Leaf it be, Leaf it be - Hidden Valley Lake Indiana

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INSURANCE AND INVESTMENT PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; MAY GO DOWN IN VALUE. WITH MORE OFFICES TO SERVE YOU! Bruce Murray DILLSBORO (in The Friendship State Bank) cell - 812-584-2994 Greg Hughes LAWRENCEBURG (in The Friendship State Bank) cell - 812-655-3872 Andy Schwegman BATESVILLE (in The Friendship State Bank) cell - 513-460-7342 Dale Shultz RISING SUN (in The Friendship State Bank) cell - 513-519-8178 Becky Turner VERSAILLES (in The Friendship State Bank) cell - 812-756-0310 Tom Lewis DILLSBORO (in The Friendship State Bank) cell - 812-584-1708 Tami Thayer VEVAY (in The Friendship State Bank) 877-667-5101 Matthew Fox LAWRENCEBURG (in The Friendship State Bank) cell - 513-295-2644 Terry Hahn LAWRENCEBURG (in The Friendship State Bank) cell - 812-584-4335 Get to know your Friendship Insurance agents... 877-667-5101 » friendshipstatebank.com HIDDEN VALLEY LAKE PROPERTY OWNERS ASSOCIATION, 19303 Schmarr Dr., Hidden Valley Lake, Lawrenceburg, IN 47025 812-537-3091; HVL Deputies 812-537-9400; Maintenance, (812) 537-3300 STANDARD MAIL U.S. POSTAGE PAID PERMIT NO. 125 LAWRENCEBURG. IN 47025 RETURN SERVICE REQUESTED Vol. 44, No. 11 November - December 2017 www.hiddenvalleylakeindiana.com In Echoes Calendar .....................................8A Diggings....................................5A Fish&Game...............................2B Manager’s Desk.........................4A POA Agenda............................8B AUTO HOME BUSINESS LIFE BUSINESS LIFE 223 Harrison Ave. • Harrison, OH (513) 202-0099 Consider leaving part of your yard messy this winter! Yes, ig- nore any lingering tendencies that you have to pick up every leaf or plow under spent flowers during your fall cleaning frenzy. While we used to promote major cleanup efforts to reduce the im- pact of fungal diseases that can linger in overwintered debris, we now recognize some major bene- fits of leaving things alone. Here are some of the benefits: Aesthetics – Winter land- scapes are beautiful. Think of dried grasses swaying in the wind, snow resting on dried seed heads, berries on bare branches attracting red cardinals, frost on dried leaves and grasses… Winter habitat for pollina- tors – native bees need winter homes to protect them from cold and predators. Various species spend the winter under peeling Hidden Valley Golf Club (HVGC) kicked off their winter banquet rental season with the Hidden Valley Riders (HVR) Halloween Party to benefit Jase Armbruster on Saturday, October 28th. The HVR promote and advance the sport of safe motorcycling in our community but also spon- sor and organize many charitable events. Their Halloween party was aimed at raising much needed funds for our residential family, The Armbrusters. The party was a success with a little over 100 attendees. A great “spooky” time was had by all, and what a great reason to come sup- port our community. HVGC sends out many thanks to the HVR; thank you for allowing HVGC to be a part of their charitable efforts. See the party pictures on pages 6A and 7A. Leaf it be, Leaf it be HVGC & HVR HALLOWEEN BASH See LEAF IT BE Page 2a Haunted Hayride - pg.11A Halloween Walk - Pg.12A Children's Committee photos inside! The Civic Club will be hosting the HVL traditional “New Year’s Day Polar Bear Dip”. Welcome the New Year with a big splash at the annual Polar Bear Plunge. The event in- cludes crowning of the Grand Poobah and Poobahrina and awards for best costume. Noon on 1/1/18!! Get ready for some brain busters on Trivia Night - January 27th (Wil- lie’s lower level). Details to follow . Lots more to come in 2018 . . . . Know your Neighbors Business in the Spring, Blast from the Past Party in June, the annual Luau in August, and Halloween costume party in October. Check out the Civic Club page on the HVL website for more info. CIVIC CLUB

Transcript of Leaf it be, Leaf it be - Hidden Valley Lake Indiana

INSURANCE AND INVESTMENT PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; MAY GO DOWN IN VALUE.

WITH MORE OFFICES TO SERVE YOU!Bruce Murray

DILLSBORO

(in The Friendship State Bank)

cell - 812-584-2994

Greg HughesLAWRENCEBURG

(in The Friendship State Bank)

cell - 812-655-3872

Andy SchwegmanBATESVILLE

(in The Friendship State Bank)

cell - 513-460-7342

Dale ShultzRISING SUN

(in The Friendship State Bank)

cell - 513-519-8178

Becky TurnerVERSAILLES

(in The Friendship State Bank)

cell - 812-756-0310

Tom LewisDILLSBORO

(in The Friendship State Bank)

cell - 812-584-1708

Tami ThayerVEVAY

(in The Friendship State Bank)

877-667-5101

Matthew FoxLAWRENCEBURG

(in The Friendship State Bank)

cell - 513-295-2644

Terry HahnLAWRENCEBURG

(in The Friendship State Bank)

cell - 812-584-4335

Get to know your Friendship Insurance agents...877-667-5101 » friendshipstatebank.com

HIDDEN VALLEY LAKE PROPERTY OWNERS ASSOCIATION, 19303 Schmarr Dr., Hidden Valley Lake, Lawrenceburg, IN 47025 812-537-3091; HVL Deputies 812-537-9400; Maintenance, (812) 537-3300

STANDARD MAILU.S. POSTAGE

PAIDPERMIT NO. 125

LAWRENCEBURG. IN47025

RETURN SERVICE REQUESTED

Vol. 44, No. 11 November - December 2017

www.hiddenvalleylakeindiana.com

In EchoesCalendar.....................................8ADiggings....................................5A Fish&Game...............................2BManager’s Desk.........................4APOA Agenda............................8B

AUTO • HOME

BUSINESS • LIFE

BUSINESS • LIFE

223 Harrison Ave. • Harrison, OH

(513) 202-0099

Consider leaving part of your yard messy this winter! Yes, ig-nore any lingering tendencies that you have to pick up every leaf or plow under spent flowers during your fall cleaning frenzy. While we used to promote major cleanup efforts to reduce the im-pact of fungal diseases that can linger in overwintered debris, we now recognize some major bene-fits of leaving things alone. Here are some of the benefits:

Aesthetics – Winter land-scapes are beautiful. Think of dried grasses swaying in the wind, snow resting on dried seed heads, berries on bare branches attracting red cardinals, frost on dried leaves and grasses…

Winter habitat for pollina-tors – native bees need winter homes to protect them from cold and predators. Various species spend the winter under peeling

Hidden Valley Golf Club (HVGC) kicked off their winter banquet rental season with the Hidden Valley Riders (HVR) Halloween Party to benefit Jase Armbruster on Saturday, October 28th. The HVR promote and advance the sport of safe motorcycling in our community but also spon-sor and organize many charitable events. Their Halloween party was aimed at raising much needed funds for our residential family, The Armbrusters. The party was a success with a little over 100 attendees. A great “spooky” time was had by all, and what a great reason to come sup-port our community. HVGC sends out many thanks to the HVR; thank you for allowing HVGC to be a part of their charitable efforts. See the party pictures on pages 6A and 7A.

Leaf it be, Leaf it be

HVGC & HVR HALLOWEEN BASH

See LEAF IT BE Page 2a

Haunted Hayride - pg.11A

Halloween Walk - Pg.12A

Children's Committee photos inside!

The Civic Club will be hosting the HVL traditional “New Year’s Day Polar Bear Dip”. Welcome the New Year with a big splash at the annual Polar Bear Plunge. The event in-cludes crowning of the Grand Poobah and Poobahrina and awards for best costume. Noon on 1/1/18!!

Get ready for some brain busters on Trivia Night - January 27th (Wil-lie’s lower level). Details to follow .

Lots more to come in 2018 . . . . Know your Neighbors Business in the Spring, Blast from the Past Party in June, the annual Luau in August, and Halloween costume party in October. Check out the Civic Club page on the HVL website for more info.

CIVIC CLUB

Echoes Page 2A November - December, 2017

Children’s Christmas Toy Coalition seeks volunteers

STAFF REPORTOver 800 children received

Christmas toys and joy in 2016, thanks to the Coalition for Chil-dren’s Christmas Toys.

A combined effort of indi-viduals, churches, organizations, schools, and businesses, the coali-tion provides Christmas toys for the needy children of Dearborn and Ohio counties. It is a volunteer project of The Clearinghouse Food Pantry, 411 George St., Aurora.

This year the CCCT began ac-cepting toy donations Wednesday, Nov. 1, continuing through Tues-day, Dec. 12. Volunteers will begin boxing toys between 10 a.m. and 5 p.m. Monday, Nov. 27, continuing through Friday, Dec. 15. Volun-teers able to help on Saturdays are asked to make an appointment.

Meanwhile, candidate applica-tions for needy children will be accepted between Nov. 1 and Dec. 1, said Dee Hacker, CCCT coor-dinator.

There are multiple ways folks can help, said Karry Hollan, ex-ecutive director of The Clearing-house.

■Collect and bring new un-wrapped toys and games to The Clearinghouse. Last day to accept toys is Tuesday, Dec. 12.

■Request a toy collection barrel for your workplace, church, or school.

■Volunteer at The Clearinghouse fulfilling wish lists. Open Monday to Friday 10 a.m. to 5 p.m. Nov. 27 to Dec. 15.

■Help with toy distribution from 2 p.m. to 6 p.m. Tuesday, Dec. 19.

■Sponsor a family. ■Give a monetary donation for

toy purchasing. The Coalition for Children’s

Christmas Toys has been bring-ing Christmas toys to children in Dearborn and Ohio counties since 1981. For more information or to volunteer, contact Hacker or Hollan at 1-812-926-1198 or [email protected].

tree bark or in the hollow stems of wild flowers and grasses. Other species overwinter as eggs or larvae in ground bur-rows that remain hidden under fallen leaves. Leaving areas of your yard “au natural” provides the needed habitat for these crit-ical pollinators.

