simulasikredit
7
www.muhammadnoer.com - kategori Perencanaan Keuangan SIMULASI KREDIT: BUNGA EFEKTIF VS BUNGA FLAT Note: Kolom berwarna kuning bisa diubah untuk simulasi BUNGA EFEKTIF Hutang 100,000,000 Total Bayar 193,601,948.49 Bunga 15.00% per tahun Cicilan 1,613,349.57 Periode 10 tahun Total Bunga 93,601,948.49 Tabel Cicilan Dengan Perhitungan Bunga Efektif Bulan Pokok Bunga Total Cicilan 1 363,349.57 1,250,000.00 1,613,349.57 2 367,891.44 1,245,458.13 1,613,349.57 3 372,490.08 1,240,859.49 1,613,349.57 4 377,146.21 1,236,203.36 1,613,349.57 5 381,860.54 1,231,489.03 1,613,349.57 6 386,633.79 1,226,715.78 1,613,349.57 7 391,466.72 1,221,882.85 1,613,349.57 8 396,360.05 1,216,989.52 1,613,349.57 9 401,314.55 1,212,035.02 1,613,349.57 10 406,330.98 1,207,018.59 1,613,349.57 11 411,410.12 1,201,939.45 1,613,349.57 12 416,552.75 1,196,796.82 1,613,349.57 13 421,759.66 1,191,589.91 1,613,349.57 14 427,031.65 1,186,317.92 1,613,349.57 15 432,369.55 1,180,980.02 1,613,349.57 16 437,774.17 1,175,575.40 1,613,349.57 17 443,246.34 1,170,103.23 1,613,349.57 18 448,786.92 1,164,562.65 1,613,349.57 19 454,396.76 1,158,952.81 1,613,349.57 20 460,076.72 1,153,272.85 1,613,349.57 21 465,827.68 1,147,521.89 1,613,349.57 22 471,650.52 1,141,699.05 1,613,349.57 23 477,546.16 1,135,803.42 1,613,349.57 24 483,515.48 1,129,834.09 1,613,349.57 25 489,559.43 1,123,790.14 1,613,349.57 26 495,678.92 1,117,670.65 1,613,349.57 27 501,874.91 1,111,474.67 1,613,349.57 28 508,148.34 1,105,201.23 1,613,349.57 29 514,500.20 1,098,849.38 1,613,349.57 30 520,931.45 1,092,418.12 1,613,349.57 31 527,443.09 1,085,906.48 1,613,349.57 32 534,036.13 1,079,313.44 1,613,349.57 33 540,711.58 1,072,637.99 1,613,349.57 34 547,470.48 1,065,879.09 1,613,349.57 35 554,313.86 1,059,035.71 1,613,349.57 36 561,242.78 1,052,106.79 1,613,349.57 37 568,258.32 1,045,091.26 1,613,349.57 38 575,361.54 1,037,988.03 1,613,349.57
-
Upload
gerald-andika-l-sagala -
Category
Documents
-
view
234 -
download
0
description
kredit
Transcript of simulasikredit
Tabel Cicilanwww.muhammadnoer.com - kategori Perencanaan KeuanganSIMULASI KREDIT: BUNGA EFEKTIF VS BUNGA FLATNote: Kolom berwarna kuning bisa diubah untuk simulasiBUNGA EFEKTIFBUNGA FLATHutang100,000,000Total Bayar193,601,948.49Hutang100,000,000Total Bayar206,103,156.22Bunga15.00%per tahunCicilan1,613,349.57Bunga7.50%per tahunCicilan1,717,526.30Periode10tahunTotal Bunga93,601,948.49Periode10tahunTotal Bunga106,103,156.22Tabel Cicilan Dengan Perhitungan Bunga EfektifTabel Cicilan Dengan Perhitungan Bunga FlatBulanPokokBungaTotal CicilanBulanPokokBungaTotal Cicilan1363,349.571,250,000.001,613,349.571833,333.33884,192.971,717,526.302367,891.441,245,458.131,613,349.572833,333.33884,192.971,717,526.303372,490.081,240,859.491,613,349.573833,333.33884,192.971,717,526.304377,146.211,236,203.361,613,349.574833,333.33884,192.971,717,526.305381,860.541,231,489.031,613,349.575833,333.33884,192.971,717,526.306386,633.791,226,715.781,613,349.576833,333.33884,192.971,717,526.307391,466.721,221,882.851,613,349.577833,333.33884,192.971,717,526.308396,360.051,216,989.521,613,349.578833,333.33884,192.971,717,526.309401,314.551,212,035.021,613,349.579833,333.33884,192.971,717,526.3010406,330.981,207,018.591,613,349.5710833,333.33884,192.971,717,526.3011411,410.121,201,939.451,613,349.5711833,333.33884,192.971,717,526.3012416,552.751,196,796.821,613,349.5712833,333.33884,192.971,717,526.3013421,759.661,191,589.911,613,349.5713833,333.33884,192.971,717,526.3014427,031.651,186,317.921,613,349.5714833,333.33884,192.971,717,526.3015432,369.551,180,980.021,613,349.5715833,333.33884,192.971,717,526.3016437,774.171,175,575.401,613,349.5716833,333