BungaAnuitas

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PLAFOND 18,450,000 rupiah jumlah angsuran 35 kali bunga rate 15% per tahun angsuran per bulan Rp 654,073 angsuran angsuran angsuran ke bunga pokok 0 1 Rp 230,625 Rp 423,448 2 Rp 225,332 Rp 428,741 3 Rp 219,973 Rp 434,100 4 Rp 214,546 Rp 439,527 5 Rp 209,052 Rp 445,021 6 Rp 203,490 Rp 450,584 7 Rp 197,857 Rp 456,216 8 Rp 192,155 Rp 461,919 9 Rp 186,381 Rp 467,692 10 Rp 180,534 Rp 473,539 11 Rp 174,615 Rp 479,458 12 Rp 168,622 Rp 485,451 13 Rp 162,554 Rp 491,519 14 Rp 156,410 Rp 497,663 15 Rp 150,189 Rp 503,884 16 Rp 143,890 Rp 510,183 17 Rp 137,513 Rp 516,560 18 Rp 131,056 Rp 523,017 19 Rp 124,518 Rp 529,555 20 Rp 117,899 Rp 536,174 21 Rp 111,197 Rp 542,876 22 Rp 104,411 Rp 549,662 23 Rp 97,540 Rp 556,533 24 Rp 90,583 Rp 563,490 25 Rp 83,540 Rp 570,533 26 Rp 76,408 Rp 577,665 27 Rp 69,187 Rp 584,886 28 Rp 61,876 Rp 592,197 29 Rp 54,474 Rp 599,599 30 Rp 46,979 Rp 607,094 31 Rp 39,390 Rp 614,683 32 Rp 31,707 Rp 622,366 33 Rp 23,927 Rp 630,146 34 Rp 16,050 Rp 638,023 35 Rp 8,075 Rp 645,998 TOTAL Rp 4,442,557 Rp 18,450,000

description

cara menghitung bunga anuitas dengan rumus excel

Transcript of BungaAnuitas

PLAFOND 18,450,000 rupiahjumlah angsuran 35 kalibunga rate 15% per tahunangsuran per bulan Rp 654,073

angsuran angsuran angsuran ke bunga pokok01 Rp 230,625 Rp 423,448 2 Rp 225,332 Rp 428,741 3 Rp 219,973 Rp 434,100 4 Rp 214,546 Rp 439,527 5 Rp 209,052 Rp 445,021 6 Rp 203,490 Rp 450,584 7 Rp 197,857 Rp 456,216 8 Rp 192,155 Rp 461,919 9 Rp 186,381 Rp 467,692 10 Rp 180,534 Rp 473,539 11 Rp 174,615 Rp 479,458 12 Rp 168,622 Rp 485,451 13 Rp 162,554 Rp 491,519 14 Rp 156,410 Rp 497,663 15 Rp 150,189 Rp 503,884 16 Rp 143,890 Rp 510,183 17 Rp 137,513 Rp 516,560 18 Rp 131,056 Rp 523,017 19 Rp 124,518 Rp 529,555 20 Rp 117,899 Rp 536,174 21 Rp 111,197 Rp 542,876 22 Rp 104,411 Rp 549,662 23 Rp 97,540 Rp 556,533 24 Rp 90,583 Rp 563,490 25 Rp 83,540 Rp 570,533 26 Rp 76,408 Rp 577,665 27 Rp 69,187 Rp 584,886 28 Rp 61,876 Rp 592,197 29 Rp 54,474 Rp 599,599 30 Rp 46,979 Rp 607,094 31 Rp 39,390 Rp 614,683 32 Rp 31,707 Rp 622,366 33 Rp 23,927 Rp 630,146 34 Rp 16,050 Rp 638,023 35 Rp 8,075 Rp 645,998