Protecting butterflies – Some butterflies like monarchs migrate south in the fall, but many overwinter under tree bark or in leaf litter. Other spe-cies that emerge as caterpillars in fall either curl up in leaf debris or form chrysalises that hang off of dead plant stems. If you remove this habitat, you eliminate overwintering habitat for these butterflies and per-haps endangering these declin-ing species.

Good predatory insects – There are a lot of insects that

prey on other insect pests in-cluding ladybugs, assassin bugs, lacewings, and damsel bugs. These overwinter as adults, eggs, or pupae under piles of leaves or under plant stems and bark. Leaving your garden de-bris in place provides the habitat needed to help these pest-eating insects get a head start on con-trolling unwanted insects.

Birds – Some of our favorite winter bird friends like chick-adees, wrens, nuthatches and bluebirds need protein-rich in-sects to supplement the seed in our feeders and in uncut seed heads. Leaving berries on native bushes and trees provides carb-rich winter treats for other birds. (No, honeysuckle berries do not count since they do not contain sufficient nutrients.) Attracting birds is a great reason to” leaf it be”.

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LEAF IT BE, From Page 1a

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Echoes Page 3A November - December, 2017

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Hidden Valley Lake Incident Report October 2017

October Year to Date % of Total Calls

911 Hang-ups 0 9 0.79%

Abandoned Vehicle 0 0 0.00%

Accident/Crash 1 21 1.83%

Agency Assist 12 33 2.88%

Alarms 9 76 6.63%

Animal Bite 0 4 0.35%

Animal Problem 2 47 4.10%

Battery 0 3 0.26%

Burglary 0 3 0.26%

Citizen Assist 6 60 5.24%

Citizen Dispute 2 12 1.05%

Civil Process 0 0 0.00%

Contribution To Minor 0 0 0.00%

Criminal Mischief 0 14 1.22%

Disorderly 0 0 0.00%

Domestic Violence 1 29 2.53%

Drugs 1 3 0.26%

DUI 0 0 0.00%

Fight 0 6 0.52%

Fraud 1 13 1.13%

Harassment 1 10 0.87%

Intimidation 1 1 0.09%

Juvenile Problem 3 21 1.83%

Lock Out 8 45 3.93%

Medical 5 73 6.37%

Minor Consumption 0 0 0.00%

Miscellaneous 0 0 0.00%

Missing Person 0 3 0.26%

Noise Complaint 1 27 2.36%

Property Damage 3 20 1.75%

Prowler 0 3 0.26%

Runaway Juvenile 1 1 0.09%

Suspicious 4 81 7.07%

Theft 3 19 1.66%

Title Check 8 160 13.96%

Traffic Hazard 0 16 1.40%

Trespassing 0 4 0.35%

Vehicle Theft 0 1 0.09%

Welfare Check 3 22 1.92%

Crash with deer involved 1 2 0.17%

Injured deer put down 0 0 0.00%

Traffic Stops 26 304 26.53%

TOTAL CALLS 103 1146 100.00%

VACATION CHECKS 342 3323

CITATIONS 8 110

WARNINGS 10 182

Other Citations Written

Abandoned Vehicle Citations 0 0

Abuse to HVL Employee 0 1

Architectural Citations 0 5

Burning Citations 0 0

Curfew Citations 0 0

Disorderly Conduct Citations 0 0

Dog Citations 0 5

Expired plate Citations 0 0

Failure to Comply Citations 0 0

Fleeing Officer Citations 0 0

Lake Citations 0 2

Moving/Driving Citations 0 0

Noise Citations 0 2

Parking Citations 2 29

Sign Citations 0 6

Speeding Citations 0 23

Unlawful Deposit Citations 0 0

Untidy Lot Citations 2 30

Feeding Deer 0 0

Other Misc. Citations 4 6

Total 8 109

We welcome our newest deputy, Caleb Norfleet. Caleb is an East Central graduate and was a police explorer with the Dearborn County Sheriff's Department during his high school years. He also serves in the National Guard.

HVL'S NEWEST DEPUTY

Did You Know?Over 70% of calls made to

9-1-1 today come from mobile phones and when you dial from a mobile phone, the 9-1-1 operator has very little information to help you – only your phone number and a very general sense of your location. This does not bode well in an emergency when seconds count, particularly if you or your loved ones have life threatening emergency medical condition, or if there is a fire.

There is a way you can add key information about you and mem-bers of your household

that would be essential in the event of an emergency, wheth-er the call is on a land line or any mobile phone. Your entire household can be on one account. The solution is SMART 911 on the internet. Go to http://www.smart911.com and enter some or all of the information that applies to your household. Here are some examples:

People - Names, physical de-

scriptions, and photos will help responders act quickly if a child goes missing, or help identify in-dividuals in an emergency.

Phones - By adding all phones for your household, 9-1-1 will have a better idea where you are when you need help.

Animals- Pets, livestock, and service animals responders need to be aware of.

Medical Information- If you include medical details, this would enable responders to have more information before they ar-rive on the scene.

Medical Conditions- If an in-dividual is affected by asthma, diabetes, epilepsy, etc., respond-ers need to know about these in order to safely treat the patient.

Allergies- Severe allergies often lead to emergencies that re-quire an extremely fast response. Alerting 9-1-1 instantly of aller-gies could save a life.

Disabilities and Equipment- If special equipment or specific tactics are needed to assist a per-son, these details can ensure a

safe response. Medications – This list is of

extreme importance for recovery.Address and Location Info-

Providing the home and work ad-dress of a mobile caller or details such as directions or access info helps facilitate faster response.

Property Details- Adding a photo of your residence along with other details and documenta-tion can help responders quickly recognize and access the property.

Utilities- Letting fire crews know where gas or electric shut-offs are located during a fire or weather emergency can help avoid additional accidents.

Floor Layout and Bedroom Locations- Providing details on layout and bedroom locations can help ensure everyone is removed from the property quickly and safely.

If you have any comments or questions you may contact us through email at: [email protected]

Do You Know about SMART 911?

Echoes Page 4A November - December, 2017

About a month ago, we rebuilt Hidden Valley Drive. Over the years, large trucks using this road have been responsible for a lot of damage on it even though there have been signs limiting the weight of any vehicles traveling on it to 7,000 pounds. We have now put larger signs on it, but we also need your help. If you have any con-tractors coming to HVL, please let them know that if their vehicle is over 7,000 pounds, they cannot use Hidden Valley Drive. We are cur-rently working with Rumpke and the schools for a solution to ensure minimal use of this road.

Ash TreesWe are now to the point that

some of our ash trees have been dead for a while. These trees have become a significant problem as large branches from these trees get brittle and fall off. Nationally, there have been deaths caused by these branches and within Hid-den Valley Lake (HVL), we are beginning to see home damage from trees falling from vacant lots

as well as developed lots. Please make plans to get rid of your dead or dying trees soon. Don’t wait for an injury or property damage to take care of them. I realize this could be an expensive proposition, but let me suggest a way to pos-sibly save some money. If you simply have them cut down, and do not mind someone coming to take them away, I have residents that are looking for this wood. After they are done, you would simply have some small limbs to haul down to the community brush dumpster by our maintenance barn. If this is what you want to do, just give me a call. By the way, you can find a list of local tree services on our website.

Thank You!A big “thank you” goes out to

Valley Rural Utility Company (VRUC) for giving the POA doz-ens of trees left over from their replacement program. Linda Hart-mann has found spots in green spaces all over HVL for these trees. Thanks again to Floyd Ogden and the VRUC Board of Directors.

The Great Wall of the BeachA few weeks ago, I decided

to place decorative barriers at the beach parking lot with decorative caps to follow in the spring. The Safety Committee had voiced con-cerns about the possibility of a ve-hicle going over the embankment and possibly injuring someone. If

you are familiar with the hill, you know it is steep. The blocks also serve as a water barrier, which will direct the water away from the hill. This has been a problem for years when at times the water flow from rain has had enough velocity to take sand from the beach and deposit it in the lake. I under-stand that these barriers are causing much consternation on Facebook (not the official HVL page, but the other, “unofficial” site). Facebook posters have blamed the Board of Directors for this wall and stated that property owners should have voted on whether or not to install it. For the record, the board did not approve or disapprove the wall and the project thus far has only cost about $1,200. We will spend an additional $1,000 when we cap the wall in the spring. Although the subject of a wall had been brought up at previous board and committee meetings, I should have informed HVL residents about the project in advance.

Other ProjectsSpeaking of keeping you in-

formed about projects, there are three I want to address here. Your HVL maintenance team, along with our dam engineer, has begun the project of installing the emergency overflow for Crystal Lake. The process will require taking down many trees as well as hauling in rip rap. This is expected to take

us through January to complete.As I write this, I am concerned that the weather may stop our paving contractor from completing Phase 2 of our 2017 project. I will keep you informed. If this does happen, we will get them in here as soon as possible in the spring of 2018.

The bridge over the lake over-

flow is still ongoing, but we believe it is close to becoming a reality. We have had several glitches over the possible need for a permit from the Indiana Department of Natural Resources. We believe we have worked out these glitches and soon Girl Scout Jamie Morman bridge project will become a reality.

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Or stop by our office at 126 W. High Street in Lawrenceburg. You can also reach our office at 812-537-0063 for information or questions, or to sign up to be a volunteer shopper.

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Echoes Page 5A November - December, 2017

Hidden Valley DiggingsSPONSOR: HVL Garden Club

Garden Club Bunco fundraiser

Locally Written and Community DrivenSubscribe today!

REGISTER PUBLICATIONS

812-537-0063 • 812-438-2011 • 513-367-4582812-537-0063 • 812-438-2011 • 513-367-4582

SUBMITTED PHOTOSHVL Garden Club Bunco fundraiser was held on October 14th. An afternoon of fun, food and friends. Consider attending in the spring. Date TBA.

The Hidden Valley Garden Club met Oc-tober 14th at the HVL Community Center. Members also enjoyed the annual white elephant auction.

