DAFTAR ISIrepository.iainkudus.ac.id/2544/3/FILE 3 DAFTAR ISI.pdf · 2019. 5. 9. · Jenis-Jenis...
Transcript of DAFTAR ISIrepository.iainkudus.ac.id/2544/3/FILE 3 DAFTAR ISI.pdf · 2019. 5. 9. · Jenis-Jenis...
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DAFTAR ISI
HALAMAN JUDUL ...................................................................................... i
HALAMAN NOTA PERSETUJUAN PEMBIMBING .............................. ii
HALAMAN PENGESAHAN ........................................................................ iii
HALAMAN PERNYATAAN ........................................................................ iv
HALAMAN MOTTO .................................................................................... v
HALAMAN PERSEMBAHAN .................................................................... vi
KATA PENGANTAR .................................................................................... vii
ABSTRAK ...................................................................................................... x
DAFTAR ISI ................................................................................................... xi
DAFTAR TABEL .......................................................................................... xiv
DAFTAR GAMBAR ...................................................................................... xv
BAB I : PENDAHULUAN
A. Latar Belakang Masalah ........................................................... 1
B. Fokus Penelitian ....................................................................... 4
C. Rumusan Masalah .................................................................... 5
D. Tujuan Penelitian ..................................................................... 5
E. Manfaat Penelitian ................................................................... 5
F. Sistematika Penulisan .............................................................. 6
BAB II : KAJIAN PUSTAKA
A. Perpindahan Konsumen........................................................... 7
B. Bank Konvensional ................................................................. 8
1. Pengertian Bank ................................................................. 8
2. Kegiatan Bank .................................................................... 8
3. Jenis-Jenis Bank ................................................................. 10
4. Pinjaman atau Kredit .......................................................... 11
5. Prinsip-prinsip Pemberian Kredit ...................................... 13
6. Prinsip Bank Konvensional ............................................... 15
C. BMT (Baitul Maal Wattamwil) .............................................. 16
1. Pengertian BMT (Baitul Maal Wattamwil) ....................... 16
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2. Visi dan Misi BMT ........................................................... 17
3. Prinsip-Prinsip dalam BMT ............................................... 18
4. Penyaluran Dana BMT ...................................................... 19
D. Perilaku Konsumen ................................................................ 21
1. Pengertian Perilaku Konsumen ........................................ 21
2. Perspektif Riset Perilaku Konsumen ................................ 21
3. Perilaku Konsumen Muslim ............................................. 22
4. Unsur Manusia dan Pengaruhnya Terhadap Perilaku
Konsumen Muslim ............................................................ 24
E. Faktor yang Mempengaruhi Perilaku Konsumen ................... 26
1. Faktor yang Mempengaruhi Kepribadian ......................... 26
2. Proses Keputusan Konsumen ........................................... 31
F. Pembiayaan ............................................................................ 34
1. Pengertian Pembiayaan .................................................... 34
2. Perencanaan Pembiayaan ................................................. 36
3. Fungsi Pembiayaan ........................................................... 36
4. Tujuan Pembiayaan .......................................................... 39
5. Pembiayaan Modal Kerja ................................................. 41
6. Pembiayaan Berdasarkan Prinsip Jual Beli ...................... 42
7. Pembiayaan dengan Prinsip Kerja Sama (Partnership) .... 42
G. Hasil Penelitian Terdahulu ...................................................... 43
H. Kerangka Berpikir .................................................................. 46
BAB III : METODE PENELITIAN
A. Pendekatan Penelitian .............................................................. 48
B. Sumber Data ............................................................................ 49
C. Lokasi Penelitian ..................................................................... 50
D. Teknik Pengumpulan Data ....................................................... 50
E. Uji Keabsahan Data.................................................................. 52
F. Analisis Data ............................................................................ 53
BAB IV : HASIL PENELITIAN DAN PEMBAHASAN
A. Gambaran Umum Kecamatan Pucakwangi Kabupaten Pati ... 55
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1. Letak Geografi .................................................................. 55
2. Batas Wilayah .................................................................. 55
3. Jenis Tanah ....................................................................... 55
4. Luas Wilayah .................................................................... 55
5. Keadaan Penduduk Kecamatan Pucakwangi ................... 56
6. Sosial Budaya ................................................................... 58
7. Pertanian ........................................................................... 58
B. Deskripsi Data ......................................................................... 61
1. Praktek Kredit pada Bank konvensional yang Ada di
Kecamatan Pucakwangi Kabupaten Pati ............................ 62
2. Praktek pembiayaan di BMT yang ada di Kecamatan
Pucakwangi Kabupaten Pati .............................................. 64
3. Faktor-faktor yang Mempengaruhi perpindahan pada
Nasabah pembiayaan Bank Konvensional menjadi
anggota BMT di Kecamatan Pucakwangi Kabupaten
Pati ..................................................................................... 67
C. Analisis dan Pembahasan ........................................................ 69
1. Analisis Praktek Kredit di bank konvensional yang ada
di Kecamatan Pucakwangi Kabupaten Pati ....................... 70
2. Praktek pembiayaan di BMT yang ada di Kecamatan
Pucakwangi Kabupaten Pati ............................................... 71
3. Analisis tentang faktor-faktor yang mempengaruhi
perpindahan Nasabah pembiayaan Bank Konvensional
Menjadi anggota BMT di Kecamatan Pucakwangi
Kabupaten Pati ................................................................... 73
BAB V : PENUTUP
A. Kesimpulan .............................................................................. 78
B. Saran ......................................................................................... 80
DAFTAR PUSTAKA
DAFTAR RIWAYAT PENDIDIKAN
LAMPIRAN-LAMPIRAN
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DAFTAR TABEL
Tabel 4.1 Daftar Nama dan Alamat Kantor Pemerintahan yang Ada di
Kecamatan Pucakwangi .............................................................. 57
Tabel 4.2 Perusahaan Menurut Jenis Usaha Tap Desa di Kecamatan
Pucakwangi ................................................................................. 59
Tabel 4.3 Sarana Perekonomian Tiap Desa di Kecamatan Pucakwangi..... 60
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DAFTAR GAMBAR
Gambar 2.1 Kerangka Berpikir ....................................................................... 47