.33884,192.971,717,526.3017443,246.341,170,103.231,613,349.5717833,333.33884,192.971,717,526.3018448,786.921,164,562.651,613,349.5718833,333.33884,192.971,717,526.3019454,396.761,158,952.811,613,349.5719833,333.33884,192.971,717,526.3020460,076.721,153,272.851,613,349.5720833,333.33884,192.971,717,526.3021465,827.681,147,521.891,613,349.5721833,333.33884,192.971,717,526.3022471,650.521,141,699.051,613,349.5722833,333.33884,192.971,717,526.3023477,546.161,135,803.421,613,349.5723833,333.33884,192.971,717,526.3024483,515.481,129,834.091,613,349.5724833,333.33884,192.971,717,526.3025489,559.431,123,790.141,613,349.5725833,333.33884,192.971,717,526.3026495,678.921,117,670.651,613,349.5726833,333.33884,192.971,717,526.3027501,874.911,111,474.671,613,349.5727833,333.33884,192.971,717,526.3028508,148.341,105,201.231,613,349.5728833,333.33884,192.971,717,526.3029514,500.201,098,849.381,613,349.5729833,333.33884,192.971,717,526.3030520,931.451,092,418.121,613,349.5730833,333.33884,192.971,717,526.3031527,443.091,085,906.481,613,349.5731833,333.33884,192.971,717,526.3032534,036.131,079,313.441,613,349.5732833,333.33884,192.971,717,526.3033540,711.581,072,637.991,613,349.5733833,333.33884,192.971,717,526.3034547,470.481,065,879.091,613,349.5734833,333.33884,192.971,717,526.3035554,313.861,059,035.711,613,349.5735833,333.33884,192.971,717,526.3036561,242.781,052,106.791,613,349.5736833,333.33884,192.971,717,526.3037568,258.321,045,091.261,613,349.5737833,333.33884,192.971,717,526.3038575,361.541,037,988.031,613,349.5738833,333.33884,192.971,717,526.3039582,553.561,030,796.011,613,349.5739833,333.33884,192.971,717,526.3040589,835.481,023,514.091,613,349.5740833,333.33884,192.971,717,526.3041597,208.431,016,141.141,613,349.5741833,333.33884,192.971,717,526.3042604,673.531,008,676.041,613,349.5742833,333.33884,192.971,717,526.3043612,231.951,001,117.621,613,349.5743833,333.33884,192.971,717,526.3044619,884.85993,464.721,613,349.5744833,333.33884,192.971,717,526.3045627,633.41985,716.161,613,349.5745833,333.33884,192.971,717,526.3046635,478.83977,870.741,613,349.5746833,333.33884,192.971,717,526.3047643,422.31969,927.261,613,349.5747833,333.33884,192.971,717,526.3048651,465.09961,884.481,613,349.5748833,333.33884,192.971,717,526.3049659,608.41953,741.161,613,349.5749833,333.33884,192.971,717,526.3050667,853.51945,496.061,613,349.5750833,333.33884,192.971,717,526.3051676,201.68937,147.891,613,349.5751833,333.33884,192.971,717,526.3052684,654.20928,695.371,613,349.5752833,333.33884,192.971,717,526.3053693,212.38920,137.191,613,349.5753833,333.33884,192.971,717,526.3054701,877.53911,472.041,613,349.5754833,333.33884,192.971,717,526.3055710,651.00902,698.571,613,349.5755833,333.33884,192.971,717,526.3056719,534.14893,815.431,613,349.5756833,333.33884,192.971,717,526.3057728,528.32884,821.251,613,349.5757833,333.33884,192.971,717,526.3058737,634.92875,714.651,613,349.5758833,333.33884,192.971,717,526.3059746,855.36866,494.211,613,349.5759833,333.33884,192.971,717,526.3060756,191.05857,158.521,613,349.5760833,333.33884,192.971,717,526.3061765,643.44847,706.131,613,349.5761833,333.33884,192.971,717,526.3062775,213.98838,135.591,613,349.5762833,333.33884,192.971,717,526.3063784,904.16828,445.421,613,349.5763833,333.33884,192.971,717,526.3064794,715.46818,634.111,613,349.5764833,333.33884,192.971,717,526.3065804,649.40808,700.171,613,349.5765833,333.33884,192.971,717,526.3066814,707.52798,642.051,613,349.5766833,333.33884,192.971,717,526.3067824,891.36788,458.211,613,349.5767833,333.33884,192.971,717,526.3068835,202.50778,147.071,613,349.5768833,333.33884,192.971,717,526.3069845,642.54767,707.041,613,349.5769833,333.33884,192.971,717