President, MaryAnna Taylor opened the meeting with the pledge of allegiance and the recitation of the Gardener’s Prayer. The minutes from the September meeting were read. Marti Sharpe motioned to accept; Pat Sutton seconded, and the motion passed. Luann Roberts gave the Treasurers report.

The club thanked hostesses Kathy Mint-eer and Marti Sharpe for providing treats for the meeting.

MaryAnna announced that she had been contacted by a member of the Dearborn County Hospital auxiliary group. Volun-teers are needed at the hospital. If anyone is interested, the contact information is available.

Jane Ulrick reported that everything was in order for the upcoming Bunco party.

Barry and Anne Malinowski on Longview Drive received the October Gar-den of the Month award.

The November meeting will be holiday decorations time. Everyone is encouraged to bring greenery, trimmings and ribbons

to share.

Old Business: The proposed changes to the bylaws

concerning the nominating committee were read for the second time. Luann motioned to accept the changes; Carol Morman sec-onded. The motion passed.

New Business: Members should bring 2018 dues and

payment for the Christmas dinner to the November meeting. Suggestions were also made for the club’s annual Christmas dona-

tions.With no further business for the evening,

Sheri Day motioned to adjourn. Bezzy Anderson seconded and the meeting ad-journed.

Members enjoyed treats as auctioneer extraordinaire Wilma Gardiner conducted the sale of the white elephant donations. From home décor, candles and puzzles to purses and pottery there were treasures for everyone.

Respectfully submitted,Carolyn Chasteen, Secretary

666666

Echoes Page 6A November - December, 2017

HVGC & HVRHALLOWEENBASH!

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Echoes Page 7A November - December, 2017

Echoes Page 8A November - December, 2017

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Echoes Page 9A November - December, 2017

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AROUND THE VALLEYUpcoming Events

■December 3rd – Pizza with Santa @ Wil-lie’s 2:00-4:00pm

■ January 1st - New Year's Day Polar Dip @ Beach @ Noon

■ January 27th – Baseball Sign-ups 9:00am-Noon @ POA Community Center

■ January 29th – Baseball Sign-ups 6:00pm-9:00pm @ POA Community Center

The Coalition for Children's Christmas ToysWanted: New, unwrapped toys and gifts for needy children ages 0-16These items can be dropped off at the POA office.Last pick-up will be Tuesday, December 12, 2017Any questions contact the Clearinghouse at 812-926-1198

Dearborn County Clearinghouse Food PantryHelp us collect Non-Perishable Food Items for our neighbors in need.There is a barrel at the POA office to drop

off food for needy families in our commu-nity over the holidays and throughout the year.

Contact usPhone: 812-537-3091Email: [email protected]: www.hiddenvalleylakeindiana.com

Holiday Office HoursThursday, November 23 – ClosedFriday, November 24 - ClosedMonday, December 25 – Monday, January 1 Closed

Office HoursMonday - Thursday, 7 a.m. to 5:30 p.m.Friday, 8 a.m. to noon

Rumpke Holiday ServiceThanksgiving Day will be normal pickup for trash and recycle.The week of Christmas and New Year’s trash pickup will be on a 24 hour delay all week, including recycling.Christmas tree disposal: Call as a large

item and bundle them with rope or twine to make it easier to pick up, so they are not so bushy. If they are larger than 4 ft. cut them in half

Sign Up to Keep In TouchWe’ve replaced the old List Serve email distribution system with our new Keep In Touch. If you were already subscribed to the List Serve, you’ll automatically receive Keep In Touch messages. If not, please sign up for Keep In Touch on the home page of our website, or call the POA Office. Make sure you’ll never be out of the loop!

Join the HVL Business DirectoryIf you are a business owner looking to connect with HVL’s 2000+ households, check out our Business Directory at www.hiddenvalleylakeindiana.com/business-di-rectory/. To join, follow the instructions for easy online submission and payment. Join today! Your competitors will be listed – you should be too!

Update Your InformationIf there is a change in your resident ac-

count information – address, phone, email, or emergency contact info - we need to update your records. Please contact the POA Office, or fill out and return the POA Membership Information form on our web-site at www.hiddenvalleylakeindiana.com/residents/forms/.

Online ReservationsRenting the Community Room or reserving a shelter may now be done online. Go to Facility Reservations on our website at: www.hiddenvalleylakeindiana.com/resi-dents/facility-reservations/.

Coupon DonationsThe POA Office accepts newspaper cou-pons for donation to the North Dearborn Pantry. Please help us support this worthy cause.

Donate Your Old Eyeglasses Please bring your old eyeglasses to the POA Office. Aurora Lion’s Club recycles them for the needy. Other drop-off loca-tions are Aurora Lumber Co. and Dearborn County Hospital lobby.

Don't forget to make your way to the Hidden Valley Lake Beach On New Years day at 11.30! Dip is at noon!

Here are some dipping tips...1) Bring a dry change of clothes, towels, blankets for after the dip.2) Wear old tennis shoes or water shoes in the water. The icy water will warm up and help keep your feet warm!3) DO NOT TAKE OFF YOUR SHOES AND STAND IN THE SAND BAREFOOT! THAT IS LIKE STANDING ON A BLOCK OF ICE!!!! If your feet stay warm, makes the whole day go better!4) Bring crazy friends and family to go in with you, watch and en-courage, or take pictures!!5) Crazy costumes are encour-aged and we have a costume contest! 6) Bring Fido for the dog parade too!7) Bring cash to buy your HVL 2018 Polar Bear T-shirt!8) Be prepared for an amazing experience! You will feel amaz-ing... a few hours later...after you

thaw out! What a way to ring in 2018!!! Can't wait to see you all there!

Questions? Call Ashley Howe 812 584 2193

Hidden Valley Lake Polar Bear Dip 2018!!!

Echoes Page 10A November - December, 2017

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CHILDREN'S COMMITTEE EVENTSOctober is always the HVL Children’s Com-mittee’s busiest month. In addition to the 8 other events we host every year, our two largest events fall in October.

Haunted HayrideThe turnout for the Haunted Hayride is al-ways large, and this year was no different. We accommodated about 1200 riders be-tween 5 - 11pm! This event gets rave re-views, but requires much effort and coordi-nation. If it weren’t for the following people who all VOLUNTEER their time (none of us are paid to do this), it wouldn’t happen:

DriversJay Muffett (who also donated a trailer)Nate Turner (who also donated a trailer)Guy Shybly (who also donated a trailer)Allen MeyerTim KleierMatt PaulAndrew (unfortunately I don’t know his last name!)

Trailers:Bryant Dold (B&B Scapes) – donated 2 trail-ers Casey Knigga – donated a trailerDave Hafner – donated a trailer

Residents scaring along the route This year we had more residents than ever put a LOT of effort into decorating and/or scaring along the route. These are the ones we know of, but I am sure we missed others (sorry for not mentioning you!).

John Sterwerf, David and Michelle Wilhelm, Kathie Smid, Darlene Zacarias, Cathy Ste-vens, Jamaine Smith, Steve and Denice Siereveld, Shandy Stath, Carrie Brewer, The-resa Reddell, Chris Knosp, Amy Delp, Phil Dunham, Tina Minnick, Phil and Elaine Heit, Pennie Shuler, Brandon Cable, Kristen Day, Robert Montazemi, Kim Lewis, and Justin Egan.

Thanks to Volunteers andDonationsFloyd Ogden and VRUC for allowing us to use their generatorsTony, Tyler and Zach Morris for scaring along the routeEric Johnson, and Eric Airgood for all your help before, during and after the hayrideThe HVL Maintenance team for delivering hay, garbage cans, cones, and other itemsThe deputies for helping out in many areas that nightLawrenceburg Student Council and Key

Clubs for helping out and scaringPat Sullivan for use of the golf courseBruce Keller for his ongoing support and helpSteve and the Willies team for putting up with us in the parking lotThe vendors for selling all sorts of food and goodies (we hope you made a good profit!)And anyone else who helped but we forgot to mention!

We have a GREAT community and so many of you made this event happen. THANK YOU for stepping up!

And finally, thanks to the Children’s Commit-tee members, who worked MANY hours to make this event happen!

Halloween WalkIt wasn’t the best day weather-wise for the annual Halloween Walk. Still, about 300 kids and their families braved the cold for a chance to show off their costumes and get some Halloween treats. Kids age 10 and under were invited to collect candy and other goodies from 50 stations along Longview Drive. And as a special surprise – Rosie Red and Gapper joined in on the fun!

We had a great time and hope everyone else did too! Thank you so much to Paige Wurtz

for helping organize the event, and to all the residents on Longview, the Bright Fire De-partment, Little Red Academy, Linda Rasp and family, Linda Miller and family, Ashley and Darryl Howe, all the other volunteers who passed out candy!

Last event of the year – Santa’s Workshop!Last year, we held our first “Santa’s Work-shop” instead of Pizza with Santa. It was such a hit that we will do it again this year! Here are the details:The event will be held on Sunday, December 3rd from 2 – 4 p.m. at Willies (lower level). Similar to an open house, families are welcome to come to see Santa anytime during those hours. Decorate cookies, enjoy a drink (milk, juice or water), make a craft, and re-ceive a special gift from Santa. Bring your own camera to take pictures of your child(ren) with Santa. Since it is a come-and-go event we are not limiting attendance as years past! Howev-er, YOU MUST RSVP so we can prepare and manage the event appropriately. Cost is $3 per child age 1-10. Children older than age 10 are welcome to get a picture with their younger siblings/families at no additional cost. There are three ways to RSVP:

See EVENTS Page 11a

Echoes Page 11A November - December, 2017

111111111111

1. Email us at [email protected] with the names and ages of the chil-dren. We will confirm your reservation and provide instructions on how to pay prior to the event.2. Private message us on our Facebook page (Hidden Valley Lake Children’s Committee). We will confirm your reservation and provide in-structions on how to pay prior to the event.3. Buy your wristband and confirm your spot ahead of time! Date/time will be determined soon.As always, if you would like to volunteer to help with any of our events, or if you have any ideas or questions, please contact us at [email protected].

