmW hr emar[aH$ JVdYparam| lsquo| H$lsquor Ho$ H$maU lsquomoQgtmno H$s Xa VrZ JwZm param Cggo AYH$ ~lsaquoTgt JBcopy hiexcl

lsquomoQgtmnm Amiexcla AmodadoQgt Amhma go gsect~sectYV Hlaquo$moZH$ ~rlsquom[aparam| Ho$ bE EH$ ~lsaquoSgtm IVam hiexcl Oglsquo| QgtmBn 2 lsquoYwlsquooh oumlXpara amoJ Cƒ aordm$Mmn Amiexcla ntildeQacutegtmoH$ Amiexcla Hcent$ga Ho$ Hw$Ngt agraveH$ma emlsquob hcent ntildedmntildeIumlpara gsect~sectYr n[aUmlsquom| lsquo| glsquopara go nhbo lsquoyenEumlparaw Ho$ OmopIlsquo go boH$a Jsect^ra Hlaquo$moZH$ pntildeWVparam| VH$ hmoVo hcent Omo OrdZ H$s glsquoJlaquo JwUdIcircmm H$mo H$lsquo H$aVo hcent ~ƒm| lsquo| lsquomoQgtmno H$m ~lsaquoTgtZm deof qMVm hiexcl

Eogm Šparam| hmo ahm hiexcl

~lsaquoTgtVr lsquohmlsquomar hmb Ho$ XeH$m| lsquo| glsquomO Amiexcla glsquowXmparam| Ho$ igraveparadhm[aH$ ntildedeacuten lsquo| Jhao ~Xbmdm| H$mo XemcopyVr hiexcl hmbmsectH$ dOZ ~lsaquoTgtZo Ho$ bE OaringlsquooXma H$maH$m| lsquo| OrZ ^r lsquohEumldnyUcopy hcent D$Omcopy gsectVwbZ H$mo Hiexcl$bmoar godZ Amiexcla emar[aH$ JVdY Ucircmam ZYmcopy[aV H$param OmVm hiexcl Bg agraveH$ma XthornZparam â lsquo| gmlsquomOH$ n[adVcopyZ Amiexcla nmofU lsquo| ~Xbmd lsquomoQgtmno H$s lsquohmlsquomar H$m H$maU hcent AmWcopyH$ dH$mg AmYwZH$sH$aU eharH$aU Amiexcla ImUacute ~mOmam| H$m diexclœrH$aU Zo Bg lsquohmlsquomar H$mo ntildeWmnV H$aZo lsquo| agravelsquowI ^ylsquoH$m Z^mBcopy hcent Oiexclgo-Oiexclgo Ampara ~lsaquoTgtVr hiexcl Amiexcla AYH$ eha H$s Am~mXr ~lsaquoTgtVr hiexcl OQgtb H$m~mhmBSacuteogtQgt go ânya Amhma Oglsquo| Cƒ AZwnmV dmbo dgm Amiexcla eHcopy$am dmbo ddY Amhmam| H$m Cn^moJ ~Tsup2Zo bJVm hiexcl gmW hr XthornZparam â lsquo| H$lsquo emar[aH$ llsquo dmbo H$mparam] H$s ^r lsquomsectJ ~lsaquoTgt ahr hiexcl H$lsquo emar[aH$ JVdYparam| Oiexclgo ntildedMmbV n[adhZ Ka lsquo| agravemiexclUacutemoJH$s Ho$ ~lsaquoTgtVo CnparamoJ Zo ˜mbr glsquopara H$mo ~lsaquoTgtm H$a ZpicircHlaquo$paraVm H$mo ~lsaquoTgtmparam hiexcl

lsquomoQgtmnm VWm AmodadoQgt Ho$ bjU -

AmodadoQgt Amiexcla lsquomoQgtmno H$s igraveparamnH$Vm H$m AmH$bZ AmlsquoVmiexcla na ~mdegSgtr lsquomg BsectSgtoŠg (~rElsquoAmBcopy) H$m CnparamoJ H$aHo$ H$param OmVm hiexcl Oglsquo| H$bmoJlaquomlsquo lsquo| lsquomno JE dOZ H$mo lsquorQgta lsquo| lsquomnr JBcopy hmBQgt Ho$ dJcopy (H$JlaquomlsquorQgta2) Ucircmam d^mOV H$param OmVm hiexcl 25 H$JlaquomlsquorQgta2 go AYH$ ~rElsquoAmBcopy H$mo AmodadoQgt Ho$ ecirc$n lsquo| Amiexcla 30 H$JlaquomlsquorQgta2 go AYH$ ~rElsquoAmBcopy H$mo lsquomoQgtmno Ho$ ecirc$n n[a^mfV H$param OmVm hiexcl parah lsquomn lsquoyeumlparamsectH$Z Ho$ bE gmlsquomYacutepara ~|MlsquomHcopy$ agraveXmZ H$aVo hcent boH$Z bmoJm| lsquo| ~rlsquomar H$m OmopIlsquo

lsquomoQgtmnm VWm AmiexclgV go AYH$ dOZ


18

~rElsquoAmBcopy Ho$ ZMbo ntildeVa go CIcircmamoIcircma ~lsaquoTgt gH$Vm hiexcl ntildedmntildeIumlpara gsect~sectYr OQgtbVmAm| Ho$ OmopIlsquo go Kao ahZo dmbo lsquoUumlparalsquo Amparaw dJcopy Ho$ bmoJm| lsquo| ~rElsquoAmBcopy ~lsaquoTgtVm hiexcl nmofU niexclQgtZcopy lsquo| ~Xbmd go JwOaZo dmbo Xoem| lsquo| AVnmofU AŠga Hw$nmofU Ho$ gmW gh-ApntildeVEumld lsquo| hmoVm hiexcl 185 H$JlaquomlsquorQgta2 go H$lsquo ~rElsquoAmBcopy dmbo bmoJ H$lsquo dOZ dmbo hmoVo hcent AacuteparamXmVa Am~mXr lsquo| ~rElsquoAmBcopy H$m dVaU D$na H$s Amoa ~lsaquoTgt ahm hiexcl hmb Ho$ AUumlparaparaZm| go nVm Mbm hiexcl H$ Omo bmoJ eweacuteAmVr OrdZ lsquo| Hw$nmofV Wo Amiexcla rsquo$a dparantildeH$ hmoZo na lsquomoQgtmnm H$m eH$ma hthornE Eogo bmoJm| lsquo| H$lsquo Clsquolaquo lsquo| hr Cƒ aordm$Mmn oumlXpara amoJ Amiexcla lsquoYwlsquooh Oiexclgr ~lsquom[aparamsect dH$gV hmoZo bJt parah CZ bmoJm| H$s VwbZm lsquo| AYH$ Jsect^ra ecirc$n lsquo| AmVr hiexcl Omo H$^r Hw$nmofV Zht hthornE Wo

AYH$ lsquomoQgtmnm go ntildedmntildeIumlpara na Šparam Aga nlsaquoSgtVm hiexcl

AmodadoQgt Amiexcla lsquomoQgtmno go aordm$Mmn H$mobontildeQacutegtmdegb QacutegtmBpfrac12bgamBSsup2g Amiexcla BsectgwbZ agraveVamoY na agraveVHy$b MparamnMpara agrave^md nlsaquoSgtVm hiexcl emoYH$VmcopyAm| Ucircmam d^THORN ~rElsquoAmBcopy H$Qgt-Amdegrsquo$ H$m CnparamoJ H$E OmZo Ho$ H$maU lsquomoQgtmno Ho$ n[aUmlsquom| Ho$ ~mao lsquo| Hw$Ngt laquolsquo CEumlnTHORN hmoVm hiexcl Amiexcla gmW hr lsquomoQgtmno H$mo n[a^mfV H$aZo dmbo H$Bcopy lsquooSgtH$b Hsect$SgteZ H$s CnpntildeWV ntildedparasect lsquomoQgtmno Ho$ agrave^md H$mo ^laquolsquoV H$aVr hiexcl lsquomoQgtmno go OwlsaquoSgtr Jiexcla-KmVH$ boH$Z Xthorn~copyb ntildedmntildeIumlpara glsquontildeparamAm| lsquo| œgZ gsect~sectYr glsquontildeparamEsect Hlaquo$moZH$ lsquontildeHw$bmontildeHo$boQgtb glsquontildeparamEsect EumldMm H$s glsquontildeparamEsect Amiexcla ~msectPnZ (BZmicrorsquo$QcopygtbQgtr) emlsquob hcent AYH$ OmZbodm glsquontildeparamEsect Mma lsquowraquopara joIgravem| lsquo| AmVr hcent grdrSgtr glsquontildeparamEsect BsectgwbZ agraveVamoY go OwlsaquoSgtr pntildeWVparamsect Oiexclgo H$ QgtmBn 2 Sgtmpara~QgtrO Hw$Ngt agraveH$ma Ho$ Hcent$ga deof ecirc$n go hmlsquomZb ecirc$n go gsect~sectYV Amiexcla ~lsaquoSgto-AmsectIgrave Hcent$ga Amiexcla nIcircmmepara H$s Wiexclbr gsect~sectYr

amoJ QgtmBn 2 Sgtmpara~QgtrO Amiexcla Cƒ aordm$Mmn Ho$ ~lsaquoTgtZo H$s gsect^mdZm eara lsquo| ~lsaquoTgtVo lsquomoQgtmno Ho$ gmW VoOr go ~lsaquoTgtVr hiexcl 20 dt eVmatildeXr Ho$ AYH$msecte dparantildeH$m| H$mo agrave^mdV H$aZo dmbr parao ~rlsquom[aparamsect AmOH$b parawdmdntildeWm go nhbo hr lsquomoQgtmnm go JlaquogV ~ƒm| H$mo ^r agrave^mdV H$aZo bJr hcent Sgtmpara~QgtrO dmbo bJ^J 85 bmoJ QgtmBn 2 hcent Amiexcla BZlsquo| go 90 lsquomoQgto param AmodadoQgt dmbo hcent Amiexcla parah VoOr go ~lsaquoTgtVr hthornBcopy dœ glsquontildeparam ~ZVr Om ahr hiexcl

~rElsquoAmBcopy H$m Cƒ ntildeVa ~laquoontildeQgt H$mobmoZ agravemontildeQacutegtoQgt EsectSgtmolsquooQacutegtparalsquo H$SgtZr Amiexcla nIcircmmepara H$s Wiexclbr Ho$ Hcent$ga Ho$ IVam| H$mo ^r ~lsaquoTgtmVm hiexcl Hlaquo$moZH$ AmodadoQgt Amiexcla lsquomoQgtmnm AmdegpntildeQgtparamoAmWcopyamBQgtg lsquo| lsquohEumldnyUcopy paramoJXmZ XoVo hcent Omo dparantildeH$m| lsquo| dH$bmsectJVm H$m EH$ agravelsquowI H$maU hiexcl hmbmsectH$ lsquomoQgtmno H$mo EH$ ~rlsquomar lsquomZm OmZm MmhE parah YylsquolaquonmZ Cƒ aordm$Mmn Amiexcla Cƒ aordm$ H$mobontildeQacutegtmdegb Ho$ gmW AYacutepara Hlaquo$moZH$ ~rlsquom[aparam| Ho$ bE agravelsquowI OmopIlsquo H$maH$m| lsquo| go EH$ hiexcl dœ ntildedmntildeIumlpara [anmoQgtcopy 2002 Ho$ bE H$E JE ducirccofUm| lsquo| bJ^J 58 Sgtmpara~QgtrO 21 BntildeHo$lsquoH$ oumlXpara amoJ Amiexcla 8-42 Hw$Ngt agraveH$ma Ho$ Hcent$ga amoJ 21 H$JlaquomlsquorQgta2 go D$na ~rElsquoAmBcopy Ho$ bE OaringlsquooXma Wo

hlsquo BgHo$ bE Šparam H$a gH$Vo hcent

AmodadoQgt Amiexcla lsquomoQgtmnm gmW hr gmW CZHo$ gsect~sectYV Jiexcla-gsectHlaquo$mlsquoH$ amoJ H$mrsquo$s hX VH$ amoHo$ Om gH$Vo hcent lsquowraquopara ecirc$n go AZwHy$b dmVmdaU Amiexcla glsquowXmpara bmoJm| H$s ngsectX H$mo AmH$ma XoVo hcent BgHo$ bE ntildedmntildeIumlparaagraveX VWm nmofH$ ImUacute nXmWm] Amiexcla ZparalsquoV emar[aH$ JVdY H$m dH$eumln g~go AmgmZ dH$eumln hiexcl (parah g^r Ho$ bE


