If we don't stand up for children, we don't stand for much. - MILK

Annual Report Apr’05 – Mar’06

““““If we don’t stand up for children, we don’t stand for much.If we don’t stand up for children, we don’t stand for much.If we don’t stand up for children, we don’t stand for much.If we don’t stand up for children, we don’t stand for much.””””

-------- Marian Wright Edelman Marian Wright Edelman Marian Wright Edelman Marian Wright Edelman

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Contents President’s Message 3

About MILK Fund 5

Programmes & Partners

• Local Programmes

• Overseas Humanitarian Efforts

7 8 12

Fundraising Activities 15

Financial Statements 16

Board of Directors / Secretariat 25

Acknowledgements 26

Support MILK Fund 29



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President’s Message Every child is capable of developing into a contributing member of society and

should be given the chance to a meaningful life, even the disadvantaged.

-- Dr Sheryn Mah

07 June 2006 Another year of excitement has passed for MILK; we have made

very encouraging progress during the past months and taken

significant leaps forward in our programmes. Our reach to the

disadvantaged children has grown from 4,000 to around 6,400 in

the last year. We are now able to help more chronically ill children

and their families through our Hope Fund-KKH partnership,

expand and improve the Kids United programme to cater

effectively to more at-risk children, and we witnessed the progress

of several educational projects for the impoverished children in

Luo Yuan, China, to name a few. To meet a need that has

presently fallen through the cracks, we initiated the Compassion

Fund to provide timely assistance to students in crisis so as to prevent the crisis from causing the students'

families to spiral into chronic poverty. As you can see, our programme focus has been on upstream,

preventative efforts that can help children from disadvantaged backgrounds break out of the cycle of

poverty.

MILK, in the past year, has slowly made its way into the hearts of Singaporeans through the work we do.

Through our programmes and supportive partners like Class 95FM, people have come to be familiar with us.

The Singapore Power mailers that went out in February to 1.2 million households in Singapore have also

helped to extend our reach into the heartlands.

We have witnessed many heart-warming gestures of generosity from the man on the street that lit up our

days at MILK. Amanda, who is turning 21 in July, is encouraging all her friends to channel their money

towards MILK instead of buying gifts for her on her 21st birthday. A gentleman turned up at the MILK

office one day to donate $1,000 in cash. A young lady, who works near the MILK office, pledges to come by

with $250 monthly to support our work. A young working executive also came up to us to donate his

Progress Package. These are people who have chosen to make their contributions silently or anonymously,

simply because they believe in our cause. We are also happy to note that last year, third party and general

donations to MILK accounted for 27% of our total funds raised.

Perhaps these early successes are indicative that our belief in raising only what we need and not for

accumulating reserves, our fund-raising principle of every cent raised going fully to the kids or programmes

and the stringent level of governance and transparency we hold ourselves to are resonating well with our



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donors. Another factor deserving special mention of course is the support we receive from MILK’s

Committee Members. Thanks all for underwriting our fund raising expenses so that we can keep true our

promise of 100% donation for the disadvantaged children. My special thanks to Joy and Stanley for their

tireless efforts behind all our programmes, Kee Lock for his guidance on governance and overseeing the

finances, Laura and Debbie for engaging their network of contacts to support MILK’s work, Ivy for looking

after the Hope Fund, Seow Juan for his legal input and introducing John Tan for our work in Luo Yuan,

Cheng Boon for taking such good care of the MILK office and the staff, and of course Ben for his efforts to

raise funds for MILK through 3rd party events. Going forward, we will need about $5.25 million to help

7,002 children in need. We look forward to your continued guidance and contributions.

The pro-bono services and dedicated support of corporations and individuals are what form the support

beams of MILK, and I deeply appreciate their faith in us.

Thank you for believing in us.

Dr Sheryn Mah

President

The MILK Fund



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About MILK Fund Our lives begin to end the day we become silent about things that matter.

-- Dr Martin Luther King

MILK (Mainly I Love Kids) helps disadvantaged

children and youths to develop them into

contributing members of society by providing

them access to the opportunities which they

otherwise would not have. Many of these children

come from troubled or low-income families, or are

born sick or physically challenged. MILK gives

them hope by funding their education, care and

guidance, medical treatment or other special

needs, both in Singapore and overseas.

MILK reaches out to disadvantaged children and

youths by focusing on advocacy and fund-raising

whilst working through our partners to implement

preventative and rehabilitative programmes.

MILK functions as a bridge in the society, by

filling the gaps that may trap children into a

vicious cycle.

All funds raised from donors such as yourself go

FULLY towards serving the needy. All costs are

sponsored or funded by MILK’s management

committee.

Our Programmes are:

• MEDICAL: We support children in need

who suffer from treatable illnesses. With medical

attention, they are able to live as normal a life as

possible. MILK extends its helping hand not only

to the sick children but the affected families as

well.

• EDUCATIONAL SUPPORT: In Singapore,

we provide general educational assistance and

help children from disadvantaged homes gain

access to early childhood education, thus

developing a learning foundation that will give

them an equal footing in life. Through our

partners overseas, thousands of children receive

assistance for their education and vocational

training.