Korry, Jill, Deana, Autumn, Yalonda, Karen, and Shawnee

EVENTS, From Page 10a

See HALLOWEEN WALK Page 12a

HAUNTED HAYRIDE

Echoes Page 12A November - December, 2017

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HALLOWEEN WALK

Echoes Page1B November-December,2017

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HIDDEN VALLEY LAKE GOLF CLUBDear Hidden Valley Residents,

With November here the golf season for 2017 is winding down however don’t put your golf clubs away too soon since we always have a few nice days to get that last round in for the year. 2017 has been a good year as we were able to make many improvements to the clubhouse, bought 60 brand new Club car golf carts, bought a new rough mower and most important a new pumping station for our irrigation system. We have a number of things in the planning stages for 2018 all of which will make the club more enjoyable for our members and guests. As long as membership remains

solid, we will continue to make improvements to the clubhouse and to the golf course.

We are planning on hav-ing a Black Friday sale in the pro shop however it will carry on the entire week. We have a

number of items at drastically reduced

prices. If you have that special someone that is difficult to buy for you need to stop by the Pro

shop. Often times you say “my mom

and dad are impossible to buy for because they have everything”, you need to stop by the Pro shop. Since there are so many items to choose from, it may be easier to just buy a gift certificate and they can pick out exactly what they want. If you

See GOLF, Page 3B

Many thanks go out to Deb Houchin, MaryKay Kroeger and Vicki Shroyer along with the Hidden Valley Golf Club 9 hole ladies league. The ladies created baskets which were then raffled with the pro-ceeds going to Matthew Ministries and the Houston SPCA. A big thank you goes out to all of the local businesses as the ladies were able to raise $1914.00. Congratulations to everyone for a job well done!

THANK YOU LADIES!

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Echoes Page2B November-December,2017

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Two Day “Fall Classic” ends F&G 2017 Season The final F&G tournament

each year is a special 2 day event and is always followed by a picnic after Sunday’s tourney ends.

The weather was comfortable and the turnout was good, but fishing was less than great. This year’s winner was the ever con-sistent team of Bill Sess and Roy Croley. They are also back to back Anglers of the Year for 2016 and 2017. Congratulations to them. 2nd. place went to Butch and Marco Mikesell, who also deserve a big thank you for serving as tournament directors again. They did an excellent job as always.

3rd. place went to Rob Flow-ers and Ryan Batchelor and Jerry and Chris Ludwig took the

4th spot. Big Bass on Saturday went to Tom Derrick and Dave

Ryberg and Sunday’s big bass went to Greg Buckingham.

October 1st. Regular tournament Result:1st-Bill Sess and –John Emody2. Greg Buckingham and Scott McDonald- 3. Dave Grimm- Big Bass –Grimm

October 9th. Senior Tournament at Brookville LakeThere were 2 boats- Grimm and Ryberg and Max-field and JonesNo keepers by anyone. Brookville Lake- 1, Seniors-

0It was a very tough day. That’s why it’s called fish-ing, not catching!

October 26th. Senior Tournament on the Ohio River 1st. place- Sam Maxfield and Shirley Jones- 3 bass @ 4.5 lbs.2nd. place- Dave Ryberg and Tom Derrick 2.49 lbsBig Bass- Derrick-2.49 lbs.

October 2017 Tournament Results

Bill Sess and John Emody Sam Maxfield and Shirley Jones

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Clean Water and MS4 RegulationsRegardless of your political

position on EPA clean water reg-ulations, we should all agree that keeping our lake free of sedi-ment, chemicals, and excessive algae growth is a goal that we can all support. This is important for the health of our swimmers and boaters, good for the envi-ronment and our property values, and key to the beauty and seren-ity of our neighborhood.

The State of Indiana Depart-ment of Environmental Man-agement (IDEM) provides guid-ance, and establishes reporting guidelines for, how we deal with storm water as part of our MS4 classification. MS4 is short for

Municipal Separate Storm Sewer System. An MS4 is a conveyance or system of conveyances that is:

■owned by a state, city, town, village, or other public entity that discharges to waters of the U.S.,

■designed or used to collect or convey stormwater (e.g., storm drains, pipes, ditches),

■not a combined sewer, and ■not part of a sewage treatment

plant, or publicly owned treat-ment works (POTW).

As an MS4 community, we establish how we fulfill the guid-ances by setting our own goals and best management practices. One of the key goals is com-

munity education. This is why I get to put on my teacher and en-vironmentalist hats every month and write articles on water man-agement practices. This includes topics of erosion, lawn and household chemicals, controlling pet waste and fertilizers that in-crease plant nutrients in the lake, and even on deer management and control of invasive plant spe-cies since those impact runoff.

We will be updating our community storm water plan (SWPPP) in 2018 and can use your help! Please contact Linda at [email protected] if you would be interested in helping out.

are looking for a big ticket item, why not purchase a membership either single or family for one full year at our introductory rate. The intro rate is extremely low and you can pay for it monthly on your credit card if you wish. Call me at the club for details and I promise I won’t tell Santa!

Even though the weather

isn’t warm we have been busy at the club with outings, tourna-

ments and events. Early in the month we hosted the Elder Class of 1962 (their 55th reunion) golf outing. Our company golf out-ing took place on October 12th. Local club tournaments included Greenkeepers Revenge and the Year End Tournament. Novem-ber 4th showcases our yearly Deep Freeze Tournament. Our Board of Governors along with management will provide a ter-rific dinner and free draft beer for all of our members at our year end meeting which will take place on Nov. 3rd. Novem-ber 4th we will host an Eve-

ning with Sinatra. Along with a delicious dinner Mr. Michael Wilkins, a well known Sinatra guru will sing Frank’s popular hits. It should be a fun evening with great music, lots of prizes to be had and all of the proceeds benefitting the HVL Senior Ac-tivities Program. If you have any questions about the club or the happenings please don’t hesitate calling me or stop by the club, my door is always open.

Pat Sullivan, General Manager

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Birders – if you would like to join in the Audubon Christ-mas Bird Count HVL Circle, email Linda at [email protected]. The current plan is to count our backyard birds and/or to join Nick in a Campground Loop hike on Sunday, December 17. It is a great way to learn to identify common birds and perhaps even some uncommon migrating spe-cies. For more information about this event see http://www.audubon.org/join-christmas-bird-count . No registration is necessary.

December Bird Count/ /

Echoes Page4B November-December,2017

Hidden Valley LakeProperty Owners

AssociationBoard of Directors

MeetingOctober 26, 2017

UnapprovedBoard of Directors Present: Pat Hawkins, Tom Hamilton, Robert Starks, Bill Minnery and Donna Yetzer

Board of Directors absent: None

Community Manager Present: Bruce Keller

Guests: None

President Pat Hawkins called the October 26, 2017 Board of Directors Meeting to order at 7:00 p.m. The meeting began with the Pledge of Allegiance.

President’s Report: Pat Hawkins

Your Board of Directors is pleased to announce that our work on the codification of Hidden Val-ley Lake’s bylaws is now com-plete. We have completed our final review and the bylaws are now in the hands of Jared Ewbank, our attorney, for his final check. We expect that these bylaws will be on our website by late next week or early the week of No-vember 6.

As we noted at our August board meeting, this was a massive under-taking and its completion would not have been possible without the help of many volunteers and employees. We thank them again.

Our bylaws are a living docu-ment that will always be sub-ject to revision as our community changes. Be assured, though, that we will thoroughly review all pro-posed revisions in order to main-tain the integrity of the bylaws.

Treasurer’s Report: Bob Starks

Financial Position as of the end of September, 2017

Beginning Cash on September 1,

2017, $1,423,000.00

Ending Cash on September 30, 2017, $1,283,000.00

Income as Budgeted Month $184,000.00 YTD $1,719,000.00

Income ActualMonth $193,000.00YTD $1,774,000.00 Expenses as Budgeted Month $175,000.00YTD $1,605,000.00

Expenses ActualMonth $215,000.00 YTD $1,567,000.00

Secretary’s Report: Donna Yetzer

■Request approval of the Sep-tember 28, 2017 Board of Direc-tors Meeting Minutes

Motion made by Tom Ham-ilton and seconded by Robert Starks to approve September 28, 2017 Meeting Minutes. Motion passed unanimously.

Community Manager’s Report: Bruce Keller

■Request approval for the fol-lowing Winter Board Meeting Schedule.

■November 2017- No meeting ■December 14, 2017 – Board

Meeting ■ January and February 2018 –

No meetings ■March 22, 2018 – Resume regu-

lar Monthly Board Meeting sched-ule.

■The POA office will be closed December 24th through January 1 for the holidays.

Motion made by Robert Starks and seconded by Donna Yetzer to approve the Winter Board Meeting Schedule. Mo-tion passed unanimously

Golf Course Managers Report: Jen Reuter

On Oct 12th, we had our com-pany lunch and golf outing which turned out to be a fun time for all.

This weekend is the HVL Rid-ers Halloween party which ben-efits Jase Armbruster.

November 3rd is our annual year end meeting which includes dinner, presentation of awards, and the election of 3 new Board Members for the Golf Club.

November 4th is our "Evening with Sinatra" which includes a terrific Italian buffet dinner and songs by Michael D. If you don't have your tickets, time is running out. Check with the Pro Shop or the POA Office.

The weather is starting to slow us down, yet the golf course is doing well, up 483 rounds com-pared to 2016. We have made numerous improvements to the course and the clubhouse, so come check us out, you'll like us!

We have a basket raffle going on in our Pro Shop with many wonderful donated items. All pro-ceeds go to the hurricane victims in both Texas and Florida.

Beginning Monday, Nov 13, we will be opening at 6:30 am daily to offer a full breakfast menu or breakfast sandwiches and coffee on the run. You can call ahead your order for pickup as well at 812-537-5033.

COMMITTEE REPORTS

Judicial Panel: Bruce Plashko

■Appeal for citation written for abuse of an HVL employee.

Vote was taken to uphold the $250.00 fine. Passed unani-mously 5-0

There was much discussion be-tween all parties involved.

Architecture Committee Report: Phil Heitz

■Request approval of perfor-mance bond returns.