TOTAL Rp 4,442,557 Rp 18,450,000

No. Pelanggan: P1PERHITUNGAN BUNGA ANUITASNama pelanggan: Yudi Setiawan

total sisa pinjaman tanggal jatuhangsuran pokok tempo

Rp 18,450,000 Rp 654,073 Rp 18,026,552 5-Jan Rp 654,073 Rp 17,597,811 5-Feb Rp 654,073 Rp 17,163,710 5-Mar Rp 654,073 Rp 16,724,184 5-Apr Rp 654,073 Rp 16,279,163 5-May Rp 654,073 Rp 15,828,579 5-Jun Rp 654,073 Rp 15,372,364 5-Jul Rp 654,073 Rp 14,910,445 5-Aug Rp 654,073 Rp 14,442,753 5-Sep Rp 654,073 Rp 13,969,214 5-Oct Rp 654,073 Rp 13,489,756 5-Nov Rp 654,073 Rp 13,004,305 5-Dec Rp 654,073 Rp 12,512,786 5-Jan Rp 654,073 Rp 12,015,122 5-Feb Rp 654,073 Rp 11,511,238 5-Mar Rp 654,073 Rp 11,001,056 5-Apr Rp 654,073 Rp 10,484,496 5-May Rp 654,073 Rp 9,961,479 5-Jun Rp 654,073 Rp 9,431,925 5-Jul Rp 654,073 Rp 8,895,751 5-Aug Rp 654,073 Rp 8,352,874 5-Sep Rp 654,073 Rp 7,803,212 5-Oct Rp 654,073 Rp 7,246,679 5-Nov Rp 654,073 Rp 6,683,190 5-Dec Rp 654,073 Rp 6,112,657 5-Jan Rp 654,073 Rp 5,534,992 5-Feb Rp 654,073 Rp 4,950,106 5-Mar Rp 654,073 Rp 4,357,909 5-Apr Rp 654,073 Rp 3,758,310 5-May Rp 654,073 Rp 3,151,216 5-Jun Rp 654,073 Rp 2,536,533 5-Jul Rp 654,073 Rp 1,914,167 5-Aug Rp 654,073 Rp 1,284,021 5-Sep Rp 654,073 Rp 645,998 5-Oct Rp 654,073 Rp (0) 5-Nov Rp 22,892,557

PERHITUNGAN BUNGA ANUITAS

ANGSURAN SLIDING/BUNGA MENURUNtotal pinjaman : 18,450,000 rupiahlama pinjaman : 35 kalibunga per tahun : 15% per tahun

bulan pokok bunga01 Rp 527,143 Rp 230,625 2 Rp 527,143 Rp 224,036 3 Rp 527,143 Rp 217,446 4 Rp 527,143 Rp 210,857 5 Rp 527,143 Rp 204,268 6 Rp 527,143 Rp 197,679 7 Rp 527,143 Rp 191,089 8 Rp 527,143 Rp 184,500 9 Rp 527,143 Rp 177,911 10 Rp 527,143 Rp 171,321 11 Rp 527,143 Rp 164,732 12 Rp 527,143 Rp 158,143 13 Rp 527,143 Rp 151,554 14 Rp 527,143 Rp 144,964 15 Rp 527,143 Rp 138,375 16 Rp 527,143 Rp 131,786 17 Rp 527,143 Rp 125,196 18 Rp 527,143 Rp 118,607 19 Rp 527,143 Rp 112,018 20 Rp 527,143 Rp 105,429 21 Rp 527,143 Rp 98,839 22 Rp 527,143 Rp 92,250 23 Rp 527,143 Rp 85,661 24 Rp 527,143 Rp 79,071 25 Rp 527,143 Rp 72,482 26 Rp 527,143 Rp 65,893 27 Rp 527,143 Rp 59,304 28 Rp 527,143 Rp 52,714 29 Rp 527,143 Rp 46,125 30 Rp 527,143 Rp 39,536 31 Rp 527,143 Rp 32,946 32 Rp 527,143 Rp 26,357 33 Rp 527,143 Rp 19,768 34 Rp 527,143 Rp 13,179 35 Rp 527,143 Rp 6,589

TOTAL Rp 18,450,000 Rp 4,151,250

angsuran sisa pinjaman Rp 18,450,000

Rp 757,768 Rp 17,922,857 Rp 751,179 Rp 17,395,714 Rp 744,589 Rp 16,868,571 Rp 738,000 Rp 16,341,429 Rp 731,411 Rp 15,814,286 Rp 724,821 Rp 15,287,143 Rp 718,232 Rp 14,760,000 Rp 711,643 Rp 14,232,857 Rp 705,054 Rp 13,705,714 Rp 698,464 Rp 13,178,571 Rp 691,875 Rp 12,651,429 Rp 685,286 Rp 12,124,286 Rp 678,696 Rp 11,597,143 Rp 672,107 Rp 11,070,000 Rp 665,518 Rp 10,542,857 Rp 658,929 Rp 10,015,714 Rp 652,339 Rp 9,488,571 Rp 645,750 Rp 8,961,429 Rp 639,161 Rp 8,434,286 Rp 632,571 Rp 7,907,143 Rp 625,982 Rp 7,380,000 Rp 619,393 Rp 6,852,857 Rp 612,804 Rp 6,325,714 Rp 606,214 Rp 5,798,571 Rp 599,625 Rp 5,271,429 Rp 593,036 Rp 4,744,286 Rp 586,446 Rp 4,217,143 Rp 579,857 Rp 3,690,000 Rp 573,268 Rp 3,162,857 Rp 566,679 Rp 2,635,714 Rp 560,089 Rp 2,108,571 Rp 553,500 Rp 1,581,429 Rp 546,911 Rp 1,054,286 Rp 540,321 Rp 527,143 Rp 533,732 Rp -