• FIGHTING DELINQUENCY: We are

dedicated to reducing delinquency among

children and youth from less privileged

backgrounds by providing guidance, care,

protection and resources that keep young people

in school and out of trouble.

• TEENAGE CRISIS MANAGEMENT: We

provide alternatives and support to teenagers in

crisis so that they do not have to resort to drastic

measures. Through some of our partners, MILK

supports several programmes that offer

alternatives to troubled teenagers and the various



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forms of help available such as shelter, medical

assistance and counseling.

• OTHER AREAS (PLUGGING GAPS):

Where no other funding is available, MILK

assists with initial or interim funding whilst

working to plug the gaps. For example, grants for

transport costs and other educational and

nutritional needs for children with special needs,

assistive devices such as hearing aids.

• OVERSEAS HUMANITARIAN

EFFORTS: MILK believes that part of its

mission is to contribute towards the welfare of

poor children in the region. As we are a small

organisation, we have identified partners in

various regions to implement programmes that

assist needy children, and at the same time, we

look for donors who are keen to support a

specific project. The work overseas specifically

focuses on working with ‘marginalised’

communities to improve their primary health

care, education, maternal/infant care and disease

prevention programmes.

Going forward in the year 2006, MILK needs to raise a total of S$5.25 million to help 7,002 children. The

table below shows a summary of the fundraising target for the year 2006.

No. Topic Total Local Overseas 1 Programmes supported 37 27 10 2 VWO partners 12 6 6 3 Centres supported 17 10 7 4 Beneficiaries 7,002 3,390 3,612 5 Commitment (target) 5,247,614 4,066,586 1,181,028



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Programmes & Partners Nothing you do for children is ever wasted. They seem not to notice us,

hovering, averting our eyes, and they seldom offer thanks, but what we do for

them is never wasted.

-- Garrison Keillor

MILK exists to help disadvantaged children and

youths who fall through the cracks. In Singapore,

where there exists a comprehensive range of social

services provided by both the governmental and

voluntary sectors, MILK plays the catalytic role of

meeting new or inadequately-met needs of

disadvantaged children while advocating for these

needs to be met in a sustainable way in the longer

run. In impoverished communities overseas

where the social service infrastructures are lacking,

MILK ensures that help is holistic and

transformational by bringing together resources

and committed partners of various expertise to

collectively uplift a community from poverty. To

ensure sustainable work of impact, MILK works

through our VWO/NGO partners to implement

preventative and rehabilitative programmes. The

following are the programmes MILK supported in

2005:

LOCAL PARTNERS Sl.

No. Programme VWO Centres Beneficiaries

1 20 programmes e.g., Healthy Start, Kids United, Babes etc

Beyond Social Services

8 2,978

2 Pathlight Bursary Autism Resource Centre

1 52

3 FM Loan Singapore Assoc for the Deaf

1 50

4 ATF Supplement NCSS - 53

5 Hope Fund KKH - 91

TOTAL: 24 Programmes 5 10 3,224

OVERSEAS PARTNERS Sl. No. Programme VWO Centres Beneficiaries

China

6 1 1,629

Luo Yuan Educational Grant

Luo Yuan Government Luo Yuan Church 983

Luo Yuan Housing 16 families

Philippines

7 MILK-Tuloy Educational Grant Tuloy Foundation 1 100

Tala Nursery & Feeding Program Our lady of the star Nursery & Feeding Centre

1 50

Timor Leste

8 Maternal/Child Health Clinic Café Timor 2 400

Maternal/Child Health Alola Foundation

TOTAL : 6 Programmes 5 5 3,162

TOTAL: 30 Programmes 10 15 6,386



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I. LOCAL PROGRAMMES

1. MEDICAL

1.1 Hope Fund

The Hope Fund started off with helping needy

children who suffer from treatable illnesses such

as thalassaemia, diabetes, epilepsy, Turner’s

syndrome and hormonal disorders. Today, in

addition to treatable medical conditions, the Hope

Fund has been extended to include disabilities and

a broader range of related needs such as milk and

diapers, transport and educational allowances etc.

Total number of children served in 2005: 91

Immunodeficiency Syndrome 1 Thalessaemia 12 Infective Endocarditis 1 Bilateral hearing loss 9 Turner’s Syndrome 4 Diabetes 10 Growth Hormone Deficiency 1 Infant Formula and Diapers 22 Cerebral Palsy and Epilepsy 3 Diapers and Child care 2 Milk protein allergy 3 Panhypopituitarism 1 Prolonged QT Syndrome 1 Moderate Language Delay 2 Propionic Acidemia 1 Educational allowance for family with disabled child

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Asthma 3 Dental Surgery 2 Congenital Heart Disease 2 Allergic Rhinitis 2 Congenital Hydrocephalus 1 Perinatal Asphyxia 1 Chronic Peripheral Neuropathy 1 Chronic Neutropenia 2 Pediasure and Iron supplements 1

TOTAL 91

To ensure holistic support so that the families do

not spiral into poverty as a result of the illness or

disabilities, it has also extended its helping hand to

the affected siblings and families of the sick

children. This more comprehensive coverage

accounts for the almost 2-fold increase of cases

from 55 in 2004 to 91 in 2005.

MILK continues to work closely with Social

Workers in KKH and community organisations to

ensure that the sick child gets continuous support

and integrates back to normal life in the

community, after the medical treatment.

