DAFTAR ISI COVER LEMBAR PERSETUJUAN i LEMBAR …digilib.uinsgd.ac.id/21482/57/3_daftarisi.pdf ·...
8
i DAFTAR ISI COVER LEMBAR PERSETUJUAN ............................................................................... i LEMBAR PENGESAHAN ................................................................................ ii LEMBAR PERNYATAAN ................................................................................ iii RIWAYAT HIDUP ............................................................................................. iv MOTTO HIDUP.................................................................................................. v ABSTRAK .......................................................................................................... vi KATA PENGANTAR ........................................................................................ vii DAFTAR ISI ....................................................................................................... x DAFTAR TABEL............................................................................................... xiii DAFTAR GRAFIK ............................................................................................ xv DAFTAR GAMBAR .......................................................................................... xvi BAB I PENDAHULUAN ................................................................................... 1 A. Latar Belakang Masalah........................................................................... 1 B. Rumusan Masalah .................................................................................... 9 C. Tujuan ...................................................................................................... 10 D. Kegunaan penelitian ................................................................................. 10 BAB II KAJIAN PUSTAKA, KONSEP DAN TEORI, KERANGKA BERFIKIR DAN HIPOTESIS .......................................................................... 12 A. Kajian Penelitian Terdahulu..................................................................... 12 B. Konsep dan Teori ..................................................................................... 17 1) Manajemen ......................................................................................... 17 a. Pengertian Manajemen ................................................................. 17 b. Unsur-unsur Manajemen .............................................................. 17 c. Fungsi Manajemen ....................................................................... 20
Transcript of DAFTAR ISI COVER LEMBAR PERSETUJUAN i LEMBAR …digilib.uinsgd.ac.id/21482/57/3_daftarisi.pdf ·...
i
DAFTAR ISI
COVER
LEMBAR PERSETUJUAN ............................................................................... i
LEMBAR PENGESAHAN ................................................................................ ii
LEMBAR PERNYATAAN ................................................................................ iii
RIWAYAT HIDUP ............................................................................................. iv
MOTTO HIDUP.................................................................................................. v
ABSTRAK .......................................................................................................... vi
KATA PENGANTAR ........................................................................................ vii
DAFTAR ISI ....................................................................................................... x
DAFTAR TABEL............................................................................................... xiii
DAFTAR GRAFIK ............................................................................................ xv
DAFTAR GAMBAR .......................................................................................... xvi
BAB I PENDAHULUAN ................................................................................... 1
A. Latar Belakang Masalah ........................................................................... 1
B. Rumusan Masalah .................................................................................... 9
C. Tujuan ...................................................................................................... 10
D. Kegunaan penelitian ................................................................................. 10
BAB II KAJIAN PUSTAKA, KONSEP DAN TEORI, KERANGKA
BERFIKIR DAN HIPOTESIS .......................................................................... 12
A. Kajian Penelitian Terdahulu ..................................................................... 12
B. Konsep dan Teori ..................................................................................... 17
1) Manajemen ......................................................................................... 17
a. Pengertian Manajemen ................................................................. 17
b. Unsur-unsur Manajemen .............................................................. 17
c. Fungsi Manajemen ....................................................................... 20
ii
d. Tujuan Manajemen....................................................................... 21
2) Manajedmen Syariah .......................................................................... 21
a. Pengertian Manajemen Syariah.................................................... 21
b. Unsur-unsur Manajemen Syariah ................................................. 22
c. Prinsip Manajemen Syariah ......................................................... 23
d. Tujuan Manajemen Syariah ......................................................... 23
3) Manajemen Keuangan Syariah .......................................................... 24
a. Pengertian Manajemen Keuangan Syariah .................................. 24
b. Unsur-unsur Manajemen Keuangan Syariah ............................... 25
c. Prinsip dan Aspek-aspek Manajemen Keuangan Syariah ............ 29
d. Tujuan Manajemen Keuangan Syariah ........................................ 31
4) Piutang Murabahah ............................................................................ 31
a. Pengertian Murabahah ................................................................. 31
b. Jenis Murabahah........................................................................... 33
c. Rukun dan Syarat Murabahah ...................................................... 34
d. Syarat Murabahah ........................................................................ 35
e. Dasar Hukum Murabahah ............................................................ 35
f. Ketentuan Umum Murabahah ...................................................... 38
g. Aplikasi Murabahah di Lembaga Keuangan Syariah................... 39
h. Harga dan Keuntungan ................................................................. 39
5) Piutang Qardh..................................................................................... 39
a. Pengertian Qardh .......................................................................... 40
b. Jenis-jenis Qardh .......................................................................... 44
c. Rukun dan Syarat ......................................................................... 45
d. Dasar Hukum ............................................................................... 46
e. Aplikasi Qardh di Lembaga Keuangan Syariah ........................... 49
f. Manfaat Qardh ............................................................................. 50