19

gwb^ CnbatildeY Amiexcla dhZrpara hiexcl) OgHo$ Ucircmam AmodadoQgt Amiexcla lsquomoQgtmno H$mo amoH$m Om gH$Vm hiexcl

lsquomoQgtmno Ho$ eH$ma igraveparaordm$param| Amiexcla glsquoyhm| Ho$ bE agrave^mdr dOZ agrave~sectYZ lsquo| XrKcopyH$mbH$ aUZrVparamsect emlsquob hiexcl BgHo$ AsectVJcopyV ~Mmd dOZ aIaImd gh-eacutefrac12UVm H$m agrave~sectYZ Amiexcla dOZ KQgtmZm emlsquob hcent CYacuteh| EH$sHyen$V ~hthorn-joIgraverpara OZ H|$ETHV NtildeiumlgtH$moU H$m hntildegm hmoZm MmhE Oglsquo| ntildedntildeW Amhma Amiexcla ZparalsquoV emar[aH$ JVdY Ho$ bE AZwHy$b dmVmdaU emlsquob hmo lsquowraquopara VEumldm| lsquo| emlsquob hcent

middot gmdcopyOZH$ ZrVparam| Ho$ lsquomUumlparalsquo go OZ H|$ETHV AZwHy$b dmVmdaU ~ZmZm Omo d^THORN agraveH$ma Ho$ H$lsquo dgm dmbo Cƒ rsquo$mB~a ImUacute nXmWm] H$s CnbatildeYVm Amiexcla nhthornsectM H$mo ~lsaquoTgtmdm XoVm hiexcl Amiexcla Omo emar[aH$ JVdY Ho$ bE Adga agraveXmZ H$aVm hiexcl

middot igraveparaordm$param| H$mo dOZ H$lsquo H$aZo Ho$ bE agravemoEumlgmhV H$aZo Amiexcla gjlsquo ~ZmZo Ho$ bE ntildedntildeW OrdZeiexclbr H$mo ~lsaquoTgtmdm XoZm AWmcopyV AYH$ rsquo$b Amiexcla gpatildeOparamsect gmW hr ZQsup2g Amiexcla gm~wV AZmO ImZo H$lsquo go H$lsquo 30 lsquoZQgt Ho$ bE XiexclZH$ lsquoUumlparalsquo emar[aH$ JVdY H$aZm Amhma lsquo| rsquoiexcl$Qgtr eHcopy$am dmbo ImUacute nXmWm] H$s lsquomIgravem lsquo| H$QgtmiexclVr new-AmYm[aV gsectVyenaacute dgm H$s OJh AgsectVyenaacute dZntildenV-Vob AmYm[aV dgm H$mo AnZmZm AmX emlsquob hcent

middot dOZ H$lsquo H$aZo param AmJo dOZ ~lsaquoTgtZo go ~MZo dmbm| Ho$ bE CnparamoJr ghmparaVm gwZuumlV H$aZo Ho$ bE ZiexclXmZH$ H$mparacopyHlaquo$lsquom| Amiexcla ntildeQgtmrsquo$ agraveejU Ho$ lsquomUumlparalsquo go lsquomoQgtmno Amiexcla gsect~sectYV ~rlsquom[aparam| Ho$ ^ma Ho$ bE EH$ ZiexclXmZH$ agraveVHlaquo$param H$mo ~lsaquoTgtmZm hmoJm

igraveparaordm$JV ntildeVa na bmoJ ZaringZ H$mparacopy H$a gH$Vo hcent

middot dgm Amiexcla eHcopy$am parawordm$ grlsquoV D$Omcopy H$m godZ

middot rsquo$b Amiexcla gpatildeOparam| rsquo$bparamsect gm~wV AZmO Amiexcla ZQsup2g H$m AYH$ Cn^moJ VWm

middot ZparalsquoV emar[aH$ JVdY lsquo| gsectbfrac34 (~ƒm| Ho$ bE XZ lsquo|

60 lsquoZQgt Amiexcla dparantildeH$m| Ho$ bE gaacutemh lsquo| 150 lsquoZQgt)

igraveparaordm$JV ntildeVa H$s OaringlsquooXmar H$m agrave^md V^r hmo gH$Vm hiexcl O~ bmoJ ntildedntildeW OrdZ eiexclbr VH$ nhthornsectM ~Zm gH|$ BgbE Cnparawcopyordm$ ddaU AZwgma gmlsquomOH$ ntildeVa na gmuacutepara AmYm[aV Amiexcla OZgsectraquoparam AmYm[aV ZrVparam| Ho$ ZasectVa H$mparamcopyYacutedparaZ Ho$ lsquomUumlparalsquo go igraveparaordm$param| H$m glsquoWcopyZ H$aZm lsquohEumldnyUcopy hiexcl OgHo$ lsquomUumlparalsquo go g^r Ho$ bE gntildeVo Amiexcla gwb^ deof ecirc$n go g~go Jar~m| Ho$ bE ZparalsquoV ecirc$n go emar[aH$ JVdY Amiexcla ntildedntildeW Amhma dH$eumln CnbatildeY H$amEsect Om gH|$ Bg Vah H$s ZrV H$m EH$ CXmhaU lsquorRgto nopara na H$a bJmZm hiexcl

ImUacute CUacutemoJ ntildedntildeW Amhma H$mo ~lsaquoTgtmdm XoZo lsquo| lsquohEumldnyUcopy ^ylsquoH$m

Z^m gH$Vo hcent BgHo$ bE -

middot agravegsectntildeHyen$V ImUacute nXmWm] lsquo| dgm MrZr Amiexcla ZlsquoH$ gmlsquoJlaquor H$mo H$lsquo H$aZm

middot parah gwZuumlV H$aZm H$ ntildedntildeW Amiexcla nmiexcliumlgtH$ dH$eumln g^r Cn^moordm$mAm| Ho$ bE gntildeVr H$slsquoV na CnbatildeY hm|

middot ecedil$a ZlsquoH$ Amiexcla dgm go parawordm$ Cƒ ImUacute nXmWm] H$s IarX H$mo agraveV~sectYV H$aZm deof ecirc$n go CZ ImUacute nXmWm] H$m Omo ~ƒm| Amiexcla H$emoam| Ho$ bE ~Zo hmo VWm

middot ntildedntildeW ^moOZ dH$eumlnm| H$s CnbatildeYVm gwZuumlV H$aZm Amiexcla H$mparacopyntildeWb na ZparalsquoV emar[aH$ JVdYparam| H$mo ~microTgtmdm XoZm

middot Sgtmdeg AZwamJ amD$i ghmparaH$ agrave~sectYH$


20

AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg

szligbmpntildeQgtH$ ~iexclJ go lsquowordm$ XthornZparam ~ZmZo lsquo| ~hthornV glsquopara bJVm hiexcl AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg EH$ AZyRgtm Adga hiexcl O~ hlsquo H$moee H$a| H$ szligbmpntildeQgtH$ H$s Wiexclbparam| go lsquowordm$ XthornZparam gsect^d hmo Amiexcla szligbmpntildeQgtH$ ~iexclJ Ho$ diexclH$peumlnH$ dH$eumln CnbatildeY H$am gH|$

szligbmpntildeQgtH$ agraveXyumlfU EH$ diexclœH$ V~mhr hiexcl Amiexcla XthornI H$s ~mV hiexcl H$ parah lsquomZd ZlsquocopyV hiexcl deof ecirc$n go glsquowETHr VsectIgrave szligbmpntildeQgtH$ agraveXyumlfU Ho$ n[aUmlsquontildedecirc$n AEumlparaYH$ nrlsaquoSgtV hiexcl

glsquowETHr agraveOmVparam| H$s bJ^J 31 agraveOmVparamsect glsquowETHr szligbmpntildeQgtH$ H$mo ZJb OmVr hcent glsquowETHr njparam| H$s 100 go AYH$ agraveOmVparam| Zo szligbmpntildeQgtH$ H$s ~Qsup2g Amiexcla QwgtH$lsaquoSgtm| H$mo ZJbm hiexcl 250 go AYH$ agraveOmVparamsect szligbmpntildeQgtH$ lsquo| rsquosect$g OmVr hcent Amiexcla H$Bcopy njr lsquoa OmVo hcent AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg BZ lsquowOcircm| Ho$ ~mao lsquo| OmJecirc$H$Vm niexclXm H$aZo Ho$ bE glsquoncopyV hiexcl lsquocent parah ~VmZm MmhyumlsectJm H$ hlsquo BZ ~iexclJm| H$mo XthornH$mZXmam| go boVo hcent boH$Z BZ ~iexclJm| H$m CnparamoJ ~hthornV H$lsquo glsquopara Ho$ bE H$param OmVm hiexcl (AmlsquoVmiexcla na 25 lsquoZQgt go H$lsquo glsquopara Ho$ bE)

^ylsquo na hmo param ZXparam| lsquohmgmJam| lsquo| szligbmpntildeQgtH$ H$s AsectYmYwsectY SsectgtqnJ Zo OmZdam| H$mo ^moOZ Ho$ ecirc$n lsquo| szligbmpntildeQgtH$ H$m godZ H$aZo Ho$ bE agraveo[aV H$param Oggo CZH$s lsquoyenEumlparaw hmo OmVr hiexcl szligbmpntildeQgtH$ lsquo| rsquosect$gZo go ha gmb bJ^J 100000 glsquowETHr Ord lsquoa OmVo hcent Amiexcla bJ^J 1 lsquobparaZ glsquowETHr njr szligbmpntildeQgtH$ ImZo go lsquoa OmVo hcent szligbmpntildeQgtH$ ~mparamo SgtJlaquooSgto~b Zht hiexcl nyar Vah go glsaquoSgtZo go nhbo 100-500 gmb VH$ szligbmpntildeQgtH$ H$s Wiexclbparamsect XthornZparam lsquo| ahVr hcent BgHo$ n[aUmlsquontildedecirc$n hlsquomao nparamcopydaU na Jham ZH$mamEumllsquoH$ agrave^md nlsaquoSgtVm hiexcl szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg hlsquo| IwX H$mo Amiexcla Xyumlgam| H$mo paramX XbmZo H$m lsquomiexclH$m XoVm hiexcl H$ hlsquo Omo ^r H$Xlsquo CRgtmVo hcent Amiexcla Omo ^r ~iexclJ hlsquo rsquo|$H$Vo hcent dh AmZo dmbr nrlsaquoTgtparam| Ho$ bE XthornZparam

lsquo| ha H$gr Ho$ OrdZ H$mo agrave^mdV H$aVm hiexcl

AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg H$m BVhmg

AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg rsquolaquo$s deumlSgtcopy Ucircmam ~Zmparam Jparam Wm parah XthornZparam â lsquo| szligbmpntildeQgtH$ ~iexclJ Ho$ EH$b CnparamoJ go NwgtQgtH$mam nmZo Ho$ bE EH$ dœigraveparamnr nhb Ho$ ecirc$n lsquo| ~Zmparam Jparam Wm parah g~ Vah Ho$ szligbmpntildeQgtH$ ~iexclJ Ho$ CnparamoJ H$mo amoH$Zo Ho$ bE bmoJm| H$mo agravemoEumlgmhV H$aHo$ nparamcopydaU gsectajU H$mo ~lsaquoTgtmdm XoZo Ho$ ~mao lsquo| microOmoa XoVm hiexcl szligbmpntildeQgtH$ ~iexclJ H$s ~Ompara nparamcopydaU Ho$ AYH$ AZwHy$b dH$eumlnm| H$s Vbme H$s OmZr MmhE Bg XZ H$mo lsquoZmZo H$m lsquoH$gX szligbmpntildeQgtH$ Ho$ IVam| Amiexcla BgHo$ agraveV OmJeacuteH$Vm niexclXm H$aZo H$s CaringlsquorX H$s OmVr hiexcl Omo glsquowETHr OrdZ new OrdZ Amiexcla agraveHyen$V na nlsaquoSgtZo dmbo agrave^md Ho$ gsectX^copy lsquo| szligbmpntildeQgtH$ H$s Wiexclbparam| Ho$ CnparamoJ go OwlsaquoSgtr hiexcl

AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg Hiexcl$go lsquoZmEsect

szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg H$Bcopy VarH$m| go lsquoZmparam Om gH$Vm hiexcl parahmsect VH$ H$ AJa grsquocopy$ EH$ XZ Ho$ bE EH$ igraveparaordm$ szligbmpntildeQgtH$ H$s ~Ompara nona ~iexclJ H$m MparaZ H$aVm hiexcl param AnZm gmlsquomZ boZo Ho$ bE IarXmar H$aVo glsquopara AnZo IwX Ho$ ~iexclJ H$m agraveparamoJ H$aVm hiexcl Hw$Ngt ntildeQgtmoa AnZo JlaquomhH$m| H$mo ntildedsectpara H$m ~iexclJ bmZo Ho$ bE NygtQgt param AYacutepara Îcircmo ^r XoVo hcent

agraveEumlparaoH$ XthornH$mZXma H$mo AnZo JlaquomhH$m| H$mo nhbo CnparamoJ lsquo| bmE JE ~iexclJ gmW boH$a AmZo Amiexcla H$nlsaquoSgto Ho$ ~iexclJ H$mo EH$ dH$eumln Ho$ ecirc$n lsquo| noe H$aZo Ho$ bE agravemoEumlgmhV H$aZo H$s nhb ewecirc$ H$aZr MmhE AsectVamcopyiumlacutegtrpara szligbmpntildeQgtH$ ~iexclJ lsquowordm$ Xdg Ho$ bE g~go bmoH$agravepara JVdYparam| lsquo| amoSgtdoO glsquowETH VQgtm| Amiexcla ZXparam| na AmparamoOV H$s OmZo dmbr bmoJm| H$s g^mAm| H$m glsquomdoe hmoVm hiexcl Amiexcla dhmsect lsquobZo dmbo g^r gXntildepara H$Mao H$mo CRgtmH$a gmrsquo$-grsquo$mBcopy H$aVo hcent

H$Bcopy ~ma O~ hlsquo Hw$Ngt IarXVo hcent Vmo hlsquo Omoa XoVo hcent H$ dHlaquoo$Vm hlsquo| IarXo JE gmlsquomZ H$mo szligbmpntildeQgtH$ H$s Wiexclbr lsquo| Xo VIumlpara parah hiexcl H$ BZ szligbmpntildeQgtH$ H$s Wiexclbparam| H$m hlsquomao Ucircmam nwZ CnparamoJ Zht H$param OmVm hiexcl AmpIaH$ma hlsquo CYacuteh| rsquo|$H$ XoVo hcent nNgtbo H$Bcopy dfm] go ^bo hr szligbmpntildeQgtH$ H$s Wiexclbparam| na agraveV~sectY bJmZo Ho$ ~mao lsquo| OmJecirc$H$Vm niexclXm H$s Om ahr hiexcl boH$Z bmoJ A^r ^r Kaoby gmlsquomZ IarXZo Ho$ bE deof ecirc$n go szligbmpntildeQgtH$ H$s Wiexclbparam| H$s lsquomsectJ H$aVo hcent


21

ha XZ bmIm| szligbmpntildeQgtH$ ~iexclJ ZntildeVm[aV hmo OmVo hcent parah lsquoAringgtr Ob Amiexcla dmparaw Ho$ Cƒ agraveXyumlfU ntildeVa H$mo ~lsaquoTgtmdm XoVm hiexcl hlsquo lsquo| go ha EH$ H$mo szligbmpntildeQgtH$ go NwgtQgtH$mam nmZo H$s H$moee lsquo| EH$ NgtmoQgtm gm paramoJXmZ H$aZm MmhE AJa A~ hlsquo Bg lsquowOcirco H$mo Jsect^raVm go Zht boVo hcent Vmo ^dicircpara ^mar lsquomIgravem lsquo| szligbmpntildeQgtH$ H$s Wiexclbparam| go âm hthornAm hmoJm Omo lsquohmgmJam| ZXparam| Amiexcla XthornZparam â lsquo| rsquoiexcl$br hthornBcopy ah|Jr A~ Vmo glsquontildeparam BVZo AZwnmV lsquo| nhthornsectM JBcopy hiexcl H$ XthornZparam Ho$ glsquowETH VQgtm| na Omo gmrsquo$ aoV Wr dh A~ H$Mao Amiexcla szligbmpntildeQgtH$ Ho$ QwgtH$lsaquoSgtm| go â ahr hiexcl

Eogr JVdYparam| go hlsquomam H$mparamcopybpara agraveEumlparaj Amiexcla AagraveEumlparaj ecirc$n go OwlsaquoSgtm hthornAm hiexcl 34 gmb Ho$ Arsquo$amoO emh Zo H$hm XthornZparam H$m g~go ~lsaquoSgtm glsquowETH VQgt gmrsquo$-gwWam hiexcl lsquowsect~Bcopy Ho$ dgmdm glsquowETH VQgt H$mo gmmicrorsquo$ H$aZo Ho$ bE Arsquo$amoO emh Zo XthornZparam Ho$ g~go ~lsaquoSgto glsquowETH VQgt H$mo gmmicrorsquo$ H$aZo H$m A^paramZ Mbmparam eha Ho$ g~go JsectXo glsquowETH VQgtm| lsquo| go EH$ 25 H$lsquor bsect~o Bg IsectSgt H$mo VrZ gmb nhbo 20 lsquobparaZ H$bmoJlaquomlsquo H$Mao H$mo hQgtmH$a ~Xb Xparam Jparam Wm AŠVy~a 2015 lsquo| emh Amiexcla CZH$s Qgtrlsquo Zo szligbmpntildeQgtH$ H$s Wiexclbparam| grlsquo|Qgt H$s ~mo[aparam| H$msectM H$s ~moVbm| H$nlsaquoSgtm| Ho$ QwgtH$lsaquoSgtm| Amiexcla Ho$ OyVo ghV Hy$lsaquoSgto H$mo gmrsquo$ H$aZm ewecirc$ H$param EH$ gmb go ^r H$lsquo glsquopara lsquo| CZHo$ agraveparamgm| Zo 300 go AYH$ ZmJ[aH$m| H$mo grsquo$mBcopy A^paramZ lsquo| emlsquob hmoZo Ho$ bE OmolsaquoSgt bparam OwbmBcopy 2016 lsquo| gsectparawordm$ amiumlacutegt nparamcopydaU H$mparacopyHlaquo$lsquo (UNEP) Zo Bgo XthornZparam H$m g~go ~lsaquoSgtm glsquowETH VQgt grsquo$mBcopy A^paramZ H$hm lsquowsect~Bcopy H$m dgmdm VQgt Hw$Ngt gmb nhbo IsectSgtha hmo Jparam Wm boH$Z noeo go dH$sb VWm nparamcopydaU H$mparacopyH$Vmcopy Arsquo$amoO emh Ho$ agraveparamgm| Zo Bglsquo| EH$ ZBcopy OmZ rsquoysect$H$ Xr hiexcl

dgmdm ~rM H$^r lsquowsect~Bcopy H$m g~go JsectXm ~rM Wm parah Zdmgparam| Ho$ bE EH$ SsectgtqnJ JlaquomCsectSgt Wm Ogo Hy$lsaquoSgtoXmZ Ho$ gmW ^r OmolsaquoSgtm OmVm Wm A~ parahmsect Hy$lsaquoSgto Ho$ Tgtoa Zht XoIo Om aho ~peumlH$ 2018 lsquo| Amobd [aSgtbo H$NwgtAm VWm CZHo$ AsectSgto VWm hoqMJ H$mo XoIm Jparam Wm BZ H$NwgtAm| H$mo 20 dfm] Ho$ ~mX XoIm Jparam Wm parah gsectHo$V XoVm hiexcl H$ glsquowETH VQgt H$NwgtAm| Ho$ bE AZwHy$b dmVmdaU ~Zm ahm hiexcl dh A~ eha Ho$ AYacutepara ntildeWmZm| H$s Vbme lsquo| hiexcl CZHo$ bmoJm| H$s Qgtrlsquo A~ AnZm UumlparamZ ndBcopy Amiexcla Hw$bmcopy lsquo| ~hZo dmbr lsquoRgtr ZXr Ho$ H$Zmao bJm ahr hiexcl dh Amiexcla CZH$s Qgtrlsquo lsquoRgtr ZXr Ho$ H$Zmao ahZo dmbo Pwfrac12Jr-PmonlsaquoSgtr Ho$ bmoJm| Ho$ ~rM szligbmpntildeQgtH$ Amiexcla Hy$lsaquoSgto go hmoZo dmbo ZwH$gmZ H$s Vamicrorsquo$ OmJecirc$H$Vm niexclXm H$a ahr hiexcl

Bg lsquohEumldnyUcopy VmarI H$m garinglsquomZ H$aZo Ho$ bE AYacutepara H$Xlsquo CRgtmE Om gH$Vo hcent Bglsquo| EH$ H$Xlsquo AmJo parah hiexcl H$ AmnHo$ Ka Amiexcla

H$mparamcopybpara lsquo| AmnHo$ Ucircmam aIo JE g^r szligbmpntildeQgtH$ H$mo nwZMcopyHlaquo$V H$aZm emlsquob hiexcl H$moBcopy igraveparaordm$ Eogo nparamcopydaU gsectJRgtZ param Miexcl[aQgtr lsquo| AnZo niexclgo param AnZo glsquopara H$mo Zdoe H$a gH$Vm hiexclOhmsect szligbmpntildeQgtH$ H$s Wiexclbparam| Ho$ bcentSgtntildeHo$n Amiexcla dmdegQgta~mdegSgtr H$s grsquo$mBcopy na H|$ETHV hiexcl CZ OJhm| na ~hthornV go Eogo glsquoyh hcent Omo AOslashthornV H$mlsquo H$a aho hcent

boH$Z CYacuteh| lsquoXX H$s microOecirc$aV hiexcl Amiexcla hlsquo| paraH$sZ hiexcl H$ do NgtmoQgtr go NgtmoQgtr lsquoXX H$s ^r ~hthornV gamhZm H$a|Jo

Omo szligbmpntildeQgtH$ ~iexclJ AmO CEumlnTHORN hthornAm hiexcl dmo A~ 3020 VH$ dKQgtV hmoJm hmplusmn parah gM hiexcl H$ szligbmpntildeQgtH$ Ho$ EH$ EH$b ~iexclJ H$mo nyar Vah go dKQgtV hmoZo lsquo| bJ^J 1000 gmb bJVo hcent BgH$m lsquoVb~ hiexcl H$ A^r VH$ Omo ^r szligbmpntildeQgtH$ ~iexclJ H$m CEumlnmXZ H$param Jparam hiexcl dh A^r ^r H$gr Z H$gr ecirc$n lsquo| Bg Jlaquoh na nmE Om gH$Vo hcent AsectVlsquo n[aUmlsquo parah hiexcl H$ do nparamcopydaU H$mo ZwH$gmZ nhthornsectMmVo ah|Jo O~H$ argmBpŠbumlJ EH$ AAgraveNgtm dH$eumln hiexcl boH$Z VIumlpara parah hiexcl H$ g^r szligbmpntildeQgtH$ ~iexclJm| lsquo| go 1 go ^r H$lsquo H$mo argmBpŠbumlJ gsectparasectIgravem| lsquo| ôOm Om ahm hiexcl BgH$m AacuteparamXmVa hntildegm agraveXyumlfU H$s glsquontildeparam niexclXm H$a ahm hiexcl

^maV H$s szligbmpntildeQgtH$ H$s InV XthornZparam lsquo| g~go AYH$ hiexcl szligbmpntildeQgtH$ H$s Wiexclbr H$m Hy$lsaquoSgtm EH$ nparamcopydaU CnETHd ~Z Jparam hiexcl AJa BgH$m agrave^mdr TgtsectJ go BbmO Zht H$param OmVm hiexcl Vmo H$mrsquo$s dZmeH$mar hmo gH$Vm hiexcl dVcopylsquomZ lsquo| ^maV lsquo| glsquontildeparam parah hiexcl H$ amiumlacutegtrpara ntildeVa H$s szligbmpntildeQgtH$ ~iexclJ Ho$ bE Ho$db EH$ agraveV~sectY ZrV hiexcl AYacutepara eha Amiexcla amAacutepara hmbmsectH$ agraveV~sectY Ho$ gmW szligbmpntildeQgtH$ ~iexclJ Ho$ CnparamoJ H$mo hVmoEumlgmhV H$aVo hcent boH$Z CYacuteh| bmJy H$aZm gdmbm| Ho$ Koao lsquo| hiexcl parah EH$ agravelsquowI H$maU hiexcl H$ hlsquomam Xoe szligbmpntildeQgtH$ H$s Wiexclbr Ho$ ~lsaquoSgto Tgtoa go nrlsaquoSgtV hiexcl 2016 lsquo| ^maV Zo szligbmpntildeQgtH$ H$s ~moVbm| ntildeQgtmparaamorsquo$molsquo Amiexcla WlsquomH$mob SgtntildenmoOo~b szligboQgtm| Amiexcla H$Qgtbar Ho$ CnparamoJ na agraveV~sectY H$s KmofUm H$s Z H$ EH$ EH$b-CnparamoJ


22

dmbo szligbmpntildeQgtH$ agraveV~sectY H$s KmofUm H$s Wr

dVcopylsquomZ lsquo| ^maV lsquo| Ho$db EH$ hr H$mZyZ hiexcl - H$moBcopy ^r ZlsquomcopyVm param

dHlaquoo$Vm Eogo szligbmpntildeQgtH$ ~iexclJ H$m CnparamoJ Zht H$a gH$Vm hiexcl Omo H$