2. EDUCATIONAL and GENERAL

ASSISTANCE 2.1 Beyond Social Services Our partner, Beyond Social Services provides

guidance, care, protection and learning support

that keep young people in school and out of

trouble.

2.1.1 Healthy Start The Healthy Start Programme helps children

from disadvantaged households gain access to

early childhood education. It targets disadvantaged

children not attending any early childhood

development programmes because of their

families’ inability to afford educational expenses.

Without early childhood education, these children

are at a back foot when they start primary school.

Many continue to experience learning difficulties

and poor family support, resulting in their pre-

mature school leaving. Healthy Start is therefore

an important early intervention programme to give

disadvantaged children a leg up in life to break out

of the poverty cycle.



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The Healthy Start Child Development Centre will

open its doors this year to provide infant and

childcare to high-risk children from unstable

families requiring intensive follow-up from social

workers; or children who are socially not ready for

placements in mainstream childcare centres. In a

safe, stable and nurturing environment, these

children are able to learn and grow healthily. 83

children have benefited from its current half-day

preschool programme so far.

To reach children-at-risk as early as infancy, social

workers outreached to the maternity wards at KK

Children’s and Women’s Hospital. Mothers and

their newborns were then linked to a Healthy Start

Programme Operator near their place of stay.

Volunteer nurses and social workers visit the

families regularly, especially first time or teenaged

mothers, to guide and support the families to

ensure good nutrition, and good infant and

childcare. We were able to reach 210 mothers and

babies from disadvantaged backgrounds.

2.1.2 Life Programme LIFE (Learning is Fun for Everyone) is aimed at

helping disadvantaged children with learning

difficulties. These are children too far behind in

their learning abilities to be helped by tuition or

remedial lessons. Guided by the learning corners

concept, LIFE uses creative learning methods,

which takes into consideration each child’s

learning style and pace, to make learning fun and

to motivate them for life-long learning.

In its first year of programming in 2005, we were

able to help 64 children with learning difficulties

through the help of trained staff and volunteers.

2.2 Singapore Association for the Deaf

(SADeaf) MILK is supporting the Singapore Association for

the Deaf (SADeaf) with the purchase of 25 sets of

Frequency Modular (FM) System for loan to needy

hearing-impaired children during the interim

pending the outcome of their ATF applications or

while their own sets are under servicing or repair

Families hard pressed for money for the repairs

found immediate relief for their children with the

loan sets without unnecessary or prolonged

disruption to the child’s daily routines.

In the coming year, in addition to the FM Loan

system, MILK will be working closely with

SADeaf to meet the needs of the hearing impaired

children through the following programmes:

1) Deaf Parents Support Group (DPSG)/ Kids of

Deaf Adults (KODAs), support groups for

hearing children and their deaf parents. The main

objective of these support groups is to encourage

bonding and mutual understanding and enhance

communication through sign language for the

hearing children and their deaf parents.

2) Financial assistance for maintenance and repair

of assistive listening devices to needy

hearing impaired children who are unable to

afford the repairs.

3 Provide teaching aids for learning support for the hearing impaired children in mainstream schools.



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2.3 The Pathlight School Every year, about 35% to 45% of the students at

Pathlight School for autistic children are from

low-income families. Families face difficulties in

bringing up an autistic child especially if the family

also faces financial burdens. These low income

families have to struggle to pay the higher school

fees of a child with special needs, and the other

education-related expenses such as transport,

textbooks etc. MILK’s educational grant provides

supplementary support to cover school transport,

pocket money, uniforms, textbooks, and

enrichment programme.

Pathlight School caters to the needs of ASD

students (aged between 6-16 years) who are

cognitively able to access mainstream academic

curriculum but require additional support to be

carried out in a safe autism-friendly and caring

environment. MILK’s educational support enables

these autistic children to reach their fullest

potential for mainstream integration.

In 2005, 52 students benefited from this

educational grant. In the first half of the school

year of 2006, the number of beneficiaries has

increased to 76.

2.4 Assistive Technology Fund (ATF) The ATF, in collaboration with NCSS, provides

persons with disabilities with financial assistance in

purchasing assistive technology devices, to pursue

mainstream education or gain employment.

Applicants who qualify can receive a subsidy of a

maximum of 90% of the cost of the device or

S$10,000 whichever is lower from NCSS. Because

of the co-funding principle, the amount of subsidy

ranges between 40% to 90% of the device cost,

depending on the applicant’s household income.

Often, low income applicants are not capable of

affording their portion of the co-payment and

hence run the risk of not getting the much-needed

equipment at all.

For the year of 2005, MILK has assisted a total of

53 applicants referred by the NCSS. Of these, 22

were school-going children requiring assistive

devices such as wheelchairs, hearing aids and

Braille computers etc. The total amount disbursed

as of March 2006 was $24,284.25.

3. FIGHTING DELINQUENCY 3.1 Beyond Social Services Our partner, Beyond Social Services is dedicated

to reducing delinquency among children and

youths from less privileged backgrounds.