6) Total Aktiva ....................................................................................... 50
a. Pengertian Total Aktiva ............................................................... 50
b. Jenis-jenis Aktiva ......................................................................... 52
c. Landasan Hukum Aktiva.............................................................. 55
iii
d. Aktiva Produktif di Bank Syariah ................................................ 57
e. Syarat Aktiva ................................................................................ 58
C. Kerangka Berfikir..................................................................................... 59
D. Hipotesis ................................................................................................... 60
BAB III METODOLOGI PENELITIAN ........................................................ 62
A. Objek Penelitian ....................................................................................... 62
B. Metode Penelitian..................................................................................... 62
C. Jenis Data Penelitian ................................................................................ 62
D. Sumber Data Penelitian ............................................................................ 63
E. Operasionalisasi variabel ......................................................................... 63
F. Teknik Pengumpulan Data ....................................................................... 65
G. Analisis Data ............................................................................................ 66
BAB IV HASIL PENELITIAN DAN PEMBAHASAN .................................. 75
A. Hasil Penelitian ........................................................................................ 75
1. Gambaran Umum PT. Bank BCA Syariah ........................................ 75
a. Sejarah PT. Bank BCA Syariah ................................................... 75
b. Profil Perusahaan Bank Central Asia Syariah .............................. 76
c. Visi dan Misi ................................................................................ 77
d. Produk-Produk ............................................................................. 78
2. Analisis Deskriptif ............................................................................. 83
a. Perkembangan Piutang Murabahah.............................................. 85
b. Perkembangan Piutang Qardh ..................................................... 87
c. Perkembangan Total Aktiva ......................................................... 89
3. Analisis Kuantitatif ............................................................................ 91
a. Pengaruh Piutang Murabahah terhadap Total Aktiva .................. 92
b. Pengaruh Piutang Qardh terhadap Total Aktiva .......................... 98
c. Pengaruh Piutang Murabahah dan Piutang Qardh terhadap Total
Aktiva ........................................................................................... 105
4. Analisis Regresi Berganda ................................................................. 105
iv
5. Analisis Korelasi Berganda ................................................................ 108
6. Analisis Koefisien Determinasi.......................................................... 110
7. Analisis Uji F ..................................................................................... 111
B. Pembahasan .............................................................................................. 113
BAB V PENUTUP .............................................................................................. 117
A. Kesimpulan .............................................................................................. 117
B. Saran ......................................................................................................... 118
DAFTAR PUSTAKA ......................................................................................... 119
v
DAFTAR TABEL
NO. Keterangan Hal
1.1. Data Laporan Keuangan Triwulan Piutang Murabahah, Piutang Qardh
dan Total Aktiva PT.Bank BCA Syariah 2015-2018 ................................6
2.1 Perbedaan dan Persamaan Penelitian Terdahulu ........................................15
3.1 Variabel dan Indikator.................................................................................63
3.2 Nilai Kriteria Hubungan Korelasi ...............................................................69
4.1 Perhitungan Jumlah Piutang Murabaha dan Piutang Qardh terhadap
Total Aktiva PT.Bank BCA Syariah 2015-2018 .......................................83
4.2 Statistik Deskriftif Jumlah Piutang Murabaha dan Piutang Qardh
terhadap Total Aktiva PT.Bank BCA Syariah 2015-2018 ........................84
4.3 Perkembangan Piutang Murabahah pada PT.Bank BCA Syariah 2015-
2018 ...........................................................................................................85
4.4 Perkembangan Piutang Qardh PT.Bank BCA Syariah 2015-2018 ...........87
4.5 Perkembangan Total Aktiva PT.Bank BCA Syariah 2015-2018 ..............89
4.6 Hasil Perhitungan Jumlah Piutang Murabahah dan Piutang Qard terhadp
Total Aktiva pada PT.Bank BCA Syariah 2015-2018 ..............................91
4.7 Analisis Regresi Sederhana Piutang Murabahah ke Total Aktiva .............94
4.8 Nilai Kriteria Hubungan Korelasi ..............................................................95
4.9 Analisis Korelasi Piutang Murabahah terhadap Total Aktiva ...................96
4.10 Analisis Koefisien Determinasi .................................................................97
4.11 Nilai Kriteria Hubungan Korelasi ..............................................................101
4.12 Analisis Korelasi Piutang Qardh terhadap Total Aktiva ...........................102
4.13 Analisis Koefisien Determinasi .................................................................103
vi
4.14 Analisis Uji t ..............................................................................................104
4.15 Analisis Uji Regresi Linier Berganda Pengaruh Piutang Murabahah dan
Piutang Qardh terhadap Total Aktiva ........................................................108
4.16 Nilai Kriteria Hubungan Korelasi ..............................................................109
4.17 Analisis Korelasi Berganda .......................................................................110
4.18 Analisis Koefisien Determinasi .................................................................111
4.19 Analisis Uji F .............................................................................................112
vii
DAFTAR GRAFIK
No. Keterangan Hal
4.1 Perkembangan Piutang Murabahah pada PT.Bank BCA Syariah 2015-
2018 ...................................................................................................................90
4.2 Perkembangan Piutang Qardh PT.bank BCA Syariah 2015-2018 ............88
4.3 Perkembangan Total Aktiva PT.Bank BCA Syariah 2015 – 2018 ............90
viii
DAFTAR GAMBAR
No Keterangan Hal
1.1 Perkembangan Piutang Murabahah,Piutang Qardh dan Total Aktiva
PT.Bank BCA Syariah 2015-2018 ......................................................................6
2.1. Kerangka Berfikir ......................................................................................59
4.1 Pengaruh Piutang Murabahah dan Piutang Qardh terhadap Total Aktiva
PT.Bank BCA Syariah 2015-2018 ............................................................113
