Lets Talk About

Water/steam power,mechanization

Mass production, Assembly line, electricity

Computer & Automation,electronics

Automated Complete Tasks,networks

1784 1870 196918th Century 19th Century 20th Century

TODAY

1st mechanicalloom

1st assembly line,conveyor belt

Q

WELCOMEDESRUPTION

?

Perbandingan Mall Dengan Omset Turun & Naik

Mall dengan konsep Life Style(tidak hanya shoping)Lebih diminati

MILLENNIALS cenderung memilikiprinsip Sharing Economy

Untuk memenuhi kebutuhan nya

INCUMBENTS

NEW COMER

ATTACK

Di Era Disruption, para new comerSelalu menawarkan kelebihan, sehingga

Pasar Incumbent bisa tertarik ke pasar Newcomer

Usia

Gen X

15%

Baby Boomers

5%

Millennials

80%

• “Around 80% of BRI Employees are Millennials (Born in 1981 up)”

36

DISRUPTIONS IMPACT IN BANKING INDUSTRY

FINTECH

HUMANCAPITAL

1

2

•

•

•

THE ANSWER IS

Layanan perbankan hingga pulauTerluar Indonesia

BRI ber-Transformasi from Good to Great… untuk menjaga posisi BRI sebagai pemimpin pasar

13 X Sustain Be The HIGHEST REVENUE”

#TransformasiItuSekarang!

PT. BANK RAKYAT INDONESIA (PERSERO) Tbk.

Direktur Utama Bank BRISUPRAJARTO

Kita tempatkanteknologi di depanuntuk melakukanperubahan atau

transformasi

““

Being Disrupted or Be A DisruptorThe Choice is Yours