3.1.1 Kids United Kids United Care and Guidance programme

targets at-risk children aged 7 to 13 years from

multiple-problem families who are unable to

provide adequately for the children’s care. At

home, these children are often left unattended

when sick or troubled and have to fight from

scarce resources to meet their basic needs for

food, shelter and safety. Left to their own devices

on the streets, these children are very prone to

delinquency, truancy and premature school

leaving.

Kids United provides meals, care and guidance

daily from 9am to 10pm for at-risk children before

they are sent home to their families at night. It



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provides a small group living experience that

replicates a family environment where children

grow up with stability, love and accountability to

themselves and others.

There are presently 3 Kids United Care and

Guidance units catering to 80 such children. By

June 2006, when a 4th unit is set up, Kids United

will have a capacity to provide 120 at-risk children

with daily care and guidance.

3.1.2 Community Beyond Community Beyond is a small group bridging

home aimed at helping marginalized youths

beyond residential services and integrating into our

community. Each year, a significant number if

youths aged between 14 and 20 are discharged

from institutional care and left “homeless”

because their families are unwilling or unable to

care for them. Youths who find themselves in

such a situation may experience a strong sense of

rejection and alienation. Without

the appropriate care and guidance,

they are likely to re-embrace high

risk behaviours that push them to

the wrong side of the law and at

worst, into incarceration. Hence,

there is a pressing need to offer

these youths stability in their lives

and prepare them to live

independently and responsibly

within our community.

3.1.3 Campland Beyond and Juvenile Justice in Schools

Staying motivated in school is an important factor

that keeps young people away from trouble.

Hence, during the year, we helped schools

enhance their efforts in nurturing and integrating

their students who were in need of such support.

In 2005, Campland Beyond helped 6 primary

schools while the Juvenile Justice Programme

helped 3 secondary schools, a total 1045 students.

These programmes targeted the Foundational and

Normal Technical Streams respectively. Students

were provided opportunities to assume leadership

roles and strengthen their relationships with their

teachers. In the process, they began to feel more

positive about themselves and school life.

Moreover, the Juvenile Justice Programme helped

schools implement ‘care-plans’ for students who

committed minor offences. These ‘care-plans’

rallied the support of the student’s family, the

school and other community partners to ensure

that the student does not re-offend. The plan also

provided the young offender the opportunity ‘to

put things right’ through a series of efforts that

demonstrated his or her sincere remorse.

4. TEENAGE CRISIS MANAGEMENT

4.1 Beyond Social Services 4.1.1 BABES With the support of several other

voluntary welfare partners and the

endorsement of both MCYS and

NCSS, resources were pooled

together to launch Babes, a

programme to curb the incidence

of abandoned babies in Singapore.

Supported by partners who

provided shelter, medical aid,

counselling and publicity, we were

able to meet and help 110 youths

troubled by an unplanned pregnancy in 2005.

Since the programme’s launch on 21 February, we

have received around 6,500 SMSes and were able

to help many troubled teenagers through their

pregnancy crises. We are also very heartened to

note that there has been no reported incident of

an abandoned baby since the launch of Babes.



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II. MLK OVERSEAS HUMANITARIAN WORK 5. TIMOR-LESTE 5.1 Alola Foundation 5.1.1 Maternity Packs Project Many Timorese women feel shame about their

inability to provide their new-borns with

appropriate clothing, thus are reluctant to give

birth in health facilities (assisted by skilled birth

attendants), resulting in one of the highest infant

and child mortality rates in the world. In an effort

to reduce these alarmingly high rates, maternity

packs, including the 20,000 pieces of baby cloths

and blankets donated by MILK, have been

distributed to the women giving birth at Dili and

Baucau hospitals. The packs include health

promotion materials which outline positive health

practices critical to the good health and survival of

both mother and child.

An important offshoot of the Maternity Packs

project is the employment opportunities it offers

to local women who are employed to produce

some of the items e.g washable napkins and wrap.

This project was officially launched on 27

February 2006 at the Guido Valadares National

Hospital, Dili (DNH). Present were Mrs Kirsty

Gusmao (Director, Alola Foundation), Mr

Sukehiro Hesegawa (Resident Representative and

Resident Coordinator UN), representatives from

UN agencies, and members of international and

local NGOs amongst others.

We are now funding 2 new and necessary

positions in the Foundation, CEO and Human

Resource Officer (not recruited yet). The Maternal

and Child Health Programmes is also now better

supported with the recruitment of a Coordinator

who is managing and supporting 2 current

projects: the National Breastfeeding Association

and Maternity Pack Project. She has also been

tasked with developing and promoting a

framework of good practice in maternal and child

health.

5.2 Clinic Café Timor (CCT) Clinic Café Timor (CCT) is a free primary health

programme within the coffee farmers’ cooperative,

the Cooperative Café Timor (CCT), and exists to

offer health services to coffee growers and their

families in remote mountainous areas, who

otherwise, might remain poorly serviced.

5.2.1 Construction of the Joint Ministry of Health /

MILK / CCT Primary Health Care clinic in Vatuboro, Liquica:

Construction of the Joint Ministry of Health /

MILK / CCT Primary Health Care clinic in

Vatuboro, Liquica district begun in early

September 2005 and is now complete. The clinic

has been fully operational since early February

2006 after receiving the equipments in early

January 2006. It delivers the standard level of

primary care services and is supported with mobile

services from CCT’s Dili clinic.