Rp 22,601,250

ANGSURAN BUNGA FLAT RATEtotal pinjaman Rp 18,450,000 rupiahlama pinjaman 35 bulanbunga per tahun 15% per tahunangsuran pokok per bulan Rp 527,143 angsuran bunga per bulan Rp 230,625 total angsuran per bulan Rp 757,768

bulan pokok bunga angsuran01 Rp 527,143 Rp 230,625 Rp 757,768 2 Rp 527,143 Rp 230,625 Rp 757,768 3 Rp 527,143 Rp 230,625 Rp 757,768 4 Rp 527,143 Rp 230,625 Rp 757,768 5 Rp 527,143 Rp 230,625 Rp 757,768 6 Rp 527,143 Rp 230,625 Rp 757,768 7 Rp 527,143 Rp 230,625 Rp 757,768 8 Rp 527,143 Rp 230,625 Rp 757,768 9 Rp 527,143 Rp 230,625 Rp 757,768 10 Rp 527,143 Rp 230,625 Rp 757,768 11 Rp 527,143 Rp 230,625 Rp 757,768 12 Rp 527,143 Rp 230,625 Rp 757,768 13 Rp 527,143 Rp 230,625 Rp 757,768 14 Rp 527,143 Rp 230,625 Rp 757,768 15 Rp 527,143 Rp 230,625 Rp 757,768 16 Rp 527,143 Rp 230,625 Rp 757,768 17 Rp 527,143 Rp 230,625 Rp 757,768 18 Rp 527,143 Rp 230,625 Rp 757,768 19 Rp 527,143 Rp 230,625 Rp 757,768 20 Rp 527,143 Rp 230,625 Rp 757,768 21 Rp 527,143 Rp 230,625 Rp 757,768 22 Rp 527,143 Rp 230,625 Rp 757,768 23 Rp 527,143 Rp 230,625 Rp 757,768 24 Rp 527,143 Rp 230,625 Rp 757,768 25 Rp 527,143 Rp 230,625 Rp 757,768 26 Rp 527,143 Rp 230,625 Rp 757,768 27 Rp 527,143 Rp 230,625 Rp 757,768 28 Rp 527,143 Rp 230,625 Rp 757,768 29 Rp 527,143 Rp 230,625 Rp 757,768 30 Rp 527,143 Rp 230,625 Rp 757,768 31 Rp 527,143 Rp 230,625 Rp 757,768 32 Rp 527,143 Rp 230,625 Rp 757,768 33 Rp 527,143 Rp 230,625 Rp 757,768

34 Rp 527,143 Rp 230,625 Rp 757,768 35 Rp 527,143 Rp 230,625 Rp 757,768 36 37

TOTAL Rp 18,450,000 Rp 8,071,875 Rp 26,521,875

sisa pinjaman Rp 18,450,000 Rp 17,922,857 Rp 17,395,714 Rp 16,868,571 Rp 16,341,429 Rp 15,814,286 Rp 15,287,143 Rp 14,760,000 Rp 14,232,857 Rp 13,705,714 Rp 13,178,571 Rp 12,651,429 Rp 12,124,286 Rp 11,597,143 Rp 11,070,000 Rp 10,542,857 Rp 10,015,714 Rp 9,488,571 Rp 8,961,429 Rp 8,434,286 Rp 7,907,143 Rp 7,380,000 Rp 6,852,857 Rp 6,325,714 Rp 5,798,571 Rp 5,271,429 Rp 4,744,286 Rp 4,217,143 Rp 3,690,000 Rp 3,162,857 Rp 2,635,714 Rp 2,108,571 Rp 1,581,429 Rp 1,054,286

Rp 527,143 Rp 0