50 lsquomBHlaquo$moZ go H$lsquo H$m hiexcl Šparam|H$ nVbo szligbmpntildeQgtH$ ~iexclJ nparamcopydaU

Ho$ bE EH$ ~lsaquoSgtm IVam hiexcl szligbmpntildeQgtH$ ~iexclJ H$m CnparamoJ A^r ^r

AYH$ hiexcl Šparam|H$ g^r szligbmpntildeQgtH$ ~iexclJ na agraveV~sectY bmJy Zht hiexcl

H$Bcopy ~lsaquoSgto ~laquomsectSgt Amiexcla dHlaquoo$VmAm| Zo JlaquomhH$m| H$mo nmdegbr~iexclJ Ho$ bE

igraveparamdgmparaH$ ecirc$n go hVmoEumlgmhV H$aZo Ho$ bE MmOcopy H$aZm ewecirc$

H$a Xparam hiexcl boH$Z parah BVZm agrave^mdr Zht hiexcl

^maV lsquo| gcedil$lsquo amAacutepara Zo 1998 lsquo| agraveV~sectY hQgtm Xparam Wm amAacutepara Ho$ AYH$m[aparam| Zo H$macopydmBcopy H$s Šparam|H$ ^mar ~m[ae Ho$ H$maU joIgrave lsquo| H$Bcopy ~lsaquoSgto ^yntildeIbZ hthornE deofkm| Zo AmsecteH$ ecirc$n go dfmcopy Ob H$mo bo OmZo dmbo AdamoYH$ agraveUmbparam| Ho$ bE szligbmpntildeQgtH$ H$Mao H$mo Xmofr Rgthamparam amAacutepara lsquo| ahZo dmbo bmoJm| H$m H$hZm hiexcl H$ szligbmpntildeQgtH$ ~iexclJ na agraveV~sectY H$mo ntildedrH$ma H$aZo Ho$ bE agravelsquowI ^ylsquoH$m OmJeacuteH$ A^paramZm| H$s hiexcl AYacuteparaWm ZmJ[aH$m| H$mo ejm lsquoboJr AJa bmoJm| H$mo szligbmpntildeQgtH$ H$s Wiexclbparamsect bo OmVo nH$lsaquoSgtm Jparam Vmo OwlsquomcopyZm ^r hmoJm

middot Oparalr agrave^y lsquowraquopara agrave~sectYH$

Xbdquor eha H$m diexclgo ~hthornV baring~m BVhmg ahm hiexcl Amiexcla H$Bcopy gXparam|

go EH$ Amiexcla BVhmg Xbdquor go OwlsaquoSgt Jparam hiexcl Amiexcla dh hiexcl agraveXyumlfU

OgH$m gmlsquoZm Xbdquor dmbm| H$mo ha gmb H$aZm nlsaquoSgtVm hiexcl parah ^r

XoIm Om ahm hiexcl H$ parah agraveXyumlfU ha gmb ZE ZE [aH$mSgtcopy ntildeWmnV

H$aVo Om ahm hiexcl diexclgo Vmo agraveXyumlfU H$s glsquontildeparam Xoe Ho$ ~mH$s amAacuteparam|

lsquo| ^r hiexcl na Xbdquor Xoe H$s amOYmZr hiexcl Amiexcla ~lsaquoSgto-~lsaquoSgto ZoVmAmo H$m

JlsaquoTgt lsquoZm OmVm hiexcl BgbE Xbdquor lsquo| agraveXyumlfU H$s glsquontildeparam H$mo ~mH$s

amAacuteparam| Ho$ lsquowH$m~bo AYH$ ~b Xparam OmVm hiexcl Oiexclgo hr gXcopyparam| H$m

lsquomiexclglsquo Xbdquor lsquo| XntildeVH$ XoVm hiexcl Amiexcla Xdmbr Ho$ glsquopara ^r agraveXyumlfU

H$m ntildeVa VomicroOr go ~lsaquoTgtZo bJVm hiexcl BgH$m H$maU Xbdquor lsquo| hmoZo

dmbr Hw$Ngt JVdYparamsect hcent Oiexclgo h[aparamUm Amiexcla nsectOm~ lsquo| ObZo

dmbr nambr H$mo ^r ~Vmparam OmVm hiexcl agraveXyumlfU H$s amoH$Wmlsquo Ho$ bE

gaH$ma Ucircmam AZoH$m| H$Xlsquo CRgtmE OmVo hcent Oiexclgo dflsquoglsquo Zsect~a

dmbr JmlsaquoSgtparam| H$m MbZm ~mha go AmZo dmbo QacutegtH$m| H$mo Xbdquor Ho$

AsectXa AmZo na agraveV~sectY AmX AmO H$b gfrac34b na BsectOZ H$mo

~sectX H$aZm ^r agraveXyumlfU H$mo amoH$Zo Ho$ Cnmparam| lsquo| emlsquob hiexcl parao g^r

agraveparamg agraveXyumlfU H$s amoH$Wmlsquo Ho$ bE Zm H$mrsquo$s gm~V hmo aho hcent

Xbdquor dmbo EH$ Varsquo$ Ohmsect agraveXyumlfU H$s glsquontildeparam H$m gmlsquoZm H$aVo

Am aho hcent Cg na Bg gmb H$moamoZm Oiexclgr ~rlsquomar H$m gmlsquoZm ^r

H$aZm nlsaquoSgt ahm hiexcl

Xbdquor Bg glsquopara H$moamoZm H$s Vrgar bha H$m agraveH$mon Pob ahm hiexcl

Bg Ho$ H$maU amAacutepara lsquo| H$moamoZm Ho$ lsquomlsquobm| lsquo| bJmVma dyenOtilde hmo

ahr hiexcl Amiexcla Bg go lsquoaZo dmbmo H$s gsectraquoparam ^r bJmVma ~lsaquoTgt ahr

hiexcl H$moamoZm Ho$ ~lsaquoTgtVo lsquomlsquobm| lsquo| Xbdquor Ho$ bmoJm| H$s bmnadmhr Amiexcla

lsquomiexclglsquo n[adVcopyZ VWm agraveXyfU go r bmoJm| H$s amoJ agraveVamoYH$ eordm$

H$lsquo hthornBcopy hiexcl Bg Ho$ H$maU bmoJm| lsquo| AZoH$ ~rlsquom[aparamsect hmoZo bJr hiexcl

Amiexcla H$moamoZm AZoH$ ~rlsquom[aparam| go naoemZ bmoJm| Ho$ bE ~hthornV hr

IVaZmH$ hiexcl paraX hlsquo bmoJm| Zo AnZr OrdZ eiexclbr lsquo| ~Xbmd Zht

H$param Vmo hlsquo| AmZo dmbo glsquopara lsquo| Bg go ^r ^parasectH$a glsquontildeparamAm| H$m

gmlsquoZm H$aZm nlsaquoSgtoJm AJa hlsquo ~Xbmd Zht bmVo hiexcl hlsquo| ^dicircpara

lsquo| hmoZo dmbr glsquontildeparam Ho$ bE A^r go Viexclparamar ewecirc$ H$aZr hmoJr

H$moamoZm Zo g^r Xoem| H$mo ~Vmparam H$s ntildedmntildeIumlpara XoI^mb agraveUmbr

nparamcopyaacute Zht hiexcl paraX hlsquoZo A^r AnZr OrdZeiexclbr lsquo| ~Xbmd Zht

H$parao Vmo emparaX glsquontildeparam Bg go ^r ^parasectH$a hmo gH$Vr hiexcl

middot XZoe MYacuteX ghmparaH$ agrave~sectYH$

Xbdquor H$m agraveXyumlfU


23

parah agravedmg dUcopyZ V~ H$m hiexcl O~ lsquowPo Qgtoa[aAacutelsquo nyb Ho$ agraveejU

Ho$ bE bsectXZ ôOm Jparam Wm parah 22 AJntildeV 2018 H$m XZ

Wm gw~h-gw~h lsquocent hrWlaquomo EparaanmoQgtcopy na nhthornsectMr dhmsect lsquooar Hiexcl$~ H$m

BsectVmicroOmlsquo H$param Jparam Wm dhmsect go lsquocent hmoQgtb lsquomoQgtob dZ lsquo| nhthornsectMr Omo

H$ eha Ho$ ~rMmo-~rM Wr

OmZo go nhbo hr lsquocentZo Vpara H$param Wm H$ lsquocent Mma XZ lsquo| OVZm hmo

gHo$ bsectXZ XoIysectJr ecirc$lsquo nhthornsectM H$a OeumlXr go Viexclparama hmoH$a [agoszligeZ

na AmBcopy dhmplusmn EH$ Iy~gyaV blsaquoSgtH$s ~mobr Šparam lsquocent AmnH$s lsquoXX

H$a gH$Vr hyumlsect lsquocentZo Cggo H$hm H$s lsquowPo ntildeQgtmoZh|O OmZm hiexcl Vmo

CgZo Odm~ Xparam H$ ~g Vmo gw~h OeumlXr ZH$b JBcopy V^r CgZo

lsquowPo VwasectV EH$ lsquoiexcln Xparam Amiexcla ~mobr parahmplusmn go Xmo lsquooQacutegtmo QacutegtiexclZ ~Xb H$a

ntildeQgtmoZh|O Ho$ bE OmZo dmbr QacutegtiexclZ nH$lsaquoSgtZr nlsaquoSgtoJr

Bggo nhbo lsquocentZo H$^r bsectXZ lsquo| lsquooQacutegtmo go paramIgravem ^r Zht H$s Wr lsquoZ

lsquo| WmolsaquoSgtr K~amhQgt ^r Wr H$ Hiexcl$go nhMwsectJr lsquocent AnZo buacutepara VH$

lsquocentZo Bcopyœa H$mo paramX H$param Amiexcla ZH$b nlsaquoSgtr Eogm bJ ahm Wm H$

lsquooam ^JdmZ lsquooao gmW Wm

lsquooam hmoQgtb AbX JoQgt ZmlsquoH$ lsquooQacutegtmo ntildeQgtoeZ Ho$ ZOXrH$ Wm lsquoiexcln lsquo|

~VmE JE ZXem| Ho$ AZwgma lsquocent ntildeQgtoeZ nhthornsectM JBcopy AmJo Earing~centH$lsquo|Qgt

ZmlsquoH$ ntildeQgtoeZ na EH$ lsquooQacutegtmo M|O H$aHo$ dmdegQgtaby ntildeQgtoeZ nhthornplusmnM Jparar

parah ntildeQgtoeZ dhmsect H$m OsectŠeZ ntildeQgtoeZ hiexcl BgbE dhmsect ~hthornV gmar

^rlsaquoSgt Wr lsquooar AdntildeWm sup1$sZ lsquoydr H$s ZmparaH$m Hsect$JZm Oiexclgr hmo JBcopy

Wr dhmplusmn QgtH$Qgt H$mCsectQgta na nwNgtm Vmo nVm Mbm szligboQgtrsquo$mlsquocopy Zsect~a 11

na JmlsaquoSgtr IlsaquoSgtr hiexcl Ohmsect go lsquowPo gmbntilde~war ntildeQgtoeZ OmZm Wm lsquocentZo

VwasectV QgtH$Qgt bparam Amiexcla ^mJr lsquowPo nVm Zht Wm lsquocent ghr Sgtatilde~o lsquo|

~iexclRgtr hyumlsect H$ Zht 5 lsquoZQgt lsquo| JmlsaquoSgtr ~lsaquoSgtr VoO amicroacircVma go ZH$b nlsaquoSgtr

gsectV Sgtodg H$s QacutegtiexclZ gmbntilde~war H$s Amoa hmoH$a Om ahr Wr lsquocent QacutegtoZ

lsquo| hmoZo dmbo AZmCsectglsquo|Qgt Ho$ agraveV ~hthornV hr gVHcopy$ Wr H$ H$ht lsquooam

ntildeQgtoeZ ZH$b Z Omparao H$ar~Z 1 KsectQgto H$s paramIgravem H$aZo Ho$ ~mX lsquocent

gmbntilde~war ntildeQgtoeZ nhthornsectMr

gmbntilde~war ~hthornV hr szligparama eha hiexcl ntildeQgtoeZ Ho$ ~mha nwNgtm Vmo nVm

Mbm H$s ntildeQgtmoZh|O Ho$ bE dhmsect go hr gaH$ma H$s Varsquo$ go Egr

~g MbmBcopy OmVr hiexcl

~g Ho$ Hsect$SgtŠQgta Zo nwNgtm SgtmbordfJ H$hmsect OmZm MmhVr hmo lsquocentZo

ntildeQgtmoZh|O ~Vmparam Vmo CYacutehm|Zo lsquowPo QgtH$Qgt Xo Xr CZHo$ EH$ eatildeX