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This clinic also aims to develop a practical joint

CCT / MOH operational model, which, if

successful, will be applied to all CCT’s 10 rural

clinics.

5.2.2 Professional Support for Primary Dental Care

Service The 2 dental chairs shipped over by MILK have

been installed in the Dental Clinic of CCT’s Dili

health clinic and is now fully functional.

The dental programme has also recruited a

Filipino trained dentist to manage the programme

and 2 East Timorese nurses. International

opportunities for further professional support for

the programme are being explored.

5.2.3 Support for the HIV Programme in CCT’s Dili Clinic

CCT operates one of the 2 HIV/STI clinics in

East Timor. This clinic is part of a MOH

approved network of services for the at-risk

population of Dili, and the aim is to prevent the

start of an HIV epidemic in East Timor.

Currently, CCT operates counseling and testing

services for HIV but refers positive cases to

another clinic for management. MILK sponsored

100 “Rapid” HIV test kits for the Dili based HIV

/ STI service.

5.2.4 Rural Maternal, Newborn and Child Health Projects

The projects focus on improving in-clinic MCH

activities to make them more effective and

attractive for parents and children, and also to

commence activities in rural villages.

For long term sustainability of the programmes,

MILK believes in the development of

competencies, especially of the local people.

Hence, MILK funds the training of a team of

community facilitators who will be organized to

deliver simple prevention messages and concepts

of health at the rural village level on areas like

child health and immunizations.

Recruitment of an Advisor for Maternal and Child

Health was also completed in April 2006;

recruitment for the other necessary staff is

underway.

5.2.5 Nurse Practitioner Training Project MILK’s funding for the training of 12 CCT nurses

is scheduled for 2006 and will be completed over a

period of 2 ½ - 3 years, after which they will

return to the clinic and supervise the other nurses

working in the clinic.

6. PHILIPINESS 6.1 Tuloy Foundation Since 1997, Tuloy has provided free education and

training to hundreds of street kids who could not

afford to study elsewhere, producing 245

graduates in Vocational Technology in the last six

years.

Our partnership with Tuloy to fund vocational

technology training to 100 street children/youths

and out-of-school youths from poor communities

is underway and currently 54 students have



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graduated successfully with good industry

attachments with reputable companies.

6.2 Tala, Philippines We are in partnership with the Franciscan Mary

Missionary Sisters Feeding Programme in Tala in

the Philippines, which is a squatter area situated

on the outskirts of Manila. It has been known as a

leper colony and although the leprosy is under

control, the 15,000 community (which include

families of lepers and their children) live in dire

conditions and are completely dependant on the

goodwill of donors.

We are involved in developing a livelihood

programme as well as supporting their feeding and

educational programme for the young

In March 2006, an appeal for good condition

educational toys, books and clothes for Tala’s pre-

school going children was launched. With help

from generous donors and student volunteers

from St Joseph’s Institution, 12 big boxes of

educational toys and books were shipped over.

7. CHINA In partnership with the Luo Yuan government and

a local NGO, MILK provides education grants to

children of poor farmers in the Luo Yuan County

(population approx 250,000). We are helping a

total of 2,610 primary and secondary students

through bursaries including 983 children from

extremely poor families who are on the feeding

programme in addition to the education grant.

For Luo Yuan to progress and transform, the

county will need to develop her talents. To assist

in achieving this, MILK will also be launching 100

scholarships for pre-university and university

students.

Keppel Land International Limited has agreed to

sponsor RMB 1,000,000 as part of the cost of

constructing a student hostel for Luo Yuan Middle

School No. 2. This hostel will serve to alleviate the

problem of travelling distance for students who

live far from the school. Without the hostel, many

of these children from rural areas are likely to drop

out of school prematurely.

We have also helped to resettle 21 families who

were displaced by Typhoon “Long Wang” which

ravaged the homes and livelihoods of many in

Fujian province in October 2005. 12 families out

of the 21 have already moved into their new

homes and the remaining 9 families will complete

their homes by the 3rd quarter of this year. MILK

sponsored the building materials for the houses

while the government provided the land, roads

and infrastructure and the affected community

provided the labour.

A team of 6 delegates from the Luo Yuan Church,

our NGO partner, were in Singapore for a social

service attachment with Beyond Social Services for

3 weeks in March 2006. They went through

Campland and were attached to the Family Service

Centre and Kids United amongst others. The

attachment has proven mutually beneficial as both

teams exchange know-how and experiences.



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Fundraising Activities Generosity is giving more than you can, and pride is taking in less than you

need.

-- Kahlil Gibran

Scientist in the making – Agilent

Science in a Box event

Students at Share a Meal 2006

President SR Nathan with MILK President

Dr Sheryn Mah at MILK Dinner 2005

MILK Golf 2005

MILK Run 2005 – Go, Go, Go!

Mrs Balakrishnan & Mrs Mah (L-R) with guests at the Mercedes Ball 2005



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Financial Statements We make a living by what we get, but we make a life by what we give.

-- Winston Churchill



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MILK (MAINLY I LOVE KIDS) FUND (Charity Registration No. 1793)

FINANCIAL REPORT FOR THE YEAR ENDED 31 MARCH 2006

I N D E X

Page No.