,526.3070856,213.07757,136.501,613,349.5770833,333.33884,192.971,717,526.3071866,915.73746,433.841,613,349.5771833,333.33884,192.971,717,526.3072877,752.18735,597.391,613,349.5772833,333.33884,192.971,717,526.3073888,724.08724,625.491,613,349.5773833,333.33884,192.971,717,526.3074899,833.13713,516.441,613,349.5774833,333.33884,192.971,717,526.3075911,081.04702,268.531,613,349.5775833,333.33884,192.971,717,526.3076922,469.56690,880.011,613,349.5776833,333.33884,192.971,717,526.3077934,000.43679,349.141,613,349.5777833,333.33884,192.971,717,526.3078945,675.43667,674.141,613,349.5778833,333.33884,192.971,717,526.3079957,496.38655,853.201,613,349.5779833,333.33884,192.971,717,526.3080969,465.08643,884.491,613,349.5780833,333.33884,192.971,717,526.3081981,583.39631,766.181,613,349.5781833,333.33884,192.971,717,526.3082993,853.19619,496.381,613,349.5782833,333.33884,192.971,717,526.30831,006,276.35607,073.221,613,349.5783833,333.33884,192.971,717,526.30841,018,854.81594,494.771,613,349.5784833,333.33884,192.971,717,526.30851,031,590.49581,759.081,613,349.5785833,333.33884,192.971,717,526.30861,044,485.37568,864.201,613,349.5786833,333.33884,192.971,717,526.30871,057,541.44555,808.131,613,349.5787833,333.33884,192.971,717,526.30881,070,760.71542,588.861,613,349.5788833,333.33884,192.971,717,526.30891,084,145.22529,204.361,613,349.5789833,333.33884,192.971,717,526.30901,097,697.03515,652.541,613,349.5790833,333.33884,192.971,717,526.30911,111,418.24501,931.331,613,349.5791833,333.33884,192.971,717,526.30921,125,310.97488,038.601,613,349.5792833,333.33884,192.971,717,526.30931,139,377.36473,972.211,613,349.5793833,333.33884,192.971,717,526.30941,153,619.58459,730.001,613,349.5794833,333.33884,192.971,717,526.30951,168,039.82445,309.751,613,349.5795833,333.33884,192.971,717,526.30961,182,640.32430,709.251,613,349.5796833,333.33884,192.971,717,526.30971,197,423.32415,926.251,613,349.5797833,333.33884,192.971,717,526.30981,212,391.11400,958.461,613,349.5798833,333.33884,192.971,717,526.30991,227,546.00385,803.571,613,349.5799833,333.33884,192.971,717,526.301001,242,890.33370,459.241,613,349.57100833,333.33884,192.971,717,526.301011,258,426.46354,923.111,613,349.57101833,333.33884,192.971,717,526.301021,274,156.79339,192.781,613,349.57102833,333.33884,192.971,717,526.301031,290,083.75323,265.821,613,349.57103833,333.33884,192.971,717,526.301041,306,209.79307,139.781,613,349.57104833,333.33884,192.971,717,526.301051,322,537.42290,812.151,613,349.57105833,333.33884,192.971,717,526.301061,339,069.13274,280.441,613,349.57106833,333.33884,192.971,717,526.301071,355,807.50257,542.071,613,349.57107833,333.33884,192.971,717,526.301081,372,755.09240,594.481,613,349.57108833,333.33884,192.971,717,526.301091,389,914.53223,435.041,613,349.57109833,333.33884,192.971,717,526.301101,407,288.46206,061.111,613,349.57110833,333.33884,192.971,717,526.301111,424,879.57188,470.001,613,349.57111833,333.33884,192.971,717,526.301121,442,690.56170,659.011,613,349.57112833,333.33884,192.971,717,526.301131,460,724.19152,625.381,613,349.57113833,333.33884,192.971,717,526.301141,478,983.25134,366.321,613,349.57114833,333.33884,192.971,717,526.301151,497,470.54115,879.031,613,349.57115833,333.33884,192.971,717,526.301161,516,188.9297,160.651,613,349.57116833,333.33884,192.971,717,526.301171,535,141.2878,208.291,613,349.57117833,333.33884,192.971,717,526.301181,554,330.5559,019.021,613,349.57118833,333.33884,192.971,717,526.301191,573,759.6839,589.891,613,349.57119833,333.33884,192.971,717,526.301201,593,431.6719,917.901,613,349.57120833,333.33884,192.971,717,526.30Total100,000,000.0093,601,948.49193,601,948.49100,000,000.00106,103,156.22206,103,156.22