SgtmbordfJ Zo lsquowPo ~hthornV hr AnZonZ H$s ^mdZm Xr

ntildeQgtoeZ go ntildeQgtmoZh|O H$m grsquo$a H$mrsquo$s bw^mdZm Wm Xyumla Xyumla VH$

IoV hr IoV ZmicroOa Am aho Wo H$ar~Z AmYo KsectQgto lsquo| lsquocent ntildeQgtmoZh|O

nhthornsectMr dhmsect na Xyumlgar ~g lsquooam BsectVmicroOma H$a ahr Wr Omo H$ lsquowPo

ntildeQgtmoZh|O - Bsectfrac12bcentSgt


24

ntildeQgtmoZh|O H$s Amoa boH$a OmZodmbr Wr ~g lsquo| MlsaquoTgtVo hr lsquowPo EH$

hiexclSgtmicrorsquo$moZ Xparam Omo H$ dhmplusmn Ho$ BVhmg go n[aMV H$amZo Ho$ bE

Xparam Jparam Wm

H$hm OmVm hiexcl H$ parah eha H$msectntildepara parawJrZ (~laquomdegYacutemicroO EmicroO) hiexcl BZlsquo| go

ha EH$ nEumlWa 13 microrsquo$sQgt D$plusmnMm Amiexcla 7 microrsquo$sQgt MmiexcllsaquoSgtm hiexcl BVhmgH$mam|

Ho$ AZwgma BgH$m ZlsquomcopyU 3000 Bcopygm nydcopy go 2000 Bcopygm nydcopy

Ho$ XmiexclamZ hthornAm hiexcl H$moBcopy H$hVm hiexcl H$ H$^r parao elsquoemZ KmQgt Wm

ntildeQgtmoZh|O Ho$ ~mao lsquo| H$Bcopy gmar ~mV| H$s OmVr hiexcl AMaO H$s ~mV

parao hiexcl H$ parao nEumlWa parahmplusmn Hiexcl$go bmE JE Amiexcla CZH$mo EH$ deiumlgt

TgtmsectMo lsquo| IlsaquoSgtm Hiexcl$go H$param Jparam Bgo Zm hdm Zm nmZr Zm ^yMmb

hbm nmVo hcent H$moBcopy H$hVo hcent H$ AnZo gmparao go parao F$Vw ~Xbmd

XemcopyVo hcent H$moBcopy H$hVo hcent H$ parahmplusmn Ho$ nEumlWa AmnH$s ~mV gwZVo hcent

boH$Z A^r ^r parahr amO H$s ~mV hcent H$ parao nEumlWa AmE Vmo AmE

H$hmsect go Amiexcla H$moBcopy AUcircVpara eordm$ hr hmoJr H$ A~ VH$ do diexclgo Ho$

diexclgo hr dhmsect IlsaquoSgto hcent

~hthornV gmam BVhmg Vmo dhmsect bIm Wm boH$Z lsquooao nmg dordm$

H$hmsect Wm H$gr H$mo nVm ^r Z Wm H$s lsquocent ntildeQgtmoZh|O Am JBcopy hyumlsect

Bg H$maU lsquowPo OeumlXr go AplusmnYoam hmoZo go nhbo hmoQgtb nhthornsectMZm Wm

Šparam|H$ parao OJh lsquooao bE AZOmZ Wr H$ar~Z 3 ~Oo lsquocent dhmsect go

ZH$b nlsaquoSgtr Og Vah go AmBcopy Wr Cgr Vah hr dmng OmZm

Wm gmbntilde~war lsquocent EH$ ~lsaquoSgtm agravegOtilde MMcopy hiexcl dmo XoIZm ~mH$s ah

Jparam Wm

gmbntilde~war go dmdegQgtaby dmdegQgtaby go Earing~centH$lsquo|Qgt Earing~centH$lsquo|Qgt go AbX

JoQgt lsquoiexcln lsquo| XE Bg eacuteQgt H$mo ncedil$m UumlparamZ lsquo| aIVo hthornE lsquocent H$ar~Z

7 ~Oo hmoQgtb Ho$ ecirc$lsquo lsquo| nhthornsectMr

lsquocent bsectXZ lsquo| nhbo XZ Ho$ agravedmg lsquo| hr ntildeQgtmoZh|O ^r XoIH$a Am

Jparar AZOmZ Xoe lsquo| H$E JE Bg gmicrorsquo$a Zo lsquowPo Eogm AmEumllsquodœmg

Xbmparam H$ A~ lsquowPo bJZo bJm H$ AJa lsquooao nmg lsquoiexcln hmo Vmo lsquocent

Bg XthornZparamsect lsquo| H$hr ^r AHo$bo Kylsquo gH$Vr hyumlplusmn Bgr AmEumllsquodœmg

H$mo boH$a dhmsect lsquocentZo AmdegŠgmicrorsquo$moSgtcopy parayZdgcopyQgtr VWm eosup3gnparaa H$m

Ka XoIm JlaquorZdM bmBZ ^r XoI br

ntildeQgtmoZh|O lsquo| KylsquoH$a bJ ahm Wm H$ lsquomZmo nEumlWa ^r hlsquomar ~mV

gwZ gH$Vo hcent lsquowPo bJZo bJm hiexcl H$ ntildeQgtmoZh|O lsquo| gwna ZoMwab

nmda hiexcl

middot Zrblsquo emZ^mJ d[aethgt agrave~sectYH$

grIZo H$s nhb hellip

hlsquo Bg Vlsquomhr lsquo| AmparamoOV agraveejU H$mparacopyHlaquo$lsquo Amiexcla JVdYparam|

H$m CbdquooI H$aZo go nhbo agraveejU go hmoZodmbo Hw$Ngt bm^m| H$mo

~VmZm MmhVo hcent

middot Omo H$lsquocopyMmar AmdiacuteparaH$ agraveejU agravemaacute H$aVm hiexcl dh AnZr

ZmiexclH$ar lsquo| AAgraveNgtm agraveXecopyZ H$aZo lsquo| AYH$ gjlsquo hmoVm hiexcl

agraveejU H$lsquocopyMmar H$mo CZH$s ^ylsquoH$m Ho$ AmYma na CZH$s

OaringlsquooXm[aparam| H$mo RgtrH$ go AdJV H$amVm hiexcl Oggo H$lsquocopyMmar

lsquo| AmEumllsquodœmg CEumlnTHORN hmoVm hiexcl

middot EH$ Hsect$nZr Omo agraveejU lsquo| Zdoe H$aVr hiexcl H$lsquocopyMm[aparam|

H$mo Ehgmg XbmVr hiexcl H$ do Hsect$nZr Ho$ bE lsquoyeumlparadmZ hcent

agraveejU EH$ ghmparaH$ H$mparacopyntildeWb ~ZmVm hiexcl

middot agravempara agraveEumlparaoH$ H$lsquocopyMmar lsquo| H$mparacopyntildeWb na CZgo AnojV

H$miexcleb lsquo| Hw$Ngt H$lsquoparamplusmn hmoVr hcent agraveejU H$mparacopyHlaquo$lsquo CYacuteh|

CZ H$miexcleb lsquo| ZnwU ~ZmVm hiexcl EH$ dH$mg H$mparacopyHlaquo$lsquo g^r

H$lsquocopyMm[aparam| H$mo Cƒ ntildeVa na bmVm hiexcl VmH$ g^r glsquomZ

H$miexcleb Amiexcla kmZ AOcopyV H$a gHo$

middot agraveejU nmRgtccedilHlaquo$lsquom| go Hsect$nZr H$s CEumlnmXH$Vm AmlsquoVmiexcla na

~lsaquoTgt OmVr Amiexcla Hsect$nZr Ho$ H$mamo~ma Amiexcla gsect^mdV ~mOma

hntildegoXmar lsquo| gwYma hmoVm hiexcl

H$lsquocopyMm[aparam| Amiexcla gsectJRgtZ H$mo hmoZodmbo Cnamoordm$ bm^m| H$mo UumlparamZ lsquo|

aIVo hthornE d^mJrpara agravelsquowIm| H$mo agraveejU H$mparacopyHlaquo$lsquom| Ho$ bE AYH$

go AYH$ AYH$m[aparam| H$mo ZmlsquoV H$aZm MmhE AYH$m[aparam|

H$mo ^r agraveejU H$mparacopyHlaquo$lsquom| lsquo| ^mJ boZo Ho$ bE paraWmgsect^d AnZm

CEumlgmh XImZm MmhE

agraveejU d^mJ H$s JVdYparamsect


25

Bg XmiexclamZ gsectntildeWmZm| Ucircmam ~hthornV gmao AmdegZbmBZ agraveejU H$mparacopyHlaquo$lsquo

AmparamoOV H$E Om aho hcent do AmdegZbmBZ gIgrave AmparamoOV H$aZo Ho$

bE lsquomBHlaquo$mogmdegacircQgt Qgtrlsquo microOylsquo ntildeH$mBn Amiexcla JyJb lsquorQgt AmX Oiexclgo

szligboQgtmicrorsquo$mdeglsquocopy H$m CnparamoJ H$a aho hcent

hmb Ho$ lsquohrZm| lsquo| AmparamoOV AmdegZbmBZ agraveejU H$mparacopyHlaquo$lsquom| H$m

gsectjaacute ddaU Bg agraveH$ma hiexcl

1 AmBAmBElsquo ~centJbmoa Ucircmam gsectMmbV noa|qQgtJ na 18

Xgsect~a 2020 H$mo 12-Xdgrpara H$mparacopyHlaquo$lsquo Bg H$mparacopyHlaquo$lsquo lsquo|

OrAmBgr ar Ho$ 8 AYH$m[aparam| Zo ^mJ bparam

2 glsquowETHr ~rlsquom na 12-Xdgrpara gsectJmoethgtr 15 Xgsect~a

2020 H$mo EZAmBE nwUo Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo|


3 nwZ~ulsquom agrave~sectYZ H$mparacopyHlaquo$lsquo 2 go 4 gVsect~a 2020 VH$

EZAmBE nwUo Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar

Ho$ 4 AYH$m[aparam| Zo ^mJ bparam

4 gyMZm H$m AYH$ma H$mparacopyHlaquo$lsquo 14 gVsect~a 2020 H$mo

EZEEMAmaSgtr Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo| OrAmBgr

ar Ho$ 2 AYH$m[aparam| Zo ^mJ bparam

5 SgtOQgtb n[adVcopyZ 5 Amiexcla 6 AŠVy~a 2020 H$mo


ar Ho$ 1 AYH$mar Zo ^mJ bparam

6 glsquopara Amiexcla VZmd agrave~sectYZ 7 Amiexcla 8 AŠVy~a 2020 H$mo



7 [aQgtmpara[aumlJ Epfrac12OŠparayQgtigraveg QacutegtoqZJ agravemoJlaquomlsquo 8 Xgsect~a go

10 Xgsect~a 2020 VH$ EZAmBE nwUo Ucircmam AmparamoOV Bg

H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar Ho$ 2 AYH$m[aparam| Zo ^mJ bparam

8 hoeumlW Ho$paraa Bsectiacuteparamoa|g na do~Zma 09 Xgsect~a 2020 H$mo

BsectntildeQgtrQgtccedilyQgt Amdegrsquo$ EŠMwAarO Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo

lsquo| OrAmBgr ar Ho$ 3 AYH$mar emlsquob hthornE

9 OZab Bsectiacuteparamoa|g lsquo| do~Zma lsquohmlsquomar Ho$ H$maU lsquomoQgta

Qgtrnr Obmepara Amiexcla diexclœH$ niexclQgtZcopy na agrave^md 11 Xgsect~a

2020 H$mo BsectntildeQgtrQgtccedilyQgt Amdegrsquo$ EŠMwAarO Ucircmam AmparamoOV Bg

H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar Ho$ 4 AYH$mar emlsquob hthornE

10 Xmdm agrave~sectYZ agraveejU H$mparacopyHlaquo$lsquo 16 Xgsect~a go 18 Xgsect~a

2020 VH$ EZAmBE nwUo Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo|

OrAmBgr ar H$m 1 AYH$mar emlsquob hthornAm

11 H$mdegnmaoQgt Ho$ bE agraveEumlparaj H$a 16 Amiexcla 17 Xgsect~a 2020

H$mo ntildeQacutegtiexclQgtoOH$ EMAma Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo|


12 ~rlsquom dZparalsquo Amiexcla AZwnmbZ agraveejU H$mparacopyHlaquo$lsquo 29 go


H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar H$m 1 AYH$mar emlsquob hthornAm

13 VZmd Amiexcla qMVm agrave~sectYZ 30 gVsect~a Amiexcla 01 AŠVy~a

2020 VH$ qagravegQgtZ AH$mXlsquor Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo

lsquo| OrAmBgr ar go 1 AYH$mar emlsquob hthornAm

14 agraved|Qgtd dOb|g Bcopy-agravemoŠparamoalsquo|Qgt EsectSgt JwSgt Qygt JwSgt JdZ]g