Report of the Auditors 1

Balance Sheet 2

Income and Expenditure 3 - 5

Notes to the Accounts 6 - 7

Financial Statement 0



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REPORT OF THE AUDITORS TO THE MEMBERS OF MILK (MAINLY I LOVE KIDS) FUND

We have examined the Return of Tax-Deductible Receipts amounting to 1,940,183 with regards to tax-deductible donations

and 1,530,632 with regards to non-tax-deductible donations of MILK (Mainly I Love Kids) Fund for the period from 1 April

2005 to 31 March 2006.

Our examination was made in accordance with Singapore Standards on Auditing and accordingly included such tests of the

accounting records and such other auditing procedures as we considered appropriate in the circumstances.

In our opinion, the Return of Tax-Deductible Receipts presents fairly the tax-deductible receipts issued by MILK (Mainly I

Love Kids) Fund for the period from 1 April 2005 to 31 March 2006.

During the course of our examination, nothing came to our notice that cause us to believe that,

a) tax-deductible receipts were issued for donations other than outright cash donations;

b) donations for which tax-deductible receipts have been issued were not used for welfare activities approved by the

Charitable Fund;

c) the internal accounting controls over the issue and custody of tax-deductible receipts were inadequate;

d) there were significant contraventions of the Rules for the Administration of NCSS Charitable Fund Scheme for Voluntary

Welfare Organisations.

PAUL HOOI & CO.,

Certified Public Accountants

Singapore ,




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BALANCE SHEET AS AT 31 MARCH 2006

As at

31.03.2006

As at

31.3.2005

Note $ $

ASSETS

CURRENT ASSETS

Cash at bank 703,749 654,037

Fixed depos it 30,119 30,044

Deposits 3,000 -

TOTAL ASSETS 736,868 684,081

LIABILITIES

ACCUMULATED FUND 3 730,868 659,418

CURRENT LIABILITIES

Accruals 6,000 6,000

Other creditors - 18,663

TOTAL LIABILITIES 736,868 684,081

CERTIFIED CORRECT :-

............................................……. ..............................................

CHUA KEE LOCK STANLEY TAN POH LENG

TREASURER VICE PRESIDENT

The accompanying notes form an integral part of these financial statements.




20


INCOME AND EXPENDITURE STATEMENT FOR THE YEAR ENDED 31 MARCH 2006

Year from

1.4.2005 to

31.03.2006

Period from

6.7.2004 to

31.3.2005

Note $ $

INCOME

Tax-exempted Donations

Non-committee M embers 1,369,366 886,175

Committee Members 4 462,755 149,492

1,832,121 1,035,667

Non Tax-exempted Donations

Non-committee M embers 818,430 545,981

Non-committee M embers for M ILK Award 600,260 -

Committte M embers 104,400 -

1,523,090 545,981

3,355,211 1,581,648

Tax-exempted Sponsorship Donations

Non-committee M embers 70,868 -

Committte M embers 37,194 -

108,062 -

Non Tax-exempted Sponsorship Donations 7,542 -

115,604 -

Total Donations 3,470,815 1,581,648

Interes t on Fixed Depos it 75 44

M embership Fee - 1,000

3,470,890 1,582,692

EXPENDITURE

Programme Funding - Local

From Tax-exempted Donations

- to Beyond Social Services 1,550,000 500,000

(Kids United, Babes , Youth Programmes , Healthy Start Outpos t)

- to The Hope Fund (Chronically ill) 160,000 400,000

- for Flight of Hope - 13,000

- for SADeaf M ILK Grant 25,991 -

- for ARC (S) M ILK Bursary 114,170 -

- for MILK Award 2005 150,000 -

2,000,161 913,000

From Non Tax-exempted Donations

- for MILK Award 2005 600,260 -

Total Programme Funding - Local 2,600,421 913,000




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MILK (MAINLY I LOVE KIDS) FUND

(Charity Registration No. 1793)

INCOME AND EXPENDITURE STATEMENT FOR THE YEAR ENDED 31 MARCH 2006

Year from

1.4.2005 to

31.03.2006

Period from

6.7.2004 to

31.3.2005

Note $ $

Programme Funding - Non-Local

From Non Tax-exempted Donations

- for Luoyuan W ork 217,012 -

- for Timor-Les te W ork 312,509 -

- for Tsunami W ork 155,770 -

685,291 -

Total Programme Funding 3,285,712 913,000

Fund-Rais ing Expenses

- MILK Golf 40,048 205

- Share-A-Meal 8,733 2,375

- Singapore Power Mailer 19,597 -

68,378 2,580

Other Operating Expenses :

Accounting fee 3,000 3,000

Audit fee 3,000 3,000

Bank charges 90 -

General expenses - 35

IT services 74 -

NCSS Membership fees - 142

Printing and s tationery 1,169 893

Reimbursement of Salaries 26,639 -

Shipment expenses 6,464 -

Telecommunications 4,750 494

Transport 97 130

Training courses 67 -

45,350 7,694

Total Expenses 113,728 10,274

Surplus for the period 71,450 659,418





22


CERTIFIED CORRECT :-

...........................................……. ..............................................

