Sentra bisnis gotong royong (SBGR)

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Sentra Bisnis Gotong Royong

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SBGR

Desa inovasi

www.desainovasi.com© Kindo21 - 2010 www.desainovasi.com

SME Member

Knowledge Venture Fund

B u s i n e s s

K i n d o 2 1 N e t w o r k M e m b e r

fair trade scheme

pay

serv

ice

shar

e pr

ofits

co-operative entity by sharescombination of Co-op & PT or informal PT Tbk.

Business Concept


Small Medium Enterprises

Advi

ce

FundersMentors RatingAlert

Repo

rts

Dat

a

SME business transactions

Loan

hard ware

bw

Information Flow

may form Co-operative of SMEs


shar

e pr

ofit

shar

e pr

ofit

pay

serv

ice

S B G R


Payment Flow

Service Operator pay franchisepay service

Franchises

Mentors

Funders



gran

t/ai

dgr

ant/

aid

subs

idiz

e


Grants/Aid Program Channeling

Service Operator subsidizepay service

Franchises

Mentors

Funders

S B G R



S B G R Knowledge Database

Mentors Group

Mentors Group

Mentors Group

Mentors Group

Mentors Group

Mentors Group

Innovation Building Public Knowledge


Business Concept Kindo21 member provides:

– Knowledge– Venture Funds

The venture funds are used to finance ICT infrastructures, which consist of:– Hardware computer and internet– Software application– Brainware operator

The ICT is utilized to provide services to SME members, managed & operated by a service operator. The service operator is replicated using franchise scheme

The SME members are benefited by economy of scales for using common ICT infrastructure. By using ICT & mentoring, SME gets the same system as bigger firms that includes formal management reports and management alerts

Kindo21 member provides mentoring and knowledge to SME member. SBGR will arrange trainings and technical assistant to help SME members

SME members pay the economy of scale allow SME member to afford services that are provided by Kindo21 members and ICT operator and share profit from using venture funds

Using historical SME member performance data, SBGR provides credit rating to increase lending position for the benefit of SME member

SBGR encourages fair trade labeling to enhance SME member’s competitive edge SBGR owned SME member’s transaction data and related business information to be used to

enhance the way of doing business and innovation


SBGR

Pool of Mentors

Pool of Funds

Pool of Service

Operators

Pool of SMEs

Kindo21business angels

venture funds

lenders

Kindo21 experts

franchisees

target member

SBGR partners

managed by SBGR

Organization Relationship

Kindo21 Network

SMEfocus

GOI technical assistant

FORDISKA


Organization and Entities SBGR (Sentra Bisnis Gotong Royong)

– Entity form: PT with open share holders unlimited share holders (like PT Tbk but the shares are not traded) need about min 300 shareholders

– All shareholders suppose to work together in any part of SBGR pools Pool of Funds include loans, grants and technical assistant (TA) programs

– No entity form maintained and managed by SBGR– SBGR acts as disbursement channel

Pool of Mentors– Possible group entity form: a sector club or an area club– Purpose: sharing and improve mentor’s knowledge and skills

Service Provider maybe owned by an individual or a Co-operative of SME– Possible group entity form: a sector club or an area club– Purpose: sharing organization learning

Pool of SMEs– Possible group entity form: a club of SME or a co-operative of SME– Purpose: forming service provider (self financed by SMEs) and as economic of scale

to buy and sell, sharing information and knowledge among them


Sample of Service Provider Segmentation

SPS e c t o r s

agricultr fishery processed food handicraft compnent services etc. …

C itie s

Jakarta

Bandun

g

Prwkrta

Karawng

Smrinda

etc. …

SP-2

SP-3

SP-1


Service Provider

ICT

Financial Module

Sales Module

Purchasing Module

Production Module

Inventory Module

Budgeting Module

HR Module

Analysis Module

Service Provider – ICT Modules


SBGR ICT

ICT to manage mentors

ICT to manage

SMEs

ICT to manage

franchisees

ICT to manage grants

ICT to manage

innovations

SBGR – ICT Infrastructures


System

Design

• Application Design (ICT): service operator database, SBGR database, reporting, etc• Management Alert Indicators: financial, production, marketing, personnel, etc• Operational SOP: getting data, mentoring, transferring data to SBGR, etc• Draft Agreement & MOU with: ICT supplier, service providers, lenders, target SME, etc

Forming

SBGR Entit

y

• Socializing concept to Kindo21 member: attract them to join• Issue equity shares: fair shares composition• Complete legal documents: notary deed, tax registration, permits and licenses• Register Kindo21 resources for mentoring: categorized into multiple dimension matrix

Setting-Up

Pilot Servi

ce Provider

• SBGR invest in hardware and operator to form Service Provider• Seeking target SME to join the club in one defined area of service provider operation• Engage agreement with SME to use service that includes ICT and mentoring• Schedule training programs or provide information available training programs

Test Run

• Start posting SME transaction: by online or in batch • Mobilizing Kindo21 resources for mentoring: don’t expect payment at initial stage• Implement training programs: in lining with government programs

Franchisin

g Replicatio

n

• Seeking target franchisee: SBGR shall evaluate service quality, infrastructure & resources• Sign up MOU with franchisee: specify their right and obligation• Train franchisee: provide initial training to reach specified standard• Support and help franchisee: build up standard of professional culture

Develop-

ment

• Use SME transaction to provide credit rating• Use SME information to innovate and build up SBGR learning organization• Encourage fair trade and other competitive edge labeling