QacutegtoqZJ agravemoJlaquomlsquo 29 Xgsect~a 2020 H$mo ZoeZb agravemoSgtpŠQgtdQgtr

H$mCsectgb Ucircmam AmparamoOV Bg H$mparacopyHlaquo$lsquo lsquo| OrAmBgr ar Ho$

2 AYH$m[aparam| Zo ^mJ bparam

Bg nNgtbr Vlsquomhr H$s VwbZm lsquo| ZmlsquomsectH$Z AYH$ gsectraquoparam lsquo| agravemaacute

hthornE hcent gmW hr d^mJ Zo gwZuumlV H$param hiexcl H$ AYH$m[aparam| H$mo

Z Ho$db VH$ZrH$s ~peumlH$ Jiexcla VH$ZrH$s H$miexcleb H$m ^r agraveejU

Xparam OmE ZmlsquomsectH$Z Ho$ eacutePmZ Ho$ AmYma na A~ hlsquo H$h gH$Vo

hcent H$ OrAmBgr ar Ho$ AYH$m[aparam| Zo grIZo Ho$ SgtOQgtb ecirc$n

H$mo ntildedrH$ma H$a bparam hiexcl hlsquo AmJmlsquor XZm| lsquo| AYH$ go AYH$

dMwcopyAb agraveejU H$mparacopyHlaquo$lsquo AmparamoOV H$aZm MmhVo hcent

middot gmiexcla^ IgravedoXr ghmparaH$ agrave~sectYmicroH$


26

EH$ Zmlsquor CUacutemoJnV Zo parayZdgcopyQgtr Ho$ EH$ ~lsaquoSgto glsquomamoh lsquo| hOmam| NgtmIgravem| Amiexcla ejH$m| Ho$ ~rM O~ AnZr Amn~rVr gwZmBcopy Vmo dhmsect ~iexclRgto g^r bmoJm| H$s AmsectIm| go Amsectgy QgtnH$ nlsaquoSgto H$hmZr Hw$Ngt Bg Vah go Wr

EH$ H$jm lsquo| ~hthornV go NgtmIgrave ~iexclRgto Wo AMmZH$ EH$ NgtmIgrave CRgtm Amiexcla CgZo K~amVo hthornE agravemorsquoo$ga go H$hm H$ CgHo$ nVmOr Zo Bg ~ma CgHo$ OYacutelsquoXZ na Cgo ~hthornV H$slsquoVr KlsaquoSgtr JacircQgt lsquo| Xr Wr boH$Z dh WmolsaquoSgtr Xoa nhbo hr H$gr Zo Mwam br hiexcl Bg na agravemorsquoo$ga Zo H$hm H$ ~hthornV Xoa go H$moBcopy ^r NgtmIgrave Z Vmo H$jm go ~mha Jparam Amiexcla Z ~mha go ^rVa Amparam BgH$m lsquoVb~ parah hiexcl H$ OgZo ^r KlsaquoSgtr CRgtmBcopy hiexcl dh Bgr H$jm lsquo| hiexcl

BgHo$ ~mX agravemorsquoo$ga Zo g^r H$mo AnZr AmsectIm| na nAringgtr ~msectYZo Amiexcla EH$ bmBZ lsquo| IlsaquoSgto hmoZo H$mo H$hm agravemorsquoo$ga Zo EH$-EH$ H$aHo$ g~H$s Oo~ na hmW bJmZm ewecirc$ H$param Hw$Ngt hr Xoa lsquo| EH$ blsaquoSgtHo$ H$s Oo~ lsquo| KlsaquoSgtr lsquob JBcopy agravemorsquoo$ga Zo MwnMmn dh KlsaquoSgtr ZH$mbr Amiexcla CgHo$ lsquombH$ H$mo lsquowntildeHw$amVo hthornE Xo Xr agravemorsquoo$ga Zo H$gr go Hw$Ngt Zht H$hm g~H$s AmsectIm| na nAringgtr hmoZo H$s dOh go H$gr H$mo Hw$Ngt nVm Zht Mbm H$ KlsaquoSgtr H$gZo MwamBcopy Wr

AJbo Xmo-VrZ XZ VH$ KlsaquoSgtr MwamZo dmbm blsaquoSgtH$m lsquoZ hr lsquoZ K~amVm ahm H$ CgH$m ammicroO Iwb OmEJm boH$Z H$gr H$mo lsquombylsquo Zht hthornAm Hw$Ngt lsquohrZm| lsquo| do g^r NgtmIgrave nlsaquoTgtmBcopy ˜Eumllsquo H$aHo$ H$mdegboO go ZH$b JE

~hthornV gmb ~mX H$mdegboO lsquo| nwamZo NgtmIgravem| H$m arparayZparaZ H$m H$mparacopyHlaquo$lsquo Wm dh NgtmIgrave OgZo Mmoar H$s Wr A~ EH$ ~lsaquoSgtm CUacutemoJnV ~Z MwH$m Wm dh AnZo agravemorsquoo$ga Ho$ nmg Jparam Vmo CgH$s AmsectIm| go Qgtn-Qgtn Amsectgy JaZo bJo CgZo agravemorsquoo$ga go H$hm lsquooao OrdZ na AmnH$m ~hthornV ~lsaquoSgtm H$microOcopy hiexcl paraX AmO lsquocent qmicroOXm hyumlsect Vmo Ho$db AmnHo$ H$maU agravemorsquoo$ga hiexclamZ hthornE Amiexcla Hw$Ngt glsquoP Zht nmE Eogm H$hZo H$m H$maU nyNgtm

Cg NgtmIgrave Zo H$hm- ga EH$ ~ma AmnH$s H$jm lsquo| EH$ KlsaquoSgtr Mmoar hthornBcopy Wr V~ AmnZo g~H$s AmsectIm| na nAringgtr ~sectYdmH$a g~H$s Oo~ MoH$ H$s Wr lsquocent elsquoordfXJr lsquo| BVZm K~am Jparam Wm H$ lsquocentZo ZUcopypara bo bparam Wm H$ paraX Cg XZ g~H$mo Bg ~mV H$m nVm bJ Jparam H$ KlsaquoSgtr lsquocentZo MwamBcopy Vmo lsquocent AmEumllsquohEumlparam H$a bysectJm dh KlsaquoSgtr lsquooar Oo~ go lsquobr Wr boH$Z AmnZo Cg ~mao lsquo| H$gr H$mo Zht ~Vmparam AmnZo lsquowPo lsquommicrorsquo$ H$a Xparam Wm Amiexcla Cg XZ AmnZo lsquooar BsbquommicroV aI br

Cg XZ lsquowPgo JbVr hmo JBcopy Wr Amiexcla lsquocentZo AnZo Amn go dmXm H$param Wm H$ lsquocent Hw$Ngt ~ZH$a XImD$sectJm paraX Amn Cg XZ lsquooar Mmoar Ho$ ~mao lsquo| g~go H$h XoVo Vmo lsquocent AnZr OmZ Xo XoVm

agravemorsquoo$ga Zo Yrao go H$hm lsquocent Zht OmZVm Wm H$ dh KlsaquoSgtr VwlsquoZo br Wr lsquocentZo Vwlsquo g~H$s AmsectI| Vmo nAringgtr go ~sectX H$adm Xr Wr boH$Z gmW hr gmW AnZr AmsectIm| na ^r nAringgtr ~msectY br Wr lsquocent Zht MmhVm Wm H$ lsquowPo nVm Mbo H$ lsquooao H$g NgtmIgrave Zo parah H$mlsquo H$param hiexcl VmH$ AnZo H$gr NgtmIgrave H$s diexcleumlparay lsquooar ZmicroOam| lsquo| heumlH$s Z hmo

parah gwZVo hr dh blsaquoSgtH$m Omo A~ EH$ Zmlsquor CUacutemoJnV Wm ZVlsquontildeVH$ hmo Jparam igraveparadhma H$s BVZr CƒVm BVZr dZlsquolaquoVm BVZr CXmaVm CgH$s H$eumlnZm go nao Wr CgH$s AmsectIm| lsquo| Cg agravemorsquoo$ga H$m garinglsquomZ Amiexcla ^r H$Bcopy JwZm ~lsaquoTgt Jparam

H$gr H$s JbVr nVm MbZo na CgH$m AnlsquomZ H$aZm Amlsquo ~mV hiexcl g~Ho$ ~rM CgH$s qZXm H$aZm Amiexcla gOm XoZm ^r Amlsquo ~mV hiexcl boH$Z CgH$s JbVr lsquommicrorsquo$ H$a AmEumllsquogaringlsquomZ ~MmZo H$m lsquomiexclH$m XoZm lsquohmZVm hiexcl agrave~sectYZ H$m gOtildemsectV hiexcl H$ agraveesectgm g~Ho$ ~rM H$amo Amiexcla qZXm AHo$bo lsquo| lsquommicrorsquo$ H$aZm Amiexcla lsquommicrorsquo$s lsquomsectJZm XmoZm| eordm$embr bmoJm| H$m H$mlsquo hiexcl

gsectV H$d ahrlsquoXmg Or H$m ~hthornV hr agraveMbV Xmohm hiexcl -

jlsquom ~lsaquoSgtZ H$mo Mmhparao NgtmoQgtZ H$mo CEumlnmV

H$m har H$m KQgtccedilmo Omo ^yenJw lsquomar bmV

jlsquom ~lsaquoSgtZ H$mo MmhE


27

COcircsectSgtVm H$aZo dmbo hlsquooem NgtmoQgto H$ho OmVo hcent Amiexcla jlsquom H$aZo dmbo hr ~lsaquoSgto ~ZVo hcent F$f ^yenJw Zo ^JdmZ dicircUw H$s ghicircUwVm H$s narjm boZo Ho$ bE CZHo$ dj na microOmoa go bmV lsquomar lsquoJa jlsquomdmZ ^JdmZ Zo ZlsquolaquoVmnydcopyH$ CZgo hr nyNgtm Aao AmnHo$ niexcla lsquo| MmoQgt Vmo Zht bJr Šparam|H$ lsquooam djntildeWb H$Rgtmoa hiexcl Amiexcla AmnHo$ MaU ~hthornV H$molsquob hcent ^yenJw lsquohmamO Zo Hlaquo$moY H$aHo$ ntildedparasect H$mo NgtmoQgtm agravelsquomUV H$a Xparam O~H$ dicircUw ^JdmZ jlsquom H$aHo$ Amiexcla ^r ~lsaquoSgto hmo JE

AYH$Va agravehma H$aZo Ho$ bE bmV H$s ^r AmdiacuteparaH$Vm Zht nlsaquoSgtVr hlsquomar Oˆm hr nparamcopyaacute hmoVr hiexcl parah gmoMH$a ~lsaquoSgtm Amuumlparacopy hmoVm hiexcl H$ lsquomZd eara lsquo| Omo parah Oˆm Zmlsquo H$s BpYacuteETHpara hiexcl dh ~lsaquoSgtr H$amlsquomV XImVr hiexcl Ohmsect lsquorRgtm ~mob H$a g~H$mo AnZm ~Zm boVr hiexcl dht H$lsaquoSgtdm ~mob H$a jIgravewAm| H$s microrsquo$miexclO IlsaquoSgtr H$a boVr hiexcl ahrlsquoXmg Zo H$hm hiexcl-

ahlsquoZ Oˆm ~mdar H$h Jparar gaJ-nVmbAmn H$h ^rVa Jparar OyVr ImV H$nmb

AWmcopyV ~mdar Oˆm AsectQgt-esectQgt ~H$dmg H$aHo$ AneatildeX H$h H$a lsquowplusmnh Ho$ ^rVa Mbr OmVr hiexcl lsquoJa ~Xbo lsquo| ga H$mo lsquoma ImZr nlsaquoSgtVr hiexcl Bg Oˆm Ho$ H$maU gsectgma lsquo| ~lsaquoSgto-~lsaquoSgto parawOtilde hmo JE hcent ETHmiexclnXr Zo XthornparamYZ H$mo AsectYo H$m nwIgrave AsectYm H$hm Amiexcla lsquohm^maV Ho$ parawOtilde H$s ^ylsquoH$m Viexclparama hmo Jparar Wr

jlsquom ~lsaquoSgtZ H$mo Mmhparao- parah Ho$db EH$ gmoM EH$ dMma hr Zht AnVw parah EH$ Aaumlparamg OZV agraveHlaquo$param hiexcl OrdZ Ho$ ha lsquomolsaquoSgt na ha garing~YacuteY lsquo| jlsquom H$m lsquohEumld hiexcl A~ Mmho dh ~MnZ H$s hr ~mV hmo CXmhaUmWcopy EH$ NgtmoQgtm ~mbH$ Xdmbr H$s NwgtAringgtr lsquoZmZo AnZo lsquomlsquom Ho$ Ka Jparam dhmplusmn nQgtmIo ObmVo glsquopara Cggo AbJZr na gyI aho H$nlsaquoSgtm| lsquo| AmJ bJ Jparar dh Sgta Jparam lsquoJa lsquomlsquom ~mobo H$moBcopy ~mV Zht JbVr Vmo hlsquomar hr Wr Omo H$nlsaquoSgto CVmaH$a ^rVa Zht aIo Bglsquo| Vwaringhmar H$moBcopy JbVr Zht Sgtamo lsquoV Cg ~mbH$ Ho$ lsquoZ lsquo| AmO ^r AnZo lsquomlsquom H$m ntildeWmZ ~hthornV D$plusmnMm hmoJm lsquomlsquom Zo CgHo$ H$molsquob lsquoZ H$mo parah gIm Xparam H$ ^mdZmAm| Ho$ gmlsquoZo dntildeVwAm| H$m H$moBcopy lsquomob Zht Adiacutepara hr dh ~mbH$ ~lsaquoSgtm hmo H$a AYacutepara ~ƒm| Ho$ gmW Eogr hr ghicircUwVm H$m igraveparadhma H$aVm hmoJm