CHUA KEE LOCK STANLEY TAN POH LENG

TREASURER VICE PRESIDENT





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NOTES TO THE FINANCIAL STATEMENT – 31 MARCH 2006

These notes form an integral part of the financial statements and should be read in conjunction with the accompanying

financial statements.

1. INFORMATION OF THE SOCIETY

MILK (Mainly I Love Kids) Fund was registered as a charity under the Charities Act on July 6, 2004. It was granted

Associate Membership with NCSS with effect from August 1, 2004.

The place of operations of the Society is at 100 Amoy Street, #03-00 Singapore 069920.

2. SIGNIFICANT ACCOUNTING POLICIES

a) Basis of Accounting

The financial statements have been prepared in accordance with the historical cost convention and have been properly

drawn up in accordance with the provisions of the Singapore Companies Act and Singapore Financial Reporting

Standards (SFRS). The financial statements are expressed in Singapore dollars.

3. ACCUMULATED FUND

Tax-Exempt

Non Tax-

Exempt Total

$ $ $

6 July 2004 to 31 March 2005

Donations received 1,035,667 545,981 1,581,648

Other income - 1,044 1,044

Disbursements (923,274) - (923,274)

Balance as at 31 March 2005 112,393 547,025 659,418

1 April 2005 to 31 March 2006

Donations received 1,940,183 1,530,632 3,470,815

Other income - 75 75

Disbursements (2,107,425) (1,292,015) (3,399,440)

Balance as at 31 March 2006 (54,849) 785,717 730,868




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NOTES TO THE FINANCIAL STATEMENT – 31 MARCH 2006

4. TAX-EXEMPTED DONATIONS FROM COMMITTEE MEMBERS

All operating costs are borne by donation from committee members. Committee members will donate in the next

financial year, to ensure all operating costs are borne by committee members, in the event that operating cost

exceeds donation from committee members to cover operating cost, in any financial year.

5. DONATIONS

The following items form the donations income :-

From 1.04.05 to

31.03.06

$

Tax-exempted Donations

Community of Hearts 2004 43,232

General 158,641

MILK Award 2005 150,000

MILK Dinner 327,927

MILK Golf 383,208

Share-A-Meal 360,760

Singapore Power Mailer Sponshors ip 20,000

Third Party Events 496,415

1,940,183

Non Tax-exempted Donations

General Donations 930,372

MILK Award 2005 600,260

1,530,632

3,470,815

6. COMPARATIVE FIGURES

Certain comparative figures have been reclassified to comply with current year’s presentation.




25

Board of Directors / Secretariat Alone we can do so little; together we can do so much.

-- Helen Keller

MILK is served by a dedicated and passionate group of people on the board of directors and secretariat staff. MILK Committee: President Dr Sheryn Mah Vice President Mr Stanley Tan Honorary Secretary Mrs Joy Balakrishnan Honorary Treasurer Mr Chua Kee Lock Committee Members Mrs Debbie Phun Mrs Laura Poh Mr Yeo Cheng Boon Mr Low Seow Juan Dr Ivy Ng Dr Ben Neo Secretariat: Executive Director Ng Bee Leng Programme Executives Poh Ee Ling Lynn Tan Ranjana Raghunathan



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Acknowledgements Every good act is charity. A man's true wealth hereafter is the good that he

does in this world to his fellows.

-- Mohammed

We are thankful to each and every donor whose contribution goes a long way in helping a needy child. Some

of the organisations and individuals that we partnered with are:

Corporate Donors:

ABN Amro Bank (S) Ltd

Ademco (Far East) Pte Ltd

Allen & Gledhill Advocates & Solicitors

Allgreen Properties Limited

American Express International Inc.

Ang Mo Kio Police Divisional HQ

Anne Luke

AON Risk Services Singapore Pte Ltd

Ape Communications

Apex-Pal International Ltd

Arie Darma (S) Pte Ltd

Asia Pacific Breweries Foundation

ASME

Association of Muslim Professionals

Association of Singapore Attractions

Baker & McKenzie. Wong & Leow

Binjai Crest Pte Ltd

Bodywork Concepts Pte Ltd (bods.bodynits)

Bonvests Holdings Limited

Boon Suan Lee & Co.

Buttercup Montesorri Kindergarten

C. Melchers GMBH & Co.

Cathy Pacific

CB Richard Ellis (Pte) Ltd

Central Singapore CDC

Chesterton International Property Consultants Pte Ltd

Citigroup

Comfort Delgro

Consort Bunkers Pte ltd

Corduroy & Finch

Coutts Bank

Crescendas Logistics

Crystal Time (S) Pte Ltd

Daimler Chrysler South East Asia Pte Ltd

DBS Bank Ltd

Defence Science and Technology Agency

DeRocks

Emirates



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Eng Wah Organization Limited