Business Planning

3 months

1 month

2 months

3 months

3 months

12 months


Phase 1 – System Design (3 months) Application Design (ICT Infrastructures):

– Service Operator application & database provides Service Operator ID & SME ID, enable to transfer SME data to other Service Operator

– SBGR application & database• SME transaction database sector consolidation for credit rating and industry analysis &

as back up (need to be group by service operator ID)• SBGR resources database to manage SBGR resources

– Mentor database to manage knowledge, availability– SME database credit rating, sector analysis, inter-company co-operation– Service Provider database to manage segmentation by sectors and cities– Fund Provider database to manage and distribute funds

– Reporting system financial report, production/operation report, sales report, etc– Management Alert Indicators financial, production, marketing, personnel, etc

Operational SOP: getting data, mentoring, transferring data to SBGR, etc Draft Agreement & MOU with: ICT suppliers, mentors, service providers,

funders, target SMEs, etc


Phase 2 – Forming SBGR Entity (1 month) Socializing SBGR concept to Kindo21 member & other parties

– to Kindo21 member: business concept to be share holders or mentors– to SMEs: operational & benefit concept applications, reports, benefits, etc– to Funders & Aiders: economic concept returns, economic multiplier effects, etc– to Service Providers: income concept getting continues income– attract all parties to join or take part in any SBGR pools

Issue SBGR shares equity to Kindo21 members– fair shares composition gotong royong– structure equity shares total shares capital, par value, shares registration book,

need about 50-100 mill paid up capital– ICT suppliers may become share holder to develop SBGR’s ICT infrastructures

Complete legal documents: notary deed, tax registration, permits and licenses Opening balance sheet start posting transactions using SBGR ICT application Register Kindo21 resources registration for mentoring: categorized into

multiple dimension matrix Organizing and Staffing develop as we grow


Phase 3 – Setting Up Pilot Service Provider (2 months) Engage agreement with ICT application provider to use their applications for

Service Provider and SBGR Central Database SBGR invest in hardware and working capital of operators (staffs) to form a

Service Provider– Hardware includes: computer, internet connection, printer– Service Provider’s back office space not necessary in high profile area– Staffing of 2-3 person for data posting and mentors management & scheduling

SBGR invest in hardware and office infrastructures for central & backup database– Front office negotiation with funders, buyers, and suppliers for the benefit of

SMEs, meeting place of mentors, etc– Back office SBGR operation, central & backup database, workshop & development

Seeking target SME to join the club in one defined area of service provider operation either in one sector or multiple sectors

Engage agreement with SME to use services that includes ICT and mentoring Schedule training programs or provide information available training programs When there is available funds/grants/aids, SBGR will propose program for

channeling to SMEs or Service Provider itself


Phase 4 – Test Run (3 months) Start posting SME transactions: by online or in batch Mobilizing Kindo21 resources for mentoring mentors shall not expect

payment at test run stage The purpose of test run is to check Service Provider readiness and gain

experiences in providing services to SME– check whether the reports are correct (financial, production, sales, etc)– check whether tax obligation

Implement training programs to SME in lining with government programs or mentor idealism voluntary or purpose paid training programs to SMEs


Phase 5 – Franchising Replication (3 months) Seeking target franchisee SBGR shall evaluate candidates’ service quality,

infrastructure & resources Sign up MOU with franchisee specify their rights and obligations Train franchisee provide initial training to reach specified standard Support and help franchisee build up standard of professional culture Forms franchisee development circle franchisees need to meet with SBGR

continuously to maintain quality and relationship and shares information


Phase 6 – Development (12 months) Use SME transaction to provide credit rating SBGR engages an MOU with banks

and other capital lenders Use SME information to innovate and build up SME learning organization SBGR

build up knowledge and expertise to innovate. In return the innovation is used to develop SME member SBGR hold the innovation right

Encourage fair trade and other competitive edge labeling (ISO, GCG, etc) Seeking available grants/aids/government programs SBGR will propose

program for channeling to SMEs and Service Providers Form SMEs development club SMEs meet with SBGR with mentors, funders,

service providers, buyers, suppliers, etc Develop industrial/sectors standards Develop SOP for SMEs assignment for mentors (consultants)

– Accounting SOP– Production SOP– Operation SOP

Become tax channeling (tax collector) after getting significant SME members engage MOU with Ministry of Finance

Become center for Merger & Acquisition and Business Match Maker


Principles Knowledge is Free, People are not sharing knowledge, paying worker Information is precious business match maker (information trade) Fair trade, not Free trade


SMEmember

SBGRCo-Exist Parties

Co-exist with Other Parties

TechnicalAssistants

ManagementServices

Forced

Direction

Securing

Distribution

Channels


Co-exist with Powerful Group Philosophy: co-exist we shall live side by side and when possible hand in

hand Powerful group might have their own SMEs subsidiaries, which also became an

SBGR target. SBGR provides professional services and technical assistance, SME member are

the one that we help, including SMEs from Powerful Group or under influence of Powerful Group. We help them to grow, as when they grow they will provide better return to the Powerful Group.

On the other side, we might seek their help (the Powerful Group) to open up market for other SME members and secure their distribution lines and channels.


Star fruit Philosophy

Land

FertilizerSeed

labor Market


Applied Star fruit Philosophy

ICT

MentorFund

SME SBGR provide market

franchise withSBGR labeled stores

provide technology & know how to fertilize

firm’s growth

provide infrastructures for business growing

provide seeds to be grown up

provide labors to work for

Sentra bisnis gotong royong (SBGR)

Business

Transcript of Sentra bisnis gotong royong (SBGR)