Performance Bonds for Return 10/26/2017

Lot # 1762H Property Address 19877 Alpine Dr. Lawrenceburg, IN 47025

Michael & Jamie Lambrinides Bond Amount $500.00Dues Owed $0

Fine/Fees Owed $0

Lot # 1992H 19723 Ventura Dr. Lawrenceburg, IN 47025

Mark & Dawn EberhardBond Amount $500.00Dues Owed $0Fine/Fees Owed $0

Signed by Jason Craig, Jesse Jones, Phil Heitz and Bruce Keller

Motion made by Donna Yetzer and seconded by Bill Minnery for the return of the above Per-formance Bonds. Motion passed unanimously.

■Request approval of a 9 foot front variance for Brian Rupel, Lot # 2426/2427A, 1418 Brindlestone for the purpose of building a home. Arch Committee approved unanimously.

Motion made by Tom Ham-ilton and seconded by Donna Yetzer to approve the 9 foot variance. Motion passed unani-mously.

■Request approval of a setback allowing for the building of a de-tached garage in front of the house front elevation for Michael Sundbye, Lot # 658H/659, 20511 Edelweiss Lane. Arch Committee approved unanimously.

Motion made by Tom Ham-ilton and seconded by Donna Yetzer to approve the setback on the front elevation of the house. Motion passed unanimously.

Safety, Security & Elections Com-mittee Report: Bonnie Starks

No Report

Lakes Committee Report: Dave Patterson

Last meeting there was a re-port on the damn inspection. The committee had a second inspec-tion. The reasons for the lower rating had been fixed and after the second inspection the damn was ranked satisfactory.

Dave spoke of Bill Cox, who passed away recently and was a long standing member of the com-mittee. He will be missed. Dave presented a suggestion that had been brought to him by a couple of members that the committee donate a commemorative tree in Bill’s honor.

The Fish & Game annual golf outing was once again a huge suc-cess. Their recent senior’s pan fish tournament was such a suc-cess that they put on a fish fry for the club at the following meeting.

ATAC sprayed at Lake Melody to reduce the number of cattails.

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Echoes Page5B November-December,2017

17171717

POA Balance Sheet

September 30, 2017

ASSETS

Current Assets

Petty Cash – POA 200

Pharmacy Fund Account 3020

First Financial Savings 267,127

UCB Checking 523,844

Ameriprise 112,453

UCB Performance Bond 14,000

Dearborn Savings 108,761

Main Source Payroll 253,618

A/R HVL Golf Course Adv. 129,480

Accounts Receivable 111,560

Interest Receivables 2,316

Allow Uncollect Accts -84,650

Total Current Assets 1,441,729

Fixed Assets

Loan to HVLGC 1,680,497

Investment HVLGC 103,487

Land 296,283

Buildings 245,310

Land Improvements (Roads) 2,678,555

Lodge Improvements 146,681

Lake Improvements 154,762

Swimming Pool/Beach 500,699

Boat Docks 51,987

Furniture & Fixtures 8,860

Recreational Equipment 125,848

Fitness Equipment 37,600

Machinery & Equipment 375,415

Computer Equip & Software 32,946

Works in Progress 22,999

Community Center 989,635

Less Accum Depreciation -3,827,370

Total Fixed Assets 3,624,194

Other Assets

Prepaid Expenses 49,699

Prepaid Tax Accounts 0

Dam Rehab 334,599

Total Other Assets 384,298

Total Assets 5,450,221

Liabilities

Accounts Payable 0

Accrued Expenses 18,113

Accrued Property Tax 1,800

Accrued Payroll 15,458

Deferred Income – Dues 472,511

Deferred Income – Rumpke 240

Deferred Income - Golf Course 45,726

Total Current Liabilities 553,848

Long Term Liabilities

15 Yr. Mortgage Golf Course 1,354,737

Road Bond Deposits 14,000

Sluice Gate Walkway Bridge 4,449

Total Long Term Liabilities 1,373,186

Total Liabilities 1,927,034

Equity

Capital Contributed 1

Accum Retained Earnings 4,003,243

Chalet Retained Earn. -667,518

Current Year Earnings 187,461

Total Equity 3,523,187

Total Liabilities & Equity 5,450,221

There were 6 citations given out on the lake this season, with the majority being for more than one on a tube in the high speed zone.

Bruce and George will final-ize a rule making fishing from shore similar to fishing from a boat, i.e. two limits per member and guests. We need to review the rules and limits for guest passes.

The quality of the lake is good, typical for this time of year.

The bats are gone at Crystal Lake and the project to build the emergency spillway can get under way. This should take a couple of weeks, depending on weather.

Lake Holiday needs larger rip rap at the far end.

The inspection schedule for the small lakes is June and Janu-ary.

Boat safety class preparation has been completed. No one has attended the class. New boaters should be taking the class to become familiar with HVL boat-ing rules.

The requirement for further state approval or involvement is no longer an issue for the Sluice Gate Bridge widening. The bridge should be complete with-in the next couple of months.

Marina parking lot – potholes and road material placement – We didn’t end up with nearly as much milled road material as we had thought we would have. The maintenance crew started spreading it on the marina park-ing lot, but stopped so that we could re-assess where it should go. We need to use some of it where the asphalt starts to fan out in the marina parking lot. Several potholes have appeared there.

There was much discussion on the new concrete barrier walls that have placed at the upper beach parking lot and at the inter-

section of Alpine and Longview. This has been a project for the Safety Committee for some time. Bruce was able to get the sections for approximately $35.00 apiece. The Lake Committee did feel that the project should have come to their committee prior to imple-mentation.

Finance Committee: Jen Reuter

■Request approval of the Au-gust and September 2017 Finan-cial Reports

Motion made by Donna Yetzer and seconded by Robert Starks for the approval of the August and September 2017 Fi-nancial Reports. Motion passed unanimously.

■Request approval of the 2018 Hidden Valley Lake Budget

Motion made by Robert Starks and seconded by Donna Yetzer for the approval of the 2018 Hidden Valley Lake Bud-get. Motion passed unanimous-ly.

■Request that all dues, fees and assessments remain the same for 2018

Motion made by Robert Starks and seconded by Tom Hamilton for the request that all dues, fees and assessments remain the same for 2018. Mo-tion passed unanimously.

Future Planning Committee Re-port: George Lortz

■Request that Thomas Plogsted be placed on the Future Planning Committee.

Motion made by Robert Starks and seconded by Tom Hamilton to place Thomas Plog-sted on the Future Planning Committee. Motion passed unanimously.

Land Use Plan Committee making great progress. Great group of people working on this

MINUTES, From Page 4B

HVL POA INCOME STATEMENT

September 30, 2017

Total Income 193,080 184,290 1,774,629 1,719,194

EXPENSES

Fitness Center 1,328 1,295 9,810 10,844

Pool & Beach 6,338 8,494 91,921 97,902

Lakes 1,530 3,275 62,045 53,900

Streets & Parks 50,956 43,942 263,659 321,603

Security 30,905 25,928 263,897 260,265

General 94,508 61,308 635,386 588,706

Woodlands Mgmt 3,002 4,184 21,658 34,098

Depreciation 20,976 20,976 189,380 188,784

Property Sale Expenses 0 0 0 0

Bad Debt Expense 5,416 5,416 49,412 48,744

Total Expenses 214,959 174,818 1,587,168 1,604,846

Net -21,879 9,472 187,461 114,348

Current MonthActual

Current Month Budget

Year to DateActual

Year to DateBudget

See MINUTES, Page 6B

Echoes Page6B November-December,2017

committee.

There will be a meeting the on Saturday, February 3. 2018 to re-view the requested changes to the Community Master Plan (CMP). This meeting will also cover CMP updates.

Civic Club: Karen Plogsted

November 4th - Evening with Sinatra at the Golf Club. This event includes Cocktails, Italian Buffet and Songs by Michael D.

Civic Club has been meeting and making plans for 2018 events.

Listed are several things that the Civic Club is working on:

January 1 – Polar Bear DipJanuary 20 – Trivia NightApril – Know your Neighbors

and Their BusinessJune – Blast from the Past Party

at the poolAugust – LuauOctober – Adult Halloween Cos-

tume Party

Old Business: None

New Business:There was some discussion on

purchasing a Go Pro camera for Lake Patrol and use around the Val-ley for unusual circumstances.

Scott Chenault suggested stream-ing meetings live on Facebook.

A resident asked about the wood laying around. It was suggested that it could be cut and sold and the funds could be used for a fundraiser.

Donna Yetzer thanked everyone for attending the Board meeting.

Motion to adjourn by Bill Min-nery and seconded by Robert Starks. Motion passed unani-mously.

Adjournment: 8:15 pmMinutes Prepared by Gina Minutes published in this paper

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Lakeview Drive-Lot 768-HVL .27 ac $4,500Alpine Dr-Lot 2559-HVL .2 ac $7,400Lakeview Dr-Lot 795-HVL .25 ac $7,500Alpine Dr-Lot 2742-HVL .27 ac $9,700Cravenhurst Dr-Lots 1924/1925-HVL .5 ac $27,000Chesterville Rd-MOORES HILL 3.496 AC $34,900

7444 US 50-AURORA 1.06 ac $35,000Longview Dr-Lots 446&447-HVL .48 ac $39,900Brindley Dr-GREENDALE 3.76 ac $49,9001 Dugan Rd-VEVAY 14 ac $69,9002 Dugan Rd-VEVAY 11ac $69,9005 Dugan Rd-VEVAY 11 ac $69,900

6 Dugan Rd-VEVAY 11 ac $69,9007 Dugan Rd-VEVAY 12 ac $69,900Mt. Pleasant Rd-BRIGHT 5.37 ac $69,900Cedar Cliff Dr – Lot 2457-HVL .25 ac $75,000Ritzmann Dr-GREENDALE 6.79 ac $85,900County Line Rd-SUNMAN 53 ac $149,900

Cliftmont Circle-Lot 1708-HVL .2 ac $259,900Reservior Rd-BROOKVILLE 14 ac $279,9004 Dugan Rd-VEVAY 55 ac $299,900Reservior Rd-BROOKVILLE 25 ac $299,900Kline Creek-GUILFORD 100 ac $465,000Reservior Rd-BROOKVILLE 39.94 ac $549,900

This 3 BR/2.5 BA transitional offers many upgrades plus move-in condition! Completely rehabbed interior – painted thru-out, new carpet & new wood-look laminate in huge GR! Features include spacious eat-in kitchen w/cherry cabinets, GR w/FP & patio doors to partially covered deck, main flr laundry, huge Master w/private BA & more! Ceramic tile floors on main level. Private yard w/greenbelt in rear, great for entertaining. Basement plumbed for full BA. Priced to sell! (KH4640) Call Kathy or text R570936 to 52187.