Eurokars Group of Companies

ExxonMobil

F J Benjamin (Singapore) Pte Ltd

Far East Organization

Ferrari Club Singapore

Ferrosan Asia Pacific

Food From the Heart

Foremost Golf

Fortune Travel Pte Ltd

Fraser and Neave Limited

Frontline Technologies Corporation Ltd

GLAJZ-THG

Goh Joo Hin

Goodwood Park Hotel

Gosh! Advertising

Grand Copthorne Waterfront

Heeren

Hong Lam Marine Pte ltd

Hong Seh Motors Pte Ltd

Hotel 1929/Restaurant Ember

HSBC Private Bank

IN Entertainment & Event Consultants

Indochine

ING Asia Private Bank Limited

ING Barrings

Interlocal Exim Pte Ltd

Jurong Bird Park

Jurong Police Divisional HQ

Keppel Corporation Limited

KHL Printing

Khoo Foundation

Kiehl's

Komoco Motors Pte Ltd

KPMG

Lien Foundation

Lilliputt Pte Ltd

Loreal Singapore

Magazines Incorporated

Maritime & Port Authority of S'pore

MCL Land Limited

Mediacorp Radio Singapore Pte Ltd

MENDAKI

Mobile One

Modesto's

Morgan Stanley Dean Witter Asia (Singapore) Pte Ltd

Novena Holdings Ltd

nTan Corporate Advisory Pte Ltd

NTUC FairPrice Co-Operative Ltd

NTUC Income Insurance Cooperative Limited

Orchard Parade Hotel

ORIX Investment & Management Pte Ltd

Pacific Star Holding Pte Ltd

Pan-West, Singapore

PAP Women's Wing

Paper Connections Pte Ltd

Pica Digital

Pontiac Land Pte Ltd

Protégé Entertainment

PSA Corporation Ltd

Rabo Bank

Raffles International Limited

REDAS

Richemont Luxury (S'pore) Pte Ltd

Roger Dubuis

RSP Architects, Planners & Engineers (Pte) Ltd

Russell Reynolds Associates

SAAA

SC Global Developments Ltd

SDSC

Senoko Power Ltd

Serene Land Pte Ltd

Shangri-La Hotel Singapore

Shine MCYS

Sinanju Marine Services Pte Ltd

Singapore Exchange Limited

Singapore Explorer Pte Ltd



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Singapore Hotel Investment Company Pte Ltd

Singapore Power

Singapore Red Cross Society

Singapore River Business Association

Singapore Sport Council

Singapore Totalisator Board

SMRT Corporation Limited

Southeast Asia Regional HQ, Samsung Asia Pte Ltd

Sparkfury

SRBA

ST-Airport Services Pte Ltd

StarHub Ltd

SUTL Corporation Pte Ltd

Tampines CC (East and West)

Team Singapore

Teck Chiang Realty Pte Ltd

Thakral Group of Companies

The Chynahouse Group Pte Ltd

The Tan Foundation

Thumper

TIBS International Pte Ltd

Toa payoh Community Adventure Club

Trailblazer - Wong Kok Siew Fund

Transamerica Occidental Life

Tuas Power Pte Ltd

TYC Investment Pte Ltd

Union Bank of Switzerland AG, Singapore

Union Services (S) Pte Ltd

United Overseas Bank Limited

Visa International

Viz Tech Systems and Services

Walden International Singapore Pte Ltd

Waters Asia Limited (Singapore Branch)

Wing Tai Holdings Ltd

Wong Tong Jin

Write Pictures

Wyeth Nutritionals (Singapore) Pte Ltd

YES Supermarket

YGM Marketing Pte Ltd

YHS (Singapore) Pte Ltd

Zouk

Individual Donors:

Mrs Dorothy Chan

Mr Thomas Chong

Mr Joseph Foo

Mr Goh Siok Piew

Mr Sam Goi

Mr Desmond Koh

Mr Gerald Koh

Mr Kwee Liong Keng

Mr Kwee Liong Tek

Mr Ab Latip Bin Hussain

Ms Lyn Yoke Chin Janet

Mr John Miller

Mr Ng Lian Chian Jackie

Ms Christina Ong

Ms Phng Siew Hoon

Mrs Quek Bin Hwee

Prof K. Satku

Mr Peter Seah Lim Huat

Mr Tan Boon Khai, Bernard

Mr Tan Teck Long

Mr Jeff Tay

Mr Jim Williams

There are many other donors whose contributions have gone a long way in helping the disadvantaged kids that MILK supports. We are unable to mention them all in this space, but we convey our heart felt thanks and gratitude for your faith in MILK’s work.



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Support MILK We can do no great things, only small things with great love.

-- Mother Teresa

To contribute, contact MILK at: Tel: +65-6222 4123, Fax: +65-6222 4023, Email: [email protected], URL: www.milk.org.sg Or simply fill this form, attach your cheque made payable to “MILK Fund”, and mail it to: 100 Amoy Street #03-00, Singapore 069920 MY CONTRIBUTION

I / My company* would like to make a contribution of S$ __________ to MILK. Please find enclosed

my cheque ____________________ (bank & cheque no.)

MY DETAILS

(Ms/Mr/Mrs/Dr)*

Full Name

:__________________________________________________________

NRIC / FIN :__________________________________________________________

Name of Company :__________________________________________________________

Designation :__________________________________________________________

Address :__________________________________________________________

__________________________________________________________

__________________________________________________________

Email address :__________________________________________________________

Contact Numbers :__________________________________________________________

* please delete accordingly

Kindly note that tax exemption will only be given for donations S$200.00 and above, for work within Singapore. Donations for work outside Singapore are not eligible for tax exemption.



If we don't stand up for children, we don't stand for much. - MILK

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