~lsaquoSgtm| H$mo MmhE H$ NgtmoQgtm| H$mo CZH$s ZmglsquoPr Ho$ bE jlsquom H$a X| AWmcopyV Omo jlsquom H$aVo hcent dhr ~lsaquoSgto hcent ^JdmZ dicircUw H$m ~lsaquoSgtszlignZ lsquohfcopy ^yenJw Ho$ nX-agravehma go H$gr ^r Vah H$lsquo Zht hthornAm

Bgr Vah OrdZ lsquo| ^r Omo jlsquom H$aVm hiexcl dhr CXma Amiexcla ~lsaquoSgto Xb dmbm ~ZVm hiexcl OrdZ lsquo| AZoH$ ~ma hlsquomao Ahsect H$mo MmoQgt

bJVr hiexcl Vmo Hlaquo$moY CnOZm ntildedm^mdH$ hmo OmVm hiexcl A~ paraX

szligparama go jlsquom lsquomplusmnJ br Omparao Vmo ~mV dhrplusmn ˜Eumllsquo hmo OmVr hiexcl daZm

QgtH$amd ~Iamd lsquo| ~Xb gH$Vm hiexcl jlsquom ~lsaquoSgtZ H$mo Mmhparao

dmbr H$hmdV XmaringnEumlpara OrdZ lsquo| g~go AYH$ H$mlsquo AmVr hiexcl

amlsquoM[aVlsquomZg Ho$ gwYacuteXaH$mEcircSgt lsquo| ^JdmZ lr amlsquo bsectH$m lsquo| agravedoe

H$aZo Ho$ bE glsquowETH go lsquomJcopy lsquomplusmnJ aho Wo VrZ XZ ~rV JE dZVr

H$aVo hthornE H$YacuteVw glsquowETH na Aga Zht hthornAm Hlaquo$moY lsquo| Am H$a Oiexclgo

hr lr amlsquo Zo glsquowETH H$mo gwImZo Ho$ bE YZwf na gsectYmZ H$param

glsquowETH ^para^rV hmoH$a CZHo$ MaUm| lsquo| Ja nlsaquoSgtm

g^para qgYw Jh nX agrave^w Ho$aojlsquohthorn ZmW g~ AdJwZ lsquooao

lr amlsquo Zo VwasectV hr Cgo jlsquom agraveXmZ H$a Xr Bgr agraveH$ma eewnmb

Ho$ gmiexcl AnamYm| H$mo lr Hyen$icircU Zo jlsquom H$a Xparam Wm Eogr jlsquom

eordm$embparam| H$m Am^yfU H$hbmVr hiexcl H$hVo hcent -

jlsquom ~bsect Aeordm$mZmsect eordm$mZmsect ^yfUsect jlsquomjlsquom derHyen$Vo bmoHo$ jlsquoparam H$lsquo Z gmYparaV

AWmcopyV jlsquom H$lsquomicroOmoam| H$s VmH$V Amiexcla eordm$embparam| H$m Am^yfU

hiexcl gmam gsectgma jlsquom go de lsquo| H$param Om gH$Vm hiexcl Bggo g^r

H$mparacopy gOtilde hmo gH$Vo hcent

AVhellip Bcopyicircparamcopy-Ucircof aIZo go Amn ntildedparasect na ~moP Sgtmb aho hcent Amiexcla XthornI

H$mo ~wbmdm Xo aho hcent H$gr H$mo jlsquom H$a hlsquo H$gr Ho$ agraveV AZwJlaquoh

Zht H$a aho ~peumlH$ ntildedparasect H$mo qMVmlsquowordm$ H$a aho hcentEH$ ~ma H$gr

H$s JbVr H$mo ^ybH$a Cgo lsquommicrorsquo$ H$aHo$ XopIE AYH$msecte lsquomlsquobm|

lsquo| lsquoIgravem| ghH$lsquocopyparam| go boH$a gsectVmZ VH$ OYacuteh| AmnZo lsquomrsquo$

H$param hiexcl do Xb H$s JhamBcopy go AmnHo$ F$Ur hmo OmEsectJo Amiexcla Amn

CZH$s ZmicroOam| lsquo| ~ohX D$sectMo CRgt OmEsectJo AmnZo OYacuteh| lsquommicrorsquo$ H$param

hiexcl do AmnHo$ F$Ur hmo OmEsectJo Amiexcla Amn CZH$s ZmicroOam| lsquo| ~ohX

D$sectMo CRgt OmEsectJo

AZw^d Ho$ AmYma na H$h gH$Vo hcent H$ H$gr Ho$ agraveV H$QwgtVm aI

H$a hlsquo AnZm hr lsquoZ lsquoiexclbm H$aVo hcent Amiexcla lsquoZ H$s empYacuteV go hmW

Ymo ~iexclRgtVo hcent Xb go jlsquom H$aHo$ ntildedparasect H$mo hr gwIr ~ZmVo hcent jlsquom

go AYH$ bm^ hlsquo| hr Vmo hthornAm Z Amiexcla ~lsaquoSgtm ~ZZm H$miexclZ Z

MmhoJm Bgr bE H$hVo hcent jlsquom ~lsaquoSgtZ H$mo MmhE



28

ntildeH$mQgte - Alsquoo[aH$s boIH$ SgtJbg ntildeQwgtAQgtcopy Zo AnZo nhbo CnYacuteparamg ewfrac12Jr ~iexclZ Ho$ bE ~wH$a nwantildeH$ma OrVm hiexcl Omo EH$ AmEumllsquoH$WmEumllsquoH$ eiexclbr lsquo| bIm Jparam hiexcl Omo 1980 Ho$ XeH$ Ho$ frac12bmgJmo H$s nyenethgt^ylsquo na bIm hiexcl Bglsquo| efrac12Jr ~iexclZ Zmlsquo H$m Jar~ blsaquoSgtH$m hiexcl O~ dh 16 gmb Ho$ Wo Vmo AEumlparaYH$ eam~ H$s bV Ho$ MbVo CZH$s lsquomsect H$m ZYZ hmo Jparam Bg CnYacuteparamg lsquo| Bg blsaquoSgtHo$ Ho$ OrdZ gsectKfcopy Ho$ lsquomUumlparalsquo go Jar~r agraveVmlsaquoSgtZm emofU H$m nXmcopymicrorsquo$me H$param hiexcl

~wH$a nwantildeH$ma H$gr ^r amiumlacutegtrparaVm Ho$ boIH$ Ucircmam AsectJlaquooOr lsquo| bIo JE CnYacuteparamg Ho$ bE Iwbm hiexcl ~wH$a dOoVm H$s KmofUm AmlsquoVmiexcla na bsectXZ Ho$ JeumlSgthmob lsquo| EH$ amIgrave^moO lsquo| H$s OmVr hiexcl boH$Z Bg ~ma H$moamoZm dmBag H$s lsquohmlsquomar Ho$ MbVo Bgo bsectXZ Ho$ amsectCSgthmCg go ~r~rgr Ho$ gmW gmPoXmar lsquo| nhbr ~ma agravegm[aV H$param Jparam

ewfrac12Jr ~iexclZ ntildeQwgtAQgtcopy H$m nhbm CnYacuteparamg hiexcl amdegparab H$mdegboO Amdegmicrorsquo$ AmQgtcopy go ntildeZmVH$ H$aZo Ho$ ~mX do microrsquoiexcl$eZ SgtOmBZ lsquo| H$[aparaa eweacute H$aZo Ho$ bE YacuteparawparamHcopy$ Mbo JE Amiexcla Ho$peumldZ ŠboZ d amdegeumlmicrorsquo$ bmdegaoZ ghV ~laquomYacuteSsup2g Ho$ bE H$mlsquo H$param CYacutehm|Zo AnZo Imbr glsquopara lsquo| bIZm eweacute H$param CZH$s 2 bKw H$hmZparamsect bQgth~ VWm X Yacuteparaw paramoHcopy$a lsquo| agraveH$meV hthornBcopy ntildeQwgtAQgtcopy 50000 nmCsectSgt H$m ~wH$a nwantildeH$ma OrVZo dmbo Ho$db Xyumlgao ntildeH$mdegQsup2glsquoiexclZ hcent nhbr ~ma 1994 lsquo| Ooaringg Ho$blsquomZ Zo hmD$ boQgt BQgt dmmicroO hmD$ boQgt Ho$ bE OrVm Wm

ewfrac12Jr ~iexclZ frac12bmntildeJmo lsquo| Jar~r go IgraventildeV XthornIr n[adma lsquo| ahZo dmbo EH$ blsaquoSgtHo$ H$s paraWmWcopydmXr Amiexcla MbVr hthornBcopy H$hmZr hiexcl parah 1980 Ho$ XeH$ lsquo| ntildeH$mdegQgtbcentSgt H$s lsquomJcopyaoQgt WiexclMa gaH$ma Ho$ emgZ H$s nyenethgt^ylsquo lsquo| bIm Jparam hiexcl dh Xoe H$mo EH$ CnZdoe H$s Vah lsquomZVm hiexcl ewfrac12Jr ~iexclZ Amiexcla CgHo$ ^mBcopy-~hZ ^r AnZr lsquomsect Ho$ gmW

ntildeH$mdegQgtbcentSgt Ho$ gaH$mar lsquoH$mZ lsquo| ahVo hiexcl parah CnYacuteparamg lsquowraquoparaVparam Bgr n[adma H$s H$hmZr hiexcl Oglsquo| EH$ qgJb lsquoXa AnZo VrZ ~ƒm| Hiexcl$WarZ brH$ ewfrac12Jr Ho$ gmW ahVr hiexcl parah CnYacuteparamg EH$ Eogr lsquomsect Ho$ BXcopy-JXcopy ~wZm Jparam hiexcl Omo Zamem Amiexcla eam~ lsquo| Swgt~r ahVr hiexcl BgHo$ ~mdOyX ^r ewfrac12Jr AnZr lsquomsect H$mo szligparama H$aVm hiexcl parah H$hmZr gsectXoe XoVr hiexcl H$ agraveolsquo AmntildeWm BsectgmZparaV H$mo glsquoPm Om gH$Vm hiexcl

CnYacuteparamg lsquo| ewfrac12Jr H$s lsquomsect H$s eam~ nrZo H$s bV go OrdZ EH$ gncopyb lsquo| microrsquosect$g OmVm hiexcl Bg JbV microrsquoiexcl$gbo Ho$ H$maU g^r H$m OrdZ jVJlaquontildeV hmo OmVm hiexcl CgH$s bV V~ Amiexcla Iam~ hmo OmVr hiexcl O~ CgH$m nV frac12bmgJmo lsquo| ~ƒm| Ho$ gmW AHo$bm NgtmolsaquoSgt H$a Mbm OmVm hiexcl n[adma H$s OaringlsquooXmar AsectVV ewfrac12Jr na Am OmVr hiexcl AnZr lsquomsect H$s eam~ H$s bV go dh OyPVm hiexcl