Cozy 5 BR/3.5 BA home offering lots of natural light & entertaining space! Updated kitchen w/granite, newer cabinets & appliances. Wood flrs, cathedral ceilings, new carpet, huge stamped concrete patio, wooded yard & front patio porch. Master retreat w/sitting room, 2 walk-in closets, private deck & mega BA. Move in condition – Immediate possession! (PH4504) Call Paige or text R533595 to 52187.

Much larger than it looks, 4 BR/3.5 BAs & home office. Huge Bonus FR w/tons of natural light. Wood/ceramic flrs. Stone FP in LR, wood stove in LL. Multi-level decks, heated in ground pool w/solar heater, covered front porch & fire pit area in woods. Move in ready. 3 lots. New roof in August 2017. 1 yr home warranty w/pool coverage. (PH4628) Call Paige or text R422886 to 52187.

42+/- acres, includes a 42x80x14 equipment barn w/1 BR/1 BA apartment w/full kitchen, laundry, city water, & attached covered deck overlooking stocked pond. 42x64 dairy barn w/loft & concrete flr, tool shed, fenced pasture, & 2x 200 amp panels. Very secluded! Income-producing potential! Over 200 ft road frontage. Addtl. acreage available. (SH4641) Call Sarah @ 765-993-7639 for more information.

875,000

G R E A T L A K E F R O N T S !

EXQUISITE LAKEFRONT WITH AWESOME VIEWS! Truly one of a kind lakefront - Designed w/a coastal/nautical feel, its soaring peaks & angles are reminiscent of the prow of a ship. Exquisite custom construction w/quality features too numerous to count! All stone exterior w/soaring vaults of glass opening to the water! Phenomenal MBR, huge GR, loft Guest Suite, finished FR in LL, 2 story screen porch & more! Elaborate landscaping, waterfall, seawall & double slip w/lift. 4 BR/5.5 BAs. 5,011 finished sf. (KH4372) Call Kathy or text P196027 to 52187.

This “One of a Kind” Property known as “The Hill” offers a unique location & Great views of Brookville Lake. Listed on & off for years, the price is now right. Perfect for your homesite, camping or development. Endless possibilities! Addtl. acreage available up to 40 acres. Property like this does not come around often. (PH4639) Call Paige or text R551684 to 52187.

324,900

AFFORDABLE LAKEFRONT IN GREAT CONDITION! Nice location w/deep swimming water & newer dock! Much larger than it looks from the street. Open GR w/FP, custom kitchen w/high end cabinets, newer appliances & granite counters, all BA’s updated. Beautiful bamboo flrs, Armstrong plank ceilings. Huge MSTR w/sitting room, office & private deck! Finished walk-out LL includes FR w/FP & guest suite w/attached BA, plus storage & workshop.Lg decks great for entertaining, terraced yard. 3 BR/3 BAs. (KH4638) Call Kathy or text R532478 to 52187.

259,900

BUILD YOUR DREAM LAKEFRONT HOME HERE! Very few main lake front lots left! Enjoy a beautiful sunrise view over the lake from the decks or dock of your dream home! Fully protected shoreline (rip rap), 2 level dock w/picnic table & storage box. Design & build instead of remodeling! (KH4474) Call Kathy or text P330395 to 52187.

609,900

A HUNTER’S DREAM – 91 ACRES! REDUCED! B U I L D O N T H E W A T E R !

HUNTER’S DREAM PROPERTY W/GREAT POTENTIAL! The ultimate in privacy & views. Classic log cabin perched on the ridge deep into this wooded 91 ac w/great ponds on both sides. Several hunting stands, paths thru the woods, lots of road frontage. Great for 4 wheelers or horses! Food plots, natural grasses & more to improve hunting potential. (KH4565) Call Kathy or text P523184 to 52187.

LOOKING FOR A LUXURY LAKE FRONT? Wonder what lake living would be like? Don’t miss the opportunity to purchase this beautiful & unique lakefront property! This home is loaded w/upgrades featuring large living areas w/walls of glass overlooking the lake, Kitchen w/custom built Maple Cab’s & granite tops, a luxury Master BR, Finished LL w/wet bar & awesome living areas outside. 3 levels of deck plus terraced patios & dock w/slip. Even a hot tub overlooking the lake. 3 BR/3.5 BAs. (KH4605) Call Kathy or text R173799 to 52187.

WANT DEEP WATER RIVER ACCESS? GREAT BUILDING SITES! A total of 11+ Ac of land offering several building sites w/deep water access to the OH River in Lburg, IN, is available to purchase, all or part! Beautiful & private wooded acreage overlooking Tanner’s Creek works for private residence or possible small condo development (KH4363) Call Kathy or text R184730 to 52187.

499,900

20

Echoes Page8B November-December,2017

20202020

POA AGENDA

Thursday,December 14, 2017, 7 PM – POA Lower Level

Call To Order: Patricia Hawkins

Pledge of Allegiance: Patricia Hawkins

Presidents Report: Patricia Hawkins

Treasurers report: Robert Starks

Secretary’s Report: Donna Yetzer

Approval of October Minutes.

Community Managers Report: Bruce Keller

■Winter Board Meeting Schedule.January and February 2018 – No meetings.

March 22, 2018 – Resume regular Monthly Board Meeting schedule.The POA office will be closed De-cember 24th through January 1 for the holidays.

Golf Course Managers Report: Pat Sullivan

COMMITTEE and Club REPORTS:Judicial Panel: Bruce PlashkoArchitecture Committee Report: Dave Hafner

Request approval of Bond Returns.

Safety, Security & Elections Com-mittee Report: Bonnie Starks

Lakes and Parks Committee Report:

Dave Patterson

Finance Committee Report: John Reiniger

Future Planning Committee Report: George Lortz

Civic Club: Karen Plogsted

Old Business:

New Business:

Adjournment:

HIDDEN VALLEY LAKE PROPERTY OWNERS ASSOCIATION BOARD OF DIRECTORS MEETING

21

Echoes Page9B November-December,2017

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2018BUDGET

11/02/20173:41 PM

Page 12018 Budget .xlsSUMMARY

2018 Budget

DEPARTMENTS2016

BUDGET YTD 2016 YTD 2017 20172018

BUDGET

GENERAL EXPENSES 812,195 633,133 635,386 843,025 889,174

GENERAL CAPITAL

FITNESS CENTER EXPENSES 18,102 11,177 9,810 15,880 17,350

FITNESS CENTER CAPITAL

WOODLANDS MANAGEMENT EXPENSES 36,460 14,909 21,658 37,572 38,705

WOODLANDS MANAGEMENT CAPITAL

POOL EXPENSES 101,475 84,656 91,921 102,805 103,806

POOL CAPITAL

LAKE & DAM EXPENSES 46,849 44,565 62,045 57,000 50,500

LAKE CAPITAL

SECURITY EXPENSES 332,926 272,950 263,897 358,580 372,624

SECURITY CAPITAL

STREETS/ PARKS /DITCHING EXPENSES 420,471 330,756 263,659 408,680 426,051

STREETS & PARKS CAPITAL

BAD DEBT EXPENSE 75,000 54,000 49,412 72,000 65,000

PROPERTY SALE EXPENSES 0 0 0

TOTAL EXPENSES 1,843,478 1,446,145 1,397,788 1,895,542 1,963,210

TOTAL CAPITAL/ GOLF COURSE OVERAGE 40,000 45000 45000

INTO ESCROW 235,605 235,605 302,500 302,500 291,590

TOTAL CAPITAL & EXPENSES 2,119,083 1,681,749 1,700,288 2,243,042 2,299,800

INCOME 2,177,035 1,872,861 1,781,907 2,264,373 2,376,45257,953 191,111 81,620 21,331 76,652

INTO ESCROW - RESTORE RESERVE ESCROW To escrow 75,000

BALANCE 1,652

OUT OF ESCROW

HVL POA BUDGET SUMMARY

2018BUDGET

11/02/20173:41 PM

Page 22018 Budget .xlsINCOME

ACCT# INCOME2016

BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

5010Dues, Fees Assessments/Rumpke/Actual Collected 1,735,894 1,449,124 1,810,022 1,337,579 1,884,850

5040 Penalties collected/Actual 52,000 48,603 45,000 43,865 45,000

5050 Boat Registration 28,000 32,595 30,000 34,195 32,000

5060 Dock Rental 36,980 37,710 37,400 37,760 37,400

5070 Swim Fees and lessons 16,041 14,565 14,000 12,751 12,000

5110 Golf Cart/ATV Registration 2,850 3,000

5125 ID Card Income 101 325 102 415 400

5140 Phone Book Ads 1,212 1,297 1,224 1,257 1236

5145 Credit Card Convenience Fee 1,020 1,200

5150 Interest Income 5,000 4,309 5,500 5,638 5,500

5165 NPO Fines 1,100 2,064 1,300 996 1,000

5170 Fines collected / Actual 4,000 15,286 5,000 12,790 7,000

5171 Deed Transfer Fees collected/Actual 13,130 14,585 30,000 51,950 55,000

5180 Home Bldg Fee (40 homes) 1,500 4,500 1500 9,000 3000

5190 Rumpke collected /Actual 682 655 689 768 966

5192 Golf Course Assessment 182,700 152,925 182,700 137,041 182,700

5210 Cable Income 12,000 12,304 11,500 9,363 11,500

5400 Fitness Center Enroll Fee 404 625 408 400 400

5401 Fitness Center Member Fee 40,200 33,658 40,602 33,885 42,000

5402 Fitness Center Misc Income 51 0 52 0 0

5404 Fitness Center Guest Fees 300 101 303 69 100

5980 Variance Adminstrative Fees 100 200 101 200 100

5985 Facility Fee Income 6,060 5,800 6,200 5,850 6,200

5986 Beach Shelter Fee Income 1,200 1,275 1,200 1,125 1,200

5987 Willies Rental Income 30,300 30,662 32,000 27,599 34,000

5988 Renters Income 4,545 5,090 4,000 4,500 4,500

5989 Web Sales Income 3,030 50 3,060 2,400 3,000

5990 Miscellaneous Income 6,642 1,000

9015 Sale of Fixed Assets 505 4,553 510 0 200

0

TOTAL 2,177,035 1,872,861 2,264,373 1,781,907 2,376,452

HVL POA 2018 BUDGET 2018BUDGET

11/02/20173:41 PM

Page 32018 Budget .xlsFITNESS CENTER

ACCT# FITNESS CENTER EXP 2016 BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