SgtJbg ntildeQwgtAQgtcopy AnZr lsquomsect H$mo parah nwntildeVH$ Amiexcla nwantildeH$ma glsquoncopyV H$aVo hiexcl OZH$m XohmsectV eam~ H$s dOh go V~ hmo Jparam Wm O~ ntildeQwgtAQgtcopy 16 gmb Ho$ Wo CYacutehm|Zo H$hm H$ parah nwntildeVH$ ~Zm eVcopy Ho$ nlsaquoTgtr OmZo dmbr H$hmZr hiexcl IgravewQgtnyUcopy lsquomVm Ho$ gmW ^r ~ƒm| H$m agraveolsquo hmo gH$Vm hiexcl CnYacuteparamg H$s H$Wm H$mmicrorsquo$s VoO Vamcopya hiexcl boIH$ Zo lsquomJcopyaoQgt WiexclMa Ho$ emgZ H$mb lsquo| IZH$m| Ho$ AmWcopyH$ A^mdm| Ho$ ~mao lsquo| dntildeVyenV ddaU lsquo| hr AnZr H$hmZr H$mo Xmicrorsquo$ZmZo H$m dH$eumln Zht MwZVo hcent Cg glsquopara H$s Jar~r lsquoOXyumla dJcopy H$s Zamem H$m H$maU Wr Amiexcla BgHo$ Ucircmam CnYacuteparamg H$mo Yma Xr JBcopy hiexcl ntildebiexclJ heumlg H$s IXmZm| lsquo| Zdmg H$aZo dmbo XthornIr Amiexcla Zame bmoJm| Ho$ ~rM lsquo| Efrac34og AnZo n[adma Ho$ gmW ahZo Ho$ bE AmVr hiexcl Bgr n[adoe lsquo| parah H$Wm dH$gV hmoVr hiexcl

agraveH$meZ Ho$ bE Bg CnYacuteparamg H$mo agraveH$meV H$aZo go bJ^J 30 gsectnmXH$m| Zo AntildedrH$ma H$a Xparam Wm boH$Z parah glsquopara H$s H$gmiexclQgtr na Iam CVam Amiexcla agraveVethgtV ~wH$a nwantildeH$ma H$mo ghr lsaquoTgtsectJ go OrVm hiexcl Omo H$ BcopylsquomZXmar Amiexcla gƒr H$hmZr H$hZo Ho$ OmXyuml H$m EH$ dgparaVZmlsquom hiexcl Bg dfcopy Ho$ glsquomamoh H$s AUumlparajVm H$Bcopy agraveVethgtV hpntildeVparam| Zo H$s OZlsquo| Alsquoo[aH$m Ho$ nydcopy amiumlacutegtnV ~amH$ Amo~mlsquom ^r emlsquob Wo H$mZcopydmb H$s SgtMog Zo glsquomamoh lsquo| ghr QgtszlignUr H$s

O~H$ H$modSgt Zo hlsquo| ~hthornV gmao gmsectntildeHyen$VH$ gwIm| go dsectMV H$param hiexcl boH$Z hlsquomao nmg nlsaquoTgtZo H$s gwdYm Vmo hiexcl AJa hlsquo nlsaquoTgt gH$Vo hcent Vmo hlsquo paramIgravem H$a gH$Vo hcent IwX H$mo Vbme gH$Vo hcent hlsquo ~M gH$Vo hcent hlsquo hsectg gH$Vo hcent hlsquo amo gH$Vo hcent Amiexcla hlsquo OrdZ Ho$ ahntildeparam| go OyP gH$Vo hcent

middot AsectOZm Eg Cn agrave~sectYH$

~wH$a nwantildeH$ma - 2020


29

48 d| dmfcopyH$ [anmoQgtcopy (2019-20) H$m gsectjaacute atildeparamiexclam

2019-20 2018-19 2017-18 31-3-20 को करमचारियो की सथिति सकल परीमियि 5103013 4423800 4179937 शरणी I अधिकारी 499शदध परीमियि 4665541 3899597 3763446 शरणी III कलकक 68

शदध अरजकत परीमियि 4414543 3767908 3809605 शरणी IV अिीनसथ किकचारी 0

शदध उपगत दाव 4303586 3373995 3295355 कल 567

अरजकत परीमियि का 9750 8950 8650 सथायी िहिला 199

शदध किीशन 750835 610543 637015 ननमन पर वयय INR

अरजकत परीमियि का 1701 1620 1670 िनोरजन 438 लाख विदशी वितिरयबीिााकन हानन 636600 221100 149700 ववदशी दौर 377 करोड़ आय 444958

कर पवव लाभ -44597 343382 366825 परचार और ववजञापन 737 लाख वयय -573557

कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032

घटाए आसथगगत कर पररसपतततया 2079 256 1440

नट वरथ 2052945 2233442 2152592

पॉललसीधारको की ननधध 7282968 5850031 5282186 जीआईसी मसतनिकटस 1947 - 1अपरल 2018 को शर िआकल ननधध 9335913 8083473 7434778 जीआईसी शयरनट वथव बिी िलय शयर सहित 3542587 5276500 5136000 एआईसीएल 35

शयरधारको पॉमलसीधारको की ननगध का अनपात 2199 7801 कनडिया एशयोरनस का मल कननया 919 इाडिया इाटरनशनल इाशयोपीटीई मल मसागापर 20

कल पररसपतततया 11619620 11888362 11022698 एमशयन ररइनशयोरनस कॉपोरशन बकाक 632

ननवश (बिी िलय) 5875658 5292335 4781652 ईसट अफरीका ररइनशयोरनस का मल कननया 1475

ननवश आय 678700 613030 521526 जीआईसी री भटान 26

िीन यीलि 1216 1217 1200 100

सॉलवसी अनपात 153 206 172 जीआईसी री इडिया कॉपोरट िबर मल 100

सयकत अनपात 1144 10586 10400 जीआईसी परसराखोवानी एलएलसी 100

एनपीए (नट) 063 112 056

साववगधक लखा परीकषक - ज मसि और एसोमसएटस पनबीिा और वयवसाय लखा(बास) क मलए िी आर िनिोत एि कपनी ननवश िानव ससाधन कायावलय सवा आइटीएिजी और अनय ववभाग क मलए

सचचनदर साळिी सहायक रहापरबधक

48ि िावषमक रिपोरम का (2019-20) का सकषिपि बयौिा

शयरधारको की ननधध (नट वरथ)

आईपीओ - परनत 5 - र क 877200000 सामय शयरकोई लाभााश नहीा - पपछल वरक का लाभााश - 675 र परनत शयर जीआईसी री ि भारत सरकार का शअर 8578 ह

आईआरिीए ररजसरशन ना 112

शयरिारक भारत सरकर-8578 मयचयअल फा ि074 बक169 बीिा का पननयाा963एफआईआईएफपीआई026

िखय शअरिारक - जीबीनन-866 नय इाडिया 069 साबीनन 045 पीएनबी 044एलएािटी एिएफ 034 आाधरा बक 026 आदि

2019 क दौरान जीआइसी री को एनिबललयपी दवारा 2018 ि एस एि पी दवारा चन गए शीरव 40 गलोबल पनबीिा सिि ि 11 वा रक मिलाएएि बसट दवारा 2018 क सकल मलखत परीमियि (जीिबललयपी) क आधार पर ववशव क 50 सबस बड़ पनबीिा सिि ि जीआइसी को 11 वा रक हदया गया

बोनस शअर 11 (14 जलाई 18) ईपीएस 1268 र

सहायक का - साउथ अफरफरका कॉपोरट िबर िॉसकोसहयोगी का पननयाा -एआईसीएल इाडिया इाटरनशनल मसागापर भटान री

आिरीआई184 - आविन 10 - पहली अपील 1 - िसरी अपील परापत

96 अाक क साथ साबीनन को ए गरि मिला

ईआरएम - जीआइसीररसकपरो सॉफ़टवयर सिाधान ईआरएि नीनत शासकीय सरचना क साथ-साथ परतयक सतर की भमिकाओ तथा तजमिदाररयो को पररभावरत करती ि बीसीपी का उददशय सवाओ की ननरतरता को बनाए रखना ि पनबीिा तथा ननवश ित िानक परचालन परकरिया (एसओपी) शर करकया गया ि धोखाधड़ी ववरोधी नीनत का ननिावण करकया गया और कॉरपोरशन न करकसी भी गर अनपालना क मलए ज़ीरो टॉलरस की घोरणा की ि

लदन - परीमियि जीबीपी 13633 मिमलयन लाभ जीबीपी 519 मिमलयनलदन - परीमियि र 910 करोड़ लाभ र 196 करोड़दबई - परीमियि एईिी 52194 मिमलयन लाभ एईिी 24861 मिमलयनदबई - परीमियि र1818 करोड़ िानन र280 करोड़िलमशया- परीमियि RM 85616 मिमलयन िानन RM 5358 मिमलयनिलमशया परीमियि र 1256 करोड़ िानन र7485 करोड़

जीआईसी री साउथ अफरीका (सिायक क)

शाखाए

सीआईएन L67200MH1972GOI016133

10 शीरथ परभाववत दश - यएई इज़राइल ताइवान इिोनमशया ववयतनाि तकी करिलीपीस कवत रसी सघ सऊदी अरब ननगि की अगधकत परनतधारण कषिता स बािर आपदा सरकषा की खरीद क दवारा दननया भर क कषतरो क एकसपोज़र क मलए 200 मिमलयन अिरीकी िॉलर और एमशया क चयननत दशो क मलए 250 मिमलयन िॉलर तक की सीिा क मलए कवर करकया गया ितििश - ननवश का वासतववक िलय 8335398 करोड़ रपय ि 2323871 करोड़ रपय का सरकारी परनतभनतयो और राजय सरकार क बाि ि ननवश गए ि इतकवटी शयर का बिी िलय 1014207 करोड़ रपय ि और बाजार िलय 4053315 करोड़ रपय ि

िॉसको परसतरोखोवानी सिायक कपनी का परचालन शर बराजील ि सवीकत पनबीिा क रप ि लाइसस को अपगरि करकया गया लॉयडस जीआईसी री 1947 मसडिकट न अपन परचालन कायव का एक वरव परा करकया औरउनका सयकत अनपात 94 रिा भारतीय गर-जीवन बीिा उदयोग न 1172 की ववि दजव करत िए 169 हिमलयन रपए की तलना ि 189 हिमलयन रपए क सकल

एएम बसट - ववततीय िजबती ित रहटग ए- (उतकषट) स घटाकर बी++ (अचछा) और दीघाववगध ित इशयअर िडिट रहटग (आईसीआर) ए- स घटाकर बीबीबी + करकया गयाएफ़एसआर न अपन आउटलक को नगहटव स सशोगधत करक तसथर जबकरक दीघवकामलक आईसीआर आउटलक को नगहटव रहटग दी कयर - एएए (इन) तसथर - दावो क भगतान करन की अचछी ऋणशोधन कषिता तथा पयावपत नकदी परोफ़ाइल को परदमशवत करती ि भारत सरकार दवारा सवामितव अनभवी परबधन और ववववध वयापार परोिाइल रहटग को परभाववत करन वाल परिख कारक ि

सीएसआर - 2 क औसत शि लाभ स वपछल 3 वरो क मलए 7773 करोड़ रपय (खचव निी की गई रामश - 0)

आतररक लखा परीकषक - पनबीिा और वयवसाय लखा (बास) क मलए कलाश चद जन एि कपनी गोखल एि साठ ननवश िानव ससाधन कायावलय सवा आइटीएिजी और अनय ववभाग क मलए


30

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H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30




AZwHlaquo$lsquoUH$m




gsectnmXZ

agraveH$meZ glsquoV

gsectnHcopy$

lsquowInyenethgt

lr Eg IgravenmRgtr






gsectnmXH$










^maV gOVm Iam-Iam




amO^mfm d^mJ 6






10-11





16










4


4













5


5

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6


















7





































paramoJXmZ hiexcl








8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30




4


4













5


5

gsectnmXH$spara



























6


















7





































paramoJXmZ hiexcl








8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30




5


5

gsectnmXH$spara



























6


















7





































paramoJXmZ hiexcl








8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





6


















7





































paramoJXmZ hiexcl








8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





7





































paramoJXmZ hiexcl








8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





8









9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





9















10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





10













11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





11










































12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





12


















godmZdyenIcircm -



















ZYZ


13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





13
























































14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





14

























































15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





15






















dmbm hiexcl














16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































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29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





16

H$dVmEsect



















na OmZo go nhbo






17

VIumlpara














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19




















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21










22

















































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Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





17

VIumlpara














18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





18









19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





19




















20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





20














21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





21










22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





22

















































23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





23









































24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





24



Xparam Jparam Wm



















Jparam Wm












nmda hiexcl





~VmZm MmhVo hcent





















CEumlgmh XImZm MmhE



25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





25




























































26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





26
















27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





27









































28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





28













29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





29




शदध उपगत दाव 4303586 3373995 3295355 कल 567





कि पशचाि लाभ -35909 222431 323358

चकता पजी 87720 87720 43860

सािानय ररजवव 1588538 1588538 1632398

लाभ और िानन खाता 224359 403033 323367

शयर परीमियि खाता 154407 154407 154407

कल 2055024 2233698 2154032


नट वरथ 2052945 2233442 2152592






िीन यीलि 1216 1217 1200 100



एनपीए (नट) 063 112 056

















शाखाए








30





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अध्यक्ष एवं प्रबंध निदेशक की कलम से - GIC

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Transcript of अध्यक्ष एवं प्रबंध निदेशक की कलम से - GIC