7400 Salaries, Wages -$ 0 0

7410 Payroll Taxes -$ 0 0

7420 Water/Sewer 250$ 271.31$ 350 256 350

7425 Telephone 1,391$ 1,067.75$ 1,400 826 1,400

7430 Electricity 2,318$ 1,761.17$ 2,400 1,235 3,000

7435 Heat Fitness Center 628$ 190.25$ 300 142 300

7440 Office Supplies -$ -$ 0 45 0

7450 Maintenance/Repair 6,180$ 1,452.07$ 3,000 48 2,000

7451 IT/Computer -$ 39.00$ 0 39 0

7460 Cable TV 1,210$ 937.98$ 1,300 898 1,300

7470 Miscellaneous 125$ -$ 130 779 500

7472 Community Programs -$ -$ 0 0 07480 Contracted Labor 6,000$ 5,457.00$ 7,000 5,542 8,500

TOTAL 18,102 11,177 15,880 9,810 17,350 2018BUDGET

11/02/20173:41 PM

Page 42018 Budget .xlsPOOL EXP

ACCT# POOL & BEACH 2016 BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

7600 WAGES 55,000 47,058 56,650 52,202 58,350

7620 PAYROLL TAXES 4,000 3,600 4,080 3,994 4,162

7630 WATER & SEWER - POOL 4,031 2,877 3,700 2,886 3,000

7631 WATER & SEWER - BEACH 721 1,160 900 607 900

7640 ELECTRICITY-POOL 7,210 6,123 7,500 5,324 6,000

7641 ELECTRICITY-BEACH 743 470 750 441 750

7642 GAS USAGE POOL 350 164 225 178 225

7650 TELEPHONE/POOL 1,400 1,413 1,700 1,496 700

7651 TELEPHONE-BEACH 920 504 1,300 508 240

7660 CHEMICALS 8,500 6,444 7,500 7,620 7,500

7670 SUPPLIES 4,300 3,021 4,000 2,977 4,000

7690 REPAIRS/MAINT-POOL/BEACH 12,000 10,189 12,000 9,030 12,000

7700 WATER ANALYSIS 1,300 1,170 1,500 900 1,000

7725 INTERNET/BEACH 291 875 1,200

7726 IT/COMPUTER 1,000 175 1,000 2,883 2,1007727 INTERENT POOL 0 1,680

TOTALS 101,475 84,656 102,805 91,921 103,806 2018BUDGET

11/02/20173:41 PM

Page 52018 Budget .xlsLAKE EXP

ACCT# LAKE EXPENSES2016

BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

7810 ELECTRICITY 3,914 3,968 5,000 3,175 4,500

7840 MARINA/LAKE/MAINT/REPAIR 13,390 17,136 15,000 30,002 15,000

7860 COLIFORM COUNT & MONITOR 1,030 210 500 370 500

7870 LAKE TREATMENT 26,000 22,751 25,000 20,999 25,000

7871 FISH STUDY 0 0 0 0 3000

7910 FISH STOCK 515 500 500 500 500

7930 DREDGING 0 0 0 0 0

7950 MONTITORING DAM (LOCAL) 2,000 0 2,000 1,728 2,000

7955 Dam Inspection (State req) 0 0 9,000 5,272 0

TOTALS 46,849 44,565 57,000 62,045 50,500

See BUDGET, Page 1oB

22

Echoes Page10B November-December,2017

222222

2018BUDGET

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Page 62018 Budget .xlsSTR & PARK EXP

ACCT# STREETS/ PARKS /DITCHING EXPENSES2016

BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

8001 WAGES 174,950 145,103 170,000 112,106 180,000

8002 PAYROLL TAXES 12,000 10,858 12,360 8,401 12,731

8003 HOSPITALIZATION INSURANCE 21,000 13,982 21,000 11,740 20,000

8004 TELEPHONE 2,758 1,950 3,000 2,142 3,000

8005 CONTRACTED LABOR 1,030 0 1,500 0 1,500

8010 DUMPSTERS 4,635 2,157 4,000 3,199 4,000

8015 PORT-O-LETS 3,090 1,887 3,000 1,452 3,000

8020 SALT&SAND 30,000 36,130 36,000 0 36,000

8021 LAWN CARE 40,170 29,259 40,000 25,837 36,000

8030 ELECTRICITY 3,183 2,201 4,000 1,906 4,000

8035 HEATING GAS 2,334 1,103 2,500 909 2,500

8040 WATER & SEWER 1,288 1,709 1,400 1,204 1,400

8050 DITCHING 5,150 1,301 5,000 29,259 15,000

8060 VEHICLE FUEL 10,300 3,039 8,000 2,604 5,000

8070 SUPPLIES, GARBAGE BAGS,PAPER PRODUCTS 4,000 3,854 4,000 1,711 3,000

8075 TRAVEL & EXPENSES 309 204 300 189 300

8080 ROAD REPAIR & MAINTENANCE 20,600 22,087 20,000 8,690 30,000

8090 EQUIPMENT REPAIR & MAINT. 15,450 3,314 15,000 3,671 10,000

8100 BUILDING REPAIR & MAINT. 10,300 14,973 6,000 6,684 7,000

8110 RENTAL SERVICES 1,545 549 1,500 50 1,500

8120 PARK MAINT.& REPAIRS, MULCH, PLAYGROUND MAINT. 17,875 9,649 15,000 17,616 15,000

8125 77 ACRES EXPENSES 6,180 4,358 6,000 6,769 6,000

8126 77 ACRES WATER/SEWER 1,273 1,024 1,300 723 1,300

8127 77 ACRES ELECTRIC 4,804 2,895 4,000 2,355 4,000

8130 VEHICLE FEES & LICENSES 3,713 1,158 1,500 938 1,500

8140 HAND TOOLS 1,030 102 1,000 0 1,000

8170 FIRE HYDRANTS 18,355 12,742 17,820 11,162 17820

8180 INTERNET EXPENSE 849 795 1,200 869 1,2008190 CLOTHING RENTAL 2,300 2,375 2,300 1,475 2,300

TOTAL 420,471 330,756 408,680 263,659 426,051 2018BUDGET

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Page 72018 Budget .xlsSEC EXP

ACCT# SECURITY EXPENSES2016

BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL 2018

8210 WAGES 243,500 197,647 260,000 190,515 267,800

8220 PAYROLL TAXES 16,000 14,678 16,480 14,025 16,974

8221 HOSPITALIZATION INSURANCE 18,000 22,577 25,000 22,460 30,000

8230 WATER & SEWER 1,030 866 1,000 1,046 1,000

8250 TELEPHONE 4,120 2,465 3,000 2,307 3,000

8260 TRAINING PROGRAM 3,090 2,770 3,000 2,849 3,000

8270 VEHICLE - GAS 20,000 15,087 15,000 13,162 15,250

8280 VEHICLE/BOAT/ MAINT. 9,270 5,414 13,500 1,623 4,000

8290 ELECTRICITY 4,120 2,208 3,600 2,076 3,600

8300 COMMUNICATIONS 721 540 3,000 525 3,000

8310 VEHICILE FEES/LICENSE 515 471 500 724 500

8350 IT/COMPUTER/REPAIR 1,545 1,198 2,500 3,553 4,500

8360 EQUIPMENT/CAMERAS/CLOTHING 7,000 4,211 7,000 6,111 15,000

8370 REWARDS SECURITY 515 160 500 137 5008375 INTERNET EXPENSE 3,500 2,657 4,500 2,782 4,500

TOTALS 332,926 272,950 358,580 263,897 372,624

2018BUDGET

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Page 82018 Budget .xlsGEN EXP

ACCT# GENERAL EXPENSES2016

BUDGET 2016 YTD ACTUAL 2017

2017 YTD ACTUAL

2018BUDGET

8410 WAGES 210,000 169,825 217,000 156,784 243,510

8416 CONTRACT LABOR 1,400 0

8440 HOLIDAY GIFT 3,819 300 4,000 0 4,200

8450 EMPLOYEE 401K SEP 12,500 9,288 14,000 9,452 13,000

8460 PAYROLL TAXES 15,000 12,685 15,450 11,574 15,914

8470 SUI & FUI TAXES 7,500 4,512 7,725 3,900 5,000

8480 HOSPITALIZATION INSURANCE 25,000 23,955 25,000 23,157 35,000

8490 WORKMANS COMPENSATION 16,974 17,398 15,000 10,952 15,500

8530 BOARD ANNUAL MTG & ACTIVITIES 2,652 1,522 2,500 1,397 2,500

8560 POSTAGE - GENERAL 4,456 3,620 4,000 2,574 4,000

8562 MEMBERSHIP BILLING 2,122 1,328 2,200 312 1,000

8563 NOMINATIONS & ELECTIONS 1,804 1,182 1,800 233 1,800

8570 STICKERS 1,273 1,530 1,300 1,737 1,300

8571 ID CARD EXPENSES 0 51 0

8574 OFFICE FORMS 1,273 813 1,300 213 500

8575 DEED/LIEN FEES 1,061 602 900 427 900

8581 OFFICE SUPPLIES 4,350 4,807 5,000 4,606 5,600

8600 TRAVEL & EXPENSES 4,456 2,194 1,500 646 1,500

8610 TELEPHONE 3,395 2,249 3,500 2,109 3,500

8615 INTERNET EXPENSES 1,379 871 1,200 1,090 1,400

8620 PROPERTY TAXES 4,244 4,472 5,000 4,545 5,000

8660 BANK CHARGES 4,800 3,621 5,200 5,052 5,400

8670 INSURANCE - GENERAL LIAB. 30,766 5,398 34,000 30,639 34,000

8680 DONATIONS 530 340 500 215 500

8700 OFFICE EQUIP & REPAIR 5,305 4,695 5,000 3,564 8,000

8710 PEST CONTROL 1,485 0 1,400 0 1,400

8720 IT/COMPUTER 7,426 4,754 8,000 6,507 8,000

8740 SECURITY SYSTEM 266 240 250 240 250

8750 RUMPKE 264,000 219,666 271,000 199,355 279,000

8790 PROFESSIONAL FEES & /TRAINING 3,000 1,478 13,000 16,053 15,000

8810 ACCOUNTING SERVICES 9,336 11,500 9,500 12,500 12,500

8815 PAYROLL FEES 6,700 3,769 7,000 3,674 5,500

8820 LEGAL - GENERAL 5,305 1,000 10,000 8,633 10,000

8830 GOLF COURSE MORTGAGE PAYMENT 137,500 103,297 137,500 103,297 137,500

8840 LEGAL COLLECTIONS 1,273 350 2,000 125 1,000

8862 WATER & SEWER 1,167 1,309 1,300 663 1,300

8863 ELECTRIC 8,487 6,656 7,500 5,679 7,500

8864 GAS HEAT 1,591 730 1,500 607 1,200

8866 ACQUISITON EXPENSES 0 1,177 0 0 08481 PHARMACY EXPENSE 1,423 -$

TOTAL 812,195 633,133 843,025 635,385 889,174

BUDGET, From Page 9B

See BUDGET, Page 11B

23

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HVLPOAESCROW

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Page 122018 Budget .xlsescrow new

2018 Budget Allocation of funds excess Budget 2018ESCROW / RESERVE FUNDS Money Spent in 2017

2016 2017 2018 2019 2020 Board Requested Projects

beg bal 15,000 2,186 1,289 9,289 17,289 2017 Fitness center machine $2400 PURCHASED IN JAN 2017 accrual / budget - 5,000 8,000 8,000 8,000 2017 Fitness center machine (2) Recumbent Bikes $3527.70paid out (7,814) (5,897) - - - Allocation/Adjustment (5,000) ending bal 2,186 1,289 9,289 17,289 25,289

OTHER CAPITAL ITEMSSecurity Cameras around the Valley , Natural Resources Equipment

beg bal 21,260 4,579 10,295 25,295 30,295

2017 FILE SERVER REPLACEMENT & NEW DATABASE STRUCTURE $20,000 ESTIMATE (File Server $9883) Database not replaced $10,000 taken out for Dearborn County Sponsorship moved to new expenses

accrual / budget - 22,000 5,000 5,000 5,000 paid out (11,681) (16,284) - - - Pool Cameras - $3726.23Allocation/Adjustment (5,000) 10,000 $2674.99 bush cutter 2017ending bal 4,579 10,295 25,295 30,295 35,295

PROPERTY PURCHASESbeg bal (12,754) 12,246 36,844 61,844 86,844 $50,000 Added from cash overage 2017accrual / budget 25,000 25,000 25,000 25,000 25,000 2017 March Georgetown Road Property Purchase Appr by Board.$50402paid out - (50,402) - - - Allocation/Adjustment 50,000 ending bal 12,246 36,844 61,844 86,844 111,844

NEW EXPENSESbeg bal - 25,000 60,000 80,000 2017 $10,000 from database replacement used for Dearborn One Sponsershipaccrual / budget - 20,000 20,000 20,000 20,000

paid out - (10,000) $15,000 added for $10,000 annual Dearborn One and $5000 for Codification of Rules/Bylaws

Allocation/Adjustment - 15,000 15,000

ending bal - 25,000 60,000 80,000 100,000 REQ-2018 Build Marina Shelter( Pending Community Survey) Moved from Buildings & Shelters - No dollar amount was associated to project REQ-2017 Finish Pickle Ball Court $20,000 (Pending Community Survey) Moved from Other Amenities

UNALLOCATED ESCROW - - - -

SUMMARY 2016 2017 2018 2019 2020

TOT BEG ESC BAL 174,698 112,296 282,975 429,565 569,338 UNALLOCATED ESCROW - - - - -

HVLPOAESCROW

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Page 132018 Budget .xlsescrow new

2018 Budget Allocation of funds excess Budget 2018ESCROW / RESERVE FUNDS Money Spent in 2017

2016 2017 2018 2019 2020 Board Requested ProjectsTOT ACCR (Budget) 235,605 302,500 291,590 294,773 298,051 TOT PAID OUT (298,006) (251,821) (220,000) (155,000) (215,000) Allocation/Adjustment - 120,000 75,000 - - ENDING ESC BAL 112,296 282,975 429,565 569,338 652,389

- - - -

CASH RESERVES 325,000 325,000 325,000 325,000 325,000 BOND FUNDS HELD

2017 EOY Cash Report

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Page 142018 Budget .xlsfuture cash

2018 Budget

Cash end of October 2017 1,126,881

FUTURE INCOMETOTAL 68,000.00$

Future ExpensesFitness 4,000Pool/Beach 3,400Lake Expenses 4,000Streets & Parks 90,000Security 85,000General 125,000Woodllands 8,000

TOTAL 319,400

CAPITAL ITEMSFUNDS TO GOLF COURSE 45,000DREDGING -CRYSTAL LAKE/SLUICE Bridge(Not showing paid out yet in Escrow) 43,000LAND USE STUDY 13,000TOTAL CASH EOY 2017 774,481

ESTIMATED FUNDS HELDRESERVE 325,000BOND FUNDS HELD 23,500END OF 2017 ESCROW FUND 282,975

CREDIT DUES FOR 2018 100,000TOTAL 731,475

731,475$ Funds required to start 2018774,481$ FUNDS EOY 201743,006$ Balance

BUDGET, From Page 10B

24

Echoes Page12B November-December,2017

242424

Ashley HoweAssociate Broker/Partner,

Multi-Million Producer812-584-2193www.starone.com

HVL-301535- Classy, low maintenance brick ranch with wide open living spaces, large eat-in kitchen, breakfast bar, dining area and easy access to outdoor patio living! A stunning master suite & bedroom will make you fall in love! Comes fully equipped and offers newer roof, furnace, kitchen appliances, washer-dryer, windows, easy breathe filter, electronic purifier and water softener! Level Backyard. $209,999

Rising Sun- Come home to peaceful country living on 5 private rolling acres and scenic views. This beautiful 3700+ sqft home features 1st floor MBR suite and laundry, formal DR, study, hickory wood floors, 3 large 2nd floor BRs with 2 bonus dormer rooms, covered rear deck, 2 HVAC systems, 40 X 30 pole barn with electric, water, & heat, and just minutes from town. This is a must see home! ADDITIONAL 14+ ADJACENT ACRES AVAILABLE FOR PURCHASE. $329,900 J.Bray 513-368-5308

One Goal. One Passion.

HVL- Are you looking for a high quality exceptional unique home nestled in woods? This rare find offers over 5000 sqft of living space, 3 car garage with loft. Numerous upgrades throughout, finished walkout LL. Open floor plan with natural light. Situated on 3 lots! Truly Something Special! $499,900

HVL-302777 - Handsome home with tons of room for everyone! Enjoy casual and formal rooms with eat-in kitchen, breakfest bar and formal dinning for special occasions! Bright sunny rooms-large master suite and bath, great floor plan and a wonderful finished walk-out lower level make this home for you! $204,900 Weis 513-324-3915

Greendale - Turn Key Restaurant with Bar. Beautiful Historic Brick House that has been converted into a restaurant and bar. Plenty of seating in two levels of dining area. A patio and upper deck offer outside dining. Beer, wine, & liquor license with Sunday service. This property has great potential for the right restaurateur. $379,900. R.Fox 812-29-3736

WRAP A NEW HOME FOR THE HOLIDAY!

HVL-392284 - Tons of potential in this large roomy transitional home. Add your touches for a true master piece. Great floor plan offers versatility with a huge great room, soaring ceilings, fireplace, kitchen island plus room for an eat-in table. Walk out finished lower level offers room to expand for entertaining or everyday living. Generous size rooms, tons of natural light make this perfect for you and yours! $114,900

HVL- Great potential in this one of a kind house. TLC required. Large living area, four bedrooms, hot tub, sauna, steam shower, in door pool and more. Large spacious deck.. Priced right for instant equity after renovations! $204,900 R.Fox 812-290-3736

Barb Jedding812-584-5253

Roger Fox812-290-3736

HOT NEW LISTINGS!

HVL-302509- This home is wow from the moment you arrive! Nestled on 2 wooded lakefront lots,it offers soaring ceilings, natural light, open flr plan & beaut appointments. Large classy great rm brings the outside in w/easy access to one of 2 scrd porches, decks, & lg formal dnrm, all w/views of the lake & your dock! Kitchen presents granite counters, tons of cabinets, breakfast bar, & eat in area. Lg mst suite, loft, & extra bdrm are generous in size and beauty!Finished w/o ll that offers 2nd kit, fmrm, bdrm, 2 ba! Plus 4 car garage! $499,900.

Greendale-302675- Exceptional opportunity with this stately home situated in a prime location in the heart of charming Greendale and next to Oakley Park. This lovely home has been transformed into a true beauty inside and out. Attention to details is evident from fine appointments such as teakwood floors, oversize molding, granite, rod iron railing and more! Over 3700 square feet of beautiful living space. Quality craftsmanship throughout. $299,900

UNIQUE OPPORTUNITY UNDER CONTRACT